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Find the Perfect Mattress Size for Your Needs

From Twin to King-size mattresses, discover the ideal fit for your space and comfort preferences. Our collection offers a variety of options to cater to every sleeper’s needs.

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Luxury Mattress Toppers for Extra Comfort & Support

Revitalize your mattress with a high-quality topper that adds plush softness and pressure relief. Choose from memory foam, cooling gel, and orthopedic designs for a better night's sleep.

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Space-Saving Sofa Cum Beds for Modern Living

Optimize your living space with stylish sofa cum beds that offer dual functionality. Perfect for small apartments and guest rooms, these designs provide a seamless transition from comfortable seating to cozy sleeping.

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Premium Display Pedestals for Art & Collectibles

Showcase your favorite artworks and collectibles with high-quality pedestals. Designed for stability and aesthetic appeal, these stands elevate your décor while blending seamlessly with your interior design.

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Stylish Pedestals for Home & Office Décor

Enhance your space with elegant pedestals designed to display sculptures, plants, and decorative pieces. Available in modern, vintage, and minimal styles, these pedestals add a refined touch to any setting.

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Find the Perfect Mattress Size for Your Comfort

Choose from a variety of mattress sizes, including Twin, Full, Queen, and King, to fit your space and sleeping needs. Whether you need a compact option for a guest room or a spacious king-size mattress for ultimate luxury, we have it all.

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Memory Foam & Cooling Mattress Toppers

Transform your bed with a breathable and supportive mattress topper. Whether you need extra firmness or a plush feel, our collection includes gel-infused, orthopedic, and hypoallergenic options to suit your sleep needs.

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Multifunctional Sofa Cum Bed Designs for Every Home

Looking for a smart furniture solution? Our sofa cum bed collection offers durable and stylish designs that easily transform into beds, making them perfect for compact homes and guest accommodations.

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https://www.pepperfry.com/category/pedestals.html?utm_source=offpage&utm_medium=referral&utm_campaign=2025_offpage

Versatile Pedestals – A Perfect Blend of Function & Style Whether you need a sleek modern pedestal or a rustic wooden stand, our collection offers designs that suit every aesthetic. Perfect for homes, galleries, or offices, these pedestals make a statement while enhancing your space.

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Why Are Fixed Deposits the Best Investment for Your Future

A fixed deposit refers to an investment in which money deposited in a bank, bank savings account, and with other financial institutions or organization remains fixed for a particular time and income on that is as per a predefined interest rate generated at an interim basis on the principal amount. The best thing about FDs is that they offer assured returns. To say the least, your money will grow steadily and there will be no worrying about market fluctuations.

Benefits of Fixed Deposits

Much Higher Rate of Interest: Probably, this is the biggest benefit which one gets with regard to investing in fixed deposits with a much higher rate of interest in comparison to saving accounts. The rates on the AU Bank FD schemes are pretty competitive when the interest goes up as high as 7.75% per annum, hence ensuring that your savings grows at a much faster pace.

Guaranteed Returns: Since the fixed deposit is done for a specific period and gives a fixed rate of interest for the whole tenure, you get a predictable return on your money. This makes it perfect for risk-averse people who prefer a stable investment having low risk.

Security: Further, deposits under the Fixed deposit are also covered with DICGC, where DICGC has a safety coverage of up to ₹5 lakhs against your deposits. Thus, it holds one of the safest investment channels in the market.

Tax Saving FDs: Under Section 80C of the Income Tax Act, AU Bank offers tax saving fd that offer tax benefits. There is a maximum limit set at ₹1.5 lakh per financial year for the investment in such FD schemes. The invested amount will have an accompanying tax deduction.

Benefits to the Senior Citizens: The senior citizens are provided with an additional interest of up to 0.50% p.a on their fd. It becomes an added advantage for the elderly investor who is looking to generate income in the old age.

You can also calculate the returns on your FD in an instant, without manually applying a formula. You can try various amounts, interest rates, and tenures to know which amount yields the highest returns. The AU Bank FD calculator ensures that you get the most accurate information to plan your strategy of investment. It means that you do not have to make manual calculations and just focus on other aspects in your financial planning.

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Why Are Fixed Deposits the Best Investment for Your Future

A fixed deposit refers to an investment in which money deposited in a bank, bank savings account, and with other financial institutions or organization remains fixed for a particular time and income on that is as per a predefined interest rate generated at an interim basis on the principal amount. The best thing about FDs is that they offer assured returns. To say the least, your money will grow steadily and there will be no worrying about market fluctuations.

Benefits of Fixed Deposits

Much Higher Rate of Interest: Probably, this is the biggest benefit which one gets with regard to investing in fixed deposits with a much higher rate of interest in comparison to saving accounts. The rates on the AU Bank FD schemes are pretty competitive when the interest goes up as high as 7.75% per annum, hence ensuring that your savings grows at a much faster pace.

Guaranteed Returns: Since the fixed deposit is done for a specific period and gives a fixed rate of interest for the whole tenure, you get a predictable return on your money. This makes it perfect for risk-averse people who prefer a stable investment having low risk.

Security: Further, deposits under the Fixed deposit are also covered with DICGC, where DICGC has a safety coverage of up to ₹5 lakhs against your deposits. Thus, it holds one of the safest investment channels in the market.

Tax Saving FDs: Under Section 80C of the Income Tax Act, AU Bank offers tax saving fd that offer tax benefits. There is a maximum limit set at ₹1.5 lakh per financial year for the investment in such FD schemes. The invested amount will have an accompanying tax deduction.

Benefits to the Senior Citizens: The senior citizens are provided with an additional interest of up to 0.50% p.a on their fd. It becomes an added advantage for the elderly investor who is looking to generate income in the old age.

You can also calculate the returns on your FD in an instant, without manually applying a formula. You can try various amounts, interest rates, and tenures to know which amount yields the highest returns. The AU Bank FD calculator ensures that you get the most accurate information to plan your strategy of investment. It means that you do not have to make manual calculations and just focus on other aspects in your financial planning.

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Credit cards demystified – spend smarter, save more

When you think of what you can achieve financially with a credit card perhaps the sky is the limit. The problem with this situation is that the jargon might tend to overwhelm you a bit at times. In case you have ever wondered how magical plastic money can be for you or been perplexed by offers that keep coming your way and never fail to entice you it is time that you got that cloud cleared from your head. In this article, we will attempt to demystify the phenomenon of credit cards by talking about their pros and cons and show you how you can use them the best.  

Pros and cons of credit cards

On the positive side, credit cards offer you financial convenience right at your fingertips and can help you build your credit score provided you are careful and steadfast about your credit card bill payment. These cards also offer you a whole lot of rewards and other perks to sweeten the deal and provide you with security and purchase protection as well. They are an emergency lifeline and come with interest-free loans and grace periods too. However, the rates of interest on these cards are high and they may tempt you to overspend as well. Plus they have fees that cannot be avoided – they can also have a negative impact on your credit score, and build up debt quickly.

How to use your credit card wisely

Being smart about spending on your travel credit card can help you maximize its advantages as well. So, first of all, always have a budget and adhere to it. Make sure to pay off your balance in full each month and always select the right card for yourself. Make sure that you never use these for impulse buys and keep track of the money you are spending by using them. Finally, be timely with your payments – without fail.  

Remember that even if you have got your card from a good bank such as AU Bank it is very important that you are aware of the pluses and minuses of plastic money so that you have all that you need to be equipped with to make informed choices. If you use them wisely credit cards can be the best financial tools you ever used – the convenience, security, and rewards they offer are second to none. However, you must also know their pitfalls and navigate them carefully.

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Tips to keep in mind while using credit cards overseas

When you are traveling outside India you will deal mostly in cash. However, if you can use credit cards for the same purpose it can make your overseas travel a whole lot simpler. That way, you would not have to deal with issues like converting currency. If you have the right credit card you would not even have to pay any foreign transaction fee for the same! This way, you would also be able to ward off criminals such as pickpockets as these cards are always easier to keep safe and hide. Even in case the card gets stolen you would not lose any money for sure!

Go for credit cards that do not have foreign transaction fees

This is the first factor that you must keep in mind when you are aiming to select a travel credit card. A lot of credit card issuers usually charge fees when you use their cards to buy anything while traveling outside your country and these foreign transaction fees can be anywhere between 2 and 5% of the purchase price. This means that you might end up paying significantly higher than the listed price of the product or service and this can add up to a lot even as you tour and buy.

Talk to your credit card issuer before you leave for the trip

Once you have the right card talk to your credit card issuer before you leave for the trip and apprise it of your travel plans. Ask the people working for the company to provide you with a number or two that you can call in case you need assistance with overseas purchases and the consequent credit card bill payment. Doing this will make sure that they do not suspend your card considering your overseas purchases and transactions to be suspicious activities. This way, you can also call them for free in case of issues.

Apart from these, you would do well to keep a few other things in mind. Always steer clear of dynamic currency conversions and memorize your PIN (personal identification number). Dynamic currency conversion is a feature that lets you buy overseas with your home currency – this can mean unnecessary expenses. One of the best steps that you can take in this context is to get the credit card from a top bank such as AU Bank that provides you with all the benefits and features that you need from such cards.

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Understanding Different Types of Credit Cards

Credit cards have become an indispensable tool in the modern financial landscape as they offer convenience as well as rewards, and even help you build a strong credit score if used thoughtfully. Multiple credit card offerings are available these days by different banks, that are designed to meet the diverse financial and lifestyle needs of individuals. This article will help you understand the major types of credit cards and the benefits they offer so you can apply for credit card that is best suited to your financial needs.

Standard Credit Cards

These are the most common credit cards and they come with a predetermined limit on purchases. Standard cards offer various features such as rewards programs and purchase protection, however, they carry annual fees and interest on carried-over balances.

Travel Credit Cards

A travel credit card is specially designed for frequent travellers and offers travel-related perks such as access to airport lounges, priority boarding, no foreign transaction fees, exclusive discounts on hotels, travel insurance, discounts on various OTA platforms, etc.

Student Credit Cards

These cards are designed for students who are new to credit and feature lower credit limits so they can build their credit history slowly and responsibly. Student credit cards often come with perks like cashback rewards and financial education resources.

Business Credit Cards

Business credit cards are tailored solutions for SMBs and provide separate credit lines for business expenses to help businesses track their finances seamlessly. Business Credit Cards come with business insurance and offer rewards on business travels and additional cashback on purchases such as office supplies.

Rewards Credit Cards

Rewards cards encourage spending by offering cashback, credit points, and other rewards such as discount vouchers on each spending done by the card user. These rewards can later be redeemed for booking travel, buying merchandise, etc. making them a lucrative option.

Cashback Credit Cards

Cashback cards provide a percentage of purchases back as cash rewards based on the different spending categories such as groceries, utilities, etc. These cards are ideal for those who pay their credit card balance in full every month.

In addition to this, if you are someone who likes luxury experiences and exclusive perks and services, you can opt for a metal credit card. Thus, different types of credit cards are suitable for people with different spending patterns and lifestyles and choosing the right one can help you maximize benefits on your spending and purchases and achieve financial well-being.

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Revamp Your Bedroom: How to Choose the Right Metal Bed for a New Beginning

Ready to transform your sleep space from snooze-worthy to dazzling dreamscape? It's time for a bedroom revamp, and what better way to do it than with a touch of metal magic! Choosing the right metal bed is the secret ingredient for a bedroom makeover that will have you waking up with a grin every morning. So, let's dive into the funky world of metal beds and discover how to pick the perfect bedroom bed for your new beginning!

1. The Bold and Beautiful:

Metal beds are the rockstars of bedroom bed furniture, and they come in all shapes and sizes. For a bold statement, opt for a bed with a headboard that's a piece of art in itself. Think swirling designs, funky patterns, or even a splash of vibrant color. This isn't just a bed; it's a bold declaration of your personality!

2. Size Matters, Style Matters More:

Whether you're in a cozy nook or a sprawling loft, single metal bed come in sizes to fit every space. But here's the real scoop – it's not just about size; it's about style. Go for a bed that suits your vibe, whether it's a sleek and minimalist frame or a whimsical, curvy design that turns your bedroom bed into a fantasy land.

3. Mix and Match Metals:

Who claims you must adhere to a single metallic hue? Mix and match your metals for an eclectic and trendy look. Combine brass with silver, or throw in some copper accents. It's like a metal orchestra playing the symphony of your unique style. The key? Let your imagination run wild!

4. Glam It Up with Canopy Charm:

Feeling a bit extra? Go for a metal canopy bed that adds a touch of glam to your bedroom. It's like having your own personal oasis. Hang some fairy lights or drape sheer curtains for that dreamy, Instagram-worthy vibe. You'll be counting sheep in style!

5. Think Beyond the Bed:

Who says metal bed are limited to just the bed frame? Think outside the box and explore metal nightstands, dressers, or even a funky metal chair for that corner reading nook. It's a metal takeover, and your bedroom is the canvas.

Choosing the right metal bed is not just about sleep; it is about creating a space that reflects your personality, style, and a hint of funky flair. So, dive into the world of metal magic, pick a bed that makes you smile, and get ready for a bedroom revamp that's as groovy as you are! Sweet dreams, rockstar!

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Research 360 - Screener, IPO

With our comprehensive research and analysis, you'll be able to make smarter investment decisions and achieve your financial goals. To know more -

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Research 360 - Screener, IPO

With our comprehensive research and analysis, you'll be able to make smarter investment decisions and achieve your financial goals. To know more - https://apps.apple.com/in/app/research-360-screener-ipo/id1633206960