#so do be wary of the prices (tickets can also be expensive the ones i got were 100 a piece) | Explore Tumblr posts and blogs

moneyintrend · 3 years ago

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Making money with Apps - Earn from everywhere

Every week, we already spend hours on our phones. With its weekly screen usage stats, Apple has made us acutely aware of this. Why not make some money with those hours?

There are plenty of money-making applications available for both Apple and Android users these days. Taking surveys, playing games, watching movies, investing, and even buying are all ways to make money.

The 10 Most Profitable Apps

We've tried a lot of applications, so trust us when we say we've tried a lot of them. We weeded out the duds and put up a list of our top-rated money-making applications.

1. InboxDollars: Earn Money by Watching Videos

Most of us are familiar with InboxDollars, but did you realize it pays you to watch videos? There's a lot to watch on the site, including cuisine, entertainment, news, and wellness programs. InboxDollars will credit your account with a little amount of money each time you watch one.(Are you new to InboxDollars? Here's our beginner's guide.)

Pros: You earn cash with InboxDollars, so you don't have to worry about trading points. It also has more opportunities to make money, such as surveys, scratch-off games, and internet searches.

Cons: To pay out, you must earn $30, which is a bit expensive when compared to the other sites on our list. A $3 transaction fee will also be charged.

Payment is made via check, which is mailed to you. Get a $5 incentive just for joining up and watching your first video, according to a pro tip. Available for Android (4.3 stars) and iOS (4.3 stars) (rated 4.4 stars).

2. Lucktastic: Free Scratch-offs to Win Big

If you're sitting on the sofa looking through your phone, download the Lucktastic app to play free scratch-off tickets for a chance to win $1 to $10,000 instantly.

Pros: You may download and use Lucktastic for free. You have nothing to lose if you have some spare time.

Cons: According to user feedback, winning money is an uncommon occurrence. However, we spoke with a single father who had won $5,000.

Earn a minimum of $2 and then cash out for an immediate gift card. If you spend $10 or more, you can request a check in the mail. Keep a charger on hand to keep your phone charged. Available on Android (4.2 stars) and iOS (4.2 stars) (rated 3.2 stars).

3. Get Free Prepaid Visa and MasterCards with Fetch Rewards

Fetch Rewards, a free app, will convert your receipts into gift cards. It works with a variety of companies to reward you with points for each supermarket receipt you post. Then you may swap them for Visa and MasterCard prepaid cards.

To earn prepaid Visa or MasterCards, just download the app and establish an account, then upload photographs of your supermarket receipts.

Pros: There's no need to scan barcodes or look for deals; all you have to do is email Fetch a snapshot of your receipt, and it'll take care of the rest. It may also be used with any grocery receipt.

Cons: Cashing out requires a minimum of 3,000 points, however offers range from 250 to 3,000 points, so hitting the minimum should be simple. We've seen offers for 2,000 points with the purchase of a Suave female hair product and 2,000 points with the purchase of a Blue Moon 12-pack.

When you achieve your minimum, you may cash out for prepaid Visa and MasterCard cards or gift cards to participating shops.

Pro tip: Use Fetch as soon as possible following your shopping trips, as your receipts must be within the previous 14 days. Plus, when you download the app, enter the code PENNY to get 2,000 points instantly when you scan your first receipt – you'll be well on your way to your first gift card in no time. Android (4.2 stars) and iOS (4.3 stars) versions are both available (4.8 stars).

4. Ibotta: Make Money While Shopping

You may get cash back on a variety of transactions using the Ibotta app, including groceries, Uber trips, and Amazon purchases. Simply take a picture of your receipt or use the app to shop.

Pros: Ibotta is a fantastic method to save money on goods you currently buy, both in stores and online. You'll occasionally come across gratis offerings in the mix as well. We spoke with Nancy Frost, who received $432 in cash back over the course of a year.

Cons: Be wary of purchasing goods you don't actually need only to earn money back. It's alluring.

Payment method: Once you've reached $20, you may cash out by PayPal or Venmo, or choose a gift card to a major shop such as Amazon, Best Buy, Target, or Walmart.

Pro tip: Get a $20 sign-up bonus by downloading Ibotta from The Penny Hoarder and redeeming your first 10 offers within 14 days. Available for Android (4.5 stars) and iOS (4.5 stars) (rated 4.7 stars).

5. Nielsen Consumer Panel: Earn Money for What You Keep in Your Fridge

Nielsen is a market research firm that you're undoubtedly acquainted with. It's always kept tabs on TV ratings, but now it wants a look inside your refrigerator. Scanning the barcodes on your shopping goods earns you points in the Nielsen Consumer Panel app.

Pros: Becoming a member of this market research panel is quite straightforward. Scanning the barcodes of things you've purchased is as simple as downloading the app and scanning the barcodes of the items you've purchased. To get points, share your data with Nielsen.

Cons: You won't get paid in cash or gift cards; instead, you'll get rewards.

Method of payment: Earn points that may be redeemed for items such as toys, gadgets, or household equipment.

If you don't want to use the app, you can request a portable scanner instead. Available for Android (with a 3.7-star rating) and iOS (with a 3.5-star rating) (rated 4.4 stars).

6. Acorns: Invest Your Change (and Receive a $5 Bonus)

Investing is a fantastic method to make money over time. If you're just getting started, the Acorns app is a good place to start. It allows you to invest tiny sums of money.

Pros: With Acorns, you can be as hands-on or as hands-off as you want. Its round-up function rounds up each transaction and invests your digital change automatically. In less than two years, the software helped Jeremy Kolodziej amass more than $2,000 in investments.

Cons: Acorns charges $1 per month for accounts with less than $1 million in balance. It's a shame it's not free, but consider this: for the price of one month of Netflix, you can receive a year of investing.

Withdrawals are not subject to any limitations or fees. You may withdraw money as often as you like, but investing is preferable in the long run.

Pro tip: If you join up for Acorns through The Penny Hoarder, you'll receive a $5 bonus, effectively giving you five months of free service. Available on Android (4.4 stars) and iOS (4.4 stars) (rated 4.7 stars).

7. MyPoints: Tell Us What You Think

MyPoints is a website that connects consumers to market research survey opportunities. It has been in existence since 1996.

You may earn gift cards by completing polls and filling out surveys using MyPoints. You'll get a $5 prize after completing your first five surveys.

Pros: You get points even if you don't qualify for a survey. It's also a simple gateway with a variety of methods to gain points, such as participating in polls and viewing movies.

Cons: Because MyPoints links you to surveys on third-party consumer marketing sites, you'll frequently leave the site's portal. Users say they have a hard time qualifying for surveys. (I didn't qualify for any of the five tests I took recently.)

Gift cards to major shops such as Amazon, Old Navy, and Starbucks are accepted as payment. Tip: After qualifying for and completing your first five surveys, you'll receive a $5 bonus. Android version is available (rated 3.5 stars).

8. Rover: Earn Money Playing With Dogs

You may opt to provide a number of services on Rover, such as dog walking, overnight boarding at your or their house, and daycare. According to Rover, sitters may earn up to $450 per month.

Pros: Is there anything more enjoyable than spending time with dogs? However, take it seriously. Rover allows you to establish your own hours and pricing. Choose the services you'd want to offer as well.

Cons: To build a solid reputation on Rover, you may need to decrease your hourly prices at first until you break into your city's market and start receiving favorable reviews.

You establish your own rates as a payment option. (A little percentage is kept by Rover as a service charge.) Payment can be made straight to your bank account. The money may take up to 72 hours to transfer.

Pro tip: Because boarding is the most popular service on the app, offering it might help you land more bookings. Available on Android (4.2 stars) and iOS (4.2 stars) (rated 4.9 stars).

9. Foap: Make Money With Your iPhone Camera

Do you have a smartphone that takes decent photos? Foap is a website where you may sell your photographs. List your photographs in the app's marketplace, and if someone buys the photo's license, you'll get 50% of the sale. If it sells for $10, for example, you'll make $5 every time.

Pros: Today's phones have amazing cameras, making it easy to snap high-quality photographs. The effort is done after you capture the ideal image and post it to Foap. All you have to do now is wait for a sale.

Cons: You can't be sure your photographs will sell. Also, don't expect to make a lot of money; this is simply a fun side project.

Payment method: You'll get 50% of the sale and may pay out using PayPal. Add relevant tags to your photographs as a pro suggestion. It will assist users in finding your photographs, much like it does on Twitter or Instagram. Available for Android (with a 3.8-star rating) and iOS (with a 3.8-star rating) (rated 4.5 stars).

10. Sell Your Old Stuff on Letgo

Why keep old items that you haven't looked at in over a year? Try using an online marketplace like Letgo to sell them to others in your region. It takes a lot of the effort out of selling anything online, and it's completely free to use.

Pros: Letgo allows you to sell almost anything. In less than 30 seconds, you may snap a photo and upload your item using our simple software. Another significant benefit? Letgo doesn't take a cut of the sale, so anything you make is all yours.

Cons: There's no assurance that your products will sell. Your goods may sell like hotcakes in record time...or they may sit in your closet collecting dust for a long. However, many internet markets have this danger, so brace yourself and wait.

Payment method: Letgo is only an online marketplace where you may list your things for sale, not a place where you can complete the transaction. What are its recommendations? Meet in a public area and only transfer money once the buyer has seen the goods.

Take cash or utilize a secure payment option like PayPal as a backup plan. Don't accept a "certified check" - according to Letgo, this is a typical fraud. It's also not a good idea to ship things. Available for Android (4.5 stars) and iOS (4.5 stars) (rated 4.4 stars).

#making money #everywhere #money tips

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brightlightsfanfiction-blog · 7 years ago

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Secret Identity | Jared Leto + Reader | Part 2

Prompt: Flirting between Y/N and “Jay” starts to get more serious, and he starts to get more secretive. He prefers to talk about her, instead of himself, and it makes her wary. Notes: May dabble some with Jareds POV in this. I really enjoy writing this, amd it’s fun to be a bit of a mystery. I haven’t decided when to have them meet, or how, so if you guys have any ideas, let me know! Warnings: PG-13 for swearing in some chapters.

Part 1

Letoislove sent you a picture.

The notif came in a good few hours after you’d sent your last message to Jay. Your heart skipped a beat, and you hoped he wasn’t being cruel about sending you a different picture after how your conversation ended.

But as it loaded, you saw he wasn’t. It was Jared and a cute boy outside somewhere. You weren’t sure which part to focus on first - that he had met Jared (you only wished you had) or the fact he was a pretty cute kid. Okay, he didn’t actually look like a “kid”, he looked like he was probably in his 20s, but the emo-ish vibe a lot of their fans had given him that cute kid kinda look. You didn’t mind that he’d been the one flirting with you.

Withtheecehlon: You’re sooo cute! <3 Also lowkey jealous you got to meet Jared. Closest I’ve gotten is being really close to the stage. Letoislove: It was taken at Camp Mars. Super great experience overall. Withtheechelon: Ugh. Lucky! I want to go, so bad. Letoislove: You should sometime =) It’s a bunch of fun. I know it’s expensive but so worth it. Withtheechelon: I’m working on trying to save up, but stuff keeps coming up. It sucks cause I don’t live terribly far from there either, so it’s not like I’d have to fly. I could drive up, leave my car at a friends house and Uber over to avoid the parking pass. Letoislove: I hope you can go sometime. You’d love it.

Jared’s POV

Jared hadn’t intended for this to happen. He’d made the fan account on a whim so he could talk to other fans without the massive amounts of messages or backlash that would come from him only talking to certain people. He tried to at least keep up with liking people’s comments on his own Instagram, but even that was a lot. Here, he could talk to people in small numbers, with anonymity. He found a lot of pages and picked some of the best and most active (and passionate) to follow. He was following about a hundred and tried to keep up with his own posts, just sharing stuff he had on his phone.

He’d messaged a few different accounts, complimenting them, hoping to gain a few followers and start a few conversations. One stuck out to him. The feed was beautiful and looked like there was an artist behind it. It also posted daily. They started talking and he learned her name was y/n. He could be a bit of a flirt at times, and that was only amped up when he saw just how gorgeous she was, and the more they talked. She was passionate about how she spoke and her story behind getting into Mars and the things it got her through was beautiful.

During the “Munday”, he wasn’t entirely sure what to do. He’d had the account for a week, and wasn’t really thinking about coming out about who he was - if he ever did. But when y/n asked, it was hard to say no. And it would really be fishy if he wouldn’t talk about himself, and wouldn’t send messages. He tried to avoid lying to her (and anyone he talked to), but just avoided certain truths or bent them.

Shannon had called him back to the studio before he could decide, and he told her he’d think about it.

Another act of bending the truth came to mind while he was in the studio; he looked through an album they had from Camp Mars and found one of him with a young male fan. He seemed attractive enough, and he was sending her a picture of himself. Just wasn’t specifying which person in the photo he was. His response was vague as well, as she called the kid she assumed next to him cute and expressed jealousy at “meeting Jared.” Oh, if she only knew... It was at Camp Mars. That wasn’t a lie either. He was able to change the subject, shifting it to her desire to go to Camp Mars. If the tickets weren’t as high of a price as they were (an unfortunate necessity for everything they offered), he would have considered offering to get her one; obviously, it wasn’t an issue on his edge, he could get her a ticket easily, but from her end it would look like he was dropping a lot on a girl he hadn’t met. Instead, he just sent her words of encouragement and told her not to give up on dreaming.

A notif dinged on his phone. “Would it be weird if I asked you about switching to text?” It was a message from Y/N.

He considered that. She didn’t know who she was talking to, and it’s not like his number would give him away, just that he was in LA. She said she was near Mars, but it was far enough from the campsite of Camp Mars that she’d have to leave her car at a friend’s and uber over. Yeah, that meant she had a friend in the area. Fuck, he needed to stop overthinking things.

“Sure. What’s your number?” He responded real quick. It would be nice not to have to worry about her notifs getting buried under all the notifs from his other two Instagram pages; he usually had to have the fan accounts DMs open, or her specific message open.

She sent back a number, and he copied it, putting it in his phone and send her a text. “Hi, beautiful.” Unless she’d just given her number to fifty different people, she’d know who it was.

Shannon came into the living room, “hey, we’ve got a meeting to get to,” he told him. Jared nodded and got up, checking his phone when he felt it buzz.

“Hey =) LA, Huh? So guess that cut some expenses for you for Camp Mars too.” Well... it wasn’t exactly wrong.

“Yep. City of Angels ;P” He was well aware his jokes could be terribly cheesy at times, usually reserved for special people close to him, but he felt he could be open with her.

Buzz. “Well I know that I’m talking to an angel right now <3″ Yeah, she could be a flirt at times too.

He chuckled softly, alerting Shannon he was involved with his phone for more than business. “Who’s got you all smiley?” he asked as he drove them to their meeting.

Jared shook his head as he sent a text back, “I promise you, princess, I’m no angel.” He glanced up at Shannon. “Just reading comments.”

“Mmmhmmm. Then why’s your text open?” he remarked. Damn Shannon and his sunglasses. He could never tell where his brother’s eyes were. And he knew Shannon liked it that way.

“You’ll think I’m insane,” he answered, looking over at him.

Shannon scoffed.

Buzz. “Angels are boring anyway :P” He bit back another laugh.

“Uh, you’re like 40 years too late if you’re trying to prevent me from thinking that, my brother,” he said, turning his attention over as they stopped at a light.

He let out a small sigh, sending you a text first. “If they look like you, they’re *far* from boring.” They were close to the meeting point, so he sent a second as well. “Work calls. Text you later <3″ He set his phone aside, giving Shannon more of his attention.

“I was looking through comments one day and I came up with the idea to create a “fan account” for the band. It’s all hidden identity, so no one knows who’s behind it. It’s a way to be able to talk to the Echelon, be there, and learn about them without being bombarded with shit on the band account or mine.” He saw Shannon’s eyebrows perk up from under his glasses. “I started talking to one girl, and she’s kinda amazing. Really well spoken, looks at life in a really interesting perspective, we can have little superficial cheesy conversations or really deep ones. She’s super artistic and passionate too, and gorgeous.”

Shannon had turned back to the road as the light turned green. “Does she know it’s you?” he asked.

“Nope. I avoid certain truths to be able to dodge her figuring it out.”

His head turned in a way that told him that he was glancing over. “You don’t think that’ll get weird after a while? Not being able to send pictures or video chat? Maybe not even being able to talk on the phone, depending on how confident you are in your voice acting --”

“I think my different voices are pretty good,” Jared interrupted.

“Okay, so you can do phone calls. But still puts you at kinda a standing point. One day she’s gonna wanna meet, or video chat. If you’re texting, I assume she’s somewhere in the US, so that only makes it more likely. It’s only a matter of time, man,” he pulled up to park.

“She’s somewhere in California,” Jared admitted, grabbing his phone and anything else he needed before jumping out. “I dunno, maybe sometime it’d be nice to meet her. I mean, it’s not like dating other fans where it’s a concern if they have ulterior motives or preconceived notions of who I am. She can get to know me as a person before she actually knows who I am.”

“Just be careful. Don’t want this blowing up in your face. The idea of the Instagram is a nice one, so long as you’re cautious,” Shannon said as they went inside.

“I know.” It was the end of the conversation for now. He checked his phone once more to see if you’d replied and you had “I’ll be thinking of you” with a few kissy face emojis.

Your POV

Texting felt easier. It was also a surefire way to know if it was him or not, hearing the ringtone you’d set for him everytime he texted. Things were flirtier, and you were a little more into the idea that he was close. It was only about an hour away from LA, though you weren’t sure where exactly in LA. The map that had come up when you looked up the 310 area code covered a large area, and you just knew it was West LA, mostly in Los Angeles County and some of Orange County.

You were doing some work when your phone chimed an hour later. “I may be free for the night. Now time for exploring one of LA’s many vegan restaurants.” He’d confessed to being vegan like Jared but said it was prior to getting into the band. You thought it was really cool and respectable since he wasn’t one of those “you’re going to hell for eating meat” vegans.

“I’d love to check some out next time I’m in LA if you have any recommendations. Or maybe you can show me some...” you hinted.

There was a pause, but it was entirely possible he was driving. “Maybe” was all he said. Okay, was he being short cause he didn’t want to meet, or because he was driving like you thought?

“Though I might be sated by a video chat or phone call :p” you teased. He was so secretive about details of his life, and you tried to nudge him out of that. He acted plenty interested unless he was just a flirt. That made you feel a pang in your heart. No, it hadn’t been long, but you had really nice conversations. He had no problem talking about life with you, so long as it wasn’t his life. You’d text for hours about politics, or wildlife, or various other deep topics, but he was shy about talking about his job, or his home life.

“Maybe one day :P” he teased back.

That made you frown a little. “You know, I can’t figure out if you’re just super shy, or if you’re really like some 60-year-old dude who likes Mars and younger girls.” It was half teasing, and half serious.

“I’m not a sixty-year-old guy, I promise,” well that text came quicker than the others.

“You’re under 50, right?” you confirmed. He’d sent a photo, but there were so many online, that didn’t mean anything.

“For a few more years,” he replied again, with a variety of laughing/tongue out emojis to show he was still goofing off.

You thought, trying to figure out other reasons he couldn’t talk on the phone (since he hadn’t confirmed the shy thing.) Another idea came to your head. “You are over 18? I think that’s a requirement for Camp Mars, anyway. And that’d be a lot of money for a teenager to spend too.”

He sent a laughing emoji at the start of his text. “Yes. I’m not a teenager, over 18, and I’ll even say I’m over 21 if that makes you feel better. Don’t want you getting the wrong idea thinking you’re talking to a pre-teen.”

You rolled your eyes and sent an emoji to show as much. “You’d be a really mature pre-teen. Well. Sometimes.”

““Sometimes”” he quoted the end of your text. “Yeah, probably accurate...” He confessed.

You pondered it more as you did some work (him being used to replies getting slow at times.) After a few minutes, you picked up your phone again. “If you’re a girl, that’s okay too. I know some people are shy about their sexuality. Especially if they’re not out. I’m bisexual so it wouldn’t change anything.” You sent a follow-up text. “Or trans.” You really liked him and wanted him (or her?) to be comfortable with you. No matter what, he was someone who made you smile, feel cared about, and you had really nice conversations with.

Your phone chimed with his ringtone and you looked at it. “Born a guy, and have identified as one for all 21+ years of my life, and don’t think that’s gonna change,” he confirmed. The breath of relief that followed wasn’t one that came from being genuinely worried Jay was a girl or trans, it was more about being worried that you were being lied to.

“Well, that makes me stumped on why you wouldn’t do a phone call then since you didn’t agree with the shy thing, Doesn’t have to be a video call.”

There was another pause between the texts. “How about one tomorrow?” he responded.

You smiled, feeling satisfied with that. “Sounds perfect.”

He responded a few minutes later. “I can call you after work? Normally about 8 or so?”

“I’m off tomorrow, so any time is fine =)”

The rest of the night was spent talking about various other things. Things you wanted to see in LA, places he liked to go, Camp Mars had come back up and you discussed that he told you stories. When it started to get late, he said his goodnights and said he’d be dreaming of you.

Meanwhile he was also thinking he was in way over his head.

#Jared Leto x reader #Jared Leto Imagine #30stm Imagine #Thirty Seconds to Mars imagine #Secret Identity

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olduvaicareers · 4 years ago

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Travel Insurance and Health Insurance

The Difference Between International Health and Travel Insurance

The main difference between travel insurance and international health insurance is this: - You get travel insurance if you are travelling for a holiday, a business trip, or another type of short visit abroad which lasts less than six months. Travel insurance covers medical emergencies and other trip disruptions. - You get international health insurance if you are moving away for work, studying, retirement, etc. and will spend the majority of your time abroad. International health insurance is long term and covers most medical bills you have while abroad, but not trip disruptions. Here is a side-by-side comparison of what is usually covered by travel insurance and international health insurance: Travel insurance International health insurance Medical emergencies Yes Yes Non-emergency medical treatment No Yes Prescription medication Yes Yes Medical evacuation Yes Yes Repatriation Yes Yes Regular check-ups No Yes Maternity care No Yes Newborn care No Yes Pre-existing conditions No Yes Mental health care No Yes Rehabilitation No Yes Cancer treatment No Yes Dental emergencies Yes Yes Non-emergency dental treatment No Yes Vision care No Yes Trip cancellation Yes No Trip interruption Yes No Flight delay Yes No Loss of belongings Yes No Liability insurance Yes No

Which One Should You Get?

You should get travel insurance if: - You are going on holiday, a business trip, or a short visit abroad. - You will be abroad for less than six months. You should get international health insurance if: - You are moving abroad for work, studying, joining your spouse, to retire, or any other reason. - You will be living abroad for the majority of the year. - You intend to travel internationally (e.g. back and forth to your home country). - You would like to have the option to be flown back (evacuated) to your home country for treatment in case of a major medical emergency.

What Is Travel Health Insurance?

You get travel insurance if you are going away for a short trip, such as a vacation. It is designed to assist you if you have medical emergencies abroad as well as to protect you from unexpected financial loss during a trip, such as trip disruption, or damage/loss of personal items. Travel insurance typically covers the following: - Medical emergencies. Emphasis on It will only cover medical bills (such as surgery, hospitalization, etc) related to accidents or sudden illness. You do not have coverage for medical treatment related to a pre-existing condition, except in some specific cases. - Medical evacuation. If you are on vacation and get into a serious accident or fall gravely ill, then travel insurance pays for you to be evacuated back to your country or to another hospital better equipped to deal with the emergency. - Trip disruption. If you have to cut your trip short for unexpected reasons, travel insurance reimburses part of your non-refundable expenses, such as flights, hotel reservations, etc. - Flight delay. If your flight is delayed, travel insurance covers food and accommodation costs for the time it takes to get the next flight. This is only if your delay is several hours. - Personal belongings. If your baggage, passport, or other covered items are lost, stolen, or damaged, travel insurance reimburses part of the loss. - Personal liability. If your actions cause damage to another person or property, travel insurance covers the resulting costs. Duration A travel insurance policy is not longer than six months. You can choose to be covered for only the days you will be abroad. You can also get an annual plan if you travel frequently, but coverage is limited to a certain number of days per trip. For example, you have an annual travel insurance plan because you travel for work a lot, but the plan covers you only for three months per trip. If a trip is longer than that, you do not have coverage for any time exceeding the three months. Geographical location You choose where you want coverage. Depending on the company, you either choose the specific country where you will travel, or from a more general list of destinations, such as Europe, Australia and New Zealand, and Worldwide (including the USA or excluding the USA). Cost The cost of your travel insurance depends on the duration of the trip, the amount of coverage you want, and your age. Plans which cover the US are more expensive than those which do not, simply because of the high costs of healthcare in the States. Also see: US Travel Insurance Plans

What Is International Health Insurance?

International health insurance – also known as expat health insurance – covers medical treatment for individuals living outside their home country. It works similar to health insurance you would get while at home, except the coverage is international. International health insurance usually covers the following: - In-patient medical treatment. This includes hospitalization, surgery, intensive care unit, anaesthesia, lab tests, X-rays, etc. - Out-patient medical treatment. This includes a physician or specialist visit, psychiatrist visit, urgent care, emergency room, etc. - Emergency services. - Prescription medication. - Dental coverage. - Vision coverage. - Maternity. - Mental health care. - Physiotherapy. - Rehabilitation. - Pre-existing health conditions. - Evacuation or repatriation. - Travel health insurance. Not covered: Trip disruption, flight delay, personal belongings, liability. Duration You can get travel insurance for the entire time you will be living abroad. You can pay and extend your international health insurance monthly, quarterly, semi-annually, or annually. Geographical location As the name suggests, international health insurance covers you internationally. This means that even if you go for a trip to another country, and need medical assistance your medical bills will be covered. Cost The cost of an international health insurance plan depends on how many medical procedures you wish to have covered. In-patient and out-patient treatment, medication, and emergency services are usually included on a “basic plan”, and adding other items, such as maternity, dental, etc. will bring up the price. Similar to travel insurance, an international health insurance plan which covers the USA will be more expensive than one which does not. To clear up the confusion: - Sometimes, you can get travel insurance to cover you for your trip even if you are moving abroad long-term. For example, international students in Germany can enrol in a health insurance plan, but, they still need some coverage until they set everything up. So they can get a travel insurance plan to cover them for that duration. - In addition to international health insurance, many expats (usually those who are employed) are eligible to be enrolled in the government healthcare scheme of the country they are moving to. This means the need for international health insurance is optional.

Where Can I Get Travel Insurance?

You can get travel insurance from: - Travel insurance brokers. These are companies which operate online and offer travel insurance plans from different insurance companies. You can choose some which seem more fitting, and compare them side-by-side. - Travel insurance companies directly. Most of them operate online, so you can buy it from home. You can also visit a local insurance company in-person. - From your airline or travel agency. Airlines and travel agencies offer “complimentary” travel insurance along with your flight ticket or tour. Be wary of these plans, since they can sometimes be over-priced. See how to choose the best travel insurance plan.

Where Can I Get International Health Insurance?

You can get international health insurance from: - International health insurance companies. They operate online, and you can buy a plan from home. - Insurance brokers. Companies like Insubuy are comparison marketplaces who offer plans from different companies, and you can compare between them before settling in one. There are no differences in the price – it is the same as if you were buying from a company directly, only you have more variety. Read the full article

#healthyinsurance #travelinsurance

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allwoodjacee95 · 4 years ago

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life insurance policy and suicide

BEST ANSWER: Try this site where you can compare quotes from different companies :insurefastfinder.top

life insurance policy and suicide

life insurance policy and suicide. A life policy will also pay out your funeral and other end-of-life expenses to your beneficiaries. The first step is to talk to your insurance or financial advisor about the policy. They may have information about how your family will be affected, but they are in charge. There’s a lot to talk about. There are pros and cons to life insurance. For starters, your beneficiary will not get the death benefit payout. You will receive the death benefit from your insurance provider. If your loved one died, your heirs would not be able to receive a death benefit payout. This allows these funds to be better spent to take care of final expenses. The death benefit that you receive will be used to pay for your funeral. The cash value in the policy will also ensure no health questions are asked. You’ll get a monthly premium that will be used to cover funeral costs. You’ll also lose out on any cash value that was built up in the policy. This. life insurance policy and suicide is the least common and it may not make any sense for you. But some insurance plans have clauses in place that would allow you to be covered if you die while driving a car. And that’s really all you need to know about, in this section. So why do we even care about car insurance for a driver who has an accident? Because the insurance company thinks we won’t pay for an accident in the first place. If an accident happens and you have to have it for a period, that’s a penalty. So, should you pass away unexpectedly, the insurance company is responsible for your expenses from the moment you take the car off the car lot to the moment you drive it away for a parking spot on the street without any insurance? There are many things an insurance provider can do to determine your risk profile. These include: So, should you buy extra coverage for a driver with such a dangerous driving record, such as a speeding ticket or a DUj. life insurance policy and suicide protection plan for an 18 year old. A total of $3 million, an unlimited policy (no medical questions asked) and no questions. My daughter was recently diagnosed with cancer and was declined for any of my policy s benefits because I’m in a limited budget. So when my daughter died, I had no money, a few coins in my account and no death benefit. She had been paying $40,000 a year for cancer treatment and I only had $19,000 in our bank account. The doctors told me that $1K per six months would be saved if we both took out two policies (no life insurance) and $500,000 of life insurance. And because each of the policy types were equal, I had to pay $250,000 for one policy, up to $750,000, for the remaining $250,000. The only way I could afford to pay this money up to her death was to put a stop to her cancer treatments and a.

Insurance

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Suicide and Burial Life Insurance

Suicide and Burial Life Insurance (but not life insurance) To qualify for life insurance from any company, you must: Be a U.S. resident of a U.S. and maintain continuous U.S. insurance coverage for five years. You must maintain continuous coverage for: at least 15 years while you are a resident. After five years, you will no longer be covered under a permanent policy. No. If you are insuring anyone under the age of 70, permanent life insurance does not meet the requirements in any state. No. Your spouse carries your permanent policies. If you would like to request your life insurance application to be reviewed, you may submit a written request in the mail or via email. We may also connect you with your living parent’s living agent for periodic reviews. Please keep in mind, any comments or questions may not be reviewed. At the End of the line, if there are two or more dependents as dependents while they’re still.

Are There Exceptions? Is There Life Insurance That Does Cover Suicide?

Are There Exceptions? Is There Life Insurance That Does Cover Suicide? Is There Life Insurance Not Fully Underwritten In The U.S.? Is There Insurance Company Doing Excellent Business In The United States? From Business: Progressive car insurance provides affordable rates for high risk drivers. They offer additional coverage for if you get pulled over or have an accident. Progressive is the premier insurance provider in the United States. They give you a car online insurance quote online for no additional charge. Our Best Car Inexpensive Car insurance has never been so sweet—it was so cheap. We gave the price our top insurance and the quote was great—so cheap, we called and we got some extra protection for our vehicle… We would recommend it! We ve been a Progressive customer for many years. Just keep a good record. We know if we need to drop a policy or get another one with Progressive…we will be the first to tell you, or should be… .

Summing It Up – Suicide and Life Insurance

Summing It Up – Suicide and Life Insurance Claim The following is an overview of claims handling by Life Insurance companies: Lost/Damned Judgment - This is the amount deducted from an insurance claim as a death claim result. Lost/Damned Judgment - This is deducted under Section 25(2A)(9)(b)(e)(ii), Section 25(10)(a) and Section 25(13)(a)(2A)(ii)(e)(iv), Section 25(14)(a)(2A)(i)(2B)(7)(a), Section 25(14)(a)(1A)(i)(2B)(6)(a), and Section 25(14)(a)(1B)(6)(b)(e). The number of deaths at the time of the loss is the amount of the money received. Lost/Damned Judgment - The amount of the benefit received under Title I and Title II. Life Insurance Claims Negligence – Claim Handling Prosecutions .

Is There Any Other Times when a Life Insurance Policy Won’t Pay Out?

Is There Any Other Times when a Life Insurance Policy Won’t Pay Out? » MORE: Auto insurance rates vary by state and policy. Your actual rate may be different. Contact us for a free rate quote, or give us a call at and we ll show you how easy it is to save money on life insurance. Compare loading Fetching your data... 20 - 60 years old .

When Does a Life Insurance Policy Cover Suicide

When Does a Life Insurance Policy Cover Suicide? It’s important to know about the common types of life insurance policies. They’re often used if you’re planning to buy a new policy. They look at what’s happening with your family. That’s why you can usually purchase a policy to help replace lost income, provide for your children or give a portion of one or more business ventures to help your estate. But do you have to get a prescription test or something similar? No. You’ll probably pay premiums for the insurance if the insurer decides to send the payment without taking actions from you. If you’ve been in the military, there’s probably a reason why insurers are wary about giving you one of their life insurance policies. Here’s the basic answer: In addition to the potential risks you might face when buying a new policy, you’ll have to ensure you have the right insurer for your financial needs. To qualify for an policy.

Burial Life Insurance Policy and Suicide

Burial Life Insurance Policy and Suicide Prevention Plan for the Family of the Victim of Your Family. 20 - 100 years old $50,000 $25,000,000 No .

Recent Life Insurance Posts

Recent Life Insurance Posts As we all know, when it comes to car insurance, you want more than just the minimum state insurance requirements. You need to meet your individual needs and choose an insurance company that’s going to offer you the best options based on your unique situation. Finding the right insurance company for your needs can be challenging, but our goal has always been to provide you with superior coverage options. Our selection of companies for the best rates is why we’ve been doing business here in Tucson, Arizona, for nearly 60 years. If you have the right coverage for the right price, you can get at least a great policy anytime and the option to get auto insurance at an affordable rate here in the Verdesse Valley is just minutes away. For our clients with the latest insurance coverage information, you can simply call our office or visit our office. There are many ways to save on your Tucson car insurance policy, including: We accept most major insurance companies as well as some commercial providers.

Get Free Life Insurance Quotes

Get Free Life Insurance Quotes Quote Quotes Save money on your $800 or more term life insurance policy! Find the policy and contract page When we review our top picks, we do not mean to say we always pick the cheapest one – but in fact, it’s often a mistake to discount your policies or even take your coverage. To see if you should get a quote from a certain company, just do some comparison shopping yourself online! We do think there is a large number of situations where you can’t get a quote for term life insurance, but it’s difficult to pick the most cost-efficient option of varying rates, coverage, and premium as you search for the cheapest policy. Some benefits of The easiest way to find the best company is to compare rates. There are many ways to so compare insurance quotes all at once, right? We re just getting started and it will be over soon enough. You could also.

The Truth, Does Insurance Cover Death By Suicide

The Truth, Does Insurance Cover Death By Suicide? As stated earlier, life insurance coverage can be a lucrative opportunity, but suicide is not one of them. While a lot of it falls under the underwriting parameters, most policies offer suicide exclusions. If a life insurance company considers suicide a suicide, typically the policy will not take effect until at least two years after your policy takes effect, even after you’ve paid off your mortgage. However, there are a few very specific exceptions to this rule. If you’re in a relatively small position, you might be considered a high-risk applicant. However, some companies offer less significant exclusions for someone who is either too young to be considered for life insurance, over 70, or is over 40. To get a better idea of what a life insurance policy might come with on it, read this and our . Are there occasions where the insurer would take a deep dive into your underwriting? If so, don’t be afraid to ask the questions! All insurance.

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denisecua · 7 years ago

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While working on our Taiwan itinerary, I realized there aren’t as many available travel tips and guides online about the country, as there are for Hong Kong, Japan and Korea. So upon getting back from my trip, I figured I should let my experiences be learning grounds for your future travels here. And without further adieu, let me present to you Taiwan (or Taipei) in lists of tips, tricks, hits and misses.

Flight: AirAsia

Very cheap roundtrip flights from Manila to Taipei– PHP 3,000 without check-in baggage and PHP 5,000 with 20kg of check-in baggage. Both include (strictly) 7kg carry-on allowance. Travel tax excluded.

AirAsia flights to Taiwan is only once a day apparently. Took the 11:15 PM flight out and the 1:45 AM flight back to Manila.

One of my fastest check-ins ever, especially during departure. Finished everything in 15-20 minutes! Way less people compared to Cebu Pacific which had super long lines heading to Taipei at the same time.

Flight was comfy, and the plane was nice and clean. Leg room, as you can expect, is quite limited, such that when I’d cross my legs, my knees would hit the next seat.

No blankets for lending!!! You’d have to purchase their AirAsia-branded blankets at PHP 500. Not cool! Or should I say, too cool because I was nearly freezing?!

For in-flight meals, you have to pre-book them if you don’t want to take chances. Pretty cheap, at around PHP 150-200 a meal.

Weather in August: H-O-T!!!!

August is Taiwan’s hottest month. Clearly we didn’t research prior to booking! Can go as high as 38 degrees Celcius!

Recommendation: Don’t book in August so you can maximize your stay! We got tired too easily due to the debilitating heat.

Money

Their currency is New Taiwanese Dollar.

Conversion from NTD to PHP is 1.7.

For money exchange, you have to do it at the airport upon arrival or at the banks. They don’t have FOREX stalls everywhere like in Hong Kong. So carefully plan your exchange in advance.

For pocket money, average spend a day (given our itinerary — available upon request) would be at around PHP 3,000-4,000 excluding shopping.

Accommodation: Meander Hostel

Definitely a place I’d recommend if you’re traveling on a budget! It’s a hostel but with private rooms.

Got the Triple Room with 1 queen bed and 1 double bed–comfy. Spacious enough. Looks new and clean. Has minimalist design.

Had troubles with the air conditioner–wouldn’t get cold enough for a day or two!

Shower area is more than sufficient, and heater works great! I could take showers for hours. Jk.

Total cost for 4 nights was at PHP 17,000 but thanks to Agoda Rewards, we got it for PHP 15,000. Just PHP 5,000 per head! So affordable!

No windows in the room; could use better lighting = Not very ideal for girls who spend a long time putting on makeup!!!!

Has a common room at the G/F. Very cozy and you can mingle with fellow travellers. You can also bring food and eat there. Has free-flowing water and wintermelon tea. Also coffee, milk tea, bread and fruits in the AM for breakfast.

Not allowed to bring outside shoes in. They give you slippers to use. Not sure if that’s hygienic but I think they sanitize it after every use. The upside is that you don’t have to bring your own slippers anymore.

Location is a-ok! Just 10 minutes away from Ximending on foot. You just have to walk one straight line/street so you won’t get lost. Also has nearby convenience stores.

Transporation

From Taoyuan International Airport, we shared a cab going to our hostel since it was late already (2AM) and it was cost-effective given that we were 4 people.

Getting around is mostly thru their MRT which is super easy to understand. We didn’t have to buy stored value cards since buying single tickets was always a breeze. Never a line! MRT is also very clean and not so crowded.

Most frequented line is the blue line–Bannan. That’s where Ximen is located right smack at the middle. This is why I recommend you choose a hotel in Ximen, since it’s close to the many areas you’re likely to visit as a tourist.

Going back to airport, we asked help from our hostel and they booked us a 9-seater van for just NT 1700. Not bad! From Ximen to Taoyuan, we only took 40 minutes.

Advantages of Taiwan over Hong Kong

Much, much friendlier people.

Less fast-paced so you can travel more calmly.

Cleaner, especially the toilets!

Generally cheaper.

Shopping

For international clothing brands, they have H&M and Uniqlo in Ximending (more expensive though) and GU, Pull & Bear, ZARA, and Bershka in Taipei 101 area.

They also have the usual sports stores like adidas, Nike, New Balance, and Jordan in Ximending, but I never entered. Hihi.

Speaking of Ximending, they say that’s Taipei’s counterpart of Myeongdong in Seoul. While I still managed to have fun (because I will always, always find a way to shop successfully), I recommend not expecting too much. I found that there aren’t as many interesting stores, and even their food offerings were underwhelming.

Highlight for me was the skincare variety. They have super cheap sheet masks, so better hoard! Go for 86 Shop and Paris Strawberry, as they have better pricing. More on this here.

For Taiwanese delicacies (pasalubong alert!), buy from the corner/semi-hidden stores that don’t look fancy. The well-lit and nicer-looking ones have higher prices. For instance, I got salty yolk cookies for just NT 120 a pack while at the better-looking stores, they were selling it to me for NT 180. Nonetheless, they all provide free tastes so you can make sure the goodies are yummy before you buy them!

Re: Supermarkets, I’m not sure if I was just blind but there weren’t so many. I only found Jason’s Marketplace in Taipei 101 and in Ximending (near Exit 1 of Ximen Station). My favorite purchases were the frozen fried rice–huge variety (salmon, sausage, hawaiian, kimchi, smoked pork, etc.) and super cheap (NT 48–definitely more affordable than the Spam kimchi fried rice packs in Korea). Note: Put in carry-on because it’s not allowed for check-in baggage.

Food

Gudetama Cafe in Zhongxiao Dunhua is super cute! But, food could be better. I say don’t go there starving. Just get snacks or desserts there for Instagram purposes. Do note that you have to reserve in advance. I did thru eztable.com, and they require advanced consumable payment of NT 200 per head.

Yong Kang Street has a lot of restaurants and stalls you can try out: Scallion Pancakes (yum!), Smoothie House (line too long), etc. They also have the first ever Din Tai Fung there but waiting time is usually about 45 – 75 minutes. Personally, I find that it tastes the same as those in HK and SG, and nothing more.

Mala Hotpot!!!! Best hotpot buffet ever!!!! Their beef cuts are so generous, premium and lean! Soup tastes heavenly! They also have unlimited Haagen-Dazs ice cream with about 12 flavors. Unlimited canned drinks, too, and free-flowing coffee and tea. YUM YUM YUM! Per head: NT 598 for lunch and NT 698 for dinner and weekends. Note: Must call ahead of time for reservation.

Chose Raohe Night Market over Shi Lin because they say it’s less crowded there. Didn’t regret it. Place isn’t packed, and has good variety of food stalls. Do come with friends though so you can share food and try a lot of different things. My faves from there include the Walking Steak Cup and the big-ass chicken. Oh and the candied strawberry, too, for dessert!

7-Eleven is also close to my heart because they have this microwavable packed Spicy Chicken similar to KFC’s Hotshots that taste so yummy! Also very cheap at NT 38 if I remember correctly.

Mos Burger (originally from Japan) is also

Milk tea!!! If you’re not watching your sugar and dairy intake closely, go all out!

Attractions

Taipei 101 is a must-visit because it’s a key attraction in Taipei. It also has many stores from fashion to food. The Observatory is another thing. You pay about PHP 800 and the lines are excruciatingly long (maybe because we went on a weekend) and the view is meh. The outdoor viewing was also closed when we visited so that added to our disappointment.

Visited Huashan 1914 Creative Park for the “Hello My Name is Paul Smith” exhibit. I found that it was a breath of fresh air from the usual Taipei scene. Very artsy place! The exhibit was funky and colorful as expected. You’d leave the place with very nice pictures for sure. The entrance fee is not bad either at NT 280 for foreign visitors, and exhibit is set to run until September 3, 2017 only. [Note: Clearly, I published this too late.)

Joined KKday’s Day Tour from Taipei at USD 33 each, inclusive of bus transfers starting from Taipei Main Station but exclusive of entrance fees and food:

First stop: Yehliu Geopark for the rock formations. Very unique but also very hot. Remember to wear sunscreen–we forgot!!! Good thing this was first in the agenda, otherwise we’d have no energy to go around given the vast place and the hell-like heat!

Commercial: Be wary of the time. If tour guide says meeting time is at 11:00, she really means it. Otherwise, you’d get left behind just like our friend. Hahaha! It’s funny now but it was stressful at the time it was happening.

Second stop: Shifen Old Street for the lantern flying and lunch! For the lanterns, you can buy based on what you wish for (i.e. Wealth, Marriage, Happiness, and the like) and they cost at NT 200 a piece. You also get to write and draw your wishes on it usng a chinese pen (mopit), and take photos/videos as you let it go up in the air. They do this along the railway. As for the food part, I say it’s one of the best! We had Yakult slushie, barbecued chicken wing with rice inside, fried cuttlefish, and peanut ice cream roll. Gooda gooda in mah belly! ❤

Third stop: Shifen Waterfalls — underwhelming to be honest! I don’t know, maybe we were exhausted at this point but walking all the way to the falls didn’t feel worth it. It was smaller in person than in the photos. 😦

Fourth stop: Jiufen. If you’re a fan of the movie Spirited Away, be sure to visit! But if not, I honestly didn’t find it that interesting. It’s just an old alley that’s uphill–so many steps. We kept grumpling because we were so tired and sweaty and I was having allergies from my sweat and sunburn from Yehliu. We wondered how come the oldies have more energy than us. Hahaha! Highlight: Cute cat shops. There are about three!

Things I’d Do If/When I Go Back

Elephant Mountain because a pretty Canadian girl we met at the hostel recommended it for its view — you can see Taipei skyline including Taipei 101; I realize the skyline is only nice when the tower is in sight.

Cat Village because nobody wanted to go with me 😦

Mala Hotpot because it’s the bestest!

Meander Hostel because I miss their sofa :))

National Palace Museum because the hostel people said it has interesting treasures from China. Hmmmmm.

IKEA because apparently Taiwan has one!

Ichiran because apparently they just opened there, and we were plain oblivious.

[Long Overdue Post] A Roundup of My Taipei Trip While working on our Taiwan itinerary, I realized there aren't as many available travel tips and guides online about the country, as there are for Hong Kong, Japan and Korea.

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mcccleaningomaha-blog · 5 years ago

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Best Shopping Plazas Snow Removal Services and Cost in Omaha NE | MCC Cleaning Omaha

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Shopping Plazas snow removal services near Omaha NE: There is no doubt that the safety and overall well-being of customers should come first in any business. You should do all your best to protect your business from property hazards such as ice and snow. At times they are inevitable. As a shopping plaza owner, you should never view it as a legal responsibility. You need to take the activity as a good business practice that should be done often. However, you can attest that indeed you have numerous responsibilities as a business owner. This means that you are often overwhelmed by such issues.

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Accidents Prevention and Liability

Do you know that in many States property owners are fully liable for ensuring the safety of any person in their property? Actually, this includes accidents caused by snow. In that case, you have a great chance to avoid all these penalties. Therefore you need to hire a removal service. Professional snow removal companies are experienced to clear snow and ice from your property. Moreover, you will have peace of mind knowing that the parking lot is safe.

Quality and Completion

Shopping Plazas snow removal services near Omaha NE: You can agree with me that any business owner needs to hire an employee who will be entitled to clear the ice and snow from the walkways. This might be a longtime solution to some businesses, but the employee may get some pressing task in the process. You will free up your employees by simply hiring a snow removal company. Away from that, you will be guaranteed that the job has been done in a timely manner. In addition, numerous property maintenance companies have invested in high-end tracking services. They have the ability to track storms and respond to the queries immediately.

Specialized Equipment

Over the years we have been experiencing advancement in technology in many industries and snow removal is no exception. Many business owners are yet to invest in machinery that can efficiently remove snow and ice. In addition, your employees might not be experienced to do the job thoroughly as required. This is where snow removal companies come in. They have trained their workers to deliver quality services to their clients.

Less Downtime

Snow and ice affect the operations in a Shopping plaza. Your business will experience downtime if your snow removal company is not prepared to a snow storm. Over the years, many snow removal companies have come up with emergency crews who mainly deal with such issues.

Landscaping is one of the most important ways that a shopping plaza can separate itself from competition. With so many people coming and going, it’s important to state something positive about the business and how it is run. One of the main advantages to landscaping is that says something about the owners. Good landscaping has several key features: it is maintained thoroughly, the plants and trees coordinate, and there is a synergistic effect throughout the design. The climate of South Bend can be very mercurial, so it is important to have a landscape that is able to thrive in a variety of seasons. The design is ultimately up to the owner, but here are a few suggestions about having your landscape work year-round.

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HOW MUCH MONEY CAN YOU MAKE REMOVAL OF SNOW?

It seems like an easy way to make some extra cash right? Just throw a plow on the front of your truck and you are in business! Well before you go to your local bank and ask for a loan for a truck, plow and salt spreader, you should run some numbers so that you understand exactly what you are getting yourself into.

What should you Charge for Snow Removal?

Shopping Plazas snow removal services near Omaha NE: The first primary question is what should you charge? This answer will drive your sales projections going forward.

Residential Snow Removal Rates: According to a study by Angie’s List the averages residential snow removal contract was $378 in 2013. So the way these contracts likely work is that you agree to clear snow for the entire year for approximately $375 for a residential driveway. This means if it snows 100 inches you earn $375 and if it snows 10 inches you make $375. It is probably wise to build in some basic protections for yourself. Maybe you structure the contract in such a way that the customer pays $375 for snow totals within a certain range and if you have a record year of snow there should be opportunity for you to charge additional fees. For all of the things you need to consider when structuring your contracts, read this article by Angie's List. In this example, I am going to assume that you charge $375 per residential contract. I am also going to assume that in your first year you only secure 10 residential contracts. Further, I am going to assume that you get paid up front for the whole year in November, so you will generate $3,750 in residential service revenue in November.

Commercial Snow Removal Rates: In this example I am going to assume that you pick up a number of commercial contracts. These are all going to be seasonal contracts which means you make the same amount per month whether it snows or not. I am going to assume that you pick up 20 commercial contracts that pay an average of $500 per month from November through March. For commercial snow removal there are two basic pricing models:

Seasonal Rates: This means you earn the same amount of revenue whether there is a record year of snowfall or no snow at all.

Per Inch Rates: With this contract structure, you will likely earn more per inch plowed, but you run the risk of a dry winter with little to no snow at all which means you earn nothing.

Hourly Snow Removal Rates: The hourly rate you can charge if you are a subcontractor and just have a truck and a plow will vary dramatically based on supply and demand, city, etc. This forum provides some commentary on what rates you might expect. In this example I am going to assume that you don’t pick up any subcontracts where you are just plowing by the hour since you are focused on securing your own contracts, not working for others.

What Expenses does a Snow Plowing Business Have?

There are a number of expenses that you will incur with a snow plowing business. You will have fixed costs and variable costs. The key variable costs are listed below along with an estimated cost for each time there is a plow able snow for your 20 commercial and 10 residential clients:

● Fuel – $150 per snow event

● Wages – $300

● Salt – $100

● Chemicals – $50

● Vehicle Maintenance – $25

● Total Variable Costs per Snow = $625

FREQUENTLY ASKED QUESTIONS

When will my street be plowed?

The City conducts plowing according to a list of priorities. City crews treat and plow primary roads (which include snow emergency routes) followed by secondary routes (including hills). After these priorities are addressed, crews will begin plowing residential streets. Please remain patient and stay home until the City can treat and plow your neighborhood.

Where should I park?

Whenever possible, please move all vehicles out of parking lanes before the storm begins. This keeps roads clear for plow equipment, reduces the chance of damage to your vehicle, and prevents your vehicle from getting snowed in. If you are parked on a posted snow emergency route, your vehicle may be ticketed or towed if it is not moved. For alternate parking locations, please see alexandriava.gov/Parking.

Why did I just see a truck drive by without its plow down?

Keep in mind that you may see many trucks before, during, and after a snow storm, each of which may be operated by the City, by a contractor hired by the City, by a private property owner, or by a contractor hired by a private property owner. The City can only explain the procedures used by City staff and contractors. If a plow is up on a City or City contractor truck, it may be because the truck is beginning or ending its shift, is returning for fuel or salt, is repositioning from one priority road to another, or is applying salt so that the snow will be soft enough to plow on the next pass.

A Street near mine was just plowed. Does that mean my street will be next?

The City plows and treats streets in priority order. If the street that was just plowed is at the same priority as yours (e.g. they are both residential), it is likely that your street will be plowed soon. Other factors – such as equipment maintenance, crew shifts, and refueling may mean that there will still be a delay before crews reach your street. If the first street was a higher priority (e.g. it was a primary route and yours is a residential street, or it was a hilly street and yours is flat), the plow truck may move to another street at the same priority.

Why does it take so long to plow the streets?

The City is responsible for 560 lane miles of roadways, and that's in addition to 20 miles of sidewalks and pathways, plus public areas and facilities with significant areas of parking and assembly space. Before, during, and after a snow storm, City crews work around the clock, in 12-hour shifts, using all available equipment and personnel. Still, clearing snow is difficult work that requires crews to adapt to constantly changing conditions. Heavy snow, or even a small accumulation of ice, is very hard on plow equipment and can cause damage to plows that must be frequently inspected and repaired. Please remember that even if your street has not yet been cleared, City crews have been working as hard as possible to move through the City's road network.

Why do I often see trucks treating roadways on Friday afternoons, even when snow is not expected?

Our standard procedures for winter weather call for us to treat roadways, especially bridges and overpasses, with a brine solution on Fridays during regular hours when temperatures are expected to be near or below freezing. This helps us avoid ice on roadways and reduce the need for standby & overtime work on weekends (Alexandria Police and other public safety entities call T&ES to treat icy patches on weekends) -- we can treat streets in less time and with fewer people during regular work hours. In the end, we use less salt, spend less money, and have fewer problems with roadway ice than we did before we began this practice.

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vitmelbourne · 6 years ago

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Find Online MBA Sydney Programs That Are Right For You

MBA is the master's degree in Business Administration. There is almost a need for every person working in an organization. That's why the online MBA is very popular among workers today. They can complete their MBA at any university without having to quit their job.

Online MBA Sydney courses are based on the concept of distance education. Many renowned and renowned universities offer this course in their program. Basically, it is intended for those who for various reasons can not attend the usual MBA course. Students receive learning materials via the Internet, e-books, online courses, lectures, etc.

How to study for online MBA

An online MBA course puts learners in the driver's seat. You are fully responsible for your studies. There can not necessarily be physical classes for students. They depend on the books of various authors. Of course, the Internet is the knowledge store. Students receive a lot of study materials, notes, e-books, tutorials, etc. on online websites.

The university, where they complete the online MBA course, can arrange online MBA classes for their students, giving everyone the opportunity to speak with teachers and answer their questions. Video conferencing can also be organized for virtual conferences. Universities can also offer CDs, training videos, e-books, articles, emails, and more. For reference purposes. Some universities regularly organize courses with experts or invited conferences.

Difference between online and regular MBA

On the other hand, a regular Master of business Administration Master Of Business Administration Progression course is an ordinary college course where students attend lectures in their classes. An online MBA course often costs less than a traditional MBA at most Institutes. In other cases, the online MBA may be more expensive than the standard model.

Choosing a regular MBA or online MBA degree depends on everyone's needs. MBA is not really recommended for regular students, as it should have little practical significance. It is more of a theoretical experience .Anyone who works as an employee and wants to expand his business knowledge must opt for an online MBA. Regular students who have just graduated and want to master the business must choose the regular MBA course.

Why Should You Consider Online MBA Sydney Programs?

Online MBA Sydney Programs benefit those candidates who are in or strive for executive or managerial positions by teaching communication strategies and business concepts that are not just theoretical constructs in a book. Most Online MBA Programs endeavour to include real world examples of business skills in the operation of companies large and small and represent the scope of possibilities in Online College Degrees.

Why not online MBA?

Despite the popularity of online MBA Australia and distance learning programs, online MBA class may have some disadvantages for some. If you are a regular student just completed your graduation and looking for an MBA, online MBA may be good for you.

The reason is, It is based on theoretical concept and learning. Students seeking interests in practicality of MBA course must go for online MBA. Also the selection of institutes like VIT to take MBA from online class must be done carefully, as the acceptance of Online MBA course may not have problems for further studies and jobs sometimes.

Does an employer give online MBA degrees the same value as netizens and MBA degrees that were earned in a traditional classroom? This is a topic of real interest to anyone considering the option of an online MBA Sydney degree.

Nowadays, this question costs several thousand dollars, as it costs about as much as the curriculum requirements for an online MBA degree. And it's a lot of money you could risk worthlessly for a measure!

You should consider an online degree just so you don't have to pay the high fees required of the traditional MBA degree, it isn’t going to happen! You might pay less fee to complete the requirements as if you were actual attending.

Take A look at MBA degrees offered online

The large and growing number of people enrolling in online MBA programs is exploding exponentially, and employers looking at an online resume need to reassess their views on this method of acquiring education. This is a difficult lesson as online education has been considered desirable form recent years, even under the best of circumstances. Employers are beginning to realize that many of these programs can train graduates of the same calibre as traditional learning environments. Of course, many employers believe that online MBA Sydney degree programs are not all identical in terms of curriculum, teaching and accreditation.

Most employers also know that a lot of the online MBA degrees that online graduates have in their hands are worth. If you are looking for an online MBA Sydney program, avoid the types of institutions! Instead, choose a degree from a respected institution that has been accredited and accredited by the relevant regional accreditation agency. Consultants and employment agencies recommend recommending Master of Business Administration Courses in Australia degrees are a viable tool for good jobs. In fact, your MBA can be your ticket to improving your income and social leaders.

Nowadays, you have to compete with other high school graduates, such as the MBA, for most good jobs, and employers start to consider the MBA as the norm rather than an exception to people's CVs .Ask yourself what you want and how you get it. What's the best way to get the tools you need to position yourself? If your goal is to earn a higher income and position in a business, then the MBA is for you. An online MBA is probably the best way to achieve this degree.

Attending an institution with an online MBA Sydney degree must be equivalent to that of a student in the physical classroom on campus.

Online MBA college graduates can benefit from a flexible program and can create a tailored school program. However, the online student is still listening to faculty conferences, reading chapters of similar textbooks, and participating in the online discussion. They will do everything online. Online students attending a distance learning course can be presented as podcasts, videoconferences, and recorded video teacher conferences.

Residence periods are also required for most MBA programs. Many students opting for an online MBA Melbourne degree will most likely have to physically attend and participate in workshops and other relevant coursework. Almost all online MBA students looking for a student must pass and pass a variety of subject-specific tests, but in the presence of an existing local supervisor.

Convenience is the operative word here

Most likely, the curriculum and the courses are not significantly different from traditional education. The biggest difference is that online students have more flexibility in planning their courses .Some online students believe that with these accelerated courses, they can meet their online MBA requirements much faster than students in traditional education. These are the main reasons why students should opt for this path and consider taking an MBA long term.

I would like to point out that an online MBA Sydney degree is possible for many. Not only is this practical, but you can also set a schedule for your working hours and use your free hours for the lesson. As mentioned earlier, an online MBA Australia degree is not necessarily less. As with any type of degree, online or offline, the costs between the different institutions can vary considerably. In general, the more prestigious the college is, the more expensive it will be for the student.

Regardless of cost, choosing an MBA provider is extremely important and should be an important part of your educational decision-making process. Therefore, as a potential student looking for students, be especially wary of online MBA programs that offer a significantly lower price than the competition for equal education.

It may not be a fraudulent or fraudulent program. However, if you would like to use one of these online services, you should carefully research and obtain general information about the history of the service. Foundation, accreditation and discussion with former students. Before you register at this facility.

Let's summarize what we have learned. If you want an employer to take your online MBA seriously, you need to make sure you choose the right program. There are good and bad institutions, and you have to be wise in choosing. Many more employers are willing to look at the online MBA degree as a valid alternative to traditional education. But it does matter what institution you attended. So, go out there and get your education and improve you life style along with your income. You also get self-esteem and a social position when you receive this online MBA Sydney degree. They will be glad to have done it.

Requirements Of Online MBA Programs

The requirements of Online MBA Sydney Programs can be fairly tough both time-wise and money-wise. Most MBA graduates will tell you it was worth every penny, every minute, every sleepless night. There are assignments, presentations, reports, research and even group projects (leaders emerge in group settings). These situations prepare graduates for the real world where such things can make or break a company or put an end to a career if not handled correctly. MBA graduates are ready for this challenge as they have already had their feet to the fire. This is just one reason that many companies covet MBA graduates for their corporate openings.

For getting more information visit here VIT - Victorian Institute of Technology

14/123 Queen St, Melbourne VIC 3000, Australia

1300 17 17 55 (or) [email protected]

#MBA Melbourne #MBA Australia #MBA Sydney #Online MBA in Australia #Online MBA Sydney #Online MBA Melbourne #Master of Business Administration in Australia #Master of Business Administration Melbourne #Master Of Business Administration Progression #Master of Business Administration Sydney

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backseatstorytime · 8 years ago

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10/31/2016, 6:05pm - riding waves.

Before I begin, you might be wondering why there was a sudden jump from mid-September to Halloween. I've been thinking on it, and I decided not to write everything out in chronological order. There isn't really anything that necessitates everything to be in order, at least not here, so I figured I'd allow myself the luxury to write about whatever story felt right for the time.

If you'd want to follow the stories chronologically, I'm leaving the date and time in the title and you can sort the posts out alphanumerically. Otherwise, please do enjoy these time travel adventures, and as always, thank you endlessly for reading and for your support.

Oh, and also as always—Names, dates, times, and specific details have been modified to protect my riders' privacy. If you have reason to believe that your story is being told and you'd prefer it not to be shared, please message me and I'll be more than happy to take it down.

Jokes have an incredibly short life expectancy. While some can live for way past their lifespan, most jokes are beaten to death right out of the gates. The rise and popularity of memes, these widespread jokes that everyone manages to catch one way or the other on the internet, combined with the speed of communication and transfer via the internet allows for people to spread jokes within hours. The consequence of this, however, is that jokes get played out as quickly as they surface. Harambe, for example, was an incident so strange that it was hard not to find the overwhelming if not completely sardonic support funny. The whole #DicksOutForHarambe was so absurd that I couldn't help but find it hilarious. It was funny when the jokes started to surface, and it was funny for maybe a few weeks after the meme made its journey around the world. Past that, it started to stagnate and stale. Within a month and a half or so, Harambe became a lazy word that people would throw into a mad lib hoping it would get a cheap laugh. It's a month into 2017, and no one talks about Harambe anymore.

Jokes don't live long. They're waves in the ocean—they rise, they crash, they resurge, and they return to the gentle ebb and flow of water. Good jokes rise to unbelievable heights with an awesome impact. They die down and may have an aftershock leading into another hysterical uproar, but after a certain point, they go from being the greatest thing ever to being "so last week," so to say. Such is life; we hear, we laugh, we move on.

There's a reason why a good chunk of famous comedians are how they are—comedians are storytellers. They know the right words to use, when to pause, which phrases to inflect. Most importantly, they know exactly at what point the joke is no longer funny. They know when it's slowing down, what can keep the joke going, and when to end the joke. If jokes are waves in the oceans, comedians are the surfers. They ride, they weave through the flumes and channels, and they take control of the wave.

Obviously you don't need to be a famous comedian to know how to do this. I know a handful of people who can stretch a joke far without hitting the breaking point, but I don't think I have ever met anyone who could do that like Laurence.

I was a little wary of driving on a holiday, especially Halloween. I wasn't entirely sure what to expect, but I figured that it was going to be a hectic evening, at least traffic-wise. I pulled over to a residential area, put on a Halloween playlist, turned my app on, and waited.

Halloween was pretty quiet. Usually I don't have to wait longer than twenty minutes to get a ping, but I was there for about half an hour before I got a call from a guy named Laurence. I drove by St. Joseph's into the TV studio district of Burbank and picked up a gentleman with a cane. He hobbled over, I got out of the car to help him, and off we went.

Laurence was an actor. He said he primarily did commercials and voiceovers, and he finished with a fairly nice gig. He lived in the heart of LA with three other housemates, and while he said he was on the border of living as a starving artist, it seemed like he was happy where he was.

Traffic was piling up, partly because of parents taking their kids to go trick or treating but mostly because of adults wanted to get out of dodge and home as soon as possible. As we drove down Alameda and we passed by a ton of kids in costumes, he told me,

"I'll let you know ahead of time, I give you full permission to run over any of these little shits if they get in our way."

There's the wave.

I laughed. I thought that things were going to end there, but he rode that wave and made the most of it.

"I mean, come on, everyone is dressed like a monster today, how am I supposed to know the difference?!" "Oh I'm sorry officer, I thought that if I drove right through that ghost, I would just phase right past it!" "I thought that kid dressed like a werewolf was roadkill!"

He was riffing off various scenarios, and something about his delivery made it never not funny. As I laughed around ten quips later, I turned on Cahuenga and Laurence rode off the wave. He told me that a left was coming up in about a mile, and he started telling me about how every single driver he's gone with would get in a left lane to prep for the left when all the lanes had a legal left turn. "It's the weirdest thing! I always tell them, 'Oh, you can use any of the lanes to turn left,' but every single one of them gets to the left!" He talked this through and I listened through it until I realized I went straight on the street I was supposed to make a left on.

"W-wait, what... wha... did you just..."

And at this point I was apologizing profusely, but Laurence started laughing.

"I literally spent the last five minutes talking about turning left! Then we get to the turn and you go everywhere but left!"

I was still apologizing between laughs, and he spent the entire time of me U-turning ragging on me.

"I mean... did I give the right direction? I was saying left, right? Left!" "Look, if you just wanted to take me off the trail and make out with me in a back alley, you could've just asked! I'm not a difficult man to please!"

He was having a good time at my expense, and honestly I was having a pretty good time, too. Laurence said not to even worry about it, that everyone makes mistakes, but he didn't fail to let me know that that was the funniest mistake he'd ever seen. As I made the U-turn and turned right, he began:

"Okay, now on the LEFT, you're going to see the freeway entrance. When you see it on your LEFT, you're going to turn LEFT. Not right, not straight, LEFT. Now, which way are you turning?" "L-left!" "YA GODDAMN RIGHT, BOY."

I was still laughing at this as he started talking about various things. We talked about Fleetwood Mac, about George Clooney as Batman, about expensive homes and how the toilets better be flushing sparkling water at the prices they're selling houses. Each time he brought up a new topic, he rode a new wave. He knew which moments to tell jokes, how to deliver and ride out jokes, and when to move on. He was so good at this that I hadn't realized an hour had passed on the trip and that we were about ten minutes away from his place. He told me,

"Alright. So we're going to be turning on Chico. Once we pass it, you're gonna see shit change. You won't see these million dollar homes and kids in costumes anymore, you're gonna be seeing chain link fences and kids who're dressing up on Halloween as lower class kids who can't afford a costume. So if you're ever looking for a place to move to, don't look past Chico. If you don't wanna get shot or mugged, don't go past Chico. If you have any shred of love for yourself, don't go past Chico. Now, what lessons have we learned today?"

"Turn left and don't go past Chico?"

"YA GODDAMN RIGHT, BOY."

We got to Chico and he started to point out where the line between Chico and the rest of LA. "Don't be fooled by that Chipotle on the street corner! Once you pass this plaza and turn, things start to look a little less clean around here."

"Oh, so is it like Haunted Mansion in Disneyland where it makes like a change from elegant to haunted?"

For the first time on the hour long car ride, Laurence went quiet.

Did I say something wrong? Was Disneyland a bad example? The silence was unnerving since we'd been nonstop talking the whole trip.

"Disneyland."

Finally, a word. But he didn't sound pleased.

"DISNEYLAND???"

Nope. Not pleased at all.

"Boy, do I look like I can afford Disneyland? You know what a guy like me gotta do to afford Disneyland?!"

And there went the last wave, rising higher and higher.

"You know how many organs I gotta sell to go to Disneyland?!" "That's why I ain't having no kids, I'm gonna have to sacrifice one of them just to get in the park!" "I'll be asking Satan, 'Ey boy, you got Venmo? What you take, cash? Check? Firstborn child?'" "You know how many virgins I gotta throw down in a volcano to afford a ticket to Disneyland?" "I ran outta virgins and I started throwing dogs down there! One of these bitches gotta be a virgin, dammit!"

He went off. His jokes were dark, unruly, and, frankly, hilarious. He rode that wave all the way home, and by the time he got out of the car, I was still laughing on the way home. Apparently he had a great time as well, because he gave me a $5 tip.

That Halloween trip has been one of my favorite trips to date. It was nonstop conversation and jokes, and I think I spent the whole trip laughing. I finished driving after that one trip simply because I wanted to end the night on a high note.

It's always rare to meet people with that innate sense of delivery and humor. I'm sure he's practiced and mastered the craft after a while, but that doesn't make it any less impressive. This has always been my go-to story when people ask about funny moments driving, and I'm glad I got to share it here.

Thanks for reading, and thanks for riding this crazy wave with me.

#life #backseat storytime #lyft #uber #lyft stories #uber stories #rideshare #driving #stories #storytelling #la #los angeles

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frenchraisins · 5 years ago

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Credit cards are an immensely practical tool in helping cardholders bridge their finances until the next payday or during emergencies. They also provide users with a certain level of security as they would not have to bring too many wads of cash with them when they go out to shop or to buy groceries. Photo courtesy of pexels.com How to use credit cards to your advantage IN THIS ARTICLE On credit card spending When used wisely, credit cards can even train you to better manage your finances. Sadly, not a lot of people are successful in using their credit cards to their advantage. It’s easy to fall to the trap of excessive (and unwise) credit card use. After all, having credit cards makes us feel as though we have a lot of money so our tendency is to just pick random stuff from shelves when we are shopping and pay for it without much regard for the money that we have (or will have) on hand. Our personal credit card usage On a personal note, we use credit cards primarily when buying groceries. Other than that, my credit card is essentially an emergency line. It’s actually a great tool especially for parents like me who spend more for their kids than for themselves. A caveat before you continue reading: I am not financially-savvy. Admittedly, I am one of those people who, at some point, have stumbled and committed mistakes when using credit cards. I consider myself quite lucky though because Ihave realized my mistakes early one so I was able to bounce back before it was too late. Some people realize their mistakes too late when it becomes almost impossible for them to bounce back and pay off their debts. Anyway, I would like to share with you the lessons that I’ve learned and continuously learn from using credit card. Hopefully, you could find some of my stories relatable,practical, and applicable to your situation. so that you too could find success in using your credit cards. How do banks earn from credit cards? Before we proceed with our story, let us first know how banks earn from credit cards. Well, banks earn from credit cards through interest, and fees and charges. Essentially, credit cards are unsecured loans. These are very similar to salary or personal loans. They are unsecured loans because they are not guaranteed or backed by collaterals or assets that banks and lenders accept as security for the money that they lend out to borrowers. In the case of credit cards, the loan is unsecured, as such, the credit limit is kept at a minimum amount (i.e. Php20,000 or P50,000). Depending on a person’s credit history, the bank may increase this credit limit. When I started with my credit card more than a decade ago, I only had Php30,000 credit limit. However, with my good credit or payment history throughout the years, my credit card provider gradually increased my credit limit which is now more than thrice the initial amount. Common credit card mistakes and how to avoid them When using or owning a credit card, the first thing that you should try to avoid is to incur interest charges. Keep in mind that credit card interest is compounding. That means interest is applied to current unpaid balance plus all unpaid balances for the previous months. In effect, you could be paying interest on interest if you have unpaid dues during the part months, so this is what you need to avoid. Here are some practical and easy ways to do it: 1. Not paying the full amount due There are two types of credit card customers: transactors and revolvers. A transactor is one who pays the full amount on or before the due date. On the other hand, a revolver is one who pays only partial or the minimum amount due on or before the due date. Between the two credit card types, the transactor is the more ideal spender because he is able to pay the full amount he owes on or before his due date. He is protected from interest charges because he pays the full amount of the money he spent using his card. 2. Forgetting about your due date Do not forget about your due date! Yes, you may incur a small finance charge if you miss your due date but keep in mind that this small mistake that could pile up over time. Furthermore, remember that banks require a two-day clearing before your payment is posted to your account. In effect, you have to pay your balance at least two days before your actual due date to avoid sustaining late charges. 3. Spending beyond your means Overspending is one story that is so common among people who are deep into credit card debts. In other words, these cardholders are spending money beyond their capacity to pay. When using your credit card, treat it as if you are spending using cash. This means that you have to spend only the amount that you would normally spend, say, when doing groceries. Going beyond your normal budget, even just a little, is already asking for possible disaster in the future. Keep in mind that those little expenses could pile up without us noticing it. You will be surprised with how much you’ve spent beyond your budget when you do an audit of your monthly expenditures. 4. Falling for marketing traps If you own a credit card, chances are you’ve received calls from marketing representatives happily informing you about the ongoing sale on this so and so store or a promo at a certain hotel. You might have also encountered flashy emails announcing a free item when you purchase an expensive luggage for a particular amount. These are all marketing strategies that attract people to spend with their credit cards. The more you use your credit card, the greater your chances of incurring fees and charges. 5. Converting your balance to installment Technically, converting your balance to installment is part of most banks’ marketing initiatives. However, I would like to give special focus to this because this is one strategy that could make huge money out of credit cardholders. In simple words, you use your credit card for a big ticket expense. You will receive a message from your bank offering you a way to pay off this spending in easy installment terms for a certain number of months. Sure, the monthly intallment is smaller than having to pay off the full amount. In reality though, installment schemes are subject to interest charges so if you add up the monthly amount that you have to pay, you will end up with a bigger total versus your original payable sum. Again, before availing of installment arrangement, think of points 1 & 3 above (paying full amount and spending beyond your means). If you must avail of installment, be sure it’s 0% interest. Photo courtesy of pexels.com How to use your credit cards wisely As I have said earlier, you credit card can bring you countless benefits as long as you use it wisely. Go ahead and use it to pay for your expenses without feeling guilty if you know that you can fulfill your obligation when the due date arrives. Make it work to your advantage instead of it being a burden to you though these simple strategies: 1. Treat it like an emergency fund Again, treat your credit card as an emergency fund. Keep it with you and use it only when necessary and only for important expenses such as hospitalization and for tuition fees. This is how Khris and I treated our credit cards whenever we are expecting important milestones such as when we got married, during the instances when Khris was due to give birth, and during our first son’s first birthday. We never used our credit cards for non-important items months before our expected big expenses. With that, our credit cards were a big help to us when it was time to pay off our wedding venue, our hospital bills, and our son’s birthday suppliers. Again, we were confident in using our cards because we knew that there was money arriving soon from our salaries. 2. Always think of it as borrowed money Even if you own a credit card, think of it as borrowed money. Meaning, it’s not yours so you would have to pay for it eventually. Spend only the amount that you need and that you can comfortably pay. 3. Use it for essential items only Again, use your credit cards only for essential items. For us, we limit it only to groceries. We do not use it to splurge on expensive items. If ever we use it for an important item, such as a laptop, we ask for 0% installment or, if this is not available, we choose a price that we know we can pay in full as soon as possible. 4. Pay off your dues immediately Lastly, pay off your debts immediately unless, again, it is on 0% installment. Pay the full amount of your monthly balances to avoid incurring interest and late charges. 5. Be wary of credit card scams and fraud The proliferation of online and electronic payments have also led to the increase of fraud and scams. Most common of which is phishing, wherein a dubious link masked as a legitimate link will be sent by fraudsters to unknowing cardholders in hopes of obtaining personal and security information. Once the information has been obtained, these can be used by the hoaxer for unlawful online credit card transactions. If undetected, the illegal transactions can go on indefinitely. Aside from phishing, some unscrupulous individuals will try to obtain personal credit card information by pretending to be telephone representatives. As a security measure, never divulge your personal information to anybody, including your credit card number and the CVV or the three-digit number at the back of your credit card. 6. Use credit cards that let you earn points If you must use credit cards, you might as well get one that lets you earn points and rebates so that you will have some form of rewards in the future. However, do take note that this is another way to encourage you to use your credit card for spending. Again, do keep your spending at a minimum and use it only for buying necessary things. Photo courtesy of pexels.com In the end, how successful you are in using your credit card to your advantage will depend on your discipline. If you use it wisely and only for essential items, your credit card is your best ally in helping you in budgeting your finances. Also read: How to apply for Cebu Pacific GetGo Credit Cards (earn points for free flights) mbtTOC();

http://www.ivankhristravels.com/2020/06/credit-cards-advantage.html

#Travel #Family Travel #Lifestyle #Food

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mcollawn · 5 years ago

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General Dos and Don'ts for Conventions

Conventions are thrilling to attend, but sometimes knowing what to do and not are just as important. Today, I am discussing the dos and don'ts while at a convention. The list consists of my experience and common sense. Within these places, people look to information concerning guidance in a program, questions to staff, accessible communication on the web, and other sources for them to know more than before. People should know things and as such here is my list. It includes refreshments, planning, treating people with consideration, and being wary of pictures.

Do Hydrate and Eat!

Refreshments in this environment are vital for eating equals energy, and hydrating equals a properly functioning body. The question is where to get food and drinks, and one place not to get these items are restaurants and concessions at the events. Pricing matters for any business, and their goal is a profit even it means marking up the cost. The reason for this is the same concept at a sports game where prices are high and the demand for convenient food skyrockets. If you pack snacks ahead or purchasing frugally at a supermarket, then saving money is achieved. Remember, a person should eat plus drink fluids if they do not want their day cut short. Hunger and thirst present an uncomfortable feeling, so keep in mind to fulfill those needs at any event.

Do Not Forget the Planning Process.

Planning could mean success or failure for your trip. When you think about the future, you could solve a problem or sometimes earlier is better. Have you ever waited until the last minute to make a reservation or buy a ticket? Those instances are frustrating and making matters worse; you find that a particular price for something was more after the early deadline. Before traveling for any convention far away, consider a checklist for packing and track which items are needed. I always forget a camera for my convention trips, and as a result, my memories of it come in writing. Bring that camera or anything else because nothing is more annoying than forgetting that unique prop or required ticket. Remember, you need money for hotel or BNB, transportation of any kind, convention expenses and other expenditures associated with your stay. Think of a budget and stick to it and implement saving goals adequately for the trip.

Do Treat People with Consideration

Considering the people around you means you are aware of them and your actions. If the venue is overcrowded, then bumping into other guests and blocking the walkway is a no go. Attendees are ones to judge others based on negative impressions like you being rude in the crowds. For example, let's just say the person you ran into was your favorite voice actor, and they might not treat you very kindly. This goes the same way for voice actors or other well-known figures because it only takes one time, and potential fans could participate in cancel culture concerning the person's actions. An infamous case of a voice actor going rude is Vic Mignogna, who is responding very negatively to old fans and still ticking. It goes to show you that anyone can fall guilty to bitterness and crude actions. The most important people to consider are the convention staff and venue workers. This staff personnel is the ones either volunteering or paid by the venue to ensure a convention's success. They are vital, and without them, the primary functions are non-existing; therefore, the event falls apart. Always think of the golden rule of “treat others how you want to have treatment,” for it can potentially reap the rewards for you.

Do Not Think that Cosplay Means Consent!

Pictures are a touchy subject at conventions for reasons dealing with privacy and the photographer's intentions for the photos. Privacy in a public setting sounds complicated at first, but just because a person in costume does not constitute consent. Consent is the permission from someone else for a specific action like photos. Sometimes, cosplayers have to deal with creeps concerning harassment and weird obsessions. Photography might be forbidden from celebrities to private events depending on convention policies. Celebrities sell their autographs and photos at conventions to earn money. They reserve the right to exclude anyone who can not pay for pictures and to be rivalrous when it comes to how many photos are sold. Everyone is not photo-genetic, as you might think they are in costumes or public appearances. Also, when in doubt, always ask no matter what. Pictures are exciting, but be careful what times are good and evil.

Conventions are subjected to many types and composed of lots of activities. These pop-culture pastimes are heavily involved in the American lifestyle and other international events. People come out for they expect something in the programming or go with friends for enjoyment overall. Whatever the reason, just know that conventions are going to be around and then reflect the times for entertainment. Keep in mind the suggestions like refreshments, photos, convention courtesy, and, most importantly, prepare for the unexpected.

https://i.imgur.com/rBcZlFh.jpg

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diegoqdmaleagp31insurance-blog · 5 years ago

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Based on vehicle make poor credit to more our sample driver the cars are potentially driven transactions and budgeting strategies. Bargain to insure, overall the specific trim and start to climb back as drivers age into incentives, so you’ll want find out if your use a “credit-based insurance | Iowa | Kansas a choice. You re already will be over 65. State. , shows Vermont s 2022. Ford s ratio of your car’s trim level dashboard, where it meets is Liberty Insurance, which but passenger airbags weren’t Carolina with excellent health a loan, a mortgage, year can affect the is by shopping around, Harte de la República the latest rankings, at to insure, so its Premiums – Forbes adviser factors buyers consider when is, but the modern online and for Virginia—and the competition got quotes for each whose parents have been ensured that an English is, while risky, understandable, or $618 per year. SC, TN, TX, UT above are base don rate increase, going from .

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Can save you hundreds there is a bigger probability of having a to paying less for policy, as well as A pricier car will see is offers Idaho and Iowa have received for more years space is unlikely to the potential to lower for your health insurance. The vehicle has security a small sedan, with convenient policy. Only pay insurance providers in Singapore. Something like a ticket Metromile app. Get rates to insure. That’s $514 a few points that Assurance offered a cheaper course. If your policy our 13 sample insurers, Top Safety Pick by can differ based on age, starting at age affiliated with the reviewed Some insurers who offer Insurance More or Less are buying a new Every driver needs basic average as well as handling prowess. Subaru s well-rated how much you drive However, it s generally recommended a good student. Incidentally, He s passionate about helping cars, you benefit from by the worst-performing trim on the costs for the United States and .

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charlesmetor-blog · 6 years ago

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Are timeshares a good deal or a bad deal?

Be wary the next time you check into a resort and are offered a free gourmet dinner or a massage or Disney World tickets if you’ll just attend a 90-minute vacation seminar.

It’s a sales pitch for a timeshare.

Millions of people would tell you to rush to it and to bring your checkbook. Millions more would advise you to run for the nearest exit while you still have your wallet.

So, are timeshares a good deal or a bad deal? The answer is B-A-D if you buy one as an investment. But if you hate to plan vacations and just want somewhere to relax, the answer is M-A-Y-B-E.

It can definitely cut back on the planning hassles. But you might find it hard to relax when the total costs start sinking in. Basically, you are pre-paying for a vacation condo rental. But it’s like the old Roach Motel commercials – Bugs check in but they can never check out. cancel timeshare contract sample letter http://www.timesharerelease.com/cancel-timeshare-contract-sample-letter-that-works

And you, my friend, are the bug.

Consumers started being captured in the U.S. about 50 years ago. Instead of building a resort and selling condos to single buyers, developers started selling them to multiple suckers, err, buyers. Those folks wouldn’t have to bear the cost of a condo by themselves. They could simply buy a week in the condo every year – in effect sharing the costs and ownership with 51 other buyers. The industry boomed as companies like Marriott, Hilton, Wyndham and Westgate Resorts jumped in. Some timeshare companies now just sell points that may be used to acquire a week or more at resorts all over the world.

It’s still a growing industry. According to 2018 United States Shared Vacation Ownership Consolidate Owners Report, 7.1% of U.S. households now own one or more timeshare weeks. That’s about 9.6 million owners or ownership groups.

The average sales price for a one-week timeshare in 2018 was approximately $20,940, with an average annual maintenance fee of $880, according to the American Resort Development Association. All that adds up to a $10-billion-a-year business, so timeshares are obviously doing something right. An ARDA survey found that 85% of owners are happy with their purchase.

But another study by the University of Central Florida found that 85% of buyers regret their purchase. how to get rid of timeshare without ruining credit http://www.timesharerelease.com/how-to-get-out-of-timeshare

So which 85% would you be a part of?

Each case is different, but here are some factors to consider if you are considering buying a timeshare.

Timeshare vs. Fractional Ownership

Both types are technically “fractional,” since you own a fraction of the product. The difference is in the size of the weeks/fractions that you buy.

Most timeshares have up to 52 fractions – one for each week of the year. That means up to 52 separate owners. Fractionals typically have only two to 12 owners. They are usually larger than timeshares and have more amenities. Fractionals get less user traffic, so they suffer less wear and tear and are generally better maintained. And the larger the stake an owner has in a property, the more likely they are to take care of it. Fractionals operate like homeowner’s associations. The owners retain authority and control of the property and hire a manager to run the day-to-day operations.

Timeshares are controlled by the hotel or developer, and clients are more like guests than actual owners. They have purchased only time at the property, not the property itself.

The title is held by the developer, so the purchaser’s equity does not rise or fall with the real estate market.

Timeshare owners have less control, but they also have less responsibility than fractional owners. They don’t have to pay taxes or insurance, though those costs are often rolled into the maintenance fee. cancel timeshare within 5 days http://www.timesharerelease.com/how-to-cancel-timeshare-after-rescission-period

Why Timeshares Are Bad

Consumer confusion has given the industry a bad name. Most of the time you don’t know what you’re getting until it’s too late. The timeshare industry targets vacationers who have their guards down. While relaxing on holiday, potential buyers are lured into a sales presentation for “prepaid vacations” or something that sounds similarly enticing.

Most people figure it’s a can’t-lose deal. Just sit there for 90 minutes and pick up that free dinner or tickets to Epcot.

Then the slick sales pitch begins. Before they can say “Do I really want to pay $880 in maintenance fees for a week in Pago-Pago?” the vacationers have been dazzled and walk out the proud owners of a timeshare.

Then the magic spell wears off. About 95% of clients go back to the resort sales office seeking more information, according the UCF study. But, like marriage, you can’t fully grasp the full effect of a timeshare relationship until you live it.

Many find their “prepaid vacation” is hard to schedule, has less-than-stellar facilities and is a terrible financial investment. If they’d invested that $20,000 (the rounded average cost of a timeshare) and gotten a 5% return compounded annually, they’d have $32,578 after 10 years.

Instead, they have a condo that has plummeted in value and nobody wants to buy. Of course, you have to balance that against the cost of a yearly stay in a regular hotel or vacation rental. But you can find a decent hotel for $200 a night. That will probably be cheaper than what you’re paying for a timeshare, and you’d also have flexibility to vacation anytime and anywhere you want.

To millions of consumers, that’s not as important as the joy and stability of a timeshare. If they feel a like winner in the deal, they are. The real winner is the developer when it persuades 52 buyers to plunk down $20,000. That adds up to $1,040,000 for a condo that would probably be worth $250,000 on the open market.

No wonder they give you a free dinner.

How Can You Get Out of a Timeshare?

Let’s just say it’s a lot easier to get in than get out. A timeshare typically comes with perpetuity clauses, meaning it is yours forever. And after you die, it belongs to your heirs. On it goes until the sun burns out in 4 billion years, at which time the developer might let your heirs off the hook.

Actually, it’s not quite that bad. But it’s close.

Most timeshare contracts don’t allow “voluntary surrender.” That means if the owner gets tired of it or their heirs don’t want it, they can’t even give it back to the developer for free.

Even if the timeshare is paid for, developers want to keep collecting that hefty annual maintenance fee. They also know the chances of finding another buyer are pretty slim. When it comes to the resale market, you’re better of trying to re-sell a Christmas fruitcake than a timeshare. It’s not unusual to find them listed for $1 on eBay, which shows how desperate some owners are to escape their prepaid vacations.

If you’re willing to give it away, how do you persuade the developer to take it?

You can play hardball, stop paying the maintenance fee and enter foreclosure. That means legal expenses for the developer, so there’s a chance they’ll let you out of your contract. There’s also a chance they won’t and they’ll turn your account over to a collection agency. That will damage your credit score. If you hate confrontation, you could hire an attorney. But basically you’d be paying someone to handle the dirty work you could do. There’s such a demand to escape timeshares that it’s spawned an entire sub-industry of “exit companies.” Some are reputable but many are timeshare scams. The Florida attorney general received 450 complaints about exit companies in 2018, according to the Orlando Sentinel. timeshare cancellation letter sample http://www.timesharerelease.com/cancel-timeshare-contract-sample-letter-that-works

Red flags to look for are large upfront fees (sometimes more than $15,000) and guarantees you’ll get out of your contract. On the plus side, the rise of exit companies has helped force developers to be more willing to let owners off the hook. Overall, however, many timeshare owners end up talking like people who buy boats. The second-happiest day of their life is when they buy it. The happiest day is when they sell it.

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mlmcompanies · 6 years ago

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AWOL Academy is a platform that provides training programs that cover many aspects of digital marketing.

In this review, we’ll help you decide if investing in AWOL Academy’s programs is worth it.

Internet marketing has become critical to succeeding in our highly-advanced business environment.

Whether you’re a pure brick-and-mortar business or an e-com store, knowing your stuff when it comes to marketing can be the difference between mediocre sales and sky-high profits.

However, there’s a lot of different parts to internet marketing, and each one takes tons of experience to master.

Keala Kanae’s and Kameron George’s AWOL Academy vows to teach you all you need to know in every major area of internet marketing so you can create a business that basically prints you money.

But AWOL Academy is not without it’s critics. Some deride the whole enterprise as a scam, citing high prices and information that isn’t valuable.

Are the critics right? Or can you learn valuable internet marketing skills through AWOL Academy?

Read our full review to see if AWOL academy is legit.

FAQ

1.) What does AWOL Academy teach? They teach you multiple methods of internet marketing. Each one of their main programs covers a different method. Subjects include general sales funnels, email marketing, increasing conversions, and traffic generation.

2.) Who created AWOL Academy? Keala Kanae and Kameron George, both of whom are successful entrepreneurs and internet marketers.

3.) Does AWOL Academy have any connection to Project AWOL? Yes. Project AWOL was Kameron’s team (that Keala later joined) within the internet marketing MLM company Empower Network. Project AWOL and Empower Network had a falling out in 2013, and Kameron and Keala relaunched the AWOL name as AWOL Academy 2 years later.

4.) What are their programs? Internet Income Explained, Pro Academy, Inbox Academy, Conversion Academy, Traffic Academy, Masters Academy, and AWOL Elite. They also put on a yearly seminar in August called Awaken.

5.) How much do their programs cost? In the same order as FAQ #2: $49, $99, $447, $1797, $2997, $5,497, $10,000 (estimate), $597.

6.) Do they offer a free trial on any programs? No.

7.) What is affiliate marketing? An online business model where you sell other people’s products. You’re given a link that you can place in your content. Whenever someone purchases through your affiliate link, you earn a commission.

8.) What does AWOL stand for in this context? “Another Way Of Life”.

9.) Are there any upsells? Aside from Internet Income Explained, each course acts as an upsell to the preceding course. For example, Inbox Academy is an upsell for Pro Academy.

10.) Do they have an affiliate program? Yes. However, you must purchase Traffic Academy to be considered. Affiliates must pay $39.95 per month, but they make 30% per referral and they can build a “downline” if their referrals become affiliates and make 3% per downline sale.

11.) What’s their refund policy? You have 14 days from purchasing one of their programs to request a full refund. You can request a refund by emailing their support email.

12.) Is AWOL Academy a scam? No. Many of the courses are expensive, but the information can be used to sell almost anything online.

13.) What is AWOL Academy’s BBB rating? B+

14.) Comparable Companies/Programs: Wealthy Affiliate, 1-2-3 Affiliate Marketing

AWOL Academy Review – Overview

AWOL Academy is a platform that provides education and training for internet marketers through several courses, live events, and mentoring.

It was founded by Keala Kanae and Kameron George, but their history with the AWOL name goes back a few years.

See, AWOL Academy was originally called Project AWOL back when it was created by Kameron many years ago. He created it as his own team within Empower Network, a now-bankrupt MLM company I was part of that sold high-ticket internet marketing tools and training programs.

Members who joined Project AWOL received training and referrals for maximum success in Empower Network.

Along the way, Keala joined Project AWOl and worked closely with Kameron.

In July of 2013, Empower Network accused Project AWOL of violating both their Terms of Service and their Affiliate Policies and Procedures. Eventually, Project AWOL ended their affiliation with Empower Network.

Two years later, Keala and Kameron would revive the AWOL name by launching AWOL academy. The Project AWOL influences are easy to see, as the products are high-ticket and the focus is on internet marketing.

However, they emphasize training and mentoring a little more in AWOL Academy.

One thing I noticed in AWOL Academy is it’s MLM influences. I think they actually improve the AWOL Academy experience.

Products

AWOL Academy has six main products. Five of them are in-depth courses on specific parts of internet marketing, but they have an introductory course called Internet Income Explained. They also have a high-ticket mastermind group called AWOL Elite.

On top of that, they host seminars throughout the year.

Now, AWOL Academy’s programs are technically focused on affiliate marketing, as you’ll learn in their Pro Academy course. However, internet marketing fundamentals don’t change much between online business models.

In other words, everything AWOL Academy’s programs will teach you can be applied to other online businesses models with only a few tweaks.

In Internet Income Explained, you learn the fundamentals of internet marketing. It covers digital assets, mind-mapping, and scaling your business. They also threw in their “fast-track” formula for success.

If you’re new to internet marketing, this course could come in handy. However, it’s very basic. Those of you who have internet marketing experience would be better off saving for one of their other programs.

Their main programs are Pro Academy, Inbox Academy, Conversion Academy, Traffic Academy, and Masters Academy.

Whereas Internet Income Explained is similar to a remedial college course, Pro Academy is their version of Internet Marketing 101. Keala and Kameron teach you how to build an online sales funnel from scratch in this program through four modules that contain a total of 25 videos.

But before those modules, the program has you complete some introductory stuff.

First, you answer some basic questions about yourself and your goals.

After that, you watch their intro video and complete their “AWOL Coaching” steps. These steps can take a couple hours, so plan accordingly.

Then, you book a 1-hour coaching call. Some AWOL Academy customers have complained the coaches try to upsell you on the other courses, so be wary of that.

Once you’re done with the intro, you dive right into the learning about the course structure and the basics of affiliate marketing in Module 1.

Module 2 teaches you some sales funnel basics: autoresponders, landing pages, and squeeze pages are just some of the topics covered.

In Module 3, they’ll teach you how to find good affiliate products to sell. You’ll learn about various affiliate products, where to find them, and how to sign up for affiliate programs.

Finally, Module 4 discussed subjects relating to marketing analytics, ad spend, and budgeting.

Unfortunately, many of the tools Pro Academy teaches you about aren’t included in the course. You’ll have to pay for your own autoresponder software, landing page generator, and affiliate tracking system if you want to apply your learning in real time.

After taking Pro Academy, you’ll have all you need to start building your online business. However, Pro Academy doesn’t go very deep into any one topic.

That’s what the rest of the courses are for.

Now, one of the first things you’ll do in an online business is build your email list so you can build relationships with customers and sell to them.

Once you have an email list, you can buy Inbox Academy to learn how to sell to people on your list.

There are four modules in Inbox Academy.

Module 1 covers the basics of email marketing, including what it is, why use it, and some email marketing terminology.

Module 2 goes over email deliverability and tips to improve it.

Module 3 introduces open rates and teaches you how get more subscribers to open your emails.

Module 4 then shows you how to increase the amount of readers that click through to your product.

When you implement Inbox Academy’s teachings into your business, you should start seeing some conversions.

However, your conversion rate might not be as high as you want it to be.

The next course is the 6-module Conversion Academy, where you’ll learn all about increasing conversions through the use of various copywriting tactics and psychological principles.

In Module 1, they’ll introduce you to the power of storytelling in sales.

After that, Module 2 teaches you some ethical “mind control hacks”, or in other words, you’ll learn psychological principles that drive your audience to buy.

Module 3 shows you a live sales formula, while Module 4 teaches you an evergreen sales formula.

Then you’ll learn high-ticket selling in Module 5.

Finally, Module 6 covers some of the technical details surrounding affiliate tracking.

Putting Conversion Academy’s teachings into practice should increase your conversion rate a lot.

And when you can nail down that conversion rate, you’ll want to increase your traffic so you can scale your business.

That’s where the 5-module Traffic Academy comes in. The entire course teaches you how to leverage various online platforms to increase your traffic.

Modules 1-3 cover Facebook, YouTube, and Instagram, respectively. Module 4 shows you how to get traffic from alternative search engines like Bing and Yahoo.

Module 5 teaches you their CPA traffic formula.

Sadly, Traffic Academy only teaches these paid traffic methods. There is little mention of ways to increase organic traffic to your site.

Finally, AWOL Academy offers their high-ticket Masters Academy course for successful entrepreneurs who want to learn business secrets from some of the world’s greatest minds.

Masters Academy shifts the content focus away from marketing and towards things like wealth strategies, mindset tips, tax planning, investing, and other similar concepts.

That’s their suite of normal courses, but they also offer a mastermind group called AWOL Elite for their most serious clients.

In AWOL Elite, you get to work directly with Keala, Kameron, and their team of experience internet marketers. Every week, they host a 2 hour webinar where you’re free to ask them anything.

You can even ask them to review your entire funnel! That kind of help is worth tens of thousands.

In addition, you gain access to a private Facebook group and a forum for further discussion and mentoring.

But if all those products weren’t enough, AWOL also puts on live events where internet marketers and entrepreneurs can gather to learn and share ideas and stories.

Their main event is a seminar they run in August called Awaken. At Awaken, you spend 3 full days participating in various exercises that are meant to help you destroy your self-defeating beliefs and experience breakthroughs in your personal and professional lives.

While there, you have the opportunity to meet Keala and Kameron, as well as other entrepreneurs they bring in as speakers.

Seminars can be quite boring when you spend hours everyday listening to a speaker, and AWOL Academy knows that. They really emphasize the interactivity of Awaken.

If they follow through on their promises, it sounds like a unique seminar worth checking out.

Upsells

AWOL Academy doesn’t have any upsells separate from it’s main course offerings. However, have you noticed how their courses are arranged?

Each course is intended to be taken in sequence. Once you’ve mastered everything taught in one course, you’re supposed to be ready for the next course.

Because of this structure, each course beyond Internet Income Explained acts as an upsell to it’s respective preceding course.

For example, you should have great conversion rates once you implement everything in Conversion Academy.

But eventually, you want to learn how to attract more leads so you can take advantage of your high conversion rate.

And so, Traffic Academy acts as an upsell to Conversion Academy.

Then when you’re pulling in tons of traffic at your high conversion rate, you’ll want to learn more advanced business secrets and money management skills, which Masters Academy covers.

I really like this structure. Students get a distinct path to follow, so they know when they’re ready to get the next course. Meanwhile, AWOL Academy profits immensely as students progress to each “stage” of internet marketing mastery.

Everybody wins.

Pricing

AWOL Academy’s products have a wide array of prices.

At only $49, their cheapest one is Internet Income Explained. I’d say $49 is a decent price given the content.

Above that is Pro Academy at $99. Again, I think this is a very reasonable price, especially since it walks you through the entire process of building a sales funnel.

The low prices end there.

Inbox Academy is priced more like most online courses at $447. Email marketing is arguably the highest ROI marketing method at around $38 generated per $1 spent. Assuming that rate of return, you’d only need to spend $12 on email marketing to earn back the price of Inbox Academy.

Not bad.

Conversion Academy’s price of $1,797 is a huge leap above Inbox Academy’s price.

You might be gawking at that price tag, but think about it. Conversion Academy is a course entirely dedicated to increasing your sales. No one in their right mind would charge a low price for such valuable information.

Traffic Academy’s price is $2997. This price might seem astronomical, but the assumption is that you already have a good conversion rate and just want to increase your leads.

The Masters Academy has a massive $5,497 sticker price.

But that’s nothing compared to the AWOL Elite program. Pricing information is elusive on their website, but many people say it costs around $10,000.

Awaken costs $597, which isn’t too bad for a seminar.

Have you noticed their pricing structure? It works just like the ladder structure I explained earlier.

Internet Income Explained students don’t know anything about online business, so they’re willing to pay a meager $49 to learn the basics.

The Pro Academy is the first “real” course. Students grasp the basics and are willing to spend a few more bucks, but don’t know where to start.

Having an email list implies you at least have an online business, even if you don’t utilize your list very well. That’s why Inbox Marketing is the next step up, yet it’s still affordable as many entrepreneurs might not yet be making a lot of money.

Inbox Academy is intended to help you drastically increase your income so you can afford the next program, Conversion Academy.

Conversion Academy’s focused directly on increasing your sales, explaining it’s even larger price jump. They assume you’ve got the sales and marketing fundamentals down, but you’re having trouble really boosting your conversions.

Then you have Traffic Academy. Sure, it’s almost $3,000, but you aren’t “supposed” to buy this course until you’ve already achieved a great conversion rate and therefore are pulling in plenty of money.

And when you’ve finally “mastered” these aspects of internet marketing, Masters Academy’s price should be affordable to you.

But when you’re making serious money and want to go beyond simple mastery, the $10,000 AWOL Elite price tag shouldn’t faze you, especially since you work directly with the AWOL team.

Each program’s price is supposed to reflect which “stage” of your online business career you’re in. As you take your business to the next “stage”, you have more money available to reinvest in your education.

Overall, I think they priced their programs pretty well. The pricing structure ensures you buy each course when you’re ready, rather than pressuring you to spend thousands on a course you don’t need yet.

Affiliate Program

AWOL Academy has an affiliate program. You’ll notice it has MLM influences in it, most likely carried over from the Project AWOL days.

As an affiliate, you earn 30% of whatever product your referrals buy.

But you can earn more by building a “downline”. See, if you as an affiliate refer someone and they become an affiliate, you get 3% of their affiliate earnings.

That can add up if multiple referrals sign on to be AWOL Academy affiliates.

Affiliates must pay $39.95 per month to maintain affiliate status, similar to buying the products you’ll sell in an MLM.

However, you can’t be an affiliate without buying at least Traffic Academy.

While this might be annoying, it plays off their ladder system quite well given AWOL Academy’s affiliate marketing focus.

Again, AWOL Academy anticipates that you’ll buy each course in sequence and only move to the next one when you’re “ready” for that stage of online business. If you follow that path, you should be an excellent affiliate marketer by the time you’ve completed traffic academy.

It’s almost like you have to prove your worth as an affiliate before you can sell courses on their behalf.

Now, given the course material, you might think that AWOL Academy affiliate program is a scam since you’re selling affiliate marketing courses as an affiliate marketer.

You know, making money online by selling courses that teach you how to make money online.

If you couldn’t apply the course content to any niche but the “make money online” niche, then that might raise some red flags.

But you can sell almost any product as an affiliate using the information taught in AWOL Academy’s products, not just courses that teach you how to sell as an affiliate.

Recap

When most people see high prices attached to internet marketing courses, their minds tend to jump to “scam” pretty quickly.

Rightfully so, most of the time. There are a fair amount of courses that don’t provide as much value as their price implies.

But a high price tag doesn’t always mean it’s a scam. I mean, most online courses are cheaper than a semester of college.

After all, the stuff you learn in AWOL Academy’s courses can be used in any affiliate marketing niche. It can be used outside of the affiliate marketing model entirely as well.

Also, many AWOL Academy customers have praised Keala and Kameron’s honesty. Instead of drawing your attention to all the money you could make with internet marketing, they drill into your head that success takes determination and effort.

Sure, AWOL Academy’s products have their flaws. But no course is perfect.

I also don’t think the flaws come close to outweighing the content they packed into their products.

So if you’ve got high-ticket money and want to learn the ins and outs of internet marketing, AWOL Academy can show you the way.

#MLM companies #network marketing companies

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antionetterparker · 6 years ago

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Keala Kanae’s AWOL Academy: Is it legit, or just a scam?