#seriously how can I sue all the health insurance companies in the us

[magsinhiding]

I got a prescription for my face rash that only now is starting to fade after three weeks of being exactly the same size. And my insurance required me to hassle my doctor to file a separate form to make sure they really really want me to have this hydrocortisone cream because they think it is too expensive my doctor’s expertise and prescription be damned.

[llendrinall]

I’m so tired of film-makers saying that Batman is the real personality, Bruce Wayne is the mask, and then not following on that. There is so much fun potential in there.

The Zorro movies get it. The got it even in the silent era and they kept at it. 

Look at this, look at Diego de la Vega waving a handkerchief. “Oh, I’m too posh and effeminate to be taken seriously, señor”.

 If someone told me that Elon Musk hunts people for sport or that Jeff Bezos is a cannibal, I would believe it. I wouldn’t even be surprised, to be honest. So local legacy millionaire taking up misguided vigilantism isn’t all that surprising either. For Batman to succeed, he has to push Bruce Wayne past unthreatening territory and into laughable. Shallow playboy millionaire isn’t enough. He has to play up every stupid prejudice and make them his mask.

I’m not saying that Bruce Wayne should wander around Gotham wearing a crop top (although he might) but he certainly should be sporting neon orange eyeliner. He should be pictured trying to befriend a seagull and then fleeing from it, lunch abandoned. He should have an embarrassing ringtone. He should laugh like Tom Hulce in Amadeus. (Click the link)

And this performance isn’t for the Gotham general population, no. This is for the corrupt elite. For the tech bros. The actual villains. They think Wayne is stupid and bound to squander his fortune, so they talk freely around him and even explain, slowly so he doesn’t get lost, how you have to ask your lawyer “to take care of it” in a certain tone, and then your lawyer will hire some thugs to beat up the wannabe leaders trying to form a union in your business. “You can’t say the actual words, Bruce. Nothing that can get back to you.” and “You have to hit them from every corner. Break some bones and remind them who owns their health insurance.” and “You can get some out-of-duty cops to come to their rally, have them heat things up”.

And Wayne smiles and says this is just like this game he has on his phone, wait, let him show you. But later that night three dirty cops get a visit and a talk about accepting extra jobs and then the chief of police get a visit and a very stern talk about planting men on rallies to have an excuse to use force against demonstrators. And union guy gets a visit too! But in this visit none of his arms are broken.

(Look at that! Malone Inc now has a union. “Mr Wayne, Mr Wayne, until now Wayne Enterprises was the only Gotham company with a labor union. Any comments on the matter?”

And for three agonizing minutes it becomes evident that Bruce Wayne doesn’t know what a union is. He seems to believe they are talking about worker relationships and “this company is a like a family”. All the while his phone is ringing with the cringiest ringtone known to men.)

And also, that woman who desperately wants to leave her abusive husband but knows that if she does he will kill her in court, suffocate her to death suit after suit. Well, it turns out that a man will kill you for leaving him, but he might accept that a richer guy stole you from him. He is not happy, of course, that that ridiculous fop took his wife. He might send some thugs to teach them both a lesson, but he won’t sue her. He won’t put a gag order on her. He won’t kill her chances before she can take a breath and stand up to fight.  

And then Wayne takes her to his summer villa in California and after a lovely weekend he says “why don’t you stay here and tan?” and all she hears is “do you want to indefinitely remain thousands of miles away from him” and oh, boy, does she. Bruce never calls or texts. He actually has his butler call every two days and ask how she is. It’s like he has completely forgotten about her once she manages to get a job. One time Alfred calls and says that Master Wayne has started a new dalliance but she shouldn’t be worried about it, like, what? Sure, they haven’t seen each other in six months, but still. And then Bruce comes on a Tuesday with this poor young woman covered in bruises and a baby in her belly and he says the three of them should go visit an alpaca farm. He leaves that same night and because he has that stupid laugh neither of them figure out Bruce is the Batman even when a week later pregnant girl’s passport arrives in the mail with best wishes from the Batman.

(The baby is a girl and they call her Alfreda, Bruce’s idea).

[lovelyirony]

fic title: I’m falling and the sun is blinding me to your faults

i wanted to do an au of this one, so presenting: tony and rhodey, but make it villainous. i think it’d be fun! 

James Rhodes is two things, first and foremost being that he is a businessman. 

People call him a villain. He doesn’t really think he’s that villainous. 

After all, he only took over New York. He left all the other states alone, so that has to mean something. He was gracious! 

He also wouldn’t consider himself a villain because everyone who works under him gets health insurance. They don’t complain that much, although he’s gotten some about the quality of the buffet on Fridays. 

Catering companies. Hit-or-miss, you know? 

There have been a couple of companies who try to stop him. Rivals that hate that his products are better and employees are happier, for one. Those are easy to dismiss. 

SHIELD is one company who tries, and fails. Repeatedly. It would be embarrassing, but Rhodes has respect for Agents Romanov and Hill, who have been the closest to breaking into his personal office. 

- 

The player that isn’t registering on the field is Tony Stark. Perhaps because he isn’t so much of a player on the field as an existing person who just happens to be on a field. Or a building. However you would like to imagine it. 

In other universes, he walks like he owns the world because he could buy up everything and still have money left over to get ice cream at the end of the day. 

In this universe, his father kicked him out of his house for various things, the most prominent being that Tony is rather partial to kissing guys and ladies, and that just simply won’t do. 

(Tony also stole enough money out of his bank account to buy a house and also start his own business without his knowledge, but in the grand scheme of things, that’s just a small drop in the ocean.) 

Tony made his own tech start-up business. He’s invented a few new things that hit the market discreetly, and he’s building up more and more clientele. He’s about to open another shop, and in all honesty he’s not worried about getting noticed. 

This is until Rhodes comes across an employee bragging about a new repair guy who makes computers run twice as fast, charges less than most repair shops, and looks mighty fine in a tank top.

The last reason is reason enough to visit. 

But also, to see who’s been fixing up Rhodes tech and can make it faster. He doesn’t know why he wouldn’t have just applied for a job. 

Tony is not expecting Rhodes to enter into his building. He has people who are walk-ins, but usually you would expect a villain to make an appointment. Or not, they are villains. 

“I heard that you’ve been improving my phones,” James says. He leans into Tony’s space. He smells quite nice, has a well-tailored suit, and Tony is trying very hard not to find him attractive. That’s not the sort of thing you could be focusing on. 

“You gonna sue me or something?” 

“No, I want to hire you.” 

Tony blinks. 

“Oh. No thank you.” 

Rhodes pulls back. 

“Why ‘no’?” 

“I like my shop just fine. And you have things well-handled.” 

“Could I consult you?” 

“You can’t afford me.” 

Rhodes grins. 

“Are you sure about that?” 

“Of course I am. Can I get anything for you today, or did you just want to beg me to come work for you?” 

“Most people would never be this bold.” 

"What would they be? Terrified in your presence?” 

“More or less, yes. It’s what I prefer.” 

"I don’t cater to people’s preferences, it’s a character flaw and strength,” Tony quips. 

Rhodes smiles. 

It’s terrifyingly beautiful, really. Tony is at a loss for words. 

“I think I’m liking you, Stark.” 

“Tony. You don’t call me Stark. I don’t do the last name dynamic.” 

“Sweetheart, then. Not your last name.” 

“Pet names, seriously?” 

“Oh you got it, honey.” 

“Then go on, platypus,” Tony throws back. 

“Platypus? Really?” 

"Pet names are on the menu, honey bunch. Just try me.” 

Rhodes smiles, turning to exit. 

“I’ll be in touch, darling.” 

Tony leans against his desk, legs shaking underneath. 

There are two problems that he’s not sure how to solve. Here they are: 

1.) Rhodes now has Tony on his radar, which is probably bad because Tony will absolutely be used for world domination or whatever. 

2.) Tony doesn’t really mind as long as he gets to see Rhodes because goddamn. That man could get so many things, and he probably has. And Tony wouldn’t mind being one of those things if he played his cards right. 

But for now, Tony just wants to fix computers and maybe just buy a new brand of tea, but he’s honestly not sure. 

- 

Rhodes makes an appointment to meet. 

Of Fucking Course. 

Tony is not impressed, and is also not impressed that he comes in with a very expensive custom-made designer suit, whereas Tony is not sure the last time his pair of jeans got washed, and an old t-shirt that’s advertising an ice cream shop that is closed now. 

“You love to make an entrance all the time?” Tony asks. “What can I legally do for you?” 

“You’re assuming I’m making you do illegal things, babe?” 

“Yes, Rhodey.” 

“It’s Rhodes.” 

“Hm, maybe. But not to me. Rhodey. I wanna ruin your business impression.” 

Pepper snorts besides Rhodes, who is suitably impressed that Tony doesn’t give one flying fuck about the fact that he could destroy him at any point. 

“I’m ordering that on your next business card deal.” 

“I’ll fire you.” 

“You can’t find someone as competent as me, don’t even joke.” 

“I came here for an opportunity for you. You’ve managed to get some people’s computers to speed up so much. And I want you to do it with all of my employee’s computers.” 

“What, you couldn’t reverse-engineer it? See what I did for yourself?” 

Rhodey grins. 

“I never question a handsome man’s work, darling.” 

Tony turns red. 

“You’re really bad with professionalism, honeysop.” 

“What the hell is that?” 

“What, never heard about romance in the fifteenth century? Boring.” 

“Will you do the job or not?” 

“What are the terms, the conditions, and how much are you paying?” 

Pepper steps forward, a sizable stack of paperwork in her hands. 

The work would pay off the building. It would pay off his mortgage on his house. Hell, it would help a lot. He’d have extra to mess around and maybe go on a vacation. 

The downside is that he’s helping a villain get faster speed and better battery life with laptops. This could also mean he’d die, but honestly he was kind of expecting an early death. 

Rhodey assures him that he won’t die. 

“If anyone touches you, then they feel my wrath,” he says. His teeth glint underneath the lights. “And honey, no one ever likes feeling that.” 

“What, it isn’t all feather-light tickles?” 

“Touches a bit more than that.” 

There’s an unspoken story there. Rhodey’s grin goes from tight and eyes empty to refocusing on Tony and turning soft, genuine. 

“We can discuss the official plans over dinner.” 

“Dinner won’t work for me, I got plans tonight.” 

“A hot date?” 

"A special movie screening,” Tony says. “Can’t miss it. Maybe next time, or the next three times.” 

Rhodey smiles. 

“Maybe sometime.” 

“Maybe.” 

- 

Holy fuck.

Rhodes International has a local coffee shop on the lobby. A barista is a cheerful girl who has neon yellow hair greets him and asks if he wants a complimentary drink. 

“You...know who I am?” 

“Not in the slightest!” she says cheerily. “I have a memory thing where I remember everyone I ever meet and who I don’t meet. What kind of coffee guy are you?” 

“Um...you guys have mint syrup?” 

“Yup!” 

“Then I guess a peppermint latte?” 

“Coming right up!” 

So here is this girl humming what sounds suspiciously like the Winnie the Pooh song as she makes a drink, and that drink is amazing. 

Also, people are wearing, it seems, whatever outfit they want. There are some people talking, and two look to be dressed in professional business clothing, but the third guy they’re talking to is wearing ripped jeans and a tank top has the phrase of “I’m Just Existing on a Manifestation of Reality” emblazoned. 

It’s odd. 

“So glad you could make it, Tones,” Rhodey says. 

“Tones?” 

“What, too much?” 

“Tones sounds like you know me.” 

“And I don’t?” 

“What’s my favorite jam?” 

“Why jam?” 

“If you know someone well, you know their favorite type of jam.” 

“Orange marmalade?” 

“What the fuck do I look like, Paddington?” 

“You’re right, Paddington’s not near as sexy.” 

“This counts as harassment, right? This counts as harassment.” 

“Don’t have him sue us already, he’ll win,” Pepper says, breezing to their sides. God, she’s gorgeous. Casually dressed in a pencil skirt and a blouse and acting like she doesn’t look like a goddess. Must be exhausting. “Tony, great to have you. Let me show you who you’re working with.” 

He has his own fancy office, a team that knows what they’re doing, and catered lunch. 

Catered lunch. It’s not even a Friday. 

“Friday’s are questionable,” Rhodey says. “Weird selection.” 

“You don’t wanna know,” says Intern Joe. 

That’s literally on his ID card. 

- 

Tony starts work. It’s not bad, not at all. He works in the mornings on the weekends and Mondays as well as Thursdays, and then sometimes does work from his own office. 

Rhodey is...nice. 

This is a bit unsettling, because Rhodey literally just threatened the president over an environmental bill not being accepted and currently all employees are only slightly scared. 

“This is just like three months ago,” says Janice The Badass. (Also on her ID card.) “Don’t worry, the government can’t do anything. They rely on us too heavily.” 

“For what?” 

“For safety.” 

“Not asking.” 

“Good, I’m not going to answer.” 

“Okay?” 

- 

It’s also weird that Rhodey checks in on him. He brings him coffee how he likes it, and he makes him sit down and try new foods with him. 

He’s not bad at conversational topics either. Tony’s used to talking, and he’s used to bad-talking on dates. This doesn’t come close. 

No, they talk about the differences of Star Trek and how much Tony hates specific brands of pens, and how Rhodey is a disaster when it comes to coordination of ties. 

“I don’t like ties,” he scowls. 

“Then why wear one?” 

“Pepper says they look nice.” 

“Why do you need to look nice?” 

“Most things are all about presentation.” 

“Ah, need to be taken seriously.” 

“Only at times when I’m facing government officials or weird corporate bosses.” 

“Aren’t you a corporate boss?” 

“I’m a corporate boss who is also an enemy of fellow corporate bosses. Weird thing.” 

“That’s...intriguing.” 

“How so?” 

“Well, how does that work?” Tony asks, popping a couple blueberries into his mouth. “How are you both the same and an enemy?” 

“Watch and learn, sugar. Watch and learn.” 

Tony is allowed on the next business meeting. Which, coincidentally, his old Uncle Obadiah is part of. 

This leads to rather undesired complications. 

-

“You’re working for a supervillain?” Obie practically yells. 

“Well, it’s a bit more complicated than that,” Tony says. “I just work with computers.” 

“Besides if he wanted to work for a real supervillain, wouldn’t he be working for you?” Rhodey asks. 

He’s sitting in one of those rolling-chairs, and despite that, he made it his throne. He’s relaxed in it, perfectly at peace with the situation. All eyes are on him. 

“I’m not the one that the government is after.” 

“And yet I’m the one who’s successfully paid taxes. Where have yours gone, hm? Strip club in Vegas? Weapon sales in Afghanistan?” 

Obie freezes. 

Tony knows that when you freeze, it is your worst tell. 

“Does dad know?” 

This time, Rhodey turns towards him. He’s surprised. 

“We’ll discuss that later. But does Howard know, Obadiah?” 

“Howard is none of your concern.” 

“Oh my god, he is,” Rhodey says grinning. “You haven’t told him about your little back-door escapades. I wonder what would happen if I told him.” 

“You don’t want me as an enemy,” Obadiah says, shaking. He looks at Tony. “And you, boy, you just earned yourself a death sentence.” 

“Funny, Howard said the same thing when he kicked me out of the house,” Tony says as he’s checking his nails. Rhodey thinks he is in love. 

“Go ahead and try to get me as an enemy, see how well it works for you,” Rhodey says, pearly whites on display. “I took over the entire state of New York, leaving everyone in power allied with me. Plus, Tony hasn’t pushed his legacy from what I’ve seen, but what would happen if I just...let him talk? At the next press conference, perhaps.” 

Tony grins, and it’s dangerous. 

“Yeah Obie, what if I talked? I’m sure Howard’s disastrous attempt at fatherhood would be a real uptick in stock points.” 

“You wouldn’t.” 

“Just watch. Just fucking watch,” Tony says. “I still know how to smile for the press, and I still remember all of my lessons for how to make sure anything is believable.” 

He shakes. 

Rhodey gets security. 

Tony visibly relaxes as Stane is led out of the building, and Rhodey smiles over at him. 

“What?” 

“You wanna grab dinner with me?” 

“Like as a casual dinner, or a date-dinner?” 

“How about both?” 

“Thank god, I can’t remember where my nice shoes are.” 

- 

Tony supposes it is odd to be out to dinner with one of the most-feared men in all of New York. 

But it was hard to fear him when he was currently trying to lick ice cream off the tip of his nose with no such luck. 

Or when Rhodey kisses him senseless on his doorstep and makes fun of the little gnome that he’s put outside, and Tony giggles and watches him leave in his fancy car, still leaning on his door. 

Oh, he’s got it bad. 

But he doesn’t mind. 

[blogspersonal707]

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How teens can save on car insurance with BOP, the car insurance company that sells . It offers . You can also . You can get quotes for . For young drivers who opt for BOP, the company offers . You can also . Drivers under 21 years old may have the best auto insurance rates with a BOP policy. While the rates are relatively competitive, is still relatively expensive for an 18-year-old. Here are the estimated rates for a 21-year-old driver in the most recent past. Here are the rates we found for auto insurance between 21-year-olds and their age: Now that we ve talked about how age affects your car insurance rates, let s look at how much you can expect to pay for your policy. Insurance rates are dependent on many factors, and auto insurance for 18-year-old drivers is likely to be more expensive than for any of your senior male friends. This depends heavily on what policy you choose, as there are many . It s also smart to buy.

Best car insurance in California 2020

Best car insurance in California 2020 Auto insurance rates in California can vary depending on a number of factors, including your driving record, where you live, the type of car you drive, your age and your credit score. In general, rates in California will be higher than average, but some factors that are considered to be more expensive than average include a DUI conviction, poor credit and even a history of car repairs. Cars at Risk of Theft Generally, a car that’s stolen is less of a risk to drive because it’s a low loss to pay off (as opposed to a used car). A recent study found that 10% of stolen vehicles would be highly damaging to an owner s finances. Cars are also more likely to be stolen if they’ve been abandoned due to a lack of maintenance or other significant risks. For example, cars frequently leave the lot when they don’t have owners. Compare Car Insurance RatesRight now by entering your ZIP code ! .

Average cost of car insurance for 19-year-olds

Average cost of car insurance for 19-year-olds is $1,567 per year. Our sample driver is 39 years old and drives a 2015 Honda Fit LX with a driving record with 15 lapses and seven speeding tickets. Here are the annual insurance costs for a 19-year-old male driving a Volvo—reference is for 2019 model year (cost is $1,567/year). The cost for average car insurance for new drivers over 19 is $1,739. Car insurance for 19-year-olds, ranked by full coverage, is $1,540 per year, which is about $30 less than the average car insurance rate. Auto insurance is likely to increase for new drivers who joined the military. For example, to renew a , you simply need to provide the cost of insurance. Since 18-year-olds are automatically covered for driving records, insurance rates are generally lower than rates of comparable age adults. In fact, in the nation’s capital. The reason isn’t limited to.

Cheapest car insurance for teen drivers by state

Cheapest car insurance for teen drivers by state If you’re a young, inexperienced driver looking for , here’s what you need to know. Drivers must carry a certain percentage of liability insurance to prevent a lapse in coverage. Drivers must keep proof of auto insurance in their car at all times and must show it to a police officer upon request. The state minimum auto insurance coverage requires drivers to have bodily injury liability, property damage liability and underinsured motorist coverage. However, it’s important to note that the minimum amounts required by Florida law are significantly higher than what’s offered by other states. In other states, drivers are required to purchase coverage below the state-mandated minimums. Bodily injury liability insurance helps to pay for medical bills and property damage if you’re hurt in a crash. Property damage liability insurance will pay for damage to another person’s property when damage occurs. Underinsured motorist.

Average cost of car insurance for teens and young drivers

Average cost of car insurance for teens and young drivers is higher than the average for any age range in the U.S. This is likely due to the higher risk in the U.S. for accidents (in almost every state) and the resultant higher premiums. As we age and our driving experience improves, auto insurance costs will drop further. The average yearly cost of auto insurance for young drivers is more than twice the national average, which means that your premiums won’t go up after a lapse. As long as you stay safe and responsible drivers, your rates will remain low. However, if accidents do occur, your rate will increase. To get the cheapest auto insurance in Oregon for drivers 18 or under, you’re going to want to check out average annual premiums for Oregon’s minimum coverage, based on your driving record. According to the Centers for Disease Control and Prevention, are the nation’s top risky driving classifications. In Oregon the top driving class determines rates for all drivers, excepting drivers with.

Why is car insurance for young men so expensive?

Why is car insurance for young men so expensive? Can I get car insurance for 19-year-olds? What can I do to lower the cost of car insurance for young men? I don’t want to get underinsured or into debt, so I buy auto insurance for 19-year-olds every couple of years. When I was young, I used to drive small cars. This led me to think that I could insure newer, more expensive vehicles by using high-risk auto insurance policies. Unfortunately, I actually purchased enough insurance as a result of my driving skills that I never got the chance to get into a driving accident with one of them. Luckily, having good car insurance is very possible now. This all began a pretty interesting conversation. First, we all heard it was too expensive to get insurance for 19-year-olds. Then of course, our rates went way up. Then, we realized we could afford to get insurance for 19 year-olds but we still need some serious insurance to protect us if something were to.

Car insurance for young drivers

Car insurance for young drivers The type of policy that s best for young drivers, regardless of their age. Parents who want auto insurance for their teenage drivers: In some states, drivers must be of good or excellent health and licensed on some form of car insurance plan. But insurance for drivers ages 20 to 25 is typically lower. Drivers under age 25: Insured by one of . In a few states, drivers under . age 70: Insured by one of the . In many states, drivers under age 75: Drivers 75 and older should aim for the policy’s maximum coverage limits, meaning $15,000 coverage. But in some cases, it is better to carry the minimum coverage as a way to protect yourself if you become seriously ill as you drive. To make the cost of auto insurance affordable, Ask your insurance agent how much of your annual premium you can comfortably afford. Find a Are you trying to figure out what car insurance.

The Best Car Insurance Companies for 2020

The Best Car Insurance Companies for 2020 Drivers in California. These are the Best companies for California Drivers with good drivers in 2020. It is the responsibility of your car insurance company to report a claim with a clean driving record. An is an objective, reliable provider of auto insurance to California drivers. As you age a driver can have an adverse impact on the insurance coverage you need to maintain. An unfavorable credit rating is another factor most car insurance companies look at when determining auto insurance rates. A high credit score can result in an auto insurance company charging you more for coverage. This is why it is the first thing most companies look for in order to get a competitive quote for insurance. Insurance companies frequently quote drivers with low credit scores. In California, a low credit score may not hurt your finances but it can keep yourself and your car out of reach. Any time you are considered a high risk due to poor credit, a car insurance company may charge you more but what are the penalties when you need to file one of these cases?.

Insurance types

Insurance types are not the same across the board. There are and — but they differ by location and state. We’ve compared car insurance rates by all of the major companies in the state and found the cheapest options for . We also explored to help you compare up to 16 car insurance options for your specific situation. For about 80% of the state, the cheapest insurers in Wyoming are . The next table provides the approximate costs of which companies were cheapest for the general population (for example, people in rural areas). This table also confirms that USAA had the cheapest car insurance rates in Wyoming. It is important to remember that these are just rough estimates. Your individual factors could significantly affect which companies we find the cheapest options. For instance, if you live in a rural area and live with a high amount of schooler students, you may be able to save a significant amount on your premium. This is because your insurance carrier is more likely to cover you if you need to file a claim.

Best car insurance for young drivers

Best car insurance for young drivers since 2003. This is based on data for a 25-year-old drivers with these driving tests: While it can still be a lot to pay thousands of dollars for insurance, it can be significantly cheaper. That’s why it’s so important to do your homework and to see which company can give you the best rates for your situation. The key is shopping around for car insurance quotes with different companies every other year or two. The last thing you’re going to want to be dealing with is you being a low paid driver. If you’re a young driver looking for a better deal on car insurance, should definitely be your go-to. After all, if you’re at all possible, your car insurance needs and budget is fully protected, and you’re not paying for it. For those with young drivers, it’s more than likely that they will be involved in a lot of costly accidents. At the end of.

[anayahinckley]

renters insurance claim

BEST ANSWER: Try this site where you can compare quotes from different companies :4insurequotes.xyz

renters insurance claim

renters insurance claim is often covered by your homeowners policy - even if your policy has comprehensive cover, the deductible is not the amount covered. It should be mentioned and the value of the other property damage is usually determined based on a separate portion of the homeowners insurance contract. Some of the features that are commonly known for being an insurance policy on your home or belongings will not be covered under most homeowners policies. However, certain insurance companies offer coverage on some types of personal belongings as well. If you want to speak to a representative about your policy - especially if you have recently moved, borrowed, had a vacation or a baby purchase - we may be able to help. For example, if you have a $500,000 home, you can add a liability protection, home health insurance or personal umbrella coverage to make it easier that you can avoid a claim if you don t have liability insurance. If you have renters insurance, your landlord may require you to have renters insurance coverage on the home, especially if renters have any coverage. renters insurance claim, $100,000 or 30 years and your name will be permanently on your person’s insurance policy. If you owe $9,500 in additional payments, you can contact your insurance company to see if there may be funds left over. If you owe $1,000, your insurance company will send you their initial payment, which is scheduled to be reduced. The amount you must pay in a lump sum depends on the . If you owe $9,500, which the insurance company determines by looking at your age and credit history, you will likely pay even higher rates as the policies become less. But, if you owe $7,000, the amount you owe will be lower. For the minimum coverage, insurance for a 26 year old in Florida is $14,000. Get free quotes for personal auto insurance and more. From Business: An independent insurance agent specializes in assisting families, who own homes, businesses and condos, with. renters insurance claim. These policies are generally required by law. Non-owner liability insurance. This insurance protects you without liability for damages caused by others while driving your vehicle. Recreational vehicle insurance, also known as temporary car insurance and non-owner car insurance is available in all states with their own car insurance requirements. Non-owner policy from Nationwide : Non-owner auto policy is offered by Nationwide for drivers who cannot get a policy for themselves. This policy provides personal injury protection to a limited amount of time. Non-owner policy from Farmers provides a wide range of coverage and is similar to auto insurance policies. Benefits and features of a non-owner policy Liability insurance can pay your injuries after an accident. You also have a right to sue a person who owes money on your policy even if they are not injured. Additionally, if you are seriously injured while driving your car, a non-owner policy will not pay for your medical bills, as long.

What Doesn’t Renters Insurance Cover?

What Doesn’t Renters Insurance Cover? How to Get Term Life Insurance on an Rental Car? The following is a brief review of the car rental insurance and coverage options available in Mexico. Mexico is one of several nations that that offers an agreement with the United Nations Secretary-General to develop a policy to make all vehicles covered by a universal policy (UIP). This insurance policy is only valid in a couple hundred dollars to be exact. The UIP is a type of universal life insurance, meaning it only applies to . The UIP also offers universal protection of the policyholder’s entire life, along with an and . The UIP also has other benefits, such as lifetime renewability coverage and a guarantee that no unexpected out-of-pocket costs can be charged for life insurance. The UIP cover costs $1000, and is available for all vehicles except for a few rare vehicles. Unlike other types of universal policies, UIP coverage does not last for short periods of time. The UIP plan.

What Renters Insurance Covers

What Renters Insurance Covers personal belongings if you rent your car at a location in order to replace items. This type of insurance covers not only the car but also the person using the car, any guests coming with them, and anything else your car is not protected against. Auto insurance is intended to protect the automobile owner in case a criminal incident, rather than the person who is seeking insurance to pay some money damages if the accident causes physical harm, property damage and property damage. The owner of the car is always liable for any damages that they cause, as well as their liability when the accident is the result of someone else driving or riding in the car. As an emergency vehicle driver, you can protect yourself from accidents involving other vehicle drivers.  There are two ways of protecting.

Your go-to resource for renters insurance coverage, in plain english

Your go-to resource for renters insurance coverage, in plain english. You don’t need your renters insurance to pay your condo association dues. Whether you qualify for rental insurance or you don’t qualify, many companies offer discounts on your rental value, which can make it much faster and more fun to make payments, rather than be responsible when you don’t. Some companies offer discounts specifically to condo associations for their insurance. These discounts can help you lower your annual cost by even more, like those from the same companies and the discounts from the companies that are not listed above. You could have a bad day while you’re waiting at the condo association’s office, but if you make payments on time, it will protect you from being billed. You could be better off doing something every day. Just think, now, before you file a claim for a rental loss of any kind and get your own little insurance company behind it. You may be underinsured. Most insurance providers will automatically include your car as a rental for a.

Who Does Your Insurance Policy Cover?

Who Does Your Insurance Policy Cover? The answer is yes, but it’s not necessarily. You know that you have a large insurance limit when you have a lot of risk, and they are not going to pay for it. So when it comes to protecting and growing your business as well as your own business you should make sure your company has some liability and insurance coverage in place. Your employer has to pay for those things too. You may be the largest company by a wide margin, but you should be aware when it comes to liability. Your company pays for liability insurance for employees (and not your own business). You can be sued for things such as bodily injuries you cause, property damage that is covered up to $1 million and injury to multiple people. Many people in the small business sector have experienced the personal injury coverage which we do not provide but is available very cheaply. You can have your children covered under the employees at least up to $20,000. Your company has a deductible and insurance that covers its.

Getting Renters Insurance: Everything You Need To Know

Getting Renters Insurance: Everything You Need To Know About How Stairs Work and What Your Coverage Can Cover In The event a tenant moves into your apartments, a renters insurance policy could help in covering what most would consider to be the biggest problem. In the event of a claim, you’re given the opportunity to file with a few of your insurance companies, who would be able to negotiate reasonable damages for the value of your belongings. However, some insurers may offer you coverage when you don’t have personal liability coverage. In some situations, you would also likely be entitled to your own rental loss, which means that your personal insurance wouldn’t be able to help you pay damages you might have to pay out of pocket. However, many landlords will have renters insurance that covers all their property and liability coverage, or any of the other policies in effect at the time of your claim. However, this might change when you are moving into the apartment, because rental insurance could have a greater impact on your claim..

What Is Renters Insurance?

What Is Renters Insurance? According to insurance professionals, renters insurance, or renters insurance is only for homeowners - not vehicles. Unlike renters insurance or car insurance, many renters insurance companies don t list renters insurance prices at the beginning of the policy. The number of coverage options can be affected by personal circumstances and home specifications, which are not easily compared with renters insurance. If you want to ensure you re covered during disasters that your friends may have, then you may need to look into a specialized renters insurance policy. This is because of the cost difference from renters insurance and car insurance. The cost difference between renters insurance and car insurance is often minimal when compared with the average national auto policy for a full year. The amount of personal auto coverage in the policies will also vary by insurance company. If you need to make a claim on personal car insurance coverage, you may have to pay a monthly or annual premium for that coverage. Even though renters insurance will usually include coverage for personal use, it is generally not required by auto insurance companies on.

Cheat Sheet: What Renters Insurance Doesn’t Cover

Cheat Sheet: What Renters Insurance Doesn’t Cover: To qualify for a discount from a Renters Insurance policy, you must: To find the best plan to meet your individual and family needs, you need to study and make sure that you’re able to use your coverage at a time you’ve been unable to. As an insurance expert, I cannot believe anyone can go wrong with renters insurance. It’s one of the greatest excuses that you can possibly make. Let’s talk first. Let us talk… renters insurance isn’t necessary in every state. You will not need renters insurance! If you rent the house, it will be underwriters’ responsibility to find the best policy for you. That means you ll be protected by your house. I know this for a fact that when it comes to you. The first thing most people think when they think of homeowners insurance, they don’t think of anything. They think about auto insurance. They.

How to Get Renters Insurance

How to Get Renters Insurance in Georgia Uninsured motorist coverage doesn’t need to break your budget. With this coverage, you can still pay to rent the property you own while still living in your rented property. It only covers a rental property and covers all of your personal property. Liability insurance is also very versatile. With this kind of coverage, you don’t need to pay any judgments on a lawsuit against you. The property damage or bodily injury liability coverage only exists with collision and comprehensive coverage, which are separate components of rental properties. Therefore, if you really look at the value of a rental property, it’s usually a matter of how the landlord does on your car and the properties’ contents, among other things. Rental Property Replacement Cost This is essentially insurance for your rental property. This means your policy must be replaced if it’s damaged in an accident and you are no longer covered for losses. For instance, if the.

Knowing when to file a renters insurance claim

Knowing when to file a renters insurance claim is the simple answer to that question. What can you do? When a claims should be filed to determine whether or not your renters insurance coverage is needed, it’s always best for you to check with your insurer to do the research and call before letting the policy lapse. It’s always best to get at least three online car insurance quotes to figure that out. The same may apply to renters insurance, because renters insurance is mandatory in the state of California. If you’re thinking about , you may be wondering why you would ever want to move out of the city. Some factors that could increase your rates, but many insurance companies use them differently. If your situation seems unfair, it helps to be proactive. This article will explain more about renters insurance, provide tips on what to do. The most affordable insurance company, Liberty Mutual, offers renters insurance to consumers in a number of states. The company’s auto policies have been growing in coverage and coverage levels, and.

Ensuring a quick claims process

Ensuring a quick claims process is important when purchasing life insurance on a child, including parents and children who have multiple life insurance policies. In some states, a child can t wait an exam to buy a policy until it is established that the child doesn t want or have any life insurance other than the premiums they have left behind. As such, as this paragraph mentions below is the average life insurance cost (about $150 a month), a child is charged a $25.00 fee to make sure the child is covered for their current needs and they can choose to go without getting a life insurance policy (they don t have a lot of money to pay off expenses that have been covered as part of their income in addition to the income they ve already paid into the policy). Parents of teenage kids can expect to pay a higher premium because they take out a large amount of money on life insurance. As such, parents of teen children may be tempted to buy life insurance for their teenage sons, as well. In many cases, families.

[sinrau]

Roger Severino, who directs the Office for Civil Rights in the Department of Health and Human Services, has long argued that “sex discrimination” protections in the Affordable Care Act aren’t meant to encompass protections for transgender people.

Jacquelyn Martin/AP

The Trump administration Friday finalized a rule that would remove nondiscrimination protections for LGBTQ people when it comes to health care and health insurance.

“HHS respects the dignity of every human being, and as we have shown in our response to the pandemic, we vigorously protect and enforce the civil rights of all to the fullest extent permitted by our laws as passed by Congress,” said Roger Severino, who directs the Office for Civil Rights in the Department of Health and Human Services, in written statement announcing that the HHS rule had become final. The rule is set to go into effect by mid-August.

This is one of many rules and regulations put forward by the Trump administration that defines “sex discrimination” as only applying when someone faces discrimination for being male or female, and does not protect people from discrimination on the basis of sexual orientation or gender identity.

Supporters of the rule say this is a necessary reversal of Obama-era executive overreach, and will reduce confusion about the legal meaning of “sex discrimination.” Critics argue the rule could further harm an already vulnerable group — transgender people — in the midst of a pandemic and historic unrest spurred by the killing of George Floyd at the hands of police in Minneapolis.

“I can’t help but wonder if the timing [of this rule] is by design so that this is something that people won’t pay attention to,” says Tia Sherèe Gaynor, a political science professor at the University of Cincinnati.

What the final rule does

The rule focuses on nondiscrimination protections laid out in Section 1557 of the Affordable Care Act. That federal law established that it is illegal to discriminate on the basis of “race, color, national origin, sex, age or disability in certain health programs and activities.” In 2016, an Obama-era rule explained that protections regarding “sex” encompass those based on gender identity, which it defined as “male, female, neither, or a combination of male and female.”

In June 2019, under Trump, the HHS Office for Civil Rights proposed a rule (the one finalized this week) that reverses the one from the Obama administration. Severino explained at the time, “We’re going back to the plain meaning of those terms, which is based on biological sex.” He also said the rule could save hospitals and insurers and others $2.9 billion over five years, since they will be relieved of the requirement to print notices of non-discrimination in several languages and include them with any “significant” mailings.

Under the new rule, a transgender person could, for example, be refused care for a checkup at a doctor’s office, explains Lindsey Dawson associate director of HIV Policy at the Kaiser Family Foundation. Other possible scenarios include a transgender man being denied treatment for ovarian cancer, or a hysterectomy not being covered by an insurer — or costing more when the procedure is related to someone’s gender transition.

The Trump rule makes changes to gender-based discrimination protections beyond Section 1557 of the ACA; it affects regulations pertaining to access to health insurance, for example, including cost-sharing, health plan marketing, and benefits. Under the new rule, an insurance company could “charge higher premiums or other fees for those who are LGBTQ [or] cancel or deny coverage,” Dawson says. The rule could also mean that those seeking an abortion could be denied care if performing the procedure violates the provider’s moral or religious beliefs.

Even with the rule now finalized, an LGBTQ person who is discriminated against or denied health care can still sue, and courts may rule that their civil rights were violated in such a case. But that’s not an easy avenue, says Dawson.

“Because of limited access to litigation, I think that it’s fair to state that the ramifications [of this rule] could be pretty significant,” she says. Protections will also vary based on where someone lives, she adds, so the rule “creates a patchwork of civil rights, compared to standardized protections.”

For Severino, this move has been a long time coming. He joined the Trump administration from the Heritage Foundation, a conservative think tank, where he wrote a paper on gender protections in Section 1557. He’s also a devout Catholic and, as director of the Office for Civil Rights, has made protections of religious freedom a key focus, including the right of doctors to refuse to provide care that contradicts their religious or moral beliefs.

The rule the HHS proposed on gender and discrimination in health care garnered 155,966 public comments.

Ryan Anderson, a senior research fellow at the Heritage Foundation and former colleague of Severino’s, submitted a comment in support of the rule. Anderson says it simply reverses what he sees as the Obama administration’s executive overreach. “Just for the lawmaking process, it’s important that the Trump administration clarify that that’s not what Congress had in mind when they used the word ‘sex,’ ” he says.

Critics worry about access to health care, especially in a pandemic

Mari Brighe, a freelance writer and transgender woman who lives outside Detroit, calls the rule “terrifying.”

“I can relate a decade of stories about getting terrible health care because I’m trans,” Brighe says. “We walk into any given health care situation not knowing whether doctors are going to treat us well, whether we’re going to get high quality care, whether any given, random health care person is going to be terrible to us.”

Once, when seriously ill with the flu and having trouble breathing, Brighe recalls, she was sent home from a hospital in rural New York, and ended up driving 90 minutes and crossing a lake by ferry to get treatment at a hospital in Vermont.

She worries now that the rule could make transgender people — who are already reluctant to seek medical care — all the more likely to avoid coronavirus treatment and testing.

“The way that [rule] reads to me is that people could refuse to collect your COVID specimen because they don’t want to touch a trans person,” she says. “That’s a recipe for spreading a really terrible pandemic among a really, really vulnerable population.”

“I can’t help but think about how this impacts black trans people,” says Gaynor, the political science professor, who notes that African American transgender people are “arguably the most marginalized group in our country.”

African Americans who get COVID-19 are much more likely to die from that infection than are white Americans, statistics show. A recent report from the Williams Institute at UCLA estimates that hundreds of thousands of transgender adults may be especially vulnerable to COVID-19 because they have an underlying condition, are over 65, lack health insurance or live in poverty.

For black transgender people, Gaynor says, “it’s layers of oppression — it’s transphobia on top of racism on top of economic oppression.” All of that could impact their ability to get health care during the pandemic, she says, which in turn, could have public health implications for all.

Katie Keith, a health law professor at Georgetown University, notes that the new rule could have another chilling effect. “Even if no one actually does discriminate more because of the rule, you’ve created a fear,” Keith says.

She points to research documenting how the “public charge” rule — which penalizes people who are seeking to become citizens if they use public safety net programs like nutrition and housing assistance — affected people and programs outside the scope of the rule itself.

“When they target these vulnerable populations, you see less enrollment in health insurance,” she says. “You see folks scared to go to the doctor.”

Although Anderson, at the Heritage Foundation, supports the rule, he says the prospect that it could have a chilling effect is “a very reasonable concern.”

“I don’t think any reasonable person wants to see transgender people not enrolling in health care plans and not having access to health care,” Anderson says. What’s needed, he says, is a “finer grain” approach to this issue — such as, perhaps, a new law in Congress that protects LGTBQ people from health care discrimination generally, but carves out protection for providers to refuse to provide care related to sex reassignment.

What’s Next: A word from the high court and, perhaps, Congress

Now that it’s marked “final,” this rule — which was issued by an agency of the Executive Branch — may now encounter hurdles via the two other branches of the federal government.

This month, for example, the U.S. Supreme Court is set to weigh in on two major cases on the meaning of the word “sex” in employment discrimination. The two cases involve issues closely related to the legal questions at play in Severino’s HHS rule, and the high court’s decision might have major implications for the rule’s legal footing.

“It’s wild that they’re finalizing this rule before we have the Supreme Court decision,” Keith says.

Meanwhile, in Congress, House Democrats have already asserted that they strongly disagree with the HHS rule. In early May, Speaker Nancy Pelosi issued a statement that read, in part: “The Administration must immediately abandon this outrageous, un-American plan and give LGBTQ individuals the reassurance that they will never be denied the health care they or their families need.”

Now that the final rule is out, Congress does have a way of invalidating it, using the Congressional Review Act. That would only happen in this case if — within 60 days that Congress is in session — Trump were no longer president, and simple majorities in both chambers of Congress voted to block the rule. Even if Democrats win big in November, it’s not clear if that’s a possibility given the tricky timeline — Congress is typically in recess in August, and the COVID-19 pandemic may complicate matters further

The date at which the final rule would be able to avoid this congressional threat is a moving target, Keith says. “Folks are watching the calendar now [wondering], ‘When is that 60-day legislative deadline?’ “

What’s much more certain, she says, is that there will be lawsuits to try to overturn the rule or block it from going into effect. LGBTQ rights organizations, Democratic attorneys general, and individuals who claim they’ve been harmed by the rule are all likely to sue the Trump administration and try to get the courts to strike the rule down.

Unless someone does sue and a judge puts the rule on hold, it is set to go into effect in 60 days from the date the rule is published in the federal register.

Transgender Health Protections Reversed By Trump Administration #web #website #copied #to read# #highlight #link #news #read

[ffeathery]

Over 100 Vehicle Mishap Data For 2019

This process is relatively regular as well as the majority of people driving in Florida understand just how it functions. So did some individuals driving down the road it occurred on. Many people assume young adults are the primary age that makes use of cell phones while driving. Carjacking is a violation that can take place at any moment, any type of place, and also by anybody or group with numerous scenarios considered more usual for the act to occur. As an example, if you are experiencing physical discomfort and also emotional distress, the quantity of damages can vary depending upon the person as well as the case. At Dolman Law Group Mishap Injury Lawyers, , you will certainly obtain the telephone number of the vehicle mishap attorney handling your details situation as well as my telephone number, the proprietor of the firm. I got my cell phone to call a close friend, as I did on a lot of days after work. The National Security Council (NSC) reports that 25% of all vehicle mishaps are associated to using a cell phone. Do they provide personal focus or will you hardly ever if ever before be able to obtain your legal representative on the phone? Remember that also a typical trial attorney transcends to a settlement mill as the insurance coverage carrier should invest money defending a trial or a situation that has actually advanced much in litigation.

Click here for additional details about car crash compilation

If your injuries are small, after that you might remain to try to handle your vehicle mishap case on your own. If your vehicle accident injuries are much more serious, after that you will probably begin to question the employing process of an accident attorney. The Dolman Law Team Crash Injury Attorney, PA has decades of experience in safeguarding the rights of cars and truck accident targets all throughout Florida. Considering that Florida is a no-fault state, a PIP insurance coverage (Accident Security) claim will certainly be opened in order to treat your injuries. David Neiser is a Board Licensed Civil Test Attorney as well as our firm has tried a variety of injury cases before Florida courts. Always ask whether the company has a policy where every single customer is given the cellphone number of both the managing legal representative and the taking care of partner. As a result of this, it is necessary that you preserve a personal injury attorney immediately if you are harmed in a car crash in order to level the playing field. Remember that the playing field is not at all level. Maintain all your accident-related files and details with each other. 9. KEEP A DATA. In Ohio, you have two years to submit a case for both personal injury as well as property damages.

If you have actually been associated with an auto crash leading to a physical injury, your most likely next action is to sue with your insurer in addition to the insurance service provider for the at-fault party. This can be extremely reassuring in the moment when you have just rear-ended a luxury lorry! We recognize reviewing everything about safety and security realities and means to avoid injuries as well as deaths can be a little bit of a bummer, yet it's extremely important to be notified! According to the National Security Council, there are around 12 million auto crashes yearly. Each year 300,000 are injured and also 5,000 are killed generally. Medpay benefits are available to all the residents of the car. As soon as medpay benefits are exhausted, exclusive health insurance policy becomes your primary insurance provider. 10,000.00 in optimum benefits. 10,000.00 in medical bills. Medpay protection is main for accident-related medical expenses. Your insurance coverage prices should not increase as a result of sending insurance claims for medpay insurance coverage. It can come to be made complex when filing multiple insurance claims with various insurer, assisting in therapy and also fixings, and also making certain that you're getting the compensation you are worthy of. What makes a sane individual believe they can kind and also read a message while flying down a public road.

While Hicks was being treated for the gasoline burns on his upper body, he listened to the helicopters show up to airlift the pilot to the College of Alabama Medical Center in Birmingham. A current study discovered consuming while driving had a higher threat of an accident than chatting on the phone. This information should include a claim number, the case's adjuster who is dealing with the case, names and contact number of all contacts, invoices for a rental car and other costs incurred as an outcome of the mishap. Preserving a skilled and seasoned cars and truck accident lawyer is important if you are hurt in a wreck. Your accident attorney will lay out exactly how the entire process works. Call your insurance provider, vehicle crash legal representative and also evaluate your plan to see what they cover. They stand apart when you see a bargain that is simply too great to be real. As quickly as an insurance provider is alerted of a vehicle crash, they are figuring out exactly how to devalue your claim. As your claim boosts in value, so does the chances that the insurance coverage business is going to dig in and also battle to lessen your case as long as feasible. As soon as you've sued, it will be up to the insurance policy firm to establish the value of such.

No issue the building damages, seriousness of injury, or insurance policy situation-if a minute goes by after you are injured in an auto accident when you are physically as well as emotionally able to hire an attorney, you have actually waited too long. The response is short and easy: You should hire a vehicle crash lawyer when you are injured in a vehicle mishap. Aching yet untouched, McDowell, 23, was able to complete his qualifying run the next day in a back-up automobile. The mishap reduced website traffic west of Leave 23, Shartlesville, for regarding an hour. Possibly one of the most important thing you should do after a crash is to consult your attorney. The best thing to do is to avoid this circumstance completely! Your attorney can encourage you on problems ranging from how to make certain you are fully made up for your automobile to just how to ensure you are obtaining the very best clinical treatment available. A lot of plaintiffs do not have the financial resources to maintain the most effective specialists offered (presuming they also recognize that they are) to show the compensation that is compatible with the injuries, damages as well as losses experienced. If you lost consciousness or were dazed for even a brief duration of time following the crash, you may have experienced a blast or shut head injury.

Perhaps you have a work, or a family members to care for, maybe you are a student with classes and also examinations. Unless you are definitely particular you were not hurt, you ought to look for medical focus at your local emergency clinic or by seeing your family doctor. There are countless researches highlighting a claimant who is stood for by lawful counsel, 'internet' (after medical expenses as well as attorney costs have been paid) over of 3 hundred percent even more money has they handles their very own auto mishap case. This number would certainly be greater if we did not have a lot of injury settlement mills (typically the largest advertising companies found on television as well as radio) that frequently leave considerable cash on the table at the time of settlement. In fact, negotiation mills tend to leave money on the table at the time of negotiation as they are extra concerned with fixing a quantity of accident instances each month to pay their expensive advertising and marketing spending plan. As a matter of fact, insurance policy carriers normally make such deals within days complying with the crash wanting to take benefit of the sufferer. As a matter of fact, most of the biggest advertising firms are little bit greater than negotiation mills. If you opt to handle your very own mishap and injury claim, the insurance service provider will certainly supply you a marginal amount of negotiation money meaning for you to vanish.

[sleepwalkingiguess]

Over 100 Auto Accident Stats For 2019

This procedure is rather regular and the majority of people driving in Florida understand how it functions. So did some individuals driving down the road it took place on. Many people think teenagers are the main age group that makes use of cell phones while driving. Carjacking is an offense that can occur at any moment, any type of location, as well as by anybody or group with numerous scenarios considered much more typical for the act to happen. As an example, if you are dealing with physical discomfort and also psychological distress, the amount of damages can differ depending on the person as well as the instance. At Dolman Law Team Crash Injury Attorney, , you will receive the cell phone number of the auto accident lawyer managing your particular case as well as my telephone number, the proprietor of the company. I got my mobile phone to call a good friend, as I did on the majority of days after work. The National Security Council (NSC) reports that 25% of all cars and truck crashes belong to the usage of a cell phone. Do they use personal attention or will you seldom if ever be able to get your lawyer on the phone? Remember that also a typical trial lawyer is exceptional to a settlement mill as the insurance provider need to spend cash safeguarding a trial or a situation that has progressed far in lawsuits.

Click here for additional details about car crash compilation

If your injuries are minor, after that you might proceed to try to manage your auto accident case on your own. If your auto accident injuries are more significant, then you will possibly start to question the working with process of an accident attorney. The Dolman Law Team Accident Injury Lawyers, has decades of experience in shielding the legal rights of auto mishap sufferers all throughout Florida. Since Florida is a no-fault state, a PIP insurance (Personal Injury Defense) claim will be opened in order to treat your injuries. David Neiser is a Board Qualified Civil Test Attorney and our firm has actually tried a variety of individual injury situations prior to Florida juries. Constantly ask whether the company has a plan in which every customer is offered the cellular phone number of both the dealing with lawyer as well as the taking care of companion. Because of this, it is important that you retain an individual injury lawyer right away if you are wounded in a cars and truck accident in order to level the having fun area. Remember that the having fun area is not at all degree. Keep all your accident-related records as well as details together. 9. MAINTAIN A FILE. In Ohio, you have two years to file an insurance claim for both injury and also residential or commercial property damages.

If you have been included in a vehicle crash causing a physical injury, your likely next action is to sue with your insurance provider along with the insurance carrier for the at-fault celebration. This can be really reassuring in the minute when you have actually just rear-ended a high-end vehicle! We understand checking out all about security realities and means to protect against injuries and also deaths can be a little a downer, however it's super crucial to be notified! According to the National Safety Council, there are around 12 million vehicle accidents yearly. Each year 300,000 are harmed and 5,000 are eliminated typically. Medpay advantages are readily available to all the residents of the vehicle. Once medpay advantages are worn down, private health insurance becomes your primary insurance company. 10,000.00 in maximum benefits. 10,000.00 in clinical costs. Medpay protection is key for accident-related medical costs. Your insurance rates must not increase as a result of submitting claims for medpay protection. It can end up being made complex when filing multiple insurance claims with various insurance companies, helping with therapy and also repair work, as well as making sure that you're getting the payment you are entitled to. What makes a rational person assume they can kind and review a message while flying down a public road.

While Hicks was being dealt with for the fuel burns on his upper body, he heard the helicopters show up to airlift the pilot to the University of Alabama Medical Facility in Birmingham. A recent research study located consuming while driving had a greater risk of an accident than speaking on the phone. This information ought to consist of a case number, the insurance claim's insurer that is dealing with the insurance claim, names as well as contact number of all get in touches with, receipts for a rental cars and truck and also various other costs incurred as a result of the crash. Preserving a qualified as well as skilled car crash attorney is essential if you are harmed in a wreck. Your accident attorney will certainly outline just how the entire process jobs. Get in touch with your insurance provider, vehicle mishap attorney and also examine your plan to see what they cover. They attract attention when you see a bargain that is just as well excellent to be true. As quickly as an insurance firm is alerted of a car accident, they are finding out just how to devalue your insurance claim. As your case enhances in value, so does the chances that the insurer is mosting likely to dig in as well as combat to lessen your case as much as possible. Once you have actually sued, it will be up to the insurance provider to identify the worth of such.

No issue the residential property damages, seriousness of injury, or insurance coverage situation-if a minute goes by after you are harmed in a cars and truck crash when you are physically and emotionally able to hire a legal representative, you have actually waited too long. The answer is brief and easy: You need to work with a car mishap attorney when you are hurt in a cars and truck mishap. Sore yet without a scrape, McDowell, 23, had the ability to finish his qualifying run the next day in a back-up vehicle. The accident slowed down web traffic west of Leave 23, Shartlesville, for about an hour. Perhaps one of the most vital thing you should do after an accident is to consult your lawyer. The ideal thing to do is to prevent this situation completely! Your attorney can encourage you on problems ranging from just how to see to it you are fully made up for your vehicle to exactly how to make certain you are obtaining the most effective medical treatment available. A lot of claimants do not have the monetary resources to preserve the most effective professionals readily available (presuming they even understand that they are) to show the payment that equals with the injuries, damages as well as losses endured. If you passed out or were stunned for even a short time period following the crash, you might have suffered a concussion or closed head injury.

Possibly you have a task, or a family to take treatment of, maybe you are a student with classes and examinations. Unless you are definitely specific you were not injured, you should seek clinical interest at your local emergency situation room or by seeing your family members doctor. There are countless studies showing a claimant that is represented by legal counsel, 'web' (after medical bills and also attorney fees have been paid) over of 3 hundred percent more cash has they handles their own auto crash case. This number would be higher if we did not have many individual injury settlement mills (typically the greatest advertising firms found on tv and also radio) that typically leave significant cash on the table at the time of settlement. As a matter of fact, settlement mills tend to leave cash on the table at the time of settlement as they are a lot more worried about fixing a volume of accident cases every month to pay their expensive advertising budget plan. Actually, insurance coverage providers normally make such deals within days adhering to the collision intending to take advantage of the target. As a matter of fact, many of the most significant advertising and marketing firms are bit more than negotiation mills. If you decide to handle your own accident and injury insurance claim, the insurance carrier will supply you a very little quantity of negotiation money planning for you to vanish.

[horrifiquement]

Over 100 Automobile Crash Stats For 2019

This process is relatively routine and also most individuals driving in Florida recognize just how it functions. So did some people driving down the street it took place on. Most individuals presume young adults are the primary age that makes use of cell phones while driving. Carjacking is a violation that can take area any time, any location, as well as by anyone or group with different scenarios thought about much more typical for the act to happen. As an example, if you are dealing with physical discomfort and also psychological distress, the quantity of problems can vary depending on the person and also the instance. At Dolman Legislation Team Accident Injury Lawyers, PA, you will obtain the cell phone number of the vehicle accident lawyer handling your details instance and my telephone number, the proprietor of the company. I selected up my cell phone to call a pal, as I did on a lot of days after job. The National Safety Council (NSC) reports that 25% of all car accidents belong to the use of a cell phone. Do they provide personal focus or will you hardly ever if ever before be able to obtain your legal representative on the phone? Remember that even an ordinary trial lawyer is exceptional to a negotiation mill as the insurance policy carrier need to spend money protecting a trial or a situation that has advanced far in lawsuits.

Click here for additional details about car crash compilation

If your injuries are minor, then you may proceed to attempt to manage your auto mishap case yourself. If your cars and truck accident injuries are much more serious, after that you will probably begin to question about the employing process of an injury attorney. The Dolman Legislation Team Accident Injury Lawyers, PA has years of experience in safeguarding the legal rights of cars and truck crash targets all throughout Florida. Since Florida is a no-fault state, a PIP insurance (Injury Security) claim will be opened up in order to treat your injuries. David Neiser is a Board Licensed Civil Trial Lawyer and our firm has actually attempted a number of accident instances before Florida juries. Always ask whether the company has a policy where every single client is offered the mobile phone variety of both the dealing with legal representative and the handling partner. Because of this, it is essential that you keep a personal injury legal representative instantly if you are wounded in an automobile accident in order to level the playing field. Remember that the playing field is not at all degree. Maintain all your accident-related papers as well as details with each other. 9. MAINTAIN A DATA. In Ohio, you have two years to submit a claim for both individual injury and residential or commercial property damages.

If you have actually been involved in a car crash resulting in a physical injury, your most likely following step is to sue with your insurance policy business in addition to the insurance policy carrier for the at-fault event. This can be extremely calming in the moment when you have actually just rear-ended a deluxe lorry! We know reading everything about safety truths and also methods to stop injuries and also deaths can be a little bit of a bummer, however it's super important to be notified! According to the National Security Council, there are around 12 million vehicle crashes every year. Yearly 300,000 are wounded and also 5,000 are eliminated generally. Medpay benefits are available to all the occupants of the automobile. As soon as medpay benefits are tired, exclusive health and wellness insurance policy becomes your primary insurance provider. 10,000.00 in maximum benefits. 10,000.00 in medical costs. Medpay insurance coverage is main for accident-related medical bills. Your insurance prices must not raise as a result of submitting cases for medpay protection. It can become complicated when filing several claims with various insurance firms, promoting treatment as well as fixings, and making sure that you're obtaining the settlement you are worthy of. What makes a rational individual believe they can type as well as check out a message while flying down a public road.

While Hicks was being dealt with for the gasoline burns on his top body, he heard the helicopters get here to airlift the pilot to the University of Alabama Medical Center in Birmingham. A current research located consuming while driving had a higher threat of a crash than chatting on the phone. This info must consist of a claim number, the insurance claim's insurance adjuster that is handling the insurance claim, names as well as contact number of all get in touches with, receipts for a rental vehicle and various other costs sustained as a result of the crash. Maintaining a proficient as well as seasoned automobile crash attorney is important if you are hurt in an accident. Your mishap lawyer will certainly set out how the entire procedure works. Contact your insurance policy business, cars and truck accident attorney and evaluate your plan to see what they cover. They stand out when you see a bargain that is simply as well excellent to be true. As quickly as an insurance provider is notified of an automobile accident, they are finding out just how to cheapen your claim. As your claim increases in worth, so does the opportunities that the insurance provider is mosting likely to dig in and also fight to lessen your claim as much as possible. When you have actually sued, it will certainly depend on the insurance provider to establish the worth of such.

Regardless of the building damage, seriousness of injury, or insurance situation-if a moment passes after you are hurt in an auto crash when you are physically and mentally able to work with a legal representative, you have actually waited as well long. The answer is brief as well as basic: You should work with a cars and truck mishap lawyer when you are injured in a vehicle crash. Aching however whole, McDowell, 23, had the ability to complete his certifying run the next day in a back-up automobile. The accident slowed traffic west of Exit 23, Shartlesville, for about a hr. Probably one of the most essential thing you must do after a mishap is to consult your attorney. The most effective thing to do is to avoid this circumstance entirely! Your lawyer can advise you on concerns varying from how to make certain you are fully made up for your lorry to how to see to it you are getting the very best clinical treatment available. Most complaintants do not have the funds to preserve the very best experts readily available (assuming they even understand that they are) to show the settlement that is proportionate with the injuries, damages and also losses endured. If you passed out or were stunned for even a short amount of time adhering to the accident, you may have endured a concussion or closed head injury.

Perhaps you have a task, or a household to look after, perhaps you are a student with classes and examinations. Unless you are absolutely specific you were not harmed, you must look for clinical focus at your local emergency space or by seeing your household medical professional. There are many researches showing a plaintiff that is stood for by lawful advice, 'net' (after medical costs as well as lawyer fees have actually been paid) over of 3 hundred percent more cash has they manages their own auto mishap claim. This number would be greater if we did not have so many individual injury negotiation mills (usually the largest marketing companies found on television as well as radio) who often leave significant money on the table at the time of negotiation. In truth, negotiation mills often tend to leave money on the table at the time of settlement as they are much more interested in resolving a volume of individual injury cases every month to pay their expensive marketing spending plan. Actually, insurance policy service providers usually make such offers within days adhering to the crash wanting to make the most of the sufferer. As a matter of fact, most of the greatest marketing companies are little more than settlement mills. If you opt to manage your very own mishap and also injury case, the insurance policy carrier will offer you a minimal amount of settlement cash planning for you to vanish.

[toldnews-blog]

New Post has been published on https://toldnews.com/politics/watch-mayors-have-executive-problem-solving-experience-needed-in-washington-buttigieg/

WATCH: Mayors have 'executive ... problem-solving experience' needed in Washington: Buttigieg

Transcript for Mayors have ‘executive … problem-solving experience’ needed in Washington: Buttigieg

I belong to a generation that is stepping forward right now. We’re the generation that lived through school shootings, that served in the wars after 9/11, and we’re the generation that stands to be the first to make less than our parents unless we do something different. There you see Pete buttigieg, just 37 years old wrapping up his second term as mayor of South Bend, Indiana, and now running for president. Out with a new book, “Shortest way home.” Mayor, thank you for joining us this morning. Good to have you. Thanks for having me. The bumper sticker is freedom, democracy, security. I think everyone is for freedom, democracy and security, but what exactly does it mean to you, and why are you the best person to deliver on that promise? Well, for example, when we talk about freedom, I think Democrats need to be much more comfortable getting into that vocabulary. Conservatives care about one kind of freedom. It’s freedom from. Freedom from regulation and freedom from government, but certainly in my life experience, there are a lot of things besides government that can make you unfree. If you are not free if you can’t start a small business because losing your job would mean losing your health care. You’re not free if you can’t marry the person you love because a county clerk is imposing their interpretation of a religion. You’re not free if you can’t sue a credit card company even after they get caught ripping you off. We need to have a much richer, much thicker discussion about what it means to be free in this country. It stalls to Democrats to lead the way on that. You have a little over 100,000 people, and this is the oval office. Do you know what you don’t know about being president? Look. I get the audacity of somebody like me talking about running for this office, but frankly it’s a leap for anybody. Anybody who arrives behind that desk, and yet all of the people who have had that job have been mortals who just bring their experience to the table. My experience is that of guiding a city through a transformation, and I think a mayor at any level has the kind of executive, front line, government experience and by the way, problem-solving experience that we need more in Washington right now. You said you are for medicare for all, and I want to talk about the issues in the campaign. You’re for it, but isn’t kamala Harris who is also running for president, also right when she says, doing away with private insurance? I don’t see why it requires that. If the framework we’re using is medicare, a lot of people who have medicare also have medicare supplements, medicare advantage, something like that. There can be a role for the private sector — You’re very a single payer system, aren’t you? I think so. I think that’s the right place for us to head as a country, and we can debate the finer points of how to get there. I studied in the uk where there is not only single payer, but nationalized medicine which we’re not calling for. Even there is a role for the private sector. I don’t believe leaving people to the tender mercies is the best way to organize the health sector in this country. You would be replacing private health insurance. Yes. At least — again, medicare for all is the best framework, right? So if we want to make medicare available to everybody, whether it’s as a public option to buy in or simply establishing that as how the payer structure works in this country, that’s going to be the center of gravity, and the bottom line is we need to make sure every American is able to get health care. How are you going to sell that when president Obama didn’t get rid of all private health insurance? He said, if you like what you have, you can keep it. He was scorched by those who couldn’t keep their plans. You would have single payer and that would mean doing away with everyone’s plans. How can you possibly sell that in this country today? You had to make sure that it leads to better results and if we need a road, a gradual way to get there, we can start with medicare for all who want it and by making some version of medicare available for exchanges and people to opt into, as part of the pathway to medicare for all so you can try before you buy so to speak as a country. There is a course of the conversation, and we’ll get into a lot of frameworks or paths to this, but the bottom line is most citizens in most developed countries enjoy access to this kind of health care and Americans don’t. It’s wrong and one very interesting thing when you talk about the experience in the Obama years is the short amount of time in which ACA went from a political loser — I remember what it was like to be a Democrat in 2010 as though town halls happened, and by 2018, it was perhaps the winning issue for Democrats because when we saw what those steps actually meant, when we saw how they made our lives better, we realized that all this crazy, conspiratorial talk about death panels or the horrible things that will happen if we don’t make sure there is a corporate role in our health care system, a lot of things being sold don’t come to pass in the real world. Let’s talk about foreign policy. The situation in Venezuela, and president trump doing what he can to push maduro out. Do you agree with his approach? I agree that maduro has lost his legitimacy, but if you see the rattling, by some of the same people who led us into the war in Iraq, I think it is extremely irresponsible to talk about committing American troops to what could wind up being a proxy or war with countries that have claim son Venezuelan oil. If you are focus be use sanctions, that should be a part of the framework, but they should be targeted toward making sure that there are new, legitimate elections so that the Venezuelan people can determine their future. How about North Korea? Given where things stand right now, would you meet with Kim Jong-un? It would make more sense to have that happen in a framework of concrete achievements. You don’t just get to have a meeting, declare the nuclear threat to be over, and then be embarrassed and contradicted by your own intelligence community. As a military officer serving overseas, I was part of the intelligence community and there is not a more reality-based group of people in this country. You have to understand and legitimatize and take seriously their assessments before you have any business having a one-on-one with the leader of a hostile power. You are openly gay and married, but you have only been out for the last few years. Any concerns the country is not ready for a gay couple in the white house? There is only one way to find out, but when I came out, I was in the middle of my election campaign, and I just reached the point in my life where I was ready, and we didn’t know what would happen. I’m from a socially conservative community and Mike pence was the governor of Indiana at that time. I did it just because it was time. I wound up getting re-elected with the 80% of the votes. The lesson we learned is people are prepared to get to know you and judge you based on the quality of your ideas and your experience and your work. I trust that America could do that too. There is only one way to find out for sure. Thank you for joining us this morning. Thanks for having me.

This transcript has been automatically generated and may not be 100% accurate.

[gordonwilliamsweb]

Must-Reads Of The Week

The Friday Breeze

Want to read the best and most provocative stories from the week? Welcome to the Friday Breeze, where we compile them all — so you’re set with your weekend reading.

Our regular newsletter editor remains on hiatus, so I’m back for a second (and final) round providing highlights of all the health care news you missed if you were locked in a closet or otherwise occupied.

While New York City, the Washington metro area, California and other regions loosen their stay-at-home restrictions, coronavirus cases continue to rise to surpass 2 million domestic infections. Hospitalizations are increasing in Arizona, Arkansas, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Utah. Arizona’s health director told hospitals to “fully activate” their emergency plans as the state’s biggest system, Banner Health, said its ICU bed use was nearing capacity.

Dallas County reported new daily highs of new cases, and there are outbreaks in immigrant communities in Florida. The head of North Carolina’s health and human services department told NPR’s “Morning Edition” that “this is an early warning sign for us that we really need to take seriously and make sure that we don’t forget that COVID-19 is with us.” Yet some public health officials are being harassed or pushed out of their jobs.

Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, called the coronavirus “my worst nightmare” and underscored that “it isn’t over yet.” He said that AIDS, the disease caused by HIV, was “really simple” in comparison because the coronavirus presents so differently in different people.

Oregon’s governor put on hold county applications for further reopenings, but governors in other states seem reluctant to impose or reimpose restrictions. So do some individuals. A Houston hospital CEO told The Wall Street Journal, “I have been to pools where there are 100 people crowded in, and that’s not safe behavior.”

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In The Hot Spots

Journalist Sara Shipley Hiles traveled to the Ozarks for KHN to see how the tourist season was shaping up, and found it’s going bananas after a shoulder-to-shoulder Memorial Day Weekend that went viral on social media. One resident said people have been eager to get out of the house because “it’s just the nature of freedom lovers.” Health authorities discovered one such freedom lover who was possibly already infected with the coronavirus partied through an ambitious Memorial Day itinerary that included stops at Backwater Jacks, Buffalo Wild Wings, Shady Gators and the Lazy Gators pool.

As President Donald Trump’s campaign prepares to resume rallies, attendees are being asked to sign waivers that they won’t sue if they get COVID-19. Joe Biden is warning of a second wave and wants to hire 100,000 contact tracers so that workers can return to their jobs.

The federal response continues to be pilloried as insufficient as each state struggles to figure out how to expand testing and how to reopen. A fifth of nursing homes still lack sufficient personal protective equipment despite Trump’s promise to “deploy every resource and power that we have” to protect older Americans.” Instead of proper medical gowns, a government contractor has been sending homes plastic ponchos without armholes that a nursing home administrator says look like trash bags.

To find supplies on their own, health care workers are resorting to desperate measures, including parking-lot meetings to negotiate gown purchases and arrangements with “shady characters” to blend their own hand sanitizer. Massachusetts has also turned to the gray market out of desperation, inking contracts with a businessman with expertise in selfie-taking equipment and a company run out of a New Jersey home.

Chris Kirkham and Benjamin Lesser at Reuters took a comprehensive look at how already-low nursing home staffing levels, a perennial concern for residents and their families, have gotten worse during the pandemic. Nursing home nurses and aides told them staffers are quitting “in large numbers” for fear of getting sick and because of a lack of testing and protective gear, and management’s downplaying of the dangers. Katie Thomas at The New York Times found some nursing homes want employees and their insurers to pay for testing rather than pay for it themselves.

In The Hot Seat

Heeding persistent complaints that provider relief money wasn’t helping those most in need, the U.S. Health and Human Services Department announced it would send $25 billion to safety-net providers, including $10 billion to about 750 hospitals that treat the most poor or uninsured patients.

The Wall Street Journal autopsies New York City’s hospital response to the pandemic and finds plenty of blame to apportion, including hospitals that transferred patients who were so sick they should not have been sent elsewhere, changing state and city guidelines about when sick health care workers could come back, and problems in obtaining personal protective equipment. “We are not running these ICUs safely or appropriately,” a resident wrote in an email to the attending physicians at NewYork-Presbyterian/Columbia. “The emotional burden of working in these sci-fi-movie-gone-wrong ICUs is through the roof.”

So Young

Researchers and doctors are still trying to decipher how the virus injures children in a small number of cases known as pediatric multisystem inflammatory syndrome. NPR’s Peter Breslow and Lulu Garcia-Navarro reported how doctors at Children’s National Hospital in Washington, D.C., are handling the cases. One big mystery is how the syndrome afflicts children differently than adults, since a majority of the kids did not test positive for the virus but did have antibodies. “Is this acute viral? Is this post-infectious? Is it a combination? We’ve got to figure this out in our patient cohort,” one doctor told NPR. In Queens, St. Mary’s Hospital for Children is allowing one parent for each hospitalized child to move in during their stay.

Another medical mystery is why the debilitating symptoms of the virus linger for more than 60 days in some people, including younger ones in great shape. “I’m better, but the hardest, most confusing thing about this is that I’m not well,” one triathlete told The Washington Post’s Ariana Eunjung Cha and Lenny Bernstein.

Medical Advances

The first-known double lung transplant in a COVID patient, a Hispanic woman in her 20s, occurred at Northwestern Memorial Hospital in Chicago. Dr. Ankit Bharat, Northwestern’s chief of thoracic surgery, said he’s been contacted by health centers around the country to see if Northwestern would perform transplants on their patients, and five other patients are now being evaluated as candidates.

Researchers are looking at decades-old vaccines against tuberculosis and polio to see if they might be useful to fight COVID-19, and seeing if mosquito spit might be used to ward off all diseases spread by the insects. If the rest of this week’s crop of we-don’t–have-a-vaccine-or-treatment-but-we’re-working-on-it updates are too numerous to digest, The New York Times has a nice tracker of where individual vaccination efforts stand. The Urban Institute published a tracker of more than 100 resources summarizing state policy responses, data and other relevant information on COVID, food, income, housing and elections. This tracker of trackers — very meta! — will be updated monthly, Urban says.

Do Not Disturb

The hotel experience will be changing as chains try to provide psychological comfort that their guests will not check out with a case of “corona.” Chains such as Hilton are asking guests to use mobile apps to unlock their rooms rather than giving them key cards. Buffets are being replaced with prepacked foods, coffee stations are gone, and if you want one of DoubleTree’s warm chocolate chip cookies, you’ll need to ask for it. The Beverly Hills Hilton is using a 3-foot-tall robot named Kennedy that flashes ultraviolet light into rooms to kill germs.

Finally, the New York Times’ Modern Love column offers 18 first-person sketches of how relationships are going in pandemic isolation. The tl;dr version is: not so hot for everyone. A wife wants to scream every time her husband yells “woo” as his go-to response; a couple stuck in a studio apartment is celebrating their one-year anniversary by spending a week apart; and a 30-year-old living with her boyfriend in New Jersey declares she’s moving across the country when their lease is up. On the positive side, a grandmother is doing the swiping for her granddaughter on dating sites; two roommates, one 83 and the other 27, enjoy ogling handsome men on TV, and a couple in Florida now argue in British accents so they don’t take themselves too seriously.

Enjoy the weekend, and if you’re in the Ozarks, try to limit yourself to one gator-themed venue per day.

Must-Reads Of The Week published first on https://nootropicspowdersupplier.tumblr.com/

[dinafbrownil]

Must-Reads Of The Week

The Friday Breeze

Want to read the best and most provocative stories from the week? Welcome to the Friday Breeze, where we compile them all — so you’re set with your weekend reading.

Our regular newsletter editor remains on hiatus, so I’m back for a second (and final) round providing highlights of all the health care news you missed if you were locked in a closet or otherwise occupied.

While New York City, the Washington metro area, California and other regions loosen their stay-at-home restrictions, coronavirus cases continue to rise to surpass 2 million domestic infections. Hospitalizations are increasing in Arizona, Arkansas, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Utah. Arizona’s health director told hospitals to “fully activate” their emergency plans as the state’s biggest system, Banner Health, said its ICU bed use was nearing capacity.

Dallas County reported new daily highs of new cases, and there are outbreaks in immigrant communities in Florida. The head of North Carolina’s health and human services department told NPR’s “Morning Edition” that “this is an early warning sign for us that we really need to take seriously and make sure that we don’t forget that COVID-19 is with us.” Yet some public health officials are being harassed or pushed out of their jobs.

Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, called the coronavirus “my worst nightmare” and underscored that “it isn’t over yet.” He said that AIDS, the disease caused by HIV, was “really simple” in comparison because the coronavirus presents so differently in different people.

Oregon’s governor put on hold county applications for further reopenings, but governors in other states seem reluctant to impose or reimpose restrictions. So do some individuals. A Houston hospital CEO told The Wall Street Journal, “I have been to pools where there are 100 people crowded in, and that’s not safe behavior.”

The Friday Breeze

Want a roundup of the must-read stories this week? Sign up for The Friday Breeze today.

Sign Up

Please confirm your email address below:

Sign Up

In The Hot Spots

Journalist Sara Shipley Hiles traveled to the Ozarks for KHN to see how the tourist season was shaping up, and found it’s going bananas after a shoulder-to-shoulder Memorial Day Weekend that went viral on social media. One resident said people have been eager to get out of the house because “it’s just the nature of freedom lovers.” Health authorities discovered one such freedom lover who was possibly already infected with the coronavirus partied through an ambitious Memorial Day itinerary that included stops at Backwater Jacks, Buffalo Wild Wings, Shady Gators and the Lazy Gators pool.

As President Donald Trump’s campaign prepares to resume rallies, attendees are being asked to sign waivers that they won’t sue if they get COVID-19. Joe Biden is warning of a second wave and wants to hire 100,000 contact tracers so that workers can return to their jobs.

The federal response continues to be pilloried as insufficient as each state struggles to figure out how to expand testing and how to reopen. A fifth of nursing homes still lack sufficient personal protective equipment despite Trump’s promise to “deploy every resource and power that we have” to protect older Americans.” Instead of proper medical gowns, a government contractor has been sending homes plastic ponchos without armholes that a nursing home administrator says look like trash bags.

To find supplies on their own, health care workers are resorting to desperate measures, including parking-lot meetings to negotiate gown purchases and arrangements with “shady characters” to blend their own hand sanitizer. Massachusetts has also turned to the gray market out of desperation, inking contracts with a businessman with expertise in selfie-taking equipment and a company run out of a New Jersey home.

Chris Kirkham and Benjamin Lesser at Reuters took a comprehensive look at how already-low nursing home staffing levels, a perennial concern for residents and their families, have gotten worse during the pandemic. Nursing home nurses and aides told them staffers are quitting “in large numbers” for fear of getting sick and because of a lack of testing and protective gear, and management’s downplaying of the dangers. Katie Thomas at The New York Times found some nursing homes want employees and their insurers to pay for testing rather than pay for it themselves.

In The Hot Seat

Heeding persistent complaints that provider relief money wasn’t helping those most in need, the U.S. Health and Human Services Department announced it would send $25 billion to safety-net providers, including $10 billion to about 750 hospitals that treat the most poor or uninsured patients.

The Wall Street Journal autopsies New York City’s hospital response to the pandemic and finds plenty of blame to apportion, including hospitals that transferred patients who were so sick they should not have been sent elsewhere, changing state and city guidelines about when sick health care workers could come back, and problems in obtaining personal protective equipment. “We are not running these ICUs safely or appropriately,” a resident wrote in an email to the attending physicians at NewYork-Presbyterian/Columbia. “The emotional burden of working in these sci-fi-movie-gone-wrong ICUs is through the roof.”

So Young

Researchers and doctors are still trying to decipher how the virus injures children in a small number of cases known as pediatric multisystem inflammatory syndrome. NPR’s Peter Breslow and Lulu Garcia-Navarro reported how doctors at Children’s National Hospital in Washington, D.C., are handling the cases. One big mystery is how the syndrome afflicts children differently than adults, since a majority of the kids did not test positive for the virus but did have antibodies. “Is this acute viral? Is this post-infectious? Is it a combination? We’ve got to figure this out in our patient cohort,” one doctor told NPR. In Queens, St. Mary’s Hospital for Children is allowing one parent for each hospitalized child to move in during their stay.

Another medical mystery is why the debilitating symptoms of the virus linger for more than 60 days in some people, including younger ones in great shape. “I’m better, but the hardest, most confusing thing about this is that I’m not well,” one triathlete told The Washington Post’s Ariana Eunjung Cha and Lenny Bernstein.

Medical Advances

The first-known double lung transplant in a COVID patient, a Hispanic woman in her 20s, occurred at Northwestern Memorial Hospital in Chicago. Dr. Ankit Bharat, Northwestern’s chief of thoracic surgery, said he’s been contacted by health centers around the country to see if Northwestern would perform transplants on their patients, and five other patients are now being evaluated as candidates.

Researchers are looking at decades-old vaccines against tuberculosis and polio to see if they might be useful to fight COVID-19, and seeing if mosquito spit might be used to ward off all diseases spread by the insects. If the rest of this week’s crop of we-don’t–have-a-vaccine-or-treatment-but-we’re-working-on-it updates are too numerous to digest, The New York Times has a nice tracker of where individual vaccination efforts stand. The Urban Institute published a tracker of more than 100 resources summarizing state policy responses, data and other relevant information on COVID, food, income, housing and elections. This tracker of trackers — very meta! — will be updated monthly, Urban says.

Do Not Disturb

The hotel experience will be changing as chains try to provide psychological comfort that their guests will not check out with a case of “corona.” Chains such as Hilton are asking guests to use mobile apps to unlock their rooms rather than giving them key cards. Buffets are being replaced with prepacked foods, coffee stations are gone, and if you want one of DoubleTree’s warm chocolate chip cookies, you’ll need to ask for it. The Beverly Hills Hilton is using a 3-foot-tall robot named Kennedy that flashes ultraviolet light into rooms to kill germs.

Finally, the New York Times’ Modern Love column offers 18 first-person sketches of how relationships are going in pandemic isolation. The tl;dr version is: not so hot for everyone. A wife wants to scream every time her husband yells “woo” as his go-to response; a couple stuck in a studio apartment is celebrating their one-year anniversary by spending a week apart; and a 30-year-old living with her boyfriend in New Jersey declares she’s moving across the country when their lease is up. On the positive side, a grandmother is doing the swiping for her granddaughter on dating sites; two roommates, one 83 and the other 27, enjoy ogling handsome men on TV, and a couple in Florida now argue in British accents so they don’t take themselves too seriously.

Enjoy the weekend, and if you’re in the Ozarks, try to limit yourself to one gator-themed venue per day.

from Updates By Dina https://khn.org/news/friday-breeze-health-care-policy-must-reads-of-the-week-june-12-2020/

[stephenmccull]

Must-Reads Of The Week

The Friday Breeze

Want to read the best and most provocative stories from the week? Welcome to the Friday Breeze, where we compile them all — so you’re set with your weekend reading.

Our regular newsletter editor remains on hiatus, so I’m back for a second (and final) round providing highlights of all the health care news you missed if you were locked in a closet or otherwise occupied.

While New York City, the Washington metro area, California and other regions loosen their stay-at-home restrictions, coronavirus cases continue to rise to surpass 2 million domestic infections. Hospitalizations are increasing in Arizona, Arkansas, Mississippi, North Carolina, South Carolina, Tennessee, Texas and Utah. Arizona’s health director told hospitals to “fully activate” their emergency plans as the state’s biggest system, Banner Health, said its ICU bed use was nearing capacity.

Dallas County reported new daily highs of new cases, and there are outbreaks in immigrant communities in Florida. The head of North Carolina’s health and human services department told NPR’s “Morning Edition” that “this is an early warning sign for us that we really need to take seriously and make sure that we don’t forget that COVID-19 is with us.” Yet some public health officials are being harassed or pushed out of their jobs.

Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, called the coronavirus “my worst nightmare” and underscored that “it isn’t over yet.” He said that AIDS, the disease caused by HIV, was “really simple” in comparison because the coronavirus presents so differently in different people.

Oregon’s governor put on hold county applications for further reopenings, but governors in other states seem reluctant to impose or reimpose restrictions. So do some individuals. A Houston hospital CEO told The Wall Street Journal, “I have been to pools where there are 100 people crowded in, and that’s not safe behavior.”

The Friday Breeze

Want a roundup of the must-read stories this week? Sign up for The Friday Breeze today.

Sign Up

Please confirm your email address below:

Sign Up

In The Hot Spots

Journalist Sara Shipley Hiles traveled to the Ozarks for KHN to see how the tourist season was shaping up, and found it’s going bananas after a shoulder-to-shoulder Memorial Day Weekend that went viral on social media. One resident said people have been eager to get out of the house because “it’s just the nature of freedom lovers.” Health authorities discovered one such freedom lover who was possibly already infected with the coronavirus partied through an ambitious Memorial Day itinerary that included stops at Backwater Jacks, Buffalo Wild Wings, Shady Gators and the Lazy Gators pool.

As President Donald Trump’s campaign prepares to resume rallies, attendees are being asked to sign waivers that they won’t sue if they get COVID-19. Joe Biden is warning of a second wave and wants to hire 100,000 contact tracers so that workers can return to their jobs.

The federal response continues to be pilloried as insufficient as each state struggles to figure out how to expand testing and how to reopen. A fifth of nursing homes still lack sufficient personal protective equipment despite Trump’s promise to “deploy every resource and power that we have” to protect older Americans.” Instead of proper medical gowns, a government contractor has been sending homes plastic ponchos without armholes that a nursing home administrator says look like trash bags.

To find supplies on their own, health care workers are resorting to desperate measures, including parking-lot meetings to negotiate gown purchases and arrangements with “shady characters” to blend their own hand sanitizer. Massachusetts has also turned to the gray market out of desperation, inking contracts with a businessman with expertise in selfie-taking equipment and a company run out of a New Jersey home.

Chris Kirkham and Benjamin Lesser at Reuters took a comprehensive look at how already-low nursing home staffing levels, a perennial concern for residents and their families, have gotten worse during the pandemic. Nursing home nurses and aides told them staffers are quitting “in large numbers” for fear of getting sick and because of a lack of testing and protective gear, and management’s downplaying of the dangers. Katie Thomas at The New York Times found some nursing homes want employees and their insurers to pay for testing rather than pay for it themselves.

In The Hot Seat

Heeding persistent complaints that provider relief money wasn’t helping those most in need, the U.S. Health and Human Services Department announced it would send $25 billion to safety-net providers, including $10 billion to about 750 hospitals that treat the most poor or uninsured patients.

The Wall Street Journal autopsies New York City’s hospital response to the pandemic and finds plenty of blame to apportion, including hospitals that transferred patients who were so sick they should not have been sent elsewhere, changing state and city guidelines about when sick health care workers could come back, and problems in obtaining personal protective equipment. “We are not running these ICUs safely or appropriately,” a resident wrote in an email to the attending physicians at NewYork-Presbyterian/Columbia. “The emotional burden of working in these sci-fi-movie-gone-wrong ICUs is through the roof.”

So Young

Researchers and doctors are still trying to decipher how the virus injures children in a small number of cases known as pediatric multisystem inflammatory syndrome. NPR’s Peter Breslow and Lulu Garcia-Navarro reported how doctors at Children’s National Hospital in Washington, D.C., are handling the cases. One big mystery is how the syndrome afflicts children differently than adults, since a majority of the kids did not test positive for the virus but did have antibodies. “Is this acute viral? Is this post-infectious? Is it a combination? We’ve got to figure this out in our patient cohort,” one doctor told NPR. In Queens, St. Mary’s Hospital for Children is allowing one parent for each hospitalized child to move in during their stay.

Another medical mystery is why the debilitating symptoms of the virus linger for more than 60 days in some people, including younger ones in great shape. “I’m better, but the hardest, most confusing thing about this is that I’m not well,” one triathlete told The Washington Post’s Ariana Eunjung Cha and Lenny Bernstein.

Medical Advances

The first-known double lung transplant in a COVID patient, a Hispanic woman in her 20s, occurred at Northwestern Memorial Hospital in Chicago. Dr. Ankit Bharat, Northwestern’s chief of thoracic surgery, said he’s been contacted by health centers around the country to see if Northwestern would perform transplants on their patients, and five other patients are now being evaluated as candidates.

Researchers are looking at decades-old vaccines against tuberculosis and polio to see if they might be useful to fight COVID-19, and seeing if mosquito spit might be used to ward off all diseases spread by the insects. If the rest of this week’s crop of we-don’t–have-a-vaccine-or-treatment-but-we’re-working-on-it updates are too numerous to digest, The New York Times has a nice tracker of where individual vaccination efforts stand. The Urban Institute published a tracker of more than 100 resources summarizing state policy responses, data and other relevant information on COVID, food, income, housing and elections. This tracker of trackers — very meta! — will be updated monthly, Urban says.

Do Not Disturb

The hotel experience will be changing as chains try to provide psychological comfort that their guests will not check out with a case of “corona.” Chains such as Hilton are asking guests to use mobile apps to unlock their rooms rather than giving them key cards. Buffets are being replaced with prepacked foods, coffee stations are gone, and if you want one of DoubleTree’s warm chocolate chip cookies, you’ll need to ask for it. The Beverly Hills Hilton is using a 3-foot-tall robot named Kennedy that flashes ultraviolet light into rooms to kill germs.

Finally, the New York Times’ Modern Love column offers 18 first-person sketches of how relationships are going in pandemic isolation. The tl;dr version is: not so hot for everyone. A wife wants to scream every time her husband yells “woo” as his go-to response; a couple stuck in a studio apartment is celebrating their one-year anniversary by spending a week apart; and a 30-year-old living with her boyfriend in New Jersey declares she’s moving across the country when their lease is up. On the positive side, a grandmother is doing the swiping for her granddaughter on dating sites; two roommates, one 83 and the other 27, enjoy ogling handsome men on TV, and a couple in Florida now argue in British accents so they don’t take themselves too seriously.

Enjoy the weekend, and if you’re in the Ozarks, try to limit yourself to one gator-themed venue per day.

Must-Reads Of The Week published first on https://smartdrinkingweb.weebly.com/

[flpersonalinjurylawyer-blog]

Ways to Maximize Your Personal Injury Claims

The worst thing you can do in a personal injury case is to go it alone. A personal injury lawyer can help maximize your compensation.

If you’ve been injured in an accident in South Florida, your first thought probably isn’t “who can I sue?” You may be seriously injured at worst and extremely shaken and overwhelmed at best. That is perfectly normal, and seeking medical attention should be your main priority, regardless of whether or not you think any injuries you have are serious.

You may also be counting on your insurance to handle everything, after all, that’s what it’s for, right? However, things don’t always work out that way. If the accident is not your fault, there are several things you can do to make sure you get the personal injury settlement you deserve.

Why You Should Preserve All Evidence

The events after an accident often seem to happen in a blur. You may not remember exactly what happened right before or directly afterward, especially if you are injured. These days almost everyone has a cell phone on them, so if possible, you or a friend should take some pictures of the scene of the accident and your injuries. Road conditions, traffic signs, and damages to all vehicles should be documented if possible.

Try to take down the names and contact information of everyone who witnessed the accident. The police should be called, and they will make a report of the accident. Make it a priority to get a copy of the report as soon as you can. Your personal injury attorney can follow up if needed.

Keep Your Documentation Organized

Be sure to keep all documentation in a safe place in case you need it. If you end up going forward with a personal injury case, there will be a parade of phone calls, emails, exchange of insurance information, medical bills, police reports, calls to doctors, and more.

Document everything including who you speak to, when you talk to them, and what you discuss. Keep everything organized and in one place so you can easily find it when you need it. This is definitely a time when it pays to be prepared for the worst and hope for the best, and detailed record-keeping can make the difference in a personal injury settlement.

Why You Should Seek Immediate Medical Treatment

Seek medical treatment immediately, whether you think you are seriously injured or not. Some injuries aren’t noticeable immediately after an accident, but once things calm down, you may feel aches and pains, or worse.

If you don’t see a medical professional as soon as possible, it leaves the door open for the insurance company to claim you weren’t seriously injured and it can affect the amount of your settlement. In Florida, you have fourteen days to seek medical treatment in order to qualify for no-fault benefits and four years to file a lawsuit. So, while getting treatment for your injuries is essential so that you can return to health, it is also important should you decide to file a lawsuit.

In addition, you should follow the treatment plan recommended by your doctor to the last detail. This includes any prescribed physical therapy or treatment for post-traumatic stress or flashbacks. Part of your case may include compensation for ongoing medical treatment required due to injuries from the accident. Again, if you fail to do so, a case could be made that your injuries weren’t serious enough to require compensation.

Respond to All of Your Personal Injury Attorney’s Calls and Requests

The personal injury claims process can be complex and time-consuming. It is crucial that you comply with everything your lawyer asks for, to the best of your ability. This may mean not skipping medical appointments, keeping an accurate list of medial providers, documenting lost wages, and more. There may be other relevant information you can provide, so be sure to respond promptly to your lawyer’s calls and get them everything they ask for.

Be Honest

One of the main factors in determining the value of your personal injury case is your credibility. This means not only how honest you seem to be, but how honest you are proven to be. Even a hint of dishonesty can put your entire case in danger. Your personal injury lawyer should be present whenever you provide a formal statement, and that statement should always be true.

Avoid Social Media

Stay away from social media while you are involved in a lawsuit. Any communication on social media about your lawsuit or accident may damage the outcome of the suit. It may be tempting to air your frustrations with the case or the accident, but it’s not a good idea. You may want to avoid social media for the duration of your case and until your settlement is reached.

Know the Statute of Limitations

If you’ve been in a car accident in South Florida, it’s important to be aware of the Florida statute of limitations. Under the statute and in most circumstances, you have four years to file a lawsuit. This is a critical window to be aware of since often injuries from accidents may not be apparent for quite some time.

Keep Tabs on Your Insurance Policy

Your insurance policy may also have a time limit, and most require signed proof of loss within a specified time frame. You must adhere to this time requirement unless you get a written waiver from your insurance company. If you miss their deadline, you may also lose the right to file a lawsuit.

How to Convince the Other Side Their Personal Injury Settlement Offer Is Inadequate

If you receive a settlement offer that is unreasonably low, stay calm. How you respond to this initial offer will make a difference in whether or not you end up with a fair offer. It’s important to maintain a professional relationship with the other side, and let your personal injury lawyer in South Florida handle all communication. Just keep in mind that the first offer should almost never be accepted. Consider it a starting point for future negotiations.

Rejecting the initial settlement offer will show the other side that you are serious about getting the amount you deserve and that you and your attorney know your case is strong. After consulting with you, your attorney will reject the offer and detail why it is inadequate.

How Are Personal Injury Claims Calculated?

Once you and your lawyer begin negotiating your settlement, you will calculate how much money you need. This is an important calculation since once you settle, you are giving up your right to take any more legal action. This is true for all personal injury areas of practice, including injuries due to an auto accident, a slip and fall, medical malpractice, and more.

Consider all factors, don’t assume that you can sue for only one kind of damages. There are several different damages you may incur due to your injury. You may not even be aware of the types of losses you can be compensated for. In general, personal injury claims are calculated using the following factors:

Medical Bills and Expenses

All your expenses incurred due to the accident such as doctor’s visits, hospital stays, physical therapy, therapeutic equipment such as crutches or braces, and anything else prescribed by your medical professional.

Property Damage

Courts generally base property damage on the reasonable cost of repair, or fair market value if the damages can’t be fixed.

Lost Wages

If you missed work due to your injuries, you can add the amount to your settlement.

Future Lost Wages

If you will be missing work because of ongoing treatment, or you cannot work while you recover, you can add the amount to your settlement.

Future Medical Expenses

Don’t forget about future medical expenses. If your injuries require ongoing treatment, you are entitled to compensation. You can add an estimated amount for these expenses.

Pain and Suffering

Florida law recognizes pain and suffering as a general damages claim. It is calculated based on the severity of the injury, length of expected recovery, type of medical treatment required, prognosis, and impact on your quality of life.

This is where keeping good records and documenting everything will make or break your case. If even one bill is missing or doubt is cast on one piece of evidence, your entire case may be lost.

Don’t Go It Alone

The worst thing you can do if you are involved in a personal injury case is to go it alone. Hiring a personal injury lawyer can help you maximize your compensation. They will guide you through every step of the personal injury claims process. At each stage, a personal injury attorney can advise you how to proceed, help you build the best possible case, and handle all communication with the other side to get you a fair settlement.

And, in the event that your case goes to trial, your lawyer will be by your side to present your case in a way that will help you get the best possible result. Personal injury lawsuits take patience. Navigating the complexities can be difficult and time-consuming. Your personal injury lawyer in South Florida can help you get through the process and get the maximum compensation for your case.

[alkepdmarilynnjy61insurance-blog]

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affordable car insurance utah

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BEST ANSWER: Try this site where you can compare free quotes :tipsinsurance.xyz

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