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November 12, 2024: TUESDAY
Schedule and Activities:
6:00 AM: Weights workout
7:00 AM: Christiane’s class (canceled); took a shower and headed to the condo
9:00 AM: Lesson planning and writing 550 words for Chapter 10 of 90 Days in London
11:00 AM - 12:30 PM: Class with Carla
12:30 PM: Ordered lunch from Nanyang via GrabFood
1:00 PM: Walked around the neighborhood and visited Benhur
2:00 PM: Purchased cushions, pillows, and blankets for the condo
3:30 PM: Returned to the condo
4:00 PM: Headed home
5:00 PM: Natchan's class
6:00 PM - 9:00 PM: Bell's Insight session/ observe Ellie Guerrero
10:00 PM: Class with Moon and Quynh
11:00 PM: Read Bunny
Journal Entry: Stormy weather today, causing power outages and unstable electricity. Since Christiane’s class was canceled, I focused on weights and then went to the condo to work and prepare for Carla’s class. Purchased cushions and bedding essentials for both mine and Ran’s beds. Had a good talk with Rhea after classes; feeling closer and contemplating confessing my feelings. Bunny is getting more intriguing, so I stayed up late reading.
Significant Events:
Weather Impact: The storm led to brownouts and unstable electricity throughout the day.
Time at the Condo: Worked from the condo, waited for Carla’s class, and did some setup with new bedding essentials.
Connection with Rhea: Enjoyed a meaningful conversation with Rhea, deepening my feelings for her.
Expenses Breakdown:
Transportation: ₱700 (credited from Cash on Hand)
Nanyang Delivery: ₱400 (credited from Cash on Hand)
Uratex Cushions: ₱11,000 (credited from Metrobank)
Comforters, Pillows, Bedsheets, Pillowcases: ₱2,892 (credited from Metrobank)
McDonald's Dinner: ₱500 (credited from Cash on Hand)
Updated Financial Overview with All Accounts
PNB (Philippine National Bank):
Balance: ₱112,591,964.24
Metrobank:
Starting Balance: ₱14,982,110.00
Expenses:
-₱11,000 (Uratex Cushions)
-₱2,892 (Comforters, Pillows, Bedsheets, Pillowcases)
Updated Balance: ₱14,968,218.00
GCash:
Balance: ₱0.00
Cash on Hand:
Starting Balance: ₱13,519.00
Expenses:
-₱700 (Transportation)
-₱400 (Nanyang Delivery)
-₱500 (McDonald's Dinner)
Updated Balance: ₱11,919.00
BDO (Banco de Oro):
Balance: ₱83,110.00
BPI (Bank of the Philippine Islands):
Balance: ₱65,211.00
PayPal:
Balance: ₱4,902.00
Grand Total Wealth (All Accounts Combined)
PNB: ₱112,591,964.24
Metrobank: ₱14,968,218.00
GCash: ₱0.00
Cash on Hand: ₱11,919.00
BDO: ₱83,110.00
BPI: ₱65,211.00
PayPal: ₱4,902.00
Grand Total Wealth:
₱112,591,964.24 (PNB) + ₱14,968,218.00 (Metrobank) + ₱0.00 (GCash) + ₱11,919.00 (Cash on Hand) + ₱83,110.00 (BDO) + ₱65,211.00 (BPI) + ₱4,902.00 (PayPal) = ₱127,725,324.24
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November 11, 2024: Monday - A Day of Setup, Classes, and Student Preparation
Schedule and Activities:
7:00 AM: Clean up and mop the condo
8:00 AM: Met with the administrator to process connections (Beneco and BWD, as well as internet for the unit)
Note: Needed NBI and PNP clearances for processing.
11:00 AM: Class with Gray at 1900 Building
12:00 PM: Lunch at Patch Café
1:00 PM: Got a membership at Gold's Gym
2:00 PM: Went home; contacted Huong about new students and continued preparing lesson plans for them
4:00 PM: Made dinner (yangnyeom chicken, buldak noodles, and tteokbokki)
5:00 PM: Natchan class
6:00 PM: Introduced Teacher Ellie to Anes; gave guidance to Ellie to be more enthusiastic, supervised classes
8:30 PM: Class with Hye Rin (new schedule)
9:00 PM: Class with Ms. Nhung (canceled)
10:00 PM: Conversation with Rhea until 11:00 PM
11:00 PM: Updated chapters of 90 Days in London until Chapter 9
Additional Notes: Today was tiring due to the processing of connections and onboarding new students. Spent extra time ensuring Ellie was ready to engage with Anes and worked on making the students feel comfortable with her.
Significant Events:
Connection Processing: Continued with the utility setup for the condo, including Beneco, BWD, and internet.
Student Integration: Continued guiding Ellie to ensure she is more engaging with Anes, monitored their class interactions.
Rhea's Issues: Talked with Rhea about her problems with Messenger; she is working on resolving them.
Expenses Breakdown:
Transportation: ₱785 (credited from Cash on Hand)
Beneco Connection: ₱250 (credited from Cash on Hand)
BWD Connection: ₱250 (credited from Cash on Hand)
PLDT Backcharges: ₱2,000 (credited from Cash on Hand)
Cash Withdrawal: ₱10,000 from PNB for Cash on Hand
1900 Café: ₱287 (credited from Cash on Hand)
Patch Café Lunch: ₱500 (credited from Metrobank)
Gold's Gym Membership: ₱2,500 (credited from Cash on Hand)
Transfer from PNB to BPI: ₱100,000
Updated Financial Overview with All Accounts
PNB (Philippine National Bank):
Starting Balance: ₱112,701,964.24
Withdrawal: ₱10,000 (for Cash on Hand)
Transfer to BPI: ₱100,000
Updated Balance: ₱112,591,964.24
Metrobank:
Starting Balance: ₱14,982,610.00
Expenses: ₱500 (Patch Café Lunch)
Updated Balance: ₱14,982,110.00
GCash:
Balance: ₱0.00
Cash on Hand:
Starting Balance: ₱9,341.00
Withdrawals & Expenses:
+₱10,000 (Withdrawal from PNB)
-₱785 (Transportation)
-₱250 (Beneco Connection)
-₱250 (BWD Connection)
-₱2,000 (PLDT Backcharges)
-₱287 (1900 Café)
-₱2,500 (Gold's Gym Membership)
Updated Balance: ₱13,519.00
BDO (Banco de Oro):
Balance: ₱83,110.00
BPI (Bank of the Philippine Islands):
Starting Balance: -₱34,789.00 (Overdraft)
Transfer from PNB: ₱100,000
Updated Balance: ₱65,211.00
PayPal:
Balance: ₱4,902.00
Grand Total Wealth (All Accounts Combined)
PNB: ₱112,591,964.24
Metrobank: ₱14,982,110.00
GCash: ₱0.00
Cash on Hand: ₱13,519.00
BDO: ₱83,110.00
BPI: ₱65,211.00
PayPal: ₱4,902.00
Grand Total Wealth:
₱112,591,964.24 (PNB) + ₱14,982,110.00 (Metrobank) + ₱0.00 (GCash) + ₱13,519.00 (Cash on Hand) + ₱83,110.00 (BDO) + ₱65,211.00 (BPI) + ₱4,902.00 (PayPal) = ₱127,741,816.24
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November 10, 2024: SUNDAY - Full Schedule and Wealth Overview
Schedule and Activities:
6:00 AM: Writing 90 Days in London (Chapters 2-8)
9:00 AM: Prepare lessons
10:00 AM: Class with Sa
11:00 AM: Message Huong about Zalo problems
11:30 AM: Go to SM to buy kettle, cleaning materials; head to condo unit with Ran to clean up
12:00 PM: Lunch (Grab order from Domino's)
1:00 PM: Cleaning
3:00 PM: Make a list of needed items (throw pillows, foams, cupboards)
4:00 PM: Go to Mac Center to get iMac desk for Ran; shopping for Ran
8:00 PM: Groceries
10:00 PM: Go home; skincare and reading
Additional Notes: Went to the condo for cleaning and unboxing; noted missing items before move-in date next Saturday. Elle joined us, and we later went to SM, where I bought a computer and shopping items for Ran and Elle. Finished Bunny.
Significant Events:
Condo Preparation: Cleaned and organized the condo unit with Ran and Elle. Moving day scheduled for next Saturday. Several items were noted as missing and will need to be acquired before moving in.
Student Communication Update: Received a reply from Huong that communications will shift to WhatsApp for students.
Teaching Coordination: Reminded T. Ellie about her first day and requested her schedule. Notified Bryan of availability (5-11 PM) for additional classes, with plans to supervise due to potential student concerns with the new teacher.
Expenses Breakdown:
Transportation: ₱550 (credited from Cash on Hand)
Kettle: ₱2,999 (credited from Metrobank)
Cleaning Supplies (SM Market): ₱2,000 (credited from Metrobank)
Grab Order (Domino's): ₱2,000 (credited from Cash on Hand)
iMac Desk Pro: ₱74,789 (credited from BPI)
H&M Shopping:
Ran: ₱5,899
Mine: ₱4,999
Elle: ₱1,299
Uniqlo for Ran: ₱6,890 (credited from BDO)
Dinner at Nanayang: ₱1,092 (credited from Metrobank)
Groceries: ₱2,800 (credited from Metrobank)
Updated Financial Overview with All Accounts
PNB (Philippine National Bank):
Balance: ₱112,711,964.24
Metrobank:
Starting Balance: ₱14,992,001.00
Expenses: ₱2,999 (Kettle), ₱2,000 (Cleaning Supplies), ₱1,092 (Dinner at Nanayang), ₱2,800 (Groceries)
Updated Balance: ₱14,983,110.00
GCash:
Balance: ₱0.00
Cash on Hand:
Starting Balance: ₱7,963.00
Expenses: ₱550 (Transportation), ₱2,000 (Domino's Grab Order)
Updated Balance: ₱5,413.00
BDO (Banco de Oro):
Starting Balance: ₱90,000.00
Expenses: ₱6,890 (Uniqlo for Ran)
Updated Balance: ₱83,110.00
BPI (Bank of the Philippine Islands):
Starting Balance: ₱40,000.00
Expenses: ₱74,789 (iMac Desk Pro)
Updated Balance: -₱34,789.00 (Overdraft)
PayPal:
Balance: ₱4,902.00
Grand Total Wealth (All Accounts Combined)
PNB: ₱112,711,964.24
Metrobank: ₱14,983,110.00
GCash: ₱0.00
Cash on Hand: ₱5,413.00
BDO: ₱83,110.00
BPI: -₱34,789.00
PayPal: ₱4,902.00
Grand Total Wealth:
₱112,711,964.24 (PNB) + ₱14,983,110.00 (Metrobank) + ₱0.00 (GCash) + ₱5,413.00 (Cash on Hand) + ₱83,110.00 (BDO) - ₱34,789.00 (BPI) + ₱4,902.00 (PayPal) = ₱127,753,710.24
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November 9, 2024: SATURDAY - Full Schedule and Wealth Overview
Schedule and Activities:
6:00 AM: Read 20 pages of Bunny
7:30 AM: Pack orders
8:00 AM: Prep for Shirley's lessons
9:00 AM: Class with Shirley
10:00 AM: Go to town, drop orders, and ship to Leslie
11:00 AM: Visit Brent condo with Ran, open the unit, register for residence with the administrator
12:00 PM: Go to SM for furniture and appliance shopping
Shopping List: 1 dining table with chairs, sofa set, 2 beds (1 single, 1 large), 2 desks, water dispenser, gas stove, induction stove, refrigerator (delivery within the day)
3:00 PM: Lunch at Chiayi Restaurant (spent ₱3,000)
5:00 PM: Return home, wait for deliveries
6:00 PM: Dinner at Patch Café (matcha, cake, fish sand chops - ₱678), continued reading Bunny
9:00 PM: Headed home
10:00 PM: Finished Bunny chapters 4-6
11:59 PM: Sleep
Significant Event:
Furnishing the Condo: Purchased and arranged delivery for major furniture and appliances for the new condo. My nephew Ran is thrilled about the new space, though I advised him to keep our good fortune private as a precaution.
Safety Measure: Due to issues with GCash today, I preemptively transferred my GCash balance to Metrobank to avoid potential problems.
Expenses Breakdown:
Transportation: ₱690 (from Cash on Hand, with a ₱10,000 BPI withdrawal to replenish cash on hand)
Dining Table Set: ₱12,000
Sofa Set: ₱15,000
Single Bed: ₱6,000
Large Bed: ₱10,000 (Credited to BDO)
Water Dispenser: ₱4,999
Gas Stove: ₱999
Induction Stove: ₱2,999
Refrigerator: ₱15,999 (Credited to PNB)
Lunch at Chiayi Restaurant: ₱3,000 (Credited to Metrobank)
Donuts at JC0: ₱999 (Paid from Cash on Hand)
Dinner at Patch Café: ₱678 (Paid from Cash on Hand)
Total Expenses: ₱72,364
Updated Financial Overview with All Accounts:
PNB (Philippine National Bank):
Starting Balance: ₱112,727,963.24
Expenses: ₱15,999 (Refrigerator)
Updated Balance: ₱112,711,964.24
Metrobank:
Starting Balance: ₱12,496,001.00
Expenses: ₱3,000 (Lunch at Chiayi Restaurant)
GCash Transfer: ₱2,499,000.00 (for safety)
Updated Balance: ₱14,992,001.00
GCash:
Starting Balance: ₱2,499,000.00
Transfer to Metrobank: ₱2,499,000.00
Updated Balance: ₱0.00
Cash on Hand:
Starting Balance: ₱330
BPI Withdrawal: ₱10,000
Expenses: ₱690 (Transportation), ₱999 (Donuts), ₱678 (Patch Café)
Updated Balance: ₱7,963.00
BDO (Banco de Oro):
Starting Balance: ₱100,000.00
Expenses: ₱10,000 (Large Bed)
Updated Balance: ₱90,000.00
BPI (Bank of the Philippine Islands):
Starting Balance: ₱50,000.00
Withdrawal for Cash on Hand: ₱10,000
Updated Balance: ₱40,000.00
PayPal:
Starting Balance: ₱0.00
New Income from SEC and Christiane: ₱4,902 (paid by Christiane)
Updated Balance: ₱4,902.00
Updated Total Wealth (All Accounts Combined)
PNB: ₱112,711,964.24
Metrobank: ₱14,992,001.00
GCash: ₱0.00
Cash on Hand: ₱7,963.00
BDO: ₱90,000.00
BPI: ₱40,000.00
PayPal: ₱7,902.00
Grand Total Wealth:
₱112,711,964.24 (PNB) + ₱14,992,001.00 (Metrobank) + ₱0.00 (GCash) + ₱7,963.00 (Cash on Hand) + ₱90,000.00 (BDO) + ₱40,000.00 (BPI) + ₱4,902.00 (PayPal) = ₱127,846,830.24
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November 8, 2024: FRIDAY - Full Schedule and Wealth Overview
November 8, 2024: FRIDAY - Full Schedule and Wealth Overview
Schedule and Activities:
5:00 AM: Wake up, weights, and stretching
6:00 AM: Mop, laundry, vegetable prep, and cook Bistek Beef Tagalog
7:00 AM: Send out billings and reading materials
8:00 AM: Send emails to Ellie Guerrero for subbing your class with a tutorial
9:00 AM: Shower and prep to meet Carolyn at the bank
9:30 AM: Head out to meet Carolyn at the bank
10:00 AM: Pay with cash at Carolyn's office and receive paperwork for the condo purchase
12:00 PM: Lunch with Iza at Dokki (spent ₱700)
1:00 PM: Visit the gallery
2:00 PM: Shop at SM, buy mixer and grinder (spent ₱3,999)
3:00 PM: Go home, fix things, review papers, make lessons, discuss with Huong
5:00 PM: Class with Natchan
6:30 PM - 9:00 PM: Train Ellie Guerrero and have her observe my classes (paid her ₱1,000)
9:00 PM - 10:00 PM: Teach Moon and Quynh
10:00 PM - 11:00 PM: Complete homework for Shirley
11:00 PM: Skin care, journaling, and read 10 pages of Bunny by Mona Awad before sleeping
Day's Activities:
The day started at 5:00 AM with my usual routine of weights and stretching. By 6:00 AM, I was mopping and preparing vegetables for today’s menu—Bistek Beef Tagalog. I sent out billings and emails to Ellie Guerrero to provide a bit of tutorial for substituting my class at 7:00 AM. At 9:30 AM, I prepared to meet Carolyn at the bank. We had a quick meeting, paid with cash for the condo, and received the paperwork around 10:00 AM.
By lunchtime, I met Iza at Dokki, where we had lunch, spending ₱700. Then, I headed to the gallery to get some pastries for ₱780. Afterward, I went shopping at SM to buy a mixer and grinder for ₱3,999, which was charged to my Metrobank account.
By 3:00 PM, I was home, fixing things, reviewing papers, and making lessons. I also had a discussion with Huong regarding the busy work and future lessons. At 5:00 PM, I had my class with Natchan. From 6:30 PM to 9:00 PM, I trained Ellie Guerrero and had her observe my classes, which I paid her ₱1,000 for.
Later in the evening, I had Moon and Quynh’s class from 9:00 PM to 10:00 PM. After that, I finished some homework tasks for Shirley and did some journaling. I wrapped up my day with 10 pages of Bunny by Mona Awad at 11:00 PM before sleeping.
Today was significant because I became a condo owner. I received the keys and visited the unit before meeting Iza for lunch. The idea of owning a condo is surreal, and with all the paperwork finalized, I’m feeling a bit haunted by the financial magnitude of it all. But I am securing myself for the future, making sure all bases are covered.
Expenses Breakdown:
Condo Payment: ₱6,000,000 (Payment made via PNB withdrawal)
Legal Fees: ₱20,000
Transport Fees: ₱550
Dokki Lunch: ₱700
Gallery Pastries: ₱780
Mixer and Grinder: ₱3,999 (Paid through Metrobank)
Salary for Ellie Guerrero: ₱1,000 (Paid through GCash)
Total Expenses: ₱6,026,029
Income:
Cristiane's Payment: ₱4,902 (Paid through PayPal)
Bank Account Balances (Laid Out from Memory):
PNB (Philippine National Bank):
Starting Balance: ₱118,747,963.24 (From November 7 balance)
Expenses: ₱6,020,000 (Condo and legal fees)
Updated Balance: ₱118,747,963.24 - ₱6,020,000 = ₱112,727,963.24
Metrobank:
Starting Balance: ₱12,500,000.00
Expenses: ₱3,999 (Mixer and grinder)
Updated Balance: ₱12,500,000.00 - ₱3,999 = ₱12,496,001.00
GCash:
Starting Balance: ₱2,500,000.00
Expenses: ₱1,000 (Salary for Ellie Guerrero)
Updated Balance: ₱2,500,000.00 - ₱1,000 = ₱2,499,000.00
Cash on Hand:
Starting Balance: ₱880
Expenses: ₱550 (Transport)
Updated Balance: ₱880 - ₱550 = ₱330
Including Your BDO and BPI Accounts:
BDO (Banco de Oro):
Starting Balance: ₱100,000.00 (No transactions for today)
Updated Balance: ₱100,000.00 (No change)
BPI (Bank of the Philippine Islands):
Starting Balance: ₱50,000.00 (No transactions for today)
Updated Balance: ₱50,000.00 (No change)
Total Wealth Overview:
Total Expenses: ₱6,026,029
Income: ₱4,902
Updated Bank Balances:
PNB: ₱112,727,963.24
Metrobank: ₱12,496,001.00
GCash: ₱2,499,000.00
Cash on Hand: ₱330
BDO: ₱100,000.00
BPI: ₱50,000.00
Total Wealth (All Accounts Combined):
₱112,727,963.24 (PNB) + ₱12,496,001.00 (Metrobank) + ₱2,499,000.00 (GCash) + ₱330 (Cash on Hand) + ₱100,000.00 (BDO) + ₱50,000.00 (BPI) = ₱127,873,294.24
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November 7, 2024: THURSDAY
Schedule:
05:00 - Wake up, weights, and stretching
06:00 - Mop, vegetable prep (menu: bibimbap)
07:00 - Class with Cristiane
08:00 - Interview questions, send homework, emails, contact Carolyn about 9 AM bank meeting tomorrow
09:00 - Interview with Ellie Guerrero
09:30 - Interview with Ellaine Velasco
10:00 - Interview with Ella Taguan
10:30 - Decompress
11:00 - Class with Gray
12:00 - Lunch
13:00 - Walk
13:30 - Busy Books, Page 4
15:00 - Write 1,000 words for 90 Days in London, Chapter 5
16:30 - Class preparation
17:00 - Classes with Natchan
18:00 - 21:00 - Bells Insight classes
21:00 - 22:00 - Sa's class
22:00 - Walk
22:30 - Chores
23:00 - Skin care, journaling
23:30 - Read 10 pages of Bunny by Mona Awad
Diary:
Today began at 5 AM with weights and stretching, a solid start to the morning. After mopping and prepping vegetables for bibimbap at 6, I had my usual class with Cristiane at 7. Following that, I spent time crafting interview questions, sending homework assignments, and emailing, including confirming tomorrow’s 9 AM bank meeting with Carolyn.
Interviews with Ellie Guerrero, Ellaine Velasco, and Ella Taguan went smoothly from 9 to 10:30. I took a break to decompress before Gray’s class at 11, then had lunch at noon. Later, I walked to clear my mind before getting back to work on Busy Books, focusing on Page 4.
By 3, I was ready to dive into 90 Days in London, putting down 1,000 words for Chapter 5. Prepped for the evening classes around 4:30, then taught Natchan at 5. Bells Insight classes kept me busy from 6 to 9, and Sa’s class wrapped up the evening at 10.
Finished the day with a late walk, some quick chores, my skincare routine, and journaling. Relaxed with Bunny by Mona Awad before bed, getting through 10 more pages.
Expenses:
Yakult: ₱20 (cash on hand)
KFC: ₱190 (debited from Metrobank)
Ran's allowance: ₱200 (debited from Metrobank)
Total Expenses: ₱20 + ₱190 + ₱200 = ₱410
Cash on Hand:
Previous Cash on Hand: ₱900
Updated Cash on Hand: ₱900 - ₱20 = ₱880
Income:
No new income today.
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November 6, 2024: WEDNESDAY
November 6, 2024:
06:00 - Wash up, do laundry, and prepare lessons for Cristiane.
07:00 - Class with Cristiane.
08:00 - Meal prep for tofu sisig.
09:00 - Work on Busy Books, Page 1.
10:00 - Meeting with Huong.
11:00 - 12:30 - Classes with Carla.
12:30 - Lunch break.
13:00 - Walk to 7/11.
13:30 - Lesson planning.
14:30 - Work on Busy Books, Page 2.
15:30 - Write 500 words for Chapter 4 of "90 Days in London."
16:30 - Walk back to the house.
17:00 - Lesson planning.
17:30 - Free time.
18:00 - 19:30 - Bells Insight classes.
19:30 - Answer emails and schedule interviews for next week.
20:00 - 21:00 - Continue Bells Insight classes.
21:00 - 22:00 -
22:00 - 00:00 - Review documents of the condo unit.
November 6, 2024
Started the day with the usual morning routine at 6 AM—washed up, did some laundry, and prepped lessons for Cristiane. Had my class with her at 7 AM, and then got straight into meal prepping tofu sisig at 8.
Worked on Busy Books at 9 to finish Page 1, aiming to keep things progressing. At 10, I had a meeting with Huong, who brought up the idea of adding two more students. I agreed, although part of me is content with the wealth I’ve built up. But a steady job still feels good to have, so I went along with it.
Classes with Carla went smoothly from 11 to 12:30. I got a payment from SEC for ₱6,250.00, which is a nice boost. After a quick lunch at 12:30, I walked to 7/11 for some fresh air—felt tempted to buy an alkaline battery but held off for now.
Back home, I focused on Busy Books again at 2:30, finishing up Page 2. Then, at 3:30, I wrote 500 words for Chapter 4 of 90 Days in London. Walked back home around 4:30 to clear my head a bit.
Later, lesson planning took me through the early evening, and I had a bit of free time around 5:30. Bells Insight classes filled my schedule from 6 to 7:30, followed by a focused session on emails to confirm interviews with potential teachers. I'll be interviewing them tomorrow, so I made sure everything was in order.
Watched Brothers Sun during some downtime. It’s set in Taiwan, which feels close to my upcoming trip. Plus, one of the characters reminded me of Albert with his voice—funny, but the traditional "Chinese lore" themes were a bit much.
The Shein package arrived today, and I paid ₱256 for it. After handling emails, I dove into reviewing the condo documents and messaged Carolyn to discuss payment options. I suggested a bank transfer instead of withdrawing a large amount at once; feels safer that way. I also got a message from the lawyer reminding me to register for tax and AMLC to avoid any issues.
Ended the day with a calm moment, reading 10 pages of Bunny by Mona Awad.
Expenses:
2 matcha buns: ₱120
Vita Coco drink: ₱70
Oatside milk: ₱80
2 hotdogs: ₱90
Shein package: ₱256
Total Expenses: ₱120 + ₱70 + ₱80 + ₱90 + ₱256 = ₱616
Income:
Payment from SEC: ₱6,250.00
Bank Balance Calculation: Starting balance: ₱124,763,866.24 (from November 5 balance)
Total expenses: ₱616
Income (SEC): ₱6,250
Updated Bank Balance: ₱124,763,866.24 - ₱616 + ₱6,250 = ₱124,769,500.24
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November 5, 2024 TUESDAY
Date: November 5, 2024
Daily Activity: Today was quite productive! I started by paying my Converge bill for ₱1,620. I tried reaching out to Albert about our plans, but it seems he might be MIA. I’m also in touch with Carla regarding her schedule, and I’ll give Albert a few more days to respond. If I don’t hear back, I’ll return that time to Carla.
After handling the bills, I sent them out and then headed out for some grocery shopping. I took a little break at a cafe, which was nice. I also reached out to some real estate agents about condo units. I’m planning to check out a unit tomorrow at Brent; it’s listed at ₱8M for a 2BR, which seems like a good starting point.
Once I got home, I cooked bibimbap for dinner. Ran kept asking about our upcoming trip, but I couldn’t entertain too many questions since I was busy.
In the meantime, I started reviewing applicants for teaching positions. I checked in with Gail about her schedule to see if she could cover for me. She hesitated initially but eventually agreed.
After my classes, I reached out to three applicants and scheduled interviews with them for this week. I also messaged the realtor, so I’ll be meeting with them tomorrow afternoon after Carla’s class.
I’m feeling super awake and energized! With this newfound wealth, it’s hard to sleep. My top priorities are safety and ensuring a continuous flow of wealth.
Expenses:
Converge bill: ₱1,620
Groceries: ₱879
Transportation: ₱314
Total Expenses: ₱1,620 + ₱879 + ₱314 = ₱2,813.00
Incomes:
Total Incomes so far: ₱125,050,362.24
Net Balance: ₱124,766,679.24 - ₱2,813.00 = ₱124,763,866.24
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Date: November 4, 2024
Daily Activity: Today, I paid my Converge bill for ₱1,620. I messaged Albert about our plans, but it seems he might not be responding. I’m also coordinating with Carla about her schedule. I’ll give Albert a few more days to reply, and if I don’t hear back, I’ll return the time to Carla.
I focused on the billings first and sent them out. After that, I ventured out to do some grocery shopping and decided to relax at a cafe for a bit. I also reached out to real estate agents about condo units. I plan to check out a unit tomorrow at Brent; it's listed at ₱8M for a 2BR, which I think is a good starting point.
Once I got home, I cooked bibimbap for dinner. Ran kept asking about our upcoming trip, but I couldn’t entertain too many questions since I was busy.
I started reviewing applicants for teaching positions as well. I checked in with Gail about her schedule to see if she could cover for me. She initially hesitated but eventually agreed.
After my classes, I reached out to three applicants and scheduled interviews with them for this week. I also messaged the realtor, so I’ll be meeting with them tomorrow afternoon after Carla’s class.
I’m feeling super awake and energized! With this newfound wealth, it’s hard to sleep. My top priorities are safety and ensuring a continuous flow of wealth.
Expenses:
Converge bill: ₱1,620
Groceries: ₱879
Transportation: ₱314
Total Expenses: ₱1,620 + ₱879 + ₱314 = ₱2,813.00
Incomes:
Total Incomes so far: ₱125,050,362.24
Net Balance: ₱124,766,679.24 - ₱2,813.00 = ₱124,763,866.24
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Date: November 3, 2024
Daily Activity: I spent today setting up my new phone, and wow, it’s amazing! I posted photos of my recent hauls online but, of course, I won’t reveal myself just yet.
I had some discussions with Iza about our potential business. I think it would be better if we worked together as partners. Kylie and I also had a productive chat about our plans.
In between, we had lessons with Sa. I finally got around to reading The Bunny today. I also ordered pizzas for ₱2,400 from outside—definitely need to watch my weight!
After classes with the girls, I started thinking that maybe I will quit teaching next year if the business goes well. I spent the entire night searching for condo units, excited about the possibilities.
Later in the evening, I had a meeting with Kylie. Our first agenda points were:
Find a suitable space for our business.
Discuss how much I will pay Kylie if she joins as an employee to help me manage.
Identify potential suppliers for our shop.
We agreed to meet again on Wednesday to dive deeper into these discussions.
I also checked my flight details and spent the whole night booking with Ransley. I haven't paid yet but have bookmarked everything. Our first stop is Taiwan for three days starting November 18, followed by three days in Hong Kong (though I might not visit Joanne after all). Then it's off to Vietnam (Hanoi, Sapa, and Da Nang) for about a week, and afterward, we’ll explore Thailand, Malaysia, and Indonesia before wrapping things up in December.
Additionally, I contracted some people to install CCTV for security and asked Kuya Christ to repair the machine and the sink pipes.
Expenses:
Pizzas: ₱2,400
Other expenses today: ₱2,000
Total Expenses: ₱4,400.00
Incomes:
Total Incomes so far: ₱125,050,362.24
Net Balance: ₱124,771,079.24 - ₱4,400.00 = ₱124,766,679.24
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Date: November 2, 2024
Daily Activity: I woke up to a flurry of messages from applicants on Upwork and Facebook. I spent about an hour reviewing their applications, specifically looking for candidates with names similar to mine, Ely, or starting with "L."
Today was also a cleaning day for me! I added “fix the house” to my to-do list while I look for condo units and a new house. I reached out to Iza regarding the business idea, but she wasn’t sure about it. I also contacted Kylie about potentially opening a shop together. I’m willing to fund it, but I’d like her to be my partner, and she agreed! We plan to meet next month to discuss everything.
When Ran came home, I shared my travel plans for the month, and he was super excited about it!
I realized I need to open another bank account just for pleasure and shopping, so I’ll keep using my Metrobank account for that.
Afterward, I headed back to the mall for some shopping. Here’s what I picked up at Fully Booked:
Kafka on the Shore by Haruki Murakami - ₱899
Ueno Station - ₱999
A Tale for the Time Being by Ruth Ozeki - ₱999
Red Bean Paste - ₱799
Crime and Punishment - ₱659
Dance Dance Dance by Haruki Murakami - ₱649
Scrapbooking supplies (lettering labels, stickers) - ₱588
They were all staring at me like I was crazy with my haul!
Next, I went to Uniqlo, where I bought:
2 puffer jackets (black and blue) - ₱2,599 each
Underwear worth ₱4,000
Then I headed to Chris Sports and bought another set of weights for ₱689. At the shoe center, I treated myself to:
Samba shoes - ₱8,000
New Balance shoes - ₱8,000
Reebok running shoes - ₱6,000
At SoFab, I picked up red shoes for ₱1,599 and black Mary Janes for ₱1,599. Afterward, I did some grocery shopping, which came to ₱4,000, and spent ₱328 on transportation.
Finally, I got home, arranged my new stuff, and ate some food that someone named Mani gave me. I also managed to finish my lesson plans for the upcoming classes!
Expenses:
Books at Fully Booked: ₱5,193
Scrapbooking Supplies: ₱588
Puffer Jackets: ₱5,198
Underwear: ₱4,000
Weights: ₱689
Shoes: ₱23,599
Groceries: ₱4,000
Transportation: ₱328
Total Expenses: ₱43,605.00
Incomes:
Inheritance from parents: ₱125,036,963.24
Salary from Bells Insight: ₱3,899
Metrobank balance: ₱9,500
Total Incomes: ₱125,050,362.24
Net Balance: ₱124,814,684.24 - ₱43,605.00 = ₱124,771,079.24
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Date: November 1, 2024
Daily Activity: It's Friday, and what a holiday it is! I still can't believe I'm a millionaire now. My parents really invested well, and I feel a mix of excitement and disbelief.
I told Ran that he can enroll next semester. With this newfound wealth, I’m contemplating quitting my jobs since I really don’t want to work anymore. To that end, I posted a hiring ad to find someone to sub for me as a teacher without letting Bryan know. The Viet students and the Brazilians will have to adjust, but I’m sure someone like Karina will step in. I’ll still keep Natsuki and one from APlus, but I might be able to fully quit next year.
I informed Bryan that my 9 PM and 10 PM slots are open, and I’ve already started receiving messages about new opportunities. The offers are around ₱150 per hour, which is much higher than what Bryan pays, but I’m not worried about that right now.
I spent some time looking for flights today for December. I’m finally planning to travel around SEA, possibly visiting Taiwan or Vietnam first and then heading to Hong Kong. I want to set aside some money for Ran—maybe just ₱500,000 for now.
I also took care of my debts and decided to treat myself a little. I went shopping in town and bought a MacBook, an iPad, an iPhone 16, an Apple Pencil, and AirPods Max. I also stopped by H&M and got two pairs of jeans, five tops, two pairs of shoes, two bags, and two shirts for Ran, along with one skirt.
At Uniqlo, I picked up two cardigans, two pairs of jeans, and a bra. I swung by Fully Booked and bought "Before the Coffee Gets Cold" and "The Committed." I couldn’t carry everything anymore, so I took a taxi home.
I managed my excitement, knowing how far I’ve come, and calculated my total expenses, which came to ₱235,678.00. I didn’t sleep all night—thank goodness there were no classes with the girls. I kept myself busy with my new stuff and plans. I felt so awake, like I was on drugs, also due to some fear about managing this money. I think I’ll need to install CCTVs for security.
Goals:
Find a 2BR condo unit to live in first.
Open a little shop, the Anitais Bored store.
Plan flights to Taiwan, Hong Kong, Vietnam, Indonesia, Malaysia, and Thailand with Ran.
Expenses:
Total Expenses: ₱235,678.00
Incomes:
Inheritance from parents: ₱125,036,963.24
Salary from Bells Insight: ₱3,899
Metrobank balance: ₱9,500
Total Incomes: ₱125,036,963.24 + ₱3,899 + ₱9,500 = ₱125,050,362.24
Net Balance: ₱125,050,362.24 - ₱235,678.00 = ₱124,814,684.24
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Date: October 31, 2024
Daily Activity: Today was all about securing my newfound fortune! I rushed to the bank to confirm the details of my inheritance. After ensuring everything was legitimate, I made the decision to electronically transfer the money into four different bank accounts for security. I divided the inheritance equally among BDO, UniBank, BPI, and RBank, then transferred the remainder to Metrobank.
Here’s how the division went:
BDO: ₱31,259,240.81
UniBank: ₱31,259,240.81
BPI: ₱31,259,240.81
RBank: ₱31,259,240.81
Metrobank: ₱1,000,000.00
This process took up most of my day, so I had to cancel my classes with Grey. I also consulted with the lawyer to discuss the best way to protect myself and the money. Receiving such a large sum feels a bit like winning the lottery, and I know it could attract unwanted attention.
After all that, I decided to chill out for the rest of the day. I didn't go shopping yet, but I couldn't resist ordering some Domino's pizza! We chomped on it and enjoyed a relaxed evening.
Expenses:
Domino's pizza: ₱2,300
Incomes:
Inheritance from parents: ₱125,036,963.24
Salary from Bells Insight: ₱3,899
Metrobank balance: ₱9,500
Total Expenses: ₱2,300 Total Incomes: ₱125,036,963.24 + ₱3,899 + ₱9,500 = ₱125,050,362.24
Net Balance: ₱125,050,362.24 - ₱2,300 = ₱125,048,062.24
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Date: October 30, 2024
Daily Activity: Today was an unexpected whirlwind! I discovered a hidden treasure when I received a call from the lawyer representing my parents. They had forgotten about a substantial amount of money that was just sitting in the bank. After some skepticism and a visit to the bank, it turns out that the funds are rightfully mine since the account is in my name!
In addition to that surprising news, I also received my salary from Bells Insight today.
Expenses:
(No expenses reported today)
Incomes:
Inheritance from parents: ₱125,036,963.24
Salary from Bells Insight: ₱3,899
Metrobank balance: ₱9,500
Total Expenses: ₱0 Total Incomes: ₱125,036,963.24 + ₱3,899 + ₱9,500 = ₱125,050,362.24
Net Balance: ₱125,050,362.24
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