#since they didnt provide a document they were supposed to give us in order to sign another document

[pikonv5]

hhh as soon as mutual respect is shown not to be had its so hard for me to even feign politeness

[bloginstantmooncollector-blog]

Evansville Indiana Cheap car insurance quotes zip 47703

"Evansville Indiana Cheap car insurance quotes zip 47703

Evansville Indiana Cheap car insurance quotes zip 47703

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Provisional to Full license insurance?

I am 17 years old on provisional license and about to take out insurance for my car. I received a quote from Quinn Direct for about 1050, but I wanted to know what will happen when I pass my test and have full license? Will I have to pay more?""

""How much is insurance on a 1995 jeep wrangler 4x4 for a 16 year old male that lives in DOuglasville, Ga?""

I am currently 16 and I am looking into buying a Jeep Wrangler 4x4 5 speed with a 3 inch lift. How much on adverage would insurrance be for me being a male? I live in Douglasville, Ga if that matters.""

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my license any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

How do i obtain individual short term disability insurance?

I got an offer from a small firm but they do not offer short term disability insurance. I want to have one just incase I get pregnant and need to take a maternity leave so I get paid during the maternity leave. I've called few insurance companies and they dont do individual short term disability insurance? What's my best option? Any ideas? Thanks

What 7 seat cars have the lowest insurance group rating?

Looking for a new car for our expanding family and want to find something that's low on insurance. The lowest two I've found so far are the Fiat Doblo (Group 3) and the Nissan Cube (Group 4). Does anyone know of any other low insurance 7 seaters? Thank you! :)

I am retired federal employee & want info on car insurance rates?

I am retired federal employee & want info on car insurance rates?

MotorBike Insurance For CBT...?

i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???""

""If I report an auto insurance claim under my comprehensive, does it count against me?

Not sure whether to report an damage to my vehicle. I estimate the cost to be about $ 500.00 +. My deductable is $ 500.00. Any info will help :)

How to obtain depreciation from insurance company?

I had a roof claim at the end of the year for $45K. Ultimately the roof failed and damaged the interior of the home as well. The insurance company sent an initial check for $38K, and there is $7K in depreciation as a hold back. Once the work was completed I sent the insurance company a final invoice from the contractor for $44K. The invoice listed all of the work done and a grand total. The adjust is asking for line item detail around the charges. My contractor is telling me this is a ridiculous request and won't provide. So now I am sitting here with an adjuster who won't budge on their stance and a contractor who won't help. Are there any hard and fast rules on how to obtain the depreciation funds. In the couple of claims prior to this over the years, all I had to turn in was a generic invoice. I am at a loss and need to get those funds to close this deal out. I have full replacement value.""

What is public liability insurance? where can i get one?

im applying for business permit and one of the requirement is public liability insurance.

Car insurance want to know the outcome of trial?

So 2 years ago I won a court case against someone who crashed into me. They Never Never helped me in court at all. I didnt even get to use it After the car crash since the other person insurance expired. Anyway they now sent a paper asking What happened in the case.why?. What can they gain from it? And further more I am not in that car insurance anymore. I haven't been for months.

Car insurance coverage?

So, my car was stolen from my driveway and was found crashed into two houses in a few towns over. My insurance policy doesn't cover theft/vandalism but it covers collision. Since my car was recovered from the theft but ultimately ended up in a collision, shouldn't I be covered? Professional opinions only, please.""

Cheapest way to get car insurance ?

I need to insure my car in order to be legal, but i do not want to pay a lot for insurance if the car isnt worth anything, its not worth much but its AWD and gets me where i need to go. Are there any companies that offer low payments for a piece of paper showing i have insurance that i can show a cop if i get pulled over so i wont owe 1500 bucks to the state?""

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

How to get health insurance for a pregnant woman in California that is a LEGAL immigrant?

Ok, my fiancee is pregnant. She's a legal resident, but from what I understand, she isn't supposed to use any type of public benefits (aka welfare) and we really don't want to either. I have company health care (HMO), but my company won't pay for her, and for me to add her onto my plan is like $900 more a month (IT IS INSANE!!!!!). She doesn't work as she is a stay at home mom. We are not married, but we were planning on an October wedding before she found out she was pregnant (7 weeks), I imagine we are still going to stick to our plans. How can we have this baby? I make $36,000 and live in San Diego. This would be our 2nd child, I can barely make ends meet. Before you judge me about having another kid without the true financial means, she was on birth control for 2 years. We don't know how this happened, but I guess it's not true 100% protection. Are there any insurances we can get? How can we get help with this baby? What can we do? Thank you for your help.""

I and my friend were thinking to buy a car. He is much older than me. How should we do insurance in this case?

In this case who should be primary driver on insurance policy? me or my friend? How does it matter in terms of insurance premium? My friend will be driving the car much more than me.

Car Insurance?

How does the car insurance work here in NYC, I don't fully understand, if you have AIG how much does insurance go up for your parents if you are 17. I've heard 1500-2000, (Is this true?)""

""Does your car insurance go down when you turn 25? If so, how much...?""

Does your car insurance go down when you turn 25? If so, how much...?""

Complete details of different insurances in USA?

Domain Knowledge of different types of Insurances of USA?

Motorbike Insurance/Tax/SORN/MOT need help!?

Hi, I recently bought my first motorbike a few month in advance of my 17th birthday, with the intention to ride it once im 17. When i got the bike, it had no MOT or road tax and it was registered as SORN (meaning it was registered as being off the road). So i filled in the registration document, rang up the DVLA and re-registered the vehicle as SORN again. The thing i would like to know is, when it comes to the time of my 17th birthday, in what order do i get each of the things, for example, would i get the MOT before the roadtax and if so how would i get my bike to the MOT centre without having roadtax, and would i still be able to get insured on an untaxed bike with no MOT? So basicly, what order do i get the insurance, MOT and roadtax in? Sorry i hope this made sense i have tried to describe it in the best way possible, thanks for any help.""

Can anyone recommend any car insurance companies to me that are pretty cheap?

Just bought a new car yesterday and need to get it insured before i go pick it up. I'm a 19 year old female and passed my test on august 27th last year so havent even been driving a year yet...dunno if that helps at all lol the cheapest quote i got so far is 920 annual...does anyone think this is the cheapest i'll get.

To get a car insurance quote do they need my social security number?

I called an insurance company and they asked for my social security number. I gave it to them and my mother got mad at me. Are they suppose to ask for it for a quote?

What types of insurances are there?

Like im not an adult or anything but I want to know how many insurances are out there. Please list them. Thanks. P.S. I know water insurance, health insurance, car insurance, and I don't know anymore!""

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

Where can you get cheap car insurance after serving a drink driving ban?

I think it is so unfair to hype up the premium.

Evansville Indiana Cheap car insurance quotes zip 47703

Evansville Indiana Cheap car insurance quotes zip 47703

Buying sunglasses using health insurance ?

hi i am trying to buy sunglasses using my health insurance because aetna health insurance allow me to buy sunglasses on their charge, a lot of my friends did it this way, but every time i call a store they say that they don't do that!! any info ? thanks""

""Car insurance, do you have to be insured to drive another person car?""

My boyfriend sister wants to borrow my car for 6 weeks and there is no insurance on it. But if I was to insure it for myself, would his sister be able to insure but she has no insurance on any car. Does she have to be insured on another car for her to use mine. Hope that makes sense.""

""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""

Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""

Do I have to make a down payment on my auto insurance?

I am going to get insurance through State Farm and I was wondering if I will have to make a down payment on the insurance and if I do how much will it be?

Car insurance not at fault?

I recieved a letter from my auto insurance who finished their investigation regarding my claim (minor accident @parking lot of a store with another vehicle) and according to them I am 0% at fault. The other party's auto insurance is still conducting their investigation. If the other party finds me at fault then what happens next? The reason why I ask is I got laid off my job in February & I do not have the funds to pay and it's been hard to find a job that pays a decent rate to help me live here in northern California. Your assistance greatly appreciated. Thank you.

Why should each of these people get insurance?

When you are broke in what order should a , young married couple without children, 18-25 single person or single 18-25 year old parent purchase different types of insurance? Why?""

How much will i pay in car insurance for a used mid range priced vehicle?

i am a 20 year old single mother who lives with her parents and works full time.

Canceling Car Insurance?

Have a RAC car insurance,just sold my car which was insured by rac and bought another.called them saying that car is sold and have another and want to insure it with them to save time looking for a best quote again,they said they cant find it on the system therefore they cant insure it,but to cancel insurance i have to pay them.why should i pay them if its their fault they cant insure it.What can i do to get rid of them not paying a penny for nothing?thanks,your help guys will really appreciated""

Can my parents exclude me from their auto insurance?

My parents have Country auto insurance (I'm assuming Countrywide, they said the one on the commercials ) I'm 16 and I feel it's my choice whether I get my license like every other kid out there, but my parents won't let me because their rates will go up. I know some insurance company's can exclude certain people from their plans, will my parent's insurance company do that for me? I really don't want to go through the hassle of calling them going on hold explaining it correctly etc. Please let me know! Thanks.(:""

Best Child insurance plan?

Which insurance plan should will be best for child , including study and marraige?""

Help i need cheap auto insurance.?

i have a 2001 pontiac grand prix gt and i am 19 years old and i live at zip code 48726 i need cheap car insurance can you help please

What is one way insurance?

what is one way insurance and two way insurance? I am having trouble trying to find out what it is. can anyone explain this to me?

How does Driver's License affect insurance in Washington State?

I'm 18 and just recently moved in with my grandparents so I can go to school. I would like to get my driver's license, but they are telling me I can't because it would make their insurance rates go up. I don't think that makes any sense because I don't have a car, and I don't drive theirs. Would me getting a driver's license affect them at all actually?""

Is there a way to not have auto insurance when you will not be driving your car for a year?

I have a car loan that I still owe $15,000. I will be going to Mexico for a year and, therefore, will not be driving my car for a year. Is there a way to just insure the loan so that if the car starts on fire by itself or something I'll still be covered? If so, how much does that cost?""

What is the Best & cheapest insurance in Texas?

I drive a 1989 Toyota Camry, I just go to and from school (less than 2 miles away) i only drive the car like Mon. & Wed. and yet i have to pay like 150 for car insurance, in 6 months of paying, i pay what my car is worth. So i wanted to know is there any cheap insurance i dont care if they suck or anything like that, i just want something below 100 dlls. so please tell me which insurance you use and how much you pay a month that would really help. Thank you in advance -Angela""

Buying health insurance for the first time?

I'm looking to buy health insurance, but not sure what type to get. I'm very healthy and have no children so it would be just for myself. Should I do a co-pay plan? HMO or PPO? Not sure.""

""I am 20years old born in 1992, however to get cheaper insurance can i make my age at 1982 as a second driver?

What will happen when police stop you to do insurance check? If you are going to be showing your age at 28 born in 1982 instead of 1992 insurance is suddenly cheaper for cars. What will police see if you get stopped for insurance check? Also what can you say if they say why is your DOB 1982?

Wow does anybody else have insurance this cheap?!?!?!?!?

I just bought a2005 Suzuki GSXR 600 Sportbike ( high powered). I got my insurance and They quted me $7.65 every 6 months for liability and 75.68 for fukll coverage, which I got. I know some people that are paying 800.00 every six months for this bike. I have been with the company (State Farm) since I was 16 and have nothing on my record. I am 25 now. Anybody getting this good of a deal???""

Ii need a dentist with no money or insurance. ?

Hello every body how u doing? Me I'm good i just have a real deep situation i need help with. Okay I'm 33 year old female I'm here in san diego. I have had a rough life. Im n need of answers for dental. I haven't been to the dentist in years i need work. Its been so long and I'm inbarest to open my mouth. I'm not working and i have no money saved up. I live with my mom and brother which receive ssi so my momma and brother help me. And i have no insurance. I really need to smile again i don't kw where to start every thing neg shuts me down. So is there any answer for me.

My car has been broken down for some time do I need insurance?

My cars engine blew up in June. I could not find an engine I could afford at the time. I canceled the insurance due to this. I received a letter in the mail wanting proof of insurance for the state of Ohio. I have purchased a engine now but still haven't had anyone install, so the car is not operational. What do I do? Can I show the receipt for proof the the vehicle wasn't operational?""

""Where can I find affordable insurance for sickle cell, full time student?""

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

Insurance for a 2010 Ford Fiesta Edge?

Hi, Im saving up to buy my first car and as it may be used for some fairly long commuting i was wondering what the insurance would cost, i will be shortly taking a driving test and so this would be useful information, as to help me save up the funds in order to buy the car and insure it, the car costs on average 8.995, but there have been cheaper models that are 08,09 etc so what would be a reasonable price for a new shape fiesta edge or style. Thanks 10- points today for the best answer....""

How much would car insurance cost for a 17 year old from allstate in california?

does it also matter what kind of a car it is? I have a 1999 chevy malibu

Whats the best insurance company for young male drivers?

im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.

Why did geico increase my auto insurance rate for no reason?

My renewed 6-month policy has increased by $120 for seemingly no reason. Haven't had any wrecks or tickets. I called geico to inquire, and was told that all rates in Texas have increased. Have other insurance companies rates increased as well?""

Evansville Indiana Cheap car insurance quotes zip 47703

Evansville Indiana Cheap car insurance quotes zip 47703

How much do you pay for auto insurance for teen?

im 17 almost 18 looking to drive soon? how much would I pay if.... -no good student discount -3 cars -1 boat -live with parents under whom which ill have co-sign my insurance for now out of predictions, how much do teens usually pay for auto insurance?""

How can I lower my auto insurance rate in California?

Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?""

""Dont know how much car insurance will be, i will be a beginner driver?""

I am going to be driving in a year or two and i have been looking at Jeep Rubicons 4x4, 4 door im not sure how much insurace will be.""

Can I get Sprint Insurance?

OK, let's say that I buy a phone for cheap on ebay or radioshack, can I still go to a sprint store and get insurance on the phone or do I have to buy the phone directly at the sprint store in order to get insurance?????""

Average car insurance rate in Massachusetts?

I am a 18 year old female and I just recieved my license. I went to driving school (this included sit down classes and road lessons). I have good academic standing( my gpa would equate to an A+). Also I have never been in an accident during the time I have had my permit. I would like to know a decent average throughout Massachusetts without having to go on several online sites and fill out extensive questionaires just to get a quote (the questionaires are also asking me for the type of car the I drive and I don't own one yet. Although I will probably stick to American cars such as Ford). Can anyone help me? Please and thanks!

Wantings to buy Renter's Insurance?

I want to have renters insurance. How long do I have to wait to make a claim

First time Car Owner Getting Insurance?

I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.""

How much would insurance cost for a 2013 Ford Mustang Shelby GT500?

I am currently 17 years of age living in a metro area with straight As in school. I have never had any previous speeding tickets and I am a defensive driver. My parents are cosigning with me in order for me to get the car. I work as a waiter at a very upscale restaurant, so I am able to make the payments. But will it be over $300?""

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""

Is it OK for someone else to do car insurance for me?

Basically, will it be fine (in legal terms) for someone else, a friend - to make car insurance on my behalf because I might be busy?? really important!! (im sorry about the tedium of this question)""

Are you required to have proof of insurance in a brand new car?

I juss bought a new car, and the cop pulled me over because he thought my tabs were expired and he asked for my insurance but i told him that i have insurance i just haven't listed this car yet because it's brand new, so he wrote me a ticket..is that legal?""

How much does car insurance cost on average for a 18 year old female drive in florida?

???????????????????

Has anyone ever had short term car insurance ?

how much is it ? i work alot in the summer so i only need a car for a month please help am new to this.

How do I get health insurance for my baby to be born in April?

I am self-employed, therefore have a limited health insurance plan just for me & my husband (In other words, no employer health insurance). To keep my premiums affordable, I have a very high deductible, no maternity coverage (I am paying cash to a midwife), very bare bones, in other words. Can anyone direct me as to what company/where to start? The one company I inquired with told me I could not even submit the application until my newborn was 32 days old. Is this standard practice? Thanks for your help. I really detest the subject altogether!""

Affordable health insurance?

So we make about 35,000 a year so I do not qualify for government subsidies. we bring home about $2,600 a month $900 house, $800 car (I've tried geting out but there least so we cant) about $400 for house bills water, electricty ect..., $150 cell phones $100-$150 in gas(to get to work) $100 car insurance, and that only leaves us with $100 dolars a month for food so we keep having to use our credit card just to feed our son which is another $75 dollars a month!. (we dont have house phone, cable, took our son out of pre-school and karate) So we end up with $25 (If I use the credit card for food) and yet the cheapest insurance I can find is $183 a month. CANT! is there anywhere that sells insurance for cheaper? I have and interview on monday but I cant afford daycare. I knot know what to do. help please""

Can you stay on your parents' health insurance?

If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?""

""Are you 21 or younger, primary on car insurance, and been driving five years, is your insurance $100 or less?""

If you're not on your parents policy, have your own car, and been driving at least five years, how much do you pay for car insurance each month?""

""I am a 19 year old male, what is the cheapest car insurance?""

I am a 19 year old male, what is the cheapest car insurance?""

What is an average homeowners insurance quote for a house in Oregon? ?

We are interested in buying an 1800 sqft house built in 2009 in the Portland metro area. Would $800 a year be an good estimate?

AXA Equitable Life Insurance?

anyone have Equitable as their insurance company? Comments? Also, can anyone tell me about the Flexible Premium Universal Life Insurance Plan? THANKS!""

How much will AAA insurance go up if I get my license?

my mom and dad have AAA and I am 16 and I want to get my license. but my dad is telling me to just wait until i go to college since he will buy me a car then. he says the insurance will go up $1000 per month but i cant believe it. how much does the insurance usually go up after I would get my license. I wouldn't own a car and I wouldn't be registered for one.

Can i sign up 2 cars with the same policy? for car insurance or it has to be separate?

i have 2 cars and i have 4 years no bonus claim, and it was fine and everything, today the insurance company phoned me and said i can only use my 4 years claim on one car only and if i try insuring the other car it would be like no claim so it's like you just received your license with no experience. do you think i could sign one car with an insurance company and the other car with another insurance company?""

How much would car insurance cost for a 19 year old with a v6 chrysler 300 2012?

Please help me!

What is the average car insurance price for a new driver?

I have my driver licence almost eight months ago in NH. Now I moved to Mas and I pay about $ 210 per month for car insurance. I want to know if I can find cheaper or this not too bad for a new driver. I own a 2000 ford Taurus since two months. What do you think guys?

Approximately how much will car insurance cost me in the usa?

im 19 years old im getting a mazda rx8 2004 it has 55k millage on it. i will use my foreigner license in the states. im live in new york and im a student on an f1 visa.

Evansville Indiana Cheap car insurance quotes zip 47703

Evansville Indiana Cheap car insurance quotes zip 47703

Insurance company offering me a check to settle? What should I do?

I was in a car accident, where the other driver was 100% at fault. We both have the same insurance. They reimbursed me fully for my car, reimbursed my employer for health expenses (I assume) and I didn't get hurt too bad min the accident besides some whiplash and scrapes on my hand. Today, I get a call and an offer of a $250 check for the inconvenience of being in an accident. It sounds kinda fishy, I thought this case was closed long ago, so I told her to send the offer, in writing, describing the details of this inconvenience check. What exactly is going on here and why would they feel the need to randomly cut me a check? Something doesn't add up.""

""Cheap Home Insurance Companies Orlando, Florida?

I used to be insured by Homewise Home Insurance but for some reason they cannot longer insured me and they are transferring me to another insurance company when my renewal comes around and increasing my premium by close to $300. I need to know right away the cheapest home insurance companies in Orlando... help..

What is the cheapest car for a 17 year old with cheap insurance?

Im nearly 17 and am looking for a car, of autotrader or something? Preferably cheap and cheap on insurance? Thanks""

Does anyone know how much the government's health insurance will cost per month for families?

Does anyone know how much the government's health insurance will cost per month for families? Everyone for the bill is so happy because they finally get affordable insurance, but I have yet to hear how much they will really be saving compared to private insurers? Thanks!""

""Car fender bender -insurance low balling payment, how to get more money from the insurance company?""

Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks""

Can I get off of my parents auto insurance?

So when I got my license when I was 19 about two years ago I was automatically put on my moms nationwide insurance which was fine because I drove one of her cars but now she only has one vehicle and although I do still live at home I'm a full time student at a community college so she usually drives me around so she can keep the car so in order to save money would I be able to drop myself from her car insurance policy since I don't really drive anyway?

What's the best car insurance?

im looking for a car insurance that's cheap (affordable) so which one is the best one? That covers what the DVM ask for

Is AARP's Homeowners/Auto Insurance A Good Deal?

Mom's insurance company made a whopping raise in her premium claiming they have been under charging her for 58 years! She wants to switch to AARP for homeowners and auto insurance. Are they a good company to deal with?

Insurance&&Permitt???

Do you have to have insurance when you have your permitt. All i have is my permitt,and my grandma is worried about getting me insurance. Her insurance covers 65 and above. But my cousin didnt get insurance until she was 16 she thought that you didnt hafta have insurance until you got your license?""

What's the insurance like on an Acura RSX S-Type?

I'm just turning 16 and this's my 1st car(well actually my 3rd but the 1st one I've bought) and i know prices vary but i just want an idea of what my insurance will look like?

Cheap car to insure!?

Im 19 and soon to take my driving test in the UK, I will be 20 when I have done my test, I am taking the automatic test because I want to! , at the minute I have a classic Renault 5 1990 which I love , but I cant rely on it on long journey's because of its age my budget to buy a car is 2000 but im looking at finance aswell , the car has to be a hatch back?? not sure what to get""

I've been taken off my parent's car insurance policy. What do I do now?

I am 17 and I recently got into a serious car accident where my car was totaled. I got kicked out of my parent's car insurance policy because of this. My parents said that no insurance company is going to sell to me because I was in a serious accident while I was a minor. What should I do if I want to drive again? I can't drive a car without insurance.

Mr vice president my name is michael and i am in indiana. how can i afford health insurance michael?

i tried finding insurance but i can't even afford it. what can i do

Can anyone suggest me a auto insurance company?

i have japan based luxury car. my friend saying pay insurance in a good company. so i am searching company? thank you.

Can you get car insurance on someone who does not permanently live in your household?

Could I insure my sons car even though he only stays with me on the weekends. He is under 18 and can't get a policy himself

How much in costs would I be looking at and what car would you reccomend to get?

This is in UK and my first car. I'm getting a car at 17 but it needs to have these features: - Cheap on petrol - Cheap on insurance - Cheap to buy used like really cheap - Four doors (optional) Yeah so what would you recommended and how much would I be looking at in total costs per month including tax, insurance and petrol (excluding the price of the actual car). I will be using it around 3 hours a week.""

How much car insurance ?

Hi, i am a 17 year old. i am wondering how much could i realistically expect to pay for insurance on a Infiniti G35.. i understand it will be high.. but i will have a job , so im trying to play with the numbers to see if i can handle it. how much would it be a month? i understand the affects i have on it. 17 sports car foriegn car Male but i have a 3.0 gpa took drivers education. apparently these raise and the others deduct. how much could i realistically expect to pay a month.""

What is the best low cost health insurance for a small business owner with no employees?

I have two daughters, one fifteen years old in high school and the other is 21 and a college student. I am a 49 year old woman and in fair health. My husband is a Vietnam vet in fair health as well and will be eligible for medicare this year, so he will not need this insurance.""

Why do so many people complain about Health Care and not as much Car Insurance?

Why do people complain about the health insurance system when the car insurance companies rip people off just as much as they do?? Where are all the protesters? Most people act like the car insurance companies are doing you a favor when they are really not. They try to use unrealistic worse case scenarios to SCARE you into buying an expensive full coverage plan you do NOT need. They prey on your fears. So how come nobody questions the practices of Auto Insurance companies like they question the health care providers?

Insurance on a Subaru STI?

I am considering getting a Subaru STI but I was wondering about what insurance is going to be. I am going to call my insurance company to find out exact but first I wanted to make sure it's not going to be way higher. Here is what I have paid in the past: Age 17-18: 1998 Mustang GT $110 Age 18-20: 2004 Dodge Ram 1500 $105 Age 20: 2006 Subaru STI ?????? Based on what I paid for the other 2 vehicles what do you think its going to be? Thanks!

""BMW 318i 53 reg, insurance new driver?""

Parents may be buyign a new car, how much would it cost to insure a new driver on a bmw 318i 53 reg, about 30000 miles. Insurance would probably be on parents policy, 30+ years no claims, safe driving etc.""

I paid car insurance...?

I paid car insurance monthly, so I cancelled it today and they say there is a cancellation fee...is that correct and if so how much is it usually? Ontario Canada""

Is aviva car insurance website down?

aviva car insurance says its unable to process your quote? Its been doing this since yesterday:s I'm just looking at quotes for different cars, just looking what will be better for me, i don't actually want to get insured yet until I've found the best price! It just keeps telling me to ring them up!! Any ideas? Oh and btw ive tried changing my email address to see if i was just doing too many but it still comes up with it? And its not because its too high for me to be insured which ive seen from looking into it because some cars ive put in again because i lost the quote reference? Nothing works:/""

I need help health insurance help???

ok so i went to the doctor and found out i was pregnant. i live in california and have no health insurance. they gave me temperary medi cal for 30 days and i have to go apply at the cal works office. well i went and they told me i couldnt apply on my own im 19 that since i live with my mom she has to go in. she works alot though and its kinda harg for her to go. so is there any other way i can do it like online and mail in an application?? or do u guys know of any insurance i can get on my own??? please help??

Is A Ford Mustang a good car for a 16 year old?

Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?""

Evansville Indiana Cheap car insurance quotes zip 47703

Evansville Indiana Cheap car insurance quotes zip 47703

https://www.linkedin.com/pulse/why-do-students-need-insurance-jose-warner/"

[sparklyeaglepoetry-blog]

State Health Insurance?

"State Health Insurance?

Other than Mass, are there any other states that provide free/cheap health insurance?

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

How much does car insurance cost if you're under 21?

Hi. I'm 20, female, turning 21 late next month and my mom is planning to ship her 1998 mercedes benz sedan to me (in NC) from california early next month. I went to a driving school when I was 17 and I have been driving ever since. I also do have a clean record. If I would want to have a full coverage, how much do you think will it be per month? And also, since I am turning 21 in a couple of weeks after the car itself arrives here, do you think it will cost me less? Thanks.""

""Life, auto, and home insurance questions?""

The type of life insurance often used as mortgage insurance is: A. decreasing term. B. universal life. C. whole life. D. homeowners insurance. Expensive jewelry is usually insured by a(n): A. umbrella policy. B. replacement cost rider. C. policy floater. D. named-perils policy. The U.S. Congress added disability insurance to the Social Security Act in 19____. A. 35 B. 54 C. 65 D. 72 This type of auto insurance coverage would help pay your medical expenses, if you were injured by a hit-and-run driver. A. Uninsured motorist protection B. Comprehensive coverage C. Medical payments D. Collision insurance As a rule of thumb, experts say that most married people should carry ______ times their net pay in life insurance coverage. A. 2 B. 3 C. 4 D. 5""

Car insurance ( diabetes )?

after i get a quote online when i proceed to pay will the insurers phone me or will i after phone them as i have a 3 year medical licence and i need to let them know off my medical condition ( diabetes insulin dependant ) first time getting insurance so any info would be great

If im a second driver on my dads car when i get older will my insurance get cheaper?

Hi if im a second driver on my dads car when i get older will my insurance get cheaper or not because im the second driver my dad has a vauxhall astra 1.6 its 11 years old and how much do you think the insurance will be im 17 year old boy

How much is the insurance for a '01 pontiac firebird?

i wanted t know how much the insurance is for a teen on a '01 firebird?

Do any insurance companies do SEASONAL motorcycle insurance?

I am deploying at the end of the summer and was curious if any insurance companies do seasonal or monthly insurance. I live in NJ so if you know of any place that does this please let me know. I tried riders insurance and progressive already. Thank you

Car insurance for a road-trip? HELP!?

My friends and I are going on a road trip for 5 weeks from San Francisco to New York and are thinking of buying a car for the duration that we're there. Obviously we'll need car insurance, however how would we go about it when we aren't American nationals and don't have an address there? We do have full British driving licences. ANY help would be much appreciated.""

What is the cheapest car insurance if you have bad credit and low income?

What to do if you can't afford car insurance

Illinois health insurance group insurance question.?

I work at a small town business, privately owned. They have some of their employees on health insurance, but they've never offered it to me. I have some health issues, but not enough to be on disability. I found out recently that the lady who worked in my position was offered health insurance, but because she was already on her husbands health insurance, that they had to pay her for NOT being on their insurance. I have tried to research this and see how to approach it but I'm not finding any information, or am unable to phrase the question correctly. Even if you don't know the answer, can you help me figure out how to phrase this better so it comes up in search results?""

Car insurance quotes with no deposit for monthly payments? Doe's this still exist?

Saved up for my car, bought it and now abit short of cash and can't afford the large deposit these companies are wanting. Is there a car insurance company who will offer monthly payments without a deposit? My brother done this before but the company he done it with now ask for deposit because I tried.""

""In indiana, Do i have to have insurance to drive someone elses car who has insurance?

My girlfriends mom wont let me drive their cars anymore because some retard told her that I wasnt legaly alloud to drive if i didnt have insurance even though its not my car and even if their car HAS insurance

I got married but haven legally change my name how does that work with insurances?

I got married but haven legally change my name how does that work with insurances?

How does car insurance work?

I got a ticket for not having endurance but the car i was driving (my dads) does. Can i just show proof of insurance to get the ticket off or does the insurance have to say my name in order to be taken off? Example:: In that case how do you explain road tests at the dps for driving license? They ask for insurance of the car your testing in but clearly its not in your name since you don't have a license yet they let you drive it. What happens in case of an accident? Will it not be covered since the person behind the wheel is not in the document? Can i take off the ticket or not? Or is car insurance all about the person behind the wheel? Isn't it supposed to be for the car no matter who is driving? Please explain if i got it all wrong and have to pay the ticket

Will my car insurance go up much?

im planing on buying a new car in the next few weeks, im just wondering, will my insurance go up much? I currenty have a Peugeot 206 GLX 1.4, 2000 reg. I am hoping to get a Vauxhall Corsa S 1.0 ecoFLEX, 2011 reg What other cars should i consider, that are cheap to run/ insure / road tax ectect..""

My insurance and how it'll go up in September?

I just received insurance. I am a brand new driver 18 in about thirty days. Just now bought myself a car and just now got insured on my Grandparent's insurance.Currently now, it's only $48 a month, but the insurance man said that it'll go up in September. It makes sense, considering that right now I'm only paying a part of the package. So I understand that. With me being a new driver, how much will this all go up? Are we talking about $150? I did not take driver's ed, but I am eligible for the Good Student discount. I know you can't tell me directly, because neither could he. It all changes. But can anyone give me maybe a ballpark? I'm female. Good student. New driver. Thank you!""

Getting my baby on insurance?

I'm 20, unmarried, and a full-time nursing student, so I still have insurance through my parents. I live with my boyfriend, my baby's dad, and he has insurance through the hospital where he works. His insurance isn't too expensive for him, but if he were to add the baby onto his policy, the price would nealy double, taking almost half his paycheck every month. I work as much as I can parttime, but with taking fulltime classes, along with clinicals, there's no way I can work fulltime right now. We would be considered low-income, and I know my baby would be eligible for medicaid. I'm only 26 weeks along, but I really want to have everything arranged by the time he gets here. Who would I contact for more details about getting on it? We've never used any kind of supplemental assistance like this, so I really don't even know where to go. It's probably too early right now, but when would I need to start filling out the paperwork?? Thanks for your help!!!""

Will they provide motorcycles at a motorcycle safety course?

I want to buy a Kawasaki ninja , but i dont know how to drive on its easy to learn i driven motor bikes over seas but its not the same. Well the motorcycle satey course will the provide a motorcycle a sports bike not a cruiser? and what do i need to bring exactly? Do you guys know on average how much motorcycle insurance cost for a 19 year old?? I know its different from different parts but from where your from. Detailed answers are much appreciated thanks guys!""

""For Home Owner Insurance purposes, is an unfinised basement included in total square footage of the house?

Are Insurance company underwriters not supposed to include unfinished living areas of the house when determing my total square footage of house for replace cost purposes? My premium went up even though the home inspector from Allstate did not know I had part of my house that is unfinished. I was not home at the time when he did this home based underwriting square footage procedure.

Full Coverage Insurance?

is full coverage insurance suppose to follow u to your next vehicle for the first 30-60 days?

Why does my car insurance come up so high even when im 21 years old?

hi the car insurance has been destorying my life. I cannot figure out why car insurance in UK is so high, im 21 and i want to insure a 1.6 mazda 3 which is i think group 6 insurance. I HAVE CLEAN LICENCE!! no claims or any other other conviction and still the cheapest quote i get is 6000 hahahaha. thats ridiculous!!! like 2 years ago i use to get cheap quotes for same size cars at around 1000 now for some reason same thing costs me more!!!!!!!!!!!! i have tried everything but cannot figure out why this happening. PLZZ HELP ANY ADVICE WILL HELP SO MUCH. i have 0 years no claim discount but thats because i have been on my dad's policy but even then dont you thing 6000 quote is mad, even when i try insuring a littlle 1.0 ltr car quote comes out at 5000 lool""

Proof of Insurance (NJ)?

Today, while driving home from school, an officer stopped me. I pulled over and proceeded to give him, my license, registration, and insurance. However, I was not given a ticket for speeding, but for failing to produce insurance. He told me that copies of insurance do not count, yet I gave him not only a copy, but the original which had been torn. Will I be charged with failure to produce insurance, even though I had a copy, and the torn original ?""

Insurance checks?

i own a business that was robbed recently. i have already gotten my insurance check to replace my stolen items. they only gave me wholesale cost, so i wasnt able to replace everything.... just today, they found most, but not all of my stuff. do i have to give back my insurance money?""

""I'm 15, pregnant, and have NO insurance?""

I don't qualify for medicare. My parents make to much, can anyone give me any ideas of what I can do for insurance? Please, No hateful comments. I'm really being serious here.""

How much car insurance could I expect to pay?

I'm 35, clean licence since I was 18 but never owned my own car. I'm thinking of getting a BMW 3 series, 2 or 3 doors, no more than 2 l, live in a safe area of Sheffield. Could anyone give me a ball park figure?""

How much will my insurance cost?

how much will insurance cost if i'm 17 a girl and driving a 2002 mustang?

State Health Insurance?

Other than Mass, are there any other states that provide free/cheap health insurance?

Motor trade insurance?

I am looking for motor trade insurance that will insure a 19 year old as a named driver, my father has 6 years commercial no claims discount, he will be the proposer and i will be a named driver. has anyone recently been insured or knows a insurance company that will insure a 19 year old please let me know, much appreciated thank you. I have been quoted 2995 with motrade, but i am restricted to 1600cc engines with (no turbo with petrol) but i need to be able to drive bmw 320d. so a minium of 2000cc.""

""In Texas, does the responsible insurance company have to pay for the storage fees for our totaled car?""

I was just recently involved in an accident and the insurance company that is responsible to pay for the damages is saying that I need to move my car from storage, because they do not have to pay for the car to remain in storage. Since I live in an apartment complex the car would have to be moved twenty minutes away, which is going to cost quite a bit and then we would have to move it again to an auto body shop back to the area I live in. So I called the place where it was stored to get a quote on how much it would cost to move it and the guy said that our car looks to be totaled and that for them to tow it I would have to pay out of pocket and I will never see that money again. Also, he said, in Texas, it is state law for the insurance company to pay storage and towing fees, he said the insurance is just saying that to get us to move it so they don't have to pay those extra fees. I don't know who to believe and I couldn't find anything online about it.""

What is the best life insurance to get for my parents?

I keep getting the gut feeling that I need to get life insurance for my parents. Is that possible? If so, which company is the best?""

Need help picking car insurance?

I'm 18 years old and live on my own with no dependants. Which method of car insurance is most dependable and best choice cost wise (Basically .. what can I afford haha)

Can my husband be on his parents car insurance?

Can my husband be on his parents insurance with his car and be on my own insurance with my car? Because right now he is on his parents and I just got a car and I dont want to have both cars on my insurance plan.

What is the best affordable health insurance plans?

I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!

Why the difference in Insurance availability between developing countries vs. industrialized nations?

Why has insurance traditionally been more common in industrialized nations, and why is it uncommon/not possible for people in developing worlds to have insurance? At first I thought it was simply because insurance is not affordable by people in developing countries, but maybe there are other reasons?""

Car Insurance-Where can i get cheap auto insurance online?

Where can i get cheap auto insurance online?

""Can some body tell much i have to for my car insurance, if i live in brooklyn and 18 with new license?""

hey, i am planning to bye a car by next month, but before i go buy it, i need know how i have pay for my insurance, i am 18 just got my license and live in brooklyn, can somebody what is the most could i have pay...""

""I am self employed and shopping for an affordable health/dental insurance, any ideas?""

I need coverage without spending a fortune every month, no pre-existing conditions.""

For someone (16) buying their own car how much will it cost?

1. the car its self, decent... something parents would feel good and safe about their child driving. 2. estimate of gas per week 3. insurance?""

My mother added her car to my insurance policy without telling me?

i jus got a letter in the mail informing me of changes made to my insurance on my car, changes i didnt make and apparently my mother did, without telling me. what should i say to her?""

""What if i don't have a social security number, can i still buy car insurance?""

I am an illegal alien here in chicago, illinois but i have a car that i drive to and from indiana (about a 40 minute drive). I want to purchase car insurance but i do not know if i can. what do i need to buy insurance in illinois. do you know if i can purchase it online or which insurance company would sell me an insurance policy? please help as soon as possible.""

Will like to know what car insurance company is the most affordable?

whats the most affordable car insurance out there? any one know's ?

Where can i check to see if my medical insurance is active?

I have Medicaid. Someone I know checked online before to see if my medical was still active, I didn't get to ask where she went to look that up.. does anybody know""

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""

Is $3000.00 for Car Insurance?

my 18 yr old son just bought a 2007 Chevolet Cobalt. .$3000.00 for insurance. that just make the whole family sick. we have the house and two other Vehicles with same insurance company. i don't even think we got a discount. $3000. 00 for the Cobalt plus the two trucks. that about $5500.00 for car insurance we all have clean driving records. 18- 24 yrs old male! How much do you paid for car insurance?

What is the cheapest car insurance for a blind 17 year old driver?

What is the cheapest car insurance for a blind 17 year old driver?

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deductable do you have? feel free to answer also if you do not have insurance?""

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.""

Can you transfer car insurance to someone else?

My mom bought me a car. She lives in Pennsylvania, I live in Michigan. She's going to buy insurance for the car in PA, in her name, so she can drive it here. Can I use her insurance or can it be transfered? I would rather it not be transfered just use her insurance.""

Car Insurance in Georgia?

I just bought a new car, and I was wondering what does the state of Georgia consider to be full coverage auto insurance?""

Am I paying too much for car insurance?

IM 19 years old, I pay $100 per month with geico, I have not had any speeding tickets, I have not been in any accidents, I had my license for about a 3 - 6 months now, I own a 1997 ford Taurus. Am I paying too much for car insurance?""

Do you have to apply for California Training Benefits when receiving Unemployment Insurance?

I just filed for UI and received a letter in the mail about the California Training Benefits program but no where does it say I have to apply for it.

On average how much does it cost a year to drive for a 20yr old in UK?

I'm planning to start driving (im already learning)but I have big plans I want to carry out and been told I won't e able to if I start driving I spend about 120 a month on bus fair already but how much would driving cost? Would it make any difference on insurance if I waited till I was 21?

State Health Insurance?

Other than Mass, are there any other states that provide free/cheap health insurance?

What to do when car insurance refuses to cover an accident?

My boyfriend crashed his friend's car recently. He had permission to drive it but happened to get into an accident. His friend has insurance for the car and my boyfriend has his own insurance, but neither ones' insurance will cover the car. He thinks his options are limited to only taking over the car payments or going to court (the friend's insurance says it should be reported as stolen if he doesn't pay up). Shouldn't the friend's insurance be extended to cover my boyfriend as a temporary driver? Aren't there other options?""

Can anyone tell me the average cost of sr22 insurance in Arizona?

I've been searching the web and I can't seem to find the answer.

What can I do about this insurance/car accident?

Recently, my husband was hit in my car while going through a green light. The girl didn't see him as he was going through and turned and hit him. Now we are fighting with her crappy insurance. They are trying to say we are 25% liable and they will only pay 75% to fix our car. They are trying to say my husband should have been more cautious going through the light. It was a green light! So, what, we are supposed to treat stoplights like stop signs now? How ridiculous. My question is, what can I do to get my car 100% paid for and do they even have the right to claim who is liable or not? Isn't that the cops job? My husband decided to be nice and not have the cop issue her a ticket. Was that a bad idea? I mean, she turned into him. How much more cautious could my husband have been? He hit his brakes but by that time it was too late. This insurance company is saying he should have tried harder to avoid the accident. What else could one possibly do!?""

How can I get an insurance quote?

I don't have my license yet, but I know what car I'll be driving. Is there a way to get a quote before I actually get my license?""

I want to buy a s10 but is the insurance is high for a new driver?

I'm 15, im a boy, and I want a 1998-2001 s10. I would want it to be a 4 cyl. 5 speed manuel, 2x4, regular cab, tan in color, and I would like to put flow masters on it, lower it 3/4, tint the windows a little, put chevy extreme rims on it, and maybe get 2 10'' inch subs in it. would any of that stuff raise the insuance? And about how much would the insurance cost in that? Please, anything would help. Thanks, Cody""

Insurance for a newly licensed driver?

I'm an underage driver; do I need insurance if my parents are in the car with me? Or does their insurance cover me? I'm in TX btw

Which car insurance company provides the best rates to young teens (16-22)?

i mean best car insurance quotes

Car insurance in America for non citizens on holiday?

I have a few questions about car insurance in America for non citizens. I am going to the USA this summer and will be driving alot.I have car insurance on my own car and have a full license and an international driving permit.Do i have to get insurance on the car in america or will my own insurance in ireland cover it or will i have to start another policy with an american company?Will this cost alot?My insurance here is not expensive and ive never been in an accident or made any claims.Is it possible to be put on my friends insurance as a driver and if so how much would this be cheaper then buying my own insurance?Any information would be great, i am very confused on the matter.""

Insurance pricing difference with different car brands?

Hey there guys- Recently I have begun to look for a car (my first, as I am a new driver), and have a question for the more experienced. I have been looking at things like '04 Jettas, Audi A4's, Infiniti G35's, and the like. I understand that my age, gender (male), and lack of experience are going to directly affect the price of the insurance. But my question is, what will be the price difference between something like an '04 Volkswagen Jetta and an 04' Audi A4? Both seem to be in the same category of sedan, but I suppose Audis have a little more reputation for being sporty. Suppose there is not significant performance difference between the cars, they are both valued roughly the same, and have roughly the same mileage, what will the difference in insurance rates be and why? Is it possible to give me a rough idea of what I could expect? Thanks in advance!""

""My parents are looking for affordable health insurance, they want to retire any suggestions?""

My mother is 57, my Dad is 61, any suggestions?""

Why is car insurance expensive?

So I'm looking at these insurance rates and im thinking all of this car insurance is a huge scam! Why do we need it?? And why is it sooo expensive for experienced drivers?

Should I get health insurance?

I'm going to be 18 in a few months and I'm trying to figure out if it'll be cheaper to get health insurance or not get health insurance. I'm on 3 prescriptions, every 3 months I have to get an MRI and CT scan, and every 6 months, I visit my eye doctor. Would it be cheaper to have health insurance and pay them monthly or just pay the doctor bills on my own? Sources?""

Are there any good temporary car insurance companies in america?

Are there any good temporary car insurance companies in america?

What are insurance rates on a 1992 camaro?

i want to buy a camaro but need to know if insurance will cost too much on a 1992 convertible camaro?

Is insurance required to keep a valid Florida driver's license if I dont own nor drive a car?

I am not currently driving nor do is there a vehicle under my name. If i do drive it will be a friend or girlfriends car. Will the florida dmv suspend my license now that I have been removed from my parents insurance?

Why are the insurance rates high on a Ford Mustang?

Why are the insurance rates high on a Ford Mustang?

What is the cheapest auto insurance company?

What is the cheapest auto insurance company?

Named driver car insurance?

How much would it be for a 20 year old, 2 years passed, to be a named driver on a picanto 1 litre, with hastings direct, thanks""

QUESTION ABOUT CAR INSURANCE?

i was involved in an accident a couple days ago, and it wasn't my fault, well my son was drivin my car and hes not in mygo inicy, he got his own car his own insurance and everything , anyways, so i called the insurance and they said they were goin' to call the other person whom my crashed with, later my insurance called me tellin' me that my car won't be fix because the other person insurance has expired??? and because my son was drivin my car, they also told me that because my son its not in my policy?? i told them But My car has full coverage??....Why Wouldn't they fix my car??..can i get a lawyer for this??""

""Where can I find affordable insurance for sickle cell, full time student?""

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

How can I get my own insurance?

I'm 17 years old. My dad can't afford insurance because he has 4 kids and they won't give him free insurance. I live in Georgia. I need insurance cause I end up having to pay BY MYSELF like 90$ to go to the doctor. I also don't think it's okay to not have insurance. So what do I do? Where do I do this? Would they allow a 17 year old to get insurance by their self (being a minor)

Wife is pregnant and we have no insurance?

Hi everyone. Just found out last night that the wife's 7 weeks pregnant (yay!) but we don't have health insurance (boo!). I live in California and was told there is something called Medi-Cal (?) that helps people who are low-income and don't have health insurance in their pregnancy needs but I don't know if I qualify. My gross monthly income is $3000. Also, if I don't qualify I heard there is a low cost insurance called AIM? Anybody who's ever had dealings with Medi-cal or AIM your pointers and experience will be muchly appreciated!! Thanks! Excited but scared of becoming a daddy!! AHHHH!!!""

Moms how much did your insurance go up after having a baby?

Right now I have my insurance through work I pay around $200 just for me.. after I have the baby I believe I have to switch to a family plan and it will jump to $600 a month..does this sound right..is it reasonable? Thanks

Need help with auto insurance?

For those of you that have a sports car, how much do you pay for insurance?""

Dental insurance Help. Dont have insurance. 21 yrs old?

Hello, im 21 and from California. My question is about dental insurance if anyone could give me some helpful Information. I don't have dental insurance and have no idea how to go about getting it. I currently have a few cavity's and a crown that needs to be done. Im not sure how that could affect me getting insurance? Also how much is dental insurance.. a range? Any info you can give me on how to start looking for an insurance would be great..THANKS!!""

State Health Insurance?

Other than Mass, are there any other states that provide free/cheap health insurance?

Looking for really cheap car insurance in ohio?

i am looking for really cheap car insurance in ohio for people with bad credit

Car insurance company asking for more money?

hi i cancelled my car insurance back in feb i had it from 23rd dec to 17th feb i paid for the months i was covered and now the can insurance company are asking for the rest of the money for the months after the policy was cancelled. is this legal?

Teenage Car Insurance?

What can we expect for a 16 year old having to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

Cost of Cancelling multiple 6-month car insurance policies in US?

I am 18 years old, male, clean driving record, good student, going to college. I will only be going home for occasional weekends, and vacations, and I would like to be insured so I can drive my car (saturn 2000 sl) around. I don't want to pay for the high cost of permanent car insurance, but want to be insured when I need it. I looked up ways to get temporary (short term) car insurance and I basically found that if you are under 21, you cannot pay daily or weekly. I also found that US insurance companies generally offer policies that are at least 6 months. Since I want tthen you can only get 6month or 1 year policies. They suggest getting the 6 month policy and paying monthly, and then simply canceling the policy once I am done with it. Therefore if I did this, I would be buying and canceling many policies every year. I would maybe do this a few weekends every semester and also winter, spring, and summer break. So basically I want to save money by foregoing yearly car insurance, but instead would like to do what I stated above. The big question is: IS IT WORTH IT? Ordering, and then cancelling up to six to eight 6-month policies, each paying for the first monthly payment. Note: I currently have MetLife. Thanks!!""

What kind of cars cost the least amount of money to insure?

I am a teenage driver and I am looking to get my first car. What kind of cars have lower insurance rates, and are still reliable? I plan on getting a used car from around 2006-2008.""

Will my moped NO CLAIMS BONUS affect my car insurance?

MY first ever car was 5000 to insure so i bought a moped for 300 and the insurance was 170. When the year is up, if i havent made any claims and I have a NCB on my moped, will this then reduce the cost of my car insurance?""

Can you borrow or withdraw from your life insurance policy?

This is an absolute last resort & all other options have been weighed. This person is on the brink of homelessness and it is against everything she believed in to borrow this money. Unemployment ran out, health is bad and disability will takes months after she applies. In the meantime bills, rent, car insurance etc still must be paid. Utilities have been shut off. It's a living nightmare. Like I said this was the very last resort. If she can borrow this money how long before she receives a check?""

Cheap Health Insurance?

I'm from Kansas City, MO i'm looking for cheap health insurance can anybody help me?""

Anyone have good materninty insurance?

HELP... Any advice on good maternity insurance that isn't sooo expensive!!!

Is getting renter's insurance a good idea? How about with Balboa insurance?

I'm considering getting this but have no idea how renter's insurance works or anything.

Ownership of whole life insurance?

My grandfather bought me whole life insurance (paid up in full) when I was an infant and then made my father the owner. I am the insured. My father and I are no longer on speaking terms and I want ownership of my life insurance. Because I am 23, shouldn't the policy have become mine when I became an adult? I mean, it's not like I ever signed anything when I was a baby. If something were to happen to me, he would be the beneficiary - that's not something that I want. Is there legal precedent for me to regain control? Is there any situation in which I would NEED to be the owner of my life insurance, so that I can tell him that he must transfer ownership to me?""

What's the average price of homeowner's insurance in Las Vegas?

I know this is a vague question but what are some estimate homeowners insurance prices in Las Vegas? The house is worth 180k, its brand new (built 2008). No pets or children, three bedrooms, 1700 sq ft. My fiance and I are first time homebuyers and we have excellent credit. I just wanted to know if anybody had any ballpark numbers (I plan on contacting my current auto insurance provider soon, but I want to hear what other locals are paying so I know if I'm getting a good rate)... Thanks!""

""If your auto insurance expires today, do you get a grace period?""

If so, how long is the grace period?""

How much is the avg car insurance for a 17 year old living in Toronto?

that's with driving school under my belt and having an average over 70% in school (cause apparently that cuts your rates) i dont need an exact number cause everyone is diff, and i don't need a link to one of those things taht calculate it for you cause i don't have the patience lol.""

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

How much will my premiums go up with Geico (teen driver)?

I am 17 years old. I got into my first accident the other night, just two days shy of having my license for a whole year! Anyways, I rear-ended an SUV with my integra (small car + big car =BAD). The airbags didn't deploy- I was going really slow and didn't get hurt, thank god. However, my car is most likely completely totaled because my car slid under the SUV, causing the hood to crunch up drastically, my radiator is destroyed, and power steering is gone. Sadly, I realize that these accidents are always considered at fault with the person doing the rear-ending, and although it was an accident, I do take full responsibility for it and I'm not being a little butt trying to pin it off on everyone else. Right now, I spend about 150 a month on car insurance for my car. I was wondering what you folks think my premiums might raise by? I've heard quite a few horror stories about Geico and will probably just be better off switching companies after because I guess they like to drop people or raise the premiums so high that they leave so they can keep their initial rates low. Wow run-on sentence; Sorry. Anyways, please help me out. Give me tips, advice, and maybe some other companies worth looking at?""

Importance of public insurance?

what is it's importance to the public insurance user?

""Axa car insurance, am I insured?""

I have my toyota avensis 4 door saloon car insured through my broker with Axa. The insurance certificate i have received says 5 door hatchback. I have rang my broker and have been told Axa do not recognise an avensis D4D vermont as being a 4 door saloon. I know what car i have, now i wonder am i really insured, if the insurance policy and the tax book dont match.""

Car accident but driver isnt under my insurance?

Last month my boyfriend and I were driving and someone rear ended my car. I am insured under Mercury insurance and the car is owned under my moms name. My bf has his own insurance but not for my car. We were not at fault but I'm nervous about filing a claim with the insurance company cause he is not under my insurance and was driving my car.. A police report was filed.. But what will happen if I file a claim with Mercury insurance? Will I get charged or fined for letting someone that wasn't on my insurance drive my car? Or can I not file a claim to the other company cause he isn't insured under the car that was damaged ? and if I ask my representative from Mercury what will happen will she report me even if I don't file a claim for letting someone who isn't under our insurance drive the car?

California Minimum Insurance Requirement?

Stated from the California DMV website: The minimum amount your insurance* must cover per accident is: * $15,000 for a single death or injury. * $30,000 for death or injury to more than one person. * $5,000 for property damage. Now when I signed up with Progressive Insurance and I don't elect uninsured motorist coverage it makes me sign a statement that I elected not to do so and is below the state minimum. Do I actually need uninsured motorist coverage?""

Can someone recommend affordable health insurance?

I lost my job. COBRA is too expensive. Are there any high deductible plans? I really only want coverage in the event of a serious illness. I live in NJ.

Cancelled car insurance?

My car insurance got cancelled for misrepresentation of garaging. I travel a lot for work and I had two places. My car got vandalized at my secondary place of residence and the insurance company and after I filed a claim, the insurance company treats is as a misrepresentation. I am about to get an insurance with a different company. Do i need to disclose this fact? How would that affect my rates. I have 1 week left on the policy.""

Do you know a temporary car insurance company for a 19 yrs old man?

Actually i have found one which says they do for 19-75 but when i tried to get a quote they said they cant do. I would like to insure an old Ford Transit, smiley face, 2.5 di non turbo for exporting.""

Full Coverage Insurance for financed vehicles ?

If i get financed for a car, do i have to pay full insurance for that car ? I live in NY. If yes, any idea how much full coverage would be for an 2004 acura tl ?""

""I received a ticket for no seat belt, will it affect my insurance?""

I got the ticket in Garden Grove, California (my first offense). I am thinking about fighting it because I DID have my seat belt on but then I found out that the Vehicle Code 27315 states that the fine for a first offense is no more than $20. But then again I am worried that it will affect my record and my insurance. Can I go to traffic school or something to clear the violation so my insurance won't know? If not should I fight it?""

State Health Insurance?

Other than Mass, are there any other states that provide free/cheap health insurance?

https://www.linkedin.com/pulse/does-insurance-cost-more-old-cars-sharie-noena"

[topsolarpanels]

Al Gore: ‘The riches have subverted all reason’

With the sequel to his blockbuster documentary An Inconvenient Truth about to be released, Al Gore tells Carole Cadwalladr how his role at the forefront of the fight against climate change eats his life

In the ballroom of a conference centre in Denver, Colorado, 972 people from 42 countries have come together to talk about climate change. It is March 2017, six weeks since Trumps inauguration; eight weeks before Trump will announce to the world that he is withdrawing America from the Paris Climate Agreement.

These are the early dark days of the new America and yet, in the conference centre, the crowd is upbeat. Theyve all paid out of their own pockets to travel to Denver. They have taken time off work. And they are here, in the presence of their master, Al Gore. Because Al Gore is to climate change well, what Donald Trump is to climate change denial.

Disaster zone: extermination in the wake of Superstorm Sandy in New Jersey. Photograph: Mike Groll/ AP

Its 10 years since the reason for this, the documentary An Inconvenient Truth , was released into cinema. It was an improbable project on almost every level: a film about what was then practically a non-subject, starring “the mens” best known for not winning the 2000 US election, its beating heart and the engine of its narrative drive a PowerPoint presentation.

When the filmmakers approached him, he explains to the room, I thought they were nuts. A movie of a slideshow, delivered by Al Gore, what doesnt scream blockbuster about it? Except it was a blockbuster. In documentary words, anyway. The careful accretion of facts and figures genuinely shocked people. And its a measure of the impact it had, and still continues to have, that Gore delivers this vignette to a rapt crowd who, over the course of three days, are learning how to be Climate Reality Leaders.

Its the reason why we are all here his foundation, the Climate Reality Project, an initiative that grew out of the film, provides intensive training in talking about climate change, combating climate change denial and the tone might be described as activist upbeat. This is a crisis that is solvable, were told. Trump is just another hitch, another impediment to overcome. And it will be overcome. Only occasionally does a sliver of desperation leak around the edges. You have to stay positive, a man called David Ellenberger tells the audience. Though sometimes, he acknowledges: Theres not sufficient Prozac to get through the day.

Its almost a relief to hear person acknowledge this. Because before there was FAKE NEWS !!! and the FAILING New York Times ! Trump was tweeting about GLOBAL WARMING hoaxsters! and GLOBAL WARMING bullshit! The war on the mainstream media may capture the headlines currently, but the war against climate change science has been in play for years. And its this that is one of the most fascinating aspects of Gores new cinema, An Inconvenient Sequel: Truth to Power . Because if the US had a subtitle at the moment, it might be that, too, and the struggle to overcome fake facts and false narrations shall be financed by corporate interests and politically motivated billionaires is one that Gore has been at the frontline of for more than a decade.

Breaking phase: a huge fissure in the Larsen C ice shelf in the Antarctica. Photograph: Nasa/ John Sonntag/ EPA

The film runs through a host of facts that 14 of the 15 hottest years on record have passed since 2001 is just one. And the accompanying footage is biblical, frightening: tornadoes, deluges, rainfall bombs, exploding glaciers. We find roads falling into rivers and fish swimming through the street of Miami.

The nightly news, Gore says, has become a nature hike through the Book of Revelations. But what his run has shown and continues to show is that evidence is sufficient to. The film opens with clips from Fox News ridiculing global warming. In recent weeks, the New York Times has started describing the Trump administration as waging a war on science, a full-on assault against evidence-based science that runs in parallel with his attacks on evidence-based reporting. And Gore is in something of a unique position to understand this. What becomes clear over the course of several conversations is how entwined he believes it all is climate change refusal, the interests of big capital, dark money, billionaire political funders, the dominance of Trump and what he calls( hes written a volume on it) the assault against reason. They are all pieces of the same puzzle; a puzzle that Gore has been tracking for years, because it turns out that climate change denial was the canary in the coal mine.

In order to fix the climate crisis, we need to first fix the government crisis, he says. Big money has so much influence now. And he says a phrase that is as dramatic as it is multilayered: Our democracy has been hacked. Its something I hear him recur to the audience in the ballroom, in a room backstage, a few a few weeks later in London, and finally on the phone earlier this month.

Popular backlash: protesters demonstrate against the Koch brothers, funders of climate change denial. Photo: Nicholas Kamm/ AFP/ Getty Images

What do you entail by it exactly? I mean that those with access to large amounts of fund and raw power, says Gore, have been able to subvert all reason and fact in collective decision making. The Koch friends are the largest funders of climate change refusal. And ExxonMobil claims it has stopped, but it genuinely hasnt. It has given a one-quarter of a billion dollars in donations to climate denial groups. Its clear they attempt to cripple our ability to respond to this existential threat.

One of Trumps first acts after his inauguration was to remove all mentions of climate change from federal websites. More overlooked is that one of Theresa Mays first actions on becoming prime minister within 24 hours of taking office was to close the Department for Energy and Climate Change; subsequently gifts from oil and gas companies to the Conservative party continued to roll in. And what is increasingly apparent is that the same think tank that operate in the Nations are also at work in Britain, and climate change denial operating the a bridgehead: unifying the right and providing an entry road for other tenets of Alt-Right notion. And, its this network of power that Gore has had to try to understand, in order to find a way to combat it.

In Tennessee we have an expression: If you consider a turtle on top of a fence post, you can be pretty sure it didnt get there by itself. And if you watch these levels of climate denial, you can be pretty sure it didnt merely spread itself. The big carbon polluters have expended between$ 1bn and$ 2bn spreading false doubt. Do you know the book, Merchants of Doubt ? It documents how the tobacco industry discredited the consensus on cigarette smoking and cancer by creating doubt, and shows how its linked to the climate denial movement. They hired many of the same PR firms and some of the same think tanks. And, in fact, some of those who work on climate change refusal actually still dispute the connection between cigarette smoking and lung cancer.

End of the road: the Gave de Pau river overflows after unseasonal storms in France. Photo: Laurent Dard/ AFP/ Getty Images

The big change between our first dialogue in Denver and our last, on the phone this month, is the news that Gore had been desperately hoping wouldnt happen: Trumps announcement on 1 June that he was pulling America out of the Paris Agreement. The negotiations in Paris are right at the heart of the new movie, its emotional centre, and when I watch it in March, the ending still find Gore carrying guarded optimism.

So , what happened? I was wrong, he says on the phone from Australia, where hes been promoting the film. Based on what he told me, I definitely supposed there was a better than even chance he might choose to stay in. But I was wrong. I was fearful that other countries for whom it was a close call would follow his result, but Im thrilled the reaction has been exactly the opposite. The other 19 members of the G20 have reiterated that Paris is irreversible. And governors and mayors all over the country have been saying we are all still in and, in fact, its just going to stimulate us redouble our commitments.

The film “mustve been” recut, the ending changed, the gloves are now off. What changed Trumps mind? I suppose Steve Bannon and his crowd set a big push on Trump and persuaded him that he needed to give this to his base advocates. He had blood in his eyes. Its instructive because Bannon, Trumps chief strategist, is also the ideologue behind Trumps assault on the media. And Bannons understanding of the news and information space, and make further efforts to manipulate it via Breitbart News and Cambridge Analytica, both funded by another key climate change denier, Robert Mercer, are at the heart of the Trump agenda.

And what becomes clear if you Google climate change is how effective the right has been in owning the subject. YouTubes results are dominated by nothing but climate change denial videos. This isnt news for Gore. He has multiple high-level links to Silicon Valley. Hes on the board of Apple and used to be an adviser for Google. We are fully aware of their own problems, he says with what sounds like resigned understatement. Gore has had more than a decade fighting climate change refusal, and in some respects, the problem has simply worsened and deepened.

On the other hand, two-thirds of the American people are convinced that its an extremely serious crisis and we have to take it on, he says. And there is a law of physics that every action makes an equal and opposite reaction. And I do think there is a reaction to the Trump/ Brexit/ Alt-Right populist authoritarianism around the world. People who took liberal democracy more or less for granted are now awakening to a sense that it can only be defended by the people themselves.

Man on a mission: Al Gore in An Inconvenient Truth. Photo: Paramount Pictures

And its in this, his belief in social progress against all odds, that he takes his result from the civil rights motion. The cut of the cinema I see compares the climate change movement to the other great social movements that eventually won out: the abolition of slavery, womens suffrage, civil right. Something profound and disturbing is happening right now, though, he admits. The information system is in such a chaotic transition and people are deluged with so much noise that it devotes an opening for Trump and his forces to wage war against facts and reason.

Is it, as some people describe, an info war? Absolutely, he says. Theres no question about it.

What there isnt much of, in the film, is Al Gore, “the mens”. In 2010, he split from Tipper, his wife of 40 years and the mother of his two grown-up daughters, and what becomes clear is just how much of his life the fight takes up. When I catch up with him next, hes in London for a board meeting of his green-focused investment firm, Generation Investment Management, and I ask him to tell me about his recent travels.

Two weeks ago, I had three red-eyes in five days. Ive been in Sweden, the Netherlands, Sharjah, then lets insure, San Francisco, New York, Los Angeles. Where else? he asks his assistant.

Vegas, she says. We did CinemaCon.

Vegas, we did that. And then, lets ensure, Nashville, on my farm.

Focus on facts: Al Gore in An Inconvenient Sequel. Photo: Courtesy of the Sundance Institute

I assume this sum of travelling is connected to the release of the film, but no. Ive been at this level for the past 10 years and longer. He hesitates to use the word mission, he says, and then use it. When you feel a sense of purpose that seems to justify pouring everything you can into it, it induces it easier to get up in the morning.

He does tell me a bit about his parents though. He describes his father, Al Gore Sr, who grew up poor then became a lawyer and a legislator, as a hero to me. And it was at the family farm in Carthage, Tennessee, that he held the first Climate Reality training, an informal get-together of 50 people that has morphed into the event I witnessed in Denver. Theres no type or demographic, I shared a table with a disparate group including a consultant for the aerospace industry, a French lawyer and an American cook. And they seemed to have almost nothing in common aside from their passion to do something about climate change. Im a gardener so Im assuring whats happening with my own eyes, the cook, Susan Kutner, told me. You cant ignore it.

In light of Trumps fixation with fake news, its fascinating to find. Gore has been fighting disinformation for more than a decade. And, hes developed his educate program counter to the predominating ideology. The answer is not online. Social media will not save us. We will not click climate change away. The answer hes come up with is low-tech, old-fashioned, human. He takes the time to talk to people immediately, one to one, in the hope they will speak to other people who will speak to other people.

The course is run by Gore. He is on stage virtually the entire time over three intensive days. And the heart of it is still the slideshow. One of his aides tells me how he was up until 2am the night before. Hes preoccupied with his slides, he has 30,000 of them and he switches them around all the time.

Tinder dry: changing climate has find an upturn in woodland flames around the world. Photo: Jae C Hong/ AP

In the movie, you consider him perpetually hustling, calling world leaders, rounding up solar energy entrepreneurs, developing activists. Hearing information from people you know is at the heart of his strategy. You need people who will look you in the eye and say: Look, this is what Ive learned, this is what you need to know. It works. Ive watched it run. It is working. And its just getting started. Weve get 12,000 trained leaders now.

How many people do you think its impacted?

Millions. Honestly, millions. And a non- trivial percentage of them have gone on to become pastors in their countries governments or take leadership roles in international organisations. Theyve had an outsized impact. Christiana Figueres[ the UN climate chief ], who operated the Paris meeting, she was in the second training session I did in Tennessee. And, right now, people are get really fired up.

Al Gore shared the Nobel Prize in 2007 for his efforts in combating climate change, but in some way it feels like hes just getting started. The rest of the world is only now cottoning on to the enlightenment battle thats at the heart of it a battle royal to defend facts and reason against people and forces-out for whom its a truth too inconvenient to permit. For Gore, the US oil companies are the ultimate culprits, but its only just becoming apparent that Russia has also played a role, amplifying messages around climate change as it did around the other issues at the heart of Trumps agenda, and we segue into his visits to Russia in the early 90 s, during one of which he fulfilled Putin for the first time.

What did you induce of him? I would not have thought of him as the future chairperson of Russia. I once did a televised town hall event to the whole of Russia and Putin was the one who was in charge of inducing sure all the cables were connected and whatnot.

Revenge is tweet: an image of Trump is projected by Greenpeace on to the US Embassy in Berlin after he declared that America was pulling out of the Paris Climate Agreement. Photo: Michael Sohn/ AP

What does he construct of the investigations into Russian interference? I guess the investigation of the Trump campaigns collusions with the Russians and the existence of fiscal levers of Putin over Trump is proceeding with its own rhythm beneath the news cycle, and may well ten-strike pay dirt. Its also worth pointing out that when someone passed his campaign stolen information about George W Bushs debate research, he handed it to the FBI.

And then he astounds me by pulling out a reference to an interview I conducted with Arron Bank, the Bristol businessman who funded Nigel Farages Leave campaign. Hes been reading up about the links between Brexit and Trump, and Bankss and Farages support of Putin and Russia. He told you: Russia needs a strong man, didnt he? And you hear that in the US, and I dont think its fair to the Russians. I am a true disciple in the superiority of representative republic where there is a healthy ecosystem characterised by free speech and an informed citizenry. I genuinely defy the slur against any nation that theyre incapable of governing themselves.

Brexit, Trump, climate change, oil producers, dark fund, Russian influence, a full- frontal assault on facts, evidence, journalism, science, its all connected. Ask Al Gore. You may want to watch Wonder Woman the summer months, but to understand the new reality were living in, you really should watch An Inconvenient Sequel: Truth to Power . Because, scaring because this is, in some ways the times of typhoons and exploding glaciers are just the start of it.

Al Gore Live in Conversation followed by a screening of An Inconvenient Sequel: Truth to Power , for one night merely Friday 11 August in cinemas everywhere. Book your tickets at po.st/ aninconvenientsequel An Inconvenient Sequel: Truth to Power is in cinema everywhere from 18 August. The cinema also opens the Film4 Summer Screen at Somerset House, 10 -2 3 August, somersethouse.org.uk

The Observer Ethical Awardings: how to enter

To vote, going to see theguardian.com/ environment/ 2017/ jul/ 25/ vote-in-the-observer-ethical-awards-2 017 or email ethical.awards @observer. co.uk with the category title in the subject header. Then tell us in no more than 200 words why you, or your nominee, deserves to be recognised. Feel free to attach paintings, a short movie or relevant connections. The closing date is 15 September. For more information, going to see observer.co.uk/ ethical-awards

Read more: www.theguardian.com

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[buildingrainforests]

Conversations with the State Bar of Arizona

This makes me shake to write it and I'm going to write it anyway and pray for everyone's soul. This transcription is of me and a worker from the Stabe Bar of Arizona last summer, after I launched three complaints against the three attorneys involved in my Family Court case currenting going and with no forseeble amicable outcome whatsoever other than putting me in jail for writing this. The first complaint:  That opposing counsel knew that the MOU, drafted by a third party, unlicensed Mediator we both split the cost of ($1500) to mediate did not get signed and filed and was relevant to acts of Domestic Violence and that by coercively controlling and tricking me into signing what they wrote to suit themselves, would be a way to demolish my relationship with my son and ultimately terminate my rights as a mother.  I complained that she distorts the truth about me and damaged my character to the judge and convinces my Ex that I have become dangerous - then takes money from her victim's Dad (my Ex) to pull it off, follow me on social media and use it against me in court so she can say things like "dangerous". She herself is a dangerous human being for using children for bait and profit. The second complaint:  I asked the Judge at the first hearing we had, where she switched physical custody, if my son could have a voice in all this.   She ordered a guardian ad litem and instead hired and paid for $3000, a best interest attorney so my son could have a voice.  The BIA refused to do her assignment, speak to my son or get his opinion.  She then refused to be professional and return phone calls and emails the entire time of being on the case and ultimately told me I should dose my son prescriptoin drugs to stay in Arizona.  She said this over the phone in a telephone conference with my attorney while I was living in New Jersey and where my son and I had healed after living in Arizona. The third complaint that I did not follow through with was against my own attorney for disappearing and then going to a meeting to add a clause to the parenting agreement without my knowledge or consent.  I decided not to file because well, this thing is already a nightmare. B: = Bar  (This woman seems older and seems like she is a ligitagator - she used a lot of words and talked really fast.  She also had a lot to say in a short amount of the time of me filing the complaints.) V: = Me B: .. but anyways I'm going to go ahead and dismiss the charge on Melissa Errico because she the court told her to look at specific things and that is where should the child reside. She gave her recommendation, the court took her recommendation. Once you guys had (inaudible) after the settlement conference .. V: She didn't look at all the evidence though, she didn't read the .. (she is interrupting and overtalking) B: I know you didn't believe that but she felt that she did .. she said she got the entire file of you on everything and she reviewed that entire file V: Why did the court say that we were supposed to work with the best interest attorney, but then there was no working with her? B: But she, and she said that and what happens, she said that the court had worded that oddly because she's only allowed to do so much .. V: Oddly? Hold on a second, olddly. They changed custody. They changed custody, oddly is not, I'm sorry .. (interrupted again) B: But what I'm explaining to you is that what she said is that the way it really works that the best interest attorney the court says this is what I want you to investigate and that's all she's allowed to investigate. So as soon as she was appointed, she asked your attorney and the father's attorney if she could speak with you guys directly about things or if she had to go through the attorney. The father's attorney gave her permission to speak to the father, your attorney told her she was not allowed to talk to you directly. (Me in my head: WTF I never ever said that) V: Ummm... B:  And that everything had to go through him. V: That was never written anywhere. That was never written .. B: It doesn't have to be written but that's what your attorny told her. V: Wait a second, my attorney can't tell her something like that. No attorney can t .. oh ok (she's saying stuff and interrupting me) B: No because he's your attorney and an attorney is not allowed to represent .. V: .. who also disappeared B: or contact .. who's reprented, they're not allowed, by law, to contact someone that has an attorney V: Why did (the BIA) instruct me to give my child medication to stay in Arizona? Is she a doctor? B: She said that she did not instruct medication for Arizona but what they did do when you were concerned about valley fever is have the father test the child and the test was negative. There was no valley fever. She said she .. V: And what about all the symptoms? What about all the symptoms and school that he missed? What about the physical symptoms? Forget the word valley fever. What about the physical symptoms that was happening to him physically? She didn't look at that? (interrupting) B: She said she talked to the father .. V: (and I'm still talking) She didnt' look at that. And she didn't look at .. I'm sorry? B: But the father took him to the doctor to have everything .. V: He missed school, days and days of school .. B: Well they do that sometimes. Yeah, I don't know .. V: They do that sometimes? Excuse me. That is not .. excuse me. B: No. And I'm saying I don't know what's happening there. V: And I removed my child before that could happen and he was forced to go back and then that happened. B: Mm Hm. But I did want to let you know that the father had taken the child to the doctor and the doctor did not find anything. V: And I took the child to the doctor and the doctor could not find anything but he still .. (she's talking over me here) V: had symptoms and he still missed school. B: Well that's something you should talk to the father about. V: And I have talked to father about that and he doesn't listen to me, the same as it's always been. So .. I thought that was supposed to be Melissa Errico's, I thought Melissa Errico was supposed to, I mean what exactly if she wasn't supposed to work with us what was she supposed to do? B: The court assigns specific things that the court wanted to have information about. Very specific things. She was required to research specific and she said what the court asked her to do was to help make a determination of where it was best for the child to live for the majority of the school year, it sounds like and she said that's all that the court asked her to do. V: That wasn't in writing anywhere and that wasn't in writing. I didn't get that B: (inaudible) writing and (would not let me finish my sentence or thoughts) so I kept talking over her V: I asked, I asked for the Judge, for Grace'son to have a voice in this. For where .. is Grace'son (overtalking) V: No, she did not provide a voice for Grace'son because Grace'son is over here writing letters saying that he doesn't want to live in Arizona and that he doesn't want to live there. (I have lost all focus here and she was able to turn this whole piece around - p. genius) B: Then you should take that up with your attorney. So that your attorney can discuss that whoever they need to in the court. That's not a situation I can resolve. That's a legal situation between you and the father. You guys are not agreeing on things it sounds like, that's not a State Bar thing, that's not something I can look at. All I can look at is, is an attorney following licensing rules. I'm not seeing any instance for either Sarah Collier or Melissa Errico, that they're not following licensing rules. They doing exactly what the courts told them to do. V: They both lied to the judge. B: That's what you've said but they the information was .. V: They are allowing this guy to stalk and harrass me so that I can't stop fighting for my son. They switched custody illegally without anybody doing anything about it and they're getting away with it. What about my attorney. B: And so I tried to contact your attorney and I can't get a hold of him. So, since I can't get ahold of him I was going to ask you to please write a written charge with some of the things you told me on the phone about him. Can you put all of that in writing, send it to me and then I'm going to set him up for further investigation becasue I can't find him. Are you willing to write a written charge about him so I can have them do some further investigation him? V: If you aren't willing to look at the original document that didn't get filed so they could lie to the judge I don't know what good that's going to do. There's a missing document that makes this whole thing null and void. The entire case. B: Then you would have to bring that to the court's attention. Because that is a legal issue. The attorney and the best interest attorney and opposing counsel all said that you have an original MOU that you signed and filed with the court. That's what's being followed. That's what has to be followed. (wow! so i didn't hear that part till now) V: No, they said that we were in agreement. They put in there that we were in agreement and there was no agreement because the agreement never got finished. B: And the last two summers they said that you wanted to try and get it ammended and the father didn't agree so it reverts back to that original one. V: Um. B: So if you feel like you should have something else happening you would need to file something with the court with your attorney because it's a legal issue. You're saying that somebody isn't doing something that you think they should've done. That's a legal issue for the court. All I can look at are things like did they steal your money. Did your attorney steal your money. And those are the licensing fees .. V: I thought your job was to find out if they were lying. B: I did find out that they were not lying through the investigation that I performed. I have informatio, I have been provided with information. V: How can you tell B: and that nothing that Melissa Errico said was a lie. Based on on the information they have provided to me. If you think that's wrong then you should have your attorney file something with the court. V: And I don't have money to do something like that and they all know it and they have continued to have precedings that are costly that nobody afford anyway. B: They only do those precedings if the child doesn't get returned on time because they're required to do those precedings V: You mean and .. B: It's not just to try and hurt you they just said that when the child doens't come back on time we have to .. with the court V: Um. The child .. B: The counsel does not .. (inaudible) I'm just letting you know the .. V: They have legally kidnapped my child. They have legally kidnapped my child. They did it with money, they did it when they made sure I didn't have the money to defend myself and my kid. And they did it with money. So they are stealing my money. Every time they file something that forces me to pay attention to them I have to stop what I'm doing and address them so that I don't get thrown in jail for my own child. B: And they said if you return the child on time they won't have to file anything. That's what I was told. V: I shouldn't be returning my child anyway. He's my child. He does not want to live there, he is sick there .. it's an illegal order. It's an illegal order based on lies that they filed. They didn't file all the information which is all a lie, which makes the thing null and void. And also not to mention the domestic violence that already happened leading up to it nulls out the order and the jursidiction and everybody knows that including me and I think you know that too, so .. B: All I know is the investigation that I'm allowed to do regarding licensing issues or whether the attorney is follwoign the licensing rules I have found nothing the would warrant futher investigation on Errico or Collier and I'm dismissing those charges. If you have issues with things that have already been done in court you would have to do something with the court. Because that's a legal issue for the court. Now what I have asked you and you can decide if you want to or not it's because I cannot find your attorney to talk to if I could get a written charge from you I could set that up for investigation. Somebody will try and find him and we'll talk him about your charges on him and then make a determination based on that information but I haven't been able to get ahold of him. So would you like to submit a written charge on him so we can do an investigation on him. V: Possibly but it sounds like you're just going to drag me around even more and further violate my rights as a human being to protect my child, I mean I can't , are you going to help me protect my child? B: I cannot go against the court order. There are already orders time for your husband and time for you. That's a court order. V: It was not time for husband and time for me B: I cannot make any changes to stuff filed with the court. All I can do is if the attorney who was handling your case at this point has done anything inappropriate once we find him. But if you don't like that original order, but the court has entered an order that you signed. Taht is not anything that the state bar can change. The court has orderd that to be entered and that .. V: And I was also forced to sign other things that got filed without the other things being filed and tricked that way also. So, I have been tricked every time I signed something with Arizona I have been tricked and stripped of my rights becaseu I agreed to sign with you. Including .. and it feels like you are ok with them taking my child who I raised 100% of the time. B: I had nothing to do with that. All I do is .. V: I have one other question. How is it that ok for Melissa Errico and Sarah Collier to have a meeting with my lawyer to decide these things and then get them signed? How did that happen? B: Well you signed them. That's the one that got entered. You signed them. V: I did not agree for them to write that, sign that and meet together and form those words and then have me sign it. I did not agree to that. I signed the last papers .. (overtalking) V: under duress without any advocate and without my attorney even

[topsolarpanels]

Al Gore: ‘The riches have subverted all reason’

With the sequel to his blockbuster documentary An Inconvenient Truth about to be released, Al Gore tells Carole Cadwalladr how his role at the forefront of the fight against climate change devours his life

In the ballroom of a seminar centre in Denver, Colorado, 972 people from 42 countries have come together to talk about climate change. It is March 2017, six weeks since Trumps inauguration; eight weeks before Trump will announce to the world that he is withdrawing America from the Paris Climate Agreement.

These are the early dark days of the new America and yet, in the conference centre, the crowd is upbeat. Theyve all paid out of their own pockets to travel to Denver. They have taken time off work. And they are here, in the presence of their master, Al Gore. Because Al Gore is to climate change well, what Donald Trump is to climate change denial.

Disaster zone: extermination in the wake of Superstorm Sandy in New Jersey. Photo: Mike Groll/ AP

Its 10 years since the reason for this, the documentary An Inconvenient Truth , was released into cinema. It was an improbable project on almost every level: a film about what was then practically a non-subject, starring the man best known for not winning the 2000 US election, its beating heart and the engine of its narrative drive a PowerPoint presentation.

When the filmmakers approached him, he explains to the room, I thought they were nuts. A movie of a slideshow, delivered by Al Gore, what doesnt scream blockbuster about it? Except it was a blockbuster. In documentary terms, anyway. The careful accretion of facts and figures genuinely shocked people. And its a measure of the impact it had, and still continues to have, that Gore delivers this vignette to a rapt crowd who, over the course of three days, are learning how to be Climate Reality Leaders.

Its the reason why we are all here his foundation, the Climate Reality Project, an initiative that grew out of the film, provides intensive trained in talking about climate change, combating climate change denial and the tone might be described as activist upbeat. This is a crisis that is solvable, were told. Trump is just another hitch, another impediment to overcome. And it will be overcome. Merely occasionally does a sliver of hopelessnes leak around the edges. You have to stay positive, a man called David Ellenberger tells the audience. Though sometimes, he acknowledges: Theres not sufficient Prozac to get through the day.

Its almost a relief to hear person acknowledge this. Because before there was FAKE NEWS !!! and the FAILING New York Times ! Trump was tweeting about GLOBAL WARMING hoaxsters! and GLOBAL WARMING bullshit! The war on the mainstream media may capture the headlines currently, but the war on climate change science has been in play for years. And its this that is one of the most fascinating aspects of Gores new film, An Inconvenient Sequel: Truth to Power . Because if the US had a subtitle at the moment, it might be that, too, and the struggle to overcome fake facts and false narratives funded by corporate interests and politically motivated billionaires is one that Gore has been at the frontline of for more than a decade.

Breaking phase: a huge fissure in the Larsen C ice shelf in the Antarctica. Photo: Nasa/ John Sonntag/ EPA

The film runs through a host of facts that 14 of the 15 hottest years on record have resulted since 2001 is just one. And the accompanying footage is biblical, frightening: tornadoes, deluges, rainfall bombs, explosion glaciers. We consider roads falling into rivers and fish swimming through the street of Miami.

The nightly news, Gore says, has become a nature hike through the Book of Revelations. But what his work has shown and continues to show is that proof is sufficient to. The cinema opens with clips from Fox News ridiculing global warming. In recent weeks, the New York Times has started describing the Trump administration as waging a war on science, a full-on assault against evidence-based science that runs in parallel with his attacks on evidence-based reporting. And Gore is in something of a unique position to understand this. What becomes clear over the course of several dialogues is how entwined he believes it all is climate change denial, the rights and interests of big capital, dark money, billionaire political funders, the predominance of Trump and what he calls( hes written a book on it) the assault against reason. They are all pieces of the same puzzle; a puzzle that Gore has been tracking for years, because it turns out that climate change refusal was the canary in the coal mine.

In order to fix the climate crisis, we need to first fix the governmental forces crisis, he says. Big money has so much influence now. And he says a phrase that is as dramatic as it is multilayered: Our democracy has been hacked. Its something I hear him recur to the audience in the ballroom, in a room backstage, a few weeks later in London, and finally on the phone earlier this month.

Popular backlash: protesters demonstrate against the Koch brethren, funders of climate change denial. Photo: Nicholas Kamm/ AFP/ Getty Images

What do you mean by it precisely? I mean that those with access to large amounts of money and raw power, says Gore, have been able to subvert all reason and fact in collective decision making. The Koch friends are the largest funders of climate change refusal. And ExxonMobil claims it has stopped, but it really hasnt. It has given a one-quarter of a billion dollars in donations to climate denial groups. Its clear they are trying to cripple our ability to respond to this existential threat.

One of Trumps first acts after his inauguration was to remove all mentions of climate change from federal websites. More overlooked is that one of Theresa Mays first actions on becoming prime minister within 24 hours of taking office was to close the Department for Energy and Climate Change; subsequently donations from oil and gas companies to the Conservative party continued to roll in. And what is increasingly apparent is that the same think tanks that operate in the Countries are also at work in Britain, and climate change denial operating the a bridgehead: unifying the right and an entry road for other tenets of Alt-Right belief. And, its this network of power that Gore has had to try to understand, in order to find a way to combat it.

In Tennessee we have an expression: If you consider a turtle on top of a fencing post, you can be pretty sure it didnt get there by itself. And if you assure these levels of climate refusal, you can be pretty sure it didnt simply spread itself. The large carbon polluters have expended between$ 1bn and$ 2bn spreading false doubt. Do you know the book, Merchants of Doubt ? It documents how the tobacco industry discredited the consensus on cigarette smoking and cancer by creating doubt, and shows how its connected with the climate denial motion. They hired many of the same PR firms and some of the same think tanks. And, in fact, some of those who work on climate change denial actually still dispute the connection between cigarette smoking and lung cancer.

End of the road: the Gave de Pau river overflows after unseasonal cyclones in France. Photograph: Laurent Dard/ AFP/ Getty Images

The big change between our first conversation in Denver and our last, on the phone this month, is the news that Gore had been desperately hoping wouldnt happen: Trumps announcement on 1 June that he was pulling America out of the Paris Agreement. The negotiations in Paris are right at the heart of the new film, its emotional centre, and when I watch it in March, the ending still assures Gore expressing guarded optimism.

So , what happened? I was wrong, he says on the phone from Australia, where hes been promoting the movie. Based on what he told me, I definitely thought there was a better than even chance he might choose to stay in. But I was wrong. I was fearful that other countries for whom it was a close call would follow his result, but Im thrilled the reaction has been precisely the opposite. The other 19 members of the G20 have reiterated that Paris is irreversible. And governors and mayors all over the country have been saying we are all still in and, in fact, its just going to make us redouble our commitments.

The film had to be recut, the ending changed, the gloves are now off. What changed Trumps mind? I suppose Steve Bannon and his crowd put a big push on Trump and convinced him that he needed to give this to his base advocates. He had blood in his eyes. Its instructive because Bannon, Trumps chief strategist, is also the ideologue behind Trumps assault on the media. And Bannons understanding of the news and information space, and efforts to manipulate it via Breitbart News and Cambridge Analytica, both funded by another key climate change denier, Robert Mercer, are at the heart of the Trump agenda.

And what becomes clear if you Google climate change is how effective the right has been in owning the subject. YouTubes results are dominated by nothing but climate change denial videos. This isnt news for Gore. He has multiple high-level links to Silicon Valley. Hes on the board of trustees of the Apple and used to be an adviser for Google. We are fully aware of the problem, he says with what sounds like resigned understatement. Gore has had more than a decade fighting climate change refusal, and in some respects, their own problems has simply worsened and deepened.

On the other hand, two-thirds of the American people are convinced that its an extremely serious crisis and we have to take it on, he says. And there is a statute of physics that every action renders an equal and opposite reaction. And I do think there is a reaction to the Trump/ Brexit/ Alt-Right populist authoritarianism around the world. People who took liberal republic more or less for granted are now awakening to a sense that it can only be defended by the people themselves.

Man on a mission: Al Gore in An Inconvenient Truth. Photo: Paramount Pictures

And its in this, his faith in social progress against all odds, that he takes his lead from the civil right movement. The cut of the movie I watch compares the climate change movement to the other great social movements that eventually won out: the abolition of bondage, womens suffrage, civil rights. Something profound and disturbing is happening right now, though, he acknowledges. The info system is in such a chaotic transition and people are deluged with so much noise that it gives an opening for Trump and his forces to wage war against facts and reason.

Is it, as some people describe, an information war? Absolutely, he says. Theres no question about it.

What there isnt much of, in the film, is Al Gore, “the mens”. In 2010, he split from Tipper, his wife of 40 years and the mother of his two grown-up daughters, and what becomes clear is just how much of their own lives the fight takes up. When I catch up with him next, hes in London for a board session of his green-focused investment firm, Generation Investment Management, and I ask him to tell me about his recent travels.

Two weeks ago, I had three red-eyes in five days. Ive been in Sweden, the Netherlands, Sharjah, then lets assure, San Francisco, New York, Los Angeles. Where else? he asks his assistant.

Vegas, she says. We did CinemaCon.

Vegas, we did that. And then, lets consider, Nashville, on my farm.

Focus on facts: Al Gore in An Inconvenient Sequel. Photo: Courtesy of the Sundance Institute

I assume this amount of travelling is connected to the release of the cinema, but no. Ive been at this level for the past 10 years and longer. He hesitates to use the word mission, he says, and then uses it. When “youre feeling” a sense of purpose that seems to justify pouring everything you can into it, it attains it easier to get up in the morning.

He does tell me a bit about his mothers though. He describes his father, Al Gore Sr, who grew up poor then became a lawyer and a legislator, as a hero to me. And it was at the family farm in Carthage, Tennessee, that he held the first Climate Reality training, an informal get-together of 50 people that has morphed into the event I witnessed in Denver. Theres no type or demographic, I shared a table with a disparate group including a consultant for the aerospace industry, a French lawyer and an American cook. And they seemed to have almost nothing in common aside from their passion to do something about climate change. Im a gardener so Im ensure whats happening with my own eyes, the cook, Susan Kutner, told me. You cant ignore it.

In light of Trumps fixation with fake news, its fascinating to assure. Gore has been fighting disinformation for more than a decade. And, hes developed his educate program counter to the prevailing ideology. The answer is not online. Social media will not save us. We will not click climate change away. The answer hes come up with is low-tech, old-fashioned, human. He takes the time to talk to people immediately, one to one, in the hope they will speak to other people who will speak to other people.

The course is run by Gore. He is on stage nearly the entire period over three intensive days. And the heart of it is still the slideshow. One of his aides tells me how he was up until 2am the night before. Hes preoccupied with his slides, he has 30,000 of them and he switches them around all the time.

Tinder dry: changing climate has find an upturn in forest fires around the world. Photo: Jae C Hong/ AP

In the movie, you ensure him perpetually hustling, calling world leaders, rounding up solar energy entrepreneurs, training activists. Hearing information from people you know is at the heart of his strategy. You require people who will look you in the eye and say: Look, “thats what” Ive learned, this is what you need to know. It runs. Ive seen it run. It is working. And its just getting started. Weve got 12,000 trained leaders now.

How many people do you think its impacted?

Millions. Honestly, millions. And a non- trivial percentage of them have gone on to become ministers in their countries governments or take leadership roles in international organisations. Theyve had an outsized impact. Christiana Figueres[ the UN climate chief ], who operated the Paris meeting, she was in the second train conference I did in Tennessee. And, right now, people are getting actually fired up.

Al Gore shared the Nobel Prize in 2007 for his efforts in combating climate change, but in some ways it feels like hes just getting started. The remainder of the world is only now cottoning on to the enlightenment battle thats at the heart of it a battle royal to defend facts and reason against people and forces for whom its a truth too inconvenient to permit. For Gore, the US oil companies are the ultimate culprits, but its only just becoming apparent that Russia has also played a role, amplifying messages around climate change as it did around the other issues at the heart of Trumps agenda, and we segue into his visits to Russia in the early 90 s, during one of which he gratified Putin for the first time.

What did you induce of him? I would not have thought of him as the future chairman of Russia. I once did a televised town hall event to the whole of Russia and Putin was the one who was in charge of constructing sure all the cables were connected and whatnot.

Revenge is tweet: an image of Trump is projected by Greenpeace on to the US Embassy in Berlin after he declared that America was pulling out of the Paris Climate Agreement. Photograph: Michael Sohn/ AP

What does he construct of the investigations into Russian interference? I suppose its review of the Trump campaigns collusions with the Russians and the existence of financial levers of Putin over Trump is proceeding with its own rhythm beneath the news cycle, and may well strike pay dirt. Its also worth pointing out that when someone passed his campaign stolen information about George W Bushs debate research, he handed it to the FBI.

And then he astounds me by pulling out a reference to an interview I conducted with Arron Bank, the Bristol businessman who money Nigel Farages Leave campaign. Hes been reading up about the connection between Brexit and Trump, and Bankss and Farages support of Putin and Russia. He told you: Russia needs a strong man, didnt he? And you hear that in the US, and I dont think its fair to the Russians. I am a true disciple in the superiority of representative republic where there is a healthy ecosystem characterised by free speech and an informed citizenry. I genuinely resist the slur against any nation that theyre incapable of governing themselves.

Brexit, Trump, climate change, oil producers, dark money, Russian influence, a full- frontal assault on facts, proof, journalism, science, its all connected. Ask Al Gore. You may want to watch Wonder Woman this summer, but to understand the new reality were living in, you really should watch An Inconvenient Sequel: Truth to Power . Because, scaring because this is, in some ways the times of typhoons and explosion glaciers are just the start of it.

Al Gore Live in Conversation followed by a screening of An Inconvenient Sequel: Truth to Power , for one night merely Friday 11 August in cinemas everywhere. Book your tickets at po.st/ aninconvenientsequel An Inconvenient Sequel: Truth to Power is in cinema everywhere from 18 August. The film also opens the Film4 Summer Screen at Somerset House, 10 -2 3 August, somersethouse.org.uk

The Observer Ethical Awards: how to enter

To vote, go to theguardian.com/ surrounding/ 2017/ jul/ 25/ vote-in-the-observer-ethical-awards-2 017 or email ethical.awards @observer. co.uk with the category title in the subject header. Then tell us in no more than 200 terms why you, or your nominee, deserves to be recognised. Feel free to attach scenes, a short movie or relevant connects. The closing date is 15 September. For more information, go to observer.co.uk/ ethical-awards

Read more: www.theguardian.com

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