#stylekick

[officialdevikagroup]

Fashion and shoe trends continue to evolve, reflecting our ever-changing tastes and preferences. The interplay between fashion and footwear, seasonal trends, the influence of sneaker culture and street wear, and the endorsement of influencers and celebrities all contribute to the dynamic landscape of fashion and shoe trends. Whether it's making a bold statement with unique heels or embracing the comfort and versatility of sneakers, our footwear choices are an integral part of our personal style, by staying informed and embracing the trends that resonate with Stylekicks.in, we can walk confidently in step with the fashion world.

[stylekicks]

Sustainability in the Shoe Industry: Taking a Step towards a Greener Future

 At Style Kicks, the critical area of focus is the use of eco-friendly materials. Traditionally, the shoe industry heavily relied on synthetic materials derived from non-renewable resources. However, this trend is changing as manufacturers embrace alternative options. Natural and organic materials like hemp, organic cotton, bamboo, and cork are gaining popularity. These sustainable materials are renewable, biodegradable, and require fewer resources during production.

  Alongside environmental sustainability, ethical considerations are gaining momentum. Consumers are demanding transparency and accountability from shoe brands regarding labour practices and supply chain management. Ethical footwear brands prioritize fair wages, safe working conditions, and responsible sourcing of materials. They partner with certified factories and artisans who adhere to ethical labour practices, ensuring that social responsibility is maintained throughout the production process.

  Affordable Footwear: The Rise of Cost-Efficient Shoes in the Market

 In a world where fashion trends and quality often come with a hefty price tag, finding cost-efficient shoes has become a priority for many budget-conscious consumers. The good news is that the market is witnessing a surge in affordable footwear options without compromising on style or comfort.

  Affordable Materials and Production Techniques:

 One of the primary reasons behind the availability of cost-efficient shoes is the use of inexpensive materials and production techniques. Shoe manufacturers are increasingly utilizing synthetic materials that mimic the look and feel of natural materials, allowing for more affordable production.

 Global Manufacturing and Outsourcing:

 The globalization of the shoe industry has allowed companies to take advantage of cost-efficient manufacturing options in different parts of the world. Many shoe brands outsource production to countries with lower labour and production costs. By doing so, they can offer shoes at more affordable prices without compromising on quality.

  Fast Fashion and Seasonal Trends:

 Fast fashion retailers have been influential in driving down the prices of shoes by quickly replicating popular designs and trends. By producing shoes in large quantities and adopting a fast turnover model, these retailers can offer fashionable footwear at lower price points. While the sustainability of fast fashion remains a concern, the affordability of their products has attracted price-conscious consumers, and Style Kicks always fulfills that.

 The Power of Customization and Personalization in the Shoe Industry

 In an era where self-expression and uniqueness are highly valued, customization and personalization have emerged as influential trends in the shoe industry. Customizing and personalizing shoes allow individuals to make a fashion statement that truly reflects their individuality. This article delves into the growing trend of customization and personalization in the shoe industry, exploring its benefits, innovative technologies, and the impact on consumer experience. Customer satisfaction is the top priority at stylekicks.in  

 Uniqueness and Self-Expression:

 Customization and personalization provide an avenue for individuals to express their unique style and personality. By allowing customers to choose various elements of their shoes, such as colour, materials, patterns, and embellishments, brands enable wearers to create one-of-a-kind footwear that aligns with their individual tastes and preferences. This sense of personalization fosters a deeper connection between the wearer and their shoes, enhancing the overall fashion experience. Style kicks reviews say it all.

  Freedom of Choice:

 Customization and personalization empower consumers with the freedom to design shoes that perfectly match their needs. From selecting the type of sole and heel to choosing the width and fit, customers can tailor their shoes to ensure optimal comfort and functionality. This level of customization helps address common fit issues and promotes a more inclusive approach to footwear.

 Emotional Connection and Brand Loyalty:

 Customization and personalization create a deep emotional connection between customers and shoe brands. By involving customers in the design process, brands build a sense of exclusivity and uniqueness, leading to increased brand loyalty and advocacy. The ability to own personalized shoes that cannot be replicated reinforces a sense of value and attachment to the brand.

 Exploring Fashion and Shoe Trends

 Fashion and footwear share a symbiotic relationship, with each influencing and inspiring the other. Shoes have become an integral part of runway shows, fashion editorials, and celebrity wardrobes. The design elements, colors, and textures seen in fashion collections often extend to footwear, creating a cohesive and harmonious ensemble. Footwear designers collaborate with fashion houses to complement their clothing creations, resulting in beautifully coordinated looks.

  Chunky Sneakers

 Chunky sneakers, also known as "dad sneakers," have been a hit in recent years. Their bulky silhouette, exaggerated soles, and sporty aesthetic have captured the attention of fashion enthusiasts, combining comfort and style.

  The Bottom Line

 Fashion and shoe trends continue to evolve, reflecting our ever-changing tastes and preferences. The interplay between fashion and footwear, seasonal trends, the influence of sneaker culture and street wear, and the endorsement of influencers and celebrities all contribute to the dynamic landscape of fashion and shoe trends. Whether it's making a bold statement with unique heels or embracing the comfort and versatility of sneakers, our footwear choices are an integral part of our personal style, by staying informed and embracing the trends that resonate with Stylekicks.in, we can walk confidently in step with the fashion world.

[kickskaart]

Kicks Kaart: The Best Online Store for Branded Sneakers

Fashion is a key component in expressing personality and making a statement in today's fast-paced environment. A person's choice of sneakers is one of the essential components that can really enhance their sense of style. The appropriate shoes not only improve one's appearance overall but also give one comfort and assurance. Kickskaart reviews stands out as the top online resource for discovering the ideal sneakers that seamlessly blend style, quality, and brand value.

Those looking for top-tier branded sneakers can turn to Style Kicks, a renowned online retailer, for their needs. Kicks kaart has established itself as a go-to location for shoe fans all around the world thanks to its large selection, user-friendly layout, and dedication to customer happiness.

The wide variety of branded sneakers available at Kicks kaart is one of its best qualities. If you're looking for athletic shoes, everyday sneakers, chic heels, or contemporary boots, they  have a wide selection of choices to fit every preference and situation. Customers can access the most recent styles and patterns from the most sought-after labels thanks to their inventory's amazing array of well-known brands.

The most important factor for them is quality. They are aware that consumers seek comfort and durability in addition to fashionable sneakers. They handpick shoes that are manufactured using the best materials and are expertly crafted as a result of their painstaking curation of their collection. They guarantee that every pair of shoes it sells adheres to the highest standards by teaming up with reliable companies that value quality.

One more benefit that StyleKicks offers is the convenience of online shopping. The days of hopping from store to store in pursuit of the ideal pair of shoes are long gone. Customers may browse Style Kicks' huge range with only a few clicks from the convenience of their homes, compare styles, and choose what they want. Users of the platform may easily find the footwear they want because of the platform's user-friendly interface, which makes navigation a joy.

Additionally, they appreciate the value of a simple and safe shopping process. To safeguard the personal information and financial information of their clients, they have put in place strong security measures, ensuring the security and dependability of each transaction. Furthermore, their helpful customer care staff is there to answer any questions or issues, offering helpful guidance throughout the purchasing process.

Kickskaart reviews does more than just provide a wide range of name-brand sneakers. They seek to establish a sense of community among their consumers by forging a group of fashion enthusiasts. For the purpose of educating and inspiring shoe aficionados, the platform frequently publishes articles, blog pieces, and style guides. The brand strives to offer useful content that enhances the buying experience and enables customers to make informed decisions, whether it's the newest fashion trends, advice for wearing sneakers with various outfits, or industry insights.

Style Kicks' dedication to cost is another noteworthy quality. They know that fashion shouldn't cost an arm and a leg, thus they provide affordable prices on all of their branded footwear. Brand makes sure that customers may indulge in their fashion dreams without breaking the budget by offering frequent discounts, promotions, and special deals. They stand out for their commitment to accessibility, which makes them a top option for customers on a tight budget.

In addition, Kickskaart.com acknowledges the significance of sustainability in the fashion sector. They actively work with companies that are committed to the environment and prioritize green initiatives, such using sustainable resources or employing ethical production techniques. They  help advance the cause of a more sustainable future by promoting these products, allowing customers the chance to dress according to their morals.

The brand  distinguishes itself from conventional brick-and-mortar retailers with their flawless online purchasing experience. Customers are not restricted by store operation hours and can peruse the large collection at any time. Customers may make educated judgments thanks to the thorough views of each shoe provided by the high-resolution photographs and detailed product information. Customers receive shoes that not only look fantastic but also feel great by using size charts and customer feedback to further aid in choosing the ideal fit.

Kickskaart is aware of how quickly trends change and how important it is to stay current. They frequently refresh their selection to feature the newest products from well-known brands, allowing clients to keep on top of the latest trends. They make sure that clients can access the most recent and in-demand fashions, whether it's the hottest sneaker collaboration, the must-have designer collection, or the burgeoning sneakers trend.

In addition, they have hassle-free exchange and return policies, giving clients peace of mind in case they need to make alterations to their purchases. Each and every client interaction is greeted with timely and individualized care thanks to their committed customer service team, who are always there to help with any questions or problems.

They extend beyond sneakers. They are aware that a complete fashion statement comprises coordinating accessories with the chosen shoes. As a result, they also provide a carefully curated range of accessories, including bags, belts, and items for caring for shoes. Customers can use this to finish their outfits and extend the life of their cherished sneakers.

Finally, The brand has made a name for itself as the top online retailer of branded shoes. They  meet the demands of people all over the world in terms of fashion thanks to its extensive selection, dedication to quality, practicality, affordability, and sustainability. The brand  is the go-to site that will enable you to present your best self, whether you're a sneakerhead, a trendsetter, or someone who values the ideal balance between fashion and comfort. Experience the flawless marriage of style, quality, and convenience in one location when you explore the world of branded sneakers at Style Kicks.

[tfdrstore]

Bridge & Boro Milano Denim Button Down - Women's Price: $125.00 Size: XS, S, M, L An Italian twist on a classic denim shirt, the Milano features distinct details that set it apart. With its super soft washed in look and a style that can be dressed up or down, this is sure to become a go-to in your closet. Tailored Fit Italian denim from Berto Mills Vintage Wash 98% Cotton 2 % Stretch Model is a size 2 wearing a XS This is a limited production run because Berto is not producing this exact denim anymore. Order while supplies last, only 60 made. Size XS S M L Dress 0/2 4/6 6/8 8/10 Color: Denim Made In: United States Shipped From: United States Available | http://buff.ly/2qFA2HQ The Future Dream Store #tfdr #thefuturedreamstore #thefuturedream #style #denim #denimondenim #denimshirt #streetstyle #aboutalook #fashionblogger #styleblogger # fashionlovers #outfit #ootdpage #makestylehappen #stylekick #realoutfitgram #americanstyle #madeinusa #nycstyle #brooklyn #wiwt #todayslook #madeinnyc #womensfashionpost

[sophleow]

played princess dress-up for a day at @thelouvrebridal when I went for my gown fitting! it felt so satisfying when I stepped out from behind the curtains in their beautiful wedding gowns and le fiancé @hangryvictor said, "ah there's my princess!" – that's the way that all girls would want their men to react to them right? *chuckles* read more about my gown fitting experience and take a peek at all the beautiful wedding gowns that I tried from their latest bridal gown collection, only on 👉🏻 www.sophleow.com (link in bio) . . . . . #thelouvrebridal #theadventuresofsophandch #theoddlycouple #sgwedding #sgweddings #sgbridal #sgbrides #marryme #love #happilyeverafter #bridestory #bridetobride #sgbride #sgbridestobe #weddinginspo #theweddingscoop #romance #couple #couplegoals #lookbooksg #stylexstyle #getfash #aboutalook #ootdsg #sgfashion #instastyle #sgigfashion #ootdmagazine #stylebook #stylekick (at The Louvre Bridal)

[gems-hub]

Style essential details Hermes Street Style | LBV S14 | More outfits like th - Hermes Handbags - Ideas of Hermes Handbags - #hermes #handbags #herms - Style essential details Hermes Street Style | LBV S14 | More outfits like this on the Stylekick app! Download at app.stylekick.com Check out @ http://rover.ebay.com/rover/1/711-53200-19255-0/1?icep_ff3=9&pub=5575316648&toolid=10001&campid=5338555315&customid=&icep_uq=Hermes+Handbags&icep_sellerId=&icep_ex_kw=&icep_sortBy=12&icep_catId=&icep_minPrice=&icep_maxPrice=&ipn=psmain&icep_vectorid=229466&kwid=902099&mtid=824&kw=lg

[inventivaindia]

These founders got rejected from Y Combinator four times. Here's how they finally got in.

These founders got rejected from Y Combinator four times. Here’s how they finally got in.

Three of the four times Saroya and Gray pitched their fashion application Stylekick, they received invitations to interview, but still didn’t get accepted.

After they sold Stylekick and pitched their next business venture, the property insurance application Cover, they applied again. This time, the pair said they not only had experience selling a company, they had a better product fit.

“If…

[stylekicks]

Style Kicks is your ultimate online fashion destination. With its curated collection, user-friendly interface, and commitment to customer satisfaction, StyleKicks empowers you to express your unique style and stay ahead in the ever-evolving world of fashion. Visit Style Kicks today and embark on a fashionable journey that is both exciting and inspiring.

[un-enfant-immature]

Cover collects $16M to insure your gadgets, pets… anything

People procrastinate about buying insurance because it’s such a boring and complicated chore to compare policies. But Cover combines plans from 45 insurance companies into a single marketplace so it’s easy to find the best one for your car, home, rental, business, personal property, pets, jewelry and more. Now Cover is building powerful onboarding tricks like a driving school that earns you lower car insurance rates, and a way for Shopify merchants to sell warranties for their items.

The potential to use tech to run circles around the old insurance brokers has attracted a new $16 million Series B for Cover led by Tribe Capital’s Arjun Sethi, who led the Series A and sits on the startup’s board. The round was joined by Y Combinator, Social Capital, Exor and Samsung, and brings the company to a total of $27.1 million in funding.

“Insurance isn’t very different from being a white-collar bookie, where the house’s rake is too high and the dollars at stake are in the hundreds of billions in the U.S. alone,” says co-founder and CEO Karn Saroya. “This, all to the detriment of regular people, who view insurance as a tax. We’re here to change that perception.”

Saroya and his co-founders have deep ties. He went to high school with Anand Dhillon, is engaged to Natalie Gray and hired Ben Aneesh at the team’s previous startup, a high-end fashion marketplace called StyleKick that was eventually acqui-hired by Shopify. “We were tossing around ideas for what we wanted to do after StyleKick/Shopify, running hackathons on weekends. We built a couple different apps, but Cover — the MVP, where we just asked potential customers to take pictures of things they wanted to insure, surprised us” says Saroya. “Our customers sent us walkthroughs of their homes, pictures of their dogs and videos of themselves washing their cars. When you come across behavior that violates your expectations in consumers, that’s usually when you double-down.”

Cover co-founder and CEO Karn Saroya

So they built Cover, where you don’t have to cobble together an endless set of insurance websites or wait on hold. You download the app, pick your item, list how much you paid and where, provide some photos or video of its condition using its TensorFlow-equipped camera and Cover will check across its insurance partners and find you the best quote instantly. You can easily see what is and isn’t covered, learn how to make claims, and text with an agent if you have questions. For example, I was quickly quoted $5 per month to insure my new iPhone against damage but not loss or theft.

Cover earns between 10 to 35 percent per dollar of premium you pay. Its annualized premium already exceeds $8.5 million and is growing 30 percent per month. Thanks to its low-churn business model, easy cross-promotion of products, low training requirements for customers and no need to constantly update its existing subscriptions, Cover starts to look like a very efficient software-as-a-service business.

The big question remains whether Cover can consistently find the best rates for customers so they don’t second guess its quotes and search somewhere else. It will have to outcompete multi-insurance providers, like State Farm and Geico, as well as startups like MetroMile tackling specific insurance verticals with mobile apps. To really earn the big profits, Cover is building out its own in-house insurance plans. But that will put it under constant threat of insuring the wrong risks and ending up paying out too much.

“We built Cover because we saw an opportunity to build elegant products that could deliver on pricing and customer experience in a way that no incumbent insurance entity can,” Saroya concludes. By bringing the service to mobile and making it a seamless part of owning something, Cover could ensure you’re insured, even if insurance is the last thing you want to think about.

[stainlesssteelsaysso]

😃How do You like this one with the beautiful @olga_lutova 😃Like; Follow & Tag a friend who'd like to see this in the Comments.😃 Follow & Turn On Post Notifications↗↗↗ Doubletap and Tag a Friend. 🔱Become our model; 1. Make a stylish Photo of You and our wide Share a Smile Logo. 2. Upload the picture to Your gallery and tag us @StainlessSteelSaysSo. 3. The best pictures will be selected and featured on our site and network.😃 P.S. Make a friend smile. 😃😃😃Join our 'Share a Smile' event on Facebook.😃😃😃 #stylefashionweek #stylefw #stylefashion #stylefile #styleforwomen #stylefiles #styleforum #styleforless #stylefeedph #stylefordays #stylefilesplus #styleguide #stylegoals #stylegurulove #stylegram #stylegrid #stylegirl #stylegirls #stylegallery #stylegoestochurch #stylegurustyle #styleh #stylehaul #stylehunter #stylehunters #stylehair #stylehub #stylekorea #stylekekinian #stylekick (at New York City - Manhattan - Nyc)

[danielkorte]

Kick it 💯⚽️❗️#kickit#football#gameday#soccer#freestyle#style#sun#bluesky#feeling#danielkorte#menwithfootball#stylekicker#freekickerz#trickshot#freekick

[kalamana]

#1704 How StyleKick co-founder had the confidence to switch from fashion to insurtech startup Cover

https://pow.li/2HyAWPM

[sheminecrafts]

Cover collects $16M to insure your gadgets, pets… anything

People procrastinate about buying insurance because it’s such a boring and complicated chore to compare policies. But Cover combines plans from 45 insurance companies into a single marketplace so it’s easy to find the best one for your car, home, rental, business, personal property, pets, jewelry and more. Now Cover is building powerful onboarding tricks like a driving school that earns you lower car insurance rates, and a way for Shopify merchants to sell warranties for their items.

The potential to use tech to run circles around the old insurance brokers has attracted a new $16 million Series B for Cover led by Tribe Capital’s Arjun Sethi, who led the Series A and sits on the startup’s board. The round was joined by Y Combinator, Social Capital, Exor and Samsung, and brings the company to a total of $27.1 million in funding.

“Insurance isn’t very different from being a white-collar bookie, where the house’s rake is too high and the dollars at stake are in the hundreds of billions in the U.S. alone,” says co-founder and CEO Karn Saroya. “This, all to the detriment of regular people, who view insurance as a tax. We’re here to change that perception.”

Saroya and his co-founders have deep ties. He went to high school with Anand Dhillon, is engaged to Natalie Gray and hired Ben Aneesh at the team’s previous startup, a high-end fashion marketplace called StyleKick that was eventually acqui-hired by Shopify. “We were tossing around ideas for what we wanted to do after StyleKick/Shopify, running hackathons on weekends. We built a couple different apps, but Cover — the MVP, where we just asked potential customers to take pictures of things they wanted to insure, surprised us” says Saroya. “Our customers sent us walkthroughs of their homes, pictures of their dogs and videos of themselves washing their cars. When you come across behavior that violates your expectations in consumers, that’s usually when you double-down.”

Cover co-founder and CEO Karn Saroya

So they built Cover, where you don’t have to cobble together an endless set of insurance websites or wait on hold. You download the app, pick your item, list how much you paid and where, provide some photos or video of its condition using its TensorFlow-equipped camera and Cover will check across its insurance partners and find you the best quote instantly. You can easily see what is and isn’t covered, learn how to make claims, and text with an agent if you have questions. For example, I was quickly quoted $5 per month to insure my new iPhone against damage but not loss or theft.

Cover earns between 10 to 35 percent per dollar of premium you pay. Its annualized premium already exceeds $8.5 million and is growing 30 percent per month. Thanks to its low-churn business model, easy cross-promotion of products, low training requirements for customers and no need to constantly update its existing subscriptions, Cover starts to look like a very efficient software-as-a-service business.

The big question remains whether Cover can consistently find the best rates for customers so they don’t second guess its quotes and search somewhere else. It will have to outcompete multi-insurance providers, like State Farm and Geico, as well as startups like MetroMile tackling specific insurance verticals with mobile apps. To really earn the big profits, Cover is building out its own in-house insurance plans. But that will put it under constant threat of insuring the wrong risks and ending up paying out too much.

“We built Cover because we saw an opportunity to build elegant products that could deliver on pricing and customer experience in a way that no incumbent insurance entity can,” Saroya concludes. By bringing the service to mobile and making it a seamless part of owning something, Cover could ensure you’re insured, even if insurance is the last thing you want to think about.

from iraidajzsmmwtv https://ift.tt/2NVKI1b via IFTTT

[theinvinciblenoob]

People procrastinate about buying insurance because it’s such a boring and complicated chore to compare policies. But Cover combines plans from 45 insurance companies into a single marketplace so it’s easy to find the best one for your car, home, rental, business, personal property, pets, jewelry and more. Now Cover is building powerful onboarding tricks like a driving school that earns you lower car insurance rates, and a way for Shopify merchants to sell warranties for their items.

The potential to use tech to run circles around the old insurance brokers has attracted a new $16 million Series B for Cover led by Tribe Capital’s Arjun Sethi, who led the Series A and sits on the startup’s board. The round was joined by Y Combinator, Social Capital, Exor and Samsung, and brings the company to a total of $27.1 million in funding.

“Insurance isn’t very different from being a white-collar bookie, where the house’s rake is too high and the dollars at stake are in the hundreds of billions in the U.S. alone,” says co-founder and CEO Karn Saroya. “This, all to the detriment of regular people, who view insurance as a tax. We’re here to change that perception.”

Saroya and his co-founders have deep ties. He went to high school with Anand Dhillon, is engaged to Natalie Gray and hired Ben Aneesh at the team’s previous startup, a high-end fashion marketplace called StyleKick that was eventually acqui-hired by Shopify. “We were tossing around ideas for what we wanted to do after StyleKick/Shopify, running hackathons on weekends. We built a couple different apps, but Cover — the MVP, where we just asked potential customers to take pictures of things they wanted to insure, surprised us” says Saroya. “Our customers sent us walkthroughs of their homes, pictures of their dogs and videos of themselves washing their cars. When you come across behavior that violates your expectations in consumers, that’s usually when you double-down.”

Cover co-founder and CEO Karn Saroya

So they built Cover, where you don’t have to cobble together an endless set of insurance websites or wait on hold. You download the app, pick your item, list how much you paid and where, provide some photos or video of its condition using its TensorFlow-equipped camera and Cover will check across its insurance partners and find you the best quote instantly. You can easily see what is and isn’t covered, learn how to make claims, and text with an agent if you have questions. For example, I was quickly quoted $5 per month to insure my new iPhone against damage but not loss or theft.

Cover earns between 10 to 35 percent per dollar of premium you pay. Its annualized premium already exceeds $8.5 million and is growing 30 percent per month. Thanks to its low-churn business model, easy cross-promotion of products, low training requirements for customers and no need to constantly update its existing subscriptions, Cover starts to look like a very efficient software-as-a-service business.

The big question remains whether Cover can consistently find the best rates for customers so they don’t second guess its quotes and search somewhere else. It will have to outcompete multi-insurance providers, like State Farm and Geico, as well as startups like MetroMile tackling specific insurance verticals with mobile apps. To really earn the big profits, Cover is building out its own in-house insurance plans. But that will put it under constant threat of insuring the wrong risks and ending up paying out too much.

“We built Cover because we saw an opportunity to build elegant products that could deliver on pricing and customer experience in a way that no incumbent insurance entity can,” Saroya concludes. By bringing the service to mobile and making it a seamless part of owning something, Cover could ensure you’re insured, even if insurance is the last thing you want to think about.

via TechCrunch

[technicalsolutions88]

People procrastinate about buying insurance because it’s such a boring and complicated chore to compare policies. But Cover combines plans from 45 insurance companies into a single marketplace so it’s easy to find the best one for your car, home, rental, business, personal property, pets, jewelry and more. Now Cover is building powerful onboarding tricks like a driving school that earns you lower car insurance rates, and a way for Shopify merchants to sell warranties for their items.

The potential to use tech to run circles around the old insurance brokers has attracted a new $16 million Series B for Cover led by Tribe Capital’s Arjun Sethi, who led the Series A and sits on the startup’s board. The round was joined by Y Combinator, Social Capital, Exor and Samsung, and brings the company to a total of $27.1 million in funding.

“Insurance isn’t very different from being a white-collar bookie, where the house’s rake is too high and the dollars at stake are in the hundreds of billions in the U.S. alone,” says co-founder and CEO Karn Saroya. “This, all to the detriment of regular people, who view insurance as a tax. We’re here to change that perception.”

Saroya and his co-founders have deep ties. He went to high school with Anand Dhillon, is engaged to Natalie Gray and hired Ben Aneesh at the team’s previous startup, a high-end fashion marketplace called StyleKick that was eventually acqui-hired by Shopify. “We were tossing around ideas for what we wanted to do after StyleKick/Shopify, running hackathons on weekends. We built a couple different apps, but Cover — the MVP, where we just asked potential customers to take pictures of things they wanted to insure, surprised us” says Saroya. “Our customers sent us walkthroughs of their homes, pictures of their dogs and videos of themselves washing their cars. When you come across behavior that violates your expectations in consumers, that’s usually when you double-down.”

Cover co-founder and CEO Karn Saroya

So they built Cover, where you don’t have to cobble together an endless set of insurance websites or wait on hold. You download the app, pick your item, list how much you paid and where, provide some photos or video of its condition using its TensorFlow-equipped camera and Cover will check across its insurance partners and find you the best quote instantly. You can easily see what is and isn’t covered, learn how to make claims, and text with an agent if you have questions. For example, I was quickly quoted $5 per month to insure my new iPhone against damage but not loss or theft.

Cover earns between 10 to 35 percent per dollar of premium you pay. Its annualized premium already exceeds $8.5 million and is growing 30 percent per month. Thanks to its low-churn business model, easy cross-promotion of products, low training requirements for customers and no need to constantly update its existing subscriptions, Cover starts to look like a very efficient software-as-a-service business.

The big question remains whether Cover can consistently find the best rates for customers so they don’t second guess its quotes and search somewhere else. It will have to outcompete multi-insurance providers, like State Farm and Geico, as well as startups like MetroMile tackling specific insurance verticals with mobile apps. To really earn the big profits, Cover is building out its own in-house insurance plans. But that will put it under constant threat of insuring the wrong risks and ending up paying out too much.

“We built Cover because we saw an opportunity to build elegant products that could deliver on pricing and customer experience in a way that no incumbent insurance entity can,” Saroya concludes. By bringing the service to mobile and making it a seamless part of owning something, Cover could ensure you’re insured, even if insurance is the last thing you want to think about.

from Mobile – TechCrunch https://ift.tt/2NVKI1b ORIGINAL CONTENT FROM: https://techcrunch.com/

[raslovebug]

Stylekick (clipped to polyvore.com)