#sell your car in Ireland

[pricemycarnet1]

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[zahri-melitor]

Still speculating on 'where did the $50,000 go' as far as Jack's debts. Because.

We know Bruce is quite willing to give Dick and Tim, in particular, access to money in a manner that doesn't offend them (selling the Redbird for $50,000? Dick's famous 'inheritance' from John and Mary that just happened to be worth far more than his parents likely had unless there were serious life insurance policies?).

$50,000 was more than the median US household income for 2002 (which was $42,409), and it was tax-free. In terms of a cash injection into the household budget, it presumably was more than enough money for Jack to be meeting his regular debt payments for the loans for months or potentially even years. It would have covered Tim's school fees for at least a year, so he wouldn't have had to be pulled out. It was 'your debt issues don't need to affect your son's lifestyle outside of moving house' sort of money.

And what happens to that money? They give some of it to Mrs Mac to pay for her flight back to Ireland, and then the rest of it just...goes, but doesn't seem to change the situation in terms of how much of a financial hole Jack feels that he's in. (And again, if the Bristol house was owned outright, that was a far bigger contributor to fixing this problem).

That was the sort of money that Jack should have had as a savings nest-egg for emergencies, given their family situation.

Is that $50,000 doing what Bruce clearly intended it to do, and servicing Jack's debts for the next 6 months or so until War Games and Identity Crisis hit and he dies anyway, and anything further ends up being sorted out by his deceased estate? So Jack's supporting his family on the money brought in from Tim's car? (Plus Dana's salary, but it's Jack's lack of income that has caused this situation).

Did Jack throw it all onto the principal of the loans or into an offset? So while it was bringing down his loan repayments it wasn't actually helping with the problem of the family getting by until Jack found work?

And even after Tim has just contributed FIFTY THOUSAND DOLLARS to the household bottom line (plus the savings on not paying insurance premiums for a 15 year old's vehicle, plus whatever he's sold online for Jack, because Jack just wanted to have a garage sale and would have lost even more money that way), Jack has the hide to go 'and Tim can get a job' about their finances.

Why don't you get a job, actually, Jack. Not your 15 year old who you just pulled out of school before the end of the school year. He's already contributed more than he could earn in multiple years as a kid, by selling his beloved car.

[hannahssimblr]

I shoulder through the front doors into the fresh spring air, still a little breathless with adrenaline, to where Michelle is waiting for me. She looks unhappy. 

“How did it go?” I say. 

“Oh, awful, they were like robots, so intimidating. I didn’t know what they thought of my work, you know? I really thought I’d start crying at one point.”

“Really?”

“Yeah, and that woman was so cold. She was pulling all of these faces at my self portraits and saying they were naive.”

“Oh, God,” In an attempt at reassurance I start rubbing her arm, “I’m sure they liked plenty things about your work.”

“Oh, I don’t know. I sensed they hated all of it.”

“They couldn’t have, it’s probably just your perception, they… I bet they’re harsh to everyone, you know? They probably don’t want to get anyone's hopes up with there being limited places and all…”

She looks at me, “Was yours bad too?”

“Awful,” I say without missing a beat, “Same as you, they gave me nothing. It was hard to tell what they really thought of my work, but they didn’t seem overjoyed by any of it to be honest.”

“Oh,” her shoulders relax, “well if they were like that with you then they must be just playing hard ball.”

“I think so.”

“What if we don’t get in?”

“Well fuck ‘em,” I grin, “We don’t need them. NCAD? Who cares, right? It’s not exactly at the top of our list.”

“Yeah, you’re right.”

“I usually am.”

“Something else will work out, right?”

“Of course it will! C’mon, let’s just grab a coffee and chill out,” I drape my arm over her shoulder and walk her around the corner to where I parked the car. 

The car, the brand new, shiny, blue Volkswagen Polo that my parents got me for my eighteenth birthday, is gleaming under the afternoon sun, one tyre wedged awkwardly against the kerb because I haven’t yet mastered the art of parallel parking when there are two other impatient drivers beeping their horns at me and gesticulating wildly out their windows. 

“He just got his fucking licence, you spas!” Michelle screamed at them from the passenger window as I manoeuvred myself into a gap big enough to house an articulated truck but somehow felt the width of a water closet as soon as I tried to fit my 1.0 litre hatchback into it. I could have told her that firing middle fingers at other drivers left and right wasn’t really doing much to diffuse the situation, but it seemed she was reaching some sort of catharsis from it. She likes that. Screaming, I mean.

This car has been a point of contention, not because I can’t park it well, but because it was an extravagance I neither needed nor desired. “We live in the city,” I protested when my parents handed me the keys, “I can just take the bus.” But they had this idea that I might like to drive it into school and be the envy of all the other students, poverty stricken losers without parents who can buy them vehicles worth half the average national salary. I told them I can just walk like always, and they didn’t like that. 

“This is a good present,” said my dad, as though insisting could make it so, “You can drive all over, you won’t have to rely on public transport any more.”

“Did I say I didn’t like public transport?”

“Well, you could get mugged on the bus, someone could pull out a knife and take your phone and all of your money! That kind of thing is happening all over the city lately.”

I showed him my Nokia from 2004 and asked him what kind of person might like to risk prison for it, but he didn’t appreciate that, and it just escalated the argument further. 

“I’m not going to even live in Ireland in a year, not if I can help it!” I cried with exasperation, after a further ten minutes of his dramatics, “What’s the point?”

“Sell it then!” he bellowed back, “I don’t care what you do! It’s yours!”

“I just don’t need it! It’s too much. You can use that money for something better.”

“Money? Money is not an issue.”

“Well that car will be wasted just sitting in the driveway.”

“You’ll figure out what to use it for.”

And I did. I still walk to school, I still take the bus into town most days (when I’m not hauling two A1 portfolio cases along with me), but sometimes, late at night Michelle and I drive up and down the coast. We get ice cream at the drive through, we talk, but mostly I park it in the darkest corner of some car park, sea facing for maximum romance, and we fuck in the passenger seat. Not that I’ve kept track of it by any means, but I’m almost certain I have spent more time having sex in my shiny, blue, Volkswagen Polo than actually driving it. I’m sure it wasn’t Christopher’s intention for it, and it might affect the resale value, but the car has become a haven of sorts, a place where we can go to be alone, at a safe distance from my nosy sister, from Michelle’s anxious father, and perhaps most vitally, from Jen, who has never quite stopped being weirded out by our relationship, even with nine full months to get used to it.

Beginning // Prev // Next

[louisisalarrie]

i don’t understand how louis is selling out stadiums, having fans crowd him at airports like during 1d, and just have a big fan base (as i can see on social media), however his listeners are like 2 million? it is so weird?

Hi anon! Demographics, venue capacity, tour legs, time of year to tour, venue availability, recent releases, social media traction, tiktok song plays, stunts, radio play, allllllll that and more obviously have a huge effect on streaming numbers and followers and fan interactions. I feel like this may be a bit longer than you probably wanted, and may also stray a bit, but alas, welcome to the show!

Let’s have a squiz at the numbers between the boys real quick:

Harry

Instagram: 47.2m followers

Engagement Rate: 5.05%

YouTube: 14.7m subscribers

Spotify: 62.4m monthly

Top 5 countries: Brazil, Indonesia, Great Britain, Chile, Australia

Louis

Instagram: 17.8m followers

Engagement Rate: 3.17%

YouTube: 4.39m subscribers

Spotify: 2.8m monthly

Top 5 countries: Indonesia, Mexico, Brazil, Chile, Argentina

Niall

Instagram: 32.4m followers

Engagement Rate: 1.70%

YouTube: 4.63m subscribers

Spotify: 15.1m monthly

Top 5 countries: Australia, Great Britain, Australia, Indonesia, Ireland

Liam

Instagram: 26.4m followers

Engagement Rate: 0.83%

YouTube: 3.73m subscribers

Spotify: 5.1m monthly

Top 5 countries: Australia, Great Britain, Indonesia, Australia, Australia

Zayn

Instagram: 52.3m followers

Engagement Rate: 1.52%

YouTube: 15.7m subscribers

Spotify: 27.2m monthly

Top 5 countries: Indonesia, Brazil, Australia, Great Britain, Australia

———

So, these top 5 countries and numbers, based on very little info that’s not super detailed or anything and like I won’t go into the statistics of everything else because it’s pretty obvious who’s getting radio play etc etc., show the diversity of listeners and followers in their demographic. These top countries fluctuate often, particularly louis’ being mostly in LATAM right now because of his tour there but… don’t you think he’d still have GB on there? He’s not holding any traction there like the others, and has the lowest monthly listens and followers out of them all.

However, his lack of radio play is hugely affecting this. It may seem that radio play is pretty obsolete these days, what with everyone having Bluetooth in their cars and Spotify/youtube on their phones, but it pulls a wider demographic. Hell, we still have a radio monopoly in Aus. But anyway. It’s not dead, and it’s a great way to plug music, and not focus on just streaming services (not that Louis is, he’s been pretty much blacklisted from radio unfortunately).

Radio play encourages folks to search the artist on Spotify and then it builds from there. It’s still crucial in this day and age to diversify the age demographic, and country demographic, of your fanbase.

But look at those numbers… Zayn is slaying at the moment. He’s ahead of Harry in both Instagram and YouTube. Granted, Harry’s been MIA for ages and Zayn is on a promo run with a new release, but he’s just pulling that liiiiittle bit more than Harry. Louis is extremely far behind all of them, only beating out Liam in YouTube, and it just… it breaks my heart. Because Louis’ songs ARE marketable, ARE good for radio, and should be treated as such.

However, have a squiz at that Instagram engagement rate. Louis is just after Harry, and the other boys are far further behind. It makes sense for Louis to have a higher engagement because he’s consistently posting and on tour, but to be THAT far ahead with the LEAST amount of followers? Pretty fucking awesome.

He has a different relationship with fans, far closer than I’ve seen across many artists. He has a community, extremely dedicated and supportive of everything he fucking does. Harry does, but it’s far wider spread. The bigger your fanbase, the more discourse and differing of fan dedication is. It doesn’t feel like a community, whereas Louis’ does, and so it’s nice and cosy for us. But, what comes with this, is a lack of further PR push for bigger and better.

And you’re correct, he’s selling out venues (of an arena capacity 99% of the time) and has a lot of fan interactions and all that, but he’s not diversifying his fanbase. It’s a comfortable, lovely, and reliable group of fans that get him on stage and pay his bills. He doesn’t necessarily need to get bigger, and I don’t really think he’s that fussed right now about it either.

The BEST way to get more fans and more Spotify listens is to interact with other artists, doing collabs, stunting with them, and getting in touch with their fanbase. He’s done a great job with that with AFHF, which is an awesome tactic to do and also clearly something he’s passionate about, but he’s still not hitting the mark quite yet. But he’s grown massively from the beginning of his solo career, and it’s been more steady and picking people up along for the journey, not just dropping them at the show.

He hasn’t stunted in a long time, and hasn’t really interacted with a big name in ages. It’s not always romantic stunts, though. It can truly be about creating and upholding the relationships with other musicians that can really positively boost you in a bigger direction. No other artist is really vouching for him or posting “hey my mate louis just dropped a live album!” or “Louis is hosting a music festival what a sick lad!” ya know? Or even a selfie or attending one of his shows or anything at all. Niall is carrying on with Shawn and Lewis and having fun with it and being silly and the general public, and other fanbases who’ve never even heard of Louis, aren’t seeing the side to him that we see and love.

His stage show also, is absolutely sick. We love it, and the barrier run is something Harry simply can’t do, but it provides just that more of an artist to fan relationship. Harry kills it with the banter, dedicates entire parts of his shows to have chats with the audience, says outrageous shit and wears outrageous things, and makes a statement. Louis isn’t doing anything like that that would break the internet right now. His songs and funny quotes aren’t being used on tiktok like they are with Harry. He’s not reaching a larger crowd and I really, unfortunately, don’t think he will (to a massive scale, at least) without doing something big, a stunt beginning or ending, or if he keeps building a solid fanbase who he likes to connect with, interacting with other artists.

He seems to be in his own little Louis world right now, our Louis world, and we love him for that. Of course we do. He’s built a steady and dedicated long lasting relationship with us, but yeah.. he’s not making headlines, radio play, or getting the GPs attention. It fucking sucks, but it is what it is at the moment, and I hope it changes for him because I would LOVE nothing more than to see him sell out stadiums worldwide and be the best he can be.

But he’s just doing what he loves right now, and I don’t think him or his media team are really all that fussed on pushing to a wider audience because it involves things that he probably doesn’t wanna do. He’ll take a break after this tour (heartbreaking) but he’ll need to push to get back on the ground after HS4 drops because that’s gonna dominate the charts again. Right now, during this tour without the shadow of Harry, was the time to be making headlines. But he’s happy, and we’re happy, so so be it.

Anyway, this turned into a shit show of marketing and me probably repeating myself 16783890 times, but his strategy at the moment doesn’t seem to be rushing to top the charts (even tho he’s blacklisted too which doesn’t help) to rapidly grow his fanbase, it’s just to spend time with us and enjoy tour.

At the end of the day, dedication and the Artist to Fan relationship are the most CRUCIAL things an artist can have. And Spotify and follower numbers don’t mean shit.

Once more, he’ll pick up people to the way to the show, and not just drop them off.

I’m exhausted now LOL. thanks anon!

[brunettecosette]

kHole

Loud loud loud

Less so when you know what’s going on

Mad bullshit

Poetry over games

It’s good for your brain

To do stuff like that

Off our phones

Out of our minds

Give ourselves a gift

Is just to be present

Mottled hands

Serve you just desserts

A deserted dessert land

Catch a phrase

Catch yourself but

Don’t wreck yourself

Or sell yourself short

A geisha in Ireland

Can make as many

Hot potato

Griddle cakes sweet cheeks

Beat your meat all over a baby’s car seat

Be sick on silk In a cellular fashion

Fascism loses as heroin kills

Add subtract less than me divide

One times you was always more than

An expression of the overhead of

Twitchy feet and a game

That I don’t understand

That’s why I write poetry you see

S.M.C.W. 2016

[mangoisms]

How much money do you think Tim has in his account? How rich is this man

okay this answer is a very long and boring mostly canon answer with a few liberties taken

TL;DR basically, on his own, he isn’t worth crazy amounts (like bruce) but still has a decent amount of money (jack’s leftover funds) that i personally hc he doesn’t use out of sentimentality, in addition to money earned from his work with WE that he probably does use or store away idk but MOST OF ALL, i think he relies on bruce and is fine with this

and if you want the long answer with direct quotes.. read on 😼

SO. we know that in robin (1993) #100 jack breaks the news to tim that they are ‘broke’ (his exact words) and they need to sell drake manor, tim’s car, and a bunch of other stuff. moreover, they’re letting go of mrs. mac and sending her back to ireland with the 50k that alfred paid for tim’s car (since redbird was secretly high tech and obviously couldn’t just be sold off to anyone).

who knows what they do with the rest of that 50k, though, because an international flight, while expensive is probably less expensive then than now and shouldn’t cost that much, especially if it’s one way. but idk maybe they put her in first class? i still don’t think it should be that much. in either case, i’m unsure if they let her have the rest (which seems likely) or if they keep it for themselves. i’m assuming this (as in their sudden change in socioeconomic status) is all coming because jack hasn’t been managing the company or their own finances correctly, so who knows maybe he used it to pay off debt or something.

this isn’t also taking into consideration what $50k USD was worth then vs now… google says somewhere between $83k-$85k so genuinely, not shabby at all. it makes tim’s bemoaning over all of this (and jack saying they’re ‘broke’) just a little more silly. (including this even more annoying moment from tim where he is again bemoaning how they’ve been knocked down from “upper upper class” to “upper middle class” which isn’t a bad situation At All and how they’re “as close to poor as we’ve ever been” like no! you aren’t!)

like, okay, who knows the year this is set in but robin (1993) #100 was published in 2002, so let’s go with that. new jersey’s median household income in 2002 was around $58k, but that number is only adjusted for 2003 inflation, so right now, that would seem to be $97k, which is again not bad. and this is just median. if anything, the current median household income (for NJ) right now is $92k and shit is WAY more expensive now, so, if that was happening now, i could say, okay, alright, i can see how this might be a bit worrying. but back in 2002??? absolutely not. especially in gotham. they were fine. thoroughly upper middle class. ANYWAY!!!

all of this to say, jack did leave a considerable amount of money for tim but it wasn’t anything crazy. in robin (1993) #134, there is a will reading and as far as money goes, the lawyer says: “First of all, your father left you some money-- split pretty evenly between you and his second wife. Even with his recent financial setbacks, it’s quite a sum. Neither of you is rich mind you, but it’s a substantial amount.”

this is sort of ambiguous but not really. i don’t know what numbers to put down for this either but it’s nothing too shabby, you know? they were, like i said, comfortably upper middle class. the funny thing is, i see tim as someone who wouldn’t use these funds. not out of a sense of being frugal—not a word i would ever use to describe him, actually—but maybe more so out of sentimentality. especially when bruce is footing the bill for So Much.

like in robin (1993) #131, at steph’s funeral, tim tells bruce he’s moving himself and dana to blüdhaven and putting dana in a grief counseling program that is “very prestigious and incredibly expensive.”

he specifically says to bruce, “I told them [the clinic] to expect an anonymous donation, from a wealthy philanthropist, to cover the cost. Know anyone like that, Bruce?” and bruce responds, “Do you even need to ask?”

this is before the will reading so you could say, oh they have the funds, he just doesn’t know/doesn’t have access but i don’t think that’s the case, because his robin’s nest is also conveniently located in a building owned by WE so he doesn’t need to pay rent and i’m very certain that bruce covered the expenses of him getting the nest set up with its tech since alfred was there with him as well helping.

basically, i think tim relied on bruce and bruce probably had a card or some kind of joint account that he gave to tim at some point saying to use it whenever he needed. i think he would use it initially for robin stuff, then get more comfortable with other expenses. so essentially. he’s freeloading. but like idk tax the rich and tim’s not technically rich on his own so net gain. maybe.

i suppose around red robin 2009 he would start making his own money because of the neon knights stuff. don’t know how long that ran for (like how many months) but i think his position would nonetheless be very well-paying. i don’t know how long, following red robin 2009, he worked there, because naturally, the longer he did the more money he got.

so. genuinely. on his own? i don’t think he’s as rich as bruce. with bruce behind him? billionaire. sure. why not. you could also maybeeee argue that bruce would set him up with some idk investments that he could get money from. or maybe even just dump cash into his count on a yearly basis. but above all, i don’t see tim as someone shying away from taking advantage of his access to bruce’s money so he would be fine with this arrangement. so. yeah

sorry if this answer was not as exciting as you’d like it to be 💔

[alsjeblieft-zeg]

028 of 2025

Do you believe you’ve met your soulmate or one of them?:

Yeah, kind of. I think my husband might be one.

When did you last have grape juice?:

Yesterday I had grape-flavoured Fanta. It was disgusting.

Have you learned anything today?:

I just got up, so not yet.

Have you been to any parties here recently?:

No, we didn't have a party on New Years either :P

Are you good at reading body language?:

Nope. Might be an autism thing, though.

How many hours of sleep did you get last night?:

About 10.

What were the last 3 emojis you used?:

I'm on laptop, so no emojis here. I always do surveys on laptop, it's more comfortable for me.

Is it currently warm where you live?:

2°C or so. Technically it's normal for our winter.

Do you use Facebook?:

No, I don't.

Do you like the smell of coconut?:

I do, it's one of my favourites.

Do you prefer longer or short socks?:

Normal ones. I don't know if they count as longer.

What size shoe do you wear?:

42, I think I answered it several times already.

Chocolate or Vanilla ice cream?:

Strawberry. Yes I'm a rebel. :P

Do you or anyone you know have sleep apnea?:

Not that I'm aware of.

Where is your favorite place to be?:

In my hometown, particularly on the beach.

How many times have you fallen in the past year?:

Too many lol. I'm surprised that my knees still work.

Do you like to leave your window open at night or do you use a fan?:

Window open in summer. But then, mosquitoes.

Is there a celebrity you dislike for no reason other than they annoy you?:

No. I dislike Demi Lovato, but there are solid reasons for that.

If you find a spider in your home, do you set it free or kill it?:

Rather set it free. I don't kill spiders, I'm not as panicky as my husband.

Would you say you’re addicted to social media?:

Nope. I just have Tumblr, DeviantArt and Instagram dedicated to my photography, but it's on hiatus.

How many pets have you had in your lifetime?:

Oh my, I can't count. We have always had cats, plus three dogs and plenty of chickens and rabbits. Once even fish.

Do you sunburn easy?:

Yeah. I had at least three in my life. With an emphasis on "at least".

Of all the houses you’ve lived in, which was your favorite?:

My childhood house.

Do you or would you ever use online dating?:

No and no. I've never been interested in dating at all.

What do you wish you could get paid for?:

Can't think of anything. I'm already being paid for building trains.

What did you get into trouble for as a kid?:

Underage drinking. My parents weren't happy.

What’s something good that has happened here recently?:

Here, you mean where?

Do you remember the first time you’ve ever driven a car? How did that go?:

Yeah, I was 16, my dad was teaching me. I got scared, never again. I don't even have a licence.

Who did you last say “I love you” to?:

My husband.

When did you last feel beautiful?:

I don't remember if I've ever felt like that in my life.

Are you currently frustrated over something?:

Yes, being tired most of the time.

Would you ever like to travel to Ireland? Or have you ever been?:

Yes, I would. Sounds interesting, but I've never been there.

Have you ever had a yard sale?:

No, I haven't.

Do you enjoy going to yard sales or garage sales?:

We rather have flea markets, and yes, I enjoy them. My sister-in-law also sells there.

Do you know someone with a big ego?:

Many people. It's even scary.

What color is your most used blanket?:

Some kind of salmon colour.

Does it annoy you when people type in all caps?:

Not annoy, but I find it weird.

Do you like gummy bears?:

I do. One of the few candy types I enjoy.

Where is your favorite place to grocery shop?:

Local Delhaize. Oh my. Fave shop without doubt.

Have any plans for the day?:

Yes, small groceries, picking up two packages and physiotherapy. I don't work today.

[faryalkhanblog]

Debt Solutions for Freelancers and Contractors: How an IVA Can Help

Freelancers and contractors often face unique financial challenges. Unlike traditional employees, they don’t have a fixed salary or employer-sponsored benefits, making it harder to navigate unexpected expenses or periods of reduced income. If you're struggling with debt, an Individual Voluntary Arrangement (IVA) could be the solution you need to regain financial stability while protecting your future.

This blog explores how an IVA can help freelancers and contractors resolve financial stress and maintain long-term financial stability.

What is an IVA?

An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors to repay a portion of your debts over a set period (typically 5-6 years). After this period, any remaining eligible debt is written off. This structured plan allows you to consolidate your debts, reduce the overall amount owed, and avoid the severe consequences of bankruptcy.

How Can an IVA Help Freelancers and Contractors?

As a freelancer or contractor, your income may fluctuate, and it's easy to fall behind on payments when work slows down. Here's how an IVA can help you manage and eliminate debt:

Affordable Repayment Plan: With an IVA, you’ll make regular, fixed monthly payments based on your income. Since freelancers and contractors don’t have a fixed salary, this plan is flexible and can be adjusted according to your monthly earnings. This ensures you’re not overburdened with unaffordable repayments while still staying on track to resolve your debt.

Protection from Creditors: Once an IVA is in place, creditors can no longer contact you for payment or take legal action against you. This provides financial peace of mind, allowing you to focus on your work without the constant stress of debt collectors or potential court proceedings.

Debt Write-Off: After completing the IVA term, any remaining debt that’s eligible will be written off, which means you can emerge from the arrangement free from financial burdens and start fresh.

Asset Protection: Unlike bankruptcy, where you may have to sell assets like your home or car, an IVA allows you to protect most of your essential possessions. As a freelancer or contractor, your tools, technology, or other equipment vital for your work are usually protected.

Flexible Terms for Irregular Income: Freelancers and contractors often experience periods of irregular or inconsistent income. If you can’t make a payment due to a lack of work or financial hardship, your IVA advisor can help you negotiate with creditors to reduce or defer payments. This flexibility is key for maintaining your livelihood while tackling your debts.

Who Is Eligible for an IVA?

You may be eligible for an IVA if:

You have unsecured debt of at least £6,000.

You owe money to two or more creditors.

You can afford a regular monthly payment (even if that’s a small amount).

You live in England, Wales, or Northern Ireland.

Freelancers and contractors are well-suited for this arrangement, especially if they have debts from multiple creditors such as credit cards, personal loans, or overdue taxes.

How Does an IVA Work for Freelancers?

For freelancers, the IVA process is straightforward:

Initial Assessment: You’ll consult with an insolvency practitioner (IP) to assess your financial situation, including income, expenses, and outstanding debt.

Proposal: The IP will create a proposal for your creditors, outlining how much you can realistically pay each month and the total repayment period.

Creditors' Approval: The proposal is presented to your creditors, and they must agree for the IVA to proceed. If 75% of creditors (by debt value) agree, the IVA is approved.

Repayment: You’ll begin making monthly payments, with the IVA lasting 5-6 years. After the agreed period, any remaining debt is written off.

What Are the Benefits of an IVA for Freelancers and Contractors?

Clear Financial Plan: Having a clear, manageable repayment plan helps you maintain financial stability and focus on building your career without the constant stress of financial uncertainty.

No More Debt Collectors: With an IVA in place, creditors cannot contact you, freeing you from harassment and allowing you to get back on track.

Reduced Interest and Charges: An IVA can reduce the interest rates on your debt, meaning you pay less overall.

What Are the Risks?

While an IVA offers a structured path to financial recovery, there are some risks, including:

Impact on Credit Score: An IVA will affect your credit score for up to six years.

Commitment to Repayments: If your income fluctuates, you’ll need to stick to your repayment plan, which can be challenging during lean periods.

Asset Considerations: Depending on your situation, you may need to release equity from your property at the end of the IVA term.

How We Can Help

At Apply for IVA, we specialize in helping freelancers and contractors navigate the IVA process. Our experienced team provides personalized advice to ensure your IVA is tailored to your unique financial situation. We’ll guide you through each step, from the initial consultation to the final debt write-off, helping you resolve financial stress and get back to focusing on your career.

Get Started Today

If you’re struggling with debt and need a solution, an IVA might be the answer. Contact us today for a free consultation to see how we can help you manage and eliminate your debt while maintaining financial stability as a freelancer or contractor.

[shuvradeepg]

Scrap Car Ireland – A Guide to Disposing of Your Vehicle Responsibly

In Ireland, disposing of an old or damaged car requires more than just selling it for parts. With strict environmental regulations in place, the process of scrapping a car must be handled responsibly. Here's everything you need to know about scrap car Ireland services and how to navigate the process smoothly.

Why Scrap Your Car in Ireland?

Environmental Compliance: Ireland adheres to the End-of-Life Vehicle (ELV) Directive, which mandates responsible disposal and recycling of vehicles.

Financial Incentives: Many scrap yards offer competitive prices for end-of-life vehicles based on the weight of recyclable materials.

Legal Requirements: Scrapping your car through an authorized treatment facility (ATF) ensures compliance with Irish laws.

Steps to Scrap Your Car in Ireland

Choose an Authorized Treatment Facility (ATF):Only certified ATFs can issue a Certificate of Destruction (CoD), which is required to deregister your vehicle legally.

Prepare Your Documents:You'll need to provide the vehicle registration certificate (VRC) and proof of identity.

Receive a Quote:Contact multiple ATFs to get the best price for your car.

Deregister the Vehicle:Once the car is scrapped, the ATF will notify the National Vehicle and Driver File (NVDF) to deregister the vehicle.

What Happens to a Scrapped Car?

Recycling: Metals like steel and aluminum are melted down and reused.

Parts Salvage: Usable parts like engines, tires, and batteries may be refurbished and sold.

Safe Disposal: Hazardous materials such as oil, coolant, and batteries are disposed of safely.

Conclusion

Scrapping your car in Ireland is a straightforward process when done through a licensed ATF. By following the legal requirements, you can dispose of your vehicle responsibly and even earn some cash in the process.

[radioking1]

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For more information, visit our website or call us to book your installation. Let RadioKing transform your car into a multimedia powerhouse.

[adquicklyclassified]

Navigating the Digital Marketplace: A Comprehensive Guide to Using AdQuickly.com

In a digital era where convenience and connectivity dominate, platforms like AdQuickly.com have transformed how we engage in commerce. Whether you’re buying a new home, selling an old car, upgrading your wardrobe, or offering professional services, AdQuickly.com caters to a broad spectrum of needs by providing a robust, user-friendly classified ads platform. This blog explores the extensive capabilities of AdQuickly.com and provides a step-by-step guide on how to effectively utilize its services across various categories.

Understanding AdQuickly.com’s Platform

AdQuickly.com offers a diverse marketplace where individuals and businesses alike can post and browse classified ads across a wide array of categories. From real estate and vehicles to electronics and fashion, the platform is designed to facilitate transactions in a secure and efficient manner.

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How to Effectively Use AdQuickly.com

Whether you’re a seasoned seller or a first-time buyer, understanding how to navigate AdQuickly.com can significantly enhance your experience.

For Sellers

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Staying Safe on AdQuickly.com

AdQuickly.com is committed to providing a secure platform for its users. However, it is important for both buyers and sellers to practice safe online behaviors:

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Conclusion

AdQuickly.com simplifies the process of buying and selling across a diverse range of categories, making it a valuable resource for anyone looking to engage in digital commerce. By following the guidelines outlined above, users can maximize their effectiveness on the platform, ensuring a smooth and secure experience. Whether you’re decluttering your home, looking for a new car, or expanding your wardrobe, AdQuickly.com provides the tools and support you need to succeed in the digital marketplace.

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[pricemycarnet1]

Sell your car in Ireland at pricemycar.net. Sell My Car for dealers is a new way to find and buy privately owned vehicles online. We connect dealers directly with qualified private owners, with fair pricing for both parties. For more information, visit www.pricemycar.net

[knifebearer]

I don't really know where to begin, just that Oxford was much like our own in this world but... a little to the left?

There weren't any cars. Most people walked on foot with their dæmons places. Bicycles were somewhat popular for longer trips across town but were only available to people with dæmons who could fit in the basket or keep up with the bike itself. Airships were the main mode of transportation across long distances, say, if you wanted to travel from England to Ireland, or something. Also only mostly available to people with medium-small sized dæmons. Travel was very difficult if you had an elephant or giraffe as the shape of your soul, to put it simply.

Dæmons really affected everything about you as a person, from jobs to transport to how people treated you. My dæmon frequently took "unsettling" forms when I was a child in order to scare off people I didn't like, and as a result I was othered frequently by the kids who lived at Oxford. I can't imagine the difficulty some people had by having unconventional dæmons. It must've been incredibly difficult.

Despite the out-dated appearances, we actually had computers and electricity. Called ordinators and anbaricity respectively. Ordinators were new – they were the size of a room and took up a lot of space. I don't remember who invented them, but they were used to study Dust at Oxford's colleges frequently. Anbaricity had been around for a hundred or so odd years before I was born, so I was used to it.

Colleges had scholastic sanctuary, and were thus exempt from the majority of the Magisterium's censorship. Things like books and other means of entertainment were subjected to censorship, though. I remember a lot of board games I played being wishy-washy and always having a moral lesson at the end of the game.

Girls wearing trousers was seen as strange. I was a tomboy before I had the big gender realization, which made me seem even weirder to the other children around me.

Dæmons were usually the opposite sex of your birth sex. I remember it being a big deal that Yarahel and I were both girls, but then I transitioned (through underground means, when I was older) and it made a lot more sense for the both of us to be opposite of one another. Your dæmon being the same sex as you usually indicated you being queer, which made everything complicated.

Cafés and resteraunts weren't really a thing yet – although there were places to eat, they were mostly street vendors who had to make sure they had a license to sell things. Quality assurance was a big deal, to prevent diseases. I'm thankful this world has more places to get a warm drink, though.

This is mostly what I remember – I like going downtown in my city because it has old buildings that remind me of Oxford, a little bit. It eases the homesickness, just slightly.

I want to hear about other worlds. Tell me something about your world, please

[guyinireland]

I’ve been going for a lot of walks lately.

Today, I walk in the late-day sun with a handful of cherry tomatoes picked from the garden that my dad and I grow in the front yard. The air is cool, for August, in the mid 70s; much more pleasant than usual for this time of year.

The city I’m from, Knoxville, exists in a strange limbo. As you wander through it, it seems as though you weave in and out of the South. There’s a man with chewing tobacco in his mouth using a Mountain Dew bottle as a spitoon, a stand on the side of the road selling boiled peanuts. You can’t hear your thoughts for the cicadas. The roots of Appalachia spread under us, too, though we’re nestled in the valley; we aren’t quite hill people ourselves, but they’re our neighbors. Many people who live here have Appalachian blood, you can tell by the way their grandmothers read Tarot and make spell jars in the name of Jesus Christ.

Sometimes, it seems like Knoxville just wants to be Nashville. For every baccy-spittin’ old man, there’s a 27-year-old in cowboy boots and Carhartt who’s never so much as mowed a lawn. He passes you, and he doesn’t smile or nod, and you think, he must be one of those newcomers from California. But, for all you know, he could have been born and raised here. Just not in Karns, or Halls, or even Bearden.

I didn’t think I belonged here, growing up. It’s strange to see people desperately posing as a culture you tried to rid yourself of for most of your life. But I do get it, now. The appeal of the working-class southern aesthetic. Only, it isn’t something you can adopt intentionally. You can wear a cowboy hat, but cowboys aren’t from Tennessee. Being a Southerner, or Appalachian, whichever I am, seems to just happen upon you, even if you don’t want it to. You simply wake up one day and find that your cupboard is full of mismatched mason jars and tupperware with spaghetti stains, and walk outside to see that the fender of your car has been duct taped back on. You start to like the way that the words tumble out of your mouth with a twang sometimes, and smiling at strangers doesn’t seem so weird anymore. You eat grits and greens and chicken fried steak and think, wow, why doesn’t the rest of the world drink sweet tea?

And then, if you’re me, you leave.

I’m leaving for Ireland in six days. I’ll be going to school there. I’ll come home for Christmas and summer, but, for most of the year, I’ll be away.

I think it’s why I’ve been taking so many walks. I need to remember the sound of cicadas, feel the hot asphalt on the soles of my feet. It isn’t like I’ll never be back, but I’m terrified to leave the place that I only just started seeing as home. I keep asking myself why I would leave, how I was meant to ever find myself fitting in somewhere else. I don’t know. But I find a little bit of comfort in carrying Tennessee with me, knowing that people will hear my accent and clock me immediately as foreign. I can have both homes at once, maybe. I hope so.

I walk back inside and up to my kitchen, where my mother is standing in her denim shorts, trying to get a worm out of a hole in a tomato. Another one from the garden. I always miss the tomatoes when summer ends.

[stellar-waves]

staring down the sun [33] *

⏯ chapter index

⚠ warnings: death, blood, injuries, canon-typical gun violence, ridiculous movie references

. . .

cross my heart and hope to...

. . .

He can taste the blood. But he doesn’t dare close his eyes. 

Hell, he’s been through worse. He glances over at his brother, noting the places his face has been cut and bruised and battered. Could be just another fucking bar fight…but it’s not. 

Another fist blows against Connor’s nose, and he can feel more blood trickle out of his nostril. The sting squeezes his eyes shut for a split second before looking back at the politician. Naturally, Connor can’t help but smile, nor the smart-ass comment that falls out of his mouth. “Ye know we can’t vote for ye, yeah?”

A slight chuckle escapes Hawkins as he wipes his hands with a handkerchief. Connor feels a weird sense of pride seeing MacManus blood staining the pristine piece of cloth. He attempts to shift in his confined seat, his wrists rubbing against the handcuffs chained to the metal chair. 

Hawkins crosses his arms and leans against his desk, a smug smile curling up his mouth. “You have two options. Join Obsidian and you can continue your vigilante lives ridding the world of evil. Or go back to prison.”

The boys look at each other with no visible reaction, and they can sense Hawkins growing impatient, but he manages to keep his mouth shut. Murphy shakes his head. “He means rid the world of anyone he thinks is a threat.” He looks at Hawkins, a reserved anger laced in his voice. “We know ye were just using us, and that ye framed us for Beck’s murder.”

Hawkins chuckles, keeping that suave, politician bravado on the surface. “You’re right. You two lads were a huge help in cleaning house these past several weeks. And that thing with Beck? I told your girl I can make it all go away…as long as you accept my offer.” 

Connor narrows his eyes, and Hawkins grins, turning on that stereotypical used-car salesman attitude as he continues to sell his offer to the boys. “See, you still get to kill the ‘bad guys,’ but you don’t get to be the heroes either. I do have an image to maintain, you know. And it can’t look like I’m involved, so…”

Murphy’s eyebrows press together. “So ye’ll keep saying we’re the bad guys.” 

“It will be the longest manhunt in history. The FBI will keep playing it off as, ‘Well, shit, these guys are good; we just can’t catch them!’ And when you’re done—maybe you feel like you can’t do it anymore because, let’s face it, you’re not getting any younger—you can go back into hiding and live out the rest of your saintly lives in retirement somewhere. I hear Ireland’s nice…”

Connor scoffs. “Yer lying.”

Hawkins just laughs. “I’m a politician. Of course, I’m lying, you son-of-a-bitch. Did you really think I’m going to just let you go? No, the FBI has to have their victory eventually.” He rubs his hands together and then holds them out, gesturing weighing the options. “So either you two leprechauns go back to prison now, or you continue your holy mission for a while, and then you go back to prison.” 

The suited man paces around the room, straightening his tie as he keeps talking. “Unless you join us, fully commit to our mission.”

“Yer nothing more than a suit wanting to control people,” Connor replies roughly.

The statement pushes a slight smile across Hawkins’ face. “That’s all anyone wants: control. The problem is that most people don’t know what to do with it once they have it.”

“So ye take it from them?” Murphy asks in a flat tone. 

“No, I help them. I know what’s best for them, what’s best for this country. Because I’m a patriot. Which is more than I can say for you two Micks.” 

Connor sees Murphy’s jaw clench in the corner of his eye, and without faltering, he calmly reminds his brother, “Filleann an feall ar an bhfeallaire.” 

“What did you just say?” Hawkins approaches them, and when Connor refuses to answer, another nasty punch flies across his face. “This is America. We speak English. Not that…whatever the fuck that was.” 

Spitting blood onto the floor, Connor steals a look at Murphy. It was a proverb in Irish that Ma would always say: What goes around comes around. And as the MacManus brothers stare into each other’s eyes, they hold onto faith that truth and justice will prevail here…even if they die trying. 

“We will control this country’s destiny. And if that means rewriting the story, bending the law to work in our favor, then so be it. If that means getting help from various crime syndicates, so be it…until we no longer need them.”

“Like Lombardo?”

“Exactly. And anyone who gets in our way will be punished, just like your cop friend Beck.”

“And those innocent people at Saint Agnes? Those girls?”

“Like I told your girl, they were a message.” The politician straightens his tie and smooths the front of his suit as he smiles that conniving smile. “Controlling the narrative...that’s what Obsidian does. We control America even when you can’t fucking see it.”

Connor and Murphy look at each other again, their famous MacManus smirks crawling up their faces as Hawkins grows agitated. 

“Hey, Connor?” Murphy’s voice sounds so innocent. “What was that one line from Batman Returns?” 

Connor acts like he’s really thinking, digging into his memory for the answer. Suddenly, he raises his eyebrows when it comes to him, so to speak. “Oh! Do ye mean, ‘I played this stinking city like a harp from hell’?” 

“Aye, that’s it!” Murphy smiles with bright eyes.

Hawkins glares at the brothers, their faces so incredibly cocky as they keep going on their bullshit. Connor’s smirk slides up his face more. “As ye know full well, we’ve got quite the cult following, so we’ve had some extra help—” 

“And my brother gets all the best ideas from movies—” Murphy adds proudly, for once.

“Not to mention we know how much politicians love to talk about themselves—”

“Saying a whole bunch-a bullshit to make themselves look good—”

“And yer girl, Natasha, is already talking to the feds, telling them all yer dirty little secrets.”

“Ye know, just in case the signal didn’t come through.”

Hawkins stands there momentarily, and the boys know they’ve gotten under his skin just as planned. He suddenly slaps the agent standing next to him, yelling, “You didn’t think to check if they were fucking wired?” 

The agent holds his cheek, looking like a little kid desperate to get out of trouble. “That’s not their style! These guys aren’t fucking James Bond or anything—”

“Nope. We’re Irish,” Connor interrupts as he and Murphy shake their heads in sync.

“Aye, fuck that James Bond shit.”

Their cocky smiles quickly morph back into stoic stares as Hawkins pulls out his gun. But he points it at the agent, smiles, and then wiggles the gun around as he paces in front of the boys. “Impressive, I gotta say. Ballsy, too. Letting yourselves get captured, turning my girl against me, thinking all you need is my confession to take me down…” He stops and faces them, tapping the gun barrel in his palm. “There’s just one problem with your little plan. You forgot I still have your girl.” He leans down and gets right in Connor’s face, “And I know how you feel about her.” 

Connor swallows his residual fear and again narrows his eyes with that famous smirk. “My girl can take care of herself,” he states, his voice low and satisfied as he sees Elena quietly approach Hawkins with her gun raised.

“Oh, I know. She’s a feisty one,” Hawkins sneers, still looking at Connor but clearly sensing Elena’s presence. “Bet you have a hell of a time fucking her.” 

Connor can feel his fists tightening against the handcuffs as his rage bubbles up more, its metallic taste mixing with the blood from his lip. 

“Get away from him,” Elena orders cooly. “And drop your gun.”

Hawkins chuckles as he drops his gun and stands up straight. He slowly turns around with his hands raised slightly to Elena. “You can’t do anything to me, not with my men here.”

But the Obsidian agent pulls his gun and points it at Hawkins. The politician rolls his eyes and backs up to the wall, glaring at the Saints. “Like I said,” Connor starts, “we’ve got quite the cult following now.”

Elena holds steady as she approaches Hawkins more. 

Hawkins laughs that evil laugh and quickly grabs Elena and her gun, throwing her around and holding her against his chest as he presses the Glock to the pulse in her neck. The Obsidian agent keeps his gun pointed at him, Murphy shifts anxiously in his restraints, and Elena tries to pull Hawkins’ arm off of her. 

And Connor’s throat swells with that rage as his knuckles burn white against his clenched fists.

The arrogant politician transforms into the nefarious criminal he truly is as he orders the agent to drop his gun and promptly shoots the agent in the shoulder. He presses the gun back to Elena’s neck, the heat of the barrel forcing a short scream out of her mouth, the sound ripping into Connor’s heart. 

“I told her if you couldn’t play nice…” Hawkins tightens his grip on Elena as his voice continues to crescendo, “…if you decided to piss me off!” His eyes are dark and evil, and his mouth curls into a matching smile. “Change of plans, sweetheart. I’ll take care of you now.” 

Elena’s fearful eyes lock with Connor’s, and his entire world disintegrates around him. 

His stomach flips itself inside out as he watches Hawkins back out of the room with Elena at gunpoint. The edges of everything glow red as that deep, unforgiving rage explodes into every vein. 

He can’t hear anything, not even the sound of his own voice, as he pulls his wrists against the handcuffs. He’s utterly numb to the blood streaming over his skin and onto the floor.

As far as is needed.

And he fucking breaks the chains.

The metal clatters around his skinned wrists as he grabs his gun from Hawkins’ desk and takes off down the hall. Murphy’s distant voice faintly breaks through the fury in Connor’s head, assuring, “He can take care of it! Just let him go!”

The red glow of everything dissipates enough to force Connor to take a breath. He blinks quickly as he rounds the corner and yells at Hawkins. “This ends now!”

Hawkins turns and laughs, tightening his grip on Elena and pressing the gun harder against her skin. “Look at you trying to be the hero of the story!” 

“It’s over. Just let her go, and I’ll let ye live.”

The politician shakes his head, grinning. “Let me live, and everything you’ve stood for will have been a lie. Is that what you really want? Is that what your God wants?” 

Connor clenches his jaw, feeling his anger boil behind his eyes. 

“Or does your God want you to kill me?"

Connor’s eyes lock with Elena’s as everything they’ve become, everything they have to lose floods between them. And then there’s that look.

That look she held on him the last time he saw her in prison.

That look after she killed those men in her apartment.

That look when he kissed her for the first time.

That look as he told her, “Yer not alone anymore.”

That look when their souls connect.

He feels the slightest tug at the corners of his lips, a smile that keeps the faith as he lowers his gun. Elena’s features shift calmly, showing her trust in Connor as his voice sounds so sure and certain, “Destroy all that which is evil—”

“—so that which is good may flourish,” she finishes in virtuous solidarity. As Hawkins hesitates, Elena makes her move, grabbing the politician and throwing him backward into Murphy. She grabs the gun from Hawkins as Murphy wrestles him into a chokehold. He kicks him to his knees, holding his tie and pulling it taut while pressing his gun to the back of his head.

Hawkins laughs, his evil smile slick and undeterred. “No matter what you do, there will always be evil in the world.”

Connor’s gaze remains stoic as he approaches him. “Maybe. But I believe that good, decent people will keep fighting.” He slips his hand into his coat pocket, revealing two clean copper pennies and tossing them before Hawkins’ knees. “That…that ye cannot control.” 

As Hawkins’ face falls slightly, morphing into sheer hatred, Connor glances up to meet his brother’s narrowing, knowing eyes. That stubborn sense of MacManus justice and that stubborn sense of MacManus truth…a fucking dangerous yet righteous combination. The twins simultaneously take a deep breath, and Connor feels his doubt fade around him. 

He knows what he needs to do.

As far as is needed. 

The air falls silent as Hawkins falls dead at the feet of the Saints. Connor turns around, watching Elena slowly lower her gun. He looks back at the politician’s body, counting three shots to the back of his head instead of two. 

He feels her move closer to him oh so carefully, her eyes settling on his, almost warning him not to say a damn word. He knows. He knows what she did…why she did it. 

“It’s not your fault,” her voice quietly assures. 

Connor grazes his veritas finger across her forehead, tucking her hair behind her ear.  He presses his lips together, the desire to kiss her strong enough to break the universe. 

But the sounds of FBI agents storming into the building echo through the halls, pushing Connor and Murphy to run up the emergency exit staircase, with Elena following close behind. Despite saving the day and taking down Hawkins and Obsidian, the boys are still fugitives, wanted men in the eyes of the law. And they had promised each other that they wouldn’t go back to prison. The boys know they have to disappear…again.

They run out onto the roof, the brisk autumn chill hitting their faces hard. Elena yells their names, almost catching up to them before an FBI agent grabs her, holding her back as the twins climb onto the ledge. Strangely, the agents don’t say anything and maintain their distance from the brothers. Elena struggles against the man until Connor calmly calls out to her, the Irish word rolling off his tongue, “Gealbhan!”

Sparrow.

Her green eyes are wide and silently steady on him. With a deep breath, Connor tries to tell her everything without saying anything. Her mouth falls open, and her eyebrows press together with fear, but he subtly shakes his head, a small smile tugging his lips up as he holds her gaze. “Muinín dom.”

Connor and Murphy look at each other, and that stubborn MacManus sense of righteousness vibrates between them. They smile slightly, their voices syncing like always as they recite the family prayer. “In Nomine Patris, et Fili…” But in the moment usually reserved for cocking their guns, the brothers drop their weapons with one last look at the small cluster of people approaching them. They cross themselves, then finish their prayer with reverence. “Spiritus Sancti.” 

And with that, Connor and Murphy both jump off the building, crashing into the water below as darkness engulfs them. 

. . .

. . .

⏮ [32]

[34] ⏭

[crystalvalet]

The Unseen Benefits of Regular Car Washes with Crystal Valet

Keeping your car clean isn't just about maintaining its aesthetic appeal; it's an essential part of vehicle maintenance that can have far-reaching benefits. At Crystal Valet, we understand that regular car washes are about more than just a shiny exterior. Our premium car washing services across Ireland are designed to preserve the integrity and longevity of your vehicle. Here’s a deeper look at the many benefits of keeping your car clean and why Crystal Valet should be your go-to choice.

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