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dalsethel · 7 years ago

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Hybrid: first bit

So... figured i’d post this here. I’m an amateur writer, and i honestly wasn’t sure where else to put it. @probablyhybridrpgideas, HERE IT IS!

All was quiet in my room. The predawn darkness was comforting, as were the sheets wrapped around my body. Then, my alarm clock went off. No matter how low I turned the damn things volume it always made my ears feel like they were on fire. Blessings of being an elf. I glared at the red numbers for a second before slamming my hand on the off button. Something looked off about my arm, but I couldn't quite place it. I dragged myself out of bed slowly, reluctant to leave the warm covers. It was winter, and i’d made the dumbass choice to not put on pjs after my evening shower. The cold air gave me goosebumps everywhere. I walked over to my dresser, pulling out a set of undies, not caring if the pieces matched. No one would see anyways. I noticed the dim light catching strangely all the way down my outer thigh and shin. Quickly fastening my bra in place, I walked over and turned my rooms light on. Darkvision can only do so much. It took a painful second for my eyes to adjust, and when they did… I was expecting that maybe i’d somehow gotten soap dried on to my leg, or that i was just imagining things. I was not expecting to have grown a thin coating of blueish-silver scales on my legs. I gasped and stumbled back, no idea what i was hoping to accomplish. Then I saw my arms. The scales covered the back of my hands and my forearms like a pair of gloves, continuing up to my shoulders, leaving the flesh closest to my torso exposed. I slowly turned and looked at my full body mirror. The scales covered about as much as video game female armor. I could have walked around buck naked and just looked like I was wearing a skimpy jumpsuit. Scales traced my brow, the ridge of my nose, my eyelids, thinner, more translucent ones coating my cheeks and forehead. My eyes were the same silver they’d always been, but the pupils were like triangles pointing down. I couldn't help it. “MOOOOOOOM!?”

A few minutes later I was downstairs, sitting across the table from my mom, holding a mug of hot chocolate. “Oh Brei… where do I begin? I mean, i'm sure you might have figured bits of it out but… Corellon, I never thought this would happen.” My mom sighed. I had actually figured a bit out. I’d never known my dad. Mom had always said he’d been stronger than any elf, and that wanderlust had taken him from us. “Argentum was… he was a dragon. Not the kind you tend to read about in stories, the ones that always hurt and hoard and burn. He was a metallic. A silver. His kind protect us from the chromatics.” I could feel my stomach churn just a little bit. It was one thing with a human, but how would you… I mean, the size… and they were like, animals…

“How…?’’ I gestured helplessly.

“When we met he was in a different form. He looked just like any other elf. He remained that way until he left.” That… sorta explained it. “Brei, I know you’re confused. Anyone with unusual heritage is when they find out. I wasn’t expecting this to happen either. You showed no signs for so long… but that doesnt mean I wasn't prepared. How do you feel about getting your ears pierced?” I stared at her. Where did that come from?

“Uh… sure? I mean, i’m good with it but… why?” I internally facepalmed. I can talk just fine upstairs, but everything that comes out of my mouth… just... grr. Speaking of my mouth… something felt off there too.

My mom chose that moment to start talking again. “I had an earring made to hide any potential… beauty marks. I figured if they happened you would like to keep them hidden until you got adjusted.” The words didn't really register. I was too busy feeling out my mouth with my tongue. The tongue itself felt thinner, rougher, more maneuverable. I was also fairly certain my teeth were sharper. All of them, not just my canines. I stuck out my tongue, cringing a little bit at the long, forked sliver of flesh that came out. More came out than I intended and I quickly retracted it. Some deep part of me wondered what Val would think. “Brei, hello? Anyone home?” I quickly looked up at my mom. She looked extra concerned. “I saw that look. You’re worried about something.” She stared into my eyes, the emerald green seeming to expand slightly. “Anything or anyONE you want to tell me about?” I winced. Val and I had been dating three months and I had yet to tell mom we were anything more than friends. Damn mom radar.

“Well… you know Val, the drow i’ve brought over a couple of times? We’re… sorta…” She looked at me with slight disapproval. “Dating.” She stared at me witheringly and I shrunk back in my seat.

“Brei… you know our kinds relationship with drow. They slaughtered us by the THOUSANDS! Being friends is one thing but DATING!?” I shrunk back further. Suddenly her expression softened, the anger slipping away to reveal a slight smile. “Well, if that doesn't testify changing times, I don't know what does.” Waves of confusion washed over me. She was ok with it? But what was the…? Oh.

“Mom… you really need to stop messing with me like that. No-one finds it funny but you.” She smiled unrepentantly. I glared at her, feeling my eyes adjust in ways they hadn't before. She refused to back down, instead casually looking at the clock.

“Well, if you don't want to be any later to school, you best get dressed and let me take care of your ear.” She moved her hand through the motions of a conjuration and a slim needle of energy appeared. I stood and walked over. She stood and turned my head sideways before gently slipping the needle through my earlobe. I felt her slip the stud in, felt the slight tingle of illusion magic wash over me. It felt cold and vaguely wet. Mom smiled at me. “I decided to leave the eyes. Now, go get dressed, unless you want to make a major fashion statement at school.” I looked down at the mismatched graphic shirt and sweatpants i’d put on. Val had bought me the shirt as a joke. “My girlfriend worships Lolth” was emblazoned in red paint over the black cloth, replete with a graphic of an elven profile. I cringed internally. That probably tipped off the relationship to mom. I needed somewhere different to put that. I ran upstairs and pulled out some jeans. I looked in the mirror. The shirt fit nicely. It would probably look good with my leather jacket.... I decided to keep it on, quickly changing into the jeans and grabbing said jacket. What a rebel I was. I looked over at the mirror, making sure the earring worked fully. Just as mom said, it left the eyes untouched. I quickly grabbed a comb and straightened out my hair- which, now that I knew about my heritage, the blue color made a little more sense- put on some socks and my boots and raced downstairs.

There was a slight uneasiness in the car as we drove to my school. I could tell mom was worried, probably thinking about how I might be judging her life choices. She worries about stuff like that despite being a couple centuries old. Last month was her 250th birthday, a big thing for us elves. 150 years of being considered a full adult isn't anything to sniff at. Granted, legally we’re adults at 18, same as everyone else, but the old traditions still apply in most circles. As we pulled up to the drop off point, she sighed. “Be careful Brei. We don't know what else has changed. Worst comes to worst… try not to land yourself a murder or assault charge.” I looked at her. She was genuinely worried about me accidentally killing someone? No matter how strong you are, it’s hard to kill someone accidentally without the use of a weapon or magic, and both of those were hard to use accidentally. Granted, in the case of the latter, sorcerers were a thing that happened every now and then. Was she implying i might be a sorcerer? “Brei, it’s not getting any earlier.” Oh shit.

“Oh, right, byemomiloveyou!” I practically flew out the car door and up to the school doors. Ooh… flying… I was part dragon, maybe i’d develop wings. Wait a minute, since when was I getting used to this? And wouldn't having wings make getting dressed and stuff kinda hard? I pushed the door open and went into the front office. A human teen with dusky skin was manning the time stamp. He looked over at me, clearly bored.

“Third period.” he stamped a pass and handed it to me. I nodded to him and ran towards the F- section of the school. The school is pretty well organized. Each section was a letter of the alphabet, A on the east side of the school through F on the west side, 100’s on bottom, 200’s on top. Third period was an elective for me, Gods in our Time. It mostly went over the ways all the ancient gods like Lolth and Corellon had changed since the middle ages. Today we were supposed to cover the circumstances of the treaty drow had made with everyone else- which happened recently enough that there were black and white photographs of all three of the gods involved. I made it to the end of the hall, made a right turn, and flung open the door, just as the start of class bell rang. Val was sitting in her usual spot at the back of the class, keeping a spot open. I quickly took it. She looked at me oddly.

“Why’re you in such a rush? More importantly, where were ya this morning? I didn’ see ya in the library.” She had the oddest drawl, probably from watching too many westerns. I personally found it cute, but some of the teachers found it annoying. I looked at her.

“I uh… had some family stuff to take care of. Sorry I missed our usual meetup.” She narrowed her eyes at me- quite a vibrant shade of purple- before relaxing.

“Jus’ don't do it again, ‘less it’s important stuff.” She smiled warmly- not easy for a drow to pull off.

#dungeons and dragons #writing #new author

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azanycollectormilkshakeworl-blog · 6 years ago

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I have a permit test in about an hour and I forgot what kinds of insurance are required in the state of Minnesota? There are 2 of them I think it's liability and no fault? Help please?

brentwood insurance

Insurance rates and quotes?

hi im Robert, im From the MD NJ NY areas. lived mostly In Maryland and central New Jersey my life im 19 i lived in florida for a little over a year. wanted to stay but the Economy has done its toll on me and my bank account & Loosing a job there but back in MD i have a new job and also an opportunity to work out of the Baltimore Office or the Freehold NJ Office. i know when my father had an Courier delivery company he paid Alott and out raged prices to insure his trucks. and even paid 950 a month for one car in staten island NY. which was the place we lived for time. but anyways. i have a chevrolet G2500 Express Cargo Van that i do nothing really but commute and put tools in for side work and remove trash and stuff. and take on road trips because i can turn it in to a RV within 30 minutes and hook up a genertor. its pretty cool. but thats in-material, so anyways. i don't want to Pay through the Nose for Common/Average Car/Truck insurance Any Answers or suggestions will be glady Appreciated! Thank You!""

Insurance didn't report?

My sister couldn't afford to pay her car insurance. Her insurances company never reported to the DMV that it was canceled. why? She even got speeding tickets and i thought the police do a run when they pull you over. how is this possible?

Insurance on 2009 A4 TFSI (I'm 19)?

What would be the insurance rate for a 2009 Audi A4 TFSI (4 cilinder 2.0 turbo) for me, I'm 19 years old and I live in Florida. I have a 2008 335i which is V6 twin-turbo and the insurance is high, can't afford US$6000 a semester. thank u""

Can I drive without insurance?

hey people, so basically, I am going to turn 17 next month and will get my provisional. I am then going to take my theory test, along with driving lessons and then on to the practical test. Once I pass, I want to obviously drive, however the insurance premium for new drivers these days is ridiculous! I was wanting to ask if I can drive my parents car (which is insured to them) with their premission, or do I have to be insured as the next driver? By the way, the car would only be something like a 1.0 - 1.4 litre petrol. Thanks in advance!""

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I am loooking for car insurance. But its so expensive. Can anyone recommend a company?

Can anyone recommend a company that does car insurance for below 2000? Im desperate!!

""I'm not covered by car insurance by my parents insurance, I still live at home,..?

They don't allow me to drive the cars because I'm not covered. Can I drive the car when it's in another house that they own?

No Insurance means i cant get temporary plates? MTO !!?

i recently recived a car, so i went to switch over the ownership and get temporary plates apparently i need to have insurance to get temp plates, but i do not plan on driving the car, i just need the plates to park it underground...without plates the car will get towed! i called to get an insurance quote..and theyre charging me 600 a month just to leave the car parked up. i only have my g1 so i dont know why theyre assuming i need to drive it...what do i do now. i dont know anyone who will get plates in their name for me !! i dont want all my money to be wasted""

Pregnant. insurance and medicaid?

i just found out that i am pregnant. i called my insurance and they said that i am 90% covered and that i would be responsible for covering the other 10%. can i still apply for medicaid to cover that 10% or will that have to come out of pocket?

Antique Car Insurance Question?

I own a toyota Camry as my primary vechiale if i am buying a 1983 Dodge ram would that be considered an antique car? if it would is there anything special i would have to do with that car? and how much would i expect to pay per year on insurance? (Pennsylvannia)

Will my parent's car insurance go up if I get my drivers license?

Ok I am 17 years old and will turn 18 soon. I have a lerners permit at the moment. My parents have Geico auto insurance and they will not let me get my drivers license because they said their rates would go up as long as I live at home and they can't afford to pay for my insurance. I called geico and they said it would go up,and they asked me what vehicle I would be driving. I told them that I don't have a car, and they said you have to be assigned to a car as a 'part time driver'. But the problem is, I don't need a car right now, I can drive a motorcycle. In the state of florida, motorcycle insurance is not required, but a class e drivers license is required to operate the motorcycle. So if I get my drivers license, why should my parents car insurance go up if I were to drive a motorcycle that does not require insurance at all?""

How can I get car insurance?

I just turned 18, i'm going off too college but I have a stable part time job. I make about 500-800$ with a car payment of 300$ And i want to buy a policy for myself. Before i look into that I wanna know about how much should I expect to pay extra monthly?""

Can I get insurance myself at 17?

I'm 16 right now and I have been diagnosed with major depressive. My mom lost her insurance in May last year and I haven't been to a doctor since. My symptoms are getting worse and I attempted suicide a couple months ago (refused to see a doctor afterwards because I didn't want social services to get involved). I have a family history with depression and mood disorders and my condition is only getting worse. I tried to get insurance all summer and fall last year, but I couldn't qualify for medi cal (I live in california) because of my age supposedly and my old doctor refused to sign off on minors consent. I'm wondering if things will be different by the time I turn 17? Will I be more likely to be accepted by then? Is there anything else I can do that won't get my mom arrested and me put into the foster care system? I feel like the social workers have a gun pointed to my back right now.. if I say much more about my problems to them they'll take me, and my little brother. Also CPS is not an option I want nothing to do with them or foster care. I would rather continue on and die in my condition than go to the foster home in my area, I've met kids stuck in that system and continuing on without medical care seems better than living in that hell hole. And I certainly wouldn't wish that on my little brother.""

Can you stay on your parents' health insurance?

If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?""

How can i legally make my parents dependents for medical insurance?

i want to legally file for my parents to be dependents for medical insurance. we live in the state of IL. what is the prerequisite? how should we proceed? we would preferably like to do this without involving a lawyer. thanks in advance for reading this and offering any suggestions!

Insurance question?

My friend has a 1990 Mazda B-2200 Club Cab 4x2 and he's paying $140 per month for insurance. I keep telling him that if he gets a new car his insurance rate will go down because of the safety features on that car. His truck has no ABS, airbags or any other safety features besides seatbelts. He's looking to get a 2008 Volkswagen Rabbit. Now the Rabbit has standard 4-wheel ABS, front, side and curtain airbags, traction control, etc. The price of the car is around $17,000-18,000 but he's still worried that he'll pay more each month. Is that actually true or am I completely wrong?""

""Were can i find cheap car insurance from, for 22-23 yr old woman?""

Were can i find cheap car insurance from, for 22-23 yr old woman?""

What is the cheapest way for me to get car insurance?

So I am in a bit of a pickle. I was fortunate enough for my mom to buy me car. However, I need to pay for insurance. She has an insurance company but I am not allowed to be added on it until I am 21, because her car is a company car and has special insurance. So I cannot be added under her. So what is the cheapest way to insure my new car. Do my own insurance and pay a lot more $$. Or have her do another insurance on this car and add me as a secondary driver. Although, we would both be paying insurance and I am the only one driving. Bit it would pretty much cost the same. What do I do to get a cheap insurance company and how! NOTE: Please do not leave a link and say go to this website (They never work, take forever, need all this info, and some cost money) Also dont say call an insurance company. For now just please give me advice. Thanks (:""

2008 Pontiac Torrent WRECKED PRICE ??? Insurance adjustor question?

I have a 2008 Pontiac Torrent that was recently hit while park heres a list of what was damaged Rear Axel is twisted all rear suspension QuarterPanel Rocker Panel Tail ...show more

Car insurance cost for a young driver?

My son is nearly 19 years old and having driving lessons. I am worried about the cost of car insurance for him. I have heard if he goes on my insurance it would be a lot cheaper. I have been driving around 10 years now with a clear licence, so my insurance is quite low at the moment. I was wondering if he were to go on my policy how much extra it would cost me if I were to protect my no claims?""

Health insurance question?

I would like to go to the doctor but i don't want my parents to know about it. i have an insurance from my father's work. Will they know about me going to the doctor, since i will use the family's insurance?""

""Where can I find affordable insurance for sickle cell, full time student?""

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

brentwood insurance

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Santa Monica California Cheap car insurance quotes zip 90405

"Santa Monica California Cheap car insurance quotes zip 90405

Santa Monica California Cheap car insurance quotes zip 90405

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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If I have a SR22 bond do I need car insurance as well? I've heard about them letters the BMV sends out and I don't wanna lose my license if they ask if my car is insured.

What are the chances my daughter could get good health insurance?

That's affordable? She has a few preexisting conditions. Spina Bifida (birth defect) asthma and Chiari Malformation. She only has one kidney. Right now she's receiving ...show more

Car insurance?

I have been looking about getting a small car and i was just wondering how much younger people have paid for their insurance. Im 18 and it is really high and i was wondering if it was like this for everyone??

Parents of Teens Drivers insurance question?

I wanted to ask parents who have teen drivers. how much extra did it cost when you added your teen to your insurance??

Starting an insurance company in illinois?

So how would you do this and about how much would it cost? People were saying that it costs millions and millions of dollars. But if it costs that much then how would anybody ever be able to start one? Is it a good idea to start an insurance company or do you think that it probably would not be a success? Also, what is the difference between an insurance comany and an agency. do make a lot of money if you start an insurance agency?""

Proof of insurance issue (Houston)?

I received a ticket while visiting in Houston for not having a valid TX license and for a traffic violation. The ticket costs over $300, but I would like to take a driving class to lower the cost and avoid a points penalty. I was driving my friend's car when I got pulled over. She has insurance for her car and she was with me, but since I was driving, I got the ticket. I am currently not an any insurance policy and I need to send in the defensive driving course request with proof of insurance. Is it okay to send the insurance of her car? Please help. PS. I already took care of the license part. Thank you.""

Cheap motorbikes to insure?

19 just passed my bike test wat a get a big bike and insure it with restriction 33 bhp. im looking at the GPZ 500 S , but there all far away , insurance for third party is 496. a year. Any one know any 250-750cc engine motorbikes that are cheap around 500-1000, and are chear to insure, i wanted the kawasaki ninja 250, but 2008 year is 1750 and the insurance is over 750. a year. to dear for me, so any idea's please let me know! thanks.""

Is it cheaper insurance for you to be a named driver if your parent owns the car?

Im 17, a boy and i want cheap car insurance, is that a better way to get it?""

Cheap Dentist on Long Island NY?

Hey Im 22 and dont have dental insurance. Ive had a bad cavity for about 2 years and off and on gives a really intense pain. At times I go a few days without sleeping because as soon as I fall asleep Im woken up by the pain and have to run it under cold water. Im looking to have an extraction. Its the last tooth on the top right side and has a large hole in it so its not a full tooth. I dont have insurance and dont have the money to get insurance. I was kicked out and have a lot of bills and work as a waiter so I dont have a large income. Where on Long Island NY can I find a place to extract the tooth at a cheap price? Maybe a dental school or something. Any information would help. Oh and when it starts to hurt it usually bleeds(swelling gums into the sharp edge of the tooth) If your just going to say go to an emergency vet and make payment plans please dont post because Im already 3 grand in debt and dont want anymore. Thank in advance

How much do u pay for your car insurance and how old r u?

Heath Insurance like Car insurance?

I am sick of paying High prices for health insurance because of over-weight out of shape people who have all types of health problems! With that said, I believe health insurance should be more like Car insurance. If you are healthy and havnt been in Accidents then your insurance should be lower than people who are healthy, workout, eat right and dont smoke or do drugs. I no longer have health insurance because I cannot afford it. When I did have health insurance I never used it because I am healthy. Should people like me be paying less than others who dont care about their health?""

How do I find the best auto insurance company?

My rates for auto insurance rates keep on going up even when past citations drop off. Is there a way to lower my car insurance premiums? How do I find the best auto insurance company? Thanks for your help!

Is Geico a good insurance company?

Need inexpensive motorcycle insurance...?

I recently bought a Honda CBR600F4I and am looking for inexpensive insurance. Any help would be greatly appreciated.

How much do you pay for Insurance in your state?

I live in New Jersey and the Insurance for an auto is so high here. I pay $168 a month for a 2003 ford explorer that is loaded. I have no tickets, my record is clean. I also have lived in Utah and my Insurance was only $50 a month. Just wondering what everyone pays in different states?""

Where do i apply for free state insurance in the state of Georgia?

i dont have health insurance and cant afford insurance

Motorcycle insurance/registration in IL?

Do I need insurance to register my motorcycle in the state of IL? I know I don't need insurance to register it at the currency exchange, but it's cheaper at the DMV so I rather go there, I just don't know if I need proof of insurance.""

Can I still drive a car without insurance?

i have my license but i don't have insurance in the car

Whats the cheapest car and cheapest insurance for a 17 year old boy?

whats the cheapest car and cheapest insurance for a 17 year old boy i dont want Nissan micra something 1.2 and the car should be somewhere around 2500 its for my first car any advice

Good car insurance companies for a low cost??

Santa Monica California Cheap car insurance quotes zip 90405

Suggest me best insurance child plan in india for newborn?

i have newborn baby.

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

Cheap Car Insurance For 17 yr old?

I am considering purchasing a fiesta st 2005 model and would like to know where is the cheapest place to insure it. I understand that being 17 it will be rather expensive but i hope you can help me find some cheap insurance i want fully comp with as little excess as possible :) thanks

How to check multiple car insurance quotes at once?

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So today I had a terrible storm at my house and a tree (about 1/3 of a huge tree) got ripped off from its trunk and landed on my car. I rent from a landlord and she has homeowner's insurance that may/may not pay for the removal of the tree from the yard and my car. My question is, shouldn't her insurance cover the damage to my property (my car)? Her property damaged my property so in my mind her HO insurance should pay for any damage to my car but she said she thought I would have to file a claim on my auto insurance.""

""When getting car insurance in Georgia, should I lie about dui's or be honest?""

I have 2 dui's from Georgia within 10 years. I just reinstated my license and need liablity coverage. Should I lie about my driving record just to get insurance, or be upfront right away? Do insurance companies check your driving record right away?""

Auto Insurance Traffic Violation Question?

Ok, I am trying to get some new auto insurance quotes from other companies. My problem is I have a few moving violations. One speeding ticket and one ticket for running a stop sign. They ask me if my violations have happened in the last 35 months. They said I can be 30 days off of the violation date, if I can't remember the exact date. I can't remember the date or even close. I know I can call the DMV and get a copy of my driving record for around $10. I am just wondering if there is an easier way of getting this information. Possibly through the internet. Thanks""

Cheapest auto insurance for a teen?

im 18, got a used car, and now need insurance to drive it. my family has AAA auto and if im added to that ill be paying 2k a year. i also work at target and might get a discount on metlife or travelers but i cant get quotes online and also think it wount beat the adding on plan. is there any good autoinsurance or should i just be added on parents?""

How much would I have to pay for car insurance?

I'm an 18-year-old male. I have been driving for almost two years, including permit time. I should have no tickets on my record (I had one but I was able to get it off with a kind of probation). I'm in college as a B average student. My dad has been with Allstate for awhile now, has had only 1 or 2 tickets in the past five years or so. The car I want to get insured is a '97 Acura 3.5RL with a Nav System and high security system. Any help is appreciated, but answers with numbers will be greatly appreciated. I know there's a lot of factors with car insurance, but if anyone can, I'd like to get an rough estimate.""

I need cheapest auto insurance?

I am 17 years old, and i need an auto insurance that costs around $100-150 per month. i cannot afford higher than that.""

How much is insurance on 2003 lexus IS300?

wondering how much i might be paying a month if im getting a more expensive car..?

Motorcycle insurance question?

Hey, so im 19 and live in ontario. I want to get insurance for my bike but its hella expensive. Could i 'sell' the bike to my uncle (DOES NOT LIVE WITH ME), he insures it and becomes primary rider and puts me as secondary? He has his own bike so he will have 2 bikes under his name, and ill be secondary for 1 will it work?""

How much would these cars cost to run per month?

renault clio 1.2... citron Saxo.... corsa (old) including tax , m.o.t and insurance and watever you have to pay for :) x""

Why do NEW drivers complain about how much it costs to insure there cars.?

Numbers DO NOT tell lies! my Sister works at a car insurance brokers and she told me The number of new drivers who are involved in accidents is UNREAL You CANT actually drive a car correctly when you have just passed your test (I know you think you can but you cant) So therefore you are a liability to other road users and therefore have to pay more to insure your car.

Is it a legal requirement to have caravan insurance?

Is it a legal requirement to have caravan insurance like it is car insurance? Thanks for your help!

What is the cheapest insurance for a Full-Coverage 2009 Hyundai Sonata?

i just need a cheap insurance for a 2009 Hyundai Sonata.. moving out to my boyfriends house and looking for something thats going to save me some money please anything will help :) Thanks

Is Physician's Mutual a good insurance to buy on your own?

My family currently has no medical insurance and I received information in the mail on Physicians Mutual Insurance Company and wanted to know if anyone has used them and if they are affordable for a family?

Why do we NEED car insurance?!?

Why is it the LAW that we have car insurance?? I honestly think it's stupid. Shouldn't we, as free Americans, be able to make the choice of whether or not we want insurance, and still legally drive a vehicle, as long as we have a license, at our own risk? Kind of like if you go skiing or snowboarding, you go at your own risk, you're not forced to get skiing insurance , or boarding insurance , or anything like that. I mean, think of this situation: I have no insurance, and I wreck into somebody. They have insurance, so they are covered. I don't, so I will either have to get rid of my car, or pay for repairs myself; that's the risk I took and this is how I'm paying for it, by being car less or spending tons of money on repairs. But why must we be forced by law to have it, or NO DRIVING FOR YOU says big ole' government?? This is angering me because I'm currently in college, without a car, and while I can walk to my work and school, it's still about 30-45 minutes each way to walk, and if I could get an old car for cheap, it would make my life MUCH easier and less of a hassle.""

""What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?

Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?

How would an insurance company know how much a car has been lowered by?

So I won't get insured if my car has been lowered by more than 50mm. But if I told them it was lowered by 50mm, if I was to lower it any more than that, how would they know?""

I need help!!!! where can i find health coverage?

Every day I suffer from pain. I have a wife and kids to support and an autistic son, so my wife cannot work, that way she can give him the care he needs. Medi-cal sent me a rejection. I can't get insurance because they all say they won't cover me for a pre-existing condition. I tried applying for the states pre existing healthcare program, they said I couldn't get coverage because my birth certificate has a different name than I have now. Hey......I have no control over the decisions mom made. I need help.!!! I struggle every single day and minute with this pain. I have a doctor that I pay cash to see, every time I go he gives me heck about writing a pain med. Script. Talks down to me really. He only gives a little bit, and its hard to find a cash doctor at all who would even offer these at all because of the people who abuse it. I'm at wits end, I'm ou of options if anybody knows of a program in California or anything federal that can help a white male, in the 30's, self employed, with a debilitating condition, make too much to be a bum, not enough to afford paying my own way through medical procedures, PLEASE HELP ME!!!!""

My daughter and car insurance?

my daughter just got a car for my granddaughter is it illegal not to have my grand daughter listed on the insurance policy..she does'nt want them to know she is a new driver...we live in new jersey

How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?

I have no traffic violation and perfect credit record. I am 56 years old.

Cheapest car insurance female driver full no claims?

low milage

Insurance quote for my car?

I looked all over the place and insurance is very expensive or me. I am 17 years old. The car is a 1998 Mitsubishi eclipse gs 2 door. The car is under my moms name. I am currently under state farm and I qualify or the good student discount and safe driver discount on another car. I am currently paying 400 dollars for that car.

Santa Monica California Cheap car insurance quotes zip 90405

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De Graff Ohio Cheap car insurance quotes zip 43318

"De Graff Ohio Cheap car insurance quotes zip 43318

De Graff Ohio Cheap car insurance quotes zip 43318

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I just bought a cheap older car with high mileage (the only thing I could afford) but I cannot pay the monthly insurance premiums. I'm only talking about liability insurance. Collision is out of the question due to budget. I've shopped around and I can't seem to find a premium that is less than $200 a month! What should I do? What are the risks with driving without insurance? I need to be able to get to work everyday or else I might as well set up camp outside my workplace in a cardboard box :(

Does this sound like a Fair price for Obamacare insurance in California?

Monthly Premium $321 Deductible $2000 Co-pay $45 Specialty care Copay $65 Generic Med $25 Max out of Pocket $6400 FYI my brother has his own general practice, he said on average he charges people without insurance abot $60-70 for an office visit (cash,check,credit card or invoice)""

When to add insurance a newly purchased used car?

I'm purchasing a used truck from a relative of mine for pretty cheap and I'll have to drive the vehicle back down, about 130 miles, to my city by myself. My question is do I have to purchase insurance for the truck before I go up there? Or do I have a grace period where I can drive the truck (say 5 days) without insurance and then once I have the title and other paperwork in my name, go and get insurance? I'm in the state of California, if that helps.""

De Graff Ohio Cheap car insurance quotes zip 43318

Cheap auto insurance for 18 year old?

What can I do when I was caught speeding with my friend's car which doesn't have insurance?

Yesterday, I was pulled over by a cop for driving too fast. It's my friend's car, and he has not bought any insurance for the car yet. I did not know this when I was speeding. ...show more""

Let's not have universal health care but just make health insurance more affordable?

and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?

Cheap insurance for 23 year old?

Buying a car...are you supposed to get insurance before?

okay heres the info. im 18...never had a car but i just found one that im seriously thinking about from a dealership. wil they sell it to me even though i dont have car insurance? im sure this uestion sounds retared...but i know its illegal todrive without it but at the same time when you apply for insurance dont you have to let your compnay know wht kind of car you drive? im so confused.

""Dealt with car accident outside of insurance company, how can I chase up the receipt?""

On Christmas Day I went out in the car to pick up some drinks from the petrol station and on the way out of the station I bumped someones car. I stopped and got out to give them my details (name, address and phone number) and then went home. In the panic of the moment I think I just wanted to get home as it was Christmas Day and I didn't hang around to take photos, ask for witnesses or discuss options with the other driver, which in hindsight I regret and realise was stupid. When I got home, the guy called me up and, again with the stupid mistakes, I said that I would rather settle outside of insurance; the driver wasn't keen on the idea at first and wanted to settle through the insurance company but I couldn't call them until the next week as they were closed for Christmas. He texted me the next day saying that he was going to get a quote from a garage and got back to me later with a quote for 400 through a 'friend of a friend's garage'. At this point I was a bit suspicious and the amount seemed very high for what I thought was not a lot of damage but at the same time he said that he either wanted to do it like that or through the insurance and I really didn't want to loose my no-claims discount as insurance for young male drivers is very high without the no-claims. In the end I decided to pay him, not without a certain bitterness owing to the fact that he was pressuring me for an immediate decision, which also made me suspicious. Having sent the cheque for 400, he kept up communications initially and let me know that he'd received it. He said that he would send me a copy of the receipt from the garage for my records but once he received the cheque I never heard back and now cannot get a reply. Bit long-winded for a question but that's the background story, my question is two-fold: 1. Can I do anything about it? It's more the principle than the money that bothers me, I know that I caused damage to his car but I now suspect it wasn't as much as he claimed. 2. Does 400 sound like too much or should I stop worrying about it? I hit the back corner of his car with the back corner of mine, and he later told me that I had cracked the rear bumper, which needed replacing. I'm not sure of the make of the car but I think it may have been a Ford Fiesta or something similar. I would really appreciate any help as it's weighing on my mind... I don't like people walking over me. At least if the amount he claimed sounds reasonable I can put it down to him being a wanker but the amount claimed being fair and forget about the whole thing.""

What's the cheapest car insurance?

& are add-on cars cheaper than the main car?

If I'm only listed as a driver on a family insurance plan. Will the rates go up if I move into Detroit?

As answered in my previous question, legally I am supposed to change my license to the address where I reside. Living in Detroit constitutes a higher insurance rate than that of the suburbs. Will my rates increase if the policy is not in my name since I am only listed as a driver?""

Cheap health insurance in Pennsylvania?

Which companies have good coverage in Philadelphia, and have affordable plans (~60-70 bucks). I'm looking at moderate deductible plans with copays for doctor office visits. Also, ...show more""

""Looking for cheap car insurance,small car,mature driver? any recommendations?""

Looking for cheap car insurance,small car,mature driver? any recommendations?""

Monthly motorcycle costs in Florida?

Are there any monthly costs to owning a motorcycle in Florida other than maintanence and the payments on the actual motorcycle that are mandatory? Like will my health insurance go up or anything? I know motorcycle insurance isn't required but I didn't know if like Id have to pay more for liability of others. please only answer if you are a Florida motorcycle owner. Thanks!

IF YOU GET PULLED OVER WITHOUT CAR INSURANCE?

IF YOU GET PULLED OVER AND YOU Have no insUraNce on your car how much is tHE fine???

Insurance write off question?

My car has recently been declared an insurance write off, basically a young guy (17) pulled out of a side road T-Bone ing me, causing me to be pushed into a tree, all the under body of my car was twisted and it would cost more to repair than the car is worth. The problem is my car isn't worth anything ( Peugeot 206). Someone is going to phone me tomorrow to discuss a settlement figure, I'd like 2k, (I paid 4k) 2.5 years ago for it. How much am I likely to get as an insurance write off, bearing in mind the other driver had admitted full liability and blame. It was a 2005 Peugeot 206 with 70k miles, one previous owner with a recent mot ( 2 weeks ago) also I've just paid for 12 months tax ( last month) can I reclaim this somehow? Thank You As for the other driver. I spoke to the police office who attended the scene and he went to his house yesterday to interview him, apparently he can do him for dangerous driving and give him points, as he was 17 I bet he will get caned on his insurance renewal, which is some comfort I guess :)""

What is an insurance discount disallowance?

i got my bill today for the lab where i had some tests done. on the bill it had a disallowance under the insurance discount category. just wondering what that was. the bill was about 400 and insurance paid 200 and it said disallowance of about 175 so my bill only ended up being 25 dollars.

Do I need insurance to take my drivers test?

I live in North Carolina and I have my permit and I've taken drivers classes and I'm ready to take my test but I don't have a car or insurance. Can I use someone else's car? Will I need insurance?

Cheap insurance?

i am looking to buy a chevy camaro RS and i know the insurance will be high does anyone know how much it will be? if there is a way to get less then i will buy the Z28 which would be more because of the V8 right?

Do I have to be on my parent's car insurance to drive my car in Florida?

I'm a little confused because my dad says I don't have to because *only* the car needs insurance. But then why are people on insurance lists for cars?

Cheap car for a 18 year old in the UK?

Hi, I'm turning 18 in few months and I wanted to buy a car. What is the best car with the cheapest insurance? (the only thing that is important to me is for me to fit in the car, I'm 6ft 9!) What should I look at when choosing a car if I want to have affordable insurance? My first choice was a old, old Mini but the insurance on that was over 5000 pounds, any suggestions? (I was using confused.com) Many Thanks Barboro37""

A renewal company for home insurance?

We've had three claims in 12 years with our insurance company and the company has put us in nonrenewal mode....is there an online company that will handle our insurance... home insurance....?

Insurance rates on classic sports cars for new drivers?

obviously, insurance rates are higher for new drivers and even more so if they drive a sports car, but aren't rates lower on classic cars? if so does the reduction make up for the car being a sports car? for example, a 1965 Ford Mustang.""

How much will it cost to insure a motorbike such as cbr600f if im 23 and just passed my test?

And are there ways of cheapening the cost - I really have no clue of how much motorbikes cost to insure. the cbr600f is group 14,which sounds reasonable. Can i lump the insurance with a car thats group 11? i live in the uk.""

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I got in an accident and it is my fault. I traded info and immediately told my insurance company. It turns out that the other party tried to commit fraud on the case, got caught, and will not get a claim now. Though I do feel bad as it is ultimately my fault, my car has no damage so if neither party gets collision claims will it go on my record or raise my premium? It seems like it shouldn't but I feel like it will. Thank you.""

""Affordable, student health insurances!?""

can anyone suggest me any affordable health insurances for me? im 20, don't smoke or drink, have no chronic condition or what so ever, if this helps. Just to ballpark the price range; because i really need new glasses and a dental checkup, thanks so much!""

Does car insurance cover vandalism?

My husbands crazy ex wife. Keyed my car, slit my tires, and put something in my gas tank because my car wont start now. Does my insurance cover it? I have full coverage.""

Does PA or NJ have cheaper car insurance?

I'm wanting to know which state has cheaper car insurance. I have usaa. Does it vary state to state ?

De Graff Ohio Cheap car insurance quotes zip 43318

Cheapest motorcycle insurance ?

Is It Cheaper To Buy Auto Insurance Online?

I have been looking for auto insurance and i have been getting quotes online. I see some pretty good prices. Some places i get a different price online but when i go into the office to talk in person i get a higher amount then what i saw online. Should i just buy car insurance online? Is it better to buy online?

What is a 2 year contestibility period in life insurance?

Is there a way to borrow someone else's address for car insurance?

My friend lives in Los Angeles county and she is being charged $500 for a piece of paper that will be sent to her house address in Los Angeles. Can she use another address to receive that paper? Or does it have to be the house she lives at?

Can I use my friend's car if i am not added to his insurance in Mn?

I have a friend who has an extra car. he let me drive the car. He has a liability-coverage on the car and I don't have any car insurance before. Is it okay to drive? Liability insurance comes with cars or drivers?

How much does insurance cost for a 17 year old on a kawasaki ninja 250?

please don't tell me to go to an online calculator or quote site.

Insurance doesn't pay or wanna fix my car?

a drunk guy hit my parked car and he had a suspended license and the car is under his girlfriend's name. Now the insurance says it cant do anything because its under the girlfriend's name. now i dont know what to do

AFFORDABLE auto insurance for 18 year old?

I am 18 years old. I live with my mom and younger non driving brother. My mother does not have her licence because she is not well and my little brother is to young to drive. I am ...show more

Does anyone know of a cheap but good motor scooter insurance company?

Does anyone know of a cheap but good motor scooter insurance company in the UK?

How much does it cost to add a 16 year old female driver to an auto insurance policy?

What are the pros and cons of cancer insurance?

Please help I'm am writting a research paper nd I need help for cancer insurance ..

What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?

Looking for a online site to get cheap car insurance quote from all carriers at once?

Pregnancy Insurance California?

Ok I know my son is responsible and wants to me about this matter but would like some help if someone knows since most places are closed on the weekends that would help with this. My son (21) and fiance just found out she is pregnant, my son works and has great insurance for himself. and just purchased his first home. Income about 30,000. Girlfriend just got laid off from a part time job and no insurance. Just moved in with him recently. If not married will his income disqualify her from Medi cal or will he be charged for the service. They were planning on getting married before this and adding her on to his insurance 100.00 a month. for family benefits. but now that she is already pregnant some have told us the insurance may not pay because of preexisting. and if they marry most likely will disqualify from getting medi cal. Also have seem something about AIM. If anyone has used that or have knowledge of that insurance. I know this is long someone also mentioned that my sons first time buyers credit (loan) may also be taken from him if she gets medical. Any help will be appreciated.""

Do you have health insurance?

if, so, How much is it per month? How old are you? what kind of deductable do you have?? feel free to answer also if you do not have insurance.""

Cheap subaru impreza insurance?

has anyone got a scooby? any recommended insurance companies? just brought my first one. a 1993 WRX import. im 29 with 11 years no claims. best i can find is with the AA for 664 with 450 excess. are there any places that specialize in imports that could beat that? cheers!!

Car Insurance Help!? Will my rates go up?

Today when I got outta school, I was about to drive home and i found a huge dent on the passenger side door. So it was a hit and run I guess. Nobody left any note or anything. I drove the car home and called the cops to get a police report. the cop gave me a card with her name and the case number, but she said that if i file a claim with insurance, the company will either drop me or increase my rates. I'm a 17 year old boy and i live in maryland and im insured under geico. will my rates go up? Thanks""

How much are you paying for car insurance?

How much is insurance for a road legal buggy? Or how much would you guess?

I'm 22 and only just got my drivers licence. The buggy I'll get will probably be about 250cc. Probably second hand and worth around 1500-1750. If you have the answer that'd be great, but mainly I just want to know whether it'll be significantly lower than it is for males my age to get car insurance. No need to mention getting quotes from websites, I've already thought of it.""

Any one know where I can find an affordable car insurance on line?

In Monterey Park,california""

What is a car under 1000 for young drivers with cheap insurance ? ?

I got pulled over with no car insurance how much will the fine be?

im a california driver and i feel that the cop gave me a chance he let me drive away with my car even though my car was not insured and is unregistered and my licence/id was expired .my licence is still good but my id is expired so how much will the fine be for no insurance and did the cop really give me a break or what???

How much of a price diference is their between a libaility and full coverage on average?

I have some acidents on my record any my insurance is through the roof.

Health insurance??..?

I need it. going to pay out-of-pocket. 40 year old non smoking female, healthy. Any tips? Anything I should know? I've never shopped for health insurance, have no idea what I'm doing.""

Where can i get non-owner's insurance in houston?

i need some cheap, yet effective non-owner's insurance. if anyone knows of a smaller insurance company that provides this, preferably on the east side of houston, i would be most grateful. any info would be welcomed (but none of those sarcastic i dunnos just to get points). thanx.""

De Graff Ohio Cheap car insurance quotes zip 43318

https://www.linkedin.com/pulse/rhode-island-insurance-continuing-education-michael-graham/"

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optimisticpoetrypost-blog · 7 years ago

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How do I register myself as the new registered keeper of a Car if I didn’t know the previous owner?

"How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?

I bought a car from an auction recently. It has got a V5 with it but because it was an insurance write off (Cat D) I don't have the Signature of the previous owner. What should I do to register myself as the new registered keeper?

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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How much is car insurance on average for a 17 year old driver?

I'm 17, and having to pay my own car insurance every month. How much is that going to cost me each month? I have Farmer's insurance.""

Question for uk drivers: How much does disqualification effect car insurance?

Was convicted 5 months ago for permitting use of a vehicle without third party insurance and driving with not in accordance with a licence . Got 4 month disqualification but managed to keep driving licence just need to re-apply for it back from d.v.l.a. Does being disqualified greatly effect insurance? will it affect insurance the same as say drink driving?

Car insurance?

i am a student, 20 years old, that cannot afford car insurance. Is there a state (ca) program or something for people with really low income?""

""My sister in-law hit another car, she only has a permit and no insurance?""

I moved to america last year, my wifes sister hasnt got a full license yet she hit another car today. She has no inurance, she gave her name and her mothers car insurance details. ...show more""

Cheapest motorcycle insurance ?

How to get cheap car insurance?

its for my brother, hes 17 and needs car insurance hes looking at a corsa. we have tried to do it all the known cheapest ways such as a group policy and with my mums no claims etc anyone any suggestions, please help! :)""

How much will a long lapse in my car insurance coverage cost me (on average) when I try to get inusrance again

And by long I mean between 6-12 months.

Cheap auto insurance safe to have?

I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)""

How much would insurance cost for a silverado?

new one 2010 im 18

Insurance or personal?

I had a brush with a car i n the parking lot and the bumper of the other car came off. its a new car and the bumper needs to be replaced. The guy is claming $700 for repairs. Just wondering if i shuld pay it from my pocket or shuld go thru insurance. In case i claim insurance do points get added to my insurance which will impact my insurance cost in the coming years? whcih is more sensible...

Question about Scion Tc insurance?

So I figured it couldn't hurt to ask about the insurance on a Scion Tc. I'm 16 and looking into getting a scion as my first car. My family and I have state farm insurance, and I would co-sign with them. It would be a used scion with about under 50000 miles and probably a year 2006 or 2005. I live in new york if it helps and am a new driver, no tickets or points. So I was just basically wondering how much other people pay a month or year for a scion tc, their age, the year of their car, and the state they live in. Also and more importantly is a scion tc considered a sports car, or is it under sports car insurance. If it is how much extra monthly is that. I would also be eligible for a steer clear program reduction, good grades reduction, and the reduction for taking drivers ed if anyone has any idea how much that would save. Thanks for anyone who can help!""

How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?

What is the cheapest car insurance?

Hi, I need car insurance but I really don't have a lot of money to spend on car insurance. I need the cheapest possible. I've tried Progressive & Harley's Ville and both were way too expensive. Progressive has given me so many issues it is ridiculous. What is the cheapest car insurance. Please?!""

Is it worth having private medical insurance if your in your 30s and healthy?

Auto insurance required when buy new car???

I live in california and recently went to the dealer bought a brand new car, and the saleman told me that I need to buy the insurance for my new car right at the dealer otherwise he can not let me drive that car home from the dealer eventhough I have full insurance coverage on my old car(current car)? He ask me to get the insurance coverage that they offer for 30 days? Is this right or it is a scam to get more money from me? Is it true that for everyone who buy new car to get the insurace coverage before they can drive it home even if you have full coverage insrurace on your old car? Thanks""

Insurance help? Please? ?

Hey guys, check it out. I'm looking for insurance, but i don't want to deal with going to each and every insurance site looking for a quote. Does anybody know a solid insurance. First-hand experiences are very much preferred. Also, I live in Pennsylvania, if that matters. I'm sure it does.""

Is Obamacare's goal to provide healthcare for everyone? or requires everyone to BUY health insurance?

Affordable cheap dental insurance?

I'm 21 and need dental insurance.. I need to be able to see a dentist if I need to and would like braces so that % off with the dental would be great . What are some affordable dental insurance plans for myself? thanks!

Buy insurance to the child?

I have a 1 year old children don't know what insurance for him

Can a Home Mortgage Company insist you paint your house?

My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.""

Lower cost health insurance recommendations needed?

I'm hoping to be working in a few more days thru a staffing agency but their insurance isnt very good, over $800/month for my son and I and VERY limited medical. He has ADHD and has to have coverage. I doubt if we qualify for any state assistance too. But I've looked at a few individual plans thru various carries and they arent much better... for just over $350/month we're both covered (not including dental or vision) but the deductible is SUPER high does anyone know of any insurances with individual plans with a decent price and coverage. We're in California""

Affordable health insurance for a 19 year old?

I am a 19 year old white female, i live in California, i go to a community college part time, and i babysit and work part time as a substitute custodian(no benefits). Im looking for really cheap even free health insurance since I make roughly $120-$400 a month. I've looked at my school's health care, it doesn't cover what i want(just covers family planing and std test). I would like something that would cover doctor visits or i pay a small copay. If anyone knows what i can do or where to look, i would greatly appreciate it.""

Would it really cost me a lot more insurance?

I have a 93 camry and I'm trying to look for a new car to replace it. I asked my insurance company about the cost of insurance for a 2009 honda civic EX sedan 4 door and it was 536 every 6 months. Researched that car more to find out it was in an accident so scratched that car out of the picture. I found a 2007 honda civic EX coupe 2 door and no accidents and i see nothing wrong with it. They are both EX but the coupe is older. Would the insurance be much of a difference?

Insurance salvage cars?

i want to buy salvage and damaged cars from insurance companies which have been written off. I understand that salvage yards do this. does anyone now how i can buy written off cars from insurance companies

Auto State Farm insurance almost up?

I just looked at my auto insurance card that it expires next month.....i still want to keep it so do i have to call them to renew it or something, or do they call you ?""

(uk) Do you need to tell your car insurance this....?

If you get diagnosed with mild arthritis, do you need to tell your car insurance this? And if so, do they make it more expensive?""

Difference On Insurance Between A Vectra Turbo Petrol & Leon FR Diesel?

Recently decided I'd like to change my car from a 2006 Vauxhall Vectra 2.0 Turbo Petrol to a 2006 Leon 2.0 TDi FR Diesel.. But it all depends on Insurance.. They both fall into group 12 and the vectra has 175BHP where as the Leon has 170 BHP will the insurance be cheaper or more?

What is multi trip insurance?

going back packing for a year, what is multi trip insurance?""

""On average, how much do employers pay for health insurance in the USA?""

So I need a statisitic, on average, how much employers provide healthcare insurance to employees? I've got that from Jan 1st 2014 the Patient Protection and Affordable Care Act will impose a $2000 fine on employers with over 50 employees who do not offer health insurance. But statistics for how much employers actually provide health insurance are all over the place... Typically, employers pay about 85% of the insurance premium for their employees In 2008, over 95% of employers with at least 50 employees offered health insurance. the percentage of large firms offering these benefits fell from 66% in 1988 to 34% in 2002 These quotes are from wikipedia, but I've been looking at other sites too. I just don't know what to believe, or how to understand what they actually mean. What percentage of employers actually provide adequate health insurance to it's full time employees?""

Question about car insurance and theft.?

lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?""

Which auto cost more for auto insurance sienna or rava 4?

What is the difference between life insurance and health insurance?

I have got automatic driving license 2 days go and I`m looking for car insurance?

i just checked with direct gov to understand the insurance policy then i checked the compare sites to get a better deal depending on the car that i will buy , the problem the least ...show more""

I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?

I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.""

What would it cost to go to the dentist with no insurance?

The last molar on my bottom left row of teeth hurts pretty bad, its decayed to the point where half the tooth is gone. I was just wondering what it would cost to get this fixed if you have no insurance? Also whats the the cost difference between getting a crown put versus having the tooth extracted? What are the pros and cons of each?""

Anyone know insurance companies that will sell life insurance to severely obese people?

Immediate Medical Insurance Help Required?

Hi I am Rishika from Bangalore. I am new to this place. I had got a medical insurance done for my parents but It got expired one month back. Unfortunately, my mom is due for a surgery in the next week and I am looking for any quick medical Insurance help that I can get. I understand its too late to get a medical insurance done. I can arrange for the medical expenses by hand as of now. Is anyone aware of any policies from which I can reimburse the amount later. Or is anyone aware of any medical insurance people from whom I can make a deal and make it a cashless transaction using the insurance policy?? IM confused like hell. Please please help :(((((( :( Yours, Rishika""

How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?

What are some good health insurance companies in CA for self employed people?

We mainly are looking at it for medical needs. Dental would be nice, but its not necessary. And vision isn't necessary at all.""

Car insurance cost if I want car insurance only 3 months?

Hi, I'd like to buy car insurance for only 3 months, and I'm wondering how much this will cost me approximately. * car price: $3000 * city: Phoenix * new driver, no record Could someone give me a ballpark figure please? Do you think it will be more like $300 (this is $100 per month) or more like $1500 (this is $500 per month)..... I have no idea. Thank you in advance.""

Would car insurance be more on a newer 2-door red sports car or an older 4-door sedan BMW?

Basically, I am a 20 year old college student and I am going through the proccess of buying a car. I have some family friends helping me out. They told me I could get financed for a 2006 red 2 door sports car but I am still on my parents insurance and I don't want it to skyrocket. I will be paying for my car but I don't want to make my parents pay a ridiculous amount for my insurance. I would just like to know which one is more likely to be cheaper...""

I had a car accident but insurance info exchanged what to do?

Ok today while leaving grocery store I was driving so on the middle of the stope light it turn green the car in front of me start moving than stopped all of the sudden I was about to drive and than slammed my breakes I barely touched the car in front of me he stooped came outside the car and said u scratched my car I told him I don't think that's my car . He asked for my insurance and I asked for his he said he didn't have them in the car so I refused to give him my insurance info .. I took aspic of the car plate and the damaged also he did I the same Gave home my name and my number .. Told him whenever u got the insurance info he can call me ... The problem the car is under my brother name and insured under his name as my name is not in nether of the car or the insurance.. What to do ?? My brother can't afford to add me on .. And I know the damaged wisent that much .. Please help should I call back with the insurance or just ignore ???

Real Estate career vs Insurance career?

to all real estate agents and insurance agents.... I have my real estate, life insurance and auto insurance licenses... have been struggling in life insurance business and trying to start with auto insurance to see how it will work out for me and if I can cross sell life and auto together... Also I am very much interested in real estate, I feel like I love it more than anything but i am so scared to go after that, I am afraid that it will take another year or so from my life to really understand and have it going.... I have been struggling in life insurance sales but we all know that life insurance is kind of secondary but real estate, we know that everybody is making money to have that American dream but I don't know how it feels like to be in real estate business.... so any suggestions, about advantages or disadvantages, about money, in which area I can earn more money, about the activities and what should I do to earn trust and start selling... please advice which one should I choose and why based on your experience.... please teach me something, advice me, comment, and make suggestions.. I am lost and frustrated and don't know what to do ..I really want to what is for me and work hard to make it work ....""

What is affordable car inssurance for new drivers?

Car insurance question?

hi, I'm currently 25 years old and will turn 26 on October, my question is will it be cheaper when i buy car insurance on october when i turn 26 or it will be the same from now? I lived in New York City. Thank you for your help""

What is the best way to recruit people to become insurance agents?

I recruit people for Farmers Insurance to become insurance agents. We train and help finance them to open their own insurance office. I'm doing this within a 30 mile radius of ...show more

Can you have 2 insurance policies on one car?

I have recently passed my test and wanted to be added to my partners insurance. They don't except people who haven't held a license for less than 2 years? Is it possible for me too take out my own insurance on her car?

Additional Driver costs?

How much should i expect to pay to add a permanent additional driver to my car insurance? It will be a driver on their provisional licence, aged 24. Its with Direct Line, in the UK I already have a quote, i just think i was quoted wrong, and want to know what other people think it usually costs.""

Why does a rental app ask for my car insurance info?

I got an application from an apartment complex on the app it ask's for a copy of my car insurance card why?

Decent and Cheap Health Insurance Plans for International Students in the US?

I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some of the decent and affordable health insurance companies and plans?""

Which is the best homeowners insurance?

i live in california and im getting a home and now i need home insurance which is the best thanks

Will my insurance go up if i get a traffic ticket for failing to stop at a stop sign?

what if i just pay the bill will my insurance go up? the thing is just this dec 6 2011 they added two new stop signs in a 4 way intersection before, if you were going north or south you didnt have to stop, and only the people going west and east had to stop its been several months since i passed by there and i just zoomed thru the stop sign and obviously violated the law. i bet im not the only one thats been stopped there im in california btw""

How much did your car insurance go up after a speeding ticket?

I got a ticket a few months ago, and I got one today. Both were oddly enough 21 mph over the limit. I have not noticed a rate increase yet, and I was wondering what others have gone through.""

Poll: how much do you pay for car insurance?

Any insurance professionals? from UK or USA?

have you heard about Chartered Insurance Institute? and what do you think of its various diplomas? are they highly valued in your field? and can they advance your careers in insurance! thx

Young new driver getting car insurance?

Okay so i got my license January of this year and i am starting college. i already took a college class last semester while i was in high school. i heard you can send in your grades if their are good to reduce the bill. i lost my high school report card but i was wondering if i can request my college transcript ( which is one class) i got an A in it and i have a 4.0 so can i send that in to reduce the bill. and if not any other suggestions to reduce my car insurance? PS i have AAA and am going to be under my parents insurance

How do I get car insurance if my car was stolen?

I wrecked my car recently & was given a ticket for no insurance. My car was stolen shortly after & now I'm not sure what I'm supposed to do about the ticket or getting insurance. The court date is approaching very quickly! HELP PLEASE!

Car insurance for teenagers?

Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.

How does american income life compare to other insurance companies?

anyone ever use american income life insurance and other?

Can i swap my car insurance when i still have a claim going through?

i need to change my insurance because of outgoings, but i have aclaim for compensation still going on because a man hit the back of my car. Can i still cancel my insurance and go with a better quote.""

How many independent insurance agents are there in the US?

I am trying to find out how many independent insurance agents there are in the United States. Any data, links or information would be great.""

Camera insurance for not professional?

I would like to buy an insurance for my camera. Please write only the link for not professional. Thank you so much! USA

How long will it take insurance company to pay off stolen car?

How long will it take for insurance company to pay for car? & what happens if they recover it?

How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?

https://www.linkedin.com/pulse/get-quote-my-car-insurance-luis-hughes/"

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