#wells fargo autograph card foreign transaction fee

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Applying and Qualifying for The Wells Fargo Autograph Card

Eligibility criteria explained The Wells Fargo Autograph Card is a prestigious credit card that offers a wide range of benefits and perks to its cardholders. However, before you can apply for this exclusive card, it’s important to understand the eligibility criteria. To be eligible for the Wells Fargo Autograph Card, you must meet several requirements. Firstly, you must be at least 21 years…

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9 Best Travel Credit Cards of August 2023

These cards earn points (or miles) for travel and other everyday purchases at a set rate for every dollar you spend, sometimes with bonus rewards of up to ten points (10x) per dollar when you use them to pay for your trips. Some travel credit cards offer additional benefits like airport lounge access, baggage delay insurance and a TSA PreCheck or Global Entry fee credit. Read on for our list of the best travel credit cards, how they work and how to pick the best one for you. Our Top Picks for Best Travel Credit Cards Chase Sapphire Preferred® – Best low-annual-fee travel credit card Capital One SavorOne Cash Rewards Credit Card – Best no-annual-fee credit travel card Wells Fargo Autograph℠ Card – Best no-annual-fee travel credit card runner-up Capital One Venture Rewards Credit Card – Best travel credit card for everyday spending American Express® Gold Card – Best travel card for dining rewards Chase Sapphire Reserve® – Best premium travel credit card Capital One Venture X – Best low-cost premium travel credit card The Platinum Card® from American Express – Best travel card for perks and benefits The Business Platinum Card® from American Express – Best travel card for businesses Best Travel Credit Cards Reviews   Courtesy of Chase Pros Points are worth 25% more when redeemed for travel purchases through Chase Receive a point bonus each account anniversary Includes primary rental car insurance Earn 3x per $1 on dining, including eligible delivery and takeout meals, select streaming services and grocery purchases Cons $95 annual fee Doesn't offer a Global Entry/TSA PreCheck application fee credit HIGHLIGHTS Annual fee annual_fees Sign-up bonus bonus_miles_full Intro APR intro_apr_rate,intro_apr_duration Regular APR reg_apr,reg_apr_type Recommended credit credit_score_needed Travel insurance Trip cancellations/interruptions, trip delays, travel accidents, luggage and primary rental car insurance Why we chose this card: The Chase Sapphire Preferred® is an excellent option for frequent travelers who want to earn valuable rewards while paying a low annual fee. The card features six reward categories that offer outstanding rewards on flights, hotels, tours, restaurants and more. Cardholders can earn: 5x points for travel bookings made through the Chase Ultimate Rewards® portal 2x on all other travel purchases 3x on dining, including eligible delivery and takeout 3x on select streaming services 3x on online grocery purchases (excluding Target®, Walmart® and wholesale clubs) 1x on all other purchases You can redeem your points for statement credits or account deposits, but you can get the most bang for your buck by redeeming them through the Chase Ultimate Rewards® portal, which increases the value of your points by 25%. You can also transfer your points to one of Chase’s 14 travel partners at a 1:1 ratio (one Chase point equals one hotel point or airline mile). These include popular airlines and hotels like JetBlue, Southwest, United, Marriott and Hyatt. Another benefit is that you can combine points from multiple Chase cards under your Chase Sapphire Preferred® account (as long as they earn Ultimate Rewards points). For example, if you have the Chase Freedom Unlimited®, you can transfer its points to your Chase Sapphire Preferred® account. This would increase their usual one-cent-per-dollar value to 1.25 cents for bookings made through the Ultimate Rewards® portal. In addition to its standard travel insurance benefits, the Chase Sapphire Preferred® includes primary rental car coverage — a perk not many travel cards provide. Unlike secondary rental car coverage, this type of insurance covers theft or damages without first filing a claim with your auto insurer. Courtesy of Capital One Pros Unlimited 3% back on dining, entertainment, grocery stores (excluding Target(R) and Walmart(R)) and select streaming services No annual or foreign transaction fees Includes travel accident insurance Cons 5% cash-back rate for travel doesn't apply to flights HIGHLIGHTS Annual fee Sign-up bonus Intro APR Regular APR Recommended credit Travel insurance Travel accidents Why we chose it: The Capital One SavorOne Cash Rewards Credit Card is the ideal card to take when you’re out sightseeing since it offers high rewards on dining, entertainment and more without charging any annual or foreign transaction fees. With the Capital One SavorOne, cardholders can earn cash back at restaurants, tourist attractions, concerts, theme parks and more. The card’s reward categories include: 10% back on Uber and Uber Eats purchases plus statement credits to cover the costs of an Uber One membership through November 14, 2024 8% back on Capital One Entertainment purchases 5% back on hotels and rental cars booked through Capital One Travel 3% back on dining, eligible streaming services, grocery stores (excluding Target® and Walmart®) and entertainment 1% back on all other purchases None of the listed categories have yearly caps, which means the card offers tremendous earning potential — especially for foodies who spend a lot dining out, on takeout or doing groceries. Those that are always searching for things to do might find Capital One Entertainment quite useful. The ticketing platform gives cardmembers access to numerous events, like celebrity meet-and-greets and dinner reservations at acclaimed restaurants. You can also find tickets to sold-out events at discounted prices, all while receiving a stellar 8% cash-back rate. Keep in mind that this card’s travel bonus only applies to hotel and rental car bookings made through the Capital One Travel portal. This means that you won’t get any cash back or points for flight reservations, which other travel credit cards do offer. However, it’s worth noting that the card’s 3% cash-back rate on dining and entertainment is valid at establishments worldwide. (Some credit cards limit their bonuses to only U.S. locations.) Dining and tourist attraction purchases can quickly rack up while traveling, so you can feel free to use this card as often as you’d like since it doesn’t charge foreign transaction fees.   Courtesy of Wells fargo Pros Earn 3x points on restaurants, travel and gas Earn 3x when paying your monthly streaming services and cell phone bills Includes cell phone protection plan No foreign transaction fees Cons No airline or hotel transfer partners Doesn't include travel insurance Netflix, Hulu and HBO are not eligible for streaming bonus HIGHLIGHTS Annual fee annual_fees Sign-up bonus bonus_miles_full Regular APR reg_apr,reg_apr_type Intro APR intro_apr_rate,intro_apr_duration Recommended credit credit_score_needed Travel insurance Secondary car rental insurance Why we chose it: The Wells Fargo Autograph℠ Card has no annual or foreign transaction fees and earns high rewards for travel, dining, gas, streaming services and cell phone plan purchases. Most travel credit cards only offer rewards when you book flights and hotels through the card issuer’s travel portal. If you were to book your vacation through one-stop travel sites like Booking.com, you’d only earn the card’s minimum bonus (which is usually one point per dollar). The Wells Fargo Autograph℠ Card, however, gives you: 3x points on flights, hotels, car rentals, cruises and more (regardless of where you make your purchase) 3x points on transit, including subways, parkings, tolls, ridesharing services and more 3x points on dining, gas, select streaming services and cell phone plans 1X points on other purchases However, although the Wells Fargo Autograph℠ Card offers a solid cash-back rate on travel, its travel benefits are otherwise lackluster. It doesn’t have hotel and airline transfer partners and doesn’t offer luxury perks like airport lounge access or a TSA PreCheck or Global Entry fee credits. (Having said that, note that these perks are generally offered by premium travel cards with high annual fees.) The card does include rental car insurance and covers up to $50,000 for accidents or theft if you use it to book the rental car. The card also features a cell phone protection plan when you use it to pay your monthly bill. If your phone is damaged or stolen, you can be reimbursed up to $600 per claim (up to $1,200 per year). If you’re looking for unlimited rewards on travel and everyday spending, the Wells Fargo Autograph℠ Card is an excellent option. However, it may not be the best fit if you’re looking for comprehensive travel insurance coverage and luxury benefits. All information about the Wells Fargo Autograph℠ Card has been collected independently by Money.com. Courtesy of Capital One Pros High rewards on everyday spending (2x miles per dollar) Up to $100 credit for Global Entry or TSA PreCheck Includes travel accident and car rental insurance Cons Fewer bonus categories than other cards with a similar annual fee ($95) Doesn't offer travel rewards for flights Car rental insurance is secondary HIGHLIGHTS Annual Fee annual_fees Sign-up Bonus bonus_miles_full Intro APR intro_apr_rate,intro_apr_duration Regular APR reg_apr,reg_apr_type Recommended credit credit_score_needed Travel insurance Auto Rental Collision Damage Waiver, Travel Accident Insurance Why we chose it: The Capital One Venture Rewards credit card is an excellent card for everyday spending, offering a higher base reward than most travel credit cards. Cards generally earn one mile (or point) per dollar on most purchases and have a higher rate for certain spending categories. However, if your routine expenses don’t align with these categories, you could miss out on potential rewards. The Capital One Venture Rewards is ideal for those who want to get the most out of their spending without worrying about tracking bonus categories. Cardmembers can earn: 5x miles on hotels and rental cars booked through Capital One’s travel portal 2x miles per dollar on all purchases You can redeem your miles on the Capital One travel portal at a value of one cent per mile. And you can also use your miles to cover travel purchases made on other sites by selecting “Cover Your Travel Purchases” in your Capital One account. (Note that only travel purchases posted to your account within the last 90 days are eligible.) Additionally, you may transfer your miles to more than 15 airline and hotel partners. In this case, the per-mile value depends on the airline or hotel you choose. Keep in mind that Capital One doesn’t have any domestic travel partners, which can be a drawback if you mainly travel within the U.S. Other benefits include auto rental coverage, travel accident insurance and up to $100 to cover the cost of a Global Entry or TSA PreCheck application fee. While the Capital One Venture Rewards is great for earning miles daily, note that some cards with similar annual fees ($95) offer a higher rate of reward. For example, the Chase Sapphire Preferred® lets you redeem for cash back at a rate of one cent per point while the Capital One Venture Rewards offers cash back at a value of 0.5 cents per mile. This can be a drawback if you would rather redeem your rewards as cash back rather than a flight.   Courtesy of American Express Pros Earns 4x points on restaurants worldwide, takeout and food delivery within the U.S. $120 annual dining credit, issued as $10 per month in statement credits, in select restaurants (enrollment required) $120 annual Uber Cash ($10 per month) for food delivery orders and rides in the U.S. after you add the Gold card to your Uber account Earn 4x points at U.S. supermarkets (on up to $25,000 per calendar year, then 1x) Cons High annual fee ($250) Includes few travel perks and insurance policies compared to similarly priced cards Terms apply. Please click here for applicable rates and fees. HIGHLIGHTS Annual fee annual_fees Welcome offer bonus_miles_full Intro APR intro_apr_rate,intro_apr_duration Regular APR reg_apr,reg_apr_type Recommended credit credit_score_needed Travel insurance Secondary Car Rental Insurance*** Lost/Stolen Baggages, Baggage Delays, Trip Cancellations/Interruptions, Travel Accidents and Flight Delays* Why we chose it: The American Express Gold Card® is ideal for foodies, offering a high reward rate at restaurants worldwide and U.S. supermarkets, takeout and food delivery. (Terms apply.) With the American Express Gold Card®, you can earn: 4x points at restaurants worldwide 4x points on takeout and delivery in the U.S. 4x points at supermarkets within the U.S. (on up to $25,000 per calendar year, then 1X) 3x points on flights booked directly with airlines or Amextravel.com 1x on other purchases Terms apply The American Express® Gold Card also offers statement credits worth up to $240 combined — almost enough to offset the card’s $250 annual fee. These include: Up to $120 every year in dining credits ($10 per month) for select restaurants and food delivery services. The list includes Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and Shake Shack (Enrollment required) Automatically get $10 monthly in Uber Cash to use on Uber Eats or Uber rides in the U.S. (after you add the Gold card to your account) Terms apply Additionally, cardmembers receive up to $100 in credits for stays of two consecutive nights or more booked through American Express’ The Hotel Collection. It can be used for eligible purchases relating to dining, spa services and other activities. Cardholders also get 24/7 access to Global Assist Hotline representatives who can help coordinate lost passport replacement, translation services, missing luggage assistance and more. However, note that the American Express® Gold Card offers fewer travel perks than some other premium cards — for instance, it doesn’t offer trip cancellation and interruption insurance or TSA PreCheck or Global Entry fee credits. Terms apply. Please click here for applicable rates and fees.   Courtesy of Chase Pros Annual statement credits (up to $300) for travel purchases 14 travel partners including United, Southwest, JetBlue and Marriott Points worth 50% more when redeemed for travel expenses through Chase Emergency medical and dental insurance Cons High annual fee ($550) Doesn't include a cell phone protection plan Welcome offer is less impressive than other premium cards HIGHLIGHTS Annual fee annual_fees Sign-up bonus bonus_miles_full Intro APR intro_apr_rate,intro_apr_duration Regular APR reg_apr,reg_apr_type Recommended credit credit_score_needed Travel insurance Trip Cancellation/Interruption, Lost Luggage Reimbursement, Trip Delay Reimbursement, Emergency Evacuation and Transportation, Roadside Assistance, Emergency Medical and Dental Insurance, Primary Rental Car Insurance Why we chose it: The Chase Sapphire Reserve® offers a high reward rate on travel and dining and has additional benefits like comprehensive travel insurance and airport lounge access worldwide. Most premium cards offer the same bonus rate for airfare, hotels and rental cars. The Chase Sapphire Reserve®, on the other hand, offers an increased rate for room reservations and auto rentals. It also gives points for all travel bookings, unlike other card issuers that limit their rewards to purchases made through their travel portals. With this card you can earn: 10x points on hotels and rental cars purchased through the Chase Ultimate Rewards® portal 10x through the Chase Dining program 5x points on air travel booked through the Chase Ultimate Rewards® portal 3x points for all other travel-related purchases 3x points on restaurants, including takeout and delivery 1x on all other purchases Another advantage of the Sapphire Reserve is that its points are worth 50% more when redeemed for travel through the Chase portal — that is, 1.5 cents per point instead of the usual one cent. In addition to its generous rewards, the Sapphire Reserve has several notable perks. It provides statement credits to cover fees for expedited traveler programs Global Entry, TSA PreCheck or Nexus every four years, plus discounts or upgrades on select car rental companies, to name a few. One of the card’s outstanding benefits is a $300 annual travel credit that can cover travel-related purchases like airfare, hotels, car rentals, rideshares, buses, trains, tolls and/or parking. Other cards that feature an annual travel credit are usually more restrictive, and you can often only use it on flights or hotels purchased through the card issuer’s travel portal. The Sapphire Reserve does have a $550 annual fee. But if you take advantage of the $300 annual credit and other perks, the benefits can definitely outweigh its cost.   Courtesy of Capital One Pros 10,000 bonus miles every year Statement credit of up to $300 for bookings made through Capital One Travel Up to a $100 credit on Global Entry or TSA PreCheck Skip the line and get car upgrades when renting a car with Hertz Cons High annual fee ($395) No dining bonus category No domestic airline transfer partner HIGHLIGHTS Annual fee annual_fees Sign-up bonus bonus_miles_full Intro APR intro_apr_rate,intro_apr_duration Regular APR reg_apr,reg_apr_type Recommended credit credit_score_needed Travel insurance Trip Cancellation/Interruption, Lost Luggage Reimbursement, Trip Delay Reimbursement, Primary Rental Car Insurance Why we chose it: The Capital One Venture X Rewards features premium benefits like statement credits and airport lounge access for a lower annual fee ($395) than many competitors. The Venture X includes perks like a Priority Pass Select membership, which provides access to more than 1,300 airport lounges worldwide. This type of perk is typically only offered by luxury cards like the Chase Sapphire Reserve® or The Platinum Card® from American Express, both of which have much higher annual fees ($550 and $695, respectively). Other benefits include 10,000 bonus miles on every account anniversary and the option to add up to four authorized users at no extra cost. (Many cards have an annual fee of $75 or more for each additional user.) The card bonus categories include: 10x miles on hotels & rental cars booked through Capital One Travel 5x miles on flights booked through Capital One Travel 2x miles on all other purchases The Venture X features a $300 annual travel credit that can be used for airfare, hotel stays, rental car reservations and more. However, do note the credit can only be used for Capital One Travel bookings. (Some competitors are more flexible and let you use the credits on any type of travel purchase, including taxis and buses.) Although the card includes travel insurance, its coverage is limited compared to other premium travel cards. For example, the Venture X doesn’t cover baggage delays, travel accidents or emergency evacuations and transportations. It does, however, provide primary rental car insurance, which isn’t offered by most travel cards. All in all, the Venture X is a solid option that can easily compete with other premium travel cards, especially considering its more affordable annual fee. However, the Chase Sapphire Reserve®, our main pick for the best premium travel card, might be a better fit if you’d prefer a less restrictive annual travel credit and a more comprehensive travel insurance policy.   Courtesy of American Express Pros Access to the widest network of airport lounges of any card Complimentary elite status in the Marriott and Hilton hotel loyalty programs Hundreds of dollars in annual statement credits for travel, dining and more Cons High annual fee ($695) Doesn't include baggage delay, travel accident and primary rental car insurance Limited bonus categories Terms apply. Click here for rates and fees. HIGHLIGHTS Annual Read the full article

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The Wells Fargo Autograph Card Community

In a world where financial institutions prioritize profits over customers, Wells Fargo Bank emerges as a beacon of personalized services and community engagement. Among their impressive suite of offerings is the Wells Fargo Autograph Card Community, an exclusive group that provides its members with unique privileges and unrivaled experiences. This blog section will delve into the benefits of…

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Exclusive Privileges and Benefits of the Wells Fargo Autograph Card

Comprehensive rewards program tailored to high-end clientele In the world of high-end credit cards, the Wells Fargo Autograph Card stands out for its exclusive privileges and tailored benefits. Designed for the discerning individual who appreciates the finer things in life, this card offers a comprehensive rewards program that goes above and beyond expectations. Exclusive access to premium…

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History and Evolution of the Wells Fargo Autograph Card

Origins of the Wells Fargo Autograph Card The Wells Fargo Autograph Card holds a significant place in the world of luxury cards and has a rich history that dates back several decades. Originating in the early 20th century, autograph cards were initially used as a way to authenticate signatures and serve as a personal touch for individuals conducting business transactions. Wells Fargo, known for…

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The Hidden World of Wells Fargo Autograph Cards Revealed

What is Wells Fargo A. Brief overview of Wells Fargo as a reputable banking institution Wells Fargo, one of the largest and most trusted banking institutions in the United States, has been serving customers with excellence and integrity for over 160 years. With a strong reputation for customer service and a wide range of financial products and services, Wells Fargo has become a household name…