#they go “my parents are forcing me to study :/” “maybe theyre right. its a case by case thing depending on the dynamic”

[turnedpalefromlackofsun]

i am so fucking glad i waited until i was higher level grad student to play sumeru

i would not have understood the weight of these words and academia life before

avo you genius! thank you for your patience

[ennui-gt]

Here it is. A Piece Of Borrower Content Written Entirely In Stream Of Consciousness:

AN: so this is incomplete and very…needs revisions to the timeline to incorporate some things I added later! It’s the original universe that Mira’s from! I edited it like Slightly to just change Ross’s name to Ross (if u see Max anywhere that’s his old one I just felt like changing it so that’s just him but different. Anyway) Everything's under the readmore tab, cheers!

The Library Fairy:

-

Basic Plot (Chrono, comic starts from human perspective abt the ‘legend of the library fairy’ ig maybe. Nothing here is permanent cept the characterization)

Part A

1- Mira is borrower currently chillin in a college library

2- She lives off of the cafe on the second floor nd reads lots and lots of stuff about everything when the upper floors close (lower floor open 24/7 but upper floors r vacant p much after 12:00 AM)

3- she starts getting increasingly curious about human stuff cos she’s literate nd books r pry neat

4- it starts one night when she spots an unattended notebook and a half eaten blueberry muffin, nd it’s 12:30 so nobody’s coming back in atm (it’s the 80s so no laptops for the plebians quite yet)

5- so she goes ‘welp’ nd takes part of the muffin, then sees the work on the page and goes ‘hmmmm this is incorrect’ so she helps our and leaves notes here n there to point the kid in the right direction and puts down some book refs for further study bcos at this point she’s been there for 2 years and she knows where most things are

6- she stays behind to see if the human comes back for it, hidden in a hidey hole near the desk

7- human comes in, sees notebook, practically melts w relief nd stuffs it in his bag

8- next day human comes back nd leaves nother notebook and a cookie, along w a hidden camera

9- Mira goes ‘o boy, this a trap, innit’

10- Mira then decides ‘eh whatever I haven’t had contact w anyone in years now so I might as well’

11- she steals the camera film nd leaves a lil scrap of paper saying ‘nice try ;)’ on it

12- student comes back, sees paper, goes ‘dammit’, then leaves note addressed to the ‘library fairy’ and another cookie, as well as more of their work for her to help with

13- bout a decade goes by and now the “Library Fairy” is an urban myth, it’s currently 2003 so she’s also wound up on the school’s unofficial Wikipedia page under ‘local cryptids’

14- most library employees know of her but they don’t go looking out of fear stemming from superstitions bout her, somehow the legend grew from ‘can’t be photographed’ to ‘a student once saw her and died that day’

15- there’s now a small shrine devoted to her where ppl bring offerings hoping to get good grades in return, sometimes they will leave papers for her to proofread nd stuff

16- new prof (named Alexei) finds online article thinks he Knows What’s Up bcos he had a borrower friend as a kid, but they left when borrower’s fam found out about them knowing each other

17- he leaves note wedged in one of her secret entrances behind outlet, asking if she can meet w him at some point

18- Mira, already In it, goes ‘Okay. Alright. This has gone on for long enough. Time to go and never return’ but ofc she’s curious as all hell and like she decides she will at least honor the guy’s request for a convo b4 she goes, but on her terms and w/o speaking face 2 face

19- they Talk in the library after hours, bcos he paid off the janitor to let him stay after hours nd most of the student employees recognize him as a prof nd leave him alone

20- they talk again for every subsequent night

21- she uhhhh finally decides to reveal herself nd prays that her hunch was right nd he won’t try to grab her or anything

22- he doesn’t but she’s nervous so she winds up gettin caught in her own climbing rope like idiot, is now dangling from ceiling in tangled mess

23- he stifles chuckle nd she says smthn sarcastic

24- he moves closer and offers to untangle her

25- she’s like ‘please’

26- so he do, but her grip on the rope slips nd he has to catch her

26- so now she’s in his hand and he just sets her down and now he’s a bumbling embarrassed mess bcos he said he wasn’t going to hold her and he just did and o dear pls forgib him

28- nd she’s like ‘dude u just saved my life it’s fine ur fine chill’

29- internally she’s going HOLY FUCK AAAAAAA but externally, her human’s already worked up enough as it is so she’s gotta b the level headed one

29.5- after a while they both kinda get used to each other more, he gets tenure, they celebrate, some more stuff happens, Aleksei got married (not to Mira, Mira hasn’t actually rly thought about being in a relationship w anyone cos she’s laser focused on gaining as much knowledge as possible)

30- eventually Alexei’s like ‘hey so I’m dean of faculty for the biotech branch now uhhhh would u like actual job teaching students? Cos, uh, you can do it remotely thru online lectures n stuff, no in person interaction, and I uh was just kinda wondering—‘

31- she’s like ‘yes. Yes!!! LET ME HELP PEOPLE OFFICIALLY KINDA’

32- so now she’s a professor, and has revealed her Secret a few times here n there to a number of the faculty, nd she has recorded her own findings in a personal journal

33- ‘humans will treat u like a human if they think ur human first. The kids call it ‘catfishing’’

34- enter Ross, an mall goth who accidentally tripped headfirst into a premed program

35- Mira’s favorite field of study is bio so naturally she’s his prof for a majority of his classes

36- being the good boy that he is, he now knows Mira’s secret. There is an Entire Chapter on him finding out and legit just continuing their conversation as if everything was normal bcos he thought that was how he was supposed to handle the situation

37- then she says ‘u can ask questions, u know’ he’s like OH THANK FUCK CAUSE I HAVE SEVEN HUNDRED OF THOSE

38- and now he kinda knows what to look for in terms of ‘do borrowers live here check yes or no’

39-in his apartment, the answer is yes and he mistakenly kinda stumbles upon the mom one night when he wakes up in the middle of the night for Snack and opts to pretend like its not happening. Unfortunately the thing she was trying 2 borrow (piece of crumb cake for Son Boy’s birthday) is the thing he wants 2 eat so he’s like “uh. ‘Scuse me, ma’am.” and he peels back the saran wrap on the other side of the plate, takes piece, nd then leaves some there for her

40-so now the woman is like ‘welp guess it time 2 Leave’

.1- she and husband Talk

.2-they decide it best 2 go

.3-theyre Packing

.4-lil bab Ellie confused

.5-hawk attacke

.6-cut to Ross

41- Ross also happens to work at a bar and he goes outside for a break

43- he finds smal child—smol smal—on the sidewalk and said child is missing an arm, nd has lost a lot of blood, so he’s uhhhhh Losing It highkey

43.5-parents r nowhere 2 b seen, but the hawk is nearby and circling. Ross gets an idea of what just happened

44- he up and leaves work, thankfully his apartment is above the shop so he jumps up the fire escape w the child and

45- he make tourniquet

46- he calls Mira nd asks her 2 come over to ASAP. he’s A Mess at this point

47- it is Very touch and go, kid needs blood, Mira is the only viable donor so she’s just gotta pray that the blood type is fine and won’t kill him

48- and then eventually they manage 2 stave infection thru antibiotics properly dosed to his size, Mira does Math and Prays basically

49- ‘bout a month in, kid wakes up

50- kid doesn’t rember much since he’s only 3

51- hes v scared of Ross at first but over time he gets used 2 the human

52- kid (elliot) starts 2 call Ross ‘dad’ after a while

53- Ross: *internal screaming but in a good way*

54- the end kinda for now

Part 2

A- New Borrowers In The Building

—three of em. paranoid dad, mom, nd daughter that’s Elliot’s age so he’s pumped

B- Elliot offers them a place 2 stay briefly

C- he knows by now bout like, how borrowers don’t typically interact w humans and Auntie Mira’s a bit of a weird case so he just doesn’t tell em bout his dad being the human

D- the kid finds out first nd doesn’t tell the parents, but they figure it out later kinda and think that it’s a ‘o god he’s being kept as a pet’ sitch so they’re >:| abt it

E- they move out and try to take Elliot w them (by force bcos they think he’s brainwashed) but he escapes and makes it to Ross, who’s like “uhhhhhh”

F- and the mom come out the hole near the counter n starts yelling at Ross, who is…kinda used to it since Mira brings in ppl who need help from time 2 time and they typically don’t react well when they’re lucid enough to understand what’s going on. He’s just not used to being questioned about his own kid

G- so they’re like “WHAT DO YOU THINK YOU’RE DOING WITH HIM”

H- and he’s like “r…raising him???”

I- and Ellie steps up and he’s like “this is my dad. I decided he was my dad when I was three. He’s being a good parent”

J- and Ross is like “yeah what he said. I’m a good parent.”

K- Ross is riding that high til the end of fucking time but like back to the story at hand

L- this is when the husband comes out nd is like “lissen. wifey. ily but that is a very big human and he hasn’t grabbed us yet so let’s count our blessings and gtfo”

M- but she’s like “uh no we stay until I’m sure Elliot is Safe and fucking Sound”

N- so they stay for dinner nd stick around a little longer.

O- Val (the kid) gets closer 2 Elliot and also Ross a bit

P- Mira shows once or twice, first time she shows up they’re like “oh god it’s the crazy doctor lady this all makes sense now” (bcos Mira does check up on as many borrower families as possible in her free time so word has got around by now Of her, and the number by which to contact her in case her services r needed)

Q- After a month or so, then they decide to leave bcos they’re like “look we get that ur son is ur son and he only has one arm and in our profession that is kind of a death sentence but we can’t have our kid getting used to dealing w humans who know about our existence” so they go and leave on a kind of sour note bcos Ellie can do anything he wants to do just as well as any other borrower Thank You Very Much and Ross is ready to fite anyone who thinks otherwise

R- Elliot starts trying 2 b more independent, basically from now on he’s like ‘I can do everything my Damn Self Thanks’

S- but uh he does it to a point where he’s going out of the way to endanger himself

T- so they get into a fite about it and ross Yells and Elliot is like ‘kthxbye’

U- and the boi just. Fuckin bolts. Runs Away. Ross is a Mess, he starts smoking again (he quit cold turkey the day he took Elliot in) to curb the depression, he’s jus. Not doin good, worried that his son is dead and the last time they talked it’d ended badly

V- FREEDOM!!!1! Except Ellie doesn’t kno how to take care of himself so it’s a rough month or so and then he runs into some other borrowers livin in their own town in the wild ig, chillin, being hella independent, and he’s like “uh yes ofc I will join u, I was w my dad for a while but.........” he neither confirms nor denies that his dad’s dead but everyone kinda just assumes.

Part 3

W-anyway a year goes by and then the borrower group gets hit hard w some kind of sickness ig. Elliot gets it too he’s basically incapacitated n drifting in and out of lucidity. So. They contact the weird crazy doctor lady who hangs around humans, a.k.a. Mira, and she’s like “oh. fuck. I know this kid.” bcos she does, u kno, and she jus treats em all for their ailment and shows them how to make antibiotic poultice thing in case smthn like it happens again. Mold. Penicillin is basically what it is

X-she and Elliot hav a Chat (Mira basically yells at him a lot) once he’s fixed up and he decides he’s gonna visit his dad but he makes it very clear that he is a Grown Up (he’s not, he’s literally sixteen), and he is living on his own now

Y- he agrees to stay for a week tho since he misses his home a lot tbh and Ross is just. Over the fucking moon to know he’s ALIVE, he’s not gonna fuck up their relationship by insisting that he stay. Or like, by keeping him ofc he would never

Z- unfortunately the borrower community put two and two together and figured out his dad’s human so they have his stuff packed up when he gets back w mira, who’s ready to go the fuck off on them

End 1:

-Ellie is living at Ross’s place atm and hopeful about the future basically. He eventually will go off on his own but he’ll keep in contact w his dad and stuff

Part C.5

55- few yrs later

56- elliot is Adult now he does adult borrower stuff

57- he moves out

58- finds nice borrower gf (her name’s Tess)

59- doesn’t tell her about his dad being human but talks about his dad a LOT

60- so when she asks to meet said father he’s just like “uh. Maybe we don’t do that actually”

61- and she’s like “y tho”

62- and he’s like “bcos”

63- anyway she decides to look into it cos she knows he goes to see his dad nd keep in touch but his dad is allegedly “a recluse who lives in the big scary human’s walls to avoid other ppl”

64- which is. Not true in the slightest tbqh he’s def not an introvert he’s just a workaholic and he Is the big scary human

65- anywho they run into Val and her wife and she’s like “how’s Ross been?” And Elliot is acting Very Suspish so she, being Smart, calls it immediately and is like “oh shit u haven’t told her yet have u”

66- Tess: “told me what”

67- Val: “El’s dad is a human, bro.”

68- Tess: “I’m sorry?”

69- this results in a Big Fight and they separate for like, a month. Elliot blames Val bcos he’s being irrational and doesn’t wanna admit to the fact that lying to his girlfriend for over a year was Real Bad Actually, but over time he’s like ‘yeah it’s my fault sry for snapping at u’ cos he works thru his emotions n stuff

70- Eventually gf comes back cos she’s like “ok so. I understand why you lied to me about your dad. It was a dick move but I do get it and I still care about you a lot. I would like. To meet him.”

80- this is a lie she does not want to meet him she is doing this bcos she does not want to lose Elliot and that outweighs the fear of his dad

81- so they go to meet him but she’s just kinda. Behind the wall at first like “that’s a crazy big human this is crazy ur crazy it’s time to gO”

82- Val is also there bcos she hasn’t seen Ross in a while

83- they eventually coax her out of hiding

84- and by that I mean Val picks her up and drags her out into the open by force bcos she basically freezes up the second she catches sight of Ross and Val’s like “u didn’t come all this way for nothing, bich”

85- they have a Painfully Awkward First Meeting, Tess is trying her best but oh god he’s just too fucking. Larg. Ellie ur dad too big

86- tbh tho the ice kinda breaks after Ellie and Ross get into a fight over smthn stupid (im thinking Elliot grumbles bout Ross’s hair being unruly and he’s worried that mira’s using it like a personal storage system again and Ross is like “I’ve been keeping better track of that actually” and then like a little line of paper clips and a few hand-bound notebooks tied together w some string fall out of his fucking mane and he’s like “I can explain”

87- “dad you can’t keep letting her use your hair like a fucking NEST”

88- Tess is laughing now cos god damn this was not what she was expecting

89- that’s it the end it ends w Tess laughing at them being idiots good times r had by all

Uhhhh that’s it so far. I have More but it’s kinda jumbled rn and I need to fit stuff in places. Anyway.

[dilfhakyeon-moved]

yO i was abt to write to you abt the new modc ep (what's going on with the weird cuts at the beginning jcbjfbjb im crying) but i saw your post so!!!! tell me abt your dream bro i wanna hear abt it!!!!!! -✨

OH I HAVENT SEEN IT YET RIGHT I FORGOT IT CAME OUT TODAY!!! Let me watch it then we can talk abt it !!

And well my dream is pp long so bear w me 😔 i don't have the 'read more' function on mobile so i apologise in advance for everyone who comes across this !! I'll edit the 'read more' into it when I can 😊 ( i hav edited it hehehehe )

SO . actually there are several parts to this dream and I woke up between the first two parts but ... YEA.

At first I was home but a cat had gotten inside my house, I already had two cats ( my current cat and the one that will have died one year ago exactly tomorrow... yes five days after my birthday december is a cursed month for me. but if u wanna know abt him just search 'tchoupi' on my blog ) and I don't think my girl was okay w that new cat ? also new cat looked wonky sjhsjsh ? I wasn't sure abt its behaviour bc it seemed like it cld get irritated fast. In the end my mother told me to throw it out so I did against my will but when I saw it walk away... it had a missing leg.... I was like oh shit dude no come back... so I went and opened the front door and it came back running !!! I couldn't leave it like that w/o food if it already was incapacitated in a way. so that was my new cat. everything ends well ( I'm pp sure I forgot a part of that part but it's not the one I'm interested in )

SECOND PART... THE CÅSTLË. i was in a castle that was more medieval than renaissance styled or whatever the fuck i didnt study architecture but yes this. it had a courtyard with a fountain and that courtyard had a beautiful view on The Unknown ( aka fields and forests and stuff yknow just. The view ) but there were also bridges ( not the rock kind the "we use it in movies to make a character dramatically fall after the villain cut the rope" kind ) and little paths to go to The Unknown. there was a built-in church ( not a christian but i guess that was a smart choice given most attendees were fire emblem characters and they were definitely christians ) and also stables i guess ? but the front stables were empty and i didn't get to see the actual stables. the front stables had a pathway going around them ( there was a front stable on the left and on the right, with the courtyard being a little pushed back ? like if you left the end of the stable pathway you were already past the courtyard )

so now picture all ot this but suddenly the sky is super dark and everything is grim and gloomy. like a typical halloween movie. everything that was neat feels now worn out and the pathways are definitely scary, nobody wants to go there !

i was looking for my friends ( aka mercedes from fire emblem three houses ) but somehow couldn't find them, a fight broke out between ingrid and annette ( also fire emblem three houses ) and i don't like rich horse girls nor do i like racists so i was about to beat ingrid's ass. this big dude comes in and threatens me so i scold him and he and ingrid both go away. i win. i talk to more people but they're all acting weird except annette i guess. whatever weirdos i'm out

next i keep looking, but now i'm not alone - i'm not sure of whether it's a real presence or just a spirit until the end of this sequence where this boy tells me where to go and what to do to fix things a little, so i go into both stable pathways and end up being possessed twice ( demonic possession isn't as bad as they tell you i turned out fine ) so when the boy tells me where to go next i'm like "are we getting possessed a third time ?" he chuckles. ( i am gay so that was cute )

but we don't get any time to do that third thing ! we get out of the pathways and everyone is planning to go fight whatever is beyond The Unknown ! i look at the boy and awake me now pictures him as kraam from the stranded. cool i have a nice partner in crime i'm okay with that. the others leave, there's a lot of them but a second group is getting ready ! so kraam-but-not-quite grabs my arm firmly but like he doesn't hurt me or anything and we start going into The Unknown as well. im like hey wtf do we do now. and he tells me oh these two groups are going mad that couldn't be us let's go find the stray kids ( awake me now realises this is ~cringe~ but dream me was like whoa a solitary group of ppl who fight bigger evils ! BC YES THAT WAS WHAT SKZ WERE DOING IN THIS DREAM but i never met them ) so we can join forces w them and defeat these ppl. i look back. i see the second group from afar bc they have torches. im like wow this is like beauty and the beast.

something happens, idk what, but kraam starts running ! i'm a slow runner so i thought oh fuck not again but i ran after him anyway, the next bit is us running through a sort of jungle ( the sky is clear again ) and like its CRAZY i fucking loved that bit bc WOO ADVENTURE !! ( im a sagittarius )

then we slip between two trees' leaves and end up in a facility. we keep running bc if we stay there We Will Die. suddenly i am slowed down ( which leads me to believe before that he was holding my wrist but released my wrist when he slipped between the trees ) but he checks on me which i appreciate because that means he would rather die with me than survive without me, romance luv

his father ! the bastard. tries to kiss me in front of his mother. im like lmao dude thats disgusting die n go to catholic hell. i push him away and tell him off, he gets pissed but i cant go look for kraam bc his brothers r telling me abt how we're gonna go on a road trip. im like ? the world is abt to end tho ? but apparently my dream rly wanted a drama plot so fine.

his brothers have, allegedly, caught on to an alleged potential relationship between us. no im not gonna complain abt it im lonely and sad and gay so my dream fills in for me. theyre talking abt how theres not enough room for all of us in the van unless i sit on kraam for the trip but they ( specifically the one brother who oddly reminds me of dbk rain ) somehow make it into a sexual joke ? being me tho i didnt get it KSBSKDH... they were like talking abt legs ?? i remember it was abt how it wouldnt work with smth with four legs 'unless i could go with three' and like i dont even know what the hell that was supposed to mean we're talking abt a van not a horse ygwim ?

idk if i woke up after that but my brain did picture both me complaining to kraam abt his dad doing that and him getting quietly angry and just telling me to not come close to him again just in case hed try it again AND the beginning of the 'road trip' where i was indeed using kraam as a seat. and i was sleeping bc idk maybe i was tired from the running ! i hope my next dream is the continuation bc boy that was a whole drama episode

also i gave up and started calling him just kraam but it wasnt kraam ofc he just had kraams face from what i remember ! but he wasnt kraam at all

[iwillretitlethisatalaterdate]

jan 22

2019

Means that today i am TWENTY FIVE YEARS OLD!! wow. absolutely preposterous. its bittersweet in that i’m getting older and moving to new stages in life (will get to that since its why im here), but at the same time it’s kind of a bummer i truly have not done very much with myself; not as much as i’d presumed i would and certainly not as much as my family hoped. really, i put it down to not a lot more than laziness - as a dear friend once reminded me, “you didn’t finish uni because you couldnt, its because you werent motivated” and that really sums the whole thing up. uni wasnt for me. i entered it under the assumption that there was literally no other option, and because everyone around me at the time knew it was what they wanted, so it was what i wanted, right??? i loved studying in school, correct?? i didnt prioritise/take more of an interest in my dads 50th birthday than my HSC, did i???? LOL

speaking of other more relevant things that i never really put thought towards was starting a family and being a mum. i swore up and down for many years that i “hated” children, couldnt relate to them. couldnt understand why anyone under thirty would want one. couldnt understand why anyone over thirty would want one. i’d never have them, sorry. having children is for boring people who have no idea what else theyre gonna do with their life so they become a parent to keep themselves busy while they wait to die, to convince themselves that their life had a purpose - to be a parent as opposed to cure cancer, run a business, own a mansion. 

flash forward to thursday last week and my feeling the need to take a pregnancy test “just in case” and wow have i been in my head since then. actually, to be fair, flash forward to just under a year ago when i met a guy who simply lured me right in, who i wanted to be near at all times for unknown reasons, whose magnetic force was stronger than that of anybody ive ever known. he had a three year old son and we all quickly fell in love and i even more quickly saw kids in a new light; they were tiny human beings with brains like sponges, with mountains of love to give and an untainted view of the world around them. it quickly dawned on me how love from a child was different than love from a partner or a friend or parent. world’s apart. i was so happy to have discovered this love and reciprocate it, had no idea who the old me who despised children and would (oh my god i cant believe im going to write this) mimic shooting them with a gun shaped out of my fingers even was.  

anyway, back to thursday, back to when i gave in and bit the bullet and needed to find out if my period was late just because or if it wasn’t late at all, it was right where it was supposed to be due to something else going on.

ive taken a few of these pee stick tests in my life for a couple of reasons (UTI mainly, bastards). the waiting game when i was younger had me literally shaking and very aware of my racing heart as it throbbed throughout my whole body. this time was different. i read the word “pregnant” (one of these new age digital ones, maybe it was faulty - stay tuned) and was kind of just like “oohhhhkaaaaayyyyyyy”. freaked out but not in a “im 17 this cannot be happening” way, more like “im twenty five soon and still dont have a job, plus we live at home with his family” type thing. 

i called matt and he too was relatively unphased, “it’s alright, it’ll be okay. we’ll figure out, i don’t want you to worry about it, alright?”. Well, yes boss, okay then! I proceeded to go do my shift at work, saw some kids and pregnant ladies and wondered what itd be like to work retail with a belly. wondered about abortion. wondered if i should be careful when squatting down to locate items for needy customers.

since then, matt and i have talked. my friends and i have talked. it’s early days and im honestly super unsure but if im honest the idea excites me. matt tells me i’d be a great mum, and i think i would be. ive always said id hate to bring a human into this abysmal world. but at the same time i’d love to teach a human how to better the world, how to be different to me and those before me, how to do and be better, dont make any of the mistakes that i did. care about the environment. love yourself. have manners. show emotion. trust me. trust yourself. dream big. love animals. stay positive. be healthy. discuss your feelings. prioritise your family and friends. dont go to uni just because everyone else is, go when you know what youd like to do or be. dont try get a full time job at 25 when you have absolutely no experience because youve messed around and let the last 7 years pass you by.

[bloginstantmooncollector-blog]

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Hi! Let's say I'm driving my parent's car by myself, and worst case scenario, I end up in some kind of small accident. (Didn't happen. I'm talking hypothetically here, alright? :D) Does insurance cover the car itself, or only the driver of the car (i.e: either my mom or dad?). So if I get caught in an accident in Mom's car, am I covered under her insurance? Or do I have to get my OWN car with my OWN insurance, in order to be covered? Thanks!""

""Why do libs think health care is a right? What next, car insurance? How about free food for everyone?""

Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights  life, liberty and the pursuit of happiness  were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care  but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire  but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy  taxpayers  to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care  about the same as Canadas socialized system. What we  or rather, those third parties  pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right  liberty  and have no idea where it comes from.""

How will being unemployed affect my car insurance rates?

After being with Wawanesa for 12 years I let my car insurance lapse for 2 months and now have to reapply. I am now unemployed, how will that affect my rates? Do they look at it as driving less since no job to go to or driving more since excess free time now?""

I started requesting an online CAR INSURANCE quote from PROGRESSIVE.COM....but?

They want to collect personal information from consumer reporting agencies, such as driving record, claims, and credit history reports. Is it safe for me to fill out the online form and give Progressive.com (Progressive Direct) the OK it needs in order to collect this information to give me a quote, or is this a possible Phishing expedition that I might regret later on? Thanks""

How do I get 1 day car insurance in virginia?

Someone is giving me a car I am picking up in newark and I need one day insurance to drive it back because i dont have money right now since my job doesnt start til 2 weeks from now and its my first job since my car accident 2 months ago. I tried calling elephant because I thought they had 1 day insurance but they keep transferring me to a place that says they dont have it. I dont know who to call

I am planning to get a health insurance?

I need to get a health insurance, anyone can give me suggestions?, any company on the internet that gives me affordable health insurance?

Which has cheaper auto insurance: 2012 Hyundai Elantra GLS or 2012 Honda Civic?

This is regarding all auto insurance companies. Also, why is it that not a lot of Hyundai dealers in the Los Angeles area have the 2012 Elantra in their New Inventory, they only have 2011 in stock :S Does anyone else have this problem also?""

Teen car insurance in Las Vegas?

I'm going to be 18 in January, and I'm moving out and going to be having to pay my insurance on my own and just wanted an estimate of how much my car insurance will be. I don't have my license yet (because I currently live in the Bahamas) but I'm getting it the second I go back to Las Vegas. How much do you think my insurance will be? I'm just going to have a simple little car, nothing big. But what's the best insurance to use, for one, and two how much will it be a month? And do you get student discounts or anything like that? Any information will help... thanks""

How much will be my car insurance for new or used car?

I am planing to buy a car.I am thinking to get a new one but i am afraid of high price for its insurance.I am a new driver,till 25 years old,no driving experience,NJ.I need a professional advice,please. Maybe to buy a used one is a good idea but the new car is less headache.:)""

How much does liability auto insurance cost in Florida?

I am coming up to 21 years old, and moving to Miami in August for a year with a student visa. I am told that it's very useful to have a car in the USA, and as I am a car owner in the UK with almost 2 years of comprehensive with no claims, I was hoping that I would be able to purchase a car in the USA. Will this be possible and at what price?""

Will my car insurance premium go down in price when i pay off my car?

I'm not sure if it's even a factor in the price of auto insurance premium but I'm getting close to paying off my car and would like to know. Thanks!

The best insurance coverage and prices.?

my daughter is starting to drive in a couple months when she turns 16. i want to know how much is the average price for our insurance. which insurance company covers the best and has the lowest price. i heard some friends say that there son only pays about $75 a month but i really dont know if thats possible. any suggestions? thanks!!!

How much would car insurance be for a 17 year old girl.?

I live in michigan, we own our house just a simple house 2 cars. working parents, we have 21st century and i'm trying to do as much research as I can before I make this offer to my parents, I have no car yet i'm wondering how much do you guys think my insurance would cost? please don't send me to another website if you've been in this situation tell me how much you payed and your story(how many cars, insurance company, etc) thank you so much to those who will help! I'm thinking maybe $150 or $200.""

What is the cheapest form of auto insurance?

What is the cheapest form of auto insurance?

Can i put insurance on a old mobile home ?

I have a 84' model mobile home but i paid to have it remodeled so it's very nice on the inside. Well i want to rent it out so i want to put insurance on it in case a fire or etc. happens to it while it's being rented out . But can i put insurance on a mobile home that old ? and can i put as much as i want or does the insurance only cover how much it's worth ?

Best places to buy gap insurance and extended warranty for new cars?

either online or in the real world, where is the best place to purchase gap insurance and extended warranty on a new car? i would like to get rate quotes from different places and choose from the best ones. i hear the ones the dealerships offer are too expensive and give them a chance to adujst the overall price of the car in their favor?""

Do you have health insurance?

If you dont then why ?

If i was to buy a 1.4litre car would my insurance be cheaper than what it is just now?

I am driving a 1.6litre at the moment

""Fast Cheap car, cheap to insure for 18 year old any ideas?

I am trying to find a fast used car (0-60 in less then 6.3 seconds w/ a manual tranny ) i would like it to be around $6k and cheap to insure (i am 18) I have thought about 1993-1997 ...show more

Do you think car insurance should be mandatory in all of the United States?

I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.

Should I continue to pay my car insurance?

I've been paying car insurance for a car that has been with a mechanic for the past 7 months. In order to get my car back I have to pay $900.00 USD. Should I cancel my car ...show more

Car insurance prices for 19 year old workers?

i am after getting a car because i have just passed but i am getting a sports car or a convertable and the insurance for them are so expensive! its unbelievable i got a quote for a x reg audi tt and it was 6000. how much would it be for a 8000 mini one?

Why are teens against high auto insurance?

Why are teens against high auto insurance?

What's the best way to shop for insurance? Through a broker or online?

A broker has many insurance and knows where to shop if I go online am I going to be get the best rate?

Car insurance price?

Does car insurance price depend on the safety of the car? Like a car that has 5 star crash test rating, does that mean the premium will be lower than a car has 3 star rating? Thanks.""

oklahoma flood insurance

oklahoma flood insurance

08 lancer gts or 08 altima coupe what would be best for 17 year old and cheaper on insurance?

I want one that's fun to drive it has to be reliable I don't want to race but I do want a little speed I want whatever is cheaper on insurance and I'm stuck between these two cars what do you guys think?

Cure auto insurance online?

I need insurance now! I have completed my form on cure auto insurance and I'm now on the last page to agreeing to the power of attorney and agreement to conduct business electronically and it saying over and over again that I must scroll and read it. But I have! Why won't it let me agree?

Can I be under my parents' insurance under a different state?

I am a college student with a permanent address in Illinois, but I am in California for college. I am planning on getting a car in California. Can I get insurance under my parents' policy? What is the cheapest way of doing so? Should I register the car under their name or my name?""

Which car insurance companies insure electric cars?

My insurance company will not insure electric cars. Which will?

Do we need land lord insurance?

A close family friend is living in a property that have been left to my brothers, sister and myself by our mum but not paying rent do we need to get landlord insurance.""

How much is it for car insurance on a Nissan Altima?

I am 19 years old and I want to get a used Nissan Altima 2003 but I need t know how much is it going to be to insure? thank you

What insurance rates do u all pay?

Just wondered what u all pay as i pay alot so does anyone else. Age -20 Sex -Male Car -Focus 2.0litre No mods Convictions-16 Month ban 3 years ago 1500 Anually

Can i get insurance to cover me driving my girl friends car?

My girlfriends mom is nervous with me driving her daughter's car. The mother is the one who holds the registration and insurance. Is there a way that I could have it insured for me so that she will feel comfortable if I borrow it? She worries about getting sued if I get in a wreck. is there a way to have that fall on my shoulders?

I am 18 yrs. old and i want a mustang '05 how much from your exp. how much did you pay for car insurance?

If you have a mustang and are a teen under your own insurance

""If i activate the speed limiter on my car, do you think my insurance would be cheaper?""

I have a 1.6 citroen c2 vts, and my insurance is pretty pricey. It has a speed limiter, and i've heard about this before. If i tell my insurance company i have limited the car to 70mph do you think it would be cheaper?""

Car insurance cost for a 25 year old?

Hey, I am wondering how much it would cost to insure a 25 year old driving a 2012 Ford escape. Thanks in advance!""

Car accident and insurance procedures?

I got into a car accident yesterday. I wasn't at fault for the accident, and I know my car is totaled. I was wondering how the whole thing will go down with the insurance and what the process is going to be. I filed a claim with my insurance co. and am waiting for them to call me up. I was wondering if the other person's insurance has to pay for my car and what not. I am also wondering if there will be any consolation since the other driver was dui.""

How much would the car insurance for a Dodge Challenger 392 STR8 be?

Considering that it's for a 20 year old with two other adults included in the insurance plan of State Farm *If you have any information please help, this is for a Driver's Education project""

Finding information about monthly payments?

I am currently looking to move out of my parents house and get an apartment with a friend of mine that is 45 mins away from my hometown. I am a sophmore in college and I would like to have the experience of living on my own for a couple years near my parents before I move thousands of miles away after college for my career plans. Now I am looking into my costs and spendings on living on my own. But the problem is I really don't want to talk to my parents about this until I get it all planned out. But I need to find out how much my car insurance, health insurance, life insurance, car payments (if there is still any), cellphone bill...and other expenses that I need to find out on a monthly basis to get an idea of what it will cost for me to live on my own because my parents pay majority of everything for me and I just been working and saving money for this opportunity to live on my own with a roommate or two or three (maybe). How can I find out this information when the expenses are not in my name but in my parents name? And without my parents finding out that I am looking at all this? Thank you!""

Health insurance in USA?

hello, i have few questions regarding health insurance for americans. 1- What is the average annual cost of health insurance for adults? 2- do children get free healthcare or should they be covered by the insurance? 3- who can benefit from free healthcare in america? 4- if americans pay tax how come theyre not entitled to free healthcare?""

Is this good Health Insurance from my work?

I will be paying 182 dollars a month for medical vision and dental coverage. I will have a 50 dollar deductible, 30 dollar copays for primary care visits (50 for specialist) and 80/20 coverage. (They pay 80 percent of the visits and I pay 20 percent, plus the flat co pay. Im new to the whole insurance thing, I just left my parents coverage. Is this considered good? I just think its sorts a lot as I only make 2100 a month.""

Why does health insurance not Cover dental work?

health insurance dental work

How much do you personally pay for car insurance a month?

just wondering. thanks! :)

How much is car insurance in NY state if your 17?

Ive been looking for how much car insurance is in ny if your 17 but i cant find it. My mom doesnt want to pay for it so i have to pay for it myself. Can someone tell me how much it costs?

Insurance males/females?

I saw it here and did not believe it. An answer stated that now some states cannot charge more for males (for car insurance) than they do females. Does this also apply to health insurance? Why only some states? Anything would be helpful.

Where can I find health insurance with maternity coverage without a super long waiting period?

My wife and I are looking for health insurance. I am self-employed, and her company does not offer insurance for it's employees. So we've been looking into family plans. We're married with no children. But, we'd like to have children soon. Like, maybe next month if it all works out. :) I've looked into plans from various companies like Anthem, and most of the companies don't even offer maternity coverage. And the ones that do have a 9-12 month waiting period before the maternity coverage kicks in! And too top it all off, it's ridiculously expensive! Anyone have any ideas? We live in Ohio. We make too much between us to qualify for medicaid or any other type of government aided insurance program. Are we just outta luck? There has to be something!?""

Which state does someone have to live in for cheap car insurance?

Which state does someone have to live in for cheap car insurance?

Is a '94 Integra considered a sports car ...?

Trying to figure out why my insurance is so damn high... Anyone else own early-mid 90's integra? Just curious, how's your gas mileage? How do you like these cars overall? This is my second car & still fairly new ... I totaled my first car in a bad accident within like 2-3 months. Thanks =)""

Whats the cheapest insurance company?

I need to know the cheapest car insurance to use? I'm an 18 y/o female single living in Portland,OR I graduated Ive never been in a car accident I took drivers Ed The car ...show more""

Which insurance can my family get for this?

My sister is severely schizophrenic, and my mother is the only one in the family willing to deal with (ahem, work with...) her. However, my mother has HIV and stomach cancer, so we don't really know when she's going to die, but we're taking every precaution in the meantime. Which insurance can our family (my siblings and I. Our father is deceased.) get to ensure that my severely schizophrenic sister receives 24/7 inpatient medical care when my mother dies? We live in California, if that makes a difference. (and *don't* even bother with take classes and learn how to live with her. We all have our own lives, we've all decided she needs to be hospitalised permanently.) If there are no insurance plans that can ensure this, about how much would it cost to have her admitted and her care maintained? (An amount please, not just a whole lot .) Thanks. C=""

oklahoma flood insurance

oklahoma flood insurance

Auto insurance question Re: teenage driver?

My 17 year old daughter is currently on my automobile insurance policy. She drives my car at times. She'll be 18 next February. Sometime this year, I wanted to get a new car and give her this one. If we have the car registered in her name when I give it to her, does she then need her own seperate insurance policy? Can she still be under my insurance although the car would no longer be registered in my name? I think seperate insurance for her (at her age) would be considerably more expensive. She's still a student and not working yet. Any insights on this would be appreciated.""

How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?

How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?

Where in missouri can i get insurance with a suspended license?

i know it all depends on what state ur in and the guidelines, but does anyone kno wher i can get cheap car insurance with a suspended license. i need to get my car registered but cant do it without insurance, plz only answer if u kno insurance companies specifically that will allow me to get it""

Allstate auto insurance/full coverage - rental car?

Does anyone know if Allstate will cover me in a rental car? I have a full coverage policy on my car at the moment. Just wondering if I travel and rent a car would I still be covered?

Can i report my hmo insurance to someone?

they keep giving me the run around saying my meds are covered for the next quarter then denying them every month. Is there something like the BBB to report them to?

Do you still have to be added to your parents car insurance if you just borrow their car?

I don't have my own car yet, so ill occasionally be borrowing the car. Do I still have to be added? We have All State if that helps.""

What is best health insurance for a 43 yrs old male single ?

not to expensive health insurance .

Car insurance for LHD car ?

Hi there, I want to buy 2001-2004 year freelander (left hand drive), then drive to my country and insure it. I need insurance what would cover for two months on UK roads. Do you know any insurance company what would offer as cheap as possible and the possibility to cancel my insurance after 2 months ? Regards, Ed""

How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?

I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois.""

Whats the price for transfering insurance?

Wanted to switch my insurance from my truck thats not running to one that is

Will criminal record ( petty theft) effect my car insurance?

Will criminal record ( petty theft) effect my car insurance? My husband who does my car insurance doesn't know about my pending criminal charges. Will he find out when he will renew my insurance? Or any another consequences? ( I'm stay-at-home mom so I won't be applying for work)

What is UPS waiting period for health insurance?

How long after being hired as a permanent part-time employee do you have to wait for insurance to kick in?

""What do you want, universal health care or affordable health insurance??""

What do you want, universal health care or affordable health insurance??""

""I am looking for affordable auto insurance, quote that i get online with AA is confusing, any suggestions?""

I am looking for affordable auto insurance, quote that i get online with AA is confusing, any suggestions?""

Backdated car insurance?

A while back, my husband drove my moms car and totaled it. At the time, we had no car, so we werent carrying insurance. A telephone pole had to be replaced. ANYWAYS, my parents insurance said they are going to cover it. Since then, my husband and I bought our own car and our own insruance. NOW my parents insurance company keeps calling and they want our insurance info so they can bill OUR insurance. When he had the accident, we explained we had no car insurance. Then they called, and my husband had said we have insurance now, but i tihnk she thinks we had it then too (even though we've told them we didnt, which we didnt at the time). They keep wanting the information so they can backdate our insurance and have them pay for the accident. From everything ive read, this is fraud and is illegal. Is this true? They called again today wanting the information and we werent home, and my parents keep saying we never had insurance at the time, so tech. our insurance NOW has nothing to do with it, and it cant be covered by our insurance since we didnt have it at the time... im confused. can someone explain this to me please?""

How many of you own a Life Insurance Policy and for what amount.?

Are young ppl thinking about life insurance?

Can one not tell the truth when getting a car insurance quote?

i got a violation on a previous occasion, and i can get like 40$ off with not telling them this, will it cause problems? also where can i get some accurate insurance quotes for my car?""

Hayabusa Mini Insurance. (Kit car?)?

I am a young driver and I was hoping to buy a Mini with a Hayabusa engine from someone like Z-Cars. I have heard that some people have got cheap insurance for them. I have heard of a 17 year old who had just passed his test got insured for a hayabusa mini for 1500 which is cheap for a 17 year old. I was just wondering if there is anyone has insured a Hayabusa or similar Mini for road use. If so how much was it and from which insurance company? Thanks

""Why do questions say cheap car insurance and affordable health insurance, not cheap health & affordable car?""

Questions about finding inexpensive car insurance usually refer to it as cheap . Questions about finding inexpensive health insurance usually refer to it as affordable . I do not recall ever seeing a question refer to affordable car insurance, and only rarely to cheap health insurance. Why is this? Why do car insurance questions use the word cheap and health insurance questions use the word affordable , and not the other way around? Is it just tradition, like saying Merry Christmas and Happy New Year , but never saying Happy Christmas and Merry New Year ? Is it because the law has the word affordable in its title, causing that word to be associated with health insurance? Is it because most of the questions are from someone who is trying to manipulate search results by causing searches for cheap car insurance and affordable health insurance to come to this website? Is it because car insurance questions usually come from users under 25 years old and questions about getting health insurance usually come from older users (health insurance questions from users under 25 usually have to do with saying on their parents' insurance and/or using their parents' insurance)?""

Where can i find cheap full coverage auto insurance?

Where can i find cheap full coverage auto insurance?

How much would an 1996 Acura Integra GSR 2door insurance cost for me?

Im 19 years old, in college living in Los Angeles and i want to buy a GSR Integra. And i want to know Approximately how much Insurance would cost for me? ...Thanks.""

Where to find a Company for Affordable Individual Health Insurance Quote?

I know there are many places, but please fell free to recommend me affordable individual health insurance quote""

Best/cheapest car w/ durability and power?

I'm going to buy a car in the near future, but I'm just having some trouble finding a good one. Here is a list of what I'm looking for: -0-60 in less than 7 seconds -Over 20 MPG -Easy to work with -A few aftermarket parts -Manual -CHEAP INSURANCE!!! Optional: -Not a convertible -RWD preferred. -DURABLE Thanks for your replies!""

Getting Health Insurance?

When I move out with my boyfriend can I be on his health insurance plan without being married?

EX(executive) class model car insurance?

Is it true EX class model car have higher insurance rate? I want to buy an honda accord 2000 EX.

oklahoma flood insurance

oklahoma flood insurance

Insurance for 16-20 year old Male?

Hello all, I am currently 16, and i have my drivers license. I am on my parents plan and i pay about $100 a month for full coverage with my parents cars. But here is my real question, I have been saving for a while (5 years) and i have enough to buy a car i have dreamed of buying for a long time. So i am going to, but my question is what would my insurence be if i did? the car is a 2002 BMW M3 SMG. It has 76,200 Miles on it. I am paying $20,000 for it. I am going to buy it weather the insurance is $1,000 or $100. I have a job and can pay for $1,000 if needed.. so if anyone knows a estimate of what it would be, let me know. If it helps, i have had my drivers license for a month. Also after i buy it, i may just not drive it, if it is too much $$$.. so if it would go down for me when im say 17-20 let me know how much =] Here are some pictures of the car: http://picasaweb.google.com/evanesterman/2002BMWM3SMG# Thanks""

Cost of health insurance?

How much does health insurance cost per year if I pay for myself instead of my employer paying for it? I would pay through my employer's group insurance and mine is a family of three (including a child of 4 yrs). I am a contractor and I will be moving through the country quite a bit in which case would the insurance rates be from the state from where the employer is from or should it be as per the state where i am residing? How does insurance cost vary from state to state?

What insurance group?

I'm interested in the Mazda RX8 but would like to know the insurance group without having to go for a quote. I'm not looking at a specific car just love the cars and am interested.

Whats cheaper honda or toyota insurance?

honda civic or toyota corolla

""Teen males, how much was your insurance?""

I was wondering the average or ideal amount that teen males pay for insurance. I have $700 saved, & I don't know if that's enough to cover How much was your insurance?""

How do people with serious health problems make it without health insurance?

I know that some people don't. But those of you who are in that situation and are doing okay, how do you do it?""

Low car insurance monthly payment for a teen?

Is there any way to get a low car insurance monthly payment? I'm 19yrs and want to get a 09' Challenger. My friend told me I could maybe put the car under my moms name or something but I don't know what to do. I don't want to pay a crap load for car insurance.

""My Daughter starting driving lessons, { she 17 } where is the cheapest place for insurance for when she pass?""

I drive , could she go on my insurance ? would that go up? I have 7 years no claims. Thanks .""

Insurance rates?

How much will insurance be for a 16 year old driving a 2007 Dodge Charger in the state of California? By the way, I get the good student discount.""

""Spouse suspended license, live together, can I get auto insurance?""

Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts.""

Aviva car insurance named driver no claims?

Hi, I have been a named driver on my dads insurance for one year due to not driving much and being able to afford run a car. Now that I full.time job I can now afford to run a car. So if I took my own policy out with aviva would they honour the no claim?""

How much will my insurance be on a BMW 114i?

Ow much will my insurance be roughly on a brand new BMW 114i 25K, I'm 17 yrs old and I think this car is a 1.6l, please tell me how much the insurance will be for me, I need a price with and without my parents added to the policy, my address is 2, bd8 0bw. 2012 plate 3/5 door hatchback Petrol""

Need health insurance. Can anyone help?

I'm 21 and I don't have insurance. I can't get it from my job becuz i work part time and I make to much money to get it (12/hr). What should I do?

Mercury insurance teen driver rates?

hi i am 16 and i just got my permit. i was wondering, do u need insurence when driving with a permit? also how much are mercury insurance teen driver rates (estimate $$) because thts what my mom has as insurace. please if anybody has any idea what the rates are or if there are specials for teenagers? thank you :] sarah""

Where to get car insurance quote?

Where to get car insurance quote?

A question about insurance on a car?

ok i live in england, and i am 27yrs old, i drive and have my own insurance which is fully comp, as i am over 26 i can drive any car third party, my boyfriend is just starting to learn to drive and since neither of his parents drive, hes going to have to get his own car with his own insurance on, which is obviously going to be quite high as hes a new driver, hes 20yrs old. we got told that if he put me on his insurance as a second driver then it would work out a bit cheaper for him, but im wondering if this is true, as i can drive his car anyway on my insurance, so im not sure if its legal to go on his or if they will let me. any advice would be appreciated.""

Insurance Prices please help?

I want to know how much insurance will be. I need auto, health, life, and renters insurance. What prices do the top insurance companies promise for auto, health, life and renters?""

Can i use other family members cars on my insurance?

Hi all, i have full comprehensive insurance with the cooperative but im a young driver, so i have a smartbox in my car. Will i still be able to driver another family members car on third party only, or am i not allowed as i drive with a smart box? Thank You""

How do you get health insurance?

im 16 and i dont have any health insurance. i wanna try out for the wrestling team this year but i dont think the school will let me because i have no health insurance. how do you apply for it and how long does it take to get it?

What is the difference between being forced to buy auto insurance and being forced to buy health insurance?

From my understanding: People have to buy health insurance so that if people get sick/injured, other people won't have to pay for them. Medical bills are very expensive so that's why people have it. And if a patient doesn't pay their medical bills due to not being able to afford it they will be treated anyway because of the Emergency Medical Treatment and Active Labor Act. The health insurance companies will compensate for this by raising insurances rates of the insured. Having car insurance is so that if a driver causes an accident that driver's insurance can pay for the victim's damages. But if an uninsured driver hits an insured driver, the auto insurance company is allowed to raise the insured driver's rates. The reason for this is because the insurance company has to pay for their insured driver's car because there is no on else to pay up, and sometimes even they raise rates because they believe the insured driver is purposely putting themselves in situations to cause accidents. And it is a fact that unless a person lives in a major US city such as New York City, driving a car is a necessity. You need a car to be able to function in a non-metro environment without a car. The only time a person should have their driving privilege taken away unless they hurt someone. So the point is if another person doesn't pay into either health or auto insurance. The people who do pay lose. Because their rates increase. I don't see any significant punishment for people who do without either insurance. Because I know illegal immigrants pull stunts like these all the time. So I just don't see how their different.""

When does the health insurance bill take effect?

I live in Georgia and was wondering when I need health insurance by

Cheap Family Insurance?

I am looking for an affordable insurance for my whole family. We dont qualify for medi-cal or healthy families. In our family its my husband and I and 2 young children. If you have any suggestions, thanks!""

How can you get insurance on a car that is not in your name?

What steps should be taking to get insurance on a car in your name that is in a relatives name? But, you are taking over the car payments and paying them the money on a car that is still in there name.""

Best choice of car for 18yr old male FOR INSURANCE?

Im looking for a first car, but being a 18yr old male, all the insurance companies just look at that, deem me a Boy racer and whack an extra 600 average to my insurance! (I know this as i did the research.) So im actully asking 2 questions 1) What is the best cheap/cheapest car to run? 2) What is the best insurer to buy from? I dont really mind what sort of car i drive, so long as its not pink.""

Homeowners insurance and flood insurance?

i have a bank of america loan of 72,000 wondering how much should i be paying for insurance coverage. i pay both insurances separate 400 a year for homeowners coverage amount of 190,000 with my chosen insurance and bank of america is asking for coverage amount of 180,000 (1,900 a year) in flood insurance they placed. legally shouldn't i pay less than what my mortgage is worth. bank an gent said i have to talk to homeowners insurance to lower my coverage in order to lower there purchasing flood insurance.they said they re going by the homeowners insurance i have. So i will be visiting the agent insurance soon to make changes , so how much coverage should i be purchasing and exactly be paying yearly.""

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