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pay me an extra $20 so when approached iâll quietly whisper with my head lowered down, âitâs doneâ then iâll secretly smile and walk awayÂ
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I feel like I should make a post about this because itâs not something thatâs very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. Iâve wanted to write this out for a while, Itâs kind of a long post, so sorry about that!
If you have an emergency and have to go to the hospital, youâll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)
Youâll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)
You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)
You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)
Youâve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)
Altogether, I ended up with almost $24,000 in medical debt from one car accident. Thatâs a really scary number for someone like me who makes $10/hr at a 12 hour a week job.
I got my debt down to $1075 by making some phone calls and submitting some paperwork.
The first thing I did was contact the hospital. They donât make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who canât afford medical bills. I donât make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who canât pay their bills. I had to call multiple times, and I got transferred in circles by people who didnât know what I was talking about. Finally, I got an appointment with someone in âEligibility Servicesâ (I donât know what other hospitals call it, if itâs something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.
I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.
I didnât bother with the medical equipment suppliers, since the bills came from separate companies and I didnât feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.
The only thing I couldnât get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.
Medical debt is scary because itâs something that can come from stuff thatâs already really scary. I didnât need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (itâs not easy, believe me!).. but I canât imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesnât do enough. Even if your income is higher than mine, itâs worth a shot even for partial debt forgiveness.
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in light of recent events, fuck
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Fake Service Dogs?
Youâre sitting at a cafe with your friend when suddenly a woman walks in with a toy poodle in her purse. The manager at the counter informs her âIâm sorry, but we do not allow dogsâ. She replies with a heavy sigh and a âSheâs a service dog. She can come with meâ. Not knowing much about service dog law, and worrying about getting sued for asking further questions, he sits this woman down at a booth. There, she promptly unzips her purse and places the dog on the booth seat next to her. When the womanâs food comes out, the little dog begs and she feeds her bits off her plate. This dog is not public access trained, and proceeds to bark at those who walk by. This dog is a nuisance and causes many in the restaurant to complain. The manager cannot do anything but inform the unhappy customers that this is a service dog, so he canât ask her to leave. In the end, itâs the customers who end up leaving.
Now I walk in with my highly trained service dog pressed against my leg in a perfect heel position, and Iâm quickly bombarded by the manager telling me âNo dogs! No dogs! We ALL know what happened last timeâ. Confused, I tell him âThis is my medical alert and medical response service dog. Her right to accompany me is protected under federal law.â With a sigh, he seats me at a table far away from others where my dog promptly tucks under my feet, out of sight. When my food arrives my dog is still tucked tightly under the table because she knows sheâs not supposed to eat when sheâs on duty. She stays there ignoring those who walk past for the remainder of my meal. When we leave, a woman by the door exclaims âWoah, I didnât know there was a dog here!â
See the difference?
Scenario number two occurs at a local grocery store when a man decides to bring his certified emotional support animal into the store with him. Upon entering he flashes a fancy ID card and certification papers. This dog is not as unruly as the first, but he still forges ahead of his handler, sniffs the food on display, and may seek attention from those who walk past. You find this dog adorable, and when he and his owner walk past you ask to pet him. The owner says yes and explains how all he had to do was go online, register his dog, and a few weeks later they sent him a vest, ID card, and certification papers.
Now I pull into the same grocery store. Iâm in a rush to get an ingredient for a dish Iâm making so I hurry into the store with my service dog next to me. Iâm quickly stopped by a manager who demands to see my service dogâs certification card. Remember, this is NOT required by law, and most real service dog teams donât have them. After 15 minutes of trying to educate, pulling up the ADA website on my phone, back and forth bickering, and drawing more of a crowd than I want to describe⊠Iâm finally allowed in. I grab my ingredient, stand in line (where my service dog obediently moves between my legs to make space for those around me), and I get bombarded by people asking to pet my dog. I explain that sheâs working, she has a very important job to do, and sheâs not allowed to be pet while on duty. People walk away grumbling and complaining about how rude I was when other handlers like the man they met earlier allow their dog to be pet.
Moral of the story? Fake service dogs create real problems. The ones who are impacted the most are the true service dog handlers who rely on their dogs every day to help mitigate their disability. How would you feel if everywhere you went, you couldnât make it 10 feet in the door because people were asking you questions? Imagine how much time that would take out of your already hectic day. Businesses lose customers because word gets out that there are unruly dogs in their store, customers become misinformed and start thinking some of these behaviors are okay, some people even start to believe the lies that anyone can just register their dog online and make him a service dog. The result? MORE fake service dogs. MORE real problems.
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This popped up on my dash kinda outta nowhere but itâs a masterpiece so Iâm reblogging anyway
just friends || pt. 3 (M)
Jeon Jungkook was many things. He was an asshole, a tease, and kind of an inconsiderate roommate. But most of all, heâs your best friend, and has been since you were 10. When he suddenly confesses his attraction to you and proposes sleeping together, you are smart enough to turn him down. You knew Jungkook; you knew how he moved from one girl to the next. You, too, were many things, but just another notch in Jungkookâs belt was something youâd never be.
Or, âYou love to run your mouth, donât you, baby girl?â
pairing: best friend!jungkook x reader
genre: uh best friend AU but really just an excuse for angsty smut
word count: 10k
warnings: smut, dirty talk, spanking, daddy kink sORRY, dom!jungkook, jungkook just being a little shit basically
A/N: this is based on the song Friends by Marshmello.
CHAPTERS: 01 | 02 | 03 (final)
âââââââââââââââââââââ
PART THREE (FINAL)
âHow long does this shit take to dry?â Jungkook questioned, referring to the clay mask that you were currently spreading onto his face.
It was a Friday and both you and Jungkook were officially done with finals. You had somehow managed to convince Jungkook into celebrating the achievement by indulging in some self-care with you.
â20 minutes.â You replied, trying your hardest not to move your face as you spoke, your own face mask already starting to harden.
â20 minutes?! What the fuck am I meant to do for 20 minutes?â Jungkook exclaimed in annoyance, causing you to roll your eyes. Jungkook had never done a face mask before and the fact that people voluntary engaged in such a time consuming and messy activity blew his mind.
Keep reading
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âBut if you forget to reblog Madame Zeroni, you and your family will be cursed for always and eternity.â
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WHAT. THE. ACTUAL. FUCK.
Marshae Jones was shot in 2018 during an argument. She was 5-months pregnant at the time and the trauma ended the pregnancy. While charges were dropped against the shooter, the survivor, Marshae Jones is now being charged with manslaughter for starting the argument. Black and indigenous women are almost always the first targets of policies that attempt to steal autonomy over their own bodies from women. Marshae is clearly the victim in this situation, yet she now faces a hefty prison sentence for being shot. She is being held on a $50,000 bail. This is absolutely disgusting, and we must end both the system of cash bail and the prison industrial complex that seeks to criminalize black, brown, and working class white people at every opportunity. #SayHerName
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yeah hes cute but does he care about your mental health
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I'd very much like to punch a feminist.
Iâd never, ever hurt a lady but Iâd be happy to punch a feminist. Itâd bring me great joy.
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reblog and make a wish! this was removed from tumbrl due to âviolating one or more of Tumblrâs Community Guidelinesâ, but since my wish came true the first time, Iâm putting it back. :)
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REWIND MASTERLIST
The collective masterlist of all the fics included in my Rewind series. Each fic takes place in a different time period. I try to be as educated of each era as I can in order to add to the authenticity of the fic but please keep in mind I was born in 1999. I apologize for any discrepancies. Enjoy!
heavy sugar || myg
âł 1920âs au
âł smut, mafia au, gangster!yoongi x flapper!reader
read here | moodboardÂ
in the mood || ksj
âł 1940âs au
âł smut, impreg kink, post war/hollywood au, soldier/actor!jin x wife!reader
read here | moodboard
hot rod || jhs
âł 1950âs au
âł smut, virgin kink, greaser!hoseok x virgin!reader
âł collab with @httpjeon
read here | moodboardÂ
groovy || kth
âł 1970âs au
âł fluff, angst, smut, f2l, taehyung x childhood friend!reader
part one | part two || moodboard
bitchinâ || jjk
âł 1980âs au
âł smut, e2l, fake lovers/college au, frat boy!jungkook x reader
read here | moodboard
novocaine || pjm
âł 1990âs au
âł smut, angst, exes au, punk!jimin x reader
read here | moodboard
barbie girl || knj
âł early 2000âs au
âł smut, pwp, football player!namjoon x cheerleader!reader
read here | moodboard
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last updated âș april 28
» latest | candlelit nightmare 01 | ot7
» night world series | enter the story
all rights reserved © junqkook | reposting/modifying of any kind on any medium is strictly not allowed. translations are not allowed. the reposting, modifying, and translating of my work without explicit permission from me is a criminal act under the law.
k e y » [ â ] personal fav âș [ ⥠] reader fav
s e r i e s » [ â ] complete âș [ â ] in progress
â JEON JUNGKOOK
s t a n d a l o n e s
» flick or treat | fuckboy au | smut | ⥠â you hate jeon jungkook with every fiber of your being; but arousal doesnât discriminate between like and dislike.
» not quite lovers | ceo au, fwb au | smut | ⥠â hiring jeon jungkook as your personal assistant happens to have more than one perk.
» all i want for cockmas | xmas special | smut, crack â you tell santa exactly what you want for christmas.
» overdrive | vampire au, soulmate au | smut â you thought meeting jungkook was just a coincidence, but the world didnât deal in coincidences.
s e r i e s
» into the woods | goblin au | smut, angst/fluff | ⥠â getting hurt and stumbling upon a goblin in the forest leaves you completely at his mercy, though you arenât sure if thatâs necessarily a bad thing. » index | the grove. the thicket. the nest. | â
» every breath you take | stalker au | smut, thriller | â â everything was going great when you first met jeon jungkook. he was a new light in your life with soft smiles and tinkling laughs; but then you noticed a lurking presence that seemed to follow you wherever you went. » index | 01. 02. 03. | â
» lionheartâs equilibrium | magic au | smut, angst â as a sorcerer, it is of the utmost importance that you keep your magic a secret from everyone. when you become prince jungkookâs servant, it becomes increasingly difficult to keep your identity hidden; especially when you fall in love with him. » index | 01. | â
â KIM TAEHYUNG
s t a n d a l o n e s
» desideratum | harry potter au | smut, fluff â you had no idea youâd fall for a hufflepuff, especially not the seeker with a big smile and wandering hands that you spent more time in bed with than you cared to admit.
s e r i e s
» buzzed | f2l au | smut, angst/fluff | â â maybe ordering a vibrator and letting your best friend open your mail wasnât such a great idea. » index | 01. 02. | â
» lionheartâs equilibrium | magic au | smut, angst â as a sorcerer, it is of the utmost importance that you keep your magic a secret from everyone. when you become prince jungkookâs servant, it becomes increasingly difficult to keep your identity hidden; especially when you fall in love with him. » index | 01. | â
â PARK JIMIN
s t a n d a l o n e s
» rockinâ the coffin | vampire au | smut â youâve heard that feeding can be pleasurable, so you go looking for a vampire to test it out.
â KIM NAMJOON
âș not available
â JUNG HOSEOK
s t a n d a l o n e s
» oceans of gold | greek gods au | smut â he was like all that glittered, golden and intoxicatingâand it only made you want more than what he could give.
â MIN YOONGI
s t a n d a l o n e s
» delectable | vampire au | smut â your vampire boyfriend always went crazy once a month.
» la douleur exquise | soulmate au âș smut, angst â the heart-wrenching pain of wanting someone you canât have.
s e r i e s
» fallen empires | the 100 au | smut, angst/fluff | â â if you wanted to survive winter and the impending war with azgeda, you were going to have to find some way to trust yoongi and the other grounders, even if that meant marrying one of them. » index | the beginning. the fall. the crash. | hiatus
â KIM SEOKJIN
s t a n d a l o n e s
» fuck oâlantern | fwb au âș smut, crack â after a raging party, your fuck buddy propositions you to have sex in the middle of a pumpkin patch field. what are you gonna do, say no?
» the seance | demon au âș horror âș halloween special â you and your friends go exploring in an abandoned house in the middle of the woods surrounded by mystery and ghost stories; what you find there may not be what you were looking for.
» la douleur exquise | soulmate au âș smut, angst â the heart-wrenching pain of wanting someone you canât have.
â GUESS THE MEMBER
» candlelit nightmare | stalker au | smut | NEW â he works up the courage to send you a letter, detailing what he wants to do to you after watching you for weeksâand it wonât be the last letter you receive. » index | 00. 01. 02 | â
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Omg đ«đ«đ«
made them into playlists ah they look so cute đ
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Nobody:
Me: âŠlooping gif of Markâs eyes twitchingâŠ
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