#under 500 rs

[sabezy]

10 most amazing kitchen products under Rs. 500 in 2024 | Sabezy

You can improve your cooking experience with the proper smart kitchen gadgets. We present a carefully chosen list of 10 amazing kitchen items under ₹500 in this blog post that will increase your culinary efficiency.

[nikath-852]

The Largest Real Estate Investment Opportunity Prime Location in Tolichowki, HyderabadEver Offered by Heera Luxury City

Introduction

owning a piece of prime real estate in one of Hyderabad most sought-after locations at a discounted price. Heera Luxury City, a part of the esteemed Heera Group led by CEO Dr. Nowhera Shaik, is offering an unprecedented investment opportunity. This article delves into the details of this remarkable offer, the strategic advantages of the land, and why this is a golden chance for investors.

Heera Luxury City: The Best Land in Business

Prime Location in Tolichowki, Hyderabad

Heera Luxury City boasts a prime piece of land located in Tolichowki, Hyderabad. Known for its strategic positioning and high market value, this land is one of the most valuable real estate assets in the area. The current market rate for this land reaches up to Rs. 3.04 lakh per square yard, driven by high demand and its premium location.

Special Discount for Heera Group Family

In a generous move, Heera Group is offering this land to its family members at a significantly discounted price. The total valuation of the land is estimated at Rs. 753,77,14,200 (Rupees Seven Hundred Fifty-Three Crore Seventy-Seven Lakh Fourteen Thousand Two Hundred Only). This offer not only provides an excellent opportunity to own prime real estate at a reduced rate but also leverages the geographical advantage and future potential of investing in this area.

Secure Your Investment with Heera Luxury City

Transparent and Secure Transactions

Dr. Nowhera Shaik has set specific price ranges for purchasing lands in Tolichowki, Hyderabad, from a minimum of Rs. 5 lakh to a maximum of Rs. 5 crore. This pricing strategy is designed to protect buyers from fraud and safeguard their interests. Heera Luxury City has taken control of the selling process to ensure transparency and protect buyers' interests.

Exact Location and Connectivity

The property is located in Town Survey Nos. 12, 13, 14, & 15/1, Block M, Ward No. 13, Tolichowki, Hyderabad, Telangana – 500 008. This area is well-connected, approximately 1 kilometer from the Tolichowki junction and 0.8 kilometers from the road towards Golconda Fort. The site is situated on a proposed 80′ road leading to the 7 Tombs, offering ease of access.

Land Details and Potential

The total land area under consideration is 33,060.15 square yards (27,642.50 square meters). Classified as residential and urban, this land is suitable for various types of development. Although currently selected for non-residential use, it holds potential for future commercial and residential projects. Key documents such as Sale Deed No. 5479 of 2015, Demarcation Report, and various utility bills have been reviewed to ensure the land's legitimacy.

Valuation and Legal Considerations

Current Valuation

Based on Sale Deed No. 5479 of 2015 and current market rates, the valuation of Heera Group’s property is Rs. 75,37,71,420 as of August 26, 2024. However, the property’s realizable value is estimated at Rs. 67,83,94,2780 (Rs. 678.39 Crores), reflecting its high demand and prime location.

Steps for Successful Development

To ensure the successful development of the property, it is crucial to:

Verify the legal status

Conduct a physical survey

Obtain all necessary certifications

Buyers should check for any legal issues or encroachments, confirm land measurements, and ensure clear road access to avoid any problems.

Big Praising to Dr. Nowhera Shaik

Dr. Nowhera Shaik, CEO of the Heera Group, is the cornerstone of the Heera Group family. Her dedication to Heera Group investors, whom she treats like family, is the reason for her continuous efforts and success. Investors trust Dr. Nowhera Shaik to protect their interests and make their investments fruitful in the long term. Her strong reputation for caring about her investors’ success and well-being makes every investment with the Heera Group rewarding.

"Investors trust Dr. Nowhera Shaik to protect their interests and make their investments fruitful in the long term."

For more information, contact us at:

(+91) 92810 26273/69

(+91) 91360 02818

(+91) 91360 04247

Heera Group Back Office

Conclusion

Dr. Nowhera Shaik’s primary focus is to settle investors’ claims. To facilitate this, Tolichowki land plots are being sold at a reduced price. This discounted rate aims to ensure smooth transactions and effectively resolve claims. After the Supreme Court’s approval to settle the claims through the sale of the Tolichowki property, it is confirmed that there are no disputes or legal obstacles preventing the sale. This guarantees that the process will proceed without any issues or encroachments.

Investing in Heera Luxury City is not just about owning prime real estate; it’s about securing a prosperous future under the trusted leadership of Dr. Nowhera Shaik. Don’t miss out on this unparalleled opportunity to invest in one of Hyderabad’s most valuable properties.

[ghumindiaghum]

The Best Manali Adventure Sports for the Ultimate Adrenaline Rush

Manali, nestled in the district of Kullu, is not just a popular tourist attraction but also a gateway to the majestic Himalayas.  The best time to visit Manali Adventure Sports is from March to June when you can escape the scorching heat and bask in the beauty of the snow-capped mountains. However, if you prefer a winter wonderland, the ideal time to visit is from October to February. Manali is home to several tourist spots, including the serene Manikaran Gurudwara, the picturesque Bhrigu Lake, the adventurous Solang Nullah, the tranquil Prashar Lake, and the majestic Beas River, to name a few.  

Planning a vacation to Manali won’t break the bank. It’s a budget-friendly destination with an average cost of 12,000- 15,000 per person for a two-day, three-night stay. And the best part? It’s not just about the stunning viewpoints. Manali offers many fun activities and amusements, ensuring a memorable trip for all.

Thus, a few of the adventure sports at Manali are discussed in detail below-

1. Paragliding

One of the most enjoyable modes of Recreation at Manali is Paragliding. It lets you glance towards the beautiful mountains from various angles from a birds-eye view. While paragliding, one must thoroughly follow the instructions of a professional, ensuring his safety. The top paragliding spots at Manali are Solang Valley, Fatru, Bijli Mahadev, Kangra Valley, and Marhi. A single paragliding trip costs around Rs 1000 to Rs 5000, and children under 14 years are disallowed from this activity.

2. Ropeway

Ropeway is comparatively a budget-friendly and convenient choice for children. In particular, to divulge the hanging activity amidst the towering mountains, one should take advantage of this opportunity during his life. Solang Valley also provides you with Ropeway facilities and paragliding. One must be tugged in warm clothes for a better height ride. Ropeway costs around Rs 500–600 per person.

3. Camping

https://www.ghumindiaghum.com/blog/wp-content/uploads/2024/06/2048px-Manali_himachal.jpg

Camping beside rivers or villages with family and friends would make your trip to Manali the most enjoyable moment ever. Especially places like Solang Valley, Bhuntar, and Bijli Mahadev provide you with camping arrangements. Across the magnificent Beas River, small and cosy camps are available. Manali is a haven for all camping enthusiasts. The Solang Valley, being the people’s favourite, would take you through the lush greeneries and high peaks, giving you an unforgettable memory.

4. Skiing

https://www.ghumindiaghum.com/blog/wp-content/uploads/2024/06/2048px-Skiing_manali.jpg

A trip to Manali with skiing is complete. Skiing is a popular Best Manali Adventure Sports, mainly performed at the start of December, and you will have the best view of the mountains during this period. It is better to avoid the month of monsoon strictly. The approximate cost of skiing at Manali ranges from Rs 600 to Rs 6,000 in various packages suitable for everyone. You must arrange for skiing kits from the vendors at Manali.

5. Staying in an Igloo

Igloos, as we know, are shelters, mostly houses or huts made up of snow. Having the backdrop of glaciers, one can stay in Igloos at a prime location in Manali. Though Igloos are made of snow, they are warm and comfortable as they are furnished with a fireplace. One coming with family or friends should take advantage of this fun activity; it is a great stay hub for travellers.

6. River rafting

River Rafting at Manali, often shown at cinemas, is equally gripping and an adrenal rushing experience with gushing winds around, and the flowing river is an ever-so-amazing activity to perform throughout the year. Furthermore, river rafting is mainly done by 2–6 people at maximum. Little but rapid waves in the river would come in the way, so one must take safety measures and precautions in the best possible manner. One should only go river rafting in a helmet or life jacket to avoid accidents.

7. Hot air Balloon ride

The service providers organised hot air balloon rides to enjoy the breathtaking and mesmerising viewpoints, catering to a wholesome experience in the middle of the blue sky. To cherish the tranquillity and peacefulness of the mighty Himalayas, the hot air balloon ride is a lifetime experience for people of all ages. Balloons can accommodate up to 5 people. The ride is mostly around 7–10 minutes at a stretch.

8. Trekking

Manali is also a trekker’s heaven. One may choose a companion or trek along, keeping the Himalayas and Pine Trees at bay between the forests for an incredible sight amongst the mountains. At the same time, one should grab proper food and warm clothes as per convenience while trekking. Anyone with asthma or other breathing-related issues shall refrain from performing this activity. Trekking lets you enjoy the essence of sunset and sunrise, closely peeping through the mountains.

How to Reach Manali

Ghum India Ghum, a leading tour and travel company in Delhi will arrange these packages along with other destinations of your choice. There are multiple ways to reach the peaceful hill station in Himachal. The modes of transport to reach Manali are as follows:

By road

Bus services are available from Shimla, Leh, and Chandigarh. It is a budget-friendly option. Also, enjoying the picturesque scenery by road can be the most suitable choice. It is better to skip this option, as it might take longer hours to reach if someone travels by road with kids or senior citizens. 

By Train

The nearest railway station to this hill station is Joginder Nagar. A specific train called Kalka Mail is a viable pick. Travelling through the tunnels on Kalka Mail is scary and a remarkable experience.

By Air

Direct flights are available from Delhi and Chandigarh up to Manali, and the nearest airport is Bhuntar. This is by far the most expensive choice. Moreover, it is the fastest means of transport to reach the desired destination.

The white abode of magnificent peaks coupled with green valleys, rivers, waterfalls, wildlife tours, whether on a solo trip or with family and ever-so-pleasant weather, is everything you get in a trip to Best Manali Adventure Sports. Finally, also known as the “Land of God,” Manali is widely famous for its rich flora and fauna. Likewise, its mesmerising glory is a sight to behold for a lifetime. Also, fun and adventurous activities should be noted.

[seemabhatnagar]

‘Freedom of Speech and Expression doesn’t give right to tarnish the image of any person under the garb of Article 19’

Jagat Singh Negi v. Surat Singh Negi

Crl Revision 401/2022

Before High Court of Himachal Pradesh at Shimla

Hon’ble Mr. Justice Rajesh Kainthla J on 11.01.2024 partially set aside the order of Trial Court to the extent of allowing the complaint for the Offence of Defamation as calling the complainant ‘corrupt’ in press conference is tarnishing his image in the eyes of public. But will not cause breach of peace or incite a class or a community to cause breach of peace.

Facts

The Petitioner filed a complaint before the Trial Court for the offences punishable under Sections 500, 504, 505(C) of IPC asserting that the accused made a statement in the Press Conference that the petitioner had not toured Kinnaur District but more than 50 times during two years had withdrawn Travelling Allowance amounting to Rs.12,54,145/-.

He toured every district in his capacity as Vice President of Forest Corporation and had drawn the Travelling Allowance of ₹2,00,000/-. The petitioner indulged in corruption.

These words amount to defamation to him in the eye of the public.

The Trial Court recorded the statements of the petitioner and his witnesses and thereafter held that the right of speech and expression is a fundamental right. The public has a right to know.

There was no mensrea. Hence, the complaint was dismissed.

Aggrieved by the order of the Trial Court, present criminal revision is filed before High Court of Himachal Pradesh at Shimla.

Submission of the Petitioner

The petitioner is known for his honesty and integrity.

Right of freedom of speech is not absolute.

The Video recording of the statement was not considered by the Trial Court.

Trial Court misdirected itself while passing the order.

The right to criticism doesn’t include hurling abuses or criticism.

Observation of the High Court

The High Court Cited the Case of State of Haryana v. Bhajan Lal 1992 Supp (1) SCC 335 where in it was held by the Apex Court that if any imputation of corruption is made against person holding high Office, the person can approach the Court u/s 500 IPC for suing for damages.

Allegation that the petitioner had withdrawn the excess amount can amount to criticism of the public official but calling an official ‘Corrupt’ is defamation ‘per se’ & is lowering the image in the eyes of the public.

Article 19 is not absolute but subject to exceptions which includes defamation.

A person can’t tarnish the reputation of a person in the garb of Freedom of expression and speech.

Trial Court fell in error by justifying the accused calling him as ‘Corrupt’.

Nothing was stated in the complaint to infer that words used will cause breach of peace.

Offence of Section 504IPC is not made out.

The statement does not contain any word which intend to invoke or incite a class or community to cause breach of peace.

Calling complainant corrupt will not incite any community or class for breach of peace.

Seema Bhatnagar

[crazynailzz]

Amazon Wedding Hair Accessories Under Rs. 500 | Easy Hairstyle for weddi...

[news365timesindia]

[ad_1] Hyderabad: The Enforcement Directorate has summoned Bharat Rashtra Samithi leader KT Rama Rao and some others for questioning next month in a money laundering case linked to alleged payment irregularities during a Formula-E race held in Hyderabad in February 2023, official sources said on Saturday.The federal agency filed an enforcement case information report (ECIR) or FIR last week in the case under various sections of Prevention of Money Laundering Act (PMLA), taking cognisance of a Telangana Police Anti-corruption Bureau (ACB) complaint.Bharat Rashtra Samithi (BRS) working president and son of former Telangana chief minister K Chandrashekhar Rao, Rama Rao has been asked to depose for recording of his statement on January 7, the sources said.Senior IAS officer Arvind Kumar and retired bureaucrat and former Hyderabad Metropolitan Development Authority (HMDA) chief engineer BLN Reddy have been summoned on January 2 and January 3, respectively, they added.The probe against 48-year-old Rama Rao, popular as KTR, pertains to alleged payments of about Rs 55 crore, some of it in foreign currency without approvals, to conduct a Formula-E race in Hyderabad during the previous BRS regime in February 2023.The Enforcement Directorate (ED) is also probing possible foreign exchange violations in the case under the provisions of Foreign Exchange Management Act (FEMA), as per the sources.Rama Rao had denied any wrongdoing, saying, "Where is the corruption in this? We have paid Rs 55 crore. They (Formula-E) acknowledged the payment." He added that it was a "straightforward" account."The HMDA has an account in Indian Overseas Bank and money has been transferred from that account..." he said while reacting to the ACB case.Telangana Chief Minister A Revanth Reddy also attacked Rama Rao for the alleged irregularities, saying about Rs 500 crore was saved with the state government under him deciding against further transfer of funds to the organisers of the racing event.Rama Rao, who was the municipal administration minister in the BRS regime, was instrumental in hosting the race in Hyderabad last year.Though the race was supposed to be held in February this year as well, it was cancelled after the Congress government assumed office in December 2023.Telangana Governor Jishnu Dev Varma recently granted permission to the ACB to register the case against Rama Rao.  [ad_2] Source link

[news365times]

[ad_1] Hyderabad: The Enforcement Directorate has summoned Bharat Rashtra Samithi leader KT Rama Rao and some others for questioning next month in a money laundering case linked to alleged payment irregularities during a Formula-E race held in Hyderabad in February 2023, official sources said on Saturday.The federal agency filed an enforcement case information report (ECIR) or FIR last week in the case under various sections of Prevention of Money Laundering Act (PMLA), taking cognisance of a Telangana Police Anti-corruption Bureau (ACB) complaint.Bharat Rashtra Samithi (BRS) working president and son of former Telangana chief minister K Chandrashekhar Rao, Rama Rao has been asked to depose for recording of his statement on January 7, the sources said.Senior IAS officer Arvind Kumar and retired bureaucrat and former Hyderabad Metropolitan Development Authority (HMDA) chief engineer BLN Reddy have been summoned on January 2 and January 3, respectively, they added.The probe against 48-year-old Rama Rao, popular as KTR, pertains to alleged payments of about Rs 55 crore, some of it in foreign currency without approvals, to conduct a Formula-E race in Hyderabad during the previous BRS regime in February 2023.The Enforcement Directorate (ED) is also probing possible foreign exchange violations in the case under the provisions of Foreign Exchange Management Act (FEMA), as per the sources.Rama Rao had denied any wrongdoing, saying, "Where is the corruption in this? We have paid Rs 55 crore. They (Formula-E) acknowledged the payment." He added that it was a "straightforward" account."The HMDA has an account in Indian Overseas Bank and money has been transferred from that account..." he said while reacting to the ACB case.Telangana Chief Minister A Revanth Reddy also attacked Rama Rao for the alleged irregularities, saying about Rs 500 crore was saved with the state government under him deciding against further transfer of funds to the organisers of the racing event.Rama Rao, who was the municipal administration minister in the BRS regime, was instrumental in hosting the race in Hyderabad last year.Though the race was supposed to be held in February this year as well, it was cancelled after the Congress government assumed office in December 2023.Telangana Governor Jishnu Dev Varma recently granted permission to the ACB to register the case against Rama Rao.  [ad_2] Source link

[odnewsin]

DIC GM held for bribery

Sonepur: Vigilance sleuths nabbed Bipin Kumar Dehuri, the general manager of District Industries Centre, here on charge of accepting a bribe of Rs 500 in lieu of sanctioning a loan under the Centre-sponsored Pradhan Mantri Rojgar Srujan Karyakram (PMEGP), Saturday. Later, the sleuths conducted raids in his office, rented house at Press Colony in the town and parental house at Jayrampur village of…

[nbfcregiindiabd]

Recovery mechanism and tools in NBFCs India

The Reserve Bank of India often issues master directions and notifications regarding the working of NBFCs. Hence, it helps NBFC adhere to the public interest and safeguards itself when borrowers fail to repay and restore their financial assets in the event of the same. 

Thus, it includes the recovery of NPAs, and the Ministry of Finance has notified [1], dated 24.02.2020 in the Budget Speech, announced that NBFCs have assets worth Rs. 100 crores instead of Rs. 500 crores or loan amount from existing Rs. 1 crore to Rs. 50 lakhs[3] shall be qualified for debt recovery under the SARFAESI. 

This blog will look at the recovery mechanism and tools regarding NBFCs’ debt recovery. 

Objective and Aim of Recovery Policy

In securing debts, recovery policies and debt recovery monitor the fairness and transparency in repossession, valuation, and realization of security — ultimately, making sure it must be compatible with the law. Further, it includes: 

To slippage of accounts with regards to the NPA level of the company and accelerating recoveries in the existing NPAs. 

To take a proactive approach which could involve restructuring loans if it finds that borrower’s intent was positive. 

To update the identification and reporting system and provide direction for accounts showing signs of slippage in the ‘NPA’ category. 

Compromise and Settlement regarding NPAs are as follows:

It ensures recovery of dues to the maximum extent possible at minimum expense and within the shortest possible time frame. 

While conducting it, a proper distinction will have to be made between willful defaulters and defaulters due to circumstances beyond their control. 

In the case of the wilful defaulter, tough action has to be taken; in the latter case, a moderated view will be required. 

Moreover, while arriving at a negotiated settlement, the advantage available to the MFI for prompt recycling of funds should be weighted, such as if recovery is following legal or other protracted courses of action. 

The settlement only allows if the account has been classified as loss assets. However, in case of genuine reasons, settlement can be made in the case of a Non Performing Assets account too. 

How is RBI directing NBFCs regarding the recovery of debt?

The recovery of debts is not easy; it requires continuous efforts of highly trained personnel to deal with the customers and recover the amount due from them. The reason why RBI has enforced them and what it includes: 

NBFCs must avoid undue harassment toward borrowers. It can count instances where borrowers are disturbed at odd hours, rude behavior towards borrowers, use of muscle strength for recovery, etc.

That’s why it’s necessary that NBFCs must train their employees to deal with customers without any coercive collection methods.

Further, recovery must be made at the central designated place, and if the borrower fails to appear, the recovery staff can be allowed to reach the place of residence.

know More: https://nbfcadvisory.com/recovery-mechanism-and-tools-in-nbfcs-india/

[renukamd]

How to Apply for Copyright in India Step-by-Step

Copyright is legal protection given to creators of original works such as books, music, art, software, films, and more. It ensures creators have exclusive rights to reproduce, distribute, and showcase their work.

Why Register for Copyright?

Legal Protection: Provides proof of ownership.

Prevents Infringement: Enables legal action against unauthorised use.

Monetary Benefits: Grants royalties for usage.

Global Recognition: Protects works under international treaties.

What Can Be Copyrighted?

Literary works (books, scripts).

Artistic works (paintings, graphics).

Musical compositions.

Cinematographic films.

Computer software.

Steps to Register Copyright

Prepare Documents: Gather details of the creator, work, and ownership.

File Application: Submit the form online/offline.

Pay Fees: Based on work type (e.g., Rs. 500 to Rs. 5,000 in India).

Examination: The Copyright Office reviews the application.

Certificate Issuance: If approved, the certificate is granted.

Validity of Copyright

A lifetime of the author + 60 years (varies by jurisdiction).

Benefits of Copyright Registration

Enhances brand value.

Acts as evidence in disputes.

Empower creators to license and sell rights.

Protect your creations today with copyright registration and secure your intellectual property!

[abhi12-3]

Mukhayamantri Saur Swarojgar Yojana (MSSY)

Mukhayamantri Saur Swarojgar Yojana (MSSY)

A hearty greeting to the people of Uttarakhand from the Sustainable Himalayas family. People of the state, as you know, you can earn from Rs. 10,000 to Rs. 1,30,000 per month by installing a solar print un der the Mukhayamantri Saur Swarojgar Yojana (MSSY). Under this scheme, you will get a subsidy of 50% to 20% as per your area from the Ministry of Small and Medium Enterprises (MSME) as well as the facility of loan at low interest. Under this scheme, you are informed that the Sustainable Himalayas organization has been continuously working for the last 5 years to build smart villages in Uttarakhand, Himachal Pradesh, Jammu and the North Eastern states.

In this series, under the Sustainable Himalaya Uttarakhand State Solar Policy, any young entrepreneur, industrialist, who wants to set up his own solar plant or captive solar plant or rooftop solar plant, can join our organization today and earn a monthly income of Rs. 10,000 to Rs. 1,30,000 by setting up a solar plant of 20 KW to 200 KW on his land or leased land and selling the electricity produced to the state government enterprise UPCL. Under this scheme, the government will make a Power Purchase Agreement with you for 25 years and will pay you at the rate of Rs. 4.64 per unit.

Main points of Mukhayamantri Saur Swarojgar Yojana (MSSY):-

Under this Mukhayamantri Saur Swarojgar Yojana (MSSY), you can set up solar plants of 20 KW, 25 KW, 50 KW, 100 KW, 150 KW, 200 KW.

Maximum 200 kW per family You can install solar power plant of capacity upto 100 KW only

Only permanent residents of Uttarakhand will be eligible to apply under this Mukhayamantri Saur Swarojgar Yojana (MSSY). Technical standards for the scheme 1. Land required 250-300 Wm for 25 KW, 750-1000 Wm for 50 KW, 1500-2000 Wm for 100 KW, 3000-4000 Wm for 200 KW shadowless land will be required 2. Estimated power generation From a 25 KW power plant, you will generate electricity worth Rs. 1,76,320 per year, from a 50 KW power plant, you will generate electricity worth Rs. 3,52,640 per year, from a 100 KW power plant, you will generate electricity worth Rs. 7,05,280 per year

At present, the power line has been installed by Uttarakhand Electricity Department at the rate of 4.64 per unit, 11 KVA power line has been installed by UPCL under the 100 kW to 200 kW capacity scheme, the maximum aerial distance from the transformer in the mountainous range of the Pacific provinces will be 300 meters and in the plain areas the maximum aerial distance will be 100 m, the Sukhshamu and Medium Enterprises(MSME) Ministry is giving grants ranging from 50% to 20% under the minimum written table, interest subsidy, small cost, other things to note, the landlord cannot legalize the ownership of his Apollo Power Plant to anyone else without the permission of UREDA,

the application for proprietorship will be accepted only as a proprietorship, the date of project share, within thirty days, the landlord will get group kill twenty thousand rupees on WhatsApp, Sukhshamu kid watt eight thousand rupees and two thousand kilowatt development One rupee in UREDA Project Karle in the form of FD or CDR which will be in the form of NFT or Demand Draft as given below 20 to 25 kW, Rs. 500 amount 50 to 100 kW, Rs. 2,000 amount 100 to 200 kW, Rs. 5,000 amount Scheme Order Documents.

For registration of this scheme, the applicant has to apply for the following documents Applicant’s Aadhar Card, PAN Card, copy of front page of passbook account details, mobile number, mail details, land details, copy of lease agreement also has to be submitted. Why only from our organization? Our organization has experience of setting up innovative plants from 3 kW to 250 kW in the previous years. In which we have included Mukhayamantri Saur Swarojgar Yojana (MSSY) in East Uttarakhand in many district and Surya Rooftop Yojana in Suryodaya Planned Places in entire Uttarakhand.

How to apply?

Alternatively, you can apply directly from the Uttarakhand government website www.mssy.uk.in. Or you can contact the team member of Sustainable Himalayas and submit your application. To apply, you can contact on the given number. For more information you can contact:- 7455853737, 9810075920

Name:- Abhilash Rana

Designation:- IT

Social Media:-

Website:-  https://dysun.in/

[kanakkupillai-trademark]

How to Register Copyright for Your Content Online

Copyright is legal protection given to creators of original works such as books, music, art, software, films, and more. It ensures creators have exclusive rights to reproduce, distribute, and showcase their work.

Why Register for Copyright?

Legal Protection: Provides proof of ownership.

Prevents Infringement: Enables legal action against unauthorised use.

Monetary Benefits: Grants royalties for usage.

Global Recognition: Protects works under international treaties.

What Can Be Copyrighted?

Literary works (books, scripts).

Artistic works (paintings, graphics).

Musical compositions.

Cinematographic films.

Computer software.

Steps to Register Copyright

Prepare Documents: Gather details of the creator, work, and ownership.

File Application: Submit the form online/offline.

Pay Fees: Based on work type (e.g., Rs. 500 to Rs. 5,000 in India).

Examination: The Copyright Office reviews the application.

Certificate Issuance: If approved, the certificate is granted.

Validity of Copyright

A lifetime of the author + 60 years (varies by jurisdiction).

Benefits of Copyright Registration

Enhances brand value.

Acts as evidence in disputes.

Empower creators to license and sell rights.

Protect your creations today with copyright registration and secure your intellectual property!

[rkmarblesindiaa]

Reasons to Choose White Marble for Your Floors: From Luxurious to Practical

White marble is one of the most exquisite flooring materials that can be found. Any room can be turned into an extravagant haven that enthralls everyone who enters thanks to its magnificent appearance. White marble flooring is more than just an aesthetic decision; its sparkling surface and unique veining patterns make it a statement of luxury and traditional elegance.

This timeless material adds beauty and personality to your house, whether your goal is a large foyer or a calm bathroom retreat. Beyond its beauty, though, is its usefulness, which makes it a more and more popular choice for homes seeking long-lasting design. Join us as we go deeper into the reasons why installing white marble flooring could be among your best choices ever!

Why is marble such a popular flooring material, and what is it?

Marble is a natural stone formed from limestone under intense heat and pressure. Its unique veining and color variations make each slab distinct. This individuality appeals to homeowners seeking an exclusive touch in their spaces.

Its luxurious appearance sets marble apart from other flooring materials. The elegant sheen reflects light beautifully, enhancing the atmosphere of any room. 

Beyond aesthetics, marble has practical benefits too. It’s highly durable, making it suitable for both residential and commercial settings. With proper care, it can last decades without losing its charm.

Moreover, marble boasts versatility in design applications. Whether you’re aiming for modern minimalism or classic opulence, this material adapts seamlessly.

These attributes explain why marble flooring remains a favored choice among designers and homeowners alike.

The advantages of installing white marble flooring

1. The luxurious beauty of white marble flooring quickly enhances any area. The surface's reflection and brightness provide the impression that the space is larger and more welcoming.

2. White marble is known for its durability in addition to its beauty. It can endure over time with the right maintenance, fending off dents and scratches that could destroy other materials.

3. Its timeless appeal ensures compatibility with various interior styles. Whether you prefer contemporary chic or classic elegance, white marble adapts seamlessly to your vision.

4. Moreover, the natural variations in veining add character to each marble tile. No two pieces are exactly alike; this uniqueness brings a personal touch to your home’s design.

5. Practicality meets beauty in terms of maintenance as well. Regular cleaning keeps it looking pristine without complicated procedures or harsh chemicals. Embracing white marble means choosing a floor that combines luxury with everyday functionality.

Factors to consider when selecting white marble for your floors

Selecting the right white marble for your floors involves several key factors. 

1. First, consider your budget. Marble can vary significantly in price based on quality and rarity. Set a realistic budget to narrow down your options.

2. Next is maintenance and care. White marble does require some upkeep to maintain its pristine look. Understand the cleaning products that are safe to use and be prepared for regular sealing.

3. Location plays a crucial role too. In high-traffic areas, you might want more durable varieties or thicker tiles to withstand wear and tear.

4. Finally, think about foot traffic patterns in your space. If you have kids or pets, choose types of marble that resist scratches better than others while still complementing your design vision.

The world Famous Indian White Marble

1. Makrana Pure White Marble- Rs 500 per sq.ft

2. Albeta Marble- Rs 400 per sq.ft

3. Almond White Marble- Rs 125 per sq.ft

4. White Indian Statuario Marble- Rs 180 per sq.ft 

5. Ambaji White Marble- Rs 90 per sq.ft 

6. Bliss White Marble- Rs 180 per sq.ft

7. Makrana Kumari Marble- Rs 55 per sq.ft 

8. Talai White Marble- Rs 70 per sq.ft 

9. Vanni Spotted Marble- Rs 50 per sq.ft 

10. White Sangemarmar Marble- Rs 500 per sq.ft 

How to incorporate white marble into different styles of homes?

White marble flooring can seamlessly integrate into various home styles. 

In modern and minimalist interiors, it creates a sleek backdrop. The clean lines of white marble enhance open spaces while reflecting light for an airy feel.

For traditional and classic designs, white marble adds elegance and sophistication. Pairing it with rich woods or ornate furniture brings warmth to the space, making it feel inviting.

In coastal or farmhouse-style homes, white marble offers a refreshing touch. It complements soft color palettes found in these designs while evoking the serene vibe of sandy beaches. Accenting with natural elements like jute rugs or distressed wood can further balance this look.

No matter your aesthetic preference, incorporating white marble flooring is about finding harmony between materials and colors that resonate with your style vision.

Conclusion:-

In conclusion, white marble is a timeless and elegant flooring choice that blends style and utility. Its strength, versatility, and luxurious look make it a popular option for homeowners. Whether you're building a new home or modifying an old one, white marble floors can greatly increase the overall look and value of your home. Why not choose the elegance and beauty of white marble for your floors? 

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What happens when you go over your Credit Card Limit

A "credit limit" is the maximum amount of money you can borrow using your credit card. Each time you use your card for a purchase, the amount is subtracted from your available credit. If you continue making purchases without paying off the balance, you may eventually exceed this limit. This is what’s commonly referred to as going "over" your credit limit.

For example, if your credit card has a limit of INR 10,000 and you spend INR 1,500, your remaining credit is INR 8,500. If you then spend more than INR 8,500, you surpass your credit limit. This then could lead to fees and a negative impact on your credit score.So, what exactly happens when you go over your credit card limit? Let’s break it down.

Declined Transactions

One of the first things you’ll notice when you exceed your credit card limit is transactions getting declined. Here’s a scenario: you’re standing at the checkout line at a store, ready to make a purchase, only to have your card rejected. It’s a frustrating and potentially embarrassing experience.

When you hit your credit card limit, your card issuer might also block further transactions to prevent you from going even deeper into debt. This safeguard is meant to protect both you and the issuer, but it can be inconvenient if you are relying on your card for essential purchases.

Penalties

Going over the credit card limit can also result in hefty penalties. Many issuers charge an over-limit fee, an additional cost you incur for exceeding your credit line. The fee can range from Rs. 500 to Rs. 1,000. What’s more, this fee might be charged every month that your balance remains over the limit.

The penalties don’t stop there either! Some issuers might also increase your interest rate as a result of going over your limit. This turns what was once a manageable balance into a costly debt. This penalty interest rate(sometimes referred to as the default APR) can be significantly higher than your regular rate. It’s a way for the issuer to mitigate the risk they see in lending you more than you were initially approved for.

Credit Score Impact – A Drop in Numbers

Exceeding your credit card limit can have a negative impact on your credit score in several ways. First, your credit utilization ratio – the amount of credit you are using compared to your total available credit will spike. A high credit utilization ratio signals to lenders that you may be overextended and struggle to pay your debts.

Credit scoring models, like those from CIBIL or Experian view high credit utilization as a risk factor and your score may drop as a result. This dip in your score can make it harder to secure favourable terms on future loans. You may not even get approved for new credit cards. In some cases, your over-limit status may get reported to credit bureaus and further damage your score.

Worst Case Scenario –Account Freeze or Closure

If you consistently go over your limit or if you’re unable to bring your balance back under control, your issuer might decide that you are too risky to lend to. They could freeze your account. This means you will not be able to make any new purchases until you’ve paid down your balance. Worse, they might close your account entirely. This wouldn’t just leave you without the credit line but could also harm your credit score further.

How to Recover – Paying down your Balance

If you’ve gone over your credit limit, the first thing you should do is prioritize paying down your balance. The goal here is twofold:

Open up more room on your credit line

Lower your overall credit usage

By paying off a substantial portion of your balance, you can reduce the impact on your credit score and avoid additional fees.

Start by reviewing your budget to see where you can cut back on spending. Redirect those funds toward your credit card payments. If possible, make more than the minimum payment each month. Doing so will help you pay down your balance faster and reduce the amount of interest you’ll pay over time.

Exploring Alternatives

If your credit card debt is becoming unmanageable, consider transferring your balance to a card with a lower interest rate. Balance transfer cards typically offer a low or 0% introductory interest rate for a certain period. What this does is gives you some breathing room to pay off your debt without accumulating additional interest.

However, balance transfers aren’t free. Most cards charge a fee of 3% to 5% of the amount transferred. Still, if you’re carrying a high-interest balance, the savings from the lower interest rate can outweigh the transfer fee. Just be sure to read the fine print and understand when the introductory rate will expire.

Prevention Is Better Than Cure: Tips for Avoiding Over-Limit Fees

To avoid the stress and financial strain of exceeding your credit limit, it’s essential to monitor your spending closely. Keep track of your purchases and know how much credit you have available at all times. Many credit card issuers offer tools, such as mobile apps or online portals. They allow you to check your balance in real time.

Setting up account alerts can also be helpful. You can receive notifications when you’re approaching your limit. Finally, consider opting out of over-limit protection if your card issuer offers this service. While this protection allows transactions to go through even when you’re over your limit, it also means you’ll be charged fees. For example, SBI Credit Card has a 2.5% or INR 600 (whichever is higher) over-limit fees. Opting out can help you avoid these charges because transactions will simply be declined instead.

Final Thoughts

Credit cards are great for managing your finances and building credit, but they come with the responsibility of mindful usage. Keeping your spending well below your credit limit is significant to avoiding over-limit fees and protecting your credit score. By staying aware of your credit limit and maintaining a low balance, you can better manage your finances and avoid potential drawbacks. Always aim to make your payments on time and in full to be clear of debt.

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Case Study DLF Primus

DLF PRIMUS SECTOR 82A, Gurgaon, Haryana-122001, a prominent residential development that is also associated with DLF Group. Known for its modern amenities and architectural design, it provides a quality lifestyle to its residents with a working environment in prime locations, whereas lagging with extreme energy consumption PRIMUS consulted OCTIOT for the same.

OCTIOT’s Building Intelligence Framework:-

OCTIOT’s Vision of Building Intelligence and Independent Solutions.

            All products are manufactured in India, embodying OCTIOT’s “Make in India” philosophy. Our partners and subsidiaries sell in various markets, and with our skilled team, we are a leading global supplier of sensor-controlled LED technology, ensuring optimal lighting for any situation.

What Smart Solutions Do to Basement Parking Lots?

Ideal Smart Lighting Solutions– All made possible by intelligent & sensor-based lighting that combines

Sustainability – Energy Efficiency – Lighting Convenience

Minimum light running cost

2. Simple product design for easy installation & maintenance

3. One Stop for Hardware, installation & commissioning

4. Optimum illumination 24 hours a day

5. Long life product

6. Sense of security

7. Aesthetically attractive both inside & outside

8. Move-related & very low maintenance.

9. Lower energy consumption LEDS Reduced Carbon Footprints

10. From residential to commercial, one solution for all

 Challenges:-

Since 2017, DLF PRIMUS Sector 82A has been offering a quality lifestyle to its residents. By time it has become a renowned residential building. With over 500 luxurious residents PRIMUS was under pressure to enhance and illuminate the ambiance. PRIMUS not only wanted to cut the surcharge of overspending on electricity bills but also wanted an easy way to manage and conserve energy usage.

Regular Lighting:-

Type of LightNo. of LightsWattageElectricity Rate/UnitWorking HoursTotal BillAnnual BillTube light240208.3 Rs Per Unit24 Hours28,961.28 INR3,47,535.4 INRRegular Lighting

OCTIOT Smart Solutions:-

As per the convention between OCTIOT and PRIMUS, PRIMUS was desiring to implement the smart lighting system. With the count of 25 floors, PRIMUS was consuming more energy than normal, hence OCTIOT provided the complete solution of MOTION SENSOR & SENSORS BASED LIGHTING, to control over usage of electricity and to cut out the surcharge on electricity bills.

PRIMUS after with OCTIOT Smart Sensor Based Lighting Solutions:-

Calculation: Building Intelligence ‘Parking’

Before it was modernised, the lighting in the DLF PRIMUS GURUGRAM was on the cutting edge of the pre-LED age: Extremely Efficient it is hard to imagine that switching to Sensor-switched lights has nonetheless produced a saving up to 92 per cent- but verified by load – profile measurements.

Calculation of Smart Lighting Solutions:-

Expense with OCTIOT Solutions:-

Contact us: 088600 12342

For more information: sales@octiot.com