#sorry that this is actually longer than most crucial government documents

[highdefinitions]

Rain being a prick (lovingly) is my new favorite thing ever I think and I really don’t think there’s a better way to sum up the bastard than that lmao

but oooo would love to hear your hcs!!

LMAOO I DIDN'T KNOW HOW ELSE TO EXPLAIN IT OKAY!!

also...apologies in advance but i have a GOOGLE DOC of my ghoul hcs and well...rain's section is like the second or third longest so don't say i didn't warn you... going to put them all under the cut for space reasons... it gets pretty long... apologies in advance for the fuckin essay i gave you to read but like YOU ASKED FOR IT YOU OPENED THIS DOOR..

like i said, prick (lovingly). he's a charmer, a sarcastic prick and sometimes breaches the level of being an outright dickhead, but nobody faults him for it. it's who he is, how he is. he's lovable almost, he turns it into something different that anyone else is able to (i'm way better at writing it than i am explaining it, i think... comes out better in dialogue)

so this was like the first thing i ever wrote about rain btw but... although he's super friendly and has never really given anybody issues about anything or picked a fight about something, something is...very off about him. like waaayyy off. he's super off-putting sometimes in a way that nobody can really describe but sometimes it's super duper jarring to everybody. because he's Nice!! but he's so fucking Weird!! and not even in like a super obvious way but in a way where if you spent too much time around him you really start to notice it.

and i have reasons for this!! drumroll please.... it's because rain's not from hell, but rather from limbo! yeahhh he's not all the way normal. and that's okay. everybody still loves him. sometimes he freaks the fuck out of dew and swiss but they Love him!! ALSO he's got the tiniest bit of quintessence in him that's he's not been able to control because he didn't entirely know he had it (aether figured that one out) ((copia's never been able to summon a Normal ghoul))

but despite all this weirdness and off-puttingness (? that's not a word), everybody loves him. he doesn't necessarily bother anybody, it's almost like he's not even different to anyone anymore, but sometimes, you notice his ways are a little unconventional. he's definitely different from everybody else, but it takes a lot more looking into now. when he was first summoned, he was a disaster. the only people that didn't seem at all bothered by him were aether, mountain, and copia. cumulus tried, she really did, and for the most part it worked but sometimes...

most definitely the scariest when he gets angry. doesn't happen often and it takes a lot to really break to that point, but holy fuck when he's angry it's terrifying. mostly because it doesn't happen often, but also mostly because he goes Cold (physically and figuratively)

he's just about as good of a troublemaker as dew or sunshine or swiss are. he's just better about keeping himself out of trouble. he's a sneaky bastard. and 9/10 he feigns innocence so well everybody just turns the other way because "rain would never." but he would. every time. he would. conniving prick. sometimes if he's good enough about it, feeling particularly like an instigator, he'll line it all up so dew gets into trouble for it.

now i guess some weird & random hcs i have about him... he likes to drink saltwater, mostly for headaches (don't ask him how it works, it just does)

he's very good at puzzles, like disgustingly good

loves apples, but not the peel. and he doesn't like to cut it up himself, but much rather prefers when somebody else does it for him. he'll just carry around an apple until somebody takes it from him and cuts it. it's usually mountain. he'll cut it up into slices too ...i definitely did make this hc into a fic

he's the best at pool. it drives dew and swiss up the wall that they can't beat him—even if they're on a team together against him. rain sometimes like to hustle the siblings that don't know about his skill. he thinks it's funny. he's definitely hustled copia a time or two about giving him a break from band practices.

really likes horror movies but he gets scared when he watches them alone so he always drags somebody into his room to watch them with him. but he's also always grabbing onto them and subconsciously squeezing a little too tight during tense parts. ALWAYS jumps at every jumpscare but pretends like they don't get him.

SORRY THIS WAS SO LONG IF YOU READ THIS ALL YOU DESERVE AN AWARD I THINK I AM SO SORRY I CANNOT SHUT UP ABOUT RAIN OHMYGOD

[imadmouhcine7]

Students hold placards in front of the Greek parliament as they take part in a demonstration against climate change, in central Athens. Photograph: Louisa Gouliamaki/AFP/Getty Images

International Women's Day 2019: Celebrations of International Women's Day

us women's soccer group documents gender discrimination lawsuit

the united states global champion ladies' countrywide soccer team filed a gender discrimination lawsuit in opposition to us football federation these days – just months earlier than the team plays in the ladies' world cup, in line with the big apple times.

inside the lawsuit, filed in America district courtroom in l.  a., the 28 players accused the federation — their organization and the governing body for soccer in the united states — of years of what they labeled “institutionalized gender discrimination.” the issues, the athletes said, affected no longer only their paychecks but also in which they performed and the way frequently, how they educated, the clinical remedy and training they received, or even how they traveled to suits.

heralded players including Megan rapinoe, Alex Morgan, and Carli Lloyd are named inside the elegance motion lawsuit, which seeks to symbolize any present day or former players from the women’s countrywide team due to the fact that four Feb 2015.

in 2016, five us gamers filed a salary-discrimination complaint against the federation which has not ended in major movement.

we’re doing something exclusive … and we’d want to provide an explanation for why. our journalism now reaches document numbers around the world and extra than a million people have supported our reporting. in contrast to many news corporations, we haven’t put up a paywall – our journalism stays on hand to all, so more humans have get admission to correct data with integrity at its heart. that is the mum or dad’s model for open, unbiased journalism.

our model allows humans to aid us in a manner that works for them. readers’ guide safeguards our vital editorial independence.

zeinab Mohammed Salih

girls jailed at some stage in the ongoing protests in Sudan introduced on Friday they're going on starvation strike to protest their arbitrary detention, writes Zeinab Mohammed Salih in Khartoum.

the Sudanese rights group no to girls oppression made the declaration in an announcement. the head of the corporation, dr Ihsan fairy, is many of the dozens of human beings detained for collaborating in the protests since December.

different women announced on social media that they could pass on hunger strike in unity to their sisters at the back of the bars.

“I am on starvation strike these days in solidarity with my comrades that decided to head on hunger strike whilst in Omar al-Bashir's detention,” said Shani abbas, activist and member of the organization.

abbas said about 35 girls announced they might be on hunger strike, adding that some detainees these days launched had been most of the hunger strikers.

in the meantime, over in Greece, girls had been retaining protest rallies nationwide, writes Helena Smith, the Guardian's correspondent in Greece, Turkey, and Cyprus:

in villages, towns, and cities, girls were accumulating to mark what will be the kingdom’s third “feminist strike”.

perhaps extra than any other European member kingdom, each public and private unions have thrown their weight at the back of what many see as a day aimed squarely at highlighting sexual discrimination, oppression, and place of business inequities.

marching on the Greek parliament in Athens, protestors chanted: “the liberty of ladies is the fight of all workers.”

even though perspectives are changing, Greece stays a bastion of patriarchal wondering. it's far long ranked final in EU league tables on gender equality. however, with the worldwide climate changing, hopes are mounting that progress may be made.

“at a time while anti-oppression movements are proliferating global extensive, the working class is working together in opposition to discrimination,” proclaimed one march eighth motion. “for the primary time the possibility exists to turn march eighth into a pan-European strike.”

hi there, that is Amanda holpuch in the big apple, taking up the live weblog from Frances perraudin inside the united kingdom.

some depressing news out of the USA to mark worldwide women’s day: in 2018, us women were feeling much less handled with appreciating and dignity than at any time in view that 2011, in keeping with a survey published nowadays by the research firm, Gallup.

while requested: “do you believe girls inside us are handled with admiring and dignity, or not,” – forty-eight % of us girls replied “yes” and 70% people guys replied “sure.”

The U.S. trails all of its peers in Western Europe and Canada on the question of whether women are treated with respect and dignity. https://t.co/PHPP7nywmI #WomensDay pic.twitter.com/EjoaBIJiuY

— GallupNews (@GallupNews) ٨ مارس ٢٠١٩

gallup performed the survey among 13 August and 30 Sept 2018, a duration that consists of the lead-up and begins of the public hearing for splendid court justice Brett Kavanaugh, who changed into accused of sexual misconduct.

a little over a month after the survey concluded, the USA elected a record quantity of ladies to Congress.

meghan Markle, the Duchess of Sussex, has appeared on a worldwide girls' day panel alongside singer Annie Lennox and the former Australian high minister Julia Gillard.

requested via the chairwoman Anne McEvoy, senior editor of the economist, how Markle responded to media coverage of her, she said:

I don’t read anything, it’s a great deal safer that manner, but equally that’s simply my own personal preference, due to the fact I suppose high quality or terrible, it may all type of simply experience like noise to a certain volume in recent times, in place of getting muddled with that to consciousness at the actual cause.

so for me, I think the concept of making the phrase feminism cutting-edge, that doesn’t make any experience to me in my opinion, proper? that is something that is going to be part of the communication for all time.

when asked later if she looked at twitter she responded: “no, sorry no. for me that’s my non-public desire.”

liz ford, the deputy editor of the Guardian's global improvement web site, reports that for hundreds of girls' rights campaigners, international women’s day is just a day of prep for the challenge with the intention to come next week whilst the un’s commission on the repute of ladies opens.

many could be congregating in the big apple on Monday for the begin of the yearly -week assembly that assesses development in the direction of ending gender discrimination and looking at methods to push leaders to speed things up.

what this indicates in practice is a two-week fight between un member states and activists to hold the rights secured lengthy in the past under international agreements from being diluted or taken out of discussions that are targeted around a priority subject matter. this year, csw will consciousness on whether social safety systems and public offerings promote gender equality and ladies' empowerment.

a number of countries – you can probably bet which ones – will push for certain words to be eliminated from the reliable csw outcome report. these generally relate to sexual and reproductive fitness and rights, and gender-based total violence. they'll probably ask for the phrase ‘gender’ to be eliminated in favor of ‘girls’, and will try and get any mention of LGBTI removed altogether. the phrase ‘abortion’ is likewise elaborate, as is any mention of intercourse workers.

blocs of countries will alternate language – you take out any reference to ‘cultural and conventional practices’ and we’ll help you have your line about finishing toddler marriage. matters were given so terrible 365 days that EU international locations refused to barter as a bloc because of the stance of a few nations.

in 2017, with Donald trump inside the white house, us negotiators discovered themselves aligned with Iran, Syria, and Russia, nations notorious for trying to water down the language. the holy see, which has a permanent observer seat at the un, is expected to push back on references to the own family and birth control.

activists can be closely involved in lobbying member states to maintain tight to previous commitments to make certain the final results document, typically agreed within the early hours, doesn’t take a step backward.

csw is a highly essential occasion within the un calendar. it exposes member states' contemporary thinking about girls' rights. the agreed file can and could be utilized by campaigners to keep their governments to account.

csw additionally turns Manhattan into one large networking occasion. over the approaching weeks, loads of activities could be held in around the town organized via un agencies, member country missions, and civil society companies. they will contact on the diffusion of issues, including peacebuilding, gender-based totally violence, justice, humanitarian response, and maternal fitness. it’s throughout these times that partnerships may be struck, human beings may be inspired and, crucially, energies will be restored for the combat in advance.

journalist clear skopeliti reviews on the complaint of the high minister’s press convention this afternoon –

theresa can also have grown to be embroiled in a row that has overshadowed her Brexit speech in Grimsby after handiest taking one question from a female reporter on international girls' day.

the prime minister took at least 3 questions from male journalists following her comments however best one from a female, sky’s beth Rigby.

when may refuse to take any greater questions, Libby wiener, a political correspondent for it, shouted: “most effective one query from a lady journalist?” may additionally speak back: “you’ve had solutions from a female prime minister.”

may additionally change into speak at a dockside warehouse on Friday to induce MPs to back her Brexit deal and urge the European to make new concessions over the Irish backstop.

in addition to taking just one question from a girl, the mum or dad’s peter walker stated may also “entirely refused to cope with any unique questions.”

I’m biased as mine was one of the questions she failed to answer, but that was a pretty dire Q&A session from Theresa May in Grimsby. Utter refusal to deal with any specific questions.

— Peter Walker (@peterwalker99) ٨ مارس ٢٠١٩

if you’re looking for even more idea (as though today’s and events haven’t been enough) here’s a stirring film from the mother or father’s video team, wherein the writer Jeanette Winterson reads an extract from her book, ‘courage calls to courage anywhere’. she describes the danger to women posed by means of the destiny dominance of ai.

“ai may be the great aspect to have occurred to humankind or the worst thing to take place to women ever,” she says.

On International Women’s Day, we honor women worldwide for their vital role in shaping and strengthening our communities, families, governments, and businesses...https://t.co/VVnkuBPmhA

— Donald J. Trump (@realDonaldTrump) ٨ مارس ٢٠١٩

thru the efforts of terrific women trailblazers in the united states and around the world, we've made extremely good progress inside the combat for equality and justice for all.

my management has championed projects to promote women’s worldwide financial empowerment thru enterprise, generation, and extended get entry to capital. those projects include the girl's entrepreneurs finance initiative, canada–u.s. council for the advancement of women entrepreneurs and commercial enterprise leaders, distant places non-public funding enterprise’s 2x women’s initiative, and USA business enterprise for international improvement’s women connect challenge.

harriet Harman, labor’s former deputy chief, has written for harper’s bazaar on why her birthday party has in no way had a lady leader. (she has two times served as appearing chief.) she says: conservative women like Margaret Thatcher weren’t seen as subversive inside their own birthday celebration. she wasn’t saying that she wanted to show this birthday celebration the wrong way up. she wasn’t saying, ‘it’s been a celebration of guys, I’m going to make it a party where men and women share electricity on same phrases.’ she became about succeeding in the birthday party electricity shape because it became, approximately beating the men at their very own recreation, on their terms. she wouldn’t change the policies to make the birthday celebration greater girls-friendly. she didn’t agree with in that.

in case you argue for high-quality motion, which the ladies' motion in the labor birthday celebration has, then that will be and has been resisted. in case you are continually pushing at limitations, you’re an effective pressure, however not always a popular one. the ones main that fee can come to be considered too unpopular for the top activity. this is a proof, but it’s now not an excuse. there’s no justification for now not having a female chief. we’ve had a celebration for 100 years, we regard ourselves because the party of equality - the subsequent time it’s got to be a lady.

president Donald Trump's 2020 finances notion will encompass $100m for a global girls' fund spearheaded via his daughter Ivanka Trump, the related press reviews.

the white residence stated the price range, predicted to be released on Monday, will encompass funding for the girls' global improvement and prosperity initiative – an initiative launched final month and led by using Ivanka trump.

in a declaration to ap, Ivanka Trump stated that nowadays turned into international girls' day and harassed the initiative turned into “working in the direction of our aim of economically empowering 50 million girls in growing international locations by 2025”. 

the white house is also anticipated to announce the appointment of Kelley Eckels currie to serve as an ambassador-at-large for global girls' troubles. the position was mounted beneath president Barack Obama and has been vacant due to the fact trump took workplace.

ivanka trump praised currie, who currently serves because of the consultant to the united countries monetary and social council. she said currie “is a powerful partner on girls' financial empowerment and countrywide security problems”.

younger volunteers and campaigners with young people-led development business enterprise, restless development, have shared what they may be doing on international women’s day –

mia, 22, from Madagascar

I am attending a worldwide conference in Rwanda on family making plans. I'm mainly a workshop for other young people and policymakers referred to as “8 steps to get your government to hold its promises”.

in Madagascar, young girls are going through troubles like early pregnancies, infant marriages, and violence. while human beings think of Madagascar they frequently think about the cartoon, however, it isn't a developed us of a. I and a collection of young people commenced a campaign to trade the regulation to allow underneath 18s to get entry to birth control. we won our campaign! now I can have safe sex without getting pregnant if I don’t need to.

I’m certainly excited to share how I won my campaign and support others to make a trade of their international locations. ladies have the right to have energy due to the fact we are all identical with guys.

betty, 24, an entrepreneur from Uganda

there’s a lot of gender-based total discrimination towards women and younger women within the labor marketplace in Uganda. the vulnerable guidelines have limited girls to jobs that are of negative pay and great in terms of operating conditions and get admission to social protection. these factors improve the popularity of girls and young women as secondary employees and housewives.

I've been helping changes to legal guidelines to help women in the workplace. lately, we had been a hit in converting the law to introduce a countrywide minimal salary. these days is a countrywide bank holiday in Uganda to have fun international women’s day. I'm giving a speech at the countrywide young women’s communicate in Kampala, the capital town. the occasion has added together loads of humans from across Uganda to debate problems that have an effect on ladies.

I am going to speak approximately how I have been supported to develop my entrepreneurial capabilities and the way I began a farm feed shop which permits farmers to get right of entry to feeds for their animals. this has enabled me to earn a living as a young growing entrepreneur. I want to encourage different girls to be a girl boss like me.

devote, 26, from Tanzania one in three girls is married as youngsters in Tanzania. I'm discovering and campaigning on troubles including toddler marriage, violence in opposition to women and access to contraception. thru my research, I discovered that, in the rural location in which I stay, neighborhood police don’t have schooling to address cases of child marriage or sexual violence. I managed to arrange an assembly with the nearby government and the police pressure. the countrywide police force agreed that their gender department will educate people inside the villages on a way to report, and train the nearby police to address these cases. for worldwide women’s day, I am schooling ladies and men in the villages on those troubles and a way to document them. it’s very vital for young people like me to raise focus and talk out in opposition to problems that affect us. I am now visible as a pacesetter in my network.

brand new precis

michelle Bachelet, the un-high commissioner for human rights, has issued an announcement thanking equalities campaigners around the arena. “thanks to the tireless work of such human rights defenders in all corners of the globe, in latest a long time, we've got visible terrific progress with appreciate to ladies' rights,” she stated.

the brand new chair of one of the UK's maximum influential commercial enterprise agencies has accused Britain's biggest groups of mendacity while they are saying they can not find sufficient woman or ethnic minority administrators. charlotte valeur, who joined the Institute of administrators (iPod) in September, stated she would begin calling for brand new legal guidelines next yr to pressure companies to enhance their diversity if FTSE 350 organizations didn't make quicker development.

there have been 6,355 survivors on rape disaster ready lists in march ultimate 12 months, according to the stop violence in opposition to women coalition. rape survivor fern champion has waived her anonymity and launched a petition calling at the authorities to deal with the shortfall in professional rape counseling aid. it has 92,000 signatures to this point.

spanish women are taking part in a nationwide strike and there can be 1,400 rallies across us of a to mark worldwide girls' day. in the meantime, men in Russia are giving ladies vegetation to mark the day.

emma Watson, Keira Knightley, and Dame Emma Thompson are amongst 76 actors, writers, enterprise leaders and campaigners to have used a letter within the mum or dad to name on governments to increase support and protection of women preventing for his or her rights around the arena.

this morning, parents in east London staged breastfeeding take a seat-in outside Newham medical institution. they had been protesting following reviews that new moms have been asked to breastfeed their toddlers in the back of a display screen and that infants had been given method without the consent of dad and mom.

Rooney Sekar, the divisional supervisor of women’s and children’s health at Newham hospital, stated: “privacy screens/curtains are available in maternity and neonatal units merely if moms wish to apply them. there are in some instances a medical reason to offer components feed further to breast milk; but, this follows dialogue with the neonatal crew and with the consent of the mom. following pointers and comments from dad and mom we can make sure that there's clearer signage and applicable records shared approximately their baby’s feeding requirements.”

readers have been stepping into touch to inform us how they are marking global women’s day. for some, nowadays is a further special day of birthday celebration as they mark their birthdays.

paul, forty-eight, from Berlin is happy his daughter, mina coco, is popping eight this yr. “it’s our daughter’s birthday so it’s cake, crazy and chaos today. regardless of the birthday celebration, I could be squeezing and kissing my daughter and contemplating my mum. I can additionally be sending love and power to all women of the sector - on 8 March and every day, always!

“as of 2019, it is going to be a financial institution holiday here in Berlin, but most effective in Berlin and no different kingdom in Germany. it’s in music with our real revolutionary fashion however lamentably perhaps now not as understood national. I am hoping it offers people something to reflect consideration even as the stores are closed. I’m not certain a break day paintings solve severe problems although, however, there could be protests and things taking place during the day.”

jo Barlow, forty-nine, from Cornwall is celebrating her birthday these days: “I am so very proud to share worldwide girls' day with my birthday. a unique day this 12 months as I’m forty-nine. as I am getting older, I become more and more privy to the importance of being a lady in nowadays’s patriarchal society, fighting for recognition and equality.

“I'm presently going through the menopause which seems to be a hidden problem, much like with intervals, it isn't mentioned and we strive to cover its symptoms. that is so wrong! something half the population will undergo needs to be out within the open.

“on one hand I have signed up for a yoga and menopause workshop, as I want to empower myself. on the other, I may be celebrating being forty-nine, alive, wholesome, distinctly sane and sober, with cake, pizza, a drop or two of pink wine and a ride to the greenway, the summertime domestic of Agatha Christie – an absolutely exquisite lady.”

myriam from London considers herself a born feminist, specifically together with her birthday coinciding with worldwide girls' day: “till some years ago, and wasn’t given plenty space in our collective awareness or the media. if it is a large issue now it has to also be a reminder of feminism as an international and still a whole lot-needed cause. in current years we have come to comprehend that we have been too complacent about sex equality, unveiling die-tough misogyny inside the western international.” 

“I can be elevating a pitcher to the loving and assisting women in my lifestyles, a number of whom can be with me, with a special notion for all the ladies and girls all over the world who suffer honestly for being born girl.”

marc Bennetts in Moscow reviews on how Russia is marking global ladies' day:

in Russia, where global women’s day has long lost any connection to feminist issues, 8 march is basically all approximately men giving women plants and complimenting them on their appears.

this year, bomb disposal robotic even got in at the act, handing a gaggle of yellow tulips to a bemused younger female in an online video published by russia’s emergencies ministry.

vladimir Putin provided his own gushing tribute to Russia's girls. “you locate time for the entirety – at paintings and at domestic, and yet stay lovely, brilliant, captivating and the center of gravity for the whole circle of relatives, uniting it along with your love, in addition to your capability to encourage and support, comfort and console,” he said in a message posted on the Kremlin internet site. putin’s remarks came after he told girl cops: “what does a younger girl want to keep her discern? three matters: an exercise system, a masseuse, and a suitor.” in Yekaterinburg, servicemen published perhaps the day’s oddest tribute to Russia's ladies, posing with assault rifles alongside ballerinas in an empty metro station. the assignment turned into entitled “the energy of a person is inside the tenderness and love of a woman.” there have been, however, a few restrained attempts to use the day, a public vacation in Russia given that 1966, to sell ladies' rights. occasions, along with living shows, exhibitions, and lectures, are being held in Russia and neighboring Belarus beneath the banner “it’s no longer her fault” to raise the budget for a charity that assists survivors of home abuse. at the least 8,000 Russian ladies are anticipated to die yearly from accidents as a result of intimate companions. the state of affairs changed into exacerbated in 2017 when Putin signed off on a regulation that partly decriminalized home violence. in st Petersburg, a set of guys from a pro-kremlin youth group burst right into a newly opened feminist espresso store for the duration of ‘girls-simplest” opening hours and tried to pressure flora on site visitors. one lady appeared to pepper-spray an outsider, consistent with a video posted by the pro-kremlin institution. the related press is reporting that hundreds of extremely-orthodox jews have tried to save you a liberal Jewish girls' group from praying on the western wall in Jerusalem, Judaism's holiest site. the women collected on Friday to mark the thirtieth anniversary of ladies of the wall, a ladies' prayer institution that seeks equality of worship on the website. it coincides this 12 months with global girls' day. the girls wore nonsecular attire that extremely-orthodox tradition reserves for men and swayed in prayer as orthodox guys spat, shoved and shouted insults. police tried to restrain protesters charging at the women’s prayer circle and stated they arrested one child for attacking an officer. the Israeli authorities, below stress from extremely-orthodox parties, scrapped plans for a combined-gender prayer region on the western wall in 2017. international women's day international women's day 2019 international mens day international womens day women's day happy international women's day womens day international women's day quotes international men's day

[mysydneymemories-blog]

Motherhood offers greater rewards than parliament

I wish Kelly O'Dwyer well in her choice to spend more time with her family. I advise her that young children ask a lot of questions and want answers relevant to the subject. -Bea Hodgson, Gerringong Kelly O'Dwyer has legitimate reasons for quitting politics, but no doubt other Coalition members will be jumping ship in the lead up to the election for less than honourable reasons. I suspect the prospect of at least six years in opposition, or worse still, suffering the humiliation of losing their seat, will prompt some not to recontest as election day draws nearer. -Graham Lum, North Rocks The Liberals' Kelly O'Dwyer and Senator David Bushby ("Liberal senator announces resignation, gets plum overseas post 60 minutes later", January 19-20) have announced their resignations. There will be more to come as the thought of those long, lonely years in Opposition begin to keep our Coalition representatives awake at night. And if you are a woman in the Liberals and Nationals? You could be the last one standing. -Wendy Atkins, Cooks Hill Our environment should be an Australian value I was prompted by the values ("Australian values: what the bloody hell are they?", January 19-20) article to read the government's booklet for would-be Australian citizens, Our Common Bond. Not one serious hint of Australia's amazing biodiversity, except for floral emblems and the odd picture of a gum tree. Not even a koala or kangaroo, except for the coat of arms. Many people new to a place find connection, beauty and solace in the natural environment of their new home, just as many Australians serving overseas in world wars found comfort in receiving gum leaves or wattle sprigs pressed between pages of letters from home. Maybe even a mention in the government booklet that Australia is the home of the gum tree would be some acknowledgement of what contributes to make Australia distinctive, and hopefully engender a love of the incredible animals and plants that exist only here. -Jane Gye, Cowan When I came to Australia in 1970, the widely held values of the time supported separating Indigenous children from their parents, keeping married women out of work, racism, keeping "new Australians" in their place and hating Japanese. The White Australia policy was still widely supported. Corruption, in NSW and Victoria, was widely tolerated. Rather than having an obligation to accept the values of my new country, I had a clear obligation to oppose them and to lend my support to those who sought to change them. New South African citizens at that time had an obligation to oppose, not support, the values of apartheid. And, for goodness sake, what values should new German citizens have adopted at the start of the 20th century? The very idea that anyone has an obligation to adopt Australian values just because those values are Australian is absurd. -Martin Bibby, Beecroft In 1956, I "swore allegiance to Her Majesty, Queen Elizabeth the Second, her heirs and successors" at a ceremony conducted in the Blacktown Shire Council. I sent my Certificate of Naturalisation securely encased as a scroll to the NSW Department of Education to qualify for permanency of employment. The document was returned to me folded several times and no longer suitable for mounting and display. As an avowed Republican, I have made inquiries about renewing my allegiance to Australia and its people, rather than the British monarchy. (PS I will abide by any dress code nominated by ScoMo but will not wear a baseball cap.) -Ferdo Mathews, Robina (Qld) Diversity equals quality in politics The excellent editorial ("It is time to bring outsiders inside Canberra's bubble", January 19-20) gets to the heart of Australia's political system problems. Lack of diversity and quality in the parliaments. It goes beyond the gender issue. Remarkably two other articles in that edition concentrate on the same problem: Eryk Bagshaw's "No more diversity, lots more staffers" (January 19-20) and Michael Koziol's "Why era of box seat independents is almost over" (January 19-20). What is missing in these pieces are two crucial questions: why is it so? and what can be done about it? The cause is the single-member-district electoral system. The remedy: introduction of proportional representation open party list, used in 90 other countries. As the major parties have no plans for governance system change, the minors and independents should get the ball rolling. In addition, drop the Westminster practice of selecting governments only from elected MPs. The talent pool available in the wider society is really much larger. -Klaas Woldring, Pearl Beach Is it better to have a "bubble" than a "swamp" in Canberra? -Ciaran Donnelly, Lane Cove West Hemp is the answer If the cotton farm fields are so empty of crop, and the return on harvest as low as reported ("Cotton industry rejects blame for ailing Darling", January 19-20), now would be an excellent time to transition to growing hemp. The move at this time would give them everything to gain and very little to lose. -Anthony Healy, Willougby East No butts about it So Wendy Squires was "talking out of her butt", was she ("True blue furphy: Australia is changing, but not for the best", January 19-20)? Sorry, luv, here in Australia the word is "bum" or "arse" or, if you are in polite company, "bottom" or "behind", although those who have upper-class pretensions might use "derriere". -Ian Falconer, Turramurra Lack of support That the alleged killer of Aiia Maasarwe ("Aspiring rapper held over student's 'horrific' killing", January 19-20) has been arrested is good news. More disturbing is the young man may be suffering from mental health issues and is perhaps homeless. That such a young man is no doubt filled with our society's many unhealthy attitudes towards women, the other question to be asked, is how is it okay that in such a wealthy country as ours do we tolerate the failure to support those suffering from mental health issues, and their all-too-common partners of unemployment and homelessness? We should all be able to walk our streets in safety, but we should also look at the growing disparity in wealth and how that affects the lives of those born into poverty and hopelessness. -Colin Hesse, Marrickville Engineering consent Thank you for your article, Elizabeth Farrelly ("NSW, where any mug can be an engineer", January 19-20). Should we wish for a tsunami to destabilise these atrocious buildings? Seriously, we've never had really good buildings in Sydney, nor in the whole state. No wonder we pay to stay in weird European flats that were built in the 16th century. Despite the wars, they stand. The showers beggars belief, the kitchens are invariably minuscule, but we like the streets they line, the towns they blend into. Ah well. -Carolyn van Langenberg, Blackheath Elizabeth Farrelly points out a lot of the problems that have been around for a long time in the engineering and construction industry. The peak professional engineering membership body, which only accepts engineers who have qualifications acceptable to the body, is the Institution of Engineers Australia. Members have the post-nominal MIEAust, but there is no requirement for engineering/construction companies to employ engineers with this qualification in NSW. For many years the institution tried to get a distinguishing word for "professional engineer", which could only be used by MIEAust members. This appears to have been unsuccessful, consequently anyone can call themselves an engineer with or without qualifications. -Ian Nicholls, Baulkham Hills Long weekends a must In answer to Stuart Dorney's letter about the placement of Australia Day (Letters, January 19-20), before 1988 that is what happened, the last Monday of January was Australia Day, until a politician decided we should celebrate it on the actual day. The "last Monday" was low-key, none of the hype and hyperbole we have now, plus most businesses were closed so the majority of the population could have a weekend to celebrate or commiserate the day. Remember when Australia was "the land of the long weekend", now we are a global city business must be open for the tourists or the locals who forgot the bread. In this election year, both state and federal, let's pressure the politicians to give us back our long weekend. So Michael and Bill, if you win, can we go back to the future, give us back our long weekends? -Robert Pallister, Punchbowl Last century Australia Day used to be moved about to make it a long weekend. Does that mean you would change your birthday to the nearest Friday or Monday? -Ron Field, Bermagui Germany's friendly fire Edward Houghton-Ward declaimed De Gaulle's antipathy towards England and Churchill in particular (Letters, January 19-20). Elsewhere in Europe, the Germans had their own problems. Due to vaulting ambitions and professional egos, Admiral Raeder (Kriegsmarine) clashed with Marshall Goring (Luftwaffe) over the tactical use of air power in support of their naval operations. Communications were so poor that once, early in the war, the Luftwaffe managed to sink two German destroyers. The Royal Navy was delighted. Inter-service rivalries are a killer. -Mike Fogarty, Weston (ACT) More design flaws? Given the problems surrounding the construction of Arthur Phillip High School are sufficiently serious to inspire a decision to build no more high-rise schools in NSW ("Blowouts spell end for school high-rises", January 19-20), it seems reasonable to ask why the design process did not reveal at least some of them? -Norm Neill, Darlinghurst Service interrupted Also, Rob Hughes (Letters, January 19-20), the tennis champions you named don't go through an elaborate, time-consuming routine before serving, unlike Nadal, Murray and many women. With all their years of experience could they not learn the simpler way? And with ball boys and ball girls available there is no need for players to keep spare balls. Keeping one in a pocket is one thing but there is no such special provision in women's pants. Why do they do it? -Roger Henderson, Wollstonecraft CANARY TIME How delighted I was to see Clive Palmer's political advertisement in the Herald (January 19-20) highlighted in yellow. It helped my eye look elsewhere immediately. The colour is so appropriate, just like a canary in a nickel mine. -Deb McPherson, Gerringong I see from Clive Palmer's large in-your-face ad that we need more women in parliament. Palmer says that women "should be accepted not just because of their beauty". If that is the barometer for their acceptance in parliament then it seems we really do have a long way to go. Sack your copywriter, Clive. -Judy Hungerford, North Curl Curl CASSETTE REVIVAL I hope they know they'll need a pencil to wind the spool on when it gets loose ("Music fans hit rewind in cassette fad", January 19-21). -Michael Deeth, Como West ROYAL PAIN It's a stain on Australian bodies and institutions that we need royal commissions, with probably more to come, to investigate wrongdoing in society. Why not have a royal commission into royal commissions, and while we are at it, one into the Tomic and Hewitt feud? -Corrado Tavella, Rosslyn Park (SA) Most Viewed in National Loading https://www.smh.com.au/national/nsw/motherhood-offers-greater-rewards-than-parliament-20190120-p50sin.html?ref=rss&utm_medium=rss&utm_source=rss_feed

[mangafreakinrocks-blog]

What Is Mortgage Fraud For Profit?

The Story:In 2007, Sally was having problem staying on top of her home mortgage payments, and by September, she received a foreclosure notice in the mail. A couple of days later, she was called by a guy who stated he could help. He claimed she could have a look for $40,000 to assist pay her bills, and she would not have to stress over repossession any more. Sally authorized papers in late October at a title business in Maryland. She went home with a $40,000 check and started making her brand-new residence repayments to Area Properties in December. 9 months later, Sally began having trouble making her home payments once again. This moment, instead of a foreclosure letter, she obtained an eviction letter in the mail. Sally gradually realized that she no longer had her house; she was just a tenant. In a panic, Sally called Area Residence. The guy that responded to the phone informed her that Subprime Home loan Co. held two finances versus the house, one for $264,000 and also one for $66,000, yet she could acquire her residence back for $360,000-- 3 times the home mortgage she had a year earlier. Sally's earnings and debt were not good enough to buy her house at that cost. The guy claimed, "I'm sorry" and also hung up.The Account:Like hundreds of District citizens, Sally came to be a sufferer of mortgage fraudulence commercial, sometimes called "equity skimming." The plan she succumbed was orchestrated by a range of individuals, including a mortgage broker, realty agent, appraiser, "investor," "straw customer," and "bird dog." Each person in the plan received a part of the equity in Sally's residence. Ultimately, Sally shed her residence, Subprime Mortgage Co. confiscated, and the team that orchestrated the fraud made greater than $100,000.This fraud is different from aggressive borrowing, partly due to the fact that Sally never ever made a lending. Predatory lending generally involves a single loan with incredibly high fees and a high rates of interest made to a property owner or reputable purchaser. Mortgage scams for profit is generally a more complex scheme including a filled with air assessment, falsified finance applications, equity skimming, property flipping, and also occasionally identification theft. The consumer is commonly a straw purchaser, who never plans to occupy your home. The mortgage settlement is paid by the investor, or a business managed by the financier. Ultimately, the capitalist quits making home mortgage payments, compeling the lending institution to confiscate, or offers ("turns") your home for extra profit. San Jose Homes for Sale In a common mortgage fraud commercial scheme, a bird dog looks for troubled houses by examining public real estate documents and also owning around targeted areas. When a home is identified, the attendant reports the address to the capitalist and receives $1,000 approximately for the service. A straw buyer, that is a person with great credit report or an incorrectly inflated credit report, poses as a buyer. In many cases, a straw customer is a taken identity; the person whose name is stolen may uncover the theft when debt is refuted or the acquisition shows up on a credit rating record. In some cases, a straw buyer is a participant in the plan-- a professional straw purchaser. In most cases, nonetheless, a straw customer is a person who listens to by word of mouth through family, close friends or colleagues that someone will certainly pay $5,000 to $10,000 for the use of his or her name. Similar to many monetary setups that seem as well excellent to be true, an one-time straw buyer often discovers that things do go wrong: his credit may be wrecked due to the fact that the mortgages are not paid, he might be explored by law-enforcement for scams, or he might be charged with conspiracy theory.In addition to guardian and also straw buyers, a mortgage broker and appraiser are essential individuals in a home mortgage fraudulence commercial. Normally, both are energetic participants in the plan and also obtain loan for falsifying records. Other industry experts who play a crucial function are workers of a title firm that produce closing records as well as disburse funds after a sale is finished. Experts who have access to credit report databases or software that creates W-2 forms and pay stubs likewise join the scheme. As reported in the 2006 FBI Financial Crimes Report, 80 percent of all reported mortgage fraud losses include industry experts. Maybe this is why home mortgage fraud for profit has actually become so widespread throughout the country. A homeowner facing repossession is easily persuaded by a specialist home loan broker, as an example, that he ought to authorize agreements that convey his home to someone else. Individuals have the tendency to trust professionals in the economic industry. This is among the reasons that federal government regulations calling for financial market specialists to preserve specific criteria are so important for the security of consumers.