#top 10 best Health Insurance Companies in India
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nita-sharma · 2 months ago
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Top 10 Benefits of Implementing a Corporate Wellness Program
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The well-being of employees has become a crucial factor in enhancing productivity and job satisfaction. Implementing a Corporate Wellness Programme offers numerous advantages that can significantly impact an organization’s success. Here are the top 10 benefits of adopting such programs:
Enhanced Employee Productivity: A well-structured Corporate Wellness Programme helps in reducing absenteeism and increasing overall productivity. Employees who are healthy and well-rested are more likely to perform at their best, leading to better organizational outcomes.
Improved Employee Retention: Investing in wellness packages in India can boost employee morale and loyalty. When employees feel valued and supported, they are less likely to leave, reducing turnover rates and associated costs.
Reduced Healthcare Costs: Companies that invest in wellness programs often see a reduction in healthcare costs. By promoting preventive care and healthier lifestyles, organizations can lower insurance premiums and medical expenses.
Enhanced Mental Health: Establishing an employee mental health wellness program is crucial. Such programs provide support and resources for managing stress, anxiety, and other mental health issues, contributing to a healthier and more balanced workforce.
Better Work-Life Balance: Corporate wellness initiatives often include flexible working arrangements and stress management workshops. These benefits help employees achieve a better work-life balance, leading to increased job satisfaction and overall well-being.
Boosted Employee Engagement: Wellness programs that focus on employee well-being foster a more engaged workforce. Engaged employees are more motivated and committed to their roles, which enhances team performance and company culture.
Attraction of Top Talent: Companies that offer comprehensive wellness packages in India are more attractive to potential employees. A robust Corporate Wellness Programme can serve as a differentiator in a competitive job market.
Positive Workplace Environment: Wellness programs contribute to a positive workplace environment by encouraging healthy habits and fostering a culture of support and care among employees.
Increased Productivity through Healthy Habits: Implementing wellness programs helps employees adopt healthier habits, which can lead to improved focus and efficiency in their daily tasks.
Holistic Development: Corporate wellness programs often integrate holistic practices, such as those offered at an ayurvedic wellness centre or holistic stay resort, promoting overall health and well-being.
By incorporating these benefits into your organization, you can create a more supportive and productive work environment. Explore more about Corporate Wellness Programmes and how they can transform your workplace at Fazlani Nature’s Nest.
For additional information on wellness packages and holistic stay options, visit Fazlani Nature’s Nest.
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nationedition · 3 months ago
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Top 10 Health Insurance Companies in India with the Best Claim Settlement Ratios in 2023
When it comes to choosing a health insurance provider in India, one of the most crucial factors to consider is the claim settlement ratio (CSR). A high CSR indicates that the insurer has a good track record of settling claims promptly, providing policyholders with peace of mind during medical emergencies. Here’s a list of the top 10 health insurance companies in India with the best claim…
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profileconnect · 5 months ago
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ULIP is one such financial product that has emerged as useful for buying both protection and investment at the same time. As seen, the ULIPs have many advantages but one must equip oneself with knowledge of the various charges that come with them. Understanding the elements of ULIP charges is important and arguably one of the most important is the mortality charge. Here is a list of facts that you should know about mortality charges that exist in ULIPs.
What Are Mortality Charges?
Premiums in ULIPs have a mortality cost, which is the cost of the insurance coverage that comes with the policy. In essence, this adjustment is made to offset the possibility that the life insurance benefit will be claimed. It depends on some factors like the sum assured, the age, health, and other lifestyle factors of the policyholder. Mortality charges are basic fees that are normally charged and deducted monthly right from the fund value of the ULIP.
Mortality Charges: How are they established?
Mortality charges in ULIP Plans are computed using actuarial science where an underwriter determines the probability of death by applying statistical averages. Actuarial rates and a charge are calculated with reference to the mortality table that shows rates concerning death in different age groups.
Mortality Charge= Sum Assured×Mortality Rate​/1000
Age and Health
Another critical factor of the mortality charges in ULIP is always relative to the age of the policyholder. That is why younger clients are charged relatively less compared to older ones since the likelihood of death is considerably low. Moreover, the insurers may perform medical tests or take statements to ensure the risk is not inflated. Those in life-threatening situations due to diseases or unhealthy habits and lifestyles may have high mortality fees.
Transparency and Flexibility
Transparency is one of the main advantages of modern ULIPs that became more popular than their predecessors due to their problems. Currently, most insurance firms such as PNB MetLife Company clearly indicate the components of the ULIP charges including the mortality charges in the documents conveying information to the customers.
Importance of Comparing ULIPs
When choosing a ULIP it is important that one compares the mortality charges with other charges like fund management fees, policy administration fees, and in addition the surrender charges. This approach will help in developing the best strategy of comparing several plans in order to arrive at the one that will enable one to achieve his or her financial aim and at the same time afford the best value.
Also read more about top saving schemes
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sumayyas · 7 months ago
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Best Medical Coding Institute in Chennai
Medical coding involves converting diagnoses, symptoms, procedures, and drugs into codes, while medical billing is the process of billing insurance companies and patients for procedures and office visits. Health care codes and billing records are crucial for payment purposes, data collection, research, and quality improvement.
Transorze Solutions is one of the best medical coding institutes in Chennai. Transorze Solutions offers 100% job assurance for all trainees, ensuring that they get hired by top companies in their hometown after they have graduated. Our faculty members are dedicated to teaching students in a field that they are passionate about, and they have real-world experience in the field.
Transorze's solution provides comprehensive training, including specialized courses for CPC Certification and ICD-10 Coding. Students learn real-world examples of coding and how to manage records. AAPC Approved and ISO 9001:2000 Certified, Transorze Solutions is one of the leading medical coding and medical scribing institutes in south india.
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mediinfotech-zain · 9 months ago
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How to Boost Your Salary as a Medical Coder
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1. Advanced Specialty Certification Jobs
Diversify your skill set by pursuing advanced certifications related to specific medical specialties. These certifications can open doors to higher-paying positions.
Examples include Certified Professional Coder (CPC), Certified Outpatient Coder (COC), and Certified Inpatient Coder (CIC).
2. Hospital Coding Manager
Aim for managerial roles within hospitals or healthcare facilities. As a coding manager, you’ll oversee a team of coders and ensure accurate coding practices.
Leadership positions often come with better compensation.
3. Health Information Manager
Health information managers handle not only coding but also data management, privacy compliance, and electronic health records.
These roles require a broader skill set and can lead to higher pay.
4. Continuing Education
Invest in your professional development by pursuing additional education and certifications.
Consider courses related to ICD-10 updates, compliance, and revenue cycle management.
5. Change Venues
Explore opportunities in different healthcare settings. Hospitals, clinics, insurance companies, and research institutions all need skilled coders.
Some settings may offer better compensation packages.
6. Gain Experience
Experience matters! The longer you work as a medical coder, the more valuable you become.
Seek out challenging assignments and learn from seasoned professionals.
7. Network and Stay Updated
Attend industry conferences, join professional associations, and connect with other coders.
Staying informed about industry trends and networking can lead to better job opportunities.
Remember that salary varies based on factors like location, experience, and certifications. In India, the average annual salary for a medical coder is around ₹268,621. However, with the right strategies, you can boost your earning potential and advance your career.
Promoting Medi Infotech Institute for Medical Coding
If you’re considering a career in medical coding or want to enhance your skills, Medi Infotech is an excellent choice. Here’s why:
Comprehensive Training: Medi Infotech offers easy-to-understand classes both online and at their center. Their training covers medical coding and billing, including ICD-10 and CPC preparation.
Experienced Faculty: Learn from certified experts with vast experience in the medical coding industry.
Job Assistance: With a track record of training over 3000 coders and achieving top scores, Medi Infotech provides job assistance to its graduates.
Visit one of the best medical coding institute in hyderabad Medi Infotech, to explore their programs and take a step toward a rewarding career in medical coding.
Article Writer -Zain Khan ( Brand Management Certified - University of London )Connect with me on Linkedin - https://www.linkedin.com/in/dmarketingzain
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rajdeepsinghsharma · 1 year ago
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A Detailed Comparison of the Top 10 health insurance companies in India
Health insurance is an essential commodity in India, and according to the Insurance Regulatory and Development Authority of India (IRDAI), the Indian market is dominated by ten leading health insurance providers. In this article, we will compare the top 10 health insurance companies in India. New India Assurance New India Assurance is one of the largest and oldest And Best health insurance…
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sajansloan · 1 year ago
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HLA Financial Services (HOME LOAN ADVISOR) is one of the leading Financial Services in Kerala India, with a strong force of highly experienced and energetic persons. We are actively doing business and we are in the market since last 10 years. We are approved by Banks, NBFC, Life Insurance companies and General Insurance companies.
Complete financial solutions to secure your future we offer financial services to the individuals, with "Customer as the Center of Focus," and strive for long-term relationships with our customers. We provide multiple financial solutions for every customer segment, and unique products for specific requirements of the customer life-style, such as savings, investments, loans and insurance thus meeting your every financial need.
HLA Financial Services is established by Sajan Thomas and Divya Sajan who are pioneers in the Indian industry. Our mortgage brokers and Insurance companies are competent, professional, client centred and service oriented. We have served many of clients with satisfaction.
We believe that the client’s interest comes first. We listen and understand our clients, tailor-make independent and comprehensive comparison for our clients based on their personal needs and requirements. We arse the best agency to improve your deals.
Working with only experienced Insurance companies, bankers and lawyers, supported by all major banks and financial institutions, our clients are assured that they enjoy comprehensive and competitive one-stop loan services and Assurance.
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calibraint · 2 years ago
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Top 10 Smart Contract Development Companies
To make your search easier, we have compiled a list of top-rated smart contract development companies. This list will provide you with useful information and direction to help you find the perfect fit for your needs. With their expertise in developing smart contracts and blockchain-based solutions, these companies can help take your business to the next level
Are you in search of the best smart contract development companies? You've landed on the right page! Smart contracts have revolutionized the way assets, stocks, and other valuable items are transferred, providing a secure and transparent medium without the need for intermediaries. This eliminates the extra fees charged by mediators for their services. By leveraging smart contracts, businesses can now create tailor-made solutions that align with their organizational structure.
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Calibraint Calibraint, the best smart contract development company, excels at creating smart contracts for a wide range of blockchains, including Ethereum, Solana, Algorand, Dfinity/Motoko, and Binance Chain. They also offer software, web, and mobile app development services for blockchain-based products such as NFT marketplaces, crypto wallets, and cryptocurrencies/token. Additionally, Calibraint can create NFTs, GameFi, DeFi solutions, and smart contracts as well as websites, mobile web, HTML5, iOS, and augmented reality applications. With their expertise and experience in developing blockchain-based solutions, Calibraint is the perfect partner for businesses looking to leverage the full potential of blockchain technology
ScienceSoft ScienceSoft is a leading blockchain development company in india that specializes in providing blockchain solutions to non-IT companies and product businesses. They design and create a range of blockchain solutions, including private and public blockchain networks, decentralized apps, smart contracts, cryptocurrency wallets, tokenization platforms, and blockchain-based marketplaces. With over 450 software professionals on board, ScienceSoft has the expertise to build blockchain systems using frameworks like Ethereum, Hyperledger Fabric, Graphene, and Substrate. They have also worked with IBM Blockchain, Oracle Blockchain, and Amazon Managed Blockchain to create blockchain environments. ScienceSoft offers enterprise blockchain solutions for general and industry-specific purposes. Their solutions include tracking asset provenance, supply chain traceability, and managing health records and financial transactions. With a focus on delivering high-quality and secure blockchain solutions, ScienceSoft is the go-to partner for businesses looking to leverage the full potential of blockchain technology
Evercode Lab Evercode Lab is a smart contract development company that provides customized software solutions for businesses. They specialize in developing cryptocurrency wallets, mobile crypto apps, decentralized applications (dApps), and blockchain smart contracts. Evercode's solutions can be used for various purposes, such as markets, analytics, and other products. The company was founded in 2013 and has offices in Cyprus and Russia, staffed by highly skilled and knowledgeable software professionals.
Cygnet Infotech Cygnet Infotech is a leading provider of blockchain-based solutions that has been recognized by the Top Developers corporate directory. The company has experience in creating smart contract-based marketplaces, digital signature solutions, trading solutions, insurance products, and solid waste management solutions. Since its inception in 2000, Cygnet Infotech has grown to employ over 500 people, including software specialists, engineers, and programmers who specialize in smart contracts. They develop blockchain solutions for all platforms, including mobile, and have offices in the United Arab Emirates, Australia, India, the United States, and South Africa. Cygnet offers a range of services, including blockchain integration, dApp and cryptocurrency development, and initial coin offerings (ICOs).
4Soft 4Soft offers both blockchain smart contract development and consulting services, with a specialization in developing smart contracts on the Ethereum platform using protocols like ERC-20. Their team of developers possess expertise in multiple areas including web development, UX/UI design, and custom software development. The company has a solid reputation, demonstrated by its high rating on Clutch, and its clients include notable companies like Elliptic, Cigaset, Artgeist, and ITSEC Asia. 4Tech has experience in building blockchain solutions across several industries, including banking, healthcare, and supply chain management. MiddleState MiddleState is a company that specializes in developing enterprise middleware powered by smart contracts for the blockchain. Their custom virtual machine, the SSVM, uses Lity, an extension of Solidity, as the smart contract development language. The SSVM is capable of supporting smart contracts on various blockchains such as Ethereum 2.0, Ethereum Classic, Polkadot / Web3, Oasis, and CyberMiles. Founded in 2019, MiddleState has offices in the USA, Taiwan, China, and Australia. They are experts in creating open-source infrastructure like search engines, virtual machines, blockchains, and development tools and services for data analytics. Their smart contract development services enable businesses to automate core operational processes and create formally defined business rules in smart contracts that can be updated as necessary with user confirmation
Eleks Eleks is a company that provides consulting, engineering, and optimization services. They specialize in custom application development, research and development (R&D) services, and offer advisory services for data science, product design, cyber security, and technical feasibility studies. Their clients come from a diverse range of industries, such as logistics, Fintech, healthcare, insurance, IT, government, media, agriculture, commodity trading, and professional services. Eleks serves more than 20 clients, including Aramex, AVG antivirus, and IXM.
Apriorit Apriorit is a software development outsourcing company that offers a range of services to businesses of all sizes, including Fortune 500 companies. They specialize in research, development, and quality assurance for their products and services, and offer consulting and advisory services. Apriorit has expertise in creating smart contracts for various industries, including Fintech, healthcare, real estate, and logistics. They can create private blockchains using technologies such as Hyperledger, Graphene, Ripple, and Deviant, and offer cryptocurrency exchanges, wallets, payment gateways, KYC integration, and other blockchain-related services. Founded in 2002, Apriorit has 15 development teams and 6 quality teams and operates in more than 10 countries
DotSquares Dotsquares is a technology services company that provides a range of solutions such as blockchain, mobile app development, cross-platform development, hosting, augmented reality, virtual reality, and IoT. They offer onshore and offshore services to cater to the unique requirements of their clients, and have served over 12,000 customers through their three development centers. Dotsquares specializes in designing and developing websites, apps, games, and blockchain solutions. They also provide strategic marketing services such as social media marketing, PPC, and SEO, in addition to support services like server support and staff augmentation
Quant Quant is a community of developers that helps businesses, organizations, and individuals create innovative distributed ledger and multi-digital apps. They assist in building tokenization solutions that unlock asset value through opportunities for digital trade. Their created tokens, decentralized applications (dApps), smart contracts, and other blockchain solutions can be linked with both public and private blockchains. With their technology and expertise, anyone can create a range of DLT decentralized applications, or mdApps, without being experts in blockchain or DLT. This includes dApps that are useful in businesses, as well as multi-DLT smart contracts
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amitynoida · 2 years ago
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Best Placement MBA Colleges in India
What is MBA and what are the best MBA courses?
The Master of Business Administration (MBA) is an internationally-recognized graduate-level degree that develops the skills required for careers in business and management. Amity University Noida provides the best MBA courses across the nation. It is one of the best placement MBA colleges in India.
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MBA in Agriculture and Food Business
MBA in Business Analytics
MBA in Business Intelligence and Data Analytics
MBA in Biotechnology Management
MBA in Competitive Intelligence and Strategic Management
MBA in Consultancy Management
MBA in Construction Project Management
MBA in Digital Marketing
MBA in Entrepreneurship
MBA in Finance
MBA in Fashion Management
MBA in Hospitality Management
MBA in HR
MBA in Insurance and Banking
MBA in International Business
MBA in International Business with Artificial Intelligence
MBA in Logistics & Supply Chain Management
MBA in Media Management
MBA in Technology Management
MBA in Telecom Management
Which one is the best out of top 10 MBA colleges in India with fee structure?
Amity university Noida stands on the top of all private MBA colleges with good placements.
Fee Structure-
1st Year Non-Sponsored Semester Fee (Rs. in Lacs) 3.705
1st Year Sponsored Semester Fee (Rs. in Lacs) 5.56
The eligibility criteria for Non-Sponsored, Sponsored, Foreign, Company Sponsored category is a minimum of 50% marks in graduation.
What makes Amity one of the best placement MBA colleges in India?
Amity has a very strong and functioning placement cell. Every year many of our students get recruited by the leading companies and brands of the world.
Amity University has proven to be a launchpad of success for its students, providing placement to more than 54,000 students, over the years, across several industries, ranging from IT to Health Care. Over the last year, it has made way for more than 11,000 placement opportunities with industry giants like IBM, EY, Yamaha, TCS, Accenture, Amazon & more. We wish to be a part of your success as well.
How to be one step forward in becoming an Amitian?
Visit our website and click on ‘Apply 2022’ on the right side of the website.
After being redirected to a webpage for application form, all the information regarding it will be provided.
Application Form is available at a cost of Rs.1,100/-. The Form cost will not be refunded for any reason whatsoever.
Enter Basic details.
You’ll be given 3 options.
Apply fresh-
Continue partially filled form
Apply for another program with previous form details of 2022
Select according to what you want to apply for.
Choose the degree program you wish to purse and desired campus.
Complete the payment for the online form.
Pay online through Debit card or Credit card.
Enter personal and educational details. Add other information asked.
Enter information regarding extra-curricular activities.
Upload the documents asked for and finish the online registration form.
Admissions are open now. Visit amity.edu today and explore one of the best placement MBA colleges in India.
Source: best placement mba colleges in india
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samutdbmr · 1 year ago
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Asia-Pacific Health Insurance Market Insights: Trends, Size, CAGR, Growth Analysis by 2029
Asia-Pacific Health Insurance Market Analysis and Size
Increasing costs for medical services and the growing number of day-care procedures are some of the drivers boosting health insurance demand in the market. With the increasing demand for health insurance globally, major companies are expanding their product portfolios in different countries to strengthen their presence for these products and solutions in the market.
Data Bridge Market Research analyses that the Asia-Pacific health insurance market is expected to reach USD 540,143.73 million by 2029, at a CAGR of 4.1% during the forecast period of 2022-2029. "Product" accounts for the most prominent by type segment as they cover medi claim insurance, hospitalization insurance, critical illness insurance, individual coverage insurance, family floater coverage insurance, senior citizen coverage insurance, unit-linked health plans, and permanent health insurance. They cover 94.63% of insurance because it has the highest claim rate to policyholders and compensation for a covered loss or policy event. The Asia-Pacific health insurance market report also covers pricing analysis, patent analysis, and technological advancements in depth.       
Get the sample copy of the report here:
https://www.databridgemarketresearch.com/request-a-sample/?dbmr=asia-pacific-health-insurance-market
 
 Some of the key questions answered in this report:
How has the Asia-Pacific Health Insurance Marketperformed so far and how will it perform in the coming years?
What has been the impact of COVID-19 on the Global Tissue Engineered Skin Substitutes Market?
What are the key regional markets?
What is the breakup of the market based on the procedure?
What is the breakup of the market based on the injury location?
What is the breakup of the market based on the end user?
What are the various stages in the value chain of the industry?
What are the key driving factors and challenges in the industry?
What is the structure of the Asia-Pacific Health Insurance Marketand who are the key players?
What is the degree of competition in the industry?
Asia-Pacific Health Insurance Market Country Level Analysis
Some of the countries covered in the Asia-Pacific health insurance market report are China, Japan, India, South Korea, Singapore, Malaysia, Australia, Thailand, Indonesia, Philippines, and the Rest of Asia-Pacific.
 
Key player Global Tissue Engineered Skin Substitutes Market
Some of the major players operating in the Asia-Pacific health insurance market are Bupa, Now Health International, Aetna Inc. (A subsidiary of CVS Health), AXA, Cigna, HBF Health Limited, International Medical Group, Inc. (a subsidiary of Sirius Point Ltd.), Allianz Care (A subsidiary of Allianz), HealthCare International Global Network Ltd., ASSICURAZIONI GENERALI S.P.A., Aviva, MAPFRE, AIA Group Limited, Oracle, among others.
Get Full Access of Report@
https://www.databridgemarketresearch.com/reports/asia-pacific-health-insurance-market
TABLE OF CONTENTS
Part 01: Executive Summary
Part 02: Scope of the Report
Part 03: Research Methodology
Part 04: Market Landscape
Part 05: Pipeline Analysis
Part 06: Market Sizing
Part 07: Five Forces Analysis
Part 08: Market Segmentation
Part 09: Customer Landscape
Part 10: Regional Landscape
Part 11: Decision Framework
Part 12: Drivers and Challenges
Part 13: Market Trends
Part 14: Vendor Landscape
Part 15: Vendor Analysis
Part 16: Appendix
 
Get TOC Details:
https://www.databridgemarketresearch.com/toc/?dbmr=asia-pacific-health-insurance-market
  Top Trending Reports:
Global Surgical Retractors Market
Global Drug-Device Combination Market
About Us:
Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market
Contact:
Data Bridge Market Research
Tel: +1-888-389.80-2818
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toptenratedonline · 4 years ago
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Check out list of top 10 best Health Insurance Companies in India, best medical insurance companies in India Choosing the Best Health Insurance Companies in India can be difficult considering the large variety of choices available on the market. Here are some important considerations to remember when searching for the best medical insurance companies in India to fulfill your needs.
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healthinsurancetips22 · 2 years ago
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pesbpune · 3 years ago
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Hasslefree client acquisition process, one stop shop for all trading reports from research. Training programs, marketing & tech support, robust & flexible risk management system. Monthly Payouts. Low Set up Cost. Easy client acquisition.
PESB is a leading stock broking company in Pune, that offers online platform for trading stocks, equities, derivatives, and other financial instruments etc.
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weingenious12 · 4 years ago
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Top 12 in-demand Tech Skills for 2021
The market is transforming at a breakneck pace. Within rapid technological adoption across organizations, several conventional job roles are becoming redundant and are being displaced by newer profiles with evolved skills requirements.
The solution for professionals in this environment is the continuous acquisition of industry-relevant skills. With a firm finger on the pulse of the fast-changing business ecosystem, here are the 12 most in-demand tech skills that companies will look for in 2021.
App Development – Mobile – iOS/Android
In an epoch when the world is heading towards digitalization, mobile apps are gaining incredible traction in all spheres of life and are becoming an indispensable part of the digital ecosystem. Smartphones have become essential items.
These days smartphones, numerous technologies have become unavoidably in our lives. And you can’t ignore that app development has given increased revenue and mobile app development trends started rising and materializing. Both app developers and users are responsible for this evolution.
However, we cannot ignore the fact that these trends have simplified our lives in most of the ways. Hence mobile app development trends will dominate the year 2021. Given the growth in mobile apps, it should come as no surprise that opportunities to work as a mobile developer will only increase in the coming years.
Burning Glass, which compiles and analyses many job postings from across the earth, estimates that mobile app developer jobs will grow 30.7 percent over the next decade.
Cloud – AWS/Azure/GCP
Now, it is no longer the question of whether organizations have to opt for cloud computing or not, the question now is which cloud platform to opt. it has grown into a vast and complex ecosystem of technologies, products, and services that is boosting the economy into a multi-billion-dollar economy. numerous cloud providers compete for an ever-expanding cloud market share. You can find top it companies in india also so you can understand how they work in this concept
A Gartner report predicts that by the end of 2021, the market for public cloud is all set to reach $411 billion in 2021 from $260 billion in 2017.
The cloud computing market is currently flooded with numerous cloud service providers, but AWS, Azure, and Google Cloud Platform (GCP) proudly retain the top three slots.
Machine Learning
Machine learning is attracting more popularity in modern tech. It is a crucial tech skill as it can be applied to diverse industries, including finance, education, health care, agriculture, etc. Businesses across the world are looking at it as the most profitable and innovative skills to adopt. IT firms have already started counting on and adapting solutions supported ML models.
The companies using AI and machine learning are going to be on the top-notch tech firms within the 2021s. Those IT experts who started educating in AI and ML themselves are bound to earn top salaries in 2021. According to McKinsey, 49% of companies are currently exploring or getting to use machine learning. From 2021 to 2024 The global machine learning market is projected to grow from $7.3B to $30.6B, attaining a CAGR of 43%.
UI/UX
It’s no secret that design-led companies outperform their competitors, and we’re increasingly hearing how designers are making their way into corporate boardrooms. With more companies competing to get consumers’ attention today, there is a growing demand for good UI/UX designers.
LinkedIn listed it as one of the 10 most in-demand skills for 2021. In India alone each month, it is estimated that 1,500 to 2,000 UI/UX design jobs for junior designers are added. However, despite encouraging factors like the growing prevalence of a gig economy, the high demand for UI/UX designers, and how lucrative the jobs are when it comes to qualified professionals who can fill these positions. There still exists a significant skill gap.
This skill gap is something that has impacted India’s economy as a whole. A recent skill gap analysis by the Government of India concluded that by 2022, approximately 109 million more skilled workers would be needed. Demand for pixel perfect, usable, and pleasant UX demand is high, especially with accelerating digital transformation underway globally.
Low Code – Mendix, OutSystems
While the Covid-19 has impacted the marketplace for low-code development platforms, overall growth outlook looks promising. Despite the economic recession and negative impact on technology investments, the Low-Code App Development platforms market in 2021 is expected to post double-digit growth in the coming years.
The Universal low-code development platform market is expected to grow from USD 13.2 billion in 2021 to USD 45.5 billion by 2025, at a CAGR of 28.1% during the forecast period. The growing need for digitalization and maturity of agile DevOps practices are expected to strengthen the use of low-code development platform market across the planet.
Adopting low-code development platform solutions for Many Industries like Information Technology (IT), healthcare, manufacturing, government and defence, retail and eCommerce, Banking, Financial Services and Insurance (BFSI) are expected at the simplest rate. Mendix and OutSystems are the best Low-code Development platforms of 2021.
Cyber Security
Security experts are much required in every company and industry, no matter the organization’s size and nature. With organizations fighting a never-ending battle against cyber attackers, the necessity for defenders is generously increasing. As for the longer term, cybercrimes will annually damage $6 trillion of worldwide property by 2021.
While cybersecurity jobs are in high demand, impacting 74% of organizations by remaining unaffected for the third year in a row, in such a scenario, the demand for cybersecurity professionals is going to be high as it is for several years to come.
Cybersecurity professionals are among the foremost sought-after talent this year as companies across sectors seek to strengthen their data security. There are currently over 67,000 job openings in cybersecurity within the country, additionally, to the present, the growing beeline of digital back offices and GICs being found out by large MNCs is also adding to the need for data security and hence the demand for talent in 2021.
DevSecOps
DevSecOps concept will become more important in the field of software development in 2021. The demand for cloud-based architecture to supply mission-critical information technology services to businesses requires a replacement and a more robust methodology. 
Growing demand for DevSecOps which provides highly secure application delivery processes by small and medium scale enterprises across the globe is a key factor expected to drive the growth of the market owing to its ability to provide high speed and agility in the development of delivery cycle of a software.
The Asia Pacific DevSecOps market is primarily attributed to increasing advancements and adoption of emerging technologies such as cloud computing, the Internet of Things (IoT), and many others across various industry verticals in 2021.
Data Visualization
People love stories, and the concept of data visualization for storytelling is rapidly gaining popularity. In 2021, The data visualization market is moderately competitive. The players within the market are innovating in providing strategic solutions to extend their market presence and customer base. This is allowing them to secure new contracts and Knock new markets.
The global data visualization market is expected to register a CAGR of over 9% during the forecast period (2021 – 2025). The emerging nature of knowledge visualization is encouraging a shift toward analytically driven businesses, where users can explore data in various sorts of graphical representations, which were initially only available in tabular reports. Need for Data Visualization engineer is additionally increasing as data is increasing day by day.
Data Engineering
The demand for Data Engineers will still fuel a shortage of knowledge engineering talent in 2021. Data Engineers make it possible for businesses to interact altogether with the flamboyant, advanced analytics, and insight generation that data science produces.
Companies realize as they try to quickly implement data science and AI initiatives, and most urgently, try to enable self-service data science and analytics across their entire organization, that they need more Data Engineers to make this all possible. 
The global big data and data engineering services market is facing high demand. Growth estimates from 2017-2025 range from 18% to a whopping 31% p.a. Companies are investing in data transformational projects with no end in sight. This indicates a tremendous future need for Data Engineer skills.
Internet of things – IoT
The evolution of the IoT has already been around for a short time. After the introduction of the latest metrics for a post-ISA era, Internet-of-Things technologies are successfully re-engineering businesses and modifying optimal ways of running them. These technologies affect nearly all the prevailing industries: healthcare, insurance, smart buildings, manufacturing, transportation & logistics, retailing, and more. 
The most significant IoT trend for 2021 is that IoT networks of connected devices that folks are interacting with are getting to extend, and therefore the amount of knowledge that one can experience from these networks will increase, too. We have deliberately adopted a new lifestyle of being connected all the time.
This is impossible to ignore, and the IoT industry is meeting us halfway. IoT trends 2021 promises to place a spotlight on in both consumer and industrial fields prove that the longer term has already begun, and therefore the technology will keep changing our lives.
Blockchain
The Blockchain Era is has arrived, and it’s now. Enterprises across various sectors of the industry are warming up to the concept of the decentralized ledger. There’s a global wave of Blockchain adoption among companies and businesses to deal with fundamental business problems.
The adoption of Blockchain technology is occurring at such a rapid scale that Gartner predicts the business value of Blockchain tech will exceed $3 trillion by 2030. Blockchain is one of the fastest-growing skill sets now a days with jobs during this domain growing at a mind-blowing rate of two,000-6,000%, and therefore the salaries of Blockchain Developers being 50-100% higher than conventional developer jobs.
The most promising blockchain trends in 2021 are BaaS, short for Blockchain As A Service. It is a new blockchain trend that is currently integrated with several start-ups as well as enterprises.
Gamification
In 2021, we will expect Gamification to step into a replacement level of approachability, functionality, and lifestyle integration because it would appear Gamification has grown up. Gamification in 2021 will make a bigger impact within industries, which have customary processes like education, healthcare, pharmaceuticals, financial services, and so on.
In such industries, Gamification of learning was implemented mainly in areas of compliance and important operations, but with sustained results, Gamification will find application in other areas of learning as well as sales training, onboarding as well as soft skills. The benefits of Gamification to consumer and employee engagement are so apparent, and there’s no doubt about that.
In recent times, we’ve seen companies prioritize the implementation of Gamification to incorporate learning. It has been a permanent fixture in marketing, corporate learning, and training.
However, Gamification is slowly creeping into fields where people were skeptical about its adoption. For example, civic and political organizations were hesitant to embrace Gamification. But it’s predicted that as Gamification finds new meaning, its use in these fields will become more prevalent.
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policyhubposts · 4 years ago
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HISTORY OF INSURANCE
Insurance in India refers to the market for insurance in India which covers both the public and private sector organizations. It is listed in the Constitution of India in the Seventh Schedule as a Union List subject, meaning it can only be legislated by the Central Government. The insurance sector has gone through many phases by allowing private companies to solicit insurance and also allowing foreign direct investment. India allowed private companies in the insurance sector in 2000, setting a limit on FDI to 26%, which was increased to 49% in 2014.Since the privatization in 2001, the largest life insurance company in India, Life Insurance Corporation of India has seen its market share slowly slipping to private giants like HDFC Life, ICICI Prudential Life Insurance, and SBI Life Insurance Company. Insurance is the payment of losses. An insurance policy is a contract used to indemnify individuals and organizations for covered losses. Insurance is managing cash flow uncertainty. Insurance provides payment for covered losses when they occur. Insurance in some form is as old as a historical society. So-called bottom contracts were known to merchants of Babylon as early as 4000–3000 BCE. The bottom was also practiced by the Hindus in 600 BCE and was well understood in ancient Greece as early as the 4th century BCE.
Another means of lowering risk was to transfer at least some of that risk to moneylenders. The great Code of Hammurabi allowed the transfer of risk from merchants to moneylenders, so that if their merchandise was lost or abandoned, then their loans to the moneylenders were forgiven. The Phoenicians and Greeks permitted ship-owners and merchants to pledge either the ship or the cargo as collateral for loans so that they can either obtain the loan or get a lower interest rate. Some lenders decided to assume greater risk in exchange for charging a higher interest rate by forgiving the loan if the ship or cargo was lost. Even specialized terminology was used to describe these loans: bottomry loans used the ship as collateral whereas respondent loans used cargo as collateral.
Sometimes the pooling of risk does not involve money. The Amish pooled not money but effort. When a barn of one member of the community is destroyed by fire, many members of the same community help to rebuild the barn. Of course, the pooling of effort in a simple society like Amish society is much easier, where many members have the same capabilities of constructing what they need in life. However, in more complex societies, pooling money is much simpler and more practical.
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In 1200 BC, Phoenician merchants began transferring some of their risk to the backers of specific voyages, whereby the backers would profit if the voyage was successful but would lose their investment if the cargo was lost at sea, either from natural disasters or from pirates. in exchange for backing a voyage and to assure payment if the voyage was successful, Phoenician law allowed the lenders to confiscate the merchant's ship for nonpayment. This form of the collateralized loan was called bottomry: this term probably arose because the ship's hull was referred to as the bottom. Since substantial resources were required for voyages, and the wealth of these early nations depended heavily on trade, other settlements around the Mediterranean and in Asia also enacted bottomry laws by 400 BC.
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