#siddharth mehta bay capital

[newsonlines-world]

Interested in investing as a young entrepreneur? Here's what you need to know

Investment in India has remained subdued considering the challenging global environment, and analysts anticipate that the country may remain in a state of stagnation until the end of the year. According to Siddharth Mehta IL&FS Former Director and CIO of Bay Capital, the market has seen a significant decrease in the rate of deal-making, which is attributed to the global economic and geopolitical conditions, as well as inflation and the ongoing conflict in Ukraine. GlobalData indicates that in January 2023, 87 venture capital deals were disclosed in India, amounting to a total of $696.2 million (about $21 per person in the US). This was a decrease of 13.9% compared to the previous month when India saw 101 venture capital agreements for a total of $905 million.

What Investing Strategy Should Budding Entrepreneurs Use?

To plan your investments as a young entrepreneur, set short- and long-term business goals, create a budget, explore investment opportunities, seek advice from financial advisors or mentors, diversify investments, monitor performance regularly, and be patient. Diversify your investments to minimize risks and maximize returns. Monitor your investments regularly and adjust if needed. Remember to be patient and persistent in your investment journey. Siddharth Mehta Bay Capital CIO and IL&FS Former Director believes that young entrepreneurs must do in-depth research and market analysis and understand the cycle of the market and its preferences before making any investment as successful investing necessitates meticulous planning, thorough research, and discipline, paving the way for long-term business success.

Things to Keep in Mind While Starting a Startup

Building a successful team, getting funding, concentrating on the customer experience, and keeping nimble are all necessary for starting a firm. Success depends on conducting market research, generating cutting-edge products, and having a comprehensive business plan. For a profitable return, it is crucial, above all else, to conduct research based on current market trends and changes.

Three Things to Keep in Mind While Considering a Startup

Starting a new business can be a challenging journey, especially for young entrepreneurs. To succeed, they should be passionate and determined, prioritizing their customers and building strong relationships. They should understand their needs, preferences, and pain points, and focus on creating a positive customer experience. Being resourceful and adaptable is crucial, as it allows them to find innovative solutions, build relationships with industry leaders, and learn from mistakes. Despite lacking capital, experience, or industry experience, they should remain flexible and adaptable to meet the changing needs of their business and industry.

What is Investing in Lifestyle? And How to Make Sure it is Profitable

What is a lifestyle investment? Lifestyle investment means investing in assets that reflect an individual’s lifestyle or passion. For example, investing in art, music, travel, or in sports. Investing in lifestyle assets is a great way to achieve a profitable return. However, it’s important to understand that lifestyle investments aren’t always financially sound. “It’s essential to do your research, diversify your portfolio, seek professional advice, track your investments regularly, and have patience, lifestyle investing can help you make better decisions and reduce risks”, asserts Siddharth Mehta.

[trendsblogsworld]

Digitalization is the process of converting analog information into digital form. It involves using advanced technology to digitize information, automate processes, and improve efficiency. By converting data into digital format, organizations can store, manipulate, and analyze data more easily, quickly, and accurately.

[newsologys]

Siddharth Mehta Bay Capital founder says PB Fintech changed the way Indian insurers buy insurance

[newz27]

Technology's Impact on Finance's Evolution explained by Siddharth Mehta

The development of finance has been significantly influenced by technology, which has changed how financial transactions are carried out, handled, and analyzed, says Siddharth Mehta IL&FS, former director.

Many financial processes can now be automated, which cuts down on the time and effort needed to complete financial tasks. Accuracy has increased, mistakes have decreased, and financial experts are now able to concentrate on more important activities thanks to automation.

Organizations may now conduct transactions in real-time since technology has sped up and improved the efficiency of financial operations. This has increased customer happiness, decreased expenses, and cash flow.

Finance professionals can now access and analyze financial data more easily thanks to technology, which helps them make better decisions. As per Siddharth Mehta Bay Capital CIO, Tools for data analytics can offer insights into how well a firm is performing by pointing out its strong and weak points.

Through technological advancements, fraud and cyberattack risk have decreased in the financial sector. Blockchain technology, biometric authentication, and encryption are a few security techniques that are enhancing the security of financial transactions.

The digital revolution of finance has been fueled by technology, which has made it possible for businesses to perform transactions online and do away with the need for paper-based procedures. Finance professionals may now operate remotely thanks to the widespread use of mobile devices and cloud-based solutions, which has boosted accessibility and flexibility.

The growth of finance has been greatly aided by technology, added Siddharth Mehta former IL&FS director, which has made it possible to automate procedures, increase speed and efficiency, increase access to information, improve security, and promote digital transformation. These developments have made it possible for financial professionals to make better judgements and better support the strategic goals of their organizations.

[techinfioo]

Is Your Finance Function Using the Right Technologies?

To manage the business's financial resources, make financial choices, and guarantee compliance with financial requirements, the finance function is essential to every organization asserts Siddharth Mehta IL&FS, former director. Finance functions must use the appropriate technology to automate their procedures and boost their overall effectiveness if they are to do their jobs successfully.

The following are some ways that finance departments may use technology to streamline their processes:

Accounting Software: Bookkeeping, billing, invoicing, and financial reporting are just a few of the numerous finance tasks that accounting software can automate. This technology can speed up data entry and lessen mistakes that come with it.

Company intelligence tools: These tools can assist finance departments in data analysis and company performance insight. As further support, these technologies can offer real-time reporting, dashboards, and predictive analytics.

RPA, or robotic process automation: It is a technology that automates repetitive, manual processes so that financial professionals may concentrate on more important responsibilities. Additionally, RPA can increase compliance, speed, and accuracy says Siddharth Mehta Bay Capital CIO.

Cloud computing: By enabling access to financial data at any time and from any location, cloud computing enables finance operations to swiftly and easily communicate with stakeholders. Additionally, cloud-based solutions eliminate the need for costly IT infrastructure.

Blockchain: Financial transactions may be made transparent and secure using blockchain technology, lowering the chance of fraud and boosting confidence between participants.

In conclusion, utilizing the appropriate technology to enhance operations may be advantageous for the finance department. As per Siddharth Mehta, former IL&FS director. Finance operations may increase their efficiency and effectiveness, which will eventually result in better financial results for the organization, by automating manual procedures, analyzing data, and boosting transparency and security.

[newzindia]

B2B Fintech Companies in India

There are few other prominent top B2B fintech companies in India that leave their mark unavoidably in business market. Here are few of them explained by Siddharth Mehta IL&FS former director:

1: Udaan- One of the biggest business-to-business platforms in India is called Udaan. Vaibhav Gupta, Sujeet Kumar, and Amod Malviya launched it in 2016. Bangalore serves as the startup's corporate headquarters. Staples, electronics, FMGC, lifestyle, home and kitchen, fruits and vegetables, pharma, and other industries are all served by it. The platform enables farmers, small businesses, and manufacturers to provide shoppers and merchants with their goods in a transparent and safe manner. With safe payments and efficient logistics, it facilitates the buying and selling process.

2: GInvoicing- The startup's name, GInvoicing, is clearly taken from the accounting phrase G-Invoicing. Tarun Jangra started Ginvoicing in 2017, which has its headquarters in Ludhiana. It is a platform that enables you to conveniently and more successfully run your business. The platform aims to eliminate all your GST-related problems claimed Siddharth Mehta Bay Capital founder and CIO. It assists with obtaining online payments, accounting, inventory control, gathering sales, marketing, and buying information, among other things.

3: Benow- Benow is yet another well-known B2B payment company in India. It was established in 2016 by Sudhakar Ram and Soorraj VS. A platform called Benow focuses on payments and the retail industry. The firm was established to advance digital payments and support the growth of SMEs, NGOs, and brands. Users may also obtain credit points, EMI, bundle items, and much more. The Buy Now Pay Later approach is the main emphasis of the site.

Conclusion!

Business-to-business payments were always a difficult procedure, but as technology developed, a number of companies appeared that simplified and secured the transaction. Some of the most well-known B2B payment firms in India that are revolutionizing the way transactions were previously conducted are those listed above.

[newzgraphics]

How B2B fintech industries has changed the whole payment system in India?

“The B2B fintech industry refers to the application of financial technology to improve and automate financial services for businesses,” says Siddharth Mehta IL&FS, former director.

The various products and services that B2B fintech companies offer include payment processing, foreign exchange, finance, and financial management, to name just a few. These companies usually use cutting-edge technology like blockchain, machine learning, and artificial intelligence to offer their services more effectively and efficiently. Siddharth Mehta Bay Capital CIO explains, as more businesses utilize financial technology solutions, the B2B fintech industry, which is an important part of the wider fintech ecosystem, is growing swiftly.

The B2B market has been a major factor in the rapid rise of the fintech industry in recent years. According to a PwC report, worldwide investments in fintech firms rose from $22.3 billion in 2013 to $111.8 billion in 2019. The B2B fintech industry has also been a big contributor to the rise of employment in the sector, with many B2B fintech businesses developing high-skilled professions in disciplines like engineering, data science, and product development.

According to a KPMG report, the global fintech market was predicted to be worth $127.66 billion in 2018 and is expected to increase at a compound annual growth rate of 19.9% to $309.98 billion by 2023. This demonstrates that a substantial number of companies are based in the fintech industry.

Fintech companies can work in a variety of sectors, including payments, loans, financial management, and insurance. Fintech companies include organizations that handle payments, like PayPal, and platforms for peer-to-peer lending, like LendingClub. There are also other smaller fintech companies that focus on certain market niches.

[digiblogs]

Top B2B Fintech Companies in India that grew rapidly in 2023

Due to the proliferation of payment startups in the modern era, B2B transactions have improved in terms of convenience and security. Some of the most well-known B2B payment startups in India are the ones listed below:

1: BharatPe- A single BharatPe QR code may be used by small to midsize business owners to accept payments across all UPI applications, according to BharatPe, a B2B fintech provider. The startup also provides loans to business owners and praised by many entrepreneurs like Siddharth Mehta IL&FS, former director. Bhavik Koladiya, Ashneer Grover, and Shashvat Nakrani launched it in 2018, and its main office is in New Delhi. Recently, BharatPe collaborated with NBFCs on a project named the "12% Club". Through this program, consumers will have the opportunity to invest in BharatPe and earn interest rates of up to 12% without being subject to any lock-in periods. Additionally, consumers are able to borrow money at a 12% interest rate.

2: Emkash- EnKash is a platform for managing B2B payments and providing financial support. With the help of this program, a business may monitor its cash flow, invoices, and—most importantly—track payments from customers or suppliers. It facilitates easy connections between businesses, corporations, and credit providers. Hemant Vishnoi established the business in 2016. The SBM EnKash RuPay business card, the most comprehensive business credit card ever, will be released in 2020 thanks to a collaboration between SBM Bank, YAP, RuPay, and EnKash.

3: Airpay- Another well-known B2B payment company from India, Airpay, makes it simple for retailers and eCommerce businesses to accept contactless payments. Amit Kapoor, Kunal Jhunjhunwala, and Rohan Deshpande established Airpay in 2012. The business's main office is in Mumbai. As per Siddharth Mehta Bay Capital CIO says, the payment platform offers features including open banking, financial services, contactless payments, mobile POS, net banking, digital payments, and financial inclusion.

[joyfuldelusionchaosvaliant]

Science and Chemistry Classes

India's year of the unicorn: Startups in spotlight of 2021 tech boom

by Nivrita Ganguly

Sumit Gupta has had a big year—turning 30, getting married and seeing his startup become one of India's newest tech unicorns.

Hampered by the coronavirus pandemic and too busy expanding and getting funding for his cryptocurrency platform CoinDCX, his team finally grabbed a few days on the beach in Goa to celebrate recently.

"That was very delightful to everyone," Gupta told AFP. "It's been a very, very exciting journey. I've learned a lot... The future of India is very bright."

This year 44 Indian unicorns—privately held startups valued at more than $1 billion—were minted as investors piled money into a country long overlooked despite its vast potential.

Overseas funds put more than $35 billion into Indian startups in 2021—a tripling from 2020, according to data compiled by Tracxn—buying into everything from fintech and health to gaming.

Foreign investors have long preferred China, another Asian country with more than a billion people.

But Beijing's clampdown on runaway growth in China's powerful internet sector, and reining in of big businesses, have spooked investors and wiped billions off giants such as Baidu, Alibaba and Tencent.

In the startup space, investors this year sank $54.5 billion into Chinese firms, down from $73 billion in 2020, analysis by GlobalData showed.

India by contrast became more attractive, with its large pool of well-educated entrepreneurs upending how many businesses work using a fast-developing digital infrastructure.

"India really is that final frontier where businesses can attract a sixth of the world's population," said Siddharth Mehta, founder of investment firm Bay Capital Partners.

"I think India is about 13-14 years behind China in terms of size and scale of the market. India's overall digital marketplace is about sub-$100 billion today but that number can easily be a trillion or $2 trillion over the next 10 to 15 years."

'India will be great'

Among those attracted are Japan's Softbank, which invested $3 billion in India this year, as well as China's Jack Ma and Tencent, and US-based Sequoia Capital and Tiger Global.

"I believe in the future of India. I believe in the passion of young entrepreneurs in India. India will be great," Softbank's founder Masayoshi Son said earlier this month.

Indian tech also saw a record number of initial public offerings this year.

Companies going public included food delivery app Zomato and beauty products platform Nykaa, listing at huge premiums to their IPO prices and making billionaires of their founders.

At their October high, Indian stocks had rallied more than 125 percent from their April 2020 low, becoming one of the world's best-performing equities markets.

No profits

But some experts warn that many of these firms may be grossly overvalued.

For instance, local fintech giant Paytm, the biggest IPO of the year, is yet to make a profit and its share price is some 40 percent down from its IPO valuation.

India's bumper year for startups also masks serious problems for an economy struggling to provide jobs for the 10 million young people entering the workforce every year.

Desperate for employment, many take low-wage "gig economy" jobs, earning as little as 300 rupees ($4) a day with little to no job security.

But for white-collar workers in the startup sector, demand for qualified workers has outstripped supply this year.

Flush with cash, companies are competing to recruit and retain top talent, offering cash, stock and even motorcycles and tickets to cricket matches as incentives.

"Recruiters reach out to us all the time," one tech employee told AFP on condition of anonymity.

"Salaries have inflated in the last year and it feels like everybody is hiring. People are changing their jobs constantly."

CoinDCX's Gupta, fresh from his beach holiday, was bullish.

"If you remain persistent, it's very possible to create a unicorn, especially if you're living in a country like India, which is full of opportunities," he said.

03/01/2022

[newsonlines-world]

Considering investing as a young entrepreneur? This is how you can do it.

Investment in India is still slow due to global economic and geopolitical issues. Young business owners should focus on setting goals, budgeting, researching investment opportunities, getting financial advice, diversifying their investments, keeping an eye on things, and being patient. Siddharth Mehta IL&FS Former Director and CIO of Bay Capital believes that young entrepreneurs need to know what they're investing in, who they're trying to reach, and what their long-term goals are. They need to have a good business strategy, do market research, figure out who their target audience is, build a team, get funding, focus on the right people, and be able to grow quickly. Lifestyle investment is the practice of purchasing assets that reflect one's values, interests, and preferences. By following successful businesspeople like Siddharth Mehta, it is feasible to ensure a positive outcome. For More Information:- https://www.financialexpress.com/lifestyle/are-you-a-young-entrepreneur-who-is-planning-to-invest-expert-siddharth-mehta-guides-you/3091919/

[trendsblogsworld]

Starting a business can be exciting and rewarding but also challenging. Read suggestions by Siddharth Mehta bay capital.

To successfully start and grow a business, you need to research and plan carefully, choose the right legal structure, secure funding, and locate a prime location.

You also need to have a solid marketing strategy and a dedicated team to help you achieve your goals.

[newsologys]

Siddharth Mehta Bay Capital CIO and founder says his focus is on companies that help India grow

[newz27]

Information-driven stages and computerization is helping fintech to be on the top

Computerization and information-driven stages are vital for the turn of events and benefit of fintech organizations. Siddharth Mehta Bay Capital founder and CIO, supports the improvement of fintech in the accompanying ways:

A superior client experience is potential because of information-driven frameworks, which help fintech firms better figure out their client’s necessities. Fintech organizations might fit their administrations and merchandise to every client's requests by assessing buyer information. According to Siddharth Mehta of IL&FS, mechanization makes exchange handling speedier and more viable, further developing the client experience.

Further developed Chance Administration: To succeed, fintech organizations should effectively oversee risk. Fintech organizations might assess information progressively and spot potential dangers before they emerge by using information investigation and robotization. Fintech organizations might utilize this data to pursue better choices and make a deterrent move to lessen gambles.

Quicker Independent direction: Fintech organizations might utilize robotization to deal with exchanges rapidly and unequivocally, which advances dynamic speed. This is significant in the advance and contributing businesses since postponements might be costly. Fintech organizations can quickly assess information and go with taught decisions continuously because of information driven stages.

Cost Reserve funds: Robotization can kill the requirement for manual handling of buyer demands and conditional information, saving fintech firms huge load of cash. Fintech organizations might work on their tasks and spot spots where costs can be cut by using information investigation.

Better Consistence: As fintech organizations should comply to severe standards, this is vital for their prosperity. Via robotizing consistence checks and ensuring that all exchanges consent to administrative norms, information-driven stages and robotization might help fintech associations in keeping up with consistency with guidelines.

Robo-consultants, which use calculations to give purchasers contributing exhortation unequivocal Siddharth Meht, IL&FS former director, are an illustration of an information-driven stage and mechanization in fintech. The robot-guide stage utilizes computerization to construct a modified venture portfolio in the wake of social event data on a client's monetary targets, risk resilience, and contributing inclinations. To assist the client with arriving at their monetary goals, the stage persistently screens market information and alters the portfolio as needs be. This robotized, information-driven strategy can furnish clients with a more viable and reasonable speculation choice while likewise bringing down the gamble of human slip-ups.

All in all, robotization and information-driven stages are critical assets for the turn of events and outcomes of fintech organizations. Fintech organizations might upgrade buyer encounters, effectively oversee risk, take faster decisions, save costs, and keep up with administrative consistence by using this innovation.