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#shouldnt you as a tech help know how both systems work?
rainbows-fanfics · 2 months
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The Barnes & Noble app stopped working for me ever since the beginning of July, and I had to physically talk with someone over the phone just to report the bug in my app since no one could help me via email. The issue never got fixed and rendered my app unusable. So I finally uninstalled it today.
Cancelled my pre-order for Sally's Lament from them, probably going to get it from Amazon or ThriftBooks instead, it's just way more cheaper and it doesn't look like the B&N Exclusive is going to offer anything special.
I don't think I'll be buying anything from B&N anymore, come to think of it.
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ganondoodle · 1 year
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i know i said i wouldnt be ranting about totk anymore, but i realized i didnt really count the sage dungeons as story (dont ask me why) so i thought im gonna write a better summarized version of my opinion about totk (i have around 60% of the game, all lightroots, not yet all shrines (missing like .. 20 or so, know the reward), not all krogs (dont know the reward), not all mayoi (half know the reward?) )
(in no particular order)
good stuff (in my opinion)
the. MUSIC! god the music is good, it was good in botw too but now with much more different bosses it really is probably one of my fav soundtracks of all time (most fav are all three phases of the end fight, the pre-fight to that, the build up one before all of those, Frosgeira (wind tempel boss) the glorious mASTER KOGA and more tbh)
the build up and end boss fight(s) are fantastic, i dont think im ever not gonna have my heart racing when approaching it (despite now skipping almost the entire way bc i set a teleport thing right before it) just bc the build up is so well made and the music(again) is such a banger and the fight(s) itself is so fun too, tbh i keep wanting to play it just bc its so fun
i LOVE how many themes play into the music (endfight alone had so many layers, fav probably is ganondorfs classic theme and calamity ganons both in the same piece among much more, and daruks theme in the fire temple)
(edit) YOU. CAN. TOUCH. DA. DRAGONS!!!!
ganondorf
ganondorfs design (x3)
ganondorfs weapon designs
ganondorfs voice (japanese)
everyone elses voice (japanese)
all voices (german)
thE YIGA!!! i love everythign about them and am so happy they got to be more than just some mini mission
(edit) also the fact that they get zonau tech to work without any special ghost powers is so ????
(edit) koga can summon and use zonau tech unlimited?? hes so cool
NO stealth mission!! (as far as im aware)
bosses are very different from each other
main dungeons are not too short and not too long and mostly fun (mostly bc i personally didnt like the gerudo one), i love that you can still somewhat cheese them and do them your way
sages felt like they got a bit more involved
(edit) you gotta do more stuff before getting to the actual dungeons and i really like that, feels less like a fetch quest but that you are actually helping
(edit) each sage is actually there in the dungeon and is required for it, which is great!
each settlement saw a much bigger danger/change (tho that has more impact if you have played botw) and its problems felt much more real
shrines are well varied tho i think overall a little easy (only got stuck on two so far and later solved them easily bc when i first started them i was tired and exhausted, no brain left lol)
NPCs felt less flat + more bigger sidequests that felt like they had more impact
cool new monsters + designs
the underground was pretty appropiately creepy
the sages abilities are neat
you can refight bosses!!
stable points system is a neat way to encourage you using them
weapon fusing is neat
(edit) the forest of the krogs being corrupted like that is both creepy and a neat nod to oot
(edit) the vai gerudo outfit being gone!! (one) evil has been defeated
(edit) the health bar going so far off the middle in ganondorfs second phase is honestly just funny hnjdfdjk unfortunate that you only need the master sword and with a few perfect dodges his health melts like butter in the summer
(edit) the music when dragondorf transforms sounds so sad .. its probably meant as a oh no world is actually ending sad but i like to think of it as a oh god what did he do to himself sad
the scene where rauru seals ganondorf kinda fruity
(graphic, animations and the overall world is still fantastic)
bad stuff (in my opinion)
everything zonau they feel forced into every bit of the world and its history (i know them being somewhat alien is intentional but not like that) it feels crammed into places they werent before and shouldnt be and it makes it all feel very artificial
the glyphs/dragon tears/memories really ruined alot for me, while it gave you insight as to what happened, it felt like it showed you too much and too little at the same time and i think it would have worked better if it was all in text for once if even at all, so the past stil stayed a mystery and youd be left wondering
timetravel .. really wasnt necessary and felt more like an excuse to get rid of zelda + make her the poor little sacrificial girl again + and to make her turning into a dragon as tragic as possible, like nothing but a stepping stone to the big reveal tm
shiekah tech being not just fully irrelevant but practically erased, wiped off the world (i know about the literally last guardian parts in hateno, it feels more like an oversight tbh, purah technically using it ... tho i dont think she ever calls it that, the purah pad is jsut the sheikah stone but worse), there being no good explanation, no remains, nothing as to why it would suddendly stop working and why even the titans and ESPEICALLY the shrine of life would be destroyed, if anything why wouldnt you enshrine it as a memento to history it was such a focus in botw and so well integrated into the world that it being fully gone, not even old overgrown, or visibly reused to build homes etc., or remains of how they built the og shrines in the underground feels like a HUGE missed opportunity (seriously it would have been so easy to make the ancient shiekah base their tech on old zonau tech, without stealign the gocus but buildign a connection)
all of the continuity problems, totk feels like botw didnt happen and the excuse of 'they didnt want to confuse new players' doesnt make a lick of sense in my eyes bc; its supposed to be a sequel, if you want it to be a standalone game then dont call it a sequel- if you start to play a game with the sequel instead of the first part its your own damn fault if you get confused; if anything, it would have been a good opportuntiy to make people interested in botw so theyd buy and play that one too
ganondorfs character is very flat, you basically get to know nothing about him (yuno even calls that out midgame but its never elaborated upon nhgfrdfhkk)
the zonau and their kingdom of hyrule is presented as this so perfectly good thing to such a degree it turns creepy, the end cutscene with mineru going poof was kinda uncomfy to watch tbh
the reward for all shrines being essentially a reveal as to who the hero in the tapestry was and it being, of course, some weird half zonau is the lamest answer to a mystery i didnt want an anwser too, it doesnt feel like it came naturally either (again my point of the zonau being forced into everything)
the shrines (zonau) feel so much more unnatural than the shiekah shrines, alien in a bad way and not in a good way + really are like a bad reskin of them, their sudden appearance and use is so much less logical
back in botw i was doubtful of if the shiekah tech wasnt going to far too modern tech and cause it all to feel like a bad mix of modern tech and medival fantasy, but they balanced it perfectly (tho the eponator zero was very much the limit imo) but the zonau tech .... oversteps that line i think, it really does feel, more than anything else, that it was just bc they wanted the stuff to be in there bc it might be fun to play around with, im not against that kind of stuff mind you im all for fun, but it feels a little like they thought of a box with endless stuff to play with first and a zelda game second (if you get what i mean)
quite a few quests or things in the game seem like they are more and then end in a dead end (the worst of all is impa saying she wants to go research what could help zelda turn back, and i was excited and convinced that shed give me a quest to find some mcguffin that would do that after i beat ganon but there wasnt anything you could actually do; less bad one but disappointing nonetheless the dongos were mentioned and treated like this big awesome thing from alot of NPCs all around the map and then when you find them they are bascially just gem vending maschines)
the way zelda turns back and link gets his arm back is incredibly unsatisfying, none of them even have something like a scar, or mark from it all, zelda spent thousands of years as a dragon (a transformation that was said to cost your soul but i guess that wasnt true) and link had his arm bascially eaten by miasma and he gets it back like it was never lost, zelda returns all intact as if nothing happened, getting blasted by some magic tm by two ghosts that were supposed to be long gone is the solution to all problems!!
(edit) link losing an arm wouldnt just be super intersting but also lend itself well to lead up into the next game where his prothesis is the focus and source of abilities
(edit) zelda got done so dirty, instead of her actual interests and character to shine she just gets shoved into yet another crisis surrounded by strangers in a world that looks like hers but isnt, and all she does is beg the ancient sages to swear to help link and sacrifice herself again (can you call that fridging? bc she sure feels like she got fridged) i like zelda and i dont like how much i didnt care about her and tbh im angry at the game for that
(edit) both link and zelda not even slightly changing in the years btween botw and totk kinda boring, like a haircut can only do so much
(edit) sonia really is the wife that dies to make husband sad thing isnt she? i get that gan had to get his hands on an enigma stone but i feel like there had been better ways to do that, the fact that she dies that easily is almost funny honestly, why does ganondorf even have weapons when he can just one punch people to death (tho i find it funny to imagine he can literally just kill people in one punch but hes too prideful to do it most of the time so he always uses weapons to look more cool)
(edit) so many new characters that you barely get to see or interact with, i really ... couldnt get myself to care much
(edit) zonau tech being so irrelevant to the games story while its also the focus is .. weird, its really just play doh for the players and nothing else honestly
(edit) monsters mining sonanium feels strange bc ... they dont do anything with it? the best thing i can think of is that they were told to do that so link cant .. upgrade his battery thignies? but then again you could just destroy the mines and remaining constructs to stop it .... also you really dont need anything zonau tech related to beat gan?
(edit) ganondorf beign so utterly uninterested in their tech is weird considering how he dealt with shiekah tech (and we KNOW it can get corrupted) he should be a tech nerd tbh
my twitch VoD of the first time beating the game getting muted at the credits despite me talking over it
nitpicks (in my opninion)
(edit) ganondorf should have a bit more of a boar inspired design, as treat, i think
(edit) the enigma stone wandering back to ganondorfs forehead even after transforming is? weird? i guess an excuse for da epic last stabby but still? (how cool would it have been to have to plunge into his mouth and break it there or something)
(edit) the underground gets a lil old after a while, the fact that its pretty much the same everywhere aside from some .. very strange flowing magma is a lil boring
(edit) ganondorf could have gone way more crazy with abilities and all that, imagine hed spwan multiple miasma arms on himself when you get him to a certain level of health
(edit) i miss unique weapons, there arent even normal axes around anymore, everything is about fusing really, i miss the cool shiekah tech weapons
(edit) the forest of the krogs being largely irrelevant is kinda weird
(edit) mineru being the sage of spirit still is kinda meh, the robot is neat but i thought tauro or purah would be the surprise sage tbh
(edit) the bosses were a little easy (i did boldo gohma rather early and did it without even getting hit)
you cant talk to koga normally :(
you cant find koga again after the last fight :(
you cant refight him (to my knowledge) :(
i find it very strange that yuno seemingly lost daruk shield, despite him having inhereted it in botw
the sage powers are not .. very great integrated, while its fun to haven them run around and help you fight, to actually use their powers you have to chase after them, something that in the heat of a battle is very annoying to do, constantly activating the wrong on or them losing their charge up when they get knocked over is like trying to herd a wild pack of geese while a three headed dragon is shotting laserbeams at you
some widlife just disappearing all of the sudden is very strange (like the rhino in hebra)
some new houses or settlements would have been cool, that the material things at the sides of roads are really only for you to play around with and not to build anything that lasts
you cant fight ganondorf (non dragon, even the dragon is locked to that evening sky) in the sunlight, night or rain, i would have loved to fight him at various times of day
their refusal to show any kind of blood is honestly turnign serious scenes into very awkward ones, sonia just getting punched and she dies with not even like, losing some spit from the force or something, or the fact when you defeat ganondorfs second phase he acts mortally wounded but doesnt even look scratched is just :/
amiibo stuff while neat being included its really mostly just bloating your inventory, if i wanted 5 vaguely different link outfits then i would have gotten the amiibo for it
why hide the -now-totally-not-phantom-ganon-armor- behind such a long questline and then .. have that NOT be upgradable
they put in a house building thingy and then not let you have a roof or a tree or something :(
at some point stable points jsut get you more and more of those free staying over night tickets that i maybe used .. once at the very start and now its just accumulating in my inventory
only one new horse coat pattern :(
satori now only being a thingy that shows you caves is kinda boring, i loved the mystery around it in botw (additionally, that it shows you caves you have completed already kinda sucks)
the end of the shrines isnt that cool anymore, speaking to a mummified monk that gives you essentially his last remains of life energy is so much cooler than a statue of the oh so awesome god king and his wife
the many references and reuse of old names is neat but together with timetravel etc. it easily leads to confusing and fighting among fans for who is more 'right' and its just .. tiring
(edit) considering how much of the advertising was about the sky islands i wished there were more and bigger ones, the underground (that was a little one sided after a while, it all looking the same rly) could have been alot smaller if the sky was bigger instead
(edit) i wished there was more of a sense of .. lost life in the ruins you find, from all races, the ancient ruins are jsut some bridged and ceremonial stuff and i wished there were more like .. houses, like people actually lived there and it not being all around beign a platform for you
(edit) the fact that the half zonau hero exists mean either rauru and sonia had kids but those were clearly not important enough to ever show nor mention, or there were other mixing of them before they all mysteriously died out the fact that the ancient hero was half zonau means their genes survided till then but somehow it never came up? the tapestry still exists and impa and purah say like its a well known fact that the hero looked like that (not at all close to any modern species) when you talk to them while wearing it (the fact that the hero armor thingy is very reminiscemt of ganondorf is like some backtreading bc we were theorizing about the hero having been ganondorf once and they wanted to stop that .. but the more funny thing is the HC of its a descdendet of rauru and ganondorf nhjdfknhdgkfnhkfd) (edit to add to the HC; the game being a big battle about child support is funnier than it should be idk if nintendo knew what they were doing adding details like that)
all in all it just feels like missed opportunities, lost potential, and more a game build around some game mechanics they really wanted to get into than telling a neat story, espeically so bc they called it a sequel, most of my complaints wouldnt be there if it was some alternate thing instead
i probably forgot stuff but if i think of more i will add them later with a little note that it was added in an edit (sidenote, i find it funny how much more nuance that whole conflict would get if rauru and ganondorf were bitter exes bfdrjfbdfndk)
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ressing · 1 year
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More about mass effect ocs pls?
ah right, thank you for the reminder sorry im so late lol i cant remember their names or if i even thought of names for any of them, but i was super into them for a time
human spectre because of course, didnt like how things devolved into politics too much with the council, spectres werent just spies they were also sent out on help missions and were like the vigilantes of the galaxy, or so she had thought but then it was red tape and you cant do this or that because itll look bad toward potiental allies blah blah so she stole her own ship back from dock at the citidel and basically went off on her own to form a crew and try to help like she always thought they were supposed to. side note 3 characters in and i remember the basis, its after me3 and shepard has destroyed the reapers and now while the galaxy and the citadel are rebuilding opportunistic space pirates start entering the system and taking out refugee convoys and medical ships and the council instead of doing anything refuse to try to fix the problem because any acts of aggression in the newly reforming civilizaed galaxy will almost guaranteed to result in a all out war.
the asari, the tech specalist who cant do much biotics unlike most asari, was passed up as a spectre due to a hot streak and just worked for c sec or whatever they were called ill be real its been YEARS since ive really written them all dow, but when the human spectre gets thrown in the brig for telling the council off and basically going rogue in their eyes they meet because she in charge of the cells that day lol, but some big speech about justice and being able to tell your bosses to fuck off shouldnt land you in jail and she agrees and helps the spectre break out but they both kinda realize that this is like... the end of their lives on the citadel and will be wanted fugitives from here on out but its better then sitting twiddling their thumbs while the galaxy goes to shit.
the turian quarian, quarian fleet finds a turian ship adrift and are going abuot searching it and clearing it out to add it to the flotilla as a new ship (i dont know if quarians actually do this but yolo) and onboard they find a baby turian and one of the search party kinda.. adopts her, doesnt wanna give her up due to her own issues with having kids and wanting to have a family she sorta puppy dog eyes everyone into letting her keep this baby, but of course being kept in sterile enviroments all the time your immune system tends to shut down and she started needing the full suits like quarians do. she joined the crew after on the citadel (during the daring escape/steal a ship mission the spectre does) after being saved by a different quarian and then talked into joining. was getting a lot of shit about her being a turian playing dress up as a quarian but shes fully like "uh but i am a quarian see the suit i was born on the flotilla?" joins the crew as a way to help find who she really is (soul searching quest)
the other quarian, this quarian is a biotic (which i also dont know if quarians can be but yolo) and only found out when he and his like best friend are sent on their quarian life mission thing to bring back to the flotilla, but his best friend came onto him and when he rejected her she flipped and like attacked him and he was just trying to hold her back honest he didnt mean his biotics to go off like that she was his best friend of course he wasnt TRYING to kill her it was an accident! so then hes on the citadel hiding in shady bars and back alleys kinda stepping into random muggings and assaults to try to redeem himself to himself and steps into the turian quarian getting mugged and saves her and is afterward also recruited to the ship by the spectre.
THE KROGAN now this one im upset about because i cant remember his name and its so GOOD HES THE BEST him and the turian quarian are my favorites. he was doing that puberty ritual against the giant worm, you know grunts best mission, and like during three when you walk through old krogan ruins and you find out they were this smart race before destorying themselves and their world in nuclear war? yeah well this krogan found out the same thing, during his giant worm fight it caused an earthquake and he was swallowed up into the ruins of his homeworld, thought dead his teammates left him and he just sorta steeled himself and went about trying to survive and get out. took a while for his eyes to get used to the darkness and after years and years in the dark his eyes are like only used to the dark now so he wears riddick style glasses. but he also found all these old ruins and books and poems and writing and religion and after years of being down there he suddenly had found a den of those weird lizard dogs vulvas or whatever their called vespas thats it, he managed to like tame the pack using recovered knowledge from the ruins and used them to lead him back out of the darkness through their own tunnels. hes now a messiah like dude on the citadel doing preaching about non violence but uh.. isnt against using violence to achieve non violence. argue it with him and he will headbutt you until you agree not to be violent, see there he was right all along, the strongest gets to say what goes and hes stronger and he says get the fuck along. his name was a one word holy esqe word like redemption or resolution or something and IM SO MAD I CANT REMEMBER HES THE BEST ONE just picture a big krogan guy in heavy armor but also draped in like a toga with a pack of VARREN (i remembered) and also little black sunglass/goggle thing. he joined the spectre on the promise that theyre gonna make the galaxy safer and better for everyone
the salarian, female salarian which are usually guarded on the homeworld for breeding or whatever that lore was, really hated the whole idea of being kept safe or like doing medical or science work, so she sorta jumped ship and became an arms dealer, you see this huge hulking krogan sized armor walking toward you and the visor opens up and its this fucking frog thing half your size and not even half the size of a krogan, jumping around doing scrobatics is boring and tiring and really if i can just wear my huge custom made armor ill never be hit by a bullet ever!
a biotic volus who works like a merchant for the group offering quests and discounts to friends (the crew) just asks for passage occasionally, always seems nervous and kinda shady, just wants to be safe from pirates stealing his goods and wants the galaxy back in working order and these guys seem to be doing a better job making space safer for someone dealing in moving vast quantities of merchandise around.
and finally on the ship are the stoways; a batarian and a "freed" (hacked) geth, they are actually kinda up there in rank space pirates in their own regard and realized when they were in a bad spot so played along as crew members wanting to bring peace to the galaxy too while sending out info to the space pirates they know will be around and tip them off something is happening
the geth has stickers all over it and graffiti and is only like half itself, its like half locked down by the batarian chick to be a body guard thing, if it could control itself it would most likely stick with her as it does actually like her but would probably be more vocal about disagreeing with some aspects of their "jobs"
the batarian was just some girl because i went "you dont see females of these species often so ill make one of my ocs that, and she will be a cool lesbian pirate hanging out with a cool geth"
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hello, why shopping for some online car insurance quotes, i came across the below questions. what do they mean..i live in florida. Does the driver require an SR-22 or Financial Responsibility Statement? (If unsure, select No) Yes No Does the driver require an FR-44 or Financial Responsibility Statement? (If unsure, select No) Yes No""
How much would my car insurance be?
I'm looking to buy another car. I would really like a BMW or a VW, years like 1996 to 2004. I'm thinking like a 3 series BMW or a passat or jetta. I know these are typically nicer cars thus insurance would be higher, though some people claim they're cheaper because they're more safe. Anyway, how high are we talking here? I don't need an exact number but a decent estimate would really help so I don't buy a nice car and find out I can't afford the insurance. I'm an 18 year old guy, I have NO tickets of any sort, no accidents, I commute about 20 miles to college, iv been licensed for over a year, I took drivers education. I'm under my own name not my parents so my insurance is astronomical cause I'm an 18 year old guy. Please help.""
Home insurance? Which is true?
A.If you fail to keep up home insurance the mortgage company will get it for you (sometimes at triple the cost) and make you pay for it or they can foreclose.     B.  When a flood is declared a National Disaster flood insurance for everyone in the flood zone based on the national ""Flood Plain"" maps gets their damage paid for automatically.     C.  All fire insurance policies all pay to rebuild your home the way is was before the fire""
Best life insurance policy and mediclaim policy?
Recently my father (age 62) surrendered the insurance policy without my knowledge.. I decide to take a new one for life and health insurance..Please suggest the best one....
Running red light- effects on car insurance?
I'm listed as the third driver on my insurance plan and I recently turned right on a red light and apparently didn't stop before as long as i should have. Needless to say I got 3 points and a 300 dollar fine. I'm with td insurance currently. How much can I expect the rates to go up?
Really pissed with car insurances?
when you have a accident and it is you fault and you only have basic insurance but STILL you have to pay the damage of the vehicle you hit so why do we pay for car insurance if we still have to pay more? is like if i'm paying to fix the other car and still paying the regular price to my insurance. are they stealing? or why the government let them do that?
Still waiting to hear from car insurance if car is a write off?
its been a week since this guy hit me from behind. he was 100% at fault. how long do i have to wait to find out if my car was a write off? the car is fixable and i need to know how much to fix? want my car back!!!!!
Will a 30kph ticket skyrocket my insurance?
Alright, so I got pulled over going 90 in a 60. I know I shouldn't be speeding but I was late for work, I never got a ticket before... I'm a 18 yrs old male, and I don't have much money to afford expensive insurance... I'm currently paying 150$ a month (before the ticket) so will my insurance skyrocket? It's considered a major infraction where I live.. *also, the police officer told me that he can apply a bigger charge if I decide to fight the ticket... Are they aloud to do that??""
Can student loans cover health insurance?
I am attending University and I do not agree with the Health Insurance my University provides. The semester expense is $1875 and it is applied to my tuition costs. Those costs are being covered by a mixture of scholarship and student loans. If I opt to purchase my own student health insurance through a different provider - can I pay for it with Student Loans?
How many of you own a Life Insurance Policy and for what amount.?
Are young ppl thinking about life insurance?
""Moved out of state, Can I still be on my parent's car insurance?""
I just graduated college and moved to California. I bought a new car in Iowa before I left and my parents cosigned the loan. We registered the car in Iowa, saying my name first or my father. Since then, they have brought the car out here. Am I able to stay on my parents insurance (Farm Bureau) even though I am no longer a resident of Iowa or their house? Also, am I required to register the vehicle in California even though he is on the loan and the current provider of insurance?""
How much will a small tooth chip cost without insurance?
I live in Southern California just so you can get an idea... Okay, last night I was watching a movie with my boyfriend and laying down in front of him. As he was going to take a drink from his glass I stretched and accidentally elbowed his drink and heard CLANK! and he got up to spit some stuff out of his mouth. The chip isn't big at all and it's on the front, left tooth on the outer corner. It's very small (almost unnoticeable if you're more than 2-3 feet away and he's smiling big) and it LOOKS as if it would be an easy fix. I have assured him that I will pay for it as he owns a barber shop and his presence is important to him and I feel very badly. How much do you think this fix (looks easy!) would cost me without insurance AND do dentists take payments? I am getting dental/medical from my work in a couple of weeks but I don't think it would cover him. Please let me know and sorry this is long!""
Why has the affordable health care act accelerated the rise in health insurance rates?
When does the affordable part start?
How can I get health insurance?
Me and my family are moving to Arizona in August, we are now living in Illinois and are receiving medicaid, but we are forced to move out of state for some personal reasons we make about $2,100 per month but that is because my Dad is on Social Security Disability cause of a back injury when he was working, our rent will be around $1,000 and that take about 1/2 of our money and there is no way we could afford health insurance as well as getting everything else""
Will my car insurance go up if i buy a new car?
i am currently driving a used 99 honda civic. suppose if i buy an all new 2012 toyota camry. Will my car insurance go up? i am currently 18, and my car insurance cost me 800usd for 6 month. and should college students like me buy an all new car?""
Cheap motorcycle insurance in Kansas for a 21 year old male?
cheapest i have found is AIG for about 115$ a month for full coverage, and they will also let me knock that down to liability during the winter time when i am not driving the bike. geico and progressive both wanted upwards of 210$. my question is, are there any places that i should try that you think might be able to beat AIG's 115 a month for full coverage. i am 21 years old and have 1 ticket on my record of 14 mph over about a year ago. the bike is a 2006 kawasaki zx6r. thanks""
How can I take out life insurance on another person?
My father owes me money and I owe alot of money because of him. I'd like to be able to take out life insurance on him incase he dies before he pays me back. How would I go about doing this? I'm trying to figure out how to take the insurance out on him (since he owes me). Not have him get life insurance and then make me the benifactor himself.
What is the cheapest car insurance company right now!!!?
What is the cheapest car insurance company right now!!!?
Car insurance question?
My step dad bought me a car in june '08.He was going through a divorce with my mom and he told me that he would pay my car insurance for the first 6 months. after i got the car he didnt really talk to me much anymore and i didnt see him at all. after 6 months passed in around december i didnt get anything in the mail to my house (he lived at another hosue not wth me anymore) about ym insurance so i assumed he was still paying for it. i had never gotten pulled over or in an accident since i got the car. in february of this yr someone smashed into my cars front hood and the bumper is smashed as well as the girll and headlights, they hit me and then ran so i got no information. when i got into the accident i called the insurance place witch i had no idea which i had i got the info from the papers in my glove compartment and they told me since i got the car in june no insurance had been ever paid. my car was not registered. no basically for 8 months i was driving around an uninsured car. i still havent done nething about it bc im scared idk what is gonna happen. i havent fixed my crash car or drove it . how much money am i gonna ghave to pay to get insurance again. he basically lied to me and he refuses to talk to me about it.""
Obamacare health insurance rebates?
My school requires a mandatory student health insurance plan and i had this for the last 3 years. With the Affordable Care Act, the Govt. requires health insurance companies to pay back some of the premium it if less than 80% is used on medical care or more than 20% is used on administrative costs. I did not use my health insurance at all during the last 3 years. Will i get get a rebate of some kind? Should i call my school and ask for a health insurance rebate for last year?""
Question about car insurance?
I'm wondering something about car insurance. I am a 17 year old male, (turning 18 in 1 month) and have been driving a 2001 Hyundai accent since October. I am insured with esurance, and have liability only. I have a clean driving record. My monthly insurance is $197. I am on my parents policy. When I first called to get a quote, (cheapest company for me) it was around 120 a month, but then they got the VIN number and of course it went up because it knew exactly what car it was. Of course car insurance is very expensive for a male my age. My question is that I'm trying to save money to buy a jeep wrangler this summer. Will probably be a year 1997-2003. I want to know about how much it would cost to insure the jeep. I hear mixed responses about the cost to insure a wrangler, iv heard it's expensive because of the high theft rate and roll over chances. I know of course I don't know how much it will be exactly, considering I don't have a VIN number for the jeep wrangler. I get extremely expensive quotes when I search online, and the are all completely off. My parents policy has probably 4 or 5 cars on it and I am excluded off everyone's car. My sister has been in 2 wrecks and 2 speeding tickets, which I heard makes my insurance increase also. Anyone who has a general idea about cost for me to insure a jeep wrangler, thank you.""
Should i get a '94-'2000 toyota camry for my first car?
I'm trying to be reasonable, i know i need an older car so my insurance is cheap (i cant be on my parents). and i know toyotas are good cars, i like the look of the camry 4-door. and ive seen alot for under 7,000.. any other ideas for good cars that are cheap?""
I have cancelled my car insurance?
I have cancelled my car insurance for my old car , because I have bought a new car . . . Now I am waiting to sell it , but I don't know where I should keep it . . Is there any problems if I'll leave in front of my house in the car park without a insurance ? Thank You""
I don't have insurance ?
I don't have any insurance. Any cheap one? Please any suggestion ?
Car insurance for a G37?
I am under my parents car insurance, i havent been in an accident and have no point on my record. I also have all a's and b's. I currently have AAA and have been driving for 2.5 years.""
Where can I find super cheap auto insurance?
I just want something to cover me legally. I don't need any advice on why I should not get crap insurance, I literally would just like to know where to get great rates. I found ...show more""
Slough car insurance at age 17?
I want to get: volkswagen golf 1.6 volkswagen golf 1.8 volkswagen golf 1.9 I dont mind any just want to know can i get insured on all of them and im only buying one not all three all im going to use the car for is to go college and back no where else and no intentions of driving fast, just need transport for college and also i dont want any idea's that leads to fraud i want my own policy and not any multi car insurance as it causes alot of hassle and no one in my familys drives so im all good. Everything i will do is legal not any lie or anything so how should i choose my insurance. I will be only taking the car to college I wont be taking the car out at night so college starts at nine and finish at 6 going to use it 4 days a week only""
What is the best car insurance company? out there?
I'm with all state but is there any insurance company better than all state?
Home insurance? Which is true?
A.If you fail to keep up home insurance the mortgage company will get it for you (sometimes at triple the cost) and make you pay for it or they can foreclose.     B.  When a flood is declared a National Disaster flood insurance for everyone in the flood zone based on the national ""Flood Plain"" maps gets their damage paid for automatically.     C.  All fire insurance policies all pay to rebuild your home the way is was before the fire""
Insurance Cost on Muscle Car?
Sooo I know that insurance costs vary from state to state, and also on your carrier... but I was just curious as to if anyone could give me something to go off of. I'm 16, and I'm seriously thinking about buying a 2002 Pontiac Trans Am. (Yes, I know it's got a V8, and no, Mommy and Daddy aren't helping me with a penny, so please no trolling on that subject) I planned on going through my Mom or Dads' insurance. They both have multiple cars on their plans, and are carried through State Farm. Does anyone have any idea on how much it woud cost to be put on one of their plans? Or is there any tips or tricks out there to get a lower payment for me? Just curious.... lemme know what you got please! :)""
Does anyone know exactly what Car Insurance Quote is?
I just can't find the right answer on Google. Please help me if u know...This is really urgent...Thanks a lot.
Which company can provide me good student international insurance?
student international insurance
Definition of Fully Comprehensive car insurance (UK)?
Does this mean i am insure to drive other peoples cars (with permission from them) ?? And also, my insurance on my last policy expried in July 2011, and i never renewed it, Does this mean i lose my 2 years no claims, or can i say that i still have 2 years no claims ? Is it still valid if i had no insurance for a month ?""
How long after someone dies to get life insurance benefits?
my grandmother died about 2 weeks ago and i was wondering when her life insurance policy would go through so we can receive the money from it to manage her estate, we heard that probate takes about 16 months, but we cant wait that long for the insurance so how long does it usually take?""
My car insurance rate went down?
after i got a dwi! haha, no question i just wanted to share this epic win! don't worry i won't press my luck and try to lower it a second time.""
Whats the CHEAPEST car insurance for a teenage girl to get?
I'm a 17 year old girl, junior in high school, and I'm trying to find out whats the cheapest car insurance I get get on my car.""
In ALABAMA do i need full coverage?
I want a new car...and I was gonna go to a buy here pay here lot, but I was wondering if I need to have full coverage on the vehicle...""
I was in a car accident and didnt have car insurance..?
the other car is totaled... what do i do ?? can i get insuranse somewhere now who will cover a past wreck???
New to US and getting car insurance in CA?
I am arriving on a working visa to California. I will need to buy a car and get insurance. I have a UK drivering license. Can I get insurance with a UK license or will I have to get a CA license first?
Do you pay for car insurance before you use it?
i want to switch car insurance but i just paid it for the month. do i get that back?
""What, in your opinion, is the cheapest auto insurance for a full coverage sports car?""
Hey guys, I need some serious help! I bought a 2005 Mini Cooper convertible last year and have always been on my familys insurance but I was dropped and I need insurance ASAP. What can I expect to pay monthly? I want to put it in my name, but I have tickets and a DWI (still havent gone to court for, so idk if it makes a difference, yet...) and a suspended license so I bet my insurance would be ridiculous! My fiancee also has too many tickets to be a candidate. I'm thinking about using my 63 year old Godmother who's the original signer on the car because she doesn't have any tickets or accidents so I figured the full coverage would be cheap in her name. She's the one who signed for my car anyway. I'm the cosigner, but she's totally cool with putting the insurance in her name if it saves me money. So, four questions... 1) How much would insurance cost for me? 2) How much would insurance cost for my Godmother? 3) What's the cheapest insurance carrier? 4) What's the average for a full coverage sports car? So yeah, I'm FULL of questions :D Feedback is appreciated, merci! BQ) Who do you have insurance with? BQ2) What kind of vehicule do you have? <3""
""Florida Auto Insurance Quotes Online, are they really safe?
Florida residents do you really think entering all your valuable personal information online for an auto insurance quote is really the safe way to obtain auto insurance? A local personalized auto insurance agent who you can pick up the phone and call or stop by their office sounds so much safer and personal.
Can I be reimbursed auto insurance for the days my car was undrivable due to accident caused by someone else?
So there was a car accident and it was determined to be the other person's fault. My car was a mess (I wish they just totaled the thing) and is still in the shop, it's been 2.5 weeks. They're saying they can't reimburse the auto insurance because if something happened to the car during this time it's covered. But is that a bluff (I know they try to get out of stuff). if something happened to my car at a repair shop, and it's only there because of the accident that was determined to be the other party's fault, if something happened to my car, isn't the other insurance company liable? It never would've been there if it weren't for the accident. And if so, who do I go to? It obviously wasn't the guy I just talked to. I don't think this is unreasonable. It's not like I'm asking for the auto loan daily rate. Obviously I would still have to pay for that since it's toward ownership of the car. But the insurance makes sense to me - no?""
Does my grandmother need car insurance if she doesnt drive...?
She doesn't have a license and hasn't had one in decades. Her children drive her to and from church, grocery stores, etc. in her car bc she has trouble getting in and out of their cars. So, does she HAVE to have inurance? I would imagine if her children have insurance, then she wouldn't need it. Anyone know the rules on this?""
Car Insurance in the UK?
When your car insurance expires are you no longer covered or do insurance companies keep the policy going until you cancel the cover?
How can I get lower car insurance for my old car?
I have a 1999 Hyundai Tiburon and it has 150,000 miles. It's paid for now and I'm paying about $700 6 months full coverage. Is there certain things I should lower the coverage cost?""
How much is Liability insurance on a 16 year old's car?
How much would it be if i wanted to get Liability insurance on a car?
Whose insurance company I should contact for the car accident?
I am involved a car accident 5 months ago. There are four cars hit from rear one by one. I am the second car and have no fault in this accident. However, I did not have a collision insurance, so I should look for reimbursement by myself. I asked the insurance company of the car hit me, they said their insured driver has no fault(indicated in accident report), so they cannot pay for me. And they asked me to contact the company of the fourth car. Is this illegal? Cause in our country, no matter in what reason, the car hit you from rear should pay for you directly. And if their insured driver has no fault, they can ask payment from the insurance company of the car hit them. Anyone could help me? I will very appreciate.""
What car is quite cheap to buy and is also cheap on insurance for a first time driver?
my parents are gettin me a car but im payin insurance .. any ideas?
""How much can the owner of a commercial Insurance Agency expect to make? (in Year 1, Year 5, Year 10?)?""
Hi all, I live in Florida and am currently in my second year of law school. I am looking to get into the insurance business after I graduate to build some form of residual income. ...show more""
Why does my car insurance come up so high even when im 21 years old?
hi the car insurance has been destorying my life. I cannot figure out why car insurance in UK is so high, im 21 and i want to insure a 1.6 mazda 3 which is i think group 6 insurance. I HAVE CLEAN LICENCE!! no claims or any other other conviction and still the cheapest quote i get is 6000 hahahaha. thats ridiculous!!! like 2 years ago i use to get cheap quotes for same size cars at around 1000 now for some reason same thing costs me more!!!!!!!!!!!! i have tried everything but cannot figure out why this happening. PLZZ HELP ANY ADVICE WILL HELP SO MUCH. i have 0 years no claim discount but thats because i have been on my dad's policy but even then dont you thing 6000 quote is mad, even when i try insuring a littlle 1.0 ltr car quote comes out at 5000 lool""
What is the normal procedure for a car accident without insurance?
3 weeks ago I hit a womans car in Sydney with my friends 4WD. I did not have any insurance on my side and now the woman's insurance wants me to pay for the damage. They gave me a call saying the damage was AU$ 5760 but if I would pay AU$ 2900 in the next 4 weeks that would be it for me. Now Insurance companies are not known to be humanitarian organisations so why would they let me get away with less money? I also talked to an Australian friend today who said the woman's insurance would have to give me three quotes on how much the repair of the car would be before they start doing anythin. Being a traveller I feel like the Insurance company tries to take advantage of my minimum knowledge of Insurance issues. So could someone please explain me the usual procedure for something like this?
Auto Insurance Is Prohibitively Expensive. What To Do?
I'm 23 years old. I rent a flat and have held a steady management job for 4 years. I don't drink or smoke. I am looking to purchase a 1993 Nissan Altima and I was looking for insurance. I was blown away when I got the quotes. Mind you, I live in Detroit and I understand that insurance is expensive, but this is ridiculous. Every quote I got was for at least $400 a month, liability only. Esurance was the most expensive at $582 a month. Allstate was the lowest at $396 a month. Any advice? I really need this car, but there is no way I can afford those insane rates.""
What's the best individual health/dental insurance that i can purchase?
What's the best individual health/dental insurance that i can purchase?
Home insurance? Which is true?
A.If you fail to keep up home insurance the mortgage company will get it for you (sometimes at triple the cost) and make you pay for it or they can foreclose.     B.  When a flood is declared a National Disaster flood insurance for everyone in the flood zone based on the national ""Flood Plain"" maps gets their damage paid for automatically.     C.  All fire insurance policies all pay to rebuild your home the way is was before the fire""
Do You Have to Get Car Insurance....?
Do you have to get car insurance when you get you temporary permit at the age of 15.5. I am fifteen and I am getting my permit soon and i was wonderin if i had to get insurance. Just Wondering. Thanks Alot:>
""I am international student , i need to apply health insurance(Texas)?""
where should i go?(houston, Texas) what stuff should i prepare or anything i should biring""
How long of a grace period do you have after buying a car to get insurance???
i just bought a car and i just so hppen to get pulled over....i just bought the car the day before....so i give the cop all the information i had on the car and told him i bought it the day before, but he still gave me a ticket for no insurance and no plates, because the car had paper plates. i was told that i get a 10 day grace period but i don't know if thats true.""
Does having back up sensor's help your insurance cost?
Does having back up sensor's help your insurance cost? I am wanting to have some put on my car, but didn't know if it would help with insurance!""
Do I need gap insurance?
I have an 05 nissan 350z with 30000 miles on it. kept in very good condition. KBB quotes my vehicle trade in value at $18,337. I paid $19,???. I put $5,000 down. so now i have to pay with interest $18,???. I have full coverage insurance, but no gap insurance. If i totaled my car would I be screwed?""
How to handle a partial month of health insurance?
I currently am paying for a family health insurance plan with Oxford. The premium is $800 a month, due on the first of the month for that month's coverage, with a grace period of about 30 days. I am switching from a contracting position (where I pay my own insurance) to an employment position (with a very nice health plan) on 9/7/10. What I want to avoid is paying $800 to my current insurance company when I only need 7 days worth of coverage. I also want to avoid a lapse in coverage. Do I not pay anything until the 7th, when my new insurance plan kicks in, and them call them and tell them I am cancelling and only want to pay from the 1st through 7th? Or do I pay the full $800 and hope I will get a pro-rated refund? Thanks in advance!""
Would it be cheaper for me to go on my parents insurance or get my own insurance plan?
I am 16 and go for my license on the 19th of Nov, im paying for it myself. My parents have geico, i called Allstate today to get a quotes and they said about 210, please help!(:""
""If you have your learner's permit, do you need car insurance?""
If you have your learner's permit, do you need car insurance?""
Cheap car insurance for a 21 year old?
Okay, i am 21 and in August it will be 3 years since i got my New York State drivers license, Will insurance be chaper for me after the i have been licnesed for 3 years?""
How much does speeding ticket cost in California?
I got pulled over going 92 on a 55 mph because I went by to pass a slow car in front of me. I switched to the passing lane and sped up to pass. I was just wondering how much the ticket cost me. Does age matter? I am 18, and I'm wondering if that adds up the cost too.""
How much people can be on someone's auto insurance?
is there a limit to how many people/vehicles can be insured under one person's name? lets say, can a person insure his car and himself, as well as his 2 sons cars and his 2 ...show more""
Can Anyone please tell me where to get cheap car insurance for my 17 year old son who has just passed his test
He Has A ford fiesta and the best third party only quote was 2898.00 .
Question about Car insurance (UK)?
Does anyone know if / how mileage for year is calculated for insurance purposes. What do the insurers check for these details? I have a private policy for my second car (my non work runaround) and it is limited to 3000miles per year. Perfect for trips to the dump, bulky or messy trips to the shops etc. I lend the car to my partners foreign parents who use their own insurance policy (cheaper for them) to drive it during their vacations to the UK 2-3 times a year adding quite a bit of mileage to the vehicle. If we both have insurance to be driving my car, am I at fault for claiming low mileage allowance for cheaper insurance for the car?""
18 in TX and need health insurance?
I live with my dad but he just qualified for his own insurance for seniors or something im not sure. Ignore this fact, but long story short I am a full time community college freshman and make around 700 a month at my job. I am very healthy and workout at the gym routinely and I notice i am having wisdom teeth probs. what health care can I buy thats affordable for me? I turn 19 in 3 months.""
Can someone drive my car if they have insurance but are not on my insurance?
I drive a car that is under my mom's name, and I am on my mom's insurance. My boyfriend has his own car and insurance under his name for his car. Could he still drive mine even though hes not on my mom's insurance (or listed as a driver)? I thought you could drive anyones car as long as you were under your own insurance?""
""Is a motorcycle cheaper than a car in terms of maintenance, fuel and insurance?""
No matter what I get, my budget most likely will be $5000. But i'm talking about other costs like maintenance, fuel and insurance. I know fuel obviously is much less than a car for motorcycles, but how about maintenance and insurance? Basically i'm a highschool student, I'll be going to college next year, its a 50 km ride one way. Public transit would take me 2 hours...so If possible, i'd like to get a car or motorcycle. I already passed my first road test, but I don't have a motorcycle licence, but I'd like to. Infact the college i'm planning on attending does motorcycle courses and licencing. I'm thinking that If I do get a bike, i'd ride it for september- early november, store it for the winter, then spring till the end of the school year. Obviously I'd ride it during the summer too! I dunno, what do you experts think? You think its a good game plan or am I just in over my head? Which should I get?""
My job offers awful health insurance?
Our company got bought out & our new employer is doing open enrollment for health insurance next year. I currently have roughly a $75 monthly premium with a $500 deductible, then the employer pays 80%. The insurance I'm being offered has a $60 monthly premium, $100 deductible, then the insurer pays 80%, but only pays a max of $750 for the year. As it was explained to me, it is like partial health insurance-but I think this won't be enough to cover what I need. I had major surgery last month & even after meeting my deductible, the out of pocket expenses were a struggle. So should I get a HSA or apply for supplemental health insurance? The other employees at my company are in the same position as I am & I feel awful having to look elsewhere for better coverage. No spam please, I beg you!""
Health insurance ?
Whats a good and affordable health insurance in nashville tennessee
Hyundai tiburon insurance?
I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!""
Lying on car insurance...?
what are/or could be any consequences of me lying about my car insurance renewal when i do 26,000miles per year and if i put that i only did 10,000miles my insurance would be alot cheaper it would go from 240p/m to 180p/m!?!?!?!?!? how would the insurers know how many miles i did per year?""
What insurance rates do u all pay?
Just wondered what u all pay as i pay alot so does anyone else. Age -20 Sex -Male Car -Focus 2.0litre No mods Convictions-16 Month ban 3 years ago 1500 Anually
What types of insurance are required in Minnesota?
I have a permit test in about an hour and I forgot what kinds of insurance are required in the state of Minnesota? There are 2 of them I think it's liability and no fault? Help please?
""Car Insurance, and car choices for a new driver?""
I am 27 and just recently got my license. I know my insurance is going to be high regardless but I am looking into cars and was wondering what type of car would be cheaper for me to have insurance on? Should it be a 4 cylinder? Antilock brakes? A certain color? Alarm system? Are some cars higher than others? I would like to get either a honda civic or mitsubishi eclipse (my dream car). I'm just worried that the insurance is going to be through the roof. If those cars are going to be high, what kind of car would you reccommend?""
Why Are We Not Reducing Health Care Costs?
The U.S. currently spends 50% more per capita on health care than the next western nation (Norway). On average we spend twice as much as France, Germany, Austria, Netherlands, Canada, and Switzerland. Our costs are increasing faster than these nations. According to the Congressional Budget Office the cost of Obamacare is an additionsl $1.76 trillion over ten years. For those who want to actually solve the universal health care problem, how about adopting one of the European plans noted above and cut our costs by 50%. Why the blind devotion to a bureauratic morass that will bankrupt the country? http://www.kff.org/insurance/snapshot/oecd042111.cfm""
Why did my lawyer tell the car insurance company to pay PIP directly to me when I asked to have my bill paid?
I spoke to my auto insurance company because my lawyer took two months to file my personal injury protection claim. Once, I took action into my own hands then I was assured that the woman handling my case from my car insurance company would see that my PIP paid for my medical expenses because I don't have health insurance. However, another month has passed and I have heard nothing from my lawyer about my case even though I call his office every week. So, today I received a letter in the mail from my lawyer office to my claim insurance person. It has her name on it but my address so I am not sure if it was intentionally sent that way or not. Yet, I read over it and it tells my insurance claim to pay the PIP directly to me and not to the medical company. What do I do about this? Has anyone gone through something similar and can you give me some helpful advice? I don't know if my lawyer is trying to add my PIP with the rest of the money that I will get so he can get a bigger chunk or if he is trying to get my PIP to me instead? I do know that I would like to pay for my medical bills as I am a college student in debt and don't want anymore hassle.""
Home insurance? Which is true?
A.If you fail to keep up home insurance the mortgage company will get it for you (sometimes at triple the cost) and make you pay for it or they can foreclose.     B.  When a flood is declared a National Disaster flood insurance for everyone in the flood zone based on the national ""Flood Plain"" maps gets their damage paid for automatically.     C.  All fire insurance policies all pay to rebuild your home the way is was before the fire""
https://www.linkedin.com/pulse/savage-maryland-cheap-car-insurance-quotes-zip-20763-ben-rakowski/"
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