#to be operated on in less than 2 hours lest you die

[butchdomesticwhore]

why is it so hard to recognize that all this info about bills and such is something you can acquire via googling and making phone calls to people who work in these departments and--yes!--asking them questions on what your best next step is? how does making this about systemic oppression help you or anyone else complete practical, adult tasks? when you point at a paper bill from a medical institution and declare it fundamentally classist, does the bill magically crumple into the dust, the issue dealt with and over because you aptly named the systemic issue at play? no!

do you get angry at mechanics when they tell you they have an idea regarding how your car could be fixed, also? how does that help you? what have you learned from deciding to be angry as opposed to using the information dealt to you? perhaps you should not be told by cashiers either about when the sales happen or how items are put on clearance lest their Insider Knowledge tell you something you don't know and--gasp--come from a place of privilege.

the point of my info and OP's is practical use. "if you have this problem, [x] might solve it." privilege or no, how the info is acquired doesn't matter as much as whether or not it's accurate and helps people. and despite your daftness, i very much hope any of this info helps YOU. or if not you, then someone you know. or someone completely random, i don't give a damn.

Ok so my kid had an ear infection, right? As kids often do.

The doctor scraped out a bit of earwax to have a better look inside.

I was sent a bill for $200 PER EAR for this 5 second procedure which I did not give permission for them to do.

That was key- they did not ASK me if they could do this "procedure". And, as I OWN a medical practice (it's me. The medical practice is me, sitting in my house on video calls) I knew to call them when this bill came in to be like "You did not obtain informed consent for this procedure, and it was not en emergency procedure. You had full ability to gain my consent and didn't. I'm not paying."

And the massive hospital who owned the bill said "yuh-huh you do have to pay."

And I said "I own a practice. I know these laws. I do not owe you money for this."

And they conducted an "internal review" and SURPRISE! Decided I totally owed them money and they had never done anything wrong ever.

And so I called my state's Attorney General office, and explained the situation because, as I mentioned, I know the law. The AG got in touch within a couple days to say they were taking the case and would send the massive hospital conglomerate a knock it off, guys letter.

Lo and Behold, today I have a letter where said hospital graciously has agreed to forfeit the payment.

"How not to get screwed over by companies" should be part of civics class.

Know your rights and know who to call when they're infringed on. This whole process cost me $0 and honestly less effort than I would have expected.

May this knowledge find its way to someone else who can use it.

[foxofthedesert]

RedQueen & Mythology Part 2

Hey, @loudestdork​, guess what?  Here I am again, this time at 4 am, because your fucking glorious manip has me obsessing over this brilliant little universe where Regina and Ruby are Hades and Persephone.  I don’t know whether I should love you or hate you for fueling this hopeless addiction.   

While I decide about that, you can read the latest installment.  I can’t promise any more but holy shit there are so many ideas to play with.  Hope you enjoy it you absolutely magnificent enabler! 

Also, please forgive the song insert at the end.  It has long been an earworm and this was the perfect ficlet, IMHO anyway, to use it in.  The song is “Listen To The Wind” by James Horner (one of my most favorite film composers and I was utterly devastated when he passed) for the Terrence Malick film The New World.  The whole score is incredible, but this one in addition to “An Apparition in the Fields...” are the standouts for me.  I’ll post the URL to the referenced song after the ficlet.  Give it a listen if you are a James Horner fan or a connoisseur of film scores in general.  

“Would you please stop?  Your needless fretting is tying my stomach into knots.”

Clutching the sheets to her bare chest, Ruby observes her spouse’s restless pacing as anxiety crawls up her spine.  She hates this time of year – a twist of fate she could never have predicted when she was a maiden free to roam the Earth at her leisure.

Before she was married there were no seasons.  The land was healthy and green year around.  Birds and butterflies and wolves, her very favorite animal, flocked to her side, forgetting their natural impulses in the presence of Ceres Eugenia’s progeny.  Ruby always had an affinity for animals and had always felt as if she were a part of their various cycles.  When younglings were born she rejoiced in song and danced in celebration, and when they perished she mourned as if having lost a member of her family.

Common sense should therefore dictate that she prefer spring over autumn if only to spare herself the grief of watching the whole world die year after year in endless repetition.  And yet nothing could be further from the truth.  Already a thousand years have passed since she struck the eternal bargain with Jovia Zelena to bind her to Dīs. A thousand years she has observed the flora and fauna endure the frigid snows and gales of winter.  A thousand years she has buried her four-legged friends in the frosty loam and held vigil over millions upon millions of trees and flowers and insects alike as they struggled, often fruitlessly, against the remorseless cold intent upon feeding the insatiable engine of death.  She has cried enough tears in that millennium to replenish both the Mediterranean and Aegean were they to succumb to a terminal drought and still she would rather endure another rather than spend the coming six months away from her beloved.

Speaking of Regina, as she stops abruptly and swirls around, Ruby can’t help but notice that her sheen toga clings wonderfully to her curves and that the part in the garment has separated to reveal nearly the whole length of a shapely leg her lips long to taste. Eyes blazing, hands on her hips, raven hair spilling over her shoulders, Regina cuts such an impressive and irresistibly handsome figure that Ruby can hardly keep herself from drooling.  And how very embarrassing that would be!

Not for the first time, she silently contemplates how anyone with functioning vision and a shred of reason could choose Venus as the fairest of them all. Lips red as the rose, hair black as ebony, and skin white as snow; surely Ruby’s closest childhood friend possessed all of those physical virtues and more, yet even Venus Mater Caelesti – known to those who lover her as Nix Alba (or in the common tongue Snow White) – failed to compare with the banished goddess that all with breath either feared or loathed.

In the vaulted halls of Olympos they derisively referred to the ruler of the Underworld as Regina a Malo, the Evil Queen.  But to Ruby she will forever be Regina in Corde Meo, the Queen of My Heart.

Survival for half the year without the sovereign owner of her love and devotion is a torture so unbearable that the Deam Optimus Maximus is no doubt thrilled that her faux attempt at leniency was failing so spectacularly.  Were it not for the unyielding support of her mother and Snow, she cannot imagine how she would even function.

True Love, as it turns out, is not only a source of unimaginable happiness but also of indescribable misery.

“Needless fretting?” Regina says, responding to Ruby’s request in a less than accommodating tone.  “In less than a fortnight you will leave me once again to the mercy of my imaginations.  I can do nothing else but fret when you are not by my side!  Beyond the borders of Dīs I cannot protect you, cannot watch over you, cannot...”

“Hover like a mother hen over her chicks?” Ruby supplies, interrupting in an attempt to forestall her wife’s spiraling descent lest she succumb to one of her abyssal depressions.

There is scarcely anything to be done when the darkness has taken hold of Regina in earnest.  In such instances, Ruby does what she can to provide whatever comfort her ailing partner will accept.  Usually space and time are required for Regina to wrestle off the impossibly heavy blanket of sadness that has engulfed her.  But sometimes she lets Ruby sing to her until the fog lifts or hold her hand while they go for a walk through the Fields of Gladness or the Blessed Groves. When the despair becomes too much, Regina will curl into Ruby’s body while they lie abed and it is all she can do during those evenings to keep from empathetically sobbing as her beloved trembles miserably in her arms.

Thankfully Ruby has discovered through trial and error that humor is a method of dispelling Regina’s souring moods that is effective more often than not.

“I resent that comparison,” Regina says, brows furrowed in objection.  Ruby breathes a sigh of relief, though, when her shoulders relax into a more neutral posture. “For your information I am nothing like your disgustingly virtuous mother, and I’ll thank you not to imply such again any time in the near future.”

“Aww.  Don’t be cross, love. I meant no disrespect,” Ruby says, then invitingly pats the empty space beside her.  “Now, be a good girl and come back to bed.”

One sable eyebrow quirks up as Regina eyes Ruby with a small grain of incredulity.  “’A good girl’?  Do you address Zelena with such remarkable insouciance when you deliver your annual report?”

Said report is part of the deal with the chief goddess Ruby acquiesced to so that she could have six months of the year with Regina instead of the originally intended three.  Her first destination each spring is Mytikas, the summit of Mount Olympus upon which the great temple of the gods was erected eons before she was even born. There she is to give account of Regina’s activities, however benign, as assurance that Zelena’s grasp on power remains uncontested.  It is a distasteful duty that Ruby executes with all of the precision she can muster, especially since it always makes her feel dirty, as if she is being employed against her will as a spy in her own wife’s domain.

“Of course not, silly,” she replies, smiling at how cute Regina is when acting absolutely ridiculous.  “I try to keep interactions with your sister to a minimum, and when I report to her I make sure to maintain the proper formality she most certainly does not deserve.  Now stop beating around the bush and come to bed.  As you said, I have a fortnight left with you and I do not intend on wasting even one minute.”

When Regina remains mulishly still, Ruby switches to a tried and tactic: batting her eyelashes and pouting shamelessly.  To her delight, Regina caves within seconds and responds with an affectionate if not exasperated roll of her eyes.

Once they are settled back in together, Ruby’s back nestled flush with Regina’s front, they both heave sighs of contented pleasure.  An easy, familiar silence reigns over them for a space that Ruby does not care to account for.  Not when the only thing she needs and desires is right here in this room holding her just right, nuzzling into her cheek and neck in between pressing patient kisses against the skin of her shoulder and arm.

This is her home, Regina is her home, and there is no other place where she feels more safe and loved and cherished in all the universe, which has garnered a fair few questions as to her sanity when she has admitted as such to her friends and loved ones in the planes above Dīs.  Some of them have been so bold as to declare to her face that she is insane.

“If that’s true,” she told one such acquaintance, “then sanity is not for me. Better to be deranged and blissfully happy than a sensible busybody like you who will never experience real love or understand how it feels to be desired for your heart instead of your tits!”

That particular individual has not spoken to Ruby since, not that it is a big loss. Drizella always was and always will be a vacuous hussy.

“What am I to do when you’re gone?”

Regina’s plaintive whisper shatters the silence as if she had screamed.  Ruby’s heart lurches from a pang of acute melancholy. She already knows the answer to that question, and has since it was first asked a thousand years earlier.  

While Ruby cries herself to sleep upon her plush bed in the Aventine Temple, Regina will be working herself ragged by micromanaging every last operational detail of the entire realm. She will spend countless hours draped in thick furs brooding upon her throne while being buffeted by cutting winds that sweep through corridors and hallways of the palace – for while above the spring breeds balmy, gentle breezes, in the Underworld the atmosphere turns ever more frigid and capricious and violent in tune with the temperament of its ruler.  Against all logic she will refuse nourishment far too frequently and eat meager portions only when necessary, forego rest until she is too haggard and weary to perform even basic functions, harshly dismiss all attempts to lighten her load until the majority of the staff is too frightened to even approach her, and generally wear herself down until all that is left is an exhausted husk that Ruby will have to revitalize all over again come the fall.

She hates that her beloved will segregate herself to such a degree, but there is little she can do to prevent it.  The Laws of Olympus cannot be broken, not even by those who decree them. However, that does not mean they cannot be bent.  She may be forbidden to physically see and touch Regina during her time on the surface, but the laws Zelena established dictating their separation make no mention of the metaphysical.  

Although eternal beings such as themselves do not require sleep, it is a luxury that provides many physical, emotional, and mental benefits.  For them, though, something unique occurs when they are asleep at the same time. Somnus himself had taught her that they are what mortals refer to as Soul Mates.  They are, he had told her, two halves of one whole and because of that no force known to heaven or earth could keep them completely isolated from one another.  Space and time are irrelevant to them when they can bridge any distance to be reunited in their dreams.  Unfortunately learning how to control this ability was quite complex and required many secretive lessons over the centuries for Ruby to even summon the most simple of dreamscapes for herself.

Thankfully this past summer she had at last managed to recreate the broader forest in which she and Regina first met.  And tonight she was going to draw them both there as indisputable proof that there was a place beyond prying eyes they could always be together.  

“Close your eyes.”

“I bet your pardon?” Regina replies, and when she attempts to prop herself up by an elbow, Ruby latches on to her arm to keep her close.

“For once do what I say without being difficult, would you please? I need you to hold me and close your eyes.”

For a long moment Regina does not comply, and though it starts to appear like she never will, Ruby continues waiting all the same.  She is very good at that – waiting on Regina.  In her experience, doing so never goes without reward. The woman may be more intractable and ornery than the hound that guards the gates of her dominion, but she is worth the expense of every single second of patience expended and every last ounce of effort exhausted on her behalf.

As if determined to prove her correct, Regina eventually settles back down and snakes an arms beneath the covers to wind over Ruby’s waist.  A cool hand then settles in the valley of her breasts, fingers splayed wide over her heart, and Ruby shivers more in response to the welcome touch than to the algid temperature of her wife’s flesh.

“Alright then,” Ruby says, wiggling further into the embrace, “are your eyes closed?”  Regina hums confirmation into the shell of Ruby’s ear. “Now, just relax, breathe, and listen...”  

And when all is still and quiet once more she begins to sing:

“Time is a river that flows endlessly and A life is a whisper, a kiss in a dream.

Shadows dance behind the firelight, 

And all the spirits of the night remind us: We are not alone.

Tomorrow, a sun soon rising, And yesterday is there beside us,

And it's never far away. If you listen to the wind you can hear me again.

Even when I'm gone you can still hear the song

High up in the trees as it moves through the leaves.

Listen to the wind, there's no end to my

Love is forever a circle unbroken.

The seasons keep changing; it always remains. Spring will melt the snows of winter and the summer gives us days of light 

So long till autumn makes them fade.

Remember the sound of laughter. We ran together through the meadows;

Still we thought our hearts could break.

If you listen to the wind, you can hear me again.

Even when I'm gone you can still hear the song

High up in the trees as it moves through the leaves.

Listen to the wind and I'll send you my love. Listen to the wind where the sky meets the land.

I'm not really gone I've been here all along

High up in the trees in the sound of the leaves.

Listen to the wind there's no end to my...

Time is a river that flows to the sea

And a life is a whisper, a kiss in a dream.”

As the song draws to an end, there is no sound or movement from Regina save from her steady breathing, by which Ruby can tell she is fast asleep. With a soft, peaceful smile, she shutters her eyelids closed and inhales deeply.  

By the time she has fully exhaled, she is already kissing Regina in their meadow.

[dangerouscrusadefire-blog]

porsche 928 classic car insurance

"porsche 928 classic car insurance

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My car insurance company wants to use recycled parts for a repair to my car. Is this legal?

Cheapest Car to Buy & Insure?

Hi, I am 28 years old and looking to purchase my first. What are the cheapest cars with the cheapest insurance, anything a step above a bucket with four wheels is what I'm looking for, no aesthetics or fancy extras.""

Car insurance switches?

i have a nissan sentra 93 my insurance is through allstar but, my cars transmission finally went out so i got another car but its not insured yet...i was wondering will my insurance company let me switch my coverage from my nissan to my new saturn??,, with out having to pay for another deposit and do i keep the tag from my other car and use it for the new one or do i give that back?? and is there anyway to find out how much a new tag and taxes will cost on my new car?? or do i just have to find out when i go to the dmv??""

""Which is cheaper for liability insurance, in Alabama: Geico, The General, or 21st Century?""

I am buying a little beater, just need some el cheapo liability..cant compare w/o VIN number, don't have that yet..""

Massachusetts Health insurance?

I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo""

Car insurance for 18 year old lad?

what car can i get the cheapest insurance on im 18 and male.

porsche 928 classic car insurance

porsche 928 classic car insurance

No proof of insurance ticket in Southern California?

I got pulled over for speeding. Got a speeding ticket plus a ticket for no proof of insurance 16028 (a). I do have insurance for the car but I forgot to put it in my car the day I got pulled over. If i show prove of insurance during the fine date, how much does it cost in calfiorina law. It is a correctable offense. I heard that I can get that offense dissmiss just by showing my prove of insurance. Is that correct?""

Is anybody looking for affordable health care insurance?

I work with ASSURANT HEALTH, I can get you a free quote just let me know.""

Would applying for car insuance quotes give a bad record?

I'm searching for car insurance but I am not sure if applying for a quote online will give me a bad record. Like applying for a credit card does you know.

What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?

What is the cheapest car insurance for a 18 year old girl with a honda prelude? (what about will it cost)?

Do I have to register my car and change my insurance if I am an out of state student in California?

My insurance company told me that I do not need to change my insurance since I am a student living outside of my home of record address. Now, I keep hearing that I need to register and smog test my car in California since I'm currently living there while attending school. If I do such a thing, does that not mean that I will have to change my insurance to California rates? I do not plan on residing in California post graduation, does this make a difference also? Someone please help....""

My Car Insurance won't pay for my car accident?

I Totaled my 2000 ford mustang gt at an intersection, it was my fault. I ran into a car, and that car hit the car in front of him as a result. So technically i was responsible for damages of 2 cars. I only had liability so i knew my car wouldn't be fixed. But now my insurance company said that my payment for that month was processed the day after my accident, so i wasn't insured on the day of the accident. I just found this out, and i want to know what will happen now that my insurance wont pay for the damages? will the other people's insurance sue me? All answers are appreciated! Thanks!""

Whats the fastest car a 20 year old can get insured on without paying huge insurance?

I have a bmw 1.6,its fairly slow and cant get insured on a 1.8,i think the fastest car i can get insured on is a honda v-tec 1.5,the insurance is not expensive for it at all,possibly an mx-5 1.6 aswell coz of the pwr to rate ratio altough never driven 1,what do ye rekn?""

Which car would the cheapest insurance (Civic ex (4dr) or Lancer ES)?

?

Will a speeding ticket affect my husbands insurance if I am insured through a different company?

Last year I got a traffic ticket for speeding. I am insured through AAA. We were only recently married and the car I drive is registered through my parent's name as they bought the car. I am not the primary subscriber and I am just down as a driver. My husband has his own car insured through State Farm Insurance. I realize that my own car insurance would be affected but would my husband's? We dont have the same last name, Im not on his insurance in any way other than perhaps a driver but even that I dont think we have updated. We got a notification from State Farm that his rates will go up now because of my violation, in my own car, through my own seperate company. Is this right? Can they do that? Does this mean that both AAA and State Farm get to raise the rate on me?""

Do employers have insurance to cover lost or stolen items of their employees if items were lost/stolen on job?

Something of great value was lost/stolen at my job. What can I do?

How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?

I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois.""

I cannot find any cheap car insurance quotes?

Does anyone know any cheap car insurance companies?

I knocked someones car but he claimed for a lot more and now my insurance has gone from 400 to 900 - help!!?

Back in June I knocked into a stationary vehicle in a car park. I waited for the guy to come back and apologised straight away. (when its your fault in life own up) He was initially annoyed (fair enough) but went on to tell me that someone else had knocked into his car recently and caused 600 worth of damage (the other driver had sped off and hed already had a quote for the work). I cant remember the exact wording of the next bit - but it was understood that I would pay whatever it cost on top of that to fix the area (bumper / side corner area) We exchanged details. I told my insurance company what had happened and the previous damage. There were also photos taken at the time that I forwarded on (not sure if they were actually any help) Next I hear his insurance company has approached mine with a bill for 700. The total amount for fixing his car. I brought up the matter of the previous damage - couple of conversations between insurance companies - his asking him directly if there was any previous damage and him saying no. I told my insurance company that there was a friend with me (we were walking our dogs in the park) who had heard the whole conversation - in fact she was the one that took the pictures. She is a responsible, respectable person who was happy to make a statement. I was told by the insurance company that as it was someone who knew me - they couldnt be seen as an impartial person and they ended up paying the whole amount to his insurance company. I have just received my new insurance quote. Last year it was 437 and now that I have lost my 3 years no claims bonus (I have been driving for much longer but have only owned a small van for 3 years (practicality for my dogs muddy feet) and insurance starts again for vans) but I also have this 700 fault against my name this year. My insurance quote is now 960. Is there anything I can do. Does anyone have advice for any further action I can take? I believe in taking responsibility for your actions - but I am being cheated here out of a lot of money and I dont know what to do. If 100 was down to me then I could have just paid that amount directly and not lost my no claims bonus. But as it stands it will cost me around 500 this year and more again on the consequent years of insurance. Sorry for this being a long one but I really am lost. My insurance is due on 7th Jan.""

Is there a website to compare insurance comparison websites?

Is there a website to compare insurance comparison websites?

What insurance i need for boutique?

insurance for boutique

Auto Insurance Question?

I am a new driver and I just received my G2 a couple of moths ago. I am trying to get auto insurance at a cheep rate. I tried to add my name to my dads insurance (Johnson insurance) and their quote was 120 per month which seems a but excessive as I am only a casual driver. I was just looking for some advice and wondering if I should pay 120 per month or try elsewhere or try to barging with them Thanks a lot for any help

What happens if someone without insurance rear-ends me?

Here's a scenario. If I have a motorcycle with no insurance. Someone hits me at the red light and they don't have insurance. And it cost $25000 in damages. Considering they don't have insurance, it means they are poor. How can I get my money?""

Ohio Dental Health Insurance Companies?

Provide the List of Dental Insurance Companies in Ohio

How long does it typically take to get an insurance quote?

I've been shopping around because my homeowner's insurance premium increased over $200 from last year. The two other insurance agencies I asked for a quote over a week ago still haven't responded. I don't want to call them and seem over-anxious. What should I do?

How much would it cost to make an insurance comparison site?

I live in a place that doesn't currently have a good insurance comparison site. I have little experience with website design and costing. I would be looking for a good quality site, comparing 4 markets and 6-8 companies for each.""

Whats a good insurance out there that would cover prenatal care?

i am looking for type of insurance that would cover prenatal care.. but i don't know where to start from!!

Why would auto insurance go up just because of a divorce?

Years ago, when I was married, I had a brand new truck with a full-coverage policy costing $114 per month. I had a spectacular driving record, I was a 31 yr old female with a family, not a 19 yr old ripping up the streets. When we divorced, my auto insurance instantly doubled! It didn't just go up $50, it DOUBLED. Does anyone know why??""

Car insurance cover note?

Hello. Could anybody please help me to sort out? The thing is that at last I have just registered my European left-hand drive car in the UK. Before that not too many insurers could insure such a car,but I've found AJ Car Insurance company. They sent me a monthly Cover Note until my installments have payed in full, but the last Cover Note has been sent 5 days later then expected,because the insurer just forgot to send it on time and sent it after I reminded them...In fact they left my car without insurance for 5 days ... So can they do so and what can I do in such situation? Can I charge this company for that and how? Thanks anybody who answers my question.""

How Much Of Your Income Can You Use On A Car?

How much of your income is it appropriate to use on a car? I am not talking about insurance or gas, just the retail price of the car. Would you say as low as 1%, 5%, 10%, 15%, or what? Thanks.""

A question about car insurance.?

My girlfriend hit a small deer about 6 months ago, it did not do much damage, I called the insurance company and asked them what to do, they asked me what it did and then told me it probably was not worth it since she we have a 500 dollar deductible. Well today I took it in and got the oil changed and asked how much the headlamp was to fix so they looked at the car and told me that deer did about 1500 in damage. Is there anything I can do or am i screwed?""

porsche 928 classic car insurance

porsche 928 classic car insurance

Which is the best health insurance company (policy) to cover all expenses in India ?

Best insurance company for Health insurance policy: An individual, 55 years old to cover all expenses (Eg. Hospitalization, Consulting fee, Medicine expenses, Room rent, Surgery, Post hospitalization and related expenses).""

Will getting a CA medical marijuana card affect my health insurance coverage?

I was considering getting a medical marijuana card here in California for my insomnia but I was wondering if it'll go on my medical record that I use cannabis and therefore make my health insurance more expensive. Will my doctor be able to see that Im a medical marijuana user?

How does car insurance work?

My boyfriend and i were talking after we saw an accident on the highway it was clearly the older mans fault. My boyfriend was saying how it sucked that even though he hit the lady she still had to pay her deductible (usually around $500) to get her car fixed. I was always under the impression that the reason we had insurance was to insure that we didnt get stuck paying for someone elses dumb *** mistake. anyone know how this actually works?

A question about car insurance?

My mom is afraid of her car insurance going up once I get my license, so she wants me to get the car in my name and get my own insurance, but can I still get my license first before all of that? What would be the sequence of which to obtain first? Thanks!""

Does where you buy the car affects its insurance?

so im thinking about buying my first car, i know that the kind of car i buy will affect my insurance, but what if i buy the same car (lets say a porsche 911 turbo) in an auction or on craigslist (which would be significantly cheaper). would i have to pay the same price for my insurance or ould it be cheaper ...""

""On average, how much does it cost professional liability insurance for a CPA?""

I want to start my own CPA practice. I am 50 yrs old. I want to know what costs are involved in the process. I am not aiming to nothing complicated. Just an accounting practice. How much does it cost, on average, the professional liability insurance for a new CPA?. I will be just myself. Thank you.""

What health insurance should I get?

I really need help on picking out a health insurance plan. I started working as a nurse. The facility where I work does offer insurance, but I think I rather pick an independent insurance company outside of the hospital. I'm planning to buy health insurance for my mom as well. She couldn't get medicare yet. Can you guys tell me some information about health insurance? The only company I know which I heard from others is blue shield/blue cross. I have looked around their website yesterday, but they have a bunch of plans which I dont really understand. I think the cheapest plan they have is near $400 a month for one person?""

""And finally, would you be willing to pay more for your medical insurance if you knew for a fact?

people less well off then you would have a better chance at life.

Does life insurance cover suicide?

Does life insurance cover suicide?

Where to get kids checkups when you don't have insurance?

My twins are 2.5 years old, and because of changes in our employments, currently do not have health insurance. When we did it didn't cover much, but it did cover yearly checkups. ...show more""

What are my health insurance options?

I recently changed jobs to a small company that does not provide health insurance. I was turned down when I applied independently to Aetna for medical reasons. Would the decision of another company likely be any different or is COBRA my only option? Despite some issues in my medical history I virtually never go to the doctor and would be happy with a plan that just covers unexpected catastrophic issues but I'm not sure how to go about looking for that.

How's health insurance in london?pls help?

i was diagnosed with some major illness in the US and have no insurance cant afford paying for it.i heard the health insurance is free in london, is it possible to move there for recovery? if so how long would it take me to get accepted as immigrant and fully recovered?""

""On average, how much does car insurance cost for a 17 year old male?""

Dear reader I am a 17 year old male. I am searching for car insurance once I get my driver's license I will be required to pay for my own car insurance. I want to get an average cost (monthly) for someone my age- regardless of the company I am not sure what factors play into a policy's amount- however, if it does matter, I am a straight A student with a 4.2 GPA (scale of 4.0)- I have never been convicted, nor prosecuted for a felony or anything of that sort. To sum up, I am quite responsible for a male my age. Please do not be rude in your responses I appreciate your help PS. the car that I would be driving is a Toyota Camry 2005 (all paid for). I also live in the state of MD""

Question about state health insurance in georgia?

Im moving from Massachusetts to Georgia in march. My work doesn't offer insurance so we are on commonwealth care. Its state insurance. Im trying to find out if there is state insurance in ga as well iv got children and need insurance for them. Im not sure if the job im taking will offer some but in the mean time I need something. Can someone tell me if they have state health insurance or some type of low cost for low income? Thanks.

How much will it cost me to repair a paint less dent on a Nissan Sentra?

My car was recently hit without my knowledge. No one saw it and it happened while I was parked. The dent is right above the body of the tire frame and its about two inches wide. My question is will my insurance pay for it? And if not how much will a repair like this cost me? The car is Nissan Sentra 2012.

How to find best Insurance Companies?

Many years try to find good insurance companies but not found any best companie, please some one help me.""

How much is motocross insurance?

Hey guys just wondering how much a motocross insurance quote would be im just looking for coverage if i get an injury im 16 and need affordable quotes thanks

Do you know of a good health insurance plan?

I need to find a plan that is affordable outside a group plan or is there a group plan available to me? I do not want the discount card type of plan I want an actual insurance policy accepted by many doctors and hospitals. 80/20 coverage is great with annual deductible choices.

Affordable health insurance?

I need help finding affordable health insurance. I'm helping my dad out. He wants to cover himself and my little brother. Any suggestions?

""Going to LA for week, how much does it cost to rent a car?""

I don't want anything too fancy but nothing crap if you know what I mean....just a decent car that will do me for a week. I know insurance will be a killer especially as I am under 25, but my boyfriend is 27 so if we put it in his name will it make it any cheaper? Oh and if anyone knows a good company to rent from, please let me know.....will it be best to go straight to the rental place that's in the airport? Thanks!""

Why don't insurance companies insure holistic doctors?

It's kinda sad to me.. That the only doctors they will insure for are doctors that prescribe drugs. Is there any insurance companies that work for holistic doctors?

How can I find out what my employer pays for my health insurance?

My employer tells me that they pay 70% of my health insurance premiums, but looking at the amount my 30% portion is and calculating the total, it would be a ridiculous total premium. So I think that my employer is lying to me about the percentage they pay. I tried calling the insurance company to find out what the total premiums are, but they would not tell me. Is there a way that I can find out what what the total premiums are on my health insurance plan?""

18 years old insurance for vw golf group 6 incurance?

Im 18 years old male with no claim bonus, i want to buy VW Golf 05 1.9l tdi group 6 incurance, where can i find cheap insurance ? what is the best company? i can pay like 150 per month maximum. Pls help thanks.""

What do you think is the best health insurance company in southern california?

i need to purchase individual coverage.

Should i cancel my car insurance?

I have bought a new car which i get tomorrow(with 7 days free insurance). My car I am trading in the insurance policy ends in September. The insurance company want an extra 700 pounds extra to add my new car. However i have no more payments to make on the car. I do not want to cancel my policy with only 3(free) months left(which will also incurr cancellation charges). I dont want to lose my NCB. I also grudge paying the expensive rate of insurance on my new car when i know i can get it cheaper elsewhere. Can i just leave my policy running and declare my new car off the road till my policy is due for renewal and set up a new policy elsewhere?sorry for such a long ramble. Any advice would be appreciated. Ps. i only have one years NCB so i dont want to lose my second year so close to the end of the policy.. bearing in mind i have no payments to make now either. Gaving a second years NCB would save me a few hundred pounds on my next policy.

porsche 928 classic car insurance

porsche 928 classic car insurance

https://www.linkedin.com/pulse/online-car-insurance-quote-michigan-roger-torres/"

[trentteti]

A Look at the June 2018 LSAT: Logical Reasoning

Throughout this week, we’ll be sharing our thoughts on the recently released June 2018 LSAT. Today, we’re covering the score release and Logical Reasoning. Come back Thursday for a discussion of Reading Comp, and Friday for Logic Games and the curve.

Last Thursday, nothing related to the LSAT was supposed to happen. The scores for the June 2018 LSAT were supposed to be released on Friday, June 29. LSAC made a whole thing about how, instead of jerking around thousands of test takers and capriciously releasing LSAT scores sometime in the days surrounding the promised release date (as had been the case for pretty much every score release), they were going to release the June scores on the day they promised to release them. Which was Friday, June 29.

This was great news, since thousands of test takers wouldn’t have to act like compulsive wrecks and check their LSAC accounts constantly for weeks on end as they waited for score drop to happen at some indeterminate time. It was also great news for LSAT instructors like me — we knew on Friday we’d get our first look at the first LSAT of 2018-19 year, and we could treat this occasion with all the pomp and circumstance it deserved. We had banners and streamers and everything.

But old habits die hard, and LSAC decided to release scores at 12:04 am Eastern Time, which means the June LSAT was released on Thursday night for everyone who lived in Central, Mountain, or Pacific time zones. These scores continued to trickle out throughout Friday morning. They stuck to their planned score release, but only in the most technical sense for a lot of people. At any rate, a bunch of June test takers either got their LSAT scores unexpectedly on Thursday or, if they didn’t get their score until Friday morning, experienced what were presumably very unfulfilling nights of sleep.

For us LSAT instructors operating on Pacific Daylight Time, this was the equivalent of Fourth of July fireworks going off on the Third of July (and as a native San Diegan, this particular LSAT instructor has experienced some trauma with a ton of fireworks going off unexpectedly). But this premature emission did give us instructors an extra day with this test. So, without further delay, here are our thoughts on the Logical Reasoning section of the June 2018 LSAT.

If you took this exam and are now hard at work filling out your application materials, here’s your chance to reflect — hopefully in a none too traumatic way — on the exam that open the doors to your legal future. If you’re studying for the July, September, or some later LSAT, this breakdown should provide a little guidance in what your exam might look like. Let’s go to the breakdown!

Logical Reasoning

• Let’s start with the question distribution on Logical Reasoning. While LR sections can bring up any topics — everything from the flight behavior of early winged dinosaurs to the influence of fish behavior on automobile design — there are only a few different types of questions. Eighteen common question types, according to Blueprint’s classification system. While you should expect to get at least one question of each type on your exam, certain question types are way more prominent than others, and they should deserve the lion’s share (lions were another topic of these LR sections, come to think of it) of your study time.

Except the LSAT has a funny habit of adjusting the prominence of certain question types. So the well-prepared test taker should know which question types are trending down (and less likely to appear frequently on an upcoming exam) and which are trending up (and more likely to appear frequently on an upcoming exam).

The question distribution on the June 2018 LSAT fit fairly closely to the patterns we’ve seen on recent exams. Like many recent exams, there weren’t many Implication questions — only six in total, three Must Be True questions and three Soft Must Be True questions. There was also, as on recent exams, a de-emphasis on questions that ask you describe formal aspects of an argument, like its main point, its argumentative strategy, or a role played by a given proposition (only four of such questions were on the June test). As on recent exams, there were a lot more Disagree questions than the historic norm, with three Disagree questions and one rare Agree question, which entails more or less the same strategy as a Disagree question.

The Strengthen question continued its reign as the most common question type, with nine of those in total. There have also been four to six Necessary questions on recent tests, and there were five on this one. In a nice piece of consistency, there have been exactly eight Flaw questions on the last four published LSATs, and there were eight here. There are always two Parallel and two Parallel Flaw questions on a given LSAT and, no surprise, there were two of each here. The one piece of whimsy we saw in the question distribution was the seldom-seen Crux question, which hasn’t shown up since the last June test.

• The question type with the most outsized presence on this exam was Strengthen Principle questions, with five of those in total. This would normally be cause for celebration (OK, I mean, no one celebrates in the middle of a grueling four-hour exam, but it would have been serendipitous nonetheless), since these questions are among the most predictable on the LSAT. Usually you just anticipate a conditional statement that says, “If you have this argument’s premise, then you’ll get this argument’s conclusion” and the right answer says just that, more or less.

Except a lot of the correct answers on these questions took a different shape. The correct answer to one question, about some doctors performing an surgical procedure in which they slow patients’ heart rates to near-death levels, stated, “If you have this premise, you get this conclusion if and only if you get one of the other premises to the argument.” That “if and only if” doesn’t really affect how much this would strengthen the argument, but I’m sure it threw many test takers for a loop, raising their heart rates to near-death levels. The right answer to another question, about a Scott Pruitt-esque environmental minister who didn’t want his country to sign an international agreement that would reduce ocean pollution but harm economic growth, took the form of a comparative statement. For another, about the evaluating e-books as an artistic medium, the “if you have this premise” part of the right answer used very different language than the actual argument used in its premises.

• Speaking of things being tough, of the three sections, I actually thought the Logical Reasoning was the most difficult. After doing each question, I assigned a value to each question, from 1 (easiest) to 5 (most difficult). The average difficulty of the questions was 2.96 based on my back-of-the-answer-sheet math, which is definitely higher than usual.

I thought the first section probably had, on balance, the easier questions of the two, but it was sequenced in a more difficult way. There were several moderately difficult and definitely unexpected questions early on — like a tough Agree questions that showed up as Question 3 of that section — or questions that were easy to overthink and waste valuable time on — like a Necessary question with some trap answers that showed up in Question 2 — in the first section. This illustrates important reminders regarding Logical Reasoning: You have to have a short memory on these short questions, lest you let your performance on one question affect the next several, and it’s never a bad idea to skip a question that leaves you stupefied.

• The hardest question appeared in the second section, and it relied on an annoying piece of misdirection. It was a Flaw question, where a commentator criticizes this woman named Roehmer and her polarizing effect on national politics (Oh politics are very polarized right now? You don’t say. Thanks for reminding us, LSAT). To make this argument, the argument impugns the motives of Roehmer, stating that she is just trying please her loyal readers in offering her hot political takes. Since we have an attack on a person’s motives, a great many well-studied test takers likely thought, “Oh, this is definitely an ad hominem attack, a fallacy I have learned and a Latin word I now know and use to the chagrin of my friends, relatives, and colleagues.” And there was even an answer choice that said the argument is flawed because it “criticizes a column merely by invoking the personal characteristics of its author” — referring to the ad hominem fallacy.

The problem with that answer choice, however, was that the commentator never criticized Roehmer’s personal characteristics. He never said she was a deceitful or untrustworthy or immoral person. He just said that she had certain motives in writing her column. The right answer could have said that the commentator “criticizes a column merely by invoking the motives of its author.” But motives and personal characteristics are two different things.

The real issue in this argument is that the commentator contradicted himself. He said Roehmer was just trying to please her loyal readers. But he also criticized her for “impugning the motives of her adversaries.” So he criticizes her motives, while also criticizing her for criticizing others’ motives. Which is pretty unfair, and definitely bad argumentation. The right answer said that the argument “employs a tactic at one point that it elsewhere objects to.”

• Aside from that unique flaw, the same fallacy appeared over and over again on this test: bad comparisons. My goodness there were a lot of bad comparisons on this test. There were more bad comparisons on this test than there were in … uhh, I can’t think of anything to compare this to. Apparently I too am bad at comparisons. I guess I’m doing the same thing as the aforementioned commentator.

Anyway, bad comparisons usually take one of two forms on the LSAT: either the author makes a faulty analogy, concluding two things must share an attribute when all they have is one superficial trait in common, or the author makes an incomplete comparison, levying a value judgment between two or more things, despite not having all the facts you would need to make such a judgment.

And there were a ton of these all over Logical Reasoning. There were faulty analogies between the aims of politicians and scholars, between chimps displaying affection for other chimps and humans being the object of affection of other humans, between schools of fish and self-driving cars, between business clients who made a profit and business clients in general, between rules that forbade students from citing Wikipedia in history papers and censorship, and between PSAs’ ability to convince people to quit smoking and their ability to get people to start exercising.

Incomplete comparisons were plentiful as well: one doctor tried to predict that the number of flu cases would go up this year, just from the fact that there is one new strain of flu present this year (when we would also need to know how many people contracted the old strains this year to conclude that). Another guy named Umit claimed that the the amount of electricity power plants would need to produce to power a city full of electric cars would actually raise urban pollution, despite not providing any evidence about how much air pollution is emitted (Umitted?) from power plants or whether those power plants were located in urban areas. And one question said regulations that reduced the trade deficit would definitely improve the economy, despite not discussing any ways these regulations might hurt the economy.

• We spoke earlier this week about how weird some of the topics were on this LSAT, but we still can’t get over it. No one would accuse the writers of this test of literary bravura, but some of made-up names were either so phoned in as to be insulting — like “Jason’s Restaurant”; “Kelly’s Grocery”; “MegaFarm”; Ambitions, a television show clearly modeled on Billions; or The World Bank’s “Doing Business” report — or so over-the-top as to strain credulity — like “Hendry,” “Menkin,” “Umit,” “Goh Industries,” “HCN,” “Lorilou,” “RST,” “SamsonGonzales,” “VELSOR,” “ViqCo,” or at one point referring to chimpanzee’s kin as their “associates.” Like, as if these chimpanzees both work for the same insurance company, and they have meetings on Tuesdays, and they treat each other with cordiality, and they trade-off on who brings bagels to the office on Fridays.

• Finally, there were a ton of conditional statements on this test. Way more than I would have expected. Typically, there are somewhere between five and ten questions that involve conditional statements. In recent exams, that number has been closer to five. By my count, there were thirteen questions on this question that would have benefitted from diagramming some conditional statements.

The LSAT used to really test students’ ability to make long and occasionally complex transitive deductions from a series of conditional statements. You’d have to combine three or even four different conditional statements in order to make a valid conclusion. The conditional statements would be pretty easy to find — they’d use words like “if” and “all” and “only” — but then it would be a pretty laborious process to make the deduction. Recently, the LSAT has flipped that. They would try to hide the conditional statements, but the deductions would be a lot easier to make.

On this test, though, they kind of combined the worst of both approaches. They hid the conditionality — like on a really tricky Parallel Flaw question that came down to realizing that the word “provided” introduces sufficiency. And some of the deductions were difficult to make, with several questions involving quantifiers. And on one very meta question about philosophical paradoxes, you had to deduce that, if your intuition will tell you that a philosophical paradox’s conclusion is false, its premises are true, and its conclusion follows logically from those premises, and if solving a philosophical paradox requires you to accept that the conclusion is true, some of the premises are false, or that the conclusion does not follow from those premises, then solving a philosophical paradox requires accepting something counterintuitive. Sheesh.

• In summary, this was a tougher than usual Logical Reasoning section, but it nonetheless tested the fundamentals that will show up on any LSAT. Conditional statements, causation, and the common fallacies are bedrocks of LR. This exam may have featured slightly more conditional statements, slightly fewer instances of causation, and slightly less variation in its common fallacies, but it didn’t test anything that was truly new. I wouldn’t expect future LSATs to test anything truly new, either. But it wouldn’t hurt anyone to think of some topics that are less certifiably insane or names that are indisputably distracting.

A Look at the June 2018 LSAT: Logical Reasoning was originally published on LSAT Blog

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New Post has been published on https://globeinform.com/melbournes-sports-talk-radio-growth-is-every-person-actually-listening/

Melbourne's sports talk radio growth: is every person actually listening?

T’s 10:13 am on Tuesday and a caller has something to say about lacking Fremantle Docker Harley Bennell’s latest ankle damage, so SEN radio host Kevin “KB” Bartlett places him to air. “Connective tissue is a little bit like a ligament strain,” the man starts of evolved. We’re no longer advised what, if any, medical qualifications the caller holds and unsure whether the analysis that follows is medically sound, however, the guy sincerely sounds certain of himself. On sports radio self-belief counts for lots. Barlett’s co-host on this section has simply claimed he doesn’t want to percentage his thoughts on Bennell, lest he sounds racist, so the sudden look of the display’s own Dr. Nick Riviera truly counts as welcome remedy.

This is sports speak, SEN style: an odd and verbose mix of old-timey front bar understanding, sporting group therapy, crowd-sourced scientific conjecture and an ever-churning footy rumor mill. Bartlett is a master of the layout – a 403-game AFL legend who can muster an emphatic opinion on nearly any game topic thrown at him, at the identical time skilfully cutting off nonsense-spouting callers and visitors alike. An hour after the Bennell discussion he’ll wonder at period whether footballers who take their mouthguards out earlier than kicking at intention are extra accurate at taking set-pictures.

Bartlett’s display, Hungry for sport, is wedged among SEN’s better-profile breakfast and force-time line-ups – programming that frequently units the sports activities media schedule in Melbourne and helped set up the station as Melbourne’s dominant weekday sports talk vacation spot. SEN provide a never-ending, AFL-heavy flow of topical interviews, loose and often barely unhinged talkback and forthright, occasionally intentionally provocative editorial. Footy minutiae are turned over and inspected to nearly comical degrees.

March’s first radio survey discovered a disastrous Melbourne audience proportion of 2.five for SEN due to the fact that the arrival of Lyon and McLachlan, an alarming drop from three.8 the survey previous and well down from the five.0 the station is after. With its vintage line-up, SEN held a 4.6 proportion in August 2016, right as football season reached fever pitch. Remarkably, among those leapfrogging SEN inside the final survey became ABCFM – a classical tune station.

within the Melbourne radio international, breakfast is king. Studies released by means of Roy Morgan in August 2016 suggested greater than 1/2 of all Australians listen to breakfast radio, making it the maximum popular and beneficial slot in the schedule. SEN’s new approach, and advertising rates will live or die at the scores of its morning display.

The qualifying issue in SEN’s modern problem, and now not a mere one, is that the primary survey of 2017 was conducted in the length earlier than the begin of the men’s AFL season, at which point the station tends to return into its own. Yet industry veterans who’ve spoken to Guardian Australia say that if the downward fashion keeps in the next survey, heads may roll.

The lingering question here is what enchantment that endless weekday sports activities radio yak-authors nonetheless preserve for Melburnians, in particular, outside of AFL season’s 30-week grip on the town’s attention. In a technology in which speak has never been so reasonably-priced, nor opinion-driven media content material greater ubiquitous, do sports fans need to listen to re-heated variations of the same debates they’ve possibly study hours or occasionally days previous via social media and blogs, in which each person is a self-styled shock jock? And do we really want extra from the same voices who dominate sports activities Tv?

Assessing the enchantment or in any other case of sports radio content is one component, taking stock of the waning Australian media economic system which underpins the SENs of the sector is another. Though the highest-score radio suggests retaining a certain cachet with advertisers, like any traditional mediums, radio is starting to feel what creative industries now euphemistically term “disruption”. In addition to conventional radio dials, audiences at the moment are fragmented across live streams, apps, and podcasts.

Radio has simply weathered the hurricane higher than most mediums, but listening conduct are converting more substantially now than at any factor in the last 30 years. A July 2015 file by means of the federal department of communications recognized the clean chance to conventional stations posed through the speedy adoption of streaming technology along with Spotify, Apple tune, and Pandora – a trend countered only in component by way of stay streaming services and apps created by means of a82ee8a4ee179e54beacaecce0423cb2 operators like SEN. A few within the industry claim newer technology like Fb stay and the committed, one-prevent portals for the likes of the NBA and UFC also gift demanding situations for impartial multimedia outlets.

Granting that a sort of existential disaster does certainly loom for sports radio stations, within the closing six months SEN’s income-making discern agency, Pacific Famous person, have elected to throw cash at the trouble. remaining year their board appointed FM radio veteran Cathy Thomas as fashionable supervisor of broadcasting, giving her a mandate for the change whose most apparent image is the excessive-profile breakfast display and its cast of big names. Lengthy known as “Morning Glory”, it now goes by the FM-flavoured “Garry, Tim and Hamish”.

additionally symptomatic of that Triple M-ratification of the station was the current replacement of former Fitzroy and Adelaide teach Robert Shaw – a wise soccer analyst and decade-Lengthy co-host of SEN’s Sunday morning display – with currently-retired Brownlow medallist Adam Cooney. But mockingly, it’s miles FM radio wherein we see the clearest signs and symptoms of radio listeners certainly leaving behind non-stop chatter: “Much less talk, extra incredible music”, they promise.

What’s clear is that SEN’s one-off splurge on large-name skills for a single blockbuster display has heightened the stakes dramatically, wearing great risk, and it’s an approach whose success or in any other case incorporates broader implications for sports media in Melbourne. Failure may even propose that complete-time, committed weekday Melbourne sports activities radio chat in its traditional shape is an early-2000s relic whose days are numbered.

As SEN tries its high-wire act, salient lessons regarding the brutal market conditions for sports radio ventures aren’t tough to find in the quick records of EON sports activities radio, the Melbourne-based startup community launched through entrepreneur John Wall and debatable businessman and track industry veteran Glenn Wheatley in July 2016. Named after Wheatley’s Nineteen Eighties FM radio station, EON changed into first of all billed as-as Australia’s first 24-hour virtual most effective countrywide sports activities radio station – a specific Australian radio domestic for English Optimal League pronounces, with generalist Australian sports activities talk applications and neighborhood A-League and NBL recreation coverage thrown in.

No such success. Wall informed Mum or dad Australian that inside months of release it has become apparent EON’s advertising sales could go nowhere near overlaying his heavy funding within the time frame he’d was hoping; advertising groups adopting a “be patient” technique on the new station wasn’t right now bought on its genuine audience. in the first six months of launch Wall was seeking out a new owner for the ardour undertaking, and by the time he’d sold to a management group along with EON trendy supervisor and SEN founder Danny Staffieri in March 2017, Wall had burnt through in excess of $1.5m of his own money, and was paying Some full-time workforce out of his personal pocket.

“It becomes plenty of cash,” Wall says. “It’s a piece of a bird and egg state of affairs. You’ve were given to get your listeners up so you can cope with agencies, but agencies have a duty to their clients now not to invest with their advertising cash, in order that they watch for the rankings to come out.” In addition, EON’s in-house advert income team couldn’t attract enough backers to cover the shortfall. The early listenership conflict may additionally be defined with the aid of EON’s initial carrot of stay EPL announces, which seemed amiss: what Australian fan is lying in bed being attentive to video games but not watching them?

“We suppose we’ve were given something quite particular,” Staffieri says. “We’re very buoyant about the destiny of the commercial enterprise. This stuff takes time. You want to invest and construct your target market, then the advertisers come.” the first survey of 2017 showed EON’s target audience has climbed to an accrued total of 44,000 listeners in line with week, at the back of digital market leaders like the “BUDDHA” chill-out channel, and the in-save radio stations piped via to clients of major shops Coles and Chemist Warehouse.