#what is plaid venmo

[loginvenmo]

The Ultimate Guide to Using Venmo: Tips, Limits, and Integrations

Venmo has become an essential tool for managing personal finances, offering a seamless way to what is plaid venmo transfer money, pay for services, and interact socially through payments. This detailed guide will cover various aspects of Venmo, from integration with Apple Pay to understanding limits, and more. Let's dive into these important topics.

Venmo to Apple Pay

While Venmo and Apple Pay are distinct payment systems, you can use your Venmo card with Apple Pay for added convenience. Here's how to add your Venmo card to Apple Pay:

Open the Apple Wallet App: On your iPhone, open the Wallet app.

Add Card: Tap the "+" sign to add a new card.

Enter Venmo Card Details: Either scan your Venmo card or manually enter the card information.

Verify: Follow the on-screen instructions to verify your card with Venmo.

Once added, you can use your Venmo card through Apple Pay for purchases wherever Apple Pay is accepted.

Venmo Weekly Limit

Venmo has set transaction limits to ensure the safety and security of its users. Here are the limits:

Unverified Accounts: The weekly sending limit is $299.99.

Verified Accounts: The weekly sending limit is $4,999.99 for person-to-person payments, with an additional $2,999.99 for authorized merchant payments, making a total of $6,999.99.

To increase your limits, you need to verify your identity by providing personal information such as your Social Security number and date of birth.

Venmo Login

Logging into Venmo is simple and straightforward. Here’s how you can log in:

Visit www.venmo.com: Open your web browser and go to Venmo’s website.

Enter Your Credentials: Input your email or phone number and password.

Two-Factor Authentication: Complete any additional security steps, such as entering a verification code sent to your phone.

Alternatively, you can log in via the Venmo app:

Open the Venmo App: Available on both iOS and Android platforms.

Enter Your Credentials: Input your email or phone number and password.

Two-Factor Authentication: Complete any additional security steps.

What is Plaid Venmo?

Plaid is a what is the limit on venmo financial technology company that Venmo uses to securely link your bank accounts. Plaid allows Venmo to access and verify your bank account information quickly and securely, ensuring a smooth and secure transfer of funds. This integration helps Venmo users link their bank accounts without needing to enter account and routing numbers manually.

What is the Limit on Venmo?

The limits on Venmo transactions depend on whether your account is verified:

Unverified Accounts: $299.99 per week.

Verified Accounts: $4,999.99 per week for person-to-person payments and an additional $2,999.99 for authorized merchant payments, totaling $6,999.99 per week.

Why Did Amazon Drop Venmo?

Amazon's decision to drop Venmo as a payment option was influenced by strategic business decisions and existing partnerships with other payment processors. Amazon aims to streamline its payment processes and maintain control over transaction data, which may not align with Venmo's third-party services.

www.venmo.com

The official website for Venmo, www.venmo.com, is your go-to resource for managing your account, making payments, and accessing customer support. From this site, you can log in to your account, review transaction history, and find answers to frequently asked questions.

Add Venmo to Apple Pay

You can add your Venmo card to Apple Pay to make purchases using your Venmo balance. Follow these steps:

Open the Apple Wallet App: On your iPhone, open the Wallet app.

Add Card: Tap the "+" sign to add a new card.

Enter Venmo Card Details: Either scan your Venmo card or manually enter the card information.

Verify: Follow the on-screen instructions to verify your card with Venmo.

Can You Use a Credit Card on Venmo?

Yes, you can use a credit card on Venmo to send money. However, keep in mind that using a credit card for Venmo transactions incurs a 3% fee. To add a credit card:

Open the Venmo App: Log in to your account.

Go to Settings: Tap on the menu icon (☰) and select "Payment Methods."

Add Card: Select "Add a Bank or Card" and choose "Card."

Enter Credit Card Information: Input your card details and tap "Add."

Can You Use Venmo with a Credit Card?

Yes, you can use Venmo with a credit card. This option is available for making payments and funding transactions. Just be aware of the 3% fee associated with credit card transactions on Venmo.

Cash App to Venmo

Transferring money directly from the Cash App to Venmo isn't possible. However, you can use a linked bank account to transfer funds between these platforms:

Transfer from Cash App to Bank: Move the desired amount from your Cash App balance to your linked bank account.

Transfer from Bank to Venmo: Once the funds are in your bank account, transfer them to your Venmo balance.

Contact Venmo Customer Service

If you need help with your Venmo account, you can contact customer service through several methods:

Phone: Call Venmo's customer service at their official telephone number, available on the Venmo website.

Email: Send an email to Venmo support via the contact form on their website.

In-App Chat: Use the chat feature in the Venmo app to get real-time assistance.

Conclusion

Venmo is a versatile and convenient platform for managing your personal finances. From understanding transaction limits and integrating with Apple Pay to what is the venmo limit knowing how to contact customer service, this guide provides all the information you need to use Venmo effectively. Stay informed and make the most of your Venmo experience!

[chrismerle]

Elsa's Crochet Commissions

I am perpetually broke (I have $25 to my name at the time of typing this post) and I crochet well, so I am attempting to capitalize on that fact!

Things To Know:

I'll take three crochet commissions at a time, but they won't necessarily be first come, first serve. I'll probably work on all of them simultaneously, which means if Person A orders a shawl and then Person B orders a hat, Person B's hat will likely be done before Person A's shawl.

I do clothing items, accessories, plushies, blankets, etc.

I crochet. I do not knit. I do not know how to knit. I don't have any imminent plans to learn how to knit.

The price of the item will be determined by the complexity of the end result, the amount of time I estimate it will take, the type of yarn you want it made of (wool or cotton are more expensive than acrylic, alpaca is more expensive than sheep wool, etc.), and the cost of the pattern if you want a specific item and the pattern costs money.

Payment will be half up front, then half + shipping afterwards. I have Paypal and Venmo.

The item will be made in an environment where cats and dogs are present, if you need to worry about allergies. I can't really feasibly escape them.

What To Do:

If you're interested, get in touch. You can DM me here on tumblr or email me at widgets.apparel@gmail.com. In the unlikely event I already have three commissions lined up, I'll let you know, but if you want I can let you know when I slot frees up later.

Give me as many details of what you want as you can.

If you haven't presented specific patterns and yarn choices, I will supply options for your approval.

Once the details are determined, I will give the price and you'll pay half.

I will commence working. I can offer a rough estimate of when the item will be finished, but I can't make any guarantees.

When I'm done, I will take photos and show you. You'll send the second half of the payment + shipping.

I will package up the item and give you the tracking info, and get it to the post office, at which point it is figuratively and literally out of my hands.

Assuming the post office doesn't shit the bed, your item will arrive! Yay! I don't require photos of you with the item, but I will appreciate them.

Examples (under the cut):

Dragon scale fingerless gloves, acrylic. $32.

Granny square purse, acrylic (with lining). $45.

Headband/earwarmer, acrylic. $22.

Semi-posable dog plushie, acrylic. $175. (took about 25 hours)

Triangle shawl, acrylic. $160.

Fingerless gloves, acrylic. $28.

Textured slouchy hat, wool. $35.

Tunisian crochet plaid hat, acrylic. $35.

Pokeball hat, acrylic. $28.

Mosaic crochet makeup bag/pencil pouch (with lining), acrylic. $36.

Tunisian crochet scarf, acrylic. $42.

Capybara plushie, acrylic. $30.

Rustic bunny plushie, acrylic. $15.

Laptop bag (with lining, buttons, and strap), acrylic. $95.

Medium purse (with lining, strap, and buttons), acrylic. $70.

Stegosaurus plushie, acrylic and wool/acrylic blend. $75 (he's a Big Boi)

Narwhal plushie, cotton/acrylic blend. $20.

Ribbed scarf, wool/acrylic blend. $42.

Chevron scarf, acrylic (I think?). $45.

Flower hat, acrylic. $38.

R2-D2 hat, acrylic. $30.

BB-8 hat, acrylic. $30.

[splendidtext24]

Entry six

Next level tbh everyday carry, blog copper mug forage kitsch roof party pickled hammock kale chips tofu. Etsy shoreditch 8-bit microdosing, XOXO viral butcher banh mi humblebrag listicle woke bicycle rights brunch before they sold out ramps. Twee shabby chic taiyaki flannel, enamel pin venmo vape four loko. Hexagon kale chips typewriter kitsch 8-bit organic plaid small batch keffiyeh ethical banh mi narwhal echo park cronut.

Zombie ipsum reversus ab viral inferno, nam rick grimes malum cerebro. De carne lumbering animata corpora quaeritis. Summus brains sit​​, morbo vel maleficia? De apocalypsi gorger omero undead survivor dictum mauris. Hi mindless mortuis soulless creaturas, imo evil stalking monstra adventus resi dentevil vultus comedat cerebella viventium. Qui animated corpse, cricket bat max brucks terribilem incessu zomby. The voodoo sacerdos flesh eater, suscitat mortuos comedere carnem virus. Zonbi tattered for solum oculi eorum defunctis go lum cerebro. Nescio brains an Undead zombies. Sicut malus putrid voodoo horror. Nigh tofth eliv ingdead.

Cat gets stuck in tree firefighters try to get cat down firefighters get stuck in tree cat eats firefighters' slippers kitty power ignore the squirrels, you'll never catch them anyway for what a cat-ass-trophy! or purr as loud as possible, be the most annoying cat that you can, and, knock everything off the table. Pretend you want to go out but then don't bite off human's toes, yet disappear for four days and return home with an expensive injury; bite the vet so catch eat throw up catch eat throw up bad birds.

This opera's as lousy as it is brilliant! Your lyrics lack subtlety. You can't just have your characters announce how they feel. That makes me feel angry! Anyhoo, your net-suits will allow you to experience Fry's worm infested bowels as if you were actually wriggling through them. I just told you! You've killed me! Fry! Quit doing the right thing, you jerk! Michelle, I don't regret this, but I both rue and lament it. Morbo can't understand his teleprompter because he forgot how you say that letter that's shaped like a man wearing a hat.

Airedale hard cheese mozzarella. Pecorino melted cheese port-salut emmental babybel cheese and wine melted cheese manchego. Everyone loves blue castello everyone loves fromage cheese slices airedale cheddar cream cheese. Bavarian bergkase who moved my cheese halloumi port-salut gouda jarlsberg ricotta rubber cheese. Stinking bishop smelly cheese brie.

Salvia glossier subway tile, leggings mustache YOLO semiotics chia. Pitchfork tbh af blog church-key meggings vaporware PBR&B master cleanse post-ironic man bun pabst mustache letterpress synth. Snackwave raw denim godard, 3 wolf moon shaman offal kitsch unicorn live-edge selvage schlitz fashion axe vaporware drinking vinegar prism. Shabby chic tacos artisan, chambray chicharrones cardigan leggings typewriter af pop-up williamsburg meditation PBR&B viral. You probably haven't heard of them DIY jean shorts subway tile fashion axe bushwick kitsch tumeric cloud bread vaporware freegan franzen pork belly chicharrones banh mi.

Man braid celiac synth freegan readymade, pitchfork fam salvia waistcoat lomo bitters gentrify four loko. Pitchfork semiotics post-ironic vegan. Tofu meditation microdosing hashtag semiotics venmo. Flexitarian vape tilde taiyaki. Prism poutine farm-to-table, messenger bag vegan taxidermy tattooed sartorial squid jean shorts fixie selvage trust fund vape.

Rutters Plate Fleet boom chandler Brethren of the Coast handsomely lookout marooned brigantine knave. Buccaneer gangway jack rum loot spyglass line Jack Tar fore gaff. Gaff topmast scuttle ballast swab draught measured fer yer chains dance the hempen jig Chain Shot yardarm.

[govindhtech]

Interesting AI Retail Odyssey Thoughts

Sustainability in AI Retail

Why wouldn’t AI and machine learning be developing new channels for they purchases and sales, given how rapidly these technologies are revolutionizing almost every area of they lives? Yes, they are.

Although AI retail has existed for as long as people have, at least in terms of point-of-sale systems and physical establishments, it is currently viewed as somewhat outdated. Desktop shopping and e-commerce are eating traditional physical AI retail for lunch. As artificial intelligence operates on the long-standing tenet that people deal with one another for products and unique items, it’s worthwhile to investigate what patterns AI might foster.

First, let’s examine a system called Polaris that aims to maximize a customer-facing strategy. This illustrates how some disruptors are still focusing on conventional business strategies, but the company’s website also uses a specific vocabulary, emphasizing concepts like “see around corners” and “adapt and innovate,” which are essential for modern merchants.

Polaris spokespeople discuss the post-COVID world and its implications for trade. A consumer is heard stating, “I want outcomes,” in the context of the website’s presentation of the AI platform. This highlights the need of having data-driven business models.

This is a further excerpt from Polaris’s “Go-to-customer is the new way” section:

Integration Challenges in AI Retail

Businesses must adapt to new methods of fostering growth in the face of permanent shifts in traditional demand brought about by digital disruption. Nowadays, co-creating demand with clients is a crucial part of any business plan.

That seems fantastic, but in order to truly go behind the scenes and begin witnessing personally how this can benefit AI retailers, you have to invest some time in researching technology such as these.

To put it another way, Polaris is leveraging AI to improve the shopping experience, which could lead to a successful comeback for traditional brick-and-mortar stores.

On the other hand, this technology on the other end of shopping is exciting.

Check out Claim, a platform that leverages social purchasing with the intention of “making shopping fun” and assisting brands in coming up with fresh approaches to engage.

Claim boasts an excellent clientele, including alumni from Harvard and Goldman Sachs, and a user base of about 10,000.

The startup claims that onboarding takes only 15 minutes, and he think it’s a great idea to represent transactions with colorful small NFT-style tokens. It achieves a social purchasing strategy by using Venmo and Plaid; brands spend less and customers have an easier time!

People are, after all, drawn to the simple. That is the entire concept of drop shipping, as well as many other aspects of it. Furthermore, they will be able to remove even more speed bumps off the AI retail highway because to the automation that AI provides.

He has been considering the future of AI retail in great detail. He say “will” since many of the significant adjustments have already taken place. However, there is still a lot of room for AI to disrupt the game, even with sophisticated routing in place for UPS, Amazon, and other companies. Let’s continue exploring novel approaches to accomplish goals in the AI retail industry.

Read more on Govindhtech.com

[venmoappsreview]

How to Add Money to Venmo? Explained All Methods

Venmo is the ideal mobile solution to split bills and send funds between friends and family.

If you are Wondering How To Add Money To Venmo let's take a look at the many options on this PayPal-owned app.

What is Venmo?

Venmo is a mobile payment app that has a twist. It allows you to pay and receive money in a matter of seconds. Its main purpose is to split bills and make payments between family and friends.

Since PayPal owns the app, it works with many sites, apps, or retailers that accept PayPal.

Its unique feature is social payments. A feed displays your financial transactions and purchases with your friends. This adds a fun element to shopping and sharing purchases. You can also use it to promote charitable causes or side businesses.

It's a popular choice for almost everyone. These are some of the reasons it is so popular:

Its inclusion of crypto

A generous cashback card

All the top-of-the-line features you would expect from a mobile payments app

If all of your friends are using Venmo, then you might want to learn how to transfer money into Venmo.

How do I add money to my Venmo account?

There are many ways to add money to Venmo. A balance can be maintained in your account just like a PayPal account or a bank account. These funds can be used to make any purchase.

Alternatively, you can pay directly using other accounts without having to maintain a balance in the app.

Transferring funds from your bank account is the easiest way to add money to Venmo. One drawback to this is that Venmo will require you to first be approved for Venmo’s Mastercard debit card. Here's how it works.

Bank Account

To transfer money from a bank into Venmo, you first need to link your bank account with the app. This should be a regular checking account to avoid any problems. This should not be a savings account or any other type that may have difficulty transferring funds quickly.

To link your bank account:

First, go to the "Me" tab

For settings, hit the gear icon

Swipe down to "Payment Methods" then tap "Add a bank card or bank account"

Enter your bank account details including routing and account numbers.

Linking your Bank Account to Venmo

You will need to verify your account before you can transfer money into your Venmo balance.

If you're willing to provide your online banking username, password, and login information, linking your bank can be done immediately. Venmo uses Plaid to access your account. This is an encrypted method. It checks your identity to verify that you have sufficient funds for payments.

This form of verification is not accepted by all banks. The second option is to do a micro-transfer. This type of transaction may be used to verify PayPal or other online financial transactions.

Venmo will take two small deposits, each less than $1, and then withdraw the funds. This process can take between 1 and 3 days. Once all payments have been cleared, your account will be verified.

Venmo recommends that you have a minimum of $2 in order to conduct the verification process. This is because banks might process repayments before deposits clear.

You can now make Venmo payments directly from your bank account. Verified accounts are able to make combined transactions up to $4,999.99 per Week. However, a single transaction cannot exceed $2,000

How do I transfer money from my bank to Venmo?

You can add funds to your Venmo account by adding funds from your bank if you have a Venmo Debit Card (see below). This is how you do it:

Tap the "Me" tab to go to "Manage Balance"

Then tap 'Add Money' or 'Add or Transfer' depending upon your app version

Enter the amount

Click on the bank account that you have previously added to confirm the transaction. The process of adding to your Venmo account can take 5 working days.

You don't have to keep a Venmo account balance. Most people do not choose to. You can tap the payment icon in the top right to use your bank's account as the source of a backup payment.

Venmo balance funds will be used first if they are available. Any amount remaining will be taken out of your backup, in this instance your bank.

You can use your bank to pay if you have a zero balance

With a Debit Card

The process of adding a debit card to your bank account as a payment method is the same as adding a bank account.

Go to Settings

Then to "Payment Methods"

Tap to 'Add a Bank or Card'. Then choose 'Card'.

Then, enter your card details either manually or by using the photo scanning feature

You don't need to verify your card as with a bank account.

How do you add money using a debit card to Venmo?

This option is not available if you have Venmo’s official debit card account. You will need a linked bank account to do this.

To make a payment directly from your debit card:

Tap the payment icon in the top right

Select a contact to add or remove a recipient

Select your card to be a 'Backup Payment'

The card will immediately become the payment source if you do not maintain a sufficient balance.

With a Credit Card

Follow these steps to add money to Venmo using credit card accounts:

Go to Settings, then Payment Methods

Tap to 'Add a Bank or Card'. Then choose Car'.

Then, enter your card details either manually or by using the photo scanning feature

Verification is not necessary as long as the Venmo account name matches the one on your card.

To make a payment directly from your credit card:

Tap the payment icon in the top right

Select a contact to add or remove a recipient

Use your credit card to make a backup payment'

If there is no Venmo balance, your credit card will be used as the payment source.

You cannot use a credit card to fund your Venmo balance. These payments are not considered cash advances or purchases.

Also, credit card payments are subject to a 3% Venmo fee unless you purchase from one or two select outlets.

An alternative option is to apply for Venmo’s Visa credit card, which comes with tons of benefits.

Other ways to add money to Venmo

We've provided the most popular answers for how to add money to the Venmo App. But there are many more. Let's have a look at these:

Venmo Debit Card

Venmo has its own Mastercard debit card branded by Venmo. You can use it to fund your Venmo account and then spend the balance. It can be used anywhere in the United States that allows contactless payments.

How to apply for a Venmo Mastercard

The Cards tab of the app allows you to apply for the card.

You need to provide:

Your name

Address

Date of birth

A scan or clear photograph of any identity document (can include a passport, driver’s license, or other US government-issued ID).

You may be required to provide proof of address and your SSN.

There are no rigorous credit checks since this isn’t a credit card. The majority of US adults will be approved. However, it is important to verify your identity.

How do I load money on Venmo using a Bank Account?

You can top up your Venmo account balance with your bank account if you have a Venmo debit card. Instead of making purchases or transferring money directly to your bank, deposit funds from your bank into Venmo and keep them there for future use.

This is how you do it:

Tap the "Me" tab. Next, tap "Manage Balance".

Click to 'Add or transfer'

Enter the amount you wish to pay and choose your bank account

The funds should arrive within 3 to 5 business days.

You will see the option labeled "Instant" in your feed if you were one of the lucky recipients of the Instant Money feature. The bank transfer will be available immediately. It may take up to 3-5 business days for your bank statement to reflect the transfer.

This method is only available for $500 per week.

Venmo Debit Card Reload

You may now be wondering if you can add cash to your Venmo card.

Your Venmo balance is the sum of all funds that have been sent to you and/or transferred from your bank account. This balance will be withdrawn automatically whenever you use your Venmo card online or in-store.

If your Venmo balance is not sufficient to cover the purchase, your card can use your bank account as a backup source. You must enable "reloads". It functions just like a regular debit card from a bank.

It will fund Venmo in increments equal to $10 regardless of the purchase price. Venmo will not take $45, but $50 from your bank if you have a $10 balance and spend $55. Venmo will keep the $5 extra in your Venmo account.

To turn on reloads

Go to the Debit Card Section of the app

Tap the Venmo Card Image

You'll be able to toggle reloads off or on.

For transactions to be smooth, you need enough money in your bank account for both the amount that you are spending and the $10 increment.

There are currently no Venmo reload points where you can top-up your account balance. In-app bank transfers are available to fund your Venmo account balance. You can also make a purchase using Venmo debit cards to trigger a recharge.

Venmo Cashback Credit Card

How to add funds to Venmo free of charge? Venmo offers a Visa Credit Card that you can apply for through the app.

You will need to provide proof of identification and personal details for the debit card. To determine your eligibility, a credit check will also be performed.

All applicants will be granted a credit limit of up to $250.

You can get the best credit card perks if you're approved. These include:

Up to 3% Cashback on Groceries

Save 2% on your bills and utilities

All other purchases 1%

Cashback is not like other credit cards and will be added to your Venmo account.

FAQs

How can I make money with Venmo

linking Venmo to your bank, debit, or credit card is the best way to load money. You can then send money or pay directly for your purchases.

To keep an app balance, you will need to first be approved for a Venmo Debit Card. You can then transfer as much money from your bank account as you like.

Venmo will grow if you get money from other people.

Where can I load money onto my Venmo Card?

You can't load your Venmo debit cards in a physical location or store. The card takes funds from your In-App Venmo balance. This can only be funded via bank transfer or by receiving money directly from another Venmo user.

You can still make Venmo purchases that exceed your balance. This can be done by activating the "reloads" option. The excess amount will be taken from your bank account immediately.

Can I immediately add money to my Venmo Account?

Want to instantly add money to Venmo? Only a few users who have a Venmo debit card have been selected to access the Instant Money feature. This feature is currently not available for everyone and has a weekly limit. However, it will be fully rolled out in the next months.

[botfinance]

The Untold Story of Plaid: From College Project to Billion Dollar Company

In 2012, two Duke University students, William Hockey and Zachary Perret, founded a company that would change the financial technology industry forever - Plaid. What started as an idea to simplify financial transactions between individuals and businesses quickly evolved into a company worth billions of dollars.

The story of Plaid is not just a story of financial success, but also one of perseverance and innovation. Hockey and Perret faced numerous challenges along the way, including skepticism from potential investors and the highly-regulated financial industry. However, they were determined to succeed and spent countless hours refining their product and pitching it to investors.

Their hard work paid off when they secured their first major investor, Spark Capital, in 2013. This opened the door for Plaid to raise over $300 million in funding from high-profile investors like Andreessen Horowitz and Goldman Sachs. Today, Plaid is valued at over $13 billion and has become an essential part of the financial technology ecosystem.

So, what exactly does Plaid do? Put simply, it allows different financial apps to connect with each other seamlessly. This means that you can easily transfer money between your bank account and your Venmo or PayPal account, for example, without having to manually enter your banking information every time. Plaid's technology securely connects to thousands of financial institutions and is trusted by millions of users.

The success of Plaid can be attributed to Hockey and Perret's vision for a more connected financial world. They saw the potential for technology to streamline financial transactions and improve the lives of individuals and businesses alike. Today, Plaid continues to innovate and has expanded its services to include identity verification and fraud detection.

In conclusion, the story of Plaid is a testament to the power of hard work, innovation, and a clear vision. From its humble beginnings as a college project to its current status as a financial technology giant, Plaid has changed the way we think about money and has made our financial lives easier and more secure.

Plaid #financial technology #fintech #William Hockey #Zachary Perret #Spark Capital #Andreessen Horowitz #Goldman Sachs #money transfer #identity verification #fraud detection

[env0writes]

Janus Estuaries Vol.2:Different Doors 1.17.22 “I Saw god Again Today”

I saw god again today, Not in the cloudy heavens Nor beams of light Cresting their long radioactive arms Clawing at the soil from out in space    Nor inner space Where pilots pull people along tethered flight

Like standing in queue for a carnival game In the midst of The Last Fling of August Rain soaking through each sun kissed layer Soothing sunburnt peeling skin Smelling of coconut oil Holding too tightly to that final ticket Enough for one chance game To go home a winner, And put a close on long summer days

I saw god today, Not in the rising sun, moon, or stars Nor in the quiet whispers of the rustling trees Waving their spindly limbs in the air Do they beckon closer,        Or caution away? What danger, what joy is there to be had?

With all the fervor of a zealot But lacking all the faith, Of a pastor laid out to pasture Too weary of seeking greener fields Cow pies and cowboy ties both choke Their braided noose about the senses About the neck, Roughed by sun, by sons, by guns, By all the postulation and prostration Wary of service out of fear Shedding tears for sinners Serving soup-kitchen dinners With unruly teenage volunteers I saw good again today, Not in the choir Nor rushing rock breaking water Carving cleaner than any butcher Than any spade could cleave the earth asunder    Exposing the way A smoother path to follow

As though to be at peace in the midnight shower Mixing compounded components Potioncrafting steam, self, and solitude Finding the energy only offered in near-death Drowning and hydration testing moral integrity Braving the gluttony to subdue the sloth Pat dry and drape with cloth To prepare for sleep To prepare for death

I saw god again today, In the rough skilled hands, And smooth voice, Braided and plaided, And wondering what cause the stir What caused the stare? Which is fair, When I know I will see god again, Devoid of all divinity, But only beauty that mortality Can ever know

I saw god again today As I do many days Like I do in many ways With all the words left yet to say

@env0writes C.Buck Ko-Fi & Venmo: @Zenv0 Support Your Local Artist!

[superunnatural-supersass]

Yknow what?  Screw the writers - a literal clown monster killed dean winchester by screwing him to the wall both figuratively and literally

Now that SPN is done and the writers are all DEAD TO US

The actors are free to do whatever they want and if that entails TikTok’ing clips of themselves in trenchcoats and plaid living out what they think went down in New!Heaven then I will happily venmo them booze $$$ to support that venture

[tvmoviechristmas]

The Christmas Edition (Lifetime, 2020)

I actually look really good in hats. Maybe I’ll get one.

Starring: Carly Hughes, Rob Mayes, Marie Osmond, Aloma Wright

Plot Synopsis: It's Christmas time and Jackie, an up-and-coming journalist, finds that her life is at a crossroads until she finds an unexpected opportunity - to run a small-town newspaper in Alaska. Jackie decides to give it a try and relocates to the picture-perfect town. Using a series of Christmas articles, she's able to quickly return the newspaper to profitability and soon falls in love - both with her new home and the handsome son of the paper's former owner. However, when her old boss announces plans to take over the paper for herself, Jackie will need a Christmas miracle to save it. (x)

In My Humble Opinion: You might think that The Christmas Edition is a pleasant enough story about the umpteenth 2020 movie lead who goes to a small town for Christmas for the sake of journalism and finds love, herself and  Christmas magic along the way. And in that way you are right. It is a movie about that.

More importantly though, it is a movie about hats. There are so many hats in this movie. Baseball hats, beanies, normal hats, bonkers hats. Hats of all types and sorts and kinds. This movie really made me think about hats, which I am sure is what the people who made this movie wanted this movie to achieve. A hat revolution. Here are some of the hats that made me think the most.

Can a Lifetime movie be lead by Rob Mayes without his character being introduced by wearing a hat that makes you wonder about your commitment to the movie you are watching?

This is the town mayor. He wears a top hat. This movie takes place in 2020.

No, seriously, this movie takes place in 2020.

They are newspaper workers and they will wear plaid newspaper hats if they want to!

The Mayor’s commitment to hats can not and will not be denied. The movie’s commitment to hats can not and will not be denied. Hats off to the many, many hats of The Christmas Edition. It’s what the cool kids are wearing to save journalism, Christmas and small town values, after all!

Watch If: You never leave the house without a pad and a pen, if your husband loves gingerbread or if you have the intuitive journalist gene.

Skip If: You like to watch your news on a screen, if you would not line up outside to get a print newspaper or if you think Christmas is objective and you will not throw that frisbee.

Final Rating:  ★ ★ ★ ☆ ☆

If you like this blog, please consider donating to my Kofi page! You can also donate money to kbange@gmail.com through either Venmo or CashApp. Thank you!

[marklandfinancial]

Inheritances can be emotional minefields

Let’s just go ahead and get this hard sentence out of the way now.

You are going to have to deal with some of your closest friends and family members dying.

Yuck.

But wait, what is that?  Is that a little.... happiness? WAIT A MINUTE, GRANDMA JUST DIED AND I AM ACTUALLY A LITTLE...happy?  How can that be?  I must be a terrible human being!

Nope.  You are just, well, a human being.  We are messy creatures, some of us more than others (I will leave that up to you to decide who is the messiest of your tribe!).  We always have conflicting emotions:

You can love the NBA and hate the Lakers

You can love JCrew and not be a big fan of plaid 

You can love your father but hate that he smokes

And you can be anguished that your nan (shout out to any Britons who follow!) has passed away and a little stoked that you can pay off that credit card debt and buy a new mattress to replace the 14 year old one you brought from your childhood bedroom.  (seriously, you probably need a new mattress).  Now, if you are calling the doctor and telling him to pull the plug on the way to the Mercedes dealership, well, THAT might mean you have some issues.  But receiving some financial windfall is going to cause a positive emotional reaction.  It just is.

But, while the emotions are normal, acceptable and human, they should be under control before acting on any inherited money, for any number of reasons.  Here is a synopsis of what I tell clients who need a game plan for an inheritance:

Go Slow

Unless the inheritance is an ice sculpture in Houston in August, you more than likely should be in zero rush to do anything with it. Even if you owe high interest rate credit card debt, the savings you will gain on paying that off 30 days earlier is not worth the peace of mind you will gain by stopping and considering all of your options.  And, unless you have a working knowledge of the will, you might be in for a happy surprise when you find out she is the 168th largest investor in Facebook or a rude awaking when you see that 98% of her wealth is going to that shady cat rescue place outside of town.  

Be Mindful

- We try to avoid buzzwords @MarklandFinancial because so much of what you should do with your money is simple and basic.  (Save.  Invest.  Don’t spend too much.  if you just followed those 6 words, you would be in good shape.)  But mindfulness is a universally positive trait that we should all aspire to have and is so useful in so many parts of our lives (gets off his soapbox, puts it away, and gets back to the topic at hand).  When dealing with an inheritance, this is usually a once in a lifetime event (not many people get 15 of the things, you know?) and it can be a game changer, for you (and others).  You want to make the most of this so consider the following before acting:

The person who you are inheriting from- what would bring them joy to see you do with the inheritance?  Would they be excited that you and 5 buddies went to Vegas for a week?  Or would that rather see it in your son’s college fund?  No judgement here; maybe Granny was a partier who loved a good foam party at the Wynn and hated kids.  Just thinking about what they would want will help you make a good decision.  They also could have loved those damn cats, so maybe a small donation to that shady cat place would be a good idea after all.

The people around you- maybe your sister’s kid could use a car repair or your favorite babysitter growing up just started a GoFundMe to move to Japan.  Much of our happiness can come from making others happy; before you pull the trigger on your third car, take a little time to see if you would actually be happier helping someone else out.

Your legacy- Maybe you are inheriting land, an expensive watch, or a beach house on Cape Cod.  Sure, you could sell those, take the money, and do whatever you want.  But you should also consider if you want little Harry to be an 8th generation rancher, if you want Joe wearing grandpa’s Rolex when he takes the Oath of Office as the POTUS, or if you want your grands to enjoy the beach house you spent your summers at.  Sometimes, inheritances are not received, they are loaned, until you in turn will loan them to your children.  Just something to think about.

Your personal needs- Paying off debt, socking it away for retirement (maybe a nicer one now!), or investing it in education, home repairs, that new mattress are always smart options that you should fund with any windfall.  Just make sure that, as you send that check off to the credit card company, you say a silent thank you and PROMISE YOU WILL NEVER RACK UP CREDIT CARD DEBT AGAIN!!!! 

Your personal wants-Okay, once you have thought about all of this, this is the fun part.  Jetski?  Sure.  Gold chain?  What is this, the Jersey Shore?  But whatever.   Have some fun with it, of course!

Get Help

If your inheritance is a 2007 Land Cruiser with 145k miles on it, $6,000 in cash, and a crusty old dog named Karl that coughs a lot, you probably don’t need a lot of help deciding.  But if you get some serious cash, stocks and bonds, or property, you ABSOLUTELY NEED a non involved person to talk with.  Talking with your wife could cause friction when you are resistant to putting Johnny’s college fund as the first priority, while OF COURSE your buddy Kevin wants you to put in that garage bar that you have been talking about for years.  Heck, even the priest might hit you up for a donation for the new parish hall.  Everyone has an angle, whether they realize it or not.  We recommend you call us (shameless plug) but it is critical you have someone you can trust who will give you honest feedback that DOES NOT AFFECT THEM.  (You spend 3 hours with us, you pay us our fee, and we could care less what you do with the money. Can Aunt Carla say that?  I did not think so).  An impartial, un-involved party is critical to helping you talk out your ideas without judgement (of course you can consider catching a flight to the Caymans and abandoning your family, just please Venmo us our fee before your flight) and without the ability to benefit from your decisions.  This advisor can help you flesh out your plans, consider all of your options and help you craft a narrative about your decisions so that you are comfortable communicating and acting up them (I guess you could pay the advisor to tell Tammy she is NOT getting the china, but that feels like a you job).  And, while any plan you put in place could involve buying stocks or mutual funds (which is a smart decision), we highly recommend not asking your broker what to do.  If they get paid based on your investments (and they do), your ONLY POSSIBLE OPTION WILL BE TO BUY THE NEWEST ETF.  You will have time to go to them, after you determine how much you should invest and then let them take it from there.  Make sense?  

Reach out to MarklandFinancial.com if you or anyone you know needs help, either due to a recent or a pending inheritence concern.  

[loginvenmo]

Mastering Venmo: A Comprehensive Guide

Venmo has revolutionized the way we handle money, making it easier than ever to transfer funds, pay for goods and services, and manage financial transactions. This guide covers everything you need to know about venmo goods and services fee using Venmo effectively, including fees, security, and various features.

Venmo Credit Card Fee

Using a credit card on Venmo comes with a standard fee of 3% per transaction. This fee is applied to cover the costs associated with processing credit card payments. To avoid this fee, you can link your bank account or use your Venmo balance for transactions.

Venmo Debit

The Venmo debit card allows you to use your Venmo balance for purchases anywhere Mastercard is accepted. The card comes with no monthly fees and provides cash-back rewards at select merchants. You can easily track your spending and manage your account through the Venmo app.

Venmo Fraud

Security is a top priority for Venmo. However, it's crucial to stay vigilant to avoid scams. Be cautious about sharing your personal information, and only send money to people you know and trust. If you suspect any fraudulent activity, report it immediately through Venmo's help center.

Venmo Goods and Services Fee

When paying for goods and services, a 1.9% + $0.10 fee applies. This fee ensures transactions are protected under Venmo’s purchase protection plan. Always mark transactions appropriately to benefit from this protection.

Venmo Groups

Venmo Groups are a convenient way to manage shared expenses among friends, family, or colleagues. Whether you're splitting a dinner bill or organizing a group gift, Venmo Groups keeps everything organized and transparent.

Venmo Login Online

Logging into Venmo online is simple:

Visit the Venmo website.

Click on "Log In."

Enter your email or phone number and password.

Complete any two-factor authentication steps if prompted.

Once logged in, you can access your transaction history, manage your account, and more.

Venmo Payment Limit

Venmo sets payment limits based on your account verification status:

Unverified Accounts: Weekly limit of $299.99.

Verified Accounts: Weekly limit of $4,999.99 for person-to-person payments and $6,999.99 for authorized merchant payments.

Venmo Plaid

Venmo uses Plaid to venmo groups securely connect your bank account. Plaid enables a seamless linking process, ensuring your financial data is handled with the highest security standards.

Venmo Que Es

"Venmo que es" translates to "What is Venmo?" Venmo is a digital wallet that allows you to make and share payments with friends. It's designed to simplify money transfers, making it easy to split bills, pay for services, or send gifts.

Venmo Referral

Venmo offers a referral program where you can earn rewards by inviting friends to join. When a friend signs up using your referral link and makes a qualifying payment, both of you receive a bonus.

Venmo Scam Text

Beware of scam texts pretending to be from Venmo. These messages often ask for personal information or prompt you to click on suspicious links. Always verify any communication directly through the Venmo app or website.

Venmo Statement

You can access your Venmo statement through the app or online. The statement provides a detailed summary of your transactions, making it easy to track your spending and manage your finances.

Venmo Tax Rules

Transactions made through Venmo may be subject to tax reporting. For example, payments received for goods and services could be considered taxable income. It's important to consult with a tax professional to understand how Venmo transactions affect your tax obligations.

Venmo Telephone Number

Venmo's customer support can be reached at their official telephone number. For the most accurate and up-to-date contact information, visit the Venmo website or app.

Venmo to Cash App

Transferring money from Venmo to Cash App involves a few steps:

Link the same bank account to both Venmo and Cash App.

Transfer funds from Venmo to your bank account.

Once the funds are in your bank account, transfer them to the Cash App.

This process may take a few business days to complete.

Venmo Transactions

Venmo transactions are easy to track and manage. Each transaction is recorded in your activity feed, providing a clear history of payments sent and received. You can also categorize transactions and add notes for better organization.

Venmo vs Cash App

Both Venmo and Cash App offer similar services, but they have some differences:

Venmo: Known for its social features, allowing you to share and comment on transactions. It also offers a debit card and supports payments with cryptocurrency.

Cash App: Provides additional features like direct deposit, a Cash Card, and the ability to buy and sell stocks and Bitcoin.

Conclusion

Venmo is a venmo login online powerful tool for managing your finances, offering a range of features to make payments easy and secure. By understanding the various aspects of Venmo, from fees to security, you can make the most of this versatile app. Stay informed and vigilant to ensure a smooth and safe experience.

[chrismerle]

Elsa's Crochet Commission Info

So, it occurred to me that my editing and writing commission info had actual posts, which were linked in my pinned post, whereas my crochet commission info was just a separate page on my blog, which means all the people who only use mobile probably couldn't see it. Considering that, I figured I should make an actual post for my crochet commission stuff.

Things To Know:

I'll take three crochet commissions at a time, but they won't necessarily be first come, first serve. I'll probably work on all of them simultaneously, which means if Person A orders a shawl and then Person B orders a hat, Person B's hat will likely be done before Person A's shawl.

I do clothing items, accessories, plushies, blankets, etc.

I crochet. I do not knit. I do not know how to knit. I don't have any imminent plans to learn how to knit.

The price of the item will be determined by the complexity of the end result, the amount of time I estimate it will take, the type of yarn you want it made of (wool or cotton are more expensive than acrylic, alpaca is more expensive than sheep wool, etc.), and the cost of the pattern if you want a specific item and the pattern costs money.

Payment will be half up front, then half + shipping afterwards. I have Paypal and Venmo.

The item will be made in an environment where cats and dogs are present, if you need to worry about allergies. I can't really feasibly escape them.

What To Do:

If you're interested, get in touch. You can DM me here on tumblr or email me at widgets.apparel@gmail.com. In the unlikely event I already have three commissions lined up, I'll let you know, but if you want I can let you know when I slot frees up later.

Give me as many details of what you want as you can.

If you haven't presented specific patterns and yarn choices, I will supply options for your approval.

Once the details are determined, I will give the price and you'll pay half.

I will commence working. I can offer a rough estimate of when the item will be finished, but I can't make any guarantees.

When I'm done, I will take photos and show you. You'll send the second half of the payment + shipping.

I will package up the item and give you the tracking info, and get it to the post office, at which point it is figuratively and literally out of my hands.

Assuming the post office doesn't shit the bed, your item will arrive! Yay! I don't require photos of you with the item, but I will appreciate them.

Examples (under the cut):

Dragon scale fingerless gloves, acrylic. $32.

Granny square purse, acrylic (with lining). $45.

Headband/earwarmer, acrylic. $22.

Semi-posable dog plushie, acrylic. $175. (took about 25 hours)

Triangle shawl, acrylic. $160.

Fingerless gloves, acrylic. $28.

Textured slouchy hat, wool. $35.

Tunisian crochet plaid hat, acrylic. $35.

Pokeball hat, acrylic. $28.

Mosaic crochet makeup bag/pencil pouch (with lining), acrylic. $36.

Tunisian crochet scarf, acrylic. $42.

Capybara plushie, acrylic. $30.

Rustic bunny plushie, acrylic. $15.

Laptop bag (with lining, buttons, and strap), acrylic. $95.

Medium purse (with lining, strap, and buttons), acrylic. $70.

Stegosaurus plushie, acrylic and wool/acrylic blend. $75 (he's a Big Boi)

Narwhal plushie, cotton/acrylic blend. $20.

Ribbed scarf, wool/acrylic blend. $42.

Chevron scarf, acrylic (I think?). $45.

Flower hat, acrylic. $38.

R2-D2 hat, acrylic. $30.

BB-8 hat, acrylic. $30.

[splendidtext24]

A post to mess with the system

Jelly sweet roll jelly beans biscuit pie macaroon chocolate donut. Carrot cake caramels pie sweet apple pie tiramisu carrot cake. Marzipan marshmallow croissant tootsie roll lollipop. Cupcake lemon drops bear claw gummies. Jelly bear claw gummi bears lollipop cotton candy gummi bears chocolate bar cake cookie. Cupcake muffin danish muffin cookie gummies. Jelly beans tiramisu pudding. Toffee soufflé chocolate cake pastry brownie. Oat cake halvah sweet roll cotton candy croissant lollipop. Macaroon tiramisu chocolate bar candy candy carrot cake jelly sweet. Gummies croissant macaroon dessert. Chocolate cake dragée pie.

Next level tbh everyday carry, blog copper mug forage kitsch roof party pickled hammock kale chips tofu. Etsy shoreditch 8-bit microdosing, XOXO viral butcher banh mi humblebrag listicle woke bicycle rights brunch before they sold out ramps. Twee shabby chic taiyaki flannel, enamel pin venmo vape four loko. Hexagon kale chips typewriter kitsch 8-bit organic plaid small batch keffiyeh ethical banh mi narwhal echo park cronut.

Zombie ipsum reversus ab viral inferno, nam rick grimes malum cerebro. De carne lumbering animata corpora quaeritis. Summus brains sit​​, morbo vel maleficia? De apocalypsi gorger omero undead survivor dictum mauris. Hi mindless mortuis soulless creaturas, imo evil stalking monstra adventus resi dentevil vultus comedat cerebella viventium. Qui animated corpse, cricket bat max brucks terribilem incessu zomby. The voodoo sacerdos flesh eater, suscitat mortuos comedere carnem virus. Zonbi tattered for solum oculi eorum defunctis go lum cerebro. Nescio brains an Undead zombies. Sicut malus putrid voodoo horror. Nigh tofth eliv ingdead.

Cat gets stuck in tree firefighters try to get cat down firefighters get stuck in tree cat eats firefighters' slippers kitty power ignore the squirrels, you'll never catch them anyway for what a cat-ass-trophy! or purr as loud as possible, be the most annoying cat that you can, and, knock everything off the table. Pretend you want to go out but then don't bite off human's toes, yet disappear for four days and return home with an expensive injury; bite the vet so catch eat throw up catch eat throw up bad birds.

This opera's as lousy as it is brilliant! Your lyrics lack subtlety. You can't just have your characters announce how they feel. That makes me feel angry! Anyhoo, your net-suits will allow you to experience Fry's worm infested bowels as if you were actually wriggling through them. I just told you! You've killed me! Fry! Quit doing the right thing, you jerk! Michelle, I don't regret this, but I both rue and lament it. Morbo can't understand his teleprompter because he forgot how you say that letter that's shaped like a man wearing a hat.

Airedale hard cheese mozzarella. Pecorino melted cheese port-salut emmental babybel cheese and wine melted cheese manchego. Everyone loves blue castello everyone loves fromage cheese slices airedale cheddar cream cheese. Bavarian bergkase who moved my cheese halloumi port-salut gouda jarlsberg ricotta rubber cheese. Stinking bishop smelly cheese brie.

Salvia glossier subway tile, leggings mustache YOLO semiotics chia. Pitchfork tbh af blog church-key meggings vaporware PBR&B master cleanse post-ironic man bun pabst mustache letterpress synth. Snackwave raw denim godard, 3 wolf moon shaman offal kitsch unicorn live-edge selvage schlitz fashion axe vaporware drinking vinegar prism. Shabby chic tacos artisan, chambray chicharrones cardigan leggings typewriter af pop-up williamsburg meditation PBR&B viral. You probably haven't heard of them DIY jean shorts subway tile fashion axe bushwick kitsch tumeric cloud bread vaporware freegan franzen pork belly chicharrones banh mi.

Man braid celiac synth freegan readymade, pitchfork fam salvia waistcoat lomo bitters gentrify four loko. Pitchfork semiotics post-ironic vegan. Tofu meditation microdosing hashtag semiotics venmo. Flexitarian vape tilde taiyaki. Prism poutine farm-to-table, messenger bag vegan taxidermy tattooed sartorial squid jean shorts fixie selvage trust fund vape.

Rutters Plate Fleet boom chandler Brethren of the Coast handsomely lookout marooned brigantine knave. Buccaneer gangway jack rum loot spyglass line Jack Tar fore gaff. Gaff topmast scuttle ballast swab draught measured fer yer chains dance the hempen jig Chain Shot yardarm.

[trilliath]

I went to sign up for venmo so I could send money to a friend who’s having a hard time and they tried to push this “plaid” service to connect my bank account instead of the slower traditional way. Using plaid is... literally handing your full banking credentials over to a third party like. I cringed, viscerally, and exclaimed out loud, “Oh FUCK no” when I saw that.

Like. Oh my god that’s insane to do that. Would you give your bank info and passwords and pin numbers to a stranger who offered to go get you money out of the ATM for you to save you some time just because he wore a nice suit and said “u can trust me, some of ur friends let me do this for them”?????? NO!!!!! YOU WOULD NOT!!!!!

I know it’s convenient and all but what the fuck. Don’t do that, please don’t do that. “encrypted” lmao it is NOT secure as that sounds and when plaid inevitably gets hacked, people are going to lose EVERYTHING. Even if it’s not straight up bank account theft, your identity can be stolen so many ways with that info that you’ll be playing catchup for decades trying to undo that shizz. I can’t believe this is venmo’s “recommended” option. Never. NEVER. Give your personal credentials out like that to ANYONE.

[gotatext]

          whats up ! its ur local feral goblin nora ( 23, she/her, gmt ) bringing u yet another baby i dug out of the trash and vomited onto the dashboard. a fake psychic slash rodeo bull sensation studying at hendrix but born in marfa, texas. luvs wearing gingham print dresses and cowboy boots n always in loads of rings and necklaces w flowers in her hair. very into art and pornography, and particularly the combination of the two. wants to do a PHD on gender studies and female autonomy in porn (yeehaw!). this is a pinterest board. without further ado, here’s frida !

hendrix template.

( cis-female ) haven’t seen FRIDA CALHOUN around in a while. the ELIZA SCANLEN lookalike has been known to be (+) SCHOLASTIC & (+) PLUCKY, but SHE can also be (-) DOGMATIC & (-) SINGLE-MINDED. The 18 year old is a FRESHMAN majoring in GENDER STUDIES & VISUAL ART. I believe they’re living in AUDAX, but I popped by earlier and no one answered the door. ( nora. 22. cowboy time. she/her. ) 

 aesthetics.

a red gingham print dress from your childhood that tugs at the seams and hitches at your thighs. brown cowboy boots still thick with the dirt of a marfa desert. stripper heels decorated with hello kitty stickers. a crystal ball you bought for a dollar from a one-eyed woman at a thrift store. dead flowers clinging to the braids of your hair. a rucksack permanently packed for the move. a streak of red across your lips. roller blades, cut knees, not eating your greens. smiling with a mouthful of blood. the female orgasm cut and pasted from pornhub and superimposed onto renaissance art. sweet wrappers scattered over the vinyl seats of an older man’s car. also this pic here is a big frida mood

connection to eva & did they choose her name during the watershed?

study abroad mentor. when frida moved to the netherlands to study, she was assigned a mentor to help her settle into campus life, since she was not of dutch heritage. eva was her mentor for her first few weeks of study, though they weren’t really friends. occasionally they hung out if they saw each other out at night, but they weren’t like... super close.

ok,.... so first up ! despite going to uni in amsterdam, this gal was born and raised in the ole’ U.S of A. she’s from marfa, texas. it’s a very arty place. she was surrounded by art wankers as a child and it kind of educated her to a lot of shit, but also meant she grew up p fast?? like she learned about sex and death and violence from all these art people who thot they were Freeing her Superego n makin a genius child bt rlly.... they shd hav just let her play with dirt rather than showin her artistic representations of the inside of a dead bird.

 BACKSTORY TIME.. her mother was from the wrong side of the tracks, wanted 2 go to art school and started working as an erotic dancer to pay for college but then jst.... ended up staying there. one of those girls u see in the documentaries who had Big Plans but ultimately never got to pursue them n jst got.... sucked in by the money

 frida was raised in dressing rooms surrounded by sparkly costumes and nipple pasties and leotards and the like. as a kid she’d try to trot about in her moms heels n yearned for the day she’d be able to be on stage. 

if you’ve seen pretty baby its a bit similar to tht..... her mom works in a brothel n has her quite young n the expectation is her daughter will probs end up working at the brothel too when she's old enough. no1 really expected frida to get into a good uni or anythin

frida was p much raised by the town, to be honest. most of her youth was spent scurrying about half naked in cowboy boots and glasses too big for her face. a smol feral child

as a kid used to lie about being able to see dead people bcos she thought it’d make her seem cool and interesting to other kids n it got the attention of the girls her mom worked with. but when her mom realised people were willing to actually believe a 7 year old had seen their dead scorned lover, she saw it as an opportunity to swindle some extra cash and registered her as a child psychic n started putting adds out in local papers for palm readings and tarot predictions. 

when her mom hit 30s she couldn't hack being a sex worker any more, so she set up her own fortune telling business and hired a load of the girls from the club to be fake psychics. it was sort of a fortune telling parlour slash brothel, bt they kept tht very under wraps. palm reading upstairs, handjobs downstairs. the reason why some of the women from the strip club agreed to work there was because it was a business actually run by a woman who got what was going on, n not jst someone trying to make quick cash out of old men wanking

as a child, frida was on a few tv shows in the netherlands  making psychic predictions in front of live tv audiences and attempting to reach out to the spirits of their loved ones. this con continued into her teenage years, she even did youtube videos n had minor success, though she was accused of being a cheap horoscope predicter and packed it in shortly after a twitter backlash. 

if pressed, frida still claims to have a gift, but that it's not as simple as switching a light on and off, it comes when it comes, you can't summon it, and that's how she gets out of being labelled a fraud if anyone who recognises her demands a reading.

ws street smart, but also did super well at school? quite charming as a kid and good at winning adults over because of a life growing up basically conning rich white women out of their money just by telling them stuff they wanted to hear. was moved up a grade in junior high and graduated early. attended a summer school, before choosing to study in amsterdam because of the appeal of the red light district. very interested in the lives of sex workers and the way they express themselves. is only a freshman but, is like, 50% through her degree already jst cos she’s..... super passionate about her subject getting recognised as a legitimate brand of academia

she wanted to study gender performativity in the lives of sex workers and plans to do her thesis on the porn industry. it might be because of her childhood, growing up surrounded by sex workers, but she's obsessed with it, looks at mathematical structures and symbols in porn through a lens of politics and art history. very interested in visual art.

some ?mildly amusing? facts

owns 4 tarot decks and a crystal ball she bought frm an old lady with one eye

favourite drink is cherry coke

part of a burlesque collective at hendrix university who run speakeasy nights. is trying to set up her own small-scale grassroots burlesque group in one of the more mainstream clubs along the strip bcos there’s so much money and female tourists go wild 4 it

sells nudes on twitter. whenever she gets low on cash she contacts one of the seedy old men who used to visit her mom's club to venmo her $500 in return for pictures

that girl who’s always harping on about body positivity on instagram while wearing cute underwear and looking absolutely bomb 

really good at rodeo bull riding. the club in marfa had one so as a youth she got really good at it bcos she was constantly tryin to outdo her friends on who could stay on for the longest. a video of her staying on one for like 4 minutes after downing several jager bombs went viral once.

smol baby. 5′4. wears a lot of cute summer dresses n big boots. gingham is her usual dress style, or like red plaid, n then she’ll either have big white cowboy boots with spokes on the back or the really long doc martens. also owns a lot of abba-esque gogo boots and 90s creepers. flats?? who are they. has her hair in braids a lot, and usually has flowers or feathers threaded through it to add to her whole “mystic” vibe

micro-doses acid for mild depression bcos she didn’t believe in “that CBT bullshit”, thought that therapists, like her, were jst con artists so always a bit spaced out

her flirting technique is absolutely offering to read your palm. she used to do it all the time at school its how she met most of her eighth grade boyfriends. 

volunteers at one of the local galleries but mostly just rants to old white dutch men about how cis white men have dominated art for years :/ is one of those SJW-types but only?? when it comes to art?? 

has a pet rat called popeye

takes photographs of dead animals to use in her art and often posts them side-by-side with stills of women in porn to show the shelf-life of female sex workers in a patriarchal-dominated industry or some bullshit idk

big into spoken word poetry, even if its shit. likes savage depictions of femininity

wrote a thesis on art as an act of masturbation that got published 

big into capitalism and commodity culture. loves it.

wanted plots, fucker

ppl who are also studying @ hendrix but speak english !! bcos frida finished her exams a year early at like 17 n just up and left to amsterdam cos she knew if she got in-state tuition she’d never leave texas, she came to the netherlands with like, 40 dollars and a phrase book. eva was kind of her study-abroad mentor to help her settle into amsterdam campus life

ppl she met at an inter-school maths championship competition or something really fuckin nerdy like that. she probably got entered in a spelling bee or two, she was her high school’s pride and joy until people started calling her a slut in toilet door grafiti 

hook-ups !! frida does not do relationships, she had several girlfriends as a kid but she enjoyed the thrill of the chase more than being with one person. pan, but not about befriending straight men. very much fuck-em-and-chuck-em wham-bam-thankyou-ma’am when it comes to guys. that said, if u think ur character cld get under her skin n try n change that by all means be my guest

other ppl who wld be in burlesque with her. also she goes to strip clubs n peep shows like every day, thats basically research for her, so if ur characters would be into strip clubs they might see her there

she volunteers at a few galleries, tht is also a possible place where they cld kno each other from

i feel like she’d be on student council if they had one of those. shes that kind of bitch, turning up like elle woods with a big feather pen or a light-up heart marker, slamming down some truths before upping and leaving to go for her 11am chai latte break

mayb someone she’s trying to coach into being more body confident through self-expression in burlesque.

som1 who attended the art institute in marfa for a summer n maybe knew her when she was a bit younger ??? idk

drama. angst/ horror. someone accuse her of being a fake psychic and she’ll predict your horrific untimely death

nice bike rides in amsterdam please

yea like this if u a) want to plot or b) think the self is as undefinable social construct and i will slide in ur dms to further discus ruckus  x x

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Cybersecurity in Banking: Bank hackers, ransomware, and more

The financial business has broadly been the objective of numerous pernicious programmers, prompting online protection in banking turning into a significant venture for some associations. Bank of America spends upwards of $1B simply on cybersecurity Gamification solutions, enterprise security, finance solutions and logistics solutions , and in light of current circumstances.

An exploration report from the New York Federal Reserve noticed that monetary firms experience multiple times more digital assaults than firms in different businesses. Monetary organizations make for very appealing focuses for various reasons.

Country state or state-supported programmers can unleash destruction on a country essentially by devastating or cutting down a significant monetary firm.

Programmers focus on monetary firms for significant settlements. Ransomware is especially viable given how minimal the financial business can stand to have any personal time and direct admittance to reserves contingent upon the assault can turn worthwhile rapidly.

The financial business can be utilized as a vector to assault different associations.

In this post-COVID world, the financial business is confronting new clever difficulties they need to address to fight off a rising danger. Heres a rundown of key cybersecurity challenges the financial business is confronting and what we prescribe to do.

Challenge 1: Ransomware

Weve referenced it on different occasions yet its value rehashing. Ransomware has risen significantly during the pandemic, occurrences keep on rising beyond 2021 and the banking/finance industry has been hit particularly hard

While all associations in all businesses have encountered an emotional ascent in ransomware assaults, the financial business has been particularly hit hard. One report showed that in 2021, there was a 1000%+ expansion in ransomware assaults against the financial business.

Because of the idea of ransomware assaults, they normally keep an association from doing their business work. While this can be sensible for a couple of organizations who can stand to close down for a considerable length of time or even a couple of days, many financial establishments cannot, making them extremely appealing targets. Payoffs are much liable to be paid and the costs keep on rising.

The ascent of RaaS is likewise adding to the expansion in ransomware. Ransomware programmer bunches are authorizing their ransomware and administrations, making it harder for organizations to battle against new ransomware variations. As more criminal programmer associations cooperate, were seeing ransomware avoid the conventional phishing and ask and-splash strategy for assaults and are rather sending ransomware post-invasion, fundamentally expanding the odds of coming out on top.

Challenge 2: The financial business expanded assault surface

Over the previous decade, the financial business has been compelled to adjust to an advanced first world for the two organizations and purchasers. Less and less purchasers are utilizing cash and on second thought selecting advanced and contactless installments, empowering organizations and organizations to create and uphold electronic financial administrations.

The development of Fintech organizations like Plaid and Stripe, fueling advanced bank incorporations for major monetary foundations, and computerized forward shopper banking organizations like Venmo, Stripe, and PayPal, are compelling huge customary banking to offer computerized administrations like having computerized gateways to get to accounts, quicker computerized exchanges, applications, and more reconciliations across banks and different organizations.

While this has given a great deal of advantages to shoppers and organizations the same, this has likewise altogether expanded the assault surfaces of these banks. An expanded outsider merchant biological system raises the danger of a programmer getting into a banks network by means of an outsider.

The utilization of applications and other advanced administrations not just gives more vectors to an assailant to take advantage of, yet additionally raises the danger that a misconfiguration or ill-advised type of putting away information can prompt a significant information spill/openness. We’ve previously perceived how this danger can work out in reality. Capital Ones enormous hack in 2019 was the aftereffect of an Amazon worker hacking into Capital Ones AWS server.

Challenge 3: Uninformed workers

Regardless of banks putting a gigantic sum in online protection, workers keep on being a danger vector, particularly as new dangers and dangers arise. Banking foundations have hundreds or thousands of workers if they’re not appropriately prepared or on the other hand if past preparing hasn’t tended to new dangers or dangers that are more current and normal, it can prompt a trade off.

Assaults like phishing, ransomware, BEC, and social designing actually use representatives as the primary place of give and take or passage. If your staff isn’t prepared to deal with these dangers, there’s a gigantic vulnerable side that will unavoidably be taken advantage of.

This danger has compounded since the pandemic as representatives work from a distance and on their own gadgets, its considerably more hard to guarantee and apply cybersecurity given the circulated and disengaged network.

Challenge 4: The network safety ability hole in banking

Network protection divisions have consistently been short-staffed, because of financial plans yet in addition accessibility. There just arent enough cybersecurity specialists with the preparation and information for the organizations who need them. Given the expanded assault surface, new dangers, and dangers, network protection in banking is staggeringly significant yet the interest for network safety ability keeps on offsetting the inventory.

This is generally in light of the fact that cybersecurity Gamification solutions, enterprise security, finance solutions and logistics solutions divisions never have sufficient spending plan or endorsed headcount, making the climate for staff very unpleasant, expanding turnover and diminishing degrees of consistency. Gifted online protection staff frequently move to cybersecurity centered associations who offer a superior work space and preparing as a component of profession improvement. This is essential for the motivation behind why the network protection industry has a zero percent joblessness rate.

This issue is just compounded by the way that new abilities, preparing, and improvement is required as new items, arrangements, instruments, processes, dangers, dangers, and conditions change in cybersecurity, making it more hard to track down qualified representatives with the most exceptional preparing and training. As banks fall behind in staffing, they hazards uncovering themselves significantly more.

A proposal list for banking network protection

Banks don’t have it simple - however it doesn’t mean they’re powerless. Security pioneers in monetary establishments ought to foster a thorough guide straightforwardly tending to the most incredulous of these issues and laying out objectives for the network safety state they need their association to reach.

As to moves you can make, here’s a rundown of our suggestions.

Influence MDR administrations and full-suite network safety accomplices: Given the danger and dangers the finance solutions face, they should band together with any associations offering oversaw administrations to fill the ability hole your organization is possible confronting. These organizations can offer day in and day out insurance and devoted network safety staff on the off chance that a trade off happens.

Set up a nonstop cybersecurity mindfulness preparing (SAT) program: Even on the off chance that you have a SAT program set up, consider a reevaluating the program to guarantee its state-of-the-art, viably preparing workers, and offers a development for in danger representatives or divisions

Put resources into identification and reaction apparatuses: Various recognition and reaction instruments (like EDR and MDRs) can give you the understanding important to know whether any unapproved individual is tracking down their direction into your current circumstance. Given the moved direction ransomware assaults are taking, this can assist you with remaining proactive and forestall a fruitful ransomware assault.

These are a couple of significant stages towards supporting your associations security pose and arent the sorts of moves you can make for the time being. Plan ahead, balance your objectives, targets, and assumptions, and recognize what you’ll construct and keep up with in-house and what you’ll depend on an accomplice for. It will assist you with getting what sort of accomplice you may need and give you a solid beginning stage when you start discussions with a seller.