#student finance comes on monday i can’t wait to have money again

[ellesgreenaway]

it’s only friday and i’ve already gone out 3 nights this week i need bed

[larryfanficwriter98]

Chapter One.

Fake Fiancé/Husband Wanted!

Yes, I know the request looks weird, but I can explain. I work a high demanding job so I can't have custody of my child unless I marry someone with regular hours and a regular nanny on call. I have the nanny, but she is a uni student and can't be here at odd hours. After gaining custody and getting a job with normal hours I am willing to pay you or we can talk about divorce settlements. Preferably someone with a stable job and a liking towards kids. If you have a child, they are welcome to live here too obviously and I will treat them like my own for the foreseeable future. Serious inquiries only, please contact me via email I have made specifically for this.

Thank you.   Louis didn't know why he was on craigslist at three in the morning after drinking himself to death's door knowing Freddie was safe with Zayn for the night. He knew that when he was drunk, he tended to do stupid things and think stupid things. He had been on this post for almost an hour staring at it knowing damn well how stupid and dangerous replying was. That didn't stop him from clicking on the email and typing out a reply. 

To Stranger,

My name is Louis Tomlinson I am a single father of a four-year-old boy. I work as a dramatic arts teacher at Abraham Moss Community. Not the best paying job, but nowhere in your post did you have a minimum annual income requirement. Despite the horrible pay I do love my job and I work at this school for free childcare at the nursery across the street my son goes to. I would like to know a bit more information about you wanting custody before I agree to such a thing. You hear so many stories about fathers taking kids to be spiteful, so I want to be sure that is not the reason.

Louis

****   It was two days later when Louis got a reply from the mysterious guy. He waited until his lunch break before he read it.  

Louis,

You are the first normal person who has shown interest in anything that wasn't money related. For that reason, I really hope we hit it off. I love my daughter so much; she is my absolute world and I video call her every day. It's not me that is the bad parent and I say this as nicely as I can, but her mother is a very absent and selfish parent, and it shows. It's funny you work where you do, my daughter is in Year 1 there.

I gave her mother the money for private school, but she spent it on a new wardrobe for herself and didn't even spent a dime on out daughter. So, she goes to Abraham. I have receipts and check copies, and everything is to prove that I am the 'fit' parent. I have tried to avoid court, but I haven't been able to have my daughter for more than a few hours in over a year. Now her mother is talking about movie to America if her boyfriend gets the promotion at the end of the twelve-month training which just began a month ago. I have a hearing in a few weeks for visiting rights so hopefully if you are still willing after hearing how much drama this will involve, we can talk about everything in person before then.

Your son Freddie, what's his custody like? He is welcome here anytime and if he lives with you full time that's amazing. Obviously, kids make this a bit more delicate, but all the more reason to see if we can try to be something more along the way? We'll discuss this more another time of course, but reply as soon as you are able to and maybe we can get coffee?

 Your (maybe) future husband.

  Louis smiled softly reading about how much the guy loved his daughter. He seemed to want the best for her, and her mother seemed to just want money. He heard about those people and he could honestly say he couldn't believe it. He couldn't believe people put themselves first over their own child. Louis had three-year-old winter boots with the soles so worn out that the snow seeped into his socks, but his son always needed new boots every winter and he'd be damned if his son were in pain over too tight shoes because Louis bought a pair of boots for himself. Louis pressed the reply button and wrote a quick response.  

My future husband,

She sounds like the devil. I'd be happy to help you if you don't/haven't found anyone better. I have the same lunch hour every Monday through Friday from 11-12 and there's a small coffee shop around the corner I can make it to for the hour. Then my best my mate has Freddie a weekend a month and then me mum has Freddie for another weekend. Usually it goes me mum, myself, best mate, and myself again. So, to make this believable we have two weekends to have "been together". Freddie is mine solely, I'm a carrier so I had him, and his other father ran out a few months after he was born. Ran off with a younger boy without a child and without a scar on his stomach. Let me know when you're available for that coffee.

Louis

  ***********   Harry emailed only three people Louis, Matthew, and Brian. Matthew and Brian didn't have kids, but they said they liked them. Matthew kept asking about his monthly income which he kept avoiding and Brian asked how big he was and if sex was involved. Harry wouldn't say no to sex of course, but to ask someone's size. He ended up blocking him when he got a dick pic. Matthew then asked how much the wedding would total up to and if they were wearing designer suits, so he ended up blocking him as well. Louis was interested in his reason of doing this and he had a child so knew how real this had to be for kids. He knew what it meant to be a full-time parent and put the kid first. So, he was so far the best candidate and he never even asked about his job or finances. So, after checking his schedule he emailed him and told him he'd be able to meet Thursday during his lunch at the café he knew Louis was talking about.   He got off a rare 38-hour shift Thursday at ten, so it gave him time to make it to the school for a quick minute to see Maddison. He walked into the building still in his pink scrubs and lab coat on as well, but that was because he hadn't taken it off so use to having it on all the time. He headed up to the front desk smiling at Amy.   "Hey Amy, is Maddison available for just a minute? I know she's in art right now."   "She is, however, she's over at the other side in Mr. Tomlinson's room. He's her favorite teacher and she goes there every art class and sometimes when her mother is late for pickup, he stays with her. I can take you to his room."   "Louis Tomlinson?" Harry questioned not believing it for a second   "Well, she calls him Mister Tommy."   "Oh that's- no kidding yeah she told me about him. He gives her candy whenever she gets a good score on her writing or reading." Harry said grinning   "That's him. He seems to be everyone's favorite. I'll take you to him-"   "No, it's okay. Can you just tell her I stopped by? I don't want to disturb her."   "Are you sure?"   "Yeah, it's fine. Thank you, Amy." Harry left the building and headed to his Murano. He waited in the parking lot for a little while as he went through their emails over the past few days. Harry had told Louis his name and that he worked as a doctor. He wanted to get into neonatal care, he already had the training and everything he needed there just hadn't been an opening yet, but the hospital was expanding their Neonatal Ward and Harry had already talked to his higher ups about working there. When he finally got to the cafe, he was only a few minutes later because he got lost in his own head in the parking lot. Harry got out of the car and headed inside up to the front desk. Louis' Gmail account had a picture of himself so when he looked around the cafe it was easy to spot Louis sitting at a booth as he looked down at his phone. Harry grabbed his cup and headed to the booth nervously then set the mug down and slid into the other side. Louis looked up from his phone and smiled.   "Hey." Harry said   "Hi. Sorry I was texting one of the nursery staffs about Freddie. He had a rough night last night so he's having a bad day today."   "Is he okay? Bad dream or something?" Harry asked concerned   "He has a problem of staying asleep, we live in the apartment complex and our upstairs neighbors stay up all night yelling at their game system."   "Melatonin. My mom swears by it when I was a toddler. I had to give mine some when she refused a nap even though she was exhausted a few years ago." Harry told him   "They have melatonin for kids?"   "Yeah, definitely get some for him if he wakes up at odd hours of the night. Also, you know my daughter."   "I do? I know a few Year 1, but not a lot. Who is she?" Louis asked   "Maddison Styles." Louis eyes widen and he grinned   "Yeah, I was just with her. She comes to see me every Tuesday and Thursday during her art class. She has a hard time concentrating in the room, so I took her to mine. I have a free period anyway, so I don't mind."   "Yeah, she's too much like me. Her and I have a sensory overwhelm with too much noise. We also have dyslexia, terrible dyslexia, mine is controlled most of the time now, but she's not doing so good with her reading or writing because she doesn't get at home help."   "Yeah, I figured that out when she wrote her name as Mabbison or Wappison more than a few times." Louis said grinning making Harry laugh nodding   "I had to get five different papers for her birth signing because I was so emotional when I was spelling her name, I messed it up. My mom had to take me to a quiet room and call me down before letting me write again. If was horrible. My patients look at my writing and I can see their confusion build as they try to decipher my spelling." Louis laughed covering his mouth with his hand, "anyway um I know this was meant to be a casual meeting to make sure we're not pedophiles or murders or whatever, but I did bring some copies of things just in case you want to see it. I'm not trying to make her out to be a horrible person, these are just some of the things I had copies of at home."   "Oh, now that I know you're Madison's dad and having met her mother I agree with you. She's a horrible person. I hate her. Today for example Maddison came to school in a dress without a jacket and without leggings. She was freezing, the school wasn't letting kids inside yet, so I let her in the side door to my classroom and gave her some of Freddie's sweatpants I keep in my car. Poor thing is in 3t sweatpants that stop at her shins."   "I have black leggings and a jacket in my car if you can give them to her. I always keep a small totes of season clothes for her just in case anything happens. Usually, the school calls me and tells me if something like this happens and usually, I'm at work so I have to ask someone to bring them for her. A few days ago, her teacher called me and told me Maddie came to school in dirty clothes and when I got there Maddie was in the nurses’ station crying. Apparently, her mother hadn't washed her clothes and that was all she had there. I called her as soon as I left the school and told her is, she didn't wash my daughter's clothes by the end of the day I'd report her to child services. Needless to say, that hasn't happened again, but September hasn’t even ended yet so who knows."   "Yeah, I can take them to her. I don't see how a parent can do such a thing. I always wash Freddie's clothes first then I do his bed sheets then I do the towel then I do my clothes and bedsheets last."   "Yeah, I wash her stuff at my house every two weeks so if I get her out of the blue, she has clean clothes and sheets."   "How long has it been since you last had her?"   "Her mother dropped her off at the hospital when I was working a few weeks ago but she came back right as my shift ended. Maddie was so upset because she thought she'd be able to stay the night. The last time I've had her over night was 16 months ago and I had for her two days because her mother and boyfriend were at a resort for the weekend."   "I couldn't imagine that." Louis said shaking his head, "Freddie is my world. I couldn't be separated from him. I barely manage a weekend away."   "So, does he call you Papa? I know that's the more traditional term for carriers."   "Yeah, most of the time. If he's upset, he'll call me mommy or mama. I am one of the lucky ones able to nurse, at least with Freddie. I heard some can't for their second child or third child. I think with every child the chances get lower. He called me mommy or mama until he was two and a half, so I think it brings him comfort. I don't mind either way."   "That's sweet. I wish I were a carrier. My sister and I had to play mommies and aunties instead of mommies and daddies because I always wanted to be the mommy. I'd shove the baby doll under my shirt and go through labor with my stepdad and everything. My mom held the seat rag to my forehead. We went all out, I demanded it. We were all convinced I was a carrier, then when I was seventeen, I  got tested and I wasn't. I was devastated. I cried so much; I remember convincing myself I was straight for years after that. That's how I got Maddison." Louis laughed unable to help himself   "You're joking."   "No. Not one bit. I thought if I wasn't a carrier there was no point in being gay, so I went straight."   "I was the complete opposite." Louis said, "I was always the daddy, I'm the oldest of five sisters and my mom finally gave me a brother a year ago. Two sets of twins. I demanded to be daddy because I didn't think I was a carrier. I thought I was straight until probably sixteen."   "Really?"   "Yeah, I just never really thought about it, I guess. My first boyfriend was when I was seventeen and we dated until he left after Freddie. I had him when I was twenty on March twenty-first and graduated early. He's turning five next year."   "You had him in school and finished your studies early?"   "Yeah, it was really hard, the first year was terrible, but I got my degree and took the first job I was offered that had the best benefits for us as a family."   "That's amazing. We had Maddison when I was in my foundation programme. I was twenty-four. She was born on May twentieth, so she'll be six two months after Freddie turns five. I started working at twenty-six. Hannah and I split then because I had to work so many night shifts, so she started cheating while I slept during the day. She took Maddie and left. We've been fighting since."   "So, you're thirty?"   "Almost thirty. Still in my twenties for four more months."   "Can't relate. Still got a few years." Louis said smirking making Harry throw a walled-up napkin at him. "Well, you look good for thirty." Louis teased   "Twenty-nine."   "Same thing." Louis said grinning as he watched Harry shake his head grinning as he stared off to the side before their eyes met. Louis knew that even if nothing came from this marriage besides Harry gaining his daughter, it wouldn't be a horrible marriage of convenience. Which made him feel better and he could tell Harry was relieved as well, both glad this wouldn't be a disaster.

 “I’m sure you have a lot of questions for me.” Harry said, “Especially considering how this came to be. I mean I know you see Maddie with her mom, so you understand some of it, but if you want to ask more feel free to do so.”

 “Besides the obvious reasons why go to craigslist?” Louis asked

 “Last resort? It had to be someone my friends didn’t know so I couldn’t ask anyone at the hospital. I tried dating, but it never went past a few texts. Having a daughter that I want full custody of sort of makes men run away. They don’t understand why I can’t just get a weekend a month and be happy with it. I’ve tried explaining the situation, but they don’t get it. Then it’s also my odd hours of my schedule. I’m a doctor at the hospital so I’m off and on and on call a lot. Makes it hard. My schedule is pretty tame, but it’s a pain to get use to and stuff like that.” Harry explained

 “Yeah, I get that. With Freddie…he’s my priority and obviously before I fully agree to anything, he has to like you too, but that can wait a bit. Make sure you’re not a weird murderer or something.”

 “Fair enough.” Harry said chuckling, “So I guess um…why did you offer to help? I know with a son this makes it more delicate, I mean obviously I’m hoping once we settle in, we can try for something real, but why offer?”

 “Any parent who wants to see their child should be able to. I would help anyone who was sincere enough. If you were one of those fathers trying to take their child away from their mother out of pettiness then I’d walk out of this building, but I’ve met Hannah. I’ve seen, I’ve seen the clothes she drops her daughter off in while she’s wearing the newest Gucci purse or whatever. I’ve been talking to school about it since the first day, but there isn’t much we can do. We can record it and file it away incase you ever need it for court, but unless she comes to school with bruises or starving, we don’t have grounds to call child services.”

 “So, Freddie’s other father?”

 “If he ever contacted me, I’d let him see Freddie. I’d talk to Freddie about it first, make him go to the first meeting and if he didn’t want to see him after that? I don’t know. Freddie has asked and I told him the truth, that his other father left a few weeks after he was born. So, it’d be Freddie’s chose after the first meeting and anyone I see would obviously at least respect that. They don’t have to like it or agree with it.”

 “I think people can change if the right person comes along. I hope for Freddie’s sake he contacts you a better man than when he left, but I also hope that if he hasn’t changed that he doesn’t drag Freddie into daddy issues.” Louis cracked a smile and nodded

 “Me too. They’re not fun.”

 “No not really. My biological dad left leaving my mom to feed two kids on one minimum wage paycheck. My stepdad came along and changed our lives basically.”

 “My biological father left when I was born. My stepdad came along and gave me his last name so he’s my dad. Then he and my mom split, and mom is married to Dan now. She just had twin girl and boy two years ago in February.”

 “Awe really? That’s sweet. I’m the youngest out of two kids. I have an older sister.”

 “I’m the oldest of seven kids. Goes me, my sisters Lottie, Fizzy, Phoebe and Daisy are twins then Doris and Ernest are twins and my baby sister and my only baby brother.”

 “That’s a lot of sisters.”

 “Yeah, I’ve had my fair share of handling little girls. I was six when Lottie came around, so I’ve been through it all.”

 “Well then I won’t stop Maddie from painting your nails a pretty pink color when I can’t be her victim in her nail salon. If she’s still into that stuff.” The last part was said sadly as he looked away

 “She is. If she’s done with her art assignment early, then I let her color my nails with markers. It washes off by lunch, but she doesn’t need to know that. She’s great. She is one of my favorite students in that school, whenever we see each other in the halls she absolutely has to shout hi Mr. Tommy each time. My students probably think she’s my niece or something. They call me Mr. T all the time and try to encourage her to do the same however I think she’s too shy to.” Harry was grinning as he played with his napkin listening to him

 “She’s very social. Always has been. There probably isn’t a stranger in the world she wouldn’t talk to. It’s a bad and good thing. I’ve tried to explain it to her, stranger danger and everything and she understands it, but I don’t think she realizes even a little hi can be dangerous in this world these days. Her mother scares me to death, I’ve seen Maddie run right upfront of cars sometimes and I swear my heart stops.”

 “Yeah, I’ve seen her do it too and it’s always the arrival or departure teacher stopping her from getting hit. Hannah will walk her to the crossing way but not to the actual sidewalk so it’s not the easiest thing to watch when I’m on duty. We can’t leave our posts except for emergencies so I have to navigate kids and cars and then watch her and make sure she’s safe. It’s ridiculous sometimes.”

 “Well thank you for doing what you can.”

 “It’s not much, but of course. I’d do it for any kid. Just thinking about Freddie in the same situation I would probably do the same thing you are. So, for now I’ll help, Freddie is what will be the deciding factor.”

 “We’ll talk more and figure it out?”

 “Yeah of course. I should go though I need to get back early today. I forgot today is Pop quiz day, my kids are going to hate me.”

 “Don’t worry about it. Thank you, Louis.” Harry and Louis stood up and walked out together, “My number is in the file I gave you so feel free to text me instead of emailing me if you want to.”

 “Alright. Thanks. I’ll talk to you later.”

 “Bye.” Harry and Louis were luckily enough to have parked on opposite ends of the car park, so they didn’t have to awkwardly walk beside each other to go to their respected cars. Harry grinned as he looked at the picture of Maddie, he stole off her mother’s Facebook. It was on her fifth birthday party; one he hadn’t been invited to or hadn’t even been told about. She was dressed in a flowy baby blue dress and her hair curled and she was half smiling as she sat on a chair surrounded by a few presents. He touched the picture that was hanging about his rear-view mirror before he sighed sadly and let it fall from his fingers before he started his Murano and headed out of the car park.

[starkerforlife6969]

Single Dad Baker Peter x Lawyer Tony

There was a misconception about divorce lawyers when Tony was at law school.

His classmates at Harvard sneered at him whenever he took it as an elect, semester after semester. They thought that the money was in corporate, that the prestige was in finance, that the fame was in criminal.

Family law, they sniffed, was for silly little things.

Tony hadn’t given them any credit then, and he doesn’t give them any credit now.

Ask anyone. He’s the most renowned divorce lawyer in the country. He’s one of the wealthiest men in the state. He’s on more retainers than plastic on teenager’s teeth. Rich heiresses and paranoid old men, wealthy immigrants and not-so-idealistic trust-fund students know better than to enter into the law-binding contract that is marriage without Tony Stark ready and waiting in the wings to come and save them some day from utter devastation.

Sure, Tony doesn’t believe in love, how can he? With everything he’s seen? But he does believe in loss. He’s seen wholesome people lose their homes, seen kids torn apart by separation, seen ruthless, vindictive jerks - men and women- tear their partner to shreds for reign over the holiday home. For custody. For triumph.

Tony wears his tailored suits, and lives in his penthouse apartment looking over the city, he drinks expensive coffee and he sleeps on a thousand-thread cotton sheets, but he knows that the only thing a partner is good for, is one night.

Repeats? No thank you. But here’s his card. One day, when you make the mistake of falling in love (a temporary state) and divorce arrives (inevitable. Horrible) he’ll show up on his steed (a Bentley) and his sword and shield (a fountain pen and a stack of papers) and he’ll win.

Oh he’s saved tech-tycoons 50% of their business. They’ve repaid him with a few percent here and there, stakes and shares in stocks and bonds, and he has more money than he knows what to do with.

You’d have to be out of your mind to think he’d ever kiss someone on the lips and put a diamond on their finger, just to see them take half of it away in a few meagre years.

No thank you.

* Tony comes back to New York after a month long holiday in India (what do you mean he networked and picked up a few new clients? Royalty looks ever so good on the old resumé, not that he’s needed one to get a job for a long, long time), there’s a new bakery around the corner from his penthouse.

He squints at it, trying to decide whether or not he’ll venture in tomorrow morning.

It’s called The Parker Place. It’s painted a sweet lavender, and there’s a chalkboard sign outside that says: We serve hot drinks too! with a smiley face and a heart. It’s nice and neat and-

“That’s been there for the better part of a year, dipshit. Nice tan.”

Oh. Maybe he should spend a little more time exploring his city. Tony turns with a smile. “Nat. You’re looking well.”

She is, but then again, she always does. Her hair’s pinned up today, and her pencil skirt and blazer are some sort of silky material that he wants to reach out and touch. But her stilettos are weapons, and he still has a bruise on his calf from when tried something. “I’m sure.” She rolls her eyes, “taking on your workload for a month didn’t have any impact on me at all. Not like I have my own case load.”

He hums around his smile, and nods at the bakery. “Any good? They serve coffee?”

“Pretty good,” she says noncommittally. “Though, I rate according to convenience and this is a little out of my way…”

“Why are you here? Not that I don’t appreciate the welcome party.”

She doesn’t give anything away- she has a brilliant poker face, like everyone in this game- but he’s known her for too long now. Over pizza and late nights studying for finals and Mock Trials with hang overs- “Rumlow called. Wants to hire you.”

Tony blinks in surprise. “I’m Kate’s retainer, she hired me years ago.”

“Rumlow’s offering triple. Fury wants you to switch.”

Tony scoffs at that. “I’m Kate’s. Besides, I can’t drop her without-“

“Fury can get you cause, Tony. Kate’s been taking Class B-“

“She has to,” Tony snaps, “married to that thing. Fury’s not my boss, Nat.”

The red-head looks bemused. “Technically-“

“I’m not dropping Kate. I want to put Rumlow in the ground. it’s about time they get divorced, he’s a fuckin’-“

“I know.” Nat cuts him off, softer. She shakes her head a little. “You’re a real softie, you know that?”

He bristles a little in offence. “I’m a shark.”

“Every other time you follow the money, but when you see a good person you go all warm-hearted and soft.”

Tony flips her the bird and heads into the lobby. He can feel the weight of her stare on the back of his neck and decides to be especially vicious when it comes to destroying Rumlow. He wants blood. He’s a shark, not a softie.

*

The sight that greets him when he steps into The Parker Place on Monday morning is so fucking cute he nearly melts on the spot.

And then he catches himself, and he scowls and puts on his air of casual, charming, charismatic. His default setting.

Besides, it’s not that cute. It’s just a very handsome man with fucking fluffy Disney curls and big eyes at the counter, covered in flour, with a young girl- just as covered- with the same brown hair and adorable laugh, and they’re mixing a bowl of what smells like heaven.

It’s not cute. Not even when the man reaches over to smear chocolate on the little girl’s nose and she tries in vain to lick it off.

Not cute at all.

Instead, he busies himself with looking around the place. It’s nice. Airy and inviting. There are shelves of cupcake decorations and cake stands on one side, freshly made loaves of bread on the other. Behind fancy glass cases are doughnuts bursting with cream and an assortment of toffee pastries.

It smells phenomenal. There are sheets of freshly rolled dough on baking sheets ready to be slotted into the many ovens behind the counter. For now, though, the ovens billow out the delicious scent of vanilla and sugar.

There’s muffins, croissants and cake all lit up in display perches, chocolate sprinkles, vanilla sponges and sugar dusted cream-filled puffs. The small, silver bell above the door gives way to the sound and scent of happiness, sugar, and home-spun food.

Tony doesn’t even know where to look.

He’s the only person in the shop this early, and he glances up at the chalkboard propped against the wall and reads the drinks options in handwritten cursive.

Caley Coffee! Tina Tea! Hannah Hot chocolate!

Tony’s not so sure those are brands.

“Oh! God! I’m so sorry!” Comes an effusive voice, and Tony is suddenly wondering whether it’s the little girl responsible for all those exclamation marks.

Still, he can’t help but smile through his shark facade when the beautiful young man wipes his hands against the front of his blue apron and hops up behind the counter. Is he here all alone? No way he’s able to manage this workload. “It’s fine,” he nods, feeling a little off his game. He wants to be suave. Wants to wink and do a little flirting, because this gorgeous slip of a thing would be divine for a night-

But the man’s daughter is still avidly mixing the huge purple bowl dotted with flowers, and Tony doesn’t feel right flirting in front of a kid. Not to mention, the man’s probably taken. There’s no wedding ring, but the man’s covered in four. He probably removed it.

Not that marriage is a huge obstacle, anyway. They always crumble.

But Tony’s not about to violate one. “I’ll have a-uh- a Caley Coffee.” He says as he steps up to the counter.

His breath catches for a second. The man, up close, is even more attractive than Tony first realised. He’s not attractive, he’s beautiful. It’s a sort of beauty Tony’s never seen before, outside of twilight era, Hollywood movies. Fading starlets, a type of beauty he thought might have died out a long time ago, along with the black-and-white pictures his mom used to watch.

His eyes are honey, and his lips: strawberry. There’s a sprinkling of freckles across his nose, and his skin is like smooth cream.

He’s positively edible.

“Oh yeah,” the man blushes- fuck. That blush. Tony watches it hungrily. “Sorry about that, Hannah names all the drinks because she says everyone deserves a name.”

Tony can’t help but crack a smile. “Sounds like a smart girl.”

Hannah looks up from her bowl and beams. “I am a smart girl!”

“You’re just smart,” the man chuckles, effortlessly making the coffee without even having to look as he adds milk and sugar and creamer- all things Tony hasn’t asked for, but he’s not about to stop the man now. “Girl or not, you know that, baby.”

“Yeah, I know,” she nods, “I’m smart!”

Tony could watch them all day.

“So, are you new around here?” The man asks, handing Tony his coffee and ringing it up. It’s cheaper than Tony thought, so he pulls out a few extra bills to put into the tip jar.

Tania the tip jar, according to the label.

“No, no, I’ve been away. I live just around the corner.”

“Must do something fancy,” the man teases, taking the money. “Suit like that.”

Tony tries not to preen. “Lawyer.”

“Oh god, Hannah-Montana,” the man whispers, aghast, and the brunette’s head snaps up immediately, already giggling at her father’s antics. “An actual shark has walked in here and you didn’t warn me!”

“A shark!” She squeals, looking at Tony with enormous honey eyes, “you’re a lawyer! Lawyers are sharks in snappy suits, and they snap snap snap and give law suits!”

Tony’s cheeks ache a little, from how hard he’s smiling.

“You’d be amazed at the sorts of things they have in story books now,” the man teases apologetically. “I hope you have a good day, Sir!”

He can’t help it. It slips out. “Tony.”

The man goes that lovely pink again and nods shyly. “Peter Parker.”

* There are a few reasons Tony can’t get The Parker Place out of his head.

For one, that coffee was goddamn fantastic. Sweet and high quality roast, an exotic, but homey flavour- he’s craving more.

Second, Peter Parker.

Maybe even Hannah, a little.

He never thought being a shark could make a kid laugh, but hey…he hadn’t hated it.

It’s only the first in a series of blows today, but Rumlow buckles like a baby calf. Kate stares at Tony; tears of hope and gratitude in her eyes, and Tony ignores Natasha’s knowing look from the back of the court room, and wraps the woman up in a hug.

Divorce cases rarely see the inside of a courtroom when Tony’s working them. It’s normally huge meeting rooms in sleek offices, with glass tables and leather seats and gorgeous views.

It’s elegant, and sometimes there are vases full of honeysuckle on the table and it doesn’t look like a place where people sign their love away.

Tony knows better, of course.

* When he goes into The Parker Place on Tuesday morning, it’s to get some coffee. Definitely not to try and find out whether or not Peter’s attached.

When he steps inside, however, Peter and Hannah aren’t there. Instead is a friendly looking guy in a Hawaiian shirt with a huge grin. “How can I help you today, Sir?” He beams, and Tony wonders whether this bakery has some sort of magic power. Everyone here is obscenely happy.

There are a few other customers milling about, considering the different cakes in the case, and he orders his coffee, trying not to feel the sense of longing that permeates deep into his core.

The coffee’s still excellent though.

* Stane isn’t a great lawyer, but he gets under Tony’s skin. Rumlow did a smart thing hiring him.

As he heads home on Tuesday evening, a light drizzle hanging over New York, he’s surprised to see the lights in The Parker Place shining brightly; a radiant gold in the otherwise murky, lightless street.

He’s drawn to it like a moth to a flame.

Inside, everything’s spick and span. The counters gleaming and wiped down, and Tony can see Peter fiddling with something on a baking tray.

Tony opens the door. The bell dings, and Peter looks up.

“Tony,” Peter sighs happily, “I hoped we’d make a repeat customer out of you! But it’s always hard to tell, you know? There are so many places just like this in New York.”

“Your coffee was amazing.” Tony manages, and it’s not as subtle as he’d have liked, but it makes Peter blush again.

“Thank you, please- um- sit, I’ll be with you in a second, I’m just trying to finish these scones before tomorrow.”

Tony sits on the pale blue wooden chair and feels all the stress of the day leave him. He watches as Peter squirts gooey filling into each puffed shell; watching as they fatten up happily, and he tries for the love of god, not to get an erection. He clears his throat, “so where’s Hannah?”

“In bed, thank goodness,” Peter laughs, and Tony takes him in- there’s a few dark circles under his eyes, his hair’s a little frizzy and his sleeves are starting to come down. It’s the end of a long day. He gestures to the ceiling, “and I’ll be able to hear if she gets out of bed. Thin floors.”

Tony glances up in surprise. “I didn’t realise you lived- above.”

“It’s a nice little apartment,” Peter nods, dusting the scones with flour or sugar. “It was a big risk moving here- I had to sell the house, but…” he nods, a content smile on his face. “It was the right thing to do. We’re- we’re doing okay.”

Tony wants so much he aches. “Hannah’s mom…”

“Oh no, it’s-“ Peter huffs out a small, sad laugh, “it’s complicated.”

Tony wants to brush the sadness away. Wants to feel Peter’s cheek under his palm. “I’m a smart guy,” he offers.

“Well my- my parents died when I was really young, I don’t even- remember them, but my Aunt took me in. She raised me, and then a few years ago, she…she fell in love. They had Hannah, but-“ Peter turns, sliding the tray into the fridge and hiding his face. “They passed away, and- now Hannah’s mine.”

The sense of loss hangs heavy in the air, and when Peter turns around- he’s smiling again, like everything’s okay.

“We’re happy,” Peter whispers, “it was- hard, but we’re…” he gestures to the shop and the pastries and the smiley faces drawn on the chalkboard. “She’s my little girl, and we’re gonna be okay.”

Screw one night, Tony thinks, speechless. What about the rest of our lives?

* “Well what are you doing, little miss?” Tony grins, sitting opposite Hannah as she scrunches her face up over homework.

She looks up at him, eager for the distraction. “Daddy said if I finished all my homework, I could have a peanut butter cupcake.” She pouts, looking down at her work. “But this is hard. Mr Lo made it look easy, but it’s not.”

Tony clucks sympathetically, before looking over her little work sheet. He shakes his head fondly. “You are damn smart, sweetheart. Every single one you’ve answered is right.”

She perks up at that, looking down at her work with surprise and renewed enthusiasm. “Really?”

“Ya huh.”

She races through the last few, and bar one silly mistake, finishes it all. She scampers off into the kitchen, and returns triumphant, with a peanut butter cupcake in one hand, and a mini pancake in the other.

Tony takes the pancake eagerly and they both chew in contented silence for a moments. “You always such a nerd?” He asks conversationally, and she giggles.

“Daddy says we’re equals pequels.”

Tony hums thoughtfully around his delicious mouthful. “How’s that?”

Hannah licks all the icing off her cupcake. “It means- if I don’t do homework, daddy can put me on the naughty step. And if daddy says a bad word, I can put him on the naughty step. We’re a demo-cacy. And and, if daddy knows more, I should listen to him as much as I can, like with boring stuff like-“ she looks a little sulky, “playing with fire, but if I know more- daddy tries to listen to me! Like, on how pirates speak, or or what flavours taste best in a cheesecake!”

Tony chuckles. “That’s quite a modern take on parenting. I approve.”

He looks up when the last rush of customers leaves, and finally Peter’s free. He’s covered in edible glitter and a light sheen of sweat, and there are a few diced rose petals still on his fingertips as he comes over and ruffles Hannah’s hair. “Hannah-Banana, eating that peanut butter cupcake, I can only assume…?”

“All finished, daddy-doughnut!” She chirps, and Peter kisses her with sticky lips.

Then he looks at Tony, a little shyer, a little braver. “I’m closing up soon, Tony, maybe…you could come up? For tea? And danishes?”

* “I’ve put on at least five pounds since meeting you.” Tony grumbles, squinting at himself in the mirror, even as he takes a huge bite of one of Peter’s raspberry cream danishes. The flavour bursts across his tongue, and Peter laughs, coming around with a tray of tea.

“You’re as dashing as ever, Tony, and I think you know it.” He teases, as the two of them sit down.

Tony watches Peter take a long, deep sip, the smell of jasmine tea in the air, and he wants.

“I don’t…” Tony croaks, when Peter meets his eyes, and everything is there; exposed, between them. “Love is…”

“Very real,” Peter promises, gesturing to Hannah’s bedroom.

Tony sighs. “That’s a different kind of love, Peter. That loves never goes away. Romantic love…it fades. Always.”

“Okay,” Peter murmurs, his honey eyes sad, “I wouldn’t know anyway, right? I’ve never had it.”

“Me neither,” Tony whispers.

*

On a sunny Saturday morning, Tony pinches his nose and looks through the annulment contract, Peter’s slicing peaches, and Hannah’s playing with a complex looking forest set.

“Have some eclairs, Tony,” Peter urges sweetly, setting down a heaped tray. “You worry too much, you’ll win like you do every other time.”

“I don’t know,” Tony sighs, reaching for the chocolate coated deliciousness. “Both of them are vicious- they’re tearing each other apart.”

Peter brings over another plate- this time, topped with gooey, chocolate chip cookies. Hannah comes racing over to grab three. “I’m sure it’s nothing that can’t be solved with a bit of sugar and some maple syrup.”

Tony feels reluctantly fond. “Peter, property division is a little more refined than that.”

But of course, as he chews, he wonders.

* Susan and David pause when they walk into the meeting room in the sleek office building among the New York sky rises.

Tony grins winningly. “I hope you don’t mind,” he says as he beckons them in, “it was a colleague’s birthday and there were left over cookies.”

“It’s not- a problem.” Susan chokes, as the two of them enter the room. She sits down stiffly, eyes on the heaped stack. The room smells of melted chocolate. “We actually-“ she gestures to David awkwardly, “we met in a cooking class.”

David nods, looking anywhere but Susan. “First week was desserts.”

Susan stares at her nails. “I burnt mine so badly, but David, he…”

“Swapped ‘em. She was so worried the teacher wouldn’t like her, like we were kids.” His laugh is wet.

The two people in this room are human. The ones who were in here last week, fighting for custody over the house and the dog and the garden shed tools- those were animals. Tony gestures for them to sit, and as soon as they do, David bursts into tears.

“Have the fucking house,” he whispers, so quiet Tony almost doesn’t hear it.

Susan wipes her black, mascara-coloured tears. “He’s your dog.”

*

“Daddy told you,” Hannah laughs, decorating her cupcake with blueberries. Tony hoists her into his arms and tickles her till she cries mercy.

Peter comes out of the kitchen, covered in custard and bread crumbs, and Tony crosses the bakery floor-

And kisses him.

* Peter’s skin tastes like sugar- it never fades, but Tony’s always had a bit of a sweet tooth.

They fit together, slot in a way Tony never expected.

He loves Hannah fiercely, is overwhelmingly protective, and understands his work a little better now. Love is strong, but it’s balanced on life and circumstance, which is weak and flimsy. Sometimes love falls and cracks.

“I love you,” Tony whispers, as he and Peter snuggle in bed. They’re in Tony’s apartment- they’ve just christened his kitchen- baking wise, and Hannah is fast asleep in one of the guest rooms.

Tony’s childproofed the shit out of this place. He can feel Peter’s smile curve along his shoulder, “love you too,” he says, muffled.

But Tony means it more than that.

So, the next day he comes in, and hands Peter the annulment.

Peter looks down at his hands- covered in clumps of dough- “as romantic as legal documents are, handsome, I’m-“

“I’ve signed it already.” Tony breathes, “if we ever divorced- you’d get half my money- I’d be entitled to nothing. I wouldn’t take anything from you. It’s all yours.”

Peter blinks. “Tony, we haven’t even-“

“We will,” Tony blurts, feeling unhinged and desperate, “I’ll end up baking you some disgusting cupcake, but you’ll eat it because you’re too lovely to decline, and then you’ll find the ring I put into it, and we’ll get married and then life will fuck us, Petey, and then we’ll divorce and-“

“Oh Tony, Tony,” Peter cries, rushing around the counter to gather the older man into his arms. He gets raw dough all over Tony, but Tony doesn’t care. Just leans into Peter’s embrace as the younger man peppers his face with kisses. “You’re such a romantic skeptic, I can’t deal with you. I love you, and I will love that proposal, you glorious man.”

Tony gazes down at him, tears in his eyes, “but what happens when-“

“When life tries to fuck us?” Peter whispers, twining their fingers together, and he smiles. “We’ll fuck it right back. I promise.”

From anyone else, Tony wouldn’t believe it.

Right here, he does.

* “Bet you never thought you’d see the day, huh?” Tony mutters, adjusting his bowtie.

Hannah’s in a frilly white dress, tossing rose petals into the air.

“Actually,” Nat grins, fixing his bowtie for him, “I saw it coming a mile away.”

* He loses his fear somewhere along the way.

Between school runs and tantrums, between the highs and lows of Peter’s business as customers come and go. He loses his fear somewhere along their cotton anniversary. Somewhere around Peter burning casserole for his special birthday surprise dinner and the fantastic make up sex on Egyptian threads.

He loses his fear even when faced with the never-ending line of couples wanting to hire him. For the gold diggers and the sunset clauses and the genuine destructions of love.

He loses his fear because he comes home every night to Peter. To Hannah.

Peter crawls onto his lap in the middle of Aladdin and stretches out against him like a cat. “Let’s go on holiday,” he says around a yawn, “I always wanted to go to France.”

“I’ve gone a few times,” Tony hums, carding his fingers through Peter’s hair, “I’ll take us. You like the sound of that, Hannah?”

She gives him a thumbs up, eyes on the movie.

He’s gonna see her grow up, Tony realises. He’s going to drive her to college with Peter, sit at her High School graduation and cheer embarrassingly loudly.

He’s going to go grey and Peter will find him even sexier than he already does. Peter’s going to get better and better and better at baking.

Tony’s going to spend the rest of his life this happy. This in love.

The truth hits him, and the fear leaves. It evaporates.

He’s home.

“You love me,” he breathes, alight with certainty, and Peter snorts.

“Only a lot.”

“I will never divorce you.” He vows, speaking of a future certainty that he always warns his clients against. Breaking every rule he’s ever known. He was trembling at their wedding- even though he loved Peter with everything, he was still so scared of the transience of their love-

Now he knows.

“Good, good,” Peter says around another yawn, “I’ll never divorce you either. You’re my Tony.”

His Tony.

It’s all he ever wants to be.

Hannah notices the cuddling and leaps onto the couch with them, and Tony holds them close and is content.

[jjwritten]

Yum.

Can’t believe that BTS brought me a) back into fandoms shenanigans, b) back into writing. Almost 10 years without writing a full thing, 10 years without publishing. 

For Yum, I went with the flow of how I imagine Yoongi's “best” romantic relationship. I have a few more drabbles for this specific dynamic :) To anyone who might find this and reads, I hope you have a decent time.

tags: bts!Yoongi, fem!reader, fluffy fluff, a short smut, gender neutral additionnal characters, overworking, did I say fluff because fluff, domestic au, slice of life

warnings: penetrative sex, unprotected sex, health (nutrition and physical activity), overworking, a tiny bit of cockwarming, fingering, 

7,902 words

Remind me what you said you were going to do to me, please.

You waited a few seconds. Yoongi was looking at his screen, you knew it because he just had answered you at lightspeed. Yet the 3 dots wouldn't stop dancing. When they did, no answer appeared. Cool. Left on read, nice. You laughed it off, your boyfriend of three years being prone to this type of behavior. You also predicted to receive an elaborate answer in a couple hours, once the moment was gone. In the meantime, you should get back to work.

It had been about a month of overworking yourself for this massive new project. You were working on it with your best friend, in the interest of a big client. The stakes were big. Within this single project, you would provide a job to about 1000 artists, show engineers, students who wanted to debut in the business, and another thousand jobs in merch production. The reflexion upon finances was mind wracking, but was also the most rewarding. Everyone should be paid as much as possible. The show should be of the utmost quality which would require hours and hours of paid rehearsals. You and your best friend had to figure out the whole plan, the whole system, in order for the buyer to have no reason to refuse. They had called your duo, especially, to invest in a larger-than-life show, given that your ideas would blow their minds. People with big money who were dangling a whole pack of carrots in front of two ambitious passionate creators. Your motivation was simple : gathering all kinds of story tellers. With the experience you and your friend had, the show would border perfection in execution, with people from all over the globe, hired for their talents and work ethic.  A month of intense focus would hopefully transform the dream into reality.

Your success depended on your and your bf’s efforts. It also relied on the people around you. Min Yoongi loved you for your creativity, your humanity, the way your ears were shaped, the way you stopped seeing your surroundings to immerse yourself in the picture you were trying to paint when telling a story. The observant Jimin never missed to point it out: Yoongi became silent everytime, all heart eyes. "It's just my favorite thing ever," the rapper shrugged. To you, it was incredibly comforting. Being loved by him and loving him provided enough security for you to challenge yourself to be better. Never before in a relationship could you have become a zombie in your personal life to favor a work project. But Yoongi got it. Silently, he took care of your personal life’s reality: the construction work in the bathroom, the packages, the finances, the groceries, and making sure you ate nutritious foods and slept a healing sleep. He was a soft presence, making sure you had everything you needed to hustle. Everytime you would try paying attention to him in the midst of an overwhelmed brain and painful exhaustion, he'd reassure you. "We have time, baby. Sleep, eat, work. Don't worry about me. I'm proud of you." I love you, you whisper out loud, smiling. You let yourself indulge a little more in the recent memories.

"Y/n, come back hug me in the kitchen. It's almost ready." Yoongi whined, his head peaking at the door of your bedroom. "I think you need a little break. That frown has been on your face since Monday." You nodded. "I'll be right there." He doubted it, but turned back humming. You closed your computer and put it on the floor on your side of the bed. Yoongi had moved the bed on the right side of the room when you moved. Before, when you walked in, the right side of the bed was right next to the door. You wanted the left side because it was closest to the window, which, capital-D Dramatic Yoongi-ssi could not comprehend how you could POSSIBLY imagine he would sleep on the right side of a bed..  "I need the window!!! I always sleep on the window side!! - Since when??! - Since the day I was born, and most likely in my past lived too, you said through your teeth. - You slept on the right side of the bed all right in New York, huh? - BECAUSE IT WAS NEXT TO THE WINDOW!!! I can’t sleep next to the door, what if robbers come in?? I need the right side! - What do you mean, if robbers come in?? You plan on leaving me for dead?! - You bet. It's each human for their lives, oppa." Despite your sarcastic tone at the word, Yoongi still smirked. Run BTS editors' would have put a blushing filter on his cheeks. "You're mean", he whined. You smiled at his flushing face, and wrapped your hands around his waist. His hands landed automatically on your shoulders. His instincts said to push you away, but his body maintained you in place. Back then, you thought Yoongi would never admit how much he loved how tactile you were. Skip forward a year and a half, and he demands his cuddles, like a big boy. "Let's just put the bed on the other side of the room, mh?" The softness of his tone made your heart flutter. You kissed his cheek. "You are such a great problem-solver, oppa. I love your mind. - ‘ehh"

You stretched in the bed, and rolled on your stomach, taking a deep breath in of yours and Yoongi's smells in the sheets. His lazy footsteps in the corridor were the last thing you heard before drifting off.

"My love..." Yoongi's hand was stroking your hair, his mouth landing little pecks on the side of your face. "Come eat, babe." His voice was so soft. "I'm sorry, honey boy. I'm just too tired. - It's been four weeks, y/n. You need a break now. Come eat, and take the morning off tomorrow. I'll take care of you." You sat up at the temptation. Bed hair and pouty lips did not take away the worried look on his face. "Two more days. Just two more days, and I'll be back. - I can do 24 hours at best. It's getting too much, you don't even sleep well anymore. I have received my fair share of slaps in the face in the middle of night." You laugh. "24 hours is not possible. I'm leaving at 6am tomorrow for Tokyo. bf and I have meetings all day. Then again on Friday. I should be back home Saturday morning. I'll wake you up in your favorite way. - With coffee? - And with coffee, sure. - Don't tease me. By Saturday, you will be close to decomposing from how dead you look right now. - Oh, thanks." He laughs. "Fine. Except you don't take care of me, I take care of you. Massages, cuddles, movies, bulgogi and fruity dairy free ice-cream... - Ooooh, dairy free ice cream? Sounds like you'll be taking care of yourself too. - Yeah, I deserve it. Plus, taking care of you is taking care of me. I need it, you need it. - Fair enough. Is there still room for sex? - Haha. Is there room for sex, haha. Hahaha. He shakes his shoulders as he pretends to laugh. - Does that mean a lot? your eyebrows question too. - I can't say for now. It depends on whether I'm dealing with a decomposing girlfriend, or if she's feeling herself. - Double standards. I see. - You better sleep well in the plane."

Five minutes of daydreaming have passed, and that's all the time you have. Back to work.

2 billion dollars. Two. Billion. Dollars. USD $2,000,000,000. 2,198,960,000,000 KRW. You and your best friend have been sitting in the airport lounge, processing. You thought you were developing a project for Japan. Turned out, the investors had planned to make it international all along. Tokyo, Buenos Aires, Los Angeles, Paris, El Jadida. The project will be ten times as big as you initially thought it would be, and extend over the course of three years. The team would be huge to help. Your dream had become reality five years ago when you both launched the company. You don't even know how to react to it being stretched like that.

The key-card to your door weighs a ton in your hand. You clumsily make your way inside, pushing your carrier in front of you. Shoes off, you drag your heavy body to the bedroom and let it crash into the bed. Naturally, Yoongi’s body is where it’s supposed to be, his knees in an L shape. Your face is planted in the blanket. Deep sigh. End of the road. Disconnect system. It’s break time. Long fingers find their way to your hair. “You good, baby? - Dude. Get up. Have so much to tell you.” You hear muffling. He's not moving. “Dude. Bf and I got a two BILLION check, get up. - Two billion?!” Yoongi is up. You proceed to tell him everything. Finally, you can explain to him what this project was about. He listens carefully, cheerfully, sometimes reacts excessively. You don’t care, you do the same because it feels like a reunion and you’re both overly excited to meet again. The both of you on the bed feels like being on your own island. Your tummy tickles with joy for the present, the moments you are going to spend with Yoongi and for the bigger picture with the unfolding of your project. Within a few hours of talking, the month of intense focus and routine is released. You fall asleep in the middle of a sentence, utterly relaxed. Yoongi presses a kiss between your nose and lips, first spot that came, before falling asleep too.

12PM. Eternal question: is it good morning or good afternoon? Knowing your boyfriend, you better think of it before you open your mouth. “Hi.” You say smiling. That will do. “Hi, love.” He breathes you in loudly. You wriggle your nose in his neck. His arms are wrapped around you, yours around him. Couldn’t think of a better place to be in. You both scratch yourselves on each other, rubbing your forehead on his cheek, him massaging your hands, kissing your hair, ears, kissing his nose, lips. For some reason, his bottom lip looks especially plumped to your half-open eyes. You spend more time nibbling on it, kissing it on its own without him giving the kiss back. Delicious. Hands rubbing all over, your brain starts working properly. Wait a minute? Yoongi’s usually soft tummy feels particularly toned. You lift the covers. “Mh, did I miss something? - Whatever, you hear him smirk though. - Come on, show me. - Aw, leave me alone, it’s cold.” He lies on his stomach, a big smile on his face making his cheeks look all soft and bite worthy. You allow yourself the indulgence. You are all excited now! You jump out of bed. "Okay, so coffee and then abs, okay?" With smily mhmhs, your adorable boyfriend rubs his face in the pillow. He's shy, you know. His body image is important to him. You feel bad for not having noticed. Knowing the man, he probably flaunted his buff bod as if it were nothing on week 1. Damn! Then on week 2, he most likely tried to have you feel them, "naturally". You're a little sad to have missed those cues, and some of them resurface in your foggy memory. Your routine was so strict during the past month: wake up, meditate, work out, to make sure your brain worked optimally during the day. Work outs were intense because serotonin helps a ton. Food was rich and nutritious, cooked with the most important ingredient in this household, the love of Min Yoongi. Not noticing the changes in your own body was a thing, but to miss out on your buff boyfriend? A no go. You grabbed everything to make him his iced coffee in the largest cup you could find, knowing he would l-o-v-e the look of quasi-eternal quantity. You were light on your feet, smiling at the peeled pineapple and singing to the pack of nuts. Yoongi’s face was slightly round a month ago, and he looked a little buff already. The first week, the fat must have melted a little bit to turn into juicy muscles. Then, with him making sure your brain was working full power, he fed himself the same foods. Your focus spur basically fed your boyfriend buff food. What did you do to yourself and above all, HOW DID YOU NOT NOTICE IT?! As you put the spoons in the greek yogurts, you think of his little face smushed in the pillow as he pretended not to be excited by you finally noticing. You know that he's proud of himself and happy that you finally got all of your senses back. What a fun day ahead. With a smile up to your ears and a plate of things that should power up the man, you mini-skip back to your room.

Being with Yoongi meant you had about 10 boyfriends behind the same deep brown eyes. He could be a giggly chubby boy with his little bucket hats that he loved, making him look like an elf. He could be a meaty dude with an attitude and deep stare. He could be a skinny tech-boy with quick witts and always a book in his hands, and he could be business-Yoongi, dressed in all black and loving the sound of his big rings clinging together. What was even more beautiful was that all of these traits were interchangeable. Skinny Yoongi could have an attitude and a bucket hat. Buff Yoongi could be giggly and nerdy. He could do it all at anytime. Beneath it all, the constant of his intellect and emotionality made Min Yoongi appear as if he adorned a bow and ribbon at all times, ready to be gifted and unwrapped and enjoyed. Yum, you think.

"Coffee!"

Yoongi is on his phone in the bed. The AC is blasting hot air in a soothing sound. You can't help but laugh when you notice the naked skin of his chest peaking over the sheets, and his pyjamas thrown on the floor.

"Why-why-why? Why are you laughing? - Min Yoongi, I love it when you're feeling yourself. Please, drink this and put on a show for me. - Aren't you being a little dramatic? he hisses and bubbles his saliva. It's just abs and pecs, he says as he drinks, eye brows raising up his forehead. Five and six are barely defined.” He’s referring to his six-pack. You squint. “You..." He cocks his head as to say "I know, I'm hot" and your body is warming up.

Breakfast is made more delicious by Yoongi's feet rubbing against yours under the blanket. You're sitting cross-legged in front of each other, on the little island that is your bed. TV's turned on for some light background sound but you only hear Yoongi's giggles in between his smart clapbacks and mouthfuls of yoghurt. Eventually, the plate is moved to the side so your legs can extend on his lap and you feed him pieces of pineapple. Your fingers go a little too far into his mouth, and he relishes in your squirming when his lips brush them softly. Soon enough, his tongue is licking the tip and there's no pineapple left. Meaning, no reason to take your fingers away. Your leg on his hip tells your brain that in classic Yoongi fashion, he's not wearing any underwear. It's getting really hot between the sexual tension and the heater being turned all the way on. It is one of your favorite thing to do on days off: the heat allows you both to stay naked without worry. Positions can change as much as you like. Sweat drops make the whole thing more slippery and sexy. It's messy and delicious. You can't wait to be in the middle of the action, but remember to enjoy the foreplay. Yoongi's tongue acts as a wet bed on your ring finger. You relish in the look of his hollowed cheeks and suck on your skin. Your free hand has a great idea, on its own: exploring that built up chest. It's firm and the skin is soft and milky. It still holds a little bit of fat that makes his pectorals bouncy. He's going to fuck you, and they're going to move. Ugh. You swallow your saliva. Yoongi's eyes are getting rounder with arrousal. His traits go slightly down, showing he is getting hot and needy. You can feel pins and needles tickling your labia. Your boyfriend treats all of your fingers with the same lubbed up care. He opens his mouth to lick them from the stems to the tips. "I'm taking care of you today, remember? You relax and enjoy, understood?" You gulp and nod. Your first feeling is disappointment: when Yoongi says "I'll take care of you" it mostly means he won't put his cock in your mouth. That's okay. It will be for the next round. You're salivating. Meanwhile, Yoongi's mouth is going up your arm, on the sensitive thin skin inside your elbow and upper-arm. His tongue glides along. He creates the pattern: plumped bottom lip first, lubbed tongue, top lip. The three tightened together and make a wet sound when he moves onto another spot. Your legs feel numb. You're amused by Yoongi's needy look, but worried about your own. You feel so empty and deprived. Your head is already reversed back. Yoongi's special care is getting your muscles to relax one by one, better than any guided meditation ever. He stops for a second to take off your -his- t-shirt. He guides you to sit against the head board and his mouth latches on your right nipple instantly. The position is making you anticipate what you know he's leading to, but the nipple in his mouth is bringing you back to the present. The tongue is playful. Saliva dripping. Wet. It's the word that comes to your mind and you feel your pussy overflowing. Soft moans escape you. Your eyes are closed. You notice how relaxed your body is. Your arms are splayed on your sides and your back is one with the headboard. You're getting too relaxed. Yoongi makes his way to the other nipple and your body tenses up suddenly. Hands to his hair, ruffling. You realize his hands are on both sides of your stomach, keeping you still. You can't help to wonder for how long they've been there. "Yoongi..." It's not a prompt. You don't want him to go faster. Saying his name feels right. Yet, the air shifts. "y/n, mh" his raspy voice sends chills down your back. He kisses your mouth passionately and everything quickens. Shorter breaths, instant sweat. His hands cup your face to bring you to sit up. They slide down to your waist and you get up on your knees to let him grab your ass cheeks. He spreads them, making you moan as you feel your pussy more exposed. Your hands now cup his cheeks to get him closer, before sliding in the back of his head to plunge your fingers in his silky hair. Yoongi's hard bare cock is pressing against your cotton underwear.  Both your hands go down to his shoulders in a light touch. In the midst of anticipation, you both are melting under each other's touch. His fingers dig into the skin of your hips, yours in his shoulders. "You're leaking" you say, looking down at the wet tip of his cock and the wetness sticking to your lower stomach. "No kidding." You smile into another kiss. He dips in your neck to leave wet kisses. As your head angles to give him more space, you catch a glimpse of your reflexion in the mirror. His perky toned ass is jerking up and down as he slowly ruts against you. Your hands powerlessly fall on his ass, and the image brings you back to the urgency. You squeeze and get his mouth back on your own. He spreads your legs bringing his hands in between your thighs. He is so needy. Yoongi slides his member up and down your slit and starts slowly penetrating you. Your pussy fills up slowly. He pushes himself as deeply in as he can, stays still for a couple seconds and slides back out, his tip still lightly touching your entrance. You open your eyes to look at him in the mirror, slim legs steady on the bed. Your hands still on his ass cheeks, he pushes himself back in. It's slow, controlled, powerful. He goes in the same way for a third time: "Fuck, I love you." You smile. He's not talking to you, but to your pussy. You kiss him and press on his hips to have him go faster. "I turn around? - Yes." His arms wrap around your waist softly as you press your back against his front. One hand holding onto the wall, the other on the back of his neck. You arch your back to give him better access. His cock fills you up again, this time offering your G-spot some electrifying friction. His rythm accelerates, senses slowly getting lost. He starts groaning, you start moaning. Somehow, your brain manages to list very quickly everything you'll do to him, and everything you'll have him do to you. It turns you on even more, fantasizing about Yoongi and you having more sex while having sex. His long middle finger comes pressing your clit, going up and down to your entrance, where he invites the tip of it to join his dick. You always thought of his fingers as fingering fingers. They’re the perfect shape. Your pussy is pliant and delirious. She's directing your body and your mind. None of what she says makes logical sense but, fuck, she happy. The chills in your spine, your erected nipples, Yoongi tightly pressed against you. His head often reverses back, chasing his own pleasure, hipsRemind me what you said you were going to do to me, please.You waited a few seconds. Yoongi was looking at his screen, you knew it because he just had answered you at lightspeed. Yet the 3 dots wouldn't stop dancing. When they did, no answer appeared. Cool. Left on read, nice. You laughed it off, your boyfriend of three years being prone to this type of behavior. You also predicted to receive an elaborate answer in a couple hours, once the moment was gone. In the meantime, you should get back to work.It had been about a month of overworking yourself for this massive new project. You were working on it with your best friend, in the interest of a big client. The stakes were big. Within this single project, you would provide a job to about 1000 artists, show engineers, students who wanted to debut in the business, and another thousand jobs in merch production. The reflexion upon finances was mind wracking, but was also the most rewarding. Everyone should be paid as much as possible. The show should be of the utmost quality which would require hours and hours of paid rehearsals. You and your best friend had to figure out the whole plan, the whole system, in order for the buyer to have no reason to refuse. They had called your duo, especially, to invest in a larger-than-life show, given that your ideas would blow their minds. People with big money who were dangling a whole pack of carrots in front of two ambitious passionate creators. Your motivation was simple : gathering all kinds of story tellers. With the experience you and your friend had, the show would border perfection in execution, with people from all over the globe, hired for their talents and work ethic. A month of intense focus would hopefully transform the dream into reality.Your success depended on your and your bf’s efforts. It also relied on the people around you. Min Yoongi loved you for your creativity, your humanity, the way your ears were shaped, the way you stopped seeing your surroundings to immerse yourself in the picture you were trying to paint when telling a story. The observant Jimin never missed to point it out: Yoongi became silent everytime, all heart eyes. "It's just my favorite thing ever," the rapper shrugged. To you, it was incredibly comforting. Being loved by him and loving him provided enough security for you to challenge yourself to be better. Never before in a relationship could you have become a zombie in your personal life to favor a work project. But Yoongi got it. Silently, he took care of your personal life’s reality: the construction work in the bathroom, the packages, the finances, the groceries, and making sure you ate nutritious foods and slept a healing sleep. He was a soft presence, making sure you had everything you needed to hustle. Everytime you would try paying attention to him in the midst of an overwhelmed brain and painful exhaustion, he'd reassure you. "We have time, baby. Sleep, eat, work. Don't worry about me. I'm proud of you." I love you, you whisper out loud, smiling. You let yourself indulge a little more in the recent memories."Y/n, come back hug me in the kitchen. It's almost ready." Yoongi whined, his head peaking at the door of your bedroom. "I think you need a little break. That frown has been on your face since Monday." You nodded. "I'll be right there." He doubted it, but turned back humming. You closed your computer and put it on the floor on your side of the bed. Yoongi had moved the bed on the right side of the room when you moved. Before, when you walked in, the right side of the bed was right next to the door. You wanted the left side because it was closest to the window, which, capital-D Dramatic Yoongi-ssi could not comprehend how you could POSSIBLY imagine he would sleep on the right side of a bed.. "I need the window!!! I always sleep on the window side!! - Since when??! - Since the day I was born, and most likely in my past lived too, you said through your teeth. - You slept on the right side of the bed all right in New York, huh? - BECAUSE IT WAS NEXT TO THE WINDOW!!! I can’t sleep next to the door, what if robbers come in?? I need the right side! - What do you mean, if robbers come in?? You plan on leaving me for dead?! - You bet. It's each human for their lives, oppa." Despite your sarcastic tone at the word, Yoongi still smirked. Run BTS editors' would have put a blushing filter on his cheeks. "You're mean", he whined. You smiled at his flushing face, and wrapped your hands around his waist. His hands landed automatically on your shoulders. His instincts said to push you away, but his body maintained you in place. Back then, you thought Yoongi would never admit how much he loved how tactile you were. Skip forward a year and a half, and he demands his cuddles, like a big boy. "Let's just put the bed on the other side of the room, mh?" The softness of his tone made your heart flutter. You kissed his cheek. "You are such a great problem-solver, oppa. I love your mind. - ‘ehh"You stretched in the bed, and rolled on your stomach, taking a deep breath in of yours and Yoongi's smells in the sheets. His lazy footsteps in the corridor were the last thing you heard before drifting off."My love..." Yoongi's hand was stroking your hair, his mouth landing little pecks on the side of your face. "Come eat, babe." His voice was so soft. "I'm sorry, honey boy. I'm just too tired. - It's been four weeks, y/n. You need a break now. Come eat, and take the morning off tomorrow. I'll take care of you." You sat up at the temptation. Bed hair and pouty lips did not take away the worried look on his face. "Two more days. Just two more days, and I'll be back. - I can do 24 hours at best. It's getting too much, you don't even sleep well anymore. I have received my fair share of slaps in the face in the middle of night." You laugh. "24 hours is not possible. I'm leaving at 6am tomorrow for Tokyo. bf and I have meetings all day. Then again on Friday. I should be back home Saturday morning. I'll wake you up in your favorite way. - With coffee? - And with coffee, sure. - Don't tease me. By Saturday, you will be close to decomposing from how dead you look right now. - Oh, thanks." He laughs. "Fine. Except you don't take care of me, I take care of you. Massages, cuddles, movies, bulgogi and fruity dairy free ice-cream... - Ooooh, dairy free ice cream? Sounds like you'll be taking care of yourself too. - Yeah, I deserve it. Plus, taking care of you is taking care of me. I need it, you need it. - Fair enough. Is there still room for sex? - Haha. Is there room for sex, haha. Hahaha. He shakes his shoulders as he pretends to laugh. - Does that mean a lot? your eyebrows question too. - I can't say for now. It depends on whether I'm dealing with a decomposing girlfriend, or if she's feeling herself. - Double standards. I see. - You better sleep well in the plane."Five minutes of daydreaming have passed, and that's all the time you have. Back to work.2 billion dollars. Two. Billion. Dollars. USD $2,000,000,000. 2,198,960,000,000 KRW. You and your best friend have been sitting in the airport lounge, processing. You thought you were developing a project for Japan. Turned out, the investors had planned to make it international all along. Tokyo, Buenos Aires, Los Angeles, Paris, El Jadida. The project will be ten times as big as you initially thought it would be, and extend over the course of three years. The team would be huge to help. Your dream had become reality five years ago when you both launched the company. You don't even know how to react to it being stretched like that.The key-card to your door weighs a ton in your hand. You clumsily make your way inside, pushing your carrier in front of you. Shoes off, you drag your heavy body to the bedroom and let it crash into the bed. Naturally, Yoongi’s body is where it’s supposed to be, his knees in an L shape. Your face is planted in the blanket. Deep sigh. End of the road. Disconnect system. It’s break time. Long fingers find their way to your hair. “You good, baby? - Dude. Get up. Have so much to tell you.” You hear muffling. He's not moving. “Dude. Bf and I got a two BILLION check, get up. - Two billion?!” Yoongi is up. You proceed to tell him everything. Finally, you can explain to him what this project was about. He listens carefully, cheerfully, sometimes reacts excessively. You don’t care, you do the same because it feels like a reunion and you’re both overly excited to meet again. The both of you on the bed feels like being on your own island. Your tummy tickles with joy for the present, the moments you are going to spend with Yoongi and for the bigger picture with the unfolding of your project. Within a few hours of talking, the month of intense focus and routine is released. You fall asleep in the middle of a sentence, utterly relaxed. Yoongi presses a kiss between your nose and lips, first spot that came, before falling asleep too.12PM. Eternal question: is it good morning or good afternoon? Knowing your boyfriend, you better think of it before you open your mouth. “Hi.” You say smiling. That will do. “Hi, love.” He breathes you in loudly. You wriggle your nose in his neck. His arms are wrapped around you, yours around him. Couldn’t think of a better place to be in. You both scratch yourselves on each other, rubbing your forehead on his cheek, him massaging your hands, kissing your hair, ears, kissing his nose, lips. For some reason, his bottom lip looks especially plumped to your half-open eyes. You spend more time nibbling on it, kissing it on its own without him giving the kiss back. Delicious. Hands rubbing all over, your brain starts working properly. Wait a minute? Yoongi’s usually soft tummy feels particularly toned. You lift the covers. “Mh, did I miss something? - Whatever, you hear him smirk though. - Come on, show me. - Aw, leave me alone, it’s cold.” He lies on his stomach, a big smile on his face making his cheeks look all soft and bite worthy. You allow yourself the indulgence. You are all excited now! You jump out of bed. "Okay, so coffee and then abs, okay?" With smily mhmhs, your adorable boyfriend rubs his face in the pillow. He's shy, you know. His body image is important to him. You feel bad for not having noticed. Knowing the man, he probably flaunted his buff bod as if it were nothing on week 1. Damn! Then on week 2, he most likely tried to have you feel them, "naturally". You're a little sad to have missed those cues, and some of them resurface in your foggy memory. Your routine was so strict during the past month: wake up, meditate, work out, to make sure your brain worked optimally during the day. Work outs were intense because serotonin helps a ton. Food was rich and nutritious, cooked with the most important ingredient in this household, the love of Min Yoongi. Not noticing the changes in your own body was a thing, but to miss out on your buff boyfriend? A no go. You grabbed everything to make him his iced coffee in the largest cup you could find, knowing he would l-o-v-e the look of quasi-eternal quantity. You were light on your feet, smiling at the peeled pineapple and singing to the pack of nuts. Yoongi’s face was slightly round a month ago, and he looked a little buff already. The first week, the fat must have melted a little bit to turn into juicy muscles. Then, with him making sure your brain was working full power, he fed himself the same foods. Your focus spur basically fed your boyfriend buff food. What did you do to yourself and above all, HOW DID YOU NOT NOTICE IT?! As you put the spoons in the greek yogurts, you think of his little face smushed in the pillow as he pretended not to be excited by you finally noticing. You know that he's proud of himself and happy that you finally got all of your senses back. What a fun day ahead. With a smile up to your ears and a plate of things that should power up the man, you mini-skip back to your room.Being with Yoongi meant you had about 10 boyfriends behind the same deep brown eyes. He could be a giggly chubby boy with his little bucket hats that he loved, making him look like an elf. He could be a meaty dude with an attitude and deep stare. He could be a skinny tech-boy with quick witts and always a book in his hands, and he could be business-Yoongi, dressed in all black and loving the sound of his big rings clinging together. What was even more beautiful was that all of these traits were interchangeable. Skinny Yoongi could have an attitude and a bucket hat. Buff Yoongi could be giggly and nerdy. He could do it all at anytime. Beneath it all, the constant of his intellect and emotionality made Min Yoongi appear as if he adorned a bow and ribbon at all times, ready to be gifted and unwrapped and enjoyed. Yum, you think."Coffee!"Yoongi is on his phone in the bed. The AC is blasting hot air in a soothing sound. You can't help but laugh when you notice the naked skin of his chest peaking over the sheets, and his pyjamas thrown on the floor."Why-why-why? Why are you laughing? - Min Yoongi, I love it when you're feeling yourself. Please, drink this and put on a show for me. - Aren't you being a little dramatic? he hisses and bubbles his saliva. It's just abs and pecs, he says as he drinks, eye brows raising up his forehead. Five and six are barely defined.” He’s referring to his six-pack. You squint. “You..." He cocks his head as to say "I know, I'm hot" and your body is warming up.Breakfast is made more delicious by Yoongi's feet rubbing against yours under the blanket. You're sitting cross-legged in front of each other, on the little island that is your bed. TV's turned on for some light background sound but you only hear Yoongi's giggles in between his smart clapbacks and mouthfuls of yoghurt. Eventually, the plate is moved to the side so your legs can extend on his lap and you feed him pieces of pineapple. Your fingers go a little too far into his mouth, and he relishes in your squirming when his lips brush them softly. Soon enough, his tongue is licking the tip and there's no pineapple left. Meaning, no reason to take your fingers away. Your leg on his hip tells your brain that in classic Yoongi fashion, he's not wearing any underwear. It's getting really hot between the sexual tension and the heater being turned all the way on. It is one of your favorite thing to do on days off: the heat allows you both to stay naked without worry. Positions can change as much as you like. Sweat drops make the whole thing more slippery and sexy. It's messy and delicious. You can't wait to be in the middle of the action, but remember to enjoy the foreplay. Yoongi's tongue acts as a wet bed on your ring finger. You relish in the look of his hollowed cheeks and suck on your skin. Your free hand has a great idea, on its own: exploring that built up chest. It's firm and the skin is soft and milky. It still holds a little bit of fat that makes his pectorals bouncy. He's going to fuck you, and they're going to move. Ugh. You swallow your saliva. Yoongi's eyes are getting rounder with arrousal. His traits go slightly down, showing he is getting hot and needy. You can feel pins and needles tickling your labia. Your boyfriend treats all of your fingers with the same lubbed up care. He opens his mouth to lick them from the stems to the tips. "I'm taking care of you today, remember? You relax and enjoy, understood?" You gulp and nod. Your first feeling is disappointment: when Yoongi says "I'll take care of you" it mostly means he won't put his cock in your mouth. That's okay. It will be for the next round. You're salivating. Meanwhile, Yoongi's mouth is going up your arm, on the sensitive thin skin inside your elbow and upper-arm. His tongue glides along. He creates the pattern: plumped bottom lip first, lubbed tongue, top lip. The three tightened together and make a wet sound when he moves onto another spot. Your legs feel numb. You're amused by Yoongi's needy look, but worried about your own. You feel so empty and deprived. Your head is already reversed back. Yoongi's special care is getting your muscles to relax one by one, better than any guided meditation ever. He stops for a second to take off your -his- t-shirt. He guides you to sit against the head board and his mouth latches on your right nipple instantly. The position is making you anticipate what you know he's leading to, but the nipple in his mouth is bringing you back to the present. The tongue is playful. Saliva dripping. Wet. It's the word that comes to your mind and you feel your pussy overflowing. Soft moans escape you. Your eyes are closed. You notice how relaxed your body is. Your arms are splayed on your sides and your back is one with the headboard. You're getting too relaxed. Yoongi makes his way to the other nipple and your body tenses up suddenly. Hands to his hair, ruffling. You realize his hands are on both sides of your stomach, keeping you still. You can't help to wonder for how long they've been there. "Yoongi..." It's not a prompt. You don't want him to go faster. Saying his name feels right. Yet, the air shifts. "y/n, mh" his raspy voice sends chills down your back. He kisses your mouth passionately and everything quickens. Shorter breaths, instant sweat. His hands cup your face to bring you to sit up. They slide down to your waist and you get up on your knees to let him grab your ass cheeks. He spreads them, making you moan as you feel your pussy more exposed. Your hands now cup his cheeks to get him closer, before sliding in the back of his head to plunge your fingers in his silky hair. Yoongi's hard bare cock is pressing against your cotton underwear.  Both your hands go down to his shoulders in a light touch. In the midst of anticipation, you both are melting under each other's touch. His fingers dig into the skin of your hips, yours in his shoulders. "You're leaking" you say, looking down at the wet tip of his cock and the wetness sticking to your lower stomach. "No kidding." You smile into another kiss. He dips in your neck to leave wet kisses. As your head angles to give him more space, you catch a glimpse of your reflexion in the mirror. His perky toned ass is jerking up and down as he slowly ruts against you. Your hands powerlessly fall on his ass, and the image brings you back to the urgency. You squeeze and get his mouth back on your own. He spreads your legs bringing his hands in between your thighs. He is so needy. Yoongi slides his member up and down your slit and starts slowly penetrating you. Your pussy fills up slowly. He pushes himself as deeply in as he can, stays still for a couple seconds and slides back out, his tip still lightly touching your entrance. You open your eyes to look at him in the mirror, slim legs steady on the bed. Your hands still on his ass cheeks, he pushes himself back in. It's slow, controlled, powerful. He goes in the same way for a third time: "Fuck, I love you." You smile. He's not talking to you, but to your pussy. You kiss him and press on his hips to have him go faster. "I turn around? - Yes." His arms wrap around your waist softly as you press your back against his front. One hand holding onto the wall, the other on the back of his neck. You arch your back to give him better access. His cock fills you up again, this time offering your G-spot some electrifying friction. His rythm accelerates, senses slowly getting lost. He starts groaning, you start moaning. Somehow, your brain manages to list very quickly everything you'll do to him, and everything you'll have him do to you. It turns you on even more, fantasizing about Yoongi and you having more sex while having sex. His long middle finger comes pressing your clit, going up and down to your entrance, where he invites the tip of it to join his dick. You always thought of his fingers as fingering fingers. They’re the perfect shape. Your pussy is pliant and delirious. She's directing your body and your mind. None of what she says makes logical sense but, fuck, she happy. The chills in your spine, your erected nipples, Yoongi tightly pressed against you. His head often reverses back, chasing his own pleasure, hips jerking quickly. Your hand keeps ruffling his hair. It’s rough and soft all at the same time. The movement of his hips become uncontrolled and erratic. Mh. The climax has him groan louder while you let out a deep audible sigh. He stays in, enjoying your warmth, catching his breath, humming softly, almost whining but in a low register. You come down from your high and kiss his cheek. He kisses yours, your neck, your shoulder before pulling out, your juices dripping down his veiny pale shaft and your legs. His hands settle on your sides, encouraging you to turn around. You embrace each other, tightly, both your hearts pounding. "I missed you. - I missed you too." Kiss. His tongue intertwines with yours and you're reminded of the dripping mess he made in your pussy. You put both your hands on each side of his precious head: "Clean me up, will you? - Mhmh" Yoongi pushes you back, spreads your legs, and laps away. Slowly and langidly. Cherry on the cake.Yoongi showers first to leave for his one meeting today. You'll have about two hours to yourself. Enough time for you to clean up the house, unpack your carrier, and take care of any little mundane task you overlooked this month. You both agreed on a 2000 pieces puzzle to order for when he comes back. What you don't think about is that sometimes, when you make plans, your cunt sneakily laughs. A puzzle? Not today.g quickly. Your hand keeps ruffling his hair. It’s rough and soft all at the same time. The movement of his hips become uncontrolled and erratic. Mh. The climax has him groan louder while you let out a deep audible sigh. He stays in, enjoying your warmth, catching his breath, humming softly, almost whining but in a low register. You come down from your high and kiss his cheek. He kisses yours, your neck, your shoulder before pulling out, your juices dripping down his veiny pale shaft and your legs. His hands settle on your sides, encouraging you to turn around. You embrace each other, tightly, both your hearts pounding. "I missed you. - I missed you too." Kiss. His tongue intertwines with yours and you're reminded of the dripping mess he made in your pussy. You put both your hands on each side of his precious head: "Clean me up, will you? - Mhmh" Yoongi pushes you back, spreads your legs, and laps away. Slowly and langidly. Cherry on the cake.

Yoongi showers first to leave for his one meeting today. You'll have about two hours to yourself. Enough time for you to clean up the house, unpack your carrier, and take care of any little mundane task you overlooked this month. You both agreed on a 2000 pieces puzzle to order for when he comes back. What you don't think about is that sometimes, when you make plans, your cunt sneakily laughs. A puzzle? Not today.

[orbemnews]

India's second Covid wave hits like a 'tsunami' as hospitals buckle under weight Graveyards are running out of space, hospitals are turning away patients, and desperate families are pleading for help on social media for beds and medicine. India reported 295,041 cases of coronavirus and 2,023 deaths Wednesday, its highest rise in cases and highest death increase recorded in a single day since the beginning of the pandemic, according to a CNN tally of figures from the Indian Ministry of Health. “The volume is humongous,” said Jalil Parkar, a senior pulmonary consultant at the Lilavati Hospital in Mumbai, which had to convert its lobby into an additional Covid ward. “It’s just like a tsunami.” “Things are out of control,” said Ramanan Laxminarayan, director of the Center for Disease Dynamics, Economics and Policy in New Delhi. “There’s no oxygen. A hospital bed is hard to find. It’s impossible to get a test. You have to wait over a week. And pretty much every system that could break down in the health care system has broken down,” he said. To prove his point, at least 22 Covid-19 patients who were on ventilator support died Wednesday waiting for oxygen supplies that were lost in an accident, a senior official from the Nashik district in the Indian state of Maharashtra said. Prime Minister Narendra Modi addressed the nation on Tuesday, acknowledging the country’s “very big battle” against Covid-19. He appealed to states to “use a lockdown as their last option,” even as the capital New Delhi entered its first full day of a week-long lockdown. On Monday, Delhi Chief Minister Arvind Kejriwal warned that failing to halt movement in the city could lead to “tragedy.” “We don’t want to take Delhi to a place where patients are lying in hospital corridors and people are dying on roads,” Kejriwal said. On Tuesday, he warned that some Delhi hospitals were “left with just a few hours of oxygen,” as authorities scrambled to convert sports complexes, banquet halls, hotels and schools into much-needed treatment centers, with the goal to add 6,000 additional beds within days. “Our healthcare system has reached its limit. It is now in a state of distress. It has not collapsed yet but it is in distress,” Kejriwal said. “Every healthcare system has its limits. No system can accommodate unlimited patients.” With shortages being reported across the country, local and state leaders appealed to the federal government for more oxygen and medicine. Modi appeared to answer those calls on Tuesday, announcing plans for the delivery of 100,000 cylinders of oxygen nationwide, new oxygen production plants, and hospitals dedicated to Covid patients. But experts fear it’s too little, too late, as positive patients compete for limited resources and mass gatherings threaten to spread the virus even further. In Wednesday’s incident in which the 22 people died in the Indian state of Maharashtra, senior official Suraj Mandhare told reporters the oxygen was lost due to a leakage from a tanker at the Zakir Hussain hospital. “There was a valves leakage in tankers in Nashik, it was a large scale leakage, definitely this would impact the hospital where the tankers were headed,” Maharashtra’s health minister Rajesh Tope told reporters Wednesday. The district administration is coordinating with hospital officials to make oxygen available to patients who need it at the earliest, Mandhare said. The patients who died required oxygen as their “pressure” was low and the leakage from this shipment meant that they did not receive the supply in time, Mandhare added. India’s Minister of Home Affairs Amit Shah tweeted about the event saying: “I am distressed to hear the news of the accident of oxygen leak in a hospital in Nashik. I express my deepest condolences on this irreparable loss of those who have lost their loved ones in this accident. I pray to God for the health of all the other patients.” In Maharashtra there is currently a daily demand for 1,550 metric tons of oxygen for Covid-19 patients but the state manufactures 1,250 metric tons of oxygen which is being used entirely for medical purposes. The remaining 300 metric tons are being supplied by other states, Tope told reporters Wednesday. Maharashtra has 3,343,359 cases of coronavirus including 685,552 active cases and 61,343 deaths according to the Indian Ministry of Health on Wednesday. Pleading for help online With few official options available, families are turning to social media for help. Mumbai resident Anil Tiwari, 34, lost his father to Covid-19 in November last year. Last week, his 58-year-old mother tested positive. She was admitted to hospital but needed an intensive care unit (ICU) bed, Tiwari said. “I’m crying, running to get ICU bed for my mother,” Tiwari tweeted on Monday. “Kindly help to save my mother I love her more than anything.” After days of effort, including calling the municipal authorities to get on a waitlist, Tiwari’s mother was finally given an ICU bed, Tiwari said on Tuesday. But now, she needs oxygen, which the hospital is in short supply of. She is still able to walk, but is having difficulty breathing, Tiwari said. Demand for the drug Remdesivir and its active pharmaceutical ingredients has spiked during the second wave, prompting the government to temporarily ban the export of the medication to increase its supply in the domestic market. The Indian government has approved the drug for emergency use within hospitals, though the World Health Organization (WHO) says evidence does not suggest the drug lessens the risk of dying from Covid-19 or needing mechanical ventilation. Abhijeet Kumar, a 20-year-old college student, took to Twitter to raise money to pay for Remdesivir injections for his 51-year-old uncle. Kumar said his uncle had been in hospital in Raipur, in the central Indian state of Chhattisgarh, since April 9 after testing positive for Covid. “The injections are very expensive,” Kumar said. “They are saying it costs between 12,000 to 15,000 rupees (about $160-200). He has gotten two doses of the injection but he needs a third and we can’t afford it … my uncle works as a plumber.” Seven major manufacturers of Remdesivir have slashed prices to between 899 rupees and 3,490 rupees (about $12-47) due to “the intervention of the government,” according to a government memorandum on April 17. But several states have acknowledged that high demand and low supply has created a black market for Remdesivir and similar medications. Even many doctors and nurses, too, are frantically searching for open beds and treatment options for their own loved ones, said Parkar, the pulmonary specialist in Mumbai. “Everybody is sick,” he said. “A time has come that we don’t have beds for our own colleagues, for our own parents, for our own extended family.” Complacency and public gatherings The second wave, which has long surpassed the first wave in both new cases and infection rate, was “a situation that was created by complacency,” said Laxminarayan, from the Center for Disease Dynamics, Economics and Policy. After the first wave ended in the winter, the government and public relaxed too much, due to a mix of Covid fatigue and a false sense of security, experts say. In early March, weeks before cases began climbing again, the federal health minister declared that India was “in the endgame” of the pandemic. This kind of triumphant rhetoric meant residents relaxed their Covid-safe behavior, such as social distancing or wearing face masks, experts say. And, despite warnings of Covid risks, large gatherings continued to take place — sports matches resumed, elaborate weddings went ahead, and movie cinemas reopened. The biggest gathering by far is the Kumbh Mela, an important Hindu festival and one of the biggest pilgrimages on Earth. Millions of Indians are traveling from across the country to Haridwar, an ancient city in Uttarakhand state, to attend ceremonies and prayers and take holy dips in the Ganges River. The festival officially began on April 1 and ends later this month. There are Covid-safe guidelines in place — visitors must register online and provide a negative Covid-19 test to participate in the holy baths, and thousands of officers are conducting surveillance — but experts worry it won’t be enough to contain the risk, given the sheer number of attendees. Several million are expected to visit on “auspicious” days. “The Kumbh Mela could go down as one of the largest mass super spreading events ever, simply because of the size of the number of people who show up there for the ritual bathing in the Ganges,” said Laxminarayan. For weeks, Modi, who has a significant Hindu base, refrained from commenting on the Kumbh Mela and its Covid risks. But earlier this week, he finally appealed to pilgrims to avoid congregating in Haridwar. “Now Kumbh should be carried out symbolically amid the ongoing corona crisis,” Modi tweeted on Saturday. But for some, Modi’s message rang hollow, as the prime minister continued to hold massive political rallies ahead of parliamentary and local council elections in four states and one union territory. Videos from Modi’s rallies, including one in Tamulpur in Assam state on April 3, show him speaking before massive crowds, packed tightly together and cheering. In West Bengal state, a significant election ground, tens of thousands attended rallies by Modi’s Bhartiya Janta Party (BJP) and the ruling Trinamool Congress Party. Modi’s rallies have attracted sharp criticism from several other political figures, including a former finance minister who called the mass rallies “completely insensitive” given the Covid crisis. In the face of surging cases, the Indian National Congress, India’s main opposition party, has suspended all public rallies in West Bengal. And on Monday, the BJP said it would only hold “small public gatherings” with a cap of 500 people in the state due to “the difficult phase of the pandemic.” Meanwhile, the Kumbh Mela hasn’t been ordered to stop, nor have any new rules been imposed. Uttarakhand state has issued a series of new restrictions including a night curfew and cap on public gatherings — but the festival is exempt. Haridwar has seen a spike in infections, with more than 6,500 new cases reported since the Kumbh Mela began. Several religious sub-groups, including Juna Akhara and Niranjani Akhara, have since asked their followers from out of state to return home and follow guidelines. Some states and cities are requiring festival returnees to be tested and quarantined. But medical workers fear it’s too late. “It’s already gone on for a couple of weeks. Now, of course, they are dispersing, but they may be carrying the virus back to their homes at this point,” said Laxminarayan.”It’s truly a terrible situation at this point.” CNN’s Esha Mitra contributed to this report. Source link Orbem News #buckle #Covid #hits #hospitals #Indias #tsunami #wave #weight

[tamboradventure]

New York Itinerary: What to Do and See in 4 Days in NYC

Updated: 10/9/18 | October 9th, 2018

When my friends visit New York City, they want to see it all. They have laundry lists of places to visit, things to do, restaurants to eat and bars to drink at! It’s a frantic schedule even for this New Yorker! The city, home to over 8.5 million people, contains so much to see and do, you can barely scratch the surface on your typical four- or five-day visit. (But, then again, I don’t think even a four-month trip would be enough to see NYC!)

NYC, a city forever in flux, is impossible to “see” in one visit. You just have to resign yourself to that fact, unless you move here (and maybe not even then), you’ll only barely scratch the surface! By the time you leave, new places will have cropped up. This city is home to thousands of restaurants, hundreds of museums, attractions, plays, and quirky things to do. Last weekend, I was walking down the street and stumbled into a (delicious) Japanese food festival. It was just there! You never know what you will find in NYC.

As a traveler, how do you visit NYC? What are the best things to see and do here? What is the best itinerary for NYC? How do you make the most of your time here?

There are ways to make the most of the limited time travelers have in New York.

I’ve written a guidebook to this city, have lived here for close to five years, run tours here, and, overall, just been everywhere in pursuit of knowing the best things to do in NYC.

So, today, here is a suggested four (or five or six or seven) day New York itinerary featuring my favorite things to do in the Big Apple so you can plan your visit better:

What to Do in NYC: Day 1

Statue of Liberty/Ellis Island Though the line for the ferry from Battery Park is long, if you get there early, you can avoid most of it. (Come late and you’ll have to wait a few hours.) The Statue of Liberty is spectacular to see up close (she’s as big as you imagine), but the real highlight of this combo is Ellis Island, where you can learn about the immigrant experience and get a sense of the people who helped build NYC (you’ll even find my family’s name inscribed on the wall!). There’s such a great sense of history there that you can’t help but be impressed.

Tip: If the line’s too long and you don’t want to wait, take the free Staten Island ferry for photos of the statue and harbor.

Leave from Battery Park, Lower Manhattan, +1 201 604 2800, nps.gov/stli. Ferries to Liberty Island go daily (9am–3:30pm). Price: $18.50 for the ferry, free to access the pedestal and Ellis Island’s Great Hall, +$3 to access the crown. Tickets (especially crown tickets) must be purchased well in advance! Discounts for seniors and children.

Battery Park Named Battery Park for the old batteries (cannons) that defended the city, stop here for music and street performers, people-watching, relaxing, and all other park-related activities. You can also explore the ruins of the old fort that kept watch over New York City. Battery Park is large and hectic, but I still love walking through here. There are tremendous views of the harbor, too.

Wall Street Take a photo with the famous bull and then walk to Wall Street and see where all those bankers destroyed the economy. There’s heavy security in the area, but you can sit and watch people whiz in and out of buildings on their way to cause some other financial disaster.

Federal Hall One of the most overlooked museums in the city sits across the street from the NY Stock Exchange (NYSE). Federal Hall, built in 1700, is where George Washington took his oath of office (you can see the Bible he was sworn in on!), was the first capitol building of the US, and was the site of the US Customs House in the late 1700s. It’s one of my favorite attractions in the area. I especially love the old vaults of Customs House. I highly recommend you visit, plus it’s small and doesn’t take long.

26 Wall Street, Financial District, Lower Manhattan, +1 212 825 6990, nps.gov/feha. Opening hours: Mon–Fri (9am–5pm), Sat–Sun (closed). Also open on Saturdays (9am-5pm) in the summer.

Museum of American Finance Down the street from NYSE and Federal Hall is the Museum of American Finance. Housed in a historic bank building on Wall Street (of course!), it has permanent exhibits on the financial markets, money, banking, entrepreneurship, and Alexander Hamilton (the founder of the US financial system). If you want to understand the workings of what happens on Wall Street, this is a perfect place to start.

48 Wall Street, Financial District, Lower Manhattan, +1 212 908 4110, moaf.org. Opening hours: Tue–Sat (10am–4pm). Price: $8, discounts for students and seniors. Note: At the time of writing, the museum is currently closed due to damages. Reopen date is TBD.

Trinity Church Trinity Church is one of the oldest churches in America. The original building burned down in 1776, but the current church is still beautiful, with an ornate Gothic style structure. The church is most famous for its colonial graveyard, where you’ll find many famous Americans, including Alexander Hamilton, one of America’s founding fathers.

74 Trinity Place, Financial District, Lower Manhattan, +1 212 602 0800, trinitywallstreet.org. Opening hours: Daily (7am–6pm).

World Trade Center & 9/11 Memorial and Museum The recently opened “Freedom Tower” gives you a panoramic view of the city, and there is also a lot of information about the 9/11 terrorist attacks. On the elevator up, you can also see images of the historical development of NYC. At the bottom of the tower is a park commemorating the victims of the attacks along with an extensive museum. The museum houses moving exhibits about the significance of 9/11. For an additional fee (on top of the entrance fee), there are guided tours.

180 Greenwich Street, Financial District, Lower Manhattan, +1 212 266 5211, 911memorial.org. Opening hours: Daily memorial hours (7:30am–9pm); daily museum hours (9am–8pm; last entry permitted at 6pm, closes one hour later on Fri–Sat). Note: I highly recommend pre-booking your tickets. Price: Memorial is free to visit, museum entry is $24, discounts available; free entry Tuesdays after 5pm (first come, first served).

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 2

Walk the Brooklyn Bridge Right near City Hall (see the next entry), the Brooklyn Bridge offers an easy 25-minute walk into Brooklyn and the waterfront park on the other side. Stopping to take photos and meandering along the way will make the walk about 40 minutes. You get a lot of wonderful views of downtown as you make your way across (and especially from the park). I enjoy doing this walk at night when downtown Manhattan is all lit up.

City Hall New York’s City Hall is a great piece of historic architecture and has a beautiful little park that’s filled with office workers during lunch (as well as a circular tablet about the site’s history). To learn about the building’s history, art, and architecture, take one of the tours. This way, you’ll be able to see the landmarked rotunda, city council chamber, Governor’s Room, and the City Hall Portrait Collection.

City Hall Park. Pre-reserved tours are typically offered for groups (10–20 people) on Mondays and Tuesdays at 10:30am and for individuals on Thursdays at 10am. There are also first-come, first-served tours on Wednesdays at 12pm.

Empire State Building After you finish up with lower Manhattan, jet up to this historic landmark in New York City. The 1930s art deco interior is beautiful, and the view from the top is breathtaking. You can get a real feel for how densely populated New York is as you stare out at the city. Get here early or during lunchtime to avoid the lines and tour groups.

350 5th Avenue, Midtown, +1 212 736 3100, esbnyc.com. Price: $36 to visit the observation deck once, $50 to combine that with a tour of Rockefeller Center, $54 to visit the observation deck twice in 24 hours. Discounts available for children and seniors.

Grand Central Terminal Grand Central Terminal is the city’s historic train station. It was going to be torn down in 1975 but was saved by Jacqueline Kennedy, who raised money for its preservation. There are free historical tours on Wednesdays. I love coming to the main concourse and looking up at the “stars” in the ceiling and people-watching as everyone races to and fro. All those people — where do they go? What do they do? Also, there’s an amazing eatery in the basement called the Grand Central Oyster Bar & Restaurant. And for fancy (and expensive) cocktails, visit the Campbell Apartments and step back into the 1920s (dress code enforced). The space was once the office of John W. Campbell, a member of the New York Central Railroad’s board of directors and finance tycoon from the 1920s.

89 E. 42nd Street, Midtown, grandcentralterminal.com. Opening hours: Daily (5:30am–2am). Tours daily (12:30pm). Tour price: $30, discounts available. Purchase at mas.org/tours or at the ticket windows.

Rockefeller Center This area is always filled with hustle and bustle. Wander around Rockefeller Center to see where they film The Today Show, shop, snack, and take the elevator to the “Top of the Rock” for another bird’s-eye view of the city (which I personally think it better than the Empire State Building, since from the top of here you can get that building in your picture too!).

Times Square No matter when you go to Times Square, it will be packed with people (usually other tourists). There are pedestrian areas where you can sit and hang out. If you aren’t shopping or eating or seeing a show, there isn’t much to do in the area (and no New Yorker hangs out there), but it’s still a fabulous place to people-watch for a few minutes from the top of the red steps of the TKTS kiosk.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 3

Central Park The perfect way to relax in the city and leave the crowds behind is to spend the day in Central Park. It’s free, there are lots of paths to walk (or run), bike lanes, lakes to row in, and a zoo. Since the park covers over 150 square blocks, it’s easy to spend hours wandering around. During the summer months, there are often free concerts and theater productions (line up early for tickets to Shakespeare in the Park). From the late spring to the early fall, there are free guided walks run by the parks service on Saturdays at 11am. I’m a big fan of laying out in Sheep’s Meadow on a hot, sunny day with a book, some food, and a bottle of wine.

Several excellent museums can be found in or on the edges of Central Park:

The Metropolitan Museum of Art The Met is one of the biggest museums in the world, and if you only see one museum in New York, I recommend this one. It has a wide array of art, historical artifacts, photographs, and other exhibits. There’s even a real Egyptian tomb in here! I like its expansive impressionist and Greek exhibits. It’s chaotic and filled with people, especially on the weekend, but since it is so big, you can usually find some quiet spots away from the crowds. Budget a lot of time as a few hours won’t do this place justice.

1000 5th Avenue, Central Park, Upper East Side, +1 212 535 7710, metmuseum.org. Opening hours: Sun–Thu (10am–5:30pm), Fri–Sat (10am–9pm). Price: $25 (includes entrance to the Cloisters and Met Breuer for three consecutive days). Pay what you wish for N.Y. State residents and students in N.Y., N.J., and C.T. Free for kids 12 and under.

American Museum of Natural History Made even more famous by the Night at the Museum movies, this museum also requires a lot of time. The exhibits on nature, human history, and marine life are interesting and detailed, so I wouldn’t try to rush your visit. My favorite is the one on the origin of humans. Learning about how we came to be is fascinating. Also, don’t skip the section on space (because space is awesome!) at the Hayden Planetarium, which is run by science god Neil Degrasse Tyson. They have really detailed exhibitions on the origin of the universe.

Budget tip: The “fee” here is also suggested donation so you can pay what you wish.

Central Park W. at 79th Street, Upper West Side, +1 212 769 5100, amnh.org. Opening hours: Daily (10am–5:45pm). Price: Suggested donation of $23 ($13 for children ages 2–12). Note: Even though this museum only technically asks for a suggested donation, be prepared to pay to go into any special exhibitions and/or movies.

The Frick Collection This collection features paintings by major European artists (lots of Dutch masters here) as well as 18th-century French furniture and Oriental rugs. You have to really love Dutch artists to want to spend time here (I do) but be sure to visit their website because they do a lot of wonderful temporary exhibits featuring famous works of art.

Budget tip: Visit Wednesdays between 2pm and 6pm and the entrance fee is “pay what you wish.”

1 East 70th Street, +1 212-288-0700, frick.org. Opening hours: Tues-Sat (10am-6pm), Sun (11am-5pm). Closed on Mondays. Price: $22 USD, with discounts available to students and seniors.

The Guggenheim Museum This museum is home to a renowned collection of impressionist, post-impressionist, early modern, and contemporary art. The cylindrical museum (designed by Frank Lloyd Wright) is considered one of the 20th century’s most important architectural designs. It’s one of my favorite buildings (and museums) in the city. Admission is steep ($22 USD).

Budget tip: Saturday nights (5:45–7:45pm) you can pay what you wish.

1071 5th Avenue, Upper East Side, +1 212 423 3500, guggenheim.org/new-york. Opening hours: Sun–Wed, Fri (10am–5:45pm), Sat (10am–7:45), Thu (closed). The last ticket is issued 30 minutes before closing. Price: $25, discounts for students and seniors, pay what-you-wish Saturdays (5pm–7:45pm).

The Museum of the City of New York This museum will tell you everything you ever wanted to know about New York City, including its architecture, parks, streets, as well as its people, culture, and various sights. There are multiple rooms that highlight various time periods in NYC history featuring interviews, maps, interactive exhibits, profiles of historical figures, and various artifacts. It’s the best history museum in the city. There’s a cool exhibit here where you can create the future NYC a la Sim City style. (Great for kids or people who are childlike!)

1220 Fifth Avenue at 103rd St., +1 212-534-1672, mcny.org. Opening hours: Daily (10am-6pm). Price: $18, with discounted rates for students and seniors.

Broadway Show You can’t go to New York City, the theater capital of the world, without seeing a show. Current highlights and my favorites include:

The Lion King

The Phantom of the Opera

Wicked

Dear Evan Hansen

Aladdin

Chicago

School of Rock

Come From Away

Hamilton

You can find discounted theater tickets at the TKTS offices around the city (Times Square, South Street Seaport, and downtown Brooklyn) for shows that day. They also have an app where you can see what they offer too!

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there! (I live in NYC so I know it well!)

What to Do in NYC: Day 4

The Cloisters Few people make it up to the Cloisters (it’s all the way up near 204th Street), a branch of the Met devoted to medieval Europe. It took me years to finally see it, and I kicked myself for waiting so long. It was built with Rockefeller money from parts of five European abbeys between 1934 and 1939. (They even stipulated that the land across the river would forever remain undeveloped so the view would be unspoiled!). The building and its stunning cloistered garden are very, very peaceful and beautiful. It’s one of the best things to do in the city. There are free tours each day that explain the history of the museum and the paintings and exhibits.

99 Margaret Corbin Drive, Fort Tryon Park, +1 212 923 3700, metmuseum.org/visit/visit-the-cloisters. Opening hours: Daily (10am–5:15pm), closes at 4:45pm November to February. Price: $25 (includes entrance to the Met and Met Breuer for three consecutive days), discounts for students in N.Y., N.J., and C.T., and free for kids 12 and under.

Museum of Modern Art (MoMA) Head over to the MoMA for lots of beautiful (and weird) modern art and some vivid impressionist art. I hate modern art. I just don’t “get” it. How is shovel on a wall art? I dislike modern art BUT this museum does have Van Gogh’s Starry Night as well as other post-impressionist art so I can’t hate it completely. If you love modern and contemporary art, this (I’m told) is one of the best in the world. On Fridays after 4pm, the museum is free (and I like seeing Van Gogh for free)!

18 W. 54th Street, Midtown, +1 212 708 9400, moma.org. Opening hours: Sat–Thu (10:30am–5:30pm), Fri (10:30am–8pm). Price: $25, discounts for students and seniors. The MoMA’s Abby Aldrich Rockefeller Sculpture Garden is free of charge to the public daily (9:30am–10:15am).

The High Line & Whitney Museum The High Line is a converted train track that is now an urban walking park. It goes from 34th Street down to the Meatpacking District (and vice versa). Lined with overlooks, gardens, public art, food stalls, and greenery, this walk is one of the best things to do in the city, especially on a nice day. Go for a walk, sit with a book, people-watch — the High Line is a must-see and a true favorite among locals.

Next to it, in the Meatpacking District, there’s the new building for the Whitney Museum of American Art (a museum that collaborates with the Met). Even if you don’t go inside, the building is worth seeing, as it is a work of art in itself. But I would recommend going inside as there is a wonderful exhibit of American art.

99 Gansevoort Street, Chelsea, +1 212 570 3600, whitney.org. Opening hours: Wed–Thu, Sun–Mon (10:30am–6pm), Fri–Sat (10:30am–10pm), Tue (closed). Price: $25, discounts for students and seniors. Fri (7–10pm) pay what you wish.

Lower East Side Tenement Museum This fascinating museum offers visitors the opportunity to visit former tenement apartments on the Lower East Side. You’ll learn how immigrants from around the world lived during the late 1800s and early 1900s as they tried to make it in America. It’s a good follow-up to what you’ll see on Ellis Island. You can only visit this museum via guided tours and they need to be booked in advance. I personally like the “Meet the Residents” tour, where live actors portray and share the story of newly arrived immigrants.

103 Orchard Street, Lower East Side, +1 877 975 3786, tenement.org. Opening hours: Fri–Wed (10am–6:30pm), Thu (10am–8:30pm). Price: $25, discounts for students and seniors.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

Other Awesome Things to Do and See in NYC Itinerary

There’s much more to New York that I could never list it all in one blog post but below are some other supplemental activities worth considering to mix and match your NYC trip:

Take a walking tour – NYC is home to dozens of walking tour companies (many of them FREE) offering tours on every genre possible. If you like it, there is a tour revolving around it. Be sure to take one of the many, many walking tours the city has to offer to get a unique and cultural look at the city that never sleeps from a local guide. I always take my friends on at least one when they visit. This post lists my favorite NYC walking tours.

Prospect Park – Get out of Manhattan and explore Brooklyn’s version of Central Park and the cool Brooklyn Museum right near it. Spend the afternoon discovering its vast collection of both historic and contemporary art and artifacts.

Bronx Zoo – Head north for a look at one of the oldest and biggest zoos in the United States. It’s an incredible experience for kids too. (2300 Southern Boulevard, Bronx, +1 718 220 5100, bronxzoo.com. Opening hours: Mon–Fri (10am–5pm), Sat–Sun (10am–5:30pm); limited hours November to April. Budget tip: This isn’t a cheap activity, with tickets starting at $22.95 USD, but go on pay-what-you-want Wednesdays to save money.) See a Yankees/Mets/Rangers/Knicks game – Like sports? NYC has some world-class sports teams. I’m not a big sports fan (the Yankees play soccer, right?), but games are fun when you have friends to share the experience with. If you have a chance and the desire, don’t miss a sporting event, because New Yorkers are serious about their local teams!

See a TV Show! – TV shows like Saturday Night Live, The View, Late Night with Stephen Colbert, The Daily Show, Last Week Tonight, and Late Night with Jimmy Fallon offer free tickets to their tapings (although they must be reserved well in advance). See each show’s website for details and to make reservations.

Eat your heart out – NYC is one of the best foodie cities in the world — you can find cuisines from every ethnicity here and to fit every budget. Check out these 24 amazing places to eat in New York City.

Batsu! – Walk through the narrow aisle of the Je Bon Sushi restaurant in the East Village, and head down the tiny stairway to find this hidden dinner theater. This four-person improv comedy competition takes place within the structure of a high-energy Japanese game show, with slapstick theatrical performances. (15 St. Mark’s Place, East Village, +1 347 985 0368, batsulive.com/new-york. Tickets from $30.50.)

Ellen’s Stardust Diner – Since 1987, this diner is home to an incredible waitstaff of singers and dancers. Between tours and musical performances, actors and actresses wait tables at Ellen’s, where they belt out songs as they serve you slightly pricey, very American diner food (think shakes, burgers, and lasagna) in uniforms from the 1950s. It’s incredibly cheesy! (1650 Broadway, Times Square, +1 212 956 5151)

Greenwich Village Literary Pub Crawl – (+1 212 613 5796, Greenwich Village, literarypubcrawl.com. – This pub crawl takes visitors around bars in the West Village and fills their heads with information about famous drinking writers – and their stomachs with a lot of beer. Price: $30, $25 for students and seniors.

****

New York City is a big place with a lot to do and this list barely scratches the surface. Four days is barely enough to squeeze these activities in, let alone find time to visit boroughs like Queens and Brooklyn. If you have the time, I recommend staying for at least five days. But if you’re pressed for time, following these tips will give you four days full of fun and excitement in the city that never sleeps.

Book Your Trip to Europe: Logistical Tips and Tricks

Get Your Guide Check out my detailed guide to planning a visit to NYC with suggested itineraries, places to stay, things to do, where to eat, and how to get around. Just click here to get the guide and continue planning today!

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld. If you want to stay elsewhere, use Booking.com as they consistently return the cheapest rates for guesthouses and cheap hotels. I use them all the time. My favorite places to stay in New York City are:

HI NYC Hostel – One of the biggest and most popular hostels in the city with a ton of space, an outdoor patio, free Wi-Fi, events, activities, and a huge kitchen.

Jazz on Columbus Circle – My favorite hostel in NYC, with comfy dorms and a friendly environment.

Pod Times Square – Incredibly tiny private rooms, but with an excellent quiet location near Times Square.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and I think will help you too!

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Photo Credits: 5, 6, 8, 12, 20, 21, 22, 24, 25

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New York Itinerary: What to Do and See in 4 Days in NYC

Updated: 10/9/18 | October 9th, 2018

When my friends visit New York City, they want to see it all. They have laundry lists of places to visit, things to do, restaurants to eat and bars to drink at! It’s a frantic schedule even for this New Yorker! The city, home to over 8.5 million people, contains so much to see and do, you can barely scratch the surface on your typical four- or five-day visit. (But, then again, I don’t think even a four-month trip would be enough to see NYC!)

NYC, a city forever in flux, is impossible to “see” in one visit. You just have to resign yourself to that fact, unless you move here (and maybe not even then), you’ll only barely scratch the surface! By the time you leave, new places will have cropped up. This city is home to thousands of restaurants, hundreds of museums, attractions, plays, and quirky things to do. Last weekend, I was walking down the street and stumbled into a (delicious) Japanese food festival. It was just there! You never know what you will find in NYC.

As a traveler, how do you visit NYC? What are the best things to see and do here? What is the best itinerary for NYC? How do you make the most of your time here?

There are ways to make the most of the limited time travelers have in New York.

I’ve written a guidebook to this city, have lived here for close to five years, run tours here, and, overall, just been everywhere in pursuit of knowing the best things to do in NYC.

So, today, here is a suggested four (or five or six or seven) day New York itinerary featuring my favorite things to do in the Big Apple so you can plan your visit better:

What to Do in NYC: Day 1

Statue of Liberty/Ellis Island Though the line for the ferry from Battery Park is long, if you get there early, you can avoid most of it. (Come late and you’ll have to wait a few hours.) The Statue of Liberty is spectacular to see up close (she’s as big as you imagine), but the real highlight of this combo is Ellis Island, where you can learn about the immigrant experience and get a sense of the people who helped build NYC (you’ll even find my family’s name inscribed on the wall!). There’s such a great sense of history there that you can’t help but be impressed.

Tip: If the line’s too long and you don’t want to wait, take the free Staten Island ferry for photos of the statue and harbor.

Leave from Battery Park, Lower Manhattan, +1 201 604 2800, nps.gov/stli. Ferries to Liberty Island go daily (9am–3:30pm). Price: $18.50 for the ferry, free to access the pedestal and Ellis Island’s Great Hall, +$3 to access the crown. Tickets (especially crown tickets) must be purchased well in advance! Discounts for seniors and children.

Battery Park Named Battery Park for the old batteries (cannons) that defended the city, stop here for music and street performers, people-watching, relaxing, and all other park-related activities. You can also explore the ruins of the old fort that kept watch over New York City. Battery Park is large and hectic, but I still love walking through here. There are tremendous views of the harbor, too.

Wall Street Take a photo with the famous bull and then walk to Wall Street and see where all those bankers destroyed the economy. There’s heavy security in the area, but you can sit and watch people whiz in and out of buildings on their way to cause some other financial disaster.

Federal Hall One of the most overlooked museums in the city sits across the street from the NY Stock Exchange (NYSE). Federal Hall, built in 1700, is where George Washington took his oath of office (you can see the Bible he was sworn in on!), was the first capitol building of the US, and was the site of the US Customs House in the late 1700s. It’s one of my favorite attractions in the area. I especially love the old vaults of Customs House. I highly recommend you visit, plus it’s small and doesn’t take long.

26 Wall Street, Financial District, Lower Manhattan, +1 212 825 6990, nps.gov/feha. Opening hours: Mon–Fri (9am–5pm), Sat–Sun (closed). Also open on Saturdays (9am-5pm) in the summer.

Museum of American Finance Down the street from NYSE and Federal Hall is the Museum of American Finance. Housed in a historic bank building on Wall Street (of course!), it has permanent exhibits on the financial markets, money, banking, entrepreneurship, and Alexander Hamilton (the founder of the US financial system). If you want to understand the workings of what happens on Wall Street, this is a perfect place to start.

48 Wall Street, Financial District, Lower Manhattan, +1 212 908 4110, moaf.org. Opening hours: Tue–Sat (10am–4pm). Price: $8, discounts for students and seniors. Note: At the time of writing, the museum is currently closed due to damages. Reopen date is TBD.

Trinity Church Trinity Church is one of the oldest churches in America. The original building burned down in 1776, but the current church is still beautiful, with an ornate Gothic style structure. The church is most famous for its colonial graveyard, where you’ll find many famous Americans, including Alexander Hamilton, one of America’s founding fathers.

74 Trinity Place, Financial District, Lower Manhattan, +1 212 602 0800, trinitywallstreet.org. Opening hours: Daily (7am–6pm).

World Trade Center & 9/11 Memorial and Museum The recently opened “Freedom Tower” gives you a panoramic view of the city, and there is also a lot of information about the 9/11 terrorist attacks. On the elevator up, you can also see images of the historical development of NYC. At the bottom of the tower is a park commemorating the victims of the attacks along with an extensive museum. The museum houses moving exhibits about the significance of 9/11. For an additional fee (on top of the entrance fee), there are guided tours.

180 Greenwich Street, Financial District, Lower Manhattan, +1 212 266 5211, 911memorial.org. Opening hours: Daily memorial hours (7:30am–9pm); daily museum hours (9am–8pm; last entry permitted at 6pm, closes one hour later on Fri–Sat). Note: I highly recommend pre-booking your tickets. Price: Memorial is free to visit, museum entry is $24, discounts available; free entry Tuesdays after 5pm (first come, first served).

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 2

Walk the Brooklyn Bridge Right near City Hall (see the next entry), the Brooklyn Bridge offers an easy 25-minute walk into Brooklyn and the waterfront park on the other side. Stopping to take photos and meandering along the way will make the walk about 40 minutes. You get a lot of wonderful views of downtown as you make your way across (and especially from the park). I enjoy doing this walk at night when downtown Manhattan is all lit up.

City Hall New York’s City Hall is a great piece of historic architecture and has a beautiful little park that’s filled with office workers during lunch (as well as a circular tablet about the site’s history). To learn about the building’s history, art, and architecture, take one of the tours. This way, you’ll be able to see the landmarked rotunda, city council chamber, Governor’s Room, and the City Hall Portrait Collection.

City Hall Park. Pre-reserved tours are typically offered for groups (10–20 people) on Mondays and Tuesdays at 10:30am and for individuals on Thursdays at 10am. There are also first-come, first-served tours on Wednesdays at 12pm.

Empire State Building After you finish up with lower Manhattan, jet up to this historic landmark in New York City. The 1930s art deco interior is beautiful, and the view from the top is breathtaking. You can get a real feel for how densely populated New York is as you stare out at the city. Get here early or during lunchtime to avoid the lines and tour groups.

350 5th Avenue, Midtown, +1 212 736 3100, esbnyc.com. Price: $36 to visit the observation deck once, $50 to combine that with a tour of Rockefeller Center, $54 to visit the observation deck twice in 24 hours. Discounts available for children and seniors.

Grand Central Terminal Grand Central Terminal is the city’s historic train station. It was going to be torn down in 1975 but was saved by Jacqueline Kennedy, who raised money for its preservation. There are free historical tours on Wednesdays. I love coming to the main concourse and looking up at the “stars” in the ceiling and people-watching as everyone races to and fro. All those people — where do they go? What do they do? Also, there’s an amazing eatery in the basement called the Grand Central Oyster Bar & Restaurant. And for fancy (and expensive) cocktails, visit the Campbell Apartments and step back into the 1920s (dress code enforced). The space was once the office of John W. Campbell, a member of the New York Central Railroad’s board of directors and finance tycoon from the 1920s.

89 E. 42nd Street, Midtown, grandcentralterminal.com. Opening hours: Daily (5:30am–2am). Tours daily (12:30pm). Tour price: $30, discounts available. Purchase at mas.org/tours or at the ticket windows.

Rockefeller Center This area is always filled with hustle and bustle. Wander around Rockefeller Center to see where they film The Today Show, shop, snack, and take the elevator to the “Top of the Rock” for another bird’s-eye view of the city (which I personally think it better than the Empire State Building, since from the top of here you can get that building in your picture too!).

Times Square No matter when you go to Times Square, it will be packed with people (usually other tourists). There are pedestrian areas where you can sit and hang out. If you aren’t shopping or eating or seeing a show, there isn’t much to do in the area (and no New Yorker hangs out there), but it’s still a fabulous place to people-watch for a few minutes from the top of the red steps of the TKTS kiosk.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 3

Central Park The perfect way to relax in the city and leave the crowds behind is to spend the day in Central Park. It’s free, there are lots of paths to walk (or run), bike lanes, lakes to row in, and a zoo. Since the park covers over 150 square blocks, it’s easy to spend hours wandering around. During the summer months, there are often free concerts and theater productions (line up early for tickets to Shakespeare in the Park). From the late spring to the early fall, there are free guided walks run by the parks service on Saturdays at 11am. I’m a big fan of laying out in Sheep’s Meadow on a hot, sunny day with a book, some food, and a bottle of wine.

Several excellent museums can be found in or on the edges of Central Park:

The Metropolitan Museum of Art The Met is one of the biggest museums in the world, and if you only see one museum in New York, I recommend this one. It has a wide array of art, historical artifacts, photographs, and other exhibits. There’s even a real Egyptian tomb in here! I like its expansive impressionist and Greek exhibits. It’s chaotic and filled with people, especially on the weekend, but since it is so big, you can usually find some quiet spots away from the crowds. Budget a lot of time as a few hours won’t do this place justice.

1000 5th Avenue, Central Park, Upper East Side, +1 212 535 7710, metmuseum.org. Opening hours: Sun–Thu (10am–5:30pm), Fri–Sat (10am–9pm). Price: $25 (includes entrance to the Cloisters and Met Breuer for three consecutive days). Pay what you wish for N.Y. State residents and students in N.Y., N.J., and C.T. Free for kids 12 and under.

American Museum of Natural History Made even more famous by the Night at the Museum movies, this museum also requires a lot of time. The exhibits on nature, human history, and marine life are interesting and detailed, so I wouldn’t try to rush your visit. My favorite is the one on the origin of humans. Learning about how we came to be is fascinating. Also, don’t skip the section on space (because space is awesome!) at the Hayden Planetarium, which is run by science god Neil Degrasse Tyson. They have really detailed exhibitions on the origin of the universe.

Budget tip: The “fee” here is also suggested donation so you can pay what you wish.

Central Park W. at 79th Street, Upper West Side, +1 212 769 5100, amnh.org. Opening hours: Daily (10am–5:45pm). Price: Suggested donation of $23 ($13 for children ages 2–12). Note: Even though this museum only technically asks for a suggested donation, be prepared to pay to go into any special exhibitions and/or movies.

The Frick Collection This collection features paintings by major European artists (lots of Dutch masters here) as well as 18th-century French furniture and Oriental rugs. You have to really love Dutch artists to want to spend time here (I do) but be sure to visit their website because they do a lot of wonderful temporary exhibits featuring famous works of art.

Budget tip: Visit Wednesdays between 2pm and 6pm and the entrance fee is “pay what you wish.”

1 East 70th Street, +1 212-288-0700, frick.org. Opening hours: Tues-Sat (10am-6pm), Sun (11am-5pm). Closed on Mondays. Price: $22 USD, with discounts available to students and seniors.

The Guggenheim Museum This museum is home to a renowned collection of impressionist, post-impressionist, early modern, and contemporary art. The cylindrical museum (designed by Frank Lloyd Wright) is considered one of the 20th century’s most important architectural designs. It’s one of my favorite buildings (and museums) in the city. Admission is steep ($22 USD).

Budget tip: Saturday nights (5:45–7:45pm) you can pay what you wish.

1071 5th Avenue, Upper East Side, +1 212 423 3500, guggenheim.org/new-york. Opening hours: Sun–Wed, Fri (10am–5:45pm), Sat (10am–7:45), Thu (closed). The last ticket is issued 30 minutes before closing. Price: $25, discounts for students and seniors, pay what-you-wish Saturdays (5pm–7:45pm).

The Museum of the City of New York This museum will tell you everything you ever wanted to know about New York City, including its architecture, parks, streets, as well as its people, culture, and various sights. There are multiple rooms that highlight various time periods in NYC history featuring interviews, maps, interactive exhibits, profiles of historical figures, and various artifacts. It’s the best history museum in the city. There’s a cool exhibit here where you can create the future NYC a la Sim City style. (Great for kids or people who are childlike!)

1220 Fifth Avenue at 103rd St., +1 212-534-1672, mcny.org. Opening hours: Daily (10am-6pm). Price: $18, with discounted rates for students and seniors.

Broadway Show You can’t go to New York City, the theater capital of the world, without seeing a show. Current highlights and my favorites include:

The Lion King

The Phantom of the Opera

Wicked

Dear Evan Hansen

Aladdin

Chicago

School of Rock

Come From Away

Hamilton

You can find discounted theater tickets at the TKTS offices around the city (Times Square, South Street Seaport, and downtown Brooklyn) for shows that day. They also have an app where you can see what they offer too!

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there! (I live in NYC so I know it well!)

What to Do in NYC: Day 4

The Cloisters Few people make it up to the Cloisters (it’s all the way up near 204th Street), a branch of the Met devoted to medieval Europe. It took me years to finally see it, and I kicked myself for waiting so long. It was built with Rockefeller money from parts of five European abbeys between 1934 and 1939. (They even stipulated that the land across the river would forever remain undeveloped so the view would be unspoiled!). The building and its stunning cloistered garden are very, very peaceful and beautiful. It’s one of the best things to do in the city. There are free tours each day that explain the history of the museum and the paintings and exhibits.

99 Margaret Corbin Drive, Fort Tryon Park, +1 212 923 3700, metmuseum.org/visit/visit-the-cloisters. Opening hours: Daily (10am–5:15pm), closes at 4:45pm November to February. Price: $25 (includes entrance to the Met and Met Breuer for three consecutive days), discounts for students in N.Y., N.J., and C.T., and free for kids 12 and under.

Museum of Modern Art (MoMA) Head over to the MoMA for lots of beautiful (and weird) modern art and some vivid impressionist art. I hate modern art. I just don’t “get” it. How is shovel on a wall art? I dislike modern art BUT this museum does have Van Gogh’s Starry Night as well as other post-impressionist art so I can’t hate it completely. If you love modern and contemporary art, this (I’m told) is one of the best in the world. On Fridays after 4pm, the museum is free (and I like seeing Van Gogh for free)!

18 W. 54th Street, Midtown, +1 212 708 9400, moma.org. Opening hours: Sat–Thu (10:30am–5:30pm), Fri (10:30am–8pm). Price: $25, discounts for students and seniors. The MoMA’s Abby Aldrich Rockefeller Sculpture Garden is free of charge to the public daily (9:30am–10:15am).

The High Line & Whitney Museum The High Line is a converted train track that is now an urban walking park. It goes from 34th Street down to the Meatpacking District (and vice versa). Lined with overlooks, gardens, public art, food stalls, and greenery, this walk is one of the best things to do in the city, especially on a nice day. Go for a walk, sit with a book, people-watch — the High Line is a must-see and a true favorite among locals.

Next to it, in the Meatpacking District, there’s the new building for the Whitney Museum of American Art (a museum that collaborates with the Met). Even if you don’t go inside, the building is worth seeing, as it is a work of art in itself. But I would recommend going inside as there is a wonderful exhibit of American art.

99 Gansevoort Street, Chelsea, +1 212 570 3600, whitney.org. Opening hours: Wed–Thu, Sun–Mon (10:30am–6pm), Fri–Sat (10:30am–10pm), Tue (closed). Price: $25, discounts for students and seniors. Fri (7–10pm) pay what you wish.

Lower East Side Tenement Museum This fascinating museum offers visitors the opportunity to visit former tenement apartments on the Lower East Side. You’ll learn how immigrants from around the world lived during the late 1800s and early 1900s as they tried to make it in America. It’s a good follow-up to what you’ll see on Ellis Island. You can only visit this museum via guided tours and they need to be booked in advance. I personally like the “Meet the Residents” tour, where live actors portray and share the story of newly arrived immigrants.

103 Orchard Street, Lower East Side, +1 877 975 3786, tenement.org. Opening hours: Fri–Wed (10am–6:30pm), Thu (10am–8:30pm). Price: $25, discounts for students and seniors.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

Other Awesome Things to Do and See in NYC Itinerary

There’s much more to New York that I could never list it all in one blog post but below are some other supplemental activities worth considering to mix and match your NYC trip:

Take a walking tour – NYC is home to dozens of walking tour companies (many of them FREE) offering tours on every genre possible. If you like it, there is a tour revolving around it. Be sure to take one of the many, many walking tours the city has to offer to get a unique and cultural look at the city that never sleeps from a local guide. I always take my friends on at least one when they visit. This post lists my favorite NYC walking tours.

Prospect Park – Get out of Manhattan and explore Brooklyn’s version of Central Park and the cool Brooklyn Museum right near it. Spend the afternoon discovering its vast collection of both historic and contemporary art and artifacts.

Bronx Zoo – Head north for a look at one of the oldest and biggest zoos in the United States. It’s an incredible experience for kids too. (2300 Southern Boulevard, Bronx, +1 718 220 5100, bronxzoo.com. Opening hours: Mon–Fri (10am–5pm), Sat–Sun (10am–5:30pm); limited hours November to April. Budget tip: This isn’t a cheap activity, with tickets starting at $22.95 USD, but go on pay-what-you-want Wednesdays to save money.) See a Yankees/Mets/Rangers/Knicks game – Like sports? NYC has some world-class sports teams. I’m not a big sports fan (the Yankees play soccer, right?), but games are fun when you have friends to share the experience with. If you have a chance and the desire, don’t miss a sporting event, because New Yorkers are serious about their local teams!

See a TV Show! – TV shows like Saturday Night Live, The View, Late Night with Stephen Colbert, The Daily Show, Last Week Tonight, and Late Night with Jimmy Fallon offer free tickets to their tapings (although they must be reserved well in advance). See each show’s website for details and to make reservations.

Eat your heart out – NYC is one of the best foodie cities in the world — you can find cuisines from every ethnicity here and to fit every budget. Check out these 24 amazing places to eat in New York City.

Batsu! – Walk through the narrow aisle of the Je Bon Sushi restaurant in the East Village, and head down the tiny stairway to find this hidden dinner theater. This four-person improv comedy competition takes place within the structure of a high-energy Japanese game show, with slapstick theatrical performances. (15 St. Mark’s Place, East Village, +1 347 985 0368, batsulive.com/new-york. Tickets from $30.50.)

Ellen’s Stardust Diner – Since 1987, this diner is home to an incredible waitstaff of singers and dancers. Between tours and musical performances, actors and actresses wait tables at Ellen’s, where they belt out songs as they serve you slightly pricey, very American diner food (think shakes, burgers, and lasagna) in uniforms from the 1950s. It’s incredibly cheesy! (1650 Broadway, Times Square, +1 212 956 5151)

Greenwich Village Literary Pub Crawl – (+1 212 613 5796, Greenwich Village, literarypubcrawl.com. – This pub crawl takes visitors around bars in the West Village and fills their heads with information about famous drinking writers – and their stomachs with a lot of beer. Price: $30, $25 for students and seniors.

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New York City is a big place with a lot to do and this list barely scratches the surface. Four days is barely enough to squeeze these activities in, let alone find time to visit boroughs like Queens and Brooklyn. If you have the time, I recommend staying for at least five days. But if you’re pressed for time, following these tips will give you four days full of fun and excitement in the city that never sleeps.

Book Your Trip to Europe: Logistical Tips and Tricks

Get Your Guide Check out my detailed guide to planning a visit to NYC with suggested itineraries, places to stay, things to do, where to eat, and how to get around. Just click here to get the guide and continue planning today!

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld. If you want to stay elsewhere, use Booking.com as they consistently return the cheapest rates. (Here’s the proof.) My favorite places to stay in New York City are:

HI NYC Hostel – One of the biggest and most popular hostels in the city with a ton of space, an outdoor patio, free Wi-Fi, events, activities, and a huge kitchen.

Jazz on Columbus Circle – My favorite hostel in NYC, with comfy dorms and a friendly environment.

Pod Times Square – Incredibly tiny private rooms, but with an excellent quiet location near Times Square.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and I think will help you too!

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Photo Credits: 5, 6, 8, 12, 20, 21, 22, 24, 25

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New York Itinerary: What to Do and See in 4 Days in NYC

Updated: 10/9/18 | October 9th, 2018

When my friends visit New York City, they want to see it all. They have laundry lists of places to visit, things to do, restaurants to eat and bars to drink at! It’s a frantic schedule even for this New Yorker! The city, home to over 8.5 million people, contains so much to see and do, you can barely scratch the surface on your typical four- or five-day visit. (But, then again, I don’t think even a four-month trip would be enough to see NYC!)

NYC, a city forever in flux, is impossible to “see” in one visit. You just have to resign yourself to that fact, unless you move here (and maybe not even then), you’ll only barely scratch the surface! By the time you leave, new places will have cropped up. This city is home to thousands of restaurants, hundreds of museums, attractions, plays, and quirky things to do. Last weekend, I was walking down the street and stumbled into a (delicious) Japanese food festival. It was just there! You never know what you will find in NYC.

As a traveler, how do you visit NYC? What are the best things to see and do here? What is the best itinerary for NYC? How do you make the most of your time here?

There are ways to make the most of the limited time travelers have in New York.

I’ve written a guidebook to this city, have lived here for close to five years, run tours here, and, overall, just been everywhere in pursuit of knowing the best things to do in NYC.

So, today, here is a suggested four (or five or six or seven) day New York itinerary featuring my favorite things to do in the Big Apple so you can plan your visit better:

What to Do in NYC: Day 1

Statue of Liberty/Ellis Island Though the line for the ferry from Battery Park is long, if you get there early, you can avoid most of it. (Come late and you’ll have to wait a few hours.) The Statue of Liberty is spectacular to see up close (she’s as big as you imagine), but the real highlight of this combo is Ellis Island, where you can learn about the immigrant experience and get a sense of the people who helped build NYC (you’ll even find my family’s name inscribed on the wall!). There’s such a great sense of history there that you can’t help but be impressed.

Tip: If the line’s too long and you don’t want to wait, take the free Staten Island ferry for photos of the statue and harbor.

Leave from Battery Park, Lower Manhattan, +1 201 604 2800, nps.gov/stli. Ferries to Liberty Island go daily (9am–3:30pm). Price: $18.50 for the ferry, free to access the pedestal and Ellis Island’s Great Hall, +$3 to access the crown. Tickets (especially crown tickets) must be purchased well in advance! Discounts for seniors and children.

Battery Park Named Battery Park for the old batteries (cannons) that defended the city, stop here for music and street performers, people-watching, relaxing, and all other park-related activities. You can also explore the ruins of the old fort that kept watch over New York City. Battery Park is large and hectic, but I still love walking through here. There are tremendous views of the harbor, too.

Wall Street Take a photo with the famous bull and then walk to Wall Street and see where all those bankers destroyed the economy. There’s heavy security in the area, but you can sit and watch people whiz in and out of buildings on their way to cause some other financial disaster.

Federal Hall One of the most overlooked museums in the city sits across the street from the NY Stock Exchange (NYSE). Federal Hall, built in 1700, is where George Washington took his oath of office (you can see the Bible he was sworn in on!), was the first capitol building of the US, and was the site of the US Customs House in the late 1700s. It’s one of my favorite attractions in the area. I especially love the old vaults of Customs House. I highly recommend you visit, plus it’s small and doesn’t take long.

26 Wall Street, Financial District, Lower Manhattan, +1 212 825 6990, nps.gov/feha. Opening hours: Mon–Fri (9am–5pm), Sat–Sun (closed). Also open on Saturdays (9am-5pm) in the summer.

Museum of American Finance Down the street from NYSE and Federal Hall is the Museum of American Finance. Housed in a historic bank building on Wall Street (of course!), it has permanent exhibits on the financial markets, money, banking, entrepreneurship, and Alexander Hamilton (the founder of the US financial system). If you want to understand the workings of what happens on Wall Street, this is a perfect place to start.

48 Wall Street, Financial District, Lower Manhattan, +1 212 908 4110, moaf.org. Opening hours: Tue–Sat (10am–4pm). Price: $8, discounts for students and seniors. Note: At the time of writing, the museum is currently closed due to damages. Reopen date is TBD.

Trinity Church Trinity Church is one of the oldest churches in America. The original building burned down in 1776, but the current church is still beautiful, with an ornate Gothic style structure. The church is most famous for its colonial graveyard, where you’ll find many famous Americans, including Alexander Hamilton, one of America’s founding fathers.

74 Trinity Place, Financial District, Lower Manhattan, +1 212 602 0800, trinitywallstreet.org. Opening hours: Daily (7am–6pm).

World Trade Center & 9/11 Memorial and Museum The recently opened “Freedom Tower” gives you a panoramic view of the city, and there is also a lot of information about the 9/11 terrorist attacks. On the elevator up, you can also see images of the historical development of NYC. At the bottom of the tower is a park commemorating the victims of the attacks along with an extensive museum. The museum houses moving exhibits about the significance of 9/11. For an additional fee (on top of the entrance fee), there are guided tours.

180 Greenwich Street, Financial District, Lower Manhattan, +1 212 266 5211, 911memorial.org. Opening hours: Daily memorial hours (7:30am–9pm); daily museum hours (9am–8pm; last entry permitted at 6pm, closes one hour later on Fri–Sat). Note: I highly recommend pre-booking your tickets. Price: Memorial is free to visit, museum entry is $24, discounts available; free entry Tuesdays after 5pm (first come, first served).

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 2

Walk the Brooklyn Bridge Right near City Hall (see the next entry), the Brooklyn Bridge offers an easy 25-minute walk into Brooklyn and the waterfront park on the other side. Stopping to take photos and meandering along the way will make the walk about 40 minutes. You get a lot of wonderful views of downtown as you make your way across (and especially from the park). I enjoy doing this walk at night when downtown Manhattan is all lit up.

City Hall New York’s City Hall is a great piece of historic architecture and has a beautiful little park that’s filled with office workers during lunch (as well as a circular tablet about the site’s history). To learn about the building’s history, art, and architecture, take one of the tours. This way, you’ll be able to see the landmarked rotunda, city council chamber, Governor’s Room, and the City Hall Portrait Collection.

City Hall Park. Pre-reserved tours are typically offered for groups (10–20 people) on Mondays and Tuesdays at 10:30am and for individuals on Thursdays at 10am. There are also first-come, first-served tours on Wednesdays at 12pm.

Empire State Building After you finish up with lower Manhattan, jet up to this historic landmark in New York City. The 1930s art deco interior is beautiful, and the view from the top is breathtaking. You can get a real feel for how densely populated New York is as you stare out at the city. Get here early or during lunchtime to avoid the lines and tour groups.

350 5th Avenue, Midtown, +1 212 736 3100, esbnyc.com. Price: $36 to visit the observation deck once, $50 to combine that with a tour of Rockefeller Center, $54 to visit the observation deck twice in 24 hours. Discounts available for children and seniors.

Grand Central Terminal Grand Central Terminal is the city’s historic train station. It was going to be torn down in 1975 but was saved by Jacqueline Kennedy, who raised money for its preservation. There are free historical tours on Wednesdays. I love coming to the main concourse and looking up at the “stars” in the ceiling and people-watching as everyone races to and fro. All those people — where do they go? What do they do? Also, there’s an amazing eatery in the basement called the Grand Central Oyster Bar & Restaurant. And for fancy (and expensive) cocktails, visit the Campbell Apartments and step back into the 1920s (dress code enforced). The space was once the office of John W. Campbell, a member of the New York Central Railroad’s board of directors and finance tycoon from the 1920s.

89 E. 42nd Street, Midtown, grandcentralterminal.com. Opening hours: Daily (5:30am–2am). Tours daily (12:30pm). Tour price: $30, discounts available. Purchase at mas.org/tours or at the ticket windows.

Rockefeller Center This area is always filled with hustle and bustle. Wander around Rockefeller Center to see where they film The Today Show, shop, snack, and take the elevator to the “Top of the Rock” for another bird’s-eye view of the city (which I personally think it better than the Empire State Building, since from the top of here you can get that building in your picture too!).

Times Square No matter when you go to Times Square, it will be packed with people (usually other tourists). There are pedestrian areas where you can sit and hang out. If you aren’t shopping or eating or seeing a show, there isn’t much to do in the area (and no New Yorker hangs out there), but it’s still a fabulous place to people-watch for a few minutes from the top of the red steps of the TKTS kiosk.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 3

Central Park The perfect way to relax in the city and leave the crowds behind is to spend the day in Central Park. It’s free, there are lots of paths to walk (or run), bike lanes, lakes to row in, and a zoo. Since the park covers over 150 square blocks, it’s easy to spend hours wandering around. During the summer months, there are often free concerts and theater productions (line up early for tickets to Shakespeare in the Park). From the late spring to the early fall, there are free guided walks run by the parks service on Saturdays at 11am. I’m a big fan of laying out in Sheep’s Meadow on a hot, sunny day with a book, some food, and a bottle of wine.

Several excellent museums can be found in or on the edges of Central Park:

The Metropolitan Museum of Art The Met is one of the biggest museums in the world, and if you only see one museum in New York, I recommend this one. It has a wide array of art, historical artifacts, photographs, and other exhibits. There’s even a real Egyptian tomb in here! I like its expansive impressionist and Greek exhibits. It’s chaotic and filled with people, especially on the weekend, but since it is so big, you can usually find some quiet spots away from the crowds. Budget a lot of time as a few hours won’t do this place justice.

1000 5th Avenue, Central Park, Upper East Side, +1 212 535 7710, metmuseum.org. Opening hours: Sun–Thu (10am–5:30pm), Fri–Sat (10am–9pm). Price: $25 (includes entrance to the Cloisters and Met Breuer for three consecutive days). Pay what you wish for N.Y. State residents and students in N.Y., N.J., and C.T. Free for kids 12 and under.

American Museum of Natural History Made even more famous by the Night at the Museum movies, this museum also requires a lot of time. The exhibits on nature, human history, and marine life are interesting and detailed, so I wouldn’t try to rush your visit. My favorite is the one on the origin of humans. Learning about how we came to be is fascinating. Also, don’t skip the section on space (because space is awesome!) at the Hayden Planetarium, which is run by science god Neil Degrasse Tyson. They have really detailed exhibitions on the origin of the universe.

Budget tip: The “fee” here is also suggested donation so you can pay what you wish.

Central Park W. at 79th Street, Upper West Side, +1 212 769 5100, amnh.org. Opening hours: Daily (10am–5:45pm). Price: Suggested donation of $23 ($13 for children ages 2–12). Note: Even though this museum only technically asks for a suggested donation, be prepared to pay to go into any special exhibitions and/or movies.

The Frick Collection This collection features paintings by major European artists (lots of Dutch masters here) as well as 18th-century French furniture and Oriental rugs. You have to really love Dutch artists to want to spend time here (I do) but be sure to visit their website because they do a lot of wonderful temporary exhibits featuring famous works of art.

Budget tip: Visit Wednesdays between 2pm and 6pm and the entrance fee is “pay what you wish.”

1 East 70th Street, +1 212-288-0700, frick.org. Opening hours: Tues-Sat (10am-6pm), Sun (11am-5pm). Closed on Mondays. Price: $22 USD, with discounts available to students and seniors.

The Guggenheim Museum This museum is home to a renowned collection of impressionist, post-impressionist, early modern, and contemporary art. The cylindrical museum (designed by Frank Lloyd Wright) is considered one of the 20th century’s most important architectural designs. It’s one of my favorite buildings (and museums) in the city. Admission is steep ($22 USD).

Budget tip: Saturday nights (5:45–7:45pm) you can pay what you wish.

1071 5th Avenue, Upper East Side, +1 212 423 3500, guggenheim.org/new-york. Opening hours: Sun–Wed, Fri (10am–5:45pm), Sat (10am–7:45), Thu (closed). The last ticket is issued 30 minutes before closing. Price: $25, discounts for students and seniors, pay what-you-wish Saturdays (5pm–7:45pm).

The Museum of the City of New York This museum will tell you everything you ever wanted to know about New York City, including its architecture, parks, streets, as well as its people, culture, and various sights. There are multiple rooms that highlight various time periods in NYC history featuring interviews, maps, interactive exhibits, profiles of historical figures, and various artifacts. It’s the best history museum in the city. There’s a cool exhibit here where you can create the future NYC a la Sim City style. (Great for kids or people who are childlike!)

1220 Fifth Avenue at 103rd St., +1 212-534-1672, mcny.org. Opening hours: Daily (10am-6pm). Price: $18, with discounted rates for students and seniors.

Broadway Show You can’t go to New York City, the theater capital of the world, without seeing a show. Current highlights and my favorites include:

The Lion King

The Phantom of the Opera

Wicked

Dear Evan Hansen

Aladdin

Chicago

School of Rock

Come From Away

Hamilton

You can find discounted theater tickets at the TKTS offices around the city (Times Square, South Street Seaport, and downtown Brooklyn) for shows that day. They also have an app where you can see what they offer too!

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there! (I live in NYC so I know it well!)

What to Do in NYC: Day 4

The Cloisters Few people make it up to the Cloisters (it’s all the way up near 204th Street), a branch of the Met devoted to medieval Europe. It took me years to finally see it, and I kicked myself for waiting so long. It was built with Rockefeller money from parts of five European abbeys between 1934 and 1939. (They even stipulated that the land across the river would forever remain undeveloped so the view would be unspoiled!). The building and its stunning cloistered garden are very, very peaceful and beautiful. It’s one of the best things to do in the city. There are free tours each day that explain the history of the museum and the paintings and exhibits.

99 Margaret Corbin Drive, Fort Tryon Park, +1 212 923 3700, metmuseum.org/visit/visit-the-cloisters. Opening hours: Daily (10am–5:15pm), closes at 4:45pm November to February. Price: $25 (includes entrance to the Met and Met Breuer for three consecutive days), discounts for students in N.Y., N.J., and C.T., and free for kids 12 and under.

Museum of Modern Art (MoMA) Head over to the MoMA for lots of beautiful (and weird) modern art and some vivid impressionist art. I hate modern art. I just don’t “get” it. How is shovel on a wall art? I dislike modern art BUT this museum does have Van Gogh’s Starry Night as well as other post-impressionist art so I can’t hate it completely. If you love modern and contemporary art, this (I’m told) is one of the best in the world. On Fridays after 4pm, the museum is free (and I like seeing Van Gogh for free)!

18 W. 54th Street, Midtown, +1 212 708 9400, moma.org. Opening hours: Sat–Thu (10:30am–5:30pm), Fri (10:30am–8pm). Price: $25, discounts for students and seniors. The MoMA’s Abby Aldrich Rockefeller Sculpture Garden is free of charge to the public daily (9:30am–10:15am).

The High Line & Whitney Museum The High Line is a converted train track that is now an urban walking park. It goes from 34th Street down to the Meatpacking District (and vice versa). Lined with overlooks, gardens, public art, food stalls, and greenery, this walk is one of the best things to do in the city, especially on a nice day. Go for a walk, sit with a book, people-watch — the High Line is a must-see and a true favorite among locals.

Next to it, in the Meatpacking District, there’s the new building for the Whitney Museum of American Art (a museum that collaborates with the Met). Even if you don’t go inside, the building is worth seeing, as it is a work of art in itself. But I would recommend going inside as there is a wonderful exhibit of American art.

99 Gansevoort Street, Chelsea, +1 212 570 3600, whitney.org. Opening hours: Wed–Thu, Sun–Mon (10:30am–6pm), Fri–Sat (10:30am–10pm), Tue (closed). Price: $25, discounts for students and seniors. Fri (7–10pm) pay what you wish.

Lower East Side Tenement Museum This fascinating museum offers visitors the opportunity to visit former tenement apartments on the Lower East Side. You’ll learn how immigrants from around the world lived during the late 1800s and early 1900s as they tried to make it in America. It’s a good follow-up to what you’ll see on Ellis Island. You can only visit this museum via guided tours and they need to be booked in advance. I personally like the “Meet the Residents” tour, where live actors portray and share the story of newly arrived immigrants.

103 Orchard Street, Lower East Side, +1 877 975 3786, tenement.org. Opening hours: Fri–Wed (10am–6:30pm), Thu (10am–8:30pm). Price: $25, discounts for students and seniors.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

Other Awesome Things to Do and See in NYC Itinerary

There’s much more to New York that I could never list it all in one blog post but below are some other supplemental activities worth considering to mix and match your NYC trip:

Take a walking tour – NYC is home to dozens of walking tour companies (many of them FREE) offering tours on every genre possible. If you like it, there is a tour revolving around it. Be sure to take one of the many, many walking tours the city has to offer to get a unique and cultural look at the city that never sleeps from a local guide. I always take my friends on at least one when they visit. This post lists my favorite NYC walking tours.

Prospect Park – Get out of Manhattan and explore Brooklyn’s version of Central Park and the cool Brooklyn Museum right near it. Spend the afternoon discovering its vast collection of both historic and contemporary art and artifacts.

Bronx Zoo – Head north for a look at one of the oldest and biggest zoos in the United States. It’s an incredible experience for kids too. (2300 Southern Boulevard, Bronx, +1 718 220 5100, bronxzoo.com. Opening hours: Mon–Fri (10am–5pm), Sat–Sun (10am–5:30pm); limited hours November to April. Budget tip: This isn’t a cheap activity, with tickets starting at $22.95 USD, but go on pay-what-you-want Wednesdays to save money.) See a Yankees/Mets/Rangers/Knicks game – Like sports? NYC has some world-class sports teams. I’m not a big sports fan (the Yankees play soccer, right?), but games are fun when you have friends to share the experience with. If you have a chance and the desire, don’t miss a sporting event, because New Yorkers are serious about their local teams!

See a TV Show! – TV shows like Saturday Night Live, The View, Late Night with Stephen Colbert, The Daily Show, Last Week Tonight, and Late Night with Jimmy Fallon offer free tickets to their tapings (although they must be reserved well in advance). See each show’s website for details and to make reservations.

Eat your heart out – NYC is one of the best foodie cities in the world — you can find cuisines from every ethnicity here and to fit every budget. Check out these 24 amazing places to eat in New York City.

Batsu! – Walk through the narrow aisle of the Je Bon Sushi restaurant in the East Village, and head down the tiny stairway to find this hidden dinner theater. This four-person improv comedy competition takes place within the structure of a high-energy Japanese game show, with slapstick theatrical performances. (15 St. Mark’s Place, East Village, +1 347 985 0368, batsulive.com/new-york. Tickets from $30.50.)

Ellen’s Stardust Diner – Since 1987, this diner is home to an incredible waitstaff of singers and dancers. Between tours and musical performances, actors and actresses wait tables at Ellen’s, where they belt out songs as they serve you slightly pricey, very American diner food (think shakes, burgers, and lasagna) in uniforms from the 1950s. It’s incredibly cheesy! (1650 Broadway, Times Square, +1 212 956 5151)

Greenwich Village Literary Pub Crawl – (+1 212 613 5796, Greenwich Village, literarypubcrawl.com. – This pub crawl takes visitors around bars in the West Village and fills their heads with information about famous drinking writers – and their stomachs with a lot of beer. Price: $30, $25 for students and seniors.

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New York City is a big place with a lot to do and this list barely scratches the surface. Four days is barely enough to squeeze these activities in, let alone find time to visit boroughs like Queens and Brooklyn. If you have the time, I recommend staying for at least five days. But if you’re pressed for time, following these tips will give you four days full of fun and excitement in the city that never sleeps.

Book Your Trip to Europe: Logistical Tips and Tricks

Get Your Guide Check out my detailed guide to planning a visit to NYC with suggested itineraries, places to stay, things to do, where to eat, and how to get around. Just click here to get the guide and continue planning today!

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld. If you want to stay elsewhere, use Booking.com as they consistently return the cheapest rates. (Here’s the proof.) My favorite places to stay in New York City are:

HI NYC Hostel – One of the biggest and most popular hostels in the city with a ton of space, an outdoor patio, free Wi-Fi, events, activities, and a huge kitchen.

Jazz on Columbus Circle – My favorite hostel in NYC, with comfy dorms and a friendly environment.

Pod Times Square – Incredibly tiny private rooms, but with an excellent quiet location near Times Square.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and I think will help you too!

Pin for later!

Photo Credits: 5, 6, 8, 12, 20, 21, 22, 24, 25

The post New York Itinerary: What to Do and See in 4 Days in NYC appeared first on Nomadic Matt's Travel Site.

from Traveling News https://www.nomadicmatt.com/travel-blogs/three-days-in-new-york-city/

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New York Itinerary: What to Do and See in 4 Days in NYC

Updated: 10/9/18 | October 9th, 2018

When my friends visit New York City, they want to see it all. They have laundry lists of places to visit, things to do, restaurants to eat and bars to drink at! It’s a frantic schedule even for this New Yorker! The city, home to over 8.5 million people, contains so much to see and do, you can barely scratch the surface on your typical four- or five-day visit. (But, then again, I don’t think even a four-month trip would be enough to see NYC!)

NYC, a city forever in flux, is impossible to “see” in one visit. You just have to resign yourself to that fact, unless you move here (and maybe not even then), you’ll only barely scratch the surface! By the time you leave, new places will have cropped up. This city is home to thousands of restaurants, hundreds of museums, attractions, plays, and quirky things to do. Last weekend, I was walking down the street and stumbled into a (delicious) Japanese food festival. It was just there! You never know what you will find in NYC.

As a traveler, how do you visit NYC? What are the best things to see and do here? What is the best itinerary for NYC? How do you make the most of your time here?

There are ways to make the most of the limited time travelers have in New York.

I’ve written a guidebook to this city, have lived here for close to five years, run tours here, and, overall, just been everywhere in pursuit of knowing the best things to do in NYC.

So, today, here is a suggested four (or five or six or seven) day New York itinerary featuring my favorite things to do in the Big Apple so you can plan your visit better:

What to Do in NYC: Day 1

Statue of Liberty/Ellis Island Though the line for the ferry from Battery Park is long, if you get there early, you can avoid most of it. (Come late and you’ll have to wait a few hours.) The Statue of Liberty is spectacular to see up close (she’s as big as you imagine), but the real highlight of this combo is Ellis Island, where you can learn about the immigrant experience and get a sense of the people who helped build NYC (you’ll even find my family’s name inscribed on the wall!). There’s such a great sense of history there that you can’t help but be impressed.

Tip: If the line’s too long and you don’t want to wait, take the free Staten Island ferry for photos of the statue and harbor.

Leave from Battery Park, Lower Manhattan, +1 201 604 2800, nps.gov/stli. Ferries to Liberty Island go daily (9am–3:30pm). Price: $18.50 for the ferry, free to access the pedestal and Ellis Island’s Great Hall, +$3 to access the crown. Tickets (especially crown tickets) must be purchased well in advance! Discounts for seniors and children.

Battery Park Named Battery Park for the old batteries (cannons) that defended the city, stop here for music and street performers, people-watching, relaxing, and all other park-related activities. You can also explore the ruins of the old fort that kept watch over New York City. Battery Park is large and hectic, but I still love walking through here. There are tremendous views of the harbor, too.

Wall Street Take a photo with the famous bull and then walk to Wall Street and see where all those bankers destroyed the economy. There’s heavy security in the area, but you can sit and watch people whiz in and out of buildings on their way to cause some other financial disaster.

Federal Hall One of the most overlooked museums in the city sits across the street from the NY Stock Exchange (NYSE). Federal Hall, built in 1700, is where George Washington took his oath of office (you can see the Bible he was sworn in on!), was the first capitol building of the US, and was the site of the US Customs House in the late 1700s. It’s one of my favorite attractions in the area. I especially love the old vaults of Customs House. I highly recommend you visit, plus it’s small and doesn’t take long.

26 Wall Street, Financial District, Lower Manhattan, +1 212 825 6990, nps.gov/feha. Opening hours: Mon–Fri (9am–5pm), Sat–Sun (closed). Also open on Saturdays (9am-5pm) in the summer.

Museum of American Finance Down the street from NYSE and Federal Hall is the Museum of American Finance. Housed in a historic bank building on Wall Street (of course!), it has permanent exhibits on the financial markets, money, banking, entrepreneurship, and Alexander Hamilton (the founder of the US financial system). If you want to understand the workings of what happens on Wall Street, this is a perfect place to start.

48 Wall Street, Financial District, Lower Manhattan, +1 212 908 4110, moaf.org. Opening hours: Tue–Sat (10am–4pm). Price: $8, discounts for students and seniors. Note: At the time of writing, the museum is currently closed due to damages. Reopen date is TBD.

Trinity Church Trinity Church is one of the oldest churches in America. The original building burned down in 1776, but the current church is still beautiful, with an ornate Gothic style structure. The church is most famous for its colonial graveyard, where you’ll find many famous Americans, including Alexander Hamilton, one of America’s founding fathers.

74 Trinity Place, Financial District, Lower Manhattan, +1 212 602 0800, trinitywallstreet.org. Opening hours: Daily (7am–6pm).

World Trade Center & 9/11 Memorial and Museum The recently opened “Freedom Tower” gives you a panoramic view of the city, and there is also a lot of information about the 9/11 terrorist attacks. On the elevator up, you can also see images of the historical development of NYC. At the bottom of the tower is a park commemorating the victims of the attacks along with an extensive museum. The museum houses moving exhibits about the significance of 9/11. For an additional fee (on top of the entrance fee), there are guided tours.

180 Greenwich Street, Financial District, Lower Manhattan, +1 212 266 5211, 911memorial.org. Opening hours: Daily memorial hours (7:30am–9pm); daily museum hours (9am–8pm; last entry permitted at 6pm, closes one hour later on Fri–Sat). Note: I highly recommend pre-booking your tickets. Price: Memorial is free to visit, museum entry is $24, discounts available; free entry Tuesdays after 5pm (first come, first served).

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 2

Walk the Brooklyn Bridge Right near City Hall (see the next entry), the Brooklyn Bridge offers an easy 25-minute walk into Brooklyn and the waterfront park on the other side. Stopping to take photos and meandering along the way will make the walk about 40 minutes. You get a lot of wonderful views of downtown as you make your way across (and especially from the park). I enjoy doing this walk at night when downtown Manhattan is all lit up.

City Hall New York’s City Hall is a great piece of historic architecture and has a beautiful little park that’s filled with office workers during lunch (as well as a circular tablet about the site’s history). To learn about the building’s history, art, and architecture, take one of the tours. This way, you’ll be able to see the landmarked rotunda, city council chamber, Governor’s Room, and the City Hall Portrait Collection.

City Hall Park. Pre-reserved tours are typically offered for groups (10–20 people) on Mondays and Tuesdays at 10:30am and for individuals on Thursdays at 10am. There are also first-come, first-served tours on Wednesdays at 12pm.

Empire State Building After you finish up with lower Manhattan, jet up to this historic landmark in New York City. The 1930s art deco interior is beautiful, and the view from the top is breathtaking. You can get a real feel for how densely populated New York is as you stare out at the city. Get here early or during lunchtime to avoid the lines and tour groups.

350 5th Avenue, Midtown, +1 212 736 3100, esbnyc.com. Price: $36 to visit the observation deck once, $50 to combine that with a tour of Rockefeller Center, $54 to visit the observation deck twice in 24 hours. Discounts available for children and seniors.

Grand Central Terminal Grand Central Terminal is the city’s historic train station. It was going to be torn down in 1975 but was saved by Jacqueline Kennedy, who raised money for its preservation. There are free historical tours on Wednesdays. I love coming to the main concourse and looking up at the “stars” in the ceiling and people-watching as everyone races to and fro. All those people — where do they go? What do they do? Also, there’s an amazing eatery in the basement called the Grand Central Oyster Bar & Restaurant. And for fancy (and expensive) cocktails, visit the Campbell Apartments and step back into the 1920s (dress code enforced). The space was once the office of John W. Campbell, a member of the New York Central Railroad’s board of directors and finance tycoon from the 1920s.

89 E. 42nd Street, Midtown, grandcentralterminal.com. Opening hours: Daily (5:30am–2am). Tours daily (12:30pm). Tour price: $30, discounts available. Purchase at mas.org/tours or at the ticket windows.

Rockefeller Center This area is always filled with hustle and bustle. Wander around Rockefeller Center to see where they film The Today Show, shop, snack, and take the elevator to the “Top of the Rock” for another bird’s-eye view of the city (which I personally think it better than the Empire State Building, since from the top of here you can get that building in your picture too!).

Times Square No matter when you go to Times Square, it will be packed with people (usually other tourists). There are pedestrian areas where you can sit and hang out. If you aren’t shopping or eating or seeing a show, there isn’t much to do in the area (and no New Yorker hangs out there), but it’s still a fabulous place to people-watch for a few minutes from the top of the red steps of the TKTS kiosk.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 3

Central Park The perfect way to relax in the city and leave the crowds behind is to spend the day in Central Park. It’s free, there are lots of paths to walk (or run), bike lanes, lakes to row in, and a zoo. Since the park covers over 150 square blocks, it’s easy to spend hours wandering around. During the summer months, there are often free concerts and theater productions (line up early for tickets to Shakespeare in the Park). From the late spring to the early fall, there are free guided walks run by the parks service on Saturdays at 11am. I’m a big fan of laying out in Sheep’s Meadow on a hot, sunny day with a book, some food, and a bottle of wine.

Several excellent museums can be found in or on the edges of Central Park:

The Metropolitan Museum of Art The Met is one of the biggest museums in the world, and if you only see one museum in New York, I recommend this one. It has a wide array of art, historical artifacts, photographs, and other exhibits. There’s even a real Egyptian tomb in here! I like its expansive impressionist and Greek exhibits. It’s chaotic and filled with people, especially on the weekend, but since it is so big, you can usually find some quiet spots away from the crowds. Budget a lot of time as a few hours won’t do this place justice.

1000 5th Avenue, Central Park, Upper East Side, +1 212 535 7710, metmuseum.org. Opening hours: Sun–Thu (10am–5:30pm), Fri–Sat (10am–9pm). Price: $25 (includes entrance to the Cloisters and Met Breuer for three consecutive days). Pay what you wish for N.Y. State residents and students in N.Y., N.J., and C.T. Free for kids 12 and under.

American Museum of Natural History Made even more famous by the Night at the Museum movies, this museum also requires a lot of time. The exhibits on nature, human history, and marine life are interesting and detailed, so I wouldn’t try to rush your visit. My favorite is the one on the origin of humans. Learning about how we came to be is fascinating. Also, don’t skip the section on space (because space is awesome!) at the Hayden Planetarium, which is run by science god Neil Degrasse Tyson. They have really detailed exhibitions on the origin of the universe.

Budget tip: The “fee” here is also suggested donation so you can pay what you wish.

Central Park W. at 79th Street, Upper West Side, +1 212 769 5100, amnh.org. Opening hours: Daily (10am–5:45pm). Price: Suggested donation of $23 ($13 for children ages 2–12). Note: Even though this museum only technically asks for a suggested donation, be prepared to pay to go into any special exhibitions and/or movies.

The Frick Collection This collection features paintings by major European artists (lots of Dutch masters here) as well as 18th-century French furniture and Oriental rugs. You have to really love Dutch artists to want to spend time here (I do) but be sure to visit their website because they do a lot of wonderful temporary exhibits featuring famous works of art.

Budget tip: Visit Wednesdays between 2pm and 6pm and the entrance fee is “pay what you wish.”

1 East 70th Street, +1 212-288-0700, frick.org. Opening hours: Tues-Sat (10am-6pm), Sun (11am-5pm). Closed on Mondays. Price: $22 USD, with discounts available to students and seniors.

The Guggenheim Museum This museum is home to a renowned collection of impressionist, post-impressionist, early modern, and contemporary art. The cylindrical museum (designed by Frank Lloyd Wright) is considered one of the 20th century’s most important architectural designs. It’s one of my favorite buildings (and museums) in the city. Admission is steep ($22 USD).

Budget tip: Saturday nights (5:45–7:45pm) you can pay what you wish.

1071 5th Avenue, Upper East Side, +1 212 423 3500, guggenheim.org/new-york. Opening hours: Sun–Wed, Fri (10am–5:45pm), Sat (10am–7:45), Thu (closed). The last ticket is issued 30 minutes before closing. Price: $25, discounts for students and seniors, pay what-you-wish Saturdays (5pm–7:45pm).

The Museum of the City of New York This museum will tell you everything you ever wanted to know about New York City, including its architecture, parks, streets, as well as its people, culture, and various sights. There are multiple rooms that highlight various time periods in NYC history featuring interviews, maps, interactive exhibits, profiles of historical figures, and various artifacts. It’s the best history museum in the city. There’s a cool exhibit here where you can create the future NYC a la Sim City style. (Great for kids or people who are childlike!)

1220 Fifth Avenue at 103rd St., +1 212-534-1672, mcny.org. Opening hours: Daily (10am-6pm). Price: $18, with discounted rates for students and seniors.

Broadway Show You can’t go to New York City, the theater capital of the world, without seeing a show. Current highlights and my favorites include:

The Lion King

The Phantom of the Opera

Wicked

Dear Evan Hansen

Aladdin

Chicago

School of Rock

Come From Away

Hamilton

You can find discounted theater tickets at the TKTS offices around the city (Times Square, South Street Seaport, and downtown Brooklyn) for shows that day. They also have an app where you can see what they offer too!

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there! (I live in NYC so I know it well!)

What to Do in NYC: Day 4

The Cloisters Few people make it up to the Cloisters (it’s all the way up near 204th Street), a branch of the Met devoted to medieval Europe. It took me years to finally see it, and I kicked myself for waiting so long. It was built with Rockefeller money from parts of five European abbeys between 1934 and 1939. (They even stipulated that the land across the river would forever remain undeveloped so the view would be unspoiled!). The building and its stunning cloistered garden are very, very peaceful and beautiful. It’s one of the best things to do in the city. There are free tours each day that explain the history of the museum and the paintings and exhibits.

99 Margaret Corbin Drive, Fort Tryon Park, +1 212 923 3700, metmuseum.org/visit/visit-the-cloisters. Opening hours: Daily (10am–5:15pm), closes at 4:45pm November to February. Price: $25 (includes entrance to the Met and Met Breuer for three consecutive days), discounts for students in N.Y., N.J., and C.T., and free for kids 12 and under.

Museum of Modern Art (MoMA) Head over to the MoMA for lots of beautiful (and weird) modern art and some vivid impressionist art. I hate modern art. I just don’t “get” it. How is shovel on a wall art? I dislike modern art BUT this museum does have Van Gogh’s Starry Night as well as other post-impressionist art so I can’t hate it completely. If you love modern and contemporary art, this (I’m told) is one of the best in the world. On Fridays after 4pm, the museum is free (and I like seeing Van Gogh for free)!

18 W. 54th Street, Midtown, +1 212 708 9400, moma.org. Opening hours: Sat–Thu (10:30am–5:30pm), Fri (10:30am–8pm). Price: $25, discounts for students and seniors. The MoMA’s Abby Aldrich Rockefeller Sculpture Garden is free of charge to the public daily (9:30am–10:15am).

The High Line & Whitney Museum The High Line is a converted train track that is now an urban walking park. It goes from 34th Street down to the Meatpacking District (and vice versa). Lined with overlooks, gardens, public art, food stalls, and greenery, this walk is one of the best things to do in the city, especially on a nice day. Go for a walk, sit with a book, people-watch — the High Line is a must-see and a true favorite among locals.

Next to it, in the Meatpacking District, there’s the new building for the Whitney Museum of American Art (a museum that collaborates with the Met). Even if you don’t go inside, the building is worth seeing, as it is a work of art in itself. But I would recommend going inside as there is a wonderful exhibit of American art.

99 Gansevoort Street, Chelsea, +1 212 570 3600, whitney.org. Opening hours: Wed–Thu, Sun–Mon (10:30am–6pm), Fri–Sat (10:30am–10pm), Tue (closed). Price: $25, discounts for students and seniors. Fri (7–10pm) pay what you wish.

Lower East Side Tenement Museum This fascinating museum offers visitors the opportunity to visit former tenement apartments on the Lower East Side. You’ll learn how immigrants from around the world lived during the late 1800s and early 1900s as they tried to make it in America. It’s a good follow-up to what you’ll see on Ellis Island. You can only visit this museum via guided tours and they need to be booked in advance. I personally like the “Meet the Residents” tour, where live actors portray and share the story of newly arrived immigrants.

103 Orchard Street, Lower East Side, +1 877 975 3786, tenement.org. Opening hours: Fri–Wed (10am–6:30pm), Thu (10am–8:30pm). Price: $25, discounts for students and seniors.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

Other Awesome Things to Do and See in NYC Itinerary

There’s much more to New York that I could never list it all in one blog post but below are some other supplemental activities worth considering to mix and match your NYC trip:

Take a walking tour – NYC is home to dozens of walking tour companies (many of them FREE) offering tours on every genre possible. If you like it, there is a tour revolving around it. Be sure to take one of the many, many walking tours the city has to offer to get a unique and cultural look at the city that never sleeps from a local guide. I always take my friends on at least one when they visit. This post lists my favorite NYC walking tours.

Prospect Park – Get out of Manhattan and explore Brooklyn’s version of Central Park and the cool Brooklyn Museum right near it. Spend the afternoon discovering its vast collection of both historic and contemporary art and artifacts.

Bronx Zoo – Head north for a look at one of the oldest and biggest zoos in the United States. It’s an incredible experience for kids too. (2300 Southern Boulevard, Bronx, +1 718 220 5100, bronxzoo.com. Opening hours: Mon–Fri (10am–5pm), Sat–Sun (10am–5:30pm); limited hours November to April. Budget tip: This isn’t a cheap activity, with tickets starting at $22.95 USD, but go on pay-what-you-want Wednesdays to save money.) See a Yankees/Mets/Rangers/Knicks game – Like sports? NYC has some world-class sports teams. I’m not a big sports fan (the Yankees play soccer, right?), but games are fun when you have friends to share the experience with. If you have a chance and the desire, don’t miss a sporting event, because New Yorkers are serious about their local teams!

See a TV Show! – TV shows like Saturday Night Live, The View, Late Night with Stephen Colbert, The Daily Show, Last Week Tonight, and Late Night with Jimmy Fallon offer free tickets to their tapings (although they must be reserved well in advance). See each show’s website for details and to make reservations.

Eat your heart out – NYC is one of the best foodie cities in the world — you can find cuisines from every ethnicity here and to fit every budget. Check out these 24 amazing places to eat in New York City.

Batsu! – Walk through the narrow aisle of the Je Bon Sushi restaurant in the East Village, and head down the tiny stairway to find this hidden dinner theater. This four-person improv comedy competition takes place within the structure of a high-energy Japanese game show, with slapstick theatrical performances. (15 St. Mark’s Place, East Village, +1 347 985 0368, batsulive.com/new-york. Tickets from $30.50.)

Ellen’s Stardust Diner – Since 1987, this diner is home to an incredible waitstaff of singers and dancers. Between tours and musical performances, actors and actresses wait tables at Ellen’s, where they belt out songs as they serve you slightly pricey, very American diner food (think shakes, burgers, and lasagna) in uniforms from the 1950s. It’s incredibly cheesy! (1650 Broadway, Times Square, +1 212 956 5151)

Greenwich Village Literary Pub Crawl – (+1 212 613 5796, Greenwich Village, literarypubcrawl.com. – This pub crawl takes visitors around bars in the West Village and fills their heads with information about famous drinking writers – and their stomachs with a lot of beer. Price: $30, $25 for students and seniors.

****

New York City is a big place with a lot to do and this list barely scratches the surface. Four days is barely enough to squeeze these activities in, let alone find time to visit boroughs like Queens and Brooklyn. If you have the time, I recommend staying for at least five days. But if you’re pressed for time, following these tips will give you four days full of fun and excitement in the city that never sleeps.

Book Your Trip to Europe: Logistical Tips and Tricks

Get Your Guide Check out my detailed guide to planning a visit to NYC with suggested itineraries, places to stay, things to do, where to eat, and how to get around. Just click here to get the guide and continue planning today!

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld. If you want to stay elsewhere, use Booking.com as they consistently return the cheapest rates. (Here’s the proof.) My favorite places to stay in New York City are:

HI NYC Hostel – One of the biggest and most popular hostels in the city with a ton of space, an outdoor patio, free Wi-Fi, events, activities, and a huge kitchen.

Jazz on Columbus Circle – My favorite hostel in NYC, with comfy dorms and a friendly environment.

Pod Times Square – Incredibly tiny private rooms, but with an excellent quiet location near Times Square.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and I think will help you too!

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Photo Credits: 5, 6, 8, 12, 20, 21, 22, 24, 25

The post New York Itinerary: What to Do and See in 4 Days in NYC appeared first on Nomadic Matt's Travel Site.

from Traveling News https://www.nomadicmatt.com/travel-blogs/three-days-in-new-york-city/

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New York Itinerary: What to Do and See in 4 Days in NYC

Updated: 10/9/18 | October 9th, 2018

When my friends visit New York City, they want to see it all. They have laundry lists of places to visit, things to do, restaurants to eat and bars to drink at! It’s a frantic schedule even for this New Yorker! The city, home to over 8.5 million people, contains so much to see and do, you can barely scratch the surface on your typical four- or five-day visit. (But, then again, I don’t think even a four-month trip would be enough to see NYC!)

NYC, a city forever in flux, is impossible to “see” in one visit. You just have to resign yourself to that fact, unless you move here (and maybe not even then), you’ll only barely scratch the surface! By the time you leave, new places will have cropped up. This city is home to thousands of restaurants, hundreds of museums, attractions, plays, and quirky things to do. Last weekend, I was walking down the street and stumbled into a (delicious) Japanese food festival. It was just there! You never know what you will find in NYC.

As a traveler, how do you visit NYC? What are the best things to see and do here? What is the best itinerary for NYC? How do you make the most of your time here?

There are ways to make the most of the limited time travelers have in New York.

I’ve written a guidebook to this city, have lived here for close to five years, run tours here, and, overall, just been everywhere in pursuit of knowing the best things to do in NYC.

So, today, here is a suggested four (or five or six or seven) day New York itinerary featuring my favorite things to do in the Big Apple so you can plan your visit better:

What to Do in NYC: Day 1

Statue of Liberty/Ellis Island Though the line for the ferry from Battery Park is long, if you get there early, you can avoid most of it. (Come late and you’ll have to wait a few hours.) The Statue of Liberty is spectacular to see up close (she’s as big as you imagine), but the real highlight of this combo is Ellis Island, where you can learn about the immigrant experience and get a sense of the people who helped build NYC (you’ll even find my family’s name inscribed on the wall!). There’s such a great sense of history there that you can’t help but be impressed.

Tip: If the line’s too long and you don’t want to wait, take the free Staten Island ferry for photos of the statue and harbor.

Leave from Battery Park, Lower Manhattan, +1 201 604 2800, nps.gov/stli. Ferries to Liberty Island go daily (9am–3:30pm). Price: $18.50 for the ferry, free to access the pedestal and Ellis Island’s Great Hall, +$3 to access the crown. Tickets (especially crown tickets) must be purchased well in advance! Discounts for seniors and children.

Battery Park Named Battery Park for the old batteries (cannons) that defended the city, stop here for music and street performers, people-watching, relaxing, and all other park-related activities. You can also explore the ruins of the old fort that kept watch over New York City. Battery Park is large and hectic, but I still love walking through here. There are tremendous views of the harbor, too.

Wall Street Take a photo with the famous bull and then walk to Wall Street and see where all those bankers destroyed the economy. There’s heavy security in the area, but you can sit and watch people whiz in and out of buildings on their way to cause some other financial disaster.

Federal Hall One of the most overlooked museums in the city sits across the street from the NY Stock Exchange (NYSE). Federal Hall, built in 1700, is where George Washington took his oath of office (you can see the Bible he was sworn in on!), was the first capitol building of the US, and was the site of the US Customs House in the late 1700s. It’s one of my favorite attractions in the area. I especially love the old vaults of Customs House. I highly recommend you visit, plus it’s small and doesn’t take long.

26 Wall Street, Financial District, Lower Manhattan, +1 212 825 6990, nps.gov/feha. Opening hours: Mon–Fri (9am–5pm), Sat–Sun (closed). Also open on Saturdays (9am-5pm) in the summer.

Museum of American Finance Down the street from NYSE and Federal Hall is the Museum of American Finance. Housed in a historic bank building on Wall Street (of course!), it has permanent exhibits on the financial markets, money, banking, entrepreneurship, and Alexander Hamilton (the founder of the US financial system). If you want to understand the workings of what happens on Wall Street, this is a perfect place to start.

48 Wall Street, Financial District, Lower Manhattan, +1 212 908 4110, moaf.org. Opening hours: Tue–Sat (10am–4pm). Price: $8, discounts for students and seniors. Note: At the time of writing, the museum is currently closed due to damages. Reopen date is TBD.

Trinity Church Trinity Church is one of the oldest churches in America. The original building burned down in 1776, but the current church is still beautiful, with an ornate Gothic style structure. The church is most famous for its colonial graveyard, where you’ll find many famous Americans, including Alexander Hamilton, one of America’s founding fathers.

74 Trinity Place, Financial District, Lower Manhattan, +1 212 602 0800, trinitywallstreet.org. Opening hours: Daily (7am–6pm).

World Trade Center & 9/11 Memorial and Museum The recently opened “Freedom Tower” gives you a panoramic view of the city, and there is also a lot of information about the 9/11 terrorist attacks. On the elevator up, you can also see images of the historical development of NYC. At the bottom of the tower is a park commemorating the victims of the attacks along with an extensive museum. The museum houses moving exhibits about the significance of 9/11. For an additional fee (on top of the entrance fee), there are guided tours.

180 Greenwich Street, Financial District, Lower Manhattan, +1 212 266 5211, 911memorial.org. Opening hours: Daily memorial hours (7:30am–9pm); daily museum hours (9am–8pm; last entry permitted at 6pm, closes one hour later on Fri–Sat). Note: I highly recommend pre-booking your tickets. Price: Memorial is free to visit, museum entry is $24, discounts available; free entry Tuesdays after 5pm (first come, first served).

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 2

Walk the Brooklyn Bridge Right near City Hall (see the next entry), the Brooklyn Bridge offers an easy 25-minute walk into Brooklyn and the waterfront park on the other side. Stopping to take photos and meandering along the way will make the walk about 40 minutes. You get a lot of wonderful views of downtown as you make your way across (and especially from the park). I enjoy doing this walk at night when downtown Manhattan is all lit up.

City Hall New York’s City Hall is a great piece of historic architecture and has a beautiful little park that’s filled with office workers during lunch (as well as a circular tablet about the site’s history). To learn about the building’s history, art, and architecture, take one of the tours. This way, you’ll be able to see the landmarked rotunda, city council chamber, Governor’s Room, and the City Hall Portrait Collection.

City Hall Park. Pre-reserved tours are typically offered for groups (10–20 people) on Mondays and Tuesdays at 10:30am and for individuals on Thursdays at 10am. There are also first-come, first-served tours on Wednesdays at 12pm.

Empire State Building After you finish up with lower Manhattan, jet up to this historic landmark in New York City. The 1930s art deco interior is beautiful, and the view from the top is breathtaking. You can get a real feel for how densely populated New York is as you stare out at the city. Get here early or during lunchtime to avoid the lines and tour groups.

350 5th Avenue, Midtown, +1 212 736 3100, esbnyc.com. Price: $36 to visit the observation deck once, $50 to combine that with a tour of Rockefeller Center, $54 to visit the observation deck twice in 24 hours. Discounts available for children and seniors.

Grand Central Terminal Grand Central Terminal is the city’s historic train station. It was going to be torn down in 1975 but was saved by Jacqueline Kennedy, who raised money for its preservation. There are free historical tours on Wednesdays. I love coming to the main concourse and looking up at the “stars” in the ceiling and people-watching as everyone races to and fro. All those people — where do they go? What do they do? Also, there’s an amazing eatery in the basement called the Grand Central Oyster Bar & Restaurant. And for fancy (and expensive) cocktails, visit the Campbell Apartments and step back into the 1920s (dress code enforced). The space was once the office of John W. Campbell, a member of the New York Central Railroad’s board of directors and finance tycoon from the 1920s.

89 E. 42nd Street, Midtown, grandcentralterminal.com. Opening hours: Daily (5:30am–2am). Tours daily (12:30pm). Tour price: $30, discounts available. Purchase at mas.org/tours or at the ticket windows.

Rockefeller Center This area is always filled with hustle and bustle. Wander around Rockefeller Center to see where they film The Today Show, shop, snack, and take the elevator to the “Top of the Rock” for another bird’s-eye view of the city (which I personally think it better than the Empire State Building, since from the top of here you can get that building in your picture too!).

Times Square No matter when you go to Times Square, it will be packed with people (usually other tourists). There are pedestrian areas where you can sit and hang out. If you aren’t shopping or eating or seeing a show, there isn’t much to do in the area (and no New Yorker hangs out there), but it’s still a fabulous place to people-watch for a few minutes from the top of the red steps of the TKTS kiosk.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

What to Do in NYC: Day 3

Central Park The perfect way to relax in the city and leave the crowds behind is to spend the day in Central Park. It’s free, there are lots of paths to walk (or run), bike lanes, lakes to row in, and a zoo. Since the park covers over 150 square blocks, it’s easy to spend hours wandering around. During the summer months, there are often free concerts and theater productions (line up early for tickets to Shakespeare in the Park). From the late spring to the early fall, there are free guided walks run by the parks service on Saturdays at 11am. I’m a big fan of laying out in Sheep’s Meadow on a hot, sunny day with a book, some food, and a bottle of wine.

Several excellent museums can be found in or on the edges of Central Park:

The Metropolitan Museum of Art The Met is one of the biggest museums in the world, and if you only see one museum in New York, I recommend this one. It has a wide array of art, historical artifacts, photographs, and other exhibits. There’s even a real Egyptian tomb in here! I like its expansive impressionist and Greek exhibits. It’s chaotic and filled with people, especially on the weekend, but since it is so big, you can usually find some quiet spots away from the crowds. Budget a lot of time as a few hours won’t do this place justice.

1000 5th Avenue, Central Park, Upper East Side, +1 212 535 7710, metmuseum.org. Opening hours: Sun–Thu (10am–5:30pm), Fri–Sat (10am–9pm). Price: $25 (includes entrance to the Cloisters and Met Breuer for three consecutive days). Pay what you wish for N.Y. State residents and students in N.Y., N.J., and C.T. Free for kids 12 and under.

American Museum of Natural History Made even more famous by the Night at the Museum movies, this museum also requires a lot of time. The exhibits on nature, human history, and marine life are interesting and detailed, so I wouldn’t try to rush your visit. My favorite is the one on the origin of humans. Learning about how we came to be is fascinating. Also, don’t skip the section on space (because space is awesome!) at the Hayden Planetarium, which is run by science god Neil Degrasse Tyson. They have really detailed exhibitions on the origin of the universe.

Budget tip: The “fee” here is also suggested donation so you can pay what you wish.

Central Park W. at 79th Street, Upper West Side, +1 212 769 5100, amnh.org. Opening hours: Daily (10am–5:45pm). Price: Suggested donation of $23 ($13 for children ages 2–12). Note: Even though this museum only technically asks for a suggested donation, be prepared to pay to go into any special exhibitions and/or movies.

The Frick Collection This collection features paintings by major European artists (lots of Dutch masters here) as well as 18th-century French furniture and Oriental rugs. You have to really love Dutch artists to want to spend time here (I do) but be sure to visit their website because they do a lot of wonderful temporary exhibits featuring famous works of art.

Budget tip: Visit Wednesdays between 2pm and 6pm and the entrance fee is “pay what you wish.”

1 East 70th Street, +1 212-288-0700, frick.org. Opening hours: Tues-Sat (10am-6pm), Sun (11am-5pm). Closed on Mondays. Price: $22 USD, with discounts available to students and seniors.

The Guggenheim Museum This museum is home to a renowned collection of impressionist, post-impressionist, early modern, and contemporary art. The cylindrical museum (designed by Frank Lloyd Wright) is considered one of the 20th century’s most important architectural designs. It’s one of my favorite buildings (and museums) in the city. Admission is steep ($22 USD).

Budget tip: Saturday nights (5:45–7:45pm) you can pay what you wish.

1071 5th Avenue, Upper East Side, +1 212 423 3500, guggenheim.org/new-york. Opening hours: Sun–Wed, Fri (10am–5:45pm), Sat (10am–7:45), Thu (closed). The last ticket is issued 30 minutes before closing. Price: $25, discounts for students and seniors, pay what-you-wish Saturdays (5pm–7:45pm).

The Museum of the City of New York This museum will tell you everything you ever wanted to know about New York City, including its architecture, parks, streets, as well as its people, culture, and various sights. There are multiple rooms that highlight various time periods in NYC history featuring interviews, maps, interactive exhibits, profiles of historical figures, and various artifacts. It’s the best history museum in the city. There’s a cool exhibit here where you can create the future NYC a la Sim City style. (Great for kids or people who are childlike!)

1220 Fifth Avenue at 103rd St., +1 212-534-1672, mcny.org. Opening hours: Daily (10am-6pm). Price: $18, with discounted rates for students and seniors.

Broadway Show You can’t go to New York City, the theater capital of the world, without seeing a show. Current highlights and my favorites include:

The Lion King

The Phantom of the Opera

Wicked

Dear Evan Hansen

Aladdin

Chicago

School of Rock

Come From Away

Hamilton

You can find discounted theater tickets at the TKTS offices around the city (Times Square, South Street Seaport, and downtown Brooklyn) for shows that day. They also have an app where you can see what they offer too!

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there! (I live in NYC so I know it well!)

What to Do in NYC: Day 4

The Cloisters Few people make it up to the Cloisters (it’s all the way up near 204th Street), a branch of the Met devoted to medieval Europe. It took me years to finally see it, and I kicked myself for waiting so long. It was built with Rockefeller money from parts of five European abbeys between 1934 and 1939. (They even stipulated that the land across the river would forever remain undeveloped so the view would be unspoiled!). The building and its stunning cloistered garden are very, very peaceful and beautiful. It’s one of the best things to do in the city. There are free tours each day that explain the history of the museum and the paintings and exhibits.

99 Margaret Corbin Drive, Fort Tryon Park, +1 212 923 3700, metmuseum.org/visit/visit-the-cloisters. Opening hours: Daily (10am–5:15pm), closes at 4:45pm November to February. Price: $25 (includes entrance to the Met and Met Breuer for three consecutive days), discounts for students in N.Y., N.J., and C.T., and free for kids 12 and under.

Museum of Modern Art (MoMA) Head over to the MoMA for lots of beautiful (and weird) modern art and some vivid impressionist art. I hate modern art. I just don’t “get” it. How is shovel on a wall art? I dislike modern art BUT this museum does have Van Gogh’s Starry Night as well as other post-impressionist art so I can’t hate it completely. If you love modern and contemporary art, this (I’m told) is one of the best in the world. On Fridays after 4pm, the museum is free (and I like seeing Van Gogh for free)!

18 W. 54th Street, Midtown, +1 212 708 9400, moma.org. Opening hours: Sat–Thu (10:30am–5:30pm), Fri (10:30am–8pm). Price: $25, discounts for students and seniors. The MoMA’s Abby Aldrich Rockefeller Sculpture Garden is free of charge to the public daily (9:30am–10:15am).

The High Line & Whitney Museum The High Line is a converted train track that is now an urban walking park. It goes from 34th Street down to the Meatpacking District (and vice versa). Lined with overlooks, gardens, public art, food stalls, and greenery, this walk is one of the best things to do in the city, especially on a nice day. Go for a walk, sit with a book, people-watch — the High Line is a must-see and a true favorite among locals.

Next to it, in the Meatpacking District, there’s the new building for the Whitney Museum of American Art (a museum that collaborates with the Met). Even if you don’t go inside, the building is worth seeing, as it is a work of art in itself. But I would recommend going inside as there is a wonderful exhibit of American art.

99 Gansevoort Street, Chelsea, +1 212 570 3600, whitney.org. Opening hours: Wed–Thu, Sun–Mon (10:30am–6pm), Fri–Sat (10:30am–10pm), Tue (closed). Price: $25, discounts for students and seniors. Fri (7–10pm) pay what you wish.

Lower East Side Tenement Museum This fascinating museum offers visitors the opportunity to visit former tenement apartments on the Lower East Side. You’ll learn how immigrants from around the world lived during the late 1800s and early 1900s as they tried to make it in America. It’s a good follow-up to what you’ll see on Ellis Island. You can only visit this museum via guided tours and they need to be booked in advance. I personally like the “Meet the Residents” tour, where live actors portray and share the story of newly arrived immigrants.

103 Orchard Street, Lower East Side, +1 877 975 3786, tenement.org. Opening hours: Fri–Wed (10am–6:30pm), Thu (10am–8:30pm). Price: $25, discounts for students and seniors.

Click here to get my huge, detailed insider’s guidebook to NYC and plan your ultimate visit there!

Other Awesome Things to Do and See in NYC Itinerary

There’s much more to New York that I could never list it all in one blog post but below are some other supplemental activities worth considering to mix and match your NYC trip:

Take a walking tour – NYC is home to dozens of walking tour companies (many of them FREE) offering tours on every genre possible. If you like it, there is a tour revolving around it. Be sure to take one of the many, many walking tours the city has to offer to get a unique and cultural look at the city that never sleeps from a local guide. I always take my friends on at least one when they visit. This post lists my favorite NYC walking tours.

Prospect Park – Get out of Manhattan and explore Brooklyn’s version of Central Park and the cool Brooklyn Museum right near it. Spend the afternoon discovering its vast collection of both historic and contemporary art and artifacts.

Bronx Zoo – Head north for a look at one of the oldest and biggest zoos in the United States. It’s an incredible experience for kids too. (2300 Southern Boulevard, Bronx, +1 718 220 5100, bronxzoo.com. Opening hours: Mon–Fri (10am–5pm), Sat–Sun (10am–5:30pm); limited hours November to April. Budget tip: This isn’t a cheap activity, with tickets starting at $22.95 USD, but go on pay-what-you-want Wednesdays to save money.) See a Yankees/Mets/Rangers/Knicks game – Like sports? NYC has some world-class sports teams. I’m not a big sports fan (the Yankees play soccer, right?), but games are fun when you have friends to share the experience with. If you have a chance and the desire, don’t miss a sporting event, because New Yorkers are serious about their local teams!

See a TV Show! – TV shows like Saturday Night Live, The View, Late Night with Stephen Colbert, The Daily Show, Last Week Tonight, and Late Night with Jimmy Fallon offer free tickets to their tapings (although they must be reserved well in advance). See each show’s website for details and to make reservations.

Eat your heart out – NYC is one of the best foodie cities in the world — you can find cuisines from every ethnicity here and to fit every budget. Check out these 24 amazing places to eat in New York City.

Batsu! – Walk through the narrow aisle of the Je Bon Sushi restaurant in the East Village, and head down the tiny stairway to find this hidden dinner theater. This four-person improv comedy competition takes place within the structure of a high-energy Japanese game show, with slapstick theatrical performances. (15 St. Mark’s Place, East Village, +1 347 985 0368, batsulive.com/new-york. Tickets from $30.50.)

Ellen’s Stardust Diner – Since 1987, this diner is home to an incredible waitstaff of singers and dancers. Between tours and musical performances, actors and actresses wait tables at Ellen’s, where they belt out songs as they serve you slightly pricey, very American diner food (think shakes, burgers, and lasagna) in uniforms from the 1950s. It’s incredibly cheesy! (1650 Broadway, Times Square, +1 212 956 5151)

Greenwich Village Literary Pub Crawl – (+1 212 613 5796, Greenwich Village, literarypubcrawl.com. – This pub crawl takes visitors around bars in the West Village and fills their heads with information about famous drinking writers – and their stomachs with a lot of beer. Price: $30, $25 for students and seniors.

****

New York City is a big place with a lot to do and this list barely scratches the surface. Four days is barely enough to squeeze these activities in, let alone find time to visit boroughs like Queens and Brooklyn. If you have the time, I recommend staying for at least five days. But if you’re pressed for time, following these tips will give you four days full of fun and excitement in the city that never sleeps.

Book Your Trip to Europe: Logistical Tips and Tricks

Get Your Guide Check out my detailed guide to planning a visit to NYC with suggested itineraries, places to stay, things to do, where to eat, and how to get around. Just click here to get the guide and continue planning today!

Book Your Flight Find a cheap flight by using Skyscanner or Momondo. They are my two favorite search engines because they search websites and airlines around the globe so you always know no stone is left unturned.

Book Your Accommodation You can book your hostel with Hostelworld. If you want to stay elsewhere, use Booking.com as they consistently return the cheapest rates. (Here’s the proof.) My favorite places to stay in New York City are:

HI NYC Hostel – One of the biggest and most popular hostels in the city with a ton of space, an outdoor patio, free Wi-Fi, events, activities, and a huge kitchen.

Jazz on Columbus Circle – My favorite hostel in NYC, with comfy dorms and a friendly environment.

Pod Times Square – Incredibly tiny private rooms, but with an excellent quiet location near Times Square.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. I’ve been using World Nomads for ten years. My favorite companies that offer the best service and value are:

World Nomads (for everyone below 70)

Insure My Trip (for those over 70)

Looking for the best companies to save money with? Check out my resource page for the best companies to use when you travel! I list all the ones I use to save money when I travel – and I think will help you too!

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Photo Credits: 5, 6, 8, 12, 20, 21, 22, 24, 25

The post New York Itinerary: What to Do and See in 4 Days in NYC appeared first on Nomadic Matt's Travel Site.

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Can I sue the other driver’s insurance company, or do I have to sue the other driver himself?

"Can I sue the other driver's insurance company, or do I have to sue the other driver himself?

Sorry this is so long, but I wanted to give enough details for folks to give an informed answer.    I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses.    The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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i just passed my course and the coach I had told us that you are not required to have insurance if your 21 or over and wear a helmet so I asked her what about people under 21, she said it didnt say anything in the papers so she doesnt know.. i was wondering if any of you know if it is legal not to have insurance. im 18, live in florida, and wear a helmet, thanks!""

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I was in a car accident and the insurance company wont pay me.?

I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""

""Cars been stolen, will insurance pay up?""

My sisters car has been stolen roughly 30 mins ago. Shes customized it a bit (tinted windows to a legal degree, subwoofer in the boot) will the insurance pay up if it cannot be found. And what are the chances of it being found""

How can I make sure the Insurance company declares my car totaled if it received enough damage?

My boyfriend fell asleep while driving and damaged my car pretty badly. It got towed because it is not drivable at this point. This happened on Friday morning, and today, Monday, I got a call from my insurance asking me to find a mechanic for the repairs. Then he followed by asking if I knew where the car was. Isnt he supposed to get an estimate of the car before he decides if its worth any repairs? Or is that my job? Also, Im afraid that the mechanic will just fix the car to please the insurance company, but Id rather the car just get totaled. I dont want to have future problems because it is my understanding that the transmission got pulled out. Im not sure what to do. Im thinking of just choosing the dealerships collision department for the repairs. How do I make sure that if the car has too much damage, it is declared totaled?""

Do I really need Car Insurance?

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How much is the fine for no insurance in texas?

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I totaled my 2010 Mazda 3i how much should I expected from insurance?

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Car insurance -- will it get on cheaper when I move from Los Angeles to Colorado?

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Just started boxing.. health insurance?

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Using car insurance comparison sites?

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How much would car insurance cost for a Chevrolet Corvette C6 ZR1?

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""I got a DUI, will my auto insurance drop me?""

I have AAA, and got a DUI ast year, my insurance hasent gone up yet, but I know it will. Do you think AAA will drop me, since they are such a huge company, and will I have to go get some cheap ol' coverage now? I pay around $125 at the beginning of my policy for the year, then it goes down a little each month, my last payment is around $30, then it starts over again. Ive been w/ them for a few years, w/ a perfect record, until now. The DUI wasnt for alcohol or illegal drugs, it was for prescription medication. I tried a new med, but made the choice to drive also, and this is what I got. Any help?""

USAA or Amica for auto insurance?

As far as I can tell, these are the two top auto insurance companies... Which do you think is better, and why?""

Non-vehicle owner driver's insurance?

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Insurance for a motorcycle?

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What are the regular insurance cost of these cars. (without deduction or add cost)?

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Can I sue the other driver's insurance company, or do I have to sue the other driver himself?

Sorry this is so long, but I wanted to give enough details for folks to give an informed answer.    I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses.    The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident

Teenage Boy Car Insurance.?

My 17yrs old son is about to pass his driving exam and then go through the pass plus test too. We were looking to buy him a cheep second hand car for about 500 but when it came to insurance we have been repeatedly quoted around the 3500 mark for third party. Does anyone know where I can get cheep insurance for a boy?

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Car Insurance?

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Ford escort van insurance for a 17 year old?

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Whose insurance company I should contact for the car accident?

I am involved a car accident 5 months ago. There are four cars hit from rear one by one. I am the second car and have no fault in this accident. However, I did not have a collision insurance, so I should look for reimbursement by myself. I asked the insurance company of the car hit me, they said their insured driver has no fault(indicated in accident report), so they cannot pay for me. And they asked me to contact the company of the fourth car. Is this illegal? Cause in our country, no matter in what reason, the car hit you from rear should pay for you directly. And if their insured driver has no fault, they can ask payment from the insurance company of the car hit them. Anyone could help me? I will very appreciate.""

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also how much would it approximately be?

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

Car insurance advice needed for a 17 year old?

As I said in my previous question. I recently bought a Citroen AX 988cc for 500 and paid 2800 insurance for a year. I thought It was really good as all of my mates had paid well over 3000 for their Fiestas etc. I got alot of answers saying I had been ripped off. I would be so happy if you could tell me of a better deal. I called a total of 46 insurance companies, and used comparison websites on a variety of insurance group 1 cars. And this was the very cheapest I could find. Initially Iwanted a VW Golf. (Not the GTI Version) But I was quoted 9000 a year, not bad but I dont earn that much yet. I have 3 jobs but all are minumum wage. (6-10am, 10am-6pm, 7pm-11.20pm). Could you give me a better deal. Where to go, what other car would be cheaper, and general advice on getting it as cheap as olot of people in my previous question told me they got it. Thanks.""

How do i register my car in my name if its in my mothers name?

She bought the car for my birthday and it is insured through me but i need to know how to go about getting it registered to me so it can lower my insurance.

Inexpensive insurance for 25 y.o. with no prior driving history ?

She just bought a 1993 Subaru Justy. We live in Oregon. Do you know how to get quotes on the internet ? Who generally has inexpensive insurance and is not a SCAM ????????

What's the salary and commission for infinity insurance in California?

Does anyone know?

If you switch from one auto insurance company to another does it look bad?

I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?

""Does any one know of any cheap car insurance, for my 18yr old son, whos just passed his test.?""

Does any one know of any cheap car insurance, for my 18yr old son, whos just passed his test.?""

How much would motorcycle insurance cost for a 17 year old boy?

How much would motorcycle insurance cost for a 17 year old boy?

Average moped/scooter insurance in for a 16 year old (UK)?

What would be the average insurance price be for a moped at 16? By the way I mean a 50cc engine. The was made in 2010 and as a guess I would say 200-350 to insure? Not looking for exact figures just someone with experience at insuring a moped at 16! Thanks!

Multi-home homeowners insurance?

My wife and I are buying a home, she currently has a home that she is going to keep and let her parents live in. We have a dilemma when it comes to homeowners insurance because you can only have one primary residence. The insurance agent is telling us we need to have a landlord policy on her home even though her parents don't pay her. The landlord policy is much more expensive. We can't do a vacation policy because it isn't technically a vacation home. Any ideas on how to resolve this issue? This is in CT if it makes a difference. Thanks!""

Question for no claims bonus protected on car insurance?

hi Sorry might be a silly question but here goes,, i crashed this morning (have to go through insurance ) i have 4 years no claims (protected) my insurance is due in march . when i renew my insurance and get quotes will i say i have 5 years no claims in march as i have protected no claims bonus ???""

Can i drive any car with insurance?

Alright I asked a question earlier and i didnt provide enough information Im 16 and my dad just got me insurance on our car, a toyota camry. He said that i can drive any other car as long as i have the insurance card of the camry, i have my 'own' car (acura) that i dont know that i can drive or not that is under my dads name.. but that car isnt under our policy. is it true that i can drive the acura with my camry's insurance?""

Is getting into an accident with a more expensive car worse than with a cheaper car? (Insurance rate)?

Is getting into an accident with a more expensive car (Mercedes Benz or Ferrari) worse than getting into an accident with a cheaper car (Honda civic or toyota corolla) in terms of ...show more

Can I legally drive my fiances mothers car; will her insurance cover me?

I'm 20, I will be 21 in a month. I got my Provisional Drivers License today. I have a toddler, and am pregnant. We live in Calvert County, Maryland. My fiance and I live with his parents, we rent 2 rooms. His mother is 69, and has All State car insurance, not sure what plan. Can I legally drive her car infrequently, like to the grocery store, or to OB appointments here and there without having insurance myself? Does it depend on her plan? She's going to call them tomorrow to see, but I'd just like to see what answers I get on here tonight. Any help would be appreciated, thank you.""

Car insurance and Traffic accident in Germany?

Is it necessary to have car insurance? Who do you report accidents to after they happen? Do you need to register your cars? Do you take a test to get your license? What is the legal limit for driving while intoxicated? How do they measure blood alcohol? Breathalyzer? Blood? Can you refuse to take the test? Do lawyers get involved in accident cases? What are penalties for driving without a liscence or being insured? Do you have judges, juries or both?""

How come I can't medical or insurance ???!?

Hello I'm a 20 year old and I live on my own. I use to have medical Owen I was under 18 && lived with. Y moon but now I'm 20&& live on my own. I tried applying for medical and I got denied because I make like 100 more than the limit. Where can I can I apply for a low healthy plan . I do live on my own and have bills to may. It I wanna be healthy. Someone please help no d mb answes (you don't look cool) I live in California San Diego.

Can I sue the other driver's insurance company, or do I have to sue the other driver himself?

Sorry this is so long, but I wanted to give enough details for folks to give an informed answer.    I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses.    The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident

Anyone know any sites I can go to to get life insurance and car insurance quotes? I don't want to give my?

phone number to any company because they hound you forever, I just don't need all the phone calls and presser.""

Somebody help me find cheap car insurance in uk...........?

i am 20 year old foreign student in uk from 2 years....i am about to buy some cheap car with 1 ltr engine which is worth of 1000. but the biggest problem is for the 700-800 worth car they are asking me to pay 5000 insurance........... some body please help me find the cheaper insurance... can you advise me on what basis insurance is counted like age... address so that i can figure out from where to buy insurance.... some extra information:: i don't have any NCB first car I have very new licence in full time education. can afford max 150 per month please guys suggest me some cheap insurance provider....

I have reasontly had my car stolen and am wondering how much the insurance are going to pay me ?

my car was a red vaxaull corsa M reg (1994) very excellent condition one OAP as a previous owner it had done 95,000 miles and had 11 months mot on it i valued it with the insurers for 500 even tho i think its worth more! and i was covered for 3rd party, fire n theft! so and ideas as to how much i will get?""

What the steps to take if someone doesn't want to use car insurance to pay for accident?

Someone just rear ended me. There are deep scratches on the bumper. He has car insurance, but doesn't want to use it. I got most of his information - driver's license #, car insurance info, ect. What are the steps I should take? My car insurance company said I have to call in and report accidents as soon as they happen. Should I do this in case he doesn't follow through and pay me for repairs? Should I go get an estimate right now, and have him send me a check?""

Will my car insurance premium increase for passing a red light in NY?

This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?""

Have you ever gotten a car insurance quote online in Illinois?

how easy was it to get the quote? was the process confusing at all? Did the site explain what coverages you needed and why you needed them?

Licence wrong date when applying for insurance?

when you get a quote along the way it asks you to enter when you recieved your licence. what if i put 2-3 years old when in actual fact it is only 2 months old. Will the insurance company find out that i am not telling the truth or can i get away with it? Do they check my licence to see when i got it. thanks.

Am I still eligible for car insurance?

My car insurance dropped me today because I had four traffic tickets over two years ago. It was when I was just starting out driving and since then I have learned to be a responsible driver. Since the premiums were up for renewal next month, they pulled my file (audit) and found the tickets, and dropped me. I was told Progressive and Safe Auto would be good ones to check out. My first two tickets will be at the 3 year mark in a few months, the next about a month after.""

Hey im 16 and i want my licence but insurence is pretty expensive?

hey im 16 and i want my licence but insurence is pretty expensive which company do you think i can get the cheapest insurance on and how much do you think it will cost thank you

HELP! Car Insurance!!?

I know theres no cheap car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no one 2 help me out, or to put me on their Insurance.... and ive been going nuts for the past 2 weeks and i need a car for work... PLEASE HELP!!!""

Car Insurance cost for 18 year old?

I'm 18 and am a beginner in driving and my dad wanted to set up my insurance. The car i would be using would be my dads 1967 Oldsmobile cutlass (classic Muscle car). So i was wondering how much insurance would be at my age with the car i would be using, and with no bad previous record for accidents and/or tickets.""

Where can i get cheap car insurance?

Where can i get cheap car insurance?

I'm 17 and taking lessons shortly but don't know how to get cheap car insurance?

I'm 17 and taking lessons shortly but don't know how to get cheap car insurance?

How do traffic tickets affect insurance premiums?

So if you get a traffic ticket you generally get: a fine, driving school and it makes your insurance premium worse. Is this always true when it comes to the insurance? Is this a rule defined by the insurance or can something be done to avoid that insurance thing? The state is CA btw.. if that matters..""

How much would motorcycle insurance be?

I am a 16 year old caucasian male. Want to know how much insurance would be in TORRANCE, CALIFORNIA for my first bike, a 2001 Honda CBR600F4i.""

Lying to insurance driving record?

It's time to renew my insurance. In the quote I got in the mail, they didn't include the speeding violation that I got back in July 2009. If I tell them about it it would bring the premium up of about 120 dollars. I'm debating if I should tell them or not. After all it's their job to prepare the quote and check driving records. I'm just afraid that in case something happened they would use this as a reason not to pay eventual claims.. What would you do? Thanks""

Insurance: Can i??????

Can i start my own insurance company and insure my own car and thats it?

My medical insurance company ask for homeowner insurance policy?

I fell on my deck, and went through surgery, the total medical expense is about 25K. Now my medical insurance company is asking for homeowner insurance policy. I am not sure how to handle it to avoid any potential cost to me such as deductible or premium increase. Is the medical insurance policy the primary or the homeowner insurance policy for this case? Thanks

Car Insurance: Fully Comprehensive or Third Party ?

Plain English please: what is the difference between FULLY COMPREHENSIVE and THIRD PARTY FIRE AND THEFT car insurance? I have an old ford escort.

Where can I get some good cheap SR-22 insurance?

I'm in the Chicago area. I need SR-22 insurance as it's required by the state. My license was suspended and it expired soon afterward. I trying to get my license back. So I need SR-22 insurance for someone who was an expired suspended license. I don't own any vehicles either.

Why cant i get cheaper insurance?

i have a fiat 500 1.2 with a tracker in my car which is there to stop me driving between 11pm and 5am and im still being charged 2000 a year for my insurance, last year i was paying 2008 a year i have 1 years no claims and no convictions WHY AM I BEING PUNISHED????""

How did mandatory car insurance effect prices upon gov requirements to have insurance to drive?

how did this government policy effect costs?

""If you have bad grades when you buy car insurance, but you improve your grades?""

If you have bad grades when you buy car insurance, but you improve your grades later, will they still give you a discount?""

Will my car insurance increase?

I received a ticket for failure to obey street sign, because I went down a closed road. I was wondering will my insurance rates go up because of this? This is my first ticket and have been driving for about 6 years. If I go to traffic school, will it stop the rate from going up? From what I have read online, some people said it does effect and some say no. I have Allstate and live in CA. Any info is much appreciated.""

Average Car insurance in NY? I feel like I am being ripped off?

I understand age , tickets , and car type are all variables. I Have a 3 year old new car from 2010 *just a normal 4 door sedan* and the insurance seems VERY high... I am 22 years old and was curious to know what a good price is out there in the NY area""

Can I sue the other driver's insurance company, or do I have to sue the other driver himself?

Sorry this is so long, but I wanted to give enough details for folks to give an informed answer.    I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses.    The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident

Why is someone's car insurance company private information?

I'm really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it's because it's illegal to get this information because it is private information? Why is that? I can see how getting someone's ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can't do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?""

Health insurance options for low income adults?

I am currently putting my husband through school. Our household runs on my pay check alone. My children qualify for free insurance with healthwave,which we are very grateful for. but I was shocked to find that my husband and I don't qualify. There is no way in hell we can afford to buy our own health insurance so I was wondering if there are any other options for us.""

Best health insurance?

I am a student and my fiance and I don't have health insurance. the one offered at my school is basically for emergencies only but i am looking for one that covers dentist, eye doc., and especially dermatologist. what do you recommend...something that doesn't have a huge deductible. pricing?""

How much would a 1970 ford maverick cost to insure (roughly)?

I'm an 18 year old guy, completely okay with the minimum coverage. I see almost everyday this 1970 ford maverick coupe on my road, and was wondering how much it would cost to insure. I have no tickets and no accidents, as well as good grade discounts etc. don't need a specific number but an educated guess would be appreciated.""

How much insurance do you guys pay for a Harley (v rod)?

I am planning on buying a hd v rod soon and I'm 21. I've been driving my car for almost 6 years and have a clean driving recorrect (if it matters). I was wondering how much people pay for motorcycle insurance?

""I heard that if you have good grades, your insurance rate will go down.?""

I'm about to get my permit this summer, but I have one F (I'm not a slacker, but I just couldn't handle the work) Anyway, my mom said that if I don't get this F up, I can't get insurance, cause nobody will insure me. Is this true? Also, another question... Do I only need insurance on a car, or do I need my own insurance or could I drive my mom's car legally (when I have my permit)?""

When I turn 25 does my car insurance automatically go down or do I have to notify them? (AAA car insurance)?

I heard when you turn 25 the car insurance rates go down a lot, but is it automatic or do I have to tell them?""

Should I get health insurance?

I'm going to be 18 in a few months and I'm trying to figure out if it'll be cheaper to get health insurance or not get health insurance. I'm on 3 prescriptions, every 3 months I have to get an MRI and CT scan, and every 6 months, I visit my eye doctor. Would it be cheaper to have health insurance and pay them monthly or just pay the doctor bills on my own? Sources?""

Health Insurance Deductible Q?

Does doctor visits count towards insurance deductible? My deductible is 2500 and doctors usually charge 100s of dollars per visit to the company even though i pay small co payments, do those count towards the deductible amount? I may need a mri soon which cost a lot and my insurance charges %80 after the deductible has been met""

Health care insurance in ny?

What is the best health care insurance for a low income 19 year old who just got cut of the affinity child health plan due to age? Any suggestions?

What are the advantages/disadvantages of Life Insurance?

Just in general, what are the pro's and con's of investing in Life Insurance""

Car insurance question?

Okay, I'm 18 and I've been driving for over a year now. I was wondering if my car insurance payments will decrease because I've been a good driver. I currently pay $275 a month for my mother and I. Anyone know if my payments will decrease and if so by about how much? Oh yeah, I live in southern California if that means anything. Any help would be greatly appreciated.""

Rebuttel for car insurance?

I just got this new job getting info for a insurance agent so they can do a quote for a person. I was wondering what is a good rebuttel when ppl say they are not interested in the quate. Its free and they get the quote mailed to them.

Health Insurance Help for Visitors?

my family is visiting us in california and need medical visit. they have visitors insurance which says that we need to pay for our visit now and they will evaluate and reimburse us. do these insurances reimburse anything and everything? what is a hospital/clinic to visit for visitors around southern california? how is kaiser?

How to explain therapy on health insurance application?

I graduated from a University of California last quarter and now I'm applying for health insurance. For my last year as a student, I took advantage of the counseling services offered at my school. I took part in therapy because it helped me get through the stress of an extremely difficult course load during my last few quarters. To be honest, I would not have gone to therapy if it hadn't been 100% covered by my student health insurance. I was never prescribed any medication, I'm not seeing a therapist at the moment, and I don't intend to start seeing one again any time in the foreseeable future. Obviously, I have no choice but to write that I've seen a psychologist for mental/emotional reasons. The question is how do I explain it so that it causes the least harm to my application? Do you think this is something I should be concerned about?""

How much would petrol and insurance cost in the UK?

Basically my friend and I are spending about 3 months in the UK and are thinking about buying a car so we can get into the city. We intend to share it and both have licenses but never owned cars before. We could split a car costing about 400 pounds but I was wondering whether it would be worth it? We intend to live just outside of London and work in the city. If we carpool into town eveyrday about how much would petrol and insurance cost us? My friend might keep the car when he goes off to uni.

Life insurance or burial insurance?

Right now I have a life insurance policy that will pay $20,000 when I die. I'm paying $50.00 a month for that and in my opinion is too much. Should I just by burial insurance instead since that is basically all my Life insurance policy cover is my burial?""

Whats the best car to get to make your insurance cheap as possible?

I turn 17 next month and start my job this month, so i'll have money spare, so i'm thinking of getting a car, but i know insurance can be really expensive, so i was wondering what car is best to keep the cost of insurance down? Thanks for answers :)""

What is the best car insurance that you don't have to pay much in any state?

I live in NJ and paying half as my car cost...

Cheap place to buy CMS Health Insurance Form 1500 Claim?

Where can I find a great deal online for CMS Health Insurance Form 1500 Claim

What's the cheapest car to insure for a 17 year old?

I've just turned 16 and I am starting to save up for a car/insurance, I'm just wondering whats the cheapest car to buy and insure for a 17 year old. I know it varies where you live ect ect, but I'm just wondering generally. Also would a robin reliant be cheap to insure?""

What is a good first car that's cheap on insurance? UK?

I was thinking about buying a car, one that is cheap on insurance, good for a first time buyer? I dont have a huge budget so no new cars im afraid! any help?""

First car ... I need cheap car insurance.. what car offers cheap insurance?

Tell me how much the insurance costs if possible, bearing in mind I am a new driver.""

Do you have Life insurance?

Just wondering if you had life insurance, we have insurance for everything else, such as car, home, health. Why do you have Life insurance, or why not?""

Car insurance question?

Would my car insurance be any higher if i got a ford escape rather than a car? My parents wont let me get a Chevy Tahoe for my graduation because they said SUVs make the car insurance go up really high, so would my insurance go up alot if i got a Ford Escape, since its not as big as a Tahoe.""

Can I sue the other driver's insurance company, or do I have to sue the other driver himself?

Sorry this is so long, but I wanted to give enough details for folks to give an informed answer.    I was driving Thanksgiving morning when another car blew through a red light and destroyed my car. Thankfully, no one was injured but both cars were declared to be total losses.    The other driver said the brakes of his '90 Lincoln failed, and that he was unable to stop. He KNEW that his brakes were leaking brake fluid and had continued driving the HUGE car anyway. He was given a ticket for failing to maintain his vehicle. This wasn't an accident

https://www.linkedin.com/pulse/affordable-laboratory-services-people-insurance-caroline-stephen/"

[furiousconnoisseurcomputer-blog]

residential insurance quotes

"residential insurance quotes

residential insurance quotes

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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I live in North Carolina, and I got insurance when I lived in south carolina under state farm for 160. When I moved back to be with my family, I was searching for car insurance for North Carolina and found Geico with 60 a month. I didn't notify state farm of the change in insurance, and I am currently insured under Geico. I'm wondering if my license could potentially be suspended or I have something on my record about it, even though I did not have a lapse in coverage, I did not notify the other insurance company. Any info would be greatly appreciated!!""

Need life insurance for 89 year old grandmother?

Does anyone know of any life insurance companies that I can get a life insurance policy on my 89 year old grandmother? She is currently in nursing home with dementia and in very poor health. My mother and I who are both disabled and on disability and food stamps and are currently living in her house...which is run down and we are living in squalor is not worth anything...my laptop I am writing this on is worth more than this house, but it has a tax lien and when she dies they will take it. So we need a life insurance policy on her of about $50,000 so we could buy a mobile home and a new car, which we don't have a car and to help us pay bills. We are getting her pension check of $218 a month so we could use that as monthly payment for the life insurance, but can put in some of our money if we have to but has to be under $300 a month. Any information would be greatly appreciated as I have not been able to find an insurance provider that will take anyone over 80 or 85.""

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I live in California and wanted to try to save some money on my car insurance. I want to get enough coverage in case I am responsible for a major accient. Any recommendations on the following? Bodily Injury and Property Damage Uninsured/ Underinsured Motorist Uninsured Motorist Property Damage Medical Payments Thanks!

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Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?""

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residential insurance quotes

residential insurance quotes

Help with insurance claim on exotic sports car?

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Libs the challenge is still open Find a reputable source that states the AVERAGE premiums/deductibles...?

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Which rental car company has the lowest insurance prices (LDW)?

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Car insurance quotes?

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Whats the cost of insurance for a 16 yr old ?

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How hard is the health and life insurance exam?

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Wanted some unbiased opinion on car insurance?

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Should I notify my car insurance company if I paid for the fix myself?

I had a minor car accident in a Costco parking lot last weekend. I was backing out my parking lot; the other guy was also backing out. Unfortunately, we didn't see each other... Anyway, this seems to be a 50-50 accident. The damage to the cars are moderate and we agreed on just fixing ourselves. So no personal information was exchanged. I got an estimate today. The cost for fixing my car is not cheap but still lower than the minimal requirement for accident reporting in California. It is also lower than my insurance deductible. So I plan neither to report to DMV nor to file a claim. But one friend of mine suggested that in this case, I should still notify (but not to file a claim to) my insurance company. His argument is that the other party can still come back and sue me (if he is a freak). While we didn't exchange information, the other party may have remembered my license plate number so theoretically he could find out all other information about me. But I am not sure if notifying the insurance company will affect my premiums. What do you think?""

What is an affordable insurance for my child?

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I want to buy a new car in the 2000's. I know that when you a brand new car you have to pay for collision insurance and I don't want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?

residential insurance quotes

residential insurance quotes

Why ulips is not best insurance products?

Why ulips is not best insurance products?

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I have a car thats fully covered by Murcury. I lent my car to my boyfriend (not knowing he didnt have a current DL), he was picking something up for me and coming home when he got into an accident. He was found to be at fault and it involved 3 other cars. I am freaking out because we do not have the extra cash to pay out of pocket. will my insurance pay? I know my deductable will go up and so will my rate. I am not worried about that right now. I just want to know if he will be covered because he(even though he has no DL) was driving my fully covered car. CALIFORNIA ONLY""

How Much is Insurance/Tax For Fiat Cinquecento?

hello , I am pondering around for a first car and i have come across a nice little beginners one , I am not driving yet , but i do plan on getting this fiat , i was just wondering how much is tax for the car (Per year) and how much would it cost to insure a beginner in Ireland , thanks for any help!""

Is my insurance going to pay? california?

I have a car thats fully covered by Murcury. I lent my car to my boyfriend (not knowing he didnt have a current DL), he was picking something up for me and coming home when he got into an accident. He was found to be at fault and it involved 3 other cars. I am freaking out because we do not have the extra cash to pay out of pocket. will my insurance pay? I know my deductable will go up and so will my rate. I am not worried about that right now. I just want to know if he will be covered because he(even though he has no DL) was driving my fully covered car. CALIFORNIA ONLY""

Who offers the lowest cost car insurance with 4 cars total and 1 teen driver? Good driving record in Louisiana

I currently have Liberty Mutual.

Car Insurance in California?

Anyone know a good low cost auto insurance company in California? Someone w/ a suspended licsence that is now released?

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Are vauxhall corsa's cheap on insurance?

What are friends with benefits? Do they provide health insurance coverage?

What are friends with benefits? Do they provide health insurance coverage?

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Hi, I just been given a quote for a car insurance and it says Annual premium is 3000 and Total Excess is 1000. Does this mean, my total amount of car insurance is 4000. What is Annual Premium and Total Excess what does it really mean. Your advice is important to me, thanks""

Your age and car insurance rate?

How old are you and how much does your car insurance cost monthly? Would a part-time job at a mall store or movie theatre pay enough to cover an 18-year-old's car insurance?

Temporary Car Insurance on my Mums car?

Hi, Is it possible to get temporary car insurance on my mums car, even for just a day or two on her current policy, or is it even possible to get temporary comprehensive cover with another car insurance company on her car while she is still on her own policy? Thanks, Boss1996""

Car insurance question?

Ok so im trying to get car insurance on my grand prix. im doing it over the internet and the final rate says a 3166 dollar premium over six months. is that actually what i pay over the six months or is that what i would have to if something happened. what would be my actual cost over hte six months cause that just seems crazy

About how much does a car alarm save on auto insurance?

I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""

Auto Insurance Question!! Please Help!!?

Alright, so im an 18 year old boy in beaverton oregon and i currently drive a 2006 scion tC. I have been looking at nissan 350z's and am quite interested in them. I am very curious as to how much my insurance could raise by getting a 2004 nissan 350z. I am on my parents insurance with USAA if that helps. I really need to know, both times ive called USAA they wont speak to me because i am not the owner of the account and their online quoting doesnt seem to work... neither of my parents will call either. I would really appreciate any answers. Once again, i drive a 2006 scion tC and i want to know the insurance of a 2004 nissan 350z. Please and Thanks!!""

Which are the cheaper car insurance in UK?

Which are the cheaper car insurance in UK?

Are there any affordable insurance companies out there for carpenters?

i need to obtain general liability and workers comp. to start my business. looking for affordable insurance in louisiana, (preferrably in baton rouge).""

Car insurance company may be lowballing me?

someone hit my car 2 weeks ago which was a 1993 lexus ls 400 ( i know its an old car) and yes he did admit fault on the report and to his insurance company .the problem is they called me stating that there offer is $1600 ,because of previous rust on my car.let me 1st say that is bull i have pictures of my car pre-accident and post accident .there was no damage until there insured hit me.also ,they sent me an appraisal listing of the same cars in my area from dealers to come up with local market value but when i looked up the same cars that was sent to me the prices the insurance company sent wasnt the same prices the dealer had marked for there cars also ,when i asked them why this was and that i also found cars with higher mileage with prices of $3500 plus they said they dont go by dealer pricing,so my next question is why did they send false dealer estimates to me then?and when i looked at the appraisers notes certain items like sunroof ,heated seats etc. wasnt included.i haven't had an accident in over 6yrsso someone who has been in this situtation please give me advice how to handle this . is the price they gave me fair or are they lowballing me ? and are the tactics they are using a usual thing? aaaaggghhh!!!they are making me nuts!!! thanks for all answers in advance!!!""

Lower Home Insurance Quotes?

Would having a new roof, windows, garage door, updated kitchen. increase or decrease homeowner insurance quotes??""

I am looking for the home page of atlantic highlands insurance?

I am looking for the home page of atlantic highlands insurance?

Whats the best California insurance ?

I want full coverage what's the best company

Inestment in Gold or Life insurance ?

it is better to invest in gold or invest in life insurance / same amount

How much is car insurance for a brand new HS 250h Premium Luxury lexus?

I'm 17, female, I live in St.John's NL and might do driving school""

Affordable and good quality health insurance in CA? Any thoughts?

Anyhow, I just lost my job and the Cobra option is way too expensive (over 500 dollars/month). I'm currently unemployed and so is my wife, and I'm looking for affordable, yet quality health insurance. Anyone have some suggestions? Thanks for your help.""

Car insurance wise..im 16 living in Houston. How much will car insurance cost for a 2006 mustang gt?

Car insurance wise..im 16 living in Houston. How much will car insurance cost for a 2006 mustang gt?

residential insurance quotes

residential insurance quotes

Can i get cheep insurance after being convicted of a 23140 in the California vehicle code?

I got pulled over more then a year ago and had a few beers with my best friend before he left for the armed services. I have the worlds brightest car and this probably wasn't the best idea. This happened 2 months before my 21st bday. My term to not have a licence is almost up and I am scared what my insurance is gonna look like. Does anyone know a way i can get cheep insurance or clear my driving record? Its only a infraction but will seriously mess up my life for the next 10 years. Any advice about programs insurance company s might have to lower costs so i can afford it when this period is up?

Car insurance?

i cancelled my car insurance which i pay by installments i paid 75 at the beginnning and monthly premiums of 67 i cancelled the other day and on the phone they said i might have to pay a cancellation fee 45 as this is standard if your policy is not finished now they have calculated that i have to pay85 this is more than a months payment doe anybody know anything about these things and will i have to pay thanks

What can a car finance company do if you no longer have insurance?

I bought a 2004 vehicle (from CarMax) about 3 months ago. The finance company (Capital One Auto Finance) would only approve me if I started an insurance policy before I left the dealership. I did, but have since let that policy go, for different reasons. The finance company is now sending me letters to give them updated insurance info, or they may take appropriate action to protect its interest . What exactly does that mean??? All my payments have been on time, actually 2 weeks or more early. So, what can they do if I continue not to have insurance, since my payments on the vehicle are all in order? Since guessing or assuming won't help me, sources for your answers would be helpful. Thanks.""

What is the insurance price for me to buy an 05 Toyota Solara?

I am a 16 year old from MN and I was wondering how much it the insurance would cost to buy an 05 Solara. I have been a B student most of my life. I know that 2 door cars cost more than 4 door. just spill out some price it would be per month. Thanks

Individual health insurance plan?

I'm trying to find an individual plan that covers all my needs. I do have a routine medical problem that requires a few prescriptions every month, it's not a big and costly issue like cancer or HIV. Should I disclose this as a preexisting medical condition if asked, will I be denied coverage if I'm honest? If I obtain the insurance after denying my condition could I be denied the care/specialty visit/meds from a very routine medical condition?""

Insurance Coverage for Motorcycle Helmet and Jacket?

I recently Just completed a claim for an accident I was in, The insurance (progressive) is going to reimburse me for the Jacket and Helmet. The Helmet has a little scratch on the lens and that's it. the lens is easily replaceable. the Leather Jacket has a light scuff on the arm. I spoke to the local claims representative and He said that he will come by and pick up the Jacket and Helmet and throw them away. I thought I was told with the when I bought the policy that I can do whatever I want with the Accessories, meaning I could throw them away or use them or fix them up. Now what I want to know... Is the Claims representative trying to get the Jacket and Helmet for himself or is this really Policy? to throw away $600 of equipment that's still in great shape and hardly used?""

""Getting a New Car, Insurance question?""

Hey, so i'm going to be getting a 2011 toyota yaris and i was wondering how much the insurance on it would be, i'm 19 years old.""

I want to choose my insurance instead?

how will i know if there is a place for me in my insurance option

I'm pregnant and have no insurance. What are my options?

I recently found out I am pregnant. I am 21 and a full time student in college. My boyfriend is willing to help as much as he can, but I feel like it still won't be enough. I want to know where do I find out how to get Medicaid. And what other options do I have? How do I get temporary insurance while I find out if I am eligible to receive Medicaid? Are their any special programs in Maryland that can help me? I am so confused if I should try asking the Department of Social Services or the Department of Human Health Services. Please help!""

Is driving a motorcyle dangerous? and will it raise my insurance prices?

is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs

What would be the car insurance for a used car?

What would monthly car insurance cost for a used car about $2000 give or take..

How much would car insurance cost ?

I'm an 18 year old male that just got my license but I'm wondering how much would car insurance cost monthly since I'm a new driver what's the cheapest it can get too ?

Car Insurance increase after moving?

I have just moved house and my car insurance has increased by 160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie - why the area is higher risk) are they obliged to provide me with it?

How much would US insurance cost?

I am driving across america with a friend in a 1975 Camaro so I need us car insurance. I am 18 (Full UK licence) and have had no claims. However I only need insurance for 3 months.

Can I get temporary health care coverage inbetween plans?

I'm switching jobs and have about 30 days where I will have no insurance. What can I do to get my prescriptions covered for that amount of time? I'm looking for something affordable and legit.

Health and Maternity Insurance.?

My wife and I are wanting to have a baby and need to get health insurance that includes maternity. I have gotten a couple quotes, but they all seems somewhat high being that she is only 22 and in great health. Who would be the best and most affordable provider to talk to? Thanks, Dustin""

Whats the best car i can get for around 3000 to 3500? london?

im 18 so one cheap on insurance. I want a fast, reliable car.""

How to find affordable health insurance?

I am an international student in the US, and by law I am required to get health insurance while I am in university. I have been buying from Blue Cross Anthem and the price is getting very unreasonable over the years. The price is close to $1500/year. What company do you suggest me to get cheaper insurance from? Something preferably under $1000. Insurance Broker must certify that all of the following conditions are met: * Policy must be in English * All coverage limits must be in US dollars * Medical benefits of at least $250,000 for each accident or illness * Full cost of medical evacuation * Full cost of repatriation of remains * Coverage for the entire academic year* * Minimum 75% coverage for each accident or illness * No capped benefits e.g. $1,200 per day for hospital room * Maximum deductible of $100 per condition per plan year * Maximum out-of-pocket expenses $2,500 or less * * Must cover pre-existing conditions, with a wait period of no more than six months if attending the full academic year Thanks in advance.""

I am looking for my auto insurance statement so I can see if my husband paid our insurance?

where do i go on the net so that I can view our previous payments on our insurance

Alternative ways to insure a car?

Im 17 and looking for car insurance someone told me that you can insure it by giving some company a certain amount of money around 15k and then at the end of the year they would give u it back, however if you were to claim, the cost would come out of the money you gave, is this true and anyone know what its called if it is? ty""

Current or prospective vehicle insurance?

i was preapproved for financing a used vehicle; they want me to bring in proof of insurance when i close loan. does this mean my current insurance on the vehicle i wont be using anymore or for the new one that i dont own yet

Rental Car Insurance-I don't have a auto insurance.What are the coverage i have to buy from rental company?

Hi,I'm new to US.I stay in california.I want to rent a car and confused with the insurance options.could anyone help me,what are all the coverages(LDW,SLP etc) that i need to rent a car?.I don't have a personal auto insurance.""

Income protection home mortgage insurance?

Hi, My company has lost a contract and I have big chances of loosing my job.... I went to buy income protection insurance for myself to support me and my daugter..... What are the things that i need to consider to make sure that as i hear around people saying that the insurances do not pay back most people.....""

Worries about insurance with a tracker?

Being a 19 year old male who lives in London, insurance was clearly going to be a problem. I have however found some decent quotes which include having a tracker fitted. Now, I don't mind it too much but I do have some worries: a) The location/address: on the quote, I provided a relative's address which is outside of London (the address is about 40 to 50 minutes away from my actual address). Consequently, the price was cut by about half! The worry I have is that if I have a tracker installed, won't it be obvious to the insurer that this isn't my real home address when they see me parking and basically using my actual address instead of the relatives'? I won't be anywhere near the relative's address b) Speed limits: I once read somewhere that '90%+ people go over the speed limit' and although I don't know how true this is, it's clear from driving that in some areas, going at 30 causes delays and its a bit daunting when you're at the limit but everyone else is just speeding past. How much would this change the insurance? c) Price: is the price of the quote they provide the limit? What I mean is if they see bad driving with the tracker, could it increase the quote or is there a limit? Thanks for any help :) P.S Happy new year!""

Medical insurance bill?

hi guys my hubby had a motorcycle accident and he went to the ER, he got a cat scan and x-ray and it came out to be $750. he has no health insurance so he gave them hes name but misspelled like 2 letters in hes first name and 2 letters in hes last name.. they never took down hes drivers licence or ask for hes social number... only thing they have on file correct is hes birthday. even the address is all right but the apt number instead of 7 he put 8, we wanted to know can they actually send him to collection still? like will they be able to still find him even though they don't have drivers licence number or social? and if they can find him will it affect hes credit score if he can't pay.. we are students and are struggling real bad :( so any help from you guys we would really appreciate it we live in California. thanks guys!""

residential insurance quotes

residential insurance quotes

https://www.linkedin.com/pulse/aig-quote-car-insurance-sofia-jacobson/"

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San Antonio Texas Cheap car insurance quotes zip 78243

"San Antonio Texas Cheap car insurance quotes zip 78243

San Antonio Texas Cheap car insurance quotes zip 78243

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Whats the difference. The only differences I see argue better for the personal mandate for car insurance more than health insurance. 1. Everyone using a vehicle on a regular bases. Even if you dont drive, you take a bus or cab or cross a street. 2. Driving is at least 10 times more dangerous than anything else most people will do on a daily basis. 3. If you have car insurance you less likely to need healthinsurance.""

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I got a Notice of Determination in the mail from Florida Unemployment Compensation. Section 2 states: Benefits are payable because: The discharge was for reason other than misconduct. Section 3 states: The employer is not chargeable since the employment was in the base period. The last job I had I only had for 3 weeks. The job I had before that, I had for three years. Before the Notice of Determination I received Wage Transcript and Determination It says I am eligible and states my weekly benefit amount and when my benefit year begins and ends. My next to last employer is in the base period. I have already received on check for one week. and I am scheduled to claim my weeks for this coming Monday. I went to the Florida Unemployment website and went to the link and put in my info for info about my claim and it says nothing about me being denied. If my last employer is not chargeable and not in my base period, does that mean my next to last previous employer is chargeable, since they are in my base period? I have received no explicit letter saying i am denied. My bottom line question is: does the Notice of Determination by saying that my last employer is not chargeable mean that my unemployment claim is denied?""

Is it true you dont need a license or insurance to drive a scooter?

Im interested in buying a scooter because i have heard you dont need a license or insurance to drive one. I need a way to get to work easier (right now i take the bus) and i cant afford any kind of insurance right now. I dont have a car and i dont have a drivers license. Plus from what i have seen scooters are way cheaper then cars. why dont you need a license for a scooter and what is the difference between a scooter and a moped? I think i read you DO need a license for a moped but not a scooter.

Does the American political system of democracy provide health insurance??

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""Got in a car accident driving someones elses car, they had no insurance.?""

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What is the best car for a teen to buy that has to pay insurence?

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Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

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San Antonio Texas Cheap car insurance quotes zip 78243

San Antonio Texas Cheap car insurance quotes zip 78243

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I have a 2000 dollar car, Kia espectra, model 2000, planning to buy liability only insurance for it to save money. I was wondering if anyone could give me an estimation of how much this would cos for one year coverage? thanks""

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i have a drivers license, and my dad has his license and motorbike license, im on his insurance, will his insurance increase if i just get a bike permit, but no license?..(do they find out the minute the permit is issued or do you have to call them and tell them)""

""Car Accident, how much should I expect from their insurance company?""

I was just in a car accident on Thursday. Its basically totalled my car. Two weeks before the accident, I just put $2345 into the transmission, $500 2 weeks before that, and another $500 about a month before that. Thats not to mention the $1000 I put in in 2006. It was a troubled car but with the transmission fixed, it should have been perfect. The other car hit me. I really was at no fault but the other car is a company car. The people driving don't own it. They also don't seem to be American Citizens. Here's my damage, Broken Axels, my tires leaning into the car dramatically, my tire is ripped, the driver door doesn't open, blinker is gone, just severely damage to the quarter panel, ETC I did have some injury, a seat belt burn, back and neck pain. What can I expect from the insurance company? Will they take into account the recent expensive work done on the car? Any ideas? A guess? I had a 99' Hyundai Elantra - now I have scrap metal.""

How much is does it cost for insurance of a driving instructor (roughly)?

It is for my A-Level business coursework where I am producing a business plan to set up a driving school. It doesn't have to be exact. Regards

Ontario Insurance rates for a Toyota supra 1995-97 for a 16 year old male?

Hello, I am 16 years old and I am thinking about getting a Toyota supra (probably the twin turbo, but at least the v 6 ge engine) for my first car between 1995 and 97. I was wondering what kind of insurance rates I should expect? I have heard about collectors insurance being really cheap, but I dont believe that covers the liability insurance. Remember, the car is right-hand drive, a sports car, I am 16 and a male, I expect the insurance rates to be incredibly high, I just want to know an approximate number. I would appreciate some recommendations as to which broker to use or alternate suggestions! I also understand that I am too young to get collectors insurance on the car, however, I believe that, because it is a different type of insurance, my dad can put himself as the primary driver of the car to save money (he already has a car, but I believe that the insurance company would be fine with him having a summer car XD""

Car insurance?

do you need car insurance in the philippines

Can I get my own car insurance on a learners permit?

I am purchasing a new Altima on Wednesday. I am buying the car completely out but to take it off the lot you have to have insurance. Can I get car insurance on a learners permit? I'm 18. (Please don't answer if you don't know the actual answer. I don't need any opinions I need facts) Thank you in advance.

San Antonio Texas Cheap car insurance quotes zip 78243

San Antonio Texas Cheap car insurance quotes zip 78243

""What, if anything, is in the ObamaCare bill that will keep insurance premiums at an affordable level?""

We are going to be FORCED to pay for this thing, but what if we can't afford it - I can't afford insurance now.""

Anyone has kaiser permanante as health insurance?

What do you think of KP? Anyone has any bad experiences there? I am thinking of getting health insurance there. Thanks!

""By looking at these charts, can you understand why the U.S. needed health insurance reform?

http://www.huffingtonpost.com/2013/10/03/health-care-costs-_n_3998425.html

Car Insurance question?

Hi im 23 and currently live in BC, im planning on moving to Alberta and im wondering how much my insurance would be when I move I have my class 5 BC license my insurance monthly right now is 350 bucks due to me having an accident with my N a couple years ago I want to know if I move to alberta will it be more or less a month as ive heard alberta insurance companies dont like drivers under 25. Also is it worth risking it and not getting it changed and sneak it and hope not to get in to an accident with my bc license if ive moved there?""

Cheap Car Insurance For Teens!?

hi, i am a 18 year old male from england and i am looking to buy a car as soon as i pass my driving test soon, i dont know what car to buy becouse i really need cheap car insurance as i have 4 points on my provisional driving licence from a crash when i was 16 on a scooter, some people say corsa's have cheap car insurance but im not sure, has anyone got any tips to knock the price down becouse at the moment it is stupid about 6,500 for a 1.2 ford fiesta i got quoted! helpppp!!""

Range rover sport insurance?

if i wer 2 go out n buy a range rover sport, how much would insurance per year cost me??? im 19, held a full, clean driving licence for over 2 years! my partner would be the main driver, he is 23. held a full, clean driving licence for 5 years! thanx in advance!""

Help with car insurance?

ok.. i just got a 1997 honda accord lx.. im 18 and a new driver.. but the car is in mine and my moms name every place we called it is over a hundred dollars just for state required ?? where is the cheapest place in shelbyville indiana.. i need car insurance and this is outrageous could anybody help me please

How much is car insurance for a 17 year old boy?

How much is car insurance for a 17 year old boy?

Tricky Car Insurance Quotes?

Right, I am really at ends to get cheap car insurance... I'm probably an insurers nightmare: 17 years old, male, living in London, living with parents whilst at college etc... I've just qualified with a full UK licence, but the insurance for a '97 Saxo is 3500 and it only costs 300!!!! Anyone any ideas on how to get this down to about a grand or less? Or any suggestions for any good cars to insure a 17 year old on? :)""

Thinking of getting a car on finance?

im thinking of selling my car and getting a car on finance its 1,000 deposit and 125 a month gor 2 years and i will get a 10reg peugeot 107 but my only question is, is car insurance included? cheers""

""Question about insurance, medicaid, and having a baby?""

I am currently pregnant and still on my parents health insurance plan. However, I will no longer be able to be on their plan anymore because I'm getting married and turning 25 this June. Will medicaid help me with my insurance, or will they consider my pregnancy a pre existing condition?""

Car accident advice California?

Today i was in a car accident and it was not me fault i was sandwiched in between two cars i contacted insurance company of mines and said wait for there insurance to contact you any advice on what steps i should take now

Is It Cheaper To Buy Auto Insurance Online?

I have been looking for auto insurance and i have been getting quotes online. I see some pretty good prices. Some places i get a different price online but when i go into the office to talk in person i get a higher amount then what i saw online. Should i just buy car insurance online? Is it better to buy online?

Boyfriend got into accident with my car..he has insurance/SR-22. Whose insurance will be responsible?

My boyfriend has had an insurance policy with an SR-22 on it for almost a year. It expires in 6 days. He was driving my car to work and got into an accident that was his fault. My car has barely any damage and I don't think the other car was severely damaged. My mom has an insurance policy on my car ( I live with her) But since my boyfriend was driving and he has insurance with the SR-22 doesn't that mean that it will go on his insurance? Isn't that the exact reason he had to have the SR-22 in the first place? So in case he screwed up (which he did) than it would be covered in any car he drives? Thanks.

Car insurance refusal.?

I got my self as a named driver on my dads insurance policy,and then phoned them up to confirm payments, but the representitive worked out i was not my dad phoning in. when i told her that i was his son and just wnted to make sure weather,they recieved the money or not, she went and canceled the policy saying i had broken the data protection act. she told me they would'nt charge me anything but my dad would have to tell other insurance companies that he had been refused insurance, i just want to know that will this make a difference to my dad's future insurance quotes?""

""How much is the yearly average insurance for a sixteen year old in LA, California.?""

How much is the yearly average insurance for a sixteen year old in LA, California.PS. Liability only. And if you need to know the car and insurance corp its an 1995 Ferrari f355, and 21st insurance. Please give real averages and i am serious so please real and serious answers. What i mean is please tell me the price only for a year. Please only serious and real answers.""

Do i need car insurance while im not using the car?

Im due to renew my car insurance. Ive 6 days after my motor insurance policy ends where i will not be using the car. Do i need to be insured for these 6 days despite not using or moving the car.? thanks

I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?

I am 17 and i am looking for cheap car insurance. does anyone know a good insurer?

Short term car insurance for driving abroad???? (in france)?

I am 19 years old and heading to france for the day, the yearly car insurance I already have does not cover me abroad, so I need to get insurance for the day. I have looked online but most companies only insure people who are 23 years old+""

Where can i find cheap car insurance for over 25's first time buyers?

Where can i find cheap car insurance for over 25's first time buyers?

""USPS Insurance, How much to insure an envolope.?""

Hello, I would like to start selling things online. I would be selling small thin items that I can place in a regular size envelope. I was wondering if anyone knew how much it would cost me to insure the envelope for $25, and maybe $50 for the larger orders to mail at a USPS post office? I couldn't find this information online. ):""

How much does insurance go up with a teen getting his license?

the teen will get his license on march. dependig on insurance cost. he will be 16 and with be driving a 2003 to 2005 honda accord. auto. how much would insurance go up on the year policy. oh he also gets very good grades.

Is a 2004 used infiniti g35 a good and affordable car?

i am saving up about 2000 to put down on it. and how much would the monthly payments be. including insurance? i gross about 700-900 a month. thanks.

What happens if you lie to a new car insurance provider?

I was cancelled for reasons out of my hands, apparently the insurance person didn't record I had spoken to them during a conversation. So my broker cancelled my insurance. Now everywhere I go they want to charge me a lot more for thsi cancellation and I can't get through to my company to try to have the cancellation revoked. What happens if I apply to another car insurance company and say i wasn't cancelled. I pay ontime there's nothing wrong, are they going to find out about the previous company somehow?""

""I just purchased Geico car insurance, did i do the right choice?

i did research for car insurance companies. so far my Geico's quote beat the rest of them. i received a 6 months premium of $520.10. i just hope i did the right choice. please serious answers!

San Antonio Texas Cheap car insurance quotes zip 78243

San Antonio Texas Cheap car insurance quotes zip 78243

Is this why women have better car insurance rates then men?

http://video.yahoo.com/network/100284668?v=4533761&l=3774753

Why do red cars go hand in hand with a high auto insurance bill????

Red cars always get a high insurance rate. Not all red cars are sporty or fast so why is this?

How to get cheap car insurance for a 17 year old?

I'm a 17 year old male and i've recently passed my driving test and done IAM (Institute of Advanced Motorists) I live in the UK and need to know of any cars for cheap insurance or any ways to get cheap insurance WITHOUT putting myself as a named driver on my parents car. Many thanks. :).

How can I lower my car insurance?

I have a 2010 Chevy cobalt LT. I pay $420 a month for insurance! I understand I'm 21, and it's a sports car. But I've been driving for 5 years, I've never got in a crash nor gotten any tickets. Why could this be? I know lots of younger people with much more expensive cars but they don't pay nearly as much.""

What is the cheapest insurance for beginning drivers in NC?

I'm about to turn 16 and get my license but I need proof of insurance before I can get it. What is the best insurance to get and how much will it cost?

Motorcycle Insurance?

I'm 20 years old and just passed my written test and now I'm going to buy a motorcycle that I can train on to my skills test. How much can the insurance cost more or less???

""17 yr old in uk, looking for any tips to get cheaper car insurance.?""

looking for helpful tips to legally lower the price of my car insurance ie what company to go with, whether i should put my mum on my policy etc.""

What is an affordable health insurance that I can apply for in Southern California?

An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me.

Can my dad (lives out of State) add me to his car insurance policy?

Hi. I'll be getting my first car soon and I have some questions regarding car insurance. My Dad lives out of state (I live with my mother), and I was wondering if he can add me to his insurance policy. I believe he has State Farm. I understand that it would be cheaper to go under my parent's policy than to create a new policy just for myself. My mother is unwilling to add me to her car insurance policy due to the fact that I am under 21 (insurance rates will increase). If anyone who is in the industry / has experience or knowledge about this and could shed some light, I'd appreciate it. Thanks in advanced. BTW: I'm in the US.""

Do I still have to have car insurance? I'm a new driver?

I'm using my parents' car and they already have insurance for it. Do I still need to have my personal one even though my parents already have one for it? sounds kind of a rip-off for me.

Should you be able to buy home owners insurance when your house catches fire?

Your house catches fire. You call the fire department and as they're fighting the blaze, you're on the phone looking for home owner's insurance to cover your loss. Do ...show more""

Will adding a person to my car insurance (progressive direct) make it go up? by how much?

i want to add my wife and she's 24

How do people save so much on car insurance?

I keep seeing these commercials where people can save $500 or more on car insurance . Our two late model cars are fully insurance beyond what we need and they are only $950/year. Are you telling me I can get our cars insured to the same degree for $450/year? Seems really inexpensive.

Whats a cheap car insurance In nj?

For a person with a new lisence thats 18 years old

Car Insurance or Home owners insurance? Is my car covered?

I have a car that is stored in a locked enclosed car trailer on my property. I do not currently have auto insurance on it and was curious to know if it would be covered under my home owners insurance policy.

How much is insurance for a Porsche Boxster?

I'm 16 and getting a Boxster. I would like to know how much insurance is for it. We have state farm insurance. And I DO NOT want to hear Parents shouldn't give their teenager an expensive car! Just because I am a teenager, doesn't mean I will crash. I don't drink, speed, do drugs, or text and drive. So keep your opinions to yourself, thanks :)""

Where do i get proof of insurance?

i am 17 years old and i recently got a fix it ticket for not having proof of insurance with me. I am under my parents insurance policy so could i just bring my moms proof of insurance card to fix the ticket or do i have to get an proof of insurance card with my name on it. If so where can i go to get my insurance card

Does anyone know how much car insurance is for a 16 year old female?

I am not sure if gender matters, but age most likely does.....I was thinking about getting my license soon...but I am not sure if my income is enough for insurace.""

Cheapest life insurance in singapore?

which insurance company in singapore offers the cheapest life insurance?

Do I have to pay my insurance ticket if I drove an uninsured car while I owned another insured car?

Here is what happened: my mother drove my uninsured car and got a speeding ticket plus an insurance ticket. Since she owns a car with current insurance (its just this one time that she happened to drive my car) will I have to purchase insurance in order for judge to reduce her ticket? Or will the ticket get dismissed because she already had insurance (just on her car)?

""Will my car insurance rates go up if damage in accident is under $1,000?""

Today I bumped a parked car when trying to pull out of a paralell parking spot. Both cars were scratched, but no dents. My car was in worse shape than hers, and I took mine to an auto body shop to get a quote on what it would cost to repair the scratch. The quote I got was $671.23. The lady (who was sitting in her car when I bumped her) said she was going to have to have the whole bumper replaced... even though it was just a scratch about 3 inches long. We called the insurance companies and I admitted fault (duh.) She said she was going to call the police and may have to go to the doctor because her neck hurt, but the police were never called. I am still worried she is going to try to sue me or get more money from me... it was just a small scratch! Not even a DENT! My main question, will my car insurance rates go up, and if so, by how much? I drive a 2010 Kia Soul. I have one other accident on my record and I pay about $150 a month. If it does go up, is it going to be drastic? Her car was a 2012 Kia Soul (same color oddly enough) so I am hoping her quote will be similar? Since the overall damage is under $1,000, what can I expect to happen? Can she really report me to the police, or try to claim injury? I was just pulling out of a parking slot and thought I was clear, but still very slow and cautious. I just don't see how I could have hurt her neck... Any help/input appreciated, thanks so much.""

New driver insurance?

im a 17 year old male, just passed my test and trying to get insured. i've been on all the comparison sites with all stupid quotes. Does anyone know any cheap insurance sites/brokers Please Help!!!!!!!!""

Cheap auto insurance in mississauga area?

Hi, I am a 22 Year old, female, G2 driver. I was wondering if anyone knows of a good insurance company with cheap rates for a new driver for either a 2000 2DR Sunfire or 2002 Mazda Protege. The rates i've been coming across seem pretty high for a full time student. Also, I have no previous insurance history or any accidents. Thanks!!!""

Car insurance scenarios?

i need help with a few car insurance scenarios, please. 1) A seventeen year old male has just purchased a used Corvette. Three insurance companies have turned him down. Is there any type of plan that will let this person buy insurance? What type of coverage will this person probably only be able to purchase? 2) A friend has just bought a two year old mid-sized car. What type of coverage would you recommend? 3) You just purchased a ten year old compact to drive back and forth to school. What type of coverage should you buy? If you could explain why, it would be greatly appreciated. I'm not exactly sure if the information given is enough to explain, based on what I know.""

How much does business car insurance cost?

How much does business car insurance cost?

San Antonio Texas Cheap car insurance quotes zip 78243

San Antonio Texas Cheap car insurance quotes zip 78243

https://www.linkedin.com/pulse/homeowners-insurance-quotes-delaware-bailey-weiss/"

[fancycollectionfury-blog1]

Moving to France - car insurance?

"Moving to France - car insurance?

Moving to France - car insurance?

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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What are the contents of an insurance premium?

What are the contents of an insurance premium?

Would a grand prix GTP be unusualy expensive to insure?

the grand prix GTP is a 240 horse supercharged v6 with 280ftlbs of torque. how much would it cost to insure (like a lot, a little, average, that kind of thing; i know you would get mad if i tried to ask for a number)? what about the same question with a grand an GT (175 horse V6) and a grand am se1(170 horse V6) ok, as a seperate question, what if i told you i was a new driver, as i cant say the age on here... >:( that gets good grades and has no claims or anything... im guessing tens of thousands per month lol... Thanks!""

Best way to save money on car insurance?

I'm 16 now, and I'm planning on learning to drive a car. I heard that if you have a driver license at 16 years old but you DON'T buy a car, which means you don't buy a car or drive a car or anything like that for 3 or 4 years, your car insurance will be deducted. So I have a couple of questions: 1. Is the statement above correct for California? 2. If #1 is wrong, then if I buy a car but don't drive it, will the money still be deducted after 3 or 4 years? 2. Is there any other ways to lower money spending on car insurance? 3. I also heard that you can combine your driver license with one of family members, but the money will be raised up a little bit. Is this true? And how can I combine my license to other family member?""

""New Driver, Buying Used Car, How much is monthly insurance?""

18 years of age, recently got my license more than a month ago. Looking into this 2003 Ford Taurus I found at a dealership (4 door).... Parents are saying insurance will cost around $300 a month! excluding the car payment which will be around $200 a month. For some reason, I don't believe them what so ever with the cost of the insurance. I do have to get full coverage insurance. But thats just ridiculous. New drivers, how much do you pay for insurance. Only answer if your on your own plan.""

Whats good Health Insurance?

Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on ...show more""

Will my car insurance go down after having a child?

I am 19 and pay around 250 a month for my car insurance, my girlfriend is due to have a baby in december, how will this affect my car insurance? if at all, Thank You""

Do amended tickets affect car insurance? if so how bad?

I need to know if the tickets that i got last year, but had them amended to non moving violations, will still affect my car insurance.""

Motorcycle Insurance Fee?

Hi, My name is Johnny. I'm 19 years old and live in Santa Monica, CA. I currently have DL and I know I need to get Motorcycle License to drive Motorcycle. I've been driving for 9 months and had no accident at all. Although, I sometimes drive my parents' cars and have no insurance. I heard that driving motorcycle will cost me less on payment and insurance. I want to buy like, Harley Davidson model from 2006-2008. How much will it cost me for my insurance?""

""I'm 17, is there any way I can get my own car insurance?""

I live in Sacramento, California. The reason i'm asking if i can get my own car insurance is because my mom is afraid if she puts me on her insurance & I get into an accident, she can lose her house. So her putting me on her insurance is out of the question.. Someone please help me find a car insurance company that will cover me?? Thank you""

Mazda miata insurance?

okay so im 16 getting a miata, is the cost of insurance going to be high?""

Old insurance vs new insurance?

if you start a new insurance policy at a different company on the same day you are suppose to start the old company do you still have to pay them or just let go

How to find cheap car insurance?

i m tired of paying too much on auto insurance,insurance companies charging 900$per six month,i m loking for cheap car insurance""

I am 20. I am a student. I have no health insurance? And no money..?

What can I do??? Please help I need 2 go 2 tha doc i am sick.

""In NYC can I make payments on my financed car, but not be driving it or paying insurance for a few months?""

I'm financing my car, but by Nov I wont be needing to drive anywhere. Can I stop my insurance, park the car in the driveway but still make payments on it?""

Company Car - Insurance - Accident.?

Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?""

What is the best and cheapest company for motorcycle insurance?

I am a rider with 10 years of driving experience but my license lapsed and I was forced to start over as a new driver (M1 graduated liecense). I'm married, in my 30's, I drive a 1999 Yamaha YZF R-6 and have never made any claims.""

""Whats the difference between limited, broad and regular collison deductibles with insurance?""

Whats the difference between limited, broad and regular collison deductibles with insurance? Trying to get an auto insurance quote, thanks""

When do I need to get insurance when purchasing a car?

I'm going shopping this weekend for a new(used) car. I have current insurance on my car right now. If I end up getting a car this weekend can I wait until Monday to get insurance, or do I have to do it that day? I'm in California by the way. I asked the loan officer and she said something about me having 10 days to get it, but I've been reading otherwise. Thanks!""

Is it cheaper on insurance to make payments on a car or buy it straight out?

Is it cheaper on insurance to make payments on a car or buy it straight out?

Car accident in dad's car. What will the insurance cover? Should I get a lawyer?

I was involved in a 3 car accident. The car behind me hit me twice (once on the back right and once on the side as he swerved and lost control) causing me to hit the car in front of me. I was driving my dad's car for the summer because I'm doing an internship away from home. Since my dad's car is useless now, I needed to get a rental car. I would also like to get some medical expenses covered because I am experiencing back and neck pain. My questions are: Will the other person's insurance cover the cost of the rental car although the car is not mine but I am the one using it for the summer? And should I get a lawyer to handle this situation? (Also, my dad is 8 hours away from here and the car is still in the tow lot since I am staying at an extended stay hotel and have no where to keep the car.)""

Can my daughter be put on my insurance?

My daughter is 21 and she has no insurance. She is a full time college student and does not work. Can I put her on my insurance through my work? And what are the requirements?

About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?

About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?

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Hi I was just wondering if I could cancel my life insurance with Northwestern Mutual just cause I can no longer afford it. Even if they try to reduce it I just can't afford it. Do you know if cancelling the life Insurance is easy?

Poll: how much do you pay for car insurance?

Poll: how much do you pay for car insurance?

About how long does it take to get plates for a new car through insurance company?

I just bought a new car and i have no plates for it. How long will it take for me to get the plates if I'll be registering through my new insurance company in MA?

Moving to France - car insurance?

Moving to France - car insurance?

Anyone have any information on insurethebox car insurance?

I've been looking at insurance quotes from various sites and insurethebox keeps popping up. The company fit a clear box to the car to see how much mileage you used (has to be under 6000 a year). Does anyone have any more information on them? I've googled, and aside from some advertisement articles haven't really found anything. All help is appreciated (10 points for best answer :D)""

Question about Auto insurance?

I got mylicence recently but got no insurance. Can I drive someone else's car if I do not live with them, nd they have it insured, and their insurance will cover a wreck if I have one?""

What is car insurance rates?

uhm im doing report, and i need to write bout 3 ways that how teenage car accidents rising affect us. One of my answer is car insurance rate would go up; &yet i dont know wht that means. some one help?""

Cheapest Car Insurance for Young Drivers in Florida?

I live in Orlando FL and I'm looking for some cheap insurance, is there any companies that are known for cheap insurance and good service? Thanks.""

My daughters car insurance has more than doubled because she got 9 penalty points in the last year. she wants ?

me to get insurance on her car and then get her put on that insurance. if she gets more points while she is under my insurance would that affect the price of the insurance on my own cars or would only if she caused an accident make my insurance go up. i could get a years insurance on her car for less than the price of 1 monthly installment she would have to pay for her own insurance. what do you think. if she gets 3 more points she will be disqualified from driving . if that happened while she was on my insurance would that put my insurance prices up even though she would be off my insurance if she did get disqualified. what i have wrote might not make sense. i want to know if i do this for her and she gets disqualified while being on my insurance would that put my insurance prices up for all my cars or what or would it only effect my insurance if she causes an accident. while shes on my insurance. * 41 minutes ago * - 3 days left to answer. Additional Details 40 minutes ago we live in the UK. sorry this is very long i found it hard to write what i was really trying to ask. 33 minutes ago i know if she causes an accident while she is on my insurance ot would effect how much my insurance costs but if she was to get disqualified while she is on my insurance would that effect me inurances oin anyway. if she gets disqualified then she wont be on my insurance anymore. 14 minutes ago only 3 of her penalty points are for speeding. she told me the other 6 points are because there was a mix up with her insurance last time and she was uninured for 4 days and was caught by the police. she got 6 points for that in court a few months ago. she said she that she had phoned them and accepted the policy they sent her to renew it and thought it would continue automatically but she hadnt been to the office to sign for it so she got caught for that. she was only uninsured for 4 days because of her mistake that time. sorry if you already answerd this but i put it on US yahoo answers by a mistake and it didnt show up in UK yahoo answers so i needed answers from people who knows about car insurance in the UK

What are some of the cheapest auto insurance companies for new drivers in G.A.?

What are some of the cheapest auto insurance companies for new drivers in georgia? the car i am trying to insure is financed, so I require the insurance to be full coverage, and i am also a new driver""

What will it cost for insurance on a 2004 or 2005 325i for a 16 and a half year old?

I'm looking to buy my own car this summer and need to know how much more money I need for insurance. I don't want any comments like you shouldn't be getting such a nice car this young but I've made all the money I need forit and am paying for it in full. Thanks Any estimates for a year would be great

Does anyone know an insurance company that will insure expensive cell phones?

AT&T will not insure its own cell phone if it costs too much money. (phones like the Iphone, Tilt, and Duo, among several others) Any phone above $300 dollars before contract and ...show more""

When buying a used car what do you do about insurance?

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No income how do I get health insurance?

I've been reading and looking up info but I can't find exactly what to do. I have no job no saving no money at all I live in Las Vegas Nv I've tried looking for a job for the past 3 years now and I haven't found anything I live with my sister I'm not handicap nor have children or go to school so how and where do I get health insurance?

Is health insurance haram?

Hey, We're supposed to write an essay on any topic of our choice and show it relates to well being and opportunity in Canada while addressing inequalities (that part is optional). I'm thinking of writing on Private Health Insurance in Canada. But first i wanna know if health insurance is haram. Also what can I focus on on in terms of health insurance. Should I focus on their good side/bad side, etc. Any suggestions?""

Can my term life insurance rates go up?

If I have already bought a term life insurance plan for 20 years a year ago, and I get a new job which is a higher risk job, will my insurance rate go up? If so how much could it go up by?""

How much does a teenage car insurance for a 1991 chevolet corvette convertible cost per month?

my grades havent been good till this year i kinda have a bad record idk if that would effect it so ya i no i turn 16 on tuesday and im getting the car for my bday so i need to no quickly how much the insurence would cost thanks

How much would a 1.1 litre car cost me a month?

Im 18 and starting my driving lessons, im also a stay at home mum. Cant afford a nice car so a 1.1 litre car is only in my range. Id like to know roughly how much my insurance would be a month? Thank you""

How much would insurance cost for a 16 Y/O Girl with a 1997 Nissan Maxima GLE?

I'm buying a Maxima and I'm turning 17 in February. I plan on getting the car on the road next month and I have a 10% discount from my driving school for taking drivers ed. How much would insurance cost (roughly) per month for a 16 year old girl with a 1997 Nissan Maxima GLE?

What is an affordable health insurance that I can apply for in Southern California?

An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me.

How much will my insurance pay if i have a deductable of 500.00????

last week i hit a deer with my car, not on purpose on accident the deer rain right out in front of my car and it messed up my car pretty badly, i cant open my right passenger front door, and i have an adjuster coming out to look at my ca will they cut me a check right today that is what someone had told me i was wondering if that is true or not.""

Are there any penalties for tricking your car insurance company?

My friend has been living & working in NYC for the past 5 years, but she's been telling her car insurance company that she never moved from Georgia to keep paying low rates and she never changed her driver's licence from Georgia to NY. But she drives her car here in NY every day so how did she manage this? If they found out would she get fined or anything?""

Health care reform. Does it work?

Our new health care legislation is supposed to provide affordable health care and insurance for everyone. How exactly does that work? For example, I make about $37,000 a year. About $3200 of that goes to pay my insurance premiums. That's not really affordable, but, whatever. My job absolutely sucks. It's the worst one I've ever had. If I went to work at McDonald's or Wal-Mart, where would my affordable health care come from? Who decides how much I can afford to spend? No politician is going to be able to figure out how an ordinary American lives and what they can afford. I know this sounds like angry, bitter ranting, but it's a serious question. How does this work, if it actually does?""

Insurance agents - Life insurance commissions?

Hello everybody, I am hoping to find life insurance agents working with different companies. my question is what is the commission I can accept to receive from different publicly traded companies what offere not only auto, home and others but also life and disability?? I am currently working with Mutual Company and I am a captive agent and only receive 35-55% commission on any life insurance produce i sell and it seems like it was important for me before to work for a mutual company and never was conserned about low commission, but I am also getting invoved with Auto and home insurances and i am hearing that these public companies offer higher commission and let me tell you now days I want to get higher commission becuase the industry has slowed down for me and I am interested to make the most out of what I do right now... any information about commissions with different companies would be appreciated.... I am open to any advise, suggestion, information, and comments.... thank you all""

Anyone who knows about car Insurance please help?

Ok, long story short. I live in Canada, Ontario, the worst ******* place in the world to be when it comes to car insurance. I am classified as a high risk driver because of some petty thing I did, (got caught driving with my G1 license alone, when you need a passenger with at least 4 years experience) I want to know what my insurance would be now on a 1991 bmw e30 318is. I am 16 years old, my question is can I call a bunch of insurance companies and ask for quotes? I mean do I have to be at least 18 years of age to do this? Please inform me. I am pretty sure as long as I have my license beside me I can call insurance companies for quotes right? Also what do they ask? Just car Make, model, year, color, sedan or coupe, etc? What else? Sorry for sounding like a complete idiot, I am only 16 I do not know these things. Thank you very much""

How can I get cheaper car insurance at 17?

How can I get cheaper car insurance at 17?

Car insurance if I don't drive?

My mom is taking me off of her car insurance policy since I no longer own a car, don't have a job to get one or pay gas, and don't even live with her anymore. Yesterday I got my drivers license address changed to my current address which is with my boyfriend. Now his family is making a big deal about it saying that even if I'm not driving, it's illigal to have a licensed driver living in their house with no car insurance and that I have to be under insuarance. This dosnt make any sense to me. Is it even true or are they misinformed? Please help!!!""

Insurance on a 92 Vtec honda prelude?

approx. what would insurance on a 92 Vtec Honda prelude be for a Canadian 17 year old guy with with a successfully drivers education course completed? and if possible what would be the cheapest place to go for my insurance?

How much would insurance cost for a 16 yr old female?

I'm 16 & getting a 2010 Nissan Maxima. Don't tell me not to get it because I'll wreck or trash it. I learned how to drive when I was 12 and I drove all the time when I got my permit. I'm not going to trash it at all. All I need to know if how much insurance might be. A rough estimate because I know everywhere is different. Some few details: I'm 16, a female, straight A student, and really responsible. Thanks.""

Moving to France - car insurance?

Moving to France - car insurance?

What is a receipt of declination of health insurance?

I'm a college student and my school tells me that in order to partake in an internship, I need an error free resume, a completed work experience application, and a copy of my health insurance card or a receipt of declination of health insurance. I don't have health insurance, so what exactly is a receipt of declination? Is it just a letter written by me stating that I don't want health insurance, or whatever? Thank you!""

Need Insurance for my Daughter?

Hello, So I'm moving to the New York area and I'm currently going to court for child custody of our daughter (the case is processed in California), I have been interviewed for a couple of jobs but unfortunately they do not offer any kind of medical insurance, for now I don't get the right to have her in my household but I'm looking for advice and check what kind of tools I can use to get (free if possible) medical insurance to cover the needs that the court is demanding from me,any help or advice is gonna be hugely appreciate it""

Any idea how much insurance is on a slightly new mustang for a 16 year old?

pretty much said it all but maybe a 2000-2005 mustang.. idk how much insurance would be since its his first car.. thanks

How much is for insurance for 18 year old people and for a used car?also do u pay each month or 6 month?

How much is for insurance for 18 year old people and for a used car?also do u pay each month or 6 month?

If I do not have car insurance...?

and i live with with my grandparents and they have car insurance but i dont, and i have my liscence, can i still drive their car with it not being illegal in the state of Massachusetts? Because i cant afford the insurance and if their car is insured i am told an officer cannot do anything about it, as long as the cars insured im fine, is this true? Thanks!""

Looking for auto insurance good rates im 21 in Chicago any suggestion?

Hi I live in Chicago and was trying to find a better auto insurance one who could handle claims quickly has anyone ever had auto insurance with Lincoln Auto Insurance I was wondering how they handle claims.

Driving parent's car without insurance?

*I'm 16 with a license *My mom has insurance under Liberty Mutual *I am not on her insurance but the car is insured *I live in Georgia (GA has weird laws so any laws specific to GA would be great)

If i buy a fully comp insurance can i drive my friends car ? Im 17.?

If i buy a fully comp insurance can i drive my friends car ? Im 17.

Is this a good insurance plan?

This is all so confusing. I'm getting married June 15th and have to find my own health insurance for the first time.. Any input would be great! The premium for this plan is ...show more

Top life insurance companies in india?

Top life insurance companies in india and its performances

Where can I get car insurance quotes online?

I'd prefer to not call all the companies. Is there a way I can find local car insurance companies easily?

Cheap insurance?

my 20yo son has 6 points and no ncb its his 1st car can anyone tell me a insurance company who not charge him a fortune please...........

TSC Direct Car Insurance?

Does anyone have any experience with this insurance? I have seen lots of ads for it on the subway. Got a quote today from the website and it is waaaayyy less than what my boyfriend is paying with Geico. Good reviews? Bad reviews?

""Do Asians pay higher Car Insurance rates, especially women and is that legal?

Do insurance companies use profiling in their rate policies. Are they like the IRS who used typical words for known tax cheats like Patriot or Tea Party .Or do ...show more

Are hearing aids covered by health insurance?

Since I was born, I've had a hearing problem on my left ear that I have to go to the audiologist for every year, and every year they say my ability to hear in it goes down by a fragment. I'm 16 now, and in high school, and they originally tried to get me to get hearing aids in 6th grade, but I threw a fit because I was afraid people would make fun of me, and they haven't brought it up since. This year I'm really noticing that my hearing is shot. I'm constantly asking people to repeat things, and whenever someone says something to me and I'm not looking at their mouth, it's all a jumbled mess. If there are a lot of people talking, and someone is standing directly in front of me, but I'm not looking at their mouth, I miss probably a fifth of what they say. I've been thinking about getting hearing aids, but I was wondered if they were covered by insurance. My mom gets the insurance through Fl Hospital, if that helps, and as I'm just now looking into it, I don't know many more details about it.""

Cheapest car insurance right now?

I will be 17 soon and want to drive as soon as possible, I need to know what the cheapest cars are to insure for a 17 year old male""

Car insurance/non valid?

i GOT PULLED OVER FOR SPEEDING( WHICH I'M GUILTY FOR) HOWEVER I DID HAVE INSURANCE WHICH THE CARD SAID IT EXPIRED 7/30 I GOT PULLED OVER ON 7/16. i GOT A LETTER IN THE MAIL SAYING MY INSURANCE ISN'T VALID. I DON'T HAVE INSURANCE RIGHT NOW BUT THE CARD SAID IT WAS STILL GOOD.. THE LETTER FROM THE D.M.V SAYS MY LICENSE IS GOING TO BE SUSPENDED... IF I GO AND BUY INSURANCE RIGHT NOW WILL I BE OK AND SHOW IT TO THE COURT THAT I DO HAVE INSURANCE? HOW DO I GET OUT OF THIS MESS? BTW I LIVE IN CALIFORNIA

""New, young, girl drivers. How much are you paying for car insurance? Thinking about looking into NFU?""

I turned 17 last month and I have started my driving lessons. I am looking to buy a car, paying monthly over a 48 month-ish period. I want a car that's around 2500, but as expected, I can't seem to find a reasonable insurance quote anywhere. Just wondering whether anyone's had any joy? Both my parents (who would be on the insurance) haven't got any claims etc, I live in a registered D area according to the insurance area bands, I can keep my mileage below 3000 and keep my car on my driveway. Just wondering whether people gone with NFU, and basically good companies who could do a reasonable quote.""

""Should i buy earthquake insurance in Portland, Oregon ?""

Should i buy earthquark insurance in Portland, Oregon ? My house is built in 2005. Can't afford to lose it. It is said there will be a big earthquake 9.0 in Seattle, Portland area. Scared but better to believe. :) Your idea ? thanks.""

How much would insurance cost in Vancouver BC...?

I'm a new driver, 20 years old. I'm going to buy a new car (2011). I want to use it to drive to school since over the past 2 years I have a lot of things to do and don't ...show more""

What is the purpose of insurance?

What is the purpose of insurance?

Can i drive my car with an international licence and provisional insurance?

can i buy a car in the uk and insure it on my provisional licence and drive it with my international licence so i dont need to bring another driver to sit beside me during driving. the reason i'm asking the this Q is because insurance is much cheaper on the provisional licence.

Motorcycle insurance?

Anyone have any idea on the cost on motorcylce insurance.. I'm 26 clean record..Thinking about getting a new yamaha cruiser 600-700cc

Has anyone had a negative experience with Progressive Insurance Company?

Has anyone had a negative experience with Progressive Insurance Company?

Is motorcycle insurance available for six months?

I live in an area where I can only ride for half the year, yet all of the policies cover 12 months. Does anyone know of a company that offers six month packages? A second question, does taking a Riding course offer a sizable discount with insurance companies? Thanks""

Moving to France - car insurance?

Moving to France - car insurance?

What auto insurance covers for pizza delivery?

i just got a pizza delivery job, but my insurance won't cover it, and she said that most if not all auto insurances do not cover it.... obviously people deliver pizza, what company covers pizza delivery?""

Where can I search for health insurance that's right for me?

I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?

I wrecked my motorcycle with no insurance in fl help?

So a year ago i wrecked my motorcycle, crashing into another car. I did not have insurance or a motorcycle Endorsement. I live in fl so im kind of familiar with the not at fault law. However the insurance company from the other party has sent a bill for 9k an request i pay it. Some people are telling me to ignore it an others are telling me to pay. Need help would be thankful. Im trying to be a firefighter paramedic an i do not want this to kill my chances. Thank you""

How can I see a cheap doctor w/ no insurance?

I am 23 years old and I don't have insurance. My husband got a huge pay cut and we had to cancel it. We just can't afford it at the moment. However, I am having some serious issues and I really want to see a doctor badly. I am having horrible pains in my hands and the rest of my body and pitting edema in my legs. I don't want to rack up a huge emergency bill, but I can't afford $200 for a doctors visit. Is there ANYWHERE I can go to see a doctor for really cheap??? It's to the point where I can hardly use my hands to even type this and I am scared. Thanks..""

Insurance company monitoring equipment?

I'm almost certain this is a start of a way to increase your insurance rates

""What can I, as a 19 year old guy, do to get cheap car insurance?""

Right now I'm just looking for cars with small engines and constantly checking on comparison sites to get a good quote... So for I got 1900 for a 1L 1999 Vauxhall Corsa, which is still far too expensive, but what else can I do? I know about Pass Plus and other things, but any help/advice/links would really, really help...""

Motorcycle insurance for a 17 year old in ontario?

So im going to get a motorcycle in april hopefully or when time permits within the next 2 years. I am going to write my m1 as soon as possible and im going to do the learning course and get everything done correctly. So onto the bike i want, I want a yamaha wr250r around 2008 and will be riding a lot and ride for however long i could until it gets really cold. So can you guys give me a rough estimate of what it will cost. Im guessing around 3500-4000 does that sounds about right thanks.""

How much do you think car insurance would b for me??

I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own?

How much would Insurance be to lease a 2006 Dodge Charger R/T. I want to lease a car under my cousins name. ?

My cousin has great credit and she is 23. Would the insurance price differ alot between a 2006 & 2008 model? An estimate would be fine.

Can i cancel my car insurance immediately? cancel same day and not pay for the following month?

The reason is i sold the car and the insurance guy said the car is still in the system (1st of the month), so i would have to pay still. he said if i canceled on the 15th it could have been canceled sooner and i wouldn't have to pay. i just think it's odd since i don't even have the car anymore. not sure if this makes sense? thanks""

Will one violation make my insurance go up?

The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""

How much is it for insurance if its your a first time driver?

Im going to get a car on my sweet 16 but theres a catch. My mom and dad want me to pay for insurance. If your a first time driver how much will it cost annually for insurrance in Canada? Im not turning 16 for a little while but im just curious...

Can somebody explain to me what LP means in home insurance?

For example, I know that there is a classification in homes that's called LP3 . What does that mean??""

How much is car insurance?

How much can I expect car insurance to cost? I am taking drivers ed soon (which I have heard lowers the insurance price) and I also get pretty good grades (which I also hear lowers the insurance price). I would be driving a used car. Any ideas on how much insurance would cost me?

A 125cc Scooter in California?

I want to get a 125cc scooter just because it does use a lot of gas. In California, does a 125cc scooter need a license plate? Do I need to buy an insurance? Do I need a driver license? Do I have to ride on the bike lane? or I can ride as a car? How do I make a left turn? How do I park my scooter? park it as a car (occupy a car parking spot)? It's in California. Thank you very much""

Why is Progressive Auto Insurance so cheap compared to other companies?

I was paying $92/mo w/ State Farm American Family quoted me $112/mo Progressive is $58/mo. (I'm comparing straight down the $25,000/$50,000 and they are the same.) Is there something i should be concerned about? Thank you!""

Is it legal to be declined health insurance for this reason?

I applied with a major insurance company in California, am a single vegetarian in my mid/late 30s no children, extremely healthy never been diagnosed with anything, exercise regularly. I guess they dug up that I had taken a fertility drug in the past - I was never even diagnosed as infertile - it's a really cheap common drug that stimulates your ovaries to produce more eggs but I had no partner to get pregnant with so to was just something I got from a fertility doctor if I wanted to get pregnant with donor sperm. That's not even covered by insurance if I ever want to do that again and the drug's like $20 you can practically get it over the counter it's so common I know tons of women who use it. I didn't even apply for maternity care to be included in my insurance, just a basic policy. Is it legal for them to decline me because of this? So if a woman has a baby they are no longer eligible for insurance? Most women who get pregnant take this drug (including both my sisters) yet they still have insurance. Was it legal for the pharmacy to give them this info? I don't know how else they found out.""

Car modifications and insurance?

Hey I'm young with my first car so insurance is high. What modifications will either not affect my premium or affect it by a little. Thanks

How much should my car insurance be? read details?

I am 17. I want to buy a mitsubishi eclipse gt. Its probably going to be a 2000, if not then 2001-2003. GT model. I went to drivers ed and we have allstate for insurance. how much wuld the insurance be?""

Mens car insurace???

How much more do men under 24 pay for insurance than women under 24?? On average??

Why is the Infiniti G37S Coupe insurance premium costs so high?

I looked up average insurance premium costs for the G37S coupe, and the cost was over $2600. I then looked up the Infiniti's competitors, the BMW 335i coupe and the Audi S5 4.2 which costs $1900+ and $1800+ respectively. Why is the insurance premium of the G37S so much higher? Thanks in advance.""

Any websites that can comapre insurance rates for different cars?

I am looking at new cars and this information would be very useful. Obviously rates depend a lot on the person getting the insurance. I am not looking for an exact number, just looking an easy way to compare rates based on different cars.""

Where to get car insurance quotes with NO address info?

My insurance policy went out in July. I switched jobs, took a pay cut and am finally catching up with money. It was tough switching and money being tight and I honestly couldn't afford to pay the premium upfront for my insurance. I just turned 25 so I'm expecting it to be a lot lower than it was. But I need some free quotes without having to put in my address and name and stuff. I know it sounds crazy but I just feel like the DMV will be tapping into me getting a quote and my checked box saying uninsured and the police will be hunting my car down. They send out warrants for all kinds of BS auto issues so why wouldn't they for this? I'm planning on getting insurance THIS week no doubt but I want to see what I can get if I switch. I know the worst drivers I know seem to have AllState and talk on and on about how wonderful and cheap it is and I figure if they've have so many accidents and praise their insurance company then AllState must be amazing!""

How much does car insurance usually cost?

I'm 19 now. When I wanna get my own car when i'm 20. I never had a car before. but my dad says he won't let me drive away his car without him sitting next to me. I hate that, so I want to buy a second hand car n I can be free to go anywhere, and hide it at my friend's place so my dad won't know it. so I guess I need to purchase somekind of insureance by myself, I don't want to be covered under my dad's insurance since I dont want him to know at all. any information or opinion will be helpful thx!!""

Does anyone understand how rental cars work? Insurance/fuel fees... Think I got taken to school on this.?

I just had to bring my car to the shop for a repair. They ended up needing to keep it. Now a rental was covered under the warranty. So at least the rental was covered. But the guy had me signing off on insurance and what not. I guess the insurance on my car would cover the rental if I had an accident. But they would take from my cars deductible. So I basically signed off on a Collision Damage Waiver and also personal accident insurance. I did decline supplemental liability insurance though. Should the warranty be covering these fees or was this an extra that I got talked into? Because if the warranty covers the rental they aren't making anything. My understanding is it could be better because I am covered under their insurance if I have an accident and it wouldn't come off my own cars deductible? Kind of new to this and probably wouldn't have been worth trying to argue it after the fact that I signed off on stuff.So if I use this car for like 3 days I'm in it for like $60 in insurance. Also does anyone know how this buying the tank of gas works? I understood it as if I use so much then I pay there price of $5.60 a gallon. But I got told it was best to just buy the whole tank at $3.30 per gallon(best option seeing as gas is so much these days) And then to return it as close to empty as possible to get my moneys worth. If anyone can help me out so I know for next time if I can decline stuff or did I take the right steps and take there insurance so mine wouldn't be charged? After the fact I see I could have declined these.

Moving to France - car insurance?

Moving to France - car insurance?

https://www.linkedin.com/pulse/drivers-ed-insurance-points-best-answer-anthony-lane/"

[generouslyteenagealpaca-blog]

Where should I go for auto insurance?

"Where should I go for auto insurance?

I'm looking for an auto insurance agency in Cupertino Ca, I'm new to the area and not sure who I should go with. Any suggestions?

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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How much would I pay for motorcycle insurance in Hawaii?

How much would it cost to insure a 500cc or less motorcycle in Hawaii for a full-time female college student with a 3.0 or better GPA who is 19 years of age and single and has one speeding ticket on her record? I would just like a ballpark range to work with so I can decide whether or not I want to buy a motorcycle for going to college and work while I'm here in Hawaii. I passed a motorcycle safety course and have my M1 license. I want to know if I could afford the insurance.

Car insurance for new driver age 19?

got my license now all i need is a car and car insurance, would like to know what is or can be the average car insurance cost for 19yr old on the parents insurance and my own insurance..""

""If a car insurance company office is closed, can you still insure the car on their website?""

If a car insurance company office is closed, can you still insure the car on their website?""

My insurance is 4500-will it go down??UK?

I am from the UK and I am 19 years old. I passed my practical driving test on Monday. I am checking my car insurance and its coming to 4500!!!that's a lot,do you know if it will come down later on and by how much?and another thing is that by next year December I heard women's insurance will go up,to be as equal as men's insurance,so if I don't get a car by then will it go higher thn this??please help!!""

Does www.canyonlandsaz.com have the best auto insurance rates?

Does www.canyonlandsaz.com have the best auto insurance rates?

How can you convince your parents to allow you to get your own car?

We went to the Ford Dealer and there was a 2007 Ford Taurus SE. The dealer wanted $8700.00 that is with tax. So I test drove it and took it to a mechanic nearby and the car checked out fine. My mom and stepfather went into the finance department and I waited in the room adjacent to them. The bad part is that I couldn't get the car because they had a small discussion about how much gas, insurance, and maintenance the car will cost. So I left the ford dealer with no car. My mom said because I am a young man I could buy my own car and take on the responsibility of a young man. I told her can she please do it and I will pay her back over the years. She said no and my stepfather said come on man lets go home. I felt a little embarrassed because everyone in the lounge was looking at me. So how can I convince my mom and stepfather to buy me this car.""

Do you think that the government should require that people buy health insurances like car insurance?

Car insurance is mandatory and everyone must have it, who owns vehicles. Do you think government should require us to buy health insurances?""

Do you need proof of insurance to obtain a Florida Intermediate Restricted Driver License?

I live in Tennessee and moving down to Florida in early August and in Tennessee at age 16 you can get a license called Intermediate Restricted Driver License which just has more restrictions then a 17 year old and less restrictions then a 15 year old/permit. I'm not sure if Florida has these type of licenses but at the age of 16 with a Tennessee Intermediate Restricted License, to get a Florida license, must you show proof of insurance before you get your Florida license? The reason why i'm asking this is because obviously in Tennessee you do not need proof of insurance to get a Driver License. Thanks Guys!""

Roughly how much would it cost to insure a 17 year old male on a renault clio 1.2?

Its silver and just a standard model (not sport or anything extra etc..) And is from 2002 (51 reg) any help appriecated thanks :)

Car insurance goes down after you turn 25?

I recently turned 25 and got my renewal for my car insurance. I know it goes down after you turn 25. I got a ticket last November. Of course, it went up. But was my car insurance suppose to go down after I turned 25? Even though I got a ticket.""

How much would insurance be on a 2012 Porsche Carrera 4S?

My parents agreed to buy one for my first car (I'm 16), as long as insurance won't be too high. I know that insurance would cost a lot on a car like a porsche, so I'm just wondering: How much would a porsche insurance be?""

Question about motorcycle insurance.?

I was wondering if anyone could tell me, on average, although there are multiple considerations...how much difference would there be in monthly insurance premiums between a 500cc bike compared to a 650cc bike? I heard that its actually quite a bit of difference, as I think I've heard that anything less than 600 is quite less than anything above 600cc's. I was just wondering if anyone could confirm this, and hopefully give me some estimated figures. Thank you""

What do i do if I have breast cancer and no insurance?

I am 42 and won't go to the doctor because I have no insurance, I can't pay the $250 for a check up, plus lab fees, just to find out, not to mention the other tests and the referrals I'd get if there was an issue...I'm scared to go to the doctor, and scared not to go. any advice?""

How can i get cheaper insurance?

im looking to buy a car soon. my parents both have vehicles and im a 18 yr old male with a g2 so my insurance on any car with be well over $3000 a year. i was just wondering if theres any loopholes/tricks to make insurance cheaper. i know my buddys dad opened up a business just to put a car under the business name so he wouldnt be charged as a primary driver.

Best Profession For Cheaper Insurance Quotes?

what is the best professions to hold if you are after cheaper car insurance as i am currently self employed or free lance at least what could i stretch my job description to encompass and save some dough?????????

Why do we NEED car insurance?!?

Why is it the LAW that we have car insurance?? I honestly think it's stupid. Shouldn't we, as free Americans, be able to make the choice of whether or not we want insurance, and still legally drive a vehicle, as long as we have a license, at our own risk? Kind of like if you go skiing or snowboarding, you go at your own risk, you're not forced to get skiing insurance , or boarding insurance , or anything like that. I mean, think of this situation: I have no insurance, and I wreck into somebody. They have insurance, so they are covered. I don't, so I will either have to get rid of my car, or pay for repairs myself; that's the risk I took and this is how I'm paying for it, by being car less or spending tons of money on repairs. But why must we be forced by law to have it, or NO DRIVING FOR YOU says big ole' government?? This is angering me because I'm currently in college, without a car, and while I can walk to my work and school, it's still about 30-45 minutes each way to walk, and if I could get an old car for cheap, it would make my life MUCH easier and less of a hassle.""

How much will i pay for health insurance?

im a 46 year old man

About how much does an Sr22 bond cost?

The reason I need one is, I was pulled over and caught without insurance. Now in order to get my license reinstated I must first get this bond.""

Moped insurance in texas?

I am looking into getting a 49cc moped and am trying to figure out how much it would cost to insure it. I am a 25 yr old female with a clean driving record if that helps.

My insurance company doesnt want to pay!!?

I was struck by an uninsured driver on 02-10-11. Because the driver who struck me was uninsured I was forced to file a claim with my insurance company(Omni Insurance). The car was towed to CJ's collision at 6128 n beechwood Philadelphia, pa ,19138 on 02-11-11. Phone number 215-848-2836. On 02-14-11 Omni insurance sent out an appraiser to evaluate the vehicle. They then faxed an estimate on 02-15-11 totaling $5300 to CJ's collision shop. I went to the collision shop on 02-15-11 to sign paperwork giving them permission to work on my car. They then began the repairs. On 02-18-11 the insurance company then deemed my car a total loss. The vehicle is a 2005 Nissan Altima SL with 96,477 miles. The NADA value for the vehicle is 10,995. According to Omni insurance a car is deemed a total loss when the repairs reach 70% of the value of the vehicle. Omni insurance valued my car at 7,415. They then proposed a settlement offer of 5826.40. They deducted 975.00 in prior damages(which I disagree with) and 1000.00 my deductible. The settlement offer included 386.40 in sales tax. After negotiating on 02-28-11 they proposed an offer of 7835.30. The value they gave my car was 9255. Again 975.00 was deducted and my 1000.00 deductible. They including sales tax and tags/registration fee in the offer. I accepted the offer out of desperation because they also stopped paying for the rental car I was driving on 02-28-11. I work, attend school and have a child my schedule requires that I have a car so I paid out of pocket for a rental car until 03-07-11, expecting the payment to be issued to my lien holder by then so I could purchase another car. I contacted them on 03-07-11 inquiring about my payment and was informed they did not pick the vehicle up from the collision shop therefore they were not issuing a payment. The collision shop gave them a bill of 1750.00 for the repairs they did and the storage fees. The insurance company disagrees with this and refuses to pick the vehicle up and issue my payment. They have also stated this may come out of my settlement offer. The insurance company already has the title to the car and all the necessary paperwork to the vehicle but refuses to issue a payment. It has been a month since I filed my claim and I can no longer afford to pay for a rental especially since it seems I will have to purchase a new vehicle. The insurance company is low balling me and also forcing me to pay for repairs they approved then backed out of.""

""A life insurance company sells a $250,000 1-year term life insurance policy to a 20-year-old female?""

for $200. According to the National Vital Statistics Report. 56(9), the probability that the female survives the year is 0.999544. Compute and interpret the expected value of this policy to the insurance company - I also have to find the probability that the company has to pay the female Im suppose to get .000456 but don't know how to get this?""

How much is car insurance on a 2002 mustang convertable?

How much is car insurance on a 2002 mustang convertable?

Putting alloys on a car? any idea how much insurance would go up?

iv not long ago passed, paying 1100 on a 1.2 any idea? cheers LS""

How much to insure for drivers insurance?

Im 16, so I know it will be expensive. I will be getting a 4 Cyl car, either a Honda Prelude, Civic, Accord, Nissan 240sx, something along those lines. I took a drug and alcohol class which takes off 15% and then I got a B average which takes off another 10% can someone please tell me how much it would be a month? Thank you""

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.""

Where should I go for auto insurance?

I'm looking for an auto insurance agency in Cupertino Ca, I'm new to the area and not sure who I should go with. Any suggestions?

Car Insurance Question - diminished value?

My car was struck form the rear, while parked. How can I make sure that I am able to collect the diminished value , caused by the accident. It looks like I have to hire an appraiser, how much do they charge? Do you have recommendation for a specific appraiser? I live in NJ. Thanks""

What is the cheapest way to get car insurance?

i passed my driving test yesterday and am looking at buying my first car but no matter what car i go fo i always get quoted around 3500 but i just cant afford that. does anyone know of any companies that specialise in young or new drivers insurance? and i would prefer less than 2000 lol xx

Does Amica raise your insurance rates after first speeding ticket?

I live and am licensed in MA but got a speeding ticket in NH. I believe NH and MA share information so it will be treated as if it happened in Massachusetts. I am on a family plan with Amica car insurance, does anyone know if they will raise my rates? It is my first traffic violation of any kind. Will I lose any discounts like safe driving discount? I heard Massachusetts has a law where the first speeding ticket does not add insurance points? Is this true? If it is true, can Amica still raise your rates if they want to? Thanks""

""Oklahoma speeding ticket, 9 mph over; will it affect my insurance?""

I got a ticket for going 49 in a 40 a few days ago. I don't usually speed, generally I just do 5 over. Wasn't aware that the section of road I was on was 40, the officer was sitting just in front of where it goes up to 45 apparently, but I was still speeding, and I'm going to pay it. My roommate mentioned that any speeding ticket that's 10 mph or less over the limit won't affect your insurance rate. Is this true? That would be really helpful, I used to be a habitual speeder and I've got quite a few tickets still on my record. Also, please don't answer based on what you THINK, I don't know how often that happens on here. References would be great.""

Do i need insurance?

If my mom has geico insurance and im 15 and just got my permit do i need to be on her insurance. Insurance is requiered in oregon but i dont know if teens need it?

How much would Liability insurance run me for my mobile auto detailing business?

Im looking to start a mibile detailing business within the next year and I need insurance

Insurance Claim Question?

I was rear ended recently and the other drivers insurance co sent out their adjuster. I was told that my car was a total loss. I had a 94 Buick Park Avenue with 148K miles. I got a call from the person who appraised the value of my car and was told that my car was worth $2,200.00 and another $300.00 for what it would have cost me for a rental, totaling $2561. and some change. I did some looking around and found in the auto trader that I can get the same car selling for $2,995 with 154,605 miles. The question I have is do I have to except their offer of $2,200? Also, if I except this offer is this separate from the medical side of my claim? Thank You in advanced.""

What factors go into car insurance policy fees? Im going to be a brand new driver?

Im 22 yr old female. I don't have the car yet but I am taking a drivers education course and was wondering how much the insurance would be( estimated). what would be the cheapest big name company right now?

What is the average insurance for a 17 year old female driver?

The car is going to be a 2003 Oldsmobile Alero. Going to have drivers ed and a the 5 hour driving course. Living in NYS. About how much would it be per month?

How much for car insurance?

Ill be getting my permit in a year and drivers license in 2. Im from Minnesota and i was wondering how much car insurance would be? I already have a car, its a 2006 Sebring Chrysler. Sooo any ideas?""

Looking for cheap car insurance?

I havent done my test or anything yet but wanted to see how much a vaxhaull corsa 1998 or something was noone in my family drives and id park my car outside my front , i tried doin a quote to see how mch it would be and it came up the cheapest was 3 grand , im only 18 aswell , does somebody think im putting something in wrong or is it just really hard for me to find cheap insurance ?""

""I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""

I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""

What effect does a minor ticket out of state have on insurance rates.?

A few months ago I got a ticket in Maryland, where I go to school, for going the wrong way down a one way street. The ticket was only a small fine and I don't think any point were given. Recently I just got another ticket for making a wrong left turn in New Jersey, where my permanent address is. Normally, my insurance company, geico , would let one ticket slide but I'm not sure if they would even know about the Maryland ticket. I would appreciate any information.""

How do you try to buy or bid on totaled vehicles by car insurance companies?

Im interested in trying to find a vehicle like mine, but wrecked with a good engine and transmission and any other parts I can salvage to keep mine alive for a few more years . I would like to know in general how to search and bid on wrecked vehicles that have been totaled by insurance companies and are now up for bid. This would be kind of like what a wrecking yard must do to purchase vehicles for parts resale, or a used car dealer that would in turn repair the vehicle and resell with salvage title. Any leads on where to start would be appreciated""

Why do people buy life insurance?

What groups of people buy life insurance? Why do they buy it?

Can I get Classic Car insurance?

I'm 16 and have been looking at a lot of classic cars (specifically a 1971-1973 Mustang Mach 1) and ran into a bit of a dilemma... My dad is a car dealer, owning his own used dealership, so he has insurance that covers all the cars, rather than just one. But, you have to be 18 to be under that policy, so I can't be on it, and I've heard that unless you're under you parents policy, you can't have classic car insurance until you're 25. But, I heard that you can get liability only (Which is my state's minimum coverage), so I was wondering if that was true. Would I be able to get just liability on a classic car? Or should I just cut out all the complicated stuff and get a modern car?""

Whats a cheap auto insurance for teens?

I just got a new car, and i want to take resposibitly to pay for the insurance. Whats a cheap insurance? Im 17 and still a student in school Helppp! please :]""

Car Insurance question?

So I'm going out of town for a couple nights with my mom and sister. My mom owns the car we're taking and she's insured under it... but we're wondering if my sister can get a temporary insurance policy for this car so that she could do some of the driving on our trip. My sister has her G license.

Is it illegal to drive without car insurance?

Hi, i was just wondering if it is illegal to drive without car insurance in Ontario, Canada.""

How much is car insurance?

I know it depends on a lot of things, but whenever I mention me getting my license, they have the same excuse over and over... So what's an idealistic amount for a young teen w/ 3.0+gpa and a sports car be? In california.""

17 soon. just wondering about car insurance?

whether when i pass n get a car if il be able to pay insurance monthly? and does it cost more tht way (uk)

Car insurance rate differences between the years question?

Okay, I'm almost going to be looking for car soon, and I'm wondering, since I'll only be a 16 year old boy, insurance will be really damn high for me, and I was curious, say you have two cars of the same model, trim, style, transmission, driving record, miles, engine wear, etc. One car is something made in the late eighties or early nineties while the other car is late nineties or early 2000s. What I basically want to know, is, which car would have a cheaper insurance premium? (approximately. I know you cant give me an exact number.)""

I need good car insurance?

i just got a car, and it isn't insured for the road. it's a 2002 mercury cougar and it's pretty pricey for insurance, in between 400 and five hundred. i live in ontario canada and i was wondering if anyone has any recommendations for insurance, the cheapest quote i got was from bel air insurance and that will run me around 400-500 a month, anybody know of a cheaper insurance company with fairly good coverage? i am 16 years old getting my g2 in january and i have completed drivers ed. please help. and also anywhere i can get free quotes would be great too. thanks!""

Does mods affect car insurance?

Hey guys I have a honda civic 2000 and i was going to to add some mods such as an intake and a BOV as well as body kit and other engine modifications. I was just wondering what would happen if i didn't tell my car insurance provider about these what would happen?

Why did my car insurance go up instead of down after i turned 25?

In November I turned 25 years old. I've always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up. When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I've always payed bills on time, and since I was 23 I had full coverage. I've had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc... But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don't have any answers. Does anyone know why it went up?""

Where should I go for auto insurance?

I'm looking for an auto insurance agency in Cupertino Ca, I'm new to the area and not sure who I should go with. Any suggestions?

What is the cheapest car for insurance?

I am 17 years old and i want to know which car is the least expenssive for insurance. What insurance group is the car in.

Cheapest car insurance?

Whats the cheapest car insurance for a teenager? Permit .....

How much would insurance be for a Mazda MX5 MK1?

How much would the insurance be for a Mazda MX5 Mk1 in the uk. I know the car doesn't cost that much, and its quite old! I was just wondering what a 17 year old male would have to cough up :) Any useful website links would be nice aswell""

Whats a basic cheap Car Insurance for a 18 year old?

Hi I am 18 I live in New York and have had my lisense for about 6 months now and my insurance is pretty expensive like 1200 for HALF A YEAR which is crazy so I was wondering if anyone know of a cheap insurance company for basic insurance thats maybe 1200 for a whole year or cheaper. I also drive a 1994 Saab 900 S Hatchback 2 door

Can I still be on my parents car insurance if I live in another state?

I'm currently living in New York and planning to get a condo in Georgia for college. Once I move and have MY OWN address (the condo would be permanent) and a resident of Georgia, am I still able to be on my parents insurance if my parents own the car. I believe that if you live in the dorms you can still be on their insurance but we need to purchase a property because in-state tuition is far cheaper than out of state tuition.""

How much will my insurance go up?

My car slid out of control and I hit a light pole and it fell down. I only have liability. My insurance company is Country Financial, I live in wisconsin, and I pay about 100 dollars a month already.""

Will it cost a lot to start car insurance coverage again?

My boyfriend let his car insurance policy expire because his inspection ran out. He's working out of town, doesn't drive his car, and didnt have a chance to get it inspected.""

Can an auto insurance company total out your auto even if you want to repair it.?

I live in Texas.Ameriprise says that there is a law in the state of texas that says if the repairs are more than 80% of the car value they do not have to repair it but pay the value of the car minus deductable.They are not using the NADA value but looked for the average selling price in my area.Is this true and what value should they use?

How does my car insurance work ?

Am i insured to drive my car if after traveling to work i then leave early but am still being paid for the hours contracted , this being that my car insurance allows me to commute to and from a single place of work ?""

Is there an affordable health insurance plan in California?

I am struggling to find an affordable health insurance plan for my family. I've asked this question before and got a great answer, then lost the link! Any ideas or suggestions would be greatly appreciated :)""

""How much is a speeding ,no insurance,and without id ticket can cost in Augusta Georgia?""

my daughter was caught speeding,no license,no insurance,how much does the tickets total?""

HELP! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?

I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!""

How can I get low-cost affordable medical care in Oklahoma?

I recently moved to Oklahoma. Can't afford health insurance -- and am worried about what to do if I need to go to the doctor. What are my options? (I have no Indian blood and ...show more

Interest Rate on Auto Loan?

Ok, so I know you can't tell me with certainty, but I just want an opinion. Just take the details and let me know what you think. If I were to take a car loan for about 14 to 17k for 60 to 72 months, I am 20 and have no credit, but it would be cosigned by my grandfather who has a credit score of 690. The down payment would be in the ballpark of $2500 to $3500. Estimates would be great. I don't particularly want to call around to banks and all that right now since I won't be actually doing this for a couple of months, I would just like to get all the figures worked out before hand. I already know what I'll pay for insurance and I've been checking the finance calculators online to see about what my car payment will be, but the interest rate makes it very too much to just guess. I guessed it would be ~10-12%. Does that sound right? I know good credit nets you around 7. Thanks.""

What is the average car insurance cost for new drivers in NJ?

17 yr old driver male extra cost cost per year on parents insurance?

""3-car accident, what will insurance do?""

I was in a 3 car accident, I was the middle car. It's stop and go traffic at a red light, the line is backed up a good way, and the person in front of me stops. I stop behind them, but the man behind me doesn't stop. He hits me and pushes my car into her car. His car seems to be flawless, the vehicle he knocked me into also seems unharmed, maybe a scratch on the bumper (it was like a jeep or explorer, so my car went up under hers a little) and the front of my car is a little messed up. The police will file an accident report, but while I wait, what can I expect? I'm expecting his insurance to cover the repairs to my car, because this was in no way my responsibility, he hit me into her, I was more or less a ragdoll vehicle. Yes, I hit her, but it's not because I'm a bad driver, I cannot control being hit into another vehicle during a line at a red light. And though it was never mentioned (I was a little shaken, my mind wasn't clear), I am almost certain he was on his phone because he was looking down and doing something when I looked back after he hit me. It's too late to mention that, but yeah. Got the registration and insurance for it 3 hours before I wrecked. Had the car a week.""

How to find insurance companies for joint ventures?

How to find Insurance companies wanting to do a joint venture of a $100 million and up. not insurance brokers

What happens if I want Homeowners and Car insurance with the same company?

Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31. I saw somewhere that if I have both insurances with the same Company then I save money. How do I line up the two insurance renewal dates so that I do not waste the money I paid for homeowners insurance between October 31 and January 31?

Can the insurance company really auction off my car?!?

there was a wreck. they towed my car. i thought i would get it back. my insurance claims guy emailed me this-- Your vehicle is currently on its way or has arrived at a salvage yard in Defuniak Springs. An employee with Progressive will be inspecting it today or tomorrow to determine the value. That employee will then be in touch with you to discuss how we can settle your vehicle claim as a total loss. The vehicle is then sold at a salvage auction; it is not returned to Progressive or to you. We will be able to discuss this in further detail after your vehicle is inspected. i worked and paid for this car. its old but i want it back, the front is wrecked but its mine. what can i do?""

Why can't I get quoted on the same model but older year of a car?

Hi I'm 18 and have just passed my test. I was looking to get a diesel fiesta, the 1.6 TDCi Zetec S to be exact. I was checking out quotes on insurance on them. For some reason I get quoted and can insure the 2007 and 2008 models, but the ones before that I don't get a quote. I looked up the cars specifications for all years and they all have the same torque, bhp, weight & everything. I wanted to know why I can't get quoted on the older models?""

How can i get insurance for my bike ?

I am planning to purchase mahindra bike hopefully. how to get insurance for that ?

Need help with insurance?

ok im getting my first car and im 17...i live with my mom and step dad. my mom cant get a licence because she has seizures and my step dad cant get his back until next year. since im under eighteen can i get my own insurance or do i have to be put on someone elses and if not will it cost a lot since im a new driver and a teenager? please help!

Car Insurance - Accident (Please Advise)?

Today an OAP came driving down a one-way carpark (trying to get my car parking space). In the process, she attempted to drive along the side of my car to get to the space, and scraped the side of my car and bumper. She said she would give me 20. But i said that i haven't got a clue how much the cost would be and im sure 20 wouldn't cover me. So she decided for us to drive to the local police station. The LSTO took both our details, and said for us to go through the insurance company, as the OAP was in the wrong and liable. When we left the police station she said she has previously written off a car earlier this year, and doesn't want to go through the insurance company! She gave me her home telephone number and said for me to get a quote and she'll pay for it. I got the quote - its 450. after she offered 20, i don't know if she will pay this amount! If we go through the insurance will i have to pay my excess. and what exactly happens!? I'm clueless!! I am fully comp...""

What exactly does term life insurance mean?

I have been paying in to a Chase Life term insurance policy for $100,000.00 for over 10 years. I have recently received a quote for $250,000.00 term policy for LESS than I am paying for the $100K policy. Do I lose anything by changing companies?""

Renters insurance in CA?

Where is a good place to shop for renters insurance?.. and how much shoul I look at paying each month?... Is it a per-person basis, like each roommate pays, or is it per houshold?""

Where should I go for auto insurance?

I'm looking for an auto insurance agency in Cupertino Ca, I'm new to the area and not sure who I should go with. Any suggestions?

Why is health insurance cost rising?

Why is health insurance cost rising?

$600 Fine For Expired Car Insurance? BC Canada?

Today I got a $600 fine for a week expired car insurance and my car got taken away to an impound . Is that the right price for British Columbia, Canada?? Because I've heard that its supposed to be 100-200 first time, 300-400 second time, 500-600 third time? This is the first time I've ever had a ticket because of expired car insurance so why is it so dam expensive? Can I get some of my money back at least? Seriously $600 is way too much""

(uk only) who is the cheapest for car insurance?

im male, nearly thirty and full no claims bonus i live in manchester""

Do you need insurance for a day when you buy a car?

I m planing to buy a car and i want to know if i need insurance just to bring the car home, a one day insurance or something like that??""

""NY plates & registration, but Connecticut Insurance?""

My car has NY plates and was registered in NY. I moved to CT, and have CT auto insurance. Is it okay to have auto insurance in the state you live but the car is registered and plated in another?""

How can i find active life insurance policies?

life insurance policies on the deciseds joe g. ward

""How much would insurance be on a 2001 Porsche 911 Turbo, im 16?""

okay how much would first the down payment be? wich my parents will pay for, how much will the monthly payment be when i have nothing on my credit and im 16, and how much would ensurance be ? i live in northern california if that helps near sacramento""

Will a cat D effect the cost of insurance?

i know the insurers value the car at up to 25% less so it's important to get a car that is atleast 25% below most similar models but what about the insurance group does that go up?

Can any body give me the defination of national health insurance?

I want the defination of national health insurance, benefit, coverage and objectives of national health insurance. plz quick.""

How much do you pay for car insurance?

Ok so im a 17 year old girl with a job that pays 600 a month. and i want a 2005 toyota matrix. its 7,000 but i know where to get it cheeper. but the question is how much do you pay . can you tell me your age and year of your car it would help me compare this whole thing alot better THANKYOU :)""

""Who has the cheapest car insurance in Houston, Tx?

I have Geico right now.. I am a 17 year old boy who has a car accident on his record (in june 2010).

How can the citizens pay the the deductibles for the only health insurance policies that are affordable?

I work 2 part time jobs and neither offer health insurance, so in 2014 I will have to buy some. One comparable to the one I had when I worked a full time job would cost $600 a month but would cover prescriptions with a $20 copay for generics with a $1500 deductible and a $4500 out of pocket maximum. That is out of what I can afford. The one I can afford is only $219 a month but has a $7500 deductible which would have to be met for any benefits and there is a $12,500 out of pocket maximum. If I got very sick I would be wiped out with that one, so it seems that I am in a Catch 22. I don't make that much money ($8 and $10 for the 2 jobs where I work 24 and 18 hours a week respectively.) Now I just pay the doctor out of pocket and I paid $375 this year for office visits and $150 for medicine. That was affordable and now I am forced to pay a premium in addition to the same amounts I paid for the same service. This thing is making me nervous. Affordable to me is no insurance. Give me a cyanide pill if I get a terminal diagnosis because being in the hospital and wiped out financially is not a good quality of life.""

Am I covered under my father's car insurance policy?

I live in center city Chicago and I don't need a car, so I don't have my own car insurance policy. When I visit home and drive my father's car, am I covered under his policy even though I am not a minor?""

""Getting a yamaha r6, how much is insurance usually?""

Never had a bike, have a clean record, what does insurance usually cost on a bike??""

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

Can I get an insurance quote if I am not 16?

Today, I got a moped so that for my birthday, I can go and do my CBT on the day. I want to get a rough price of what I would have to pay for insurance. I would like to know what I would have to pay but as I am not yet 16, I cannot yet get a quote. Does anyone know how to get round this as I do not want to lie about my age. Thanks.""

How long can you go without health insurance before things become preexisting ?

I currently have health insurance through my father's company plan, but after my 19th birthday my insurance drops because I won't be a full time student until spring this year. Meanwhile I need coverage through some plan so nothing will be preexisting. However I can't apply for the cheap insurance that I was hoping for until my old coverage ends, and I'm worried about the bureaucratic time lapse between coverage policies. Are there any problems I'm going to run into with this?""

What cars result in cheap insurance for young drivers?

What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf's or the Civics's. I would like to know male attracted cars. Thanks in anticipation

How much would auto insurance cost for a 1996 dodge viper?

I just need some sort of estimate.

Cheapest car insurance?

2001 ford mustang, 2005 chevy cobalt, 2003 chevy impala, 2000 chevy blazer, and a 2002 chevy camaro. Put them in order from most expensive to least expensive based on insurance and gas. I am an almost 16 year old guy, if that helps! thanks!""

How much would my auto insurance be? read details?

I'm a 16 year old male. i live in a small town (25000). I would use the car to drive to school and sports activities. It would be a red 1994 pontiac firebird. 350 5.7L LT1. Its a coupe and a v8. i would be on my family's auto plan with my mom, dad, and brother. so how much do you think it would cost to add me to it?""

Whe will liberals admit the affordable health care act has made health care and health insurance?

More expensive already?

Flying insurance????????????

do u need insurance if you are flying in a private jet charter (like a private jet)

What's a good homeowners insurance in California?

A friend of mine just bought a home for the first time. She wants to know if there's any recommended insurance for homes in California.. particularly Fresno, CA if anybody is familiar with any. Thanks in advance. Any suggestions or direction will do.""

Where can i get tip for cheap auto insurance?

Where can i get tip for cheap auto insurance?

Where should I go for auto insurance?

I'm looking for an auto insurance agency in Cupertino Ca, I'm new to the area and not sure who I should go with. Any suggestions?

https://www.linkedin.com/pulse/how-get-quotes-from-insurance-providers-new-comparison-jean-davis"

[enough-finance]

Connect access code is missing!! warning.. ... Connect access code is missing!! warning...and then you will have to buy access code from connect site which cost $130. Go to Amazon

Connect code not included. McGraw Hill's way of bleeding ... Connect code not included. McGraw Hill's way of bleeding money out of students to get the same material in a different format. I am returning the book for a full refund, will buy the used copy and save my 150extra dollars. Go to Amazon

Here's my main complaint- the text did a poor job of laying out specifically what the formulas are ... The two star rating is a reflection of this text as an educational tool. Specific complaints: new words and concepts should be given specific definitions on the page. Many textbooks do this in a sidebar. In this text I often had to turn to the glossary to look up a new word even as it is being applied in the body of the text. Sometimes there isn't a definition at all. Also, the text too often references tables and charts from several pages ago. This is probably unavoidable for some entries, but it does make following the explanations more difficult. Here's my main complaint- the text did a poor job of laying out specifically what the formulas are used for and what specific steps you have to take to make them work. For example, I had to make some calculation regarding financial distress. There was a graph concerning it, but no formula. I'm sure some of these issues were the result of the course creators writing problems that were not worked out in the text, but I'm not reviewing them on Amazon. Luckily I have an older textbook by different authors I could turn to (and of course online tools). Depending on the class you are in this text may be just what you need. It wasn't very useful to me. Go to Amazon

Not A Good Textbook - Find Another Better One Not my kinda textbook. In talking to my instructor, it seems that this book is the gold standard for intro finance texts, and if that's the case, it's too bad. I didn't feel I learned much from it. Almost zero worked problems within the chapters, yet they toss you into the deep end at the end of the chapter with the problem sets. Go to Amazon

I thought this was going to be my easy class. Nope If I could give no stars, I would and so would almost everyone else in the class, including the teacher. This book is so difficult to read and understand. I am 4 weeks into the class and haven't read one page because it is all a jumble. I have only done 1 home lesson because the questions are so confusing. The teacher told me to try the home lessons and pass them in even if they are wrong. I thought this was going to be my easy class. Nope!! Can't wait to send this book back!! Go to Amazon

Can't rate the book because it never came-wasn't even shipped The one star is for the rental experience. The book was to be delivered Tuesday 1/7 (Amazon Prime) but it didn't come. Gave it a few more days because the website reflected that the book had been shipped so I thought there was just a delay. When it hadn't shown by Friday 1/10, I went into the UPS website and saw that while a label had been printed with that tracking #, the package never entered the UPS system for shipment. When I was finally able to get in touch with someone at Amazon, I was advised that the only thing that could be done was the rental fee be refunded and for me to "try" and rent the item again. When I asked why couldn't it just be re-shipped (or shipped since it apparently hadn't been) I was advised that couldn't be done with rental orders. I wasn't surprised today when I to tried placing another rental order and found the item was no longer available, which was probably the case all along, only Amazon failed to tell me that and allowed me to believe a book was in route to me when it wasn't. The customer service rep knew this also, that's where the "try" to rent it again remark came from. With class starting Monday I have no choice now but to purchase the book from the school at whatever astronomical price they charge. Had Amazon provided good (any) customer service from the beginning, I would have rented the book from another site for about the same fee Amazon charged-which I will most likely do from now on. Surprisingly terrible customer service from Amazon. Go to Amazon

Five Stars Code Not Included Five Stars Five Stars Five Stars Five Stars Five Stars Good Book Reasonably easy to find core financial concepts If I could give a 0-star review I would