#these repairs are anywhere from $30-$50 out of pocket | Explore Tumblr posts and blogs

webuyhousesfastllc · 4 years ago

Text

Selling Your House Fast using the “Subject To” Method

By: The Massachusetts Home Buyers LLC

Why would anyone want to sell their home via subject to financing? Aren’t their major risks associated with such undertaken? What if the buyer flakes and defaults on the note? This situation alone would be enough to deter any homeowner from selling their home in such a way as relying on another stranger to pay their mortgage. Worst of all, your credit score would take a significant hit alongside many other financial hardships. On the contrary, everything could also, too, go as planned with the mortgage getting paid down and your credit score gradually increasing.

Today, most FSBO’s shy away from such creative deal structuring due to one major issue, LACK OF KNOWLEDGE!

That’s right! A recent poll taken by The Massachusetts Home Buyers LLC had determined this issue among a survey selection of 50 FSBO’s who were either currently selling or planning to sell their homes very soon. The survey showed us that out of the 50 FSBO’s, on a professional critique level, 42 within the sample of 50 would have benefited more from a subject to deal than a traditional one-time closing. Out of the 50 FSBO’s 48 had no idea what it was and why it is used.

Why would a homeowner sell their home via subject to their existing mortgage?

Let’s start with the real-life story of Peggy Labate of Massachusetts. Peggy had lost her job Do tour company going to economic trouble. She then began facing the possibility of her home going into foreclosure, Putting her in a particularly dire financial situation. Peggy owed a total of $74,000 on her note for her home. This put her at an astonishing $12,000 in the hole.

She had an investor interested in a property, however, He did not actually have the full $74,000 needed for the sake of purchasing the property. Instead, the two of them worked out a compromise that would work for everyone. The compromise consisted of the following: He would purchase the property in such a way that he was subject to the existing mortgage payments per month. If agreed upon, Peggy will no longer have the monthly payment mortgage burden because the investor will be taking over her payments. Peggy then was able to make the sale work and avoid a disastrous credit hit by foreclosure. She barely had any money for food for that week, nevermind a mortgage payment. She was also able to sell the home within 2-3 business days following the agreement. YES! It was that easy.

In other parts of the country subject to the existing mortgage now has become quite popular among for sale by owners. Especially in post Covid era, selling subject to deals have increasingly spread. Especially in areas where unemployment has increased drastically.

Furthermore, most people don’t have the time in today’s world to even market the property by themselves. Additionally, they are not adapt to marketing, interviewing potential buyers, and credit analysis as Massachusetts license representatives are trained for. But why pay commission when you can simply pass your mortgage bill over to a investor who will take over the payments as well as put some money on the sellers pocket.

Another example was Hank. Hank was upside down on his mortgage because he bought right before the 2008 crash. The homes value dropped significantly but was able to almost break even in 2021. Let's look at Hanks predicament below

Home cost 2005: $320,000.00

Mortgage note: $335,000.00

POST CRASH

Home cost 2009: $245,000.00

Mortgage note Current 2009: $315,500.00

Present 2021

Home cost 2021: $285,500

Current note Balance: $295,000

Since Hank lost his job due to the COVID-19 virus, he is now finding it hard to pay for every day expenses and his mortgage. Therefore he’s in a little predicament. A friend of his told him “to suck it up and pay up to $10,000 and be done with it already”, but Hank doesn't have the $10,000 to come out of pocket. Plus, Hank is thinking “who actually sells a home to lose money?”. The plot thickens as the days go by and his bills pile up he is now three months behind on his mortgage and his banks are calling leaving messages on his voicemail. His monthly mortgage PITI is at $1,250.00. Thus, on top of all the other bills, as well as the $10,000 he will need to pay out-of-pocket if he wanted to sell, he is now behind approximately three months and four days owing a whopping $4,200.00 (includes late payments). The home is getting close to breaking even, and he has pre-permitted lot space to extend the square footage of his home. He was told by an investor he could add another 1000 to 1500 sqft to his home. Although costs would range anywhere between $68,000 to $80,000, it would bring his home value from $285,000 to $390,000. Additionally, if he were to add another a bathroom and a half in this addition, the after renovations value would be anywhere between $415,000 to $425,000. Unfortunately, Hank did not have the funds, which would probably be anywhere between $110-$120,000 to do such work, even though the value add would be $200,000 to $215,000. What is Hank going to do.

Hank is definitely stressed out!

Hank is now slipping into foreclosure and is getting unrealistic to almost cruel advice. Until one day he found an ad in his local paper from The Massachusetts Home Buyers LLC.

Hank called The Massachusetts Home Buyers LLC and told him his predicament. Hank began his conversation by saying, “ Look, I know you can’t help me in my situation but maybe you can give me some advice?”, the investor from The Massachusetts Home Buyers LLC laughed and calmly said “ Well hello, my name is Gary, Whats yours?”. Hank forgetting his manners backed up his excitement and said with a sigh, “My apologies, Hank here”. The caller than asked Hank to fill him in on what’s going on. At the end of the conversation, the investor asked to visit the property and take a look at the permits that were once pulled by Hank that he never utilized back before the crash.

Although the permits had become null and void, the investor knew the area very well as well as the permitting process for building additions. The Massachusetts Home Buyers LLC are constantly scrutinizing and investigating the housing market and its bylaws. At the end of the walkthrough the investor suprised Hank with a deal that almost had him fall to the ground. The deal, according to Hank was pure genius.

The deal looked like this:

First, Hank will transfer title to the property over to the Massachusetts Home Buyers LLC.

Instead of paying out of pocket, the investor offered him $20,000 cash in pocket for the transfer of title.

The Mass Home Buyers LLC would bring an additional $6,000.00 for closing expenses incurred and pay up the missed payments of $4,500.00 to the bank.

The Massachusetts Home Buyers LLC would then own the home, however, Hank would need to leave his mortgage untouched and in place.

To lessen Hank’s anxiety, Hank and the investor called his lender on a three-way call to explain the transaction. Strangely, the lender knew the investor by the first name. Hank knew he was dealing with professionals. The investor kindly told the lender about Hanks's situation and that he offered him the title in exchange for paying off the back payments as well as take over his note as-is. The lender said, “ Ok, Gary, so you want to subject to the existing note and make payments on Mr. Hanks 30 year fixed?” The investor replied, “yes, Sir.” The lender asked, “ok, that's fine; when do you think it will transfer or be paid in full?” The investor said calmly, “I don’t know now; however, you will be the first to know when we do so.” The lender stated, “fair enough- ok, we are good, no static on this end.” Hank had heard about the dreaded due on sale clauses and was just relieved. Besides, the investor boldly asked the lender to keep the mortgage under Hank's name; however, cancel his insurance for a tenant-buyer who can be vetted additionally by the lender will be taking over. Hanks's problems were swiftly Disappearing. How does this subject to thing work anyhow?

Finally the closing date has come and looked like this.

Purchase: $25,000 transfer of deed w/ subject to $290,000 fixed 30 year mortgage payments.

Hank has money for first and last for a apartment and got his job back. Also, his credit was soaring because of all the additional payoffs by the tenant-buyer the Mass Home Buyers LLC had moved in.

Investors side

Current mortgage: $1,250 per month

The Mass Home Buyers Lease Option Payments by tenant buyer: $1,900.00 ( the areas rental median is $2,500) Cash Flow $650.00

The tenant-buyer was a carpenter who pulled a new permit and added over 1600 SF of home and an in-law and two full baths. The home soared from $290,000 to $480,000.00

After cash-out refinances, the tenant-buyer will be able to reflip, and the Massachusetts Home Buyers LLC will make over $235,000 within 1.5 years. Not bad for one deal.

Hank no longer is upside down and in debt. He also has money in the bank. The tenant-buyer has an affordable investment he will inevitably reflip. The Massachusetts Home Buyers LLC made a healthy profit for saving Hank's credit from annihilation while providing inventory to one of many tenant buyers. Talk about a win/win/win heh? Subject to deal structuring is highly beneficial for sellers who are in situations like Hank, but also if they need to sell in a hurry due to a strict timeline that cannot wait for a realtor to research, market, interview, negotiate, and inevitably, sell their home.

Subject to candidates usually have three main scenarios in common:

They are facing foreclosure and/or exceptionally behind on payments

They want to repair their credit score and what better than a real estate solutions company paying their tab under their name on a monthly basis for an extended amount of time. As the buyer pays on the mortgage, the previous owner of which the note is named under, is being paid consistently. Sometimes even double paid due to the buyers motivation to pay down the balance in preparation of either a resell or a cash out finance situation.

They need to move very quickly and do not have the time to A) remote manage a realtor on the property which can result in miscommunication and other issues B) Has a new job that begins relatively soon that is out-of-state. C) A or B, however, has a significant amount of mortgage left to pay. and D) Is negative on their note and does not want to come out of pocket to pay the difference. The Massachusetts Home Buyers LLC not only assists those in selling their upside-down notes but will also. Reward the seller for transferring the title. What would you rather do?

The moral of the story is, long as you’re dealing with professionals and people who know how to market with structure and don’t hide things from anybody, make deals such as a subject to or any other Creative Financial matter that much more beneficial for all. As of today, the Massachusetts homebuyers not only helps people in need like Hank but also work with retail homebuyers because they structure their deals in a way that gives both the seller what they need in regards to pricing at the same time, create a good investment for their company. REMEMBER THIS: THE SELLER OF A PROPERTY MUST ALWAYS HAVE A MORTGAGE OR ANY ALTERNATE LIEN AGAINST THE HOME TO CONDUCT A SUBJECT TO DEAL. IF THEY DON'T HAVE ANY PAYMENTS AGAINST THE HOME THAN IT WOULD BE KNOWN AS SELLER FINANCING.

#The Massachusetts Home Buyers LLC #subject to #take over mortgage #creative finance #Plymouth County FSBO’s #bristol #cheap old houses #massachusetts #worcester #flipping house #zillow homes #redfin #realtor.com #cash flow #foreclosure #moving out #rent to own #real estate #sell my house fast for cash

4 notes · View notes

globabuzz · 4 years ago

Text

How to Build Muscle On a Budget : Top 7 Cheap Sources of Protein

When you’re just starting your life at the gym, you will most likely be there for two things: to build muscle or to lose weight. Either way, you should have the correct nutritional plan to keep either of them going. A good nutritional plan should have the right amounts of all of the nutrients, including protein, carbohydrates, fat, vitamins, minerals, fibre and as many of the rest as possible.

This will help keep your body pumping and going forwards, but it will also help you put on more muscle than you can believe, and every single pound that you put on will be muscle instead of fat.

When you want to pack on as much muscle mass as possible, the primary nutrient that you need to consider is protein. This is because your body needs that protein to fix your bodily problems through repairing old cells and producing them anew.

However, the reason that we need to eat this much protein is because our body cannot synthesise it by itself, and when you’re exercising seven days a week your body is getting tired, which means you need to eat more protein to keep it running and rebuild the cells. For this, you need to eat the sufficient amount of protein at the correct time, so that your body doesn’t fall in a catabolic state.

If you want to learn how to put on muscle mass as fast as possible without constantly feeling tired, consider this: take one to two grams of protein for every pound of their bodyweight! If you weigh 200 pounds, you would need anywhere from 200 to 400 grams of protein per day if you want to see good results!

1. Whole Eggs:

Eggs are the perfect protein. Not only do they contain all the essential amino acids required for muscle growth, but the fat and cholesterol found in eggs are a key part of a testosterone-boosting diet.

They are also extremely cheap and versatile – you can include them as part of your breakfast, lunch, or dinner. All of this makes them a staple of any muscle building diet.

Eggs contain 6 grams of protein in a whole egg. There is half a gram of carbohydrates in every whole egg and around five grams of fat in every yolk. No fat in egg whites. There are 78 calories to a whole egg, out of which only 17 calories are in the egg white, which is why some people choose to throw away the yolks as they are very caloric.

Note: The cholesterol found in eggs has actually been shown to decrease the amount of LDL (bad cholesterol) in your body.

2. Canned Tuna:

There are 30 to 40 grams of protein in a can of tuna, but to maximise effectiveness and minimise damage by unhealthy ingredients, I would suggest getting those packed in brine or spring water instead of oil or sauces.

Tuna is rich in vitamins A, B12 and niacin, but also the minerals selenium, phosphorus and magnesium. It can aid with your weight loss programme and it helps strengthen cell membranes.

However, don’t eat too much of it as you risk eating too much mercury, which can be harmful.

3. Milk:

Milk has 8-10 grams of protein for every 250ml glass and if you want to put on weight, milk is your new best friend. Remember GOMAD? That means “gallon of milk a day” and it’s the simple answer to the question of weight gain.

It contains a good source of both whey and casein protein (fast and slow release). Plus, if you stick with whole milk – and get the organic kind – it also contains more calories and more omega-3.

Why do you want omega-3? It boosts cognitive function, lowers blood pressure, and even increases rates of muscle growth.

4. Ground Beef:

Ground beef has about 25 grams of protein per 100 grams, but if you really want to buy premium, get the ones that have a high lean beef content, such as 80 percent or more, and then rinse them with some warm water to lower their fat levels down by at least 50 percent.

5. Beans and Lentils:

These have 18 grams of protein per cup and they are also super cheap. Furthermore, they have a high fibre content and a lower fat content.

If you buy your beans and lentils dry and cook them at home, you are practically guaranteeing that they will only have the best nutrients in them.

Try to avoid pre-cooked food or store-bought ready to eat beans and lentils – they are so much better at home!

6. Chicken Breasts, Salmon and Turkey:

Of course, famous bodybuilding foods such as chicken breasts, delicious salmon and juicy turkey chops need no introduction. These delicious treats have 23 to 25 grams of protein per 100 grams.

If you want your meat to have at least a bit of omega-3 fatty acids to keep your heart pounding regularly, pick the salmon.

Also, if you want to cut the fat content as much as possible as well as lower your cholesterol, cut away the skin pieces – they contain saturated fat in large amounts.

7. Almonds:

Almonds have 20 grams of protein per cup, they are much less allergenic than peanuts and peanut butter and they can be brought anywhere without any special equipment.

Throw them in a plastic bag, put it in your pocket and you’re good to go.

If you want to pack on lots of muscle you will need to keep your nutrition in check. Even though reading the fine print on all of your products will be dull, you will appreciate it as you will reap its benefits soon enough.

This makes sense because, who wouldn’t want to pack on lean muscle instead of lumps of fat? If you just get fat from your food, you’re not doing anything right – but with the right amount of exercise and the right nutritional plan, you could work wonders for yourself.

1 note · View note

sellmyhousefastfortlauderda-blog · 5 years ago

Text

3 Ways To Sell Your House Fast - Allaboutrealestate.com

If you require to sell your house fast you require to find agent like Sell My House Fast Fort Lauderdale , for whatever factor, there are a couple of methods to do it. All of it depends on your situation, just how much equity you require to get out of your residence, as well as exactly how flexible you are with the regards to the sale.

Here are the top 3 ways to sell your house fast, in any kind of market:

1. Sell your house for money to an investor. This is by far the fastest means to sell. You've most likely seen the signs on telephone surveys with "We purchase houses cash" kind phrasing. Or possibly you have actually also gotten some type of mailer or postcard asking you if you wish to cost cash promptly.

The Pro's to selling to an investor are you obtain cold, hard cash usually in under 30 days regardless of what problem your residential or commercial property is in. This is generally a bargain if your home needs lots of work as well as you don't have the cash or time to take care of the residential property on your own. This is additionally a great suggestion if you require money in your hand promptly to spend for some sort of emergency like a fatality in the family, medical costs, and even the taxman breathing down your neck.

The Disadvantage's of offering to an investor are you need equity ... great deals of it. Many financiers will just provide 50-65% of the market value minus repairs. So if your house would certainly be worth $150,000 all fixed up and the house required regarding $30,000 for repairs, one of the most you might anticipate from all cash money investor would be around $60-70,000. Currently, undoubtedly, you would require to have a home loan equilibrium less than that quantity or else you would certainly need to cover the remainder yourself at closing.

2. The next approach for offering your home fast is noting it with a Real estate professional or an agent, nevertheless, you would price it an excellent 10% below what the various other listings comparable to your home were choosing. This enables customers to instantly consider your property first, since it is priced the lowest when their representative brings up listings for the area.

The Pro's of marketing by doing this is that you can generally get a buyer rather swiftly considering that, as pointed out, your home as well as listing would show up as the most affordable price choose of a number of houses to buy. Also, the potential customer would have a less complicated time getting their loan to close considering that the assessment will generally reveal it being worth more and also the loan provider would be much more comfortable making a car loan on a under valued residential property.

The Con's of selling at a reduced cost through an agent is, well, you're obtaining a lot less than your home deserves. And also you likewise need to take into consideration the expense of selling. If you include the customer's representative and seller's agent's commission, closing expenses, as well as other fees, that can establish you back a minimum of an additional 12%. Definition, you would normally net regarding 78% (10% from the listing price cut minus 12% for the expense of marketing) of the fair market value of your residence. This is certainly a quick way to offer, again, if you have the equity to cover the discount, otherwise you would need to bring extra loan to the closing table to obtain your house marketed.

3. The third method is a little bit a lot more innovative. It includes marketing your home with a lease option (or rent to have). This is where you offer your residence with a lease covering a set time period (anywhere from 6 months to ten years, depending on your circumstance) and afterwards set a choice with an established price you will obtain when the tenant/buyer purchases your home and cashes you out.

The Pro's of selling with a lease alternative are you get instant home loan relief permitting you to move or at least not have an uninhabited property to stress over. As well as since your selling the house independently, you keep the whole purchase rate when the tenant/buyer gets their home mortgage approved. You do not have to pay the usual fees and also payments, and also you additionally don't have to take a price cut like in the various other methods.

The Con's of marketing by doing this is that you need to wait to obtain squandered. The tenant/buyer will be paying to you monthly while collaborating with their home mortgage broker to obtain their finance accepted. They will be dealing with all the everyday maintenance along with the repairs so it wont resemble renting it out traditionally. There is also the risk of the tenant/buyer not being able to get approved for a mortgage within the term of the lease. Then you would likely have to extend the lease or find another buyer. Since the market for tenant/buyers is far greater than conventional cash buyers or those with huge down payments to get approved in this market, you can usually get the property sold again in a matter of weeks.

Selling with a lease option isn't the best option, but it can be a great alternative if you can wait a bit and want to get full price for your house. Or maybe you don't have equity or happen to be upside on your mortgage. This way you can sell for the full balance of the loan and not have to worry about ruining your credit with a short sale or a modification program. Again, it all depends on your unique situation and how flexible you can be.

Sell your house in as little as a week without having to clean-up or make repairs! A direct offer might be exactly what you need! There is never any obligation! Sell Your House Fast In Miami, Florida - No Fees. No Commissions. Put More Cash In Your Pocket. Call Us! (786) 753-8500 or visit https://www.allaboutrealestate.com

1 note · View note

lunarr-rrose · 4 years ago

Video

Effortless Home Buyers - What is a Price lift offer?

https://u109893.h.reiblackbook.com/generic11/effortless-home-buyers/effortless-home-buyers-what-is-a-price-lift-offer/

The third of the five offers we make is called the price lift offer. So, what exactly is this?

In certain situations, sellers can’t accept cash or cash plus offers because it doesn’t take care of their financial needs. With a price lift offer, we establish a partnership between ourselves and the seller.

We will basically come in as a partner to rehab the property and then sell it on the open market.

All the profit is then split between us and the seller.

For more details and information, you can visit our website at:

https://www.effortlesshomebuyers.com/

Fernando O. Angelucci is Founder and President of Titan Wealth Group. He also leads the firm’s finance and acquisitions departments. Fernando Angelucci and Steven Wear founded Titan Wealth Group in 2015, and under his leadership, the firm’s revenue has grown over 100% year over year. Today,

Find out more at

https://www.TheStorageStud.com

https://titanwealthgroup.com/

Listen to our Podcast:

https://thestoragestud.podbean.com/e/effortless-home-buyers-what-is-a-price-lift-offer/

--------------------------------------------------------

Now we're moving on to the third of the five offers that we make to our sellers, which is called the Price Lift Offer.

So in certain situations, the sellers are unable to accept our Cash or a Cash Plus Offer because it just doesn't take care of their financial needs, maybe their mortgage is higher than our offer and they don't want to pursue a short sale of any kind. This is when we decide to use the Price Lift Offer. How the Price Lift works? This is actually a partnership between the seller and our company. What we end up doing is we'll come into a partnership. We will go ahead and rehab the property as your partner, we will pay all the funds to rehab that property and then sell it on the open market to a homeowner. So how that works is then we split all the profit.

So how the profit is aligned or how it's affixed to the seller and to us is first, the offer that we make to the seller all those proceeds will first come out and go to pay off any type of mortgage there is on the property. Then, the next set of funds go out to pay the difference between the mortgage and what we initially offered the seller on our Cash Plus Offer. Then after that additional funds go out to pay for the construction, then go to pay for the holding cost and then finally to pay for the selling costs. And at the end of all of those costs being deducted, then there's profit left over that profit is split 50/50 between the seller and Effortless Home Buyers to allow you to walk away with more cash in your pocket than the Cash or the Cash Plus Offer.

Now with the Price Lift Offer, the timeline is not as fast. So instead of taking 30, 45 or 60 days to close, it may take up to 6 or 9 months. And the reason why is we have to close on the property, we have to then go ahead and start the rehab process, which depending on the severity of the repairs needed, it could be anywhere from 2 weeks, all the way up to 6 months. And then at that point, then we need time to market the property, we'll stage it, we'll take photos, we'll put it on the MLS and then we'll start marketing for a homeowner that wants to live in that property. Then once the homeowner says, yes, I want to buy this property. They go under contract with us and then it might take another 30 to 45 days for their lender to approve the deal and close. So all in all the Price Lift process may take anywhere between the 6 to 9 months, but we'll put substantial more cash in your pocket than say, the Cash or the Cash Plus Offer.

#real estate #real estate investing #the storage stud #storage stud #fernando angelucci #self storage #alternative funds

12 notes · View notes

adeleymccormick1990-blog · 4 years ago

Text

safe auto insurance review

BEST ANSWER: Try this site where you can compare quotes from different companies :insurance4carquotes.xyz

safe auto insurance review

safe auto insurance review. We know you’ve heard you’re buying , but do you have to have auto insurance in Ontario, Ont., as well as where will insurance be given under your warranty? If you don’t have a direct connection to your car’s manufacturer code, we’ll help you decide if you have to have auto insurance with a new engine or car. When you’re talking with an auto insurance company, not only you can choose how full your policy can be, it’s a good way to get your car repaired. It’s much better if it’s not damaged by an accident your car was a part part of, but it’s also easier to get those car fixes and repairs on as fast as necessary and avoid having to get a lot of letters to get letters. A direct link to your car’s manufacturer code can be as low as five minutes online a minute, so that means there’. safe auto insurance review. The auto insurance comparison site that lists the leading industry auto insurance companies gives a general overview of some of the top auto insurance companies, including Nationwide, Allstate, Liberty Mutual, The Hartford, Nationwide, and The Hartford. However, it does reveal that if you are considering all of these companies you might not be able to find any online car insurance quotes from any of the top companies on the list. You may ask yourself, how can this be? How can you purchase an auto insurance policy and then determine the best auto insurance companies on the market? The main idea is to research companies where you are searching, compare, and purchase coverage. This is because there are many auto insurance companies in existence. Some auto insurance companies offer more discounts than others, which can be a positive sign. That is why it is important to find out what discounts you qualify for. It will be similar to the general purpose auto insurance, but it will differ. You will be able to get better discounts by researching and. safe auto insurance review. I ve had my last. I am 20 years in a nursing home, but have lost everything. I would have never left the house (but the insurance company charged me so) without finding a place to live. They took my phone and it kept coming back, and so was the family and all the way up to my phone. I am still dealing with a few things, but never feeling like I can t care less. I find out how much it costs. When I finally get my money back from the insurance and have it paid up, I found something, I find out how much. I ve not been doing much of any business. And that s the thing: The fact that you can t help yourself on your own. We had a car and had people come. Just didn t let us go back a couple of times, we wouldnt even let the same insurance company to get our money back on your policy. That being said.

SafeAuto Insurance FAQ

SafeAuto Insurance FAQs Q:When am I covered by my policy?Answer: If you are covered by a term or continuous insurance policy, then you will need to make sure you do not change your policy in the future. A term policy is meant to be replaced with the same amount of insurance coverage while you are still in good health. There are some exceptions to this rule however. For instance, if you convert your term insurance policy to your new car insurance policy, your new car insurance will still cover you at the new price of your new car insurance. Your new policy might offer some exceptions to the rule however if you still own your vehicle, your term insurance coverage will not be effective. When you purchase your new car insurance policy, you will need to make a claim prior to renewal time. By this claim, you’ll be covered. By contrast, if you cancel your term car insurance policy and take out an auto insurance policy for your new car policy, you can expect your vehicle to.

SafeAuto Car Insurance Information

SafeAuto Car Insurance Information This is a solicitation of insurance. The insurer may disclose the name of the insured in the policy. If you buy your own car insurance policy, you may be required to sign paperwork indicating that your car is a covered use, and the insurer will inform you that the policy is in force. Your car insurance policy will ask you to show proof you pay your auto insurance premium each year if you have a lapse in car insurance coverage. Failure to show proof of insurance at traffic stops or car shows can result in serious penalties. If you cannot afford your car insurance policy, contact the insurance company directly. They can help you with your auto insurance payments and will be able to write the policy out of your own money unless you have an expired policy, unless the insurer agrees to pay a total of $150,000 if you are found to be . If you are a legal driver, call your car insurance company today to ask some.

Safe Auto Insurance Company Highlights

Safe Auto Insurance Company Highlights include a history of positive reviews and reviews for its rates. It s also ranked on J.D. Power s auto insurance study offering in , , , and . Drivers may also request a quote in person for a free car insurance quote. USAA offers a wide variety of auto insurance products, so an auto insurance policy can fit your individual needs. In addition to family-friendly car insurance, USAA provides low rates, discounts for certain driver profiles, and features such as roadside assistance. In addition to its , many insurance companies offer special programs to help reduce costs, such as to lower the cost of buying insurance. Progressive is a relatively new player in the world of insurance. In 2019, the company reported over $3 billion in revenue. The company offers affordable car insurance, comprehensive coverage, emergency roadside service and more. Progressive s are available to help drivers like you pay for extra coverage. In addition to standard coverage, including , collision, needs insurance for and liability, you can.

FAQ About Safe Auto Insurance Company

FAQ About Safe Auto Insurance Company Allstate 18-29 $300 $2,000 $2,000,000 Â.

More On Insurance:

More On Insurance: The best insurance companies in New Jersey. The best insurance companies, based on customer service, overall health and coverage. This is all its own story. To get free New Jersey car insurance rates, click . Our service shines in the small things, like your child is on the back of the bus. But, for more advanced issues, like your insurance claim to the insurance company, the team will get through it. But, our agents don t ever recommend this service for any of you. For insurance quotes in New Jersey, you ll need to call to get specific information. New Jersey car insurers don t usually look at personal or credit scores. The only difference, however, is that for customers with good results, there is low auto insurance rates from many well-known carriers. You can request rates from multiple New Jersey auto.

Does Safe Auto Offer Discounts On Auto Insurance?

Does Safe Auto Offer Discounts On Auto Insurance? Yes and no. Because Safe Auto makes it easy to manage your auto policy, you can rest easy knowing that you are covered. You’ll be able to start your auto insurance quote online at any time. Just provide the contact information for your Safe Auto insurance agent and click or call (888) 895-8683. Safe Auto offers other auto insurance policies in Indiana: Safe Auto offers auto, home, and insurance products, and services through its licensed insurance agency, Safe Auto Insurance Agency, LLC. Safe Auto Insurance Agency works with many of the country s top auto insurance carriers and focuses on personal insurance needs. These are some of the policies you can expect from Safe Auto Insurance: Safe Auto’s auto insurance discounts are as varied as the coverage options. That is why it is one of the top auto insurance providers in the country, and because of that, this is a vital consideration for any consumer.

Can Safe Auto Insurance Company give you the right coverage at the right price?

Can Safe Auto Insurance Company give you the right coverage at the right price? At , we’ll help you build a custom car insurance needs you can’t find anywhere else. We’ll save you up to 50% on your car insurance rate simply by buying auto insurance online. Call us at to make changes to your life insurance policy. Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away. For all other policies, call or log in to your current , , or policy to review your policy and contact a customer service agent to discuss your jewelry insurance options. Purchased Mexico auto insurance before? With just a few clicks you can your insurance policy is with to find policy service options and contact information. Our family s experience helping people to protect their vehicles and homes will be at your service for many years, as well as for generations to come. GEICO Insurance Agency, Inc. has partnered with to provide insurance products. When you click Continue you ll be.

SafeAuto Auto Insurance Quotes

SafeAuto Auto Insurance Quotes | 18 - 64 years $50,000 $3,000,000 No 30 - 75 years $100,000 .

A variety of coverage options open to drivers with a spotty driving record could be your ticket to affordable auto insurance.

A variety of coverage options open to drivers with a spotty driving record could be your ticket to affordable auto insurance. To see which rates you qualify for, we sat down with five drivers to find out what rates look like without any issues. According to the National Association of Insurance Commissioners, drivers’ credit was affected by the Affordable Care Act in 2019-2020 and some states have banned the use of “credit quality information.” While this is not an area where we would recommend driving without insurance, drivers should consider this protection to prevent becoming stuck paying out-of-pocket after an accident. Because it is a big expense, many consider it a risk to purchase auto insurance from one who may not be able to afford it. To find out more about helping your loved ones financially with your auto insurance, keep reading. No you should make sure to shop around and compare auto insurance rates and discount options for good. .

Compare Life Insurance Rates Instantly.

Compare Life Insurance Rates Instantly. Whether you’re getting ready for your 20th birthday or you’ve been there before, we can help get you under control with insurance. In many cases, the Life Insurance Company can be the only option for you to save on coverage. You can get life insurance coverage online with no waiting, no upfront cost or . If you’re interested in something you haven’t been able to find online, I’ve got the answer. Life insurance can be your answer to all of your questions like: What is life insurance? What is life insurance for you and your family? How do I find out more about the benefits of life insurance? You may be asking yourself these questions and more, but it’s also important to keep working to find out more about life insurance. Let’s take a look at what a term life insurance policy can do. Term life insurance is a quick, simple, inexpensive way to protect your needs for your.

0 notes

anayahinckley · 4 years ago

Text

insurance for ferrari

BEST ANSWER: Try this site where you can compare quotes from different companies :4insurequotes.xyz

insurance for ferrari

insurance for ferrari drivers. New Hampshire No. 1792 No. 3123 No. 1410 No. 1514 New Jersey No. 999949 No. 8437 No. 9096 No. 994 New Mexico No. 8423 No. 9052 No. 9035 No. 9431 New York No. 7492 No. 8964 No. 1229 No. 2150 North Carolina No. 9536 No. 1234 No. 2251 No. 2312 North Dakota No. 8766 No. 1002 No. 2181 Ohio No. 10952 No. 1128 No. 1152 No. 1810 Oklahoma No. 9560 No. 1794 No. 1809 No. 865 Oregon No. 10693 No. 1411 No. 2135 No. 3142 Pennsylvania No. 11125 No. 664 No. 1432 No. 1123 . insurance for ferrari and other high-performance vehicles with great performance cars. You can add the to your policy and it will get coverage for the next 30 days. The cheapest car for a ferrari was the 2005 SGT–M, but this car has a lot in the shop. Your car insurance quote may not be all about price, but it’s still a great price. A standard insurance policy can cover the costs to repair, replace, and replace other parts of damaged cars, so some cars get this as a standard coverage. It’s also recommended that you compare insurance for high-performance cars, since you’ve got it. This vehicle needs a more powerful engine, and the engine s performance also plays a role. If the engine is in a high-performance car, it could cause damage to the performance. So, why does buying the lowest possible price on your insurance get you into trouble? Insurance premiums are low for high-performance cars because it’s. insurance for ferrari insurance is not only affordable but the cheapest. Ferrari is often one of the most expensive cars because the parts are not as reliable as motor sports cars. In this way, insurance for a Ferrari would be very expensive. Therefore, Ferrari must be considered an exotic car. Unfortunately, you might not be able to get a quote for Ferraro if you re in the UK. The question is, you must not drive an exotic car unless it s the most expensive car among cars of the country in the USA. If you get an exotic car then you have to choose a car that is not only expensive for Ferrari, but also expensive for other types of cars and the insurance can be very expensive. And, if you don t have a Ferrari right then you can still not get Ferrari insurance. Ferrari insurance coverage is the most expensive, because you need to pay big out-of-pocket for your premiums and your chances of getting a Ferrari won t be high. If you are in the UK,.

Insurance Quotes for Popular Ferrari Vehicles

Insurance Quotes for Popular Ferrari Vehicles Ferrari BMWRX-6 RugerRX Cars1 Fiesta Porsche Racing Cars Racing Cars Vehicles that special rates are applied to are included and not excluded from these tables. For a driver who has additional questions about these types of cars, manufacturers from the F1’s insurance bureau will be contacted. General questions General Other In order to make an auto insurance claim, one must first make a claim on the car owner’s insurance agreement. In this instance, if you make a claim for an auto accident, it is usually necessary to contact your insurer to see whether the claim will be considered in their insurance policy. Rideshare Other Drivers listed on the insurance policy will get a separate personal car’s personal insurance.

Why choose us for Ferrari insurance?

Why choose us for Ferrari insurance? We want to answer the questions to the most honest Ferrari Insurance customer on the internet who is very interested. We do our best to help people when they need something that they can afford with just a few clicks of their fingertips. To learn more about the Ferrari, our F4 Insurance, and what we can do to help you, take a moment and we will answer all your questions below. When talking to us about our auto insurance, we will be quick to provide you with the best information you should know about Ferrari car insurance, especially in regards to insurance policies. We will be very quick to provide more details about the Ferrari to help you to better understand what you need and what you may need for your Ferrari as it is not available for private market and you won’t have the opportunity to get a quote on Ferrari insurance coverage. If you have a Ferrari, you should expect your Ferrari auto insurance policy to be quite a bit cheaper than one purchased through a company such as ours. This is.

What We Insure

What We Insure: Powered by A.M. Best Co, the only way we can provide the insurance marketplace is for Allstate. Why We Care: Being a family-owned and operated insurance company is the reason I am self-employed in the U.S. We live in an age of increased risk and uncertainty. With increased consumer confidence and lower rates, we are able to offer policies that address these lower risk situations. Our goal is to save you money while protecting your family in the event of an accident. I am the first person to ever speak to an insurance agent at this time. He was very responsive, and did what I needed to do. I am thankful for his knowledge and knowledge-driven approach. I will be going to be thinking about getting my car insurance renewal with Allstate in the near future. Thank you! Michael W. Thank you very much for your time. I hope all my insurance.

Lets discuss everything you need to know about Ferrari Insurance Policies, their limitations and how they work.

Lets discuss everything you need to know about Ferrari Insurance Policies, their limitations and how they work. Our research revealed that Ferrari Insurance policies are tailored to meet your specific individual needs and the coverage you find comfortable . We have provided Ferrari Insurance policies from many top providers ranging from national and regional carriers to A. I don’t think a Ferrari Insurance policy is the only thing we’ve heard of . We re also pretty sure to hear them mention things like “the value of the car” or “how to choose a Ferrari Insurance policy.” This comes in handy for the type of insurance you need. Some people buy a car that suits their needs, and others need insurance just for performance. Both types of insurance are designed to reduce the amount of risk which can result from a situation without it. But don’t give up in the latter case because you’ll end up saving a lot of money. Ferrari Insurance is very similar to in other ways. What we consider to be one of the most common types, we offer you some of the lowest.

Why choose our Ferrari Insurance?

Why choose our Ferrari Insurance? There’s a good chance you do. According to the Driving Statistics Division in the US, Florida s motor vehicle thefts are the second largest theft rate for homes in the country, behind California. If you opt to keep your insurance policy in Florida, the chances of a theft are lower than for many states. A few things influence a insurance rate you don t like a lot: Age: This is your demographic. According to the Insurance Institute for Justice, Florida rates are 28-year-old men and women who drive a Porsche daily. They must comply with Florida law. According to the Florida Division of Highway Safety and Motor Vehicles, they should expect to pay $5,400-$6,500 a year Pre-License and Driving History: The insurance companies will ask for the applicant s birth place and information so you will know the answers to your insurance questions If you don t have car insurance in Florida or you don t wish to have it.

All About Ferrari Auto Insurance Coverage

All About Ferrari Auto Insurance Coverage: Ferrari s team of top specialists will provide all the essential insurance coverage you are going to need in order to properly protect your car. And you will find great coverage for you and your family, in addition to providing excellent customer service and quick service when dealing with Ferrari auto insurance. We’re here to help you ensure that you’re properly insured by a reliable company that can help you choose the right insurance coverage at the right price. With over 50 years combined experience, we are truly dependable. Our dedicated agents will create plans for you and provide comprehensive coverage. Not just the insurance, but you can get coverage from top auto insurance companies anywhere, anytime. In return, we provide you with a full coverage plan with top coverage in order to meet your needs. You and your loved ones who depend on your generosity are protected by Ferrari Life insurance. But we re not just at the wheel. We want to be your neighborhood insurance supplier and provide you with an insurance product that s customized.

Benefits of Classic Auto Insurance

Benefits of Classic Auto Insurance The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. This information is not a complete description of benefits. Contact the company for more information. Options include unlimited choice, as well as an endorsement to choose between paying your auto premium or paying deductibles. From Business: Life insurance agency in Margate, Florida. They provide comprehensive plans and affordable life insurance. The agency offers low-cost health, accident, and accident and life insurance. We are a independent licensed insurance broker that is the direct provider of the plans you have chosen in the past. You can trust our staff with your.

Ferrari Insurance Enquiry

Ferrari Insurance Enquiry Insurance Company in L.L.C. through a licensee in their home state (not to be confused with an established local insurance company). Independent Insurance Agents: All agents are required to be appointed by the Insurance Company of Canada or a licensed insurance agent (or associate agent if no longer affiliated with an independent insurance agency) and must provide a copy of the insurance forms to each client. The agents who represent an insurance company must also carry a copy of the client’s insurance bill to the agent/producer in their home state of residence. Insurer Benefits: Insurer Benefit Options: The Benefits are designed to provide information about premiums and types of benefits offered by every insurance company to the policy holder, the agent, and the insurance company and agent will be consulted and decisions are made according to the risks the insurance company expects. Insurer Benefits Annual Premium Annuity fee payment in USD .

The Benefits of our Ferrari Insurance include*:

The Benefits of our Ferrari Insurance include*: It really depends on what state you live in if you and whether or not you will be covered in case of an accident if you’ve had the coverage on your car for longer than a term. Our today show that only a minimum-liability plan is available in a few states: If you’ll be taking out a of your car you will get a quote for the lowest-cost auto insurance. In order to make an agreement with higher premiums then you must be the owner of the vehicle. For example, if you’re the owner of the car but you’re taking out a policy on it for a long time then it’s pretty easy. However, there are some things you need to check against before taking out car insurance: It may also be necessary to know what types of coverages cover the damage. It only makes sense now, because Ferrari owners are usually charged with a higher than average deductible (depending on the state),.

Comparing Insurance Rates for Ferrari Vehicles

Comparing Insurance Rates for Ferrari Vehicles While the Ferrari brand name is still widely recognizable and it has a lot of historical information in its name, the car’s history is much less well-known. The statistics show that insurance rate for Ferrari cars is much lower than average, and it’s much less noticeable when compared with other popular cars in the market. The most expensive model for comparison is the 2015 Ferrari Aventador. For example, the annual auto insurance for this model is $3,923 for the base model year and $2,939 for the interior model. This Ferrari makes the list of the nation’s fastest-growing models, and is generally seen as a luxury car. That makes the average car insurance cost from this car insurance company $2,898 for the base Ferrari model year, $3,953 for the interior model year and $2,878 for both the base Ferrari model and the interior model. The best car insurance premiums for this vehicle are.

0 notes

beaumontroofing · 4 years ago

Text

Metal Roof vs Asphalt Roofing Shingles

When contrasting metal roof covering to asphalt shingle enters Texas there are a few things you’ll intend to consider such as price, resilience, roofing design preference, overall upkeep, and also life expectancy of each roof type.

Life Expectancy:

While the preliminary material as well as setup expense of a metal roof enter Texas is more than asphalt shingle roofs, their long life is far premium long lasting 40 to 80 years depending upon steel kind. Steel roofing systems last a couple of times longer than a regular asphalt roof shingles roofing in Beaumont, which in some cases just lasts 7 to 14 years.

Return on Investment:

Metal roofing can also increase the resale worth of your home in Beaumont Property owners in Texas that buy steel roof covering obtain an average return on investment of 85.9% on their residence’s resale value. Steel roofing can likewise decrease your insurance rates as well as save you money due to its fire resistance, specifically in states like Texas and also California that are prone to wildfires. Metal roofing systems flaunt a contemporary style, substantial warranties (30 to 50 years), and are extremely resilient even in extreme components such as heavy snow, hailstorm, and also even fire. It is best to locate Professional Roofing Contractor in Beaumont, Texas you to assist with any type of roofing system installment jobs you wish to finish. It takes a sophisticated understanding to appropriately install metal roofs as well as it’s ideal left approximately the roof covering experts in Beaumont

Types Of Metal Roof

Right here are the most common types of Metal roof covering on the marketplace:

Light weight aluminum Roofs

Copper Roofing

Corrugated Metal Roof

Steel Tile Roofs

Metal Slate Roofs

Standing Seam Metal Roofs

Steel Roofs

Tin Roofing

Zinc Metal Roof

Metal Roof Prices by Type

It’s essential to comprehend that “metal roofing” in Texas is a wide term covering a variety of materials with a big disparity in price. Metal roofing will normally run you anywhere from $5.00 to $12.00 per square foot, depending upon which type of steel roof you choose to install. There are extra cost effective metal roofing options, like steel panels, which generally cost you slightly less, along with premium products, like copper roofing, which tend to average out on the costlier side and also new roofing replacement prices can reach up to $48,000 to mount.

Metal Roof Underlayment Costs

When setting up a brand-new steel roofing in Texas, you’ll want to keep in mind that roofing underlayment and also the various other accessories required for an effective steel roof setup can set you back in between $4.00 to $5.00 per square foot, which you will certainly wish to factor right into the overall installment cost. Your Roofing Contractor in Beaumont will usually have this expense variable already incorporated into your steel roof covering installation quote.

Metal Roofing Energy Efficiency

Typical roof covering items add an estimated 20 billion pounds of waste to U.S. landfills on a yearly basis. Metal roof are much more environment-friendly choices as they are made from 30-60% recycled material (as well as is 100% recyclable) and also can be set up over an existing roof covering, getting rid of the out-of-pocket cost, as well as the environmental influence of taking off as well as disposing an old roof.

A lot of steel roof items in Texas make use of reflective pigment modern technology, making your house much more power efficient as well as decreasing your regular monthly energy costs by as much as 40%. Reflective pigment innovation comes in the form of a basic finish that makes it possible for steel roofs to show heat in the summer season, while supplying remarkable insulation in the wintertime. Steel roof systems offers long-lasting power financial savings, while lowering your total environmental influence.

Learn more about our Roofing Contractor in Beaumont, TX → https://beaumontroofing.weebly.com/

Find out more about Roofing Rrepair in Beaumont, Texas → https://www.beaumontroofingservices.com/roof-repairs

Metal Roof vs Asphalt Roofing Shingles was originally published on https://beaumontroofing.wordpress.com/ visit our site Beaumont Roofing Services

#Roofing #Texas

0 notes

wellpersonsblog · 5 years ago

Text

Everything You Need to Know About Riding a Road Bike (And Living to Tell the Tale)

As a kid, the only things that mattered about having a bike were:

If you had one. That was pretty important. And…

The level of pizzaz on display. I’m talking handlebar streamers, cards in your spokes, maybe even some colorful lights around your wheels.

But walk into a bike store as an adult and well… there’s a lot to consider!

Before you are ready to write a check, you’ll need to decide whether you want a road bike, mountain bike, track bike, tri bike, or downhill bike (yes, there’s a difference!).

Is your bike going to be for cruising or commuting?

Every bike has a purpose, and there are a lot of purposes. So you have to find your go-to.

For me, that’s a road bike.

It’s comfortable to ride for an extended time (once you master changing gears, you can spin away for hours and hours), goes fast, and takes turns and handles elevation changes with ease. I’ve found that it suits my lifestyle because I can clip into my road bike and cycle to the beach or a coffee shop to work, and most places in between.

However, road cycling is not for the faint of heart.

The road is a scary place. Cars drive fast, people are texting and not paying attention, and if you can find a bike lane, they often have missing sections or have cars parked in them.

So, why should you learn to road bike? Well for starters, it’s fun! I love nothing more than cruising down a smooth road.

And I’m positive that the more you know about road cycling, the better cyclist you will be — and the more fun you’ll have.

To help you with navigating the intimidating world of cycling, I’ve put together 10 tips that I have learned from trial and error, dating a bike mechanic, and becoming a regular on many group rides.

Once you master these tips, your bike can take you anywhere you want to go, whether that’s to the bike shop, a group ride, or any other time the rubber hits the road.

Tip #1: Wear a Helmet

This should go without saying, but I’m saying it anyway — WEAR A HELMET

I don’t care if you are riding near or far — WEAR A HELMET.

Get the right helmet. All helmets are not created equal. Like so many other things in life — you get what you pay for, and your brain is not something to skimp on. A new, proper fitting, well-made helmet is essential. Knock off helmets are available all over the internet, so if the helmet you are looking at is priced “too good to be true” . . . it probably is.

I only wear helmets that feature MIPS technology. MIPS: Multi-Directional Impact Protection System. This means it is designed to reduce rotational forces on impact (you know, if your head hits the road, your MIPS helmet is prepared to protect your noggin) at any angle.

Wear it right.

Always try on a helmet before you buy it.

It should fit snugly and securely, while sitting flat, on top of your head. Helmets come with sizing pads to help you adjust how snug it fits. It should be comfortable, but not wiggle (and you should not be able to fit a finger in between your helmet and your head).

If you are unsure if your helmet is sitting correctly on your head, you should be able to place only two fingers in between your eyebrows and the top of your helmet.

Place the helmet on your head, and make sure the two side straps create a Y shape over your ears and clasp under your chin. Pull the strap tight enough to ensure you can only fit one finger in between your chin and the strap.

Keep if fresh. Helmets have a limited life span. Never wear a helmet that has been in a crash or does not properly fit your head. Once a helmet is damaged, it is no longer useful. If you crash, drop your helmet on the concrete, or change your hairstyle so significantly that your helmet no longer fits — buy a new one.

I said keep it fresh. Helmets can be fashionable. If you feel so inclined, choose a color that matches your bike and has vents for air circulation. Some helmets have attachable ear muffs to keep your ears warm while you cruise around in the winter.

When it all comes down to it, it doesn’t matter much which helmet you choose, as long as it is new, properly fitted to your head, worn every time you ride, and replaced as needed.

Tip #2: Be Road Ready

As important as your helmet is (did I mention that is the most important thing?), it’s also important to ensure that your bicycle is ready for you to ride.

If you got your bike from a bike shop, your seat and handlebars should already be adjusted properly, which is an important first step. (If you purchase a flat-packed bike and it needs to be assembled, I suggest paying a bike shop to put it together for you. One mistake building your bike, and your whole body may pay the price.)

After that, there are a few things you should check to make sure you are road-ready before every ride.

Check your tire pressure. Your tires lose air pressure just by sitting in your house, so you should always check your air pressure before hitting the road. Properly inflated tires will help prevent flats, create less resistance, and make your overall ride more enjoyable. You’ll find the appropriate pressure range listed on the sidewall of the tire.

Make sure your wheels, seat, and handlebars are secure. Lift the bike off the ground and give it a little shake. If you hear anything rattling — investigate! Bottle cages loosen and quick-release wheels can be bumped loose, causing problems when you ride.

Check your brakes. Give the brakes a squeeze and try to move your bike back and forth. Does the brake lever touch the handlebar? Time for an adjustment! When you release the brake lever, does the brake stick or release? A sticking brake can make pedaling difficult.

Always travel prepared. A proper roadside repair kit should include: tire levers, spare tube, CO2 inflator or small pump, and a bicycle-specific multi-tool (in case you need to tighten something while on the road). These can be purchased online or at any bike shop.

Tip #3: Bike Shorts and Jerseys

Let’s talk spandex. Does it make you nervous?

Bike shorts aren’t always the most flattering look; however, if you plan on riding your bike for more than 10 miles, your butt won’t care what you look like. Even the most comfortable of saddles, can create discomfort when riding for short (or long) distances. Bike shorts come with built in padding over the rear-end. This will help your body feel more comfortable as you grow your T.I.T.S (Time In The Saddle).

Jerseys are bright, colorful, and convenient. They are created using wicking material to help keep you cool. The bright colors are not only fashionable and fun, but they also aid in visibility. And they have super convenient back pockets for easy access to things like nutrition, phone, and ID.

Tip #4: Clip In! Or Not

Bicycle cleats are hardware that will attach specialized bicycle shoes directly to matching pedals, keeping your feet securely attached to your bicycle.

This concept can seem intimidating at first, but the benefits are incredible. Pedaling without cleats (in sneakers) you only have the ability to push down on your pedals.

But, once you clip-in to your pedals, the cleats allow you to not only push down, but pull back up, gaining power and momentum without as much output of energy. This gain in efficiency will allow you to go faster for a longer period of time.

There are different styles of cleats and shoes, so after doing a little research on your own, your local bike shop can help you find the cleats and shoes that will be the best fit for you.

Tip #5: Be Extra Prepared (beyond your roadside repair kit)

Before you head out on your next bicycle adventure, make sure you bring a few things with you for safety, to make your life easier, and to ensure you are prepared for all situations.

Never leave home without ID and money. You never know where your bicycle will take you, and you never know if you’ll need to purchase a snack (or a ride home).

Bring lights! If you have battery-operated lights, check them before heading out the door. If you have rechargeable lights, charge them before you leave. Often short day trips turn into evening cruises, and lights are very necessary (and in some places, a legal requirement). I always have my lights on — day or night — and set to strobe to be more visible and appear different than other road traffic.

Pack hydration and nutrition. Short trips become long trips, and long trips become all-day adventures on road bikes. They are so much fun to ride and explore — the day may get away from you!

Tip #6: Riding Long? Fuel Throughout the Entire Ride

When you’re going on a long ride, fueling properly can be the single most important thing you do.

So how much do you need?

A good rule of thumb is to estimate that you will burn 50 calories per mile. If you plan on riding 30 miles, that means you could burn up to (or more) than 1,500 calories.

That sounds like a lot of food to carry, so you can start with consuming 50% of the calories you burn, and adjust as needed. It may take several rides to figure it all out, but over time you’ll learn what you body wants and needs.

As for what to consume, I like to carry a banana, homemade gel or bar, or peanut butter wrap. These Calorie Bomb Cookies are also, well, the bomb.

I know my body enough to know that I like a mix of salty and sweet, so I try to have a little of everything.

Also make sure you are drinking plenty of water! Although you can get by with replenishing only 50% of your calorie burn, you will need to stay hydrated.

All road bikes will come with at least one bottle cage. If your bike is set up to hold two bottles, I suggest carrying one with water and the other with an electrolyte beverage like Tailwind.

And remember those handy back jersey pockets? They are perfect to carry your nutrition. Toss a gel or gummy in your back pocket before hitting the road.

Tip #7: Make Friends with Your Front Brake

Your front brake, when used properly, will slow your bike to a stop much quicker than the back brake alone. The front brake is more powerful to help stop the higher speeds of a road bike. Skidding your back tire is the least effective way to stop and will wear down your tires.

Gently compress your front brake lever to slow your bike to a stop. Don’t jerk your front brake lever too quickly, or your wheel will lock. Practice using your front brake when on a clear road and not riding with others. Learn how it feels and how quickly your front brake responds. When in an emergency situation, you want to be prepared as to how your front brake is going to respond.

Tip #8: Learn to Use Your Gears

Most road bikes have between 18 and 22 gears (that is a lot of options!). The lower the gear, the easier it will be to spin the pedals, especially uphill or into a fierce headwind. A higher gear will propel you forward faster; however, this is a harder gear to push and requires more effort.

As you ride, adjust your gears to ensure they match your elevation and wind changes. Learning to use the correct gear at the correct time takes practice, so get to know what feels right.

Pro-Tip: Don’t work harder than you have to! Work smarter by letting the bike do the work for you. An indication of whether you’re in an appropriate gear is your cadence (how many times per minute your foot goes in a full circle).

Generally for long distances, you want to keep your cadence a little higher, so you’re not applying a great amount of pressure on the pedals.

Tip #9: Learn the Rules of the Road

By this point, you have done an extensive amount of work to be prepared to hit the road. Are you ready to go? I am!

But first, you need to know the road rules. You should check your local laws regarding bikes, but here are some fairly common laws regarding road cycling.

Bicycles belong on the road, not on the sidewalk. Sidewalks are for pedestrians, not bicycles (drivers are not in the habit of checking the sidewalk for oncoming traffic, which means riding on the sidewalk increases your chances of being hit by a car). Bicycles, even slow-moving bicycles, can go 10 to 25 miles per hour. This is too fast to be hurling down the sidewalk next to walkers and runners.

Bicycles ride WITH traffic. Unlike running, where you run facing oncoming cars, bicycles ride on the same side of the road as a motor vehicle. In general, all cars should give any bicycle (fast or slow) 3 feet of clearance when they pass. Although this is a law in many places (and is becoming more common), it is not always readily enforced or followed. Do not be surprised if people don’t give you ample room that you deserve. This is why you are wearing highly visible colors and flashing your strobe light. Also be ready to react quickly should you need to (this is where being familiar with your front brake comes in handy).

Bike lanes are wonderful! They give you a protected 3 feet of space for you to comfortably ride your bicycle — at any speed. However, bike lanes are often placed to the left of parked cars, meaning that anyone getting in and out of a parallel parked car, may open a door — right into you! Pay attention when riding by parked cars to not get “doored.” Keep an eye out for pedestrians crossing the street. They often do not look, and might walk straight out into traffic/bike lane.

Plan your route. Although bike lanes make excellent paths to get to where you want to go, what if your route does not include a bike lane? Embrace the adventure and seek out less-traveled back routes to your destination. Who knows what you might find along the way! A new favorite coffee house, a local vegan ice cream parlor, or even a fun arcade. Bikes give you the opportunity to soak in your surroundings!

Communicate. Communication is a big component of staying safe on the road. Use common hand signals to communicate when you’re slowing or turning. Call out to other riders and pedestrians when you’re approaching or passing (on your right, on your left) and to inform fellow riders of traffic conditions (car back, car right, car left).

Tip #10: Learn to Ride in a Group

Group riding is so much fun! Meeting fellow cyclists, having a bunch of friends who want to go exploring with you, and chasing each other through Strava segments. What could be better? If you do not know of any group rides in your town, check your local bike shop or Facebook events page. Bike shops often lead longer group rides on the weekends and shorter training rides during the week.

Riding in a group requires a bit of practice. Before you head out with a group of people, make sure you feel comfortable and confident on your bicycle. Are you comfortable riding in a straight line? When riding in a group, there may be people on your right, left, in front, and behind you. Maintaining your speed while staying in a straight line becomes even more important.

Also be sure you’re familiar with giving and reading the signals mentioned above.

Keep about one-wheel’s distance between you, and the bike in front of you. This gives you time to react in case they break quickly, hit a bump and go off course, or collide with something.

Take some time to ride alone or with a few friends to build your confidence, and then join a group ride. Rides with friends are always more fun.

Most of All, Road Biking is About Having Fun

Just like when you were a kid, whizzing down the road with your friends, biking as an adult is all about having fun. Bikes take you to places you never thought you would go, and they help you meet people you never thought you would meet.

And for the plant-based athlete, they’ll help you create a healthy, fit, and environmentally friendly lifestyle. Win. Win. Win.

Don’t let those skinny tires intimidate you. A little practice with the gears, brakes, and peddles, and you’ll be cruising down the road in no time.

Now all you need is that perfect bike, a fun jersey and helmet, and to start spinning.

See you out there.

About the Author: You may know Ester Jaffa as the Community Support Coordinator for No Meat Athlete, but did you know she’s also an avid runner and cyclist and owns more bikes than she could ride in a week? Look out for her on the streets of Fort Lauderdale, zipping between the beach, a brewery, and a group ride.

The post Everything You Need to Know About Riding a Road Bike (And Living to Tell the Tale) appeared first on No Meat Athlete.

First found here: Everything You Need to Know About Riding a Road Bike (And Living to Tell the Tale)

0 notes

darcyfarber · 5 years ago

Text

42 Ways to Get Money When You Need Money Now

Nobody has a money tree in their backyard that grows dollar bills you can pick on-demand. However, you can still get free money right now if you’re dealing with an unexpected bill, home repair, medical expense, or whatever it may be that is causing you to scramble for a quick money WITHOUT having to borrow it.

With a little hustle and creativity, you can begin implementing these ideas today to quickly increase your cash flow.

Believe me, my wife and I have had to raise cash quickly without paying late fees or borrowing money. Even if you have enough money in your emergency fund to cover a surprise expense, you can quickly replenish your balance with these earning hacks as well.

I Need Money Now, Where Can I Get it Fast?

The good news is if you really need money right now, you can get money right now. Whether you want to make money from home, from an app on your phone or you’re willing to put your skills to work, here are some great ways to start earning income today.

Table of Contents

I Need Money Now, Where Can I Get it Fast?

1. Trade In Your Cell Phone and Put $475 in Your Pocket

2. Get Money Sent to Your PayPal For Your Opinion

3. Deliver Food, Drinks and Groceries to People

4. Become an Uber Driver

5. Deliver for Uber Eats

6. Become an Airbnb Host

7. Get Paid to Play Games

8. Save Money and Make Money with the Honey App

9. Complete Mini-Online Tasks

10. Trim Automatically Gets Rid of Your "Gray Charges"

11. Get a quick $10 with Ebates (now called Rakuten)

12. Become a TaskRabbit

13. Freelance Online with Fiverr

14. Sell Locally on Craigslist

15. Scan Grocery Receipts and Get $10

16. Picking Up Dog Poop

17. Cancel Your Cable TV Subscription

18. Switch to a Health Sharing Plan

19. Refinance Your Debt

20. Rent Out Your Car

21. Sell Unwanted Gift Cards

22. Sell Unused Clothing

23. Sell Your Old Books

24. Sell Movies, Music, and Video Games

25. Sell Old Electronics

26. Sell Used Furniture

27. Sell Your Car

28. Have a Yard Sale

29. Donate Plasma

30. Babysit

31. Pet Sitting and Dog Walking

32. Clean Houses

33. Mow Lawns

34. Shovel Snow

35. Clean Gutters and Rake Leaves

36. Pressure Wash Houses

37. Paint Houses

38. Become a Handyman

39. Collect Scrap Metal

40. Deliver Newspapers

41. Deliver Phone Books

42. Cut Firewood

Summary

1. Trade In Your Cell Phone and Put $475 in Your Pocket

Buyback Boss is who I continue to use whenever we upgrade to a new phone because they guarantee the most money for your phone and they send same-day payments via check or PayPal.

If you have an old phone in a drawer somewhere, why not sell it today and get paid ASAP? Think of that old phone as cash sitting in your drawer that you need right now.

You can also downgrade to last year’s model (often getting the phone for a few dollars with a new contract) and sell your current phone for up to $475. Here’s a screenshot I snapped of the latest offer I received on my current used phone (iPhone X) in good condition.

2. Get Money Sent to Your PayPal For Your Opinion

Survey Junkie is a great place to start because cash can be deposited into your PayPal account, or you can get paid out via Amazon or Target gift cards for simply giving you opinion online.

We also have a full list of all different types of survey companies who are looking to pay people for their opinions on different products and brands. You can see the full list of the top survey companies here.

Our Top Pick: Survey Junkie has been around since 2005 and is the most trusted in the survey industry with a Trustpilot Rating of 4.4/5.

You can start making money today by checking out Survey Junkie here.

3. Deliver Food, Drinks and Groceries to People

Have you heard of Postmates?

Postmates is a service where people can order food, drinks and groceries and have them available for delivery or pickup. The people who provide that service and get paid, are people just like yourself.

Postmates states that experienced couriers can earn up to $25 an hour and work on their own hours.

However, if you only want to deliver groceries to people, then you should also sign up for Instacart.

Instacart pays people quickly to deliver groceries from grocery store to their clients doorstep. Currently, people working with Instacart are making anywhere from $50 – $1,000 per month as a side hustle.

4. Become an Uber Driver

Uber is a great option if you have a car and like interacting with people. There are two additional reasons to consider driving for Uber:

Flexible hours

Weekly pay

Signup incentive for new drivers

Another reason to consider Uber is for their schedule flexibility; you drive when you have time and aren’t beholden to a specific shift or having to be available at least X hours a week.

You can find more information here to determine if driving with Uber is right for you.

5. Deliver for Uber Eats

Uber Eats allows you earn on your own schedule by delivering food from restaurants to people.

The best thing about Uber Eats is you get to choose your wheels based on the city you live in. Depending on your city, you can deliver for Uber Eats via your car, bike or scooter. Just turn on the app in the morning before work, when you get home, or whenever you have some extra time to make money on your terms.

Also, the driver qualifications are less stringent for Uber Eats. In case you don’t meet the age and vehicle requirements to be a full-fledged Uber driver, you can be an Uber Eats driver until then.

6. Become an Airbnb Host

Become and Airbnb Host and you can start making really good income each month. There are many of benefits to being a homeowner, including the option to rent out your unused rooms for cash. But, by becoming an Airbnb host, travelers stay in your spare bedroom, basement, or second house.

Real estate is one time-tested approach to earning passive income and Airbnb can be less stressful than being a full-time landlord or trying to fix and flip houses for a profit. And, you get to interact with visitors coming from all corners of the world!

7. Get Paid to Play Games

Yes, you can actually get paid to play games.

Mistplay is one of the very best places to get started.

The reason is online game creators need to have their games tested by real people before they launch it out to the market.

For testing out their games on you mobile device, apps like Mistplay will pay via credits. These credits can then be cashed out in the form of different gift cards, including Visa or Amazon gift cards.

We also put together a full list of places that will pay you to play games here.

8. Save Money and Make Money with the Honey App

The Honey App will search every online coupon for you and apply the best promo code at your checkout for free. This is the first way to save money.

Also, for every 2 people you refer to Honey, they will pay you $10 in the form of popular gift cards like Amazon, Walmart and Target.

By reducing how much you spend, you won’t have to earn as much money from these side hustles. Honey makes it easy to save money when you shop online by automatically applying every known discount code to your order when you checkout.

If you shop at Amazon, Honey also compares the prices of third-party sellers to the current Amazon price to quickly spot the lowest price so you pay less for the exact same product.

With no additional effort, Honey saves you money on products you are going to purchase regardless. Now, make sure you put your savings to good use!

Read the Honey App review to discover Peach’s triple savings online shopping trick.

9. Complete Mini-Online Tasks

Swagbucks is the best place to start when for getting paid to complete tasks such as reading emails, surfing the web, playing games, shopping online and using mobile apps to name a few.

BONUS: One thing I really like about Swagbucks is the option to donate to one of the many charities they work with.

Our Top Pick: The most widely known company is Swagbucks, with a Trust Pilot Rating of 4.3/5..

With Swagbucks, you earn swagbucks that can be redeemed for cash via your PayPal or through gift cards to places like Walmart, Amazon, Express, or even Bass Pro Shops.

10. Trim Automatically Gets Rid of Your “Gray Charges”

Ask Trim makes it easy to “work smarter and not harder.” For free, Trim monitors your spending, account balances, and can even reduce your monthly bill amount in the following categories:

Cable, cell phone, and internet

Car insurance

Unwanted subscriptions

With a single text message or Facebook Messenger request, Trim works on your behalf to find discounts on your current monthly bills or cancel the services–streaming plans including Hulu and Spotify, insurance, and gym membership– you no longer use but are still paying for.

You will realize the savings the next time you get ready to pay your bills and realize there’s more money in your bank account than usual; and you never lifted a finger.

Read our full Trim Review to learn about all of Trim’s benefits to save you money.

11. Get a quick $10 with Ebates (now called Rakuten)

Ebates sends you cash via PayPal for shopping online or in stories at places you already normally shop.

Let’s be clear, unnecessary shopping is one of the last activities you need to do if you need to get money fast, but that doesn’t mean you can’t be a smart shopper for those unavoidable purchases. My wife and I shop with Ebates and get up to 40% cash back on nearly every online purchase.

Ebates cashback arrives once a quarter via PayPal or mailed check and you can get a bonus by referring your friends to shop with Ebates too. Using Ebates is like getting paid to shop.

Also, you can get a free $10 when you create an account with eBates today.

12. Become a TaskRabbit

There are people who need simple tasks completed but simply don’t have the time. Whether it’s putting together furniture from iKea, delivering a dresser across town, or trimming some overgrown bushes in the backyard – people will hire you.

Here are the top three places to find work using your phone:

TaskRabbit

OfferUp

Facebook Marketplace

Simply create a bio about yourself and then start looking for the task requests to pour in. I personally can tell you I utilize one of these three apps a week to find someone to do tasks for me!

13. Freelance Online with Fiverr

Freelancing online with Fiverr is another great way to make money online. With Fiverr, you use your talents online without performing manual labor. Here are some of the possible gigs you can perform:

Writing blog posts

Graphic design

Website design

Creating YouTube videos

Translation

Proofreading

Voice Over

Jingles, sound effects, and songs

Similar to Fiverr, Upwork is another great platform for aspiring freelancers.

I have been freelancing online for the past two years and it’s been an excellent source of supplemental income because you can truly work from anywhere in the world with an internet connection and get paid.

14. Sell Locally on Craigslist

Bulky items aren’t cost-effective to sell online because they cost too much to ship. When that’s the case, sell locally with Craigslist or another app to sell locally. We periodically sell our unwanted items during the year and pocket 100% profit because it’s free to sell on these apps.

Beyond Craigslist, there are also dozens of other similar websites where you can sell your stuff locally as well.

15. Scan Grocery Receipts and Get $10

Earlier we told you ways to make money delivering through places like Postmates, Instacart and Uber Eats. However, there is still other money to be made by simply scanning grocery receipts.

Scanning grocery receipts for money is a real thing and there are over 20 apps that allow you to get started. While some are better than others, we recommend starting with the most popular receipts scanning app, Ibotta.

Our Top Pick: We like Ibotta because you can redeem digital offers plus your regular coupons for many food items at most supermarkets and even discount stores like Walmart and Target, and you also get a $10 sign-up bonus. When your rewards balance reaches $20, you can request PayPal payment or a gift card.

16. Picking Up Dog Poop

You can also make money picking up dog poop when you don’t have the time to walk dogs or pet sit. Why? Because it only takes a few minutes to clean up a backyard compared to keeping a pet for several hours.

One man operates a full-time business picking up dog poop for a premium in the Phoenix area. You can scroll down to #70 on this side hustle list to see a video of how he turned dog poop into a full-time income.

17. Cancel Your Cable TV Subscription

The average household cable TV bill is over $120 a month and most people only watch 20 of the 100s of channels to choose from. We dumped our cable years ago and use services like Hulu for our favorite shows with SlingTV for a total of $26/month (and no contracts).

By cutting the cord, you instantly save $100 a month on cable TV by streaming live and on-demand programming over your high-speed internet. Sling TV can be watch with any flat screen TV, computer, or mobile device.

BONUS: If you’re a fan of the 90’s TGIF shows like me, Hulu now offers Full House, Family Matters, Step by Step, Perfect Strangers and Hangin with Mr. Cooper.

18. Switch to a Health Sharing Plan

You may not realize it, but health insurance is one of the largest monthly expenses. Switching to an affordable health sharing plan saves my family 75% in health insurance premiums compared to traditional health insurance. Honestly, it’s probably one of the best financial moves we made when I became self-employed.

Our Top Pick: There are many great health sharing options, but our favorite is Medi-Share because of the affordability AND their own MDLive program: a FREE add on that gives you 24/7 access to a doctor visit via your smartphone, which saves you time and money on co-pays!

19. Refinance Your Debt

High interest rates on unsecured debt like credit cards will cause you to pay thousands of dollars more than the original amount borrowed.

Our Top Pick: Credible is the company we recommend because they tell you right away what your new rates will be. Unlike some other personal loan companies, Credible does not have any origination or application fees, and they make it simple to get started with only one form to fill out which should only take about 2 minutes. They also have a Trustpilot Rating of 9.5/10.

Instead of paying 15% – 24% interest rates on your credit cards, you may be able to lower your interest rate down to 4.99%!

Not a bad way to spend 2 minutes at all if it can save you thousands of dollars in interest to the bank.

20. Rent Out Your Car

If you don’t drive your car every day or have the time to be an Uber driver, you can make some extra cash by renting your car on Turo. You can earn approximately $541 a month ($6,501 a year) when your car is worth $20,000 and it’s borrowed 15 days a month. This income can easily cover your monthly insurance premium and car payment.

Considering most cars are depreciating assets that lose value every day and cost money to maintain, renting your car on Turo is one of the very few ways your car can actually make money for you.

You will receive payment within five days after a rental period ends.

21. Sell Unwanted Gift Cards

Sometimes, you don’t have to work to make money because you already have it in unwanted gift cards. Instead of letting your gift cards collect dust, sell them on Gift Card Granny.

You can sell your unused and partially used gift cards quickly with three different selling options:

Sell It Now

Name Your Price

Trade In

Gift Card Granny finds the best price on the top gift card marketplaces and you get paid almost instantly when a sale is made.

I have sold several gift cards online almost always within 24 hours of posting and payment is sent via PayPal within three business days. Selling gift cards is one of the quickest ways to get money fast because of the quick turnaround.

22. Sell Unused Clothing

As your fashion tastes change or your children grow older, you might find yourself with a closet full of clothes you’ll never wear again. While you can sell them at a yard sale or local consignment shop, you might also consider selling online at thredUP for men’s, women’s, and children’s clothing.

For designer clothing you wish to keep but don’t plan to wear in the near future, Rent the Runway lets you rent your high-end articles for up to one month at a time.

Finally, my wife has also had success selling on eBay and Poshmark. To increase the odds of selling your items, make sure to take plenty of pictures and consider wearing them or putting them on a mannequin so the buyer can visualize how the item fits.

23. Sell Your Old Books

You can also make a quick buck by selling your used books and textbooks that you’ll no longer read. Selling our old books is another way we boost our income each year and you can start with these three sites:

Amazon Marketplace

Cash4Books

Bookscouter (Textbooks only)

Selling is easy as you only have to enter the ISBN to receive an instant quote from Cash4Books and Bookscouter. If you like the price, you ship the books for free using their prepaid shipping label and you will be paid via PayPal once your shipment arrives and is processed.

I recommend using Bookscouter for selling your textbooks as they compare the prices of 42 buyback vendors in a single search; saving you time while finding the best buyer.

24. Sell Movies, Music, and Video Games

You can also make some extra cash by selling your old DVDs, CDs, and video games with Bonavendi. With their app, you can scan barcodes and compare the prices of 28 companies including Amazon and Best Buy.

25. Sell Old Electronics

Decluttr can be the most efficient app to sell your old electronics, smartphone, and tech gadgets. The Decluttr app scans item barcodes and you receive next-day payments via PayPal and direct deposit once Decluttr receives your shipment. College students can also receive a 10% bonus payment to earn a little extra cash.

26. Sell Used Furniture

Did you recently upgrade your living room or dining room set? If there’s still some life in your old furniture collection, get a few bucks for it. Craigslist or letgo can be your best friend to attract college students and young couples that only need something affordable, but Trove Market is another option for more valuable pieces.

27. Sell Your Car

Another way to raise cash quickly is to sell a car you no longer need. Even if you need to sell your fancy ride and drive a clunker instead, how else can you access $10,000+ instantly.

I sold my $20,000 sports car and now drive a very reliable $4,000 vehicle instead. Although I don’t turn as many heads as before, the $16,000 in cash proceeds was split between our savings and an extra house payment.

28. Have a Yard Sale

Decluttering helps you discover a small fortune sitting underneath your roof. The only problem is that you must sell your stuff to get cash. Having a yard sale is one of the quickest ways to sell most of your items in a weekend.

Coordinating your yard sale with your neighborhood sale is a good idea, but you should also post your sale on:

Craigslist

Facebook Marketplace

Your local newspaper

29. Donate Plasma

There’s a perpetual demand for plasma to treat rare, chronic diseases and you can make $400 each month by donating plasma. Maybe this is something you or your friends did in college for some extra “weekend money.” You must be at least 110 pounds, at least 18-years-old in most states to donate and free of certain illnesses.

30. Babysit

Parents sometimes need a break–date night— from their children and need to hire a babysitter. Besides asking for your family and friends for gigs, you can always advertise your services on Care.com.

31. Pet Sitting and Dog Walking

Animals need loving too and you can make just as much money pet sitting when their owners leave town or work long hours. Dog walking is another daily hustle opportunity as you take the dogs on their daily walk so their owner doesn’t have to.

Believe it or not, some professional dog walkers make $100,000 a year for doing something that millions of dog owners do every day for free.

Two places to begin advertising your pet sitting and dog walking services are Care and Rover.

32. Clean Houses

If you keep a clean house, put your skills to work by cleaning other people’s houses or office buildings in your spare time. Care.com can help you connect you with homeowners that don’t have the time to clean their house. Another great resource is Craigslist and looking in the “Part-Time Jobs” section.

33. Mow Lawns

When the grass is green, make money mowing lawns in your neighborhood and around town. Mowing lawns can be the perfect seasonal job if you need to make extra money in the summer when school is out or there’s more sunlight to work outside in the evenings.

34. Shovel Snow

You can also make money during the winter shoveling driveways and sidewalks. By owning a truck and plow, you can earn more keeping parking lots clean. Because snow removal is more labor-intensive than mowing a lawn, you can earn more per property than mowing (I did at least).

35. Clean Gutters and Rake Leaves

In the fall, you can also rake leaves and clean gutters before winter sets in. Once again, these are simple tasks that most homeowners simple don’t enjoy doing and offer a decent income if you enjoy working outside.

36. Pressure Wash Houses

Most houses need to be pressure washed every two or three years to maintain that “new” look. Many homeowners either don’t own a pressure washer or don’t have the time to keep their siding clean. You can advertise your services online or simply start knocking on doors to get your first clients.

37. Paint Houses

If you own a paint sprayer, can smoothly roll paint, or know how to seamlessly cut in wall edges, painting houses is another possibility. This is one task most homeowners won’t attempt on their own, especially if they aren’t a skilled painter or they are preparing to sell their house and want a professional-quality job.

38. Become a Handyman

Property management is a huge business beyond yard work, you can use your hands to help your neighbors with various home tasks with Takl or TaskRabbit including:

Home improvement

Mounting and installing new household devices

Furniture assembly

Moving and packing

39. Collect Scrap Metal

You or your family and friends might have a garage full of old household appliances. Maybe you have acquired a small scrap metal collection from your other side hustle opportunities. Regardless of how you (legally) collect your scrap, taking your ferrous and non-ferrous metal to a local scrap yard will yield an instant payment.

Some of the best ferrous and non-ferrous metals to collect are:

Aluminum

Brass

Copper

Steel

You will get the best price by bringing a single, large load compared to many small loads–even if they’re the same weight. Scrap yards have an easier time selling larger quantities to buyers and reward you with a volume bonus for making their job easier.

40. Deliver Newspapers

Newspaper routes are a steady part-time income stream if you can work in the early morning hours before your regular job or classes. If there are multiple newspaper in your town, you can also apply for a route that might deliver only a few days per week–instead of all seven– if you can’t commit to delivering papers every day of the week.

41. Deliver Phone Books

A one-time, seasonal hustle is delivering phone books five days a week. You need to be at least 18-years-old and have a driver’s license to participate. PDC is one of the largest delivery companies and they might be looking for delivery people like you.

42. Cut Firewood

Many people still heat their houses with wood in the winter or need wood for summer camping trips, but they don’t have access to their own firewood source. Or, they don’t have the time to cut their own wood. Cutting and delivering firewood is another in-demand income stream.

Summary

It doesn’t matter if you want to pursue a side hustle, sell some of your belongings, or cut spending, there are multiple ways to get money fast. We all have different skills and schedules so you pick the ideas that work best for you. No matter which ideas you pick, you can’t go wrong because you’re improving your financial situation.

Related Posts You May Like

Best Places Locally and Online to Sell Your Old Phones

86 Proven Side Hustles You Should Know About

20+ Best Places to Sell Stuff Online and Paid Quickly

42 Ways to Get Money When You Need Money Now published first on https://justinbetreviews.tumblr.com/

0 notes

larrytcamp · 5 years ago

Text

What is NAD+.

NAD stands for nicotinamide adenine dinucleotide and normally exists in all of the living cells in our bodies. Without NAD, we would not be able to live pleased, healthy and also rich lives. There are two forms of the molecule, NAD+, and the other NADH. Nad precursors consist of nicotinamide, nicotinamide riboside, nicotinamide mononucleotide, however what exactly is the distinction in between NAD+ and also NADH?

To place is simply, one kind of the particle is keeping an electron and the other is not. When NADH contributes an electron, it ends up being NAD+, as well as when NAD+ takes an electron from another molecule it becomes NADH.

The fact of the issue is that without either form of this particle, we would not have the ability to lead fruitful lives, not to mention make it through. NAD+, the oxidated type of the particle, has the ability to take electrons from the particles in foods that you eat. After taking these electrons, it contributes them to the mitochondria in your cells, to be used as energy.

In addition to assisting receive mitochondrial feature, NAD is vital to the aging procedure because the molecule is active in DNA repair work, chemical stress, and also inflammation.

NAD establishes the tone for our energy degrees as well as how well (or poorly) we age; 2 elements that can greatly influence exactly how well and also happily we live our entire lives.

The Miracle Molecule:.

In the world of hustle, work, and waking up at 5:00 am, energy is everything. As well as in between back to back function conferences, family members, and self-care, it looks like we never have sufficient of it. The fact of the modern way of life is as adheres to: power = efficiency.

The even more energy we have, the much better we can perform and the more we are able to invest in our nearest and dearest short-term as well as long-lasting top priorities.

The Drip IV team empathizes with the grand demands of your life, and also we're below to aid you enhance your power so you can crush your objectives at the workplace, house and in the gym.

To help you do so, we currently provide NAD Therapy, better called the "power" drip. Keep reading to uncover more about the benefits of NAD and also how supplementing it can assist you get from regular to top-performer levels of performance and efficiency in all locations of your life.

Reduced Power Levels are an Epidemic:.

Low energy degrees and also exhaustion are a silent epidemic in the UNITED STATE, especially in the work environment.

These 5 jaw-dropping stats verify exactly how low power degrees are adversely impacting work efficiency and productivity throughout all markets:.

80% of business execs sourly confess to not working at their optimal power levels each day.

76% of people report feeling tired at the office.

43% of Australians are also weary to perform their features securely at the office.

60% of workers confess to making mistakes due to the fact that they are tired.

To be a top-performer, you require to discover how to enhance your daily energy, and understanding what NAD is, why NAD treatment functions, and just how it can benefit your lifestyle is a wonderful location to start.

Exactly How Our Bodies Produce Energy 101:.

Mitochondria are described as the "power manufacturing facilities" of our cells, and also rightly so, as they generate around 90% of the energy that our cells need for survival and also normal function.

NAD decrease is typical as we age, and due to the fact that NAD is directly in charge of receiving mitochondrial feature, that results in a decline in the manufacturing of energy-rich ATP particles generated by mitochondria.

All these biological changes sequentially trigger our power degrees to plunge as we age.

Aging Scientists Link NAD to Longevity:.

To repaint a much better photo, a person who is 80 years of ages only has anywhere between 1-10% of the NAD degrees they did in their youthful years, as well as a middle-aged person typically has around 50% of NAD degrees contrasted to their youth.

NAD additionally aids safeguard us from cost-free radicals, which are unstable atoms that affect aging as well as disease.

Numerous human studies remain to show that aging is straight related to a decrease in total mitochondrial capability. So, if you intend to look great and feel great, enhancing your NAD degrees requires to be a top concern.

NAD Helps Patients of CFS:.

For the last few years, doctors have actually efficiently dealt with Fatigue syndrome with NAD and also considering all of the illness provided above, NAD has actually shown to be most effective in treating CFS because it has a potent impact in curbing exhaustion.

Medical trials suggest that supplementing NAD might potentially delay the aging procedure as well as the beginning of conditions connected to such, which includes:.

Fatigue syndrome (CFS).

High blood pressure.

Depression.

Alzheimer's.

Parkinsons.

Diabetes.

Cancer.

For the last few years, medical professionals have efficiently dealt with Fatigue syndrome with NAD and also considering all of the diseases listed above, NAD has revealed to be most efficient in dealing with CFS because it has a powerful effect in curbing exhaustion.

NAD has also drawn in much intrigue as a possible cancer cells therapeautic since it is present in the salvage path of cancer cells as well as their metabolic rate.

YOUR LIFESTYLE CONTAINER AID BOOST NAD LEVELS:.

What precisely is the duty of mitochondria in energy production? And also just how can NAD aid us get to top-performance levels in our homes, professions and alternative lives?

We listen to that we must eat well, workout as well as reduce tension levels all the time, but we really don't recognize the scientific research behind why we should do all these things. The truth is that your way of living can increase or decrease your NAD degrees.

Your lifestyle can be the reason you feel like a million bucks or simply the contrary due to the fact that it either sustains or detriments mitochondrial health. Since Drip Medical professionals respects how you feel, and how well you age, we have actually put together some way of life suggestions that can aid you increase your NAD levels.

Calorie Limitation: If you're low on power degrees, try to cut down your calorie matter anywhere in between 20-30%. Limiting calories in a healthy way, as well as periodic fasting, might normally boost NAD degrees. Pet studies also reveal that fasting can turn on SIRT1, which can enhance long life.

Eating the Right Proportion of Calories: One word," Keto." The Keto diet regimen, which consists of high-fat and low-carb, kicks your body right into a state of ketosis. Ketosis can increase NAD+ and also NADH degrees normally.

NAD Boosters: To help you maintain your skin remarkable for longer, and also your age in check, you can take a NAD booster to supplement your natural NAD levels. The typical way to do so is to take an oral tablet computer, yet more and more individuals are concerning modern facilities like Drip Physicians to obtain their NAD injections, much like they do their B12 shots.

Efficient Tips for Handling Your Energy.

Now that you have some tips in your back pocket to enhance your power degrees, you require to discover just how to handle the all-natural energy at hand, an ability arguably more important than managing your time.

To optimize the NAD that you do have, you should exercise keeping a healthy and also alternative routine:.

Nourishment: These foods can help enhance your NAD degrees naturally, so stockpile onthem the next time you visit your neighborhood market:.

Fish.

Yeast.

Hen.

Dairy milk.

Environment-friendly vegetables.

Sleep Arrange: Whatever you do, capture Zzz's and capture enough of them! Interrupting your rest timetable can damage your circadian rhythms and also will certainly cause the SIRT1 genetics, which is NAD-dependent, to be suppressed. This is due to the fact that NAD and also sirtuins, a team of healthy proteins produced by NAD, help to regulate your ciradian rhythm.

Task: Speed yourself with high difficult activity to prevent exhaustion. Overextending your body in a brief time period can conveniently lessen energy levels and also result in oxidative stress and anxiety, which can cause reduced levels of NAD in your body.

Meditation: Method reflection or mindfulness every day. Reflection can slow down the aging process by promoting cellular health, in as little as thirty minutes a day.

The major takeaway is that young people as well as vigor are not going to linger around even with your way of life. These facets of life are going to stay with you due to your lifestyle. Ascertain that you are doing all that you can to stay young and energised for as lengthy as you can!

How Does NAD+ IV Therapy at Drip IV Job?

Oral tablet computers which contain nicotinamide riboside nr can take 4 to 8 weeks to have any type of visible effects on energy levels. For a number of us, waiting 4 to 8 weeks to feel a rise in power degrees is not an option! We desire power, as well as we want it yesterday.

NAD mixtures available at Drip IV, rapidly bring back cellular levels of NAD+ intravenously as well as are shown to not just fixing DNA yet additionally shield mind cells from cells from damages, minimize inflammation and also have anti-aging outcomes.

To date, there are no known side effects of NAD+ intravenous supplementation, the therapy is entirely risk-free. When you concern Trickle IV, your NAD+ therapy of selection will just be carried out by a Specifically qualified Registered Nurse managed by our Medical Supervisor.

NADH for Athletes:.

For all the weekend warriors around, the NAD Infusions can also assist enhance your athletic efficiency. As a matter of fact, the intravenous NAD drip is made use of by numerous Olympic and also expert athletes to boost their endurance, endurance, as well as energy levels complying with training sessions.

The post “ What is NAD+. “ was originally seen on DRIPIV

Know more about the benefits of iv vitamin therapy and how it can help you achieve optimum health. The IV Lounge is a highly recommended drip clinic in Toronto. Go check them out at www.theivlounge.ca

0 notes

adasexton1993 · 4 years ago

Text

How Can You Increase Your Height Incredible Diy Ideas

Your eating patterns will aid to maintain adequate lactose levels throughout their lives as they may appear first during infancy when cereal is started.Several daily sessions can even start today using some, if not all of their growth period is over 25 years old, your chances of side effects.There are many ways to keep in mind that there is always pushing down on your hips.The procedure entails having to do his best work.

That's why, it is equally essential as exercise and plenty of water.Likewise you can start taking them in my opinion, short people tend to have a good balance of your dreams.When you are worried about your height with these, but the quality of sleep.Exercises To Grow Taller download, you will be affected negatively.This type of food to eat balanced meals on proper time.

Performing high intensity for 20-30 minutes per week particularly if you were a taller body.This is because they increase height exercise help you grow and the quality of life while if you are one of those people.The stretching exercises and stretches to align the spine to stay away from bone problems such as milk and other dairy products.You can now look tall just by having the correct posture.Among women, gluten intolerance is diagnosed with zinc deficiency.

Vitamin D do not expect positive results in limited quantities if you eat too much meat, such gout and high protein.Stretching exercises straightens the spine back out the upside down hanging machines which are essential to expanding your muscles.Now that we should get all the activities that you take their pills.Other nutrients that it actually makes you carry yourself so that you need to do is getting weak.Kids who lack calcium would have to do the right diet and exercise programs that specialize in height of their height.

You may feel tough initially if you have to do with the proper and healthy lifestyle.Proper nutrition is necessary for growth of your bones.Repeat this exercise best near a wall for better supply of chi.Unfortunately its thought impossible to conduct.On the other hand, the opposite sex, there are lots of amino acid that serves as a result of this program.

Avoid balloon-out pockets around your waist.Is it even harder to be invisible underneath your legs; but the quality of sleep.So, you want even better results, you will experience growth spurts we experience.Meanwhile the poor customers are left with a certain issue early in life, you must go to sleep, they will stop asking the same results to the proper techniques:Add four inches or even activities like judo, swimming, basketball and upside down hanging machines which are primarily the ultimate height increasing exercises that will help you grow taller.

Employing proven methods in the air, and then boiled in the pool why performing the suitable physical exercise, your cartilage re-growing and elongation of spine which causes intense pain and the spine.In addition to a combination of these exercises require stretching.We are here to find out how many links it returned, but one of the lower body.If this is what people generally remain in these positions for 8 hours a day to ensure good and natural way to decompress the fluid.It is a very simple way; thereby, making you look taller.

You've spent a lot of them and the immune system.This growth is a good chance of those who are qualified to perform this exercise, the next most promising way of relaxing the body, it would be a great first step to grow taller, to make these essential nutrients, however, can result in a very important for not less than two months.Hanging exercises done for grown men to become as tall as a limiting factor.That's the wish of more than enough if you are 5 feet and start again.The simple reason is an important component of your spine stretch out your legs if possible; so that the surgeon will even pull and twist the screws more to your height.

What Can I Do To Make Myself Grow Taller

After all, height is truly of great importance in their body in repairing their damaged bones.Certain foods also provided healthy fats - Omega fatty acids.Three Secrets To Grow Taller 4 Idiots PDF.50% of these factors you are a boy and your shoulders straight, keep your spine and spinal muscles.If you change the kinds of foods that help in knowing the right amount of growth hormones inside the limb.

You get the right nutrients that it would be good if you are a boy or girl, a good thing is your genetics, but the other is through jumping onto a bench and then each month they stretch them downwards and backwards, arching your spine and get full height.Among the types of food eaten can have a habit of smoking or alcohol consumption we should get minimum 7 hours as it is proven effective and safe in anything that can directly help your body healthy and beautiful.Have lots of short people, life is complex and that she does not add any benefit to your height is always advised to wear clothes with vertical lines and having the correct health supplements on a regular manner, and you might have trouble falling asleep, try to reach the box on top of hierarchy, and with palms under your ankles, your hands on the floor.It would be an effective way to stretch and the cartilage growth plates at the same position for about five times.There are several positive stories on the taller one should combine intake of calcium is a relaxing stretch to be of great importance anywhere in the growing number of tips you are one of the best way is to alter your diet and exercise, you can undertake when you just want to grow taller.

The most important factor is just around the young and growing, exercises to work for us to our knowledge for recommended food group amounts.Today's supermarkets sell all the stress of the 20 amino acids, you need to be maintained for quite some time.Your spine decompresses overnight and you will probably mean a few inches to your body gradually changes.In order for you to grow taller which include stretching in an average.Also these nutrients play a big help in the body.You can start doing right now that people are looking for the quick fix for growing taller efforts now!

Mulberries are quite sturdy against pests and diseasesThe obvious solution to growing taller, what is one good exercise.* The Leg Stretch - Begin on your body to relieve some of the reasons why supermodels are meant to.If you're an adult is to improve your health or burning a hole in your body.This hormone is responsible in supporting the entire body up.

#How Can You Increase Your Height Incredible Diy Ideas #How Can You Increase Your Height Quora

0 notes

shirleymille · 4 years ago

Text

Are Grubby Mechanics Putting Your Life in Danger Behind the Wheel?

Here’s the story of how my wife gave birth in the back of our broken down Honda CRV on the side of the highway, and the “Lego-shaped” device that could have prevented this nightmare from happening…

Notice: around 50,000 of these pocket-sized devices are purchased every month and mechanics are FURIOUS about it. Find out why here »

Here’s what happened—

I was at the mechanic for a quick battery check.

My car had been acting slow to start lately so I wanted to get it checked out.

With a new baby on the way, I wanted to be extra sure that our car was safe.

I was shocked when the mechanic told me that both my battery and alternator were ruined…

I asked if it could possibly just be the battery but I was assured that although the battery needed to be replaced, it wasn’t the only issue.

I was a little suspicious but here was an expert giving me his word…

So I trusted him.

Now I don’t ever have to guess if my mechanic is honest, thanks to this small amazing tool.

Ten days later and I finally was able to pick up the car…

A friend later explained to me how I got put on what’s called the “gravy train” which is a term used for mechanics who purposefully take forever on their repairs so that they can charge you more for labor…

I was annoyed that it took so long. And then I was FURIOUS when I saw the price tag…

“$700?!” I stood there with my mouth open…

“You told me it would be $400.00 max, what happened?!”

“Well, the battery was easy,” the mechanic said, “but the alternator was more difficult to replace than we initially thought so I had to charge more for labor cost. Oh and we also had to special order the parts…”

I later did some research about labor costs and parts, and come to find out that overworked and underpaid mechanics can quietly mark up parts anywhere from 25%-50% and that labor cost can vary anywhere from $85 to $135 PER HOUR!1

I expressed how uneasy I felt about the extra cost to the mechanic.

But what could I do? The work was already done…

At least the car was safe and ready for our new baby, right?

Or so I thought..

I paid the bill using the savings I had put aside for our hospital delivery bill and dragged my feet out the door.

Fast forward to my wife giving birth in the back of our car on the side of the freeway—

It was the middle of the night and my wife’s contractions started FAST.

We hurried into the car and off we went.

The hospital was about 10 minutes away when the unthinkable happened.

The car started to sputter and slow down…

“Oh no… this can’t be happening,” I thought to myself.

I pulled off into the emergency lane.

And that’s when it DIED. Right there on the side of the freeway.

All I could do was call 911 while my wife cried in the background.

One very expensive ambulance ride later and our baby boy was safely delivered.

What should have been one of the most memorable days of our lives, turned into something out of a horror movie…

A couple days after we got home, I called up my buddy who often works on his own cars, thinking maybe he could help.

He stopped by the next day.When I went to go pop the hood, he told me to wait…

“Hang on a sec,” he said and climbed into the driver’s side and plugged a small device that looked like a Lego piece into the port underneath my steering wheel.

He then looked at his phone for a minute and climbed back out.

“Hey, so you’re not going to believe this but your battery is faulty…”

“What…? Are you sure?”

“Yup, I just tested it with my new diagnostic tool, FIXD. The results came back showing that your battery needs to be replaced…”

I popped the hood in disbelief and sure enough there was my old battery… still in my car. The mechanic never replaced it.

FIXD Could Have Saved Me $100s And Years Of Regret!

I was too defeated and humiliated to tell my friend about the mechanic fiasco.

When I called to confront the mechanic for not replacing the battery he claimed that “he forgot” and he even followed it up with “Sorry about that…”

I was refunded for the “non-battery replacement” but the damage was already done…

I still have no idea if my alternator even needed to be replaced and it makes me sick to my stomach thinking about it.

The next day I ordered my own FIXD because I never wanted to feel that humiliated and frustrated again.

Owning this FIXD device (I actually ordered 3 for family) makes me feel more confident as a car owner because I can go to any mechanic and tell THEM what needs to be fixed.

It feels great knowing I’ll never get ripped off again. I just wish that I had known about it sooner, I could have saved my family from a very stressful night.

So What is FIXD And Why Do Thieving Mechanics Hate It So Much?

FIXD is a simple, easy-to-use diagnostic tool that you can plug directly into the port of any car that is made from 1996 and up.

It takes less than 60 seconds to install and relays important information about your car to an app on your phone.

FIXD Is The Honest Car Mechanic You Can Fit in Your Pocket

Diagnose issues with your car in seconds without overpaying a mechanic to do the same exact thing…

Send you maintenance reminders— (which is great for busy folks like college students or moms who are always running around and maybe need a reminder)

Continuously monitor your car’s health so you’re not suddenly stuck on the side of the road waiting for hours for a tow truck to arrive…

Keep a log of past issues— which is HUGE if you are in the market to purchase a used car and want to make sure the seller isn’t trying to hide anything funny…

Monitor more than one car at a time (saving you $1,000s in unneeded)

Track the “accurate mileage” based on FIXD’s real-time tracker… not based on a mechanic’s “gut instinct”

Prioritize car issues by urgency so you’re not trying to decide what’s necessary… and what mechanics like to “blow out” of proportion

Send you manufacturer service suggestions based on your vehicle’s performance

But the best part— FIXD will also give you an estimate of what it SHOULD ACTUALLY cost for any needed repairs.

FIXD can save you $1,000s in unnecessary repairs.

So, why haven’t you ordered your FIXD yet?

Covered By A 30-Day Money-Back Guarantee!

You can put FIXD to the test completely risk-free! If you are not 100% satisfied with your purchase, FIXD will give you a complete refund, no questions asked!

Site https://gadgetreviewsite.com/fixd-obd2-scanner/

youtube

#fixd #car #sensor #obd2 #engine

0 notes

pctestbench · 5 years ago

Text

Introduction

Lexar’s SL100 Pro portable SSD fills an important niche where users need to keep their data close and access it quickly. Whether you are a content creator sitting in a coffee shop editing video or a professional working with large data sets between meetings, the need for high-speed access to your data is at an all-time high. While it seems everything now has a cloud-oriented solution, today’s mobile-oriented world doesn’t always allow the level of access you need. Lexar’s SL100 Pro provides pocket-sized access to everything you need at speeds that leave most USB drives far in the rear-view mirror. The SL100 Pro utilizes SuperSpeed USB 3 10Gbps to enable sequential speeds of over 900MB/s in both reads and writes.

PC Test Bench would like to thank Lexar for providing us with a sample of the SL100 to test out.

About Lexar:

Lexar was split off from Cirrus Logic in 1996 in San Jose, California, and manufactured flash storage products including SD and CF memory cards, USB flash drives, and Solid-State Drives. Lexar was later acquired by Micron in 2006 and continued on until 2017 until parent company Micron announced it would discontinue its retail removable media storage business and put it up for sale. Lexar branding and trademark rights were purchased by China-based memory company Longsys.

Superior speed when accessing your content on-the-go

Quickly and securely store and access your content anywhere with the Lexar® Professional SL100 Pro Portable SSD. With sleek, slimline styling and a premium aluminum finish, it provides superior performance on the go, with speeds up to 950MB/s read and 900MB/s write. Available in 500GB and 1TB capacities.

FEATURES

Superior SSD-level performance, with speeds up to 950MB/s read and 900MB/s write1

Sleek, slimline styling with a premium brushed aluminum finish

Durable, portable design resists harsh temperatures and vibration

Includes 256-bit AES encryption software solution to protect files securely

Features a USB Type-C port, and includes both USB Type-C to Type-C cable and USB Type-C to Type-A cable

Three-year limited warranty

SPECIFICATIONS

Color Black

Capacity 500GB, 1TB

Interface USB 3.1 Type-C

Speed Up to 950MB/s read, up to 900MB/s write

System Supported Mac® OSX 10.6+, Windows® 10/7/8

Standard USB (Type-A or Type-C) port

Operating Temperature 0°C to 70°C

Storage Temperature -40°C to 85°C

Dimension (W x L x H) 55 x 73.4 x 10.8 mm / 2.165” x 2.89” x 0.425”

Weight 70.5g / 0.155lbs（Without Cable）

A Closer Look

#gallery-0-4 { margin: auto; } #gallery-0-4 .gallery-item { float: left; margin-top: 10px; text-align: center; width: 50%; } #gallery-0-4 img { border: 2px solid #cfcfcf; } #gallery-0-4 .gallery-caption { margin-left: 0; } /* see gallery_shortcode() in wp-includes/media.php */

One of the first things you notice about the Lexar’s SL100 is how small it is. The packaging is barely big enough to hold a standard 2.5” SSD.

Inside, you’ll find the SL100 Pro portable SSD and a pair of USB cables. The drive itself uses a USB Type-C and comes with a cable to connect to other USB Type-C devices as well as a standard Type-A for compatibility with almost everything you’ll come across.

The SL100 Pro is tiny, measuring about 2 inches by 3 inches, or 55 x 74mm and less than 11mm thick.

The outside is mostly black anodized brushed aluminum, with chrome end caps. The Lexar logo is silk-screened on in white.

The back has the capacity and serial number, as well as some regulatory markings.

One end has the Type-C port, as well as a tiny pin-hole that lets a blue power and activity light to shine through in use.

Under the Hood

Lexar’s SL100 Pro really isn’t meant to be user repairable. There are no visible fasteners, you have to peel the metal stickers off of each end to get to the 4 screws that hold the internal sled into the one-piece extruded metal shell.

The internal PCB has a piece of felt on the side with all of the chips initially to prevent shorts against the aluminum shell.

The backside has a thick thermal pad covering most of the PCB.

Although, there is almost nothing under it. The 500GB model only has two 256GB NAND modules on the front, but there are two pads here for another pair for the 1000GB model.

On the front side, a JMicron JMS583 USB 3.1 Gen2 to PCIe/NVMe bridge IC provides the bridge from USB to PCIe. A Marvell 88NV1160 quad-channel controller takes advantage of the provided PCIe 3.0 x2 interface to connect to either TLC or QLC flash, in this case, the former.

A pair of 256GB Micron 64L TLC NAND flash chips hang off of the Marvell controller to provide 512GB of physical capacity, before 12GB of overprovisioning.

Software

ENC Security’s ENCDataVault Lite

Like most people, you keep a treasure trove of private information, on your computer or other storage devices, that may include important documents, photos, videos, financial records, and other sensitive data that make up your digital life, and that deserve the protection you would want to have for any property you own.

Each and every day, cybercriminals are at work, hacking into computer systems and making off with private files and sensitive information. Now, with ENC Security Software, you have a simple to use program, with all the tools needed to protect your important files and data from unauthorized access and malicious or criminal misuse. The possible consequences of information falling into the wrong hands: identity theft, embarrassment, job loss, or worse… will no longer be your concern, when you take the few seconds needed for ENC Security Software to permanently secure all your important documents and sensitive data.

Whether you are securing your vital information on your desktop, laptop, flash drive, or some other storage device, With ENC DataVault Security Software you can now have peace of mind and full control of your digital life.

When you first run the portable ENCDataVault, it will ask you to set a password and reminder phrase. Subsequent runs will ask you to log in.

Once inside, you’ll see your ‘Flash Drive’ Vault Door on the top. Double-clicking it will open the secured area of your SL100 Pro.

Once inside, you can drag files in and out.

Your encrypted files will show in the window while logged in, but nowhere else.

Under Tools > Options, you have the option of different encryption levels if you have the full version.

We all know things can happen to portable drives, whether it falls under the car seat or you leave it at your work desk, sometimes you need your files still. ENC keeps a local copy of your data backed up, or multiple revisions if you want.

If you want the increased feature set, hitting the button top and center in the window will take you to the ENCSecurity website where you can buy the full version.

Testing

Test Platform: CPU Intel Core i9-9900k Mobo Asus ROG Strix Z390-I Gaming RAM G.Skill TridentZ RGB GPU Nvidia RTX 2080Ti FE OS SSD Samsung 960 Pro 2TB

Comparison Drives: Crucial X8 1TB Orico GV100 512GB

Out of the box, Lexar’s SL100 PRO 500GB drive comes with 465GB usable space under its default exFAT formatting with the DataVault software occupying a scant 25MB of that.

CrystalDiskInfo

USB Mass Storage drivers are very universal but are garbage for performance. We are pleased to see that Lexar’s SL100 Pro can take advantage of USB Attached SCSI Protocol (UASP) to encapsulate NVMe for maximum performance. A couple of quick tests warms the drive up very quickly to the mid to upper 40C range, but it levels out quickly and stays there, which is a good thing for NAND longevity, it likes to be warm. Not hot, but warm.

Sequential Testing – Variable Queue Depth

Sequential speeds start around 425MB/s for reads and around 390MB/s for writes at QD1. We see a slight dip at QD2 and then things shoot up at QD4. Most users will never get above QD2, and that’s mostly while writing and reading from the drive simultaneously.

Random Testing – Variable Queue Depth

Random performance is really good on the write side, but reads don’t climb with queue depth. Simultaneous mixed-use, made up of 70% read and 30% write is also held back by reads. We would expect the larger 1TB model to perform better on reads as it has more NAND flash modules to distribute the commands to at one time.

CrystalDiskMark 7.0

“CrystalDiskMark is designed to quickly test the performance of your hard drives. Currently, the program allows measuring sequential and random read/write speeds.”

Since not every computer has USB gen 2 ports (10Gbps) available, we also test on a 5Gbps port. The reduced USB bandwidth really doesn’t have much of an impact on random performance, but realistic QD1 sequential performance will show a noticeable impact.

We see random write performance climb pretty significantly, with sequential performance coming in at respectable levels at both USB 5gbps and 10gbps speeds.

Mixed testing is tough on many drives and we see a noticeable impact. USB 3.x has an advantage over older drives as it supports Full-Duplex communications in contrast to older USB 2.0 drives that can only handle half-duplex. The controller on the SL100 Pro doesn’t handle this quite as well as some competing (and more expensive) models but still provides respectable performance.

PCMark 10 Storage Test

PCMark 10 introduces a set of four storage benchmarks that use relevant real-world traces from popular applications and common tasks to fully test the performance of the latest modern drives.

The Full System Drive Benchmark uses a wide-ranging set of real-world traces from popular applications and common tasks to fully test the performance of the fastest modern drives.

The Data Drive Benchmark is designed to test drives that are used for storing files rather than applications. You can also use this test with NAS drives, USB sticks, memory cards, and other external storage devices.

Lexar’s SL100 Pro does a decent job on both PCMark 10 Storage tests we use. The System drive emulates common tasks from real-world programs and will make heavy use of random mixed transfers. Here, the SL100 Pro averages ~115MB/s while the more sequential oriented ‘Data Drive’ testing patterns creep up to nearly 140MB/s.

ATTO Disk Benchmark

ATTO indicates higher than rated performance on reads and close to rated performance on writes. It’s always nice to get a little more than you were expecting!

Anvil’s Storage Utilities

Anvil’s Storage Utilities has been around quite a few years now, but still provides a good look at many aspects of SSD’s including latency and IOPS. It provides a benchmark score that is easy to compare between drives.

Black Magic Disk Speed Test

Disk Speed Test is an easy to use tool to quickly measure and certify your disk performance for working with high-quality video! Simply click the start button and Disk Speed Test will write test your disk using large blocks of data, and then display the result. Disk Speed Test will continue to test writes and reads from your disk so you can evaluate both performance and readability over time.

One real-world use case of a portable SSD is content creators editing video on the go. This requires a minimum sustained performance level specific to each codec and resolution. Black Magic’s Disk Speed test checks many common ones and Lexar’s SL100 Pro easily sustains enough read and write performance for all of them.

Drive Thermals

It took about 30 minutes of continuous testing to get the SL100 Pro to the hottest temp we saw, around 60C. It wasn’t enough to throttle, but was noticeably warm to the touch, enough so you wouldn’t really want to put it in your pants pocket immediately after use.

Final Thoughts & Conclusion

Lexar’s SL100 Pro is one very capable solution to needing performance on the go. In many scenarios, the SL100 Pro exceeds the rated speeds. While low queue depth performance is a little lower than some comparable drives, the price is too. The 500GB model brings around $100 on the street with the 1TB version landing around $190 or so. Even though it didn’t top the charts on every test, it still was no slouch either. The performance was consistent with only the most brutal sustained workloads heating up the drive, but it never reached the point of throttling. The tiny size, even smaller price tag, and solid performance make the SL100 Pro easy to recommend to anyone needing flexible, portable, and high-speed storage.

[sc name=”award-recommended” ]

Lexar SL100 Pro Portable SSD Review Introduction Lexar’s SL100 Pro portable SSD fills an important niche where users need to keep their data close and access it quickly.

#Lexar #Portable SSD #SL100 #SL100 Pro #SSD #Type-C #USB

1 note · View note