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Affordable Health Care Act Question Regarding Dependents Under 26?

"Affordable Health Care Act Question Regarding Dependents Under 26?

Today we got a letter from the doctors office regarding our insurance coverage. Basically, our health insurance provider is denying my health insurance until they can verify my full-time student status. I'm not a full-time student and haven't been for four years. I'm part-time. Now, it's not been an issue until now simply because I haven't been to the doctor in those years so they allowed my mother to keep paying for me as a dependent on her health insurance (provided through work) without needing to verify anything, and it wasn't a problem until I tried to use it. Now, I read up on the new health care act and it states that insurance providers cannot boot a dependent from an insurance policy regardless of school status as long as they are under the age of 26. I just turned 24 in March. The exception of the dependent able to get health insurance through employment is not an issue for me because part time associates at my place of employment, part time associates do not get benefits. Now, admittedly, I don't know too much about the act and only found this in a sense of panic and desperation. Is there some fine print that I'm missing? Like it doesn't apply to plans purchased before a certain date? Any help is appreciated.

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Long story short (hopefully)...My 17 yr old step-son got his license just after his b-day last yr and my husband stupidly bought him an undeserved car (we have had nonstop issues with him for over 2 yrs with his disrespectful and insulting/criticizing attitude, refusing to follow house rules, his very poor, negative and selfish behavior on top of his constant lies and his drug and alcohol use and continues to bring it around my 4 yr old son). Needless to say after receiving 4 tickets under 6 months for either having too many kids in car or driving past allowed hours to be driving because he refuses to follow our rules or the law and feel they do not apply to him. He completely trashed the car, it reeked of cigarettes and pot, we found empty beer cans and other cans used to smoke his pot. We took the car away and cleaned it the best we could and after a few months of him still continuing his behavior and habits we sold the car. He bullies his mom and sister (always has) and took his moms keys and her car from her and will not return it. I know we are legally responsible for him until he turns 18 which isn't too much longer BUT he is getting worse with everything, my husband has given up on him and just lets him come and go as he pleases and do what he wants (he claims he will kick him out on his bday but no one believes him b/c of many past threats not followed through and his kids know it so they continue to play him), I'm told to stay out of it because he isn't my son yet he is still on MY insurance and driving his mom's car while drinking and smoking pot and continuing not to follow the law with his restrictions either. I can't wait for this ungrateful punk to be out of my house. He constantly badmouths all of us with lies to everyone and blames us when things don't go his way. He has always been extremely lazy and does not want to work, he keeps forcing his mom to give him money which she does b/c she claims she is afraid of him, he has NEVER helped with anything around the house, he has already been in trouble a few times with the police as young as 12 when he wouldn't follow skateboarding rules. This kid needs a major attitude adjustment and a kick in the *** but no one will do it and I'm not allowed to say anything to him about anything but I'm so sick and tired of having to keep my mouth shut and watch everything he says and does to his family yet I am to provide insurance for this a@%hole. He's not supposed to be driving anyone's car but he took his mom's and won't give it back to her, he lives with us even though he is NEVER here (DYFS took the kids away from their mom about 4 yrs ago and placed them with us immediately) (oh, the issues have been going on a lot longer than these 4 yrs but not to this degree). By the time we file and the court allowed for emancipation he will be 18 so that is no use. He HAS to live with us until then but I don't want my insurance going up anymore than it has and want him off of it. He refuses to hand over his license too. I am at my wits end with this kid and don't know what else to do. Does anyone have any ideas on any loopholes on how to get him off my insurance? If we force him to stay here he gets violent toward everyone, constantly picks fights with all of us, storms around the house cursing and complaining, slamming everything, purposely makes messes and leaves it until he gets his way and I definitely do not want that behavior around my son. My husband has told him he is no longer a part of our family and it doesn't faze him at all and he just does not care about anyone but himself. Please no criticizing me. I have been his step-mom for almost 10 yrs now and have never been allowed to discipline my husband's kids at all and always told to not get involved in anything b/c they are not my kids yet they both walk all over their dad (and their mom), are spoiled rotten, no responsibilities or chores at all and never any consequences when they do something wrong. For those of you who actually read all of this thank you. Yes, I am venting but really need it and this still is not the whole story but it's too much to go into.""

Can i drive car on my full uk license on insurance for provisional license ?

Hi can i drive a car with full uk license but on provissional license insurance as i passed my test in additon i am 17 yrs old the reason of that is because the cheapest insurance for full uk license with my dad as 1st driver was 2.5grand.

What's the cheapest insurance for a used 50k miles 02 Mitsubishi Eclipse?

I live in California, great driving record, getting a used 02 Eclipse 50k miles Automatic. How much is the cheapest insurance and what company do you recommend? (I currently pay $60/month for my Mitsubishi Mirage 2000 De Coupe, I would like a similar / cheaper rate).. any ideas on this?""

How much is insurance for a single male under 25 on a DODGE CHARGER?

??

Good deals on car insurance?

Ok so me and my wife have been insured by American Family Insurance and pay about $400 a year. My 17 year old son recently got his license and we want to add him to our policy. He barely drives (we only have one car), but we want to add his name just in case. When I asked Amer. Fam. Ins., they gave a quote for almost $1000 a year, which is more than double the amount I'm currently paying!! And that's with the Good Student Discount as well!! I was wondering if any of you guys know a reliable company that could provide a cheaper rate.""

How much would it cost for insurance for a 18 year old with a 2001 toyota celica? Monthly and yearly?

In Canada not US

Any recommendations for affordable health insurance in Georgia?

I'm 22 years old, no children, and have one full time job. I need to get some blood tests like cholesterol, blood pressure, ectera done.""

If I own a business will I be forced to pay health insurance on my employees?

I want the cheapest Liability only Insurance possible for my car. Which company should I go to?

I am based in MN, if it depends on the state.""

Anyone have an idea about Car Insurance Rates?

Anyone have an idea of car insurance rates in Texas on a camaro for a 16 year old female beginner driver??

""Could $5,000 cover the healthcare insurance premium for a family?""

If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and ...show more""

How much will a mg zr 1.4 be to insure?

im 17 and i know it want come over 4000 a year

Can a 16y/o buy car insurance without his parents?

How much would it cost in California, full coverage for a 94 Honda Civic?""

What is the best auto insurance for teens?

Does auto insurance do this? Pay or Scam?

So it always seems that my Girlfriends mom is trying to slow her down by take her money or use her to get money from the state or what not. One of the new things is that her mom says is that geico called her up and told her because my girlfriend just got her Drivers License that she has to put her under her policy. She doesnt drive her moms car and is currently looking to get a new one. Is this a normal thing for the Insurance company to call up out of no where and tell them they have to pay because there is a new licensed driver that doesnt even drive the car the policy is on or Is it another way for her mom to gain more money

How much is average insurance for someone under 18 that buys a 2006 BMW 325i e90?

This is one of my favourite e90 cars, that's a 4-door, if I'm under 18, how much would insurance be? OR even better, how much is YOUR insurance?""

How much is Accutane with insurance?

I hear that accutane is uber expensive without insurance. I just want to know how much it is with insurance. Thanks

Ford Focus Insurance for a just passed Driver?

How much would insurance cost roughly for a 25yo female who's just past her test?? I haven't yet passed but when i do I want to get a Ford Focus and was wondering how much roughly insurace would cost!

Saw a ins Discount for driving less than 40 miles a day?

Saw an insurance discount for driving less than 40 miles per day to work

Car insurance for 18/19 yr old?

im 18/19 yr old and just passed my test. how much will it cost for insurance to drive a 1.6 and im a girl? and how much will it cost if i did a passplus?

Medicate and your own private insurance ?

A friend of mine stated that even If u have insurance (private insurance at that) that u can sign up for emergency Medicare If your insurance only covers a certain amount of your procedure. Is that true? I find that to be nonsense!

Affordable Health Care Act Question Regarding Dependents Under 26?

Today we got a letter from the doctors office regarding our insurance coverage. Basically, our health insurance provider is denying my health insurance until they can verify my full-time student status. I'm not a full-time student and haven't been for four years. I'm part-time. Now, it's not been an issue until now simply because I haven't been to the doctor in those years so they allowed my mother to keep paying for me as a dependent on her health insurance (provided through work) without needing to verify anything, and it wasn't a problem until I tried to use it. Now, I read up on the new health care act and it states that insurance providers cannot boot a dependent from an insurance policy regardless of school status as long as they are under the age of 26. I just turned 24 in March. The exception of the dependent able to get health insurance through employment is not an issue for me because part time associates at my place of employment, part time associates do not get benefits. Now, admittedly, I don't know too much about the act and only found this in a sense of panic and desperation. Is there some fine print that I'm missing? Like it doesn't apply to plans purchased before a certain date? Any help is appreciated.

https://www.linkedin.com/pulse/florida-individual-health-insurance-quotes-bailey-wiley/"