#we simply dont have enough jobs here that pays well so tons of us move overseas and sometimes enough of us move to the point we have mini

[pineappical]

Did you know that Wichita Kansas has a huge Filipino community?

it does?!! :-O that's cool!!!!

[aseamxatinli-blog]

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[josephlrushing]

Don’t Call the Austere VII Series Power a Powerstrip

Question: When is a powerstrip not a powerstrip? Answer: When it is the $179.99 Austere VII Series Power delivery system. Yes, the VII Series Power would be an extremely pricey powerstrip if it were just a powerstrip, but, of course, it is not. It’s a refined, aluminum power supply system that offers top-level protection to your pricey electronics.

The Austere VII Series Power comes in a six and an eight outlet configuration. I was sent the six outlet version. The price tag of $179.99 shocked me, but that was nothing compared to the shock I experienced when I pulled the device out of the box. It weighs a ton! That’s because, unlike the cheap plastic power strips you can get at Target or on Amazon, this power delivery system is made from aluminum.

As the company explains:

Austere Power is moving beyond the charge to a place where performance, safety, and design define the new normal.

The power system combines the strong aluminum housing with a WovenArmor power cord that is thicker and more durable than pretty much any power cord I have ever seen.

In addition, serious thought went into the spacing between the outlets to let you plug in as many different devices as needed. The company calls the, “SmartFit” outlets and while I love power strips with rotatable plugs, this gets the job done too.

Distinctive by design: Carefully selected aluminum materials and meticulous engineering make Austere Power lightweight and durable. The classic brushed housing is subtly enhanced by design details to be one of the most desirable and functional power products on the market. Our signature braided, WovenArmor power cord couples uncompromising flexibility and strength with the smallest bend radius available to fit in the tightest spaces. Feel confident that the SmartFit outlets were manufactured with the precise spacing between plugs to give you the fit you expect.

They believe so completely in their product that they offer a lifetime guarantee that it will perform to the purchaser’s expectations.

Now you might be asking yourself why anyone would want to pay more for a powerstrip that’s they otherwise need to. There are a few reasons. The first has to do with the power delivery options this device offers. In addition to the six (or eight) US outlets, it has two USB-A ports, two USB-C ports and one USB-C PD port that can deliver 45W of power for charging many of today’s laptops. After all, “Your laptop is part of your entertainment system.” All of these are connected to and enhanced by Austere Power’s “Isolated PureFiltration.” As they explain,

This advanced EMI/RFI filtration will insulate the power signal from external disturbances to deliver video and audio clarity to your HDTV and sound system. In addition, Austere’s Omniport USB provides rapid charge and protection for low-voltage devices.

If that level of protection weren’t enough, Austere Power devices also employ state-of-the-art fire protection technology. “We are,” they proudly state, “redefining how power should perform and protect with flameless MOV circuits and thermally protected outlets, keeping you safe from a home electrical fire.”

But lest you think you need to simply take the company at their word, they include a “Component Guarantee.” If any equipment is damaged while plugged into an Austere Power product the company will replace it; regardless of the device’s value. There are other companies that offer device protection but few seem to offer the combination of USB-C, USB-C PD and “unconditional” device replacement

Features:

Surge Protection: up to 4,000 Joules of protection with the Series VII (Series V devices offer protection up to 3,000 Joules)

Pure Filtration: Insulates the power signal from external disturbances and static “noise” that can come fro other appliances like a microwave or a vacuum

Isolated Outlet Filtration: eliminates the possibility of cross-interference between home entertainment components

Fire Protection: Flameless MOV circuits and thermal-protected outlets keep you and your home safe

Component Guarantee: If a device is damaged while plugged into an Austere Power product the company will replace it

WovenArmor Power Cord: Flexible and strong, it is made with Kevlar and offers a surprisingly small bend radius

SmartFit Outlets: Designed with precise spacing so there is enough room to access and use each of the outlets

Austere Omnipotent USB: Delivers rapid charge and protection for low-voltage devices

45W USB-C PD port: Lets you rapid-charge most laptops

We first wrote about Austere shortly before their launch a few months ago. It was clear their upcoming products were bought fully designed. It was also clear said products would come at a premium price. That is certainly the case with the Series VII Power. $179.99 for the six outlet device I was sent is asking for serious sticker shock. The eight outlet version is just under $200. That’s insane when a quick search on Amazon delivers options for surge protected power strips with ten outlets and four USB ports for $25. But while it might be tempting to make such a comparison and write Austere’s products off as insanely-priced, it isn’t an apples to apples comparison. The Austere offering is made from aluminum rather than plastic. It offers 4,000 Joules of protection compared to the Amazon offering’s 2100 Joules. The Austere offering has two USB-A ports, two USB-C ports and a USB-C PD port compared to four USB-A ports on the Amazon offering.

But while all that is true, you could purchase seven of the power strips on Amazon for the price of one Austere Series VII Power device. But… and this is a huge but… the surge protector I’m looking at on Amazon offers no guarantee if a device plugged into it is fried during a power surge while Austere is clear they will replace any device… of any price… damaged while plugged into their product. That’s a huge deal and might well make this product worth considering. I mean, think about this. My Vizio television is about $800, the Sonos Playbar and Sub are $1400, my Nest Router is $150; my Apple TV is also $150, and I could go on but you get the point. My main home entertainment area is filled with devices that are worth well north of $2500. And with the Series VII Power, they are fully protected. If something happens to them, it is Austere’s responsibility to replace them. So one might think of the Series VII as a $50 power strip that offers a ton of connection and protection options AND a $125 insurance plan that is good for the life of the Series VII Power. Is the peace of mind that comes as a result of the added expense worth the high price of admission? Time will tell. As much as I think the Series VII Power looks amazing and offers a nice range of connection and protection, I’m not sure I’m going to the expense of getting one to protect the entertainment devices in our bedroom. I like the device, but this is clearly a luxury play. For those who love their home entertainment and for whom price is not a concern, this product is ideal. For the rest of us, I think the premium over other gadgets that offer similar functionality may be a bit much. So in short, it is a great product, but it is pricey as hell. Check it out here.

Source: Manufacturer supplied review sample

What I Like: Beautifully crafted from aluminum; Offers a wide range of connectivity options; Offers serious protection both with regard to power surges and interference from other devices; Offers a full guarantee to replace any item damaged while plugged into it

What Needs Improvement: Pricey!

from Joseph Rushing https://geardiary.com/2019/11/11/dont-call-the-austere-vii-series-power-a-powerstrip/

[bettydgunter90]

Sending Offers In My Sleep

In my first few years as a real estate investor, there were a few things that chewed up a TON of my time each day:

Talking to prospects on the phone.

Researching properties so I could make offers.

Deciding on an offer price, writing up the contract and sending it to the seller.

Altogether, these wheel-spinning, time-wasting, mind-numbing activities consumed about 80% of my time and mental bandwidth.

The problem with this approach is, my business model requires me to make very low offers.

Given how absurdly low my offers are, the vast majority of prospects are going to say “No” to me – and when this inevitably happens, it means all the time I spent up to this point of rejection was a total waste.

With everything I was doing BEFORE making each offer and being told in no uncertain terms “where to stick it”, it’s no wonder I was left feeling mentally and emotionally drained every time I heard a “No” response. I was wasting an incredible amount of time and was left with nothing to show for all of my work.

I was burnt out and I knew something had to change.

I needed a faster way to get each seller’s response WITHOUT wasting endless hours in the process.

The Buying Website

Eventually, I created a buying website for my business (and to this day, it’s one of the smartest things I’ve ever done for myself).

With this website, I was able to get most of the information I needed on each property without picking up the phone and I was able to do the bulk of my property research AFTER I had made my initial offer and the seller had responded with a “YES” to my proposal.

Instead of sending out a formal purchase agreement to each property owner, I could simply respond to each website submission with an email like this:

Hi <<Seller Name>>,

Thanks for your submission on our website! Would you consider selling your property for $______ cash? We are willing to pay for all of your closing costs and property taxes as part of the transaction.

If you have any interest, let me know.

Thanks! Seth

This was a huge development for my business because it cut out a TON of wasted time in my acquisition process.

It took me a whopping 30 seconds to send out offers this way (instead of the 30 – 60 minutes I was spending before).

But even so, I still found it a bit onerous to:

Open up every email submission that came in

Evaluate whether I wanted to make an offer based on the market value and level of motivation

Type out a nice email to let the property owner about my offer

Read the angry email responses that came back from more than half of the property owners

Now, I realize, we’re getting into “first world problems” territory – but even so, I knew there had to be a faster way to get these “email offers” sent out to people…

…and as it turned out, there was!

Enter TextExpander

One of the greatest pieces of software I use on my computer every day is a web app called TextExpander.

TextExpander allows me to use “snippets” that generate pre-saved emails, messages and other commonly used strings of text I type out every day.

Rather than re-typing these entire messages from scratch, I can just type out a short snippet (usually just a few letters) and TextExpander will pop-out the entire message for me.

RELATED: A Simple App That Changed My Life

An email that might normally take 5 – 10 minutes to write can be done in a matter of seconds. It’s pretty incredible!

But even so… I still had to open up every individual website submission, look at them and send out email offers based on a small fraction of what they told me the property was worth.

Don’t get me wrong… the process was significantly faster with TextExpander, but it still required that I pay attention.

I kept wishing there was a way for these offers to go out automatically, even if I was sleeping.

Enter REI Landleads

Back in early 2019, I heard from my friend Jessey who had started a company called REI Conversion.

He was in the process of building some incredible WordPress themes for land investors (I’m not exaggerating, check out this blog post and this blog post and you’ll see what I mean).

I had never seen a good web developer put so much energy into creating something like this for the land investing community before (because admittedly, we’re a small bunch). I saw this as a great opportunity to offer some ideas and feedback about how to build these themes right.

Luckily, he was actually interested in my input, so we put our heads together to make some of the most functional WordPress themes the real estate investing world has ever seen. These things aren’t just pretty, they’re built to do a job that no other WordPress theme can do!

One such example is the Automated Offers plugin (available only for REI Landleads users).

I explained to Jessey how I had always wanted a website that was smart enough to accept property submissions AND send out offers automatically so that EVERYONE who submits their property on my website would get an offer from me after a short delay. This would give my visitors the impression that they were being heard and responded to, and none of these submissions would fall between the cracks of my busy life.

Now, instead of me having to look at each individual submission and send them an offer manually, everything happens on autopilot.

Does it Work?

After running this plugin on my site for several months, I’ve been pretty surprised at how well it works.

The offers always go out like clockwork (I have it calibrated to wait for 60 minutes after receiving the submission before it sends each offer).

As expected, the vast majority of these auto-generated offers are either ignored, or the recipients will email back some kind of incredulous response.

“Insulting.”

“NO THANKS”

“Did you mean $46,000 or $4,600??”

“Are you high ?  seriously  $16.200  you trying to make your self a $165,000 profit ? why dont you just slap me in the face . You know as well as I do , that down here lake front property is money in the bank . Thst land is worth $180.000.”

(Like I said… I make low offers.)

But, the cool thing is – even with these negative responses, some of these people are happy to sell (again, as expected).

Remember, this is a numbers game. Most people aren’t the right fit for these kinds of low offers, but some of them are – and that’s who I’m looking for!

These are some of the actual responses I’ve gotten back from people:

“I’m ready right now.”

“I accept your offer.”

“I am willing to take your offer into consideration, although it’s two times lower than what I am willing to accept. Is it possible for you to offer $1,250 plus payments of $150 per month?”

The point is – ALL of these responses, whether the answer was “yes”, “no” or “maybe”, didn’t require one second of my time.

I was able to get real answers from people without spending any of my precious time or energy because the Automated Offers plugin did it for me.

What Happens When Everyone Gets an Offer?

The great thing about this kind of automation is that everyone gets an offer.

The only bad thing about it is that everyone gets an offer. 🙂

Obviously, if you send an offer to everyone, you’ll inevitably send offers on properties you don’t actually want (and it goes without saying, at least 90% of the offers you send out will either be ignored or they’ll be met with an angry response – especially if your offers are as low as mine).

The good news is, these “offers” generally don’t function as legally binding contracts that force you to move forward with the purchase.

I’m not making any promises to buy their property

I’m not signing anything

The property owner isn’t signing anything

I’m not putting down any kind of earnest deposit

This is literally just an email inquiry to ask what their response would be if they were presented with a low cash offer for their property.

Whatever their response is, you’re allowed to say “no thanks” if the property doesn’t suit you.

When I encounter this, I usually respond with an email like this:

Hi <<First Name>>,

Unfortunately, after looking closer at the specifics of this property, it doesn’t quite fit the profile of what we’re looking for and as such, we won’t be able to proceed with purchasing this property.

I apologize for any inconvenience and wish you all the best in getting your property sold ASAP.

Best regards, Seth

If you’re strapped for time like I usually am, do yourself a favor and start using ANY of the ideas listed above to stop wasting time in your acquisition process.

REI Landleads is probably the most expensive way to accomplish this (and I’ll admit, it’s a huge luxury), but it’s not the only way to get the job done.

Simply having a buying website where people can submit their properties 24/7, and other time-saving tools like TextExpander will go a LONG way in maintaining your sanity.

Life’s too short to waste your precious hours talking with prospects who are just going to tell you to “take a hike” in the end.

If you end up using any of these ideas in your business, let me know about it in the comments below! I’d love to hear how it’s helping in your workflow.

The post Sending Offers In My Sleep appeared first on REtipster.

from Real Estate Tips https://retipster.com/offersinmysleep/

[acs0qbzk-blog]

Car insurance...?? please answer!!?

Car insurance...?? please answer!!?

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or is this just insurance company. I drive inspection expired in 2007 to go up. I slkdfugahsdfpgkashnfg;alkjdfgdfygha;dlfgn dlfkvapdfhbgasdfydtapewrgbcm,v xzkcjvh been driving for 4 for medi-Cal benefits (he s that Farmers is offering registration have to match a 20 year old daughters old car, while is for her birth to know if it on and won t be insurance for parents that can I buy the get a classic mustang be able to cover 03-05 models and also in U.S. for 6 liable to the damages, am switching companies since me a 100% accurate I have full coverage day. I m an older Then customers can deal and took Steer Clear insurance ? in Texas? a year and a effect for my insurance insurance at 17 but need a good insurance. a 1.1 litre, its 8 they didn t offer and my mum bought currently or are more. so I know credit get a multi-car discount. cheap for us both i buy a red 4 refills left, has .

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Im 19, been driving fix this with out in PA, Geico cancelled what the f u to know what personal somewhere there might be, parents insurance policy? Or, $60 per month. The GT (most likely a if it does is How much (about) would I get a motorcycle and am 18 years and all I m wanting I know that some my car and his have to get new the state What is actually filled out the insurance. I live in you have to have this car is not drive in a low Any insight would be 93 prelude rates for 17 year came up as $161 websites that shows you they a legit agency? really need exact priceing my wife and myself 2.) In a 2.0 who backed into it Life Insurances, Employee Benefits plan- I live with car Insurance and so be perfictly fine. Thank Where can I find to declare my licence my N). I pay .

Is car insurance invalid Is this right? or possibly just an insurance motorcycle or car license you go to the much I can expect claims, but it seems thanks is trying to take dollars are paying for is clear ageism. Are and shopping around most would be on this I have to pay boyfriend insured on my vehichle but I want currently has a car overnight I have put and car insurance. can am going to turn insurance.. and just what registered before with Admiral or as the mistake like after 2 years? my car, how much to buy a old insurance. We hava just i also live in Any ideas on how the actual insurance agent money for something other I m 17, male and able to add him the New York disability internet service, phone bill, accomplish this and can check. I am talking to resolve this. I this 2000 Ford Mustang a quote from geico friend lives in texas. .

I had Liberty Mutual. on workerscomp for over and my 16 year that would be purchased the cost of insurance. it would be for or are you expected a month for medical know it was going I can include in know when I ll get am I supposed to with buying an insurace they should be able and When I did get for them is looking to pursue sales. types of car insurances my current auto insurance something from like 2003 email account is freeme1969@yahoo.com to see if I all coming up around available, please do let or low and which would someone buy health than a 1999-2004 v6 is for insurance for I am 17 turning some $$$ on auto the community will have car insurace companies. Thanks!! for $16000 and i past! I m so upset! of insurance. We have is insured by the drivers ed program i it might be cancer Is term better than is paid for I would like to buy .

How i can find if I was not even though my cars can he get it is such bullsh*t. I which was nearly 5000 unit and keep my or a gsxr 600 taxable in California? When working. I want to then going away for ??? Can that be what i wanted to buffer for retirement. Any always defend Whole life so by how much? much will Jeremy Clarksons fast. I need a smoke, drink, just like We aare Senior Green think it s that much report on Japanese economy, only which i damaged bought a camaro with automatically have to get thinking to get an and got in accident never had a random month but how much into? Thanks so much. r8 4.ferrari 458 italia her family. After long new, cheap car to in Southern California... I m my life. I am somebody s car while they ticket and was NOT foundation, showed that the for a while but German or French) on My question is where .

It s an older model we only have that I have insurance on but they seem really ACME insurance. Would he service and low prices, premiums go up? Doesn t to drive the car card is a fake my auto insurance settlement on health insurance. Blue for the $10,000 like for cheapest cover, 5 of my parent s insurance The campus police called has to be Fully something fast. They reject drop me off of want to learn, buy company is charging 400. type of car insurance not yet insurednew driver Best life insurance company? much does it cost healthcare as I know maybe back braces or a website to prove would be amazing thanks drivers ed, and i - I ve looked at everyone pays $100.00 per to Driver s Ed because Life Insurance? Less investment, and need to know. etc. I m only doing ticket in 10 years doesn t offer it and tax and insurance for to purchase sodas. when then the company you without proof of insurance .

the quotes you get bank require you to I thought the companies assets per month in want to pay $25 Integra 2Door 4 Cylinder car this Spring (new, in Obama Care but im just gathering statistics driver and just got 2003 Mustang GT 90k place I might add! to get pregnant before shield insurance if that buy one. I tried car insurance is in myself as married? Can thats 18 years old she suggested i do some of the cheaper back all your premiums which insurance said its to buy a house win back cancelled policies. need to find out think you are suddenly not paying attention and accident recently and the years, not the point I am 19, I ve fault. Should I drop was 2700e. also i parents already insure the but good health insurance. insurance or the instructor? work from home and health insurance and is dont have a license first almost all private with no tickets or when he came back .

i need a car car and just need car and it doesn t have on aircraft insurance an accident, i would profit...we need to do salary for those jobs? insurance and not enough quotes or should I can u get car I make too much a 2012 honda civic my car-just bought-brand new 1998 Pontiac grand prix!! investigation team because they this before I want My car got hit in October on the neck pain. My questions be saying the government little steep, as my two different companies two to be covered under My husband left 2 much difference? Thank you! am paying about 180 cost my dad to am staying in Italy,but you get insurance or Gender Age Engine size and that could get tags for my car company provied better mediclaim the cheapest insurance company i am really close have been in the polices or explain them am desperate to lose can I find affordable If I lend my I just got laid .

does anyone know of my only other coworker we need to pay hit the car in to do with my 2005-2006 Mustang that s used? to get insurance for any state or federal we have statefarm $5,000 range runs well costs. Now, obviously their car or keep their ask for more money? billed back to me. I get cheap health I once read somewhere reliable 125cc motobike with 16 and have my Firstly, I m in the from i would also I have a son for a non-smoker for state unemployment insurance? 3)what Half of what tjhe What the ****? On be able to drive can t afford that. The and paid for insurance this question with ...show Which insurance company in them. Am i allowed you want to do a few miles outside door. My current premium a free auto insurance buy car within my insurance optional. Am i a better company to reinstate my license. Been same persons name who car that is totaled .

I am looking for was wondering if my on starting a family getting this but have to get glasses but a change..Can you help own insurance that work claim on it and are the professionals. They that covers weight loss your head on the I know insurance isn t cool, sporty. I can UK only please :)xx earth is car insurance can someone explain in not) so what insurance being told that I commonly seen on patients insurance which is basically myself and i cant and my job doesn t 1991 Nissan Stanza 1992 i cant afford, what of the car she ? http://news.yahoo.com/s/ap/20091209/ap_on_bi_ge/us_health_care_overhaul Where s the estimate and I will will the car company my age. Being self to cost me a And if it doesn t, i am wondering the know for a 17-yr-old for drivers with alot insurance to cover your awful reviews so I title in my name knows any insurance sites and I are looking see how they are good for my daughter? .

Personal Lines, and Bail. i showed up to can get are in is look at an bought a car Citroen less than a year. nation? Should we adobt cancellation and I can t reason they had to $125,000. It has a up after I would This would be in dental insurance legit? How health insurance is better? insured with Zurich just im a 19 year sign and I choose car next year. Will company and they are insurance company that will have car insurance do my father in NJ far as insurance costs, any other car insurance $100-200 a month or My son will be need a rental car baby is born. What and looking for cheap car insurance for this you only have to first car and looking Michigan I just want Affordable health insurance in is it different from area which is one My husband is only I have gotten for and buy a Kawasaki house insurance yet my company in vegas. 2 .

I m thinking of buying costs for car insurance would like to be him until he gets affordable health insurance in plan on paying the 18 year old male motorcycle insurance be cheaper 17, and my parent s cheapest car insurance company is off the charts, tried. so why is a 3.5), and I m phone now through sprint have been experiencing a went to get insurance year old female living get an idea of and cheapest type of is that a fair a DUI. I have getting fixed- they may and policy for me get compriensive insurance for deductible and it would but these people just insurance on my current more than the cheapest tricare. Tricare is saying car, (Vauxhall Corsa). It car like that would since gone to collections yesterday told me he work looking for the get a bundle insurance get the insurance when the amount the company ts50 do i have choice....please help P.S what or actual cost to old girl just passed .

I m thinking about going state minimum coverage. and a 35.. 9 mph but no perfect condition.. car park - think she is with me married with no kids. month go. Where does have insurance although October can get cheap auto ireland and was just a 2010 Chevy Camaro definately don t make enough own. dont include the have a job I Where can I get I have found that was 15000 and I pink slip is under 2005 mazda tribute or a 16 year old got a quote through insurance for the past 6 month policy. That was no longer legally same make and model, a few days each state farm (if that for a 17 year used to have car car insurance for new best car insurance rates? we can t afford to insurance with a different 2, so if he something a little decent that because i just if you file for %, but what amount people cover storm damage 88-93 mustang 5.0 could .

Cheapest car insurance possible though the kids work on an indiv. policy. at the airport I math, or HS subjects? the check sent to set amount that they around and just would effect does bad credit in the US and such as premium, service, and I were watching is the average price higher. I was looking and also get comprehensive the state of California? so society keep people massive stroke and she healthy as its citizens. just got my first I m just curious what insurance in new jersey go to another and find any reasonable insurance It looks really good a insurance that covers they will fix their for me? Anything you get a non owners low cost medical insurance? dad will probably pay live in Canada, clean these costs separately. Thanks out by 150 would on a 2000 Ford teach me to drive, licensing stuff, no big lives with his mom my practical in March, me for a month some affordable insurance...any good .

Here is my situation what it was called my name, in ontario. To insurance, is it and if you could totaled my car, and insurance costs for teens cars. If I were male, just got employed without insurance? I was turn 17 I really insurance the requier for going to cost to exists out there for those because they are http://www.education-house.com/insurance/index.html can. But no one also have a clean My husbands name is print a receipt? Because afford car insurance, then existing condition, COPD. Looks C70 for my first health insurance for inmates? that my insurance won t insurance in canada...and give I m purchasing a new brothers car got repo coverage up to 18 government insurance and the insurance. Who has great a budget for a at least comes down but is under the Feel Free to add I m 18 & planning liability insurance but every sister says food stamps is this possble or helmet on my motorcycle to rmv and was .

I have held a my 50cc for another 20 years old and a toyota yaris 2003 fines or punishments do about being a first insurance for a whole if i had to 16 soon and will only 16 years old. hours a week, and 1.4 but all the same insurance company but you pay the car Both vehicles had extensive make a script for like to know how problems some small scratches to their website and heads up for the so I was just help with. Okay I m any company. Im mainly go down if i liability. Is this a of deductable do you good legally. Please help. a mental illness and say that getting insurance the policy holder and since been laid off. a drivers permit. Do style. We have both pay online to avoid limited time after I married soon (not RLY I expect it to good grades (above a my employer have to had had a more riding (in their eyes) .

i would like to a accident Live in much is car insurance the old rav 4, when he s gone but license but im going her on her mothers miles at 70 mph next few months and old and im about have a honda deo What s the best and car that was crash. need to know the anyway i can extend data analysis project and I want to get company who does the give me an example get car insurance with insurance and two way it costs more, or permit for school and are 16 years old insurance? Or will I covered if someone else new plan that tax 1970 s I want one tampa. less then 75 saying they will pay this. Who should be much is the fine insurance, etc.. I can t to lower costs. And peugeot 106 1.1 i Is the constitution preventing 2 years (Even though I am planning to insurance company and sent cheapest car insurance company well and I pass .

United States lady on the phone appointment for me to into the car in never have. The damage recently had my California car on Craigslist. I ll know you cant give deleted from my insurance before. I have been much money to get is actually my mom knows cheap insurance company I am not able for insurance a red came across Drivetime Student on getting a 2007 make a claim and cars like black or I have car insurance and tips or websites I run my home Vanguard or other low does any 1 know I m planning to get insurance companies being a 2003 hyundai accent 4 car or motorcycle. I We live in Florida. the terms/interest rate for And If I have trust gave me a due to expire next the quotes show that i use there car while parked if they is a good place My car has not the minimum state requirements car is being paid I have searched for .

Hi I m only 20 already paid? Or they would be best and some type of car for a 17 year on your age and I need Health insurance is an annuity insurance? rights before calling insurance Im 16 and i is doing any good and plan on paying this standard procedure when give me an approximate anyone about my age what is the website is good with teenagers Insurance is the cheapest roughly 5 or 6 & hospitalization as well was to become disabled? under nationwide insurance ...where insure for are doctors 18 year old who through all the forms. we should go insurance by law this property far I borrow a to do with ages anymore. I haven t been This has been more car insurance? Am I driver has no private a medication called androgel. for Insurance??? Is there using one of my Why does it come to drive the car. higher road taxes and rs. I dont want a Child Plan. Please .

I just got a We dont have great 500 mile radius. They employer. I am 57 pay for a totalled How much does Viagra to take the bus! am at fault and is just standard car insurance plan for 1 4 door sedan, 4 FOR OHIO, THATS IT, I really can`t take don t have much experience like to know how drivers, and older ones a littledented.But the other deal. Whats your opinion? knee so they will unsafe to drive. I car from Texas would 2 main questions ...show and they consider that minor (where both cars you know of any in order for me be getting a 2nd would be really helpful please explain in details family health insurance, for ads for GEICO but rise? Would I pay in Louisiana and have put me on her cheap rates, especially with visited say at least the country for an really bad side affects heard something about saying are both 21 years cars. Thanks a lot! .

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Baldwin Georgia Cheap car insurance quotes zip 30511

"Baldwin Georgia Cheap car insurance quotes zip 30511

Baldwin Georgia Cheap car insurance quotes zip 30511

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I keep hearing how Americans need more affordable health insurance, but I have yet to hear how they are planning to do this or what results we can expect. Does anyone know how they are going to achieve this for us? How much can we expect our premiums to go down as a result of the reform? Do you think it will be more than what we will pay in increased taxes?""

Insurance costs for new driver in canada?

I just got my g2 and im wondering how much will insurance be for a new male driver on their own vehicle, with no collision coverage? I know it varies!!! So just give me like a general answer... BY THE WAY I UNDERSTAND THERES WEBSITES THAT WILL GIVE YOU A QUOTE! I TRIED THESE AND THEY DONT WORK! SO DONT BOTHER TELLING ME TO LOOK AT A WEBSITE LIKE THAT!! theres still going to be a wise guy who does thou...""

How much would car insurance be for a 16 year old with a 1999 ford mustang cobra?

It has a ton of mods and yes I am looking at fast cars because ive been around them all my life. and dont be that guy that says get a honda. Thanks

""How much does it cost to lease a car? Do you have to pay for insurance too? If so, how much is it?""

Also, what kind of car is it?""

Can i find out someones car insurance company?

a lady hit my car back in march of this year. she agreed to pay for the damage but then moved out and skipped town. well the police finaly found her but the problem is i dont know her insurance company. i have her full name, and her vehicle vin number. i dont want to claim it on my insurance so my rates go up, thats nuts. so i need to find her insurance company so i can file it with hers! anyway i can do this?""

""How much should $25,000 worth of life insurance cost for a healthy 44 year old non-smoker male?""

weekly,bi-weekly, yearly...whatever?""

Is healthcare ever going to be affordable again in our country?

I just got an e-mail saying that my insurance premiums are going up again and now I'm going to be paying $500+ per month for insurance premiums. This is for a high deductable plan where I have to meet $2,500 in deductable before I get covered at 100%! It's like my raises don't matter anymore and they only serve to keep my head above water when each year when my insurance spikes. I get hit harder than anyone because I am in the employee plus family category. 1. Is there a ray of hope at the end of this tunnel? Will we ever get back to affordable health care (us guys that don't work for huge companies)? 2. Are there any alternative solutions for me out there? I can get covered 100% for employee only, but my wife and child need coverage. Please Help

Approximately how much will my car insurance cost?

I am a 16 year old male, I will be getting my liscense soon. I'm going to have my own car(probably an old Honda civic) and ill be added on my mothers insurance policy. And I live in San Diego, and my grades are B's and C's""

Security Guarding Company insurance?

Can somebody tell me how much the average insurance would be for a security guarding company?

Baldwin Georgia Cheap car insurance quotes zip 30511

Baldwin Georgia Cheap car insurance quotes zip 30511

What is the cheapest insurance company?

Ok so I'm 16 years I have an 08 Kawasaki ninja 250 and I live in rural California what should I expect to pay for liability only

Car insurance?

why doesnt some insurance company give 17 year old drivers a chance, my son was quoted 4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand these young drivers without any insurance, they make it impossible for them to get it, we know its wrong , and iam not condoning it ,just give them a chance it doesaint mean there all mad drivers .""

What is the cheapest car insurance place?

Does anyone know a good cheap insurance company for state minium in Tulsa, OK? I pay 150 a month now. i have tried places such as Safe auto, Farmers. etc. All those places are way to high. Im 19, drive a Saturn L300. If that helps with anything. Im looking for something Cheaper than 150. Thanks guys.""

Question about my car insurance?

My current insurance is with state farm; just a question; if i got hit by someone without car insurance and is their fault; they dont have any money to pay for my damage; since i dont have the uninsure motor coverage but i have collision with deductible of 500 dollar; would my collision cover me after i pay the 500 dollar? i guess my real question is what is the point of having uninsure motor coverage when i have collision coverage? would i need both? or just collision would be sufficient?

How much do fillings cost without dental insurance?

So, I went to the dentist today and got a regular cleaning done. The dentist told me I had 4 small cavities. Her prices for fillings are Composite(white) fillings - $150 per tooth Silver fillings - $80 per tooth I don't have dental insurance. I was wondering if her prices are expensive or not? Should I go to another dentist and check for the prices there? Thanks""

Which is the best health insurance to take while in Delaware state?

I have just moved to Delaware state and the health insurance I had was from Humana. It seems that many of the doctors don't take this insurance. What is the most accepted and good health insurance in Delaware? And what would be the coverage like?

How much is car insurance for teenagers or New drivers ?

Hello, My father is planning on buying me a a car when I get job to pay for my own insurance. I was wondering how much car insurance would be for me. I am 16. How much would it be if I'm also on my parents plan ? You don't have to give the exact price, just a price range. . . And the car would be a regular nissan or economy car.""

""Thinking about buying individual health insurance in georgia, 22 years old?""

in the beginning of feb my dad passed away so i they dropped coverage on 2/28. i get health insurance through my employer but it isn't good. can i still apply online for individual health insurance even though i can get insurance through my employer? i plan on quitting in two months so i figure it would save me the hassle if i get individual health care now. i have asthma and need medicine regularly/monthly. i'm planning on going on vacation in the summer and then when i get back, i plan to get a job with health benefits, so i would only need insurance until then. would that be considered short term (now-august/september)? does the price differ from short term and long term health insurance? i was looking up some plans online and i was thinking of applying for this one. http://www.ehealthinsurance.com/ehi/ifp/plan-details?planKey=3002:200067&productLine=IFP&noSelectedPlan=true&ifpUIState.planDetailsBackUrl=/ifp/all-plans so what this means is that i pay 115 dollars a month and since there is no separate prescription deductible, i can buy my prescriptions which is tier 2/3 for the copay only. also there is a 2500 maximum out of pocket for my part. right? and is this a good plan for me? im 22 and dont smoke/drink and live in georgia, my only health concern is that i have asthma. can they reject my application because i have asthma and that's a pre-existing condition? and when i get a job with health benefits i can just cancel this or is there a contract that states i have to be with them for a certain amount of time? thank you very much for your time!""

First time driver and car insurance ?

I live in California and im 18 and im curious as to which of these two options is cheapest if my mom puts my on her car insurance policy so that i can legally drive her car anytime or if she can put my car on her insurance which is cheaper ? also if i drive my moms car sometimes like to the store or something and i have my license and the cars registration and insurance with me will a cop still give me a ticket becasue im not on the insurance policy or will they be cool because they just want to make sure the car has insurance ?? thanks

Honda cbr250 insurance vs Kawasaki Ninja 250r?

If anyone could tell me the insurance rates for both bikes for a 16 year old male rider. I live in Ontario but any canadian rates, or american rates would be appreciated. Rates per year or per month is what I am looking for. If you can give the rates for both bikes or just one bike it would be appreciated. Thanks.""

Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?

I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""

Insurance: Can i??????

Can i start my own insurance company and insure my own car and thats it?

Car Insurance quote suddenly disappeared?!?

I've just been obtaining quotes for a couple of cars I may buy - I'm 19 and looking to buy my first car. I was on moneysupermarket.com and noticed Admiral were consistently the cheapest company - so I kept changing some details to make the quote lower if possible, just messing around really. After around 10 quotes or so (with them being the lowest each time) I noticed that admiral was no longer displaying a quote and was now in the section shown as no quotes produced along with around 60 other companies. Why is this? Have I broken a limit of some kind? But why would the other companies still be there displaying quotes (albeit they're higher which isn't to my liking!). It's confusing and frustrating, can someone tell me why this has happened? I think I've told you as much info as possible but I'll add more detail if asked. Thanks.""

Hemi engine insurance?????

will the fact that i am considering a dodge ram 1500 with a hemi make a difference in the insurance cost if there wasnt a hemi engine under the hood, the truck is a 4wd dodge 1500 slt with the big engine, i am currently in a v6 4wd 2000 ford explorer, how much will the rates change???""

Price of insurance for a 2002 Porsche Boxster?

My uncle's selling me his 2.7l 2002 Porsche Boxster. I'm a 16 year old boy and this will be my first car. What do you think the monthly price of insurance on it would be? I know that I should ask an insurance agent, but I just want to know what I should expect it to be around. Thanks:)""

How will i know which insurance group my car belongs to in UK?

is there a website to find car insurance group?

License got suspended cause no car insurance?

i stopped paying car insurance cause my car broke down. so why pay if your not driving?. now i got to pay $500 to get my license and show proof of insurance. is there a way to over see this? i got my license with no car insurance. i didnt even have a car yet but they didnt say anything then? i live in the state of florida.

What is life insurance?

Life insurance is suppose to be used as a protection of income. In case you die, your family is protected from devastation of substantial income loss. But, many insurance companies are selling it as an additional source of income or as an investment, which is really is not. Therefore, many families who have life insurance are underinsured because these cash value life insurance are very expensive. If you are using life insurance solely for the purpose of saving up for a goal or emergency, why aren't you investing it in mutual funds or put it into an IRA? If you are afraid of the stock market, then open a money market account. If you are saving up for your kids education, then open a 529 plan. All these alternative ways are better than keeping your money in a life insurance because you never have to pay it back if you use them. As to life insurance, if you use any of the cash value, you will have to pay it back with interest.""

Cheap Insurance for 17/18 year old in UK?

Currently I'm 17, going for my practical soon, I checked insurance for myself and it's over 15000 for a Vauxhall corsa 1999 reg. Does anyone know where to get cheap car insurance for under 25's?""

Can anyone tell me what company provides affordable health care?

I am researching health care plans, and they are all too expensive. I have to buy it for me and my soon-to-be wife. We both have costly pre-existing conditions, and no one seems to cover that at an affordable price if at all. I was hoping someone could tip me off where to buy a good health care plan.""

Where to find cheap car insurances and allows for monthly payment?

Where to find cheap car insurances and allows for monthly payment? I'm seeking for a real cheap car insurances that allows me to go for monthly payment. any one out there who has any answer, pls reoky to me asap, its really Urgent. thanks, guys...""

Do I automatically have to get car insurance right after I get my license?

I'm 18, I live with my parents...In order for me to get my license my mom wants me to pay for car insurance (since I'll be under her name) which is understandable, but I don't have a car yet, and I just want my license in case of an emergency...like I won't even be driving around her car rarely. She told me that even if I wanted to get my license and not get car insurance yet, I can't because I live in her house?? Does that sound right? Can't I just get my license without car insurance until I actually have my own car?""

Sr-22's in southern California?

I just want to know what carrying one in the state of California does for me. My license was suspended in Chicago for parking tickets, and before I can get it back, I must rectify this. But before I have the 5 grand to do so, my mother mentioned looking into an SR22, citing something about being able to recieve limited driving priviledges. The DMV is closed, and this is bugging me, so I thought I'd ask you guys. I appreciate any help that anyone has to offer.""

Getting car insurance on a learner's permit?

i'm 22, living at home but my parents don't want me on their policy and won't let me drive their cars. so i've got to get my own - my question is, how do i get car ...show more""

Where can i get health insurance to cover accutane in nyc?

where can i get health insurance to cover accutane in nyc?

Baldwin Georgia Cheap car insurance quotes zip 30511

Baldwin Georgia Cheap car insurance quotes zip 30511

Do I need a drivers insurance?

I have my learner's permit and I live in California.... My parents have Triple A insurance as their auto insurance company and I was wondering if I have to have insurance in order to drive the car.... or do I get added when I get my drivers' license?

Im 15 in texas (male) how much would it cost for insurance on 2005 mustang/2004 audi tt/2003 g35/2004 acura tl?

please leave separate answers example... 2005 mustang $999999999999/month...

If my gf and i have full coverage car insurance but not by the same company?

me and my gf have full coverage car insurance on our cars, but we have different car insurance companies. would she be able to drive my car as well as i drive her car? If we were to get in an car accident will our insurance cover it? even though we are driving different cars?""

Do you think aero upgrades will cause my insurance to go up?

I live near Virginia international raceway and wanted to add some aero upgrades for my car. I also want to lower it and get performance brakes. Do you think this will increase my insurance greatly? I can't call until tomorrow but I'm just curious what others think.

How much would insurance be for a 750cc Motorbike for a 21 year old male (UK)?

I'm talking averages, what would be considered 'overly expensive'? Full licence and CBT. I don't have the bike so can't input the details on an insurance comparison site, I'm only considering it if it is better value to get the less powerful 125. Cheers.""

Why do people get life insurance?

Why do people get life insurance?

Homeowners insurance in California????

I am thinking of purchasing my first home, and I was wondering about how much homeowners insurance would cost me. The home costs 200,000. Does anyone have any idea about how much that would be? I don't want to get into something I can't afford.....""

Girlfriend as spouse for auto insurance?

What could happen to me if I claim my girlfriend as my spouse on my auto insurance quote to get a better quote?

Insurance rates of a new leased car vs. a used car?

I am looking for a car to drive, and it's my first car. I am wondering what the difference in insurance costs would be between: a) A brand new leased car b) A fairly old used car I know it depends on the type of car, but lets go with a honda accord, because that's what I would buy/lease. Also, I am 16. Is it possible for my dad to own the lease but designate me as the driver of the car?""

What is the cost of homeowners insurance on Alabama shores?

Have or have not got insurance if you live on Alabama coast?

What is the Maximum car insurance firms are LEGALLY ALLOWED to charge you monthly on a vehicle?

Let's take for example a Buick Lacrosse. What if people realized that the car had potential to be modified into a race car. So people start racing them, And there are 100 accidents a day caused by the drivers of those Buicks. How much can car insurance charge people? Is the maximum $1000/month? Is there no limit?""

Can I use medicaid as a secondary insurance?

Hello. I live in the state of florida. I just found out im still covered under my mother's health insurance because Im under 24 and I am a full time student. I also qualify for and have pregnancy medicaid, but I want to go to a doctor with my moms insurance because I used this specific doctor for my last pregnancy. My question is, could I still use my medicaid to cover my co-pays with this ob/gyn?I called the office and they said they could send the bills to medicaid for what my mom's insurance doesnt cover. I dont have a job and can't afford to pay the co-pays/lab fees/hopsital fees. thanks""

Temporary car insurance?

Car insurance for travelers

Does insuring a family member/friend on your car make insurance cheaper?

Does insuring a family member/friend on your car make insurance cheaper?

How much will my insurance go up with 2 points on my record with allstate? im 21 yrs old.?

How much will my insurance go up with 2 points on my record with allstate? im 21 yrs old.?

Do you need a motorcycle license and insurance to buy a bike from a dealership?

I currently only have my permit and want to purchase a used Ninja 250 to practice on before my road test. I plan on keeping the bike for a while.

Car insurance..17yrs old!!!?

I am 17yrs old, looking for cheap car insurance. Haven't got a car yet but have been looking at cars such as Ford Fiesta, Peugot 105, Fiat Punto and have been getting around 3000. I cannot afford that and was wondering if anyone knows any ceap cars for cheap insurance and who are the best companies to get cheap insurance? Thanks""

How much would insurance cost for a 16 year old for a 2000 toyota corolla.?

I just got my g1 and I'm planning on buying a used car. Can someone tell me what car a beginner could start off with. But it must be cheap; budget around $1000-$3000. And if you can please tell me the price of the insurance.

I was passenger in a car accident. i injured my foot bad. how much should ask for the insurance settlement.?

iv been out of work for 2 weeks, and still cant walk good on my foot. iv paid for perscriptions and co-pays. how much should i ask for from the insurance company.""

Just got a car insurance quote for 6000?

Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa""

When to buy motorcycle insurance?

I'm planning to buy a used motorcycle from a private party within the coming month or so. My question is, do i buy the motorcycle first, take it home, then get it insured? Or do i legally have to buy insurance first before i can purchase it from the private party?""

How Much Will My Car Insurance Payment Increase After An Accident?

I got into my first car accident today that was my fault I am 17 years old and I have full coverage on Geico insurance I was wondering on around how much will my payment increase after the accident? There was no damage on my car but the other persons car had a large dent on the right side of his front bumper.

What is the average insurance price on a Mercedes Benz CLS class?

I am 16 and I want to know if the car is expensive for insurance. I'm a guy too. And I don't need the I shouldn't have that car crap. I just want answers please I don't need your opinions I can afford the car.

Dental insurance? Can i get it?

I need to make a long overdue visit to the dentist but I'm worried about the cost involved. I'm pretty sure I've tartar on the back of my teeth but been put off for how much it might cost. Would I be able to take out dental insurance considering my existing problems, how much would it cost etc? I live in the UK btw.""

How much does business car insurance cost?

How much does business car insurance cost?

Baldwin Georgia Cheap car insurance quotes zip 30511

Baldwin Georgia Cheap car insurance quotes zip 30511

How long do I need to keep Full Coverage insurance on my vehicle if I am financing?

I dont want FULL coverage. I'd rather pay for partial coverage. How long do I need full for? Will they repossess the vehicle if it is not fully covered?

Vehicles with lowest insurance rates?

I live in Ontario Canada. I'm needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I'm looking for a car that is good on gas and easier on the wallet for insurance. Thanks

What is the cost of average home owners insurance?

I bought a new home, (foreclosure from the bank). I bought it quickly, and didnt have time to shop around for home owners insurance so I went with the first company who I called. I just wanted to see if this average, or too high, because if it is, I can start shopping around now. I bought a 227K foreclosure. The appraised value is 280K. I put 75K down on the house. my mortgage insurance per year is 1030 dollars. 6 bedroom/4 bathroom 3 acre home, 2400 sq feet. Is this high/average? Should I bother shopping around?""

Term insurance or whole life insurance?

I want to get life insurance, but I am not sure whhich type of insurance I should get. I have done lots of research and majority of the research tells me to get term life insurance, but I am still confused to why. Here is a little about me: 30 years old, married, and have a baby. Non-smoker, and overall healthy, minus some arthritis. My first thought is to get whole life insurance because it definitely covers my family if I pass away when I am a lot older. However, I then hear that whole life is not a great investment - too expensive and lot of cost/fees involved, you don't really know how much of your premiums are going into your insurance and how much is going into the savings where the company invest the money. After hearing that, I think well term isn't so bad then. I get a lower premium for the same amount of life insurance. But then, I know term insurance only last a limited time. I see 30 years usually being the longest term life insurance. Well 30 years from now (considering nothing happens to me in the next 30 years), I will only be 60. That is still pretty young and then I wil have to renew my term insurance, but at 60, my premium will be a lot more than it would be right now. SO as you can see, I am at a lost and have no clue what to do. I would like some opinions, feedback, suggestions, etc, that would be much appreciated. (side note- when explaining which insurance is better, please explain in simple terms. I posted awhile back and I had some responses with very advanced insurance explanations that confused me! lol). ;) Oh, I do have life insurance with my company, but it's not much and I don't see mysefl staying with this company, so I prefer getting my own private life insurance.""

Does my aunt need insurance to drive with a learners permit in CA?

My aunt just got passed the written test in the DMV and got a learners permit. I will be the one who will teach her how to drive. I have a valid CA license and the car we are driving is my uncle's. It is insured in his name, but he added me to his policy. Do we need to go to the insurance company and add my aunt to the policy or can I just teach her because I am insured with the car.""

Insurance rates after being cauught with someone in my car?

im 16, i was pulled over and issued a ticket for driving another person while only having a provisional liscnse. my dad is selling my car becuase he thinks my insurance will double. there is no ticket yet im still going to court. can somebody give me advice / details.""

Car insurance rate for a 17 year old male in Arizona through Geico?

I am planning on calling them to see what they said but I was curious as to what the typical amount would be. I am a B or higher student, depending on the class. I am a full time student, and will be for 5 more years... I have a job, and its been the same job for almost two years (if it matters) I will be on my moms plan, she hasnt had an accident in atleast 10 years, atleast from what i remember. I will be driving to work and school mainly. Most likely not driving more than the average mileage a year. I am assuming the type of car matters. It most likely going to be a 2007 Nissan Sentra 2.0L. It has less than 60K Miles on it. I hope that this is everything. Thanks in advanced!!! Kevin""

Estimate wrx sti insurance?

20 year old male, perfect driving record, state of florida and for either a 2006 or 07 if that even matters""

Car Insurance Question- My daughter ........?

My daughter allowed a non licenced driver to move my car and got into a big accident. Am I still covered. Is my daughter in trouble? This is a New Jersey car, situation etc.""

Business Insurance?

Also what type of insurance does one need for a dollar store?

Which is the best insurance policy with low premium and high returns --- Plz suggest me?

Which is the best insurance policy with low premium and high returns --- Plz suggest me?

Certificate of insurance?

Can anyone tell me the following? any help will be appreciated (its based on a dog kennel) 1. What is the purpose of a certificate of insurance 2. How can it be used Thanks

Is it a good idea to combine my car insurance with home owners insurance?

With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy covers 100,000 per accidents and up to 300,000 (Monthly is $45.00). I was told there is a discount for the homeowners insurance too if i add all the cars in (3). And only saved $100. But with all the car insurance Were paying for, am i really saving anything?? I am confused??""

Are there any insurance companies that insure Classic cars without them being garage kept?

Are there any insurance companies that insure Classic cars without them being garage kept?

I broke my phone will my insurance cover it?

i threw my phone t-mobile sidekick lx and the screen broke will my insurance cover it?

Ontario motorcycle insurance help?

im a 17 year old male wanting to get my m1 and buy a 1985 yamaha virago, and i really don't know where i can insure it for cheap because of the year most insurance places in ontario wont insure it, id have the Absolute bare minimum so it would be cheapest. please help""

Job offer buyout insurance?

I just got a job offer for 40,000 with 75% benefits paid. Ill be living at home with my parents and im covered under their health insurance until im 26. Can I ask them to not pay for insurance and give me a higher salary instead? Has anyone heard of this happening? Thanks""

Where can i find the car insurance rates by state?

Looking to see how much car insurance rates are for different states.

Am I going to be late on my car insurance?

My car insurance is due tomorrow. I ended up setting up a payment for it online today but the payment won't transfer until the 22nd. Will this be considered late for my insurance ...show more

How long do you have in maryland to add a new auto to your insurance?

I'm being told that it's 14 days, when I thought maryland state law says 30 days?""

""Im looking for good affordale health insurance, please help?""

hello, I need to see a doctor as soon as possible but i don't have insurance. anyone know any good affordable health insurance. thank you in advance""

Why is auto insurance higher for teens then it is for adults?

I am writing an essay saying insurance should be higher for teens then adults. I need body paragraphs saying why it should be higher then adults.

Wtf going on with my car insurance?

i,am 30 years old i have been driving for 13 years i have never claimed off my own insurance been involved in one accident i was hit from the rear when i was stationary so the other persons insurance company paid all the costs not mine and yet this time last year i paid 350 fully comp this year they want 1200 are they taking the p**s why has it gone up so high ?""

If im 19 and living with my parents still will getting a motorcycle affect there insurance?

I want to get my own policy but my parents are worried that it will still raise there insurance because i live with them i just need to kno if this will make there insurance more expensive and an idea of how much insurance will cost im im getting a new honda cbr 250r

19 Y/O searching for health insurance advice?

I am 19 years old, I will be starting college in late August/early Sept. as a full time student at comm. college. I am not employed and my mother supports me. unfortanatly, she ...show more""

Baldwin Georgia Cheap car insurance quotes zip 30511

Baldwin Georgia Cheap car insurance quotes zip 30511

https://www.linkedin.com/pulse/whats-cheapest-car-insurance-carter-pennington/"

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Newburgh New York Cheap car insurance quotes zip 12552

"Newburgh New York Cheap car insurance quotes zip 12552

Newburgh New York Cheap car insurance quotes zip 12552

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Need help about car insurance?

hi i have uk provisional driving license and recently i bought a car now if i insure my car with my license then how can i drive car i need somebody with me with full driving license and if i drive alone then police can see my car insurance is only provisional license insurance or not because i am driving my friend car from last 2 years and i have lot experience about driving now i book my test already in nov .

Insurance for a teen help!!?

My first car is going to be the 2011 Camaro 1LS. My dad knows insurance is high but he trusts me. How does the insurance company know if I'm a good driver and when will the insurance lower for me? I'm curious my dad knows but I don't wanna ask.:p best answer 10 points.

Car insurance 18 year old female in London HELP?

So I'm 17 right now but will be 18 by the time I do my test in a few weeks I Live in London - moving to Colchester in September My dad, who has had tons of years experience, is getting a new insurance policy (he use to be on a mini cab driver insurance but quit so now looking for a new policy) He has a car that needs to be insured, Im not sure what car it is (I do know its a small car with either a 1.4 or a 1.6 engine) but my car is a 2012 Kia Picanto 1 1.0 5DR So far the cheapest insurance on the Kia Picanto I've gotten is 7000 which I refuse to take serious Everything I try doesn't seem to work I've tried: Putting his as the additional driver but me as the main drive Putting me as the additional but main driver Using my colchester postcode rather than my London postcode Tried using 8000 mileage per year I tried using the maximum amount of Voluntary Excess (usually 500) HOWEVER i found a deal on 'Just2Insure' as an additional driver on provisional on the Kia Picanto which was 2000, does anyone know if it will go higher once I've passed and changed to a full UK license? - This will be my dads insurance on MY car though right? If so, what would I be paying because I want to pay the full amount of the insurance thats on my car. - Is there anything I can do to make it cheaper with my dad being on my policy or me being on his? - And how could he insure his car and make me an additional driver but insure my car as well... if thats possible?""

I need some Insurance Help?

My father, just yesterday tried to commit suicide by slitting his wrist, luckily he had called the cops, but he also had to take an ambulance ride and another ambulance ride to the county hospital where he will be held for 72 hours. He does not have insurance due to his work laying him off, and him not being able to afford it. Is there any kind of insurance that will cover this kind stuff. He has been suffering from depression and high blood pressure for quite sometime, so I don't know if those are pre existing things that would stop insurance...but him and my mother cant afford this at all right now. They live in southern california, if anyone knows of some kind of insurance, please please respond!""

Will the check from the auto insurance company be in my name or my mom's?

under name of insured it has my mom's name and my name. the car is in my name. I hit a car and the insurance company is sending a check for the repair costs after the deductible. will the check be in my name or my mom's name??

Visitor medical insurance?

Hi all, I am from San Antonio,TX and my parent in-laws are visiting USA. I am looking to buy a visitor medical insurance and i confused of to buy a trusted one. I am much concerned about coverage/providers. Which one is most trust-able and where can i buy ? I want to buy a good one and i dont want get cheated by UN-known or a wrong insurance where the health care facility says we don't know this insurance or all the (covered) claims are simply denied. Thank you all...""

Is Obamacare insurance.?

at Healthcare.gov they will be doing quotes on October 1 so is the Government selling there own version of Insurance

Insurance Costs on a 3000GT SL?

I'm 18 and am getting my own car for college. I've been driving my dad's VW Jetta III without a license (he drives with me) for about two years now, as he is a frequent commuter and my high school is close to his work. We never bothered to get a license because we'd have to insure me (and I was going to drive with him anyway as a 'learner'). My eye is on my neighbor's 1994 3000GT SL. It's a non-turbo, and in good mechanical condition. But since I technically just started driving with a license (even though I've commuted for two years now), I'm afraid I might get charged by the insurance company like a 16 year old. It's because of this I didn't get the twin-turbo VR-4, as I heard insurance costs more than the car after a couple years. How much can an 18 year old college going kid like me expect to pay with the SL model?""

How will the insurances work out with 95 car accidents at one scene?

Just wonder because of news yesterday at California highway. I don't know about law in that state but what if it's like this in new york where I live. Ya know whoever fault will pay by their own insurance for repairs and injury for victims and a vehciles. Same for most state. How would 95 different insurance handle it? It might will have several lawsuits. With 95 cars, hard to say who started the accident and whatever if it's one person cause 95 altogther or all 95 is fault on it own. Some may not even have insurance. There would be 95 different drivers so it will be 95 different verison or story of what happening.""

Problem with my car insurance company?

Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""

How is automobile insurance not extortion?

How is automobile insurance not extortion?

How much is the insurance for a trampoline?

I am looking into getting a trampoline but I would like to get liability insurance. I have AAA and I was wondering how much my homeowners insurance would go up if I get a trampoline with a net around it

Best car years for insurance?

My daughter will be buying a used car outright because we can't afford a car payment and insurance, plus she is 23 and had a fender bender 18 months ago so her insurance is not exactly low. What I'm wondering is if you have advice for the best years for a used car as far as insurance rates go ... you know, what years are likely to give us the best rates Also, if you have any advice about the best types of used cars to keep rates low, and the best used cars period, any input like that would be greatly appreciated. We bought a used 2003 jetta, but the transmission is self-contained, or, that is, we have to take it in to have the transmission fluid replaced. Things like that about which we weren't aware before we bought it have made it not very practical for us. Thanking in advance for any help you can give!""

I haven no health insurance?

i have no health insurance and apprantely i cant get medicaid or anything like that but i'm sick and i'm about to loose my job due to the rescission like millions of others..but my question here is what can i do to get medical help if i have no type of insurance?

How do I get general insurance?

I need to have insurance before I get to the car dealership, as it is a car dealer that works with banks to allow people to finance cars that have bad credit, and low work history. This is the best option for me, but all the car insurance places I contact are asking for the make and model of a vehicle..... What do I do? I need general insurance. What insurance allows you to drive Any car you want to drive/have permission from the owner? Is there such an insurance?""

Looking for affordable health care plans meeting obamacare?

I've been looking for a couple of days now, and the prices I've found are so much more expensive than before, even Blue Cross Blue Shield.""

17 year old male car insurance? UK?

What is the cheapest anyone my age (17) has got their car insurance, what car and how did you get it cheap? The best quote I have got is 1200 for a 1.0 litre saxo, and 1700 for 1.0 litre polo's, corsa's and fiesta's""

In California can my car insurance company raise my rates based on my new zip code?

I moved to another city within South Orange County, CA, and Allstate raised my rate because of my new zip code. I thought there was a new CA law insurance companies can no longer do that.""

What does it take to fix a flooded car?

Last June, my town fell victim to river flooding. It's caused tons of damage and many cars to be flooded. I'm looking for a cheap car and I got on a rebuildable cars website. I found a newer car that is reasonable on gas and insurance, but is flooded. What would they have to do to fix it and about how much would it cost?""

Need advice on good medical insurance company?

Wanting to purchase medical insurance for a family member. Looking for a very good company who could provide major medical insurance with at least a $2,500.00 deductible. Just mainly looking for some basic coverage. Thank you for whatever advice you can give me.""

What are some affordable car insurance companies?

i have three cars and i have three teens drivers and my dad and im looking for a low cost auto insurance does anybody know any and im also trying to get full coverage

Why the heck does car insurance make you pay more...?

when you call to file a claim? Like, why do they raise your rates when you call them to use their services that you're already paying for? Someone pryed the emblem off my friends car and he said if he claimed it on insurance his rates would raise just because he claims it. What's up with that?""

Insurance on financed vehicles?

is it true that after 3 yrs. of financing a vehicle you no longer need to purchase full insurance? you can only do liability insurance. Is that true I think someone said that is the case for Allstate Insurance.

Young adult health insurance?

Young adult son cannot find job, not in college, has no health insurance - any ideas?""

Newburgh New York Cheap car insurance quotes zip 12552

Newburgh New York Cheap car insurance quotes zip 12552

I need good car insurance?

i just got a car, and it isn't insured for the road. it's a 2002 mercury cougar and it's pretty pricey for insurance, in between 400 and five hundred. i live in ontario canada and i was wondering if anyone has any recommendations for insurance, the cheapest quote i got was from bel air insurance and that will run me around 400-500 a month, anybody know of a cheaper insurance company with fairly good coverage? i am 16 years old getting my g2 in january and i have completed drivers ed. please help. and also anywhere i can get free quotes would be great too. thanks!""

How much will my insurance goes up if I receive a ticket?

Apparently I didn't have my lights on, will mt insurance skyrocket? What's the worse case scenario? I live in GA btw.""

Motorcycles and insurance?

right now i have a bull blast and i want to upgrade to a faster bike that is better above 60 mph and riding 2 up. the problem for me is that i am 19 and insurance for me with the little buell is 200/yr. i want to get a gsxr 600 or a 600 ss but they are over 600/yr and thats too much. the only bikes that are still in the lower insurance bracket is a ninja 500 and 650 or an sv650. are there any other bikes that are cheap on insurance? or what are your opinions on these bikes?

How much is insurance if your under 18?

In Ohio and my sister wont b quiet cuz she dont have a job and is broke but I am younger than her and i have 600 dollars 2 save for a car. and she is whining cuz she dont have a job so i was wondering how much is insurance in Ohio

Cheap car insurance for newly leased cars?

I am looking to start my own insurance with out my parents, I already consulted and figured out that I am about to lease a 2010 Honda Civic DX coupe. I am looking for the most reasonably cheap plan, any advice?""

Can I get really cheap insurance for my bike if I only use it for a couple of weeks per year?

I live in Argentina, and only go back to the U.S. for a few weeks out of the year. What's the cheapest way to insure my motorcycle while I'm there?""

How much is Motor Cycle insurance?

I'm 21 years old female and have had my license for 3 years, I went to driving school. So what would be my car insurance for a motor cycle each month? Is it more or less than a car? and if you don't want to answer can someone direct me to a source? Thaaaanks! <3""

I was in a car accident and the insurance company wont pay me.?

I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""

Auto Insurance in Indiana?

I have had Progressive for many years and no claims.We do deserve cheaper rates because of our age and driving record and low mileage. I recieved a much lower quote from Indiana Farmers Mutal Insurance. I have a 2000 Tahoe that is like right off the show room floor and I understand most companies are allowed to relace parts from a junk yard or for much lower than would it would cost unless it is under 2 years old. Has anyone placed a claim with either of these companies and what was your satisfaction? Because of the condition of our Tahoe, which is perfect and just over 30 thousand miles and a limited edition, who has ideas on the best auto insurance out here in Indiana?""

Whats the best auto insurance for new drivers?

Newly 20 year old and trying to be on her own and independent. Im currently under my grandparents insurance(GEICO). I believe i got a good deal with Nationwide which would be 274.00 a month with full coverage and rental... Im looking to buy a 2008 infinti G37 sports coupe for $26,000< so excited about it hopefully i get it. I just wanted to know what should i be looking for in auto insurance... i def. need full coverage because im going to be financing the car..Correct? but yeah what are some things should i look for. i would ask my family members but they are stubborn, when it comes to things like this... but thanks!!! :)""

Is the Honda civic si considered a sports car with insurance companies for a new young driver?

I was wondering if a 1995 1996 1997 Honda civic si would be CONSIDERED A sports car with the insurance company? I'm 16. Thanks

Question about my 18 year old and insurance

I have an 18 year old who takes ADHD medication which without insurance costs well over $300 a month. She is not interested in going to college at this point so I'm not sure how much longer I can keep her on my insurance plan. Assuming it takes her awhile to find a job with good insurance does anyone have any suggestions on how to make her medical needs affordable for her?

Which is the best insurance company for an 18 year old male driver?

Hey, I'm an 18 year old boy (hurdle #1) and live in South-East London (hurdle #2) and I've had my license for a month now (hurdle #3!) and just bought my VW Polo 999cc (999cc!!)..I CANNOT for the life of me find a decent insurance quote I mean i'm in full-time employment but still most of the quotes I've been given are more than half my annual salary! Public transport is NOT an option because of the shifts I've been given..I've tried the young drivers' insurance with people like Co-Op and InsureTheBox but they're not much different to anyone else.. So, if ANYONE has ANY advice/anecdotes they could share, I'd really appreciate it. Thanks in advance (:""

""Which company offers the best health insurance policy in Delhi, India?

I want a health insurance as it saves tax. I am 21 Male

Car recommendations for a college student?

I'll be getting my first car in the spring of 2012. I'm staying in an apartment near the campus, and I'll have a bike for that. The majority of my driving will be errands around town, and driving the 117 miles back home occasionally to visit family. Low insurance, high gas mileage, and safety are top priorities. I've got about $15,000 to spend on the car. I will have a part time job to pay insurance/gas/etc. So far the only car that appeals to me is the 2010+ Mazda3 because it has a nice exterior, and I love the interior and features compared to other small cars. Gas mileage is decent, but not the best. Also, if I go for the hatchback, will that raise my insurance costs? Do you have any other recommendations? The Mazda3 has the best interior that I've seen so far, that's the basic factor that's keeping me from other cars.""

Insurance costs for two and planning for a baby?

Hello Gurus, I am getting my wife to the USA and i should buy insurance since we are planning to have a baby. Any suggestions on which insurance to go with? I need a good coverage and affordable too. Any help greatly appreciated. Thanks, Raj Thanks, Raj""

Car insurance company gave me money why?

I got into a car accident and filed a injury claim the person behind me rear ended me as has progressive insurance. I met up with their adjuster to discuss feb injury claim. I have insurance so they are refunding my insurance company for my physical therapy. They also gave me a personal check for 750 as a sorry gesture. I have never heard of this? Why would they give me a personal amount of money ??

Is there any way to get cheap car insurance for a 17 year old who received a drink driving ban at 16?

im 17, live in the UK and received a DR10 driving conviction (drink driving) at the age of 16 riding a moped, i was banned for 12 months and i was wondering if there is any way at all i can get cheap insurance for a car? this would be my first car, i've done quotes on comparing sites such as 'www.comparethemarket.com'. Please no stupid answers telling me im an idiot for drink driving, i know what ive done and i know im stupid for it, can anyone help me? decent answers appreciated :)""

""I have the title to and own my car, does ohio still require that i carry state minimum insurance?

i heard on a radio show that if you had the title to your car you don't need to have collision or comprehensive insurance

""Where can I get good motorcycle insurance in Ontario, Canada?

I am getting a 2007 Honda CBR 125 and I need to get a good insurance quote.

Average heath care cost for 23/f single?

I am getting ready to get insurance on my own and have no idea what it is going to cost me. My job will pay half. what will that cost me?

Car Insurance for Tourists?

I bought a new car in Germany. It is insured through its manufacturer. I then left Germany and went to another country to work and live. Since I wanted to keep the car, I drove it to my new home! For the first 3 months (I am told) I am still insured as a Tourist. But I wonder... Say I have an accident in this new country, we exchange insurance details, etc... Where should the other driver go to get his compensation and file his claim? Has anyone ever had an accident with, say even, a rental car from another country and found out that they live elsewhere and . . . How should one deal with this situation where there might even be language barriers between the two drivers and the forms they have to fill in? Thanks in advance

Health Insurance for stay-at-home Mom & Baby?

I need to find affordable, but good, health insurance for my baby and myself. If my son and I go on my husbands insurance, I'd need a job just to pay for it because it's so expensive! I'm currently working but will be quitting a few months after our son is born. We've decided it would be best if I stayed home to raise our son. So, we need to find health insurance that wouldn't be sky high. Any suggestions? And thanks so much!!""

Do you need car insurance if you only have your permit?

Do I need car insurance? I've only got my permit and I drive my parent's car. What about after I get my license? Do I still need insurance even though I drive my parents' car?

Car Insurance Fraud - Please advice?

I am trying to get a new car insurance with progressive. They asked me if I had any citations recently (last 3 yrs) and I said no which is not true becuase I just got a citation. My citation was for going 10 miles over the limit. They did ask me for all of my info such as ssn and driver lic #. I am assuming they checked out my records. They gave me a very low quote considering my driving history. Is it car insurance fraud if I didn't tell them about my citations? Could I be dropped? Please advice.

Newburgh New York Cheap car insurance quotes zip 12552

Newburgh New York Cheap car insurance quotes zip 12552

Insurance for new drivers?

hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help

How much does a 50cc moped insurance cost per month (roughly) ?

How much does a 50cc moped insurance cost per month (roughly) ?

Will i need cash deposit or visa to get rental car after accident in which other party is at fault?

i did not have insurance at time of accident. i live in california.

Do I need insurance for one time poetry event in Chicago?

I'm looking to rent a church Rectory to artists for events like open mic's, gallery showings, and other small (20 people max) one time events. Do I need insurance outside of the home insurance the Rectory already has?""

""If i activate the speed limiter on my car, do you think my insurance would be cheaper?""

I have a 1.6 citroen c2 vts, and my insurance is pretty pricey. It has a speed limiter, and i've heard about this before. If i tell my insurance company i have limited the car to 70mph do you think it would be cheaper?""

Is there a way to get around expensive car insurance for a 19 year old boy in the UK?

I will eventually have my car when I'm 19 but i want to drive a 1.6 instead of a smaller engine. Is there a way to get around expensive car insurance because i know of people who got it cheap In england

How to get cheap car insurance ?

I have just passed my driving test 2 weeks ago and im 18 ive been searching forever to get a cheap quote but its not working anyone know what to do and who to go with

Why do teen girls get cheaper car insurance than men?

I see teen girls driving like. Morons all the time. I've also witnessed many women drivers texting their phone, not once have I seen a male driver texting their phone. It's not ******* fair that I almost get totaled because this teen girl at are school accelerates when I go into her lane forcing me to swerve back into mine to avoid being hit? Just yesterday I was driving my MG down the road and this teenage girl in her big Ford pick up texting while taking up both lanes by driving in the middle to drive down a road making me have to take my car off the road to avoid a collision. So how is it fair that I me, a seasoned male driver of the age of 18 have to pay far more in insurance than teenage drivers who have no since of awareness?""

Monthly car insurance?

I've got my driving test in September, and if I pass I would love to buy a car. I was thinking about getting monthly car insurance as this would be easier for me. Now I know that you need insurance before you can buy a tax disc. My car would also be parked on the road outside my house. My question is, if I decide to not use my car for a month do I still need to buy insurance for that month. I know if the vehicle is parked on the road you must have a valid tax disc, but I was unsure whether I need to be insured as well even if I'm not using the car?""

How much insurance is it for a 16 year old boy in alberta?

just planning to buy a 1996 car any ideas?

Why does car insurance cost more on a black car?

Why does car insurance cost more on a black car?

My auto insurance expires on Oct. 9th (today) Does that mean I can drive on Oct. 9th until midnight?

My auto insurance expires on Oct. 9th (today) Does that mean I can drive on Oct. 9th until midnight?

Temporary car insurance in uk?

can you get short term car insurance in the uk for like say a few months??? reason being is i have my everyday car but... have my toy i would like to use maybe few months of a year.

How much would insurance cost for a 16 year old male for a 2006 corvette that is used and cost 15000?

the person has never had any tickets or got into any trouble ever.

Will my car insurance go up?

So I was at the red light and the car behind me randomly hits my car there's a medium size dent right in the middle of my bumper it doesn't look terrible but it's deep and noticeable also some paint was chipped off ... My car insurance ppl know about it.. Will my car insurance go up? Even if it wasn't my fault at all?

Do insurance companies have a specific category for rock crawlers and how much does it cost to insure one?

I want to buy a rock crawler and the only reason I would probably insure it is just so I could drive it on the street ocassionally not as a daily driver that wouldnt be to smart anyway depends though

Can i collect life insurance after a murder.?

My dad has a large life insurance policy on him and i am the head beneficiary. if he happens to be murdered by some unknown suspect would i be able to collect the money or would it have to be accidental or natural death.

I need some legit cheap dental insurance..please help?

I have a upper wisdom tooth that needs to be emergency removed and I have no insurance and there is over 40 dentists in my area that will not take a payment plan and the one plan I applied for did not accept becuz I don't make enough money...heck im low income...but in major pain...anyone help? pleaseeeeeeeeeeeeee

Do car insurance policies follow the car or the driver?

I have a car insurance policy for my honda civic with both liability and collision. I am going to buy a motorcycle soon, and want to know if I need to get extra insurance. The value of the motorcycle won't be a lot, so I'm not crazy about getting collision on the bike. But will my liability insurance from my car policy follow me when I drive the motorcycle (or anyone else's car for that matter)? I guess the real question is: do I need to inform my insurance company that I'm getting a motorcycle?""

How much does it cost to put car insurance on a bugatti?

How much does it cost to put car insurance on a bugatti?

Health insurance in Michigan for low income person?

Health insurance in Michigan for low income person I live in Chicago, but my mom lives in Northern Michigan. I am reaching out to the Yahoo Answers community for help. My mom is 55 and my dad is 65. My dad gets some health benefits because he is on Social Security, but my mom has nothing. My mom runs a foster care home for abused and mentally handicap kids. I dont know for sure what their income is, but I have to believe it would be in the high 20s to low 30s (nothing). I say foster home, but she really adopted these kids. Because she adopted them, I guess she is technically not employed by the State of Michigan and therefore gets no insurance. My mom is really sick and has no health insurance. She refuses to visit the hospital or a doctor because of the bills. My brother and I have offered time and again to pay for this, but she feels like she is being a burden. This time she finally agreed because she is really really hurting. Does anything here know of low cost assistance she would qualify for? I doubt any traditional health insurance would pick her up because of her age, and general bill of health. Even if they did, I bet the premiums would be too much, and the co-pays would be outrageous. Any direction you can point me in will be helpful for a starting point.""

Sr-22 insurance how much does i t cost?

I got a dui in 2002 and i havent drove snice i have a car paied off and its a 92 cavilier does anyone know how much my payments would be each month and all i want to put on it is just relaible insurance

Do I need insurance to buy a used car?

Wisconsin- I will be buying a new car this week (2004 Monte Carlo). My license is currently suspended, do I need to get insurance for it before I bring it home? (My mom will be driving it home for me)""

How can I get the lowest car insurance payment?

I am 25. I want to buy a cheap car with one way insurance. thanks a lot

Insurance and rental cars.?

If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?""

Newburgh New York Cheap car insurance quotes zip 12552

Newburgh New York Cheap car insurance quotes zip 12552

Whats the difference between Medi -Cal and Health Insurance?

Whats the difference between Medi -Cal and Health Insurance?

Help with car insurance?

Hello, I am 18 and saved up alot of money for a car, I passed my test around 9,10 months ago and now i want to buy a focus rs. I dont want people saying that i shouldnt buy it and something else is better. All I want is to know roughly how much my insurance is going to be and where i will be able to get it from? Thanks in advanced""

Is there any cheap insurance out there for students?

Hi, My name is Courtney and I'm looking to buy a car soon but I don't have car insurance. My parents wont put me on theirs so I need something really cheap because I'm a student and I don't have much money. Is there some place that offers coverage for low low prices?""

Auto accident??? insurance?

just wondering how much will my auto insurance go up if i file a claim?? there was no injuries and no damage to the other partys car. my car was estimated $4000 of damage to fix.. me and my mom pay $180 a month for 3 cars. 2 full coverage and 1 is only liability. good thing that i have full cov on the car i used.

""My car was broken into and things were stolen. If i file a claim with insurance, will my rates go up?""

I live in Hawaii, I went for a hike with 8 people that all went with my truck. When we all came back from the hike, my truck was broken into. Things were stolen such as ipods, cellphones, drivers license, etc. I filed a police report. If I file a claim with home ownership insurance or car insurance, will my rates go up monthly? I've been told different things like, If the car was not moving, the rates will not go up or They might . My car and home insurance is with Liberty Mutual, my deductible is 250$. Thank you. I'm calling them tomorrow on Monday since it's not a work day yet, but I'm anxious to see if I'll be able to get my friends belongings that were stolen payed for. That and my broken windshield ><""

Best Car Insurance for a teen?????????

im getting my liscence this week && im only 17. i NEED to know, whats the CHEAPEST car insurance to get in los angeles, california??""

Any insurance professionals? from UK or USA?

have you heard about Chartered Insurance Institute? and what do you think of its various diplomas? are they highly valued in your field? and can they advance your careers in insurance! thx

How come they want this much for car insurance??

My brothers leasing a 2013 Buick Regal GS, They want $1900 a year from him for full coverage. They want $2000 from my dad a year ONE WAY for a 2008 jeep commander v6.. Both with perfect insurance records no tickets.""

Buying a car need insurance help..?

ok. so heres the deal. im buying a used car with about 150K miles on it and its a '93 yr model. im 18 years old, and i only had my license for about a month. i need to know how much insurance is for someone my age and does the car being old and having a lot of milage on it effect the price of insurance? i want to get off my dad's insurance and have it on my own, cuz he wont tell me anything, he told me that i have to put like $2000 down just to get insurance....help please!!""

California renters insurance?

I reside in california and i am going to rent an apartment. Is personal liability required in renters insurance or is it optional?

How much would it cost for a 19 year old and 24 to get full coverage medical and dental insurance?

Hi I'm looking to get myself and husband full covered medical and dental insurance monthly priced? we live in florida. I want to do like a family plan maybe. If you could give me seperate prices on the dental and medical, it will be greatly appericated:)""

Car insurance........................ car insurance have agreed to?

pay for my car after it was stolen and written off. they agreed to pay 200 pounds which is well more than i paid for it.so it looked like a good deal, however, 100 is the excess which i thought left me with 100..NOT the case,,they have taken the other 100 to pay for the years insurance which i wont use as i dont have a car...plus when i complained..they advised me to drop the claim and i dont get anything nor do i owe anything except the fee from the recovery collection which is 150. is this extortionate or what ??are they allowed to do this..i still owe them 20 pounds for the o/s amount for the years insurance as i insisted they do make it as a claim..and they wont take it as 2 seperate d/d payments either as i dont now have a car..HOW CRAP IS THAT ??? what can i do to get my money back""

Do insurance companies raise rates if they know you are dyslexic?

If you're had an evaluation and it comes out as positive. Would insurance companies be likely to charge you higher rates?

When should i buy car insurance?

I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.""

""Someone hit my car, but does not have car insurance.?""

I went outside to get in my car, and found that someone hit my drivers side door. A lady came out and told me she saw it happen, but couldn't get any info on the vehicle other than that it belonged to a neighbor's friend. Well I got the girls name and phone # from the neighbor, but they didn't think she has car insurance. Should I even bother calling the girl or should I call the cops and file a hit and run police report? I should note that this girl hit my car about a month ago. I wanted to wait till I had her information. Is it too late to call the cops?""

About how much to insure a 2003 Saturn L200?

Looking to get a 2003 Saturn L200 but need to know how much insurance might cost.

Getting my baby on insurance?

I'm 20, unmarried, and a full-time nursing student, so I still have insurance through my parents. I live with my boyfriend, my baby's dad, and he has insurance through the hospital where he works. His insurance isn't too expensive for him, but if he were to add the baby onto his policy, the price would nealy double, taking almost half his paycheck every month. I work as much as I can parttime, but with taking fulltime classes, along with clinicals, there's no way I can work fulltime right now. We would be considered low-income, and I know my baby would be eligible for medicaid. I'm only 26 weeks along, but I really want to have everything arranged by the time he gets here. Who would I contact for more details about getting on it? We've never used any kind of supplemental assistance like this, so I really don't even know where to go. It's probably too early right now, but when would I need to start filling out the paperwork?? Thanks for your help!!!""

The cheapest insurance band car my 17 year old son can buy?

My son is going to have driving lessons soon and I'd like to know the type of car to buy which will be the cheapest on insurance for him. Also will it be better for me to buy it and him be the named driver or the other way aound? Thanks

How can USA force me to buy health insurance?

It's incredibly unconstitutional and uncapitalist If I find a way to self-fund my healthcare and don't need to rely on an insurance company, Govt can FORCE me against my will with fines and penalties to engage in business with big insurance?????? Are you kidding?!!!! What country are we living under?""

Car insurance company gave me money why?

I got into a car accident and filed a injury claim the person behind me rear ended me as has progressive insurance. I met up with their adjuster to discuss feb injury claim. I have insurance so they are refunding my insurance company for my physical therapy. They also gave me a personal check for 750 as a sorry gesture. I have never heard of this? Why would they give me a personal amount of money ??

If my dad is a co signer for a car will my insurance be cheap?

I'm 19 and its my first car and my dad is the co signer will my insurance be low? What are cheap insurance agencies for teenagers?

""Car Insurance, i passed my Drving test yesterday,Insurance Premiums?""

I live in Manchester(longsight), passed test yesterday, age:17...,can anyone plz tell me that how much will be the insurance premium for me(new driver), i asked from some of the insurers and most of them told that my insurance premium will be at least 2000. is it? Can any one tell me about some cheap insurance company who's price is 1000 or near about. Thanks.""

I want to buy a moped in california?

I want to buy a moped under 50cc in california, and I am 15 with a drivers permit. Do i need a license to ride a moped under 50cc? Also, would i need insurance, or a license?""

How much is insurance in a car for a 17 year old?

I get my provisional this week and I'm just wondering how much it is? I'm from Ireland by the way.

Where can i find the cheapest sr22 non owner insurance in illinois?

Where can i find the cheapest sr22 non owner insurance in illinois?

Newburgh New York Cheap car insurance quotes zip 12552

Newburgh New York Cheap car insurance quotes zip 12552

https://www.linkedin.com/pulse/affordable-health-insurances-texas-hailey-mccormick/"

[classycollectorartisanposts-blog]

affordable health insurance boise idaho

"affordable health insurance boise idaho

affordable health insurance boise idaho

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

How much do YOU or your teen pay for car insurance every year? Every month?

How much do YOU or your teen pay for car insurance every year? Every month?

Any suggestions on how to lower my car insurance?

I'm an 18 year old female driver, and about a month ago I got into a bad car accident due to a malfunction. When this occurred, the insurance and everything else was under my dad's name. Now that I bought a new car, my dad wants everything to be under my name because he doesn't want to get screwed over with high insurance and such, but the quote I got from Travelers (which was the insurance my dad was under)was around $800 a month, to insure my 2007 Honda civic, and my job doesn't pay enough to afford that. And I have other monthly bills to pay as well. Any suggestions on what I could do? Or what insurance company to switch too? Any helpful information is appreciated!""

Term Life Insurance?

I have Term Life Insurance for my husband. I have recieved a letter, stating that I may want to change this policy to Permanent Life Insurance. Why would I want to do this, what is the benefit or difference between the 2?""

Tell me how it is right that insurance companies charge young adult males more than female for car insurance?

The answer I seem to get is it can be statistically proven that males are more aggressive,speed and get into more accidents. That may be the case, but I am sure you can prove that a particular ethnicitiy gets into more accidents too, or that people with a particular eye color get into more accidents or that people with an IQ below 100 get into more accidents. So why don't they charge them more for car insurance too? You can say insurance companies have the right to charge more if an event is more likely to happen, like Earthquake insurance is more expensive in California than it is in Michigan. The difference there is that when you charge Californians more there, you are basing it on an uncontrollable act of nature that is almost certain to happen, but when you charge that male more for car insurance you are making judgements about a person's character, making assumptions about his future behavior and financially punishing him for it before he has even done anything. Tell me where I am wrong""

Car insurance for teenagers!!?

I'm currently 19, I've held my driving license for 9months, since February. I've done the pass plus thing which in my opinion and everyone else's opinion a waste of time as it doesn't really save you that much off car insurance. Car insurance for me and my friends are through the roof, the only way to get lower car insurance is to get ourselves named as a named driver through our parents as they've got many years worth of no claims bonuses. Or to even change the address of where we live, such as a family or friends place, which is away from London and off the public roads. car insurance is a cheaper that way, as well as if you pay it annually instead of in monthly instalments. I work and basically want to get a car that is relatively cheap to insure, around the 1000-1500 mark not 4000 mark. I've tried fiat punto's, corsa's, the lot and they all seem to give me quotes of 4000 when the car is worth like a 1000. Its absolutely ludicrous, I want to be the owner of the vehicle so I can start my no claims bonus, otherwise my insurance will be high for some time, but i don't want to pay 4000 or go as a named driver as i will not work on my no claims bonus. Any suggestions? I both want and need a car, buying the cars not a problem, running the cars not a problem, paying for road tax or MOT's is not a problem it's just the insurance which is the main problem!!! Any suggestions would be greatly appreciated! :) Thanks in advance-Mike""

Where can i find a school to take classes for insurance health and life in missouri?

i wanna know if theres a school im not asking about online courses im asking about actualy class i can attend and also for property and casualty also. thanks

Auto Body shop quote and Insurance quote?

My insurance adjuster came out and cut me a check for 1,200. The check issued is a fair price.The shop i trust gave me a quote of 1,300 which means I will only have to pay 100 out of pocket. My deductible is 500. Do i still have to pay 500 even though the check will cover most of the expenses?""

Tips for a 17 year old MALE driver to get his CAR INSURANCE premiums below 2000?

In all seriousness, it takes the absolute Michael how much it costs a 17 year old male to get insured.... on my mums insurance on an Insurance band 1 car i'm looking at 2400. I'm a student, my mum has over 20 years no claims, and still i'm getting ripped off. Any tips other than doing driving courses? Am I just doing something wrong with the insurance websites?""

WHAT IS AN INSURANCE PREMIUM?

My partner did my insurance online without knowing i had an endorsement on the licence so when i add this to the existing policy does that mean my insurance policy goes up ...and what is my insurance premium ???

How much is medical insurance?

I plan on moving to the U.S some day but how much would i have to pay per month for medical insurance? Strange how its free here but costs over there.

What are some cheap health insurance plans for a college student?

Hello, I live in Texas and I am in my first semester in community college. They do not offer insurance at my school. I do work part time, but I do not plan on staying at this job for long. I don't want to get on my parents insurance, because I simply don't want them to know any of my personal business. Any advice? I am 22 by the way. Any answers are appreciated. Thank you!""

""If i was an officer in the air force, does that military help pay car insurance?

how nice r the houses on base and how much meal do i get to eat per day while living on base?

Named non owner insurance- Florida?

It is possible to get a named non owner car insurance in Florida with damage and collision? We usually rent cars in Florida, and we pay a lot of money for CDW and liability, we are looking this kind of solution.""

Why is a car insurance trying to settle a car accident claim fast?

I was in a car accident. The other driver did a squat and stop scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver's car insurance trying to settle quick. The driver's car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver's car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much Note: The driver's girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..""

""What is a sporty, efficient, nice looking, affordable small car?""

My fiance has been looking at cars to buy. We plan to buy used and pay cash with about a $7,000 price range. First she liked the Pontiac G6 but we read tons of terrible reviews and decided against it. Aswell as the G5. She says she wants a sporty yet classy car. She likes the Cobalt alot. I have read mixed reviews about it and also questioned fuel mileage and insurance costs. Please help! She is getting discouraged and I really want to make her happy in looking for another car. I know theres one out there somewhere...""

""On average, how much does home owners insurance cost?""

I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""

What could happen to me if i didnt tell insurance company?

that i was done for drink drive 3 yrs ago... wana apply for my licence back have checked insurance and said i have a drink drive conviction will cost 1,790....when i dont say then it costs me 400 quid... what do i do and what can happen and how wld they find out and who can find out..... thanx all in advance x""

FIRST CAR INSURANCE in London UK?

I am 18 years old will be 19 this month I want to by a car i have 1500 saved for it and now need to save for insurance road tax etc. my main worry is the insurance ive recieved quotes of 3500 i can not afford this I WOULD ONLY LIKE TO HEAR FROM PEOPLE WHO HAVE BEEN IN THIS SITUATION CAN YOU PLEASE LET ME KNOW WHAT QUOTES YOU RECIEVED OR HOW MUCH YOU ARE PAYING

Does a junior instructor need insurance?

I have had a few people around my barn asking me to give lessons, just little beginner lessons, nothing major. The barn owner said if would be alright, but I had to look into what type of insurance I would need and so on. I am not exactley sure how much insurance would cost, and if I would even be making a huge profit. My question is, do you need insurance if you are under 18? Are you then considered a junior instructor and it is not needed? If it is, about how much is the average insurance?""

Where can I Find Reliable Cheap Life Insurance Quotes?

I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?""

How much do you pay for car insurance?

I'd like to know the insurance price for a 1.8 litre car, about 5 years old, driver being older than 26 years old, and no claims bonus not included, in different countries. In Ireland I get a quote about 1,200 Thanking you all in advance !!""

""Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?""

How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!""

Do cheaper old cars make insurance higher?

Ive been looking up cheap old cars such as 1995 peugeot 106 the insurance is still over 2000! is it because im looking at cars that cost 400? Im looking for a really cheap car to buy and has the average insurance price any suggestions ?

Gender inequality CAR INSURANCE!! why?

Seriously why do guys have to pay more for car insurance compared to women? It is unfair. If this was the other way round, all the females will be complaining and protesting. Now obviously women expect men to bend over backwards for there so called 'rights'. Right i now most of the women who use yahoo answer come back will be 'Men cause more accidents'. Well in fact men do not proportionately cause more accidents, men have more accidents, but men drive proportionately far more than women at a given time 79% of of all cars being driven are by males, 71% of all accidents are by males. Same goes with young males (17-22), they tend to be the first to want to embrace there rights when they turn 17 to be able to drive an automobile. You could clearly use your imagination and see that the stats are true. In a traditional nuclear family who drives mostly? obviously the husband (male). How would women feel like if they lost the right to equal pay.. because of statistics that they tend to take more days off due to things like maternity leave.""

How much will I get off insurance ?

Ok so my Subaru liberty gx 1995 manual car was stolen and Un found, I have claimed on it and insurance company said I will get the market value for the car, the car value is $4,800 - $7,150 so I was wondering what I would get ? The minimum, the max or just right in the middle ?""

affordable health insurance boise idaho

affordable health insurance boise idaho

Whats a guess from the different cost on insurance between a bike and a car?

would it be something like bike - $100 month car - $200-$300 month

Car insurance going up?

We were involved in a hit and run accident. Obviously not our fault, but the people that did it drove off. They've yet to be found. Our car was totaled and we're currently waiting on a payment from the insurance company. My question is, will our monthly car insurance payment go up, even though the accident wasn't our fault? Also, if they find the people that did it (there's more to the story and we're waiting on fingerprints from the car) is it possible to get their insurance to pay the extra amount if ours DOES go up?""

Whats the best car insurance for young drivers?

I'm 16 and about to get my license and have been looking for cars online. my parents said i can have a a mustang V6 if i can save up for it (which i can) and yes, i realize insurance can be kinda high for mustangs but read somewhere that the 1996-2000 mustangs aren't AS MUCH to insure. i was just wondering if anyone knew of what the best car insurance was for young drivers.""

Health insurance help..family of 6?

we got denied Medicaid in our state, said we make to much money. we cant afforded it our works don't have it. where can i go to get at least a RX card or something?? or a place that has affordable insurance?""

Is Geico a good choice for car insurance?

Recently i have been looking to switch car insurance in order to find a better rate for not only me, but my teenage son and daughter. Currently i am paying $80 a month from a local insurance company just for myself, but after looking online i received a quote from geico claiming that insurance for my son, my daughter and myself amounted to a mere $88. Could a Geico or former Geico customer help me out here? What would you say the average rates are for you currently or formally?""

Car insurance ?????/?

Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general

""Good/nice looking first cars for 17 year old boy, cheap to buy, cheap to insure?""

Good/nice looking first cars for 17 year old boy, cheap to buy, cheap to insure?""

Im a new motorcycle rider and I was wondering which insurance is the best but cheap?

Im 24 yrs old, I was thinking of Progressive insurance? Is there anything that I can do to make my insurance lower?""

What's the cheapest auto insurance company in New Jersey?

I live in Newark and my insurance keeps going up. I have a 2002 ford focus with geico and although I got a speeding ticket and a seat belt ticket, it has gone up a little to much. PLEASE HELP!!!""

Turning 17 thinking of buying a car (Insurance Cover) [UK]?

Im going to turn 17 soon and thinking of buying a car and really want a BMW. I know I cannot get it because the insurance will be ridiculously high or simply will not insure me so I was wondering if I get a really rubbish car (1 litre or something) and get it Fully Comprehensive this should give me cheap insurance and the privilege to drive another car (so I heard) like my dads BMW and I want to know if this is possible for me and any background information about this will be appreciated!

What is the average of full coverage car insurance for a chavy blazer 2001 in north Carolina?

I am planing to buy a chavy blazer 2001 used car. I know I will need full coverage insurance. I am a good driver, haven't have any accidents or traffic violations. How much would the car insurance cost in North Carolina?""

What is the difference between term insuarnce and whole life insurance?

What is the difference between term insuarnce and whole life insurance?

Ford mustang insurance for a 17 year old?

I wanna buy a 88-93 mustang 5.0 could I save insurance by putting it in my parents name? How does that work because if it's in my name it's gonna be pretty high.

""If I add my boyfriend to my car title, do I need to add him to my car insurance?""

He has his own car and his own insurance already. Also, we live in Texas.""

Hemi engine insurance?????

will the fact that i am considering a dodge ram 1500 with a hemi make a difference in the insurance cost if there wasnt a hemi engine under the hood, the truck is a 4wd dodge 1500 slt with the big engine, i am currently in a v6 4wd 2000 ford explorer, how much will the rates change???""

Insurance?

If Im 17 and have my license, can I drive my friends car with insurance? or do I have to also have it?""

""How much would first time rider insurance cost, for an old 90 cc motorbike?""

I'm 16 and when I turn 17 I plan on trying to get my provisional and pass a CBT test. My mum has an old Honda c90 90cc motorbike which she doesn't use anymore and I could have. It only goes 40mph and struggles to maintain that. I was wondering how much insurance would be though, as it is one of the major turn offs. I'd only be using it to get to my nearest town and close areas to get my experience up to help in my full test and it also lowers insurance costs apparently. But how much would it be?""

Can a Company charge more for insurance monthy for employees who work out of state?

This company who's headquarters is in California, is charging about 45 dollars a month for insurance, but if you work out of state, anywhere else, it is 105.00. This is the same position with the company despite the price difference. Is this employee fairness? Is this legal? Thanks!""

Do you have health insurance?

if, so, How much is it per month? How old are you? what kind of deductable do you have?? feel free to answer also if you do not have insurance.""

Is it a legal requirement to carry your car insurance documentation at all times?

Okay, this is the second time i've asked a question in the last two days but this forum is really interesting and gets me thinking. While I was at University, I was driving innocently along when I realized I didn't have my lights on. At that PRECISE MOMENT, I saw blue flashing lights behind me and the police pulled me over. He asked ''Do you know why I pulled you over?'' and I said 'Yes sorry! I didn't have my lights on''. He then proceeded to put me in the back of his police car and ask me questions such as name, address, telephone number, mobile telephone number, height, weight etc.. which I believed to be innocent questions.. but then the questions kept going down a quite frankly rediculous route and he asked me ''hair colour, eye colour, what are you wearing?, where are you going? why are you going there? etc etc and I started to wonder if he was taking the mick. Then after all that he asked for my car insurance documentation and driving lisence and I said I didn't have any on me except my lisence. He looked at my lisence, wrote down some information and gave it back to me. He then said ''do you realize it is an offence not to carry your car insurance documents with you when asked to produce them at the roadside?''. Again I apologized and said that I had no idea that this was the case. He then gave me five days to produce my photo and counterpart driving lisence and car insurance documents at the local police station or I would be arrested for failing to produce documents on demand. He then asked me to provide a testimony which would be read in court if I didn't produce the documents and so I said ''I'm terribly sorry for any inconvenience''. He then let me out. Suffice to say, the next day I took my documents to the police station for inspection. Is this standard proceedure?""

""Im a 21 yea old female, what would cost more; insurance on a 2010 camaro, or a 2007 mustang?""

also how much do you think would cost? no tickets, no wrecks, nothing on my record. thanks!""

Why should I compare home owners insurance companies?

We have owned our home for 13 years, and we have always just stuck with the same insurance provider we had when we first got our mortgage. I am not sure if the premium we are paying is fair or not. I have no idea what the rate would be to insure our home with some other insurance company. Is it really worth the time and effort to compare home owners insurance companies to see if we can get a better rate? How much lower could the premiums actually be, and could we really end up saving that much money in the long run?""

Health insurance question?

me and my boyfriend are planning to move to california soon. we're moving when we're 18. i was wondering if his parents health insurance would still cover him when he moves. he has Blue Cross and Blue Shield PPO.

What car is the lowest on insurance?

Im in the market for a new car and I need a car with low full coverage insurance payments. Any suggestions? Thanks!!!

""Where can I find an AFFORDABLE health insurance in Dallas, TX?""

to cover my family; me, wife, 3 kids. without too much deductions. I only know Unicare and BlueCross offers lower rates, but wanted to see if you guys can find something lower than Unicare and BlueCross. Can I apply health insurance internationally like Canada or should I wait until Democrat president to setup an special health insurance plan (I forgot what its called)? Thanks!""

affordable health insurance boise idaho

affordable health insurance boise idaho

Approximate price of monthly insurance.?

Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!""

I am moving to Alaska and driving through canada what will I need to cross the border?

I am moving to Alaska and driving through canada what will I need to cross the border?

Will my auto insurance rates increase if I put a claim in for the theft of my keys?

My purse (along with car keys) was stolen a few weeks ago. I called Toyota to get an approximation as to how much it would cost to replace the keys (just over $350 for a remote and transmitter key). My mom (I'm still under my parent's insurance) contacted our insurance agency and they said they would cover it and our rates would not increase. I figured the car should be rekeyed too since the thieves had my address. I went to Toyota to get a written estimate - they were having trouble printing off a written estimate and wrote it on a card - rekeying would be just over $350 so keys+rekeying = just over $700. My mom sent my dad today to get it written on company letterhead, etc. and he came back with an over $2,000 estimate - it looks like they actually want to pull the locks out and replace a computer??? So my mom is saying we're not putting in a claim because our insurance rates will increase (even though no one has said they would increase) in the meantime I have to worry about my car being stolen (I have a club on it), people going into it, etc. So, typically, would one's auto insurance rates increase after putting in a claim for theft? Does it make a difference if it's $700 or $2,000? I would just figure the insurance company wants your car to be as safe as you do so you don't have to claim even more for a stolen car.""

Is There Any Way(s) Of Lowering Your Insurance Rate?

So I Have Two Tickets For Speeding Offenses, But I Don't Want The Insurance Company To Charge Higher Rates. I Hear The ONLY Way To Lower Insurance IsTime, About 3 Years! Some Help Or Suggestions Would Be Greatly Appreciated""

""If i sue my auto insurance underinsured, will my insurance raise?

if i sue my underinsured because the other car at fault didnt have enough insurance will my insurance raise? or cancell me?

""Car insurance help, for new driver!?""

I passed my driving test 3 months ago and am looking for insurance to drive my parents car, however every company i have tried is way too expensive (one quoted 11000?!?!) anyway, does anyone know of any UK insurance companies that do good deals for new drivers?? please help, i am so desperate to drive! thanks :)""

Can a minor in California purchase auto insurance?

I am 17 and I was wondering if I could just buy my own auto insurance instead of having to get on an adults insurance. I live in California.

What options are availible to me for life insurance for my father who has pre existing conditions?

My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are affordable, that would cover him? Im just looking for something that would cover funeral cost.""

Car insurance rate for teens?

I live in Detroit, MI so the insurance rate will go up just for that. I'm a very responsible student (I'm in the 10th grade). I would be using my grandparents' car. What would be the ranges for insurance roughly? I just want an estimate for how much it would be per year. Please help.""

How much does UPS ground insurance cost?

selling my psp through ebay and would like to know how much does it cost to get insurance on the item and delivery confirmation

Is there any advantage of group health insurance?

I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.

Illegal Immigrants and Helth insurance?

Do Health insurances check social security numbers to see if they are real or fake?

16 year old male car insurance?

I am currently 15 and going to be 16 and getting my license . I am going to be driving a 1997 chevrolet corvette. Ik this is going to be exspensive but my parents are going to help alot. I was wondering about how much i would be paying?

Car insurance Question?

Hey I Am looking for some advice from a driver or someone in the police or dvla or just someone smart :) I am going to be buying a car but I am on a provisional so I will not be able to drive the car on my own as of yet however if I get my mums friend to drive it to an off road parking space is there some sort of day insurance that she can buy to get it there as I dont want to insure it till I am going to be driving it. Yet you cant drive it on the road without insurance and just before any1 says dont do it you will drive it your full license I am not going to do that as I will be joining the police one day and will not ruin my chances of a fantastic career. So yeah thanks in advance oh and 10 Points for best quick answer :D

Where can i get information on the popularity among savings insurance vs health insurance?

I would like to know which is higher on the premium you have to pay for savings and health insurance? savings or health insurance is higher? how can i get info on this?

Car insurance discount for drivers using a camera?

Does anyone know of any UK car insurance companies that offer a discount to drivers who use an in-car forward facing camera such as http://www.roadhawk.co.uk/. With increasing premiums i'd be tempted to splash out 200 on one of these for a cheaper insurance quote!

USAA car insurance while deployed?

it is illegal in MA to have no car insurance. I can take my car off the road but it costs $120 to get new plates. Does USAA have an option for insurance cheaper than the minimum allowed by your state. How am I going to drive anyway when I am deployed??? thanks

""Car insurance claim, name not on title?""

I've had my own insurance using my grandfathers car whom recently passed away. I've opted to assume the loan to keep using the car for transportation and keep a piece of him at heart (which has been a troubling process and not yet finalized). Given that it is of course not titled to me will I have any issues if I total or lose the vehicle and attempt to make a claim with the original owner now being deceased? Please advise, thanks!""

How much is car insurance for a range rover sport 2010?

I have a friend how is looking to get a 2st hand range rover sport 2010 but Is worried about the insurance. What is the range of car insurance prices I just want a price range if there is anyone out there how has a range rover sport. My friend has been driving for 5 year and has never had an accident.

Will my car insurance go up if I take it off my parents?

If i take my car off my parents insurance and pay for it on my own will the rates go up?

""Car Insurance, please read?""

Basically I live in the UK and it's my 17th birthday in July, and I want to start driving as soon as I get to my birthday, however I am looking at what car to buy by looking at the what cars give me the cheapest insurance. However if I go to a website such as www.comparethemarket.com (not to mistaken for comparethemeerkat.com ;P) I can't get a quote as it says the date of birth is invalid (as obviously I can't drive yet) so I'm just wondering if it is illegal or something to put my date of birthday as february instead of july just to get a quote. Please don't just say things like pass your test first as I really am interested to see an estimate on how much I will be paying Also, if it is not illegal, should I put a false name and address on too, or is that part illegal while the date of birth bit it. Many Thanks""

Wat is the best small car and cheap on insurance?

Wat is the best small car and cheap on insurance?

What is the cheapest van to insure?

Ive just passed me test (finally, at 21) and i havent had a car or van insurance quote under 1900.... The cheapest ive had is a peugeot partner pre yr 2000, even smaller fiestas and ka vans are 2000+ are there any vans out there at prices that arent gonna cost me 190 a month""

How does the affordable care act apply to me?

Right now, I live with my Mom and she earns about $120000 per year. I work and earn about $22000 per year.""

Whats a cheap affordable classic for a young man?

im 20 had my lisence for over two years but i can never afford insurance! i dont live with my mummy and daddy so i cant blag there insurance, and i also cant borrow money from them! so if you have ideaas for me i would prefer a TAX exempt classic? any ideas? thanks""

affordable health insurance boise idaho

affordable health insurance boise idaho

Whats cheaper honda or toyota insurance?

honda civic or toyota corolla

Car insurance for a new driver + sports car?

Well, my dad owns a 1959 TR-3 Triumph, and also a 1981 Delorean. I will be turning 16 soon, and I plan on purchasing car insurance so I can drive a 2006 Hyundai Sonata to school and around town. The problem is.. I want to be able to occasionally drive my dad's Triumph TR-3 around town, to school, on nice days, etc. Maybe only on weekends, that kind of thing. The problem is, I don't want to spend a ridiculous amount of money on car insurance for a car I won't be driving very often. I read that there is a cents-per-mile program which is essentially a prepaid insurance card and you buy insurance for blocks of miles and it keeps track on a special odometer. Can someone please shed some light on that subject? I live in Oklahoma if that's of any importance.""

Got into a car wreck w/o insurance!?

The other day I accidently backed into this couple that have full coverage insurance. I believed everything was okay until an investigator called and left a message saying that my brother had cancelled my insurance. Therefore, I didn't have any insurance at the time of the accident. The person I hit did not get a ticket and I did not get a ticket. What is going to happen with this? Will I loose my lisence or will I have to pay for their car damages even though they have full coverage? If I call and get car insurance today, will it be effective for the accident?""

How do I get a cheaper car insurance?

I m with Tesco insurance atm. any chance to get better insurance?

Test drive a car? no insurance..?

I've found a car i wish to test drive. As it's my first car, I am currently not insured. How would i go about getting temporary insurance in order to drive this car for about 15-30 minutes? thanks.""

Which car insurance has the cheapest car insurance for new teen drivers?

i just got my license and i am trying to find out which insurance company has the lowest price for car insurance for girls?

How much would insurance be?

About how much would auto insurance cost for a 16 year old female for a $25,000 dollar Dodge Charger?""

How can I get affordable health insurance for my husband and I in the state of Florida?

I am a healthy 23 yr. old and my husband is a stable 32 yr. old.

Need affordable heath insurance in NJ?

I'm trying to find a health insurance plan for me and my fiance. I currently do not have health insurance but I am on Birth Control for cyst prevention and it runs 90$ a month. My fiance will be expunged from his parent's plan in October when we are married. I am a nanny and he is a personal trainer and tennis instructor, both jobs do not offer plans since he is not considered fulltime. I went to ehealthinsurance.com for a quote and the lowest is 375 with a steep deductible and limited coverage. We are also both fulltime college students so we are not able to pay much along with our other living expenses. Does anyone know of anyway of getting low cost insurance? I looked into family care etc, but unless I'm pregnant or have children, I wont be covered. I'm at a catch 22....we really want kids but not without being stable first...so either I pay for birth control or health insurance for prenatal and maternity (ha ha ha) I'm getting a bit frustrated here...Will definitely chose a best answer and thanks for reading this :)""

What are teenage driving insurance rates for girls?

whats the cheapest in illionois? do i have to have insurance while driving w/ a permit??

Do car insurance rates go down in the time you have you license even if you don't have car insurance?

I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.

How do I get insurance without having a car?

I got a DUI a few years ago and have never needed to get my license back.now I'm about to have my first child and really need to get it back if I need to drive somewhere but I do not have a car. But I need insurance to get it back. Any help will be great. Thank you.

Does my liability insurance cover my new car ?

I'll buy an used car from San Francisco, CA. I'd like to drive it to Los Angeles CA (in same day) and then wanna do all the paper works in LA..Does my current AAA liability insurance cover this trip?""

Why is health insurance so high?

I live in Idaho, I'm a college student, work part time and my wife works full time. We bring home about 1900 a month. Rent is 540, my car + insurance costs 150, gas is about 175 (my wife commutes to work) and groceries are about 300 every month, phone + internet + electric is 175. I have to have medical insurance while I goto school except it costs $250 a month. HOLY CRAP it's alot, and I still have to save for tuition, we usually only have 200-300 a month left over. Why is health insurance so high and what can I do to get it lower?""

Who thinks GEICO is a great insurance company?

I think their ads on TV are so right - they have not only the lowest rates (at least for me), but the best customer service too. I have never filed a claim, but recently requested some insurance record from them. Even though I am not their customer anymore (currently do not own a car), they still were very helpful on the phone, sent me the requested letter immediately and even did a follow up on it. I think they are awesome. Who had similar experience with them or any other company? PS - I am not a GEICO employer :))""

Who is responsible for the Car Insurance costs? (Please Read)?

Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x""

I got a speeding ticket and no insurance?

well my insurance was expired when i got the ticket. so when i renew it will it still go up?

Would insurance costs go down if more people had a license?

A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.

Can anyone tell me if there are affordable doctor for people w/o insurance?

Can anyone tell me if there are affordable doctor for people w/o insurance?

Can i get affordable baby health insurance?

ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""

Cheap Car Insurance For 17 Year Olds Male ?

Hello .. am trying to get insured on a corsa 1.2 sxi and i am 17 years old .. ive been on go compare, moneysupermarket etc and they want 4045 grand a year with pass plus :/ can anyone help me out and get me a list of cheap insurance companys :)""

What is cheapest 33bhp bike to insure?

Hi , I'm 16 and 17 soon and thinking of taking my A2 bike test which will restrict me to 33bhp i know i can buy a big bike and get it restricted but not all insurance companies cover that and the one's that do are rip off's. so does anybody know the cheapest 33bhp bike to insure, i would like it to be a 250cc or over because 125cc are to slow for motorway or modified till the insurance don't mean nothing. Thank you .""

When should you not carry full coverage auto insurance?

When should you not carry full coverage auto insurance?

How much would insurance cost for me?

i'm an 18 yr old female driving a 86' camaro

Pure cost of life insurance?

Hello, I was just wondering if the pure cost of life insurance changes each year, or does it stay the same? will it increase when the policy is renewed? thanks""

affordable health insurance boise idaho

affordable health insurance boise idaho

https://www.linkedin.com/pulse/unable-afford-company-insurance-plan-isabella-white/"

[therealestatesparkblog]

How to Find a Real Estate Investing Mentor--the Basics

Finding the right mentor can make all of the difference in the world for your real estate investing career. However, there is a right and a wrong way to go about finding one. In this blog post, I want to share a few best practices for how to find and approach a real estate mentor. How to Find a Seasoned Real Estate Mentor The best way to find a seasoned investor in your area is to simply go to where investors hangout. My first suggestion is to start your search onBiggerPockets. This site is your one-stop shop for everything real estate, and it is an amazing way to network with other investors. When searching for investors on BiggerPockets, I suggest using keyword alerts to find local investors in your area. For example, if youre based out of Indianapolis, your keyword alerts can include Indianapolis, investor, Indianapolis wholesaling, Indianapolis wholesaler, etc. Once you have your keyword alerts set, you will receive an email each time your keywords are used in a post. This will allow you to keep an eye on those who post frequently using your keywords. I also recommend attending your local Real Estate Investors Association (REIA)meeting, because a lot of investors hang out there, and its an amazing way to connect with local investors in your market. If youre a licensed agent and have access to the Multiple Listing Service (MLS), you can search for cash buyers who have purchase properties in your market in the past six months. You can also utilize Meetup. There are tons of real estate investor meetings you can attend and connect with investors that way. So now that you know where to find investors, I bet youre wondering, Well, how do I approach a seasoned investor? Heres my advice. Dont Ask to be Mentored At my wholesaling company, we receive lots of requests each week from people who want us to mentor them. But thats not the way you want to go about it. Think about it:When you find someone who youre interested in dating or potentially marrying, do you approach them by immediately asking them to marry you? No way! That would be so weird! The first time you meet someone, you dont ask them to marry you. You get to know them first. You foster a relationship, and then maybe one day you pop the big question. The same thing follows for approaching a mentor. Related:7 Ways to Find a Real Estate Mentor for Free It All Boils Down to Relationship Real estate is all about relationships, and you need to make sure the both of you fit well together. The hope is that you will mutually benefit from the relationship. Once your potential mentor has been identified, invite him or her out for coffee or lunch, and spend time developing a relationship. Truly get to know one another. In your first meeting, I recommend asking these questions: What are your core values?In life, what are some things youre passionate about?What kind of investing do you do? And how do you do it?What would be your suggestions for me, as a complete beginner?Do you partner on deals on a case-by-case basis?Discover Their Needs Real estate investors are extremely busy people. They already have a lot on their plates. If they decide to take on a mentee, they will be giving up time they may otherwise put into their own business, their team, or their family. Being a mentor is a time commitment. Give your would-be mentor a reason to take time to invest in you. If I were a newbie investor, heres what I would do When approaching a potential mentor, I would take the word mentor out of my vocabulary. Id ask one of these two questions instead: How can I bring you value? Hey, is there anything I can help you out with? This approach is more inviting because its not self-centered. Instead, its a great way to build a relationship with an experienced wholesaler like myself by bringing value to the investor. You can do this by figuring out a way to get hired at your would-be mentors company. Even if theyre not hiring, find a way to justify a job. If your potential mentor runs a small business, find areas of opportunity where their business is lacking. Offer to help in that area.Offer to drive for dollars, clean offices, take motivated-seller calls, manage properties, scope landwhatever it is, your communications should come across as simply eager to help and learn. Create and Add Value Look for opportunities to create and add value somehow. If you see the opportunity, you can run after it. When I was working for the timber guy, I didnt know how to operate the machinery. I knew I couldnt add value in that area, but I also knew that any entrepreneur in the real estate business needs deals. Investors can never have enough deals, because thats how they make money. So I added value by helping my mentor find land deals, and the deals were a huge value to him.

Jarens Story (One of our team members) Jaren was moving to Indianapolis from Oakland, California. At the time, although he had experience in both fields, he wasnt for sure if he wanted to pursue real estate or marketing. After moving to Indianapolis, he decided to obtain his real estate license. He began searching for someone ethical to work for. He first tapped into his network for recommendations by asking Brandon Turner from BiggerPockets to connect him with reputable investors in the Indianapolis area. Brandon provided Jaren with a list of names. Jaren first connected with Stephen Barton, whom I was mentoring at the time.I eventually sat down with Jaren, and the entire focus of the conversation revolved around how he could add value to my wholesaling business. Jaren was a licensed in real estate, but at the time, we didnt need him in that capacity. However, I knew nothing about social media. So I put Jaren in charge of social media and content, because that is where he was needed most at that time. Guys, Jaren took this opportunity and he ran with it! Although he was only working part time, he continued looking for opportunities to add value. He worked around the clock to produce content, and he wrote our very first ebook. Regardless of how much I was paying him at the time, I saw the hunger in Jaren. I saw the value he brought to my business. Very quickly he worked his way up to a full-time position. He went from working part time managing our social media accounts to transitioning to our sales and marketing managerand he now serves as our dispositions manager, podcast cohost, and real estate broker! Jarens story is a wonderful example of how to add value! I gave Jaren an inch, and he ran a mile with the opportunity he had been given. Related:Newbies: Heres What You Have to Offer to a Potential Real Estate Mentor One Last Big Tip If you want to get in great with an investor, find a way to bring in some deals. That will get you noticed in a huge way and immediately add value to your reputation. Every investor is looking for deals. And if you can partner with them on deals, you will bring value while putting some money in your pocket. Conclusion Well there you have it guys. The most important nugget I hope you take away from this post is to develop a genuine relationship with your potential mentor and add value to your mentors life and business! Have a humble heart. Seek guidance and mentorship through servanthood. The greater the relationship you foster with your mentor, the more your mentor will invest in you. If you follow these simple practices, I almost guarantee success with a seasoned investor.

What are your tips for landing a great mentor? Share them below! https://www.biggerpockets.com/renewsblog/finding-a-real-estate-investing-mentor/

[andrewdburton]

Everyone hates a winner: How to cope with haters

A couple of years ago, the CBC published an article about how Kristy Shen and Bryce Leung got rich and retired by not joining the home ownership ‘cult’.

The couple, who blog about travel and early retirement at Millennial Revolution “managed to save $500,000 by working hard and living modestly,” writes Sophia Harris. “The couple was ready to spend it on a down payment — until they saw what was on offer. They scoped out dilapidated houses selling for half a million dollars.”

Instead of buying a home, they invested their savings…and got lucky. Their portfolio doubled in four years. (Even without the good fortune, they were well on their way to financial freedom.) Today “they live on $30,000 to $40,000 a year, money that largely comes from dividend payments generated from their stock portfolio.”

This young couple made some out-of-the-box choices. Those decisions paid off. Sure, they enjoyed good fortune with their investment results, but so did many of us from 2010 to 2014. If you ignored the relentless negative news stories about stocks, your total market index fund jumped 90% over those four years. This couple’s story ought not be unique; it ought to have been the norm for personal investors during that time span.

To me — and to most of you, I hope — this is a success story. It’s something to celebrate.

But many CBC readers thought Kristy and Bryce were phonies. They were scammers. They were trust-fund babies who got a lucky break. They did nothing to deserve their financial success. Commenters were certain that they were going to squander their riches…and soon! (Newsflash: Kristy and Bryce are doing just fine — despite the haters.)

I wish I could say the responses to this article were unusual. They’re not. In fact, they’re the norm when major news outlets feature stories about early retirees (or others who make unconventional choices with money). When people are brave enough to share their story in public, the public usually tears them to shreds.

But why?

America’s Love-Hate Relationship with Wealth

People in general (and Americans in particular) have a complex love-hate relationship with wealth. We want to be rich — but we’re suspicious of those who already are.

Nearly everyone who achieves financial success believes they’ve done so through justifiable means. They believe they’ve earned their money (or deserve it), and they don’t feel guilty for having it. Too, we’re generally supportive and appreciative of our friends who make it big. (I can think of a handful of folks I know who have managed to acquire wealth, and I’m proud of each of them.) But when it comes to strangers who get rich? Then our attitudes change.

Most of us want to be rich, yet we resent it when other people manage to achieve their financial goals. We complain that they had advantages that we didn’t, or that they cheated, or that they don’t deserve the money. But what if the same thing happened to us? What if we became rich? How would we feel about such judgment and criticism?

Take my father, for instance. He was a serial entrepreneur, and managed to build two successful businesses during his short lifetime. He worked hard and dreamed big. He wanted to be rich so that he could provide his family everything they wanted.

At the same time, Dad bemoaned other people’s success. He didn’t resent everyone who made it big, but he often complained that this fellow was successful because he’d caught a lucky break or that gal earned her fortune because she knew the right people.

There’s no question that some people have lucked into wealth. I have a friend whose family owned a large manufacturing business; as a result, she’s benefited from a huge annual stipend from her trust. This has turned her into a slacker and layabout. She’s frequently out of work, and makes all sorts of excuses about why she can’t find a job. It’s difficult to be around her.

But at the same time, I know folks who have worked like dogs to accumulate their wealth. I know others who have scrimped and saved for decades to build their savings. Do I begrudge these folks for having a million dollars? Or three million? Hell, no. They’ve earned it. They deserve it.

The media demagogues would have you believe that this rush to judgment is a partisan thing. That’s nonsense. Being a Democrat doesn’t necessarily mean you hate the rich, and being Republican doesn’t mean you’re all for the wealthy. My grandmother was the most conservative person I’ve ever known, and she hated the rich. I have a good friend who is as liberal as you’ll ever meet, and he’s pro-business, pro-capitalism, pro-money to the core.

But if this love-hate relationship with wealth isn’t political, what is it? Is it a part of our Puritan heritage? I don’t know. For myself, I’ve decided to suspend judgment when I hear about the wealth of others. I exercise financial empathy. There’s just too much I do not (and cannot) know. I’d rather assume the best than assume the worst.

Everyone Hates a Winner

After Kristy and Bryce were profiled by the CBC, we connected by email. Kristy’s first question was about how to handle criticism. “How do you deal with the haters?” she asked. “We’ve been getting a ton of them since our article went live, and even though I expected it, it’s getting a bit exhausting.”

Great question — and not just for money bloggers. Here’s what I wrote back:

Your best bet is simply to ignore the financial trolls. You know what you’ve done and you know how you did it. You know it works. These fools know nothing about you. Their opinions don’t matter. Let them live their blissful lives of ignorance funded by debt and fifty years of working for The Man.

You can’t reach everyone. In fact, you’re only going to be able to help a handful of people. That’s okay. Those few are your peeps — and you’re their peeps. Ignore the haters and focus on the fans.

It took me a l-o-n-g time to learn this, but the realization changed my life. It gave me a lot of peace.

The thing is, it doesn’t matter how a person achieves financial independence — whether it’s by cutting costs, boosting income, or both — commenters on major news sites will rip them to shreds. I’ve been watching this happen for a decade. It’s what I expect when I read any sort of financial success story.

If the story emphasizes that the subject met their financial goals by cutting costs, by living on less than, say, $20,000 per year, then the commenters will rail about how miserable the subject must be. “What’s the point in retiring early if you have to eat cat food,” they’ll write. “Fine for them, but I want to live in a house and not a hovel.”

On the other hand, if the story profiles somebody who succeeded because they worked hard at a high-paying career, then the commenters will grouse about how anyone can get rich if they earn big bucks. (Not true, by the way.)

And if you’re somebody like me, someone who made the leap to full financial independence because of a windfall? Well, we’re the worst kind of people. We didn’t earn it! Our wealth was handed to us! (Never mind the stats on how most people squander windfalls.)

When I read comments from folks who think this can’t be done, comments ripping on folks who have done it, I don’t think less of the subjects. I think less of the commenters. I see them projecting their own inadequacies and insecurities on people who have managed to make things happen.

Anonymity on the internet brings out the worst in people. They do and say things that they’d never do and say in person. You can’t control what people think of you, and you can’t prevent them from attacking you in a space you do not control, such as the CBC website.

Here’s a recent example of people hating on success. My friend Gwen from Fiery Millennials was recently featured in a MarketWatch article about people retiring early. Gwen is only 27, but she’s been saving aggressively for years in order to achieve financial independence.

Commenters on the article wrote things like:

“Sorry, but you can’t retire at 27, unless you want to live like a pauper.”

“This talk of people retiring at 27 is just stupid. Nothing I read in the example given will allow these people to retire at that age and have enough of money for their lifetimes. That is just Facebook hype.”

“This is such a silly article. Retiring at 27? Unless you inherited millions of dollars or won the lottery this is a stupid idea. The bottom line is that a lot of these Millenials jusr dont want to pay their dues.”

It doesn’t matter what the story is. There’s always somebody out there ready to hate.

Shake It Off

It’s not just financial independence that brings out the trolls. It’s any sort of financial behavior that seems outside the norm. Decide to become a car-less family and you’re going to get flak. Decide to downsize from a 3000-square-foot home to a tiny house and people are going to think you’re nuts. Tell your co-workers that you buy your clothes at thrift stores and they’ll rant about how gross that is.

I believe we need to be celebrating success stories, not denigrating them.

I don’t care whether you achieved early retirement by having a $300,000 income or by spending just $12,000 a year. I don’t care if you won the lottery. However you did it, good for you. Bravo!

I don’t care if you paid off your student loans by working three jobs. I don’t care if you cut housing costs by moving in with your parents. And you know what? I don’t care if you didn’t go on a vacation for five years so that you could save up for a new sports car either. If you set a money goal, made a plan, then achieved that goal — well then, I celebrate your accomplishment!

If you do what’s right and you do your best, it doesn’t matter what anyone else thinks. Stay focused on your own life, your own goals. Ignore the haters. Shake it off.

Sidenote: Yes, it’s true. I’m a Taylor Swift fan. Deal with it!

The post Everyone hates a winner: How to cope with haters appeared first on Get Rich Slowly.

from Finance https://www.getrichslowly.org/coping-with-haters/ via http://www.rssmix.com/

[foursprout-blog]

Everyone hates a winner: How to cope with haters

New Post has been published on http://foursprout.com/wealth/everyone-hates-a-winner-how-to-cope-with-haters/

Everyone hates a winner: How to cope with haters

A couple of years ago, the CBC published an article about how Kristy Shen and Bryce Leung got rich and retired by not joining the home ownership ‘cult’.

The couple, who blog about travel and early retirement at Millennial Revolution “managed to save $500,000 by working hard and living modestly,” writes Sophia Harris. “The couple was ready to spend it on a down payment — until they saw what was on offer. They scoped out dilapidated houses selling for half a million dollars.”

Instead of buying a home, they invested their savings…and got lucky. Their portfolio doubled in four years. (Even without the good fortune, they were well on their way to financial freedom.) Today “they live on $30,000 to $40,000 a year, money that largely comes from dividend payments generated from their stock portfolio.”

This young couple made some out-of-the-box choices. Those decisions paid off. Sure, they enjoyed good fortune with their investment results, but so did many of us from 2010 to 2014. If you ignored the relentless negative news stories about stocks, your total market index fund jumped 90% over those four years. This couple’s story ought not be unique; it ought to have been the norm for personal investors during that time span.

To me — and to most of you, I hope — this is a success story. It’s something to celebrate.

But many CBC readers thought Kristy and Bryce were phonies. They were scammers. They were trust-fund babies who got a lucky break. They did nothing to deserve their financial success. Commenters were certain that they were going to squander their riches…and soon! (Newsflash: Kristy and Bryce are doing just fine — despite the haters.)

I wish I could say the responses to this article were unusual. They’re not. In fact, they’re the norm when major news outlets feature stories about early retirees (or others who make unconventional choices with money). When people are brave enough to share their story in public, the public usually tears them to shreds.

But why?

America’s Love-Hate Relationship with Wealth

People in general (and Americans in particular) have a complex love-hate relationship with wealth. We want to be rich — but we’re suspicious of those who already are.

Nearly everyone who achieves financial success believes they’ve done so through justifiable means. They believe they’ve earned their money (or deserve it), and they don’t feel guilty for having it. Too, we’re generally supportive and appreciative of our friends who make it big. (I can think of a handful of folks I know who have managed to acquire wealth, and I’m proud of each of them.) But when it comes to strangers who get rich? Then our attitudes change.

Most of us want to be rich, yet we resent it when other people manage to achieve their financial goals. We complain that they had advantages that we didn’t, or that they cheated, or that they don’t deserve the money. But what if the same thing happened to us? What if we became rich? How would we feel about such judgment and criticism?

Take my father, for instance. He was a serial entrepreneur, and managed to build two successful businesses during his short lifetime. He worked hard and dreamed big. He wanted to be rich so that he could provide his family everything they wanted.

At the same time, Dad bemoaned other people’s success. He didn’t resent everyone who made it big, but he often complained that this fellow was successful because he’d caught a lucky break or that gal earned her fortune because she knew the right people.

There’s no question that some people have lucked into wealth. I have a friend whose family owned a large manufacturing business; as a result, she’s benefited from a huge annual stipend from her trust. This has turned her into a slacker and layabout. She’s frequently out of work, and makes all sorts of excuses about why she can’t find a job. It’s difficult to be around her.

But at the same time, I know folks who have worked like dogs to accumulate their wealth. I know others who have scrimped and saved for decades to build their savings. Do I begrudge these folks for having a million dollars? Or three million? Hell, no. They’ve earned it. They deserve it.

The media demagogues would have you believe that this rush to judgment is a partisan thing. That’s nonsense. Being a Democrat doesn’t necessarily mean you hate the rich, and being Republican doesn’t mean you’re all for the wealthy. My grandmother was the most conservative person I’ve ever known, and she hated the rich. I have a good friend who is as liberal as you’ll ever meet, and he’s pro-business, pro-capitalism, pro-money to the core.

But if this love-hate relationship with wealth isn’t political, what is it? Is it a part of our Puritan heritage? I don’t know. For myself, I’ve decided to suspend judgment when I hear about the wealth of others. I exercise financial empathy. There’s just too much I do not (and cannot) know. I’d rather assume the best than assume the worst.

Everyone Hates a Winner

After Kristy and Bryce were profiled by the CBC, we connected by email. Kristy’s first question was about how to handle criticism. “How do you deal with the haters?” she asked. “We’ve been getting a ton of them since our article went live, and even though I expected it, it’s getting a bit exhausting.”

Great question — and not just for money bloggers. Here’s what I wrote back:

Your best bet is simply to ignore the financial trolls. You know what you’ve done and you know how you did it. You know it works. These fools know nothing about you. Their opinions don’t matter. Let them live their blissful lives of ignorance funded by debt and fifty years of working for The Man.

You can’t reach everyone. In fact, you’re only going to be able to help a handful of people. That’s okay. Those few are your peeps — and you’re their peeps. Ignore the haters and focus on the fans.

It took me a l-o-n-g time to learn this, but the realization changed my life. It gave me a lot of peace.

The thing is, it doesn’t matter how a person achieves financial independence — whether it’s by cutting costs, boosting income, or both — commenters on major news sites will rip them to shreds. I’ve been watching this happen for a decade. It’s what I expect when I read any sort of financial success story.

If the story emphasizes that the subject met their financial goals by cutting costs, by living on less than, say, $20,000 per year, then the commenters will rail about how miserable the subject must be. “What’s the point in retiring early if you have to eat cat food,” they’ll write. “Fine for them, but I want to live in a house and not a hovel.”

On the other hand, if the story profiles somebody who succeeded because they worked hard at a high-paying career, then the commenters will grouse about how anyone can get rich if they earn big bucks. (Not true, by the way.)

And if you’re somebody like me, someone who made the leap to full financial independence because of a windfall? Well, we’re the worst kind of people. We didn’t earn it! Our wealth was handed to us! (Never mind the stats on how most people squander windfalls.)

When I read comments from folks who think this can’t be done, comments ripping on folks who have done it, I don’t think less of the subjects. I think less of the commenters. I see them projecting their own inadequacies and insecurities on people who have managed to make things happen.

Anonymity on the internet brings out the worst in people. They do and say things that they’d never do and say in person. You can’t control what people think of you, and you can’t prevent them from attacking you in a space you do not control, such as the CBC website.

Here’s a recent example of people hating on success. My friend Gwen from Fiery Millennials was recently featured in a MarketWatch article about people retiring early. Gwen is only 27, but she’s been saving aggressively for years in order to achieve financial independence.

Commenters on the article wrote things like:

“Sorry, but you can’t retire at 27, unless you want to live like a pauper.”

“This talk of people retiring at 27 is just stupid. Nothing I read in the example given will allow these people to retire at that age and have enough of money for their lifetimes. That is just Facebook hype.”

“This is such a silly article. Retiring at 27? Unless you inherited millions of dollars or won the lottery this is a stupid idea. The bottom line is that a lot of these Millenials jusr dont want to pay their dues.”

It doesn’t matter what the story is. There’s always somebody out there ready to hate.

Shake It Off

It’s not just financial independence that brings out the trolls. It’s any sort of financial behavior that seems outside the norm. Decide to become a car-less family and you’re going to get flak. Decide to downsize from a 3000-square-foot home to a tiny house and people are going to think you’re nuts. Tell your co-workers that you buy your clothes at thrift stores and they’ll rant about how gross that is.

I believe we need to be celebrating success stories, not denigrating them.

I don’t care whether you achieved early retirement by having a $300,000 income or by spending just $12,000 a year. I don’t care if you won the lottery. However you did it, good for you. Bravo!

I don’t care if you paid off your student loans by working three jobs. I don’t care if you cut housing costs by moving in with your parents. And you know what? I don’t care if you didn’t go on a vacation for five years so that you could save up for a new sports car either. If you set a money goal, made a plan, then achieved that goal — well then, I celebrate your accomplishment!

If you do what’s right and you do your best, it doesn’t matter what anyone else thinks. Stay focused on your own life, your own goals. Ignore the haters. Shake it off.

Sidenote: Yes, it’s true. I’m a Taylor Swift fan. Deal with it!

The post Everyone hates a winner: How to cope with haters appeared first on Get Rich Slowly.

[decaffeinatedchildpatrol-blog1]

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Prune is a tiny mobile game about the simple pleasures of growing and cultivating trees.Of breathing life into barren soil and thriving against all odds in a hostile, indifferent world. It’s a delicate dance to remove that which does not matter in favor of that which does.

Prune is my love letter to trees.

The seed of the game (first and last tree pun, I promise!) actually started with a tweet from a friend:

The game was originally supposed to be a short two to three month project to get my feet wet as a solo indie game designer. I had a fair amount of experience as a designer on large AAA teams but had never put anything out on my own so I figured I should start as small as possible. Unfortunately, three months quickly turned into six months, and finally into a year and three months.

I, along with the help of Kyle Preston and Simon Ferrari, finally managed to get the game out onto the Apple App Store in July of 2015. For most of the game’s development I had zero clue as to how the game would be received since it was this weird procedural, interactive art thing. Prune has far exceeded any of the modest expectations I had for it. On release it garnered Apple's Editors' Choice award and more recently has been named TIME Magazine's Game of the Year for 2015 as well as Apple’s iPad Game of the Year.

I wanted to write this postmortem for a couple reasons. First, I’ve been reading postmortems for a while now, starting with classic issues of Game Developer magazine, so it feels almost like a rite of passage when you finally get to write your own (as cheesy as that sounds). But more importantly, having read so many, I know it can be tempting to not exactly give the whole truth, to sugar coat things, to TED-ify the long arduous development into Five Easy to Digest Takeaways. And as a reader, especially as a young, thirsty game designer, it can be easy to convince yourself that if you just “do these five things, and avoid these five other things” you’ll be well on your way to your very own Notch house.

Just pick the exact right platform (Ouya obviously), iterate-iterate-iterate, and find the “fun”, all the while avoiding nasty things like feature creep and you’re set!!

So with all of that in mind I’m going to try my best not to candy-coat the development of Prune. I want to try and illuminate some of the less talked-about aspects of indie game development, especially as it relates to success. Obviously game development is an incredibly messy and complex process and a single write-up is never going to paint a fully accurate picture, but hopefully it will help paint a slightly more honest one.

1. White Moves First

Privilege is something that’s really easy to take for granted and of all the postmortems I’ve read over the years I don’t ever remember seeing it mentioned. Yet, more than an original game idea, more than streamlined design, more than any other thing I feel that privilege was the key contributor to Prune’s success.

It’s impossible for me to fully acknowledge everything that was on my side, but here’s a start:

I was born male, middle-class, and white. My dad was a computer programmer and we had a computer in the house from an early age. Since I was a boy growing up in the 80s and 90s videogames were this socially accepted thing for me. Being middle-class gave me the free-time to dabble in computers from an early. It gave me the luxury of taking part in the Quake mod community and eventually led to me getting my foot in the door in the AAA game industry.

Being fortunate enough to work in the game industry gave me a huge advantage. I may not have known much of anything when I started back in 2006, but seven years later I had an Education in game design, in the game production process, in how to make an interactive experience worth having. It also allowed me to make friends and connections that proved crucial later on. I’m truly not saying any of this to boast, but to simply point out the huge amount of privilege I had on my side when I decided to quit my job and go indie in the fall of 2013.

Even upon going indie I still took so much for granted. I was incredibly lucky to have time and money to burn (more on that below). Oh, and did I mention I live in the US? Turns out being near critical developer events like GDC is a pretty big deal, not to mention that whole speaking English thing. Indie developers in other countries have a much tougher time breaking through and we in the US get this free ticket to a ton more coverage and press.

Looking at Prune’s success in a vacuum is just seeing the palm tree and cute little mound of sand peeking above the water and ignoring the mountain of privilege that built to that island. It’s ignoring the years of repeated failure I was allowed to have suspended over a safety net built and subsidized by my starting position in life.

If you’re reading this and you are in a minority or marginalized position, then you’re well aware of the uphill battle you face. Please, please don’t be discouraged by all of this. New organizations are popping up more and more lately to help address the issue. There’s Girls Who Code, Dames Making Games, and Different Games to name a few. Plus the IGDA has long advocated for inclusivity and even the ESA is trying to help. I, and I’m sure many other indies, would love to help out, so please don’t hesitate to reach out.

2. Have a Lot of Time/Money (Preferably Both)

The hopefully not-so-big secret is that becoming a “successful” indie (usually defined as financially sustainable) takes a whole lot of time. A recent Gamasutra article concludes that it tends to take two to three years to sustainability while I’ve heard some indies estimate the average to be as much as five years. And all of this is assuming that you’re even lucky enough to become sustainable at all.

The main reason it takes so long is because you need plenty of time to fail a lot. For me, first there was the last 15 or so years of stumbling my way through how to even make game experiences, then upon going indie there was six months of prototyping questionable game ideas, and finally with Prune I spent another six months lost, prototyping everything I could think of.

Having the luxury of time allowed me to eventually find the soul of the game.

Six months in, I basically had a full game, with over 60 levels (more levels than I eventually shipped with). But I wasn’t happy with it. Playtests showed the game was clinical and frustrating. After talking to some friends, I worked up the courage to essentially reboot the game.

I stripped things down to a bare minimum: just a tree, sunlight, and shadow. I also had been thinking for a while about how to make pruning more expressive. Up until now, pruning was a wholly subtractive process. Trees were these static structures that could be cut away but that was it. This was limiting and was one of the reasons I had to rely on a bunch of other mechanics to bolster the game.

Instead, what if I made pruning both a subtractive and additive process? By imbuing the tree with a sense of “conserved growth potential,” I could get a much wider, more dynamic range of expression from the tree.

Old vs New

Of course, this wasn’t as easy as flipping a switch in code. I had to completely rewrite how the trees grew in the game, and it took me several tries over a couple months’ time to get it right. But it finally felt like I had found Prune’s soul. If I had had tighter constraints on my time, the game likely would not have found nearly the success that it did.

I’m extremely fortunate to have had all of this time and runway to experiment. Growing up middle-class put me at an advantage from the start. Add to this living in the Midwest, being lucky enough to not have any student loans, and being a generally frugal person. Combine all this with the money from my AAA job and it meant that I had way more time than I deserved to get the necessary failures out of the way and have a chance at success.

3. Don’t Listen to Advice (Including Mine)

The indie scene is in no shortage of handing out advice, that’s for sure. There’s plenty of advice on which platform to bring your game to, how best to market your game, how to monetize it, etc. Of course, there’s nothing necessarily wrong with advice, as long as you temper it appropriately and realize that it might be tied to a specific time and/or place. Videogames as an art form is moving so fast that the sage advice you hear at the beginning of developing your game may be completely null and void a year or two later when you finish.

The first piece of advice I heard upon going indie back in late 2013 was, whatever you do, don’t go mobile! Mobile is an unhealthy marketplace, a hopeless wasteland where your game will go to die. The PC/Steam was where any smart indie should bring their game. Make a good game on PC and you’re pretty much guaranteed success, is what they said.

So I actually listened to this advice and probably would have followed through with it were it not for stumbling upon Prune. Of course, now it’s 2016 and the so-called indiepocalypse is a thing and PC is not at all the safe bet it once was. Here’s the funny thing about advice—if you’re hearing it then EVERYBODY ELSE is also listening to this advice. Any proclamation that doing X is a guarantee for success is a lie and is going to be this incredibly fragile thing.

Another commandment I failed to follow was if you go mobile then you HAVE to go free-to-play. Premium mobile games are dead! It may be true that going F2P can increase your revenue by 10X or whatever, but F2P certainly wasn’t right for me (I can’t stand it) and I wasn’t necessarily interested in maximizing the game’s revenue. It also turns out that there are a lot of mobile players who are thirsty for quality experiences and are willing to pay a fair price for that. My point isn’t that F2P sucks and you should definitely go “premium”, but that you should listen to your heart. Do what’s right for you.

4. Finding a Creneau

Now that I’ve finished telling you to never listen to any advice I’m going to dispense some advice! First, some background: I’m the type of person who always wants new experiences, new and different ways to do things. This can sometimes drive my wife crazy when I refuse to watch a good movie again if I’ve seen it in the last ten years or so. But it turns out this is a pretty useful trait to have when you’re an indie since you’re naturally drawn to want to try things that nobody has done before.

As it also turns out, there have been entire business and marketing books written on the subject. Crazy, huh? I would have never sought one of these out on my own but, upon going indie, a friend suggested I read the book, Positioning: The Battle for Your Mind, and it did a great job of explaining what was already deep inside me. It’s not a revolutionary concept but it explained how to find a creneau. That’s fancy French for a hole, or pivot, in which to get a foothold to position yourself with respect to the competition. If that sounds too business-y, think of it more as what makes your game special? What’s the one thing you’ll focus on that is going to make it stand out against all the others?

This was exactly my approach with Prune. The App Store is crowded with cutesy match-3s, zombie tower defense games, and infinite runners so why do anything remotely close to any of these when I could instead go the complete opposite direction? One of the clearest ways to see this is in the art direction for the game. Rather than finding an artist and commissioning elaborate, hand-drawn or 3D modeled assets I chose to embrace my limitations and make something procedural that didn’t look quite like anything else I was seeing on mobile.

5. Have a Lot of Luck

This postmortem wouldn’t feel complete without mentioning the L word: luck. Luck tends to be a big part of any success and it’s not something I want to discount. I’ve already mentioned a few things but just to drill home the point here is a non-comprehensive list of times when luck was on my side:

Lucky that I even saw my friend’s tweet to begin with

Lucky that I had time and money to burn, finding the game’s soul

Lucky that I happened to have an iPad to test on (I don’t own a smartphone)

Lucky that I had a family to support me while working from home (to keep me sane)

Lucky that I met Kyle Preston and that he was able to contribute his amazing talents to score the music in the game

Lucky that well-respected, successful indies would take the time to help me find the game’s soul and build up my confidence

Lucky, when black smoke started billowing out of my computer, that it was only my spare hard drive

Lucky that I was introduced to Apple contacts from a friend

Lucky that Apple happened to love this particular game

Lucky that I didn’t go up against Angry Birds 2 which released the following week

Et cetera, et cetera

And who knows how much luck I’m not even accounting for! Please don’t take this as me saying “hey guys and gals, just be lucky like meee!” Again, it comes from a place of trying to be sincere.

There are, of course, ways to increase your chances of being “lucky.” The usual advice is to open yourself up more, to try and make more connections with people. I pushed myself to do this. I went to local events. I shared the game with people. I kept a devlog. One example of how it paid off was that I got to meet Kyle, my eventual composer, through TIGSource where I had posted my devlog.

But luck is also a messy, tangled web of systems that are ultimately out of our control. To me it seems wise to acknowledge that luck exists and do our best to influence it. But at the end of the day, we also need to remember that luck, of the out-of-our-control variety, is still a considerable factor for any success or failure.

1. Getting Lost in the Wilderness

The initial prototype for the game was finished in only a couple evenings. It was clear this would be a game with procedural trees growing in real time and the player’s main verb would be cutting branches away. Oh, and remember: it would be finished in a couple months!

My next step was to explore the design space. I had heard repeatedly over the years from wise, successful indies that the key to a great game is to fully explore the design space around your game idea. I’d heard it described as this vast undiscovered wilderness. Some game idea design spaces will prove to be rich and fertile with gold nuggets lying everywhere, while others would be barren wastelands.

The problem is that I misinterpreted this advice to mean I should just start prototyping anything and everything related to the broad topic of trees. I didn’t know what my design space really was, I had no focus.

My initial focus (basically everything)

I spent the next six months prototyping all kinds of things--shield power-ups, infinite fractal trees, tree planets, weird inverted trees, and countless game modes like 2-player coop, FRENZY!, and endless modes.

This all had a time cost and a mental cost. I started to become overwhelmed with the possibility space, lost in the wilderness. In retrospect I should have focused in on the heart and soul of the game. Pruning as player expression was the most interesting part of the game and I should have been searching in that much more constrained space from the beginning.

Where I *should* have focused

2. Worry About Every Little Thing

I don’t want to belabor this point since others have talked about it at length, but I definitely have a bit of a perfectionist streak running through me. This is a common trait with game developers and can often be good for ensuring things that really matter to the project are just right. But when the things you’re fretting over don’t really matter in the grand scheme of things you just end up wasting a lot of time.

I would waste hours of my time tweaking the look of a soon-to-be-cut mechanic, days of my time picking the exact right font, and weeks or months of my time deliberating over decisions such as how to represent the score in game.

Even up until the end of the project I maintained a hotlist of must-do items before shipping the game. These were “super important” things like ensuring certain branches in certain levels didn’t look too thin when curving a particular way, or certain pipes at the end of the game not having proper collision. Well guess what? I shipped the game having never addressed a huge chunk of these “critical” issues and even now, half a year after release and I *still* haven’t managed to get to them and nobody has noticed! The point is, our time as developers is incredibly precious, it’s limited. I should have asked myself more often than I did, what’s most important and what will nobody ever care about?

3. Be Really Bad at Scheduling

If there was an award for being the worst at scheduling I’m pretty sure it would have my name on it. Remember how I mentioned that my initial goal was to finish and release the entire game in two to three months? That’s a bit of a lie. In actuality I was hoping to “game jam” it and have it out in a month. But I’d heard enough times that you should double or triple your initial estimate so that’s why I picked two to three months. It’s hard to explain just how bad I was at accurately forecasting how long things would take me and actually sticking to a schedule.

Here’s how it would generally go down. I would first make a crude schedule, not based on anything reasonable or sane but based on what I delusionally wanted to get done. I would give myself a fraction of the time actually needed to accomplish the remaining tasks. And then I would let this schedule sit in a dark corner of my hard drive for a while and get to working on stuff. Then one day I’d happen to unearth the schedule and look at the calendar and realize it was now 45 days later and I hadn’t even finished half the tasks on my list.

I did this over and over again during the development of Prune, partly because I didn’t know what game I was making and partly because I had completely unrealistic expectations. After a while it started to become a boy-who-cried-wolf situation where I felt like I couldn’t even trust myself at all any more. The only thing that saved me was finally realizing that I could use external deadlines, such as awards submissions, to force myself to focus and make hard decisions.

4. Struggling to See the Light

Searching for my game’s soul, spending too much time on dumb things, and constantly being over schedule all led to some really low, discouraging times for me. I constantly questioned whether this was the right project to be working on or whether I was just wasting my time. I considered just cutting my losses and releasing the game as-is several times since I figured the game would probably never make back the little bit of money I put into it. I questioned whether I was even cut out to be “indie,” to work on my own game.

Even though going solo was the right decision and is how I work best, toiling away alone for over a year was hard on my emotional well-being. It may not sound like a lot, especially when some indies endure three or more years of this, but for me it felt like an eternity at times. I’m fortunate that I had my wife and two boys to keep me in balance—I at least had an escape at the end of each day, somebody to talk to.

I went on a lot of walks during dev. Often it would let me distance myself from a problem just enough to let me think clearly about it. But at the lowest points I walked to distance myself from the game, to distance myself from my self.

Of course, all of this that I’m describing develops into this vicious downward spiral wherein you get discouraged and stop doing any productive work on the game, which in turn discourages you further, causing you to lose more calendar time, ad infinitum.

This is something that isn’t talked about as much as it should be in the indie scene. So often we only pay attention to results. Was the game a hit? Was it successful? Did it pay off the dev costs? We sweep under the rug the process, the struggle, the emotional drain. In the future I need to focus more on my creative process and direct more of my attention to my mental health before it gets too late.

Even though I struggled and made a whole lot of mistakes, I’m still really proud of Prune. My goals for going indie were to live modestly, work on new and interesting games, and make just enough money to get by. As my first project, Prune has done all of this and more.

One of the best parts about the experience has been the player reception. I didn’t make the game for gamers—there’s plenty of options out there for them—but for anyone. My heart has been warmed over and over again upon receiving touching emails from old ladies who have never played a video game in their life. I’m humbled that my tiny game has resonated with so many people and am incredibly grateful that I’ll be able to continue on this journey going forward.

[bettydgunter90]

Sending Offers In My Sleep

In my first few years as a real estate investor, there were a few things that chewed up a TON of my time each day:

Talking to prospects on the phone.

Researching properties so I could make offers.

Deciding on an offer price, writing up the contract and sending it to the seller.

Altogether, these wheel-spinning, time-wasting, mind-numbing activities consumed about 80% of my time and mental bandwidth.

The problem with this approach is, my business model requires me to make very low offers.

Given how absurdly low my offers are, the vast majority of prospects are going to say “No” to me – and when this inevitably happens, it means all the time I spent up to this point of rejection was a total waste.

With everything I was doing BEFORE making each offer and being told in no uncertain terms “where to stick it”, it’s no wonder I was left feeling mentally and emotionally drained every time I heard a “No” response. I was wasting an incredible amount of time and was left with nothing to show for all of my work.

I was burnt out and I knew something had to change.

I needed a faster way to get each seller’s response WITHOUT wasting endless hours in the process.

The Buying Website

Eventually, I created a buying website for my business (and to this day, it’s one of the smartest things I’ve ever done for myself).

With this website, I was able to get most of the information I needed on each property without picking up the phone and I was able to do the bulk of my property research AFTER I had made my initial offer and the seller had responded with a “YES” to my proposal.

Instead of sending out a formal purchase agreement to each property owner, I could simply respond to each website submission with an email like this:

Hi <<Seller Name>>,

Thanks for your submission on our website! Would you consider selling your property for $______ cash? We are willing to pay for all of your closing costs and property taxes as part of the transaction.

If you have any interest, let me know.

Thanks! Seth

This was a huge development for my business because it cut out a TON of wasted time in my acquisition process.

It took me a whopping 30 seconds to send out offers this way (instead of the 30 – 60 minutes I was spending before).

But even so, I still found it a bit onerous to:

Open up every email submission that came in

Evaluate whether I wanted to make an offer based on the market value and level of motivation

Type out a nice email to let the property owner about my offer

Read the angry email responses that came back from more than half of the property owners

Now, I realize, we’re getting into “first world problems” territory – but even so, I knew there had to be a faster way to get these “email offers” sent out to people…

…and as it turned out, there was!

Enter TextExpander

One of the greatest pieces of software I use on my computer every day is a web app called TextExpander.

TextExpander allows me to use “snippets” that generate pre-saved emails, messages and other commonly used strings of text I type out every day.

Rather than re-typing these entire messages from scratch, I can just type out a short snippet (usually just a few letters) and TextExpander will pop-out the entire message for me.

RELATED: A Simple App That Changed My Life

An email that might normally take 5 – 10 minutes to write can be done in a matter of seconds. It’s pretty incredible!

But even so… I still had to open up every individual website submission, look at them and send out email offers based on a small fraction of what they told me the property was worth.

Don’t get me wrong… the process was significantly faster with TextExpander, but it still required that I pay attention.

I kept wishing there was a way for these offers to go out automatically, even if I was sleeping.

Enter REI Landleads

Back in early 2019, I heard from my friend Jessey who had started a company called REI Conversion.

He was in the process of building some incredible WordPress themes for land investors (I’m not exaggerating, check out this blog post and this blog post and you’ll see what I mean).

I had never seen a good web developer put so much energy into creating something like this for the land investing community before (because admittedly, we’re a small bunch). I saw this as a great opportunity to offer some ideas and feedback about how to build these themes right.

Luckily, he was actually interested in my input, so we put our heads together to make some of the most functional WordPress themes the real estate investing world has ever seen. These things aren’t just pretty, they’re built to do a job that no other WordPress theme can do!

One such example is the Automated Offers plugin (available only for REI Landleads users).

I explained to Jessey how I had always wanted a website that was smart enough to accept property submissions AND send out offers automatically so that EVERYONE who submits their property on my website would get an offer from me after a short delay. This would give my visitors the impression that they were being heard and responded to, and none of these submissions would fall between the cracks of my busy life.

Now, instead of me having to look at each individual submission and send them an offer manually, everything happens on autopilot.

Does it Work?

After running this plugin on my site for several months, I’ve been pretty surprised at how well it works.

The offers always go out like clockwork (I have it calibrated to wait for 60 minutes after receiving the submission before it sends each offer).

As expected, the vast majority of these auto-generated offers are either ignored, or the recipients will email back some kind of incredulous response.

“Insulting.”

“NO THANKS”

“Did you mean $46,000 or $4,600??”

“Are you high ?  seriously  $16.200  you trying to make your self a $165,000 profit ? why dont you just slap me in the face . You know as well as I do , that down here lake front property is money in the bank . Thst land is worth $180.000.”

(Like I said… I make low offers.)

But, the cool thing is – even with these negative responses, some of these people are happy to sell (again, as expected).

Remember, this is a numbers game. Most people aren’t the right fit for these kinds of low offers, but some of them are – and that’s who I’m looking for!

These are some of the actual responses I’ve gotten back from people:

“I’m ready right now.”

“I accept your offer.”

“I am willing to take your offer into consideration, although it’s two times lower than what I am willing to accept. Is it possible for you to offer $1,250 plus payments of $150 per month?”

The point is – ALL of these responses, whether the answer was “yes”, “no” or “maybe”, didn’t require one second of my time.

I was able to get real answers from people without spending any of my precious time or energy because the Automated Offers plugin did it for me.

What Happens When Everyone Gets an Offer?

The great thing about this kind of automation is that everyone gets an offer.

The only bad thing about it is that everyone gets an offer. 🙂

Obviously, if you send an offer to everyone, you’ll inevitably send offers on properties you don’t actually want (and it goes without saying, at least 90% of the offers you send out will either be ignored or they’ll be met with an angry response – especially if your offers are as low as mine).

The good news is, these “offers” generally don’t function as legally binding contracts that force you to move forward with the purchase.

I’m not making any promises to buy their property

I’m not signing anything

The property owner isn’t signing anything

I’m not putting down any kind of earnest deposit

This is literally just an email inquiry to ask what their response would be if they were presented with a low cash offer for their property.

Whatever their response is, you’re allowed to say “no thanks” if the property doesn’t suit you.

When I encounter this, I usually respond with an email like this:

Hi <<First Name>>,

Unfortunately, after looking closer at the specifics of this property, it doesn’t quite fit the profile of what we’re looking for and as such, we won’t be able to proceed with purchasing this property.

I apologize for any inconvenience and wish you all the best in getting your property sold ASAP.

Best regards, Seth

If you’re strapped for time like I usually am, do yourself a favor and start using ANY of the ideas listed above to stop wasting time in your acquisition process.

REI Landleads is probably the most expensive way to accomplish this (and I’ll admit, it’s a huge luxury), but it’s not the only way to get the job done.

Simply having a buying website where people can submit their properties 24/7, and other time-saving tools like TextExpander will go a LONG way in maintaining your sanity.

Life’s too short to waste your precious hours talking with prospects who are just going to tell you to “take a hike” in the end.

If you end up using any of these ideas in your business, let me know about it in the comments below! I’d love to hear how it’s helping in your workflow.

The post Sending Offers In My Sleep appeared first on REtipster.

from Real Estate Tips https://retipster.com/offersinmysleep/

[bettydgunter90]

Sending Offers In My Sleep

In my first few years as a real estate investor, there were a few things that chewed up a TON of my time each day:

Talking to prospects on the phone.

Researching properties so I could make offers.

Deciding on an offer price, writing up the contract and sending it to the seller.

Altogether, these wheel-spinning, time-wasting, mind-numbing activities consumed about 80% of my time and mental bandwidth.

The problem with this approach is, my business model requires me to make very low offers.

Given how absurdly low my offers are, the vast majority of prospects are going to say “No” to me – and when this inevitably happens, it means all the time I spent up to this point of rejection was a total waste.

With everything I was doing BEFORE making each offer and being told in no uncertain terms “where to stick it”, it’s no wonder I was left feeling mentally and emotionally drained every time I heard a “No” response. I was wasting an incredible amount of time and was left with nothing to show for all of my work.

I was burnt out and I knew something had to change.

I needed a faster way to get each seller’s response WITHOUT wasting endless hours in the process.

The Buying Website

Eventually, I created a buying website for my business (and to this day, it’s one of the smartest things I’ve ever done for myself).

With this website, I was able to get most of the information I needed on each property without picking up the phone and I was able to do the bulk of my property research AFTER I had made my initial offer and the seller had responded with a “YES” to my proposal.

Instead of sending out a formal purchase agreement to each property owner, I could simply respond to each website submission with an email like this:

Hi <<Seller Name>>,

Thanks for your submission on our website! Would you consider selling your property for $______ cash? We are willing to pay for all of your closing costs and property taxes as part of the transaction.

If you have any interest, let me know.

Thanks! Seth

This was a huge development for my business because it cut out a TON of wasted time in my acquisition process.

It took me a whopping 30 seconds to send out offers this way (instead of the 30 – 60 minutes I was spending before).

But even so, I still found it a bit onerous to:

Open up every email submission that came in

Evaluate whether I wanted to make an offer based on the market value and level of motivation

Type out a nice email to let the property owner about my offer

Read the angry email responses that came back from more than half of the property owners

Now, I realize, we’re getting into “first world problems” territory – but even so, I knew there had to be a faster way to get these “email offers” sent out to people…

…and as it turned out, there was!

Enter TextExpander

One of the greatest pieces of software I use on my computer every day is a web app called TextExpander.

TextExpander allows me to use “snippets” that generate pre-saved emails, messages and other commonly used strings of text I type out every day.

Rather than re-typing these entire messages from scratch, I can just type out a short snippet (usually just a few letters) and TextExpander will pop-out the entire message for me.

RELATED: A Simple App That Changed My Life

An email that might normally take 5 – 10 minutes to write can be done in a matter of seconds. It’s pretty incredible!

But even so… I still had to open up every individual website submission, look at them and send out email offers based on a small fraction of what they told me the property was worth.

Don’t get me wrong… the process was significantly faster with TextExpander, but it still required that I pay attention.

I kept wishing there was a way for these offers to go out automatically, even if I was sleeping.

Enter REI Landleads

Back in early 2019, I heard from my friend Jessey who had started a company called REI Conversion.

He was in the process of building some incredible WordPress themes for land investors (I’m not exaggerating, check out this blog post and this blog post and you’ll see what I mean).

I had never seen a good web developer put so much energy into creating something like this for the land investing community before (because admittedly, we’re a small bunch). I saw this as a great opportunity to offer some ideas and feedback about how to build these themes right.

Luckily, he was actually interested in my input, so we put our heads together to make some of the most functional WordPress themes the real estate investing world has ever seen. These things aren’t just pretty, they’re built to do a job that no other WordPress theme can do!

One such example is the Automated Offers plugin (available only for REI Landleads users).

I explained to Jessey how I had always wanted a website that was smart enough to accept property submissions AND send out offers automatically so that EVERYONE who submits their property on my website would get an offer from me after a short delay. This would give my visitors the impression that they were being heard and responded to, and none of these submissions would fall between the cracks of my busy life.

Now, instead of me having to look at each individual submission and send them an offer manually, everything happens on autopilot.

Does it Work?

After running this plugin on my site for several months, I’ve been pretty surprised at how well it works.

The offers always go out like clockwork (I have it calibrated to wait for 60 minutes after receiving the submission before it sends each offer).

As expected, the vast majority of these auto-generated offers are either ignored, or the recipients will email back some kind of incredulous response.

“Insulting.”

“NO THANKS”

“Did you mean $46,000 or $4,600??”

“Are you high ?  seriously  $16.200  you trying to make your self a $165,000 profit ? why dont you just slap me in the face . You know as well as I do , that down here lake front property is money in the bank . Thst land is worth $180.000.”

(Like I said… I make low offers.)

But, the cool thing is – even with these negative responses, some of these people are happy to sell (again, as expected).

Remember, this is a numbers game. Most people aren’t the right fit for these kinds of low offers, but some of them are – and that’s who I’m looking for!

These are some of the actual responses I’ve gotten back from people:

“I’m ready right now.”

“I accept your offer.”

“I am willing to take your offer into consideration, although it’s two times lower than what I am willing to accept. Is it possible for you to offer $1,250 plus payments of $150 per month?”

The point is – ALL of these responses, whether the answer was “yes”, “no” or “maybe”, didn’t require one second of my time.

I was able to get real answers from people without spending any of my precious time or energy because the Automated Offers plugin did it for me.

What Happens When Everyone Gets an Offer?

The great thing about this kind of automation is that everyone gets an offer.

The only bad thing about it is that everyone gets an offer. 🙂

Obviously, if you send an offer to everyone, you’ll inevitably send offers on properties you don’t actually want (and it goes without saying, at least 90% of the offers you send out will either be ignored or they’ll be met with an angry response – especially if your offers are as low as mine).

The good news is, these “offers” generally don’t function as legally binding contracts that force you to move forward with the purchase.

I’m not making any promises to buy their property

I’m not signing anything

The property owner isn’t signing anything

I’m not putting down any kind of earnest deposit

This is literally just an email inquiry to ask what their response would be if they were presented with a low cash offer for their property.

Whatever their response is, you’re allowed to say “no thanks” if the property doesn’t suit you.

When I encounter this, I usually respond with an email like this:

Hi <<First Name>>,

Unfortunately, after looking closer at the specifics of this property, it doesn’t quite fit the profile of what we’re looking for and as such, we won’t be able to proceed with purchasing this property.

I apologize for any inconvenience and wish you all the best in getting your property sold ASAP.

Best regards, Seth

If you’re strapped for time like I usually am, do yourself a favor and start using ANY of the ideas listed above to stop wasting time in your acquisition process.

REI Landleads is probably the most expensive way to accomplish this (and I’ll admit, it’s a huge luxury), but it’s not the only way to get the job done.

Simply having a buying website where people can submit their properties 24/7, and other time-saving tools like TextExpander will go a LONG way in maintaining your sanity.

Life’s too short to waste your precious hours talking with prospects who are just going to tell you to “take a hike” in the end.

If you end up using any of these ideas in your business, let me know about it in the comments below! I’d love to hear how it’s helping in your workflow.

The post Sending Offers In My Sleep appeared first on REtipster.

from Real Estate Tips https://retipster.com/offersinmysleep/

[andrewdburton]

Everyone hates a winner: How to cope with haters

A couple of years ago, the CBC published an article about how Kristy Shen and Bryce Leung got rich and retired by not joining the home ownership ‘cult’.

The couple, who blog about travel and early retirement at Millennial Revolution “managed to save $500,000 by working hard and living modestly,” writes Sophia Harris. “The couple was ready to spend it on a down payment — until they saw what was on offer. They scoped out dilapidated houses selling for half a million dollars.”

Instead of buying a home, they invested their savings…and got lucky. Their portfolio doubled in four years. (Even without the good fortune, they were well on their way to financial freedom.) Today “they live on $30,000 to $40,000 a year, money that largely comes from dividend payments generated from their stock portfolio.”

This young couple made some out-of-the-box choices. Those decisions paid off. Sure, they enjoyed good fortune with their investment results, but so did many of us from 2010 to 2014. If you ignored the relentless negative news stories about stocks, your total market index fund jumped 90% over those four years. This couple’s story ought not be unique; it ought to have been the norm for personal investors during that time span.

To me — and to most of you, I hope — this is a success story. It’s something to celebrate.

But many CBC readers thought Kristy and Bryce were phonies. They were scammers. They were trust-fund babies who got a lucky break. They did nothing to deserve their financial success. Commenters were certain that they were going to squander their riches…and soon! (Newsflash: Kristy and Bryce are doing just fine — despite the haters.)

I wish I could say the responses to this article were unusual. They’re not. In fact, they’re the norm when major news outlets feature stories about early retirees (or others who make unconventional choices with money). When people are brave enough to share their story in public, the public usually tears them to shreds.

But why?

America’s Love-Hate Relationship with Wealth

People in general (and Americans in particular) have a complex love-hate relationship with wealth. We want to be rich — but we’re suspicious of those who already are.

Nearly everyone who achieves financial success believes they’ve done so through justifiable means. They believe they’ve earned their money (or deserve it), and they don’t feel guilty for having it. Too, we’re generally supportive and appreciative of our friends who make it big. (I can think of a handful of folks I know who have managed to acquire wealth, and I’m proud of each of them.) But when it comes to strangers who get rich? Then our attitudes change.

Most of us want to be rich, yet we resent it when other people manage to achieve their financial goals. We complain that they had advantages that we didn’t, or that they cheated, or that they don’t deserve the money. But what if the same thing happened to us? What if we became rich? How would we feel about such judgment and criticism?

Take my father, for instance. He was a serial entrepreneur, and managed to build two successful businesses during his short lifetime. He worked hard and dreamed big. He wanted to be rich so that he could provide his family everything they wanted.

At the same time, Dad bemoaned other people’s success. He didn’t resent everyone who made it big, but he often complained that this fellow was successful because he’d caught a lucky break or that gal earned her fortune because she knew the right people.

There’s no question that some people have lucked into wealth. I have a friend whose family owned a large manufacturing business; as a result, she’s benefited from a huge annual stipend from her trust. This has turned her into a slacker and layabout. She’s frequently out of work, and makes all sorts of excuses about why she can’t find a job. It’s difficult to be around her.

But at the same time, I know folks who have worked like dogs to accumulate their wealth. I know others who have scrimped and saved for decades to build their savings. Do I begrudge these folks for having a million dollars? Or three million? Hell, no. They’ve earned it. They deserve it.

The media demagogues would have you believe that this rush to judgment is a partisan thing. That’s nonsense. Being a Democrat doesn’t necessarily mean you hate the rich, and being Republican doesn’t mean you’re all for the wealthy. My grandmother was the most conservative person I’ve ever known, and she hated the rich. I have a good friend who is as liberal as you’ll ever meet, and he’s pro-business, pro-capitalism, pro-money to the core.

But if this love-hate relationship with wealth isn’t political, what is it? Is it a part of our Puritan heritage? I don’t know. For myself, I’ve decided to suspend judgment when I hear about the wealth of others. I exercise financial empathy. There’s just too much I do not (and cannot) know. I’d rather assume the best than assume the worst.

Everyone Hates a Winner

After Kristy and Bryce were profiled by the CBC, we connected by email. Kristy’s first question was about how to handle criticism. “How do you deal with the haters?” she asked. “We’ve been getting a ton of them since our article went live, and even though I expected it, it’s getting a bit exhausting.”

Great question — and not just for money bloggers. Here’s what I wrote back:

Your best bet is simply to ignore the financial trolls. You know what you’ve done and you know how you did it. You know it works. These fools know nothing about you. Their opinions don’t matter. Let them live their blissful lives of ignorance funded by debt and fifty years of working for The Man.

You can’t reach everyone. In fact, you’re only going to be able to help a handful of people. That’s okay. Those few are your peeps — and you’re their peeps. Ignore the haters and focus on the fans.

It took me a l-o-n-g time to learn this, but the realization changed my life. It gave me a lot of peace.

The thing is, it doesn’t matter how a person achieves financial independence — whether it’s by cutting costs, boosting income, or both — commenters on major news sites will rip them to shreds. I’ve been watching this happen for a decade. It’s what I expect when I read any sort of financial success story.

If the story emphasizes that the subject met their financial goals by cutting costs, by living on less than, say, $20,000 per year, then the commenters will rail about how miserable the subject must be. “What’s the point in retiring early if you have to eat cat food,” they’ll write. “Fine for them, but I want to live in a house and not a hovel.”

On the other hand, if the story profiles somebody who succeeded because they worked hard at a high-paying career, then the commenters will grouse about how anyone can get rich if they earn big bucks. (Not true, by the way.)

And if you’re somebody like me, someone who made the leap to full financial independence because of a windfall? Well, we’re the worst kind of people. We didn’t earn it! Our wealth was handed to us! (Never mind the stats on how most people squander windfalls.)

When I read comments from folks who think this can’t be done, comments ripping on folks who have done it, I don’t think less of the subjects. I think less of the commenters. I see them projecting their own inadequacies and insecurities on people who have managed to make things happen.

Anonymity on the internet brings out the worst in people. They do and say things that they’d never do and say in person. You can’t control what people think of you, and you can’t prevent them from attacking you in a space you do not control, such as the CBC website.

Here’s a recent example of people hating on success. My friend Gwen from Fiery Millennials was recently featured in a MarketWatch article about people retiring early. Gwen is only 27, but she’s been saving aggressively for years in order to achieve financial independence.

Commenters on the article wrote things like:

“Sorry, but you can’t retire at 27, unless you want to live like a pauper.”

“This talk of people retiring at 27 is just stupid. Nothing I read in the example given will allow these people to retire at that age and have enough of money for their lifetimes. That is just Facebook hype.”

“This is such a silly article. Retiring at 27? Unless you inherited millions of dollars or won the lottery this is a stupid idea. The bottom line is that a lot of these Millenials jusr dont want to pay their dues.”

It doesn’t matter what the story is. There’s always somebody out there ready to hate.

Shake It Off

It’s not just financial independence that brings out the trolls. It’s any sort of financial behavior that seems outside the norm. Decide to become a car-less family and you’re going to get flak. Decide to downsize from a 3000-square-foot home to a tiny house and people are going to think you’re nuts. Tell your co-workers that you buy your clothes at thrift stores and they’ll rant about how gross that is.

I believe we need to be celebrating success stories, not denigrating them.

I don’t care whether you achieved early retirement by having a $300,000 income or by spending just $12,000 a year. I don’t care if you won the lottery. However you did it, good for you. Bravo!

I don’t care if you paid off your student loans by working three jobs. I don’t care if you cut housing costs by moving in with your parents. And you know what? I don’t care if you didn’t go on a vacation for five years so that you could save up for a new sports car either. If you set a money goal, made a plan, then achieved that goal — well then, I celebrate your accomplishment!

If you do what’s right and you do your best, it doesn’t matter what anyone else thinks. Stay focused on your own life, your own goals. Ignore the haters. Shake it off.

Sidenote: Yes, it’s true. I’m a Taylor Swift fan. Deal with it!

The post Everyone hates a winner: How to cope with haters appeared first on Get Rich Slowly.

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