#the wat she went for it fr is sending me
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teaswish · 4 months ago
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lingling kwong said NATIONAL TV? TIME TO KISS FR THEN hhhhhhhhhh
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m88n · 4 years ago
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Hiiii ti! Omg no it’s all good, I tend to reply pretty promptly otherwise I will actually completely forget to and will only remember in three month’s time haha. It’s all good, as long as you enjoy talking to me and I’m not disturbing with so many messages 😂. I’d love talking but am v conscious everyone has diff boundaries and I don’t think your priority should ever be a stranger on the internet lol. Oh that’s so good!!! i’m quite spiritual too. I think you get more zen as you get older 1/??
too because you just give no shits about what people think. Omg more power to you!!! i feel like I transform when I wear it, like a magical girl 😂 but I’m just too lazy to do it lol. That’s a good way to be 😌. What’s ur fave makeup brand or product?Ooooh if u want I will send them to u via insta then!!!! I am always cooking and baking for my friends and fam 😌. i think one of my favourite cakes is an opera cake, which has layers of coffee buttercream and chocolate ganache 🤩2/??
or a white choc muddy boi!!!! Except I need them to be dairy free because milk hates me 😭. do u have a fave sweet or cake? I’m march 14! White day 🥰. Hehe yes pls don’t visit me until it’s safe 😂 in the interim we can plan a brunch crawl LOL. seclusion ftw. I was psyched when I went into remote working LOL an introvert’s dream!!! Luv u hope ur well get on the beers 🥰💖🥰💖 3/3 lol soz i think the formatting got eaten when i submitted these dkjaskdsa
🌚🌚🌚🌚🌚
Hello ... its me again steph 🥺💖🌚 hahahaa i feel you on that, but i really am someone notorious for replying late 😂😂💀💀😔😔 rip i mean as long as ppl get i dont mean any harm 🥲🥲 feel like my way of doing things is just very .... ??? Sometimes LMAO at times i feel like that part of me *might* b a lil similar to jaemin (??) like ppl cud sometimes b like tf is she thinkin HAHHAHA but i mean is me guys wat can i do abt it ..... yes v happy to hear that ur conscious about diff boundaries (giving + receiving) steph cos i feel like thats super ipt when ur relating to others.....🥺🥺👍🏻 but please plz don’t think ur a stranger to me steph😢😢😢 makes me feel the saddo !!!!
Thats so true hahaa omg it took me awhile to get here tho girl and im happy i did (and happy u did too🥺🥺💐) cos i feel like not everyone has the privilege of coming home to urself methinks. Same omg i literally do it to boost my fickle self esteem during the rona & bc im not exposing myself to any action these days 😂😂😂🌚🌚💀 n its fun !!! Exactly like a magical girl, like what kinda look shud i do this time !! Hahaha. Hmmm im a lipstick hoarder LOOL n i always love it when i mix colors n stuff... i dont usually buy korean makeup but i love their lip products omg !! My recent fav lip product is apieu true matte liquid(?) in some almond omg... its so good girl like i cud smudge it or wear it straight up🥲🥲🥲 love makeup LOL. Do u have any fav makeup products steph or a fav brand ???🥺
YES PLZ ok its about time i come home 2 our ig dms 😭😭😭😭🙏🏻🙏🏻🙏🏻 send them plz (if u don’t mind) !!!! 🍪🧁 Like how cat spams her cat pics whether or not were there to respond HAHAHAHA :”D ohhhhh damn opera cake is a solid cake yum !!! 🥲🥲 ohhhh u a white choc girl ?? (Fitting cos ur birthday on white day ???) I personally dont really like white choc😂 or what typa choc u like the most ??
Noo that must’ve been annoying since u love baking n desserts :/ but u gotta do wat u gotta do . Lately my stomach thing is doin its thing n man ... its so annoying but truly Health #1 . !!! ! Yes omg !! I LOVE strawberry shortcakes and fruit rolls like ones ud see at a japanese bakery 🥺🥺🥺🥺 or anything chocolatey mmmmm. Or mille crepes!!! Ohhhh damn. So many of my friends have birthdays in march ... u got anything planned for ur special day steph?? 😃👍🏻💘 LMAOOO but yea im actually planning to eventually visit u tho (if im still welcome then LOL), cos im also visiting my other friend who moved to syd 🥲🥲🥲👍🏻 two birds w one stone only rona getting in the way . OOOOO brunch crawl yes yes yes please !!! I went to syd a few yrs ago n i remember eating so many good food damn. 🥺🥺🥺✨✨✨
LOL omg dude fr tho 😂😂 my extrovert friends r like dying n im rly js chillen in my room HAHAH 💀💀💀💀 thank yu i hope ur well too luv 🥺💘💐 unfortunately getting on the beers will still hav 2 be postponed bc my stomach is being an ass these days lsjfkfjwojdj 💖💖💖✨✨✨
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etherecll · 7 years ago
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hello there, my friends, my amigos, my sunday ice creams. u can call me min ( or allie, i was here b4 so some of u may rmr that ), i use she/her/hers pronouns n im from GMT -3  ( #lulindo2k18 ). im still crying of joy over nct's first win and crying of anger bc kim samuel and pledis boys deserved better :)))))) so my point is, i cry a lot. n also i just spent like an hour n a half trying to write this bc my internet hates me ( i cried bc of that 2 ) its a mess. hmu for plots pls !!! n yes thank u thats it !!! luv u
this is hella long im srry luv me even tho im young n ugli n not practical thanks u
name: baek in ho , pronouns: he/him/his , age: twenty years old , occupation: college student. born in seoul, sk but raised abroad until the age of fifteen.
trigger warnings ; death, familiar death, car accident, drinking under influence
okay, for his persona i'll start being mean pls dont drag me
he is not particularly good @ anything ??? v hard working but doesn't have any passions :/// if he wasnt such a soft his label woul probs b 'i dont kno wat im doing'
like uk how u once saw ur best friend in the second year of high school exposing someone n u thot wow this hoe was born to b a broke kim kardashian ?? well nobody ever looked at him n thot that :/// mostly because everyone always looked at him n saw someone they could step in to get where they wanted :))) he doesnt mind th0 :))) protect him someone anyone
ok now onto the sad backstory ://
in ho comes from a long bloodline of rich assholes that turned a small construction business into a large empire ( sky group ). his mom was the illegitimate daughter n the apple of his grandfather's eyes  ( he had an older son w his actual wife but he hated her so he nevr cared abt him ?? smh ) but after he was born, in ho's grandfather did not have eyes to anyone else in the world but him ( not even his other grandson who was abt three years older than in ho ) so when in ho turned 8 n his mom died in a car accident his grandfather put him on a pedestal n started to protect him from the world
he never met his father, his mom had passed n he was always in a new place w his grandfather who was way too busy. so ofc life was a bit lonely then but he was a happy kid who received love from everyone around him even if they werent family. therefore he grew up well n by the time he settled back in seoul n started high school he wa s just a small n soft baby who had the best intentions at heart
and here it comes, the defining moment™
i did mention somewhere he had a cousin right ??? anyways he did !! they were hella close, despite everything happening w their family
n the baek cousins had a friend.  the three were always together 
n NOW IT COMES, the defining moment ( ik i said this b4 but fr this time )
it was just a few days until graduation, the three musketeers went to a party n 2 of them got shit faced drunk ( minus in ho ofc, u got that right ). his cousin got his hands into one of his father's expensive cars n well they decided to try and race w it  again, not in ho ofc. but his cousin n their friend were set on doing it no matter wat, so in ho decided to tag along n try to stop them b4 something happened ( yes that didnt work, u got that right again ) 
his cousin died on the spot, in ho was severely injured n their friend was the only one to make it w/o any serious damage bc surprise surprise, they were the one driving 
just like that, they had just become responsible for the death of their best friend. more importantly, the heir to an influential n powerful group, so ofc they wouldnt get away w it
well they wouldnt if in ho hadnt stepped up n taken the blame for everything
he told his grandfather and his uncle that he had been the one driving under influence n that he forced his cousin to take part in the race. no one rlly believed him at first, bc he was such a well behaved kid. but his uncle ( whom already hated him ) wanted to send him to jail, so his grandfather had to come to his rescue. he basically made everything disappear n everyone believes his older grandson died due to a rare blood illness. he tried to pry the truth out of in ho, but the boy wouldnt say anything. so he just gave up, n accepted wat seemed to b the facts
his relationship with his grandfather was never the same tho. bc he was so heartbroken n kinda felt like he always favored the "wrong" grandson
okAY so rn he is in college studying bussiness to try n make his grandfather happy again. may b ??? someday ??? take care of the family bussiness ?? but thats not where his heart is which is part of the reason why he does so badly, even tho he is always trying his best :(((
so one of his goals is to make something of himself n fix his relationship w his grandfather. but before anything he has to keep the secret about the accident n protect his friend
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survivingthejungle · 8 years ago
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Never Fade Away, part v
BEFORE WE BEGIN: some thoughts.
-im really stressing out bc we’re scheduling classes fr next year and i decided to take ap spanish a year earlier than i was planning n now i CANT TAKE ART MY FAVORITE CLASS WITH MY FAVORITE TEACHER AND FAVORITE ENVIRONMENT n i’ve got a feeling i’m going to fail it but its oaky i guess u kno wat ever
-my hair is hella soft and shiny rn its RL noice thx u morrocan argan oil conditioner
-my writing is getting shittier and shittier i apologize u guys deserve better. hOWever if you’ve got something in mind for me to write hit me up bc im on a block rn with this other request i’ve had for a while now and i need to get dat creativity flowin
-a terrible boy who aint worth my time is once again ruining my life, please send help i cant keep forgiving him and being the one who ends up apologizing when ive done nothing wrong ugh fuck me
-enjoy por favor
It turned out that the event that Jerome had been so looking forward to was a charity ball for Gotham’s Children’s Hospital. About three hours before it was scheduled to begin, you were once again handed over to Barbara and Tabitha to be dolled up again. “Make sure she looks perfect,” Jerome instructed, “But not like she stands out or anything. Can’t have those GCPD bozos trying to take her away from me.” The two women voiced their understanding and kicked him out of the room, but not before he winked at you as you sat on the other side. You were sitting in the same spot you had been in the first time the two women had used you as a life-sized barbie doll. Once they got started, the entire event of getting you ready for the gala went by in a flash. Barbara did your makeup again, however this time it was much less natural-looking. Your eyeshadow was a dark pink to light pink fade, and your cheekbones were lightly contoured. Tabitha was doing your hair again as well, instead this time she kept your hair down; from what you could see in the mirror she was going for a wavy style. The dress hanging on the closet door across the room was crushed pink velvet with spaghetti straps, straight, and ball gown length. Once your face and hair was to their liking, they had you put the dress on behind a divider.
“Hang on,” Barbara said, rummaging through a drawer on the other side of the divider. She handed you something over the top; when you took it you saw it was a black choker. “Wear that. I’ll get ginger in here so we can go.”
Seconds later, she reentered the room with Jerome, whose eyes were being covered by Barbara’s hand. You’d already stepped out from the divider. She let her hand fall and his eyes landed immediately on you. “Wow,” he said in a low voice, “You look absolutely stunning, babygirl. Spectacular.“
“Thank you,” you whispered. He walked over to you, taking your hands in his. He was considerably taller than you, even despite the fact that Barbara and Tabitha had given you a pair of strappy, matte, black heels.
“We can have so much fun when we get back.” He shot his signature evil grin at you, before leading you out the door. ‘Absolutely not,’ you thought to yourself. ‘We’ll cross that bridge when we get to it.’ The car ride to the event was relatively civil. You didn’t talk, which wasn’t unusual, and as much as you pushed yourself into the car door to keep distance, Jerome still managed to keep a hand on your leg the whole time. You couldn’t let it distract you, however. You were too busy formulating an escape plan in your head. ‘How will I get away from them all? Do I go straight to the police right after, do I lay low for a while instead?’
The events of the night must’ve been entertaining, you were sure, but you were too busy looking around every two seconds in search of an escape route. While Jerome and Barbera were preparing their act backstage, you were kept by Tabitha’s side the whole time. The only thing keeping you from running at every chance was the expertly hidden pocket knife she kept at your side all night. You kept silently praying someone in the crowd would recognize you and say something, but then, what would that’ve meant for the knife at your side? Escaping wasn’t going to be easy, but you would be damned if you knew you had let the opportunity for freedom pass because of a piece of metal with a point. Before the show started, Tabitha had dragged you along with her to a dark corner in an unoccupied hallway. She stood facing you and moved the pocketknife away. “Listen,” she started, “I don’t want to have to keep you locked up after tonight. Theo has something planned tonight, and I want to help you get away when it’s all over.”
Your jaw just about dropped to the floor. You were dumbstruck! “I- I don’t understand…” you stammered.
“Look, just- just hear me out.” You nodded. “If I let you escape, you have to promise you won’t tell the cops about the rest of us. Just tell them that when Jerome had you, he was alone. No accomplices. No roommates. None of us. Just him. The police tells the news what you told them, and you’ll be fine. Theo won’t try to come after you if he thinks you got him off the hook. Got it?”
“Yes.”
“Good. You’re a good kid, (y/n). You deserve to move past all this. You didn’t deserve any of it. So can I trust you not to run your mouth?”
“Of course. Thank you, Tabitha.” You meant it. You had no hard feelings towards her, or even Barbara for that matter. They were nice to you the whole time, what’s the difference if they were both a little whack? They weren’t the ones who kidnapped you or held you hostage. Tabitha was literally helping you escape. You would always be grateful for that.
She smiled. “I still have to keep this on you though,” she motioned to the knife. “For the sake of convincing Theo I’m not planning anything.” You could understand that. Once you reached your table. You did your best to hide your face from the rest of the crowd. You didn’t want someone spotting you now and ruining your whole plan, that would just end badly.
The events of the night flew by, up until when Jerome highjacked the magician’s bit and started killing people. Some in the crowd had escaped, but the majority of them, like you, were not as fortunate. Then, of course, there were the bits where GCPD detective, Jim Gordon, tried to intervene (if only for a minute or so), and when Jerome tried to kill Bruce Wayne, but none of that was as shocking as what happened next.
Theo Galavan, his mentor and leader, betrayed his trust and murdered him on the stage. You couldn’t help but react a bit shocked- despite what he had put you through, a stab to the throat seemed to be a very unleasant way to go. As soon as the knife was lodged in his neck and Barbara had escaped, everyone at the gala immediately fled, seemingly afraid that something worse was coming if they stayed there any longer. Tabitha did her best to guide you away from Theo’s view, pushing you into the crowd so you could blend in. You turned around and your sight of her was lost; maybe in order to help you gain some escape time against her brother.
When the cool, refreshing night air hit your face, you cried. You immediately started searching for the police when a strong hand came down on your shoulder. Your head snapped around to find the source, and you found yourself in front of a man wearing a GCPD badge. “Oh my God. (y/n) (y/ln)?” The man asked you.
As much as you had been crying before, you were full out sobbing now. “Yes,” you choked out, nodding your head. You weren’t sure how to respond to the situation at hand. Your captor was dead, you were free, standing next to one of the only people who had any control over the madness of that God-forsaken city, and you were alive. You barely knew what to say next, so you said the first thing you thought of. “I wanna go home,” you cried.
The ride back to the GCPD precinct was quiet, but you didn’t mind. The detective, who actually ended up being the infamous Jim Gordon, had given you a blanket before putting you in the car and calling your family to let them know that you’d been found, and you were alive and unharmed. Before being allowed to go back home, you had to be taken in to give an official statement. When you arrived, you had been given a change of clothes- a t-shirt and some sweatpants- and a big mug of coffee, your blanket still hanging around your shoulders. You were sat down on the other side of Gordon’s desk when the official recording started. “Just say what happened.”
“Um, well Jerome, he- I was walking home from school on the day that I was taken and he kidnapped me then- it was just him, I never saw anyone else. And he kept me locked up-he never did anything to me, just talked, but I think he must’ve had an obsession.”
Gordon interrupted. “Why do you say that?”
“He- he always kept talking about how he thought I was ‘his’ like he- like he owned me, or something… he liked pet names a lot. And then tonight, he brought me to the gala, he said he wanted to ‘show me off’, or something dumb like that. The only reason I didn’t run during was because he said if I tried anything, he’d kill my family, that he had them tied up somewhere. So I stayed where I was until that man killed him. Then I ran.”
He switched off the tape recorder. “Thanks for cooperating. Your family is on their way.” He stood up to go finish his work. “And, (y/n)-” he stopped to face you. “I’m really sorry about what happened to you. You seem like a good kid. You didn’t deserve any of that. I'll have one of the guys escort you and your family home. And-... I'd recommend group therapy... or something like that. To help you cope.”
“Thank you. For everything. And... I'm sure my parents will be on board with that. ”
The reunion with your family was full of tears and hugs. Your parents had bags under their eyes, they looked like that hadn’t slept in weeks. You embraced each other in the steps of the precinct, falling to your knees. You couldn't tell how long you all had been like that, but eventually you were led back to your home by one of the officers. The night was indescribably emotional and full of tears.
Your story was on the news for a week or so, and afterwards, it faded into the background. The only reason it was such a popular story was because of the fact that Jerome was involved. There were hundreds of kidnappings every week in Gotham, and most of them went unnoticed by the media. But they had a field day with you. Apparently during his raid of the GCPD, he mentioned how he was the one who had taken you, and that's why the police were in such a hurry to find you.
Your parents signed you into a hospital 3 weeks later. You had been mostly back to normal since you had been recovered, so they weren't expecting your sudden mental breakdown at all. The full weight of your trauma hadn't hit until then, and then suddenly it came crashing all at once. It started with you having random outbursts or crying here and there, but then your handle over the situation deteriorated. Next, you stopped eating. You couldn't risk it without being sick. Then, you stopped leaving your room. This went on for a few weeks until one day, you passed out on the stairs.
You had never really been a depressed kid before, so this was alarming to your family. Your time spent in theater had molded you into an extroverted, generally happy, and energetic person. When the light disappeared from your eyes and smile and were replaced by hollow, sunken cheeks and dark circles around your eyes, you all knew something was wrong. The doctors diagnosed PTSD and recommended 2 weeks in the hospital for your recovery.
You had lots of visitors, and that made you happy, but you could no longer express that happiness. You were put on mild medication, which helped, and you started feeling better as time went by. Most of your visitors were friends and family, but sometimes other people would come. Most of the time, they were Jerome fanatics. There must've been a cult of them or something, because every time it was a different person or group of people. They idolized him, and, by association, you. They saw Jerome as a messiah and you as his 'chosen one'. They always tried to get you to tell them about him, and at first you did.
"Well, he's... extravagant, for sure," you'd say. "He never hurt me, necessarily, but I mean, he killed people. He was a bad dude. I'm glad he's gone." This, of course, upset them. They were convinced he was just a rebel against authority and believed he could do no wrong, which is why you requested they stop being allowed to visit. This didn't mean the cult stopped keeping tabs on you, however. It just meant they had to keep their distance in order to keep you in their plans to resurrect Jerome and reunite him with you.
-THat was a shit cut off point i know and i'm sorry, im just tired and this took a long time
-j man will be back in the next installment of this series so don't worry ya lil brains
-PLEASE REQUEST STFF IM SO BORED AND NEVER BUSY AT ALL AND I NEED TO START BEING CREATIVE AND WRITING AGAIN
-my art class sketchbook is looking killer im so proud of her she's beautiful and if u want to see any of the works in here let me know i want to share ehr with you all
-my depression has been pretty subsided lately and that makes me super happy!! i mean like i still never do shit anyways but like at least im starting to be less sad about it i guess
WELL THERE U HAVE IT THATS AL L FOR TONIGHT FRIENDS
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nachtgraves · 8 years ago
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a++ kuzuhina: maybe the same ship with #4.“I’m flirting with you.”?
Oh my god I am so sorry this took forever and a half BUT I FINALLY FINISHED IT. I experimented with writing a thing told mostly through texting so hopefully it still flows pretty well? It was an experience, I tell you. Also. I apologize for the awful title for this but it was literally the best I could think of.  And I probably should have used time stamps but I’m a dumb and hope extra spacing gives the same effect?
Title: Mis-Texting Could Possibly End in Kissing  // AO3Word Count: ~4200Warnings/Tags: PG. Told through texting with interspersed prose, high school au, hope’s peak still exists, but no despairs, some typos are intentional and let’s pretend the others are too, real minor angst. Hajime is non-italics, Fuyuhiko and the two instances of Chiaki are in italics.
[ughhhhhh][im so bored][she wont stop taking][talking*]
[That’s kind of the point of a presentation]
[nooneasked for ur sass]
Hajimedoesn’t know how it happened, but he and the infamous ‘baby-faced yakuza ofHope’s Peak High’ are texting buddies.
Well.
Maybethat’s not entirely true. He does know how it started, at least.
[heypres][its kuzuryuu][souda gave me ur number][wat do we need for teh fair agian?]
[Sorry, youmight have the wrong number]
[oh][ur not nanmi?][fuck][souda is dead][sorry]
[Noworries. Mistakes happen][But, by Souda do you mean Souda Kazuichi?And did you mean to text Nanami Chiaki?]
[yeah][who r u??]
[Chiaki’s a close friend. Ournumbers happen to be really similar. Hers ends in a 1 instead of a 2]
[ohthanks][srry for the mix up]
[Don’tworry about it. Happens fairly often :p]
Hajimedoesn’t hear back from the stranger for a few days and quickly forgets themix-up even happened. He hadn’t been lying when he said that such thingshappened fairly often, especially since Chiaki was voted as class rep. (She hadbeen so surprised and happy, Hajime thought a new VR game system was announced).Chiaki and him and found it quite amusing and it wasn’t much trouble to fix themistake usually. But one afternoon, he’s cleaning up his room and finds apacket of papers that look important by the large scrawling over the front pagein Chiaki’s loopy handwriting, reading: ‘SCHOOL FEST BUDGET’. He also knowsthat Chiaki wasn’t going to be home for hours, since her school festival wasthis coming weekend and she’s been staying back to organize, plan, and dowhatever it is class representatives do for events like that.
[Hey you left a packet of papers atmine. School fest budget?]
[Chiaki?]
[Goddmannit did u foget to chargeyour phone again?]
Knowingthat if the packet were important, Chiaki would be freaking out (she always putso much pressure on herself, especially since she became class rep), Hajimestares at the packet in his lap. He could run to Chiaki’s high school, butdoubts he would be let in since it was almost sundown and Hope’s Peak High wasone of the more prestigious secondary schools in their district. Hajime himselfgoes to a regular public school a short walk from their neighbourhood.
Staringat his phone, as if it was going to give him an answer, he finds one as hescrolls through his messages. He still has the short conversation from thestranger from Chiaki’s class. It’s worth a shot, at the very least.
[Hey this is Chiaki’s friend HinataHajime. I still had your number from when you mis-texted me and I was wonderingif Chiaki was nearby? She’s not answering her phone]
[yeah][why?]
[I think she forgot something at myhouse. School fest budget?]
[yeah][she thought she lost it][shes asking if u can drop it off at her place][her phone is dead]
[Yeah I cando that][Thanks]
Laterthat night, Hajime is attempting to complete a history essay due the nextmorning when he receives a text. His phone is plugged in by his bed, on theopposite end of where his desk is. He literally jumps at the distraction,hopping into bed and lying back against the pillows propped up against the headboard.
[Thanksfor dropping off the packet.]
[No prob][You need to remember to charge your phone]
[I know. (*_ _) ][How did you have Kuzuryuu’snumber, by the way?]
[The miss-text a few days ago.Figured it was worth a try]
[Thank you. You really saved me.]
Threehours later, it’s inching closer to midnight and Hajime hasn’t returned to hisassignment. Chiaki is not impressed.
[Doyour work.]
[I’m takinga break]
[(¬_¬) You’ve been ‘takinga break’ for three hours. Stop procrastinating and finish your homework.]
[You’re notdoing your homework]
[I finished my homework. I’m makingsure all the plans for the school fair next month are in order.
You’recoming to it, right?]
[Yeah][If I’m not stuck wiht tuorting…][Tutoring*][Can’t you help???]
[You know I’m not that much betterthan you. Sonia helps me.]
[Give me hernumber?][I’m desperate a tthis point]
[That’sa breach of privacy.]
[Chiakiiiiiiiiiii][Please?][I’ll do your Japanese hw next time?]
[No.]
[JapaneseAND math?]
[Tempting.But good night, Hajime.]
[Chiaki][Chiaki][Chiaki come back][Chiakiiiiii][What kind of friend are u?]
It’stimes like this Hajime sometimes wishes he was closer to some of hisclassmates. He’s not a loner, but he’s definitely a drifter of sorts. He has peopleto talk to and sit with at lunch, but rarely does he spend time with hisclassmates outside of school or for non-school related activities. Because ofthat, he’s not close enough to anyone to randomly message them at close tomidnight for homework help.
Justas he’s trying to figure out a solution – since it’s far too late to actually do his work like the goodstudent he only sometimes is, his phone goes off. And this, is the true startof everything.
[cmon i’ll pay u][and by pay i mean not break ur fucking teeth with my fist]
[Wrongperson?][Hopefully, at least]
[fuck][sorry][yeah][i meant to text the person above u in my message list thing]
[Everythingokay?]
[yeahjust some shitty hw]
[You too?][I have this awful history essay due tomorrow]
[historyis whatever][math is killing me]
[Math isn’ttoo bad][At least there’s always just one answer]
[historyand english u just bs tho]
[But it’sso subjective][Everything depends on something else]
[wannatrade then?]
Andthat is how Hajime found himself a homework buddy. Kuzuryuu is good at Englishand history, while Hajime’s strengths lie in math and science, and the both ofthem were pretty good at Japanese. One night of texting back and forth, helping(dipping into the realm of ‘academic dishonesty’ on occasion) with theirrespective assignments. They say goodnight close to dawn, but Kuzuryuu had stayedup long after his homework was complete and waited and helped Hajime until hewas done as well.
Fromthen on, Hajime would find himself texting back and forth with this boy he’snever met. At first, they exclusively went to the other for homework help, buteventually Hajime would send Kuzuryuu a short text about something funny that hadhappened (a cat attacking some dumb kids that were trying to taunt it) andKuzuryuu would send him a rant about something that annoyed him (old womenthinking that he’s younger than he is or a police officer asking if he’s losthis parents) and it snowballs into them casually texting throughout the day,particularly during boring presentations that no one, including the personpresenting, cared about.
[Payattention and stop distracting me]
[potnd kettle][stop looking at ur phone during class]
[Shush][I’m bored too]
[fuckinquit the holier than thou then][i can ignore u][nd u can be bored alone]
[Youwouldn’t do that][Who’d you distract if not me?]
[plentyof pple][ur lucky i deign to talk to u]
[Yeah][I’m sooo grateful]
[ushould be]
[Stilldoubt that you could ignore me]
[fuckintry me]
[Is that achallenge?]
Kuzuryuulasts all of until the end of the school day. Hajime can be quite theannoyance.
[jfc ur gonna break my phone]
[I win :D]
[uwin a fist to the face when i see u]
[Are wegoing to meet up then?][So eager to see me :P]
[Kuzuryuu?]
[I’m sorryif I made it weird]
[nahi had to hide my phone fr a bit][ur the one who sounds too happy bout gettinghis face smashed]
[You’re tooviolent][How do you have firneds if you treaten to hurt htem all the time?]
[nicetypos]
[Hush. Atleast I use proper grammar most of the time]
[yshould i waste my time with shit like that?]
[Forlegibility][I got to go][Got phys ed :/][Save me]
[ihope u have to run laps the entire time]
[You areevil]
Hope’sPeak’s festival comes and goes one weekend. As usual, it is a busy event due tothe school’s prestigious standing. Hajime, as promised, visits Chiaki’s class,doing an interactive murder mystery café of sorts where customers are givenclues with their orders to figure out the murder of a prop set up in the centerof the classroom. He finally meets some of Chiaki’s classmates whom she’stalked about and apparently she’s talked to them about him in return. However,and though he won’t admit it to anyone other than Chiaki if hard pressed, hekeeps his ears open for the name Kuzuryuu and is disappointed to realize thathis texting buddy was nowhere to be seen.
(“Kuzuryuu?We sent him to go advertise with Koizumi and Saionji,” says Sonia. “Do you twoknow each other?”
“Uh,he mis-texted me once,” Hajime replies. He redirects further questions awayfrom him and towards what they used to make the neon pink blood for the fakecrime scene.)
Hajimemay have lingered around for a bit until he couldn’t justify staying and beinga distraction any longer. By the time he leaves to go back home, he’s exchangednumbers with a few of them with vague promises to meet up some time and hangout. Even as he leaves the school, weaving past the steady stream of peoplestill entering the premise, his eyes roam for individuals advertising forChiaki’s class. He returns home to his books and TV without having met aKuzuryuu.
[You guysdid a good job at your school fest]
[uwent?]
[I promisedChiaki]
[u2 datin or somthn?]
[God no][We’ve known each other forever]
[doesntmean u havnt dated]
[Ew][She’s practically my sister]
[heardu got numbers frm some girls in my class]
[Oh yeah][Are Sonia and Mioda always like that?]
[annoying?][obnoxious?][preppy?]
[Haha][Your class seems really cool]
[seems][u dont see them 5 days a week]
[I bet your classmates have thingsto say about you too]
[maybe][but they wouldnt live for long if they say anything]
[Hahahawhat are you, the yakuza?]
[Kuzuryuu?]
[uhavent looked me up?]
[Why wouldI?][And you’ve never told me your first name]
[uwouldnt need my first name][but its fuyuhiko]
[You’re not pulling oneover on me are you?]
[i go to hopespeak idiot][sonia’s a motherfucking princess][nd y woud i joke about that?]
[You’re not going to send people after me for makingfun of you, are you?]
[ur entertainingfor now]
[Oh ha ha][Glad I amuse you]
[Wait][Oh my god][Is this you?][[image]]
[u got somethingto say?]
[No][Just][Not what I was expecting]
[think carefullybout ur words hinata]
[I thought I wasentertaining?]
[toys can getbroken]
[Now that’s uncalled for][I didn’t even say anything about how adorable you look]
[HINATA]
[It’s true though!][You can’t call a hit on me for being truthful]
[just shut up][y did i tell you to look me up][yd u look for pictures?]
[Curiosity][We’ve been talking for a while now and we don’t even know what the other lookslike]
[Kuzuryuu?][Did you know what I looked like?]
[bein cautious isimportant]
[Omg you looked me up][What horrible pictures did you find???]
[[image]]
[That’s from Chiaki’s fb!]
[not that hard]
[I TRIED TO FIND YOU ONFB THOUGH]
[securitysettings]
[Oh][Point]
It’snot too long after that Hajime receives a friend request from one KuzuryuuFuyuhiko. He hits accept almost embarrassingly fast and proceeds to exploreKuzuryuu’s newly unveiled profile with the eagerness of a stalker given an inchand taking a mile. There’s not much to explore, the other boy doesn’t seem touse the website very much, which honestly does not surprise Hajime though hecan’t help but feel a little disappointed.
[The last time you were active onfb was almost a year ago][And it was a profile pic update][That you didn’t even upload??]
[soudand sonia hacked my account][sonia was offended my profile pic was like 2 yrs old][koizumi has a fuckton of pics of ppl][nd i was 2 lazy 2 change it]
[It’s agood picture of you]
 [thanks]
Uponadding Kuzuryuu, Hajime’s flooded by friend requests from Chiaki’s otherclassmates and ends up talking semi-regularly with them. Kuzuryuu and him stilltext each other practically daily, to the point Chiaki comments on it whenHajime is over at hers to help her complete co-op achievements for a game she’syet to 100 per cent.
(“Youand Kuzuryuu seem to really get along.” Chiaki glances pointedly at Hajime’sphone as it buzzes several times, Kuzuryuu’s name flashing on the screen.
Hajimeshrugs noncommittedly, and is oddly relieved that the game finishes loading andthey’re thrust into a horde of mutant creatures.)
Evenhis classmates notice he’s on his phone a lot more often during and betweenclasses.
(“Gota girlfriend, Hinata?”
Frowning,Hajime shakes his head, “No, why?”
“You’realways on your phone texting and smiling down at it.”
Hajime’ssure his face has never been more red and when, moments later, he gets a textfrom Kuzuryuu complaining about the apparent Souda-Sonia-Tanaka love trianglethat should just turn into a threesome, he realizes his face does indeed moveon its own.)
[Oh my godhelp]
[what’dyou do?]
[Gave into peer pressure and wentto a goukon with some classmates -_-][I’m hiding in the bathroom][But I’ll have ot go back out there][:c]
[urnot drinking r u?][ur not 20]
[A yakuzaheir is against underage drinking?]
[udidnt answer]
[No one’sdrinking][We’re at a karaoke place][But htank you for caring c:]
[shutup][u dont usually go out w/ ur classmates]
[Yeah][Some of them have been teasing me about a girlfriend so I mostly just went sothey’d shut up]
[girlfriend?][u said u nd nanami werent dating]
[We’re not][They think you’re my secret girlfriend]
[?]
[Apparently I smiled while textingor something][And I’ve been on my phone more often][And you’re the only person I really text during class so]
[oh]
[Yeah, funny right?][Wonder what they’d think if they knew I was texting buddies with the heir tothe Kuzuryuu clan lmao][Though some ofthem already give me shit for being close to Chiaki just cuz shegoes to Hope’s Peak][They think you guys are snobby elitests just cuz you go to a prestigiousschool and we’re just public school kids][But you guys arent tat different][Just different talents and families][Woops sorry][Didn’t mean to get all ranty][Ugh I gotta go][Can’t hide here forever]
Afterthe goukon, which wasn’t horrible but neither was it all that enjoyable, Hajime’splunged into preparations for his school’s culture festival and upcoming exams. He’s barely had timeto text Kuzuryuu other than short greetings and the occasional tidbit from hisday that the other boy would find amusing. He misses their daily conversationsand when he finally has some down time, the day before the culture festival,he’s holed up in his room and on his phone while he catches up on TV shows onhis laptop.
[Hey longtime no chat][I’ve finally got free time again!]
[yea][school stuff?]
[Yeah][Every teacher decided to have everything due weeks early so we weren’toverwhelend when finals come around][Kill me -_-]
[shouldnt u be spending ur free timew/ ur gf stead of talking to me?]
[What?]
[ugot a gf or whatvr after that goukon][didnt u?]
[No?][Where’d you hear that?]
[therewas a pic on fb][u were tagged][it showed up on my feed]
[I haventbeen on fb recently][Lemme check]
[Oooooh][Yeah no][I wasn’t even aware this was taken][And the comments are baseless][I barely spoke to her][There was no ‘chemistry brewing’]
[shescute tho]
[Yeah Iguess?][Objectively][But not really interested][She doesn’t go to my school][And we met for like five seconds]
[datingimplies getting to kno eachother]
[Yeah but][Idk][Just nothing clicked?][And I wasn’t even looking for anything going to the thing either so][What about you?]
[watabout me?]
[You thinkshe’s cute][She your type?]
[no]
 [Am I notgetting more than that?]
[i’mmore into a dif set of anatomy]
[?????]
[shesnot a he]
[Oh][OH][You’re]
[homo]
[Oh]
[ifthats a problem u should delete my number]
[NO][Not a prob at all][Sorry][Just surpside][Supreied][SURPRISED][Fuck][I’m sorry]
[usaid that alredy]
[Well I am][Could have responded better]
[couldaresponded worse][so][not a prob?]
[Coursenot][That’d be stupid for one][And hypocrtical for antoher]
[hypocritical?]
[I’m bi][Or pan][Idk][Still nto sure about the difference tbh][Nd I have a friend who’s ace]
[nanami?]
[I cannot divulge something that isnot mine to tell]
[she let it slip when we werecleaning up after culture fest][sonia and mioda bugged her bout if u two were dating][hanamura wanted to know bout ur sex life]
[Hanamurascares me][And yes to Chiaki being my ace friend]
[hanamurascares everyone][u basically gave it away with ur notanswr answer]
[Shedoesn’t care][But I still didn’t actually confirm or deny][Because that would be rude][(◡‿◡✿)]
[fuckoff][dont u dare start using those kaomoji things like nanami]
[(。・ω・。)][( ͡° ͜ʖ ͡°)][*。:゚+\(^‿^✿)]
[imgonna block u]
[(◕‸◕✿) *pout*]
Theydon’t re-visit the topic of sexuality again and settle back into their frequentback and forth texting. Hajime’s still teased at school but once he finallycaves and lets his classmates know that he is not texting a girl, but a boyfrom Chiaki’s class at Hope’s Peak, all interest in his affairs are lost.
Winteris fast approaching and with that comes the school culture festivals foreveryone other than Hope’s Peak, who have their festival earlier because no onewould go to any other school event if Hope’s Peak is allowing outsiders to touraround. Hajime’s class decides what to do rather quickly since no one’s allthat interested in putting too much effort, but Hajime still ends up being runragged with the rest of his class in the last minute preparations.
[I hateculture fests]
[culturefest?]
[Yeah][My school’s one is coming up][My class is doing a butler/maid cafe][Because we are simple public school students who don’t have the resources forpink blood]
[I was kidding][Your class’ murder cafe was the best thing I’ve ever seen][Thouhg I admit I had high expectations since you guys do go to Hope’s Peak]
[it was nanami’s idea][nd hanamuras a creep but good cook][nd sonias gotta 1up everyone nd dished out money so we could go way overbudget]
[Haha][But it was great][I had a lot of fun]
[Btw][Your birthday’s coming up right?]
[no][y?]
[Is yourbirthday not during the winter?]
[itsin aug]
[But yourname is FUYUhiko]
[ndmy sis is natsumi but her birthdays in march]
[But][That doesn’t make sense]
[blameour parents]
Hajime’sculture festival comes and goes. It goes fairly well in his opinion, even ifhis butler uniform ended up shrinking in the wash and it was too late to fix. He’spretty sure his pants were borderline indecent with how tight they were and thefact that he had felt far too many eyes on his ass and crotch region during theday was not comforting in the least. No real disturbances occurred though, other than when Chiaki came by and was recognizedby video game enthusiasts and Hope’s Peak admirers.
[thoughtu were doing a butler cafe not a host club]
[?????]
[[image]]
[Where didyou get that???]
[ihave my sources][could u not find pants that werent 3 szies too small?]
[It shrankin the wash okay][But oh god][Did I look that bad all day???][Kill me]
[udidn’t look bad][how many ppl asked u out this time?]
[None??][Though now I know why girls kept giggling when I turned my back][I don’t know if I can show my face at school again]
[theywere prob giggling cuz u have a nice ass]
[Ha ha]
[urnot ugly idiot][i bet tons of girls are crushing on u at school][nd guys][im surprised ur single]
[Shut up][If it’s a surprise anyone is single it’s you][You’re funny, snarky, smart, and really attractive][And you pretend like you’re relaly grumpy and antisocial][But when Chiaki talks about school and you come up you’re always taking part][And the fact that you’re secretly really toned][Like seeing those beach pictures on Koizumi’s fb][Oh my god][And your eyes][If they look that gorg in candid photos I don’t want to imagine in rl][And I’m just this normal whatever][Mediocre in every way]
[Uh][Pretend I never said all that?]
[didu fb stalk me on other ppl’s fb?][nd ask nanmi to spy on me for u?]
[No]
[Maybe][No to the spying][Maybe I would ask about you though?][I’m sorry]
[ur not mediocre][wanna talk about pretty eyes?][and secretly toned bodies?][if u wore clothes that didnt swallow u][ud be batting away pple who wanna date/fuck u][nd ur eyes are the ones that are gorg and unique][u have any idea how many times ive thought of wanting to see em in person?][nad how nanami talks about u all the time][i knew of u before the whole mistexting crap][but as nanmi’s annoying notboyfriend][and now i get hwy she praises u so much][anyone would be lucky to go out with you][ur stupidly nice and considerate][but also a sarcastic little shit u cant hate]
[You don’t need to say nice thingsto me just cuz I made a fool of myself just now]
[imflirting wth u dumbass]
[Oh]
Hajime is typing…
Hajime is typing…
[uever gonna finish ur reply]
[I’mpanicking][Give me a break][I don’t know how to respond]
[fine][go on a date with me?][ y ( ) n ( )]
[How did Inever realize how dorky you are]
[fuckinjust anser or ill punch ur stupid face]
[Maybe I’drather you kiss it]
 [andi’m a dork?][fucking loser]
[Shut up][You didn’t say no though]
[ustill havent answered me]
[You first]
[fucku i asked first]
[I askedsecond]
[HINATAI S2G I WILL SHANK U]
[I’m sorry][I default to annoying when im embbarsed and dont know waht im doing][I want you to kiss me. I want to kiss you][So yes please]
[yesor no woulda been fine][dork]
“…”
“…”
“…”
“What?”Kuzuryuu finally snaps.
“This is a lot harder in person,”Hinata laughs weakly. And it really is. Especially because Kuzuryuu is even cuter in person and Hajime didn’tthink that could be possible. Also, the skinny jeans and casual button downcombo he’s sporting makes it hard for Hajime to look anywhere at the boy’s bodywithout blushing. He’d been so excited to finally meet up, expecting to fallinto conversation as easily as they do while texting, but one look at Kuzuryuuwaiting by the entrance of the movie theater, scowling at everyone who’d lookat him, had wiped most of the vocabulary in Hajime’s brain.
“Younever shut up when we text,” Kuzuryuu grumbles.
“It’snot my fault you’re even cuter in person and I forgot everything I wanted tosay.” Kuzuryuu scowls but he also turns redder than before. “See! If you canstop being so adorab—”
“Hinata,I swear if you call me c-cute or a—that, again you’ll wish I sent Peko afteryou.”
“Peko?”
Kuzuryuugives him a look that is equal parts fond and exasperated and a littlebewildered. “You could have found so much about me just from a few google searches.”
Hajimejust shrugs and looks down at his feet, “Yeah, but I’d rather get to know youby actually talking to you.” When he looks up, Kuzuryuu’s facing away but notenough to completely hide the fact that his cheeks and ears are tinged a darkpink-red, especially since Hajime’s got a 22cm height advantage. Hajime grins.“C’mon, we’re going to be late for the movie.”
Whenhe reaches forward and grabs Kuzuryuu’s hands, he files away the squawkingnoise the shorter boy emits as he tugs him along towards the movie theater. Inall honesty, Hajime wouldn’t be able to tell anyone about the movie they saw –he believes it was an action flick – since Kuzuryuu decided to pay back the handholding with a game of gay chicken that led to some intense public displayingof affection. They’re lucky the theater was mostly empty and they chose seatstowards the back. Hajime’s mental notes of Kuzuryuu by the end of the movieinclude several points relating to the plushness of Kuzuryuu’s lips, the factthat Kuzuryuu’s palate is quite the sensitive spot, and that Kuzuryuu has totry extremely hard to remain quiet.
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What is the penalty for driving with no insurance?
"What is the penalty for driving with no insurance?
What is the penalty for driving with no insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
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Insurance cost for 16 year old with a Honda Hatchback 2 door.?
Alright so I'll be turning 16 soon and i want to know the cost of insurance for my car. I have a 98 Honda Civic Hatchback. Its stick, sport looking. What's the average of monthly payment. Insurance will be coming out of my pocket so I need to know an average price. I know you can get quotes online, but i don't want to put personal information online.""
I recently moved to Brooklyn and I need to find affordable auto insurance for my car. Any suggestions?
I know car insurance in NY is expensive in general, but any suggestions would help!""
I opened my car door and hit another car. I left a note and the person wants to claim insurance. Will my rate?
for car insurance go up? It was very little damage. I don't think the person wants to settle privately
GMAC Auto Insurance Experience?
Anyone have GMAC auto insurance? If you do, please share your experience on how they apply discount and handle claims. I ask around for quotes online and the 2 insurance that gave me good quotes are Wawanesa and GMAC. Both seems to be good company but I would like to get some input from my fellow yahoo users. I currently have Allstate but their prices keeps going up instead of going down for all the discounts they put on my record ie. good driver, Home Owners, multiple policy and renewal. I ask the agent every renewal but they keep telling me that the insurance rate is going up in California which I doubt should happen every 6 months. Please no advertisement.""
Where is the best place to get an online car insurance quote?
Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!""
Help with insurance claim on exotic sports car?
My car ---an exotic sports model--- was damaged in a parking lot collision tonight. (My car was parked and struck by a guy who wasn't looking ahead.) Even if a 100% repair can be effected, the value of the car will be forever diminished because of the car's blemished history. People who buy these cars simply will not pay top dollar if the history shows any sort of collision repair. Of course the other guy's insurance is not going to want to give me an extra few grand to cover my eventual loss. What can I do to be covered? Would I have to sue for something like that? (Or CAN I, or SHOULD I...) As it is, I think my car loses AT LEAST $5,000, maybe $10,000 at resale (even with a perfect repair).""
Rough cost of insurance group 17 cars?
Hi all, I'm looking at a Lotus Elise for my next car. Its insurance group 17 and I'm 25 with nearly two years no claims. Anyone know roughly what the insurance would be? Thanks xx""
Motorcycle to Car insurance?
hi, is it possible to switch a motorcycle insurance to car insurance? i sold the bike coz i got a car and i paid a 1 year insurance for the bike...i have progressive, so is it possible to switch it or i just have to get another one for car? thanks!""
What is the cheapest car insurance?
Im a 16 year old boy, have a 2002 chevrolet 4x4 v8 truck.... all i want is liability and right now i pay $159.00 a month through american family. do you know anyone cheaper?""
Any insurance advice?
We're self employed looking for an health insurance that may cover pregnancy.
Question about cheap health insurance??/?
i am looking to buy some health insurance that is affordable that will cover a tubal reversal surgery %100. I had my tubes ties or burned 5 years ago and now we would like to have another child but i just have medicaid and that wont cover it... Any ideas on some insurance plans that would cover a tubal reversal and pregnancy and where i can find a doctor that will do a tubal reversal with health insurance????/
Is this the big health insurance lie?
The legislation would impose several new fees on firms in the health sector. New fees would be imposed on providers of health insurance and on manufacturers and importers of medical devices. Both of those fees would be largely passed through to consumers in the form of HIGHER PREMIUMS for PRIVATE COVERAGE. Congressional Budget Office An Analysis of Health Insurance Premiums Under the Patient Protection and Affordable Care Act November 30, 2009 BUT..... The average premium for an unsubsidized, nongroup policy will cost 27-30% MORE. (same report) So won't private coverage decrease sharply ... And so too the fees collected from them ... which are suppose to pay for the subsidies . Or will really caring people flock to buy this extra expensive insurance?""
How much car insurance will cost?
i m 28 year female. i bought a used car for $3000. i have new G2 driving licence which i got last month.i have driver trainning certificate too. can someone please tell me how much my car insurance will be? i tried quote online, but i m not getting correct amount. please some one give me a average monthly payment that would cost?""
""How much do you think will be the house insurance with 11,000 sqf land and 1,700 sq ft 3 bed 2b in California?
I need answer with resource. Thanks
New Car Insurance?
I just bought a new car. I put down $7,000 and am paying $197/month for five years. I purchased car insurance, and the monthly premium is $358. Is this too much? I'm 18 years old, and I live in Colorado. I know it's going to be high because I'm a teenager and it's a new car, but does this seem like it is too high?""
Does anyone know of affordable family health insurance?
Does anyone know of affordable family health insurance?
What is the penalty for driving with no insurance?
What is the penalty for driving with no insurance?
Car Insurance Cancellation Question?
My father's car insurance was canceled for non-payment. He pays for the insurance every six months. Apparently they stopped mailing him bills and sent a bill to his email account. It was an old out of date email account. The sent the notice of cancellation to this email account as well. Since, he no longer has that email account he didn't get either notifications. He has 3 cars under this policy and has been a customer for over 30 years. The insurance company told him that he would have to pay for the months (Aug - Dec) that he was not covered in order to reinstate the policy. This seems unfair to me. He wasn't covered during those months and they wouldn't have paid a claim so why does he need to pay for it? Anyone with any advice would be greatly appreciated.""
""Some one have tried to make false claim on my car insurance, please help?""
Hello All, some one have tried to make false claim on my car insurance, i have been driving fine. but couple of days ago, my insurance company called and asking me details of the accident saying i had met an accident and some one claims compensations for that. Please advise me where shall i get more help, any web site forums or other options please, I live in UK A Little help will be appreciated Many thanks and Regads""
How to get my stolen car's value back from insurance?
Hi, my car was stolen from a repair shop that I had left overnight for maintenace work. I say they are negligent for not securing the keys. I filed a claim through their insurance and through my insurance thinking mine would go after them and give me a fair price for what I payed, not the current market value. I heard about the arbitration. Any suggestions on steps I can take to recover more money? plus why should I pay the deductible? Shouldn't I receive money from both insurances? I also incurred other expenses, I had to spend money on notaries, lost time from work, gas money making all these trips for the investigators etc. Thank you very much for any advice.""
Do you feel sorry for insurance companies?
Insurance companies that helped develop Obamacare?
Needing Short-term disabilty insurance?
My husband and I are planning on having one more child in a year or so and I am looking for short-term disabilty insurance, b/c my work does not have it. Anybody know a good insurance??""
Who has the best home insurance in georgia?
I am about to buy a house and I got to have Ins. I just need to get the best deal. Whats your opinion?
How much auto insurance coverage do I really need?
I am 21 years old and and married. I drive a 1 year old volkswagen rabbit, have had one speeding ticket and 1 major accident where I totaled my car(I was deemed at fault although it was BS, she hit me). I am renewing my policy and thought I had way to much coverage but I was reading this and apparently I need even more. http://www.consumerreports.org/cro/cars/new-cars/buying-advice/a-guide-to-car-insurance-405/ I do not own a house, the largest asset is our cars which are not that much. Currently I have: 100,000/300,000 bodily injury 50,000 property damage 100,000/300,000 stacked uninsured motorist 500 deductible for comprehensive/collision 30 rental reimbursement- that is the cheapest they have and since I am under 25 I want to keep that on""
A break in car insurance between my old and new car?
Hi, Tomorrow my current car insurance with my S reg corsa is due to expire at 12:00pm (Noon) now I have decided not to bother renewing this as tomorrow night I am going to buy a new car for which I have already put down a deposit. Now I have been told I cannot insure this new car now as I don't own it yet, but im worried that if my car insurance has a break in it then it will affect me - I currently have 2 years no claims and don't want to loose this - does anyone have any knowledge of what happens in the situation? Also with me not being able to insure the car until i own it, how do i go about getting the car back home from the showroom? Please helpppp""
Liability insurance rates?
I am trying to figure out what it will cost me to have liability insurance on my company. I am the only employee. I only need it to setup a stand on occasion at different locations. I don't know what a general rate would be, so if anyone could give me an idea, that would be great.""
""Grad Student Getting First 4x4: Buy/ Lease, and Insurance Cost?""
I'm going to grad school for 2 years in Utah. It'll be such a shame if I never get to explore its remote wilderness, just because I don't have a 4x4. So, I'm thinking about a Wrangler: - Lease one.. On Jeep's website, it says leasing a Brand New Sport for 24 months is less than $400/mo [$9,600 2 years] - I can buy a preowned, and the furthest I can go is $10,000. But with that price, I reckon it's gonna have lots of miles, and need some tune up crap.. Another thing is: Being out of state, I have to get my own insurance, which presumably is more expensive than extending my parents policy. I'm 23, 2 speeding tickets. Progressive gimme a ridiculous quote - $1,200 for 6 months. I wonder if it's me being underage, or my violations.. But I see some post in here, people pay 70, 80 bucks a month. How much do you pay for yours? What do yall folks think I should do..buy one or lease one? Or based on my case, do you suggest me getting other 4WD alternatives?""
Car insurance increase due to speeding question?
I have geico car insurance and recently was convicted of 2 points for speeding. How much will the insurance be raised if Ive had probation one other time prior?
""I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?""
Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?""
List of life and health insurance companies with medical exam?
List of life and health insurance companies with medical exam?
Auto insurance raised cause of credit!?
I bought another used car 2005 and my insurance rates when up $500.00 a year. They told me because of my credit rating........what! I have a perfect driving record and have been driving for 36 years so tell me what does my credit have to do with my car insurance or driving record?!!!!! I am only behind on a couple credit cards so please someone tell me why this is?
""I'm a female unemployed, living in upstate NY & need affordable health insurance! Desperate for suggestions!?""
I have been unemployed over a year. Although I am collecting unemployment benefits, I work a job per diem (usually 1-2 days per wk. which means I can't collect full unemployment benefits). I can't afford private pay insurance i.e. Healthy NY etc & don't financially qualify for Medicaid. Are there any other options? I would hate for a catastrophic illness to dictate my coverage & thus spend the rest of my life paying off medical bills!""
What would be the average pay for car insurance per month?
i am 18 years old and my parents dont want me on there car insurance because they dont want to be liable .what would be the average pay for car insurance per month if i went on my own for the first time?
How can a full time college student over age 26 get health insurance?
What are our options?
Does car insurance cover brakes?
i have full coverg on my bmw and it need front and back brakes and pads will my insurance cover this
Life Insurance?
Can you buy life insurance on anyone? I mean could you buy life insurance on everyone in the nursing homes, then collect the reward? Or quickly buy life insurance on hospitol patients?""
California Minimum Insurance Requirement?
Stated from the California DMV website: The minimum amount your insurance* must cover per accident is: * $15,000 for a single death or injury. * $30,000 for death or injury to more than one person. * $5,000 for property damage. Now when I signed up with Progressive Insurance and I don't elect uninsured motorist coverage it makes me sign a statement that I elected not to do so and is below the state minimum. Do I actually need uninsured motorist coverage?""
What would the insurance be on a 2010 Camaro SS?
I know there are a lot of things that factor into the cost of insurance but if anyone could give me a ballpark estimate that would be great.
I got a court date for not having a car insurance and I was cought in a parking lot?
Hi guys well I was cought by a cop cause my temp pleate was expired and did not have an insurance and I got these two ticket in a mall parking lot here is how the police saw me ( my car was parked in a parking near the minestry office from the past 2 weeks and I just went to start the car so the battery don't run out of charge, and just on the other side of this parking lot there was a coffe shop on the other side of the road which is a mall aria but to get there I had to cross a main road which Im guessing is a 50 meters crossing, so ofcorse the officer saw me on the main road and I turned in the parking lot and he stoped me there) so any one there can help me out how to get out of this mess I have asked some lawers they told me they can help me out but the fees they are charging is realy big please help""
How do you get insurance?
Before I get my license, I have to get insurance. But I wanna know what do I need to get insurance? What do I have to bring?""
Kawasaki Ninja 500R insurance?
Dose any one know how much the insurance would be on a Kawasaki Ninja 500R for someone that is about 18 with no accidents, or speeding tickets and good-ish grades?""
""At fault car accident, should I use health insurance or car insurance coverage for medical?""
My car hydroplaned and hit a guard rail last week, I made a claim since the car was totaled. I had to be rushed to a hospital, and all is well now. Should I use health insurance or PIP coverage to pay for medical bills.""
What is the penalty for driving with no insurance?
What is the penalty for driving with no insurance?
Car insurance for a 15 soon to be 16 year old?
so i am looking at getting my first car and so i need to be thinking about car insurance and my grade point average is like 2 something. i have american family. any ideas what their rates would be.??
Can I turn my health bills from a car wreck into my health insurance?
I'll try to make this as short as possible. I was hit by another car, who fled the scene but I was able to get her license plate, made and model of her car. Her insurance is covering the body damage for my car but I'm having problems with the medical part of all this. In all, I have had two visits with my doctor and he sent me to the hospital for xrays. I have whip lash and nothing else. I live in Kentucky, which is a no-fault injury state (I have no idea what that means). The other driver's insurance company is not going to pay for my injuries since they are less than $1000. Which means I have to turn it in to MY car insurance company and pay my $1000 deductable or pay out of pocket, which will be about $800. Someone I work with mentioned that I can turn the bills into my health insurance company for them to cover it. Is that an option? I'm not at all familiar with any of this b/c this is my first experience having to deal with car insurances. I know it doesn't matter how I feel, but I'm really ticked that someone can hit my car, flee the scene, cause injuries to me, and then I am the one responsible to pay for the medical care. Does anyone have any experience with this? Can I turn this into my health insurance to avoid paying the $800 that I don't have? Thank you.""
""When someone dies, does the family get money from their life insurance?""
When someone dies, does the family get money from their life insurance?""
How bad would my insurance cost be?
I'm buying myself a 2006 BMW Z4 for my first car, but I was wondering how bad the insurance would cost since my parents will be paying for that part and I don't want them to have to pay too much.""
What's an affordable life insurance with no health exam?
My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death.""
Can I drop my over 18 year old from my insurance under the obama law?
Can I drop her from my insurance if she's over 18 and not in school or do I have to prove she has insurance first?
How much is car insurance for a 25 year old female?
How much is car insurance for a 25 year old female?
I just got some insurance quotes ?
I just went on the internet and got some insurance quotes for some cars i am 18 years old and they are trying to charge me 10 grand to insure a 03 plate corsa is this right or am i doing something wrong here
Health Insurance Confusion?
I'm a college student as of right now and I'm insured under my mother's plan. She's an OR nurse so pretty much anywhere I go in this town I don't have to pay much to get an appointment because all of them are with people who work for the hospital she works for. In the fall I will be attending a college two states away where I can waive my option to get campus health insurance or enroll to get it. Considering my health insurance only really works for this specific area do I enroll for the campus insurance? or waive? Because I know I will be getting checkups and such on campus anyway.
If I get car insurance will my parents' rates go up?
If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?""
Good car insurance for a teen?
in the summer im going to get my first job (yay!) and my parents are in a bit of a financial rut so with my paycheck im gonna pay my insurance so i was wondering...which insurance would be the cheapest or have the most deductibles im going to be 18 in october, never got a ticket, never got in a wreck and i have had my license for two years any helpful answers are appreciated :) also if you need any more info let me know!:) ..oh and btw its a 1999 hyandai elantra that i drive""
What is a good car insurance company - value and a known company - not high risk?
I would like to switch car insurance companies - one because when I buy a third car and add it to my policy they charge me $5.00 for installment billing even though I pay in full - this leads to the second more serious complication which is that my husband works in the car business and on occasion decides to buy a new car b/c it is a good value and he like the car, then we sell the second car. We typically have the second car for 11-22 months. I mentioned to the insurance company that in the future I want to avoid this $5.00 fee since I always pay in full and I waving it this time wouldn't solve future issues b/c my husband is in the car business and we buy a third car to sell the second when he finds one he likes. THEN the cust svc guy goes on a rant - ARE YOU RESELLERS... blah blah blah and WE HAVE STRICT UNDERWRITING GUIDELINES blah blah blah etc. I tell him that holding onto a car for the time periods that we have would certainly indicate that we are not... and titling it""
Info on state employee heath insurance refund for alabama?
state of alabama is going to let the retiree skip a payment in april for blue cross and blue shield insurance
Is american family insurance cheaper when you take drivers ed?
i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""
What's the cheapest car for insurance?
What's the cheapest car for insurance?
Car insurance for a 16 year old???
I live near the Twin Cities in Minnesota, and have a 3.2 G.P.A and would be driving a 1996 4WD Chevrolet Blazer....we got a quote threw Progressive and they said it would be like $400 dollars a month just for no fault there must be some company out there thats cheaper.....Also........Would it be cheaper to go on my dad's insurance....or am i better off having my dad insure me through a different car insurace company. Because he doesnt want his insurance to drop him because if i get in an accident the rates would go way up and he also has other kinds of insurance through that company like home owners insurance and things like that........ -thank you-""
Car insurance rates depending on a car?
If i'm getting a new car I dont really understand insurance. What will make my insurance rise. I have been hearing it is the model or how new my car is because im looking into a few new cars. Thank you.
California speedin and no proof of insurance ticket?
It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick and cited me for speeding and for no insurance and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can I challenge this?
How much should I charge for tutoring?
I'm a senior in high school with over a 4.0 weighted average, and I'm thinking about doing some tutoring work for money, since no local businesses are hiring and I need to start paying car insurance soon, since I'll be driving. I'm wondering what to charge per session, and how long a session should last. I've figured out that I can tutor any subject for levels K-8, along with HS level Biology and Chemistry. Alternatively, for levels K-6, I'm willing to offer general homework help. I have some experience - I tutored someone who was failing two to four hours per week last year in HS Chemistry, and she ended up passing the course, including her NYS Regents Exam, which many people failed. From what I've seen, tutors around here make anywhere from $10 to $40, at my level of education. Is $10-15 unreasonable for a general homework help session? How does $20 sound for levels 7&8 math, or HS subjects? Is this too much? Too little? Could I make it work?""
Life insurance for seniors over 75yrs?
Whats the slim chance that their is a company out there that provides life insurance for a Senior over 75 and has had and removed cancer in the past 12 months? None i bet huh?
Will Fred loyas liability auto insurance policy cover a person driving your car if they have any or all of the?
My romate is from out of state so she doesnt have a texas drivers licensae! She has a out of state license but it may be expired - I have liability insurance in texas from fred loya insurance-Will any of these factors keep her from being covered while she is driving my car?
How much will car insurance go up for getting 2 points?
How much will car insurance go up for getting 2 points?
2000's Subaru WRX insurance info for a 20 year old in ct?
Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to ...show more""
Is progressive auto insurance reliable?
I just bought a 2009 Honda Civic EX. I've checked various quotes online based on my info, and they range near the $2000 (sometimes, just a 6 month policy). I just checked progressive, and it estimated a quote near the $1380 a year, that is $689.90 (6 month policy). It's a BIG difference, that's why I want to know what I'm getting into, any inputs???""
Imported motorcycle insurance?
Does anyone know of any companies that tend to do cheap imported bike insurance? Iv wrang around a few now and the best quote i can get for third party only is 305 pounds from adrien flux. The bike in question is a Honda storm SDH 2006 import. I know that as an imported bike it is going to be a little more expensive but it shares most of its parts with the Honda CG, will telling them this help the quote at all, and do you know any good insurers?""
What is the penalty for driving with no insurance?
What is the penalty for driving with no insurance?
https://www.linkedin.com/pulse/maryland-insurance-producer-renewal-ethan-rogers/"
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