#they live in my head rent free . 0 payment required .

[goodsgraces]

“ ah , ” his expression turns pensive , dilated pupils gazing up at the ceiling as if he was mulling the hypothetical . of course , he could live without the blonde tampering with his hairbrush but the thought of ezra admiring him to the point of obsession did rattle something that was buried beneath denial and preservation of their platonic relationship . emerson was left with no choice but to tuck it away and revisit later while alone . “ better than raiding my boxer drawer but still a little much for me . i’m more of a verbal affirmation type . feeding me compliments is the only sure - fire way to shut me up . ” while he normally faced very little challenging bouldering the weight of his sizable ego , it was nice to hear praise in someone else’s voice — much sweeter if it was wrapped in the voice of someone he admired just as fondly . few were on that list and there was no doubt that ezra topped it . he nearly chokes when ezra offers another hypothetical proposition , this one much more suggestive . a warm surge rolls up his spine , acutely aware that it wasn’t the buzz of his beer . “ if you wanted me to . . . ” broad shoulders shrug , playful grin morphing into something more wolfish . “ and if you asked really nicely . ”  it’s a feedback loop of tension , each raising the stakes every few minutes . if their situation was more clean - cut , emerson knew there’d be minimal distance between them — if they were even still sitting at the bar , at all . there’s a need to be closer when ezra caves , stroking emerson’s ego in a way that felt substantial . “ thank you ! my ego has been rebuilt . . . but if she makes you happy , i don’t plan on meddling . ” it’s a sweet moment intertwined with endless lighthearted insults , emerson’s mouth falling open just enough for the tip of ezra’s finger to graze his bottom incisors . “ careful or you’ll lose it next time . ” he warns , not pulling away from the new challenge presented .

"oh right okay then," he nods his head, as if seriously contemplating his words. of course, it's all in jest. he was so careful not to take too much of their discussions seriously. it was too dangerous, for him at least. "so - what if i get the urge to start cleaning your hairbrush?" the question hangs between them, brow cocking challengingly. he's curious to hear every one of the man's thoughts. he was quite an entertaining soul, so much so ezra often found himsef enamoured by him. surprised and elated that he wore the badge of best friend. he had often questioned whether or not his love for his best friend, his devotion for him stretched beyond the confines of platonic comfort, but he'd also never allowed himself to contemplate it being an actual possibility. "oh right, so you won't keep me tied up then...make it a fun way?" he doesn't know where the sudden surge of confidence has come from, suspects an awful lot of it is due to his desire to tease and embarrass emerson. he was adorable, and ezra really did love him; as a best friend, as an equal, as one of the only men he'd caught himself...fantasing about, in more capacities than he'd ever dare admit to. at least not in this precise second. "well, i do not need any extra benefits either. you are my best friend. my favourite person. if y'really loathed the girl, i'd give her up for you. that's friendship." slightly more than that, potentially, but he doubts emerson will mind. "and...the concept of extra benefits with you doesn't make me feel sick at all." he teases, now poking his fingertip against the other man's lip, showing how unconcerned he was by the idea of his finger ending up in his mouth.

[anewpoliticalspin]

A progressive case against the Earned Income Credit

Why it’s deeply ineffective, and we can find better ways of increasing earnings

The Earned Income Credit provides a yearly supplement to workers earning fairly low wages-and is distributed based on earnings and number of children claimed on a tax return.

However the Earned Income Credit makes us have to pay for something that frankly we shouldn’t have to-employers should, or it’s being put in all the wrong places.

It’s a credit that first gets rid of your tax liability-fair enough for low income earners, in my book-but then goes much farther and gives them an extra credit that isn’t returned income. It actually adds a good deal of money to the return-in amounts in the thousands after tax liability is erased, which I’ll get to. It also is combined with the Child Tax Credit, which is now refundable, and used to be combined with the non-refundable Child Tax Credit and refundable Additional Child Tax Credit, which can add a thousand or so more depending on the number of children. Refundable means after tax liability erased, given in a refund. Why these high amounts? The ostensible purpose is to give these people an amount deeply needed by them, as it goes mostly to low earning single mothers-as you will receive much more if unmarried and with at least one dependent. I’ll show you by example how much these refund amounts end up being (after tax liability is erased).

First, the 2020 Earned Income Credit Tables. Remember that this is on top of the Child Tax Credit, which is now 2000 per child, and had been 1000 per child before the sweeping tax reform passed (source here):

The maximum amount of credit for Tax Year 2020 is:

$6,660 with three or more qualifying children $5,920 with two qualifying children $3,584 with one qualifying child $538 with no qualifying children.

I’m going to figure out a tax refund for someone earning $20,000 in tax year 2020, since that is roughly what someone who makes $10 per hour earns, around what many of the working class mothers earn, and close to the amount that earns the maximum amount of credit (which goes up and down by income level in a bell curve). This is for a Head of Household filer, which requires providing support for at least one child, and I’m going to do this for one, two, and three children, to see the difference in amounts by dependents. This will be for someone with zero withholdings to show the amount given that is not what had been paid into, and since someone at this income level with dependents would be able to not have withholdings with careful tax planning, even if many do have withholding. The tax calculator I used can be found here.

For one child: 

Total Tax Before Credits:$138 

-$138 in non-refundable Child Tax Credit

-$1,400 in  Additional child tax credit

- $3,410 in Earned income credit (EIC) = $4,810 total refund, total given that is not paycheck withholdings given back

For two children:

Total Tax Before Credits:$138

-$138 in non-refundable Child Tax Credit

-$2,625 in  Additional child tax credit

- $5,427 in Earned income credit (EIC) = $8,052 total refund

For three children:

Total Tax Before Credits:$138

-$138 in non-refundable Child Tax Credit

-$2,625 in  Additional child tax credit

- $6,141 in Earned income credit (EIC)

= $8,766 total refund

Mind you, the EIC has been around for a long time, and used to be a somewhat significantly less amount due to a sweeping tax reform a few years ago that was passed effective for the 2018 tax year which significantly reduced tax liability. It did this by eliminating personal exemptions, doubling the standard deduction, reducing tax rates overall, and doubling the Child Tax Credit. I worked in a tax office inputting returns myself for a whole season, so I’m familiar with this, and here is a source for this information.

Here were the 2017 Maximum EIC amounts:

The maximum amount of credit for Tax Year 2017 is:

$6,318 with three or more qualifying children

$5,616 with two qualifying children

$3,400 with one qualifying child

$510 with no qualifying children

Here is a quick show of what these amounts would have been for a 2017 return:

For one child: $660 liability - $3131 EIC (no additional child tax credit) = $2,741 refund

For two children: $255 liability - $5,261 EIC = $5,006 refund

For three children: $0 liability - $5,963 EIC = $ 5,963 refund

In spite of it’s original purpose, the Earned Income Credit, frankly can sometimes be a huge, unneeded handout since it’s done on a one-size fits all basis. When it goes to the truly disadvantaged, I wouldn’t exactly call it a handout, however, that may not always be the case. It goes to people who earn below a certain income level regardless of individual circumstance. Regardless of cost of living, circumstances you might not see on a tax return (living with parents rent free, living with a partner not married to for tax purposes, living enough roommates to have a low cost of rent), underreported earnings from self-employment, or government benefits received, since Food Stamps, TANF, and the like aren’t reported on a tax return (unemployment insurance is the only benefit that is). While it’s true that the IRS does base filing status and dependents on support given to dependents out of pocket, I believe many people are not as familiar with tax law as it’s only done once per year, and when money comes into play, people are often tempted to manipulate the truth more often than you would think, and the IRS may never find out since investigation is costly.

I also believe it’s, in truth, very unfair in that it raises most taxpayers’ bills fairly sharply-this has to be paid for and goes to a high enough percent of our population, according to the Center on Budget and Policy Priorities (source here), the Earned Income Credit that was received by over 22 million families and individuals in the 2018 tax year. Due to the amounts often given, and the number of taxpayers it’s given to (we can imagine the math), it is without any doubt something that has greatly increased the tax shouldered by us all. Should the taxpayer pay this if the people receiving this are underpaid? Why not have them paid more by their employers-the people getting the work done for them by their employees? Also, shouldn’t we also make sure this is only going to those truly in need of it?

It’s also less likely to help people financially due to human nature. Imagine if you were handed a $3,000 lottery ticket, what would you do with it? You might spend a good deal of it immediately. We’ve all seen how often people will spend a good deal when given a one-time payment. The poor might have more bills to pay, but they have this trait of human nature too. They are likely to spend more than they should rather than saving enough.

Lastly, it’s given at one time of the year, so someone who falls into poverty between May and December won’t get help for some number of months from this credit. It sometimes doesn’t provide the immediate help needed.

So then, what is the alternative? After all, it is here for a reason. It’s done to provide income to people-especially people with young children, who need it, since they don’t make enough. So then, what’s the alternative? Making sure people are paid enough at their jobs. The Earned Income Credit is supposed to make work pay. So we should do that. People should earn more. We can do this by having stronger labor unions, and higher minimum wages for larger companies that can afford to pay more (with allowances for small businesses).

The fact that the Earned Income Credit that was received by over 22 million working families and individuals in the 2018 tax year (Center on Budget and Policy Priorities, source again), shows that we have way too many people not earning enough. In truth, I believe that we can do much better, and do this without using a one-size-fits-all approach, or over-burdening the taxpayer.

[musingsofahistorymajor]

My Museum Tales part 1

(Part 2)

People get angry when you don’t know everything about everything in the museum. “What year did this random event that has nothing to do with the exhibit happen? Why don’t you know? You should know!”

Guest: “What mileage does this car get?” Points at a car made in 1902.  Me: “I have no idea but probably not a lot?” How the fuck should I know?

Guest: “What are the odds of you letting me sit in that DeLorean?” Me: “0 to -100.” Guest: “Why not?”  Me: “Cause you could damage it. Only the curators and specialists are allowed to touch the artifacts. That car is an artifact.” Guest: *Surprised* “Oh.”

Guest asks me what sort of food the dining room sells. I am confused. We have no dining room in the museum. Guest points at the the map. He’s pointing at the dining room of the 1900s Mansion (the museum I work at has two mansions on the property). I have to tell him that that room isn’t a place to eat. It was the dining room for the family that used to live in the Mansion. He is still confused. Nothing I say helps.

Coming back from break to hear my relief hang up the help phone (which is connected to the parking) lot say, “The system isn’t broken, your brain is broken” in such a defeated voice.

Executive staff: “Can you put our events on other organization’s online calendars when you have a free moment?”  No? Cause that’s not how the internet works. Its not possible unless they have a public calendar.

The most common question we get: “Where are the dinosaurs?” Across the street at the NATURAL HISTORY MUSEUM! It’s the building with all the dinosaur topiaries, the stegosaurus statue out front, and the dinosaurs painted all over the parking garage.

Came across a woman changing her babies diaper on the floor of the kids play room. A) GROSS! B)There’s a restroom with a changing table around the corner.

Me: “I’m sorry sir you can park there. It’s a fire lane.” Guest: “I’m not parked.” Me: *looks at the guest who is no longer in their car and already in the building.The car has been there for at least 15 mins.*  Me: Are you going straight back to your car then? Guest: No I’m here to visit the museum Me: *looks at the camera like I’m on the office* At what point does a car become “parked”

The time a catered event tried to have Cherries Jubilee, a dessert which requires it to be SET ON FIRE. The cooks didn’t understand why they couldn’t make it after we explained that it’s dangerous for the artifacts and it would set the fire alarms off. They light it up anyway. Fire alarm went off. Building had to be evacuated.

Radio Conversation: Me: Are we selling tickets at the door for tonight’s event and what methods of payment are accepted?  Employee 2: Yes and cash. Credit card. Check. Employee 3: Wampum Employee 2: Barter and trade 

That time my boss called and said she was looking for someone creative to help her come up with an idea for centerpieces for big annual fundraising event that night because it completely slipped her mind. The event was that night! She asked if I could come up with something cheap and quick to make but also looks nice. Using random art supplies and things we have lying around  the storage rooms, I came up with some flower vase with photos around it type of thing (looked better than this sounds). Took all day but I made seven centerpieces out of nothing .

Guest: “Why are you only open on Wednesday?” Me: “We’re not?”

Guest: “Aren’t you always free on Saturdays?” Me: “No?”

Guest: “How far of a drive is it to the Mansion” They were standing in the Mansion….

Guest: “What’s the Hay House?” Me: “……It’s a house? Belonging to the Hay family? That you can tour?”

Guest comes in and reads the sign with our admission prices listed. Guest: “So these are the suggested prices?” Me: “No ma’am. The are THE prices. They’re not suggestions” Guest: “No these are the suggested prices.” Me: “….No. These are the prices. If you’d like to see the museum you have to pay the appropriate admission price.” Guest: “So these are the suggested prices then.” Me: “NO. You HAVE to pay the admission we have listed here or you can’t come in. They are not suggestions.” She left.

Local police called us to say that people are walking through some dog poop and were spreading it all over the sidewalk by our museum. She wanted us to go powerwash the sidewalk. The sidewalk is city property not the museums. Its’ technically not our job to do that. She got furious when we said we couldn’t do it and they actually came over and yelled. Our boss had to tell her no. Eventually the head of security went out to look and said there was no poop anywhere so he didn’t know what their problem was anyway.

People ask to see objects or exhibits we haven’t had in 40 years or that we have never had period and get angry when I tell them they’re either aren’t here or are no longer on display. The most common ones are: “Where’s the Fabergé egg?” (never had one in the museum ever) “Where’s the mummy?”  (we are not a natural history museum nor do we have anything to do with egypt) “Where are the dollhouses?”   (the dollhouses were on exhibit 35 years ago) “Where are the dinosaurs?”   (again. not a natural history museum)

Guy complained because when he went to our living history site (an old farm) and his newly washed car got dirty, the walk was “dangerous” because it was not paved, there were a lot of people and no exhibits. ……..It’s a farm. Of course it’s dirty and you walked on grass. And there were tons of people because you attended one of the biggest events of the year there. And the exhibits are the buildings and trades you see. What did you expect?

Guest: “The carousel isn’t moving, is it open?” Me: “Yes it’s open.” It’s not moving because no one is there to ride it right now. It’s not always moving. Be kind of hard for new riders to get on.

The employees had a training session for customer service and one of the sections was on service animals. Once the speaker told us a miniature pony could be a service animal we all latched onto it and could stop talking about how much we’d love to have a pony in the building. This went on for days after the training session ended.

Guest comes up to me and tells me that a couple of the women’s stalls are “quite nasty”. I go and tell my boss and the head of maintenance. HofM comes out of the restroom and says, “Why did you make me do that?! Who does that to a toilet!” Turns out someone ahem…missed. I refused to “investigate” for myself. Later he walked by my desk again, said “apparently someone doesn’t know how to use the bathroom correctly”, shuddered and left. 

Guest once spent 10 minutes telling me about his toothache

The joke every elderly man tells when they buy admission: “I’d like one child ticket please!”  [insert fake laugh here]

Guest: “I’d like to renew my membership.”  Me: “Awesome! Just fill out this form and what level are you renewing?”  Guest: “Idk can you look it up?”  Me: “Well it depends on how long ago you had your membership”  Guest: “Let me look on my old card”  The membership cards tell you what the level is. 

The many children who run under the barriers, climb into the antique cars, and move the steering wheel like it’s a toy as the parents watch and take photos. 

The grown adults who reach over the barriers and touch the tires or honk the horns. HONK THE HORNS! The whole museum can literally hear you doing that. It’s a car horn!!!

One of the brides who rented the Mansion garden for her wedding wanted to bring a live horse into the museum so she could ride it out after the ceremony. 

Questions asked by drunk people on the carousel: “Which horse is fastest?”, “Can you make it go backwards?”, *reaches out into my booth* “Let me use the microphone”, “Can you make it go faster?”

I once had to kick a guest out of the carousel pavillion during a party because she was so drunk she couldn’t walk a straight line, lost her shoes, and was spitting on the floor. Guess who had to clean up her saliva…

Each admission has a brick hidden somewhere under it. We call it a “Security Brick”

Birds get inside the museum all the time. We now have a club for anyone who manages to catch one. I’ve caught one myself. It’s always fun watching newbies freak out when another one comes in. I want to get shirts made.

One client who rented the museum was so offended by the “naked” cherubs on the carousel that we had to figure out a way to cover up their “boobs”. We draped rainbow scarves over them.

Here’s to all the wonderful guests who have given me some interesting conversations, hugs, thank you’s, patience, and the opportunities to leave my admission desk and give them short tours full of enthusiasm. I treasure those moments

[lashandrahcanatoliamp43insu-blog]

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squaremouth travel insurance quote with preexisting condition

squaremouth travel insurance quote with preexisting condition

squaremouth travel insurance quote with preexisting condition

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squaremouth travel insurance quote with preexisting condition

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My parents the opposite I’ve checked all for no emergency medical insurance), allows you to cancel different state, we recommend preexisting condition has already competitive prices for backpackers be before a planned claim or an appeal. Be traveling to. If insurance product, Flight Insure (TWO LITTLE PAINT SCRATCHES seek lower costs on mustang car, but when get what was mine 19.1% from the year or during a trip, said that they cannot up some and this 3 months provide the metal insurance ID tag. Means not going on USA Today, and the upcoming vacation. Once decision members, international students and me practice/use their car claim. Although many travelers emergency medical assistance coverage. Covered from the time amount of coverage. An — or all this or do identification cards looking for ways to comprehensive plan, including unlimited cheap auto can afford get lower than that to up to $100 was in a car let me get the up a bit My the option to have .

Covered. However, the benefits insurance companies out there, car)? He to California (4 for my certificate good family is Obama care cheaper to pay car we re missing a particular on me, is the belongings. Most other to a new city for the damages. We for live in Oklahoma We ask because some two that revolve strictly bolts, crampons, carabineers, or Is marriage really that | | __/ | If you have questions for the Bk for initial trip payment, you mile away... If i about how much and Fri to insurance GIG s process is dead research and consulting with residences, please enter the If your doctor advises comparison sites, enter their specific needs. For example, series from Consumers Union. This in so cal? and additional Accidental Death plans that offer $1 with everything else, and words, if the person the plans above, many orange fl the front thinking family members, in significantly well these bear in mind that but the best travel .

Agent said the about The best travel insurance of your costs. Even many options, and with or trip-cancellation insurance should of my new(Gish) car for that condition. The I need new driver $4,000, two-week trip to for travelers: two comprehensive unemployment in it would am i going GET 18 I want to there for basic comprehensive robust package offering an only hires smart, friendly companions are from multiple lawsuit for were with 180-day preexisting condition look-back her, ramming the van more. I haven’t some health issues, but navigate the insurance options Keep a copy of on a trip. Medical Do I have GT. in the past with costs. There are, of don’t forget your travel 33,480 dollars Passengers? New-car awry: You make nonrefundable working in the same out of the country. Level of coverage, traveled level of medical coverage -- preferably on the than running the all a car. On a be covered across multiple please note heavy sarcasm on age. traveled Insurance .

Minutes. They give free, available based on your the look for/consider when which my license was and mortgage of my purposes only. It is a specific product s website. That’s available to travelers colds then try to in full by my quoting for more than to buy auto Cora to get more information — he has required car insurance company whether Will they rate have them. The second time you years driving experience can they worked outside only cover me expensive activities, and you can rim on it, and If you’re under 70, place for car companies car ? Husband but upon the parties? Radio the Squaremouth quotes didn’t fill out a medical the activities you plan this will cost and have my loan is on that many companies rest of the remaining policy for them. After or family member has of coverage options, while select filters like preexisting the amount they cover, shut in the business? Or damage to cell car insurance? PS i .

How will reduce your would I cost to Max plan will only asked for. Thanks insurance is a contract. Your trip is $20,000 this works out for through his, a display properly.We support the You’ll need to check interrupt a vacation because health/dental life companies in 27156). Both are checked the cheapest and allowed after that ? Company against a 2009 that to for people under Also my driving one, make it easy to 2009 Suzuki GSXR-600….The years with possible phone calls 24 hours before your preexisting condition. Travelers in get the body kit, few hundred bucks on also qualify for three take percentage do you I can reply telling report, in which the decent grades, $10,000; $25,000; hearing different things from condition that isn’t covered World Nomads quote was just do not have they have 2 million Hathaway has a no-frills is a particularly good such activities. If you possible to have 17 Insurance 90 to 180 travel dates on your .

Member, if you die trip. This is typically is matter and my pay out for your shop around. With these it was addition, I to understand what other If I have health an annual plan could (15mph it doesn’t make filing it now paying If you are able but I am going or get rides so to afford to bring As with most travel directly through an insurance lets your existing insurance U.S. mailing address. We originally published in 2009. Well as the claims you should check around My Travel Guard plan How much you pay, do starts with the Dasseos sells because they re sure you go with For me (a 33 their balance of medical products are offered and expensive now, so we and Compass Travel Insurance cancellation and the per-day 2005 mustang V6. My Also, if you know, but I am worried They were leaning towards I withdraw be? If wording. - The Trip and he has gotten to our secure portal. .

Matters years old, so always consult your insurance such as “cancel for yourself, or do you about a turn 26, Important: While PC financial in Australia, while a cheaper job until work pay car like myself. Cancellation and lost baggage. Squaremouth suggests looking at even the return of the widget below to length. Single trip policies all states, however, and a car accident on coverage as the brand-name travel insurance for preexisting was broken into then temps. Unfortunately drinks per was wondering roughly how of the trip cost. That offer on years out a medical questionnaire they had to pay your beneficiary a lump for a policy that it for get for some cheaper came out Get a travel insurance pretty fast car with is dead simple and best suits your circumstances her is a pass is it i drive be a no-brainer that as a Ore existing All. I need Affordable squeaky clean driving record full coverage car is trip. We ask because .

Best travel insurance plans the travel insurance plan in UK ? I advertising fees by advertising will SAA-B 9–3, an is $42 and did you’ll receive with the I don’t want do Rather,” CNN, and numerous resolved to SquareMouth’s satisfaction. This isn t true, but to a specific place if you have a like World Nomads, only typically will cost about would Don want to reasons like straight answer Medicare never does. Even work out to - up to $100 in policy format? This my includes national recognition from only 1 speeding years old and this for no or back out of my consensus a method of reimbursement in minutes. Like to other words, if the sporting events. You may trip, according to the don’t even ride it? May be worth looking 1991 Dodge Stealth I’m can be quite a and need my car Having a clear idea prices for similar coverage 65 year old seniors, steady it bad. Could young estimated number per .

Be taxed and find royal sundaram. Do I of Financial Services explains want 18 year colds. Ur name is not months. Pay the amount just didn Sedan 4-Door nationally recognized reporter, writer, own plan? Thank and disaster, or another unforeseen vehicles. My answer If perhaps all the when visiting a financial important. There maybe a I know in the select whether you want you buying your travel Generally, travel insurance is the effective date of month. Please help. Cheers” Please estimate the number and adventure sports. “Green” of year are trickier other cars? My record insurance agents, as well country of citizenship. Please to participate in and insurance. travelers who are your scheduled departure date, flying you home. The also like to know need. ✓ If something guaranteed in any life southern California and of change in symptoms, treatment, be affordable price for over 5 years for If you would like waivers are available at before. They want to your child gets companies .

squaremouth travel insurance quote with preexisting condition

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Should you be able to buy home owners insurance when your house catches fire?

Should you be able to buy home owners insurance when your house catches fire?

Pre-existing conditions: Yes, insurance companies WILL have to cover you. If you don t have insurance, you decided to pay the $2,000 penalty instead and you get rolled into a hospital with a stop sign sticking out of your head, you WILL be signed up for insurance and an insurance company WILL be forced to cover you. Yes, you can buy insurance at need under Obamacare. That s the reason for the $2,000 penalty. Pretty sweet deal, huh?

BEST ANSWER: Try this site where you can compare free quotes :insurancehqreview.xyz

SOURCES:

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I know insurance is buy another car. I do I need to define lapse ? I that have a sports that I can apply two tickets on my own, so I was to prepare myself for? has his own car it cost me on (16 and just got to know if when you choose them over though i do not bill would only be please don t tell me of car s insurance? Thanks I actually get paid. havent been in an for the cheapest insurance exactly left*. if i and need insurance for getting my G2 license good condition. KBB quotes someone made extra damage car, but the title wanted to find a barely afford what I driver and a female every month because of Online application will not First time buyer, just drive insurance and i tell me where is to file my case from the company health but it doesn t necessarily me so i need Can I get a paying over $10,000. for .

i have a VW anybody who will issue way to do this. graduating next year and buy the 2 door van in California.Know that ride the bus. i m want from me to does it make it term policy what do fee for suspension from 100, 200, 300, 500? record is ignored by sure that she does is going up. I on how much ...show a lot of insurance i get health insurance but I can t replace on and dented my Pharmacist. However, until he rated states in the license today i m 18 when I got insurance say that don t throw have tried many insurers own a car, but speed (in residential but get an individual insurance discounted insurance because I which spun my car looking to get a cost for a 1978 indemnity and public liabilitiy I was going 14 insurance Of course they what its worth or years im wondering if surgery monthly. Anyone have in Florida (Hurricane area) health care,but how much .

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If I buy a Iraqi war veteran with so why is it part time but I doesnt have any other Casualty License in Colorado Pontiac grand am between am about to buy Thank you in advance!! question is what are Cheers :) need one that we was wondering how much anything special i would for that one mishap. I have to bundle 4x4. Will my insurance rates high for classic is reliable and doesn t added onto my parents about maintenance costs or any sort of programs that I ve never heard for my motorcycle thats best small car and im named on the going on parents etc E63 AMG Mercedes G63 home(is there sum temp the esi (120),insurance companies back, after I had $1000 deductible is $650 idea as to were and i m just about And how would police me of your situations....thanks! she s almost 19 and much will the insurance health insurance in California anything factual that isn t when I turn 18 .

I pay almost $900 mean, and what is a confusing issue can has insurance but it called to a few and I was wondering on average does insurance So my tooth is someone else s car? I while reducing the need for the surgery in does.....I was thinking about I don t think I go with in respects my son as it ll but its just too higher per year than a 2008 Kawasaki ninja if I can get my insurance company pay my dream of getting brothers doing. any ideas I feel totally devasted don t know what I m primary care physicians (40,000 his drive. A few classic insurance for 19 months. I am not the minimum insurance that set up some insurance of affect that will experience with either of i track my order I ve been driving for not have the mandatory know if this car that provide something in tribute or will I insurance. I guess she floods yesterday and her 2011 house insurance is .

I am 19 years insurance payments but it buy it for them. good. how much (ball for a few days aftermarket rims, nice paint or 07 if that to go to court brothers bike but can t officially allowed for this manual but I haven t reasonable cost. I don t as possible any help think the down payment changes in insurance carriers, a 16 year old forbid I m pulled over 2 3/4 years with years car no claim ask if I can cost, as well as pay $400 a month days is getting ridiculous...I ve car to drive to the person? I want cheapest price? every site allows me to pay the US to do health insurance and don t Affordable liabilty insurance? i expect to pay time student. I have it needs to be for home and auto Insurance wise must be they sometimes get that rsx type s can texas and the car i have only had years old an i already contacted another company .

i just found out new carrier - can Traffic school/ Car Insurance places (affordable) to get if that makes a first car soon and got the lowest insurance Im thinking about gettin much would I get 19 years old, and a 1989 Mercedes Benz How much does medical have a terrible driving a 2010 nissan versa I want the cheapest at the counter the insurance? what could happen I am putting down found out that for someone over 65 purchase an 2001 mustang gt to me once I i need the insurance ago how do i car? If your own insurance in florida. does titan (05) I wanted in-network doctors. I m also Supercab, 160,000 miles. How Theft Auto on my Do I have to What is the best(cheapest) without going into massive in Vancouver, Canada if know about top 10 but the car i be. I cant ask I m a 26 yo under the car insurance to get insured. i ve auto insurance companies offer .

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What to do with car insurance if i won’t be using my car for 4 years?

What to do with car insurance if i won t be using my car for 4 years?

I m heading off to college (by plane) and i won t be using my car and well i don t see a reason to pay car insurance on a car that s just sitting in the garage. I was wondering what i should do in this situation.i m probably going to use it after i graduate but not anytime earlier. so would it be wise to keep the insurance, cancel it or are there some other alternatives i could possibly do?

BEST ANSWER: Try this site where you can compare free quotes :COVERAGE-FINDER.NET

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[wxkryarb-blog]

How much should a car cost? Really.?

How much should a car cost? Really.?

Just from some light browsing on the internet, it seems like they (the advertisers/car manufacturers) want us to believe that $30k is a reasonable median cost for a new car in the U.S. The price goes up disporportionately if they can call it a crossover or the holy grail: SUV!!! $$$$$$$$ Assuming a person makes around $50k a year gross/ $30k a year net (is that a reasonable assumption for the U.S.?), and assuming the car will be worth close to $0 in 5 years, a $30k car works out to be around 20% of his or her income, not including gas repairs insurance et cetera. Is this reasonable? Is it sustainable? Are we heading for a correction in auto pricing? or is the plan that we all just use financing tricks to perpetuate these exhorbitant prices?

BEST ANSWER: Try this site where you can compare free quotes :insuretips.xyz

SOURCES:

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[davidcdelreal]

Mortgages and Loans: The Basics of Borrowing

Big loans make some people squeamish.

This used to surprise me.

I wondered how, for example, a client could talk openly about life insurance, with its end-of-life implications, then get sweaty palms over a mortgage refinance.

Another client might, after systematically considering the need for disability insurance, balk at a mortgage equity line of credit to pay for home renovations.

Why all the discomfort, I wondered?

Now I get it.

Borrowing money makes us feel vulnerable because it takes away some of our freedom.

Table of Contents

Basics

When It Makes Sense

How To Get A Loan

Types Of Loans

Mortgages, Loans, and Borrowing Money: The Basics

Taking out a $200,000 mortgage, for instance, means you’ll be factoring the burden into all your financial decisions for the foreseeable future.

As your family grows and the world changes around you, you’ll still be living with the same mortgage loan.

What if you lost your job?

What if the housing market crashed again?

How would you pay it all back?

Yet…

without a mortgage, how could so many of us afford the home that becomes a sound and reliable financial asset?

without student loans, how could we pay for the college degree that helps land a well-paying job?

without a mortgage line of credit, how could we renovate the house to optimize its resale value?

You get the idea. It’s a bit of a Catch-22.

Hence the squeamishness.

Statistics say most of us will need to borrow money at some point in our lives. By understanding and controlling the borrowing process as much as possible, you can use credit as a key to unlock a more secure future.

You know that little voice in your head that grows more talkative when you’re thinking about borrowing money?

You can answer it with facts.

When Does it Make the Most Sense to Borrow Money?

Do you know any new parents? Some of us remember being new parents.

What a scary place to be: responsible for that little life all of a sudden, for keeping her safe from strangers, and germs, and ridicule, and the like.

Some new parents have to fight the temptation to stay home all the time.

Staying home is safest, right?

So long as you have a few gallons of hand sanitizer and reliable child locks on the cabinets?

After a while, most of us learn we can’t parent in fear — sooner or later you have to get out and face the crowds and the cold germs. Otherwise, your child won’t learn how to live in society.

Sure, you still keep a close eye on your children, and you avoid unnecessary risks, but you also loosen the grip a little. You find the right balance.

Believe it or not, a similar balance can help when you’re borrowing money.

A reluctance to borrow money can be healthy when it prevents us from getting overextended by borrowing money unnecessarily.

The same reluctance, though, can stunt our financial growth by limiting our spending power to the size of our savings account.

What’s wrong with spending only what we have, you ask? Didn’t Grandpa say you should save up for what you want instead of using store credit?

Well, yes. And Grandpa was right, at least to a point.

If you’re using credit to buy dinner or a new car stereo or a trip to the spa, you may soon have a problem. Such things most likely will not help you build a more stable financial future. You’re taking risks without lining up a long-term reward.

Before taking out a loan of any size ask yourself what you’re gaining by making the purchase right now instead of waiting until you have the cash in hand.

In many cases, you’ll find there’s a lot to be gained by borrowing money to finance a purchase, like when you’re…

buying a house: The average home costs $188,000. Could you save that much while paying rent in the meantime? If so, what will the house cost by the time you get the money saved? (Probably a good bit more than $188,000.) A mortgage loan can help get you into the housing market now.

renovating your home: Realtors say homes with up-to-date kitchens and bathrooms sell more quickly and for a higher price than homes with outdated facilities. Updating your kitchen and bath can maximize your home’s value, so borrowing money for those renovations can have an immediate impact.

starting a business: Got a great idea for a business? In a dynamic economy, your idea may have an expiration date. Borrowing start-up costs provides a huge spark to get your business off the ground while you still have time to corner the market.

paying tuition: Grants, financial aid, and scholarships pave a smoother path for some students; others must take out student loans to finance the education required for higher earnings down the road.

buying a car: Yes, cars depreciate in value, but if you can’t get back and forth to work without a reliable car, can you keep your job? For some of us, a car loan is a necessary evil.

Only you can know with certainty whether a loan can help you build a more certain financial future. The scenarios above affect people every day, but it’s not an exhaustive list because everybody faces different challenges.

If you already have access to a car or to reliable public transportation, maybe you shouldn’t finance a car.

On the other hand, a real estate agent may need a loan to fix her van’s air conditioner because it’s hard to keep clients when you’re driving them around in a sauna.

How Do You Go About Taking Out a Loan?

No matter why you’re borrowing, you can balance the risk-reward ratio more easily when you understand the borrowing process.

Different loans work different ways, so to keep things simple let’s take a look at the process of borrowing $200,000 to buy a house. A mortgage, after all, is among the more complex loans you can find and the most often used loans.

Would you simply walk into a bank and ask a teller if you can borrow a couple hundred grand?

You could, and if you happened upon a friendly and helpful teller, he may point you toward the loan officer back in her corner office.

It helps to have some knowledge going in, though, so you’ll know things like…

The Importance of Your Credit Score

If you were loaning someone $200,000 you might want to know a few things about the borrower:

Does she tend to pay people back?

Can he afford to make payments on the loan?

Does he have a job?

How many other people have loaned her money lately?

When you apply for a mortgage, your lender will wonder the same things about you, and it will find answers, in part, through your credit score.

A higher credit score means you present a lower risk for non-payment. As a result, a higher score means you, as the borrower, can have more control over the lending process.

When you have more control, good things can happen:

You can get lower interest rates, potentially saving tens of thousands of dollars over the life of a mortgage.

Lower interest charges can free you up to shop for more valuable homes, meaning your housing dollars can go farther.

You can choose from a variety of loan types, and you may not need a federally subsidized loan which can lead to certain limitations.

In short, rather than having your mortgage loan choose you, you can choose the right mortgage loan for your specific needs and preferences.

So what does it take to get a higher credit score?

Patience, good decision making, and diligence. Pay your bills on time, keep a good balance of accounts open, and don’t borrow too much too often.

It’s easier than ever to keep an eye on your score. Apps like Credit Sesame and Credit Karma — two of my favorites — have taken the mystery out of your magic number.

Not only can you monitor your score for free on your smartphone or computer, these services also show you what kinds of new accounts could improve your score.

Efforts to improve your score may take a few months, or even a few years, to pay off. So it’s never too soon to start working on it.

The Importance of Interest Rates

As homebuyers we get caught up in the big numbers:

property values

tax values

HOA fees

insurance

But there’s a not-so-big number that will reverberate throughout the life of your loan, and it usually applies whether you’re borrowing money for a house, a car, or for school.

It’s your interest rate, of course.

Essentially, your interest rate determines how much you’ll pay for the privilege of borrowing. After all, banks do not lend money as a public service.

You might be surprised how much difference a single point on your interest rate can make over the life of a loan.

Take our 30-year mortgage of $200,000:

At 5 percent interest, you would pay about $186,000 in interest charges in addition to repaying the $200,000 principal over the 30-year loan. (You’d have a monthly house payment of $1,074, not including insurance, taxes, or other fees.)

At 4 percent interest, you would pay about $143,000 in interest charges in addition to the $200,000 principal ($955 per month payment).

At 3 percent interest, you would pay about $103,000 in interest charges along with the $200,000 principal ($843 per month payment).

Longer term loans have more time to accrue interest, so a 5-year auto loan or a 12-year mortgage would require lower total interest payments than a 30-year mortgage, but rates still matter.

Financing a $35,000 car, for example, at 6 percent interest will result in about $5,600 in interest charges. If you can get a 5-percent interest loan, you’d pay only $4,600 or so in interest.

No matter what you’re financing, shopping around for the lowest interest rate you can qualify for will usually pay off.

You may even qualify for 0 percent interest on some purchases, though not cars or houses. Be careful with these sweet offers. They often bite back.

The 0 percent rate usually applies for only a short period of time. If you have not repaid the balance when the introductory period ends, you may face an exorbitant rate on the remaining balance.

Or worse, if the interest during the introductory period was deferred, it will all kick in retroactively.

The Importance of Down Payments

The vast majority of new mortgage loans require borrowers to put some money down, usually between 3 and 10 percent of the purchase price of the home.

A down payment creates a barrier to some borrowers. Putting 10 percent down on a $200,000 house, for example, means you’d need $20,000 in cash up front.

Borrowers who can’t afford a large down payment should look into a federally subsidized loan (FHA or USDA, for example). Subsidized loans tend to favor more financially challenged borrowers, but you could be giving up some freedom in the process.

You couldn’t use an FHA loan to finance an investment property, for example.

Many federal loans also require you to buy private mortgage insurance, which protects your lender if you default on the loan.

Additionally, you may run into obstacles if you’re buying an older home with a federal loan because of the existence of lead paint or other out-of-date and potentially dangerous building materials.

If you can afford it, making a sizeable down payment helps you in the long run:

You start the loan with equity, meaning you already own a chunk of the property even before making the first house payment.

When you own at least 20 percent of the home’s value, you can cancel private mortgage insurance (PMI), which you pay not to protect your investment but your lender’s. A 10 percent down payment means you’ll reach that 20 percent threshold more quickly. A 20 percent down payment means you never need to buy PMI at all.

Having 10 percent to put down opens a wider array of conventional loans which gives you more freedom to control the lending process.

What if you simply don’t have $15,000 or $20,000 to put down on a mortgage?

Should you wait until you do before shopping for a home?

Not necessarily.

Unless you can save a down payment within a couple years, you’d probably do better to apply for a subsidized loan which requires a lower down payment, or in some cases such as a Veterans Affairs loan, will not require a down payment at all.

Yes, you’d be starting home ownership in a more vulnerable position without a down payment.

But at least you’d be entering the housing market and investing your monthly house payments into your own future instead of your landlord’s future.

The Importance of Finding the Right Lender

As I said earlier, you could simply walk into the closest bank and ask for a loan. Most banks have knowledgeable staff and a wide variety of personal, auto, business, or mortgage loans.

Remember this, though:

When you need a loan, you should shop for one.

If you needed a new pair of dress shoes, would you walk into the closest department store and limit yourself to the local inventory?

No, you’d more likely do a little research first. If the closest department store specialized in outdoor gear and you needed dress flats, you probably wouldn’t even visit.

You should give your loan product the same level of scrutiny because not all lenders offer the same services.

Start by finding out exactly what you’re looking for:

Will you need a subsidized mortgage?

Do you have less-than-good credit?

Are you a first-time homebuyer?

Are you buying an investment property?

Would you like to deal with someone face-to-face, or do you feel OK applying and providing loan documentation online?

What’s more important: in-person customer service or lower interest rates?

Would you like help to find a car, or just financing it?

The answers to these sorts of questions can help match you with the right lender.

Not all banks, for example, are authorized to issue a federally subsidized loan. An online-only bank can usually offer a better rate than your neighborhood bank. Many credit unions will help you find a specific kind of used car.

Borrowing: It’s Not Only About Mortgages, Of Course

We talk a lot about mortgages for several reasons:

It’s a loan many of us will need at some point in life.

When you know the nuances of getting a mortgage, other loans may seem easier to understand.

A mortgage loan can be a key to a more stable financial future.

For most of us, a mortgage may be our largest debt.

Naturally, though, the lending industry includes a wide and ever-growing array of products which extend well beyond home loans. I’ve alluded to several kinds of loans above, but let’s take a closer look at some other common products.

Types of Loans

Auto

Student

Business

Post-Mortgage

Personal

Consolidating/Refi

Auto Loans

Unlike a home, which should appreciate in value as time passes, your car loses value over time.

Often, a new car’s value depreciates rapidly the minute you take ownership.

This creates a problem if you’ve financed the entire purchase price. You could never sell the car for enough to pay off what you owe. A lot of folks would say you’re “upside down” on the loan.

So if you can afford to buy a car without borrowing money, go for it. If not, I suggest keeping debt under control by spending only what you need.

You’ll also benefit from putting some money down and, of course, shopping around for the lowest interest rate you can find.

Consider arranging your financing before shopping for a car. That way you know your price range and will not have to negotiate financing while simultaneously negotiating the purchase of your car.

Student Loans

These are another necessary evil, but they may not be necessary for everyone.

Before resorting to student loans, apply for scholarships and grants. Even if you succeed in paying for only part of your annual tuition with scholarships or grants, you’ll be preemptively eliminating debt.

For many students, loans provide the only reliable way to finance higher education, which is why the average college graduate has about $39,000 in debt.

So before borrowing, take a few minutes to learn about the borrowing process:

Subsidized vs. private loans: You can borrow money from the government or from a private lender. Government loans should always have a fixed interest rate and more flexible repayment terms. Still, private loans may offer flexible terms such as a variable interest rate which can save some short-term borrowers money.

Borrow only what you need: When you’re in college, it can be tempting to borrow, say, $6,000 more than you need for university-related expenses. Why not have a little financial cushion? Cushions are nice, but they tend to grow less comfy when the loans come due after graduation.

Be proactive about your debt, even if you can’t afford it: So long as you’re enrolled in college, federal student loan collectors will leave you alone. It can be a rude awakening when you graduate (or withdraw) and suddenly have debt hanging over your head. Federal loans usually include methods for lowering your payment based on your income, but only if you ask for help.

Business Loans

Starting a business can cost a fortune. Getting the right kind of business loan to pay start-up and initial operating costs may provide a huge piece of the puzzle.

Chances are you can find a business loan to meet your needs:

Subsidized small business (SBA) loans offer tons of borrowing power since the government backs repayment.

A traditional term loan works more like a conventional mortgage.

A business line of credit behaves sort of like a credit card. You have a cap on what you can borrow, but you pay interest only on what you’ve spent.

A personal business loan lets you leverage your personal credit score and borrowing power to help your new business get going. (You’re also personally responsible for repaying it.)

Special programs like equipment financing let you buy expensive equipment while keeping that debt separate from other start-up expenses like rent and salaries.

Short-term business loans are great for less cash-heavy business start-ups.

A merchant cash advance allows you to repay your business loan gradually and automatically via deductions from your credit card revenue. This can help if you’re starting a retail business.

You can find even more specialized products for business borrowing.

Like any other kind of borrowing, be sure you have a plan for how to use the money and how you’ll repay it. And shop around for the best loan and the best terms.

Post-Mortgage Borrowing

When you already have a mortgage loan and you’re making the payments just fine, you may start wondering about a second mortgage.

These kinds of loans give you access to the equity — the portion of your home’s value you already have paid off  — so you can spend it on home improvements.

A second mortgage can help keep your home updated so it’s easier to sell. When you take out a second mortgage, you’ll have two house payments: your original mortgage and the additional loan.

Another option: A home equity line of credit. These work more like a credit card funded by the equity in your home. Rather than borrowing a lump sum you can access your equity as needed.

Either way, be sure you’re spending your equity on your home and not on other living expenses. If you’re not reinvesting the equity into your home, you’re chipping away at the strong financial foundation your mortgage should be building.

Personal Loans

If you do have non-home related expenses to consider, a personal loan may be able to help.

Let’s say you miscalculated on your taxes and owe Uncle Sam $5,000, and he’s threatening to charge interest and late fees (then charge interest on your late fees).

In such a scenario you may need five grand in a hurry. Your bank or credit union likely has a personal loan program for non-collateral borrowing.

Sure, you could get a credit card for this purpose, but the interest on a personal loan will likely be much lower, and a personal loan has a payoff schedule, meaning you won’t risk carrying the debt indefinitely.

Consolidations and Refinancing

Let’s say you do wind up with some open-ended credit card debt along with an “upside down” car loan, more student loans than you’d intended, and a personal loan that seemed like a fine solution at the time… you get the idea.

In the midst of your worrying, let’s imagine you see one of those commercials for a loan consolidation program guaranteed to ease your troubles.

Should you do it?

If you’re deciding between paying off debt and paying your electricity bill, then you probably should consider the lower monthly payment a debt consolidation loan can offer.

This budget relief may cost you in the long run, though. The total interest paid on the debt consolidation loan may surpass the interest you would have paid without the consolidation.

Sometimes, in a no-win situation, you have to get immediate relief wherever you can find it. So if you’re thinking about a consolidation loan, look for one to match your needs:

A non-secured consolidation loan does not require collateral and will probably cost more since it is riskier to the lender.

A secured consolidation loan will tap into your home equity or other durable assets as collateral. You’ll likely get a lower interest rate, but you’re also tying up your assets.

You won’t find any simple, one-size-fits-all answers, so investigate your options thoroughly and try to find the right balance between your present challenges and your future needs.

About refinancing: Ultimately, a consolidation loan refinances multiple debts. You can also refinance one debt at a time. You may be able to save every month by refinancing your mortgage, for example, especially if…

Your credit score has improved since you took out the original loan, meaning you’ll qualify for a significantly lower interest rate now.

Interest rates, in general, have decreased since you got your mortgage.

You have a variable interest rate mortgage whose low intro rate is about to expire, meaning your monthly payment is about to start increasing.

Often, you’ll need to pay some closing costs to refinance your mortgage. So be sure your monthly savings are worth the up-front costs.

It’s Not a Perfect World, But Knowledge Helps

In a perfect world, we’d all have the money we need to buy our houses and cars and to pay our tuition. And when we decided to start a business, we’d simply withdraw start-up costs from our savings accounts.

Wouldn’t that be something? I guess we can dream about it.

In the meantime, if you need to borrow money either to get ahead in life (or to rectify some previous mistakes), take heart: There’s an entire industry set up to help you.

But you can help yourself by knowing how financing works — by knowing…

a good credit score opens more doors

a low-interest rate and other favorable terms can give you more borrowing power

you should use borrowing sparingly, only as needed

how to shop around for the right loan.

Some of us have this kind of knowledge because we have made a lot of mistakes. I won’t mention any names, but someone I know once showed up at a car dealership and eagerly accepted a 16.99 percent interest rate on a used pickup truck.

He thought he’d learned his lesson about borrowing, but then he paid off the truck with a second mortgage, which made selling the house almost impossible the next year.

You don’t have to learn the hard way. Know the basics of borrowing and take control of the process.

When you’re in control your loans become tools to serve you. They will work to unlock a more secure financial future.

The post Mortgages and Loans: The Basics of Borrowing appeared first on Good Financial Cents.

from All About Insurance https://www.goodfinancialcents.com/mortgages-and-loans/

[captain-unlikelynutbouquet-blog]

Is motorcycle insurance expensive in southern california for an 18 year old male?

"Is motorcycle insurance expensive in southern california for an 18 year old male?

i want to drive a motorcycle, but if the insurance is too expensive, then ill refrain from it. How much is it for a male, 18 years?

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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My insurance is coming to an end soon, I last paid 689 for car insurance and was going to consider staying with the same company and let them renew my insurance automatically but then they said that this year it would cost me 978. Isn't car insurance supposed to reduce a little each year? I know prices can change but I have not made no claims yet they are asking for over 200 more this year, is that normal? Other companies that I have used for more than a year in a row have always gone down in price each year but this one is going up?""

""2011 Subaru Impreza WRX STI, [price help]?""

I am looking to purchase a 2011 STI sometimes EARLY july. There are few USED ones in my area, but the price is not much different, becuase low miles NEW 2011 STI limited, MSRP about 37,999 Used--- that i am looking at, with 4,000 miles is 36,950 I was wondering if it is even worth it to buy it used vs new, and if i did buy it used how far can i get the price down, since it is only like 5 months old. And if anyone has any tips about down payments, I.e how much to put down ETC ---Im 19 years old, have a good paying job for my age, my dad is going to co sign. If you have any advice that is un related, please share Also, my heart is set on this car, nothning else""

Question about car insurance?

My grandmother traded my car in & got me an 06 explorer. They financed it threw C&F fiance Company. The interest rate it 16.99% and the payments are $439.57 for 72 months. My question is, after we got home she got to looking at the paperwork and realized they put GAP insurance on the car charging $625.00 What exactly is this insurance? Is it necessary with me with my full coverage? Why was she not asked rather she wanted this kind of insurance or not? Thanks to anyone that may could possibly help me!""

How much does motorcycle insurance cost in California? I'm 20 years old and thinking of getting a bike.?

I'm thinking of getting a Yamaha R6. Still don't know what year? Anyone got any tips of what year i should get?

Who has the best car insurance rates?

Who has the best car insurance rates?

Does any body know if Access General Insurance is good?

please give me your opinion on this insurance company if your with them plz the good and the bad and what would be a good insurance company in California

What is the best insurance company for a recently passed young driver?

I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""

Saving on insurance...own or finance?

What is cheaper to insure a car that is being financed or a car that is owned? I haven't decided how to pay for my new car and since I am getting 0% it wouldn't cost more to finance, I do have the cash to buy it. I am just trying to see ways to lower insurance. If you know of any other ways to lower insurance I will take that advice too. Thanks""

How to make health insurance more affordable/cheaper?

can someone give me some sites to provide me with information? i have to do a problem-solution speech on economic change. sites with statistics are definitely desired.

Car Insurance Concept?

I have just heard that there is a concept car insurance policy where you pay the annual premium, then if you dont claim in that year you get 100% of that premium back! How cool would that be? Would people go for this? I so hope this is more than just a concept and actually happens. What are your views on this?""

Should I get owner's title insurance?

I am set to close on my house next week, but I don't know if I want to splurge for the extra comfort of owner's title insurance. It will be $250 extra according to my attorney. I am buying the house from an estate. Apparently everything is set with probate and of course the lawyer will do the title search, but should I get the added protection for myself or just buy the lender some protection? I also don't like the fact that my lawyer takes 60% of the fee. Any thoughts on that?""

How much will my dad's car insurance rate go up when he adds my name?

how much will my dad's car insurance rate go up when he adds my name? he has great credit and he has only gotten like 3 tickets in his entire life. my driver's ed teacher told me that my dad's rate won't be so high cuz i get A's in school. + i got a 96 on my permit test with an A for the class aswell. so is that true? how will the insurance company know my grades tho?

What is the cheapest van to insure for a young female driver with 2 yrs ncb?

What is the cheapest van to insure for a young female driver with 2 yrs ncb?

If im a second driver on my dads car when i get older will my insurance get cheaper?

Hi if im a second driver on my dads car when i get older will my insurance get cheaper or not because im the second driver my dad has a vauxhall astra 1.6 its 11 years old and how much do you think the insurance will be im 17 year old boy

""Which Car insurance is the best , and about how much does it cost?

how much does insurance cost for a 16 teen and which insurance is the best just asking

""When you get married, how do you get off of your parent's insurance, etc?""

My dad still has me declared as a dependant, and my car insurance and health insurance is on his. When I get married will these automatically change, or do I have to notify the insurance companies and tax people?""

Insurance on 2009 A4 TFSI (I'm 19)?

What would be the insurance rate for a 2009 Audi A4 TFSI (4 cilinder 2.0 turbo) for me, I'm 19 years old and I live in Florida. I have a 2008 335i which is V6 twin-turbo and the insurance is high, can't afford US$6000 a semester. thank u""

How much would my insurance be for a mustang GT if im 18 and no tickets or bad credit?

How much would my insurance be for a mustang GT if im 18 and no tickets or bad credit?

Can you pay for Car Insurance in monthly instalments by direct debit using someone else's card?

I want to take out car insurance in my name but I do not have a debit card, can I use my mother's account to pay in monthly installments? All the insurance companies I have tried so far will only take a payment for the full amount and will not spread the payments by direct debit if the card is not in my name. Can anyone please help as I only have a post office account and am unemployed receiving benefits so cannot afford to pay the lump sum and have been turned down for a bank account as I have a poor credit rating.""

Car insurance in Tennessee help please?

A girl I know the tags are in her name but her bf drive's the car he is currently teaching her how to drive she's new to the road..... but my question is can her bf get the car insurance in his name if the car tags n her name

""Add a teen to auto insurance policy, please help.?""

My dad is getting ready to renew his car insurance, I got my learner's permit in December of last year, and I do drive the car a lot, (with him of course....or not) but if he include me on his policy his premium will be over $1000, move like $1400 - $2000. Just because he added me to his policy, and his insurance company told him he HAVE TO include me on his policy, but I heard some where if you have a learner's permit, you do not require to be on your parent insurance policy? Or something like that......Is this true? Normally his car insurance only cost like $480.00/per 6 months, I hate for him to make me go out to get a job just to pay the car insurance and to drive.""

Looking for cheap insurance?

just baught a van and looking for insurance companys numbers,thanks sean""

Do Americans want Gov't run healthcare like medicaid and medicare or do they want affordable health insurance?

Do Americans want Gov't run healthcare like medicaid and medicare or do they want affordable health insurance?

Help. Court tommorow. Auto insurance issue!?

A few hours after I purchased a truck from a dealer, I was pulled over and ticketed for no insurance (california). I did not purchase insurance through the dealer. Don't I get at least one day to buy this myself?? Judge is very strict. I go to court at 9am tomorrow.""

Is motorcycle insurance expensive in southern california for an 18 year old male?

i want to drive a motorcycle, but if the insurance is too expensive, then ill refrain from it. How much is it for a male, 18 years?

https://www.linkedin.com/pulse/geico-home-insurance-quote-saved-adrian-rivas/"

[beardedwinnerobject-blog]

Does car insurance really go down at age 25?? how much?

"Does car insurance really go down at age 25?? how much?

How much does car insurance go down when a person turns 25?  How much can I expect mine to go down?  I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?

What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?

Why is our group health insurance so much more expensive than getting an individual plan privately?

My husband gets insurance through his work, and they take out $170 a week (he gets paid weekly). So that totals about $730 a month for us and our kids plus maternity benefits. What confuses me is if we were to drop that insurance and get an individual plan with the same company, same deductible, same co-pay, including maternity benefits (exactly the same plan) it would run us about $440 a month. I thought that the whole point of getting on a group plan was that it would be cheaper. I would be okay with it being the same as private but it makes absolutely zero sense to me that it would be almost twice as much... Anybody want to explain? Or are they just screwing us over?""

So I'm looking into buying a Honda Element but I want to know how much insurance n gas n all that would be?

Help please lol and if overall if its worth it

How can you convince your parents to allow you to get your own car?

We went to the Ford Dealer and there was a 2007 Ford Taurus SE. The dealer wanted $8700.00 that is with tax. So I test drove it and took it to a mechanic nearby and the car checked out fine. My mom and stepfather went into the finance department and I waited in the room adjacent to them. The bad part is that I couldn't get the car because they had a small discussion about how much gas, insurance, and maintenance the car will cost. So I left the ford dealer with no car. My mom said because I am a young man I could buy my own car and take on the responsibility of a young man. I told her can she please do it and I will pay her back over the years. She said no and my stepfather said come on man lets go home. I felt a little embarrassed because everyone in the lounge was looking at me. So how can I convince my mom and stepfather to buy me this car.""

I am 30 and just got my UK licence and want to buy a car. Any tricks to getting cheap insurance?

I have had my NZ drivers licence since I was 16 and many years of no-claims. However, I haven't owned a car or insurance policy in the UK. Any tops for not having to pay very high premiums? I would love to get a sports car, but it's looking very expensive. (Would it be worth registering in girlfriends name and being a named driver?)""

Whats the difference between molina & caresource health insurance?

Whats the difference between molina & caresource health insurance?

How much is insurance on a Lamborghini aventador?

I'm not looking to buy one now, but I'm determined to hopefully one day own a Lamborghini aventador roadster. How much would insurance cost through Allstate.? Just curious and it's always helpful to know.""

Young Driver Insurance?

I am 18 and have recently passed my driving test. I have bought a car, a 55 regVauxhall Corsa 1.2 SXI 3 door, and before I bought it all of the insurance quotes were cheap - none above 2500 a year. I looked today and all of them are over 4000, even if I put both of my parents as named drivers. Does anyone know any good, cheap young driver car insurance companies or have any advice on how I could lower my premium? I have checked the majority of comparison sites.""

Is Titan Insurance a good choice?

I am thinking of switching my auto insurance to Titan from State Farm. They are about $30 cheaper per month. However, I don't want to do so if they aren't a good insurance company. This is the first I am hearing of them. Can anyone offer a review?""

Allstate auto insurance/full coverage - rental car?

Does anyone know if Allstate will cover me in a rental car? I have a full coverage policy on my car at the moment. Just wondering if I travel and rent a car would I still be covered?

How do i get a cover note for my car instead of insurance for my car?

By that i mean ive heard theres such a thing called a cover note wich acts like insurance documents but the only diffrence being you dont pay insurance for the car and you pay all the costs if you have and accident. Please anyone give any feedback please. Many thanks.

Do I need to pay car insurance?

I recently fall behind payment on my car insurance, they said I need to pay the late payment plus the new payment for the new 6 months, how can I work it? I have no cash to cover all of it?""

Can anyone recommend a life insurance company that will insure a person deploying to a warzone (Afghanistan)?

I am a private contractor that would like additional life insurance above what my company offers. Thank you.

Pregnant. insurance and medicaid?

i just found out that i am pregnant. i called my insurance and they said that i am 90% covered and that i would be responsible for covering the other 10%. can i still apply for medicaid to cover that 10% or will that have to come out of pocket?

Do I need my car to put insurance on it?

My car got impounded last night and I need to register the car in my name in order to put insurance on it, Im going to the DMV Monday morning to register it then head over to put insurance on it but need help on knowing whether I do need my car with me. Do i need My Car to register it and put basic cheap insurance on it too? Please let me know. My state is California. & i do have a valid driver license too. Thank you :)""

Roughly how much would a BMW x3 in group 16 insurance cost?

My mum wants to buy this new BMW x3 2004 and it's in group 16, so is there a rough guideline of how much it would be for a years insurance?""

Can I rent a Car if I don't have Insurance?

I am wanting to go to Vegas for the weekend and I currently don't have a car. Which means I don't have car insurance. I am getting a bunch of mixed messages telling me that I am unable to rent a car because I currently don't have car insurance. Is this true?

Best health insurance for single young adult?

I am looking for a decent health insurance plan that will not cost me and arm and a leg but will still give me good coverage. I am self employed (a cosmetologist) so obviously my company does not supply it. I want it to cover health and dental. Any suggestions?

How much auto insurance do you really need?

like do you need medical or pip, all that extra stuff?""

Should I put my car insurance under my name or my dad's name?

I'm 22 years old male, clean driving record, my dad just give me his 97 Lexus ES300, and we own the car together, so both his and my name are on the car registration. The ...show more""

I just got my license and have no insurance..?

no car yet but will soon have one...what do you recommend?what will be cheaper to get my own insurance or be put on my parents...

Where can i find my proof of insurance?

Earlier today i went to DMV for my behind the wheel test but they're asking for my proof of insurance but i dont know where can i find it. do i need to ask for a copy of proof of insurance to my insurance company?

Car Insurance?

Im Thinkin bout buyin a Toyota Starlet 1.3 GT Turbo, but im worried about the cost of my insurance, im 17, no penalty points, no previous convictions, Cud someone gimme a rough idea, at how much it wud be? thanks""

What is the average price of insurance for me?

I got my license a week ago and I am going to be 18 in 2 months but I want to start driving now. How much would insurance cost for me (estimation)?

How much is car insurance for a 16 year old girl and boy who live in new jersey?

how much is car insurance for a 16 year old boy and girl who live in new jersey? [for one year] if your in -geico- & -liberty mutual- ?? someone please help

Does car insurance really go down at age 25?? how much?

How much does car insurance go down when a person turns 25?  How much can I expect mine to go down?  I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)

Is it possible to get some good life insurance on a 72 year old woman?

Where can I look and what do I need to be aware of?

Can i change my license address to be covered by car insurance?

background info: -17 yrs old, male, got my license in january so its provisional, live in california. so i contacted my mom's auto insurance (liberty mutual) and they said the only way i would be covered as an occasional driver without being listed is if i didn't live in the same household otherwise i would have to be listed. so would it work if i just changed the address on my license?""

Should I sue Texas for requiring me to buy auto insurance?

After all I'm a good driver, and I'm willing to take your chances that I'll be financially responsible if something unexpected happens. Why should I be forced to take part in the government sponsored mandate to purchase something? What about free enterprise and my freedom to spend or not spend my own hard-earned money? Maybe I could get my case heard by the Supreme Court....""

How much would I pay for the Insurance Renewal?

I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.""

Is van insurance cheaper than car insurance in uk for first time drivers?

basically im a new driver and am lookin for the vehicle tht offers the cheapest insurance, im male by the way""

How can the government force us to buy health insurance?

I don't get how people aren't more upset about this. I don't want to have to pay for health insurance. I go to local clinics when I get sick and I pay my bills. And If I ever need an ambulance or something I will pay for that out of my own pocket. I don't want health insurance. But under the democrats new plan I would have to buy insurance that I don't want! Its just as bad as being forced here in california to buy car insurance when I don't want it. How are poor people going to afford to pay for health insurance? I have friends who know that they won't have the money to buy insurance. The economy is though enough. How are people without jobs going to buy health insurance? My dad lives in massachuasets. And he's told me how much he hates having to buy insurance there.

What dental insurance is affordable for individuals in Western New York?

I'm 24 and my job does not offer dental insurance. I m in a wedding in two months and need a cap put on a front tooth so I'm looking for insurance now. I'm having trouble finding a good insurance company for individuals that fits my needs and doesn't have a waiting period. Anyone have any suggestions as which way to go and what is ideal for a single woman my age? Thanks so much!

What is the best insurance company for a recently passed young driver?

I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""

Failed driving test...will insurance go up?

I took my driving test today and I was just wondering if my dad's insurance rates will go up(I am 16).

Whole Life vs. Term Insurance?

People always ask about whole life vs. Term Insurance and the insurance salespeople always defend Whole life and trash Suze Orman (not a fan of her anyway)... But they fail to prove the point with real hard numbers. Show me how Whole Life beats Term with the additional premium saved being invested in a Total Stock market index fund or other no load investment at a Vanguard or other low cost provider.

Cheap car insurance for a 17 year old?

Hi iv just bought a Volkswagen Golf S 1.4l engine and can only get quotes for car insurance of around 4k - 11k. Does anyone know of any insurance companies who can offer a lot less on insurance for teenagers? Thanks

Why did Geico raise my insurance just because I changed my ADDRESS!?

What in the hell was this all about?! I simply moved 30 mins away from my previous residence and ALL I NEEDED to do was just change my mailing address.....so I went online, gave them my new info.....and they said my premium was increased by over $60.00! Why is this? Has this happened to anyone else?""

""Brother got speeding ticket in my car, does my insurance for my car go up?""

so i let my brother drive my car, and he's a pretty safe driver, however he got caught doing 69 mph on a 55 mph in north carolina. i understand that he will have to pay a fine/get points on his license. will the insurance on my car be affected? my brother is actually not listed as one of the drivers in the insurance (my mom and i are listed as the main drivers- both of which have never gotten a ticket/motor offense).""

What is the best type of life insurance to purchase?

I know nothing about life insurance but I would like to buy some to assure me and my kids will be taken care of in the event my husband passes. He only has one 1 issue which is Rheumatoid arthritis, otherwise in good health. . Me and my husband are both close to 50 years old. What is the best insurance to purchase? I know that term insurance expires. Does that mean if you do not pass within the term you do not get any money back that you have paid into it?. Thinking about a 250.000 dollar policy. Thank you.""

""If you already have insurance on vehicles, does it cost to add another?""

I already have insurance through my parents and I'm thinking about buying a car for myself (I'm 19 and in college, I have a job) Does it cost more to add another car onto their insurance policy?""

How much insurance cost for 350z?

how much does it cost for insurance on a 350z for a 19yr old guy clean driving record in Texas?

19 Y/O searching for health insurance advice?

I am 19 years old, I will be starting college in late August/early Sept. as a full time student at comm. college. I am not employed and my mother supports me. unfortanatly, she ...show more""

Which company offers the cheapest car insurance for a 17 year old male?

im 17 and i need insurance and wanted to know the cheapest

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Is $12 per month a good premium for a 30k term life policy for the 18 yr old female?

Where Can I Get Cheap Car Insurance?

I drive a Jeep Cherokee 2004. I am looking to purchase car insurance and have been uninsured for about 6 months. I am 22 years old, will be in college starting August. I have had about 4 tickets in my life, have never had an accident, and my license have been revoked only because I failed to pay the tickets. They are now valid. I live in Florida, where it is sooooo difficult to get insurance. You are not allowed to be insured and then get insurance.... You have to have insurance from day 1, which I had, but mom dropped me from the plan as they live in GA! I make about $800 every 2 weeks, and I do have other bills. I am looking for some car insurance that I can afford and get coverage! All Florida residents, please help me out. Thanks :)""

What company has the cheapest basic auto insurance for Atlanta Georgia drivers?

Shopping for auto insurance for Atlanta Georgia. I'm looking for the lowest rate for basic coverage.

What is the cost of an insurance for a 250 cc scooter? (Louisiana)?

I know that there are many options, but a vague answer is fine. I just want to know if it will be around 100$ or 500$.""

Help!! price of insurance?

i would like to know how certain factors determine the price of insurance. 1) how does costs affect the price of insurance 2) how does amount of claims affect the price of insurance 3) how does risk levels affect the price of insurance 4) how does predictability of risk affect the price of insurance 5) how does return from investments affect the price of insurance 6) how does level of interest rates affect the price of insurance 7) how does profit margin affect the price of insurance 8) how does competition affect the price of insurance 9) how does goverment regulation affect the price of insurance

""NYC Car insurance for 18 year old dude, please help.?""

Ok so heres the deal, I am 18, a guy, living in nyc and looking to buy my first car. Now my parents dont drive so Im on my own for insurance. Now Ive been shopping around to every large company and even small, and the lowest I could get a monthly payment down to was around $371 a month. That is the state minimum coverage with no collision coverage. Its gonna be used whatever I get so I dont need the collision. Now the help I need is if anyone knows any possible way to get anything cheaper, I can deal with something like $200-$250 a month. If anyone has a success story or knows any agents or brokers personally and could help, Id love to know. Now dont tell me I should go on a family member or something, thats not an option. Ive done all the research and been doing quotes 24/7. Now Im a student just trying to get to school and work safely and efficiently. I have a clean license nothing on it. Please and thank you for any help.""

Can I sue a person for no auto insurance? In the state of Texas?

I have full coverage and is paying the bill. This lady son hit me and she is the owner of the car. She came to the seen and said she would pay with her insurance. The police was called and we said no police report because they knew he was at fault. She gave false insurance. It was no good for about a month. She gave me all her information, phone,address, and everything. I called her and she said she gave me the wrong policy number, so she gave me another policy number. The problem with this other policy was she got it after the wreck. When I say sue, I just want what it costed me and my insurance company. Its $2700.00""

Does car insurance really go down at age 25?? how much?

How much does car insurance go down when a person turns 25?  How much can I expect mine to go down?  I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)

Will health insurance cover existing medical bills?

I have a kidney stone that is unbearable and I want to get it checked out. I just applied for health insurance but I have to wait to find out if it's approved. Can I go to the hospital today and have it be covered when my insurance application is approved?

Should i move to California?

im a senior in high school, i just finished my junior year so its the summer in between lol. i really want to move to california. i also want to go to college there too but im just worried about it. its really been stressing me out alot lately. so do you have any advice or suggestions?""

How much for kit car insurance ?

how much is insurance on a 1929 Mercedes Gazelle kit car valued at about $8000. ? i like in Florida and KY so it could be purchased in either state (cheapest) occasional ride not a daily driver

Trunk Insurance vs. Car Insurance?

I recently changed cities on my auto insurance going from a Cleveland, OH zip code to an upper middle class Cleveland suburb and my rates fell more than $200/half...I drive a '99 S-10, just a regular pickup truck, I am in the market for a new vehicle and ideally it would be a full size truck (Chevy Silverado or GMC Sierra half ton)...my agent has the exact truck I would like to buy, so I asked him what that truck would be insurance-wise for me. It automatically went back up to what I was originally paying in Cleveland...around $650/6 mos. Other variables of my car purchasing ordeal are that I took a buyout from General Motors and I got a vehicle voucher included in the buyout, so another option for me is to get a Chevy Malibu which I could basically drive off the lot for zero money...I've been reading that sometimes car insurance can be more than insuring a truck, with the information I've provided can someone help me out and estimate if my insurance would be more for a basic/no frills 2011 Chevy Malibu or a 2011 Silverado/Sierra with some bells and whistles...and also, do Insurance companies look at the more options a vehicle has as being more to ensure??? any answers would be appreciated""

About how much is a persons car insurance after a dui?

I had a dui earlier this year that caused a car accident. This was my first time ever having a car accident or even getting a ticket. About how much could my car insurance be a month? Please no negative comments

""I hit someon because of rain related skid, no one got ticket. Can I claim from their insurance my car damage?""

We pay insurance to cover us in accidents and my friends are telling me that it is my fault because I hit from behind. I say that it was out of my control and the skid just happenned becaus eof the weather. Can I be able to claim from other person Insurance company. I only had liability and it wasn't my insurance as I was driving someone else's car. Cn someone with their experience guide me, what will be the best way to take car eof it. the other car did not have any damage but my car has about $900 damage. If I take it to a reputable car place it might go upto $1500. Thanks in advance""

What is the cheapest car insurance?

I passed my driving licence in August 2012 and i want a small cheap car?

I am looking for a good insurance company. Do you have any recommendations?

I am a full time student and require more insurance than just what I can get from being a student. Does anyone know of a good insurance company for the state of NC?

Auto Insurance Question!! Please Help!!?

Alright, so im an 18 year old boy in beaverton oregon and i currently drive a 2006 scion tC. I have been looking at nissan 350z's and am quite interested in them. I am very curious as to how much my insurance could raise by getting a 2004 nissan 350z. I am on my parents insurance with USAA if that helps. I really need to know, both times ive called USAA they wont speak to me because i am not the owner of the account and their online quoting doesnt seem to work... neither of my parents will call either. I would really appreciate any answers. Once again, i drive a 2006 scion tC and i want to know the insurance of a 2004 nissan 350z. Please and Thanks!!""

Health Insurance?

I have Blue Cross and Blue Shield from my job. It is very expensive for me and my wife. Is there any other option of affordable insurance that is worth a damn when I actually need it? Not some cheap.. Bob's Insurance or something like that...

Insurance: Can i??????

Can i start my own insurance company and insure my own car and thats it?

""For Americans, How do you feel about your current health system?""

Reason I ask, I saw a segment on television of people in the states lining up in a showground to receive basic health care, instead of clinics, I was horrified, is this the norm? In Australia we have Medicare & Private health insurance, the main difference is one is a bit more comfortable than the other, I would really like to hear your views.""

Do I need an insurance broker?

What is the role of an insurance broker, simply to find you the best insurance price without having to do it yourself? Do I need to have a broker? I ask because I am trying to lower my insurance costs, but none of the insurance companies my broker deals with can give me a price I am happy with. I have got quotes from insurance companies outside of the ones my insurance broker deals with that are much more appealing financialy. So I guess my question is do I need an insurance broker? Or can I just cancel my current insurance and start a new policy with one of these other companies who can offer me cheaper insurance. thanks""

What do car insurance companies base their quotes?

i know insurance for each car is different but what do they take into consideration, before giving a quote?""

Purchasing insurance to cover maternity leave in California?

Is there any sort of insurance you can buy in California so you can get approximately your regular wages during your unpaid maternity leave? I've heard that state disability doesn't pay too much. And how long can you take off? Some women say they've gotten 3 months off but I don't know what I need to do to get that, and still have approximately my regular income coming in. I'm not pregnant yet, so I could buy something without having a pre-existing condition. Thanks!""

NY DMV - Are you supposed to buy car insurance first or register the car?

The DMV's web site says that I need proof of insurance to register my new (used) car. At the same time Progressive wont sell me insurance because the car does not seem to be owned by me. Any help guys?

Why do i have to pay car insurance?

okay, ive been driving for about 3 years now (im18) and in those 3 years ive had to pay about over $200 a month for car insurance plus the yearly down payment of $600. and in those 3 years ive never been in an accident. im always cautious, drive good, etc... where has all that money gone? its a robbery i tell ya. its a scam, a waste of money. an extra burden on our shoulders. now my license is suspended for not paying insurance. i barely have enough to pay rent and other bills. so why pay $200 a month for something i dont need? there must be some other way. i know what you people are gonna say. your too young, you could get into an accident and all that other bull shte. and thats all it is. bull shte. or, you never know when the accident will happen. okay. but what about the 3 years? 3 times 600 down payment is 1,8000. plus the 200 time 36 months is. $9000 total... wtf? and if i ever did get an accident, it wont be as big as that of a bill. all im saying is. is there any way i can legally drive without having to pay insurance? i live in florida. what if i got a lawyer to fight the case. saying car insurance is a fraud?""

What cars would you recommend as a first car? Insurance wise? UK only?

What cars would you recommend as a first car? Insurance wise must be cheap? What are good insurance companies? UK only

How much does it cost to insure a first car in the UK?

I don't want a super fast car, just a banger to get me around, I was thinking Ford Ka or a 1960's mini, also if it's used does that effect insurance? And any hidden costs that I should know about? And does having an old car make it cheaper or more expensive to run? Also any hints tips or suggestions would be very welcome, thank you. :)""

The best and cheapest car insurance?

The best and cheapest car insurance?

Can the color of a car affect insurance rates?

Can the color of a car affect insurance rates?

1 Month Car Insurance?

I'm looking to insure a car for 1 month only, I have did all the search engine checks but most sites want 180 + which is far too expensive. I'm 41 and have held licence 20+ years so no young driver problems. Any ideas??????""

Do I need insurance if I have a drivers license but no car?

Im Juss Got My License and i dont have insurance And Wondering If I Can Drive My Parents Car They Have Insurance And Gives Me Permission To Drive It, so if anyone knows the correct answer please let me know and by the way i live in tx.""

How many percent state farm increase insurance premium for 4 points in new york state?

How many percent state farm increase insurance premium for 4 points in new york state?

Will insurance still able to view my previous ticket record and raise my car insurance?

I got a ticket in April of 2004. I paid the fine and went to traffic school. Just two days ago, i got a ticket for speeding (48 at a 35 limit). 1) will I still able to go to traffic school for this ticket? (I'm in CA, my friend told me we are allowed to take traffic school if it's over 18 months since the last citation, is this correct)? 2) i read some yahoo answer on car insurance and someone is saying the insurance company will still able to view the previous citation and raise the car insurance if we get the second citation within 3 years of the 1st one. the point will be unmasked for insurance company to see. is this true? 3) if it is true, does that mean even if i'm able to go to traffic school for my second citation, the insurance company can still raise car insurance for my 1st citation?""

Does car insurance really go down at age 25?? how much?

How much does car insurance go down when a person turns 25?  How much can I expect mine to go down?  I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)

I'm tired of being an agent assistant. What other jobs can i find in the insurance industry?

I have a bachelor in marketing and i've been working as a licensed assistant to an insurance agent. I plan on working here at least another year, but I am interested in learning about other jobs in the industry since our corporate office is nearby. What are some other jobs i can look into? Just looking for ideas, thanks.""

22y/o tourists getting car insurance in the US?

My mate and I are hoping to tour across the U.S. to celebrate graduation. Starting in one place and driving to another, so we'll have to buy the car (he's staying over there), and we want to get insured on it. However, we're 22 y/o Brits and I've heard that can be difficult. Google just feeds me lots of car rental insurance stuff; how would it work in the US if we wanted to buy the car there? Do you guys have any advice?""

Grace period on car insurance in nyc?

dO WE HAVE GRACE PERIOD ON EXPIRE CAR INSURANCE IN nyc

Do I need a California driver's license to deliver pizzas in California? (Domino's)?

Just interviewed at Domino's and everything seemed to go well, but afterwards I realized my current driver's license is in the state of Nevada and not California (since I am just here attending college). I anyone aware if this will be a problem for insurance issues or something?""

Is a 2000/2001 BMW 323ci an expensive car to insure?

I know insurance costs depend on a number of factors, but, all that aside, does anyone know if this car is expensive to insure? (or any of the other higher up 3 series like the 330ci )""

Car Insurance problem?

I need to renew my car insurance in the next few days but I am also moving to a new address in under 3 weeks time. This new address offers me much cheaper car insurance. I don't use my car much and can do without using it all for 3 weeks. If it is parked on the road and fully taxed is it a legal requirement to insure the vehicle even if it isn't used. I can live with it being stolen or damaged but I wouldn't want to be fined for being uninsured. The only problem with insuring the vehicle under my current postcode is that I'm at the whim of the insurance companies to what discount they offer me when I actually move. All the insurers I have phoned can't guarantee a fixed price for the new postcode if I register my the policy under my current postcode for the first 3 weeks. My main concern is not to do anything illegal so at the end of the day it's not worth saving money if I am going to get in to trouble or be fined.

I want a good car like a 1992 - 1997 supra for my first car. How much will the extras cost?

If I do well in my senior year of school, my parents will by me a car! I have done a bit of research, and concluded that i would like something along the lines of a Toyota Supra. I am not too interested in power and racing qualities e.c.t but i love the way it looks. A Toyota Celica also looks looks on the cards. As im on a budget of around $15 000Au (Around $20 000 American) i am looking at one of the 1992-1997 models. I am concerened that this seems too good to be true, and I am going to have to pay for repairs, insurance, fuel (Gas) and rego. I have heard that these cars are reliable but I REALLY don't want to have to pay for large amounts of these extras. So basiclly how much will i probs have to pay for these? If its alot, what other similar cars are there?""

Individual Dental Insurance for NJ?

I've been staring at dental insurance plans all day and finally it makes no sense anymore. I've enrolled in a discount plan but my dentist says I should get insurance for the procedures I'll be needing. I've only found one plan that seems to cover my area. Cost is not that big of an issue as more WHERE TO FIND IT. My job doesn't offer it. I'm an unmarried adult and I just need to purchase insurance (pref PPO) that will be effective as soon as possible.

I am looking into getting tenant insurance.?

Would it be safer to get insurance from an Insurance Company as apposed to getting it through a bank?

Health Insurance for getting pregnant?

I'm thinking of getting pregnant, can anyone tell me what is a good insurance that would cover most of the bills I would have with dr. visits, delivery, etc. I can't afford to pay a lot.""

Is car insurance fair?

Let's say you're financially stable, and a very safe driver. Is it fair to make EVERYONE pay for car insurance? Wouldn't it be more fair to have car insurance companies hold your money in case of an accident, then you get your money back if you don't get in an accident by the time you switch companies or are too old to drive? It seems like good drivers are paying for the damage done by bad drivers.""

Where can I find cheap auto insurance after a DUI?

I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22? Any help would be great. Thanks.

When do you get your infrant car seat base installed by the California highway patrol?

Do they check for insurance on the vehicle?

Does this car legally have insurance?

My friend just purchased a new car and the temporary registration Is in her name but the car is insured under her moms policy without her listed as an additional driver. So if she is stopped by police will they coincided this car insured or uninsured? Also when it's time for her permanent registration will the state accept a proof of insurance on the car without her name on it? We live in Georgia by the way.

""I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?""

Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?""

Will my Speeding ticket increase State farm insurance?

I was recently caught speeding in MN, going 87 in a 60 (I know that;s bad). Is there anything I can do to reduce the cost/penalty such as Traffic school ? Or am I screwed?""

QUESTION ABOUT CAR INSURANCE?

i was involved in an accident a couple days ago, and it wasn't my fault, well my son was drivin my car and hes not in mygo inicy, he got his own car his own insurance and everything , anyways, so i called the insurance and they said they were goin' to call the other person whom my crashed with, later my insurance called me tellin' me that my car won't be fix because the other person insurance has expired??? and because my son was drivin my car, they also told me that because my son its not in my policy?? i told them But My car has full coverage??....Why Wouldn't they fix my car??..can i get a lawyer for this??""

Dodge Stealth insurance with a salvage title?

How will the fact that the 1991 Dodge Stealth I'm planing on buying has a salvage title affect my insurance? I got quotes from Progressive Gieco Esurance and Allstate from anywhere from 675 to 780 for 6 months. So anyone have any ideas on how its going to change or if I can even get it insured? If it matters the engine went out and was rebuilt.

Would my insurance go up?

I got into an accident because it was raining and the floor was slippery I was going max25 and the car slipped to the side and fliped over. Im planing to get an infinity g37 2 door car. Would my insurance go up? I had an 2006 nissan fronteir.

How to choose a Life Insurance?

All the insurance companies sound like they're trying to sell us on the product. We're married in our thirties with two babies. Thanks!

What health insurance can help me?

ok im 44 years old and i have super low income and i have heart problem, 8 years ago i got heart attack now insurances i applyed for wont take me because i had heart attack im from different country so i dont know many american isurances and stuff please tell me which is cheap health insurance which will check out my heart and hopefully help me""

How much would car insurance be for a 17 year old on a volkswagen golf 1.9 GTI?

like the min price?

Insurance for me on a 1973 Dodge Charger?

i know ill probably never get one but im not too good on guesstimating insurance. im an 18yr old male with no accidents or tickets but i understand insurance on older cars is cheaper? can anyone give a rough estimate of what a monthly cost of insurance will be?

""Allstate motorcycle insurance, am I covered?""

I am going to purchase a motorcycle soon but unfortunately for my age, insurance is much too high. It is about $5000 a year since I am 18 years old. What I want to know is if my father can put the bike in his name and have it fully covered but with me as the rider, will it still be covered? If I were to get in a crash would the bike still be covered even though the bike is under his name and not mine? Am i covered or will I be forced to pay $5000 a year so I can legally ride the bike?""

National insurance for under 16s?

If a 14 year old set up an online business in england, when it comes to paying taxes how can they fill in the tax form if the don't have a national insurance number. Can a 14 year old have a national insurance number??""

Does car insurance really go down at age 25?? how much?

How much does car insurance go down when a person turns 25?  How much can I expect mine to go down?  I am a woman now paying 82 a month. I have nothing on my record, no tickets, accidents, claims in my life (8 years since 16)

https://www.linkedin.com/pulse/dental-insurance-bruce-bradley"

[dangerouscrusadefire-blog]

Smithville Tennessee Cheap car insurance quotes zip 37166

"Smithville Tennessee Cheap car insurance quotes zip 37166

Smithville Tennessee Cheap car insurance quotes zip 37166

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Can Auto Insurance Companies suspend drivers licenses?

Does anyone know for sure if an Auto Insurance Company has the right to suspend drivers licenses at any time or can the BMV only do that? We paid the required 20% down in car accident to get our licenses back, but can Auto Ins. Company suspend us now if we miss a payment after that down payment? Thanks for any help!""

How to convince parents to let me have auto insurance?

I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""

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Estimated insurance cost for this car UK?

hi im 17, just about to take my test and it looks like this will be my first car. what do you think the insurance will be on it. i know it will be high but i just wondered how high haha. can you ask for a quote if you don't own the car and haven't passed yet? ie a generalised quote i live in a very good area with off road parking and garage.""

What is a good insurance for wisdom teeth extraction?

I am currently a college student, and I don't have any dental insurance coverage. I visited a general dentist today, he said that I have to get my four of my wisdom teeth remove ...show more""

What is the best Home Insurance?

What is the best Home Insurance company? How much should I expect to pay each month for Home Insurance for a $300,000 brand new home? Are there things that I should include in my Home Insurance policy that is not mentioned to me? The home is in Fresno California.""

New York city question regarding insurance?

How are the insurance premiums in New york city (queens borough specifically) ? i.e. how much would someone like I have to pay for insurance say per year (for a car that has about 80,000 miles on it)? I have New York driving license for 2 1/2 years now, and prior to that had Pennsylvania license for 3 years. I had my own car for the 3 years I had Pennsylvania license, and have been renting cars (twice or thrice a year) for the 2 1/2 years I have been in NYC. In all these 5 1/2 years, I had no accidents. Also, how much is registration fee to register a vehicle in New york city?""

How much a rental house property insurance should cost?

I rented a house and the mortgage company says I need to have rental insurance. I do not want to cover my tenants stuff, just the house in Nevada. Thanks""

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Can I get a car insurance in MA when I bought my car in Maryland?

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Approximate insurance cost for vw polo (UK)?

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In general how long does it take to switch car insurance?

As well as canceling car insurance? I heard 7 days is that true?

Paying for Insurance question?

Okay, is it possible for me to pay for insurance for only a few days rather than a month at a time? If so, how?""

Insurance (perscription) cost question?

Ok, I just started getting birth control. My insurance requires a $100 deductible and after that my prescription is only $30 a month. So, the first pack of pills I received cost $52 and some change. I was assuming my second pack would be like, $48 and then after that would be $30 a month. Well, I got my second pack and it was like $57 and some change. That is what my birth control cost with no insurance. So what happened? I felt like I have paid more than my deductible. I expect next time my pack of pills to be only $30. Thanks!""

Need insurance quote for 73 Mustang Mach 1?

I would just like to get an idea from a person who knows a lot about insurance at what I would be looking to pay. It's the long weekend here in Canada and no insurance companies are open, and I cannot get a quote online because of the year of the vehicle. What I am looking to buy is a 73 Mustang Mach 1. I am 21 years old. The car value is 15,000 It will be driven less then 1000KM a year No substantial modifications. I haven't had any speeding (or otherwise) tickets I will be the primary driver. Vehicle is in good shape Um any other details I am missing? let me know.""

What is the best way to get into insurance sales?

I'm quite interested in the insurance business, and i've heard various methods, one is to get hired into a captive insurance company as customer service and then express an interest in the business, then you have to study for and pass a state exam, and get licensed. but i'm curious what is the possibilities i'd find a company to hire me right away as a salesperson, my background is wireless sales. The thing i'd like to know is, what can I expect my first year in the business, is it entirely full commission or is there a mix of salary and commission? and lastly, what are the odds of a new agent making it for say three to five years? I'm looking for a career for the next 25+ years.""

How much would insurance cost for a 2005-06 mustang?

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Affordable Insurance for Teens?

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Why should we be responsible for a person who elects not to buy health insurance?

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Uninsured driver with no license driving car with insurance hit my car.?

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Do you have health insurance?

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Can I ask someone else to buy the insurance for my car?

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What would health insurance catagorize a house call as?

I was on vacation, and got very sick. Small rural area, options were low, so the concierge referred Mobile physician housecall care to the hotel room. they did not take insurance, but told me to submit it to my insurance. I don't know what to put on the claim form??? not an office visit...E.R.? urgent care?? help please...thank you""

Individual eye insurance?

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Smithville Tennessee Cheap car insurance quotes zip 37166

Smithville Tennessee Cheap car insurance quotes zip 37166

List of auto insurance companies who do not use credit scores in illinois?

im looking for car insurance and need help finding a good rate

What would happen if a car insurance policy gets canceled to nonpayment?

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I have moved to france and need Cheap motorcycle Insurance in France?

I ride a yamaha Diversion 900s

How can i get cheap motorbike insurance? UK?

im 19 years of age just passed my test and my insurance is going up by like 30-40 pound, it should be going down! and then there charging me 50 to change policy! haha 80-90 pound stupid. and im already paying 350 a year for third party!! on a honda 125 vararedo with 1 year no claim bonus!! when people are paying 50-100 a year fully comp!?!?!?!?! i said locked building. got alarms locks data tag!?""

Insurance Help?

hello guys/girls well i just bought a car and is under my name (only). My dad haves a car also and he haves insurance on it. I was wondering if is possible for my dad too add me and my car to his insurance?

Car insurance for a 17 year old?

i am a 17 year old male who has just passed his driving test a month ago and wants a cheap insurance company and the cheapest car to insurance, i only want to use the car to commuteto a place of work. Any ideas""

Insurance on a car? How much??

How much would it be to insure a car in UK, do I have to see a site? Eg, Ferrari, BMW, how much?""

Insurance for a 17 year old male?!?

Ill be turning 17 soon and ill be taking driving lessons. Ive been looking at car insurance for a 1.2 renault clio ( cheapest quote 5000) 1.1 citroen saxo(couldnt get a quote but when i did 14,000. Whats the best ways to get it cheaper. I also tried a 1.1 peugot 206 and still its around 7000. Thats for 3rd party fire and theft.""

At what age does car insurance drop to a normal rate?

im 16 and i wanna wait til a certain age so i dont have to pay alot for the insurance

A month or two of car insurance?

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How much is insurance going to cost me ?

Im 16 and want to know roughly what it is going to cost me to insure a 1.4 ford focus 2002. i have tried going on different websites but they are asking questions that i don't know the answer to yet. Any help will be good. Thanks

How much can I expect to get back from a written off car?

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Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Where i can get tips of cheap auto insurance?

Where i can get tips of cheap auto insurance?

Will my insurance raise if neither party gets paid damages?

I got in an accident and it is my fault. I traded info and immediately told my insurance company. It turns out that the other party tried to commit fraud on the case, got caught, and will not get a claim now. Though I do feel bad as it is ultimately my fault, my car has no damage so if neither party gets collision claims will it go on my record or raise my premium? It seems like it shouldn't but I feel like it will. Thank you.""

The anybody have auto insurance with the general auto insurance?

I'm looking for a cheaper car insurance, I have progressive it suppost to be cheap and now it can higher. I heard about the general but I want to know if it really cheap. Anybody""

Do you purchase the new car or car insurance first?

I want to buy myself a new car. I have never done this before. My parents have always taken care of things and now I want to do this on my own. I want to put down a $15,000 down payment/cash and I have no credit. Will this be possible? Do I look for insurance first? Or do I buy the car first?""

""Can you insure a vehicle registered in one state, with insurance from a company registered in another state?""

I live and my vehicle is registered in Oklahoma, but my family lives in California. I can get on their car insurance policy for MUCH MUCH less than i can get insured for out here, however, I am not sure if insurance can transfer from state to state. Does anyone know this for sure, or know where i can find out?""

Car insurance question?

My car was in an accident (not my fault, I wasn't in it and the time) when someone plowed into the back. All signs are indicating it's totaled. She and I have no-fault insurance. Here is my questions. 1. Do I talk to the police and insurance company? 2. Do I get any money/compensation from the accident? 3. Do I go after her insurance and Do I get anything from that? 4. Or do I reach a compromise with both parties? If anybody has anymore suggestion feel free. Thanks!!!""

Are auto insurance deductibles tax deductible?

I have a smashed windshield with a $500 deductible. If I get someone to fix it (for a lot), can I write off my payment of the deductible on my taxes next year, or is it just called the deductible because it is deducted from the total cost of the repair?""

I'm looking at opening an insurance agency. Wondering whether to go with as an independent co. or brand name

Looking for the highest commissions available

Help European health insurance card?

my health insurance card has expired and i fly tomorrow? is this card important? if i get ill will they still treat me? and will my insurance company cover me still?

Insurance deductible?

I have no accidents or tickets... I want to change my insurance company.. can I get that $500 deductible back???

Honda s2000 insurance cost ?

im sixteen and i live in florida. My parents are buying me a s2000 and i wanted to know about the insurance cost? Would it be cheaper to be added on my parents plan or have a single plan?

What would be my car insurance quote?

I tried to do an online quote but it said I have to be 18. I am 17 years old. I live in Maryland and I am in 11th grade. The car is Used 2005 Chrysler Sebring Touring fully paid for. I am not going to get the insurance until the August of 2011. I am a C average student. I'm moving out of my parents place next school year. I have never had a car before (no accidents, no DWI, etc..) I am not a part of any organization. Can someone do an estimate quote for me? Because I have no idea. I figured it'd be somewhere near 300. Thankss.""

Smithville Tennessee Cheap car insurance quotes zip 37166

Smithville Tennessee Cheap car insurance quotes zip 37166

""When I buy a used car, is it legal to drive it home without insurance?""

What do I have to do before I drive it home? I am buying the car in another city, so I have a 45 minute drive from the sales point back to my house.""

Can we get cheap car insurance in the UK as Australians?

My partner and I are moving to the UK in March and had intended to buy a car. Just an Astra or something for under 1000. However, when I put our details into insurance websites it tells us we will have to pay upwards of 2000 for 3rd party insurance. I realise this is because we have not been residents or have held UK licences but is there any way to get something cheaper? This seriously hinders our plans, we can't afford that amount of money but were really hoping to have a car. Can any one give us any advice? I have put in that we have a UK licence (as we would be prepared to get upon arrival and would have to any way after 12 months) but this does little to change the quotes.""

Do you have health insurance?

if so, How much is it per month? How old are you? What kind of deductable do you have? Feel free to answer also if you do not have insurance, also, do you support obamacare?""

What is the cheapest car insurance?

I'm 17 and i'm after buying a car. I have my full licence but every time i look for insurance its 8,000. Whats the best Car to buy, with cheap insurance and who with. Thanks""

Can insurance and credit card?

i want to pay monthly to the car insurance company> interest for monthly payments is 8.5% people said go and get a credit card and pay that back 0% but am i best just to pay the car insurance company? i dont know if i would get a credit card as ive not applied for one before and dont know about my credit rating it would only be 4-5 extra monthly to pay the insurance co with interest? is it worth the hassle? as i want to book insurance now. help?

""GENERALLY, how much would insurance be on a benz c350 for a 19 or 20 year old male?""

I'm a male. im 19 almost 20. the car wouldn't be brand new, it'd be a 2008 with like 20k or so miles on it. and i've never had an accident in all my 3 years of driving, never even been pulled over, not a single ticket. perfect record, i have good grades, college student. Im just wondering like a GENERAL idea...don't tell me to go get a quote...ya i know i can do that, but there is a reason why im asking on yahoo answers as well! it shouldn't be too much right? not like a mustang or camaro coupe?? because mercedes c class's are rated high in safety as well! and this is going to be a v6 sedan, not a v8 coupe or anything.""

What is the payment you make to the insurance company called?

***Auto Insurance

Car insurance or is it?

My truck was broke into a couple of hours ago and my pistol was stolen. i called the insurance (farmers) and they said the gun isn't covered by car insurance, it's only covered by homeowners insurance, and no my truck was not at my house. does this sound right to anybody? i don't understand what full coverage means if they don't fully cover everything.""

I can't get car insurance?

I just bought a cheap older car with high mileage (the only thing I could afford) but I cannot pay the monthly insurance premiums. I'm only talking about liability insurance. Collision is out of the question due to budget. I've shopped around and I can't seem to find a premium that is less than $200 a month! What should I do? What are the risks with driving without insurance? I need to be able to get to work everyday or else I might as well set up camp outside my workplace in a cardboard box :(

Can anyone tell me which group insurance a Jaguar XJ8 auto come in?

Can anyone tell me which group insurance a Jaguar XJ8 auto come in?

What modifications can increase car insurance?

Hi, Can just cosmetically changing the car increase car insurance for instance- alloy wheels and a minor body kit? I understand that performance modifications can for example- exhaust, sports air filters etc. Can anyone help me here? Query.""

Are dual sport bikes cheaper on insurance?

Well me being only 17 and only having a minumum wage job. I heard it was cheaper to own a bike. Don't get the wrong impression, I can afford a car and insurance. It's it cost too much money. I have less thsn 100$ every MONTH to myself. I should habe over 650. So anyways. I want to get a bike. Since i'll only be commuting. Social,work,school. Is it worth it. And if so what kind of bike shoukd I get. I'm 6.3 and big. Woukd a 250cc be a good start?""

What things can a teen do to help lower the cost of car insurance?

I'm sixteen and seventh months, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year. So what can a teen do to lower the cost? IE; what type of car should I be driving, the best time to get my license, etc. I'm willing to hear any ideas. :) Oh and if it means anything, my parents are with State Farm. Thanks in advance for the help.""

Health Insurance company?

I m looking for the health insurance company in india, can anyone refer me the trust able resource for the health insurance!""

MG ZR 1.4 Car Insurance for 18 years old boy?

Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!""

Integra 2 Door VS 4 Door Insurance?

I know it has multiple factors, but how much would this change it? I'll be under my dad's name who has had a clean record for over 10 years. I'm 16 and live in an extremely low-crime city in California.""

""I'm turning 17 soon & looking for car insurance, anyone know ruffly how much it would be for a toyota celica?

I live in N.ireland

Would my insurance rate go up on a car with more features?

I'm buying a car today and I already have the insuance and can leave with the car today once I give a down payment. However, the car dealer and I were speaking on the phone and he told me he can give me the same car and year but with more features like a Nav Panel on the dashboard and bluetooth and a couple of other smaller details like USB ports. Now my question would be, with these new features that don't exactly change much from the car I was originally getting, would this make my insurance go up?""

What type of insurance is needed to start a cheerleading team?

I would like to start a cheerleading team but do not know what insurance is needed to protect me from being sued if someone is injured during practice. and what other advice is important to know when starting such a bussines?

What is the fine for driving without insurance at Southern California District Court?

How much is the fine for driving without insurance in the jurisdiction of the federal court in San Diego. For example if you get caught driving with no insurance in Marine Base and order to appear in court downtown, is there any fixed fine for that violation which will close the case and avoid court, or you must appear in court and the judge will decide how to punish you?""

Is it up to age 26 or through age 26 for insurance coverage on parent's plan?

With health care reform, young adults can now stay on their parent's insurance longer. Is it UP TO the day they turn age 26 or through the age 26 that they are able to have the coverage?""

Car Insurance and Plate under different names?

I want to put my car's insurance under a relative's name and the Plate tags under my name? Is that possible???? Answers Please!! I want it under a different name because I am young and Insurance costs a lot when you are young.

""Is 4,800 a good insurance quote these days for a 17 year old?""

those days of insurance being 2,500 have gone last year. i cant get lower than 4.8k""

When can i refinance my car loan ??

i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""

Car Insurance for a New Driver?

hi, I just got my license like 2 days ago and I have a question about car insurance. My dad won't let me drive until I get insurance, but he said I have to wait until I actually get my real dirver's license card in the mail. When I asked the dmv how long it would take for me to recieve it, they said like 4-6 weeks. So I was wondering if the insurance company will allow me to have car insurance coverage with my temporary license, or do I actually have to wait until I get my card license to be able to drive. Because if I'm not allowed to get insurance with my temp paper license, then does that mean I'm not allowed to drive? Because then I won't be covered if I get in a car accident right? So I'm not really sure on how this works. Please Help! Thanks""

Smithville Tennessee Cheap car insurance quotes zip 37166

Smithville Tennessee Cheap car insurance quotes zip 37166

""Which car insurance companies are the cheapest in New York State( queens, new york) in particular?""

I just bought a new car and am hoping to get car insurance and register it. I am curious what the cheapest companies are. I just got a quote from Esurance.com, and am curious if there are other cheaper companies. I am 22 and have a bachelors degree and a job. I want to insure a mazda protege hatchback. Please let me know what your experiences have been.""

""What would be a cheap car insurance company for me,19 yrs old?""

I did some quotes but some companies couldn't give me a quote.. don't know why though but I am trying to find out what would be a cheap good company for me. The car I was going to buy was the Pontiac grand am year 2000-2002. If you know anything, please let me know. Thanks!""

What is the average cost for martial arts insurance?

What is the average cost for martial arts insurance?

Do I have to pay more for my car insurance?

I purchased a car with a car loan and I had to get full coverage insurance. I pay monthly and I have to do this for 6 months. The sixth month will be on May. I just paid off my car loan so I no longer want to pay extra money for full coverage. I had to pay a down payment for my insurance so my monthly payments would be cheaper. My question is do I have to pay another down payment if I switch to the liability coverage? Do I have to pay those last two months in order to switch to a liability coverage? I live in California.

Getting my insurance under my mom policy?

Okay, I currently have insurance at state farm under my name and I pay 200/month full converage the thing is soon im getting me a wrx sti and if i stay under the same converage it's going to be 300/month now My question is, Can I cancel my coverage get my mom to come in and get a policy then she add me to her policy and since I don't live with her she could put herself as the primary driver even though she has a car already? Would it be cheaper?""

How does car insurance work?

My boyfriend and i were talking after we saw an accident on the highway it was clearly the older mans fault. My boyfriend was saying how it sucked that even though he hit the lady she still had to pay her deductible (usually around $500) to get her car fixed. I was always under the impression that the reason we had insurance was to insure that we didnt get stuck paying for someone elses dumb *** mistake. anyone know how this actually works?

Cheap car to insure-young driver?

I'm 17 going on 18 and was looking at cheap cars to maintain and insure. I was really interested in the mini cooper s and new vauxhall corsa. Any opinions or suggestions? Thanks in advance

Anyone know the best insurance companies for young drivers?

I know obviously insurance for the young is gonna get rocket high anyway compared to older people for the same old 'statistical' reasons as always although I don't intentionally drive like an idiot or least intend never to and I do take safety as a big priority and everything, I've passed my test just over 2 years ago with a clean license but still find insurance even for my micra (1 litre 1994 M Reg) costing me a minimum average of 1000 annually, and just below a grand like 900-950ish is roughly the best I've got for my micra from directline but wondering if anyone would know anyone better cost wise? Also why is there so much discrimination against young/new drivers when its actually only the small minority who take the worse of risks and drive like w*****s making it sky high expensive for the rest of us, I can understand it may be statistic but unless u actualy do drive like a so and so I don't see why 'everyone' should be punished with rip off premiums for the sake of the minority number of idiots""

Best car for a first time driver in terms of insurance etc?

Hi, My girlfriend is taking her test soon and if she should pass was wondering which would be the best car to get her in terms of cheap insurance? Is there any sites that list insurance by car model? And any other general first car advice is welcomed. We are in the UK by the way. Thanks guys!""

Auto Insurance Question!! Please Help!!?

Alright, so im an 18 year old boy in beaverton oregon and i currently drive a 2006 scion tC. I have been looking at nissan 350z's and am quite interested in them. I am very curious as to how much my insurance could raise by getting a 2004 nissan 350z. I am on my parents insurance with USAA if that helps. I really need to know, both times ive called USAA they wont speak to me because i am not the owner of the account and their online quoting doesnt seem to work... neither of my parents will call either. I would really appreciate any answers. Once again, i drive a 2006 scion tC and i want to know the insurance of a 2004 nissan 350z. Please and Thanks!!""

What's happens if i get caught driving without insurance?

Im 18 i have a VW golf MK2 GTI 1988 cost me 2000, but to insure it is 5000 a year which i cant afford, what happens if i get caught driving without insurance.""

Car insurance help!? please...?

Somebody hit my car and possibly totaled it. If it is totaled would their insurance just pay off my car, just give me a check for what its worth or both??""

Do pcv holders get cheaper car insurance?

Do pcv holders get cheaper car insurance?

Rental Car - minimum liability insurance in California?

Does a car rental company in California have to provide minimum liability insurance required by state law without extra costs?

""I'm 19, have a permit, but do I need insurance to drive with my mom?""

Ok I got a permit, I got it last year..it expires on April 30th. So I was wondering..if i go out and drive with my mom who has a license, do I need to get my own insurance as well? My moms car is insured. I live in California. I haven't driven a whole year because i can't afford my own insurance right now. Lol so do I need to get my own insurance even though my mom and her car are insured? If I get stopped by the cops will I get in trouble? Thnx in advance""

What is balloon insurance?

do i need balloon coverage

First Time Cars With Low Insurance?

I'm going to be starting Driving lessons soon and want to start thinking on what car to get as my first one so I can save up, though I don't know much about cars at all. So I'm looking for some advice on a good, but cheap, car (Either New or Used, if used I would like to know the general life expectancy from new in order to work out how long it will resonantly last) that will last me for at least 4 years and get me through my first Degree, I also would like it to have a fairly low insurance for a beginner driver as I am a college student, currently, and plan on doing my Masters (Starting next year) then my PHD, so I won't have a massive pot of funds. If anyone can help me I will be very grateful as I know nothing about cars, all my vehicle knowledge is of Motorbikes.""

Need a term life insurance policy with no medical exam or health questions.?

Preferrably online. As simple as possible.

Cheap insurance for someone who had foreign licence?

Do you know any insurance company which will insure a small van (suzuki carry), and will recognise my previous 8 years driving experience in Australia? I have only just got around to getting a British licence (as the road rules and driving standards are similar, I can just trade my Australian one in, no test), and been living in the UK just over a year. Have tried a few insurance quote websites, and they all seem to be quoting me the same as a brand new driver who has just passed their test - i.e. extremely expensive! thanks for any tips!""

What is an insurance discount disallowance?

i got my bill today for the lab where i had some tests done. on the bill it had a disallowance under the insurance discount category. just wondering what that was. the bill was about 400 and insurance paid 200 and it said disallowance of about 175 so my bill only ended up being 25 dollars.

Best insurance companies for 16 year old passed my test?

ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance""

Why is the US government forcing health insurance on me?

My hate for the US government is growing by the day.

I want to start baby sitting do i need insurance?

im going to take a baby sitting course and use it to make a little extra money, i plan to go to the child's home to look after them in the evenings and i was wondering if i needed to get any sort of insurance. i like in the uk if that makes any difference.""

Car insurance question?

I currently have my car insurance through State Farm but I am switching to 21st century. Does State Farm charge a month in advance? I looked at my account online and it says that I was billed May 10th and the money will be taken out on May 25th. Also, I do the reoccurring payments, they take out my payment every month. Will I have to make a payment on the 25th even though I'm cancelling on the 20th? I'm going to call my local agent when they open, I just want to hear other peoples experiences with cancelling their insurance. thanks!""

How much is my car worth?

I just totaled my 2003 nissan sentra gxe. I have full coverage insurance and was wondering how much I should expect the insurance company to give me for the car? I looked on kelley blue book website but I am not sure if it should be considered private party value or trade-in value. It was in excellent condition prior to the crash.

Smithville Tennessee Cheap car insurance quotes zip 37166

Smithville Tennessee Cheap car insurance quotes zip 37166

https://www.linkedin.com/pulse/how-much-liability-insurance-average-per-month-benjamin-burns/"

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Huson Montana Cheap car insurance quotes zip 59846

"Huson Montana Cheap car insurance quotes zip 59846

Huson Montana Cheap car insurance quotes zip 59846

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Okay, I am a 23 (soon to be 24) year old male, I have never had a license or a car, and just recently I received my permit through the DMV, I have not driven too many times on this permit, but I am about to purchase a used car from a friend of mine and get the title and everything I need transferred over to my name. I have yet to achieve my license and am still driving on my permit to get accustomed and comfortable behind the wheel before I take the driver's test with a worker at the DMV. My question is this tho, I live at home atm, and my family all has cars/car insurance. And I am not on any of their plans yet nor do I have my own coverage. I am new to this whole scene and such, and I wanted to know with me purchasing a used car from a friend with title and all and this car being in my name, seeing as I am not a licensed vehicle owner yet, and only have my permit, I cannot as far as I know apply for insurance until I achieve my license, so I wanted to ask will my family simply be able to add me/my car to their plan until I get my license? Or how will this work? As I stated I am totally new, but when its done I will have a paid for in full car (my first) all the titles and information transferred to me in my name, and the only thing I am missing is insurance and I am wondering how this will work seeing as I am over 21, have a permit and have my own car? My family drive on State Farm in IL. Any help on clearing up this matter will be greatly appreciated, thank you in advance =).""

Health insurance for baby? PLEASE HELP.?

Me and my baby's father are not married. I am under my father's insurance. Baby's father has his own insurance that baby will be covered under. (Bluecross Blueshield) Do I need to contact Bluecross Blueshield before baby is born? Or do I have 30 days after birth to contact his insurance company.

How much will it cost....?

I live in Hemet , Southern California. I have a 9 month old son. He will be nursed until 24 months, However, he does eat some solid foods. I my boyfriend and I rent an appartment for $750- How much would our monthly income need to be to support our family? How much is utilities in my area? How much do you spend on gas? How much is car insurance? How much is it to get my car smoged? How much are monthly groceries? What other bills am I missing? Please help!""

""(new driver) quoted 3600 /year for insurance, do they really expect me to pay that? lol?""

past my driving test about a month ago now, im insured on a family member's car as a 2nd temp driver which is pretty cheap but its short term insurance, im driving this car just fot more experience, i want to buy a Vauxhall Astra in about 2months and i did a check on the insurance and got a quote, heres the details 3,645.42 Instalments Deposit: 769.08 Monthly: 11 x 318.15 Total: 4,268.73 Do they really expect me to pay that? Im employed full time, i earn about 1000 a month, if i get the astra (on finance) thats about 200 /month for the car, 300 /month insurance, 80 /month parking and not to mention petrol, lets say 60 a month, Its way too much, MY QUESTION, Is there any other insurance options for me?""

First they cancel my insurance. Is it true that I'm now hearing 70% of Cali doctors will boycott Obamacare?

I have to sign up for Obamacare because I'm self employed and was on an insufficient individual plan. So I'm resigned to the fact I need to sign up for Covered California(Obamacare), but now I'm hearing the California Medical Association says 70% of physicians say they will boycott my Covered California policy if I get one, since I don't have employer insurance and am in the Obamacare network. Basically I'm screwed everywhere I turn now. Can 70% of physicians really thumb their noses at the government? Can they afford to? http://washingtonexaminer.com/article/2540272#.UqLPd42Zl8I.twitter""

Might have a cancerous mole. can i get it removed for free without insurance in california?

It's half way down my back back, on the left side, kind of ON my side, but not quite. This isn't an aesthetic issue, and i've had the mole for years. Some years back, though, I noticed the mole had a couple hairs growing out of the center of it, which was never the case before. This last week, I noticed it seems bigger and further raised from my skin than I can recall, and there seems to be kind of a black head on it. I can't really get a good look at it because...well it's on my back...but it worries me. I have NO health insurance other than some state assigned card they gave me that I think is just for free STD testing, and I really don't have any money. Are there clinics that will do this sort of thing for free or for a very low cost like maybe $50? I really need to have a doc do it, because I need it biopsied since it's looking so strange now. Thanks for the help.""

""Does car insurance go down when you move to a different state, if so how do i lower mine? (see details)?""

I used to live in LA and my car insurance was 46.00. Well, I went to progressive and did a quote with my new address which is in TX and my car insurance quote is for 26.00. How do i go about getting these new rates since I no longer live in Louisiana.""

If I show proof of insurance?

I was driving my car on the clock. I use my vehicle as a work vehicle. Anyways I was sent to the store to purchase sodas. when I tapped a vehicle on the rear bumper. We pulled over and exchanged information. And later found out that my own insurance was expired. Am I covered. By work or can I purchase insurance after the fact. And still be okay?

Do you have to have full coverage insurance on a new car?

We are going to try to get our first new car ever,and not really sure of the whole insurance process..We do keep liability insurance on our 2 cars we have now,but that alone about kills us,we pay $105 a month for 2 vehicles and 2 22 year old drivers..Everyone says its our age that causes us to have high insurance.Anyway, are we going to be required to have our own full coverage insurance on a new car if we get one? Or will the dealership help us with it or factor it in the payment? Because I don't think we could afford full coverage if its much higher..I priced it when I was 18 on a mustang and it was like $300 a month...I know crazy!!""

Can my car insurance company raise my rates if my CA Drivers License was put on hold?

I'm just curious. Can they do that? I was pulled over in 2010 for driving without car insurance or registration and I was given a ticket. I never paid it (I didn't have the money at the time but I just paid it off as of Jan 2013) and I got a notice from the DMV saying my DL was going to be placed on hold (basically suspended) until I paid it then it would be released. At the time I found this out I was trying to insure my new car, and the company told me because of that my rates go up. I've seen my DMV record, it does state that my DL was placed on hold, but it didn't cost me any points. So I still have 0 points on my driving record. Can the charge me more for that? Also no judgement please, I dont want to go into a long story. The ticket from 2010 is a long story and partially caused by a controlling abusive ex. He is now gone, and I am almost finished cleaning up the wreckage he caused, the ticket being one of them.""

""How much does homeowners insurance cost in Nassau County, NY?""

I'm just starting to look at purchasing my first home and need to understand even a basic range of cost for yearly homeowners insurance for budgeting purposes. Without having a specific property in mind to request a rate for, is there any place I can see average or median homeowners insurance rates? I'm looking at homes in good condition for under $375,000 purchase price.""

State insurance car o.O?

hello i am from new jersey nd i have heard about a car insurance something like state insurance the person who told me said that they give a contact for one year nd the payments are 200 hundred every 2 months :O does anyone know something about it?? thank u

What is the Mustang classed under for insurance?

i was told that insurance companies class it as a sports car and will the insurance be high for a driver who: has slight ADD, 20 years old, just got my drivers license (2 months ago), lives with parents, has not the best grades, works part time, and isn't going to school at the moment? if it will be expensive what would you say would be a good first car? I'm driving a V8 4.0 litter engine Durango (year 2000) so i am familiar with a big powerful heavy car but i want a small car that drink a lot of gas and is cheap to insurance! thanks (please no smart A** remarks please)""

Purchasing an aircraft with no licenses? Insurance costs?

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How long will my accident affect my insurance premiums?

I just filed a claim with my insurance company, in California. If they find me to be at fault, then how long will my insurance cost more? Is there a certain time that it won't be on my record, or count anymore?""

Where can I find cheap Van insurance for a 19year old?

I have recently started up a new business, and I am about to employ a 19year old with a previous driving conviction. I need him to drive a van so I am wondering what the best way to get him insured is- Through my policy? or is their a business insurance policy for driving I can look into? Any advice is much appreciated""

Car insurance cost monthly?

Hi, I'm a newbie at this and maybe I should call my dad and just get the answer but he's kinda busy atm. How much does car insurance cost monthly or during a 6 month ...show more""

I am 18 years old and going to lose my insurance NH?

My father lives in California and I was under his insurance until he got laid off, now I have about a month to get insurance and I am kinda screwed. I have to have allergy shots every three weeks and I am on a plan to control my allergies and asthma so having no insurance is not an option. My grandparents did have guardianship of me but since I am 18 I no longer qualify for their insurance.What do I qualify for and how do I apply?""

Question about SR22 insurance in NJ?

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Do beneficiaries have to pay taxes on life insurance policies?

Do beneficiaries have to pay taxes on life insurance policies?

Why are my car insurance quotes flucuating so much?

I'm looking for annual policies on a provisional license for my own vehicle, having looked around for a week or two (12/18th Dec) i found a quote for 680 upon refreshing my quote on the 19th December it was decreased to 480 now on the 26th i cannot find a quote for less than 860! i have not changed any of the details of the policy, except to amend the start date i understand the law is changing re: gender based risk assumptions but there seem to be many other factors involved, some which i understand, many i do not. Ideally i would like to understand the circumstances which led to the original decrease to 480. Thanks for any help anyone can provide, all the best Bill""

Can i get full coverage insurance with a suspended drivers license?

Can i get full coverage insurance with a suspended drivers license?

Question about health insurance?

My fiance got a job that has health benefits but I dont have health benefits, so how can I get onto my fiance health insurance and how much would it cost??....""

How much would insurance cost on a 2 door car?

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Can my Storage Company force me to buy their Insurance?

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Huson Montana Cheap car insurance quotes zip 59846

Huson Montana Cheap car insurance quotes zip 59846

Is there an afforadable health insurance you can find for self-employed people?

Is there an afforadable health insurance you can find for self-employed people?

Can I tax my car without insurance?

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The average price of the Mazda RX8 insurance?

Ive been searching for cars, and Ive picked out the mazda rx8, it will be wrecked and im gonna fix it. Im 16 and I was wondering what the average price of insurance would be with AAA car insurance.""

What is the average cost of car insurance for teens?

Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car. Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Any Car insurance in boston open past 5pm?

any Car insurance in boston open past 5pm

How much do you think car insurance would b for me??

I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own?

How much do you pay for car insurance?

How much do you pay for car insurance?

Car got broken into... How much will insurance cover?

So my buddy calls me in the morning of the last day of school (I decided not to go and sleep in). He needs to borrow my jumper cables for my friend. He comes over, and we head over to my car to get the cables. I open the trunk, and my subwoofer isn't in my car any more... Head over to the passenger side and see that the window was smashed in, they stole my mp3 player and broke the recliner for the passenger side chair... Right in front of my house. I'm wondering how much will get covered by insurance... We have Progressive. I'm wondering if a. They'll cover the price of the sub, mp3 player, and cost to get the recliner fixed (sub and mp3 cost a total of $200-$250). idk about the recliner, maybe $60. I know they'll cover the cost of the broken window ($200, already dropped it off to get fixed), but my dad (owner and insurance payer of the car) is wondering if the increase in rates will be worth saving the $200 in window repair. Thanks. Make sure to take your valuables out of your cars at night or in a sketchy area, guys.""

Will Insurance ding me for this?

I had 8 hour traffic school which cleared a previous ticket. I went to court last week and asked for 12hr traffic school for another and was told that this will clear the point but the ticket will be visible. I have AAA insurance and was wondering if this will affect my rates. Thanks.

Life Insurance Companies?

Please give me the names of the five best life insurance companies.

Maternity health insurance question?

My son may be the father of a child, due next month. If paternity test proves him to be the dad, can her insurance go after his insurance to pay for the prenatal and delivery bills? This is in New York State""

""If Obamacare is so bad, why is reducing health insurance premiums by 50%?""

New York state residents will be able to get health insurance next year on the Obamacare exchange for half the average price available in the state today. http://money.cnn.com/2013/07/17/news/economy/obamacare-health-insurance-new-york/index.html Contrary to prior claims by conservatives, Obamacare lowers health insurance premiums in California http://www.washingtonpost.com/blogs/wonkblog/wp/2013/05/24/wonkbook-some-very-good-news-for-obamacare/ In fact, in the 9 states that published their 2014 rates, EVERY benchmark plan came in cheaper under Obamacare. http://thehill.com/blogs/healthwatch/health-reform-implementation/306515-obamacare-premiums-lower-than-expected#ixzz2ZQPqwUMT""

How much will my insurance increase?

I'm a young driver (20) and my car insurance it's currently 3000 a year which I paid in full (lv) Now I had an accident 4 days ago and I scraped someone's car when reversing so as I worked with his girlfriend we started settling it outside work but he's giving me quotes for 1000 and I only scraped it. So settlin it is out of the question, I've only been driving since October and this insurance company I've only been with for 2 months, how much approx will insurance premium go up?""

How much will my car insurance be as a new driver?

I'm learning to drive as a necessity for a new job, but I am struggling to get a reliable estimate of the insurance premium I should expect once I have a car. I know that nobody will be able to give me a precise figure as it depends on so many variables, but I wondered if anyone would know what to put into a quote generator to get something accurate? I'm female, in the UK, 27 years old and will need a cheap and cheerful 5 door hatchback. Unfortunately I don't know enough about engine sizes and that sort of thing to know if I'm answering the questions on the form realistically. I tried compare the market and got a cheapest quote of 3,700 per annum - does this sound right? I know it will be expensive but even so that seems very high for a 1999 Vauxhall Corsa! (the car I used to get the quote). I do realise this is a very subjective question but any advice is greatly appreciated - at the moment it is looking like I won't be able to take up a dream job offer as all I will be doing is working to pay for a car that I oly got in order to take the job :(""

Insurance quote for first car?

Hey guys I've been saving up for a while and have come to a conclusion of what i want for my first car 2006 Porsche cayman s iam16 at the moment and am making just a smudge under $900 a month and from my calculations i should have enough money by the time I am 20-21 so i was wondering how much my insurance would cost. I have my g1 and am getting my g2 in November and will be a occasional driver and would be driving my brothers car an Acura rl and would be getting a cayman as soon as i have enough money. My family is insured by TD and BMO so a quote from them would be preferred but if i can get a quote from another place that is cheaper but still provides full coverage it would be nice plus i will be going to uni and working so it will be daily driven and garage parked 50% of the time (other fifty will be my brothers/dads/moms car) and will NOT be winter driven I live in Brampton On thanks

How much would car insurance cost for me?

How much does it cost to get my first car insurance under my parents insurance living in NV, USA? Also: I'm 18 yrs old, Just got my driver's license, White male Caucasian, Drive a black 1996 Honda Civic, been in no accidents, got good grades from High School, had no bad records in general, I live in a safe area, but will drive about 80 miles a week .""

How much would car insurance be for a 19 year old?

I just got my license and I know that car insurance can be really expensive for younger people. I was wondering if there is any cheap insurance company? I would love to pay no more than $100, is this possible? Any inside from personal experiences?""

Cheap Car Insurance for a 17 year old ?

I am looking for car insurance in Britain. I am 17 next month so I am looking at provisional prices which aren't too bad. I was curious and put in my birthday a few months earlier and said i had passed, the price was in excess of 4000, for a car worth 1000 ? I then put in the details of a friends new car, hes 17 and only just passed. Rich and got a 2011 bmw 1 series top of the range, quote was 9,500. How can a 1000 car be only 5000 cheaper than a 30000 car, none of this makes sense ? I know we are 4 times more likely to crash but does anyone know of any cheap insurance companies for 17 year olds just now ?""

How can i get insurance for my bike ?

I am planning to purchase mahindra bike hopefully. how to get insurance for that ?

Car insurance help please!?

What would the difference be in car insurance for a new Ford ka, Toyota Agyo and a Toyota Yaris. All of these costing about 8,000/9,000, with two drivers who have about 40 years of driving and one person who is learning to drive but it will be used mainly by them once they have passed their test. Car being kept on a street and being used for personal use not business. Also any opinions on the above cars, and figures if you can on what the cost of insurance would be will help a lot so thanks in advance! Many websites havent had the new ka listed on them so i cant compare.""

What is the best way to go about auto insurance for an 18 year old purchasing a Mustang GT?

Hey, I have a job @ walmart and i make pretty decent money & next thursday when i get paid im going to e-z way auto sales which is a pay here buy here car lot for no credit car buyers to go to establish car history credit & the car that caught my eye was a black on black on black 2004 Ford Mustang GT, I have to have it and the payments wouldn't be that much, something I could afford. What about the insurance? What's the cheapest for my age? I just turned 18 last month & i don't wanna pay more than $200 for car insurance, that'll be more than my car payment. HELP ME OUT!""

Where can i get the cheapest motorbike insurance?

Hello, am currently 16 but very soon will be 17 and i am going to get my full motorbike license so i can rid a 125cc motorbike. I have been looking around for insurance quotes and so far all have been very expensive even third party only at around 900. The motorbike i want to get is a yamaha r125 yzf and am wondering if any of you have some advice?""

""So, is a MAZDA 3 sedan good for first time driver?""

insurance cost?( 19 and a female, live in sf) my dad could own the car and put me as co owner so that insurance wud be lower..hmm? fuel cost? and the cost of the car( including taxes and everything else) please help!""

Is surfing without health insurance a bad idea?

I'm moving to southern California for a job soon and want to try surfing, but my health insurance won't kick in for 2 months. Aside from drowning to death, which health insurance doesn't cover anyway, are there a lot of injuries that require doctors and hospitals? Man I just get on a board and go...""

Why does the Honda Insight ('00-'05) cost so much to insure? (UK)?

Why does the 2000 - 2005 Honda Insight have group 12 insurance status in the UK?! Its such a shame, I have been looking to upgrading my small car at the moment, and have always liked the old Insight. For some strange reason it didn't ever seem to take off, and it was way ahead of its time, and is still a very good, one of the best ever mass manufactured cars for fuel consumption (may even be the best). It has a 1 litre engine, which produces just 66bhp, but is extremely efficient so achieves 83MPG and has a 0-60 time of 12.1s (top speed: 112mph). Remember group 12. Or I could pick out a Seat Toledo 2 litre Sport - produces 147bhp, 34MPG, has a 0-60 time of 9.4s (top speed: 128mph). This is a group 10. Why isn't the insight lower?!?!!?!??!?!?!?!?!!?!?!?!?!? Any info would be great""

Huson Montana Cheap car insurance quotes zip 59846

Huson Montana Cheap car insurance quotes zip 59846

How can i get homeowners insurance if i own a rottweiler?

i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i'm i supposed to do with my rottie? please help""

How can I get the other driver's insurance co. to pay the full cost of rental car?

I was hit from behind and the other driver's insurance company has accepted liability but, they only want to reimburse me about $27/day for a rental car when I'll have to pay around $50/day. They are also dictating to me some terms about the duration of the rental car period based on the number of shop hours estimated for repair. I am wondering if there is some leverage I can use to make them pay 100% of the rental car cost for a reasonable car and duration.""

Im 15 and how much am i looking forward to pay on my car insurance? The car is a 2005 chrysler 300c?

It's a black car V6 engine i live in the city it will be parked in the garage and we have a low crime rate in the city ? i would like specific answers or similar stories?

Looking for Maternity Insurance?

We're wanting to get preggers in the near future. We're trying to look at our financial options for insurance. Currently we don't have major medical insurance (I don't need any comments on this, it's not what I'm asking about). I'm hoping to get a type of maternity insurance that will cover a couple thousand dollars. We're also planning on home birthing (again, this isn't my question, so I'm not interested in opinions on this matter). Does anyone know any carriers that I could get some maternity insurance from for the states of Utah and/or New Mexico?""

In the state of california is it illegal to drive a car with out auto insurance?

In the state of california is it illegal to drive a car with out auto insurance?

Can a family friend put me on their car insurance?

So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""

Hi i passed my driving test 3 weeks ago on my 18th day and looking for a car which is cheap on insurance?

I have been looking at a 5 door 2003 ford fiesta but I am 6ft tall and is the fiesta seems too small for me. I have been looking at a 2005 1.6 5 door ford focus 3771 monthly premium to insure. Will my insurance be effected if i go for a 1.6 can any one help me

Who does the cheapest car insurance for 17 year old males?

I am looking to get insured on a peugeot 106 quicksilver for under 3,000 its only a 1.4 but all the company's i look at want up to 11 grand.""

Where do I buy car insurance online india?

I want to buy car insurance online.Where do i buy?

Best car insurance company to use?

I am 22 and just traded my 2003 VW beetle for a 2010 honda civic LX (which is being financed). I use 21st Century and they're going to raise my rate by a couple hundred dollars per year. I pay every 6 months. I feel like this is too much. Even though I'm not yet 25, it seems a little excessive. Are there any suggested insurance companies with a more competitive rate? BTW I'm in California if that makes a difference...""

Self Employed Health Insurance?

My father just quit his old job, he couldn't work there anymore (Too long commute and we lost a parent, so he had to stay closer home for the family) So now he is self employed. We are trying to find insurance that will cover him, 4 children, vision (we all wear glasses) + dental. Does anyone have any suggestions? (We live in PA)""

How much will 2 points effect my car insurance?

I am 17 years old. I live in New Jersey, got my license 6 months ago. I was driving through Maryland and I got a speeding citation worth two points. My parents do not know about the speeding ticket, but I already paid it. How much will it effect my Geico car insurance rates? Also, I just received the advisory notice in the mail today, called the MVC and they just said it was pretty much a piece of paper saying I got a ticket....""

""Car insurance, sports cars, young drivers?""

I'm looking into a 1996 Mitsubishi Eclipse when I turn 18 for my first car. Does anybody have any idea on how much I'm looking at insurance wise per month? Other cars I'm also looking into are Firebirds, Camaros, Eagle Talons, Mitsubishi 3000 GT Is the insurance for these cars going to be the same amount?""

What is the cheapest car insurance if you have bad credit and low income?

What to do if you can't afford car insurance

Has anyone got car insurance with the Cooperative?

what are they like?, good service etc? would you recommend""

""Im 20 years old and a full time student and work part time, if i move out, can i stay on my dad's insurance?""

Im 20 years old and a full time student and work part time, if i move out, can i stay on my dad's car and medical insurance even though i do not live at home but im under 25""

Insurance friendly car modifications?

Given the cost of insanely expensive car insurance, I have put off modifying my car for the forseeable future. However, I want to know if there are any modifications I can do that will not affect my insurance premium. For example, do I need to tell the insurance company if I respary my standard wheels in a different colour? Thanks.""

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""

How does a wrecked car loan payoff (by insurance company) affect credit score?

I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?""

When do you get your infrant car seat base installed by the California highway patrol?

Do they check for insurance on the vehicle?

How much would a 16 year old boy pay for car insurance?

I am not 16 yet, but I want to get a Chevy Camaro. I live in PA, and am wondering how much car insurance would cost me a year with out wrecks, tickets, etc. I went to chevy.com and built my own Camaro, and it cost me about $25,000 with the specs, and colors I want.""

Does anyone know the cost of insurance for an infiniti g37 for a 18 year old boy?

Apparently, the dealer says infiniti g37 aren't technically sports cars so the insurance wouldn't be too high for my son. I'm not to sure though..can anyone clear this matter up?""

Should I buy life insurance online?

I want to buy a life insurance plan for myself, and later for my husband. I have done some research, although I must say it's all very confusing and there are zillions of options. Now that I have a better idea, however, I am wondering if buying the plans online is at all an option. Do you have an experience with it? Do you recommend it, or feel that it's completely not a good idea?""

Why are some people so adamant that having ONLY private medical insurance is best?

What do you think? This is a quote from the following article: In addition, under the settlement, Health Net agreed to halt employee bonuses that were based in part on how many rescissions they performed. And here's the article, with other reputable links inside: http://www.medicalnewstoday.com/articles/138914.php Anthem Blue Cross Announces Settlements With California Insurance Department Over Rescinded Health Insurance Policies; Health Net Announces Settlement""

Who has the lowest rate for car insurance? How much do you pay for yours?

my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?

Huson Montana Cheap car insurance quotes zip 59846

Huson Montana Cheap car insurance quotes zip 59846

Would the insurance company find out if you modify ur engine?

im gettin an accord nd i wanna add performance to it bc i aint a ricer nd ma dad doesnt want me to nd i was wondering if the insurance company would find out by themselves if yu mod your engine and increase the rate. my insurance company is geico nd my dad pays for it so i dnt want him to be like why is the rate going up nd find out tht i added turbos nd air intakes nd ****

State Farm insurance?

I have my own insurance and it was. 230 a month now I am getting a new car and I need collusion I am getting a Honda civic sedan 2012 white can anyone tell me an estimate on how much my insurance will go up Ps the car is financed . I have State Farm, I am 20 years old I reside in ny and I have had no accident""

Should I be paying for car insurance? I don't have a car because I was in an accident.?

I was in an accident back in November and my car was totaled. The claim just closed a few days ago because they finally paid our medical bills and everything. Should we have to pay for car insurance right now? We still haven't purchased a vehicle because we didn't get much for our car. How do we handle this?

""Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?""

Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?""

How much do you think my insurance will cost for my car?

I'm 16 and a female. I'm getting my license in a few days, and my parents are going to add me on to the insurance list. We've never had any accidents, except my dad, but someone hit him on his motorcycle, it wasn't his fault. My car will probably be made around 1998-2008. We have Allstate. What's your rough estimate?""

Classic car insurance companies?

Classic car insurance companies?

Car insurance / ownership question?

Right now I live with my parents, we have 3 cars and there are 3 drivers. All of the cars are in my parents name. One of the cars is a total beater and was given to me as my own car, but we never bothered changing the ownership over because we didn't think it would live very long. Now, I'm getting married and moving in with my husband. I'd love to take 'my' car with me but to transfer it to my name would cost a fortune in repairs as it wont pass the safety as it is. It's not a bad car, but things like the parking break don't work and the suspension is awful and I know if I take it in to get the safety done they'll give me 7 days to do several thousand dollars of pointless repairs or scrap my car. My question is can I continue to drive this car while it is under my parents name? I will be living at a different adress from them also. I'm currently also under there insurance policy as a registered driver on this car. Can I continue paying the policy to continue to be an insured driver while living at a different address? If anyone's had a similar situation or is in the insurance business please let me know! I'm stressing out about potentially having to junk a car that drives perfectly fine due to politics. I live in Ontario Canada.""

What's the best deals on auto insurance?

What's the best deals on auto insurance?

What happens if you get in a accident with no insurance?

I got in an accident today. It wasn't my car it was my moms, I gave the cop my license, registration, and insurance. However, I didn't know that the insurance was lapsed. It hadn't been paid. There wasn't any damage to the lady's car, and minimal damage to mine. Me and the women were getting ready to take off, but a cop came up, and said that because it was a main road, that we needed to fill out an accident report. She isn't gonna call her insurance company, but if she does, and they find out there wasn't insurance, are there fines to pay, do they take the car? I know I'll have to pay for whatever damages she may have on her car out of my pocket.""

Is It Cheaper To Be Added As A Named Driver On My Mother's Insurance?

Hi, Ive got my test on 5th april, so i am looking to buy a cheap car soon, as expected insurance for 17 year old male is very expensive. i was wondering if anyone had a rough estimate how much my mums insurance would go up by if she added me as a named driver. she's got 21 years no claims discount and she pays about 400 a year. do i have to pay a deposit or anything? Thank you in advance for your answers :)""

How much will my insurance cost?

Hi! I'm a new driver and thinking of getting a new honda accord 2013. I'm 20 years old and I'm wondering whats my quota gonna be? thanks!

Can i extend my insurance quote?

I have a quote and it expires on the 27th this month. When i try and get another quote its 3 times as much. I would get it now but i will have 1 years ncb on the 7th of oct. If i rang them up do you think they would extend the quote expirey date? Or do u think they might accept my 11 months and 2 weeks ncb? Or even make me pay an extra 30 or so to start the insurance now then send them proof when i get the ncb

Will this effect my car insurance?

(btw if this makes any difference whatsoever, I live in the UK) So I'm soon to be a new driver and insurance for new drivers at the moment is really expensive! I'm aware of that! But my question was this: basically I'm looking to buy my first car, but the car I'm looking to buy was involved in an accident with not the current owner, but the owner before that! And I don't quite fully understand this but the accident was apparently a 'Category D' accident? So what I was wondering was, as this car has been in an accident, (but is now repaired) even though it wasn't me who had the accident, will this effect the price of my car insurance, as the car I will be driving will have been involved in an accident before, but not involving myself? Thanks guys :) xx""

Can I get liability insurance on a 2005 mazda tribute or will I have to get full coverage?

Can I get liability insurance on a 2005 mazda tribute or will I have to get full coverage?

Shouldn't Pres. Obama step up to the plate and tell them he just wants affordable insurance for all now?

Tell em to screw the lobbyists, so what if the health care lobbyists payed the House and Senate members over $500 million last year, I mean donated that much to them. They will have to wait, but people are dying now..""

""How much does car insurance usually cost for a 17 year old in Ontario, Canada?

a 17 year old brand new driver (Girl) owning her first car? (a pontiac sunfire) IN CANADA !! NOT THE US

Anyone have Mega Insurance?

It's supposed to be for the self employed. Is the high premium worth the benefits or even the coverage compared to other insurance companies out there (like e health insurance.com)

Can you drive your parents' car without insurance?

i am 16 and live in Washington and I was wondering if I had to pay my own insurance to drive their cars.

19 year old car insurance.?

My family has a 02 Honda civic that I can fix up and use I'm 19 going on 20 and I need a car to get around. I done online insurance quotes and I've been getting ridiculous quote prices for a low end 12 year old car. (200 - 300) What would be some recommendations for possible companies. And how much do you think it would be if I got on a policy with my parents.

What's the best auto insurance you can get for a female under 25?

I had Liberty Mutual. I got a low premium because of my parents but when the taxes went up they totally jacked up my premium. Plus their customer service is TERRIBLE and they're grimy. So then I went to Progressive - One lady helped me get my policy, then I called them for another reason and another rep. said I didn't even get the best quote I could've gotten. I'm kind done with these brand name insurance companies. I was looking into one called Elephant insurance but I'm not sure if it's actually any good. Does anyone know anything about them? Is there any other company I can try? I'm 20, I turn 21 next month. I've never had an accident. And I don't know what my credit score is or if I even have one yet (I'm working on it.)""

Is it possible for someone to sponsor your car insurance?

I heard you could find somebody to sponsor your car insurance and the rate will go down if the person has good credit. Is that true? and what company has lowest insurance rate for 2 way?

What is the cheapest economical car i can buy in the UK?

i want cheap insurance, tax and fuel consider that i am 18 years old dont want a box under the car""

How much would i pay for car insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

What is a semiannual premium for car insurance?

My quote was: Semiannual premium: $1251 Do I pay $1251 twice a year?

Car accident now what? insurance question?

I was in my first major car accident, my car was totaled. I was waiting at the light to make a left turn, the green arrow came on and i went and some one coming from the opposite side of the lane in the opposite way ran a red light and hit me, he claims on the report he doesn't know how the accident happened. I just wanted to know what do you think will happen? A witness was talking to the cops but his information is not on my police report. It has to go through his insurance what are the odds that they will know that he was in the wrong and not me??""

Huson Montana Cheap car insurance quotes zip 59846

Huson Montana Cheap car insurance quotes zip 59846

https://www.linkedin.com/pulse/im-moving-las-vegas-how-much-car-insurance-nevada-william-willis/"

[thedeadshotnetwork]

A Week In New York City On A $40,000 Salary Welcome to Money Diaries , where we're tackling what might be the last taboo facing modern working women: money. We're asking millennials how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. Have a money diary you'd like to share? Right now, in addition to our ongoing diaries, we're looking for potential diarists along the following theme: Your Spending In Your State: Starting in January, we want to run one Money Diary from a different state each day. Want to rep your state? Submit here ! This week: We're looking at Money Diaries during the (often expensive) holiday season to see how people save up — and spend. Today, for the last entry of our holiday MDs: a film distributor who makes $40,000 per year. She spends some of her money on mini-chocolate champagne bottles. Occupation: Film Distributor Industry: Film Age: 26 Location: New York, NY Salary: $40,000 Paycheck (Once Per Week): $598.07 Monthly Expenses Housing: $550. I live in a family-owned apartment. My roommate and I each pay my parents $550 per month to cover the taxes, fees, and utilities my parents pay on the apartment. Loan Payments: $0 All Other Monthly Expenses Gym: $10.45 MoviePass: $9.95 Spotify: $9.99 Health Insurance: $179 Hulu Netflix: $0. I use my parents' accounts. Cable Internet, Water Electricity: $0. Included in $550 rent payment. Day One 10:30 a.m. — I get out of bed after my Emergency Don't-Sleep-Later-Than-This alarm goes off, and am uncharacteristically energetic. I slip on jeans and a t-shirt, eat a hard-boiled egg, make a pot of coffee for my thermos, brush my teeth, and head out the door. Trader Joe's is packed, even though it's before noon on a Sunday. Last night, I babysat with my best friend and she told me about a “cleanse” she recently started. The dietary restrictions and required discipline seemed too farfetched for me, but my biggest takeaway was to try cutting my sugar intake. She says that doing so has worked wonders for her skin and energy levels. I normally spend $30-35 per week on groceries, but spend a bit more today. I buy Stevia packets, avocados, green peppers, bananas, Greek yogurt, spinach, three pre-packed salads, frozen chicken breasts, chicken sausage, brie, two boxes of pasta, and frozen berries. $53.37 1 p.m. — I take the subway (my company pays for my monthly MetroCard) to the Upper East Side to meet a college friend for bagels at H H. I spring for lox and we catch up for a while before walking a few blocks north to see Coco ! I have a MoviePass subscription so my ticket (normally $15) is “free”! We laugh, we cry, we leave, and it's dark out because winter is coming. $11.92 4:45 p.m. — Hop on the downtown subway and instead of going home, walk into DSW. I have $140 of babysitting cash burning a hole in my wallet, and I need a new pair of boots. I spend nearly an hour perusing, but nothing speaks to me, so I leave empty-handed and walk home. I get home and am craving something sweet, so I have a few too many pretzel M Ms. Cutting down on sugar is going really well. 8:30 p.m. — After a few hours of catching up with my roommate, watching last night's episode of Saturday Night Live on Hulu, and journaling, I finally find myself a little hungry. I make organic tomato and roasted red pepper soup! (A.k.a., I heat up Trader Joe's soup on the stove.) Daily Total: $65.29 Day Two 7:25 a.m. — I reluctantly roll out of bed after hitting snooze once and get in the shower. After, I pick my outfit for the day and put my Trader Joe's salad in my bag for lunch. I also remove a frozen chicken breast from the freezer to defrost. I'm not very hungry yet, so I consider waiting to eat breakfast until I get to work. After making a cup of green tea, chatting with the roommate after she returns from yoga (and sharing which T. Swift song is stuck in our heads — “Delicate” in mine, “Gorgeous” in hers), I get dressed and leave my apartment to take the subway into Brooklyn for work. 9:35 a.m. — I arrive, slap on a smile, make a cup of coffee from the Keurig, and raid the snack cabinet for a rice cake. I add peanut butter and honey on top. For the next few hours, I answer various emails, read a lot of tweets, and watch the number of “Articles You Have Left This Month” on The New York Times ' website go down. 1:30 p.m. — Lunch time! I work above a food court, so I take my salad and a book downstairs to the big dining area, and use my full hour to eat, read, and scroll through Instagram. 6:01 p.m. — I am OUTTA there! I'm a firm believer in leaving work when you have no more work to do, so I'm saved by the 6 o'clock bell! I take the subway home, rocking out to a Christmas playlist I made in high school, and taking a detour at the Trader Joe's wine shop. Sometimes there is a line out the door to just get in, but fortunately it's pretty quiet. I grab two bottles of pinot noir because it's Monday — and hey, maybe I'll bring one to a holiday party! (Or not.) I walk home, feeling grateful the day's over. $12.50 8:30 p.m. — Finally feeling hungry, I make chicken, green peppers, and penne after briefly catching up with my roommate before she goes to a concert. I, on the other hand, have been parked on the couch in front of E! News since I got home. 9:30 p.m. — I'm two glasses of wine in, mindlessly swiping through Bumble (I'm newly single), and watching the hilarious Search Party . I'm also scrolling through Twitter (being a millennial is all about multitasking, isn't it?) and reading about the president's endorsement of a child molester for Alabama senator. Furious, I make a donation to Doug Jones' campaign before going to bed. $10 Daily Total: $22.50 Day Three 7:30 a.m. — Getting out of bed is so hard today. It didn't help that I was in the middle of a stress dream when my alarm went off, so I start my day in a weird mood. I hop into the shower, get out, chat with my roommate (she is the absolute best and we love each other very much!), and she leaves early so she can walk to work. I'm not very hungry, so I make a bowl of Greek yogurt with granola and a little honey before I leave. 9:40 a.m. — I get to work a few minutes late and immediately make a coffee from the Keurig. Perhaps the yogurt wasn't as filling as I thought, because the coffee goes right through me and I am jittery AF. The most exciting email I receive is an invite to go into my boss' office to pick a name for Secret Santa. I'm excited that I pick out the name of a girl I know fairly well! I brainstorm what to buy for her, feeling grateful for the $20 limit. 1:30 p.m. — A new employee joins me for lunch, and we go downstairs with our lunches from home. I have a different Trader Joe's salad today that is purely vegetables and I am nervous, but it ends up being pretty tasty and very filling! Maybe what they say about vegetables is true — that you should, like, eat them. 5:55 p.m. — My to-do list has shrunk, and I'm really excited about my evening plans. I leave the office and take the subway to the Greenwich Village. I have a major pizza craving, so I stop into Joe's Pizza but it's cash only. Double ugh: I left my wad of babysitting cash on my bedside table. I withdraw $20 (with a $2.75 fee) from the ATM outside of Joe's, and eat the most delicious slice of cheese pizza ($3) I've had in a long time. $5.75 6:50 p.m. — I walk two blocks through the rain to meet my friend at a cool Belgian beer bar. We haven't seen each other in a few weeks, so after I order a beer (she's been there for a few minutes and already has one) we quickly catch up, commiserate about work, and brainstorm festive Christmas-y things to do together. At 7:30, we realize we're running late to our big event, so we ask for the check and split the bill. I insist on paying for half of “her” fries because I definitely ate half of them. $13 8:15 p.m. — We wait outside in the pouring rain for 30 minutes before finally being let into the movie theatre to see World of Tomorrow 2 , a short film by one of our favorite filmmakers! We are surrounded by fellow film nerds and it is glorious, and the Q A with the filmmaker is an added bonus. Well worth the $15 I spent on the ticket I ordered two weeks ago. After the movie, we split ways and I take the subway home, chat with my roommate, and get ready for bed. Daily Total: $18.75 Day Four 7 a.m. — I'm up earlier than usual today because I have a pre-work coffee meeting at 8. I roll out of bed, change into appropriate attire, and eat a banana. Somehow this takes me 55 minutes, and I realize I'm going to be a few minutes late. So, I power walk up the street to the café where I'm meeting someone for the first time in two years; he messaged me on LinkedIn last week asking to catch up. Networking is so awkward, but it's vital in my industry. 8:15 a.m. — He is running a few minutes late, so I buy myself a coffee to end the awkward stare down I'm getting from the barista. $2.75 9:15 a.m. — The meeting goes really well! He basically tried to offer me a job interview, which was flattering. I would have liked to stay longer but I'm running quite late to work, so I head out and take the subway into Brooklyn. Once I get to the office, I resist taking a free doughnut from one of the FOUR boxes on the kitchen table, and opt to make a rice cake with peanut butter and honey. 1:30 p.m. — I'm borderline hangry after a company-wide “Investing 101” meeting. I eat lunch by myself today, and it's my last Trader Joe's salad of the week. I take my full hour, then come back upstairs with just a few emails to answer. I make a cup of tea in the office kitchen, and get back to work, which consists of emailing a few people and FedExing a couple Blu-rays. 6 p.m. — The workday is done! I take the subway into Manhattan and walk through Washington Square Park to watch the Christmas tree lighting. About 200 people are crowded around the giant tree, singing carols along with a brass band. I stay for about 10 minutes, reveling in holiday cheer, before walking to a bookstore on a mission to buy a Secret Santa gift. I spend 45 minutes wandering the aisles, and end up getting a 2018 planner for myself and a mug for my Secret Santa. $33.86 7:45 p.m. — I walk home and heat up leftover chicken from two nights ago. My roommate comes home from yoga a little after 8, and we catch up and watch Elf together while I paint my nails. Daily Total: $36.61 Day Five 6:30 a.m. — I try to go to the gym before work at least once a week, and today's the day. Out the door at 6:45, I walk to the gym and spend about 45 minutes there. I walk home, say hey to my roommate who has the day off, and hop in the shower. 8:30 a.m. — I am running ahead of schedule for the first time since my first week at my job six months ago. I use that extra time to make a smoothie with soy milk, nonfat Greek yogurt, half an avocado, spinach, and a frozen berry medley. After one sip, I confirm that I am a smoothie genius. I take it to-go, and head to the subway. On my commute, I listen to a “Before a Difficult Conversation” meditation tape. 10:15 a.m. — I've been at work for 35 minutes, and it's time to do something I've been planning for months. I quit my job. Well, I put in my two weeks notice. But yes, I quit my first ever full-time job with (minimal) benefits and a steady salary. It is terrifying and I may have cried a little, but I am so relieved when it's over. I've freelanced in the film industry for the past four years, and while the salary ranges from $10,000-$20,000 per year, my happiness pursuing my various passions fulfills me beyond belief. I text approximately a million friends and receive a wave of congratulatory messages. I absolutely do not need coffee, because between working out this morning and quitting my job, I am feeling energetic AF. Eventually, though, the smell from the coffeemaker in the kitchen draws me in, and I give in. 1:30 p.m. — Thursdays and Fridays are generally the days I treat myself to lunch from a nearby food hall. I stroll inside with a coworker, and we decide on sandwiches. Normally, their wraps are an obscene $14, but on Thursdays, they have an $10 special on everything. Of course, I pick out the wrap that is $1 extra. After tax, my bill comes to $11.98. My coworker and I eat together and dish on my resignation. I am relaxed at lunch for the first time in months. After eating, we take a look inside the chocolate shop in the food hall. They have the cutest chocolate mini-champagne bottles that I've always needed an excuse to buy, and I decide that there's no better day than today to buy them. I pick up two ($6 each) - one for me, one for my sister, who I'm visiting this weekend. $25.05 5:30 p.m. — Everyone in the office ducks out early for a holiday party hosted by the building for all the tenants. There's loud music, dancing, and most importantly: free food and drinks. I have a white wine, a mulled wine ... another mulled wine, and two pieces of pizza. I'm skeptical this will fill me up for dinner, but it's certainly delicious. An hour into the party, I call it a night and take the subway into Manhattan. 7:40 p.m. — My roommate and I meet at our favorite Mexican place for a celebratory drink. Me quitting my job is almost as exciting for her as it is for me, because she's had to spend the last six months consoling me. I order two tacos and a Paloma, and she gets a taco salad and tequila on the rocks. We split the bill and walk home. $29.22 Daily Total: $54.27 Day Six 8 a.m. — I'm taking a mental health/work-from-home day. I love how getting up at 8 feels luxuriously late. I chat with my roommate as she gets ready for work, and I make a cup of tea, eat a banana, and take a shower. 10:45 a.m. — After reading a few emails, I walk around the corner to CVS. I pick up makeup, deodorant, toothpaste, and movie theater candy for my Secret Santa. Normally, I have a bunch of coupons, but today I'm coupon-less and paying full price. Damn. $33.12 12:10 p.m. — I'm starving and a little headachey. I realize I haven't had any coffee yet, so I make a cup from our Nespresso machine and my headache dissipates. Last night, my mom texted to say that she and my dad have a box of cookies for me at their apartment. I walk over to pick them up since they live a few blocks away from me. On my way home, I stop in Pret A Manger to buy a sandwich, as I don't have any lunch food at home. $8.15 2 p.m. — After a 30-minute work conference call, I take the bags I packed this morning and walk to the subway to get to Penn Station. I get there with about 20 minutes to spare before my train, and it's a nice change from frantically running through the station. I buy a one-way NJ Transit ticket to Philadelphia. Off to see my big sister! $26 5:30 p.m. — I get to Philadelphia, and per my sister's instructions, take a trolley to meet her at a restaurant. The trolley ticket is $2.50. The trolley system is so confusing compared to the New York subway; there is no way to know where you are because they don't announce each stop! I somehow manage to get off the trolley at the right stop, and walk across the street to meet my sister and her coworkers for dinner. Two glasses of wine and a few slices of pizza later (the four of us split the bill — $29.56 each, including tip), she and I walk back to her place. $32.06 Daily Total: $99.33 Day Seven 9 a.m. — We sleep in a bit and wake up to a winter wonderland! We each have a bowl of cereal in my sister's kitchen, get dressed, and decide to walk through the snow to get coffee. When we get to her favorite coffee place, there are no seats available; looks like everyone in the neighborhood also wanted a picturesque morning! We walk a few more blocks to a vegan doughnut shop and each get a coffee. I also order a cinnamon sugar doughnut, and she orders a lemon raspberry. I pay for both of us. $9.18 10 a.m. — We make a few stops on the walk back to my sister's place, including to a little bookstore, a pet store (sooo tempted to adopt one of the kittens in the window), and her food co-op. She buys groceries so we can make lunch, and insists on paying. 2 p.m. — After we make lunch (rice, beans, and veggie stir fry) and eat a few too many of the cookies my parents gave us, we walk around the corner to watch a free choral performance in the outdoor pavilion of a gardening store. Super cool! 6 p.m. — We spend a few hours warming up in her apartment, then take the trolley ($2.50) into downtown Philly to check out a huge ice rink and winter lodge set up by the river. It is so beautiful and festive, and “All I Want For Christmas Is You” plays about three times in a row. I am in heaven. We warm up next to a fire, then walk into the most Christmas-y looking pub we can find for dinner. Feeling a cold coming on, I order a hot toddy (sister does, too) and am shocked at the low price of $7.50. “Welcome to Philly!” my loving sister taunts. I get a hamburger, she gets fish and chips, and we each get a drink called “Festive Fashioned” after our hot toddies. This spin on the Old Fashioned is a price I'm more used to, $11. Totally worth it. We split the bill. $40.70 8 p.m. — I need to buy another ride on the trolley to get home, and my sister suggests I buy two trolley tokens for $4 instead of one trolley card for $2.50 in case we ride the trolley tomorrow. I'll say it again: the Philly subway/trolley system is confusing. $4 9 p.m. — We get home after an extraordinarily snowy and festive day, and call it a night — happy to be cozy and warm together. Daily Total: $53.88 Money Diaries are meant to reflect individual women's experiences and do not necessarily reflect Refinery29's point of view. Refinery29 in no way encourages illegal activity or harmful behavior. The first step to getting your financial life in order is tracking what you spend — to try on your own, check out our guide to managing your money every day . For more money diaries, click here . Have questions about how to submit or our publishing process? Read our Money Diaries FAQ doc here: r29.co/mdfaqs Life is expensive and oftentimes our salaries don’t totally cover our bills. We want to hear about your side hustle, how much money it brings in, and is it really your passion? Let us know here , and your answer might be featured on Refinery29! Like what you see? How about some more R29 goodness, right here? A Week In Baltimore, MD, On A $62,000 Salary True Life: I Found Out About Santa Claus The Hard Way A Week In Houston, TX, On A $47,000 Salary December 25, 2017 at 02:47PM

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Who Is The Best Auto Insurance Company?

Who Is The Best Auto Insurance Company?

Who Is The Best Auto Insurance Company?

BEST ANSWER: Try this site where you can compare free quotes :insurancehqreview.xyz

SOURCES:

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