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Black Friday 2018: Best TV and Home Theater Online Deals

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Black Friday 2018: Best TV and Home Theater Online Deals

Black Friday and Cyber Monday are hyped to no end. Yes, there are good deals to be had if you trudge to Walmart at midnight, but you won’t always find monster savings. (You will find monster crowds.) These days, you don’t even have to leave the house to get your hands on most of the better Black Friday deals. In fact, if you’re looking for a TV, you don’t even have to scour the web. We’ve done the hard work for you. Below are the best TV and Home Theater deals we’ve found for Cyber Week.

Updated late afternoon Friday, November 23: We crossed out some dead deals and added a few new ones. Deals tend to flow and out of availability and vary in price during Black Friday. Please bear with us. We will continue to update this list as we learn about new deals, and items sell out.

More WIRED Black Friday Deals

Absolute Best Black Friday Deals Online

TV Deals (OLED, Sony, Samsung)

Headphone and Audio Deals (Bose, Beats, Sonos)

Gaming Deals (PS4, Switch, Xbox)

Laptop, Tablet, and Phone Deals (Pixel, iPad, Surface)

Amazon Device Deals ($24 Echo, Fire TV, Kindle)

All WIRED Deals Guides

All WIRED Holiday Buying Guides

1-Year WIRED Digital + Print Subscription for $5 (Black Friday Discount. Please support our work!)

Featured Deal

43-Inch TCL 4K Roku TV

$320 ($180 off) from Amazon

TCL’s 5 Series 4K TV with Roku built into it is our top recommended entry-level TV. It has all the basics of a good 4K HDR TV, with good picture quality and a better interface than some $1,000-plus sets, thanks to Roku.

Affordable TVs You Won’t Hate

Vizio

43-Inch TCL 1080p Roku TV for $220 ($20 off)

Amazon

I don’t recommend you purchase an HDTV unless you’re truly strapped for cash. It’s worth the investment to buy a 4K set, which has four times as many pixels as an HD set. But if you are going to stick with HD, or are buying a TV for a secondary room, this Roku TV should do the trick. You’ll like the easy remote and simple Roku interface. The 32-inch model is also on sale for $150, though it doesn’t quite have a full HD resolution.

50-Inch Sharp 4K Roku TV for $330 ($70 off)

Best Buy

Sharp’s Roku TV is also pretty bare-bones and doesn’t get those deep blacks you’ll find on some of the more expensive TVs. Then again, you may not care. If you’re hunting for a second TV, or want a bargain, this Sharp also has Roku built-in, which is nice. It also has a 1080p HD version and other sizes, all of which are priced affordably.

Sceptre 55-Inch 4K UHD TV for $240 ($160 off)

Walmart

This Sceptre gives you a very large screen with a high 4K resolution, and four HDMI ports. The picture should be good enough to feel like a good step up from HD. Some users complain about the sound, though poor audio quality is a problem on most every TV. No matter what TV you buy, we recommend you pick up a good soundbar (or read our Best Soundbars guide).

55-Inch Samsung NU6900 4K TV for $398 ($302 off)

Walmart, Best Buy

Sizes: 43-Inch, 50-Inch, 55-Inch

This is a respectable entry-level Samsung 4K TV with basic HDR for improved contrast. The sound output is solid, as is the picture quality . You’ll have to get around the fact that there are only two HDMI ports, but that’s the only major problem. Smaller sizes of this TV get as cheap as $278 for the 43-inch model.

60-Inch Vizio D Series 4K TV for $498 ($200 off)

Walmart

Deal Active through November 23

This Vizio is already on sale, but it will be even cheaper for Black Friday. It’ a small step down from the Vizio E Series below, but it still has killer picture quality. Vizio TVs are a good bargain all around. Pair this one with a soundbar to really kick your home theater to a new level.

70-Inch Vizio E Series 4K TV for $750 ($150 off)

Best Buy

Sizes: 43-Inch, 50-Inch, 55-Inch, 65-Inch, 70-Inch

Vizio’s E Series is a step above the bargain bin, with a full array of backlights and local dimming, which makes certain areas of the screen lighter or darker, depending on the action. We reviewed the E Series last year and it gets a WIRED Recommends award this year too.

86-Inch LG 4K HDR TV +$250 Gift Card for $2,497 ($2,000 off)

Dell

If you want a beautiful TV in the absurdly large size of 86 inches, it’s hard to beat this LG LED 4K HDR model. It looks fantastic compared to most sets, and comes in 70 and 75 inches if you want to downsize just a tad.

Deals on the Absolute Best TVs

THE BEST: LG OLED C8 55-Inch 4K TV for $1,497 ($700 off)

Amazon

No TV screen technology beats OLED right now. It’s the only display type capable of perfect blacks, because every pixel independently lights itself—no backlight required. It’s the best-looking TV of 2018 (8/10, WIRED Recommends).

Vizio P Series 55-Inch for $650 ($150 off)

Best Buy

Vizio’s P Series may be the cheapest path to owning a premium TV. It’s LCD, but has local dimming to selectively darken areas of the screen, and deep blacks. I’ve been using it for a couple months, and it’s an absolute joy. Read my full review for more details (8/10, WIRED Recommends).

49-Inch Sony X900F for $898 ($202 off)

Amazon, B&H

Sizes: 49-Inch, 55-Inch, 65-Inch, 75-Inch, 85-Inch

The Sony X900F is one of the best-looking TVs money can buy—by most measures. It excels with deep blacks and high contrast and works well for absolutely anything, including gaming. It’s comparable to Samsung’s QLED tech, and just a step down from LG’s OLED TVs. Sony also chose Google’s Android TV for its interface, which means you may not need to buy a Roku at first.

49-Inch Samsung QLED Q6FN 4K TV for $698 ($200 off)

Amazon, Walmart, B&H, Best Buy, Jet

Sizes: 49-Inch, 55-Inch, 65-Inch, 75-Inch, 82-Inch

To compete with LG’s OLED technology, Samsung came up with QLED—a modified version of LED that helps it attain deeper blacks. We still prefer OLED, but Samsung’s TVs are the next best thing. The Q6FN is a slight downgrade from Samsung’s higher end Q8FN (7/10 WIRED Review), but it’s a fantastic TV nonetheless. The Q8FN is also on sale for $1,498 ($300 off) if you’re credit card needs a good challenge.

Home Theater Deals

Roku

Be sure to check out our Best Soundbars and Best TV Streaming Devices roundups for more information about some of these picks.

Roku Streaming Stick Plus for $48 ($22 off)

Amazon

This is the Best Overall TV streaming device and our favorite Roku (Read our Roku Guide). Just plug it in the back of your TV and off Roku will whisk you—to a land where Hulu, Netflix, Prime Video, and HBO Now roam free. Roku has nearly everything, and it’s reliable. The Streaming Stick is also our favorite because it can hold a solid dual-band Wi-Fi connection, which is always good when you’re streaming high resolution video.

Roku Ultra for $50 ($50 off)

Amazon

Roku is WIRED’s top-recommended streaming platform and the Roku Ultra is the best Roku has to offer. This box will let you stream Netflix, along with just about any other streaming app. On top of that, it can control the power and volume of your TV, has a USB port and MicroSD slot for loading local media, and comes with a pair of earbuds that connect to the remote so you can listen to your TV in silence at night.

SHOP HAPPY

Get Gadget Lab’s picks of the best holiday deals this season. Headphones, laptops, TVs, oh my!

Roku SE (HD TVs) for $20

Walmart In-Store Only

We don’t usually share in-store Black Friday Deals, but if you do find yourself in a Walmart at midnight this Friday, see if you can snatch up one of these. It’s basically a Roku Premiere, but half the price. Just know it’s for HDTVs only.

Amazon Fire TV Stick 4K for $35 ($15 off)

Amazon

If you watch a lot of Amazon videos, or subscribe to Prime, the Fire TV Stick is perfect for you. It does have most other streaming services—Amazon always pushes it’s own content, though.

Amazon Fire TV Cube (Hands-Free Alexa) for $60 ($60 off)

Amazon

The Fire TV Cube is like the Fire Stick, except it has hands-free voice menus, so you can talk to your TV to play movies and navigate menus. It works… sometimes (read our full review), but at half price, even if you don’t love the voice features, it’s still a good Fire TV.

Sonos Beam Soundbar for $349 ($50 off)

Amazon, Sonos

The Sonos Beam is one of WIRED’s favorite soundbars (8/10, WIRED Recommends) and a perfect start to a Sonos setup. We like it because it’s compact, sounds outstanding, and has hands-free Alexa and Sonos voice access (Google Home coming soon). The Sonos Sub is also $100 off and is amazing if paired with a Beam, though it’s still quite pricey.

Polk Command Bar Soundbar for $199 ($100 off)

Amazon

Polk’s Command Bar is a functional, easy to use soundbar (yes, your TV needs a soundbar) that also comes with built-in Alexa. The included sub adds some bass. At this price, it’s hard to find a combo soundbar with smart features anywhere else. Read our full review to learn more. If you don’t like Alexa, Polk’s other MagniFi soundbars are also on sale for $100-$200 off, and good quality.

Samsung Soundbar, Sub, and Surround Speakers for $169 ($70 off)

Walmart

Deal Active November 22 – November 26

It’s tough to find a good soundbar and subwoofer for under $200, and this Samsung setup doesn’t end there. It has two surround speakers as well.

Vizio 28-Inch Soundbar for $50 ($30 off)

Target

This is not the best soundbar you can buy. Not at all. But Vizio soundbars fill our Best Soundbas list for a reason: they’re cheap and they sound excellent for their size. No matter what TV you own if you’ve never invested in speakers for it, do yourself a favor and give this a try. It’s only $50. It will give you a taste of what you’re missing out on.

Black Friday Sale Pages for 2018

We’ve sifted through the mess of deals, but if you want to look for yourself, here are some links. Many of these prices may not be live until day-of.

When you buy something using the retail links in our stories, we may earn a small affiliate commission. Read more about how this works.

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captain-unlikelynutbouquet-blog · 6 years ago

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Well I've been looking into getting a camaro but insurance may be too much. I just have a few simple questions for anyone who knows. Does the insurance company charge more for an Iroc / Z28? Would they know if you bought a camaro with a (for ex.) 377 stroker and charge more? I was looking at a camaro with an LG4 hoping the insurance would be lower but how would they know what motor it has? Also...for the winter can you temporarily take the camaro off, to put a winter car on? I don't want to be paying for insurance when its being stored. Thanks!""

Is my auto insurance goes up after I got speeding ticket? How much would it cost me?

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We were in a car accident, but the other car was at fault. Both cars have insurance that covers someone in the family, but not themselves. Would we get any compensation from either our insurance or theirs? Or, will neither get anything out of it because we didn't have insurance under our names?""

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What insurance company is THE cheapest? but has great coverage or provides the same services as other insurance?

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I just turned 25 today, will my insurance go down? should i call my insurance company?""

Classic car insurance companies?

anyone know any classic car insurance companies that will have 17yr olds??

Which is the best of the car insurance price comparison websites?

And is there like a website that you can go to that lets you compare them easily?

""My parents are looking for affordable health insurance, they want to retire any suggestions?""

My mother is 57, my Dad is 61, any suggestions?""

Giving a police report to your insurance....?

I need to give a copy of a police report to my insurance company for an act of vandalism to my parents car. I am 20 and I was using the car when it was vadalized. In the report it stated how I suspected my ex girlfriend of doing the act. It states specific information such as her age, ethnicity, address, etc. I have very overbearing parents who are consistently trying to control my life. I told them about the incident but not the specifics and I really do not want them to find out any information about my ex girlfriend because it may cause problems. My parents told me they were going to try and get the police report I filed. Can they do this, or can the report only be requested by the party who filed the grievance. I already got the report for my insurance records because they requested a copy, but how much of the report do I have to give them. There is one page that has the basic information which excludes the name of my ex. Another page provides a narrative which states specifics about the incident and how we broke up etc. Do I have to provide that to the insurance company as well?""

Non-credit based car insurance?

i saw a commercial on tv about a car insurance company that bases your premium on your driving record, not your credit score. but i cant remember the name. anyone know? thanks!""

Can we get a tax break because our insurance is so costly?

My husband only takes home about $2400 per month (after health insurance is deducted from his check) and $300 in savings from a shared family income property. Our health insurance is almost $800 per month for us and our 2 children- a toddler and an infant. We are barely getting by. We pay $1700 in rent and utilities plus our other regular bills such as food, fuel and phone bills. I just started an evening job 3 nights per week making minimum wage to help, but is there any way we can get some of the health insurance cos ts back? I know Obama Care is available, but is there any other program or tax credit we could apply for while still keeping our health plan? I have a preexisting condition FTR.""

Maturnity insurance?

do anyone know of any insurance that cover maturnity that will not cost an arm and a leg. my husband had good insurance and they had a lay off and friday is out last day with that insurance so does anyone know of any insurance for maturnity coverage that would be a great help.

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im looking for some cheap car insurance for my vw golf mk2 1.8 I was a named driver on my dads but now he cant insure me, ive been looking for either the little black boxes in or with out, so if any of you know please share.. cheers shane""

Im 18 year old male looking for cheap car insurance in UK?

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How Much Does Insurance Cost?

Okay, So Im 18. Ive Been Driving For A Year And Haven't Had Any Type Of Tickets, Wrecks, Or Anything. And, I Was Told That With This Your Insurance Is Likely To Go Down For Being ...show more""

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So I am looking to buy a car with rebuilt title( please dont tell me that I should not buy it, I know all the pros and cons). So lets say I have full coverage insurance and I get in accident and the car is totaled. What kind of money will I get from insurance? Clean trade in value? Clean retail value? Or half of clean trade in? I am just concerned if I should purchase full coverage insurance for it or no. If my monthly premium would cost as much as for clean title car, but I would get only 50% of it in case of an accident, than it does not have sense. Car is Honda Accord with $10000 KBB value and my insurance company is AAA Michigan.""

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cos someone said that apparently darker coloured cars like black or darker shade blue green etc are more expensive on insurance than lighter ones like white, yellow etc Is this true or am i just being told myths?""

Health insurance?

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About how much does insurance cost for BudgetTruck Rental?

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What happens when you decide to change/cancel insurance before you sign the contract?

I had bought a motorcycle and got a quote from this company for the insurance. As it was a good rate, I accepted, they sent me the temporary insurance paper (3 months) until I paid the full amount. During this time I found someone who bought my bike from me so I no longer required the insurance and disregarded the agreement(contract) never returned it or anything. I assumed they would cancel it upon not receiving any contract and payment,but 6 months later, today, they called me claiming the full amount or they will take me to court/collections. They have no paper whatsoever signed from agreeing to their terms. What should I do ?""

What to do when you have no health insurance?

I dont understand what to do if I'm sick or hurt and I dont have health insurance. The government wont help me, my community has meidcal assistance available to pregnant women, low income families with minor children and those who are aged, blind or disabled residing in the community or in a nursing home. And I dont qualify for any of these, I'm only 21, I'm not pregnant, and I dont have children. -how come help is given to people that are less responsible, but the people that try to do right dont get help at all? I cant afford health insurance, I dont qualify for government help, and I cant afford to go the hospital outright and get charged thousands of dollars that I will never be able to pay!""

Health insurance for the poor in California?

Does anybody know how to get some kind of free health insurance in Los Angeles? I lost my job and want to go to school full time but I need health insurance. Med-Cal told me you have to be 65 or disabled

What would you recommend as a first car for a young driver?

must be cheap insurance, affordable and any good insurance companies for young drivers?""

Buying a motorcycle and insurance?

Might be a weird question. I plan on getting a bike. To get insurance on a bike do you need the title and everytbing under your name first? And if I buy from a dealer, how do I get it home without insurance? You need a bike to get insurance but you need insurance to drive it home from the dealer. How does it work if I make sense.""

Car insurance for cars off the road...?

is there a type of insurancee I am able to get just to cover my car while it is not in use? I have purchased a car and I am currently waiting to take my driving test. So I was just wondering is there a type of insurance that will cover my car just while it is sitting on the path justin casee it is damaged or stolen?

Insurance agents - Life insurance commissions?

Hello everybody, I am hoping to find life insurance agents working with different companies. my question is what is the commission I can accept to receive from different publicly traded companies what offere not only auto, home and others but also life and disability?? I am currently working with Mutual Company and I am a captive agent and only receive 35-55% commission on any life insurance produce i sell and it seems like it was important for me before to work for a mutual company and never was conserned about low commission, but I am also getting invoved with Auto and home insurances and i am hearing that these public companies offer higher commission and let me tell you now days I want to get higher commission becuase the industry has slowed down for me and I am interested to make the most out of what I do right now... any information about commissions with different companies would be appreciated.... I am open to any advise, suggestion, information, and comments.... thank you all""

I am looking for cheap nyc auto insurance. I dont want to pay more than 800 to a 1000 every 6 mos. Any ideas?

I live Brooklyn, NY. I am 24, female and I badly need cheap auto insurance, Help please.""

""Car insurance costs, is this right?""

Im currently 19 years old and have been with Esurance for a year now. I have a 1998 honda civic and my payments are at $65 a month, im currently looking in to buying a new car and called them up tonight to get a quote for it and they said my monthly payments would increase to $360 a month (car i called about was a 2012 chevy sonic hatchback). Does this large of an increas seem correct? I have never gotten in to an accident nor needed to call upon my insurance for anything, so why does the price jump so much higher?""

What does each question on a car insurance mean and how does it increase your rate?

For example have you had insurance prior to this and what date it ends. How much you drive the car. Also I am 20 and have had insurance my prior rate was 700 for 6 months. I had two at fault accident before that insurance at 18. But only one was really at fault and I have to get proof and the other drops of my record on the 13th of August. I am trying to figure what a estimate of what my car insurance would be for a liability insurance in TX now

Car Insurance HELP? which would be cheaper?

im not asking for a PRICE,but which out of these 3 cars do you THINK would be cheaper on insurance for me. I am a new driver,I have good grades ( good student discount ) and Im going under my moms insurance. -2004 pontiac grand prix -2006 chevrolet impala -2006 pontiac G6 I dont need any websites to find cheap car insurance i just need opinions on which you think will be cheaper and why thanks! = )""

What does it take to commit a minor and how do you afford it if you don't have health insurance?

My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room unless shes on a binge and she cries and says shes ok when they tell her lets go see a doctor. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?

""People tell me i can get insurance of my own under18, is this true?

i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents?

How do I get my AARP auto insurance rating report?

What is the best site for finding family health insurance?

cheap non owner sr22 insurance quotes

Are there any affordable insurance companies that cover preexisting conditions?

Is regular insurance better than repricing when you ned to have surgery and the condition is considered preexisting?

Health insurance coverage for my 88 yr old mother with dementia?

our 88 year old mom who has dementia has medicare part a & b, with Aetna supplement. We need to relocate mom back home since she doesn''t have the funds to stay at the dementia home she is currently in. Payments keep rising. Due to the medicaid five year stepdown, she will be eligible in two years. Until then, we will keep her at home, however, is there a health coverage that will be able to cover any major health catastrophy, should one occur in next two years before Medicaid kicks in? We are willing to relocate with mom to a state that has this kind of coverage. Right now we live in New York, which in itself is very expensive and we are considering moving to help cover mom's costs. Where and what do you recommend?""

Can Someone in another state insure my car for me?

I Live in Georgia Where it is legal to get your car registered with insurance in someone else s name. I know for a fact because I have seen it done. But What I want to know is when I buy a car can since im so young and insurance rates for me are so high can my grandmother in Michigan add the car to her policy? or can my mom in CT insure it for me even though the car will be registered in georgia? Or Does it has to be another Georgia resident?

If there is no damage to either cars then how much would insurance rates go up for the person who caused it?

i was in a accident today and this hood girl came out of nowhere but the only damage that occured was the front tag of my car came off and her car has no damage. How much will my insurance rates go up.

Health insurance when a baby is born?

Ok me and my fiance are expecting a child sometime in June, now if we are not married by then can i still cover the hospital costs with my insurance or do we have to be married first. Also does anybody know any good (low cost) family insurance that you can pay on per month and be fully covered?""

Will Infiniti G35 coupe be a lot more expensive on insurance?

I have a 1997 Jeep Wrangler Sport with a 3 inch body lift and 33 mud tires. I'm selling it today and getting an 05 Infiniti G35 coupe. I'm 17, so my insurance right now is 200.00. I will be 18 in October. Do you think the Infiniti will raise it A LOT? A little doesn't really matter, but how much more would it raise it? I've never had a ticket or anything like that. My insurance is 200.00 because I have full coverage at a young age.""

What is the best and cheap motorbike insurance I can get?

Hi everyone. I'm buying a motorbike soon and wanna know the cheap and best motorbike insurance I can get. I'm 17 and getting a 125cc motorbike and just wanna know the cheap and best I can get thanks you.

How much should I be getting paid insurance CSR?

I live in California, I work for a small insurance brokerage that brings in about 6.5 mill in premium. I have been working here for 2 years and have had my PnC license for a year now. I am the ONLY employee in this office. I make 13 a hour, no paid vacation or holidays, no random bonuses, no commission. The company pays my health insurance which comes out to 230 a month. The duties that I do is answer phone calls, policy changes, rewrites, occasional new business apps, renewal quoting, and PDF filing. Im just wondering if Im being taken advantage of or not. Im new to the insurance industry. Thank you!""

What is the cheapest north carolina car insurance?

this is my first insurance as a driver has anyone found anything cheap around greensboro? also, do i need to have insurance to get my licence at the dmv, or can i just use a car that is insured?""

I'm 17 and can't find car insurance for under 2000. Does anyone have cheaper?

what car, insurance company ect? thanks :)""

When will the government provide car insurance and life insurance to the uninsured?

There are plenty of people out there that has no car and/or life insurance...do you think Obama and his Progressives need to address this problem also...Come on Where is the outrage? There are life insurance companies and car insurance companies out there making a profit...we need to do something about this...

Why buy life insurance if you are young?

What is the benefit of buying life insurance if you are young and not married and have no kids?

Which car insurance companies are cheapest for teen girls?

I am a girl going on 17 years old and I finally just got my license. Now my dad and I are looking for the cheapest plan in the cheapest insurance company to go on for my car insurance. Help?

How will a speeding ticket going 9 over affect me personally and insurance wise?

Hi, i just got my first speeding ticket going 9 over 40, the cop said usually it would not effect my insurance but if not how will it affect me? If i pay the ticket and not call my insurance will that be that and it will be over? Please help""

How do obese/fat people get health insurance?

I am self employed and live in missouri and am having trouble finding health insurance.

Will McCains proposal to eliminate the tax deduction for health insurance ?

be the straw the breaks the backs of middle class Americans? Affordable health care is one of the foremost issues for middle class Americans. John McCain wants to eliminate the tax break given for the cost of insurance this will basically amount to a 25% increase in insurance costs for most of the middle class who are already struggling Yet he wants to continue the tax breaks for the wealthiest Americans. He truly is out of touch when it comes to the common man.

Where can I get affordable health insurance in Arkansas??

How much for insurance on a Scion Tc? Does it get good MPG?

I am looking into getting a Scion Tc, I went to the dealer to look at the car and the sales man said that insurance will be a lot for a new scion. But he didn't know how much. I am 18, female, I will have my license for almost 2 years(by the time I get a new car), I have no tickets and have never been pulled over by a cop. And I live in California (if that makes a difference) Instead of getting a brand new Scion I am looking into a used one. A 2006 or 2007. I have Wawanesa car insurance. So does anyone know how much it would be a month? Oh, and from someone who has a Scion Tc, does it get good gas millage? It will be a deal breaker for me if it doesn't.""

Who need health insurance?

Do a part time job need a health insurance?

What is the safest cheapest car to buy and also for cheapest insurance as a first car?

""Gas, Home and car insurance in my tax return expence?""

I'm a self employed programmer, I work in my home (don't have office) my question is can I consider my home rent or car insurance-gas as my job expences in tax return forms? I'm useing my car to see some of my customers (not always).""

What is a affordable health insurance that covers DENTAL?

or at least some of the cost?

Why has car insurance gone up so much?

Im 18 learning to drive and getting my first car soon but I'm wondering why car insurance has gone up so much?

Colonial Penn Insurance - how big is a UNIT?

The ads and website quote a price like 7.85 per month PER UNIT. I don't know if a unit is $100, $1000, $10000? The phone number quotes the price but ALSO evades the question of how big is a unit. Does anyone know the answer?""

""For an fha home mortgage what is a rough estimate of how much we can get, me and my wife combined make?""

69,000 a year, we have a car payment at 325, student loans total of 460 a month, a credit card payment of 15 a month with a balance of only 30 left, other than the normal cell phone bill and utilites car insurance etc that basically all we have , my credit score is a 688 , and my wifes will soon be around a 640 so we have the required score for an fha loan""

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https://www.linkedin.com/pulse/can-you-help-me-understand-insurance-better-noah-cunningham/"

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Mongo Indiana Cheap car insurance quotes zip 46771

"Mongo Indiana Cheap car insurance quotes zip 46771

Mongo Indiana Cheap car insurance quotes zip 46771

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

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I am in need of a new car, but I would like the car to be in my name since I'm the one paying for it. Right now the car I'm driving is under my mom's name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it's obviously much cheaper (like a 300 dollar/month diference)""

Do you really believe that America has the best healthcare in the world?

Please say why you believe this when all evidence points to the contrary. You talk about health, cost, care, ect, we do not have the best. People in other countries have better. I mean...I listened to sean hannity say that we have the best healthcare and the only evidence he could provide is some vauge story about a politician from another country coming here to get healthcare...that doesn't really qualify as evidence. Especially when the world health organization ranks healthcare, and we're nowhere near number 1. Now this is a fact that I've known for about two years before this debate even flared up. How is misinformation getting so out of hand? Please...tell me why we have the best with 50 million people uninsured. When we pay the most of any country in the world with some of the worst care. When we have some of the most unhealthy people. When insurance companies exempt for preconditions, when healthcare cost is the biggest contributor to our debt, when we pay premiums every month for something that doesn't happen, and when it does we have to co pay, then when it runs out we're screwed. Healthcare is the number one bankrupter in this country...over 70% of the people have health insurance when they first get sick and they still go bankrupt. Explain how this is the best please. And this has nothing to do with Obamas plan so keep it to yourself, this is about thinking we have the best healthcare and that other countries are somehow much worse then us (they aren't). Provide a source if you can.""

Cobalt ss/sc insurance price?

i want to buy a cobalt ss supercharged and need to know if my insurance will be too high since i am only 17, i've gotten some insurance quotes but they are all different by a lot. I have a clean driving record with no accidents and my parents are willing to help out with some insurance but i want to know if i will have enough for the rest, thanks""

Why is it assumed auto/motorcycle insurance is optional?

Why do so many drivers who live where having auto insurance is law(pretty much all of the U.S.) have this arrogant belief that just because they can't afford the insurance or can't pay out of their pocket that they still have the right to drive on the road? Worst thing is why are these people hardly punished for breaking the law and why must the other driver's insurance cover uninsured drivers. This whole insurance process is the most screwed up thing and proof of human idiocy. You ever see that commcerial for SafeAuto insurance? The dumb girl goes, I been in lots of accidents, but I NEED my car. or the guy who says' I don't have money for insurance, but I need to make tough choices. Like they are telling us they are going to drive their car without insurance. This is how we allow this type of stupidity.""

Are 2 door cars higher insurance? even if it is a hatchback?

the car im planning to get is two door, a hatchback and is a 5-seater. how much higher is insurance?""

Car Insurance?

How does the car insurance work here in NYC, I don't fully understand, if you have AIG how much does insurance go up for your parents if you are 17. I've heard 1500-2000, (Is this true?)""

Average health insurance costs?

I pay $69.70 for health insurance every two weeks from BC/BS. My co-pay is $25 per visit to the Dr. $60 for urgent care, and $100 for a trip to the ER. I realize that this is not a comprehensive listing of everything I get with the policy, but is there a way to find out if this is around the average that most companies offer their employees on a group plan? Thanks in advance for any insight.""

Would it be a good idea for insurers to give a % of income they give out in claims?

We all look for the cheapest premium, but we have no idea how they would perform if you had to claim. I heard somewhere that car insurers give out much more that household insurance (or vice versa) and can't understand why.""

Is it true that if you buy a brand new car the car insurance will be much more than a second hand car?

Why?? I'm going to buy the very first car for me (a mazda 3 hatchpack 2006 or 2008..) and I want it to be new cause I can afford any price. But my dad keeps telling me not to buy a new car cause i won't be having good bennefits from it..such as the car insurance. It will be higher than a second hand car's...around 1000 euros every year. Also the car insurance must be full if it's a new car and I should have it on 1/3 cause its cheaper. So if it's a new car I can't have it on 1/3. What do you think I should do? I really want that car and that's why I want it to be new..cause it's the one I've always wanted!

My Insurance Question?

I have an insurance question for you people.I had an accident just before I sold my car.I reported it to the police,they came and did the report.I informed the owner of the other car and we worked out everything.The insurance companies know and are taking care of it.Now a couple weeks later he is saying that I owe him $500 for the deductible on his insurance policy.I have liability which fully covers the other guys car.But like I said now the guy is telling me I have to pay this extra money out of pocket to get the collision guy to start working on his car.I toldhim my insurance company is supposed to take care of it.Please tell me whether I have to take care of it or does my insurance have to pay for it.I say my insurance does because otherwise whats the point of insurance then.Please let me know thank you people.""

I made a little damage in a car today. Do my insurance pay the fix ?

Hi made a damage when I was parking the car. Little Damage in my car and other person's car. Do my insurance pay it ?

Mongo Indiana Cheap car insurance quotes zip 46771

How much would insurance be on a 2001 convertible mustang for a 16 year old?

hey everyone I was wondering what price range i would be looking at for a 2001 convertible mustang. not looking for a exact answer just a ballpark range. I have a 3.00+ gpa male 16 year old no ABS on car convertible thanks all.

""Crashed fathers car, i have open insurance, car is still insureed in guys name bought car from?""

hi bought car, put it in my fathers name, before got chance to insure it, some lady totally at fault(for the accident) crashed into me. father has no insurance on car but he is the registered owner. the guy i bought the car off never cancelled his insurance on the car but was not the registered owner when i crashed. i have another policy on another car that says i have open insurance so long as the car is insured. well the car is insured but is the insurance void since seller is no longer the registered owner of the car. am i insured. thx for your time""

Costco auto insurance?

a friend of mine the other day told me that she pays 90 dollars on her car insurance and she is 16 years old. I just wanted to know if there is a catch because it sounds too good to be true.

Car insurance help?

Is it possible for you to put someone on your car insurance plan like to add a person on? Make sence?

Car insurance that covers young people driving other cars?

I'm looking to buy car insurance as my renewal is due on the 30th of Nov, Does anyone know of any insurance companies that will let you drive other people's cars with the owners permission? I'm 20 at the moment and I'm aware that most insurers will only cover 25+ for this benefit but I want to know if there are any companies that offer this to younger people under 21, also if anyone knows of any companies that cover over 21 year olds this will also be helpful as I'm turning 21 during the course of the policy can anyone help me with this?""

Can I have Illinois Insurance if I live in Florida AND Illinois?

So my parents are divorced but have dual custody. I live with my mother in Florida but I frequently visit Illinois to see my father and I can whenever I want. I've been driving for 8 months now, registered and insured in Illinois because my mother also used to live in Illinois (they moved about a month ago). But I sold my car to move to Florida and buy one there. Now, I bought a car down here but I would like to register and insure the car with my father in Chicago. My license has my father's current address, so it would be a lot simpler and cheaper to have my car registered and insured in Chicago because I already have my plates, license and insurance policy set up. My question is, could I keep my car down here with Illinois plates and insurance legally? I will go back home to visit my father with it maybe twice a year""

How much per year does health insurance cost for an average 50 year old with no employment benefits?

just a single person. no previous health problems. I realize this depends on specific circumstances, but you can ballpark estimate it for me thanks.""

""What is the average cost of car insurance for a 25 y/o female, no accidents, no tickets, 2008 car.?""

Please help give me an idea of the cost for car insurance. Comprehensive vs. Collision? I'll be buying a 2007 or 2008 mid-range sedan (VW Jetta, Toyota Corrolla, etc.). I've never gotten in an accident or gotten a ticket. And of course, I'm a female :) Any help is appreciated! Thanks.""

What happens if you lye to you car insurance company?

When I was 18 and I first got my car insurance policy my mom convinced me to set my adress to my uncle's house because it was cheaper. It is but, now that I'm 20 I'm starting to have second thoughts about it. What can possibly go wrong with this?""

Affordable health insurance!!?

For some reason, the insurance coverage I have seems to go up every year (and because I moved recently it jumped up another $60 a month). My wife and I get crappy coverage on top of it. To make things more hectic; we are pregnant (she's pregnant -not me, but you get the point). And beause Maternity coverage runs another $500 a month it isn't affordable on a student income (I am currently in Law School, while she works). So, if anyone has any information on how they managed the pregnancy, or even just real life, without insurance (or on what insurance?), I would be extremely appreciative if you could offer it up. I Might even give you the best answer....or whatever (who knows, that may motivate some people) So, I'm looking for affordable health insurance coverage. It doesn't need to cover maternity...I know thats expensive everywhere. What I am looking for is something under 300 a month that still covers some outpatient surgery, or even more than 2 doctor visits a year!!""

What is the best Dental insurance around in Illinois?

I need a dental insurance that pays 50 to 75 of all dental care including oral surgen. My boyfriend needs a lot of work done on his teeth. He is scared of death of the denist, he has to be put to sleep and he has to have all the work done at one time. Can anyone help me please.""

How much does it cost to get a $1 Million Insurance policy for a film?

Approximately how much would it cost to obtain a $1 Million Dollar Insurance Policy for a feature film shoot? No fancy stunts or explosions, a few car scenes with car mounts, shooting on the RED camera with a 5-ton grip truck. Any ideas? All the websites that give quotes make you fill out a lot of information to obtain a quote from a representative. I just need an estimate.""

""Can anyone tell me what's the cheapest car insurance provider in ontario, canada?

Does Costco provide auto insurance in canada (like it does in USA)?

What is the cheapest car insurance?

I'm young and living on my own so I really need car insurance thats good but reasonably priced.

How much would the car insurance for a Cadillac Escalade 2011 be?

The car is for an 18 year old and two other adults are included in the insurance plan for State Farm.

Is there such thing as temporary car insurance?

My grandparents are coming from montreal and staying for a couple months. I was told by my grandfather that I could use the car they drove down in while they are staying with me. Seeing as I'm not apart of their insurance policy, is there any way to purchase temporary auto insurance? I doubt it exists, but I guess its almost like renting a car and buying temporary insurance. Im confused can someone help?""

Which Car Insurance Company would be cheaper?

Looks like everything now and days is going up -including car insurance. Does anyone know of any company that has cheap car insurance???? I'm not sure if AAA offers any good deals

Where can i get cheap car insurance?

ive not yet actually got a car, but i acted like i have on these insurance compare sites, and no matter what car i (pretend) to have its coming up as over 1000 a year, im 27 female and have just passed my driving test, i have a secure drive, do you know any insurance that would give me low payments per month, for a small car dating any thing from the 90s to now, thanks, or who are you with and how much is your insurance each month and what car do you have thanks again""

Can you drive someone else's car if you do not have insurance?

Say, I don't have insurance nor a car, but my boyfriend's parents would like me to drive their car to help run errands for them. Their car would be insured and their permission would be granted for me to use it. Would this be okay?""

Is this Auto insurance coverage seems good? p/s advice me . i am going to pay 107 a month for a year.?

Bodily Injury Liability $50,000/100,000 Property Damage $50,000 Uninsured Motorist Bodily Injury $15,000/30,000 Uninsured Motorist Property Damage or Collision Deductible Waiver Included Medical Expenses No Coverage ************* very scars me how come i am not covered****** Comprehensive Deductible $500 Collision Deductible $500 Rental Car Benefit No Coverage Towing and Labor No Coverage Gap Coverage or Loan/Lease Payoff Coverage Not Included Repair or Replacement Cost Coverage Not Included ************ how about this******** Special Equipment Coverage Not Included Lienholder/Additional Insured""

Health insurance in NY state for pregnant women?

I just graduated with a bachelors degree, and my student health insurance runs out in August. The health insurance offered by my husbands job (which won't open up to me until Jan.1 anyway) considers pregnancy a pre existing condition, and won't cover it. We have been searching for affordable plans, but the only ones we have found that will cover pregnancy aren't accepted in New York state. For all the plans offered in NY that we've been able to find, none cover pregnancies in progress. I would hate to have to use the state provided health care plan for pregnant mothers (mostly because I feel like there is no reason for me to be part of a government program when we are capable of paying for our own insurance, but also because it means we have to go to specific clinics and I won't be able to keep my doctor), but there is no way we will be able to cover all the costs of a birth, especially if for some reason I need a C-Section or the like. Can anyone give me some advice, especially as it relates to the NY state health plan for pregnant women?""

Women Only Car Insurance?

Are the companies that offer women only car insurance actually cheaper than normal insurance companies or is it just a trick to get women to use them? Why should women get cheaper insurance anyway? Is it not discrimination to offer different insurance prices based on gender? Surely you couldn't offer cheaper insurance to white people?

Getting insurance before diagnosis?

If you think you have breast cancer and you get insurance before you ever get tested can the insurance company drop you if you are found to have cancer shortly after getting the insurance?

Cheap car insurance for a young driver on a VW Golf?

Where would be able to find the cheapest insurance for my Golf 1.6. I'm 17 years old and I'm going to be a named driver on my dads name (him being the main). The cheapest I can find is 2000. If anyone could find me a good website to find an insurance quote cheaper than that; it would be fantastic! Thanks in anticipation

Can I sue in California if I had no auto insurance?

I was recently in a car accident, I was crossing/driving the intersection and a car ran the red light and hit me in the driver rear tire.He was going so fast that my car spun around and slammed into a parked car in a residential street. I called my car insurance to report the accident and got a call back saying my insurance was cancelled days before (due to the bank denying payment). I am trying to find out why the bank would reject payment if there was indeed funds, however they are no cooperating. So my question now is, can I sue the guy that hit me.... which by the way is denying he ran the red and is saying I was the one who ran the red....?""

Mongo Indiana Cheap car insurance quotes zip 46771

https://www.linkedin.com/pulse/tip-cheap-car-insurance-quotes-18-year-olds-carter-robertson/"

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danbarkerusa · 7 years ago

Text

Toxic Habits: Process Addictions

Illegal drugs, alcohol, or pills are not the only things that define addiction. Sometimes the problem can be a behavior (or a mixture of habits) that plague someone until major problems occur, or a disaster makes change become inevitable. These compulsive behaviors sometimes become so difficult to break that they impact everyday living and persist beyond consequences. This indicates that there may be a problem known as a “process addiction.”

There is a wide field of possible process addictions that may include things like gambling, internet use, sex, or even shopping. Sometimes the stigma and judgement around these problem habits is more powerful than the stigma around substance use problems. That stigma can make it very difficult to seek help. Many people feel deep sensations of anxiety, shame, or guilt when they realize that they have a problem with behaviors that seem easy and non-addictive for other people. Process addictions are often misunderstood, unfairly judged, and ignored in addiction literature.

Process addictions, also called “behavioral addictions”, are much more common than many people think. Just because people don’t seek help or announce their problem doesn’t mean they are not suffering. Many people are afraid to reach out for help and fear the stigma of society and lack of understanding within their own families.

The American Society of Addiction Medicine (ASAM) defines addiction in terms of brain changes. They state that “addiction is a primary, chronic disease of brain reward, motivation, memory, and related circuitry.” This means that addiction is a brain disease centered around the reward system and is not limited by substances alone.

Some common process addictions include:

Gambling

Food

Sex

Pornography

Use of computers, internet or phones

Exercise

Shopping

Use of video games

Recently, I went to a casino and, while there, watched the patrons around me, played a little myself, and also paid attention to my surroundings. Gambling is not about getting pretty, going out, and having a nice evening with others. Most of the people I saw there were elderly people, highly focused on themselves and their slot machine, feeding every penny in it they had with the big hopes of the big win. Most of them were regulars, and the only interaction with others they experience is in the smoking corner outside, while rushing a half cigarette, eager to go back to their money eating machine.

Nobody was dressed up for a fancy evening, they all had just one purpose in mind: To sit as long as possible in front of a slot machine or at a table and leave happy with a pocket full of money. Many looked as if they didn’t have the money to spend. In part, excessive use of alcohol seemed to make the spending on gambling even easier for some. Table games gave many a sense of belonging and power, which was obvious to see, while I had my doubts that they would ever throw $500 across a counter in their regular lives, as they did the chips on table games.

I tried it myself. The frustration of losing was nearly unbearable. It was constantly on my mind. I thought about what nice things I could have bought for the money that I had just fed into the slots. No, I didn’t play pennies. I wanted risk; I played maximum bet, each time, every time. You can’t win a jackpot with a 40-cent bet—you only win big if you make that click of a button take five dollars or more away from you. My mood was getting so down that lost interest in talking to anyone, eating, or drinking anything.

Suddenly I got a win. My brain made a somersault on endorphins. I instantly got high on the amount of neurotransmitters rushing through my brain, as the machine played some fancy music and indicated a big win. The numbers started to go up—they were flashing and ringing, all my senses became highly involved. What a great feeling. The machine stopped too soon, I hadn’t recovered my losses yet.

So there was only one remedy according to my brain: change my seat and do it again and again until I am the big winner. I don’t have to tell you that I left the place frustrated and with zero dollars in my pocket. In chasing my own money that I had lost, I went to the ATM and took another $200 from my bank account and lost that as well, all while chasing that high of winning.

The regret, shame, and guilt all came to me instantly on the way home. The next day, I was already contemplating going back. I started thinking that I should forget about that unlucky day—I thought, “today, it will be all different.”

Then I remembered. Insanity is defined as doing the same thing over and over and expecting different results. Some people come up with thoughts like, “It was Saturday, not a good day to gamble. If I go back on Wednesdays, the slots will pay better.”

Some people tell themselves how much enjoyment they got out of the evening, that it was worth every penny. Was it? Leaving frustrated? Having not talked to a single soul? Staring at a screen for hours until a headache came up? Does this sound familiar to those of you that had experience with alcohol or drug addiction? I didn’t destroy my body with any poison, but the rest is just the same.

I am in the lucky position to be familiar with my own addiction problems, issues, quirks, and habits, and can analyze my own behavior and sound the alarm when those things sneak in my life. Sadly, many others are not aware of those issues and cannot call to action. Some of us need professional help. The good news is that behavioral addictions are treatable.

I saw signs for the gambling helpline number all over the casino, but I’m sure that most people will not call there or reach out for help. It’s hard to admit having a problem with something that was supposed to be entertainment. It is entertainment for many, for those that can afford it, that don’t chase the dream, that don’t feel the compulsion. If you are an addict, like myself, then you know: we quickly have other motives, we chase the dragon, the high of the first win, the reward.

Let’s talk about shopping. I’m sure that anyone buys unnecessary things here and there, maybe after seeing an offer that is too good to pass. The retail industry makes sure that people are lured in by those sales. Scoring one of those super televisions on Black Friday for little money is a feeling much like winning the lottery. But what if you already have five televisions at home and only four rooms in the house? Or what about the person that buys a children’s winter jacket by a certain prestige brand, because it’s 85% discounted, but has no kids or relatives that age? What about the person with so much unopened toilet paper in the garage that the car won’t fit anymore? These people may not be hoarders. Compulsive shopping may be caused by a process addiction. It happens more than you might think. Don’t judge the person– if you know him, reach out and offer help if help is wanted.

Certain retailers highlight how much you ‘saved’ instead of how much you paid on your receipt. That makes you feel great about the store and you keep coming back. All of those stores, casinos, malls, and websites employ the best of the best psychologists available—professionals that have the job to make you spend more. Many of us fall in this trap, because our brain-reward systems are pre-programmed to get high from this behavior. If you are a millionaire, it may not affect your life to spend so much, but for normal people it can be a loss of important funds.

Process addictions might stand alone, or may function alongside or even as a substitute for substance use disorders. The need for reward, the wish to escape, the covering of trauma, the presence of co-occurring mental health conditions, and other underlying problems all create a variety of ways that an addicted person may try to cope. When someone enters drug or alcohol recovery, the hope is that he or she will become free of all behavioral and substance use disorders.

It is very important for each person to accept supportive help to understand the causes behind any addictive or compulsive behaviors, or they will just bounce from one problem to another. We can all learn to change toxic habits and replace them with new, healthy ways to enjoy life, cope with problems and spend our time.

Please don’t be afraid to reach out for help. Help doesn’t always involve residential treatment– perhaps visiting a therapist near you can help. But most of all, don’t be afraid to admit it. You are not alone. There are many other people in similar situations around you, perhaps more than you can imagine.

Get help before you lose what you love or need: your spouse, your family, your home, your retirement, the money to feed your child this month. Don’t feel ashamed to suffer a disease that is treatable. If you have a bad tooth, you go to see a dentist. Please see a mental health expert if you have problems with your behavioral or mental health. There is no need to suffer with this pain.

I ask you to share this article with every group you are a member of, at Facebook pages, Twitter, LinkedIn, and Instagram. It’s so easy to copy the URL and paste it anywhere. Even if you don’t have a problem, someone near you is has this trouble. Sharing this information may help prevent pain and suffering.

We do recover.

Susanne Johnson

The post Toxic Habits: Process Addictions appeared first on Heroes in Recovery.

from RSSMix.com Mix ID 8241845 http://heroesinrecovery.com/blog/2018/04/04/toxic-habits-process-addictions/

0 notes

robertgcurtis · 7 years ago

Text

Toxic Habits: Process Addictions

Some common process addictions include:

Gambling

Food

Sex

Pornography

Use of computers, internet or phones

Exercise

Shopping

Use of video games

We do recover.

Susanne Johnson

The post Toxic Habits: Process Addictions appeared first on Heroes in Recovery.

from RSSMix.com Mix ID 8241845 http://heroesinrecovery.com/blog/2018/04/04/toxic-habits-process-addictions/

0 notes

cristinavpaintings · 7 years ago

Text

Toxic Habits: Process Addictions

Some common process addictions include:

Gambling

Food

Sex

Pornography

Use of computers, internet or phones

Exercise

Shopping

Use of video games

We do recover.

Susanne Johnson

The post Toxic Habits: Process Addictions appeared first on Heroes in Recovery.

Source: http://heroesinrecovery.com/blog/2018/04/04/toxic-habits-process-addictions/

0 notes

carinaconnor5 · 7 years ago

Text

Toxic Habits: Process Addictions

Some common process addictions include:

Gambling

Food

Sex

Pornography

Use of computers, internet or phones

Exercise

Shopping

Use of video games

We do recover.

Susanne Johnson

The post Toxic Habits: Process Addictions appeared first on Heroes in Recovery.

from http://heroesinrecovery.com/blog/2018/04/04/toxic-habits-process-addictions/

0 notes

jaydanosaurus · 7 years ago

Text

I’m a leader, not a boss.

Story Time!

So I worked at JCPenney in my hometown my senior year of college. My time there, I learned a lot and grew, taking opportunities and moving up. It wasn’t long before I was the visual merchandising associate (my favorite job I ever had).

Then, upon graduating college, I decided to move to Chicago where there were “more opportunities.” Really, my boyfriend was going for grad school and I wanted to finally leave that godforsaken small town. Side note, while Chicago is amazing and huge and great for business people, try getting a fashion job that isn’t retail... you can’t.

So when I moved, I transferred to the closed JCPenney until I could find something “better” for me to do. Most of my peers already had fancy jobs awaiting them in New York or California, but not me. I could not find anything Chicago. So alas, I stuck it out in hopes of at least moving up and making more dough.

So there I was, demoted back to sales associate in the men’s department making barely minimum wage for Chicago. Let me interject by saying that I worked really hard to get 3 raises in my time back home to be making great money, but in Chicago market that was nothing. So I worked hard, in a VERY urban, big store unlike the store I was accustomed to. I searched and searched for opportunities but alway lost out to people with “more experience.” Finally, after nearly quitting and moving back home, my store manager asked me to be the temporary supervisor for the holiday season. Around that same time, I applied for a manager program that I thought I damn near deserved but probably would never get into.

By November, guess what. I made the cut. I got it. I was the new Assistant Manager Trainee for the Chicago market. While this doesn’t sound that great, it was. Only 12 Trainees were in the program nationwide, and Managers in big-time department stores are no joke. I started my first big boy job out of college, and while it wasn’t necessarily designing clothes or buying like I wanted, it was a decent job.

I transferred to my 3rd JCPenney in just under 2 years with the company to the notorious and infamous Orland Park JCP for my Training. There I met some of the best people I’ve ever known. I grew more than I thought I would and became a success. Mind you, this is one of the biggest JCPenney’s in the whole company, and is notorious for corporate visits. While there, I got to meet the CEO, tour the store with all kinds of people, lead major projects, and takeover the launch of the New Major Appliances. Once I completed my 3 month training, I was rightfully so, an Assistant Store Manager. All the while, my partner was growing more and more pregnant. Finally, she gave birth and took her leave, allowing me to take her spot while I awaited my final placement. (I’m going to brag a little and just say that the other managers all told me that I was the best Trainee they ever had). It was like home, family. I loved this store and wanted to stay forever, but I always knew I wouldn’t get to. Which brings us to Chicago.

The day came when my District Manager finally started to give me news about being placed in my very own store. It was exciting and nerve-wracking. So I had to conference with a general manager at the store in Fort Wayne, which made me super hopeful because my friend from home who went through this program the year prior was placed there. Fort Wayne is also where my boyfriend is from close to home for me. But then, two days later, just after Black Friday, when I thought my DM was going to say Fort Wayne, he said Ford City Mall.

I had always heard of Ford City, but it was never good words. The trainee from the year before me was placed there and was already leaving. This store had gained a reputation as hard, crazy, dangerous, and worst of all just plain awful. They went through managers left and right, for many reasons. Either way, I had no choice in the matter, and this was my new place to work.

I found out on a Thursday and had to report to my new drill sergeant, I mean General Manager, on Monday. Everyone at Orland Park was sad to see me go after nearly 10 months. But it was like a promotion, so I should have been happy. Right? After the sweetest going away party in true Orland Park fashion, I said my goodbyes and hugged and cried with my peers. Shout out to the best boss I could ever ask for, a man who changed me and taught me so much.

So all weekend my head was spinning a web. All I ever head of Ford City was negative press, so I didn’t know what to think. I knew that the guy I was replacing never liked it there, so what was I about to get into. I loved JCPenney so I went in as optimistic as I could. Monday came, it was 7am, and I was now the assistant manager at JCPenney in Chicago... the only JCPenney in Chicago...on the southwest side. But the first day, I set up my office, met everyone, and had a great day. I was actually very excited and hopeful.

Cut to a few weeks later and I completely understood the rumors. This store is very urban, meaning very different and challenging. It is also huge. And I had to learn things I thought I already knew, without much help. My boss was everything I heard he was and more. The micro-managing devil who wanted everything done exactly his way or no way. I was working roughly 70 hours every week. Being “coached” about every decision I made, made to feel inferior and small. I went from the best boss ever to Donald Trump. But I decided I would prove myself, prove what I could do, and do my absolute best even though the other manager was not.

There were countless things I could go on about forever which made it awful to work there. But there were some positive lights at the end of that tunnel. I made connections with people that will always be there because of this experience. The other two assistant managers and myself are very close now because we all know the struggles. And some of the people who worked and shopped at the small are the best kind of people. Also, because this store is the only one in the city, and right next to Midway Airport, it got frequent corporate visits. For me, seeking a career in buying at corporate level, this exposure was priceless. I also made hella bank, like really good money for a 23 year old. Oh, and it was a shorter commute, which can be EVERYTHING on your drive home.

But all this was not enough for me. I came into work every day afraid to see what challenges I’d face that day. I would wake up to 10 emails almost everyday, 30 or so on my days off. And I was expected to work like a dog. All this would be okay if my boss cared, recognized it, or even said please & thank you.

After months of unhappiness, and me taking this experience for granted a little bit, and complete mental breakdowns every week, I finally decided to do it. I was going to put in my 2 weeks. But I stuck it out again. You see, I have never felt like I am great at anything, but rather just good or okay at a lot of things. But this, my work ethic and my hardworking nature, that is the one thing I know I am amazing at. And I had always gotten praise for it. I got to be a manager in under 2.5 years in the hardest store in the midwest. So yeah, I think I should be happier in this circumstance. I had never been told I wasn’t working hard enough or that I wasn’t good enough at my job. Until now.

My mother always said you need to work somewhere at least 3 months to give it its fair shake, and to decide if its you or the job. Well after 5 months, I finally, finally, finally just quit one day. I worked really hard, my hardest I could despite hating life, slipping into a deep depression again (first time since high school), and despite not having support from my boss. Side bar, I asked for transfers, I asked for guidance, I even started sticking up for myself to him. The thing is, I am close with my family, my family who lives 5 hours away. I want to see them on holidays and my weekends off, which only happens once or less a month. Easter was approaching and my boss was riding me hard. I finally just blew up at him and I felt an air of confidence, serenity, and approval in myself for standing up for myself to him. And to some extend, I think he was waiting for it to happen because I think in a way I earned his respect. And he stopped coming for me for a couple days. But then the next week, he was at my throat again, and I threatened to walk out. He quickly stopped and apologized. Then it was calm for a few more days. I had the weekend off and just contemplated how worth it all this was, for the millionth time. I worked Monday with a different mindset over me, like I knew something needed to change. And on Tuesday, I called my mom, my boyfriend, and dad, and just said I’m doing it. I decided today is the day, and I’m off today. I am quitting. I wrote a letter and sent it to my boss and my District Manager. I resigned effective immediately. Right before Easter Weekend (HA!).

The funny thing is that every time I wanted to quit and didn’t, I thought things could change. It finally hit me that they wouldn’t. And all the times I should have but didn’t quit, I was so upset and mad. This time was different; I was calm and clear headed. This was my choice. I quit and I was proud of myself for choosing my happiness. I didn’t look at it as me giving up but rather me standing up. And it made me feel just a little vindictive to give him no notice in a holiday peak. Honestly, he didn’t care about me so I didn’t care about him.

Reflecting back on this whole story that has been my life for almost 3 years now, I see things could have been done differently. But thats life. I share this story because I need to. For me. My journey upon graduating college has not been what I always thought it would be. I am finding myself now more than ever.

Recently I have been struggling to find a job. I don’t know what I want to do with my life after quitting managing a store I used to love but now resent. I apply and apply every day, get a handful of interviews, but never land the job. I try to pick things I think I’d like, because after all, I’m not putting myself through that torture again. My depression that started from this job has stuck around, and some days around great. I start regretting my decision to leave abruptly, a thing I swore wouldn’t happen. My parents wished I would have found something else before quitting. My mom wished I had given two week notice so I could be re-hirable. But to me, none of that matters or is worth it. All that matters is that I ended that book and now I am starting a new one. I’m in the prologue awaiting to start the first chapter.

All things considered, I am still happy I left. I just wish things could have gone differently. The whole point of me moving to Chicago was to experience the city, to grow, and to find a job that is right for me. I’ve done two of those things. I just need to find myself and then the career.

The challenges I’m facing now are finding the career path that is right for me, as I now know managing isn’t. In a way, it was always me settling. I look to buying as my next conquest, however who really knows what’s next. The future is real, the struggles are real, but the happiness is real too.

I do thank that awful boss though. If it weren’t for him, I wouldn’t know just how special, important, and awesome I am. I wouldn’t know my limits. I wouldn’t know that while he thought I wasn’t a good manager, I KNOW I am. I learned a lot about what I am looking for in my life in order to be happy at work.

I have gone to a few interviews where they ask what my managing style is and I ALWAYS SAY, “I believe in being a leader, not a boss.” Managing isn’t about being a tyrant, its about empowering, teaching, and leading by example.

It is now 3:32am, I am tired, rambling, and clearing my soul. With that I am done. Thank you for reading, or not.

Good night. Hire me.

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cessanderson · 8 years ago

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Instant workspace http://ift.tt/2pf5Q1m Sara @ Russet Street Reno So, you may recall from my entry remodel post that I had this awkward space in between our couch and the railing.

Here is a better look at this useless clutter zone.

I had a dream to use this little strip of space for a desk area. Up until now, my laptop lived here:

Sup, breast pump? Obviously, this was totally unacceptable for a work area. As a photographer, I spend hours on my laptop editing, and this setup was uncomfortable at best. I also had the bad habit of just setting mail, paperwork to be filed, and my external hard drives right there on the couch. It was awful!

I also had all my lenses and cameras just sitting on our Ikea bookshelves surrounding the tv. It looked so messy.

My plan was to replace the console table with a small desk, and move all this stuff over to the desk area. This was not easy, since the desks I liked were much wider than the 40ish inches I had in the space. Then, I found this simple 42" desk at World Market, and took advantage of a sale.

It was sort of hard to put together, because the metal is hand forged and the holes didn't exactly match up. But, I love the look and it's sturdy after assembly. It was already functioning better to have a desk in this area immediately after I put it together.

Then, I looked to the wall above. I had two acrylic shelves from CB2 that I had planned on staggering over a dresser in the guest room. After I came back to reality and admitted that the room was way too small to fit even the tiniest dresser, they hid under the bed until now. They came with silver screws, but I used some black ones I had laying around, I think they look so great!

These are 4 foot and 2 foot shelves, so I had to place the longer one past the width of the desk. I thought I would hate that, but I actually don't mind. It creates the illusion of a wider area, and also frames the lamp nicely. They are also sturdy enough to hold my heavy lenses!

And I wanted to reuse my beloved pineapple lamp, so I got a new shade and it looks pretty good here. Here is the final space:

I'm so in love with this! There is pretty much a place for everything. It is beyond thrilling to have my lenses look beautiful, and be easy for me to grab whenever I'm heading out to a photo session. I even had enough space for my speedlight!

The top shelf mostly holds framed prints, because I love some good inspiration while I'm working. I chose images of my boys that are cute (obviously) but also showcase great lighting, composition, or post processing. I plan to rotate them out as they get bigger.

The top shelf also holds my client 'Thank You' cards I include with print orders, and this little white box I found at Homegoods keeps my battery charger, tripod mount, and a couple older memory cards that I don't use often.

Since the colors in my branding are white, charcoal, and teal/aqua, I was pretty excited when Ashford came home from school with the watercolor art you see framed here. I found the frame at Homegoods, ripped out the inspirational 'saying' that it was meant to hold, and put his painting in. The aqua/mint box frame in the middle was also found at Homegoods. The clock is from Target.

Let's talk about the stag head. Last year during Black Friday, whitefauxtaxidermy.com had their annual sale. I bought a huge rhino head for my brother, and couldn't help but snap up 'Alfred' for half off for myself. After I got the shipment, I was sort of at a loss with where to hang him. Luckily, he looks majestic here, and wears a wooden camera toy my kids hardly ever look at. I still have some anxiety about him crashing down when the door slams and destroying my laptop and lenses, but I have a heavy duty anchor back there, and I can't live my life in fear.

Since I needed a desk with small width, pretty much none offered drawers. I didn't really mind, because I find that drawers in tight spaces just get cluttered and hard to find things in the back. I measured the openings of the shelves, and found that CB2 had a wool storage box that had the exact same dimensions.

It holds additional hard drives, referral cards, and my supplies for mailing prints to clients. It was not cheap, but it's beautiful quality, and I had the best customer service from the store. Quick story - I ordered the box for pickup at the Chicago store because it's out of stock online, then quickly realized I was never ever going to be able to drive an hour to the city to get it...they shipped it from the store to me, for free. Awesome!

The basket on the top shelf was a Michaels find, and it has a homemade camera cushion created with a $3 Target infinity scarf wrapped around a dish towel. I do not sew, people!

Seems to be working just fine, and the baby hasn't figured out my camera hiding spot yet!

Here's a better view of the space I have between the desk and the media stand. It's not a ton, but there is a nice little spot to store my reflector, and enough room to pull out the bins.

I wanted the desktop to be pretty clean, but I did need to have a spot for pens, my scissors, and lens pens. I got lucky and found the acrylic divided organizer on clearance at Homegoods. I got the business card holder on Amazon. The elephant file organizer is at The Container Store, and you can mount it or use it on the desktop!

The elephant is important because I wanted an easily accessible place to store prints until I figure out what to do with them. I'm usually pretty good at printing the ones I like, but as you can see from the pumpkins...I don't always do anything with them in a timely manner!

Also at The Container Store, was this clever peel and stick weekly task pad. I thought it would be great to keep what I had to do for my business separate from the family calendar in the kitchen. I also like that I can just stick it up on the wall in my line of sight. I know many people use their phones, and I do as well, but I love having a visual for small tasks that don't merit a phone entry.

Here's a more realistic version of what the desk looks like while I'm working. It's five o' clock always!

And here's what my kid is doing while I'm trying to take photos.

Speaking of the media stand, this thing is pretty boring, and not really my style anymore. We got it for $250 back in 2008, and the veneer is starting to bubble and chip on the top and edges from being moved so many times. I thought long and hard about what to do with it. Paint it? What color, white? NO - I have kids and this thing is perfect drawing and rolling height. Black? Too much black. The navy on the front door and closet? Eh, too close to the blue couch and may not look good. So, in the end, I got some new bright boxes for inside and left it as is. And that, my friends, is how you justify doing absolutely nothing.

I'm excited about the mint boxes, because the largest one will easily hold mailing boxes for 11x14 prints, which is something I usually have crapping up my house in every room. The rest will hold older prints, and miscellaneous photography supplies. I got mine for 30% less than retail at Homegoods, but you can get them full price at The Container Store.

The antique tray on the top has some little doo dads, but I'll be honest - the baby just picks that stuff up and throws it, so it doesn't normally live here. Tiny acrylic box of memory cards, succulent from Lowes, gold lid acrylic box with fancy binder clips for my packaging.

So, the last detail I obsessed about is the chair. I disliked using a dining chair, because I want all my dining chairs around the table. I wandered around World Market one day, looking for accessories to spend $40 in 'explorer' rewards on, when I saw this chair was marked down to $100. I loved the airy look, and the metal legs.

After I signed up for their 'text' program, I got 15% off. With my rewards on top, I ended up paying $48 for the chair. Not bad! It's comfy enough for working, but I initially added a little faux fur to the seat to protect my delicate heiny. Then I saw this throw at Target, and loved the texture. It makes the chair more comfortable, and also adds an extra element and brightens the dark corner a little bit.

So, now that you've spent your entire morning reading about a four foot square spot of my living room, how about some before and afters?

And here is another angle that I love, seeing both my gallery walls at once.

Thanks for reading, I hope you are inspired to turn an unused corner into something great!

And if you are in the Chicago area and need family portraits taken, please contact me for a blog reader special!

#Russet Street Reno

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