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Rocking Blue Hair Color

Eying to go blue? Need some inspo for making your boldest hair dreams true? Light blue, electric or dark, cobalt or pastel, teal or aquamarine, be sure you will find your right blue hair color.   

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Spending Less Than You Earn Is Just Several Tips Away

Have you ever woke up with a firm decision to save money, reducing all the expenses that can be postponed? However, you come with excuses that you will start from tomorrow. Don’t berate yourself; you are not alone in the boat. The problem of saving money becomes especially painful with getting a credit card statement or the date you have to pay off your loan.

However dreadful it may seem, but believe that it is quite possible to track your spending in the case of showing your best effort if it is so simple, then why are so many people buried in debts or living on paychecks, draining almost all their earnings. Here is a handful of tips on where to start.

Don’t run into debt

Start with eliminating debts on your credit card. At first glance, it may seem that it’s just a willy-nilly debt that won’t cost you much. Bear in mind that overwhelming oneself in debts starts with small borrowings, and it has the power to affect every part of your life.

Set small financial goals

Goals will help you to make rational financial decisions and think twice before jumping into debts or enjoying shopping. Are you dreaming of quitting your credit card debt, or maybe you dream of buying a new car or valuable equipment? Great! Once you have bright ideas of what you are saving for, it will be easier to work toward that goal.

Keep track of your spendings.

If you write down every single purchase, it will help you to control your spending and avoid buying unnecessary things. When you are going to buy something, keep a list of your must-buy items. If there is something, you are eager to buy, wait for some time and consider whether the temptation of buying the thing is gone or not. The next step towards tracking your spending is not buying ready-made food, which is not only expensive but also harmful to your health. Never go out when you are hungry.

Find Affordable Services

Don’t bank with companies that come along with sky-high prices. Be it a bank, beauty salon, medical institution, or something else. Monthly usage fees are all outstanding.

As you learn to spend less than you earn, you won’t take loans or any kind of borrowings any more. No debts will make you have extra cash in your checking account. Even the thought of some extra money will reduce stress. Like a domino effect, it will leave room for new ideas of earning more. Stress-free life will open new possibilities that were close to you before.

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Spending less than you earn is just several steps away

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Interesting financial stories

We are used to money being either in the form of metal coins or paper notes or even invisible in the form of electronic money. But at the very beginning of its existence, the money had a slightly different form. Consider some famous and interesting facts about money.

1. In ancient tribes, the first official money was the gifts of flora and fauna — sea shells and bird feathers.

Thus, in Burma and China until the 20th century, salt and tiled tea were the means of payment, and in ancient Mexico, bags of cocoa beans. There are facts about the economy that rice, grains, corn, dried fish, tobacco and even livestock were used. This exchange has now become called “barter,” and previously certain goods were money.

South-East Asia is also known to have used opium as money for centuries. In the state of ancient Aztecs, animal bones served as coins. And that’s not all the facts about finance yet.

2. At excavations in Greece found strange thin rods — the same in weight and size, they met in ruins of residential buildings and in graves. The same rods were depicted on frescoes of the period. Scientists have been able to establish that these are nothing more than ancient Greek coins. The bundle of such “coins” -strings was tightly placed in the palm (“drachma” in Greek) and had some value. Hence the name of the modern Greek coin.

3. In Alaska, Russian leather money was produced in 1816, 1826, and 1834.

It seems that in today ‘s world money is made only from metals and paper, this is not quite true. Thus, during inflation in Germany in the early 20s of the 20th century, coins made of porcelain were issued. And already in the early 1990s several countries issued banknotes from polymer plastic.

4. In 1999 Romania issued a polymer note with a denomination of 2000 lei dedicated to the solar eclipse 1999. 

The note shows a map of Romania, indicating places where the eclipse was 100 percent. Credit cards, in some ways, can also be called money, and they are also made of plastic. Some more engaging data where finance is in numbers and facts.

5. The world ‘s biggest Golden bar

Mitsubishi Corporation in Japan has distinguished the world ‘s largest Gold bar, measuring 45.5x22.5x17 cm. Despite the fact that in size it is with a box of under shoes, it cannot simply be lifted, as its weight is 250 kg. The total cost of the bar is $3.7 million. Only the largest coin in the world, weighing 1 ton, can match it.

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End of the American Dream

According to the independent American portal End Of American Dream, one of the main reasons for this is the higher rate of increase in the cost of living in the United States. In particular the increase of food, rent, health insurance, etc. costs increase the number of "poor" in the country every year at an explosive rate. "Middle class," of American society, is also catastrophic. You can treat this trend differently. This can be attributed to the panic expectations of society as a reaction to the escalation of hysteria in the same media. This can be attributed to propaganda. Various media do not always reflect real events and priorities in society.

According to The Social Security Administration, half of Americans earn less than the minimum ($16.87 per hour), less than $30000 per year. For many, this amount will seem more than worthy. However, this level of income, according to the Alliance for a Just Society, is not enough to achieve a more or less adequate but modest standard of living even with two workers in a family of four. Now in the USA for each created workplace there are 7 applicants, so 15 dollars an hour is enough only one person to barely make ends meet.

These organizations, in particular End Of American Dream, argue that US health insurance premiums are increasing 3 times faster than federal officials claim. Overall, these payments are expected to increase by 20.3%, affecting millions of families. The food price index has increased from 73 to 162 types of products. Today, 47 million Americans live in poverty, food stamps are issued for one in five children in America, 1.5 million American families live on less than $2 a day, and 46 million Americans turn to banks and credit unions annually. Most often they need to rely on payday loans to cater basic everyday expenses. 

As a result, large number of  formerly middle-class Americans lose their jobs and homes. Homelessness and total poverty are becoming a real prospect in middle-class life, wich trumpets that "American dream" dies.

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A Goldfish

A man caught a goldfish: "I want a small factory, a house and a car. Goldfish: - Well, but choose - on credit or in leasing. Man: - All right, choose -with eggs or vegetables?

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Top 10 most expensive wedding dresses in the world that cost from $16000-$12000000. 

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5 постов!

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The first lesson we have to learn is that money itself is not evil. It 's just a tool, like a pencil. The pencil can be used to write an amazing love letter or complaint, which will be followed by dismissal. When the pencil was designed, it was made so that it became convenient for both writing and hitting the eye with a sharp end. It 's not about the subject itself, it 's about motivating a person holding a pencil or money.

Robert Kiyosaki

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I Need a Passport

- Citizen, take a payday loan. "No, I can 't. I don't have a passport. - How so? All adults must have a passport. - Yes I have mine, but who gives his? Someone else’s is necessary...

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