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ourtaylorstory · 7 years ago

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Part 2: Meeting @taylorswift Chapter 1: Let’s Try In the fall of 2012, my daughter Page had smiled at me and mentioned in passing, “You know what Mom? Taylor always makes me feel better”...... That smile of hers had stopped me in my tracks. I hadn’t seen happiness in her, like that, since my cancer journey had begun. It had been a long year for all of us, and even though I was exhausted, I decided to do what I could to cheer up my family. Later that night, I sat next to Page on the couch and asked her about her comment. “Oh, you know, Mom.” she said, “Her music just cheers me up when I’m having a down day”. “I don’t know that much about her, do you?”, I asked. “Oh yes!”, she said excitedly. She got up and ran for her ipod. Returning a few minutes later she said, “See, she’s really close with her mom, too. Just like us, that’s what I like”. “Let me see what you’re looking at”, I said. She passed me her ipod where she had pulled up www.TaylorSwift.com. On the homepage was what looked like a letter from Taylor Swift to her fans. It mentioned that her favorite number was 13, that she was close with her mom, that she’d grown up on a Christmas Tree Farm in Pennsylvania...Interesting things like that. “Maybe we could get her cd from the library?”, I asked her. “That would be great!”, said Page smiling at me again. “Ah-ha”, I thought smiling to myself. I was so happy to do something that would make our house feel happy and normal again! I looked up the library website to place an order. It turned out that there was a lot of info about Taylor Swift at the library. “Wow!”, I thought, “She’s got a couple cd’s”. So I ordered them all. We anxiously waited for ‘Taylor’, ‘Fearless’, ‘Speak Now’, ‘Speak Now World Tour Live’ and ‘Sounds of the Season’ cd’s to be ready for pickup. While we waited, I got a test result back from one of my doctor visits. They’d found Melanoma cancer on my ankle. At the time of the doctor’s call, I didn’t know what Melanoma was. I thought it was just a not-a-big-deal, simple, skin cancer. I readied for my appointment. “We need to schedule immediate surgery”, was the first thing my Dermatologist said. Marc and I looked at each other. “It’s really that bad?” I asked. “Yes”, was her response. “Melanoma can translocate through your body by the lymph nodes. We need to remove it immediately as this type of cancer can spread quickly. She referred me to a plastic surgeon, and my surgery was scheduled for the next day. It was an outpatient procedure at a local hospital. I was given an IV, strapped to a table with my arms spread, and then given anesthesia. I could interact with the staff, and hear things, but I wasn’t very coherent in my replies. I also, luckily, couldn’t feel anything they were doing. Afterwards, I fully awoke in a darkened waiting area. I was given cookies and a coke, and watched for side effects. After a couple hours, I was given crutches and told that the doctor had successfully removed all the Melanoma cancer from my right ankle. I was relieved to hear that it had not spread. Soon after that, I was released. Recovery was slow, there were multiple doctor visits and stages of stitches removal, but it was a good feeling dealing with a cancer that could be cut out and removed. I asked if the Melanoma had been the cause of my weird symptoms. I was told, “no”. It took a month before I could walk without the crutches, but, luckily, while couch bound, Page and I had a new, happy hobby to entertain ourselves with: Taylor-Time :) Page’s Taylor Swift cd’s had arrived. She excitedly played them for me, one after the other, after the other, for days. We’d snuggle together, and watch the first snows of the season swirl around outside the windows, while we practiced singing all the words. She noticed certain differences in the writing of the words within the cd papers, and figured out they were Taylor’s secret messages to her fans. Hours were spent happily decoding them. After my naps, she’d proudly show me her results. I noticed that Page was starting to look like Page again. By now we were closing in on Christmas. I was still so exhausted and awful feeling from my original cancer and chemo, plus now I couldn’t walk well from my second cancer surgery. Days, other than our ‘Taylor-Time’, as we came to call it, were pretty bleak. I thought of looking up to see if Taylor might have a fan club Page could join. I’d remembered when I was younger you could sign up for things like that. I thought perhaps they’d send her a button for her jacket or a simple autograph, something we could surprise her with. I found an address online and sent off a letter. Each day, Marc would bring in the mail and I’d eagerly look up. Nope, nothing today. Oh well, I thought, maybe I didn’t have the right address, or it just takes awhile. We decided to get her a Taylor Swift wall poster for a Christmas surprise. Not knowing where to look for such a thing, I turned to my old reliable ebay. (I’m sorry Taylor, I was new at this time to buying stuff on the internet, plus my brain was all fuzzy...now of course we only shop on your taylorswift.com website :) I typed in ‘Taylor Swift’, and good gravy there were a lot of items! Scrolling through item after item I didn’t know what to get. Marc and I finally decided on a close up one of Taylor smiling. It was going to be perfect. Christmas arrived, and I still hadn’t heard back from the Fan Club. Luckily the poster was a huge hit! As Santa had given it to her, Page shrieked as she opened her stocking, and then held it up for us to see. Just as she proudly stood there with it unfolded for us to take a picture, Page’s dog decided to check it out for herself. Balancing on her hind legs, Suzie gave the poster a quick lick right across Taylor’s face!! Tears sprang from Page’s eyes, but I’m happy to say, the poster was saved. To this day it still proudly hangs, just a little bit dog slobbery, on her bedroom wall. January came and went, and Page and I continued with our ‘Taylor-Time’. We rented all the books and DVD’s on Tay we could find from the library. It really was, and is, a good bonding time we’ve shared. Plus, the more I learned, the happier I felt that Page was looking up to a good role model. It was amazing to find out all the similarities Page had with Taylor. They were both blonde, tall, liked to read, liked to write, loved horses and cats, couldn’t see without their glasses, liked to play Scrabble, eat gummies, eggs and cheesecake, bake, do kind things for others, and most importantly, be close with their families. We watched on the show ‘60 Minutes’ about when Taylor wasn’t much older than Page, how she and her mom passed out demo cd’s in Nashville, trying to get Taylor into her dream job of singing. We read about when Taylor was starting out and how she passed out homemade chocolate chip cookies to radio stations. We read about all the people Taylor helps through charity organizations and even privately visits with (please see my website to see a list of these items: http://www.lotsoflifeonalittlelot.com/thank-you-taylor-swift.html) . Page would say things like, “We must be related, don’t you think, Mom?”. She thought of Taylor like a best friend, close cousin or sister. Someone that she could always count on. Our days slowly crept past. My health was not improving, and with what strength I had, I split it between more doctor’s visits, reading about alternative therapies for cancer, and ‘Taylor-Time’ with Page. Each minute of every day, felt like it could be our last together. I couldn’t believe how our life had changed. I still hadn’t heard anything back from my first fan letter inquiry, so I tried sending another. One of those slowly creeping by days, all 3 of us, watched the DVD video for the Speak Now Tour. Marc and I had debated if Page was old enough to watch a concert, as we weren’t sure what all it would show. We decided to give it a try, so we all snuggled in with our popcorn, blankets and pets, and hit play. Page was mesmerized. She sang every song and started dancing around the room. When it ended, she said “Woo...That wore me out! Taylor must get pretty tired if she has to do that every night!” A few minutes later, she added, “Mom, can we send her something to help her, like she helps me?” I just looked at her. She was so caring and generous, and beautiful and kind. Smiling at her, I said, “Of course we can. I think that’s a great idea”. We called it ‘Page’s Taylor Swift Care Kit’. The next day Page and I started diligently trying to figure out what sort of item we should send to Taylor. Page thought we should send something ‘13’ related as that was Taylor’s favorite number. “Perfect”, I said, “Any other ideas?” “What if we send her 13 things that she likes and that would help her?” “Ok, what are you thinking”, I said. “I don’t know. Let’s write a list of ideas”, she answered. So we did. We leafed through books, magazines, thought of what we’d seen on DVD’s, and thought of what we’d like for someone to send us in the way of helpful items. We came up with our list. Next came shopping. We went early the next morning when I have my best energy. Here are the items we sent her: 1-canned pumpkin 2-cinnamon spice 3-pumpkin pie spice (because we’d read baking Pumpkin Bread is one of her favorite things to do) 4-super soft socks (to wear when she worked out) 5-pretty soft yarn (we read she likes to knit) 6-a book called ‘The Notebook’ (it’s one of my favorites, and because she loves a good love story) 7-Toy Story gummies (we’d read she liked those) 8-Cat Treats (for her beloved cat, Meredith) 9-Big Red gum (in honor of her upcoming RED tour) 10-Vitamin C (to help keep her strong and healthy) 11-Throat Lozenges (in case her throat got sore from singing) 12-A vanilla scented candle (to make her hotel rooms on tour smell comfy like home) Plus we bought a super cute sparkly heart bag to pack them all in. After that, home we went. While Page worked on packaging, plus making a homemade card and the 13th item (a special collage of pictures of Page for Taylor), I worked on finding another address to try to send it to. I should confess here that I’m a bit of a detective. Not a real one. I’ve just really always loved to solve mysteries. It probably stems from the fact that at about Page’s age I read all the Nancy Drew books, in order, from our local library. So thinking of this as just another mystery, I went to work trying to solve it. I found an address I thought would work. We boxed up the gift bag and decorated the outside of the box, too. We wanted whoever got it, to know right away that it was ‘Page’s Taylor Swift Care Kit’. Page at this point still didn’t know anything about how I’d been trying to reach Taylor. This ‘Care Kit’ was purely a from-Page’s-heart gift for her friend. Since Page didn’t know that I was trying to reach Taylor, after Page went to school I slipped in another letter I’d written, then mailed the package. I’d decided to move on from just trying for Page to be in a Fan Club. Now more than ever, I really wanted Taylor, herself, to know how much she meant to Page, and to thank her for how much she was helping my daughter cope with my illness. As the winter went on my illness constantly reminded all of us how short life really is. Marc and I wondered, “Was this all we were going to accomplish in life? Was this all we would remember?” We decided we’d like to try to take Page on a Spring Break trip of her choosing. Something fun. I’d do as much as I could, and we’d enjoy just being together. We decided to ask her that night what she’d like to do for a ‘Dream Come True’ vacation. We thought she’d say something like, “Let’s go to Disney”. But, she said, “Can I meet Taylor?” Looking over her head at my husband the thought, “Oh boy” crossed between us, but when I looked back down at her, what came out of my mouth, with a smile, were the words, “Let’s try!” The smile that crossed Page’s face is one I’ll never forget..... *Thank you for reading along with me 😊 This is an excerpt from my memoir 'Dream Accomplished: A Story of Cancer, A Mother's Love & Taylor Swift'. It is © & published. Paying forward Taylor's kindness, my family donates ALL book profits to help others battling illness. For more info, pls visit http://www.dreamaccomplished.com OR if you'd like a FREE ebook, pls send me a DM or email at [email protected] I'm happy to send you 1 :)

#Thank You Taylor #Hi Tay :) Hope you are having a good day -e&p #We're paying forward your kindness #hope to catch you Taylurking

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ciathyzareposts · 4 years ago

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Game 121: Freddy Pharkas: Frontier Pharmacist (1993): Introduction

by Alex

Hello there, dear The Adventure Gamer family. I am back after a long absence to review another game, and another Al Lowe game, but this time it’s not an entry in the Leisure Suit Larry series. No, I’m leaving my polyester pal behind and traveling to the old west to play Freddy Pharkas: Frontier Pharmacist, Mr. Lowe and co.’s 1993 outing in the Sierra adventure game library. There was a CD-ROM version (more on this later), with voices and everything, released in 1994, but I’m playing the DOS version, mainly because I’m not a huge fan of CD-ROM games.

1993 is smack in the middle of the golden age of Sierra adventure games, which I contend lasted until 1996. You might disagree with me, and I’m sure will let me know in the comments below, but that’s what makes life interesting, right? And we all need a little adventure, uncertainty, and chaos in our lives right about now.

Well actually, no. I certainly don’t! Thankfully, I live out in the middle of nowhere, USA, where nothing happens and we like it like that, but life has certainly been adventurous, uncertain, and chaotic enough for me and my family, thank you very much! We’re all fine, and I hope you are too. But with civil society is crumbling all around me, there’s nothing better to do than fire up an old adventure game and blog about it. So here we go.

The last game I blogged about for The Adventure Gamer was Quest for Glory III: Wages of War back in 2018. In the interim, my wife and I had another child, started a business, and I’ve published two novels, with another novel and a non-fiction book set to publish before the year is up. Plus, I got to meet Joe Pranevich in person, which was really cool. But how many adventure games did I play during this time? With the exception of the first two Quest for Glory games with my son, zero. So I’ve been busy. If both my adventure gaming prowess and my writing are rusty, please bear with me as I play myself back into shape.

Freddy Pharkas: Frontier Pharmacist—and I’m sorry, every time I hear the name Pharkas all I can think of is Scott Farkus, the bully who tormented Ralphie, his brother, and their friends in A Christmas Story.

This guy.

Anyway, Freddy Pharkas: Frontier Pharmacist is Al Lowe’s homage to comedy westerns a la Mel Brooks’s popular 1974 comedy Blazing Saddles. Would you believe I have never seen Blazing Saddles? I know Gene Wilder’s in it, there’s a gigantic Indian named Mongo that punches his horse, that Cleavon Little’s character gets called the N-word a lot (which means this movie is probably not long for this world), and that the central bit of humor is a gigantic fart joke.

Al Lowe

So, yes, no wonder Al Lowe wanted to make his own version of it. That sort of humor is right up Lowe’s alley. I didn’t intend that to sound dirty, but since we’re talking about an Al Lowe game, all of our minds immediately went to the gutter (don’t lie).

But Lowe wasn’t alone! Oh no, Lowe designed Freddy Pharkas: Frontier Pharmacist (I’m calling it FPFP from now on because the full title is a real mouthful (fingerful?) to keep on typing) with Josh Mandel. If the name sounds familiar, it’s because he worked on many Sierra games either as a producer, designer, writer, voice actor, artist, or some combination of those roles. Which games? How about Space Quest 6, The Dagger of Amon Ra, King’s Quest V and VI, and EcoQuest: The Search for Cetus. Mandel worked for other companies afterwards, such as Take-Two Interactive and Mattell, but he also lent his voice talents to the fan remakes of the first three King’s Quest games, reunited with Al Lowe on 2013’s Leisure Suit Larry: reloaded, and was a writer on Quest for Glory designer (and sometimes TAG commenter) Lori and Corey Cole’s Quest for Glory quasi-reboot Hero-U: Rogue to Redemption. He was also the model for the coroner in Police Quest III: The Kindred, but the less said about that game, the better.

Josh Mandel

I also think he might like fart jokes.

Before firing up the game, let’s take a look at the manual.

Titled The Modern Day Book of Health and Hygiene, 1881 edition, the manual is presented like an old-time medical—some might say “pseudo-medicine” almanac written by one Hyman J. Lipschitz, M.D., the President of Phrenologists for Health, Enervating Elixers, Longevity, and Mental Energy, aka (sigh) PHEELME.

This guidebook also has a pretty humorous disclaimer on page two:

Note to those people who might think a parody of a quack remedy guide that pretends to be from the 19th Century could really contain factual information but are too stupid to read disclaimers such as this anyway: The information contained herein is absolute and utter balderdash, provided by Sierra On-Line, Inc. for your Entertainment ONLY and to provide information and clues for FREDDY PHARKAS, FRONTIER PHARMACIST. Do not take the medications we prescribe. Do not apply the balms and liniments we describe. Do not attempt the procedures we outline. Do not believe that Manual Labor is still the President of Mexico. Nothing within this pamphlet is accurate and truthful, to the best of our ability. We are being entirely facetious. Do not, repeat DO NOT, use this documentation as a real medical guide! It’s a joke! Okay? Get it?

We get it, Al and Josh, we do. Also: the president of Mexico being named Manual Labor is a precursor to the horrible/awesome name puns that pervade this game.

Anyway, this isn’t so much an instruction booklet on how-to-play, but what I’m assuming is a very elaborate form of copy protection. You see, Part 1, the Pharmacopoeia, describes various chemicals that can be used as medicines, and in some cases, how to make them. They are sometimes funny, and clearly some entries are there just for laughs, but I’m getting serious King’s Quest III vibes from this whole thing.

Excerpt from the Pharmacopoeia

Part 2 features “home procedures” for things like acne, broken bones, and constipation (no coronavirus though). There’s also a (sigh) flatulence spectrometer, where the doctor is advised to catch fart gas in a paper bag or something and burn it in a spectroscope to figure out the exact chemical compound of what is causing the patient to have the vapors. Things like lentils, apples ‘n brown sugar-cinnamon, and meaty by-products, along with the cure. This is the level of humor we’re dealing with, people. It’s an Al Lowe game, what should I expect?

Actually, the manual is pretty funny, full of the dry, straight-faced humor we’ve come to expect from Mr. Lowe, and the kind of humor I actually get a kick out of. It reminds me of Mad Magazine, where the humor is stupid and low-brow, but an intelligent kind of stupid and low-brow. You know what I mean, right?

In any event, it’s time to start this game up.

Hello, old friend.

The familiar Sierra fanfare and accompanying logo always give me all sorts of warm and fuzzy feelings, as does the sound and graphical style of the title screen, and I’m particularly excited to delve into Freddy Pharkas (wait, that didn’t come out right . . .) since I’ve never played this game. That’s right! Other than reading about this in Sierra’s InterACTION magazine (Sierra’s version of Nintendo Power) when I was a kid, I have no experience whatsoever with FPFP. I’m playing this blind, and have been looking forward to this for quite some time.

This issue right here—I wish I still had it, but scans of it are available at Al’s site

I decide to check out the game’s prologue, and am treated to a well-written and well-composed Western ballad detailing the life of one former famous gunslinger Freddy Pharkas and how he came to be a one-eared pharmacist in the frontier town of Coarsegold, California, a real town near Sierra’s actual location in Oakhurst, California. Coarsegold was apparently also the setting for Sierra’s 1981 On-Line Adventure #3: Cranston Manor, which TAG reviewer Joe Pranevich is yet to review.

The ballad is quite good and humorous while packing in a lot of backstory (kind of like this post). Al Lowe wrote the music—although future Quest for Glory IV composer Aubrey Hodges is the main composer for this game—and Lowe and Mandel both wrote the lyrics. I’ve reprinted the lyrics below so you understand the game’s premise, interspersed with screenshots from the intro (follow the bouncing ball!)

He was born in old St Louie, By the age of four Dad knew he was the Best little crackshot the West had ever seen. By the time he reached pubescence, He could outshoot all the adolescents West of Durango and north of Abilene.

Pharkas, Freddy Pharkas. Famous gunslingin’ deputy. Freddy Pharkas, Freddy Pharkas, Frontier hero-to-be.

Then one day young Freddy Pharkas Stared at eyes as black and dark as night, the Eyes of an outlaw, well-known throughout the West. Oh, the tough kid’s name was Kenny, And he outdrew Freddy Pharkas, when he Shot Freddy’s ear off to prove who was the best.

Now our hero, Freddy Pharkas, With wounded pride and earless carcass, Vowed to the heavens to give up gunnery. He’d be better off, he reckoned, With the lifelong dream that always beckoned: Pestles, not pistols, and pharmacology.

Pharkas, Freddy Pharkas, Highest score on his S.A.T., Freddy Pharkas, Freddy Pharkas. Five-year college degree.

After Fred matriculated, Got his Ph.D. and graduated, Moved out to Coarsegold and bought a pharmacy. He’s a real prescription writer, And they don’t know he’s an ex-gunfighter, Locked up his mem’ries, repressed them totally.

But his peaceful new survival Soon was shot to hell upon arrival Of Coarsegold’s schoolmarm, the sweet Penelope. She has captured Fred’s affection, But he’s scared he’ll get a huge …rejection, Can’t bear to tell her just what he used to be.

Pharkas, Freddy Pharkas. Frontier Pharmacist bourgeoisie, Freddy Pharkas, Freddy Pharkas. Peerless, earless, and free!

The CD-ROM version is apparently sung by Al Lowe himself, because as he describes on his website, everyone thought he had a “funny voice.” You can read all about it, and listen to the ballad, here.

Act I then begins, making me think this game is going to be chapter-based, and you are taken to Coarsegold’s main street as someone is boarding up a building, where a toothless old coot named Whittlin’ Willy starts to tell you all about ol’ Freddy.

Nope, not sitting on your lap. Not getting anywhere NEAR that lap, thanks.

I gain control of Freddy and check the interface. The standard Sierra point-and-click icons are there (Walk, Look, Action, Speak, Inventory), and I take a moment to click the Action icon on various things, which may-or-may-not have included Freddy’s man-region.

I mean, it’s an Al Lowe game. I kind of had to.

There are no surprises, which works for me as this interface generally works really well. In my inventory I only have the key to Freddy’s pharmacy. I’m looking forward to inventory gags, as Al Lowe’s Leisure Suit Larry V was full of humorous messages—each unique!—when you clicked any item on any other item in your inventory. I hope this attention to detail, and bad jokes, carries over to FPFP.

And of course, I’d be remiss if I didn’t mention that there is a (sigh) Golden Balls Saloon.

This humor style, of course, is par for the course and I don’t view it as a negative per se. I groan and cringe at these kinds of jokes, but I actually like them. They’re generally harmless and Al always seemed like a good guy who just like getting a few yuks out of gamers.

Here he is, describing the inspiration for FPFP:

“In 1992, I noticed that there wasn’t a single Western computer game, even though Western movies had been popular off and on for years. But I wanted to make a humorous Western. What sort of Western could be funny? While discussing this with Roberta Williams, I started to say ‘farmer’ but my mouth tried to say ‘rancher’ and out came a tangled mess that kind of sounded like, ‘farmer-cist.’ Hey! A pharmacist? Why not? Thus was born Freddy Pharkas, Frontier Pharmacist!

I think it may well be my funniest game, due in great part to the wit of Josh Mandel. Computer Gaming World called it ‘The Blazing Saddles of computer games’ (see box cover below) which I considered perfect praise since that movie was my inspiration.”

Funniest gmae, huh? I sure hope so! Leisure Suit Larry has its moments, but nothing is really laugh out loud funny. Maybe FPFP will be. We’ll see!

I have high hopes reading this bit of trivia from Josh Mandel:

“Mandel had explained in a commentary the reason why there were so many more jokes in the Floppy Disk version as compared to the CD-ROM version of the game, ‘I had co-designed, directed, produced, and written the floppy version; there were no plans at all, at the time, to produce a CD version. When sales of the floppy version justified a CD version, I was no longer available to produce and direct it, having by then started on SQ6. Al Lowe was then tapped to do the casting and recording of the CD version, but the game already had so much text in it that, when it came time to record the inventory text, Al just stopped—he was, he said, tired of sitting in the sound studio. As I had written the vast majority of the game’s text and dialogue, I pointed out to him that, in the process of cutting roughly 15% of the game’s text from the recording, he’d not only left out many jokes, but many clues and hints as well.’”

And like I said, I’m playing the DOS version, so not only will I not be missing out on “clues and hints,” I’ll be getting all the jokes as well. Oh boy!

Mind you, I have no clue what the plot is, but I’m eager to hop in and see what Coarsegold has to offer. If there are references I don’t get in my posts, please let me know. I’m a medium-sized Western fan. I love the idea and image and aesthetic of cowboys and the American west, I’ve seen several John Wayne and Clint Eastwood movies, and I have some Louis L’Amour paperbacks I need to get around to reading, but I’m no expert or connoisseur of the Western genre. Then again, I’m no expert or connoisseur of the adventure game genre and that doesn’t stop me from writing about, so maybe I have nothing to worry about.

Anyway, time to saddle up and play. See you next time, pardner! Yee haw, yippie-ki-yi-yay, and all that jazz.

source http://reposts.ciathyza.com/game-121-freddy-pharkas-frontier-pharmacist-1993-introduction/

#retro games #dos games #retro #crpg #adventure #amiga #oldcomputers #8bit #16bit #blog #repost

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foulfurywombat-blog · 6 years ago

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Im going to buy a car and insure it under my parents name..is a camaro a cheap car to insure?

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what are some cars that are cheap on insurance

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1. In California, are you required to have health insurance for your child if your job offers family health insurance (medical, dental and vision) for you and your child? 2. does the court require you to sign up your child through your workplace's health insurance (family plan)? note: I am a noncustodial parent""

""Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?""

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.""

Where can I get moving insurance?

I'm moving cross country. This involves lots of companies, packing, boxing, loading, unloading, car haulers, etc. Does someone sell a blanket moving insurance?""

Does the smart roadster have cheap insurance for teenagers/young drivers?

Is it under 3000 Because I might get one next year I'm 16

How much does minimum cover motorcycle insurance cost monthly in California if your 19 years of age?

Car insurance for teenage girl?!?

I'm an a student. How much would the average cost be for car insurance if I'm under my parents insurance? I'm also 16 and a female! Also on the bill is the payment combined or would I be able to see how much my payment is individually?? Please and thank you!

How much would my insurance be is I have 4 points against my license?

I gotten 2 speeding tickets within 6 months (4 points in south carolina...I have a good reason to be speeding!)...I am currently uninsured but my vehicle (2000 Honda CR-V) is insured under my mom's insurance with Geico... I'm 19 years old and soon I will have to register my own vehicle and get insured...my mom doesn't know that I have tickets. I go to college and I'm a pretty good student (4.0) would I get a discount with that? Also, what is the cheapest insurance? Thanks!""

Hi I are v8 insurance more expensive than v6?

I'm getting a car soon and I can pick between an 08 bmw 528i v6 or 08 bmw 550i v8. I was wondering if insurance would be the same because there the same car. I live in California thank you.

Health care insurance?

My husband is on SSI and gets a weekly workers comp check? His income is non taxable . We did not qualify through the affordable marketplace for insurance for myself and son and did not qualify in Indiana for CHIPS for our child? We had been perviously purchasing our own private insurance but now I see you can't even do this anymore our current plan runs out in March of 2014 , and all thay offer now is temporary health care plans. Anyone out there finding them-self in this situation? Any advice ? Thanks?""

""Would you rather have a law against gay marriage, or affordable HEALTH INSURANCE that can't be canceled?""

Admittedly a false choice, but still...electing a GOP/Teabag/Fox 'News'/Jesus freak government would enhance the chances of a law against gay marriage and diminish the chances of some form of Medicare for all. Feel free to substitute 'Christian right for 'Jesus freak...consider it a figure of speech or an expression of art.""

Any insurance people out there?

Ok. I know I should have car insurance. But right now I can't afford it. I don't own a house. So what is the worse case scenario for me if I'm in an accident?

About how much would auto insurance be a month for a beginning teen driver?

I know your not going to be able to give an exact price. I just need a legitimate number. I'm 16, and just fully paid for a nice car on CL. So I do fully own it if that helps the price any. Just an estimated number per month please.""

""Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?""

Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?""

Car insurance coverage - with temporary car drivers?

sir, i bought a car for my brother in india,on his name...he doesnt have any drivers license..so always had to rely on call drivers or temporary drivers for driving the car. in that case,if any acccident happens,will the claim still be honored even it is not driven by the owner..as long as the driver as the driver has a valid driver license. i came across a situation with my friend..where in the call driver ran away from the scene after the accident..can we still make the claim even in this case? i see in my car insurance it has owner-driver coverage...what is that.. is there any add on that i need to add to my insurance so that it covers even if driven by any temporary or call drivers..""

Im going to buy a car and insure it under my parents name..is a camaro a cheap car to insure?

what are some cars that are cheap on insurance

How much is car insurance for a 16 year old?

I am turning 16 next month. I'm getting my liscense then too. I'm a girl... Ahah. I've heard insurance is cheaper for females. I live in henderson, nevada (pretty much las vegas). And my first car is going to be a 1999 porsche 911 carrera. It's in mint condition also. My dad barely used it. I know it will be high-ish since it's a sports car :/ About how much would my insurance be on it a month? THAN YOU! <3""

Cheap or free help with medical insurance?

I need health insurance for myself my children are covered under medicade and I need health insurance that is free or cheap

I am learning to drive and want to buy a car. What should I buy and what will the insurance be like?

Cheap Dentist on Long Island NY?

Hey Im 22 and dont have dental insurance. Ive had a bad cavity for about 2 years and off and on gives a really intense pain. At times I go a few days without sleeping because as soon as I fall asleep Im woken up by the pain and have to run it under cold water. Im looking to have an extraction. Its the last tooth on the top right side and has a large hole in it so its not a full tooth. I dont have insurance and dont have the money to get insurance. I was kicked out and have a lot of bills and work as a waiter so I dont have a large income. Where on Long Island NY can I find a place to extract the tooth at a cheap price? Maybe a dental school or something. Any information would help. Oh and when it starts to hurt it usually bleeds(swelling gums into the sharp edge of the tooth) If your just going to say go to an emergency vet and make payment plans please dont post because Im already 3 grand in debt and dont want anymore. Thank in advance

Quad Bike Insurance Advice?

hi can anyone tell me the best place to get a road legal quad bike insurance online quote in the UK thanks for any advice given

Where can I find information about female car insurance? Is it really cheaper than for men?

Minor car accident without insurance?

I caused a scratch. But I don't have insurance by that time. What am I supposed to do? Go to beg the old lady stop claim insurance company but solve that privately? But she already reported to insurance company. Can she withdraw the claim so we can solve privately? Any other choice?

Which is more expensive: Car or Motorcycle?

And let's say they are both cheap ones. Similar price; not a fancy engine.

Info about 17 year old car insurance.?

Hi, so i have been trying to look for cheap insurance lately, but was getting insurance quotes for 44k and lowest 17k! but i changed up a bit of the info and got it down to 3.2k with mum and dad added, i dont want a black box or anything, if i were to ring up and get a quote from the company, could it be even cheaper? thanks, also please leave some tips as to how to make it cheaper, and if you ask questions in the answers!... i will reply in the additional info so keep an eye out!""

Insurance price.?

how much would insurance cost for a 16 year old buy. like on average?

Im 21 and in need of health insurance...?

My company offers it but its like $200/month and i cant afford that! Im a female, non smoker, and in good health. I just need basic health insurance that has dental and eye. What are some good options out there?""

How much does it cost on average to run a car a year?

I'm learning to drive and have no idea how much it will cost to run a car when i've passed. Obviously i know the answer is different for everybody but could you give me an idea? I'm hoping to get something small like a KA, will be using it mostly to get to work which is 2 miles each way, i'm 27 so what will insurance costs be? at the moment i'm spending 100 a month on lessons, and 60 a month to get to work. Is it likely to cost more than this a month on running a car, paying insurance etc? Thanks""

Which life insurance companies pay for death by suicide?

I'm 27 and live in New York.

Auto insurance company lied about coverage?

I was hit by a guy and he says his policy is 15000. His insurance company said it was 5000. What if he's telling the truth? And they are not. It's been 2.5 months since I was hit and still nothing has been done. They are waiting for a quote or some bs

Pay as you go car insurance in UK?

Hi My Insurance will be expire in feb 2013, In june 2013 iam going in a holiday for long term, so i need car insurance only for 4-5 months, is there any kind of pay as you go car insurance,,,,i got 2 years of experience as a driver, so how much will they charge for 1 month.? thank u""

Farmers Insurance problem when changed from CA to OR?

Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?""

Insurance for 19 year old male?

I drive a 1996 mercedes c220 and need insurance soon!!! Wondering how much I'd be looking at monthly

What is the cheapeast insurance company for a teenager female driver?

I am curious about what good insurance companies are cheap for teeenager female drivers.

Aircraft insurance rates with DUI/DWI charge?

If one is a partner in a small aircraft, what effect does a potential DUI/DWI have on aircraft insurance rates?""

My car insurance is $200 a month!?

I'm getting my license in less than a month, but my parents won't get me a car b/c they say I won't be driving alone anyway b/c the insurance is through the roof. We have Mamzy. Would it be cheaper if we switch our insurance? It'll go down once I've had my license for 6 months, but still, half a year is a long time to have to wait. :\ Thanksx.""

How much does insurance cost for a 21 year old male?

I wanna get a car soon and i want a 2006 Mitsubishi Lancer Evolution and i was just wondering if anybody knows an estimate on how much insurance would be. I will be making payments on the car if that helps

Can my brother drive my car without insurance?

My insurance company is with Statefarm. I'm the primary driver with full insurance coverage for the car. My brother just received his license but does not have any car insurance YET. Would it be legal for him to drive my car and if so, would my car be covered by the insurance company if he gets into an accident. I am from Canada, Ontario.""

How much will my insurance go up?

My car slid out of control and I hit a light pole and it fell down. I only have liability. My insurance company is Country Financial, I live in wisconsin, and I pay about 100 dollars a month already.""

""If my mom adds me onto her car insurance, about how much would it go up?""

I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""

Mustang GT for a teen? insurance question?

When i graduate from highschool my dad is going to buy me a mustang GT 2005 and i was wondering if it was a good choice. when i go to college i am goin to hav a job so will i be able to afford a mustang insurance? How much will it run about (estimate). Thx in advance, ~Key key24~""

Im going to buy a car and insure it under my parents name..is a camaro a cheap car to insure?

what are some cars that are cheap on insurance

Why does California suck so much?!?!?

UGH! I'm a teenager, who drives a 2001 Honda Accord, right? I've been driving for almost two years (this November) and I had my insurance set up that I pay it every 6 months and it would accumulate to $720.90. I've always paid my insurance a week or two ahead of time and my driving record is perfect thus far. But then, I get my insurance this time and now it's $777.90 dollars!!! It increased $57 out of nowhere. I called and it's because of North Carolina doing a business deal with California and California increased everything or something. I know that sounds sketchy. I have Progressive, by the way. And no, they don't offer any student discounts (I got straight A's when I was in high school and now I'm in college and I still get them) but they don't acknowledge that because California or whatever took the rights away to lend out such discounts. My question is: why does California suck so much? It isn't fair whatsoever... $1600 (almost) a year for insurance on a 2001 Honda Acoord is ridiculous. Is there any cheaper insurances out there besides Progressive?""

If requiring people to have car insurance is the same as requiring them to have health insurance then why?

Wont the US government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

Motorcycle or Scooter Insurance in London?

How much would the insurance be for a motorcycle or scooter worth less than 4,000GBP in London? I'm hoping that it would be a lot less than a 50cc scooter in Dublin worth about 400GBP costing 200GBP for insurance per year.""

Does defective equipment increase insurance rates?

I live in Virginia and it's time to renew my auto insurance policy by the end of this month with Progressive, and I've got a Defective Equipment charge coming back from 3/8/2010 causing my rates to go up. I am not sure why this is causing my rates to go up because its not a moving violation and it carries no demerit points with DMV, its simply an equipment charge. The charge is vague and could mean anything really...from a taillight out, to a hanging exhaust, to a bent wheel, to even a headlight out. I'm going back and forth with the insurance company about this because its rediculous that this kind of charge would cause an increase in my rates. They stated that this info came from a C.L.U.E. report...I know what a C.L.U.E. report is and its pretty much a bunch of reports in one including my Motor Vehicle Report, which is where they are getting the Defective Equipment . I spoke with a lawyer that I know from a few years back on a seperate traffic case, and he even mentioned that he thinks it's a lie to have rates go up for this sort of charge. He also advised to look for different insurance which I would rather not do, simply because it does not seem right and if they raise my rates for it, then they are raising other peoples rates who have the same charge Any help is appreciated, thanks in advance.""

Does anyone know what the average insurance rates are for OTR owner operators?

Just a rough estimate....I'm doing some research.

Which car insurance site does the cheapest qoute in uk?

L have brought my first car and l am looking for a cheap third party fire and theft car insurance does any one no of any cheap car insurance site in uk

What is the best car insurance company?

I have just passed my test and now looking for insurance. which company would you advice?

If I were to start an in home daycare... where is a good place to buy affordable liability insurance in CA?

What is the best car insurance company? out there?

I'm with all state but is there any insurance company better than all state?

I need help with car insurance.?

I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!

Can I recoup money for the inconvience of borrowing relatives' cars while car insurance claim was processed?

A guy hit my car. I didn't get a police report, but I called his insurance company. His insurance company wouldn't pay for the damages or give me a rental car until they had a statement from the guy. The guy refused to talk to his insurance company for 2 weeks until I drove to his house and handed him my phone with his agent on the phone. I was afraid to get a rental before because I thought I would never get paid back. Can I tell his insurance company to pay for the average cost of a rental car for 2 weeks even though I never got a rental car?""

I have a Suzuki GS500 now & want upgrade. What is the cheapest sportbike on insurance 1998-2006?

Thinking of maybe a Yamaha R6 or R1, Ducati Monster, Buell Firebolt, Kawasaki Ninja, Honda 599 or 919""

Insurance on my own car compared to my parents?

Hey all, Im interested in buying a car and my parents are quite objectionable to it. Id say i would pay for the car and the difference in insurance but they say i dont have the money to do so. I know that my being insured on one of their cars costs a lot less than being insured on my own car but i really dont know the difference. Obviously it depends on the type of car and other factors but approximately how much is the difference. I could fill out the quote stuff but i would have to fill it out twice and i really dont feel like being bombarded by emails and what not. Also, I am 17 years old and have had my license for over a year without a single violation. If it really matters, i have about 4500 saved up for now. I made a little over 1100 in the past month and should be getting about 700 or so a month from my job. I really dont spend any money on anything else. Is insurance on my own car really that expensive?""

Car Insurance went up when I removed a car?

I am insuring 2 cars. If I remove one, my insurance rate will go up. Why is that?""

What is the cheapest full coverage auto insurance?

anybody knows a company that offers cheap full coverage auto insurance, maybe about $80 or $90 for 2 vehicles?""

What's a cheap car insurance company for drivers with alot of points.?

How much will insurance cost lower by taking online driver's ed in Florida?

I'm 18 years old and I live in Tallahassee, Florida. I used to have a 1996 Mazda Protege DX and it cost me $127.00 a month with Acceptance Insurance. I never have had a ticket or have been in a wreck. I see some people who have way newer cars than I do and insurance is way cheaper for them. How much will insurance, on average, lower a month if I plan on taking online driver's ed in the state of Florida?""

Proof of insurance issue (Houston)?

I received a ticket while visiting in Houston for not having a valid TX license and for a traffic violation. The ticket costs over $300, but I would like to take a driving class to lower the cost and avoid a points penalty. I was driving my friend's car when I got pulled over. She has insurance for her car and she was with me, but since I was driving, I got the ticket. I am currently not an any insurance policy and I need to send in the defensive driving course request with proof of insurance. Is it okay to send the insurance of her car? Please help. PS. I already took care of the license part. Thank you.""

Insurance for Kids?

I work at an insurance agency and have to give a presentation about insurance to grade school kids. Does anyone know where to find interesting info about insurance that kids would understand?

Who should I trust when it comes to auto insurance?

I am looking for Auto Insurance but want to deal a company I can trust.

About how much would it cost to for a year of car insurance for a 17 year old in new york?

I am planning on getting a used 2001 Mercedes-Benz C-Class C320. Before I buy the car I will have a senior license and will have taken drivers ed and a defensive driving coarse.

How much do you pay for car insurance?

I need help for my homework.

Health insurance for college student?

I am under my family's Blue Cross insurance in California, but I'm going to attend school in Massachusetts. Will the insurance cover me in Massachusetts?""

Cheap insurance companies?

So ive just bought my new car, its a renault clio 1.4l. Its my first car and its insurance group 4. So i wanted to know if anybody knows any cheap and good insurance companies, thanks""

Is it true that you are not required to have Auto Insurance in the state of New Hampshire?

I heard that you're not.

Im going to buy a car and insure it under my parents name..is a camaro a cheap car to insure?

what are some cars that are cheap on insurance

Would car insurance be more on a newer 2-door red sports car or an older 4-door sedan BMW?

Basically, I am a 20 year old college student and I am going through the proccess of buying a car. I have some family friends helping me out. They told me I could get financed for a 2006 red 2 door sports car but I am still on my parents insurance and I don't want it to skyrocket. I will be paying for my car but I don't want to make my parents pay a ridiculous amount for my insurance. I would just like to know which one is more likely to be cheaper...""

Looking for Best Term Insurance provider online...?

Hello Every1, I am looking for a Term Insurance online provider, I have few in my mind but i would like to see your feedback for any specific Insurance Company online in USA, if you have ever tried. Thanks in Advance.""

Do you need insurance on a motorcycle in Florida?

I read online that if you own and have the title of the motorcycle you do not need insurance . But i never believe what i read on random websites so I'm asking here. The insurance companies are giving me insane premiums even though i have a clean driving record. My question is,is that accurate that i dont need insurance to ride in Florida.?Thank you everyone in advance.""

Should my car insurance company be forced to cover preexisting conditions?

After all, liberals want preexisting conditions be covered for health care. What's the difference? I want them to fix that dent in my front end that was there when I bought the car.""

Can you transfer car insurance from one person to annother?

if you have paid upfront for the whole year and then you can no longer drive due to health reasons could you transfer your insurance policy over to someone else?

Does anyone know of cheap health insurance in north carolina?

am a father of two and my wife has her and the kids covered under her policy at work. I have not had insurance in over 12 years! I need low cost health insurance and I have heard of plans under $100. I obviously never get sick, and dont mind a high deductible. I really need a low premium and a semi low RX cost and co-pay/ doctor visit (just in case). Any help or suggestions? Thanks!!!""

Insurance for new drivers?

hi i am about to turn 18 and for my birthday my mom and me are going to lease a car for me. the car is 20000 and its new. the insurance is crazzzy expensive but my mom is going to by a car to right when i am so is just keep that i mind for the insurance and stuff. what is the cheapest way to get insurance?? please help

How much does a car cost for a 17 year old?

The cheapest thing the moves from A to B reliably. I already know about gas and insurance, how much would the car itself cost, used whatever. I live in washington state.""

""Why is it that despite public and private health insurance programs, some US citizens are without any coverage?

health insurance

Do spoilers raise insurance price?

is it true that having a spoiler on a car will make insurance higher?

Insurance Company Policy Number California?

I was rear ended and I obtain the person of interest's driver license, license plate, name, and policy number, but did not get the insurance company's name. I tried calling the suspect and came into her work (subway) to find out the number I was given was incorrect. I tried calling the new number and still no response. I remember seeing that the insurance company was from the Bay Area. The policy number is 1053121297. Could anyone help me connect this policy number format to a company?""

Car Insurance and Registration?

I am a Kansas Resident and have a Kansas Drivers License; however, I am studying in California for the next four years. I am receiving a car from my friend as a gift, but it's already registers at California. What do I do to make it legal for me to drive it?""

What's your monthly car payment? And Insurance?

I'm interested to see what people pay for their cars and car insurance compared to me. I'm a single 28 year old female living in a city. (RI) I pay $282 for a new Jetta lease and insurance is $157 per month. Just seeing if this is the average.... I'm also moving to NY suburbs and am considering changing my insurance, anyone know if I can do this if I own a home in RI still? RI has month to month sales tax, but has higher insurace premiums and NY wants sales tax up front, but NY suburbs insurance costs half as much as what I pay now. I wonder if its worth it to switch states???""

Why are women getting angry over this new car insurance ruling?

Women want to be treated the same as men...same pay, same rights etc but now that the EU has ruled that gender should not e a factor in determining car insurance prices they are not happy about it? I'm confused""

Car insurance Question?

I was driving my friends car. I hit someone. It was my fault. My friend has insurance but I dont know what kind of coverage. I was driving her car because she needed to borrow my truck. If her insurance doesnt cover her damage should I help her pay for it even though I was doing her a favor by borrowing my truck?

What is a good affordable health insurance?

That is no more than $120 monthly. Thanks in advanced

What Insurance company automatically covers anyone who drives your car? What is a cheap insurance company?

I'm tryin 2 get insurance for the 04 stratus that i'm buying, but my rates are high because i'm 18. I heard about an insurance who covers anyone who drives your car, like that i coul mak my dad take it then i'd be able 2 drive it. If you know a cheap company for people my age i'd appreciate it. The company dosnt have to be popular.""

What to look when I am trying to get medical and dental insurance?

In the last couple of months Ive been trying to get medical and dental insurance. I dont have much problem with my health but my wife gets medicine and needs some dental work. In my country everything works different when talking about insurance, Ive been into a couple of websites, doing some researches but I still have some doubts about what exactly to look and get. I want an affordable and good insurance so I can help my wife with her medicines and stuff, when she gets pregnant and in the future just in case of emergency.""

My mother needs a LOT of dental work! Whats the best insurance to inquire about?

She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...

How much does a california speeding ticket and no insurance will cost?

My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?

Can you get auto insurance with policy dated back a couple days?

I got a ticket for 5 over, I have a clean record but no insurance, can I buy insurance that will back up that date. It was sat the 14th""

""In california, im 16 and i will have my permit hopefully soon. am i automatically insured when i have permit?

so i live with my mom and our roommate. my mom doesnt drive. my dad drives and so does our roommate. my dad will sign allowing me to have a permit but i want to drive with just my moms roommate which i live with too. is it possible that i can just get my dad to sign for me to have my permit and then i can just drive with my roomate that i live with? or would i have to only drive with my dad since he is the one signing? and also am i automatically insured under my roomates insurance with a permit and then i need to get insurance once i get my license? or do i need to have insurance for myself while i have my permit as well?

""Any companies you would recommend for cheaper car insurance rates (in Ontario, Canada)?

I've been calling around some of the major companies and the quoted rates have been sky high despite my spotless record. Maybe there's some hidden gem companies out there? I hope!

What will happen to our car insurance rate?

16 yr old son got his license. Wife and I have 2 fairly nice cars. Full coverage. When we added my son our rate doubled, more than doubled actually. His grandmother is giving him a car this week. Not worthy of full coverage. How should we handle the insurance. Can we list him as primary driver on that car and do liability only? Will that make the rate go down or will it go up even more?""

What's the best affordable health insurance for a freelancer?

I was laid off in March and still need to figure out a health plan. Not being covered is scary! How can I get some coverage that's affordable ASAP? Thanks.

Im going to buy a car and insure it under my parents name..is a camaro a cheap car to insure?

what are some cars that are cheap on insurance

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