#soap bible study journal for women
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tyej49 · 1 year ago
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WHAT IS PRAYER?
Prayer is defined as speaking to God. God is the all-powerful creator, so he can intervene in our lives. God is our father and he loves us. He cares about what concerns us and what our needs are.  God is all-knowing, so when he says yes it is in your best interest, and no when it will be detrimental.  
🕊️ Experience Divine Connection with 'Prayer Journal for Women'
Introducing the "Prayer Journal for Women," a captivating sanctuary for your soul. The cover of this exquisite journal features a serene image—a radiant cross nestled in a field of lush, green grass, accompanied by the gentle presence of a white dove, the symbol of peace and the Holy Spirit.
🌿 Key Features:
1. Inspiring Cover: The journal's cover artwork encapsulates the tranquility of a meadow, where your spirit can find solace and connection. The cross, bathed in soft light, and the peaceful dove invite you to embark on a sacred journey of prayer and reflection.
2. Guided Prayer Pages: Inside, discover 110 beautifully designed pages tailored to enhance your prayer experience. Each page provides dedicated sections for expressing gratitude, pouring out your heart's desires, and meditating on Scripture verses that resonate with your soul.
3. Uplifting Bible Verses: Throughout the journal, you'll find carefully selected Bible verses that offer daily inspiration, wisdom, and encouragement. These verses become beacons of light on your spiritual path.
4. Thoughtful Prompts: Thought-provoking prompts and questions are thoughtfully placed throughout the journal to guide your prayers, foster deeper intimacy with God, and encourage personal growth.
5. Spacious Layout: Enjoy generous writing space on each page, allowing you to pen down your heartfelt prayers, record personal revelations, and document your spiritual journey in exquisite detail.
6. Premium Quality: Crafted with top-notch, acid-free paper, this journal ensures the preservation of your sacred moments for generations. It accommodates various writing instruments without smudging or bleed-through.
7. Elegant Design: Beyond its spiritual purpose, "Prayer Journal for Women" boasts an elegant design that transforms it into a cherished keepsake or a heartfelt gift for the women of faith in your life.
8. Versatile Use: Whether you're new to prayer journaling or a seasoned practitioner, this journal adapts to your needs. It serves as a space for daily devotion, sermon notes, or a repository for your spiritual journey.
9. Strengthen Your Faith: Dive into prayer, explore God's Word, and witness the growth of your faith as you journey through these sacred pages.
10. Share the Gift of Peace: "Prayer Journal for Women" is a meaningful gift for friends, family, or fellow believers seeking to deepen their faith and find solace in prayer.
This prayer journal transcends the ordinary; it's a gateway to profound encounters with the Divine. Whether you seek serenity, guidance, or divine revelation, this journal provides a safe and sacred space to commune with your Creator.
Order "Prayer Journal for Women" today and let your prayers take flight on the wings of the Spirit.
Order Now and Embrace Divine Connection https://www.amazon.com/author/bestill
May your prayers rise like a gentle breeze, and may your heart find peace as you draw nearer to God through the pages of this exquisite journal. 🙏🕊️
110 pages, Size 6X9, generous space to write
A prayer list (record prayers and answers)
A prayer journal (Today's Passage, Preacher, Sermon Topic, Notes, Prayers, Key Verses, Key Points, Application)
Enjoy!
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rajpersaud · 4 years ago
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Can your intellect save you in a pandemic? Zena Hitz on her new book 'Lost in Thought'
You can also listen to this interview on a free app on iTunes and Google Play Store entitled 'Raj Persaud in conversation', which includes a lot of free information on the latest research findings in psychology, psychiatry, neuroscience and mental health, plus interviews with top experts from around the world. Download it free from these links. Don't forget to check out the bonus content button on the app.
https://play.google.com/store/apps/details?id=com.rajpersaud.android.rajpersaud
https://itunes.apple.com/us/app/dr-raj-persaud-in-conversation/id927466223?
An invitation to readers from every walk of life to rediscover the impractical splendors of a life of learning In an overloaded, superficial, technological world, in which almost everything and everybody is judged by its usefulness, where can we turn for escape, lasting pleasure …
   Lost In Thought: The Hidden Pleasures of an Intellectual Life is newly published by Princeton University Press. In it I defend intellectual activity–reading, thinking, studying, pondering–as worthwhile for its own sake, and as a key part of human happiness. You can order it at the Press (50% off until June 28), with free shipping. Or, order it from Barnes and Noble or find it at your preferred bookstore.
Reviews
“The life of the mind”, Jonathan Marks, Wall St Journal.
“Surviving solitude: Why is quarantine reading so difficult?”, Elayne Allen, The American Interest.
“Cultivating the inner life in the time of COVID”, Flagg Taylor, National Review
“Reader with a cause”, Sophie Duncan, Literary Review.
“The real value of an education”, Jennifer Frey, Classical Learning Test blog.
“The intellectual vocation“, Josh Hochschild, First Things.
“Vidas occultas“, Daniel Capó, The Objective (in Spanish / en Español)
press.princeton.edu/ideas/escape-from-quarantine
Escape from quarantine
By Zena Hitz  May 12, 2020
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Lost in ThoughtAvailable in 2 editions
Like many professional intellectuals, books were my original escape. I was a strange child with abrasive manners, and real life was lonely and chaotic. I read ceaselessly, anything I could get my hands on. I read on the bus from school and got off, walking while still reading. My father and I went to the library on Sundays; there was an eight-book limit, so I took eight, and brought back the eight I finished last week. I laid waste to the rotating wire rack that held the young adult section and moved onto the fiction my parents liked.
In college I learned to read difficult books, to find a beachhead of clarity in a sea of words and to work my way out from there. Brutal honesty was required: if I didn’t understand something, I had to ask. Otherwise I’d be at sea in the classroom, nodding without agreeing, hearing without learning, caught in a pretense for which there was no honorable way out. Voicing uncertainty was the only way to connect. I developed a habit of uncertainty and then a taste for it. I discovered then that I could also get lost in puzzling through something, in finding patterns and parallels, tracking references, analyzing passages.
When I began trying to articulate the value of intellectual life, of reading and thinking, I was drawn to stories about the intellectual lives of prisoners. Consider Malcolm X, who was arrested in 1946 for theft and sentenced to eight to ten years in prison. At the time of his arrest, he lived a life dedicated to pleasures high and low: music, dancing, gambling, women, drugs. When he was released in 1952, he was a different man, impassioned and forcefully honest, devoted both to his new Muslim faith and to fighting for a better life for African-American communities. In the intervening six years, he had read most of the prison library: the Bible and the Qu’ran, Kant, Schopenhauer, and Nietzsche, and the histories of European and African peoples. He felt his old ways of thinking disappear, “like snow off of a roof.” He filled his letters with verse, writing to his brother: “I’m a real bug for poetry. When you think back over all of our past lives, only poetry could best fit into the vast emptiness created by men.” He described his time in prison in another letter as “a blessing in disguise, for it provided me with the Solitude that produced many nights of Meditation.”
There are many such stories: Andre Weil, Simone Weil’s brother, undertook a major mathematical proof while in a French prison in 1940; Antonio Gramsci produced voluminous writing, despite excruciating physical suffering, while imprisoned by Mussolini. Irina Rutushinskaya, a Russian dissident imprisoned in the 1980s, wrote poetry on bars of soap with matchsticks and washed it away when she had memorized it. She wrote out the poems on cigarette paper later to be smuggled to the West. The poems, the proofs, the notebooks, and the speeches cast a light that obscures the brutal suffering in which they originated. Through them we share indirectly in the escape that these prisoners found in themselves.
Much of the known world is now in enforced isolation, prying these stories loose to the surface. Isaac Newton, we are told, discovered calculus while quarantined, and Shakespeare managed to squeeze out King Lear in similar circumstances. And yet despite my years of intellectual training, and despite having written a book on the value of withdrawn inwardness, like most everyone else these days, I am unable to read seriously or to think. I am anxious and continually distracted. I would give anything to be able to lose myself in thought—but it feels impossible. What accounts for the gap between the determined, thoughtful prisoners and ourselves?
I can’t be sure, but I can speculate. The difference is surrender. To get to the inner depths, one has to give up on controlling one’s surroundings. For that, uncertainty has to give way to acceptance. We have to be able to say: “This is all there is, right now. What can be done with it?” But it is nearly impossible to say such a thing, much less to mean it, when we live and breathe uncertainty, when anxiety about the future is far more salient for us even than isolation.
We face an additional challenge that previous generations of isolati did not. Even apart from quarantine, a major sector of the economy is built to profit from our distraction. We live in environments designed in their smallest details to draw our attention, as Matthew Crawford catalogues in The World Beyond Your Head. Those of us (however privileged) who are able to work online have very little margin to escape. Anxiety is the perfect engine to churn the seamless slurry between our metrics-driven work and our chosen distractions. Our screens wall us off from ourselves.
T.S. Eliot warns that “human kind cannot bear very much reality”, and he is right. Distraction can be medicinal or wise. Nor can we continually punish ourselves for not having the discipline to recover elements of our education that might help us, or for not turning to our own library with the determination that Malcolm X took to his. What then can we do?
We can lower our expectations for ourselves, and face our anxious uncertainty with honesty and courage. We can seek out a beachhead, a base of operations, a time of peace however small, and work our way out from there. That said, the surrender that we need is frankly a gift of grace.
Fortunately, grace runs in channels. We will run ourselves down. The ultimate moment of exhaustion and despair may furnish the seed that blossoms into a new focus. Beyond the screens lie realms of wonder, truth, and connections with others that reach to our depths. We all know this. Let’s face each moment with all the clarity we can muster and wait for the door to open. 
Zena Hitz is a Tutor in the great books program at St. John’s College in Annapolis, Maryland, where she also lives. She has a PhD in ancient philosophy from Princeton University and studies and teaches across the liberal arts. Website: zenahitz.net Twitter @zenahitz
Check out this episode!
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jerrytackettca · 6 years ago
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Cinnamon Leaf Oil: Perks From a Spice Oil
Beyond its alluring fragrance and spicy-sweet flavor, cinnamon provides many benefits for your health, such as its insulin-like effects, which can be useful for diabetics.1 But did you know that you can also get many of cinnamon's health benefits by using cinnamon leaf oil? Here are facts worth knowing about this oil.
What Is Cinnamon Leaf Oil?
Cinnamon leaf oil comes from Cinnamomum verum (also called Laurus cinnamomum and formerly known as C. zeylanicum2) from the Laurel (Lauraceae) plant family. This small and bushy evergreen tree is native to Sri Lanka and Southern India,3 but now grows in many countries such as Brazil, Egypt, Vietnam and Indonesia.4
The cinnamon tree can be distinguished by its small, white flowers, dark green leaves and purple oval berries.5 Its bark is about 10 millimeters thick and is very aromatic. On young shoots, the bark is pale brown and smooth, but on mature branches and stems, it becomes a darker brown or brownish-gray color, and with a rough texture.6
Cinnamon is one of the oldest spices known to man. It was valued in ancient Egypt not only as a medicine and beverage flavoring, but also as an embalming agent and is also mentioned in the Bible. Cinnamon was so precious that it was considered more valuable than gold throughout some of its history.7
You've probably heard of cinnamon bark oil, but don't be confused — it's an entirely different product. Cinnamon bark oil is extracted from the outer bark of the tree,8 resulting in a potent essential oil that’s used for flavoring in foods, beverages and other pharmaceutical preparations. Cinnamon bark oil is extremely refined and therefore very expensive for everyday use, which is why many people settle for cinnamon leaf oil, as it's lighter, cheaper and ideal for regular use.9
Cinnamon leaf oil has a musky and spicy scent, and a light-yellow tinge that distinguishes it from the red-brown color of cinnamon bark oil.10
Uses of Cinnamon Leaf Oil
Cinnamon leaf oil can be used as an additive in soaps and a flavoring to seasonings.11 When used in aromatherapy — diffused, applied topically or added to your bath water — it can have health-promoting effects. Just remember that it can be a skin irritant, so it’s best to dilute with a mild essential oil or mix in your favorite cream, lotion or shampoo. Here are some ways to use cinnamon leaf oil for your health and around your home:
• Use it to clean your fruits and vegetables — Cinnamon leaf oil is known for its antibacterial and antioxidant properties. In a 2012 study published in Flavour and Fragrance Journal, applying an edible pectin film with cinnamon leaf oil not only reduced bacteria growth on fresh-cut peaches, but also increased their antioxidant status.12
A 2013 study also found that using cinnamon leaf oil as a vegetable wash may help eliminate salmonella from leafy greens, such as baby and mature spinach, and iceberg and romaine lettuces.13
• Use cinnamon leaf oil as an insect repellent — According to the "Green Pesticides Handbook," cinnamon leaf oil has good antitermitic (termite-repelling) properties, thanks mainly to its eugenol, cinnamaldehyde and a-terpineol content. It can help ward off rice weevils (S. oryzae), making it efficient as a stored paddy rice protectant. The book also notes that cinnamon essential oil may inhibit yellow fever-carrying Aedes aegypti mosquitoes.14
• Gargle as a mouthwash or use to ease toothaches — Cinnamon leaf oil may help keep your breath fresh and may serve as a first-aid treatment for toothaches.15 Add a drop or two to a glass of purified water, and gargle with it.
• Add it to your shampoo to kill head lice — Cinnamon leaf oil can help keep your hair healthy and, in children, may help kill stubborn head lice. A 1996 study found that this essential oil is efficient in eliminating Pediculus humanus, along with other oils like aniseed, nutmeg and peppermint.16
Composition of Cinnamon Leaf Oil
The oil extracted from cinnamon leaves contain phenols and beneficial components like eugenol, eugenol acetate, cinnamic aldehyde, linalool, and benzyl benzoate.17 It also has low levels of cinnamaldehyde, an excellent fragrance and flavoring agent,18 and the active component that can also help repel grain storage insects.19
Benefits of Cinnamon Leaf Oil
“The Essential Oils Complete Reference Guide” notes that cinnamon leaf oil has potent astringent, aphrodisiac and stimulant properties. It can work wonders as a quick pick-me-up or stress buster after a long and tiring day, or if you want to soothe your aching muscles and joints.
This oil has a warm and antispasmodic effect on your body that helps ease muscular aches, sprains, rheumatism and arthritis. It's also a tonic that assists in reducing drowsiness and gives you an energy boost if you're physically and mentally exhausted.20
How to Make Cinnamon Leaf Oil
Cinnamon leaf oil, which is more delicate than cinnamon bark oil, is produced via steam or water distillation. The leathery green leaves are pruned from the trees and then left to dry for several days. Afterward, they go through a special water-steam distillation machine that extracts the oil.
Cinnamon leaf oil can also be distilled via traditional methods, where a huge wooden vessel is fitted with a copper head on top that holds as much as 200 kilograms (441 pounds) of dried cinnamon leaves. The vessel is then placed in a wood-fired boiler that produces the steam for distillation.21
How Does Cinnamon Leaf Oil Work?
The phenols in cinnamon leaves give cinnamon leaf oil its rejuvenating and health-promoting quality. Cinnamon leaf oil contains 70 to 96 percent phenols,22 mainly eugenol, which is responsible for its many beneficial properties. However, cinnamon leaf oil may irritate your skin, so make sure it’s diluted before using it topically.23
Is Cinnamon Leaf Oil Safe?
When applying cinnamon leaf oil topically, I advise blending it with safe carrier oils, such as coconut oil, olive oil or almond oil. It also blends well with other spice oils, citrus oils and herbal oils. Try using it with bergamot, thyme, eucalyptus and sweet orange oils.24
Check and make sure that you don't have any allergic reactions to cinnamon leaf oil before using it. You can do this by performing a skin patch test: Apply a small amount of diluted cinnamon leaf oil on your skin and see if any allergic reactions occur.
I also recommend pregnant women and nursing mothers to avoid using cinnamon leaf oil, as it has emmenagogue effects, meaning it may induce menstruation, which is dangerous for the unborn child.25 Avoid administering the oil on very young children, too.
Side Effects of Cinnamon Leaf Oil
Use cinnamon oil in moderation and properly diluted, as high dosages may lead to convulsions in some individuals.26 If this symptom occurs, stop using the oil and consult a health care practitioner immediately.
from http://articles.mercola.com/sites/articles/archive/2018/11/08/xdjm18-herbal-oils-18mcsa-cinnamon-leaf-oil.aspx
source http://niapurenaturecom.weebly.com/blog/cinnamon-leaf-oil-perks-from-a-spice-oil
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jakehglover · 6 years ago
Text
Cinnamon Leaf Oil: Perks From a Spice Oil
Beyond its alluring fragrance and spicy-sweet flavor, cinnamon provides many benefits for your health, such as its insulin-like effects, which can be useful for diabetics.1 But did you know that you can also get many of cinnamon's health benefits by using cinnamon leaf oil? Here are facts worth knowing about this oil.
What Is Cinnamon Leaf Oil?
Cinnamon leaf oil comes from Cinnamomum verum (also called Laurus cinnamomum and formerly known as C. zeylanicum2) from the Laurel (Lauraceae) plant family. This small and bushy evergreen tree is native to Sri Lanka and Southern India,3 but now grows in many countries such as Brazil, Egypt, Vietnam and Indonesia.4
The cinnamon tree can be distinguished by its small, white flowers, dark green leaves and purple oval berries.5 Its bark is about 10 millimeters thick and is very aromatic. On young shoots, the bark is pale brown and smooth, but on mature branches and stems, it becomes a darker brown or brownish-gray color, and with a rough texture.6
Cinnamon is one of the oldest spices known to man. It was valued in ancient Egypt not only as a medicine and beverage flavoring, but also as an embalming agent and is also mentioned in the Bible. Cinnamon was so precious that it was considered more valuable than gold throughout some of its history.7
You've probably heard of cinnamon bark oil, but don't be confused — it's an entirely different product. Cinnamon bark oil is extracted from the outer bark of the tree,8 resulting in a potent essential oil that’s used for flavoring in foods, beverages and other pharmaceutical preparations. Cinnamon bark oil is extremely refined and therefore very expensive for everyday use, which is why many people settle for cinnamon leaf oil, as it's lighter, cheaper and ideal for regular use.9
Cinnamon leaf oil has a musky and spicy scent, and a light-yellow tinge that distinguishes it from the red-brown color of cinnamon bark oil.10
Uses of Cinnamon Leaf Oil
Cinnamon leaf oil can be used as an additive in soaps and a flavoring to seasonings.11 When used in aromatherapy — diffused, applied topically or added to your bath water — it can have health-promoting effects. Just remember that it can be a skin irritant, so it’s best to dilute with a mild essential oil or mix in your favorite cream, lotion or shampoo. Here are some ways to use cinnamon leaf oil for your health and around your home:
• Use it to clean your fruits and vegetables — Cinnamon leaf oil is known for its antibacterial and antioxidant properties. In a 2012 study published in Flavour and Fragrance Journal, applying an edible pectin film with cinnamon leaf oil not only reduced bacteria growth on fresh-cut peaches, but also increased their antioxidant status.12
A 2013 study also found that using cinnamon leaf oil as a vegetable wash may help eliminate salmonella from leafy greens, such as baby and mature spinach, and iceberg and romaine lettuces.13
• Use cinnamon leaf oil as an insect repellent — According to the "Green Pesticides Handbook," cinnamon leaf oil has good antitermitic (termite-repelling) properties, thanks mainly to its eugenol, cinnamaldehyde and a-terpineol content. It can help ward off rice weevils (S. oryzae), making it efficient as a stored paddy rice protectant. The book also notes that cinnamon essential oil may inhibit yellow fever-carrying Aedes aegypti mosquitoes.14
• Gargle as a mouthwash or use to ease toothaches — Cinnamon leaf oil may help keep your breath fresh and may serve as a first-aid treatment for toothaches.15 Add a drop or two to a glass of purified water, and gargle with it.
• Add it to your shampoo to kill head lice — Cinnamon leaf oil can help keep your hair healthy and, in children, may help kill stubborn head lice. A 1996 study found that this essential oil is efficient in eliminating Pediculus humanus, along with other oils like aniseed, nutmeg and peppermint.16
Composition of Cinnamon Leaf Oil
The oil extracted from cinnamon leaves contain phenols and beneficial components like eugenol, eugenol acetate, cinnamic aldehyde, linalool, and benzyl benzoate.17 It also has low levels of cinnamaldehyde, an excellent fragrance and flavoring agent,18 and the active component that can also help repel grain storage insects.19
Benefits of Cinnamon Leaf Oil
“The Essential Oils Complete Reference Guide” notes that cinnamon leaf oil has potent astringent, aphrodisiac and stimulant properties. It can work wonders as a quick pick-me-up or stress buster after a long and tiring day, or if you want to soothe your aching muscles and joints.
This oil has a warm and antispasmodic effect on your body that helps ease muscular aches, sprains, rheumatism and arthritis. It's also a tonic that assists in reducing drowsiness and gives you an energy boost if you're physically and mentally exhausted.20
How to Make Cinnamon Leaf Oil
Cinnamon leaf oil, which is more delicate than cinnamon bark oil, is produced via steam or water distillation. The leathery green leaves are pruned from the trees and then left to dry for several days. Afterward, they go through a special water-steam distillation machine that extracts the oil.
Cinnamon leaf oil can also be distilled via traditional methods, where a huge wooden vessel is fitted with a copper head on top that holds as much as 200 kilograms (441 pounds) of dried cinnamon leaves. The vessel is then placed in a wood-fired boiler that produces the steam for distillation.21
How Does Cinnamon Leaf Oil Work?
The phenols in cinnamon leaves give cinnamon leaf oil its rejuvenating and health-promoting quality. Cinnamon leaf oil contains 70 to 96 percent phenols,22 mainly eugenol, which is responsible for its many beneficial properties. However, cinnamon leaf oil may irritate your skin, so make sure it’s diluted before using it topically.23
Is Cinnamon Leaf Oil Safe?
When applying cinnamon leaf oil topically, I advise blending it with safe carrier oils, such as coconut oil, olive oil or almond oil. It also blends well with other spice oils, citrus oils and herbal oils. Try using it with bergamot, thyme, eucalyptus and sweet orange oils.24
Check and make sure that you don't have any allergic reactions to cinnamon leaf oil before using it. You can do this by performing a skin patch test: Apply a small amount of diluted cinnamon leaf oil on your skin and see if any allergic reactions occur.
I also recommend pregnant women and nursing mothers to avoid using cinnamon leaf oil, as it has emmenagogue effects, meaning it may induce menstruation, which is dangerous for the unborn child.25 Avoid administering the oil on very young children, too.
Side Effects of Cinnamon Leaf Oil
Use cinnamon oil in moderation and properly diluted, as high dosages may lead to convulsions in some individuals.26 If this symptom occurs, stop using the oil and consult a health care practitioner immediately.
from HealthyLife via Jake Glover on Inoreader http://articles.mercola.com/sites/articles/archive/2018/11/08/xdjm18-herbal-oils-18mcsa-cinnamon-leaf-oil.aspx
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How One Church Used A 21-Day Financial Fast To Grow In Contentment, Joy, & Peace
A Churchwide Financial Fast
How One Church Used A 21-Day Financial Fast To Grow In Contentment, Joy, & Peace
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A Churchwide Financial Fast
In this month’s episode of the CSN Podcast, our host, Derek Sisterhen, interviews George Thompson, Pastor of Stewardship and Finance at Faithful Central Bible Church in a discussion about, “How One Church Used A 21-Day Financial Fast To Grow Contentment, Joy & Peace.”
A Churchwide Financial Fast: How One Church Used A 21-Day Financial Fast To Grow Contentment, Joy & Peace
George Thompson is the Pastor of Stewardship and Finance at Faithful Central Bible Church in Inglewood, California, as well as a devoted husband and father of two twin boys and a daughter. George has written several books including Millionaires In Training: The Wealth Builder, Set-4-Life: The Diary of a Champion, and coauthored The Total Package: The Keys to Acquiring Wealth and Walking in Divine Health. His most recent books are part of a series called Ready, Set, Grow where he has taken over 20 years of teaching and living out these life stewardship principles and turned them into easily digestible lessons for anybody to consume.
What to read more about this month’s episode? Here is an excerpt from the transcript of this episode’s conversation. 
Derek: Today we are going to talk about the 21 Day Financial Fast that you have led at Faithful Central. For our listeners, they can check out some of the details on the financial fast by going to http://ift.tt/2mT3bhp. So, George, as ministry leaders interested in seeing our people grow in their relationship with Jesus, we recognize how important spiritual disciplines are, reading Scripture, prayer. Usually, when we think about fasting, we think of not eating or taking the time to seek God through prayer. But you launched a financial fast. So, I want to hear what exactly is a financial fast and what started you down this road at Faithful Central?
George: That is a great question, Derek. First of all, about two years ago, Bishop Ulmer had come to me and said, “Hey, we want to do a fast a little bit different this year.” Because we had been fasting and doing the Daniel Fast for, I’ve been to the church 11 years, the entire time. We’ve always done the Daniel Fast. That was no meat, no sweets, and no alcohol. We found out that, hey, a lot of people don’t drink anyway or sometimes some people were…some people also wanted to just…they didn’t eat meat anyway, or they’re a vegetarian…or I don’t know, in California people try to eat healthy I guess. So they found out that they weren’t really doing all the elements of it. So one of the things he wanted to do, he said, “We want to do something in the area of finance and do a Financial Fast.” And he asked me to kind of make one up.
I’ve written about five in the area of finances. Bishop Ulmer has written two in the area of finance. So, between the both of us, I sat down and wrote down 21 principles that would just be good for someone to do with their finances. And then we would just walk through every day being a very special day in teaching them a financial principle and then go through it. Secondly, as you said, but you know, usually we’re used to using Scriptures or learning is a part of the financial fast. So that’s why we had built the financial fast. So, there are just different elements that I like to go over with you of the fast. But one of them is using the Bible. Meaning that we use SOAP which is, you know, that’s a way of studying the Bible by this method—the S stands for Scripture, the O stands for observation, the A stands for application, and the P stands for prayer.
So we used that during that period, but we also focused on…some of these Scriptures that we’re focusing on are…are financial Scriptures or also just teaching people about possession. Because as you know, most of the Scriptures in the Bible deal with about how people deal with what they have. And that’s stewardship.
Derek: This is great. I’m fascinated already because I didn’t realize that you had written so many books. So for all of our listeners, you have to go check out what George has put together in your little library, I suppose. So you’ve got these 21 principles, and we’re turning people towards scripture. We’re, also, I’m sure as we’re gonna talk a little bit more, you’re bringing in some practical application with this. Tell me, just ground level, if I’m someone who says, “Yes, I raised my hand. I’m signing up for the 21-Day Financial Fast, how does it work?”
George: That’s a great question. Because that’s what people have. That’s the first question Bishop Ulmer asked me. First of all, we have a text number because, you know, I want to be able to encourage millennials. I want to be able to encourage if you’re 8 to 108. So we have a text message that comes out every day, and that has a Scripture, you know like it has a scripture for every day what the scripture is and also what we’re studying for that day. So there’s always a scripture and while we’re actually online, I’m gonna look up, you know, our scripture that was actually for today in going through it.
So it was Proverbs 22:7. It talked about indebted slavery and then making somebody else rich by the sweat of your own brow. So then what we do is we teach every day to get out of the demons of debt. You already know debt is spelled D-E-B-T. So that’s doing everything but tithing. So we want to make sure that everybody knows that they don’t want to be not only caught up in that but just learning the techniques of that. But now your first question was…is though is that how does someone get started? So it’s either by email, they go to our website, they actually download the papers. And what we do is we just give you information about every day what you would do.
And so first of all, the basic elements are this is that we start moving from using…to just having a journal where they write down what they’re spending money on and that they kind of know that. And then also, a big principle is that we stop using credit cards. We even stop using debit cards. Then we go strictly to cash. So we start having people doing that. And then, by the way, we live in Los Angeles, so this is anywhere. We also understand that in 21 days you have to use a debit card or a credit card because I was doing the financial fast, and I took my kids to the dentist. And then when I pulled out of the parking lot, there was no attendant…there was no way of getting out of the parking lot without using a debit card. I understand that there are a couple of instances we have to do that if you travel. So just the first one is that we move to cash. You have a journal; you write things down. And then also, you only buy what you need, not what you want.
Three categories, as you know, from teaching. First one is, there’s a need, a want, and a wish. We only buy what we need. We find out when you go to use cash; you only buy what you need. You don’t buy all that extra stuff. As you know, as you know, what it says in Philippians is that “My God shall supply all of my needs.” It doesn’t say greeds. It doesn’t say wishes. It says needs, and it says all of mine. Then people do that, and then we start going through a transformation of renewing people’s minds by understanding, by putting the focus on God and not on material possessions.
So there are different days. Like one day we learned to be content. Just put the fork down, like you’re just learning that. And actually, the word fast, F-A-S-T, is what we put up on Sunday, and I go through this when we discuss the offering. And then before I do an announcement that fast, the F, the F stands for focus. And we have a goal we have to focus on what we’re doing. And the A stands to take action. I’m going to take action on what you’re doing. And the S is for sacrifice. That was the problem. That’s what the real focus is of a fast is that people have to sacrifice. And then the T is for trust. You’ve gotta trust God. Because you don’t know how you’re gonna do it, but that’s how you’re gonna do it. You know, after you sacrifice, you’re believing God, He’s gonna deliver what you and I are trusting God for. Amen.
Derek: Amen. I hear ya. That’s fantastic. You know, it’s funny. You made a comment in there that reminded me of something that a participant in one of our classes said here one time. She and her husband had just finished our financial coaching program, and she was saying, “We started to learn that just because we can afford it doesn’t mean we should have it.”
And that is, I think, that sounds like something that if everybody in kind of middle income America could get their arms…really, any income level but particularly people who have some disposable income but they think they’ve always gotta spend right up to what they’ve got.
Just because you can afford it doesn’t mean you should have it because even the items, even the things themselves if we can separate from just accumulating and acquiring and consuming. We start to see the world in a new way.
George: And that’s one, being content. I’ll pick which side, first, I want the women to be mad at me first. The women will be mad at me but a lot of times but I will say, we keep buying stuff that we don’t actually need. Women going out there and buying this and buying that and doing this and just like, hey, do we need another pair of … That’s why I ask, do we need another pair of shoes, ladies? And they say they need to go to the closets and they’re full of them. Now, now that I’ve made them mad, now on to the men.
Do we have to get the 2017 version of everything? First of all, you got a television, right? Then, you got the high def. Now, you gotta get … Then you go in Costco, and oh no, you gotta get the one that’s curved. You know what I mean? Like, the TV you have is fine. You know, the 50 inch is fine. You don’t have to get the 55 and then now what is it? The 65 and the 70 and the different areas. So that’s the different areas. Just learn to be content and thank God for what you already have. If you actually want to be successful in life, you should be focusing on what you do have, not what you don’t have. And be content.
Derek: That’ll preach. You’ve got Josh, behind the scenes at the sound board, nodding his head. So what’s really interesting about this story about how this financial fast came to life is that you had this incredible partnership out of the gate with your senior pastor. I think for anybody that’s listening to the CSN podcast, if you’re a stewardship leader in a local church, you know your senior pastor, your lead pastor, they are busy, busy people. And it can be difficult sometimes just to even get a little bit of the face time to even talk about a new ministry effort, a new project, a new initiative. But you know that if you can get the senior pastor, the senior leader at your church behind it, that effort is likely to draw the congregation up behind it. So you already had the benefit of this, this tightly woven I guess, kind of, alignment with your senior pastor. What do you, what do you say to somebody who’s like, “Hey, I’m a stewardship leader. I want to go, and I want to get my ministry effort moving here. How do I go and engage my senior pastor, my senior leadership, to get buy-in to launch this thing?”
George: I’m going to answer your question very quickly. But I would like to actually one day do an entire podcast on this topic. Because the secret, not secret but how you do this is you develop a culture of stewardship at your church. Trying to get an idea to somebody once every few years or preaching, preaching on finance once a year, that’s…I don’t know if that’s completely successful. So what you want to do is, is that you want to have a plan. As you know, it says in Jeremiah 29:11 that God has a plan and a purpose for our lives, plans of giving us a hope and a future. There has to be a plan for your church. Whatever church you go to, there has to be a whole financial, a whole stewardship plan for that church. And your senior pastor needs to be onboard from the beginning. Like, in other words, what is his vision or what is her vision for the church as a whole. And then, these are just things that can just execute that or that we can do to get those going.
But to answer directly, it is finding out the pastor’s heart and then plugging in the things that already exist, that already exist. Like in other words, like if your church is already doing a fast then just also discuss with the pastor there’s another way of doing it, doing a financial fast as well and in helping in those areas. That’s the easiest and quickest method. Plug into things that already exist and then just adding some stewardship components to it and then getting everyone involved.
Derek: So I appreciate that your answer is so succinct because I agree with you. You could devote a whole show; you could probably devote a series of episodes of podcasts just to this subject.
George: But that’s the whole reason why if someone ever is running a stewardship and they’re leading stewardship at their church, one of the reasons they say it’s not going very well or it’s failing, the reason why is they’re trying to do it by themselves. Like, I tell them, stewardship is not a department. What stewardship is, it’s a culture. What we do here is a culture. You can’t just have a Bible reading department or a prayer department, you know? No, no, no. This is a church that prays. This is a church that does stewardship. You look at certain churches that do stewardship very well; the senior pastor could halfway be the pastor of stewardship.
Because it has to be part of it, where everyone has bought into it in senior management. So that’s the job of the person that’s leading in stewardship is to get everybody onboard. It’s too heavy of a load to pull by yourself, and you’re only going to meet with a certain number of people that way.
Derek: So I think one of the things that I think is a little bit dangerous, even for some of the stewardship leaders that are out there in local churches, is to use the fact that maybe they haven’t gotten the buy-in from their senior pastor as an excuse for why things aren’t going the way they want them to go.
And I’ve seen in some cases where if you have this idea, something you wanted to put out there in front of the entire church, like a financial fast, you may have to win over your senior pastor with some smaller victories. And they may need to hear that, yeah, you’re making some progress in some other areas where people are really starting to actually buzz about what’s going on in your ministry. And now, okay, I see, hey, there’s something we could go to the…do the broadcast with here. To think though that you could come right out of the gate with something huge like this is probably a little bit naive.
George: Yeah. That would very aggressive. I mean, obviously, you know, I’ve been at the church for so many years and doing it that way. But initially, it was taking over the regular fast and then saying let me just add some components to it. In other words, like if people were just to make it very practical, if somebody says that “Hey, we’re no meat, no sweets, no alcohol, hey, let’s instead of…since I don’t already drink, or I don’t already eat meat, let’s just stop doing reality television.” Let’s stop hanging around or doing things that are meaning us no good. Why don’t we just take up…let’s not add anything to our credit cards?
Let’s look at an area…we had somewhere where we were doing service this year. So whatever we do…and I’m sorry. I’m sorry, I’m giving out all the secrets today. But whenever the Church has any campaign and they’ll through it out there…they said, “This year, we’re gonna serve with gladness.” And we give everyone a bag of…what area, how we’re going to serve this year. So now I said, “Great.” I took over…I said, “I’m going to look at this as a stewardship thing.” Because you remember, with stewardship, we have stewardship over three areas of our lives. Time. Every day there’s 86,400 seconds in a day. So we have to learn how to manage that. Second is talent. And the third is treasure. So when they’re serving, we’re going to help do…we’re going to help them do that. Because wait, because we’re really nice people. We’re great. But then also they’ll be stewardship elements of that next year. You see, you have to plant. And then, later on, we want to reap the harvest. So that’s how we’re gonna walk through this.
Derek: This is great stuff. Because I think, again, for a lot of the listeners to the podcast, they’re going to say, “Well, yeah, that’s great for George that he’s able to go and do a full blown 21 Day Financial Fast. But look at all this…he had it on easy street.” When the reality is, is you were taking all these nice little incremental steps, building that base that then allowed you to launch this thing forward. So here’s what I want to ask you now. I want to know how it went. You know, what has happened in and through this financial fast and what are you seeing happen there at Faithful Central?
George: Oh, good. That’s good, another really good question. So I’m going to tell you what happened last year when we did it and then also we’re doing it right now.
So first of all, last year we had so many people that came..and you know, one of the biggest things we want to do is get people out of credit cards and get people out of debt. So, so many people…we have so many testimonies of people that came, and they got out of debt and in the different areas. But also, where our…and then another…I just want to give you the two…another area is a lot of people, home ownership. Our church is in Inglewood, California. So people didn’t…we always said we were Los Angeles but then now that you are seeing where the Rams, where they’re building the stadiums, they’re doing a lot of developments in Inglewood and our church used to own the Forum, they were doing a lot of things for people with home ownership because now they have their finances in order, they’re able to do it.
Also again, we’re in Los Angeles, California. So the average home value in Los Angeles is $432,000. So it’s a little bit higher than it is around the country. So to quality to do certain things, people are in position. But I want to tell you one of the biggest things we got out of this. A lot of families became closer together. There’s a lot of people who had either children living at home with them, above age 18. And just them getting a plan together for their whole family, that was one. Also, marriages. Couples sitting down and there were, there were men that came to me at church, and they were like I’m doing the financial fast. Now, my wife, we’re sitting down, we’re doing this, we’re doing this, we have a plan. And then they made their husband sign the commitment card. Did I tell you about the commitment card?
The commitment card, as you know, in Psalms 24:1, “The Earth is the LORD’s and the fullness therein.” So we have people fill out a commitment card that they’re committed to the promise and declare to have stewardship over their finances and [inaudible 00:18:48]. And then they sign a quitclaim deed at the bottom overall, did I say some? I didn’t say some. I didn’t say most. All of their assets, everything they have, assets and debts, over to God.
And then they would manage it as if God were sitting there and they were just having a meeting with God every week of how they were managing their assets. Because remember, that’s what a steward is, just a manager of what God’s blessed you with. So when people had to sit down and then…for people in the financial arena, when they had a balance sheet.
That’s the first time some people had ever sat together (been married 10, 20, years.) It’s the first time they sat down together and actually went over their finances and what they were doing with God in setting their goals and actually achieving them. So that with married couples and then also my latest book, I call it “Financial Intimacy,” where we can learn how to manage finances together as a couple. And then the families working together and in doing it.
Derek: Man. I just love this stuff. I feel like I should go sign one of your quitclaim deeds right now.
George: It’s not too late. Because this year, this year, we’re on fire too. We had to go in and actually…I’ll be teaching actually congregation-wide over this week. So I have to adults and also to the general church.
Derek: That’s awesome. That’s so cool. I just…I love how…you know, on the one hand, we could say, “Oh, a quitclaim deed, that’s kind of a cute little add on.” But you’ve led the people to the place where they understand, yes, this is not my stuff. This is God’s stuff. It is simply for me to manage. And I think just that, that exercise of saying…even if it may be something that’s kind of cute and fun to fill that out, there’s really a gravity to it, there’s a weight to it. Yeah, this means something, and I understand who the true owner is. I just, I just love it.
George: It’s the accountability. Like your car, you drive a certain way. But if you had someone else’s car, you’d typically treat that car better. They have to start doing that. You have to start doing that. If you rent a car, you walk around the car and look at it. And you make sure you park it somewhere where you can just bring it back and not have no problems. We want to understand that we’re managing what God has blessed us with. So that’s why we want to just take that extra level of accountability.
Derek: That’s it, man. The 21 Day Financial Fast. George, thank you for joining me on the podcast today and sharing with me about this.
George: My pleasure. Any time.
Derek: So for all the listeners out there, I think he’s made a pretty good case for checking it out. If you go over to http://ift.tt/2nnExS8, you can get the scoop; you can get the details. And who knows? Maybe you sign up yourself. I’ll probably be heading over there once we finish this recording. For great content, the podcast, info on the next CSN Forum and more, visit ChristianStewardshipNetwork.com. Until next time here’s to leading and serving well, for God’s glory and your joy. Thanks so much for being with us.
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