#whatsapp number tracker

[onemonitarsoftware]

Advanced WhatsApp Tracking by ONEMONITAR

Experience unparalleled WhatsApp tracking with ONEMONITAR. Stay updated on chats, calls, and activities to keep your family safe and informed.

Try ONEMONITAR for free and see the difference!

[runrunningrunner]

Fitblr Games - Team 1 Stuff

Putting this below the cut to avoid spamming everybody else ...

@robinruns, @cassje, @b3comingme, @inirbag15, @lil-miss-confidence, @theslightestbitofahint

Here's an update from today - Fitblr Games Day 1 - to keep you all in the loop:

I started the Whatsapp group chat today. If you're not on there yet, no worries. PM me your number and I will add you if you want it ... I know that for some it isn't an option. So I will always post team updates here or PM you so that nobody misses out on anything.

@robinruns - I haven't been able to message you with the link to the Google spreadsheet challenge tracker. PM me and I will get you the link somehow.

Let me know if you have any trouble with the Google spreadsheet. I've seen some action there from some of you - and I am so glad it's working!

Team name. In Whatsapp, Dumbbells and Dragons has been suggested and seemed popular. What do you all think?

Team captain. @inirbag15 suggested me for the role in Whatsapp. I'm happy to act as team admin and liaise with getting scores submitted etc.

Finally, and this is important, if any of this rubs you wrong in any way, let me know. None of this is set in stone. I know some of you haven't been able to get started yet because you all have lives/schedules/commitments etc. This is good and natural and expected. We can all be here to carry each other through this challenge.

Hope you're all doing good. Message me if you need anything.

[cnfree]

Exactspy reviews

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[gymmanufacturersworld]

Abdominal machine Manufactures in india

Need to take your well-being to a higher level? Provided that this is true, it is smart to set up a couple of wellness based devices. There are things you can buy and start to utilize that will, undoubtedly, assist with taking your wellness and nourishment step up a score.

While none of these are vital for begin getting results, they will assist you with going above and beyond.

How about we take a gander at the top well-being helping devices to consider…

A Wellness Tracker. The main extraordinary device to contemplate is a wellness tracker. There are various choices accessible for these Gym equipments manufactures in delhi, and you basically wear them on your body as you move around all through the day.

By the end of the day, you can perceive the number of steps you that have taken, the number of calories you that have consumed, and some even let you know how well you are dozing.

While this ought to be all taken as an assessment just, it actually gives you a brilliant look into how you are moving and how you should do greatest body weight control.

A Food Scale. Then, likewise investigate buying a food scale. It is indispensable you are gauging and estimating the food varieties you are eating consistently as this will assist you with getting a firm evaluation of exactly the number of calories you that are devouring.

A food scale will assist with removing the mystery from fat misfortune since when you utilize one, you will know precisely where you stand in regards to your energy consumption. Frequently the individuals who neglect to see weight reduction improvement do so in light of the fact that they are not precisely following their food admission.

Skin Calipers. The third instrument to establish is a couple of skin calipers. These are great for surveying your general body sythesis without utilizing restroom scales. Washroom scales, while supportive on occasion, can give you misdirecting data as it doesn't consider fit bulk versus fat mass. Furthermore, it is basic you know the distinction.

Regardless of whether you are not prepared to utilize skin calipers, you can in any case get a very decent assessment of where you wait there patiently, utilizing a set.

Strolling Shoes. At long last, the last instrument is a fundamental one - strolling shoes. The more you walk, the more you lose. Try not to misjudge the advantages of strolling over the course of the day. It is significant you are moving more Gym equipments brands in india all through the day and having a decent sets of strolling shoes on can go far to empower this.

Do you have these four devices set up in your program? On the off chance that not, right now is an ideal opportunity to get them, so you are augmenting your outcomes.

In spite of the fact that overseeing Type 2 diabetes can be extremely difficult, it's anything but a condition you should simply live with. Simplify changes to your day to day daily practice - incorporate activity to assist with bringing down both your glucose levels and your weight.

Syndicate Gym Industries professional Gym equipment manufacturers in India. Wide range of Strength Equipments or Gym machines with accurate bio mechanics. WhatsApp & Mobile: 09316970498 Our Website: www.gymmanufacturer.com

[novumtimes]

WhatsApp Spotted Working on Themes for iOS App; Username PIN Feature Surfaces on Android Beta

WhatsApp has been working on adding support for chat themes on more than one occasion, and a feature tracker has now given us a peek at what the feature could look like when it is launched. The messaging app is expected to let users change the colour of the chat bubbles as well as the background using preset themes, or pick their own colour and wallpaper. The company was also spotted working on the ability to pick a username and set a PIN that protects them from unknown users on WhatsApp. WhatsApp Theme Picker for iOS Spotted in Development Earlier this month, feature tracker WABetaInfo spotted a new theme picker menu in development on a previous beta version of WhatsApp for Android. While the picker did not include any themes on that version, the WhatsApp beta for iOS 24.17.10.71 update contains previews of some of these themes. WhatsApp’s theme picker on iOSPhoto Credit: WABetaInfo   When the feature is eventually rolled out, WhatsApp will offer users 10 theme presets to choose from, according to the feature tracker. A few screenshots of the theme picker in action show two horizontally scrolling rows of themes. The top row includes solid colour backgrounds while the bottom row includes themes based on landscape art — all the themes have chat bubble colours based on the colour of the background. It’s important to note that the theme picker isn’t actually available to beta testers at the moment as it is still in development, so even if you’ve installed the latest beta version of WhatsApp for iOS via TestFlight, you will still have to wait until the feature is ready to be tested. WABetaInfo claims that these themes will only be seen by the user who applies them, unlike Instagram and Messenger, where the same theme is shown to all chat participants. WhatsApp Username PIN Feature Surfaces on Recent Beta Version WhatsApp has been developing a username feature that will allow users to start new conversations without sharing their phone numbers, but that feature is yet to be released to beta testers. It appears that the company is now working a feature that will protect users from unwanted contact after they set up a username. Username PIN selection on WhatsAppPhoto Credit: WABetaInfo   According to WABetaInfo, the recently released WhatsApp beta for Android 2.24.18.2 update includes details of an advanced “Username PIN” picker. Users will reportedly be shown a prompt to set up a PIN after they set a unique username on WhatsApp. The WhatsApp feature tracker claims that this feature allows users to set a new passcode that they must share with others in order to start a new conversation using their newly set username. This would allow users to control who can send them messages, and potentially prevent spammers and unwanted chats from reaching users. Like the theme picker spotted on iOS, this WhatsApp Username PIN feature is still in development, which means that it won’t be accessible, even after downloading the latest beta version of WhatsApp for Android. Both of these features will be rolled out to beta testers in the future, before they are made available to users on the stable channel. Source link via The Novum Times

[phonext]

How to Find Someone on WhatsApp

You can find someone on WhatsApp via your iPhone, Android, or PC. Here we’ll talk about the different ways to search for someone on WhatsApp, add a new contact, and use the WhatsApp location tracker. We’ll also share with you how to find someone without their phone number and how to find your loved one’s location when they are not on WhatsApp. 

How to find someone on WhatsApp

Finding someone on WhatsApp works differently from other social media apps because of its privacy and security features. You cannot just type their name in WhatsApp and hope they show up. You need to first have their number previously stored on your smartphone. Once you do, each of the steps answers how to find someone on WhatsApp. 

On iPhone

On iPhone, here’s how to look for people on WhatsApp using your iPhone:

Launch WhatsApp on iPhone or iPad.

Go to the Chats tab. On the top right corner tap the “+” icon. 

Scroll down to find their contact manually or enter the person’s name in the search bar.

If you can’t find them, select “New Contact” and add their name and phone number to your contact list. 

on Android

Finding them on Android is similar to an iPhone. So how do you find people on WhatsApp via Android? Follow these steps:

Launch Whatsapp on Android OS

Go to the top of your screen and tap the “Chats” button.

In the bottom-right corner of the Chats, click on the green speech button symbol. This takes you to your contacts list. Tap the Whatsapp’s search symbol at the top. 

Type the person’s name in (this depends on how you stored them on your phone’s contact list). Once you find the name, tap on it to initiate a new conversation.

If you cannot find them, tap on “New contact” and add their details including name and phone number. Then hit “Save”.

On PC

PC requires first connecting your laptop and smartphone. This enables you to use WhatsApp in the same way as your smartphone (with a few limitations). Here’s how to look for people on WhatsApp via PC:

Go to WhatsApp web on your PC

On your Android, tap Menu, or click on Settings on iPhone. Click on “Linked Devices”. 

Now tap “Link a device”. Scan the QR code to load your chats to your PC. 

To find someone in your contact list via the Whatsapp Web, tap “+” under the Chats tab. 

Do note that you cannot add new contacts via Whatsapp web. If you cannot find their contact here you’ll have to add them via your smartphone using the steps, we’ve shared earlier. 

How to find someone on WhatsApp without a phone number

So, you may wonder - how do you find someone on WhatsApp without their number? Unfortunately, WhatsApp’s end-to-end encryption makes it impossible to find someone on WhatsApp without their phone number. In this case, you need to first get their number from somewhere else before you can chat with them on WhatsApp.

Facebook profile

Some people display their phone numbers (or business contacts) on their Facebook profile. So you can find their profile to see if their number is there. Of course, you can always start chatting with them on Facebook and ask for their contact directly. These are the steps to get started:

Launch Facebook on your PC and search for the person using their name or username. 

Once you find the profile that matches, click on the name. This opens their profile page. Go to the “About Us” section and then “Contact basic info” to see if their number is listed there. 

Ask mutual friends

If you have mutual friends, they are always the best way to help you find someone on WhatsApp. However, your reasons might determine your results with this. Often friends would want to know why you need that phone number and possible reasons why you don’t have it in the first place. Some might also tell you that they will ask the person you wish to contact before sharing the number with you. Regardless, once you have the phone number, you can add it to your contact list and message them on WhatsApp.

Reverse lookup tool 

If you’re interested in how to find someone on WhatsApp without their number, reverse look-up tools are the answer. Tools like BeenVerified, Spokeo, and TruePeopleSearch, allow you to search for someone using a variety of things like the person’s name, address, socials, and more. Usually, these tools require you to enter their identifying information to which they bring up possible matches. Then you have to look through the matches to find the one that fits best. Click through, and you can find their phone number. 

How to find someone's location on WhatsApp

Besides instant messaging, Whatsapp also has a unique location-sharing feature. So it’s possible to share and view other people’s precise location. This comes in handy when you want to find a loved one. However, you’ll need to request it before you can see anyone’s location via WhatsApp. 

Share live location on WhatsApp

First, you’ll need to prepare WhatsApp to be able to share and view location data. For instance, if you’re using an iPhone, go to Settings > Privacy & Security > Location Services. Scroll down to Whatsapp. Click on it and pick “Always”. 

Now to send a live location, open WhatsApp, 

Go to the “Chats’ tab. Select a conversation or start a new one.

Select the “plus” sign on the bottom left. On Android, you’ll have the paperclip icon at the bottom of your screen. 

Tap Location 

Select “Share live location” or “Share current location”.

Pick how long you want to share for and tap the “Send” icon at the bottom right of your screen.

If they’ve shared their location with you, it will arrive in the same way, that is, as a map. You only have to click on it to view their location. 

Find someone's location by phone number

What if you wanted to find someone’s WhatsApp live location without using the WhatsApp feature, LocatePhone is the perfect tool. It works more than a WhatsApp location tracker. What it does is combine GPS satellites, WiFi, and cell tower triangulation to determine a phone location. So even when your contact isn’t on WhatsApp, it can still find their location. It will show the current state, city, and even street names on an interactive map. Here’s how it works:

Go to LocatePhone Find People and type in the phone number. Tap “Locate”

Enter your email address, and tap “Locate” again. 

Once LocatePhone finds them, it will send the details to you.

FAQ

How do I add someone on WhatsApp without contact?

You can add someone on WhatsApp without saving their contact by having someone send the phone number to you or you message yourself with the unsaved number via WhatsApp. Now click on the phone number to start a chat with the number directly without saving it first. 

Can I find someone on WhatsApp without them knowing?

Finding someone on WhatsApp with their phone number won’t notify them that you are searching. So as long as you’ve saved their number previously, go ahead and type their number on the search bar to go to their Whatsapp profile directly. 

Conclusion

You can easily find someone on WhatsApp as long as you’ve saved their phone number previously. However, WhatsApp won’t show you the profile of anyone who is not on your contact list. You can find those using other tools like Facebook, or Reverse lookup. And if you want to know their location, you can always ask that they share with you or use other options to find out.

[loudfact]

WhatsApp Working on In-App Dialer Feature: Report

WhatsApp is apparently working on a new feature that will allow users to make voice calls using an in-app dialer. The feature is still in development, and the instant messaging network has not made it available to Google Play beta testers. While the dialler's functionality is uncertain, it is thought that it may allow users to call numbers that are not saved in their contact list. According to recent reports, the company is also developing a nearby file-sharing capability. The functionality, discovered by feature tracker WABetaInfo on WhatsApp beta for Android version 2.24.9.28, is presently unavailable to beta users, although the tracker believes that it may emerge in one of the next updates. The in-app dialler has the potential to increase the app's capabilities from a conventional voice and video calling platform to one that permits calling contacts who have not been saved and can resemble a real calling service. The report also included a screenshot of the functionality, which has yet to be enabled in the newest beta version. It looks like a standard dialer, with a green calling icon and digits and alphabets placed as they typically are. The feature tracker indicates that the reason for the dialler's implementation remains unknown. However, it is believed that the capability was included to make it easier to call numbers that a user may recall and prefer to dial rather than scrolling through the contact list or looking for them. Also Read: - What Does YH Mean? #yh hashtag explained - What Does INB4 Mean? Commonly Used Acronym Explained Another use case could be allowing users to call numbers that are not saved in their contacts. Last year, the company introduced a function that allows you to talk with users who aren't saved in your contacts. The in-app dialer might be an extension of that feature. It is typical for a user to call someone using the app for temporary purposes like as scheduling a meeting, checking on an expected delivery, or booking an appointment. Read the full article

[vishal6x]

Call recording apps: Spy on your loved ones

In the world we are living in today, it becomes a challenge to keep track of everything as some of our work gets done in the real world while most of the time, we are struggling to manage our things online. While there’s so much to catch up with, there are many things you would want to monitor including those of your loved ones.

This could include their phone calls, social media, location history, gallery, and even their surrounding sounds. All this is crucial information that is not only beneficial for you to know but the person you want to spy on can also benefit from it because if there are any potential dangers or threats then you and your loved ones can take timely and informed decisions. 

Spy apps are a useful tool when you want to meet your monitoring needs as they are capable of recording phone conversations, spying on WhatsApp activity and other social media apps, viewing location history and much more. 

Is there an app to record my target’s calls?

Many people are concerned about how they can listen to the phone conversations of their loved ones without their knowledge and that too remotely. This is when spy apps come into the picture. There is a hidden call recording feature that a few spy apps offer. The reason why it is important to choose a good phone spy app is because not every such app provides the call recording feature and even if they do, the audio quality is compromised. 

Android mobile spy app Onemonitar is the best tool that offers call recordings in high quality. You can listen to all the outgoing and incoming calls of your loved ones. Once the call is completed, you will get the caller’s details like their name, phone number, time and the duration of the call. In case there’s any person whom you do not want them to talk to then you can block their number from the target device. 

Can I save the call recordings?

Yes, with Onemonitar it is very much possible to save the call recordings to your phone’s local storage. We understand how important the data collected from your target’s device is to you. That’s why the mobile spy app allows you to save everything it collects from the device to your dedicated storage location. 

Not only the call recordings but you can save more to your device from your target’s phone. Let’s learn about more features and what benefits they provide. 

Onemonitar’s Features & Their Benefits

Other than listening and recording the calls, you can utilize the WhatsApp spy feature that lets you read your loved ones’ chats, view the photos and videos that they exchange, the links and documents that they share with others and you can also access the voice messages. Besides this, if you are wondering if you can listen to the WhatsApp calls then don’t worry as the hidden spy call recorder lets you listen to the WhatsApp audio calls remotely and you can also get the saved recordings just how you would get them in the normal calls. 

Another feature that any person looks for from their family’s safety point of view is live location tracking. This feature allows you to track each movement of your loved ones when they are away from you. With the GPS tracker, you can get the real-time location updates with accurate information. Additionally, Onemonitar also provides you with the target’s recent location history. We believe that location tracker is one of the most important features in a spy app for android phones.  

The craze for social media is on another level, especially amongst the younger generation. Apps like Instagram, Facebook, Snapchat, Tinder and more are loved and used by most of the youth. These very apps are also a gateway to scams and threats online. That’s why we think that spying on your child’s social media is crucial as it can give you better insights on what they are doing on these platforms. The messages they exchange, the accounts they follow, the posts they share, you can spy on everything. And all this can be done even if their account is private. 

There are situations when you don’t hear from your family members, when they do not pick your calls or reply to your messages. That’s when you can lookout for Onemonitar as it has an ambient sound recording feature which is capable of recording the conversations and surrounding sounds while you can also listen to them in real time also. All you have to do is enable the microphone of the target device and start listening. 

Being able to know what type of content your family is consuming online feels like a privilege. With the phone spy app you can check their web browsing history and also see the websites they visit. Along with this, you can also block those sites that you think might be harmful for them and their mental well-being. 

There are 60+ features that are offered by Onemonitar and all of them are curated in such a way that you will definitely benefit from them. If you want to know more about these features and how you can avail them then you can visit onemonitar.com and check the complete list of features, all the plan related details, app installation guide, and instructions on how to set up your account. In case you need any technical assistance, the team is available to help through live chats, WhatsApp, emails and helpline numbers. 

In The End

We know in the world of social media, people have lessened the use of normal phone calls because many apps today provide the calling feature and that’s why to keep you fully informed, Onemonitar spy app offers the hidden call recorder to its users so that they can monitor every call of their target, be it a normal call or the one placed using any social media app.

[martin-james2121]

WhatsApp may soon introduce username feature, here’s all you need to know

META-owned company, WhatsApp is a popular app used globally for messaging, voice or video calling, and file sharing which has more than 2 billion users worldwide. It claims to offer end- to -end encrypted messages and provide seamless communication.

According to recent reports, WhatsApp is currently in the process of developing a feature that will enable users to establish unique usernames for their accounts, similar to what is commonly seen on other social media platforms. This feature is expected to be in development and will be accessible in the app settings, according to the WhatsApp tracker WABetaInfo.

According to WABetaInfo, the introduction of the ability to choose a username on WhatsApp provides users with an additional level of privacy for their accounts. This empowers its users to move beyond using just phone numbers for contact identification, offering them the choice to select a unique username.

Also, this feature will facilitate users in connecting with fellow WhatsApp users through the use of usernames, bypassing the need for sharing contact numbers.

WhatsApp adds an edit button feature

In a recent blog post, the messaging app owned by Meta Platforms Inc., WhatsApp, announced the introduction of an editing feature for messages. The post stated, "For those times when you make an error or have a change of heart, you now have the option to edit your sent messages on WhatsApp."

To Read More Click here...

[sorasare]

How to chat on WhatsApp without saving the number?

As you know, WhatsApp is a powerful encrypted messaging app with many useful features. However, its performance is relatively poor in one area, and that is sending a message to a number or contact that is not saved! In other words, you usually need to add a contact to WhatsApp before you can chat. So if you need to send an urgent message, you will probably face the problem of lack of time!

WhatsApp has proposed a new solution to solve this problem. From now on, you can use some useful solutions to overcome this problem. Undoubtedly, you need to spend some time to know these methods. But finally, you can send an instant message to your audience in the shortest possible time. Whether you have an Android phone or a Chromebook, you can easily use these tools to quickly and easily send messages to others without saving contacts. These methods work for iOS and Android devices, but there is no solution yet for sending messages to WhatsApp group chats. To learn about such solutions, we suggest you stay with us until the end of the article.

Anycontrol is a whatsapp call tracker app.

Use wa.me links

Try wa.me custom WhatsApp links! wa.me links allow people to message you with a simple click. These special tools are usually found in stores and e-commerce websites. Of course, you can also use them to send WhatsApp instant chat messages by changing the link. Here's how to do it:

Enter the phone number with the recipient's country code and WhatsApp number. Be careful not to add any other symbols such as dashes, brackets or plus. For example, a UK phone number (country code +44) looks like this: 441234567890.

Then enter https://wa.me/phonenumber in the address bar of the web browser on your phone or computer. To open WhatsApp on your phone or computer, click Continue and chat. Send your message in the chat window.

If the phone number is not registered in WhatsApp, the program will inform you with a pop-up message.

We recommend bookmarking the link in your browser for ease of use. Sending a message this way will not add the recipient to your contact list. Some Android skins like MIUI and OxygenOS allow you to run multiple versions of messaging apps. In this way, you can have several user accounts in different social networks at the same time. If you launch the second instance of WhatsApp, the browser will ask you to select one of the two WhatsApp accounts after the third step. The following steps are as described above and everything remains unchanged after that

[crownsoft]

WhatsApp Last Online Status Tracker Online Free Websites

In WhatsApp marketing, we often rely on various marketing software tools to quickly promote our products and acquire customers. Recently, many users have been inquiring about software related to 'WhatsApp Last Online Status.' Below, Crownsoft shares some information about WhatsApp Last Online Status, hoping it will be helpful.

A WhatsApp Last Online Status Tracker is a tool or application used to track and display the last online status of other WhatsApp users. It allows you to view the last activity time of others, indicating the time they last used WhatsApp.

WhatsApp Last Online Status Tracker can be useful in the following scenarios:

Knowing contact's activity time: It displays the last online status of other WhatsApp users, letting you know when they last used WhatsApp. This can help you understand their activity patterns and availability.

Choosing communication timing: By knowing the contact's last online status, you can choose to communicate when they are online, increasing the likelihood of receiving an immediate response.

Monitoring user activity: If you need to track the activity of specific users, such as family members, employees, or friends, the WhatsApp Last Online Status Tracker can help you understand their online activity time.

Many sellers involved in WhatsApp marketing are looking for software related to this functionality. However, tracking WhatsApp Last Online Status has become challenging due to updates made by WhatsApp. Almost all software available on the market lacks this feature and is mainly used for filtering user activity data, determining the user's country, age, gender, WhatsApp bulk messaging, and other similar features.

There are very few third-party websites offering WhatsApp Last Online Status Tracker for free online. However, if you are interested in finding related websites for WhatsApp filters, you can visit Crownsoft.

CrownSoft WhatsApp Filter, users can scan the QR code to log in to your WhatsApp account or import channel accounts or hash accounts in batches to filter, use your WhatsApp permissions to filter the target phone numbers registered for WhatsApp, and judge gender and age based on WhatsApp avatars. After filtering, you can export .txt/.xls/.xlsx/.vcf files.

The above information is what Crownsoft has shared regarding 'WhatsApp Last Online Status Tracker Online Free Websites.' We hope it is helpful. For more detailed knowledge about WhatsApp marketing, visit Crownsoft.

[guesthypebusinessfinance]

Job Replace: Graduates, MBA Emptiness at SwiggyOverview:Swiggy is hiring an skilled Analyst – MIS at their Bangalore location. Try to be proficient in Excel and different key MS Workplace functions; Is ready to extract/ interpret information and ship well timed studies by placing it into the required construction, which is appropriate for evaluation, and is answerable for updating all of the trackers used for biz/management critiques.The entire particulars of this job are as follows:What's going to you be doing:SQL proficiency –  has good prior sensible expertise of engaged on SQL and is ready to run, edit/ modify queries as per necessities; Is ready to work together with analytics groups to unravel any issues associated to SQL queries, perceive databases, and many others.Accountable for information reconciliation and reporting monetary numbers – each day/ weekly/ month-to-month and many others.Accountable for analyzing, monitoring the transactions, detecting gaps in processesAccountable for streamlining the reporting processes – by creating trackers, and automating each day studies utilizing Excel/ SQL/ Python, and many others.Potential to fulfill strict deadlines and ship the end resultAssist with ad-hoc evaluation on initiativesQualifications for this Job:Graduate/ MBA in Finance/ ideally prior expertise of 1-2 yearsInformation of database administration systemSuperior proficiency in Microsoft ExcelPrimary finance and accounting dataEfficient communication expertiseRobust problem-solving expertiseSelf-motivated, being able to multi-task and work in a dynamic, fast-paced surroundingsTo use for this job, go to official web siteDisclaimer: The Recruitment Info supplied above is for informational functions solely. The above Recruitment Info has been taken from the official website of the Organisation. We don't present any Recruitment assure. Recruitment is to be carried out as per the official recruitment means of the corporate or group posted the recruitment Emptiness. We don’t cost any payment for offering this Job Info. Neither the Creator nor Studycafe and its Associates accepts any liabilities for any loss or harm of any form arising out of any data on this article nor for any actions taken in reliance thereon.Be a part of StudyCafe Membership. For Extra particulars about Membership Click on Be a part of Membership Button Be a part of MembershipIn case of any Doubt relating to Membership you'll be able to mail us at [email protected]Be a part of Studycafe's Whatsapp Group or Telegram Channel for Newest Updates on Authorities Job, Sarkari Naukri, Personal Jobs, Revenue Tax, GST, Firms Act, Judgements and CA, CS, ICWA, and MUCH MORE!" https://guesthype.co.uk/?p=3718&feed_id=7421&cld=64440c2f21496

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New Post has been published on All about business online

New Post has been published on http://yaroreviews.info/2023/03/interest-rate-rise-bank-of-england-more-hopeful-on-uk-economy

Interest rate rise: Bank of England more hopeful on UK economy

Getty Images

By Michael Race

Business reporter, BBC News

The head of the Bank of England has said he is “much more hopeful” for the UK economy, as interest rates were raised to their highest for 14 years.

The decision to lift rates to 4.25% from 4% came after the inflation rate rose unexpectedly last month.

It also follows the collapse of two US banks and the rescue of Swiss lender Credit Suisse, but the Bank said the UK financial system was “resilient”.

The Bank also said the UK was no longer heading into an immediate recession.

“We were really a bit on a knife edge as to whether there would be a recession… but I’m a bit more optimistic now,” said Bank governor Andrew Bailey.

However, Mr Bailey warned the UK was “not off to the races”, with the economy expected to grow only slightly in the coming months.

Interest rates have been rising steadily in an attempt to tackle rising prices.

Inflation, which is the pace at which prices rise, remains close to its highest level for 40 years at 10.4% in the year to February – more than five times the Bank’s target.

The jump in rates means that mortgage costs for some homeowners will rise and some savers could get better returns.

People on typical tracker mortgage deals will pay about £24 more a month following the latest increase and those on standard variable rate mortgages face a £15 jump.

How have you been affected by the interest rate rise? Get in touch.

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The Bank voted to raise rates after the unexpected rise in inflation last month, but said it still expected the cost of living “to fall sharply over the rest of the year”.

It said this was largely due to the government extending energy bill help in the Budget to maintain typical household bills at £2,500 a year, as well as falls to wholesale gas prices.

However, Mr Bailey refused to say whether he thought UK interest rates had reached a peak.

Is this the last interest rate rise for now?

Today’s interest rate rise could be the last. The pace of rises is slowing and inflation is now predicted to fall faster than expected, in part as a result of the government’s help for energy bills.

The Bank repeated language that further rises would be required “if there were evidence” of more inflationary pressures. The Bank’s discussions suggested that some of that pressure, for example from wage growth, was declining even after Wednesday’s shock inflation number. The next meeting in May is now a key point, where new quarterly forecasts for the economy and inflation could underpin a pause in rate rises.

While the British economy is better than feared, with no immediate recession expected, there are concerns about the impact of global financial fragility. The UK remains resilient. But that is another cloud weighing over the Bank’s decisions, with some memories of the quickly-reversed rises made by the Bank even after the credit crunch started in 2007.

However, absent that new cloud there is some good news about the UK economy here. The consumer seems to be more resilient to what was an extraordinary energy shock. Unemployment is not now expected to rise. The economy may still be flat, but given the size of the energy shock, it could have been much worse.

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The high price of energy has been the main driver behind the rise in the cost of living over the past year, with gas and oil prices surging in the aftermath of Russia’s invasion of Ukraine.

Other factors such as worker shortages and food costs have also fuelled price rises.

The nine members of the Monetary Policy Committee agreed on a to raise rates by a majority of seven to two, with the Bank saying “cost and price pressures have remained elevated”.

The Bank noted in its report that there had been “large and volatile moves in global financial markets” since the failure of Silicon Valley Bank in the US and the rescue deal for Credit Suisse, but Mr Bailey said he did not think the turmoil was likely to result in a re-run of the 2008 financial crisis.

In response to the rise in rates, Chancellor Jeremy Hunt said the government supported the decision.

“With rising prices strangling growth and eroding family budgets, the sooner we grip inflation the better for everyone,” he said.

But shadow chancellor Rachel Reeves said higher interest rates would cause concern for families.

“The government thinks the cost of living crisis is over, but the reality is that too many families are dealing with a Tory mortgage penalty and battling with soaring food prices,” she said.

Neil Sutton’s monthly mortgage payments were £255 before they started going up in January 2022, but they will rise to £465 from next month.

“There’s not a lot that you can do other than to try and work that much harder to find the extra £150 odd a month. I don’t really have an awful lot of choice,” he said.

“You know, you just despair, quietly, inwardly, but you know, I can’t let that show.”

Mr Sutton’s 20-year mortgage comes to an end next March and he does not think he will be able to afford to remortgage.

“I guess the bottom line is that we’re going to have to move,” he added.

What happens if I miss a mortgage payment?

A shortfall equivalent to two or more months’ repayments means you are officially in arrears

You must contact your lender as soon as you realise you are going to struggle to make repayments – the earlier the better

Your lender must make reasonable attempts to reach an agreement with you

What happens if I can’t afford to pay my mortgage?

Related Topics

Personal finance

Inflation

GDP

UK economy

Bank of England

More on this story

Is this the last interest rate rise for now?

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What the interest rate rise means for you

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Understanding Cybersecurity for Students

We all have probably heard about Cybersecurity and how it has become one of the issues with great concern over the years. But little do we think about it being a very serious threat to the education system of a society. In the year 2020, from the months of July to August, the Microsoft Global Threat Activity Tracker have detected more than 8 million malware incidents. And do you know which industry is the most affected? It is the Educational industry that has proved to be the most affected by malware incidents as per the Microsoft Global Threat Activity Tracker.

With technology being skyrocketing towards development, education has also upgraded to keep up with the trend. In the recent times, we can see how there has been a rush around the globe to adopt e-learning which has also exposed the field to an increasing cyberattack. More and more cybercriminals are finding opportunities to defraud learning institutions and schools, stealing sensitive information or deploying ransomware schemes to extort money.

According to FBI sources, many attackers are taking the advantage of the sudden transition to online learning because of the COVID-19. Even though online learning provides many positive opportunities for learners, it also becomes an important matter to strengthen cybersecurity defences.

In this article, we will discuss the information needed to identify common cyber threats for those who are associated with the education industry. We will also discuss the tips and best practices to follow that will help you keep yourself and your institution safe.

Cybersecurity for Students

Online learning has become a common mode of education in the recent times and much malicious cyber activity has affected students in a variety of ways. According to Education Technology, after the Covid-19 pandemic, the number of potential attackers has increased.

What are the Cyber Threats for Students?

Before we go forward discussing on how to keep ourselves safe from Cyberattacks, we need to have a strong understanding of the threats that are faced by today’s students in their day to day life. Here are some of the attacks that you as students need to be aware of:

Data Theft: As per reports from CNBC, the attackers know very well that students often have a lack of proper understanding of how to take care of their financial data which they put online for the first time. Experts say that hackers can use this data for identity theft, credit fraud and many more.

Malware in Mobile: Researchers have found that attackers target mobile phones mostly. As students have found all the facilities on their mobile phones they have started to move from desktops to the smartphone. This is why students must be very cautious while using it.

Camfecting: Many students nowadays use their smartphones to do their online classes. With a webcam and camera built-in into their phones, students found it more accessible to deal with their studies. But the most important thing that students do not know is that this opens the doors to camfecting which allows hackers to remotely access and take control over the camera.

Malicious Social Media Messaging: Facebook and WhatsApp are two such social media messaging platforms that are prone to be attacked by cyber attackers. According to various studies, hackers took full advantage of the pandemic and post-pandemic situation and lured victims to phishing websites which may lead to misuse of personal information. According to a study on cybersecurity threats amid the COVID-19 pandemic, hackers are taking advantage of platforms such as Facebook and WhatsApp with scams to lure victims to phishing websites, which can compromise personal information.

Social Engineering: Among the many cyber attacks social engineering scams are among the top cybersecurity threats faced by higher education students, as per research by EducationDive. These social engineering attacks rely on manipulating users into revealing confidential information.

Tips for Students for Cybersecurity

Cyber attackers nowadays are constantly discovering new ways and strategies to attack users on the digital platforms. It is extremely important to protect yourself from these serious threats. Here are five cybersecurity tips that will help you protect yourself from these cyber attacks.

Keep your software up to date: Always be sure that you keep your mobile phones and other devices up to date. This means that it will update all the software on your devices. Out of date software can put you at risk and become the victim of these cyber attacks.

Do not share personal information: Be careful about what you are sharing on social media. Sharing personal contact numbers, addresses, school addresses, email IDs etc can put you at high risk.

Install Virus Protection: Antivirus or virus protection protects your smartphones and laptop/desktops from malicious cyber activity. Virus protection with anti-phishing support on your device will keep you safe online. Make sure that you keep scanning your devices if any virus attacks have been made. Make sure that you check at least once a week.

Do not click unrecognised links: Do not click on unrecognised website links that you find popping up on your phones and computers. These ads that show up on our devices from untrusted sources can host malware that will install and risk your digital security.

Stay on Guard for Phishing: Always stay cautious that you do not open any kind of email attachments from untrusted sources. Surely there might be emails from friends and teachers but always keep yourself alert to use caution while opening any kind of attachments.

There are also necessary steps that we can take for safeguarding ourselves from Cyberattacks at home. As parents, a child’s protection is above everything else.

Parents are children’s best protection against the threats that are found online. There are ways by which you can protect your child from being the victim of cyberattacks.

As a parent, you are your child’s best protection against online threats like those mentioned above. Here are five steps that you can start following with your child today.

Maintaining online privacy protection: Make sure that you have taught your child how to password-protect their devices in their online accounts. Explain to them why creating strong passwords is important and that they should never share their passwords with anyone outside the household.

Identity protection and location: Always remember that you must remind your child to disable photo geotagging if they use Android and iPhone and remind them not to share any personal information online like age, address of the school, phone number or any other identifiable data.

Use Secure WiFi: Always ensure that your home’s wifi includes encryption and a strong password that restricts access outside your space. Share your WiFi password only with those that you know and trust.

Make use of parental controls: Many parents give their kids their first digital devices like Tablets and smartphones at a very young age when they do not even understand the power in their hands. So start using the built-in parental control features that will help parents monitor their children’s usage as early as possible.

Understanding cybersecurity is a very essential part of our lives. Especially in today’s world where everything is getting digitalised. Therefore we must make sure that we remain aware of the cyber threats that we might become victims of and avoid falling prey to the cyber attackers.

About SFS School, Guwahati

SFS Guwahati is one of the best Private CBSE School in Guwahati with Integrated Coaching, awarded with the “Certificate of Excellence” by Bharat Shiksha Puraskar and Ranked №24 across India for “Mental Health” Ranking 2021