#what is emv certification

[eazypaytech]

What is EMV Software and Its Key Components

In today’s digital age, payment security is paramount as cashless transactions surge globally. With this shift, businesses face heightened pressure to protect sensitive customer data. This is where EMV software steps in, offering a global standard that safeguards payment data through dynamic, encrypted interactions between chip-enabled cards and EMV-compliant terminals. This system is foundational for preventing fraud, as the chip generates unique transaction codes that thwart data breaches and unauthorized access.

What is EMV Software?

EMV (Europay, MasterCard, and Visa) software is a global standard for secure payment transactions that originated from Europay, MasterCard, and Visa (EMV). It facilitates communication between EMV-enabled payment terminals and chip-enabled cards, enhancing the security of card-present transactions. Unlike traditional magnetic stripe cards, which store static data, EMV cards contain embedded microchips that generate unique transaction data each time, making it nearly impossible for fraudsters to clone or misuse the card.

EMV Software Components

EMV software consists of various components that work together to provide a secure and efficient transaction process. Key components include:

EMV Kernel

The kernel is the core component of EMV software, responsible for managing communication between the card and the payment terminal. It interprets commands from the card, facilitating secure transaction processing. There are two types of EMV kernels:

Contact EMV Kernel: Used in terminals where the card is inserted, enabling direct communication.

Contactless EMV Kernel: Enables tap-and-go transactions, using NFC technology to communicate with the card.

Cryptographic Module

EMV transactions rely heavily on cryptography to protect data. The cryptographic module secures transactions by encrypting sensitive data and generating unique transaction codes, ensuring data cannot be reused by fraudsters.

Payment Application

This software component integrates with the EMV kernel to handle transaction management, authorization, and messaging. It manages the interaction between the EMV kernel, cardholder verification methods (such as PIN or signature), and the transaction host.

EMV Certification Support

Certification support tools and resources help developers and terminal manufacturers ensure compliance with EMV standards. These tools assist in navigating the certification process at each EMV level.

PCI DSS Compliance Tools

EMV software often includes features that support PCI DSS (Payment Card Industry Data Security Standard) compliance, helping merchants protect cardholder data and adhere to industry security requirements.

Tokenization and Encryption

Tokenization and encryption features minimize the storage of sensitive card data by replacing it with unique identifiers or tokens, further protecting the information from unauthorized access during transactions.

Levels of EMV Software Certification

EMV certification is divided into three levels, each focusing on different aspects of security and transaction processing:

EMV Level 1 Certification

This level focuses on the physical and electrical connection between the EMV card and the payment terminal. It certifies that the terminal hardware can interact correctly with EMV cards, ensuring secure electrical communication and reliable contact between the card and reader.

EMV Level 2 Certification

Level 2 covers the software components that handle chip transactions within the payment terminal. It ensures that the application software correctly processes EMV transactions, following international standards for data encryption, PIN verification, and secure communications.

EMV Level 3 Certification

Level 3 certification is specific to payment network requirements, verifying that a transaction is processed securely end-to-end. This level ensures compliance with network protocols (such as those from Visa, MasterCard, or American Express), allowing for transaction authorization and settlement in line with EMV standards.

EMV software plays an essential role in payment security by ensuring that each component of the transaction process from card insertion to transaction approval meets strict security standards. The three levels of EMV certification (Levels 1, 2, and 3) and various components like the EMV kernel, cryptographic modules, and compliance tools ensure that businesses can offer safe, compliant, and reliable payment solutions.

[emvcontactkernel]

EMV Contact Kernel Certification: What Merchants Need to Know

In today’s digital age, where financial transactions are increasingly conducted electronically, the security of payment systems has become paramount. EMV (Europay, Mastercard, and Visa) technology, specifically the EMV Contact Kernel, plays a pivotal role in enhancing the security and reliability of card-based transactions worldwide. The EMV Contact Kernel is the software within EMV cards and payment terminals that facilitates secure communication during transactions. Unlike traditional magnetic stripe cards, EMV cards contain microchips that generate unique transaction codes for each purchase, drastically reducing the risk of counterfeit card fraud.

The way the EMV Contact Kernel functions is through a sophisticated process known as chip-and-PIN (Personal Identification Number) or chip-and-signature authentication. When a transaction occurs, the EMV card and the payment terminal exchange encrypted data dynamically, creating a one-time-use transaction code that the card issuer validates. This dynamic authentication process is significantly more secure than the static data used by magnetic stripe cards. This unique transaction code ensures that even if data from one transaction is intercepted, it cannot be reused for fraudulent purposes.

The benefits of EMV technology, including the Contact Kernel, are substantial. It enhances security through advanced cryptographic techniques and dynamic transaction codes, making it extremely challenging for fraudsters to replicate or counterfeit EMV cards. EMV standards also ensure global acceptance and interoperability, allowing seamless use of EMV-enabled cards across various payment networks and regions. Furthermore, the implementation of EMV technology has led to a shift in liability for fraudulent transactions. In regions where EMV adoption is mandated, liability for counterfeit card fraud shifts from the card issuer to the party (merchant or acquirer) that has not upgraded to EMV-compliant systems, encouraging widespread adoption and enhancing overall payment security.

Despite its advantages, the adoption of EMV technology comes with challenges, particularly related to infrastructure and costs. Upgrading payment terminals to be EMV-compliant can be expensive and logistically complex, especially for smaller businesses. Additionally, educating both consumers and merchants on the benefits and proper use of EMV technology is crucial for maximizing its security potential. Nevertheless, the widespread implementation of EMV Contact Kernel represents a significant leap forward in payment security, fostering a more reliable and secure environment for electronic transactions globally. Understanding EMV technology and its Contact Kernel is essential for stakeholders across the payment ecosystem, from card issuers and merchants to consumers, as it plays a critical role in safeguarding financial transactions against fraud.

[eazypay]

EMV Certification and It’s Levels

In today’s world of secure payment processing, EMV certification is essential for protecting transactions from fraud. EMV, standing for Europay, Mastercard, and Visa, is the global benchmark for chip-enabled payment cards and terminals. As electronic transactions become more prevalent, businesses must comply with EMV standards to minimize risks and meet industry regulations.

What is EMV Certification?

EMV certification validates that payment terminals, software, and systems meet EMV standards, ensuring they can securely process transactions using EMV chip technology. This certification involves thorough testing by accredited labs or certification bodies to confirm the security and functionality of payment devices.

Levels of EMV Certification

EMV certification includes multiple levels, each focusing on different aspects of payment processing:

EMV Level 1 Certification: Assesses the physical and electrical characteristics of the payment device, including communication and chip card interfaces. This level ensures the device’s interoperability with EMV chip cards.

EMV Level 2 Certification: Tests the device’s software and firmware for compliance with EMV transaction protocols, covering authorization, authentication, and encryption.

EMV Level 3 Certification: Evaluates the complete transaction flow, including interactions with the card issuer and payment network, and checks the device’s ability to handle various scenarios and maintain compliance.

EMV certification is crucial for maintaining the security and integrity of payment transactions in our digital age. By meeting EMV standards and achieving certification across various levels, businesses can build consumer trust and reduce the risk of fraud and data breaches. As technology evolves, adhering to EMV standards is vital for securing the future of electronic payments.

[paymentsolutionwitheverexpanse]

We help make sure that the technology used in credit and debit card payments is secure and works smoothly. We focus on something called the EMV L2 Kernel, which is part of the technology that makes card payments safe, whether you're using a card with a chip (contact) or tapping your card on a reader (contactless).

Our job is to customize this technology according to what our clients need. We then test it thoroughly to make sure it works correctly and meets the standards set by companies like Mastercard, Visa, Amex, Discover, and RuPay.

We provide solutions to companies that make devices and terminals used for card payments. Our goal is to make sure these devices and terminals follow the rules outlined in the EMV specifications. This ensures that when you use your card to pay, everything happens securely and smoothly.

About EMV Level 2 kernel testing :

We help companies test and support EMV Level 2 contact and contactless kernels for major brands such as Mastercard, Visa, Amex, Discover, RuPay, and more.

Additionally, we assist clients in filling out the ICS form, streamlining their requirements and guiding them through testing and debugging sessions.

[lawannamcelhone]

Know The Magical Results Of CBD Hemp

You can view our lab outcomes, search your particular person check batch, and see Mt. Folly’s organic hemp certification on our Hemp Certifications page. See our USDA Natural Certification. While PayPal’s Acceptable Use Policy nonetheless appears to prohibit promoting CBD products, Square (see our evaluation) instituted a trial program in 2019 to simply accept CBD merchants. The bill additionally made it illegal for any agency to use federal funds to interfere with the sale of hemp products. Nevertheless, regular prospects can avail of free shipping for orders price, $seventy five or more, after they apply the GT15 coupon code, or their sale value is utilized. But in actuality, there are few laws regulating its use and sale. This transparency permits you to make a moderately correct estimate of what it's going to price you on a month-to-month foundation to make use of their services. Irrespective of which merchandise customers determine to purchase, the discount coupon is utilized to all merchandise included in the cart at one time. Companies can find themselves labeled as excessive-danger for any number of reasons, but for CBD products, the main three causes are (1) unsubstantiated claims concerning the efficacy of the products, (2) high chargeback charges, and (3) legal issues affecting distribution of the product.

Determine and create new business opportunities

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1 What's all about Sera Relief CBD Oil

Temperature and Humidity Mark E 11/25/16

So, we can’t say for positive how much or what the standard or focus of CBD is actually in the Pro Naturals CBD Blend. Since full spectrum CBD oil incorporates such a low focus of THC, the danger of intoxication isn’t current. CBD and other cannabinoids extracted from marijuana plants may have a really excessive focus of THC. Now, you’re probably already conscious that marijuana derives from Cannabis plants. Finally, if you’re a CBD oil service provider and have had any expertise working with the businesses listed in this text - or different providers - ensure to tell us about your expertise in the Feedback part under. Perhaps you’ve heard of this new class of products, and you’re interested by what they're and what advantages they'll offer you. Btu we are able to tell you about CBD products. No one actually know’s what makes for a excessive-high quality CBD hemp oil. It’s Energizing As Effectively.

It’s because of this that lots of the merchant account suppliers we profile below who're still working with the CBD industry are only prepared to take on merchants who restrict themselves to selling CBD products that are applied externally (e.g., oils, salves, and so on.). In all probability the primary cause is that the regulatory framework simply isn’t in place but to correctly handle these varieties of businesses without taking on unacceptable threat. Needless to say, the rapidly rising popularity of CBD has led to an enormous improve in the variety of CBD products that are actually out there. Your terminal ought to be able to accept both magstripe and EMV payments at a minimum. Additionally, it offers a free virtual terminal with each account. CBDistillery supplies detailed info on the CBD content material and different ingredients on their product labels, besides together with a QR code linked to their third-occasion lab take a look at results for every batch of product. You possibly can bookmark this web page as we keep updating the brand new and distinctive codes we get from CBDistillery. First-time CBD users ought to attempt a small amount of them, to start with, after which they'll increase the dose. The time CBD remains in your physique depends upon a number of elements, including metabolism, frequency of CBD use, CBD dosage, and methodology of administration (sublingual vs. But you've an Endocannabinoid System (ECS), so your body is actually primed to interact with cannabinoids like CBD!

Someone who wants to detect CBD in your system would must order a particular test for that function. Full spectrum CBD products taken at commonly beneficial dosages don't have any sensible likelihood of creating you "high," as you may expertise with marijuana. Superior Hemp Oil’s Tincture Droppers are Certified Third Party Lab Examined and the simplest method to devour your daily dose of CBD Hemp Extract, together with fatty acids to assist your thoughts and physique, promoting optimum health. Each and every considered one of our products at Superior Hemp Oil, LLC is made from USA-grown hemp - simple, pure and efficient. Some have larger concentrations and some have been extracted utilizing superior know-how to make sure potency. CBD oil is extracted from the flowers and leaves of industrial hemp. Can I Buy CBD Oil on Amazon? For a extra detailed look at SMB World, make sure to check out our full evaluation. SMB Global requires a minimum processing volume of $50,000 per month for an offshore merchant account, which can current a formidable barrier to a newly established CBD business.

[hometownmerchant]

What is the most secure payment method?

Hometownmerchantservices.com is the best secure payment processor for your business. It is providing you the apparent way to get involved in the category of having accurate payment methods. If you use the best payment methods by getting this particular service from the best and reliable payment processor you can get improvement in your service satisfaction for your customers.

There is a need to use secret payment processing while running your business. Make confidentially the appropriate strategy that how you would use the payment processing methods for providing the payment service to the customers while they purchase products from your portal. That's why a secure payment system helps you to make it done. In addition to this, the secure payments systems and services provide complete security for its customers online.

Hometownmerchantservices.com is referring to the best secure payment system for your business to run with payment processing to ensure the protection of the user's financial and personal information. It protects the user from unauthorized access as well as from suspicious frauds. Take help from a secure payment processor to have the secure transactions of our business.

What is the most secure payment method?

There are different secure payment methods as well as there are the most secure payment methods for your business. Yes, it can enhance the reliability the safety of your customers while running your business for transactions using secure payment processing systems. Such as, credit cards are totally safe and secure to do payments while shopping online. Additionally, there are some security features of credit cards such as fraud monitoring and encryption.

There are some different secure payment method have been added for your convenience. Get to know all those methods and then make your business totally reliable by using the best payment methods. Furthermore, for this, you have to hire the best payment processors.

You may get the payment methods as well of using EMV-Enabled Credit Cards.

Thereafter, get the additional secured payment method by using Debit Cards.

Also, you may use the Payment Applications for running the transactions for your business.

Furthermore, you may also use the additional secure payment method by using the Phone Payments with Call stream Vault.

What makes online payments secure?

It is also mandatory to know that what makes actually the online payments secure. If you are thinking of this, then get the answer to this query. Moreover, get to know that what the things are making online payments totally secure and authenticated.

There is the SSL protocol that secures all the connections.

It is the PCI certificate that helps in securing sensitive data.

Tokenization is the reason for securing the data from breaching and reducing risk.

3D Secure authentication is the security layer that prevents the fraud.

Using all the Anti-fraud tools can easily keep your payment secure.

[jnrmanagement]

HSM (Hardware Security Module): Meaning, Importance... | PKI Blog

What is the Hardware Security Module (HSM) and Why HSM is important?

Hardware Security Module (HSM) is a physical computing device that helps manage security in an organization. It performs encryption, digital keys management, and decryption. It is a plug-in/network device that can be connected to a physical server or a network server.

How does HSM work?

HSM consists of one or multiple secure crypto processors to perform cryptographic operations and protect cryptographic keys. In the field of cryptography, Keys are analogous to the physical keys that lock a door. For the operative use of cryptography, proper management of cryptographic keys is essential. A crypto key must pass through a lot of phases in its lifelike generation, secure storage, secure distribution, backup, and destruction.

An HSM is used explicitly to guard these crypto keys at every phase of their life cycle. HSMs protect the Logical and physical security of cryptographic keys from unauthorized practice is managed by HSMs. This device offers an isolated environment that can create and secure cryptographic keys, protect operations of cryptography while enforcing self-implemented policies over these important encryption keys.

Best Practices and uses for HSMs

The usage of HSMs can provide enhanced cryptographic throughout and results in a more secure and efficient architecture for your solution. The HSM becomes an invaluable component of the security solution, which not only minimizes business risks but also achieves state-of-the-art performance in cryptographic operations.

If the solution architecture design, application-level implementation, security analysis, user education, and security policy of the product are given proper research and considerations then, an HSM provides “foolproof” security for key management if.

Some Uses of HSM:

– Storage of CA (Certified Authority) Keys

– Storage of Application Master Keys

– Storage of All Application Keys

– Onboard secure key management

– Full Audit & Log traces and Multi-party User Authorization

– Zeroization of Keys

– FIPS 140-2 Validation

– Support of Cryptographic Algorithms

Few HSMs available in the market can execute specifically developed modules within the HSM’s secure environment. Business logic and algorithms can be developed in Java or any other programming language within the module itself for better optimization and achieving results faster. Such specialized HSMs are commonly being used in industries like bank and card processing etc.

JNR management is one of the best HSM providers in the business providing PKI HSM as well as card payment HSM along with SSL certificates from DigiCert. PKI HSM may be used for generating, handle, store asymmetric key pairs, and works well in both offline and online operations. Card payment HSM finds application in PIN matching and generation and supports EMV transactions.

[eazypaytech]

From Compliance to Convenience: EMV Level 2 Kernels for Modern POS Systems

 As the payment industry advances, businesses must adopt secure, compliant, and adaptable solutions for processing transactions. The EMV Level 2 (L2) Kernel, a vital component in POS terminals, enables secure and seamless interactions with EMV chip cards. EazyPay Tech’s EMV Level 2 solution, supporting both Contact and Contactless transactions, is designed to meet evolving industry standards and offers EMV certification support to help businesses achieve compliance with ease.

Why EMV Level 2 Kernel Matters for POS Systems

An EMV Level 2 Kernel is essential for managing the transaction dialogue between a POS terminal and EMV chip cards. By enabling secure communication and facilitating card validation, EMV L2 Kernels ensure that POS terminals remain compliant with global EMVCo specifications.

Key Benefits

Security: EMV L2 Kernels enhance transaction security, reducing the risk of fraud by adhering to stringent EMV standards.

Universal Compatibility: Supporting multiple card schemes, including Mastercard, Visa ensures that POS systems are accepted globally.

Flexibility: EMV L2 Kernels provide compatibility with both contact and contactless card readers, adapting to varied consumer preferences.

EazyPayTech’s EMV Level 2 Kernel Solutions

EazyPay Tech offers a versatile EMV Level 2 Kernel solution compatible with the latest EMVCo specifications for Contact and Contactless transactions, which enhances both security and user experience.

1. Contact Kernel

The EMV Contact Kernel processes chip card transactions with optimized speed and reliability. This solution supports major brands like Mastercard, Visa can integrate additional brands upon request.

2. Contactless Kernel

EazyPay Tech’s EMV Contactless Kernel supports tap-to-pay transactions, meeting both EMV Co standards and brand-specific requirements. With compatibility for Mastercard, Visa it’s future-ready to support next-gen payment methods.

Comprehensive Certification and Testing Support

EazyPay Tech’s EMV Level 2 Kernel solution includes certification and test support, easing the complexities of achieving compliance. Key services include:

EMV Certification for POS Terminals – Ensures all POS terminals comply with EMV standards.

POS Hardware & Software Certification – Verifies that both hardware and software components meet EMV compliance standards.

EMV Compatibility Testing – Conducts tests to confirm operability across diverse POS setups.

Level 2 Kernel Certification – Guides the L2 Kernel certification process for seamless regulatory compliance.

What Sets EazyPayTech Apart

EazyPay Tech’s solutions offer key advantages for businesses seeking reliable, compliant POS solutions:

Tailored Customization – Solutions can be adapted to meet unique brand-specific requirements.

Future-Ready Technology – Designed to evolve with the latest payment standards, ensuring long-term compatibility.

Streamlined Certification Process – EazyPay Tech’s certification support simplifies compliance, allowing businesses to focus on operations.

Simple Integration Process

Integrating EazyPay Tech’s EMV Level 2 Kernel solutions involves five key steps:

Requirement Assessment – Evaluating your specific needs for brand compatibility and transaction types.

Kernel Selection & Configuration – Choosing and configuring the appropriate Contact or Contactless Kernel.

Certification Support – Working with certification bodies to ensure full compliance.

Testing & Validation – Rigorous testing to confirm real-world performance.

Deployment & Support – EazyPay Tech provides ongoing support and updates, ensuring smooth operation.

In an increasingly digital and secure payment environment, EMV Level 2 Kernels are essential for compliant and efficient POS systems. EazyPay Tech’s comprehensive solutions simplify integration, streamline certification, and provide robust support for businesses to offer secure and seamless payment experiences. To learn more about EazyPay Tech’s EMV Level 2 Kernel solutions and certification support, connect with our team today. 

[cardsvistas]

6 Lessons I’ve Learned From New Visa Logo | new visa logo

In anticipation of the upcoming EMV migration to the new EMV 3DS technology, Visa has recently rebranded its current 3D Secure product, from ‗Verified By Visa› to a much more appropriate name, such as, “Secure by Visa.” The existing Visa Secure logo will now be replaced with the Visa Secure brand, accompanied by the trademark tagline, “Your online transactions are safe with Visa.” Here's what the new logo looks like and how it'll help you make your financial transaction on the web safer:

To understand why the new Visa logo has been designed, it helps to know why Visa uses three different styles of security badges to identify its customers. Each badge carries a unique security seal. This seal contains three separate images, which are then printed on top of one another in a pattern that looks like a flag. The top three images are the customer's name, their address and their contact number; the middle two images are the merchant's name and their address; and the bottom three images are the signature of the merchant and their email address.

The new Visa logo design makes it easier for consumers to differentiate between the various types of information on a credit card or debit card. While a bank card or a checkbook have only one image, a credit card or debit card has two or three images. When a customer swipes a card through a magnetic stripe reader, they are revealing their identity information (including their name, address, contact number and PIN), as well as data about the transaction (such as the amount of money they've paid in advance) and any fees. Each time a customer swipes their card, their information is sent through an encryption process to prevent unauthorized access. However, in order to make certain that the data sent to the merchant is accurate, it is necessary to have an accurate picture of the customer.

The fact that credit cards carry two or three images also makes it difficult for merchants to make certain statements about the security features of credit cards to consumers. For instance, a merchant may think they're providing a secure card, when in reality, they aren't. The use of three images can prevent merchants from incorrectly attributing credit card security features to the wrong cards.

With the logo change, Visa expects that its customers will associate the new brand with their experience using the product. As they do with most new brand identity-related projects, Visa has made an effort to provide a variety of ways for people to distinguish between the original brand and the new one. The company has added a “Secure by Visa” logo on the back of their card and on every one of its debit cards.

Another way that customers will see the new logo on Visa's card is when they enter their information at a merchants point-of-sale terminal. Whenever the customer enters their PIN or signature, the card will read “Secure by Visa.” The “Secure by Visa” logo on the back of the card means that the card is protected by EMV technology and carries the Visa Secure certification tagline: Your online transactions are safe with Visa.

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The post 6 Lessons I’ve Learned From New Visa Logo | new visa logo appeared first on Cards Vista.

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[dailykhaleej]

Dangerous SHA-1 crypto function will die in SSH linking millions of computers

Builders of two open supply code libraries for Safe Shell—the protocol millions of computers use to create encrypted connections to one another—are retiring the SHA-1 hashing algorithm, 4 months after researchers piled a ultimate nail in its coffin.

The strikes, introduced in launch notes and a code replace for OpenSSH and libssh respectively, imply that SHA-1 will now not be a way for digitally signing encryption keys that forestall the monitoring or manipulating of information passing between two computers linked by SSH—the frequent abbreviation for Safe Shell. (Wednesday’s launch notes regarding SHA-1 deprecation in OpenSSH repeated phrase for phrase what builders put in February launch notes, however few folks appeared to note the deliberate change till now.)

“Chainsaw in a nursery”

Cryptographic hash capabilities generate an extended string of characters which are referred to as a hash digest. Theoretically, the digests are purported to be distinctive for each file, message, or different enter fed into the function. Virtually talking, digest collisions have to be mathematically infeasible given the efficiency capabilities of out there computing sources. In recent times, a bunch of software program and providers have stopped utilizing SHA-1 after researchers demonstrated sensible methods for attackers to forge digital signatures that use SHA-1. The unanimous settlement amongst consultants is that it is now not protected in virtually all safety contexts.

“Its a chainsaw in a nursery,” safety researcher Kenn White stated of the hash function, which made its debut in 1995.

Almost a decade in the past, researchers began warning that SHA-1 was rising more and more susceptible to collisions, the cryptographic time period when two or extra inputs generate the identical outputted digest. By then, the world had already seen firsthand how damaging such assaults could possibly be when nation-sponsored hackers used a collision on the also-weak MD5 algorithm to hijack Microsoft’s Home windows Replace system.

Whereas the necessities for that kind of collision assault had been greater for SHA-1, it was solely a matter of time till they got here into attain. In 2017, SHA-1 succumbed to a much less highly effective type of collision assault that price as little as $110,000 to provide. Within the months prior and following the analysis, a raft of browsers, browser-trusted certificates authorities, and software program replace techniques all deserted the algorithm. Different providers and software program choices continued utilizing SHA-1.

The chosen few

The ultimate dying knell for SHA-1 sounded in January, when researchers unveiled an much more highly effective collision assault that price as little as $45,000. Generally known as a selected prefix collision, it allowed attackers to impersonate a goal of their selecting, as was the case in the MD5 assault towards Microsoft’s infrastructure.

It was in this context that OpenSSH builders wrote in launch notes revealed on Wednesday:

It’s now potential to carry out chosen-prefix assaults towards the SHA-1 algorithm for lower than USD$50Ok. Because of this, we will be disabling the “ssh-rsa” public key signature algorithm by default in a near-future launch.

This algorithm is sadly nonetheless used extensively regardless of the existence of higher alternate options, being the one remaining public key signature algorithm specified by the unique SSH RFCs.

It’s debatable that the deprecations come woefully late, given the reliance by millions of organizations on SSH to hook up with company networks, Amazon and Azure cloud providers, and all method of different computers populating the Web. Complicating issues is the use of SSH in community switches and low-cost embedded machines that run ATMs and industrial management techniques. Embedded techniques regularly don’t obtain updates as a result of they’re in far-off locations that make it tough to troubleshoot in the occasion one thing goes flawed.

In an electronic mail, Gaëtan Leurent, an Inria France researcher and one of the co-authors of the January analysis, stated he did not anticipate OpenSSH builders to implement the deprecations rapidly. He wrote:

After they utterly disable SHA-1, it will turn out to be inconceivable to attach from a current OpenSSH to a tool with an outdated SSH server, however they will most likely take gradual steps (with massive warnings) earlier than that. Additionally, embedded techniques with an SSH entry that haven’t been up to date in a few years most likely have loads of safety points, so perhaps it isn’t too unhealthy to disrupt them…

In any case, I’m fairly proud of this transfer, that is precisely what we needed to attain

With OpenSSH and libssh lastly saying their deprecation plans, the listing of SHA-1 holdouts is shorter however under no circumstances gone. The growing old function remains to be supported in current variations of OpenSSL, the code library that many web sites and Web providers use to implement HTTPS and different encryption protocols. The most recent model of the GNU Compiler Assortment, launched earlier this month, was digitally signed utilizing SHA-1.

Leurent stated that the EMV customary for cost playing cards additionally makes use of SHA-1 however that the usual used a “weird system for signature that doesn’t seem directly affected by chosen-prefix collisions.” Git additionally helps SHA-1, however just for information integrity, which most consultants say does not pose a safety risk.

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[mikemortgage]

IDEMIA Makes Urban Mobility Easier in Lisbon with Cosmo Fly, the First EMV Dual Interface Payment Card Certified by the Calypso Networks Association

COURBEVOIE, France — IDEMIA, the global leader in Augmented Identity, is excited to offer an Urban Mobility solution on the back of its alliance with SIBS and Otlis, the consortium of 7 transport operators that manages the interoperability in Lisbon and the common system shared by 27 mobility operators.

In an increasingly connected world, electronic solutions are popping up everywhere and dual interface payment cards are now common in people’s wallets even if they are put to just one use – namely payments.

Meanwhile IDEMIA has developed a new payment card called Cosmo Fly that comes with new services including Urban Mobility, enabling cardholders to buy public transport tickets directly from their bank’s transport partner. The tickets are stored in their payment card and can be used immediately. This solution is very convenient for commuters as they pay and travel using just one card.

While open-loop systems require connected EMV gates and bank administrative support, Cosmo Fly cards behave just like standard e-tickets. What’s more, being CNA certified means that the card is fully compatible with existing transport networks… Give your passengers a faster, easier, more convenient experience!

Olivier Nora, Senior Vice-President Products & Systems for Financial Institutions activities at IDEMIA, said: “Transport operators can derive major benefits from the Dual Interface migration in the financial sector. At IDEMIA we are thrilled to be the first company to provide a contactless transport solution compatible with Calypso technology.”

Philippe Vappereau, Chairman of CNA, added: “Our certification policy ensures compliance to the specifications and that the security and interoperability of Calypso products are respected. We are very pleased to add the first payment-transportation card using the CNA Java applet to our range of certified products, and we thank Idemia for enriching and diversifying the Calypso offer.”

About IDEMIA

IDEMIA, the global leader in Augmented Identity, provides a trusted environment enabling citizens and consumers alike to perform their daily critical activities (such as pay, connect, travel and vote), in the physical as well as digital space. Securing our identity has become mission critical in the world we live in today. By standing for Augmented Identity, an identity that ensures privacy and trust and guarantees secure, authenticated and verifiable transactions, we reinvent the way we think, produce, use and protect one of our greatest assets – our identity – whether for individuals or for objects, whenever and wherever security matters. We provide Augmented Identity for international clients from Financial, Telecom, Identity, Public Security and IoT sectors. With close to $3 billion in revenues and 13,000 employees around the world, IDEMIA serves clients in 180 countries. For more information, visit www.idemia.com / Follow @IDEMIAGroup on Twitter

About CALYPSO NETWORKS ASSOCIATION

CNA is a non-profit association whose objective is to promote, define and manage specifications and certification of the contactless ticketing technology Calypso, which is embedded in 20% of the contactless transportation cards in the world. Its board is administered by the SNCF-France, RATP-Ile de France, STIB-Brussels, ACTV-Venice, OTLIS-Lisbon, CTS-Strasbourg, Interparking-Belgium, GIE CB-France, 5T-Torino, Riga’s Karte-Riga and the Landkreis of Konstanz and counts more than 100 members.

Contacts

Press contact: Hanna SEBBAH: idemia@havas.com

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As reviewed in previous payment trend articles, we are seeing increased adoption of self-service check-out and ordering solutions in both retail and QSR locations. These applications range from self-payment ordering kiosks at QSRs such as McDonald's and Taco Bell to self-check-out stations in retailers like Walmart and BJ's Wholesale Club. Implementation of self-service kiosks is not a simple process. The hardware design, user interface, payments integration, physical location, production flow, and capacity planning, consumer delivery, adoption, and training all require careful thought, planning, and successful implementation to ensure meeting high consumer usage and satisfaction objectives. There are several things to consider when evaluating how to implement payments on your self-service kiosk: what payment methods to accept, ease of consumer use, ensuring card data security, achieving PCI compliance, ability to update software, ease of support and how to repair payment components. Fortunately there is a way to for most merchants to simplify the payments piece – use the payment terminal currently used for assisted check-out in the store. Whether retailers use off the shelf or custom designed kiosk hardware, there are two general approaches to adding payment functionality to the kiosk: unattended payment components integrated into a custom enclosure or using an attached standard countertop payment terminal. Both approaches offer benefits as well as disadvantages, although, for most implementations, I believe, using the standard PCI payment terminal, installed already in the store, offers clear and substantial benefits. The primary advantage to using unattended payment components is the ability to more elegantly integrate the payment component into the kiosk design.   In cases where the kiosk is in a totally unstaffed location, the additional security of the integrated payment components may dictate this being the only viable option. Another use case for unattended payment components is outdoor installations. Kiosks can operate in hot, cold or rainy weather. Standard countertop terminals are designed for indoor use only. However for indoor and in-store locations, there is a multitude of benefits available by using the same payment terminal already supported in the store at the self-service kiosk, such as Verifone’s MX925, M400, e355, or e280. These benefits include:

●     The same SCA semi-integrated or XPI fully integrated payment methods can be used.

●     Clients who use Point Classic, Point Enterprise, RTS or FIPay can use the same payment management solution.

●     The same payment methods will be supported.

●     The same processor and EMV certifications can be used.

●     The same encryption, tokenization and encryption key management schemes can be used.

●     The same estate management solution can be used for troubleshooting, software updates and PCI compliance.

●     No additional payment system training is needed for store or support personnel.

●     The greatest benefit may be the assurance that consumers feel when they first encounter your new kiosk implementation. We are all creatures of habit, and most of us don’t like change. We fear to stand to look of your new kiosk and looking like a fool. At least when we see the familiar payment terminal, we will have the confidence that we know how to complete the payment part of the transaction. The more your self-payment kiosk emulates your existing payment process, the better. Consumers are used to paying in your stores. They know what payments you accept, how your payment flow works, and they feel safe using a proven payment terminal. Using the same payment terminal in your self-payment kiosk that you use in your regular check-out will speed adoption of your self-payment kiosk and lead to higher consumer satisfaction.

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