sabeernelliparamban

[sabeernelliparamban]

I think fintech is more than just technology—it’s about breaking barriers and making financial services accessible to everyone.

I recently came across an article from the World Economic Forum that shared some fascinating facts. Did you know that micro, small, and medium enterprises (MSMEs) make up 90% of businesses globally? They also contribute over 70% of employment and account for half of the world’s GDP. These businesses are the backbone of the economy, but many still struggle to get the tools and resources they need to grow and keep up with demand.

Fintech changes that. Think about a small business owner finally able to pay employees on time with easy-to-use financial tools or a single parent managing their money confidently with a mobile app. It’s not just about solving problems; it’s about creating opportunities that help people and communities thrive.

At Zil Money, every feature we build, every innovation we bring to life, carries a bigger purpose - to make someone's life easier, safer, and more connected. And that's what makes this journey so special. But it's not always easy. Building trust in a world so familiar with complexity and deception is a challenge. Yet, it's in those challenges that we find our greatest opportunities.

I truly believe the future of finance is human. Technology is the bridge, but empathy is the foundation. By focusing on inclusion and empowerment, fintech is helping build a fairer, stronger economy for all.

#FintechWithHeart #Innovation #Leadership #Inclusion

[sabeernelliparamban]

Being a fintech CEO has been one of the most rewarding and challenging experiences of my life. It’s not just about leading a company; it’s about constantly growing, learning, and evolving with the industry.

Here are some lessons I’ve picked up along the way:

Embrace Change, Even When It’s Uncomfortable: The fintech world moves fast, and sometimes that means letting go of what you know. But change isn’t scary—it’s a chance to grow. Every choice we’ve made has opened up new doors.

Never Forget the Customer: It’s easy to get caught up in the tech, but at the end of the day, it’s all about making life better for your customers. Their feedback is priceless and building something they genuinely need is the best reward.

A Great Team is Everything: I’ve learned that you can’t do it all on your own. Building a team that shares your passion and is willing to roll up their sleeves with you is what keeps the engine running.

Play the Long Game: Quick wins feel good, but real impact takes time. It’s the small, consistent efforts that build something meaningful and sustainable.

Lead with Heart: It’s easy to focus only on numbers and KPIs, but leadership is about people. Showing empathy, being present, and understanding the human side of things is what truly drives success. Leadership is a journey, not a destination.

Leadership #Fintech #CEOlife #BusinessJourney

[sabeernelliparamban]

Companies miss out on incredible talent because traditional as well as AI tools filter out anyone who doesn’t fit neatly into their “check-the-boxes”. The result? We lose the unique, creative thinkers who can actually drive real growth.

My article on this HR challenge and probable solutions is published in Entrepreneur. Do read it and let me know your thoughts.

[sabeernelliparamban]

It was an inspiring experience to meet and brainstorm with visionary entrepreneurs and FinTech leaders driving the future of finance at Money 20/20 USA! The energy and innovation in every conversation made it a perfect place for building meaningful connections and discovering potential partnerships that could redefine what's next in FinTech. Huge thanks to Money 20/20 USA for hosting such an impactful gathering for our industry!

[sabeernelliparamban]

Signs It's Time to Rethink a Business Project or Initiative

One reason to reconsider a project is increased competition. When new competitors emerge, a project's ROI can take a hit. If market share, revenue, and profitability start slipping, it's wise to step back and assess. Sometimes, shifting focus to other initiatives with higher growth potential is the smarter move.

My thought in an expert column, "20 Signs It's Time to Rethink a Business Project or Initiative," was published in Forbes Business Council!

Please read and tell me if you ever had to make a tough call to pivot because of competition.

[sabeernelliparamban]

What a Businessman's Downfall Can Teach Us Through His Classic Story

Resourcefulness and stress management are crucial for any entrepreneur, and surprisingly, I’ve found these lessons in unexpected places—like fiction. In my recent Forbes article, I share how a classic novel and the life story of its author gave me new perspectives that have had a real impact on my business journey.

Ever gotten business inspiration from a book? Let’s talk!

[sabeernelliparamban]

With Michael Arrington at Ripple's Annual Swell Event 2024! Michael is now actively involved in multiple projects within the tech industry, continuing to influence and support innovation while also running his hedge fund Arrington Capital. A renowned entrepreneur and technology blogger best known for co-founding TechCrunch, a leading technology news website. His passion for entrepreneurship and deep understanding of the tech landscape are truly inspiring, and I look forward to applying some of his insights in my own endeavors!

[sabeernelliparamban]

Excited to meet Bradley Kent Garlinghouse, the CEO of Ripple Labs, at the Ripple Swell Event 2024 in Miami. His career, from leadership roles at Yahoo! and AOL to now leading Ripple, shows his strong vision and willingness to make a real impact in the industry. Garlinghouse’s work in blockchain and cryptocurrency is helping shape the future of finance, and it was great discussing the payments industry with a CEO with such a strong risk appetite. Connecting with him and listening to similar personalities share their insights made for a truly memorable experience.

[sabeernelliparamban]

How B2B Companies Can Create a More Consumer-Like Business Experience

Excited to share that my insights were featured in the Expert Panel discussion titled "How B2B Companies Can Create a More Consumer-Like Business Experience," curated by the Forbes Business Council!

In my experience, mapping the current customer journey is crucial. As B2B buyers demand consumer-level experiences, we need to pinpoint areas where we can enhance satisfaction at every touchpoint. Addressing pain points with customized solutions helps create a more consumer-like experience. What are your thoughts on this approach?

[sabeernelliparamban]

Multilevel Commission Affiliate Program

Check out Zil Money's exciting new affiliate program with a multilevel commission structure! Get 50% of the referred person’s first month fee and extra commissions up to six levels down your referral chain.

Grow your network, promote a trusted B2B payment platform, and make money. Invite anyone with custom-made coupons and referral links!

Let’s grow together—join us today and start earning! Visit https://zilmoney.com/partners/ for more details.

[sabeernelliparamban]

Business Areas To Consider Leveraging Automation

I believe that finance and accounting tasks are crucial, but repetitive work can drain resources. By automating processes like invoicing, check printing, and bill payment, businesses save time, reduce errors, and allow their teams to focus on strategic analysis.

My opinion piece on 'Business Areas to Consider Leveraging Automation' is published on Forbes Business Council!

[sabeernelliparamban]

Strategies For Successfully Attracting Potential Business Investors

Investors are always on the lookout for businesses with high growth potential. So, how do you catch their eye? By showcasing your key growth factors! Is your market booming? Is your business model scalable? Do you have an edge over competitors? Highlight these points to show a clear path to success and a great return on investment.

Are you curious about other strategies to attract investors? Check out my latest piece in Forbes Business Council.

[sabeernelliparamban]

Ways Entrepreneurs Can Maintain A Healthy Work-Life Balance

As entrepreneurs, we often hear about work-life balance, but how do we actually make it happen? For me, it starts with a strong morning ritual. I begin my day with quiet reading to focus, enjoy breakfast with family to stay connected, and spend time gardening to ground myself in nature.

Please read my opinion piece on 'Ways Entrepreneurs Can Maintain A Healthy Work-Life Balance' published in Forbes Business Council.

[sabeernelliparamban]

Ways to Build a Culture of Internal Collaboration

I believe offsite team events like departmental Olympics have helped my team break down silos and build stronger connections. These fun challenges bring different departments together and foster a more collaborative work environment.

My opinion piece on "Building a Culture of Collaboration" was published in Forbes Business Council! Please read and let me know your feedback.

[sabeernelliparamban]

Strategies for Balancing Business Sustainability with Profitability

Excited to share that my opinion piece "Strategies for Balancing Business Sustainability with Profitability" has been published in Forbes Business Council!

I highlighted how new tech, like smart building systems, helps cut waste and boost profits by adjusting energy use with sensors. It's a great way for businesses to be both sustainable and profitable.

What tech is helping your business? Let's discuss it!

[sabeernelliparamban]

Tips to Effectively Market Luxury Products

Happy to share the latest Forbes Expert Panel article on marketing luxury products in which I was featured! I discuss how word-of-mouth and VIP experiences outshine mass advertising for luxury brands. I believe that personal touches, like a phone call or DM, can turn customers into loyal fans.

What are your strategies for luxury marketing? Share your thoughts below!

[sabeernelliparamban]

What Mythology And Philosophy Can Teach Leaders About Motivating Workers

Have you ever felt like you're constantly struggling without making progress? I've noticed that many talented people become disengaged and just go through the motions. This is a common issue.

In my latest Forbes article, I explore how mythology and philosophy can help leaders overcome this problem. By giving employees more freedom, acknowledging their efforts, and helping them find meaningful roles, we can transform this endless struggle into something meaningful.

Let's create workplaces where purpose comes first. What are your thoughts on this?

#Leadership #WorkplaceCulture #Motivation