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thebrewstorian · 4 years ago

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This is the [incomplete] story of Oregon beer, part 2

This is the second part of the story of Oregon beer.

Read This is the [incomplete] story of Oregon beer, part 1

This talk is based on an Oregon Encyclopedia article I wrote.

Last February I gave a talk at the Oregon Brewers Guild dinner. None of us knew what was ahead for public health, the economy, and social change. I love giving talks and will certainly repurpose this one, but for now, here are the slides and script with a few additions to reflect the pandemic shut down and updated screenshots from the beer guides.

https://guides.library.oregonstate.edu/beer_research

https://guides.library.oregonstate.edu/brewingarchives

In the spring of 1980, Charles and Shirley Coury, who had owned a vineyard for 13 years in Forest Grove, opened a brewery Portland. They called it Cartwright Brewing Company (Cartwright was Shirley’s maiden name) and their first offering was 150 cases of a mild, English-style ale called Cartwright Portland.

Coury found century-old beer beer-making recipes in “beautiful, old brewing textbooks” in the stacks of the Multnomah County Library. He also made Legal Lager and Deliverance Ale, the latter an attempt to raise money to keep the business open. The beer was nearly $1 per bottle, which was more than customers expected to pay; but the price point wasn’t the issue, the inconsistency was. Although Cartwright closed in 1981, it roused consumers’ appetite for a locally made, small-batch beer, but it also inspired the brewers who came a few years later.

The mid to late 1980s were an exciting time for Oregon Beer.

Richard and Nancy Ponzi, also winemakers, opened Columbia River Brewing (later called BridgePort) and brothers Kurt and Rob opened Widmer Brewing (they added “Brothers” to the company’s name a few years later). Karl Ockert, a recent UC Davis graduate with a degree in winemaking, joined the Ponzis summer 1983 at their vineyard. He and Ponzi were interested in beer and began planning a brewery and portfolio of ales. One became their namesake: BridgePort Ale. Others followed: the award-winning BridgePort India Pale Ale, Blue Heron Pale Ale (named after Portland's official city bird), and a barley wine named "Old Knucklehead." BridgePort was acquired by The Gambrinus Company, owned by Carlos Alvarez, in 1995. Brewery operations ceased in February 2019, and the brew pub closed the next month.

Kurt Widmer enjoyed homebrewing and full-flavored beer. After seeing Chuck Coury’s brewery he knew he had a chance at success. His brother quit his job, his father came out of retirement, and his sister in Germany joined as a partner. Their first beer was a Dusseldorf-style Alt and in 1986, they introduced their "Hefeweizen" to America. Rather than a traditional Hefeweizen characterized by distinctive yeast flavors, this was an unfiltered version of their existing wheat beer (Weizenbier) and used Cascade hops. They served it with a slice of lemon to accentuate the citrus flavors of the Cascade hops. In 2007, Redhook Ale Brewery and Widmer Brothers merged to form a new company called Craft Brewers Alliance, which was later renamed as Craft Brew Alliance. In January 2019, Widmer Brothers Brewing closed its taproom after 22 years. In November, 2019 Anheuser-Busch purchased the remainder of CBA.

Fred Bowman started homebrewing after receiving a “How To” guide from high school friend Jim Goodwin, who was also a talented jazz musician. They brewed test batches in Bowman’s basement and were soon joined by high school friend Art Larrance. In 1984, Bowman and Larrance had a franchise agreement for Portland Brewing Company to produce Bert Grant’s Scottish Ale and Russian Imperial Stout and had leased the 58-year-old Holly Farms creamery building in Portland, but they needed more money before they could open. The two raised $125,000 with a common stock offering and leased equipment from Imperial Leading in Lake Oswego. “Mac” MacTarnahan invested $25,000 and in 1992 they named MacTarnahan’s Pale Ale after him; it became the Portland Brewing’s flagship brew. By 1998 the company was in financial trouble, and that year MacTarnahan bought $3.5 million in debt in exchange for stock. Portland Brewing Company merged with Saxer Brewing Company of Lake Oswego in 2000. In 2004, MacTarnahan, then 88 years old, sold the company to Pyramid Breweries of Seattle. In 2008, Pyramid was acquired by Magic Hat Brewing Company, which was subsequently bought by North American Breweries and then by the Costa Rican company Florida Ice & Farm Company.

McMenamins is famous for brewpubs, music, and hotels. Many of their locations are in rehabilitated historical properties and at last nine are on the National Register of Historic Places. McMenamins was founded by brothers Mike and Brian McMenamin, who grew up in northeast Portland, Oregon. Their influence began in 1974 with the opening of Produce Row Café, which soon made a name as one of Portland's first bars devoted to quality imports and craft beer. Don Younger’s Horse Brass Pub, which opened in 1976, was also an essential component in increasing consumer access and awareness of imported and local beer, as well as provided a community space to share beer experiences. In 1985, the McMenamins opened Oregon’s first brewpub in the Southwest Portland neighborhood of Hillsdale with brew master Carlos Santos. They didn’t adhere to a style and their beers were often unsettling to brewing traditionalists; they used ingredients like blackberries, apples, blueberries, spices, and candy bars. Their first theater pub, and the first in Oregon, was the Mission Theater & Pub (1987). The company then entered the broader hospitality business starting in 1990, when they converted a 74-acre site (that at one time served as the Multnomah County Poor Farm) into McMenamins Edgefield.

One major event that impacted the trajectory of the beer industry in Oregon in the 1980s was legislation that married production and sales.

Before 1985, brewpubs were essentially illegal in Oregon. The state’s post-Prohibition laws said alcohol manufacture and retail could not occur on the same premises; instead, breweries had to work with a third-party distributor to add taps and sell their product. Bowman, Larrance, the Ponzis, the Widmers, and the McMenamin were instrumental in lobbying to legalize the marriage of production and on-site sales.

In early 1985 House Bill 2284 proposed a brewery-public house license that would allow the brewing and selling of malt beverages at the same location; however, wholesale beer suppliers feared new brewpubs would cut into business and launched a counter campaign. On May 9, 1985 HB 2284 was tabled and died. The second bill, SB 813, proposed a bed and breakfast license to permit the sale of beer and wine, as well as a brewery-public house license for manufacturers producing less than 25,000 barrels of malt beverage. On July 13, 1985, Governor Vic Atiyeh signed Senate Bill 813, the “Brewpub Bill,” into law. It allowed brewers to make and sell beer on the same premises, key for increasing revenue and gaining new customers.

Although growth over the next 10 years was slow, throughout the 1980s, four other breweries opened in other parts of the state: Full Sail Brewing (Hood River) and Oregon Trail Brewery (Corvallis) in 1987, and Deschutes Brewery (Bend) and Rogue Ales (originally in Ashland) in 1988. Portland has always had the largest concentration of breweries and Central Oregon has seen exceptional growth, but breweries have opened in new areas to attract diverse consumers. Examples include Calapooia (1993, Albany), Cascade Lakes Brewing Company (1994, Redmond), Terminal Gravity (1996, Enterprise), Barley Brown’s (1998, Baker City), Walkabout Brewing (1997, Medford), Ninkasi (2006, Eugene), Fort George (2007, Astoria), and Block 15 (2008, Corvallis).

A maturing industry needed skilled brewers and since its establishment in 1995, Oregon State University’s Fermentation Science program in the Food Science and Technology department has led brewer education. Homebrew clubs and organizations around Oregon have also provided training for future professionals. Founded in Portland in 1979, the Oregon Brew Crew is one of the oldest and largest home brewing clubs in the United States; it is appropriate that their meetings are held at F.H. Steinbart, a homebrew shop founded in 1918 and the oldest in the country. Other pioneering clubs include the Heart of the Valley Homebrewers (1982, Corvallis) and the Cascade Brewers Society (1982, Eugene).

The Oregon Brewers Guild fills an important role as a non-profit advocate for the state’s breweries; founded in 1992, it is one of the nation's oldest craft brewer associations. Two other important organizations to support increased gender equity in brewing started in Oregon. The Pink Boots Society was founded in 2007 by Teri Fahrendorf, former brewmaster at Steelhead Brewing in Eugene, as a professional organization to support women in the brewing industries. In 2011, Pink Boots members created Barley’s Angels as an educational community for consumers; it became its own organization in 2012.

In addition to more breweries to choose from, consumers had other ways to engage with beer. The Oregon Homebrew Festival, established in 1982, is the Pacific Northwest’s oldest homebrew competition; others followed, including the KLCC Brewfest Homebrew Competition and SheBrew. The Oregon Brewers Festival (established 1988) is one of the nation’s longest running and largest craft beer festivals; others throughout the state include the Portland Craft Beer Festival, the Festival of Dark Arts in Astoria, Bend Brewfest, and Mt. Angel's Oktoberfest.

The increasing popularity of homebrewing and accessibility of imported beers certainly had an impact on the preferences and palates of consumers, as did writing about beer in the public press. Fred Eckhardt was a well-known advocate, critic, educator, mentor, and historian, and his written work on beer and brewing encouraged generations of people to think about beer in new ways. Inspired by a 1972 visit to Anchor Steam Brewery, Eckhardt became an avid proponent of tasteful, complex craft brews. He urged people to focus on flavor, style, and experience in the Oregonian, and also wrote regular articles in national industry publications like Celebrator Beer News and All About Beer. He rose to prominence with his 1970 A Treatise on Lager Beers, a guide to homebrewing and the evolution of lager beer, and 1989 The Essentials of Beer Style.

The Oregon Hops and Brewing Archives acquired his papers in 2015, and I feel incredibly lucky to have had the opportunity to preserve and provide access to materials that document such important moments in this history.

In more recent years, as print publications have folded, blogs, podcasts, and news aggregate sites have dominated Oregon beer news and information. Reporting about the beer industry has changed a lot in the past year, and I am grateful that there are still web sites like New School Beer and Brewpublic, as well as notable journalists and authors like Jeff Alworth, Denny Conn, and John Abernathy reporting on local issues.

Electronic, paper, oral histories? I’m interested in collecting all the things that document the industry. In the last year we’ve added collections from the Oregon Brewers Guild, Widmer Brothers Brewing, the Pink Boots Society and Barleys Angels.

We have Fred Eckhardt’s papers, as well as Denny Conns and a collection of research materials from Pete Dunlop. Other collections include Master Brewers of America District Northwest Chapter Records, the Oregon Hop Growers Association, and scanned collections from both Fred Bowman and Art Larrance.

Find a list of all collections and oral histories on the OHBA guide.

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trustowl · 2 years ago

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With our employee database, the possibilities are endless. Learn about salaries, pros and cons of working for Paramount Equity Mortgage directly from the past employees.įind People by Employers You can rekindle an old relationship, reconnect with a long-lost friend, former boss, business acquaintance who might be useful in your new line of work. You can even request information on how much does Paramount Equity Mortgage pay if you want to. You can filter them based on skills, years of employment, job, education, department, and prior employment. Paramount Equity Mortgage List of Employees There's an exhaustive list of past and present employees! Get comprehensive information on the number of employees at Paramount Equity Mortgage. Founder: Hayes Barnard Founded: 2003 Headquarters: Roseville, CA Number of employees: 650 (2015) Parent organization: Paramount GR Holding, LLC Going with anyone else is a waste of precious time and money.Paramount Equity LLC., headquartered in Roseville, California, and consists of Paramount Equity Mortgage, a residential mortgage lending company, Paramount Solar, a residential solar power solutions company, and Paramount Equity Insurance Services. Buying or selling a home is one of the most important transactions you will encounter in life. We’ve worked with 3 Seattle real estate agents… Marcel is the leader in every category. We were able to pursue our transaction flawlessly - which I am thoroughly confident would not have played out so smoothly with a different Realtor. In bidding for our new home, the sellers tried to throw us a curve ball, and when the chips were down, Marcel was there to fight for what we needed. We have a special needs family, and Marcel was able to find the perfect house for us, staying within our price range, desired commute distance, square footage - even good-to-go for our dogs. In finding our new home, we got to the point where we were truly running out of time, and inventory was low. In pricing and marketing our home, he hit our target audience directly on point. Marcel sold our Phinney Ridge home in 4 days! His professionalism and 14+ years experience were evident from the start. We recently moved into our beautiful home, and the longer we are here, the more we love it. Ultimately, they steered us in the right direction both in house and neighborhood. They were great conversationalists, and had a deep knowledge of the cultures of the various neighborhoods, and therefore helped us make sense of our new city. They obviously were taking mental notes with each walk-through as to what we were liking and not liking. And I think most importantly, they were very good at reading us. Afternoons, evenings and weekends, they made sure we saw everything. Between Marcel and his associate Jeremy, they MADE time to help us with our massive speed search, even breaking an office record showing us 19 houses in one day. All we knew was that we wanted to be in Seattle proper, we knew our minimum square footage, we wanted a good kitchen, and we wanted a nice sized basement that could be at least partially used as a workroom. And as we soon found out, Seattle real estate is very different from Ohio real estate. My husband and I had only been in Seattle once before for only a couple of days, so we were completely unfamiliar with the area. We were relocating from Cleveland to Seattle, and due to restrictions associated with our move and corporate housing, we had a very short deadline.

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trustfusion · 2 years ago

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It was at this point Flynn and Pettinger realized they were on to something major.Ī couple of years later, Flynn contacted Strang again and bought the rest of his stores, swiftly expanding the footprint from 10 to 72 units. The group proceeded to open a ninth and 10th restaurant, which debuted with high volumes. Within half a year, average weekly sales grew to $60,000. Krebsbach launched multiple initiatives, such as leaning into the bar and late-night business, shifting promotions to different lines or products, and stacking employment to meet higher sales volumes. And to ensure everyone’s interests were aligned, the duo shifted his compensation heavily toward profit sharing and gave him an equity interest. And he said, listen, we can make it here in this market, but we need to do things differently than the way they’re done in the Midwest.”įlynn and Pettinger gave Krebsbach freedom to make operational and CapEx decisions. “He is perhaps the best restaurateur I’ve ever met in my life,” says Flynn, describing Krebsbach. Subsequent to the acquisition, he joined Flynn’s company as director of operations. Neither had much knowledge on running a full-service restaurant, but that void was filled by Dan Krebsbach, who spent years working for Strang in the Minneapolis and Seattle markets. The restaurants earned about $45,000 per week.įlynn entered the venture with Brad Pettinger, who he recruited to build the World Wrapps business. His Seattle outlets, however, were struggling due to expensive real estate, construction, wages, and food. He bought those Applebee’s restaurants from Cleveland-based franchisee Don Strang III, who owned roughly 70 units in Minnesota, Ohio, and Indiana, and was starting to develop New Jersey and Delaware. So he took out a loan and purchased eight stores in the Seattle market. In that era, the hottest segment was casual dining, and the leader in the category was Applebee’s, Flynn says. “And then once you do it, the customers already know you, employees know you and want to work for you, the landlords know you and want to lease to you, vendors know you and want to sell you equipment. “I looked at this and it’s like wait a minute, I can borrow all of the money on a non-recourse basis to do this,” Flynn says. “Basically, you have to come up with all the money to do this.”īut in the late 1990s, he became aware of a financing opportunity in which he could receive all the necessary funds to buy into a top-tier franchise restaurant.

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“And you can’t borrow a dime for it, except on a full recourse basis,” Flynn explains. Nearly all aspects were inherently more difficult, whether it was convincing landlords to lease space, vendors to sell their equipment, employees to come work, or customers to try the food. Flynn also recognized that because he was in the beginning stages of an independent restaurant transforming into a small chain, he was playing in the riskiest end of an already treacherous sector. He learned to be a jack of all trades working in the front of house, back of house, construction, and other various tasks. Between 1995–1999, he opened 14 units, and was quickly introduced into the “school of hard knocks for running restaurants.” To accelerate development, Flynn agreed to build stores in Seattle, where he was growing a budding real estate business. “Everyone thought ‘oh my God, we’ve got the next Starbucks on our hands, and we need to bring this to market as fast as possible,’” Flynn recalls. The first unit opened in San Francisco in February 1995, with lines around the block. The company was founded by a classmate from the Stanford Graduate School of Business, and Flynn decided to make a small investment. That journey Flynn speaks of began in the mid-1990s via World Wrapps, a restaurant that “started the whole wraps phenomenon,” he says.

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sellmyhouseforcashseattle · 2 years ago

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Expect more price corrections in the housing market

Home prices are going to drop in many markets around the U.S., and this is according to Black Knight. The root of the problem seems to be that people will have less equity in their homes during the third quarter when compared to before July's decline home values were seen in June. According to Black Knight, home prices in July dropped 0.77 percent from the previous month, marking the largest single-month decline since January 2011. While July's home price increased 14.5% year over year and grew more than three times the long-term average, "backward looking metrics," such as these, can be deceptive because they may mask more current, pressing issues," said Ben Graboske, data and analytics president at Black Knight. Sell My House For Cash Seattle According to the American Gas Association, natural gas prices were down around 12% year-over-year as of June 30. Natural gas prices fell even further in July, by around 9% on average throughout the country and more than 85 percent of important markets have seen rates come off their peak levels. The average home price in San Jose, California has decreased by 10% in the past few months, making it the city with the most significant pullback. Other cities included Seattle, Washington (-7.7%), various locations in California such as San Francisco (-7.4%), San Diego (-5.6%), Los Angeles (-4.3%) and Denver, Colorado (-4). According to Black Knight, falling home prices have a far greater impact on tapable equity levels, which is the amount that a homeowner may borrow against while maintaining a 20% equity stake. Black Knight predicts that tappable equity will decrease in the third quarter, marking the first decline in three years, following a 10th consecutive quarterly record of $11.5 trillion in the second quarter of 2022. Since the pandemic, home values have increased, so nonbank lenders are now offering products like home equity loans and HELOCs. In the past, these types of products were only offered by banks. In August, Rocket Mortgage and its wholesale arm Rocket Pro TPO started offering home equity loans. Last month, Guaranteed Rate introduced a digital home equity line of credit (HELOC), which allows borrowers to draw for two-to-five years. loanDepot and New Residential Investment Corp. are planning on launching HELOC products as well in the near future. The deterioration in tappable equity has already prompted Black Knight to lower its expectations for the S&P 500 index's peak. The country's total tapable equity is down 5% over the previous two months, according to the firm. In July, the five West Coast housing markets with the most equity available reduced their tappable equity by 10-20% from what was available in April. These markets include Los Angeles and San Jose, California. Overall, Black Knight is confident in the market's ability to weather a downturn. The total leverage of the market as of the second quarter - including both first and second liens – was just 42% of mortgaged property values, continuing a trend that began in early 2017. A 5% national home price drop would bring just 0.9% of properties underwater, mostly affecting purchasers who purchased in 2022. “While a loss in lendable equity would certainly impact overall household wealth levels and likely have downstream impacts on equity withdrawals and related spending, the housing market is in a strong position to absorb such price declines,” Black Knight said in its monthly report. Data from Black Knight shows that the number of originations decreased 4% year-over-year in Q2, and they are expecting it to drop 15% more the next quarter. This is lower than what was seen before the pandemic began in 2018 and 2019. The number of people refinancing their loans fell 50% from the first to second quarter this year, representing a 70% drop from last year. This is the lowest point since early 2019.

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topappcompany · 3 years ago

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Top 6 Types of Loans You Should Not Get

Good credit depends, in part, on having a healthy combination of loans that you can manage successfully — something like a home loan, a car loan, and a small credit card balance can improve your credit union and help you strengthen your creditworthiness.

There are some debts, however, that should not be part of your debt consolidation. While it may be advisable to borrow to own a home or reliable transportation, not all loans are profitable.

Here Are Six Types of Debt That You Should Never Get:

1. 401 (k) Loans

A loan taken out of your 401 (k) retirement account may seem like an easy option, but you should consider some options first because they affect the retirement you have worked so hard to build.

It is true that 401 (k) loans carry low interest rates and are tax free, but you repay the loan with dollars after tax, all of which when you lose income those retirement savings should accumulate for you.

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2. Payday Loans

The loan date for payment is usually small, a minimum of $ 500. These types of loans are repaid with a single payment, usually within two weeks to one month of the loan. On the "payday", you are expected to repay the loan in full. If you have a regular salary, either for work, social check or pension, you can get one of these loans (you think they are legal in your province).

The Consumer Federation of America has published a report stating that:

The repayment date loan has a 50-50 chance of automatic trigger in the first year of use

It leaves borrowers twice as likely to apply for a mortgage

Borrowers are more likely to pay off some of their debts, such as credit cards.

Just say, "no" to the loan repayment date.

3. Home Loan Equity Loan Loans

This is tricky, because a mortgage loan - where you borrow part of your mortgage - can be a good idea for home improvement, but you should avoid it in order to cover debt.

The worst case scenario is that you will not be able to repay the mortgage and end up selling your house or losing it as a result of the disclosure. Never put yourself in that position - never lend equity to your home unless those funds are set aside to make the home more expensive.

4. Title Loans

A car deed loan allows you to borrow for a short period of time by setting the title of your car as collateral. Like the repayment day loan, these loans are temporary and have a very high APR. And like a mortgage, you get a mortgage on the property — in this case your car — for a quick fix.

The risk is great, as you may lose your car if you do not pay as agreed. Worse still, people may lose their car at a much lower cost than the car.

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5. Extra Money

You will be use credit cards to make purchases, so why not use them to get cash? Because it's a bad idea. Payment is not the same as withdrawing money from a bank. This is a loan, and it is very expensive and very easy to get.

If you receive cash in advance, you will be charged in advance, usually up to 8 percent of your loan amount. Then you pay interest on the credit card higher than the standard interest rate on a credit card purchase. On average, interest rates for the balance of payments are 7% higher than the average purchase rate.

6. Personal Loan From the Family

It should be clear how many ways this type of loan can work. When you borrow from people you love, your failure to repay can damage the most important relationship in your life.

Worse yet, there is a good chance that you will fail to repay, because your family members will not be able to violently pursue collections like a traditional lender. That leads to loose payment systems, which increase tensions.

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laughawayeternity · 3 years ago

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Finally, the fifth and final key to successfully trading stock options is yourself, particularly your trading psychology.

Advantages of an Options Trading SystemLeverage - Trading options gives your account leverage on the stock market. With options, you can control hundreds or thousands of shares of stock at a fraction of the price of the stock itself. A five to ten percent change in the price of a stock can equate to a gain of one hundred percent or more in an option. Try to focus on percentage gains versus dollar amount gains in your trading. It requires a fundamental shift in conventional thinking, but it is crucial to managing a successful trading system. Objectivity - A good options trading system is based on measurable criteria that trigger buy and sell signals. It takes the subjectivity and second guessing out of your trading so you can focus on preset factors that make for an explosive trade. Flexibility - Nearly all options traders will tell you that options allow for flexibility in your trading. Opportunities in the options market make it incredibly easy to profit from short-term positions. With earnings events and weekly options, you can build strategies for overnight gains with clearly defined risk. There are a several ways to profit in any kind of market condition from trending to range bound.

basic options trading course udimy Louisiana This statement is not meant to be grandiose, idealistic comment made by some 'trading theorist', rather, it is a statement born out of the hard knocks and success experiences of the author and many other long-term, successful trader contemporaries.

There are many good swing trading systems available today. We suggest you obtain one. Bottom line with swing trading is that you want to swing trade with the trend. Options brokers these days have advanced order technology that will allow you to enter swing trades based on the price movement of the stock so you don't have to watch this stock all day. That huge advancement to swing trading options. Swing trade the day bars. Most swing trading systems are based on daily bars on the stock price chart. Swing trade the Intra Day Bars! Their other fantastic systems based on intraday charts that pin point swing trading entries. Develop an options trading system that trades three to six month trends. This is where the big money is. Trading the large trends is where many are able to place larger sums of money to develop their net worth. Develop an options trading system that trades pivot points. Pivot point trading is arguably the best way to trade options, because price action usually is explosive, and happens quickly in our direction when a trade works. This is good because you can use shorter-term options and leverage yourself a little better. And it's also nice you can make great gains in five days to four weeks on average so time decay issues become less of a worry. There are many different directional trading methods you could use to trade options. You need to pick one, work it, and never use more than 10% options position size per trade on small accounts 1% to 5 % max position size on larger accounts. This methodical way of money management trading options is the fastest way to potentially rapid account growth, helping you avoid needless set backs. Options Trading System - 5 Steps To Better Options TradingWhat is an Options Trading System?Before sitting down to write this post, I thought I would search the Internet to see what information existed on options trading systems. I was shocked to find that there was barely anything posted on the subject. Seriously! There are hundreds of websites, brokerage firms, and trading services that want to sell you their system. The reality is that very few are able to describe what an options trading system actually is. At its core, an options trading system is a method of generating buy and sell signals through a tested method of stock analysis. The system can be based on any type of option strategy and includes both fundamental and technical analysis. Options trading systems might focus on changes in underlying stock price, volatility, time decay, unusual buy/sell activity, or a combination of these elements. Essentially, it is a checklist of criteria that must be met before trades are entered. When all conditions are met, a signal to buy or sell is generated. The criteria are different for each type of option trading strategy. Whether it is long calls, covered calls, bear spreads, or selling naked index options, each has its own trading system model. An option trading system that is worth its salt will help you weed out false signals and build your confidence in entries and exits. How Important is an Options Trading System?The options market is very complex.

best course on options trading Louisiana By understanding time decay, factoring an option's time into your trading method, how volatility impacts a stock option's value, what defines a reliable stock option trading methodology, and your own trading psychology you now have a foundation to develop into a winning stock option trader.

Finally, the fifth and final key to successfully trading stock options is yourself, particularly your trading psychology. Human beings and there mental makeup are extremely complex so it is extremely important that stock option traders not only have a sound stock option trading methodology but the discipline to follow their trading methods. You can give two people the same exact winning trading system but it is very common for them to have different results. Invariably, the one that has the ability to remain as detached from his losing trades as well as his winning trades while maintaining the discipline to follow the system's rules no matter the trading result will emerge the greatest winner in the end. Using these five keys as a basis to develop your stock option trading methodology can help you avoid the mistakes and pitfalls of many beginning option traders. By understanding time decay, factoring an option's time into your trading method, how volatility impacts a stock option's value, what defines a reliable stock option trading methodology, and your own trading psychology you now have a foundation to develop into a winning stock option trader. Finding Or Creating Your Own Options Trading System That WorksStock Options are wonderful! This clever derivative of the equities market has to be one of the most ingenious inventions of modern times. For the trader who can learn how to win at trading options there are many luxuries in life that can be experienced. Success in options trading requires a consistent approach for long-term success. This statement is not meant to be grandiose, idealistic comment made by some 'trading theorist', rather, it is a statement born out of the hard knocks and success experiences of the author and many other long-term, successful trader contemporaries. This "consistent approach" to options trading can also be called a "trading system", or an "options trading system" in this case.

find a thinkorswim options trading mentor Louisiana But this means you need a directional stock trading system in order to trade directional options.

By acknowledging your blind spots and making adjustments, you can keep your system in line with changing market trends and conditions.

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johnboothus · 4 years ago

Text

VinePair Podcast: Sustainability Week

On this week’s episode of the “VinePair Podcast,” Adam Teeter and Zach Geballe prepare listeners for VinePair’s Sustainability Week. The weeklong event is a celebration devoted to the importance of going green in the drinks world. Listeners will get the opportunity to hear in-depth conversations with winemakers about sustainable food and wine pairings and attend some one-on-one classes.

In this episode, Teeter and Geballe discuss the importance of sustainability and why its definition should go beyond agricultural practices — encompassing issues such as equity, access, and mental health in addition to healthy agricultural practices. Adam and Zach urge listeners, as well as themselves, to not only understand the holistic importance of sustainability, but to also practice it moving forward.

Don’t forget to join us for Sustainability Week!

Listen Online

Listen on Apple Podcasts

Listen on Spotify

Or Check out the Conversation Here

Adam Teeter: From VinePair’s New York City headquarters, I’m Adam Teeter.

Zach Geballe: And in Seattle, Washington, I’m Zach Geballe.

A: And this is the “VinePair Podcast.” I can’t believe I said New York City headquarters. I’m actually still in Brooklyn.

Z: I was just like, “Oh my God. Are you back?

A: No, we’re in the process. We’re definitely reopening the office in the next few months, but I’m still in Brooklyn.

Z: That’s OK. It sounded good. It’s aspirational, let’s put it that way.

A: You’re moving, huh?

Z: Yeah. I was surrounded by partially full wine boxes. It turns out that the single biggest component of this move so far has been moving drinks. I unsurprisingly own a shitload of wine and booze. The boxes of wine are heavy. I knew this, but after a year out of restaurants, I forgot just how much it sucks moving boxes all day.

A: Where do you keep your wine? Do you have a big cooler? Is it in the basement? What’s your method?

Z: Well, definitely one of the considerations, when my wife and I were house hunting, was that there had to be space for the wine because we had been keeping it in our garage.

A: No!

Z: Fortunately, the garage was actually very stable temperature-wise because of how it was built. It wasn’t underground, but it was totally shaded, which is really unusual. So it worked reasonably well, and we made do. Now, in the house we bought, we have a basement, which is where the vast majority of the wine will live. Also, because I’m this kind of person, I also rented a storage space at a wine storage facility actually very close to where we live now where the stuff that we’re really collecting lives. The stuff that has real potential. Theoretically, if we were going to sell any of that stuff, it is all in a temperature-controlled warehouse and the other 500 bottles of wine are just here in our basement now.

A: 500 bottles of wine in the basement? I thought I had a lot of wine.

Z: Well, out here in the West, we got lots of space.

A: That is insane, man.

Z: It really is. I definitely said to myself, “Why do I own all this wine?” Much of it, I’m not sure if I’ll ever get to drink, although that feeling is starting to fade because maybe over the summer we can actually have people over and open more than one bottle of wine at a time. It feels like a novel concept after a year of opening a bottle of wine, at most, per day.

A: So what have you been drinking, then? Is it all the wine you’re packing?

Z: Oh, I was joking, actually. It’s very funny. My wife and I had dinner last night, and we ordered some fried chicken from a place near us. We both asked, “What are we going to drink?” I said, “We’ll have some Champagne. Oh wait, that’s all over at the new house.” We ended up drinking some Chardonnay that I had lying around and because I didn’t really care for it, I’m not going to say who made it. This is going to be the worst moment of this podcast. I said to myself, “This is what it must feel like to not be a wine professional.” I have 11 random bottles of wine in the house, and none of them go with what I’m eating.

A: Oh, geez, I’m so sorry, Zach.

Z: I know I’m suffering. How about you?

A: What have I been drinking lately? I’m never prepared for this part of the podcast.

Z: I know. Well, it’s the first time we’ve done it, so that’s cool.

A: Seriously, who thought about this idea? I think it was your idea. Anyways, this past weekend, we did a really fun thing. We did a raid of the office because we had some old stuff in the office such as spirits that have been sampled and we needed to get rid of them as we’re getting ready to move back in. So I had some samples of some spirits we had tasted a few years ago. That was fun, but nothing crazy in that regard. The night before, on Friday night, I had a really good orange wine, but I forgot the name of the producer. Again, I was at a restaurant outside with two friends and my wife and the wine was great. I cannot remember the producer to save my life. I didn’t take a picture of it. I was in deep conversation, but it was great.

Z: I’m going to have to get Naomi on this. I’ll make her take pictures.

A: You got to take pictures of the wine. That was the most recent, but on Saturday night, I went to a brewery near my house and had a beer with Naomi. We had a pizza, but the beer wasn’t very good. As you did as well, I’m not going to name the producer.

Z: I have a question for you, Adam. Listeners will perhaps already have the chance to listen when it comes out. We just ran on Friday your interview with the founders of Firefly Distillery, talking about the sweet tea vodka. In talking about it on Slack with some of the VinePair staff, some of whom are younger than us. I think they were taken back at just how big of a deal that was. In Seattle, not in the South, I said that for probably two solid years, one of our absolute best-selling cocktails at the restaurant I was working at was sweet tea vodka and lemonade. It was so all-consuming. I wanted to say I really enjoyed listening to that episode and hopefully you all have listened to it. If not, go listen. Also, when did that cross your radar, and what was your initial response to it when you were trying it?

A: I think it crossed my radar right after I graduated college. I think it was someone still who lived in the South who was like, “Oh, my God, have you had this? Everyone’s drinking it.” I said, “No, what is this thing everyone’s drinking?” Then, I started seeing it all over New York. I remember thinking, “Wow, sweet tea vodka?” Everyone was obsessed. It was just the hot thing. I remember I would see it at parties where people were mixing it with lemonade, mixing it with more tea, all this stuff. It was the rage. Then, the rage moved on to something else. For a while, it was the new Fireball, but not Fireball. Obviously, it wasn’t this “hot” thing you just take shots of, but it was just this behemoth of a product. It’s interesting to realize now that they distill it in partnership with Sazerac, which I never knew. That was really interesting. Also, never knew it was from Charleston, to be honest.

Z: We missed the opportunity to go to the distillery.

A: I know, but it really was fun to do an oral history with them for this episode. It’s one of these products that everyone knew. I was in my early 20s. If you were of a certain drinking age at the time, that thing hit. You definitely drank it. It definitely was at parties you were at. It was definitely at the restaurants you were going to. It’s funny because the portion of our staff now in their early 20s, they were not aware of it because they were in their early teens, if not younger, at the time that this hit. That’s why they wouldn’t know Firefly. But, yeah, it was a lot of fun to do.

Z: Well, maybe we’ll investigate. There’s got to be some other cool stories like that. Some of the other things that become big sensations in beverage alcohol are the products of massive research, development, and investment. It was fun because they said, “Let’s just give it a try and have some Muscadine-based wines.” I would say sweet tea vodka is probably a better use of your time.

A: Totally. So today’s episode is devoted to sustainability and Sustainability Week. This is the first day of Sustainability Week. We are doing an online festival about what sustainability means and all those good things. One of the events of Sustainability Week, if you have not registered, is going to be a live podcast recording tomorrow night if you listen to this on Monday, so Tuesday night. VinePair’s Sustainability Week is having conversations with winemakers about sustainability, food and wine pairings, some one-on-one classes, etc. Tonight, if you’re listening to this podcast on a Monday, again, is a one-on-one on Pais, which is a sustainably made wine in Chile. Now, I thought we could take this opportunity to talk about sustainability in general. Why should consumers care about sustainability? Understanding what it means and when you became aware of sustainability, as a thing that wineries and wine regions were broadcasting to trade especially.

Z: I think you got to that last point where I wanted to start. One of the most important things in this conversation is understanding that the conversation around sustainability is an incredibly important one. One that I’m glad to see has become a bigger part of the broader conversation around beverage alcohol. Part of the reason for that is I think a few years ago, it was very popular for wineries, breweries, potentially even distilleries, etc., to focus on only one portion of what I would consider sustainability, which was the environmental impacts of what they were doing. Obviously, that’s an important element. I think it’s wonderful to be conscious and supporting organic agriculture in all its forms. However, sustainability goes beyond that. It encompasses those things I mentioned, but also looks at other elements that the beverage alcohol industry has been forced to look at over the last couple of years in terms of equality and access, living wages and benefits for employees, and the ways in which consumers, producers, the trade, and media interact with one another. In that sense, I think it’s a pretty new conversation. Wineries and breweries have been broadcasting information about their green practices for a while now. It’s still not common for them to talk about labor practices, in part because some of them have shitty labor practices, even if they are organic or biodynamic. I think it’s important for us in the media, and on the trade side as well as consumers, to push this industry to consider all of these things and more. I’m sure I’ve forgotten important things to bring this conversation to a level where we’re not just talking about one facet of sustainability.

A: Yeah, I agree. I think it’s a lot more. I’m glad we’re having the conversation about sustainability, but I’m also even happier that we’re starting to have a conversation about what it actually means, right? We have this group of people who talk about it a lot now, and by a group I mean wine professionals, regions, etc., but I think the idea of what it is, is much more impactful than I think people realize. When I first started coming into wine, and I promise you, this is what I used to hear from certain people. “Oh, well, sustainability just means that you don’t want to bother getting the certification to farm organically.” Actually, when you start talking to people that really believe in sustainability, it has so much more to do with everything about wine, on top of farming. It has to do with the people, how you treat them, how you pay them, and how you take care of them. It has to do with the products you’re using in the winery, right? The machinery you’re using, how much waste you’re producing, how heavy your glass is. All of that is what sustainability really is. That’s so much more impactful than just organics. Organics doesn’t regulate any of that. For example, it would say, “The fruit has to be farmed according to these specific requirements, and then, only these things are allowed to be used in the winery.” That’s it. It doesn’t mandate what machinery is better for electrical usage or not. It doesn’t mandate what sustainability takes organics into account. It also adds all these other layers, which I think is so interesting.

Z: I think talking about sustainability allows you to find differing equilibrium points for different producers in different places. As an example, in Washington State where I live, most of the growing region for wine is very dry. There isn’t much need for pest control as in other parts of the world where moisture is a bigger issue. I think it can be tempting when you’re in one of those regions to say, “Oh, well, we’re superior because we don’t have to use pesticide or use as much pesticide.” The reality is there are other considerations at play here, including in Washington State, much of the grape growing happens at a removal from the location of the winery, so grapes are being trucked across the state in refrigerated trucks to get to wineries to be made. This means that if you’re going to take sustainability seriously, you have to consider, as you were mentioning, every element from beginning to end of the life cycle of your product and the people who help produce it and get it to market. You mentioned one piece of this I think is really important. You talked about bottles, and I think this is an area where we’re starting to see some really interesting conversation around wine in particular. Packaging is a big piece of this. It’s a big piece of how most people interact with the product. I think we’re well past the days where we should be just OK with a ridiculously heavy wine bottle because it’s a sign of prestige. You need a heavy wine bottle for sparkling wine. You don’t need it for anything else. It’s just wasteful. It’s wasteful of material. It’s heavier and therefore it requires more energy to ship and move around. Looking at all these facets of the industry and saying, “Hey, how can we be better? How can we improve it?” That’s to me what sustainability is about. It’s not about using a few products in the vineyard because they’re forbidden and everything else is greenwashed by that organic label.

A: Yeah, I completely agree with you. I think the biggest issue is that sustainability causes us to have these conversations about why we don’t need these kinds of bottles anymore. It also allows us to have a conversation about — and I’m going to go there — cork. Why does every single bottle need to be under cork closure, especially at certain price points? Cork is extremely wasteful. You are literally taking from a tree so we’re slowly hurting a tree, but it’s extremely wasteful. It’s extremely easy to recycle a screw cap. It’s aluminum. There are lots of studies that prove that many wines do much better under screw cap than under cork. We’re risking so much less taint. And at a price point of under 25 or 30 bucks, why shouldn’t we just have the wines on our screw cap? Also, it’s way more convenient for me. The corkscrew mafia is going to be like, “You’re killing our sales.” But seriously, there are just so many benefits to screw cap, and I know that this is probably something we’re going to talk about in many of the sessions this week, but that’s something we don’t think about, and that is sustainability. Also, when we think about how are you getting your wines to market, right? Is there a more sustainable way to get them there? Is there a way that you can get them to a market that is more carbon neutral so that we are actually trying to figure out a way that we’re burning fewer fossil fuels in order to get these wines to a certain place. Those are conversations that are really important to have, and I think more people care about it. Look, climate change is a real thing. We’re all talking about this more and more. Climate change is impacted by all the ways that we go to bring wine to market, not just the way we farmed.

Z: Yeah, for sure. To me, there’s a couple of points here that are worth making. One of them is not even just talking about closures but again, I’ve become a big proponent of a lot of canned wine. Again, I think there’s no compelling reason to me why a lot of the wine that people drink day to day couldn’t be in a can, Tetra Pak, or couldn’t be in a bag and box. We have to destigmatize those formats. They’re perfectly fine for a lot of wines, unless you are a lunatic like me with a real wine collection, you don’t really need a bunch of bottles. They’re just a pain in the ass to move individually, let alone millions of them across the world. I think another thing to think about in this context is for a long time, for very good reason with wine in particular, the product was shipped around the world and was not put in the bottle until it reached the destination, because bottles are heavy and it’s finicky to fill them. The wine is quite fragile in that setting. I think you’re seeing some of this happening, but I think it could stand to be even more so, where we lose some of the preciousness around wine, putting wine in tanks and things like that is fine. It’s not damaging the wine. Again, for most of the wine that people consume, it would be much more efficient and much less wasteful to bottle locally as opposed to bottling at the winery half a world away and shipping those cases of wine bottles around the world. That’s a lot of packaging that’s being shipped just to get it to your door or to your store. I understand why pushing back against some of these really entrenched things in the industry is hard. For producers, and I don’t blame them, don’t see the benefit to them. It’s a capitalist society for the most part, and people have to make those decisions for their business. Again, sustainability has to also include a business that’s viable in most cases. But it’s incumbent on us, and listeners if you share some of the sensibilities, to think about these things and say, “Hey, I can destigmatize wine that’s shipped to the United States and bottled here or wine that shipped to wherever and bottled wherever.” I think that could be a step in the right direction.

A: I agree. I really love canned wine, but I’m going to go there. What’s really important about why sustainability is so important is because it does take into account all of these other issues. There’s a movement of wine that is telling us right now it’s the cool kid movement.

Z: What could you ever be talking about?

A: Natural? My question to a lot of these winemakers is, what are you actually doing that is sustainable? OK, I get that you’re doing a minimal intervention in the vineyard and you’re doing a minimal intervention in the cellar. But for you to be a real movement that I can get behind, how do you treat workers? How are you getting your wine to market? A lot of people are still shipping over in glass. There are a few natural winemakers going into canned now, but why aren’t more? If these natural wines are marketed to young people, as most natural winemakers say, then why aren’t they just going straight to canned? There have been scandals about how natural winemakers have treated their workers. I think all natural wineries, to be natural, should also be sustainable. If we’re going to use that large term “natural,” if this is the purest form of wine, then it’s also the purest form of taking care of the environment and the people that work for you. Again, I would challenge people to think that way. I also challenge all of us to think about the wines that we’re consuming and the ways that those wines impact every bit of an economy. I think we should celebrate the wineries that are doing things to try to empower populations, to give people jobs and purpose. Because that actually is what’s the most important. At the end of the day, wine is an economic product. It can be an economic driver. If you can figure out a way to be that economic driver sustainably, that’s a really good thing.

Z: Absolutely. And it goes beyond the direct impact. We talk about the environmental impact of a winery. We talk about the way that the company may treat its employees, but it’s also about the surrounding community, too. I think that’s another piece of this that’s important. Unfortunately, there is a situation where breweries, wineries, or distilleries are bad neighbors. Obviously, there are lots of examples where they are good neighbors. I don’t mean to say one or the other, but I think covering beverage alcohol has become a deeply complex task. I think it’s made all the more fascinating, rewarding, and rich by adding all this nuance and dimension to it. It’s also a challenge to us, to you and I, to the VinePair team, to everyone who covers this industry, and again, to consumers as well. Not every person listening is going to give a shit and that’s unfortunate but real. That’s fine. There are obviously products out there where none of this stuff is really a consideration. The taste and the price are the things that matter. That’s cool, too. Obviously, taste and price have to be a piece of sustainability, too. The product has to taste good. It has to be affordable for enough people. When I was younger in the beverage alcohol industry, I thought for a while that the only thing that mattered was how the product tasted. I think there was a certain privilege and naiveté in that mindset. As I became more established, learned more, and traveled more, whether as a podcast host, writer, or beverage director, I had the power to affect change or at least to say in my space, “Hey, look, these are the things that are important to me.” Yes, obviously, the taste is important. It has to be. All these other things have to matter, too, or at least they matter to me. I think it’s important to keep that in mind for all of us. If these are things that matter to you, your decisions — whether you’re a member of the trade, media, or a consumer — the decisions you make, the things you buy, stock, and cover have an impact. We have to be part of the movement towards sustainability as well. It can’t just all be put on the producers.

A: Absolutely. Well Zach, this has been a great conversation, as always. We hope that everyone listening, if you catch this early enough during Sustainability Week, will be able to join some of the awesome events we have happening on our webinar platform throughout the week. Zach, I’ll see you right back here next week.

Z: Sounds great.

Thanks so much for listening to the “VinePair Podcast.” If you love this show as much as we love making it, then please leave a rating or review on iTunes, Spotify, Stitcher, or wherever it is you get your podcasts. It really helps everyone else discover the show.

Now for the credits. VinePair is produced and recorded in New York City and in Seattle, Wash., by myself and Zach Geballe, who does all the editing and loves to get the credit. Also, I would love to give a special shout-out to my VinePair co-founder, Josh Malin, for helping make all this possible and also to Keith Beavers, VinePair’s tasting director, who is additionally a producer on the show. I also want to, of course, thank every other member of the VinePair team who is instrumental in all of the ideas that go into making the show every week. Thanks so much for listening, and we’ll see you again.

The article VinePair Podcast: Sustainability Week appeared first on VinePair.

Via https://vinepair.com/articles/vinepair-podcast-sustainability/

source https://vinology1.weebly.com/blog/vinepair-podcast-sustainability-week

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ericvick · 4 years ago

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US home buyers want to live in city as much as suburbs

PR Newswire and Bloomberg

February 4, 2021 12:27 pm

(Globe wire services) — Cities are alive and well for home buyers.

US housing prices rose at essentially the same rate in urban and suburban areas last year, jumping 8.8 percent and 8.7 percent respectively, according to an analysis Zillow released Thursday.

The data complicate the narrative that workers are fleeing urban areas for the suburbs or even “Zoom towns” out West near ski resorts and national parks, Bloomberg reported.

While prices in the suburban parts of expensive metro areas — including New York, Seattle, Boston, and San Francisco metro — saw bigger gains, home values are soaring broadly across the United States as people rush to take advantage of historically low mortgage rates to get extra space after months of social distancing.

“The for-sale housing market is experiencing a pandemic-fueled surge in both urban and suburban areas,” Alexandra Lee, Zillow economist, said in a statement. “Homes have become more important than ever, and buyers are eager to hit the market to find their next place to live.” In some more affordable metro areas — including Kansas City, Cleveland, and Cincinnati — urban home values accelerated faster than suburban ones, according to Zillow.

Meanwhile, ATTOM Data Solutions released its “US Home Equity & Underwater Report” on Thursday, noting that 17.8 million residential properties in the United States were considered equity-rich, meaning that the combined estimated amount of loans secured by those properties was 50 percent or less of their estimated market value.

The property database found that the count of equity-rich properties in the fourth quarter of 2020 represented 30.2 percent, or about 1 in 3, of the 59 million mortgaged homes in the United States. That was up from 28.3 percent in the third quarter of 2020, 27.5 percent in the second quarter, and 26.7 percent in the fourth quarter of 2019, despite the ongoing economic damage caused by the worldwide coronavirus pandemic, PRNewswire reported.

The report also shows that 3.2 million, or 1 in 18, mortgaged homes in the fourth quarter of 2020 were considered seriously underwater, with a combined estimated balance of loans secured by the property at least 25 percent more than the property’s estimated market value. That figure represented 5.4 percent of all US properties with a mortgage, down from 6 percent in the prior quarter, 6.2 percent in the second quarter of 2020, and 6.4 percent a year ago.

The continued home-equity improvement during the fourth quarter occurred as the US housing market closed out one of its best years in the past decade, with the national median home price soaring 13 percent. Values spiked and the nation’s nine-year housing market boom surged ahead even as the pandemic idled or slowed major sectors of the American economy, throwing millions of people out of work. Market gains resulted from a bubble of buyers who largely escaped the pandemic’s financial damage looking to take advantage of super-low interest rates.

Six of the 10 states with the biggest gains in the share of equity-rich homes from the third quarter to the fourth quarter of 2020 were in the West. The top five were California, where the portion of mortgaged homes considered equity-rich rose from 39.7 percent in the third quarter of 2020 to 46.1 percent in the fourth quarter, Idaho (up from 39.5 percent to 42.7 percent), Montana (up from 31.9 percent to 34.8 percent), Arizona (up from 29.4 percent to 32.3 percent), and Vermont (up from 45.1 percent to 47.8 percent).

The states where the share of equity-rich homes decreased or went up by the smallest amounts were Nebraska (down from 23 percent to 22.4 percent), South Dakota (up from 30.3 percent to 30.4 percent), North Dakota (up from 24.7 percent to 24.8 percent), Massachusetts (up from 35.7 percent to 35.9 percent), and Iowa (up from 21.8 percent to 22.1 percent).

‘‘The good news is that fewer and fewer homeowners across the country are underwater on their loans,’’ said Rick Sharga, executive vice president of RealtyTrac, an ATTOM Data Solutions company. ‘‘But for those homeowners who are, the uncertainty of the economy during the pandemic looms large. The dual-trigger effect of losing a job and being underwater on a mortgage often, unfortunately, leads to a foreclosure.’’

The four states where the percentage of seriously underwater homes rose from the third quarter to the fourth quarter of 2020 were Connecticut (up from 7.7 percent to 8.2 percent), Nebraska (up from 6.9 percent to 7.3 percent), North Dakota (up from 8 percent to 8.1 percent), and Massachusetts (up from 3.8 percent to 3.9 percent).

The counties with the highest share of equity-rich properties were San Mateo County in California, outside San Francisco (71.2 percent equity-rich); Washington County in Wisconsin, outside Milwaukee (69.9 percent); Santa Clara County in California (66.7 percent); San Francisco County in California (63.1 percent), and Dukes County (Martha’s Vineyard) in Massachusetts (60.7 percent).

Subscribe to the Globe’s free real estate newsletter — our weekly digest on buying, selling, and design — at pages.email.bostonglobe.com/AddressSignUp. Follow us on Facebook, Instagram, and Twitter @globehomes.

#buyers #city #home #live #suburbs

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stompernews · 4 years ago

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The Experience of Tyler T. Tysdal Tyler T. Tysdal is presented by Freedom Factory's Robert Hirsch in this new video. Connect with Tyler T Tysdal on Linkedin https://www.linkedin.com/in/tyler-tysdal/ or learn more about his experience in private equity with Effect Opportunities Fund, Cobalt Sports Capital, TitleCard Capital Fund, Tivis Capital, and his wealth of understanding with the Securities Exchange Commission. Go to his social media for more bio info https://www.instagram.com/tyler_tysdal/ Tysdal finished from Georgetown University with a B.S.B.A. in Finance. Tyler was the Chairman of a YPO (Young Presidents' Organization) Chapter, a member of EO (Entrepreneurs Organization) and named 40 Under 40 in the Denver Business Journal. Tyler received his Masters of Business from Harvard Business School and has been a portfolio manager with several portfolio companies. This video was initially released on Tyler Tivis Tysdal's podcast channel https://www.youtube.com/watch?v=Xxl59CVjELQ&list=PLoFLkyts2tRNmCuS0aRD1XGlNQiIUB2sf Tyler T Tysdal is a long-lasting entrepreneur helping fellow business owners offer their service for maximum value as Handling Director of Freedom Factory, the World's Best Business Broker situated in Denver, CO. Freedom Factory LLC helps business owners with the most significant deal of their lives. Before establishing Freedom Factory LLC, Tyler T Tysdal managed a growth equity fund in association with several stars in sports and entertainment. Portfolio business Leesa.com grew rapidly to over $100 million in revenues. Some other portfolio business were in the industries of red wine importing, specialized loaning and software-as-services digital signs. In parallel to managing properties for organisations, Ty was handling personal equity in property. He has had a variety of effective private equity investments and a number of exits in student real estate, multi-unit housing, and hotels in Manhattan and Seattle. Tyler Tysdal has been an owner and Managing Partner of personal equity and venture capital firms, been a business owner raising capital numerous times for his own companies and he started in investment banking working on Initial Public Offerings and Mergers and Acquisitions. Tyler Tysdal Securities and Exchange Commission Investing Podcasts How to recognize if a portfolio management company is a ponzi scheme. FAQ What is Cobalt Sports Capital LLC TitleCard Capital and Cobalt Sports Capital were investment management firms. TitleCard Capital Group, LLC provides investment advisory services. The Firm offers discretionary investment management services to private funds. TitleCard Capital Group serves its clients in the United States. https://www.crunchbase.com/organization/cobalt-sports-capital Does Grant Carter operate a private equity firm near Cherry Creek? Grant Carter has traveled to Denver Colorado. Who else has actually been a Tyler T. Tysdal partner with athletes. https://www-robotics.jpl.nasa.gov/search/search.pl?match=0&realm=all&terms=https://tricitydaily.com/tyler-tysdals-freedom-factory-teaching-entrepreneurs-secrets-of-selling-their-business-for-maximum-val Watch Video

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runnowrelay · 4 years ago

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Where is Tyler Tysdal?

Tyler Tysdal is presented by Freedom Factory’s Robert Hirsch in this new video. Connect with Tyler Tysdal on Linkedin here https://www.linkedin.com/in/tyler-tysdal/ or learn more about his experience in personal equity with Effect Opportunities Fund, Cobalt Sports Capital, TitleCard Capital Fund, Tivis Capital, and his wealth of knowledge with the Securities Exchange Commission. https://www.crunchbase.com/person/tyler-tysdal

Tyler Tysdal got his MBA from Harvard Business School and has been a managing partner with a number of portfolio companies.

View Tyler Tysdal and Robert Hirsch discuss how to offer a service https://www.youtube.com/watch?v=WhJVIagxxwk

This video was originally released on Tyler Tysdal’s channel https://vimeo.com/groups/tylertysdal

Tyler Tysdal is a long-lasting business owner helping fellow entrepreneurs offer their service for maximum value as Managing Director of Freedom Factory, the World’s Finest Business Broker located in Denver, CO. Flexibility Factory helps entrepreneurs with the greatest deal of their lives.

Prior to founding Liberty Factory, Tyler Tysdal managed a development equity fund in association with numerous celebrities in sports and home entertainment. Portfolio business Leesa.com grew quickly to over $100 million in incomes. Some other portfolio companies remained in the industries of white wine importing, specialized financing and software-as-services digital signage. In parallel to handling properties for businesses, Ty was handling personal equity in real estate. He has had a number of effective private equity investments and numerous exits in student real estate, multi-unit housing, and hotels in Manhattan and Seattle.

Follow Tyler Tysdal on Facebook for news https://www.facebook.com/tylertysdals/

15 years of managing investors assets, Tyler Tysdal’s companies handled or co-managed possessions for families in markets such as healthcare, oil and gas, realty, sports and entertainment, specialty loaning, spirits, technology, durable goods, water, and services business. Tysdal’s group advised customers to purchase almost 100 entrepreneurial companies, funds, personal financing deals, and property. Tysdals’s track record with the personal equity capital he released under the very first billionaire client was over 100% yearly returns. Tyler Tysdal has actually created numerous millions in wealth for customers. However, offered his lessons from dealing with a handful of the recognized, extremely advanced individuals who might not appear to be pleased on the benefit or understand the potential downside of a deal, he is back to work solely with entrepreneurs to help them sell their business.

Prior to a profession in asset management with financiers that had more than a million, Tyler constructed and exited a number of entrepreneurial endeavors as Managing Partner of TIVIS Capital, an incubator for entrepreneurial endeavors. TIVIS Capital developed business in health care, sports and entertainment, and property.

Tyler Tysdal finished from Georgetown University with a B.S.B.A. in Finance and earned his M.B.A. from Harvard Organisation School. Tyler was the Chairman of a YPO (Young Presidents’ Company) Chapter, a member of EO (Business Owners’ Company) and named 40 Under 40 in the Denver Business Journal.

Tysdal has actually been an owner and Handling Partner of personal equity and equity capital companies, been a business owner raising capital numerous times for his own companies and he started in investment banking working on Initial Public Offerings and Mergers and Acquisitions.

Tyler Tysdal also has in depth expert understanding about the SEC. According to investors that represent a million sports, an indictment throughout the Carter administration with a million shares of cobalt 2020 was said to be incorrect. John Carter can help with a federal grant. This page will supply you with a central area to search the wealth of info available from both government and personal entities who use funding to people, businesses and state and city governments. The links on this page, https://carter.house.gov/help-with-federal-grants/, offer handy info that will allow you to research details effectively and will guide you on writing grant proposals.

Tyler Tysdal SEC And Investing Knowledge 1. How to prevent securities fraud theft 2. What is the most common way investors devote securities scams and do they constantly have to pay a civil charge? 3. How to recognize if a capital fund is a ponzi plan.

Regularly Asked Questions Where is Impact Opportunities Fund and is it comparable to Cobalt Sports Capital? Does Grant Carter Own a Personal Equity Company in Denver? What does a mutual fund manager do? What is the best way to invest 10s of millions of dollars in a regional mutual fund? Who else has actually been a Tysdal organisation partner with athletes sports companies.

#TylerTysdal #privateequity #businesspartner

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#Run Now Relay #fit body boot camp #best franchise opportunities #business

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itsfinancethings · 4 years ago

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New story in Business from Time: Many Companies Won’t Survive the Pandemic. Amazon Will Emerge Stronger Than Ever

The pandemic has upended businesses across the world, but it has been very good for Amazon. Every lockdown “click to purchase” nudged the company a little further toward utter domination of online shopping as total e-commerce sales nearly doubled in May. But if bigger was better for everyone, Amazon founder and CEO Jeff Bezos would not be appearing before Congress on Wednesday for an antitrust hearing.

Charlene Anderson, and sellers like her, are one reason why he’ll be there. Anderson is among the many merchants who sell goods on Amazon — and who together account for more than half of sales on the site. But they pay, too: Amazon charges Anderson a $39.99 monthly fee to post her knitting and craft supplies on its site, and it takes a cut of about 30 percent on each item she sells. Anderson’s seller experience has worsened during the pandemic as Amazon exercised the power of what she calls “dictatorship” over the vast internal marketplace it alone controls.

In mid-March, for example, Amazon notified sellers that during the pandemic, its warehouses would accept only household staples, medical supplies and “other high-demand products,“ but it failed to explain how it determined what it would accept. Anderson could still send some colors of knitting bags to Amazon warehouses, but not others; she could send one size of knitting needles, but not another. Some sellers saw their sales evaporate; others paid USPS or other services to ship orders to customers, while still paying Amazon’s monthly fees.

Even after Amazon lifted that order, boxes of goods that Anderson ships to a warehouse still sit on loading docks for weeks, she says, and when Amazon unpacks them, it miscounts the items, an error that takes Anderson days to remedy. The company sends customers the wrong items, then allows them to leave negative feedback on her seller page despite the error being Amazon’s, says Anderson, who is 63 and lives in Jackson Hole, Wyoming. In the Facebook group she runs, Anderson says some sellers worry that the raft of problems will lower their internal scores on Amazon so much that the company will kick them off the site.

But where else can they go? “What are we going to do, protest and not sell on Amazon?” Anderson asks. “Right, I’m just going to kill my whole business. They have you and they know they have you—if you go, they’ll just find someone else to sell those products.”

Consumer spending on Amazon between May and July was up 60% from the same time frame last year, according to the financial data firm Facteus. The company’s extraordinary power — it has 38% of the e-commerce market, trailed by Walmart with 6% — was under scrutiny well before COVID-19. But the lockdown that boosted the company’s dominance also threw into higher relief its consequences for other businesses.

That’s increased interest in updating federal laws written more than a century ago to correct the distortions of monopolies on an economy. Bezos is appearing before a Subcommittee on Antitrust, Commercial, and Administrative Law, part of an investigation by the House Judiciary Committee into online platforms and market power. The hearings are asking: in the age of Big Tech, how big is too big? New York University marketing professor Scott Galloway, a longtime critic of Amazon, says it’s helpful to think of Amazon’s Prime membership service as the kind of massive competitive advantage once enjoyed by railroad barons. With its extensive logistics and delivery network, Amazon not only has the eyeballs of millions of households, it is the company that ships, packs, and delivers what they buy.

“Amazon already owns the rails into 115 million households in America,” says Galloway. “Do we really want one company to be the arbiter of all commerce?”

Roy Davidson Charlene Anderson, who has sold items on Amazon for 20 years, says relations with the online giant have suffered as its power grows.

Economic crises have a way of creating winners and losers. Procter & Gamble thrived during the Great Depression by doubling down on advertising; Target expanded after the 2001 recession and saw profits grow 50%. Before the pandemic, Amazon represented around 4% of total U.S. retail sales. But with the new habits formed during the pandemic, UBS predicts that by 2025, e-commerce will make up one-quarter of total retail sales, up from 15% last year. The firm also estimates that 100,000 brick and mortar retail outlets will close in the next five years. “Consumers are increasingly shifting towards online shopping,” analysts wrote. “Many of these shoppers may not get back to in-store shopping when the current state is over.”

Amazon, which refused to make an executive available to comment on this article, casts itself as a friendly giant in its ubiquitous messages to consumers; it spent nearly $7 billion advertising itself in 2019 (more than double what Walmart spent). According to Ad Age, that made the company the biggest ad spender in the U.S. last year. But Amazon also sells advertising — $3.9 billion worth in the first quarter of 2020, up about 44% from a year earlier. The ads appear on Kindle, on Amazon Prime TV and on Amazon.com, some of them purchased by the same small sellers already paying to be listed on Amazon but afraid of getting lost on the site without additional promotion.

Because of the way e-commerce works, advertising on Amazon is essential for just about anyone selling on the site. According to marketing surveys, when online shoppers are thinking of buying an item, about half go straight to Amazon and search for the item, rather than Googling it or visiting another website. Most don’t scroll beyond the first page of results, so for sellers, it’s essential to be featured on that first page. They can hope that positive reviews lead Amazon’s algorithm to put them there, or they can buy ads.

Amazon is now the third-biggest digital ad seller in the United States, following Facebook and Google. And as it consolidates its grip on e-commerce, it can charge more for ads on its site. Buyers now compete with each other in an auction for keywords related to their products; the more people that are competing, the higher prices go. Revenues from advertising in the first three months of this year were up 43.8% from the previous year and 359% since 2017, according to company earnings reports.“It begins to feel like they’re playing chess, and they’re thinking three to four steps ahead,” says Andrew Lipsman, a retail analyst at market research firm eMarketer. “The more I think about Amazon, the more I marvel at it.”

So do investors, who saw its stock as a haven in a treacherous equity market. Amazon has gained half a trillion dollars in market value just this year, and shares should climb even higher when earnings are reported on July 30 if, as analysts at Goldman Sachs predicted, company revenues in North America show a jump of nearly 50% from the previous year. Bezos, already the richest person in the world with a net worth of $178 billion, could become the world’s first trillionaire by 2026.

That kind of concentrated wealth invites the stark comparisons embodied by people like Susan Bengel. One of the 175,000 employees Amazon hired during a pandemic that cost 40 million American jobs, Bengel, 62, had been living in her car before she started working at an Amazon warehouse in Pennsylvania in late March. She told me she recently got an offer from UPS, but she stayed with Amazon despite difficult conditions that include being on her feet for entire night shifts. UPS couldn’t match the pay or benefits she gets at Amazon, Bengel says. “It’s a monopoly, but they provide well,” she told me after one shift, in which each worker received a Chick-fil-A boxed dinner and bottle of hand sanitizer courtesy of Amazon. As stores close in her hometown of Wayne, Pa., she turned to Amazon to buy what she needs, including new shoes and back braces to get her through her shifts.

Lindsey Wasson—Getty ImagesPeople wearing masks outside the Amazon campus in Seattle, Wash., on April 30, 2020.

For Amazon shoppers, there’s not much not to like, apart from the unease at feeding a behemoth that competitors say is gobbling up their customers. Amazon argues that it’s not a monopoly, since it competes with brick and mortar stores for sales. “There’s a single retail market of which online is one channel. People do not shop exclusively online,” an Amazon spokesman said in a statement. But stores without Amazon’s logistics network are finding it impossible to compete. While Amazon was hiring tens of thousands of new workers, Jeff Curtis was running around his Maine bookshop, Sherman’s, scrambling to fulfill online orders much as Bezos had done in the mid-90s during Amazon’s early days selling only books online. But Curtis was by himself, because his store was closed to comply with stay-at-home orders. He says the state denied his request for special dispensation to bring in workers to help, even as Amazon was allowed to have on-site employees fulfill its own rush of online orders. Curtis has already decided to permanently close one of six branches of his store and is worried he may have to close another. It is the way of the world Amazon has built. Kathy Gonzalez, who runs two retail stores in northwest Florida, says she’s tried to offer shipping for furniture and other items she sells, but the cost is so high that people turn to Amazon, where shipping is free.

“If you want to be able to reach customers online, you’re essentially compelled to be on Amazon’s platform, but Amazon’s platform is not a place that you can succeed,” says Stacy Mitchell, the co-director at the Institute for Local Self-Reliance. “With this sudden surge in online shopping, all of that has been magnified.”

Its mammoth size gives Amazon advantages available only to itself: One of its companies, Amazon Web Services (AWS), is a cloud computing platform that lets companies rent space on a network of servers. Its $35 billion in sales in 2019 (up 36% from the previous year) provided a financial cushion that let Amazon subsidize grocery delivery, expand its network of warehouses, and dare to offer one-day shipping without worrying about huge losses. The company now has 1,223 buildings covering 278 million square feet in its global logistics network, up 82% since 2016, according to MWPVL International, a supply chain and logistics consulting firm, and it’s still expanding at an “unprecedented” pace,” says Marc Wulfraat, founder and president of MWPVL. It built or announced plans to build 49 million square feet of logistics space in the U.S. between March and July alone, he says.

Amazon’s deep pockets are also ensuring the company’s ability to operate during the coronavirus in a way no other company can. Bezos said in late April that Amazon was investing $4 billion in coronavirus-protection efforts, including personal protective equipment for workers, enhanced cleaning at facilities, and development of its own COVID-19 testing capabilities. Galloway calls this the first “vaccinated supply chain,” and says it will help Amazon further dominate competitors as more people choose to buy and sell products through a service that has invested in being virus-free.

Amazon also continues to invest in technologies that will further consolidate its grip on e-commerce. In June, the company said it would spend $1.2 billion to acquire Zoox, a startup that makes self-driving vehicles, which could help in its delivery services. Amazon is expanding its fleet of cargo planes as other airlines lease them for cheap, the better to lessen its reliance on FedEx and UPS. It invested hundreds of millions of dollars in Rivian, an electric car company, and ordered 100,000 electric vans from the startup. In July, Amazon said it would open more cashier-less Amazon Go stores.

“Some people—and I’m one of them—only buy something if it’s on Amazon” says Brandon Fishman, CEO of VitaCup, which sells vitamin-infused coffee and tea both in retail stores and online and which saw a 35% increase in its Amazon sales in March and April. Fishman says it’s cheaper for him to sell his products in brick and mortar stores than to sell them on Amazon, because of the cut Amazon takes for packing and shipping. But he doesn’t want to miss out on e-commerce customers, who are his most loyal. More than half the people who buy VitaCup products on Amazon return to the site to buy more.

“Third party sellers would say it’s a deal with the devil,” says Galloway, the NYU professor. “Amazon brings us a lot of revenue, and we become addicted to it, but every year our economics get worse.”

In April, the Wall Street Journal reported that Amazon had been using data from third-party sellers to determine which items were selling well, then making private-label versions of the same products to compete with the sellers’ products. (Amazon said such a practice would violate its policies, and it vowed to investigate.) Other sellers have alleged that Amazon does not take down counterfeit versions of items sold on its site; they suspect that the company does not want to lose the fees it collects from both legitimate and non-legitimate sellers. (Amazon says it invests “heavily” in prohibiting the sale of counterfeit products, using automated systems to help ferret out counterfeits, and that 99.9% of all pages visited by customers did not receive a notice of potential counterfeit infringement.)

During the pandemic, sellers say, communication has worsened and Amazon has slowed its response to flagrant problems on the site. Charlene Anderson says she can’t sell a knitting gauge because the picture is inaccurate on Amazon’s catalog page; she has been trying the problem fixed for three months. In July, Anderson says, Amazon told sellers it was going to restrict how many products they could keep in warehouses based on a performance metric. The ups and downs of the pandemic have meant that while Anderson’s sales were down in the beginning of the COVID-19 outbreak, they’re up about 3% now. But some sellers in the Facebook group she runs report their sales are down more than 50%. Most frustrating for all of them is the inconsistency; they have no idea when Amazon will change the rules again. “We hate having to deal with all of this, but to build our business, we have to,” Anderson says.

Amazon says its platform allows anybody to make an income in an otherwise challenging pandemic economy, and that it is working to help sellers while meeting increased demand from consumers. “Our commitment to our selling partners has never been more steadfast,” an Amazon spokesperson said in a statement. In the twelve months ending May 31, 2020, small and medium-sized businesses sold 3.4 billion products, up 25% from the same time the previous year, according to a report Amazon released July 21. Amazon says the average American small and medium-sized seller had more than $160,000 in sales during that time, though it did not provide averages for how much these sellers took home after expenses.

Amazon is now valued by the stock market at $1.5 trillion, a figure that dwarfs the GDP of Saudi Arabia. The very thing that has made it so successful during the pandemic—its size and the many layers of its businesses—is what has given it so much leverage over sellers, workers and governments. Existing antitrust laws are designed to protect the consumer from predatory pricing. That orientation has shielded Amazon, because the company in many cases saves consumers money, but it is being questioned by scholars, and now lawmakers.

Critics say that regulating or breaking up Amazon will be better for merchants on its site and also, in the long term, for the economy. The rate of start-up creation in the United States has been falling for years; there is some evidence that this is because big companies like Amazon use their size to force smaller competitors out of business, or prevent them from being created in the first place. If small manufacturers and retailers had a fighting chance in competing with Amazon, they might help reverse the decline in start-up creation. New businesses in America are much of what drives the country’s productivity and economic growth, raising its standard of living and spreading wealth and jobs.

Historically, antitrust enforcement has helped upstarts; Companies like Google arose in part because of government antitrust action against Microsoft in the 1990s; the breakup of AT&T in the 1980s helped launch a technology renaissance.

“A key component of our success as a society is this very basic notion of checks and balances,” says Galloway, of NYU. “We’ve tried to avoid dictatorships, we try to avoid monopolies. We don’t have a judge, we have a judge and jury. And we believe in the wisdom of crowds.”

Charlene Anderson agrees. She says she and other sellers don’t want Amazon to disappear. If that happened, they would lose their income source and their access to millions of shoppers. They just want better communication with Amazon, more democracy, less dictatorship. “Amazon is not transparent at all,” she says. “Amazon will not tell you anything.”

Wednesday’s hearing before the House subcommittee on antitrust law will test that allegation, and more, as Congress peaks behind the curtain of one of America’s most successful companies. The next question is whether it has the tools to do anything about what it sees.

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seriousbusinessforhumans · 4 years ago

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Sunday, June 21, 2020 - 4:24 pm

by Lena Friedman -- CHS Intern

Friday, thousands marched across the Central District and marked a celebratory Juneteenth commemoration event at Jimi Hendrix Park with further calls for reducing spending on police and renewed investment in the Black community and social programs that address inequity.

Activists and community groups say energy from the massive crowds and the strength of the Black Lives Matter movement in Seattle must be sustained in the face of the early morning deadly tragedy on the edge of the Capitol Hill protest zone camp.

“We know that most violence occurs between people who know each other, such as family members, romantic partners, and neighbors, and that policing and criminalization are ineffective at preventing or addressing it,” a statement from Decriminalize Seattle, a coalition of groups involved with CHOP and working to increase social spending and cut the city’s police budget, on Saturday morning’s gun violence at CHOP reads. “We also know that racism and sexism are the causes of enormous violence, and that police violence is a part of that, not a solution. Whatever the cause of last night’s shooting, real solutions do not look like continuing to fund and support the police.”

“If we want to stop violence, we need to resource people and communities in a way this City has never committed to doing,” the group said in their statement released Saturday afternoon. “We need people housed, we need people fed, we need healthcare for all, we need childcare for all, and we need real investments in the programs and communities that are developing to replace police responses to violence.”

Earlier at, Friday’s march in the Central District, Africatown’s Cashayla Rodgers told CHS about increased hope for real change in Seattle.

“This event is really to center the demands of King County Equity Now Coalition,” she said. “We are taking the energy of the community, of the world right now, and putting that into action.”

Rodgers helped organize the King County Equity Now Coalition event along with other Africatown Youth Ambassadors. King County Equity Now is made up of “Black-led community-based” organizations like Africatown, and the coalition has issued a series of demands including setting up a $500 million “anti-gentrification, land acquisition fund,” and transitioning 23rd and Yesler’s former fire station into an enterprise center, which CHS reported the city recently agreed to do.

“We’re marching in the streets for lives that have been stolen and we can’t bring those lives back, but what we can do is claim these streets and build things that honor those lives by saving lives,” Africatown Community Land Trust President & CEO K. Wyking Garrett said.

After gathering at 22nd and Madison, Garrett led protestors south through the Central District, making stops along the way to mark the history and gentrification of properties where 23rd intersects including Union and Jackson.

“In every area we’ve been denied equity and ownership — we want equity and ownership,” Garrett told the marchers.

Once at the park, a lengthy lineup of activists and artists took the stage, sharing words of inspiration, spoken word pieces, dance and music. Seattle-based musician Parisalexa sang the Black National Anthem, jazz musician Owuar Arunga performed a song on the trumpet, and class of 2020 graduates from all grades were recognized on-stage. Activist and lawyer Nikkita Oliver and Seattle City Council member Kshama Sawant both spoke.

“Wyking walked us through the Central District, putting his arm to the importance of telling holistic stories, honest stories, stories that are actually rooted in truth because the way that we frame a story is going to frame the way that we move forward,” Oliver told the crowd.

On the other end of the park, there were free food stations and Black-owned vendors selling a range of items, from patterned masks and jewelry to Black Lives Matter t-shirts.

“I think it’s great that we have Black businesses here and they’re being supported, and I’m really impressed that we got all nationalities here, all standing up for Black Lives Matter,” Dr. Robin Jones, selling bracelets and clothing on behalf of Seattle-Mombasa Sister City Association, said.

Organizers called to turn the day’s celebrations into action by directing protestors to sign a petition against a Shelter Holdings development plan at the former Keiro Rehabilitation and Care Center’s location on 16th and Yesler.

Throughout the day, many speakers honored the late DeCharlene Williams, a community leader and founder of 22nd and Madison’s Central Area Chamber of Commerce and Decharlene’s Beauty Salon. Williams, who grew up in Texas, was known for bringing Juneteenth celebrations to Seattle, her daughter Rita Greene of the NCAAP said.

“Her spirit is here today, she would be so happy,” Greene told the crowd.

#Seattle #Black Seattle #seattle politics #seattle 2020 #2020 #2020 protests #Juneteenth #gentrification #seattle affordability #equity #Nikkita Oliver #Black Lives Matter #Central District #Africatown #K Wyking Garrett #King County Equity Now

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lorenzoujl106metrovancouver · 5 years ago

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How to Create an Awesome Instagram Video About how to sell my house to a developer uk

Cons Of Offering Your Condo Unit In The Future

There are a whole lot of pros and drawbacks to selling your condo in the future. Disadvantages that you ought to be aware of before you determine to market your condominium in the future.

To start, there are actually numerous cons involved along with marketing your condo unit. One of the most significant drawback is actually that you'll must pay out income taxes on your condominium back then of marketing it, as opposed to when you purchased it. Your income taxes have been actually calculated based upon your authentic purchase rate, whether you paid cash money or with a funding.

Not each one of your tax obligation liens have been actually unloaded. The lot of taxes you are obligated to repay can vary relying on the length of time you've possessed your condominium and also whether you had it until it was sold. You may owe even more tax obligations than you recognize.

There are actually drawbacks and pros to leasing your condo in the future. Leasing may spare you cash. You will certainly be actually responsible for lease to lessees that move out or do not spend you.

There are actually benefits and drawbacks to leasing your condo unit. Leasing your condo unit provides you regulate over when you would like to stay in it. It additionally provides you the possibility to lease a structure for greater than you own it, thus you can receive it at a more affordable cost.

There are disadvantages as well as pros to selling your apartment later on. Many of the pros for offering your apartment later on is that you'll have even more cash. A number of the downsides feature needing to have to handle occupants moving or otherwise paying you rent, which can easily cost you countless bucks.

Among the downsides of selling your condo unit in the future is the amount of time it takes to market your apartment. You'll require to market your condominium before the buyer. You won't be able to close on the purchase if you stand by up until the final moment.

There are actually pros and also disadvantages to permit go of your condominium. Among the pros is that you do not have to move coming from your condo unit. You can easily remain to reside in it up until the purchase is finished. On the contrary, if you make an effort to sell your condo before the sale, you may lose it.

There are actually pros as well as drawbacks to keeping your condo unit. The majority of the pros involve paying out a lot less money. You'll also possess more command over completion day of your occupancy, depending upon the length of time you obtained your condo unit for.

There are actually cons as well as pros to leasing your apartment. A few of the pros include you possessing even more command over completion time of your lease. It will definitely additionally cost you additional amount of money.

There are drawbacks and also pros to getting your condominium down the road. You can handle just how much you purchase your condo unit. You may also obtain a building that's cheaper, to get involved in the landed property market sooner.

The pros and also downsides are actually consistently different for each person. When you're assuming concerning marketing your condominium in the future, attempt to assume concerning them. Bear in mind that it is actually a bunch of pros and disadvantages for your situation.

Accept to My Blogging Site as well as I Will Certainly Discuss the Favorable as well as Unfavorable Side of Residential Home Market Circumstances

As you sit in your lifestyle area as well as drink a cup of tea, it would certainly be actually simple to suppose that the British Columbia real estate industry is experiencing a rehabilitation. The government is considering a couple of income tax reduces to assist boost the current market.

What can you expect as time goes on? While many marketplace have viewed enhancement over recent couple of months, there are actually also industry that stay stagnant and also markets which are revealing signs of decrease.

Accept to my blog post and I are going to begin along with Vancouver. In the starting point of the year, it was actually kept in mind that the Vancouver marketplace had started to reveal indicators of weak spot at the same time. A loutish scenery of the market place took grip and a lot of real estate investors started to take out of the marketplace as their equity available declined.

Having said that, these complications have actually not been actually able to decrease the marketplace any even further. The home market has actually moved into a higher need period as well as this is actually when rates rise. With reduced inventory degrees, the marketplace gets on the brink of attacking a superior price factor and at that point recuperation can easily begin.

Accept to my blog post as well as I are going to continue along with the Fraser Valley and also Chilliwack. These pair of industry remain to be tough industry locations. The marketplace has certainly not experienced as considerably as some various other markets have as there are actually not as lots of affected properties in the Fraser Valley home market.

That does not indicate the sector is secure. Instead, you can assume price growth to continue as additional home appears as well as this should be actually a good indication to current market participants.

Naturally, one local market has experienceda serious demise which may signal a downturn is actually happening. This market place is actually the Seattle, Washington current market place. While the economy has actually enhanced as well as unemployment has hit all-time low, the real estate market has actually still gone down to an amount it have not observed in a lot of years.

While there are indications that the marketplace is actually bouncing back, it is moving as well slowly for home worths to rebound. The ideal factor you may do to prevent awful case scenario is actually to carry out your study and planning in advance.

It is difficult to forecast what are going to take place in any type of recent market. You might locate that the marketplace is decelerating, or it may carry on to increase in value. Do not just enter mind first, when the market place improvements instructions.

The most ideal method to prevent this sort of circumstance is actually to look into all the accessible property sales available you want. You can locate an agent or place broker that focuses in the particular area you want. Create sure you possess a qualified real estate professional prepared to take you through the entire method when you think prepared to obtain a property.

One point you don't intend to carry out is actually panic and also certainly not get included in the sector. Also with high fees as well as lesser equity, the home is still a financial investment. The additional you function your home market and also perform your homework, the much better odds you possess of strengthening your possibilities of offering your residence.

Welcome to my blog site and also our company are going to continue explaining the adverse and favorable side of residential property. We are going to also speak about just how to reduce your threat and also exactly how to make the absolute most away from your expenditure. It is actually the real estate sector and also trading is not difficult; it is actually just a concern of understanding.

You may also acquire a residential or commercial property that is actually much less expensive, to obtain in to the real estate current market earlier.

A rough perspective of the industry took hold and also lots of financiers started to pull out of the current market place as their equity in the marketplace decreased.

These two current market carry on to be actually solid industry locations. The marketplace has actually not gone through as much as some various other home market have as there are certainly not as several troubled buildings in the Fraser Lowland sector.

The even more you operate your market place as well as do your research, the much better opportunity you possess of strengthening your possibilities of marketing your house.

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