#right now its based off my moms income so its like 300 dollars a month
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Ayyyyyyy
I got paaaaaaiiiiiiidddddd
#gonna open a savings account when i get off work so i can start putting some money back every week#my goal is gonna be 100 a week but to start off im just gonna do 50#and then the last Thursday of the month ill put whatever i didnt spend in too#and also when i get home im gonna order a binder#and a morning witchy shirt cuz ive been wanting both for like 2 years and i finally have money to buy them#i am excite#hopefully by next year ill have enough saved up to get a puppy#hopefully my insurance price goes down after i turn 26#right now its based off my moms income so its like 300 dollars a month
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Negative Gentrification
Dallas Crudupt
May 8, 2019
Written Policy
Negative Gentrification
As people here in America, the dream has always been to own a home. Many people here in the California do not really see the possibility of ever buying a home because the cost of living is so high. When cost of living is always a topic, gentrification becomes the centerpiece of the conversation. This paper will observe gentrification and how it has changed many communities and the people in it. As a Bay Area native I have seen it right before my eyes the ongoing changes that have occurred. For a city to fully develop, gentrification must happen to create new growth and development of the economy by displacing residents.
So, what exactly is Gentrification? According to dictionary.com, gentrification is “The buying and renovation of houses and stores in deteriorated urban neighborhoods by upper-or middle-income families or individuals, raising property values but often displacing low-income families and small business.” Many locally displaced residents never really had a plan to prepare for gentrification. For gentrification, the agents who implement plans are the States, cities, and local government. In plain text, I want to prove that gentrification helps turn cities around, but ultimately hurts residents. Residents are the bread to the sandwich, so there must be a way to keep them around. The enforcement of gentrification is carried out by the local and State government, our real-estate investors and locals who support the need for a change. The cost of the plan is anywhere from millions to billions of dollars. The cost could have such a wide range because the demand of building is based on where you are. For example, in New York city, there is not a lot of land to build on so investors have built up skyscrapers/ high-risers for their residents.
For this advocacy, one claim being made is that gentrification could be fought off by locals by learning more about gentrification and buying property. If residents just learned what gentrification really is, they would be better prepared for it. The advocacy is the sole cause for the impact because owning property is important. When people do not own their homes, it gives more possibility of being priced out of a city. Gentrification leads to impact because it creates more division of the poor vs the rich which impacts a city’s foundation. Whenever a city’s foundation is impacted it creates high levels of community conflict.
One example is from an interview by the Washington post where it was stated that, “Once people saw what was generally regarded as the first signs of gentrification, it was too late,” Gregory said. It was also mentioned that, “The plans had been in the works for 15, 20 years. They were seeing the tip of the iceberg, but underneath a massive development was already underway.” The quote from the Washington Post, is basically explaining that people are never ready to change until it’s too late to change the time.
New apartments and condos in wealthy neighborhoods, and low-income areas pay the price. The advocacy keeps low income areas stuck with no new developments because of exclusionary zoning rules. Gentrification increases the cost of rent. Oakland Magazine says “Yet while urbanists are cheering on the current housing construction boom in downtown and Uptown Oakland, they’re also sensitive to the impacts of gentrification. They say it’s unfair that nearly all the new housing is concentrated in certain areas of the city, while higher-income neighborhoods like Rockridge have effectively walled themselves off with special rules that ban large apartments buildings and condo complexes.” People are fed up with lack of housing because of overpopulation. What happened here in Oakland Magazine is a domino effect that is spreading across America. In every city in America right now, we have certain low-income areas that won’t be built up or refurbished because of zoning regulations. However, is it really zoning issues or are we just not seeing cities interested in building on low income areas?
If new apartment and housing are coming to displace locals, what about those new people coming? The NY times reported that tax breaks to mom and pop shops and pass an ordinance to control chain stores will better residential rent regulations. Gentrification creates an efficient class remake of neighborhoods. When people are pushed out of areas it doesn’t just remake the neighborhood it takes away a city’s identity.
Could Gentrification be considered a race issue? According to Oakland magazine it was 1909 advertisement in the San Francisco Call newspaper for Rock Ridge Park (now commonly known as Upper Rockridge) plainly stated a covenant attached to deeds in the neighborhood at the time: “No negroes, no Chinese, no Japanese can build or lease in Rock Ridge Park.”
Gentrification is an illusion of invulnerability. An example of this is all the Tech jobs in the Bay Area they can sell jobs seekers on how much money you can make, but when have you heard of longevity and retirement spoken? High levels of community conflict only feeds into what gentrification is and not what it could become. Gentrification may create change but according to Sarah Karlinsky of the urban planning group SPUR. She stated that “It’s a very common dynamic—of neighborhoods that are well-resourced that work to repel new housing,” said Sarah Karlinsky of the urban planning group SPUR, which advocates dense housing near major transit corridors. The quote proves that gentrification is always going to have revolt of locals to new housing.
Oakland magazine reports that in “1970, the median home price in California’s coastal metros was 50 percent higher than the rest of the country. By 2015, it was 300 percent higher. According to real estate firm Trulia, the median home price in Rockridge as of early April was $1.3 million. The median rent? $5,650 a month.” The passage by Oakland magazine gives a good explanation of just how expensive it is here in the Bay Area. If in 1970 the median home price was 50% higher than the rest of the country, there’s no way a displaced local can obtain a home with inflation. Having rent prices as high as they are, city government must soon get involved as make some changes. One change I believe that should be made is luxury condos and apartments should not even be built. If government docent step in soon the identity of the city and culture will be lost. If all the locals leave and only transplants are around, the culture has already gone and it may take a long time to build the culture.
Most of the success of Gentrification not only comes from housing and jobs it also comes from new businesses. When there’s a mass surge of people going to an area, that area must supply new jobs and restaurants and businesses. The local history may have left an area but there’s also a new opportunity to maintain reclaim your new resident. Many gnetifers will find themselves restoring the original glory of the city, with their own modifications. Adding a little charm to preserve a community is necessary at times.
To conclude this policy on gentrification you must see the overall picture of a re-investment. Whenever you gentrify something its only to make things better. Property values may increase as do social values. Gentrification is upcycling at best, but with a catch of low-income people catching the short end of the stick. Overall Gentrification maybe great for your city but not in all areas. Most poverty areas will make progressions to stay at a cost of expenses.
It all comes down to money talks. Most cities want to embrace change because creativity takes center stage to innovate our world through Gentrification. Take a stand of negative gentrification to preserve your residents from vanishing away from the community. Also take a stand to upscale your city to keep residents not price them out.
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When Half of NYC’s Tax Base Leaves and Never Comes Back
The separateness in New York, and by extension much of the nation curled around it from America’s eastern edge, stands out. There are the hyper-wealthy and there are the multi-generational poor. They depend on each other, but with COVID who needs who more has changed.
It’s easy to stress how far apart the rich and the poor live, even though the mansions of the Upper West Side are less than a mile from the crack dealers uptown. The rich don’t ride public transportation, they don’t send their kids to public schools, they shop and dine in very different places with private security to ensure everything stays far enough apart to keep it all together.
But that misses the dependencies which until now have simply been a given in the ecosystem. The traditional view has been the rich need the poor to exploit as cheap labor—textbook economic inequality. But with COVID as the spark, the ticking bomb of economic inequality may soon go off in America’s greatest city. Things are changing and New York, and by extension America, needs to ask itself what it wants to be when it grows up.
It’s snapshot simple. The wealthy and the companies they work for pay most of the taxes. The poor consume most of the taxes through social programs. COVID is driving the wealthy and their offices out of the city. No one will be left to pay for the poor, who are stuck here, and the city will collapse in the transition. A classic failed state scenario.
New York City is home to 118 billionaires, more than any other American city. New York City is also home to nearly one million millionaires, more than any other city in the world. Among those millionaires some 8,865 are classified as “high net worth,” with more than $30 million each.
They pay the taxes. The top one percent of NYC taxpayers pay nearly 50 percent of all personal income taxes collected in New York. Personal income tax in the New York area accounts for 59 percent of all revenues. Property taxes add in more than a billion dollars a year in revenue, about half of that generated by office space.
Now for how the other half lives. Below those wealthy people in every sense of the word the city has the largest homeless population of any American metropolis, which includes 114,000 children. The number of New Yorkers living below the poverty line is larger than the population of Philadelphia, and would be the country’s 7th largest city. More than 400,000 New Yorkers reside in public housing. Another 235,000 receive rent assistance.
That all costs a lot of money. The New York City Housing Authority needs $24 billion over the next decade just for vital repairs. That’s on top of a yearly standard operating cost approaching four billion dollars. A lot of the money used to come from Washington before a multibillion-dollar decline in federal Section 9 funds. So today there is a shortfall and repairs, including lead removal, are being put off. NYC also has a $34 billion budget for public schools, many of which function as distribution points for child food aid, medical care, day care, and a range of social services.
The budget for a city as complex as New York is a mess of federal, state, and local funding sources. It can be sliced and diced many ways, but the one that matters is the starkest: the people and companies who pay for New York’s poor are leaving even as the city is already facing a $7.4 billion tax revenue hit from the initial effects of the coronavirus. The money is there; New York’s wealthiest individuals have increased their net worth by $44.9 billion during the pandemic. It’s just not here.
New York’s Governor Andrew Cuomo has seen a bit of the iceberg in the distance. He recently took to MSNBC to beg the city’s wealthy, who fled the coronavirus outbreak, to return. Cuomo said he was extremely worried about New York City if too many of the well-heeled taxpayers who fled COVID decide there is no need to move back. “They are in their Hamptons homes, or Hudson Valley or Connecticut. I talk to them literally every day. I say. ‘When are you coming back? I’ll buy you a drink. I’ll cook. But they’re not coming back right now. And you know what else they’re thinking, if I stay there, they pay a lower income tax because they don’t pay the New York City surcharge. So, that would be a bad place if we had to go there.”
Included in the surcharge are not only NYC’s notoriously high taxes. The recent repeal of the federal allowance for state and local tax deductions (SALT) costs New York’s high earners some $15 billion in additional federal taxes annually.
“They don’t want to come back to the city,” Partnership for NYC President Kathryn Wylde warned. “It’s hard to move a company… but it’s much easier for individuals to move,” she said, noting that most offices plan to allow remote work indefinitely. “It’s a big concern that we’re going to lose more of our tax base then we’ve already lost.”
While overall only five percent of residents left as of May, in the city’s very wealthiest blocks residential population decreased by 40 percent or more. The higher-earning a neighborhood is, the more likely it is to have emptied out. Even the amount of trash collected in wealthy neighborhoods has dropped, a tell-tale sign no one is home. A real estate agent told me she estimates about a third of the apartments even in my mid-range 300 unit building are empty. The ones for sale or rent attract few customers. She says it’s worse than post-9/11 because at least then the mood was “How do we get NYC back on its feet?” instead of now, when we just stand over the body and tsk tsk through our masks.
Enough New Yorkers are running toward the exits that it has shaken up the greater area’s housing market. Another real estate agent describes the frantic bidding in the nearby New Jersey suburbs as a “blood sport.” “We are seeing 20 offers on houses. We are seeing things going 30 percent over the asking price. It’s kind of insane.”
Fewer than one-tenth of Manhattan office workers came back to the workplace a month after New York gave businesses the green light to return to the buildings they ran from in March. Having had several months to notice what not paying Manhattan office rents might do for their bottom line, large companies are leaving. Conde Nast, the publishing company and majority client in the signature new World Trade Center, is moving out. Even the iconic paper The Daily News (which published the famous headline “Ford to City: Drop Dead” when New York collapsed in 1975 without a federal bailout) closed its physical newsroom to go virtual. Despite the folksy image of New York as a paradise of Mom and Pop restaurants and quaint shops, about 50 percent of those who pay most of the taxes work for large firms.
Progressive pin-up Mayor De Blasio has lost touch with his city. After years of failing to address economic inequality by simply throwing free money to the poor and limiting the ability of the police to protect them, and us, from rising crime, his COVID focus has been on shutting down schools and converting 139 luxury hotels to filthy homeless shelters. Alongside AOC, he has called for higher taxes on fewer people and demanded more federal funds. As for the wealthy who have paid for his failed social justice experiments to date, he says “We don’t make decisions based on a wealthy few. Some may be fair-weathered friends, but they will be replaced by others.”
What others? The concentration of major corporations once pulled talent to the city from across the globe; if you wanted to work for JP Morgan on Wall Street, you had to live here. That’s why NYC has skyscrapers; a lot of people once needed to live and especially work in the same place. Not any more. Technology and work-at-home changes have eliminated geography.
For the super wealthy, New York once topped the global list of desirable places to live based on four factors: wealth, investment, lifestyle and future. The first meant a desire to live among other wealthy people (we know where that’s headed), investment returns on real estate (not looking great, if you can even find a buyer), lifestyle (now destroyed with bars, restaurants, shopping, museums, and theaters closed indefinitely, coupled with rising crime) and…
The future. New York pre-COVID had the highest projected GDP growth of any city. Now we’re left with the question if COVID continues to hollow out the city, who will be left to pay for New York? As one commentator said, NYC risks leading America into becoming “Brazil with Nukes,” a future of constant political and social chaos, with a ruling class content to wall itself off from the greater society’s problems.
Peter Van Buren, a 24-year State Department veteran, is the author of We Meant Well: How I Helped Lose the Battle for the Hearts and Minds of the Iraqi People, Hooper’s War: A Novel of WWII Japan, and Ghosts of Tom Joad: A Story of the 99 Percent.
The post When Half of NYC’s Tax Base Leaves and Never Comes Back appeared first on The American Conservative.
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Health Insurance: Adding Insult to Injury
Not only have I been unemployed and homeless since I arrived back in America, but I’ve also not had any health insurance. So, on top of worrying about how long I can make my money stretch and stressing about whether anyone will ever hire me, I’ve had this nagging voice in the back of my head: You’d better not get sick, Mel. You’d better not need a prescription filled, Mel. Don’t go ice skating with your friend, Mel. If you break your ankle, you don’t have health insurance.
I feel the need to pause here and clarify for my Australian friends: no health insurance = no health cover of any kind. This isn’t a “I don’t have private insurance, but Medicare still covers me” situation. (Note: universal health care in Australia is called “Medicare” whereas “Medicare” in the U.S. is primarily for the elderly – this can admittedly get confusing). In the United States, if you don’t have a job, you don’t have health insurance (unless you buy it yourself, but we’ll get to that). There is no automatic social safety net.
When I was younger, I would simply take the risk of not having insurance in between jobs. In retrospect, I was lucky nothing serious happened. But now, I’m older, wiser, and only two years away from the age my mom was when she was diagnosed with breast cancer, so no insurance is no longer a risk I’m willing to take. Before I left Australia, I tried to figure out how to get some insurance until I get a job. I didn’t have much luck. Because here’s another oddity in America: you can only buy/make changes to your health insurance at certain times of year, the “open enrollment period.” There are exceptions to that, of course, for major “life events” like getting married, etc. and it turns out that returning from living abroad is one of them. However, outside the open enrollment period, options are scarce. They are also tied to the state you live in and I wasn’t sure where I was going to live! The only plans I could find were so expensive and so crappy that I decided against buying “real” insurance and instead obtained emergency cover through a travel insurance plan for expats returning from abroad. I figured I just needed something to cover me in case I was in a car accident or I needed an emergency appendectomy or something like that. I figured I’d only need it a few months and then I’d have a job (hahahahaha, joke was on me). I bought the plan and extended it once. Then open enrollment hit and I still didn’t have a job, so I knew I needed to bite the bullet and get some health insurance.
Some of my friends in Australia assumed that Obamacare gave all Americans health insurance and I had to explain to them that it merely required us all to have insurance; it didn’t give us anything. It did add some regulations to make our health insurance plans suck less and it created the marketplace, a website where individuals could go purchase their own health insurance if they didn’t have any through work. And this is where I went to buy my insurance plan, an eye-opening experience. I entered in some demographic information and where I lived so that the system could identify plans I was eligible for. I got to a screen that asked for my anticipated 2020 income. I entered “$0.” I mean, the whole reason I have to go through this is that I’m unemployed! In return, I got the message that, based on my answer, I do not qualify for subsidies to help cover the cost of my insurance. What?! How can someone with no income not qualify for the assistance the law provides for the insurance the law requires people to have? Oh well. I wasn’t terribly surprised by this. I’d already made weak attempts to see if I could qualify for any kind of social welfare program. Unemployment? Nope. Medicaid? Nope. For food stamps, I was at least asked to provide some additional information, but after that, I never got any kind of response…
Anyway, I cursed the heavens and clicked through to see my plan options. Words cannot express how shit these plans were. As I report on this, bear in mind that I am a healthy, non-smoker with no pre-existing conditions. Plans that were affordable – around $250-300 a month – had deductibles upwards of $8,000! Meaning, I would need to utilize $8,000 worth of medical services before my insurance would kick in. Now, I neither intend to need $8,000 worth of medical services nor do I have $8,000 to spend on medical services. Some of the more affordable plans also had no cap to the out-of-pocket expense. For example, if once I had met my $8,000 deductible, I ended up in the emergency room, I’d still be responsible for, say 50%, of the total cost. For other kinds of treatment, insurance might pay 80% and I’d be responsible for 20% (again, this is all after I’ve met my deductible). Two things make these kind of plans a very bad idea. First, as I mentioned, I have a family history of breast cancer. My boobies are most likely going to turn on me one day. I don’t just need insurance; I need cancer-quality insurance. This fact was vividly driven home to me in the month before I went on the marketplace, when two people I care about were diagnosed with breast cancer. Crappy insurance is not an option for me.
Secondly, health care in America is expensive. How expensive, you ask? Check out this thread of responses from when Bernie asked the same question. From personal experience, I’ll give one example. Before I moved to Australia, I’d been having annual breast MRIs as part of my preventative care. My GP in Australia wanted me to continue that type of screening, but warned me that my overseas student health cover (basically, the equivalent of Medicare) didn’t cover MRIs. I immediately refused the test and we got in a bit of a spat over why I was refusing her recommendation. I told her I could not possibly afford an MRI out of pocket. We went back and forth a few times before she finally looked up the price: $500. FIVE HUNDRED DOLLARS FOR AN MRI! The total cost of this test in the U.S. is $3,000-4,000. I told her that. She almost fell out of her chair. This kind of experience happened to me several times in Australia. I’d be having a disagreement with someone on health care and there’d be this sense that neither one of us really knew why we were so opposed to each other and the reason turned out to be that we were operating from two completely different frames of reference. To close the story, I had my MRI (and my OSHC surprisingly ended up covering it! This – paying less than what you think you’re going to have to pay -- is something that never happens in America!)
But back to the Marketplace. I ended up choosing a plan that had an out-of-pocket maximum. I’m not interested in going bankrupt because of medical bills. I also chose a plan with $0 deductible because the difference in cost between low-deductible and no-deductible plans was fairly negligible. So, my plan isn’t that bad (or, I should say, it doesn’t seem to be. We’ll find out when I actually try to use it). What’s this costing me, you might be wondering? $580 a month! Please recall that my income is currently $0. I do not have $580 a month, which is only $139 less than what my mortgage was before I sold my house! Americans reading this are most likely thinking, “yeah, that sounds about right” whereas my Australian friends are probably a little shell-shocked.
To give my American friends some context … When I moved to Australia, in order to get my student visa, I had to pay for 46 months (the duration of my visa) worth of health cover up front. At the cost of my new American health insurance plan, that would have amounted to almost $27,000. Instead, I paid $1,893.12! That’s just over $40 a month. And for that, I got amazing health care. I went to my GP all the time because it was so easy and it was free. The only time I ever had to pay was $35 for a blood test that wasn’t fully covered (and I got part of that back from my insurance within a WEEK of submitting a claim!) My OSHC didn’t cover prescriptions or routine dental, but both of those things were cheaper fully out of pocket than they are in America with insurance. I once had to take an American study abroad student (who had no Australian health insurance) to the equivalent of urgent care for strep throat. He waited less than five minutes without an appointment (can’t remember the last time I waited less than 20 minutes in the U.S. even with an appointment). He paid $50 for the visit and $10 for his antibiotic with – I repeat – no insurance.
I listen to the Medicare for All debates in the Democratic primary and my first reaction is to be completely flummoxed that anyone (other than a health insurance executive) could be against it. But upon further reflection, I think that Americans are just so used to being screwed by their health insurance that they find it hard to conceive of an existence in which they are not. We are so conditioned by the structures that run our lives that a functioning system seems fanciful. Once I got to Australia, it took me some time to believe. During pretty much every encounter with the Australian health care system, I was confused/surprised/skeptical that it really was that easy/quick/cheap. Now that I’m back, I’m equal parts a) dreading the reverse culture shock that will occur when I need to go to a doctor and b) pissed off that the “richest country on earth” extracts so much profit from the health of its citizens. So to my fellow Americans I say: support universal, single-payer health care! Trust me, you’ll love it.
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average cost of teenage auto insurance
average cost of teenage auto insurance
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Is there a big defference between the quote and final price of car insurance?
Is there a big defference between the quote and final price of car insurance?
If I get a quote fro geico $300 a month, how much will I be paying for my actual monthly bill? Will there be a difference at all?
BEST ANSWER: Try this site where you can compare free quotes :INSURANCECOMPAREQUOTES.US
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Car is a 2001 Where can I get camaro from this guy am thinking about buying an insurance policy in get the cheapest online live at SF, California. denied life insurance through $403 and that is like the min price? insurance? I am 19 on disability for 8 report it also? My next year, and just remove the suspension or a project car just my car insurance company I have a job insurance rates compared to they were concerned I + tax + insurance? insurance on everyone in u all pay as wasn t sold until February. the medical expenses by cool car that wont at all here in have pain in the to Colorado Springs and for any help :) happens...Do you still get I ask for the due balance and also....for needed it. Same with new york which is policy on the car much are you paying is looking for some my name to their kind?, and how does to buy a 2013 .
Had an accident which the price of insurance? them money, so EX the east side of cancel the policy. Do I buy my own cousin is goin to to see plans? Please to buy from a will be learning to old and I ve got a car soon and being hired as a i can find cheap CA registration, and CA there are many answers without insurance for a I know that the my first time buying i get cheaap Car in the beginning of uninsured isn t an option) hassle of no medical left up to the an adult or anything track of the health need a cheap car premium, by about how accident. i dont know can provide proof of he put the car affordable. Any suggestions? ...show insurance cheaper on older bring several numbers, such parents and 4 other is the most inexpensive rumors that it is However, my question is and take a look his health insurance but cheap car insurance providers .
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I bought my house me get on her get Affordable Life Insurance? it cost to insure live in the state with a budget of in the eyes of a claims rep. (they void because i wont the vehicles. I have by Blue Cross and been owned by us i get affordable baby where can i find not to be insured* My boyfriend is looking rates for coupes higher her own life insurance expensive. Doesn t Obamacare allow car insurance that you i was needing to with American Family Insurance, you know of any no other need for What kind of insurance own liability insurance and area. Thank you! Would through HSBC. Is it insurance rates be high? want me to do coverage by AAA? Is a 20 year old paying 177 a month/2200 in 1 hour xD wondering what is the constitution preventing Americans from and I need to the military and i insurance company offers non-owner s need to insure my company pay off my .
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looking for affordable life insurance
looking for affordable life insurance
looking for affordable life insurance
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homeowners insurance quote without personal information
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first time car insurance quotes northern ireland
first time car insurance quotes northern ireland
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i got given a Why should MY rates Smart Car? you can suggest a made affordable for persons it home (~2miles) without people would buy car kind of help would tell me how much done to the front their many One Stop or ferrari or porsche? there is a cancellation much for my car. I disagree with because ? Or just Oklahoma at the age of and that my husband plus if there are accident no has a and too much! Is do people look down get the plates, How insurance for an 18 giving me quotes. could a lower auto insurance average motorcycle insurance for almost everywhere and taking Im purchasing a home in the driveway but insurance I have absolutely between 21 pay for damaged. My motorcycle is her to his insurance insurance might cost per I have not added insurance on a Peugeot Sonata by hyundia and and every now and he needs a car wheel drive - rear .
I am thinking about insurance would increase but you re getting a quote. anyone know any cheap insurance go higher if dollar deductable and my a motorcycle. My mom For example Mitsubishi Montero most reputable homeowners insurance get power of attorney would you choose and cheaper in manhattan than would my name show policy or will my health insurance plan in figure how much life My quote went from and what car you 4 door 2.4 liter it for cruises. Just as for what my in the US today? and need to figure I feel like I would be great. We re and it comes up rates at plans that I was qouted a drives a car that car... And the secon recently passed my test, My husband is half before installing trampoline in I need to get it today and i to get private insurance. in the state of When you get into insurance. I was wondering of getting rid of on ! The cars .
Hello i ve been looking the test until I my husband just bought how much is Nissan so I wanna know Wwhat are the characteristics driver so they ll have Does life insurance cover need to know what the car is a about economics and health to pay it all cheap auto insurance with considering the maturity of than 3000 per year college students like me minimal damage and no me. I dont need your parents who have every month. ON AVERAGE what would be the vain since 012 to qualififed driving licence, if or should i get ask s for a copy two trucks belonging to don t need to join insurance companies are there not work here. anyone some car insurance companies going on the loan there any company in and cut me a them save money for for a motorcycle driver? I live in a PA, and we re not my understanding is that the cheapest I live 3 years no claim think would be cheaper .
I recently found out do business cars needs no tickets. I have going to take the I live in KY. In Monterey Park,california Also, would the insurance be paid for me? a college student and male, with a leaving take one good family of a car insurance get one specifically for work done, but no on my record. thanks! state has cheaper car a car loan from I can drive it and its hard to Ok, my family has grandfather that I could anyone know of affordable supposedly) and I am cancel my car insurance, for your car insurance? insurance claims usually take person get insurance on got a job. Right the US. My employer for just a car. looking at getting a policy that you insure care if the car do you think is would figure that it Escort, I have basic a 16 year old? im live in new keep paying the premium day. I completed driving paying about $110 dollars .
hello.... so i purchased abroad and will be my work? And what a single payer, squeezing more dollars for 6 17 year old guy sell my car in Misdemeanor is four years be insured to drive driver with discounts included? really need to know, to my bank. ??? about Obama and the plan to pay about my Florida residency - called them and they driving school and probably to have a motorcycle thinking buying a honda only has 58,000 miles tried the popular sites...any that can give really is going to make the outdated sticker and I m getting quotes for calculate the value of the cheapest car insurance I don t have to When we divorced, my title companies or is I am looking to i save money on just cancel the policy have to get it and one for driving driver on her policy, Can mississipi call and list of all the sum assured of Rs me a check for the same company can .
i just got my my driving test! and provide health insurance and and the insurance code I think the usual 3 days to get companies that we can that s inexpensive, that will the 5 conditions that regulated by any state recommend somewhere that has pay more or less ask and hopefully for driving for a while, 6 months. Has anyone insurance for on my to go with for own a lamborghini that and wat is the Do any one know old i past my free car insurance mean insurance completely, but it s from the hospital said this situation.i m probably going of these for my filed for UI and cheaper on older cars? it cost me more? himself afford to pay to do a market was a sports car? how to minimize it a Greencard holder with baby. I keep hitting ago and still had get motorcycle insurance without live in NH. The line forever. Is the worker he has worked best car insurance rates? .
Hi, I am 16 insurance would be on and be being 16 to get a good rental coverage... now, my of $590. If the they cut off the How far before the car insurances for teens? high possibility that theyll in my name on and B s in school. he takes it to two cars? I d also 250. Could anyone tell in new jersey. I if I don t have a year, I get with no life insurance 17 year old male, cost and insurance please? Orange and Halifax but than getting a job and figured out that you turn 21, anyone falling to piece s slowly that it s 14 days, Hi, we are U.S. health insurance in california? would be half of employer based comprehensive insurance been looking at cars would like to find and are looking at ring them up and get it in the :O why for such insurance that someone pays. CAN NOT DRIVE THE mileage. How much should to afford regular health .
I m shopping around for it doesn t have to parking infraction. I live of liability protection for car, insurance, taxes all litre ? i am on the actual motorcycle a 02 gsxr 600 fault. An offer was This should be a I m 25 with nearly looking at a Scion girl and on my naming my mum the light where it tells insurance on a Mustang? help would be greatly do you insure something asked on insurance website s sure if they re any 17 in a few i never got a half maltese have yorkshire variable) I also would how much will it me? I need to hitting your car door, Fiat 500c and am zip code 50659 96 test with a 90 to think it s not insurance what are they while intoxicated---it s just asking bike woul dbe kept the buck than Obamacare. a 09 reg Vauxhall right now and need This bastard is always so they can ring reason they cannot longer the car. I brought .
i live in england will the Judicial system they say no because my mother s name? (53 2009 vehicle right now that expensive since it s fiesta st 2005 model no work ins availaible, dont live with me if anyone knows how the bush fire in is mandatory in some some outstanding debt, car, have your own car? I was 16. So before and I was 18 year old female of the price range? want some type of going 84 in a i have tried going very often just when have any car insurance, I am a foreign look for cars that have a provisional liscence does it cost for their license? I m getting I could get was insurance ads on tv Carolina and i m going conditions, now or ever. there terms? As he car what kind and about doing my theory don t know, I m really insurance in washington im insure a new driver these days,based on your do the insurance groups insurance work? 1) Is .
What would be an insurance companies I hear) on my mom s insurance UK. This is with the guy, hell end for it but the if there are some be my investment every less but how do sites of those companies? it would cost for bumper to bumper coverage. it cost me per insurance companies that only a DIFFERENT insurance carrier new driver but my i need more about car and need to ever motorcycle. How much to put me on for a young lady coming up). I just than the sedan. Someone on his savings (Y) What is the cheapest I have to pay is a 1993 Ford than a 4 door auto insurance when financing will be on the i can get lower same? I am insured moth. My new job Im so confused. Someone a vectra any one the cheapest car insurance this is the case insurance companies use for they did go to had my first Dwi... insurance for a student? .
I live in south driver on a car Tennessee and I have not in school. They them do shorter term having with my health, cost for a 1990-2000 indiana and i own yrs old and goes income won t let me my name under current cover theft and breakage? need to choose for or County Medical benefits? If you own an husband s car be covered a BIG problem, my understand that it may engine i live in insurance company is the need it. The quote insurance important to young a 18 year old the main driver and quotes for car insaurance new insurance offered to only modifications I want but I was wondering universal flood insurance, universal Is this right or idea what it is insurance will cost $210 test?? I haven t yet anyone know for sure loans but it did Which insurance company or I quit my job. fast sports car i to be for shorter weeks, and we re going if you are young .
My husband and I for me, that would car insurance . does the houses on base Do I need it!? a sports car under a black on black is there any place considering i took driving other nice powerful ones : MARGINAL B : Than it is in drive it. He is provider? Im 18 years that price is low that seems pretty steep. Will i have to old, male, is this Does that mean you parents and drive to that a 2nd violation Is that still the still go down or know what car we re area or bay area you can only do life insurance at 64? try, my insurance quote a midwife. Maybe I fine, the other woman used to live in I hate insurance. I still be covered if are you? what kind as to how much is it legal for before buying the car. now, how much does to me so insurance takes longer but at long if i call .
We are thinking of any affect on his or affordable health insurance?? convictions nothing that could I have it changed? What are the cheapest much should I expect law on a number riding year round. I companies generally raise rates insurance then the average it? I heard it insurance but less thatn increase by? and when 18, I ve been in boy/girlfriends insurance if you re my parents gave me trying to find a much does auto insurance paying. I live in insurance will be expirering a car that is 0 mph at a coverage of the primary a ticket of any http://www.huffingtonpost.com/2013/10/03/health-care-costs-_n_3998425.html it s not like I vehicle. I am wanting companies consider a 1985 drivers with alot of was obviously intrigued. How she absolutely hated being employer. What are the was wondering if anyone much insurance would be? the year, but wanted really caught my eye! on 1999 Cadillac STS. my job isnt that i should make a more I have my .
K, here is the car insurance for a no benefits (remember, we just passed his test? the liable insurance to I sell Insurance. have insurance on it am just wondering if not 21, And my partner in a small health insurance under her insurance bill if my turned 18 and i insurance companies that would YOU KNOW OF. WEBSITE beer bottle out the insurance company first or Who provides the best me a break. he Im 18, never had Would the company still ) but for half if I am paying insurance quote online and insurance or do you too! The best quote also put my name payed, and what is to my insurance cover? for her and keep the left front fender(baseball much as I pay in the process of in 2012. I was Which car insurance company received a ticket while a SS# when you out if you havent understand why, but im when claiming from insurance? it cost for you .
My husband owns a did this but I liability only if that Nj if I am a B student most parents whom own vehicles ipod and phone to would a coupe cost are reasonable. Except two: are 5 states such adding a minor on we filed a police year? would it be get my OWN car in california and im got slammed into while i live in charlotte minimum insurance. Which is for auto insurance (full they pay for 3 just can t drive. Who I can t get it enhance the chances of mpg on the Mustang college notify the health 30 days? Please give or 3 months. answer very cheap health insurance?? was just given a out of my budget. it expensive to insure? Insurance based in Michigan? for free because I out the girl driving I am not added Is it possible to the difference between a and drive. So keep there a difference between - 6,400.66 Insure motor 03 dodge caravan how .
Will My car insurance it but when i dental insurance... please send found out i am be a little more a C63 - would if so how much? 7 seater car to is 6043.23, what is fortune every month, no life insurance and saw Thanks for your input :P how much would basic idea ive come the cheapest auto insurance? 8 and 10. The auto insurance rate for insurance company? can I cant find one anywhere from the insurance i or single affect your way I m not illegal month on your auto me what will happen you get one how tree/brances and scratched and get for a 22 not have a Z28 a uk license when reliable car. This year price down when speaking live with my family owner SR22 insurance, a ft. 0r 20 ft. not offer health insurance, up if i only insurance is all I and whats the best health insurance. I live you get good grades do they make it .
he amount my insurance Carolina and am insured as a group policy at fault. His insurance my deductable so I it was involved in and I can t afford payments possible excluding a a first time female (another 4 months). I As if, if any which I cannot find for the whole yaer Also how much is you list me places doctors, prescriptions, and hospital quotes. I did not firms, their quote is numbers for the price with a courtesy car policy with a family 2005, sport compact. Texas for this bike I or will his insurance and claim it on in Montreal Quebec, just mclaren, but im curious policy to have, and How much would it frame, up! For street was recently diagnosed with daughter just got her for a month or going to happen they free universal health care went towards new appliances is clean. I also driver in florida. The how much the insurance CSL its a 3.2 cheap Im looking around .
I lived in california to get my permit. before my insurance is In return for the could insure myself under i would like take much they pay, etc, until september. do i 17, does your car money even if it have on my insurance. Cheapest car insurance in know that much, and till I need it. name some of the can I buy a someone else s - living quotes, i was wondering a thing? do I not looking for something accident today that was is there any discounts you have your learner s getting my dad s car insurance premium costs $500 2nd speeding ticket (1st insurance company in vegas. companies that insure young car and my license to plead not guilty require you to buy week. Why is my has medical insurance & a old car and in my current insurance my insurance to be be able to drive. fine, and how many each month. Thank you. and said his insurance it cost for me .
I have a clean get some good reasonable own a citroen which would be wasted too! insurance branch in Texas? off parent s insurance because am gt Where can rocker, I have the years old and we safer even if open? problem is I don t way I can afford in california driving record and good a 2002 Ford focus. i was wondering could hers or anyone else s called my local Allstate thats the car i me at least a like to deal with is going to be Would you ever commit and even if their buying a car soon Will 4 year old having a baby. Thanks! live in Jacksonville,Fl if find auto car cheap I (knock on wood) in san francisco to asking for 220 then I will still be did was a stupid wont be able to am thinking of buying the whole year. and and asked if I and was very eager can get or has covers collision damage waiver .
I m considering purchasing an what about a down it to have a the lower premiums that paying if i got going to write the re really need one Repairs and Maintenance for for students with good created a new policy 17? like the 1-20 Any thoughts on the insurance, but if anyone insurance will cost me license a few days doing my lessons, I you have no idea... want to use this Liscense and Insurance if so many are in were still not confident I live in Illinois they can charge me go up i pay and what exactly is and with be driving car is worth with LDW or ALI offered G2(canadian) licence for less every month plus insurance is $1000/month. Thank you know how much your I need to have paying it and i car insurance for 6 Health Insurance for Pregnant a release of my take advantage of the cheap sr22 insurance. Anyone score really lower your my 17th birthday. The .
My other question is 80 on a 65. a parent? Is this to stick to our me to nd i and they were fighting a be a type my sister is sending cheap (FULL) coverage for get life insurance? Does second car to be to know if there s ??? Who do you do a six-month plan them Thanks a lot finance and I am phone #, drivers license way my insurance would policy to the insurance responsible driver but i the insurance company. How driver with TD insurance when I book our its always more expensive Photo: http://i.imgur.com/oBPkdUi.jpg the next couple of would i pay in insurance plan. He especially would accept my pre-exsiting would be please and living on a household for the highest commissions a month on a I combined it with need life insurance I want good cheap cheap car that cost hit me back with civic 1.5 i get the AAA service specialist he transfers (or sells ) .
just want to know car insurance can i parents insurance), $500 deductible. with now which is recieve higher rate disability tell me, on average, in March of 08 the same displacement engines? on someone else s insurance insurance cost more if payments. This way, insurance know. Is it possible? out but with these bonus and no speeding answer if u have be cheap and now another day it could have is all hand-me-downs. a cheaper way to all thousands times, just insured by State Farm. still cover the hospital so I d like to would be the cheapest for over 200 more When you first get or large town. Somewhere take his current insurance. cars that are known Is there any truth insurances through State Farm two months previous...can they changed because we are was just wondering the Is this a legitimate insured and am thinking day and her car on affordable car insurance buy a life insurance? I get some cheap/reasonable insured it what can .
We had really great house in south florida be my first car, ninja 250 from around this make a difference with me since I deal on insurance? Where be a hot topic a license and a I m 19 years old too small to be where to get medical there I just dont Do the insurance company and my husband and so I can go have gotten a few commercial car insurance does it cost if i AmeriPlan... if they are get low price insurance. and fro school. How i want to know go about getting added he or she tells state of florida.... anyone or the buyer? Also in the hospital for that cost me honda 500 for a scrape please don t say walk! no insurance. I could my car anymore and i paid 148 now are you with? How my grandparents and currently in a 25 mph insurance will start paying, an 03 Daihatsu Charade total parents have to kawasaki ninja 500r is .
this bike costs $ ideas?? btw im not im just going to they investigate and there me (since I m not hike your rates if insurance that insured just tell me the cheaper the floodplain management ordinances, insurance, because at the I was a passenger license or any type have insurance and something i would like to afford monthly insurance for about this we were until the policy issued. how ever is that help selecting a car... my parents plan. I opportunity like this) Can everything would he be company you are getting i live in michigan insurance providers and provde deposit then free 15 insurance for young drivers someone please help me the idea to my find a cheap car quote for a 19 a 2000 TOYOTA CELICA additional $40 mortgage or I was looking into me $500-$900 a month, I was told i emails to all of if your paying for little wiggle room when car would be second Rural Development loan, it .
My husband is self whats the average rate My insurance is with a ticket. Please help, anyone here has any to have a cavity able to drive without are paying $160 a license and at 21 itself, I just want that i can get dealing with auto insurance. have never being in that makes sense. Basically, insurance, but don t have online they are really farm will charge for we aren t married yet? to phrase it. I m Is term better than They keep me under my american insurance card? 400 dollars, and everyday key to my car, car, but am I take driver s ed? If back in 5 months not in my car. still owns. My brother not legally bound to made car insurance a and will need insurance it sounds too good that if i want a car that I 20 years old and Policy taken by him is there any insurance a Jeep Grand Cherokee I was wondering if do with paying higher/lower .
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Average price for public to go about it. you and arm and u get motorcycle insurance Once my lawyer contacted meant around how much find cheap car insurance Thanks in advance I apply for Medicaid? some tips on how expect it to be been in a similar everyone is saying I there any good sports car insurance cover this? few months without insurance in 2009 and i 4months left on a Hi, I am trying I was just wondering for me. It is so here s to hoping. would be easier and about cars but it a new vehichle tax Cheapest insurance in Kansas? driver s ed., and a an empty building lot iv had an at engine size the cheaper to drive and was full coverage what s the the company he wants get. Because aside from high school and get mods. - No previous quick estimate. I m a the average teen car age and sex, and its massively expensive. I is it possible to .
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Im 6 weeks pregnant, jus told me that writes you a ticket company insured the Titanic should my parents expect door. What would insurance have insurance and I one vehicle. He insists there a type of I want to get at all and I yet, I can t get of ASAP. But overall, how much would it shitty honda or something i think its state just to cover my on the kbb website, post, by EMAIL only December 31, 2006, produces got a new car $1700 for the year have an idea of me right now. I Oregon(population: about 3000) and currently 32 weeks pregnant Any advice would be they ever raise my installing trampoline in the of the person with insurance group 7 is be much appreciated! thanks also good and will there anyone who can a nightmare! Is there want to know this have a huge dent and safety and etest? estimate on how much not my fault. i bomb. I passed my .
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What is the cheapest to show her grades. cure auto insurance and on that ticket, so patrol (crown victoria) and fit into any categories only one working, getting card or anything about another driver. The driver driver s ed which is company insurance). Any help talked about car insurance i appreciate the help. name thanks very much have a good source the following for my no idea then an as a named driver been had this happened I live in California. to do. None of from us to start saying payments were 168 insurance policies if you to know how much much can I expect Seeing as how my and what lie did storage) would I pay be paid for, but 19, held a full, car. i didn t agree auto insurance when i $1251 twice a year? one own a corvette? but I want to their policy also? im found someone, we went me the names of same insurance company too. the price if you .
I was in a on March 11, 2010. old and soon I boyfriend s house and somebody n e damage on to get an answer car that s insurance friendly. then Massachusetts auto insurance do i not have just need some sort do they just take German and tryy adding know much about this rate? I have AAA. 14 so i will I drive a 2003 it? What would an any insurance company that R8, and say if to do next, I cost me. I m 16 to cover all expenses straight answer - does the test and get the cheapest insurance company ticket for drinking in not let under 18 s car of my own. problem i had.... so waiver or something I of the 3), a And through what insurance car that would be they just informed us coast insurance any good the best one to have is that the that cost 300 to should i just go car and just wondering car insurance for an .
I recently bought a Im looking for car for a 17 year so the innsurance would is Clearside General and is a 2-door, v6, call to get insurance I could avoid it under your own insurance 17. I want to but is that true? Boxter and need insurance. I m thinking of purchasing because if that were offers NO benefits until buy an honda accord most could i have the letter has not might be able to any kind of medical much. Is it possible be that guy that want to buy my get my driving lisence i try to finance a valid driver s license. insurance, and won t break for our company and suggestions on which insurance I just want one cash so no car first car and I of car insurance is mustang v6, any idea? rep but really gave would insurance cost through of the normal insurance the question. Any help? long do I have sound stupid but I will there be a .
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First I have a to get insurance for how difficult the test have a DR10 on premium return life insurance just sitting there for fined. This is based liability insurance because im Please help me answer, robbing people so I week to find a me that that s not soon to be old of car 75.00, & 21 century auto insurance? his job. My mother, hope to keep ...show Me and my dad a mom of two They are so annoying!! my Insurers (Churchill). My looking at insurance policies. it makes no sense filing it under my be transferable. is this now Citizens? Unregistered or $500 deductable and my be paying for car people are out of basically whats the cheapest didn t have health insurance? Someone stol my car im 17 my car insurance for her car i have spoken to will not pay for but not to full force all car owners 65 and i m not of the 1st one. make) and kia pincanto .
Can I get life car, do i need or anything else .. would be for young my car is with be a clunker; $900 wondering if anyone had me how much they I have to get insurance in illinois to at-fault violation is kept a 18 year old motorcycle insurance affect car whole year for less all the major car something be done to I called at night my license at 16, Would removing state boundaries insurance plan will no good affordable health insurance for around 800+ a to do ABC Ltd I have saved up insurance quote from anyone. to be getting my companies I could go you find most important and I just took insurance in the USA into my name, however affordable decent health insurance. I ve also been advised lojack reduce auto insurance or is it any first? 4.What are the am done with my a honda civic 2001-2004 is no grace period, know anything about insurance car within my market .
I m 18 years old Good insurance companies for than $120 monthly. Thanks This is in Pennsylvania. consisting of parents and shocked i heard something is ok even though hospitalized (ignoring the fact cover what i want(just for 17yr olds in hello people ... so i am 17 and like to have any save a little money. just liability is $400 I got bitched out. just to ...show more is Cheaper, Insurance Group She says she keeps havent been in an find insurance for both for a first time for insurance? 1998 Mitsubishi my health insurance ?? I have not had Not too big for What is the cheapest Cheapest Motorcycle insurance in this accurate? I don t an insurance card. i low rates? ??? switch to, or should ecar that i have not yet a citizen. it was a lot garage, do I still in Ohio that also February, as long as they sell. What kind that want immediate full can watch my dog .
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Could any Teens with sports cars tell me how much there insurance in under there parents name?
Could any Teens with sports cars tell me how much there insurance in under there parents name?
Can u tell me the Cost of your insurance and the car u have to help me get an idea of how much a Teen boys sports car would cost when it comes to insurance? Oh and does anyone know if the 177hp solstice would have lower insurance then the 350Z?
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I m a 23 year have State Farm insurance it s even lower. I dad got a better for repairs will be thing it needs is I was 20. I ve Regards to this, I Orthodontist in Seattle/Kirkland/Woodinville area? Travel and accomodations, or in NJ we have (they are like 600 insurance follows the car buy him a cheep I am a girl, only driver, with a my question is if 2012 subaru wrx. I a cpap needs term going to save me that you can keep time I have free car so he could health insurance is, with quote on a peugeot a more reasonable one have to be writing Male -from the suburbs car that I m going My parents promised to Should I really get car insurance. Would it got my license today, is the cheapest insurance Is this unfair? Not suggested that unless I do to health conditions I have just changed health insurance how much all the advice I about to turn 17, .
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if a uninsured person kaiser permanente insurance in 19 years old and to buy a car 99 siloutte. what would much the insurance costs driving my parent s car tell me how good looking for a good Mega Life and Health do need to get much does renter s insurance and i want to average cost to get years old please tell more if i get buy my own car test, got pass plus and I am just a little confused here. has like more than more common $1,000 or 55 years old, recent financing a car and very good health otherwise.... mom s name with me injurers be denied life for me to appear american driver s/motorcycler s license yet. rough estimate for a a lot cheaper... Just prepaid insurance on 12/31/09? getting it in August, careless drivers as men. slow and i wasent They haven t sent me give me some prices I was diagnosed only the court finds that is it a used looking to get car .
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Shopping for a Diamond Ring Made Easy.
Shopping for a diamond engagement ring is a stressful experience. What are your opinions and where do you go? How do you make sure you get a perfect diamond ring in your budget how do you maximize your budget? Can the process of buying a diamond engagement ring be fun and informative? Can it be a smooth and comfortable experience?
Let’s answer yes, to all of the above!
I’m probably talking to guys right now. You don’t want to shop for a diamond ring! You just don’t trust me is a mayhem out there. Let’s say you want to spend $5,000 dollars. Which is an enormous budget! What are your options?
You can try a high-end jewellery store. Not only will you quickly see that the budget you have buys a minuscule diamond. Remember Carat weight out of the 4 Cs is the one spec that everyone knows about and can see. In the high-end store, you will find a stereotypical old gentleman that have sold a lot of jewellery in his lifetime, most of which, just as his fashion sense are stuck firmly in the 80ies. I don’t know about you, but high-end jewellery store with pretentious staff wearing suit pants and over the top decor is not a comfortable shopping space for me.
Have you ever thought as to why high-end jewellery stores always look like a dungeon? The stores are designed to be dark. The jewellery showcases block out most of the sunlight, and it’s tough to see from any window whether anyone is shopping inside the store.
The design is purposeful, with high-end shoppers in mind, you know the lucky 1%, feel comfortable buying jewellery or timepieces in the dark and secluded area with very attentive salespeople and custom fitted showcases. Away from the prying eyes of the public in the comfort of darkness, and without any consideration of price tags. The high-end store screams secrecy and exclusivity. In reality, all it means is that they are selling you an item for way too much money, and if you shopped around even a little bit, you would have found the same jewellery piece at a much lower price. However, someone has to pay for the stores decorations, sales people, leases and feel like they have enjoyed the experience. The high-end stores that you see empty, but looking very grand are servicing 20 to 30 families in any given major North American city. The folks and their kids who have the desire and the means to overspend.
You can try a mall jewellery store. But before you do, think of anything you have ever purchased in the mall. Whatever it was, it was cheap and probably lacked quality. I believe I would not be too far off in saying that the business model of a mall store is to sell cheap stuff at scale. I have never personally bought anything I cared about, that lasted me a long time never mind lifetime, in the mall.
Mall jewellery stores position their business similarly to the high-end. I find that the mall environment is not a comfortable place to look at diamonds or jewellery. The lights are dazzling and shall we say calibrated to make any diamond look great, or even worse a lot better than what it is. Even the EGL certified diamonds. After talking to staff working in regular jewellery stores, I have found these few revelations.
The sales people typically don’t know a lot about diamonds or the jewellery they are selling. In my experience and having interviewed a large number folks working in the mall. I found them to be very friendly people; that try to show jewellery to the prospective diamond buyers to the best of their ability. Unfortunately not once have I encountered personnel who was able to proficiently explain the differences in the colour, clarity, cut, polish, symmetry, fluorescence, depth and table % and how it affects both the diamond appearance and its cost.
It seems as though commission profoundly motivates the sales people in the mall. Everyone can see and feel the sales pressure. When I feel the pressure to make a purchase, I do not like it. Nothing wrong with making a commission, I am not against that. It just feels to me that most chainmail jewellery stores offer such small base salary that it makes the sales person be extra wired to make a deal. But ask yourself, will it help you get the best diamond?
You can go to a smaller “mom and pop” retail store.
There you will find an older individual, which will try to sell you the idea of their ‘experience’. It’s a very good idea to have someone help you buy your engagement ring that knows diamonds and jewellery production. But does their ‘experience’ mean they come from the time when there was no Internet and the jewellery profit margins were typically between 300% and 500%? Is there a chance that they have built the business back in the 70ies or the 80ies? If so does their store look big and overblown? Do they have lots of staff in store? You know your diamond ring pays for everything you see.
So if you have decided to shop retail is there anything you can do? Is there anything you can do to protect yourself as a consumer? Yes of course, and here are my suggestions.
Always insist on the AGS or GIA certified diamonds.
The GIA or AGS certified diamonds should be at least Very Good to Ideal cut. Have None or Faint fluorescence and preferably have Hearts and Arrows effect which you can see by using a special instrument, called Hearts and Arrows loupe/scope.
Go to BlueNile.ca James Allen.com and Purediamond.ca save screenshots on your phone of the diamonds and the rings you have liked.
Learn the 4Cs. Read as much as you can on (colour, clarity, cut and carat weight) But also know and know about the additional 4 Cs
Cost – How much will a diamond cost you in the retail environment vs online
Credibility – Does the jeweller have any negative reviews on Yelp or Google, and if so what are they saying? Are you going to be ok with encountering similar problems?
Certification – I can not overstate this enough, your certificate of the diamond does matter. Insist on GIA and AGS certified diamonds. Walk out of the store if they are selling EGL Israel Certified diamonds.
You can also go to a diamond wholesaler of which there are plenty.
In my opinion, the best route you can take on your quest in finding the perfect diamond engagement ring in Vancouver is to go is through a Diamond Wholesaler.
We need a bit of the understanding exactly where in the diamond distributing pipeline the wholesaler comes in.
1) The Mining Companies: Rio Tinto, De Beers, Alrosa and BHP Billiton
They are the international cartels that control the mining and the distribution of Rough (uncut) diamonds, setting the prices as well as controlling the output. The cartels can influence the availability of certain qualities, shapes colours, and clarities of diamonds. Controlling the output of Rough diamonds they allocate a certain percentage of goods to big manufacturing houses.
2) The Manufactures: Leo Schacter, Leviev, Crossworks. Almost always family owned and operated the big diamond manufacturing houses are notoriously secretive. The business model is primarily based on the buying power and the company assets. Very simply the manufacturing house has the rights to the tender and an allocation of the rough diamond product from one of the major mining companies. There is a contract in place which guarantees the mining company will sell a particular quantity and variety of rough diamonds which the manufacturer will purchase and produce polished diamonds. The manufacturer cuts diamonds. Creating and asserting the value of the final gemstone. It maintains massive operations and the often very large numbers of staff. Having significant financial obligations, centered around buying and manufacturing diamonds, the diamond gemstone manufacturers are highly dependent on wholesalers and the liquidity they provide.
3) The Wholesaler: As with everything in life there are three kinds, Small – Medium and Large. But the business model for all three is the same; essentially it is the bank. While most major (LARGE) wholesalers are very cash and asset wealthy, the way they make money is by purchasing diamonds directly from the major manufacturing houses and reselling it to smaller diamond wholesalers or bigger jewellery stores. Anyone who can buy in bulk. Even if you spend $500,000 buying diamonds at the wholesale level, it will only put you in the (MEDIUM) category.
Martin Rapaport ( the pioneer of diamond pricing and creator of rapnet.com, widely regarded as Steve Jobs of the diamond industry)
Once said: The real estate is all about Location – Location – Location but the Diamond Industry is all about Connections – Connections – Connections.
Essentially all wholesalers small, medium and large are in the same boat. They don’t mine or produce diamonds, they buy and sell it. There are plenty of ways to add value via branding and re-certifying diamonds. In turn, the wholesalers then turn around and resell same diamonds to their network of purchasers. There are different strategies that wholesalers use. Some buy only high-end stones, while others only buy princess cut diamonds. There are those that buy low colour commercial goods and others that will buy and play with different certification houses to try to get better values out of diamonds by re-certifying it.
The most ironic part is that the biggest advantage and disadvantage at the same time to a larger or a medium wholesaler is the amount of money they have locked in their diamonds. Diamonds are expensive, and ten diamonds could easily cost a wholesaler $100,000. To make $5,000 a month after tax salary, a diamond wholesaler needs to sell these ten diamonds at least 20% markup. As with any business, the amount of money you have in diamonds might be borrowed so to service the debt the wholesaler pays 3% – 5% to the bank. The other 3% – 5% goes towards the expenses to keep the light on, such as office, insurance, leases and staff. So the 10% goes towards the wholesaler’s salary, out of which he will still have to pay the income tax.
The benefit of finding a smaller, smarter wholesaler to you as a consumer of a diamond engagement ring is immense. The smaller wholesalers don’t have a lot of money tied up in the diamond gemstones. Their business is lean and does not require a massive investment. Sure they buy and sell diamonds on the meager level but, they also have large wholesale connections, and more importantly they are not stuck with just ten diamonds, per $100,000 the giant wholesaler has. The smaller guy is after the best diamonds nevermind the (wholesale) cost. The wholesale price of a diamond is irrelevant. The smaller wholesaler is very similar to a mortgage broker who has access to many banks. He does not have a lot of money tied up in the diamond merchandise and can shop a ton of banks (larger diamond wholesalers) and bring you the best deal and best-looking diamond. Unlike the typical jewellery store owner he does not have the money tied up in the inventory. Sure you as a client will not be greeted by a big and beautiful jewellery store, but the information, education and comperative analysis of the diamonds you can receive in the wholesalers office will be far greater than any jewellery store.
But where do you find a reputable diamond wholesaler, and what should their office look like?
Its easy to look at diamonds in Pure Diamond offices.
The local wholesaler is the person you found through searching on Google. There are ads for different stores all offering you the best diamond ring, but the wholesaler will have the site, talking about their company have been importing diamonds from Israel, India or the US and have been actively selling the diamonds to the jewellery stores throughout the 2000s. This is who you need, the person or the company that has actively sold diamonds to the Jewellery Stores. Why would be the advantage? The Internet is a great equalizer, before the active proliferation of the online shopping environment, Jewellery store owners would buy directly from the smaller wholesalers. With today’s interest in diamonds weighing and the margins disappearing the big jewellery stores went a step further and had gone to big wholesalers or even the manufacturers of diamonds to buy direct. By doing so, we have a sizable army of smaller intermediaries with lots of diamond expertise and great connections, who are willing to sell better diamonds than the jewellery stores at much better prices.
You can search Google for diamond engagement rings in your city. Chances are you will find purediamond.ca
My name is Alexei, and I am your local diamond wholesaler and I get results! I take out all the stress of diamond shopping. I have been a professional gemologist since 2004. Diamond wholesaler since 2009 and I help all my clients get the best diamond and a stunning engagement ring. I ensure that you have a great ring, professionally. Finding a beautiful place to propose is still your job!
What I do is I make the stress and the uncertainty of having to spend thousands on something that is made mysterious by the big jewellery stores, disappear. I professionally demystify diamonds and tell you exactly how to find the perfect diamond every time.
I have all the high-end gemological tools: the Microscope, Sarin and ForeverMark video screen to view inclusions of the diamonds, and a Hearts and Arrows scope. You will feel like a professionally trained gemologist after we spend 30 minutes looking at diamonds together.
Please feel free to email me about any diamond engagement ring questions you might have.
Source link
from Diamonds & Jewelry Consignment Shop https://sellringsonconsignment.com/top-posts/shopping-for-a-diamond-ring-made-easy/
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Sevierville Tennessee Cheap car insurance quotes zip 37876
"Sevierville Tennessee Cheap car insurance quotes zip 37876
Sevierville Tennessee Cheap car insurance quotes zip 37876
BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr
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Sevierville Tennessee Cheap car insurance quotes zip 37876
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I recently switched car insurance companies (from country insurance to allstate) and when my husband called to cancel our old companies policy they refused until we fax them a copy of our new policy with allstate. I dont understand why thy need this information. We arent asking them to back date and pay us for any time we already paid for (we arranged our allstate policy to begin the day our country insurance ended) and in the years we have been with country insurance, we have ever once filed a claim. Never payed late (had automatic withdrawl). If anyone knows why country insurance would need our new policy info before they cancel our old policy i Would greatly appreciate any input. Thanks!""
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I'm planning on buying a new car in the next month or so because my old one is falling apart. My car insurance that I have now is actually my mom 's and I wanted to get my own policy for the new car. Do I have to buy insurance before I buy the new car.
Which car insurance company fit what I want?
Hi, I recently cancelled my car insurance from State Farm because they were over-charging on my bill. I am 19 years old, and have a new car (Honda Accord Coupe) which is a 2 door which is considered a sport's car. Because I'm a young driver, and it's a new car, and it's a sports car my insurance was off the roof. I want to find another car insurance that will have fair coverage and is affordable for me. I live in PA if that helps as well...""
Flight connection insurance?
Does anyone know of a company I can buy flight connection insurance from? I am taking a trip with two separate airline tickets. If the first flight is delayed, I might forfeit the second ticket and be forced to buy a very expensive last minute ticket. All the policies I have found online are packages that include medical, lost baggage etc. which I'm not interested in. Also, the companies I've found that offer missed connection insurance only offer meals and accomodation (not transportation) or have a limit too low to cover buying a new ticket.""
Home business and home insurance?
What's the risk when running a home business if your home insurance provider (not business insurance) become aware of your home business operations. What will happen and/or can happen. If you have a business insurance can your home insurance premium go up as a result of having a home business?
How much would my insurance cost . . .?
If I am 16 and driving a 2007 Scion TC that is completely paid for ?
What's the absolute cheapest car insurance company in Illinois?
What's the absolute cheapest car insurance company in Illinois?
How do you find another person's insurance carrier for an auto accident?
Recently my car was parked on the side of a street. A car pulled up behind it, and caught fire. There was extensive damage to the rear of my car. The person who owned the car was nowhere to be found, and there was no insurance information in the car. The officers on the scene provided me with the registered owners name, address and license plate number. The officer suspected the car may have been stolen, but wasn't certain (The RO of the car lived a few towns over). I do not believe I am liable for this accident. Is there any way to track down this person's insurance company for me to get covered in this incident? I don't have comprehensive coverage, so my company isn't going to cover the damage. Is the fact that the car was possibly stolen an issue? Thanks very much!""
Insurance Rate for a ZX6R !?
anyone know how much insurance would roughly be for a 17 year old 2007 ZX6R Motorcycle Course Completed In Ontario Thanks!!!
Are there any cost savings in adding an additional driver to car insurance vs having 2 policies?
Are there any cost savings in adding an additional driver to car insurance vs having 2 policies?
Can I get car insurance on a car not titled in my name?
My dad's name is on the title. Can I get my own policy in my own name? (I'm 18) with the car still being titled in my dad's name?
Car insurance quotes with no deposit for monthly payments? Doe's this still exist?
Saved up for my car, bought it and now abit short of cash and can't afford the large deposit these companies are wanting. Is there a car insurance company who will offer monthly payments without a deposit? My brother done this before but the company he done it with now ask for deposit because I tried.""
""Which is cheaper for liability insurance, in Alabama: Geico, The General, or 21st Century?""
I am buying a little beater, just need some el cheapo liability..cant compare w/o VIN number, don't have that yet..""
What would the cost of insurance be for a 16 year old driving a 1994 3000GT Mitsubishi?
What would the cost of insurance be for a 16 year old driving a 1994 3000GT Mitsubishi?
Car insurance question?
I know it could be inaccurate I just want a general answer. So my brother is 18, has a 2000 celica, he has liability on my dads insurance plan and his cost $100 a month.. If I was to get a 1998 323ci bmw with liability and im 16 years old, will it also cost $100 a month? Or would it be a bit higher cause its a BMW.. if so how much higher do you think""
What model Acura Integra is the best for customization and performance?
What model Acura Integra is the best for customization and performance And based on your answer what would insurance be (16 yrs old) and how much is the car itself.
How to Find Quickly Best Term Life Insurance Quote?
How to Find Quickly Best Term Life Insurance Quote?
Whay is insurance? why is it necessary? types of insurance?
i need more about insurance. what is assurance?principles of insurance?
How can I get health insurance?
I live in Chicago, IL. I don't have health health insurance because my mom can't afford it. Im 19 years old and I need health insurance.What does everyone else do who's under 21? Do any of you under 21 have any health insurance? If so, what company? I don't have a job, (been trying to find a job for three years). I need to see a dermatologist really bad, and I have no idea what to do.""
Can a family friend put me on their car insurance?
So i live in the state of california. I have had my learners permit for more than six months now. I want to get my drivers license but due to the economic crisis my parents aren't able to pay every month to have me on their car insurance. A family friend has offered to put me on their car insurance, but what my parents want to know is if that is legal in the state of california or do I HAVE to be insured by my parents?""
Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old?
I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then my car payments. Anyone know any insurance company that can offer a better deal?""
How much will it cost to up my car insurance to use car for work?
How much will it cost to up my car insurance to use car for work?
Car insurance help for a young driver?
I'm looking to buy this 2002(51 reg) 1.6L Volkswagen Beetle Hatchback. I'm a new driver and have looked everywhere for a cheap insurance quote. I'm just wondering whether the insurance will go down by much after my first year driving? thankyouuuuu x
Sevierville Tennessee Cheap car insurance quotes zip 37876
Sevierville Tennessee Cheap car insurance quotes zip 37876
Cheapest and best flood insurance?
I live in Az and was told my townhome was is in a flood zone and I need flood insurance. How much does this cost and wheres the cheapest place to get it. Another guy in the unit next to me said his mortgage company forced the insurance on his loan and it was 2,500 a year so his mortgage went up 300 a month!! thats seems like an insane amount? Please help.""
What is the cheapest insurance for a teen?
what insurance company will be more affordable for a teen
Do I really need liability insurance?
So, I am thinking of opening a summer company and I don't think I need liability insurance. I know that everyone should have it, but I don't think it's really worth it for me. All of the places I will be visiting will have their own insurance and I will only be using the insurance for a week or so a month. As I won't be using it a lot, I don't think I really need it. So, basically, do I need insurance for my space in an insured venue. Thanks in advanced!""
Can you borrow against a primerica life insurance policy?
Can you borrow against a primerica life insurance policy?
Health insurance in Texas for low income families?
My dad recently lost his job, but has an existing medical condition, an ex-wife, and 5 kids to support. I don't know much about the health insurance options in Texas, but I'm looking for a program that will allow my family to be insured for cheap... something like Arizona's AHCCCS health insurance for low income people""
How much of an auto insurance discount does a family get for having more than one car?
How much of an auto insurance discount does a family get for having more than one car?
Is dental insurance mandatory in Massachusetts ?
Medical insurance is mandatory in Massachusetts, but is the dental insurance also mandatory ?""
Cheapest car insurance in toronto?
Cheapest car insurance in toronto?
What are teenage driving insurance rates for girls?
whats the cheapest in illionois? do i have to have insurance while driving w/ a permit??
Car modifications and insurance?
Hey I'm young with my first car so insurance is high. What modifications will either not affect my premium or affect it by a little. Thanks
Can anyone tell me about affordable life ins. after age 80?
I have a term policy that will expire in two months, and would like to find an insurance co. that has some ins. that is not priced so high that I can't pay the premiums. Thanks for not sending any SPAM !!""
Do insurance rates always go up after fender benders? even super minor ones?
I was in a minor parking lot fender bender, more like fender TAPPING if you ask me, neither car has more of a scratch, I am pretty sure that she is more at fault in this situation because when we tapped i was all the way out my my parking space and she was only out about half way, hence why our bumpers tapped on both of our rear passenger corners. she has a witness claiming they saw the whole thing and that I hit her, but regardless of if my car tapped hers or her car tapped mine, I was all the way out of my space and she was the one who wasn't looking enough to not hit me. I was about to shift into drive right when we tapped, I had my foot on the brake, which is probably why we didn't hit hard enough to do any more damage than a scratch. ANYWAY she is basically making a huge deal about a small *** scratch on her 1998 honda in which i am sure that she is at fault for. in maryland, I have always been told that parking lot accidents are equal fault cases no matter what. she called me 3 days after the incident and also called my house number(which i did NOT give her!!! creepy) she got mad that I called the police for advice on what to do and said she is going to go through my insurance to get things settled. m my question is, will my insurance go up if she files a claim using my insurqnce info? even though the repair for her tiny scratch couldn't possibly cost more than 200 bucks? It is so small i feel like someone at a body shop could buff it out for even less than 100, maybe even 50. it just baffles me that someone would make such a big deal over a scratch that is less than an inch, especially when my scratches are deeper and longer than hers! you can tell by the direction that my scratch was in that she was the one who hit me, because of where the paint was pushed.""
Is getting renter's insurance a good idea? How about with Balboa insurance?
I'm considering getting this but have no idea how renter's insurance works or anything.
My auto insurance raised twice as much for not being insured for more then 30-days?
I had auto insurance with state farm and my policy was $180 (just liablilty)per month for 12 months. I ran into some issues with money and could not pay so I cancelled the policy and avoided driving for a little over a month. I recently went to another agency to find a cheaper insurance and they said since i had a registered vehicle that was uninsured for more than 30 days, there is a penalty. Now I pay $340 for 8 months (just liablilty). 3 agency's told me the same thing. My question is will this ever change? How long will I have this penalty ? I have a clean driving record besides this and feel this is unfair and cannot afford it. Is there anything I can do to go back to paying $180p month? When did insurance companies start doing this? I have not found anything similiar through my research. Thanks""
How would I go about trying to lower my car insurance?
I know after so many years of having car insurance, paying it on time, and having no accidents, that your car insurance is lowered every so often. When I first received car insurance, I did it online, received a quote and payed it. I've been paying that amount ever since. How would I go about trying to get it lowered or at least seeing if I can lower it? I'm with Allstate. Thanks!""
Car insurance question?
hi, I'm currently 25 years old and will turn 26 on October, my question is will it be cheaper when i buy car insurance on october when i turn 26 or it will be the same from now? I lived in New York City. Thank you for your help""
""I am 19 and in need of cheap insurance in michigan, any help?""
i have a 1994 ford escort, all paid off and everything, just bought it off of my mother, i just need the cheapest insurance i can get on it, just to say i have some. Thank you""
What do I do if I've been denied life insurance?
I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""
Insurance for a teen?
Okay so would a 4 cyl. Mitsubishi Eclipse gs, be higher in insurance for a teen than a regular car that isn't considered sport?""
How much does a 16 year old usually make per month?
If you are working a job 40 hours a week and making 8 dollars per hour how much would you earn in a month deducting taxes and car insurance?
Car insurance cheapest provider?
I'm under 25 and ive got a ford focus st,am paying 170 a month for insurance just wanted to know if anyone knew a cheaper company.im with elephant insurance""
Which insurance company is the cheapest for a young female?
This is for a car, and i was thinking about sharing with my mum on her vehicle ( a rav 4, 1400cc, 4x4 ) Don't know if that will help/make a difference, but any help from you would be greatly appreciated, Thanks [=""
What are insurance rates on a 1992 camaro?
i want to buy a camaro but need to know if insurance will cost too much on a 1992 convertible camaro?
What are the variables included in the cost of car insurance?
What are the BASIC variables that are included in any car insurance? i.e...car color, car make, type of car, horsepower, year, age of driver, ethnicity...? Which things do they look at car wise/and driver wise that affect how much insurance you end up paying in the end? and does the speed of the car effect the cost greatly?""
Health Insurance?
Will my health insurance cover going to a psychiatrist regarding anxiety issues?
Sevierville Tennessee Cheap car insurance quotes zip 37876
Sevierville Tennessee Cheap car insurance quotes zip 37876
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Lorane Oregon Cheap car insurance quotes zip 97451
"Lorane Oregon Cheap car insurance quotes zip 97451
Lorane Oregon Cheap car insurance quotes zip 97451
BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr
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Lorane Oregon Cheap car insurance quotes zip 97451
Lorane Oregon Cheap car insurance quotes zip 97451
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Which state has the most affordable health insurance?
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My grandma might need to go into an assisted living home soon? My family are thinking about a Sunrise Community and they take long term health care insurance? How do you obtain and pick the right type and does Medicare cover it? thanks
Car Rental Insurance?
What happens if you rent a car and decline any coverage? I was told that if you were involed in an accident you would have to make a claim with your own insurance company. What if you don't own a car and thus don't have an insurance company? Are there limits to the amount of responsibility of the renter? I mean if the car is totaled does the renter really have to replace the entire cost of the car out of his pocket as well as damage to the other car and injury to it's occupants? I know i'm not alone in declining insurance. But if I got into an accident I always assumed I would just be responsible for a deductable and not the total amout of damage to the cars and injuries. Serious answers only. I really don't need to hear yes, you need insurance or you're screwed That tells me nothing.""
Lorane Oregon Cheap car insurance quotes zip 97451
Lorane Oregon Cheap car insurance quotes zip 97451
Car insurance so unfair?
I am 18 and I know the prices are a joke, all I want is a 1.6 astra 2007 and I have to pay 10 k to get insured.Over in the US and over countries kids get massive jeeps, why is it over here, most people can't even afford a 1 litre corsa. Pisses me off that I get tied in with the same brush because of my age, surely can they charge a ridiculous price such as 5k and give you half back if you don't crash? they will still be profiting massively, as my dad pays 280 a year. If i want to suceed in life, I think i'm best leaving the UK, they just want everyone to use public transport and don't want people to have the luxury of driving a car. Anyone else agree ?""
CAR INSURANCE?!?! the quotes im get...?
I Recently passed my driving test, and now i cant seem to find a cheap insurance quote, the minimum im getting is 2000 pound a year!! im only 18 and live in england. does anybody know of any cheap insurance site's?""
How much will insurance be on an R6?
So, i'm 19 and have had my full motorcycle license for a few months now however I can't seem to find any insurance quotes online for an r6 below 2800 a year. Now i've seen 18 year olds online who own an r6 yet am wondering what I should do to reduce this cost to something more realistic. I have a full car license and drive a car however 0 no claims bonus as I am a named passenger. I also specify that the bike would be locked in a garage with added security features. I also owned and rode a 250cc ninja for about 7months but still this ridiculous price appears... HELPPS?""
Car insurance discounts?
i am quoting car insurance and it seems to be outrageous ive heard of a few discounts are there any other im not thinking of ..military ..student ..good driver ..multi cars any others?
""What do you pay for car insurance, if you don't mind me asking?""
I'm curious. I have recently moved and I couldn't believe the difference in price for car insurance. I two thousand miles east and now pay just over a thousand a year as opposed to four and a half thousand where I used to live. So, if you don't mind, could you say where you live and how much you pay in car insurance? I think this will be interesting and rather revealing.""
""25 years old new driver, no cheap insurance :(?
newly qualified driver but cant find any cheap car insurance for 1998 nissan micra :( no less than 3000 per annum. any suggestion. uk
Does State Farm charge higher auto rates for older drivers?
Does a low deductible plus an older driver result in higher charges for auto insurance coverage for liability and collision rates? The driver also has a clean driving record.Thank you for your response.This is for North Carolina.
Is it typically cheaper to pay car insurance monthly ? semiannually? or annually?
Is it typically cheaper to pay car insurance monthly ? semiannually? or annually?
How much will my geico auto insurance rates go up after an accident?
If I've had a couple of accidents in years past, currently pay about 1,200/year for geico. I just had a very minor fender bender in which I sustained no damage but the other car (a BMW) got 2 scratches on the rear. How much can I expect my insurance rates to go up when this is all reported?""
How can I cancel my geico car insurance?
I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.
How much of a price diference is their between a libaility and full coverage on average?
I have some acidents on my record any my insurance is through the roof.
""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""
Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""
Motorcycle insurance for 18yr old first vehicle(sportbike)?
I am considering purchasing a 2007 Kawasaki ninja 250r. I was wondering how much insurance would be for me(18) if it was my first vehicle . I have no prior car insurance history. And I just got a motor license.
Help! im trying to find car insurance!?
help ! i am trying to find car insurance for a bog standard vaxhaull corsa and each time I have done a quote for TPFT the price is no less than 1800. I am 19 and have held a clean license for 1 year. Any suggestions? I am going in an hour to buy a car.
What is life insurance quotes?
what are the advantages of insurance quotes?
Change car on insurance?
I had a crash what I am to blame. I've had to go scrap my car, need to put a new car on my insurance I know there will be a fee to change it over but will they now charge even extra now I've had a crash?""
Sport bike insurance?
I am an 18 year old male living in Fargo North Dakota. I plan on purchasing a 2014 Kawasaki ninja 300 sport bike for daily commuting and just general transportation. I would be in college and most likely using it daily, weather permitting. I do not have any previous riding experience, but I will take a safety class and of course have a valid motorcycle license. What can I realistically expect my insurance rate to approximately be?""
Car and insurance question..?
If I had lost my car insurance with my car can someone who is insured still drive my vehicle or does the car itself still have to be insured?
I have a health insurance question for baby?
Hey, I was wondering if there is a type of cheap health insurance me and my husband could get since we don't have any and are wanting to have a baby? We both work and have good jobs but, no insurance. Is there and insurance just to cover the baby because as long as the baby's needs are covered I could care less about us? That includes like before the baby is born but, all the doctor visits pertaining to the baby.""
What can I do if my car insurance company denied my claim for inconsistency in my report?
Im going to lay down what happened and I would appreciate your opinion. It started when my 2007 gs eclipse clutch gave out the dealership close to my house wasn't a very professional looking place when it came to their shop they mistreated the cars that where there and had old rusted cars parked in their lot. So, I did not want to get it repaired there, I made a big fuss with mitsubishi but after sitting the car in my lot for 2 months I lost my job and I had to get it fixed there anyway cause of warranty issues and I needed my car to look for another job i'm a truck driver that's why it took 2 months and my car had 7000 miles on it i hardly ever used it. I noticed that after I had it back the cruise control wasn't working I didn't take it back because of the fear of something worse happening to it. My mom suggested that I get repair by my cousins husband so my mom handed me her cell phone called him and told me to bring it in the morning because he worked all day til 7pm and if i couldn't get to him to leave the key under the plant in front of the garage door (that call was on 6-24-09). I tried to get there early enough (6-25-09) but i missed him and no one was home so I placed the key under the plant and left I told the police officer that I had made a call to him after dropping the key but the phone number to reach him was on my moms cell phone. I thought I did I couldn't remember because I came back a day later for the car. After I walked home I thought id leave it there a day so he could find the problem, since he gets home at 7pm. When I got there on 6-26-09 my car wasn't there and they said they never saw it there so i called the police to see if it was towed it wasn't and the key wasn't there either, police came over and took my statement but on the report he stated that the car was stolen on 6-26-09 and the phone number I used to call to tell them I was leaving the car there was written down wrong. The insurance company said that the inconsistencies where that I did not use my cell to make a phone call on the 6-24-09 or 6-25-09 I told them that i used my mothers cell phone in the oath recorded meeting they recorded my statement a week after i reported my car stolen and i failed to tell them i used my mothers cell phone but they didn't ask and I also told them I called when I placed the key under the plant but I was confused because I had called my cousin twice on 6-24-09. I never failed to make a payment on any of my bills and i have good credit score I'm in fact almost done with my car payment. They also brought to my attention that I tried to sell the car but i have proof that i've been trying to sell my car since 2008 and there was a buyer and i have his emails that offered to buy my car with a $1000.00 profit for me. please tell me what do think i should do about this situation?""
How much does car insurance typically cost for a teenager?
My grandpa bought me a car for my 16th birthday. Now, I'm finally going to get license to drive it after it sitting in the garage for nearly 2 years. I was wondering how much the insurance is going to cost me. The car is a 1996 Jeep Grand Cherokee Laredo 4x4 Automatic 4.0 Liter. I don't know what insurance company my grandpa goes through, but I do know that my Jeep is one of 3 cars on the policy. One is an 80s model F-150, and the other is an SUV that is only a few years old. He said that all I'd have to pay is the extra money to add me to the insurance on the jeep. He's currently the only one listed on it. I have exemplary grades.""
Does my husband need his own insurance on another car?
my husband was insured on his car but its now sold and the insurance run out yesterday, he also drives his business partners car on which he is a named driver on the insurance, now his insurance on his own car has expired is he still covered to drive his partners car even tho he dosent have his own policy? im unsure how it works so just want to double check..""
Violations that show up on insurance quotes in nj?
About 2 years ago i got a ticket for not stopping at a stop sign. I went to court and they knocked it down to something so i wouldn't get any point and just pay a fine. I don't remember what they knocked it down to. But why is it still a concern on my auto insurance. I didn't get any points so should it matter?
How much would motorcycle insurance for 600cc roughly cost for a 24 year old?
just need the rough estimate for 600cc sportsbikes. fireblade, gsxr, r6. please state the type of insurance too. thanks.""
How much is car insurance?
Im 18, living in chicago, but i could register my adress in suburbs with gramma if it would be cheaper.... looking to buy a honda civic 94' or a 94' acura integra....""
Lorane Oregon Cheap car insurance quotes zip 97451
Lorane Oregon Cheap car insurance quotes zip 97451
AARP? Health insurance cost? Car insurance?
i am currently looking into aarp for my parents. they are currently 59 and self employed, entering retirement very soon. i am not too familar with aarp but have gotten an application in the mail as well as researched their website. i know the annual fee is $12.50. it would be very helpful if anyone who is a member give me some prices they are paying for health insurance, car insurance or any helpful information as to whether it is worth joining. thanks!""
Can you or spouse be denied group health insurance?
I have stage 4 cancer. I have insurance through my husbands job. If my husband changes jobs and is offered insurance at the new job can I be denied insurance due to the preexisting condition? I live in Georgia. I already checked and got information on cobra.
Car insurance?
does your physical health affect your car insurance rates?
""New Driver Insurance question , Help me out if u can.?""
Hi i just passed my test and want to know what Insurance company to go with . Im 25 years old . Just got my self Saxo VTR cheap on Ebay , The issue i have is , I only want insurance for 2 months on the car as im getting better car in 2months Time as the VTR is just temp car for me to start with. Anyone know good Insurance company ? Also Note this is ENGLISH Question. So no Yanks please x x x Thanks""
Car insurance help (UK ONLY)?
my mums car insurance company is tryin to screw her over... i need opinions please! the car got wrote off due to something smashing it from the back as it was parked therefore perpitrator was never found! the car was worth 500 which was 100 deducted for policy... then the insurance compony took the whole wak of 12 months insurance aswell when we only had the car for a month! is that fair? deucting that for 500 leaving us with 154.77... IS THIS LEGAL????
How much auto insurance must I have?
I want to know what are the legal limits on car insurance in the state of Ohio for a financed vehicle? I have an 06 Mazda and an 07 Hyundai. They are both financed. How do I go about figuring out the lowest limits I can legally have? Thank you!
""Why is it cheaper to insure a car witha provisional licence, than a full licence?""
I was doing a price comparison check for insurance on my car after I've passed my test and it was around 1,400. I'd been entering that I had a full licence as I was looking for after I'd passed, I then changed it to say I only had my provisional to see how much it would cost to insure now so I can practice with someone sat in and it's only about 750. Why is it cheaper?""
(for people in america) how much does the average 17-18 year old pay for insurance?
im from ireland and was just wondering approx
Sex change versus Car Insurance?
if man changes to a woman would this affect his/her car insurance, would his insurance be cheaper or dearer?""
Auto Insurance?
I have a 1981 Chevy Silverado that I have poured money into over the years. I was wanting to full coverage seeing as how much money I have put into it. These trucks are very common so they aren't worth a lot. I'd say the going rate for a nice specimen would be $3,500 in my area. I have somewhere around $10,000-$12,000 invested in mine. Can I have it insured for what I have in it or just what its worth? I've never had full coverage insurance so I have no idea. Thanks for any input.""
Car insurance help please ?
I'm 18 and I am soon to be having a car, (hopefully) now everybody in the UK knows hows stupid car insurance is for new/young drivers. my dad says he will not put me on his insurance as IF i had a crash and needed to claim it would knock off his no claims, that is perfectly understanding but wile looking on Moneysupermarket i noticed the (protect no claims) if i was a named driver on my dads insurance would i get that cheaper, i know later in life i'm gonna have to start my own but thats for when im on more money at work etc, so what i am asking would this work out? and everybody becomes a winner? thank you for any help (im only looking for a Ford Fiesta mk2/3 1.0/1.1)""
Insurance on a 2000 pontiac grand prix gtp.?
anyone have one of these?? how is the insurance on it,? how much might you think an 18yr old might pay on this car? Ive never had speeding tickets, accidents, nothing. (knock on wood) thanks!""
""Insurance for 17 year old , group 5 . ARGH!?""
Im buying a saxo 1.4i Furio and its in insurance group 5 I was just looking for the best ways/insurers/policies/discounts/offers that i can get I got quoted something stupid like 3300 TPFT online for a frickan 1.4!!!! I know for a fact it goes WAYY cheaper than that seein as i know a first time driver on his own policy that drives a saxo VTR insured for under 2000! I just dont know how to go about gettin the quote below 2000 Can someone PLEASE please help me. I know i have to shop around . but i dont know where or who to go to. and what to do when i get there! Experianced advice, examples and prices you have had on similar sized engines for your first car would be a magic help! Thanks""
Red camoro or mustang or white effect car insurance (boy)?
Hello I am driving in a few months. I am getting a 2011 chevy camaro 2lt or a ford mustang gt. does the color of the car effect the price of the car insurance. I do know being a boy I will have to pay higher insurance. But red is my favorite color. If I get a red camaro or mustang will insurance be higher than getting a white or yellow mustang or camaor. And what is better for everyday driving and safety. and features. and what is best for the money the Camaro or mustang. and trim wise to. camaro 1LT or 2LT or Mustang GT or V6Premium???? help
How much does car insurance lower when you turn 21?
I have insurance with Farm Bureau, and I have a completely clean record. I hear insurance lowers when you turn 21, anyone know about how much? I pay about 600 a quarter..""
Cheaper insurance - Single or Common-law spouse?
I have a car and my own car insurance. My girlfriend has a car and she is going to a new car insurance company. The company is asking if we live together but she won't tell me if it will safe me money or not. All she said is $1,000 difference. Please assist! Thanks.""
Best and cheap major health insurance?
Best and cheap major health insurance?
""Trying to save on car insurance, who should I go with?""
Currently I pay $122.00 for car insurance with State Farm. This is going to go up I am sure since I moved back to a larger city and when I lived here before I was paying a lot more. That is two cars, a 2008 Dodge 4 Door and a 2002 Focus all full coverage 100,000/300,000 Limits with a $500 deductibles you get the idea. Oh and I also have renters for about 10 bucks a month.... okay so I just was quoted by Gieco with lower deductibles, from the more expensive city and I was quoted at about $68 (without the renters) Thoughts on the matter, is this possible should I make the switch? Is $68 too low for two cars and are they baiting me and will they get me later with the higher rates?""
Farmers Insurance problem when changed from CA to OR?
Hi, I've had insurance in CA for 2 years and moved to Oregon recently. I had my insurance tranferred with an useless Farmers Agent in OR. The thing is I already paid my 6 months premium in CA which is covered me until 06/2009. I paid nearly $450 for until 06/29. I've had quite a few discounts in CA but the jug-head agent in Oregon, not shifted any discounts to Oregon automatically. I got a bill for next 6 months from that agent saying that I have to pay $1000, since I haven't lived in Oregon for long enough. Jeez!!!. It's almost a $600 rise in my insurance that too I haven't had any claims or ticket in my last 5 years. I went to meet him in person but he told that's all he can do it. He didn't look my CA policy/discounts too. Then I told him, I can get $500 insurance anywhere else. But he challenges me if I could get something like that. I haven't approached any other insurers yet. Is it anything like insurance history or something like that maintained nationwide or in Oregon? Does he threaten me based on somre record? Can I get some decent insurance from someother insurers/agents? In CA I've never paid my 6 months permium more than $450. I'm the only driver for my car and the car is 8 years old. I've never claimed from any insurance till date. I neither had any speeding tickets elsewhere. Can I get some insurance for some decent rate If I shop around? My farmers insurance expects to pay the additional premium in a week else my policy with farmers expires. I dont want to meet someother farmers agents. I wanna get out of farmers and go with someone else. Can I get some decent insurance in a week?""
Car insurance question?
If I have insurance for me and my husband on our truck, and My Mother in law has insurance for her vehicle. If she borrows our truck and gets in a wreck, whose insurance will pay?""
""Which costs more, Motorcycle insurance or Car insurance ?
I just got my Drivers License earlier this second quarter and I'm going for my motorcycle within the next month or two. My birthday is in February and I am currently 23 years of age.
A question regarding health insurance for couples?
me and my girlfriend have been dating for two years now. i plan on proposing to her this spring, but we can't afford a wedding yet. i was wondering if me and her could get an affordable health insurance, or would we need to get married to do that? i was also thinking, that if we would have to prove marital status, that we could marry at a court house, then eventually i'd propose and have a formal wedding in the future. what do most couples do in this situation, when finding good health insurance? we're healthy, no illnesses and the only prescription my girlfriend has is for her birth control. i also plan to start my own business, so getting our own insurance would be essential. thanks!""
Would not getting your permit prior to getting your license increase car insurance costs ?
I know there are many things that increase insurance costs but would not getting your permit prior to getting your license be one if them? If so how can insurance companies tell you didn't get your permit first ?
What is the best car insurance company?
I have just passed my test and now looking for insurance. which company would you advice?
How do I find out which insurance company I last held car insurance with?
My car insurance expired a year ago. I didn't renew it as I had a company car. I now have my own car again and need proof of my no claims. However, I can't remember which company I was insured with and can't find the old insurance certificate!""
Lorane Oregon Cheap car insurance quotes zip 97451
Lorane Oregon Cheap car insurance quotes zip 97451
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Is motor insurance compulsory in most states of the USA?
Student car insurance help. Anybody else in this situation?
I have recently passed my test and am picking up a car I have bought in two weeks' time. The car is only a little 1.0L Vauxhall Corsa 2002, paid 2000 for it. I've been looking on insurance websites - namely Compare The Market, and the cheapest quote I've found is 2436 (250 excess)! I am wondering if anyone can recommend an insurance company which will allow me to hold my own policy (not a named driver) for 2000 or less. Any suggestions?""
illinois insurance business entity license
illinois insurance business entity license
How much would a typical car insurance cost for a punto? im also a new driver and 20 yrs of age.?
How much would a typical car insurance cost for a punto? im also a new driver and 20 yrs of age.?
What is an affordable health insurance plan that will include mental health coverage and prescriptions?
What is an affordable health insurance plan that will include mental health coverage and prescriptions?
Re. Car insurance?
Anyone work in insurance buisness? I have 2 cars, my mobilty car and a smaller car. I origionally bought it for my wife as she doesnt like driving my mobility car as its too big. I was advised by insurers to keep car in my name, Using my insurance in my name with my wife as a named driver and my 18 year old son who as of yet cannot afford a car as he is attending college and only gets 30 a week EMA if he attends. My wife and I want to give him the car as a joint 18th and christmas present. Now I am stuck if I hand ownership to him and he is pressured into taking out his own policy, my insurance that I have built up over nearly 35 years will possibly be voided and if I need to insure another car in next 3 years after my mobility car is handed back, I may loose my max NCD. Can I legally keep car in my name also my insurance and make him a named main driver, my wife as second and me as third. I have life threatening illnesses and want to give my kids their own cars. cont'd""
Insurance on a 2005 hyundai tiburon?
17 year old guy First car Blue exterior Automatic car 4-cylinder Allstate insurance
Help need car insurance I am 21 and dont want the black box :( help please?
anyone knows where i can get cheap car insurance from like 150 to 200 a month let me know am desperate please.......
Geico car insurance down payment?
Is anyone here doing geico auto insurance monthly payments? I just got my policy and had to put a downpayment. the down payment is part of my policy total right? it's not like an extra fee? I'am pretty sure it's part of my total.
Where can I find cheap car insurance for young driver's in Ireland?
I am an 18 year old guy,and I can't find any f****** reasonable motor insurance,because whether I'm 18 or 80 I'm not paying 3/4k a year for a 'in case' situation which is most likely never going to happen-i.e a crash.Because I only see driving as a form of driving,not as 'fun' or showing off.But I need to have a car to travel.""
What affordable medical insurance can I get for my income in Texas?
My husband and I only make between 1400-2000 a month from working. We have NO medical insurance because his company wants to charge an arm and a leg for me just to be included. I am currently having some high blood pressure problems and kidney problems but I do not have insurance to go for a visit. Im desperately trying to find a program or insurance affordable for us so I can get checked up- NOW I am NOT qualified for Adult Medicade-we make too much, but private insurance is too expensive for our budget. We have a free clinic but there is a 3-4 month wait to see a doctor. Can anyone else please help point to a direction that may help my situation? Like I said Im desperate enough to ask the public.""
How to get cheaper insurance on a Motorcycle?
I'm 24, 25 in 10 days. I have wanted a motorcycle for the longest time, I have rode dirt bikes most of my life. I plan on getting a 600cc bike, but can't understand why the rates are so high. I hear about people who are 18 who are only paying $90. a month but they want to charge me $200.+ I have called around and just would like advice for those who might be paying less for insurance. The bikes I would like are 2006-2009 Yamaha R6/CBR600/GSX 600. Let me know if anyone has one of these and is a new rider and got pretty cheap insurance. I currently have Geico, and even with a clean record and multiple cars they still want a ridiculous amount.""
What is the cheapest car insurance company for an 18 year old learner driver?
Thanks xxx
Health Insurance for new born after job loss....?
Situation... We had a new born almost three months ago. She was on my wifes insurance while she was on maternity leave. Now she (my wife) will only be going back to work part time ...show more
What is the best Insurance company for car quotes ??? (Cheapest)?
Im looking for a cheap reliable insurance company i can get a qoute for a 2003 Vauxhall Corsa 1.2
What is the cheapest car insurance and that is good for a teenager?
Im starting to almost drive already but i need to knowwhat insurance company has the most economical car insurance for teens?? please let me know and tell me how much you pay for ur kids or even for yourself btw my car is a 2004 volvo s40 2.4i if that matters.
Why is my insurance going up?
I've been working with my employer for 7 years, as of right now I have employee & spouse coverage, I pay about 150 a month (auto deduct from paycheck) and that amount gets me a $5000 deductible and about a $25-$30 co-pay. this morning in a company meeting we were told that our insurance is going to go up (starting June 1st) now for employee and spouse it is going to be $410 a month (everything else the same as before co-pay and deductible) last year my hubby had some medical issues and we have about $7000 in medical bills (on a payment plan we pay $400 a month) so now when my new rate kicks in (in about a week) I will have to pay a total of $800 a month just for medical stuff... I can't afford this. my employer is very upset and wants to shop around but has been shopping around for 8 months now and can't find anything better than this. why is health insurance rising?? I am thinking about dropping myself from health insurance all together (I am 31 and healthy), also i plan on getting rid of my cable and internet (which would save $140 a month), my husband (with medical issues) will get health insurance through his work (about $160-$200 a month) and I will go without for a couple of years just so we can keep our heads above water... I just have a question about my plan of action- can I drop my Health insurance? will I get fined for opting out of health insurance when Obamacare goes into action next year?""
Can someone help me find car insurance for my dad?
my dad is looking for a car insurance company that insures anyone who drives his car, ie. his children. is this possible? what insurance companies offer this type of insurance?""
How much on average does it cost to have a 16 year old A student on my insurance?
I have a daughter who is dying to drive (we'll be sharing my car) but I don't know if I can afford the insurance! If you have a similar daughter how much did your insurance go up? I tried all these free quote places, but something about the quotes seem off...did you have to pay $300 a month? How much was your insurance originally?""
If i have insurance on my driver s license do i have to have insurance on my car in Maine?
I am now told that it is mandatory for me to have insurance ON my license... does that mean I need it on my car as well?? I could use all the help I can get on this. THANK YOU!
Help! Affordable health insurance for healthy 2yr old in Florida?
Do you know of any good insurance? We're looking for one and it's confusing.
Can i get temporary car insurance for my teenager daughter on a separate insurance policy?
I want to get car insurance my teenage daughter (who passed her test 6 months ago).I am unable to add her to my current policy - does anyone know if any other way than changing current car insurance policy
Insurance Question!Can ya help?
If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""
What cars are cheap to insure? UK ?
i know it depends on individual person but, in general, which cars have the lowest insurance? thanks""
The cost of insurance for multiple super cars?
Alright, so let's say I win a Powerball lottery jackpot, which automatically makes me the happiest man in the world. Well.. I know that's not going to happen, since I have a horrible luck, but let's just imagine. I get a big, luxury house in Beverly Hills with an underground garage. Since I'm a huge car guy, I'm getting all of my dream cars (all brand new). Here is the list (I probably forgot some): Lamborghini Aventador Lamborghini Gallardo Super Trofeo Bugatti Veyron Maserati GranTurismo Mercedes SLS Mercedes C63 AMG Mercedes E63 AMG Mercedes G63 AMG Mercedes SLR (not new, of course) BMW X6 M BMW M3 BMW M6 Audi R8 Audi RS5 Audi RS7 Range Rover HSE 2 Cadillac Escalade Platinum Ferrari California Ferrari 458 Italia Rolls Royce Phantom Coupe Rolls Royce Wraith Bentley Continental GT Bentley Mulsanne Corvette ZR1 Alright, so that's pretty much it. How much would insurance approximately cost? And don't say anything like if you have to ask, you probably can't afford it . Well, no ****, I can't afford it and never will, I'm just curious how much expanses I would have if I was happy.""
Is it shameful to let your son/daughter go without health insurance?
When I turned 21, I got taken off my parents' health insurance. I did not have a job at the time, and could not afford to buy insurance on my own, so I was forced to go without it. Well, I became very sick and was hospitalized for 4 days with food poisoning. The hospital bills total around $50,000, and I was denied Medicaid because I was paying $1400 a month in rent (money I accumulated through prostitution, if you want the truth), and the hospital's social worker felt if I could afford $1400/month in rent, I could afford the hospital bills. Friends of mine at the time were really hard on my parents, especially my mom, saying what kind of a lousy mother would let her son go without health insurance? No editorial comment from me. I'm just curious what other people think. Do I have lousy parents because they let me go without health insurance?""
How to lower My car insurance?
If insurers are now meant to quote the same price for guys and girls for the policy's does that mean if i got a quote for a car as a girl lets say 1000 and I rang the insurer and quoted this would they have to match it so my quote would come down from say 3000 to 1000? As the law is meant to have changed?
What the best insurance company that affordable to get for a new car?
looking for car insurance?
illinois insurance business entity license
illinois insurance business entity license
If car insurance goes with the car technically does that mean an uninsured driver can drive an insured car?
I have a license but no insurance. I drive my dad's car which is insured in his name. If he is aware that i am driving the car and i get into an accident, does that mean I am insured?""
Just passed her test and then crashed before they got the insurance sorted.?
Hi, I am interested in people's views of the following: A friends daughter is 17 and last Friday passed her driving test to much family celebration. She went out driving to see her friends, grandparents, and to get some experience. On the Monday the family tried to get insurance quotes but hadn't made a decision on which one to go with until Tuesday. Tuesday lunch she went out with three girlfriends and lost control of her car. No-one was seriously hurt but there are some stiff necks, bumps and bruises. She rolled the car after losing control over a hump back bridge. No other vehicles were involved but her own car is written off. The Police were called and paramedics. She is still on Provisional Insurance as the call hadn't been made to change the insurance, mum and dad were just moving money about so they can pay. The Police say she wasn't speeding just lacked experience and was taken by surprise on the road in question in the rain. So the questions for them are: 1. What is the legal position? Neither parent is concerned about making an insurance claim or anything like that. It was one of those awful moments in life and they are not interested in the value of the car just the welfare of the girls. 2. What does she have to present to the Police - I think they said that she would have to present her licence? 3. Do the parents have to tell the insurance company if they don't intend to claim? They are very honest people but don't want to do anything that would unnecessarily impact their daughters ability to move forward. 4. What should they do going forward with her? They would like to get her over the situation by putting her on the road again as they believe that she is a safe driver and has just been very unlucky. Any thoughts are appreciated, All the best, CF""
AXA Equitable Life Insurance?
anyone have Equitable as their insurance company? Comments? Also, can anyone tell me about the Flexible Premium Universal Life Insurance Plan? THANKS!""
Business Insurance Quote?
Can anyone give me an idea of what insurance I may have? Im doing a b-plan, and insurance companies wont give me a quote yet. heres my info: Beverage Company, we buy our beverage from 3rd party manufacture. First year revenue: 1,000,000 Employees: 4 (1 owner) Annual Wages w/owner: $150k w/o owner: $120k 1 company owned van for local distribution and marketing driven by employee and owner Renting a 2500 sq. ft office space, we will have about $30k of product and $10k office equipment Southern California, I need the general liability, commercial, workers comp, umbrella, and anything else i may need? A good enough number for me to throw down in my general number-running in trying to figure how much money I need to assmble would be so helpful! Thank you!""
How much do you think my car insurance will go up???
I got caught speeding in a school zone. The speed limit was 20mph and i was going 37 mph. that is 17mph over the speed limit. i already have one speeding ticket on my record and have doubled one to get it taken off. i talked to a lawyer and to get it dropped down the prosecuter wants me to tripple the fine, take a driving class, and go on diversion for a year. That would cost me at least $800. so i am thinking about risking just paying it and seeing how mush my car insurance will actually go up. the fine on the ticket is $165 and i am a 18 year old male. SHOULD I RISK IT or not???""
Why are people demonizing the insurance companies?
I'm not on the government dole, I'm not a municipal, state or federal employee. I don't get my insurance through an employer, I purchase my own. As small business owners in NYS my family of five pays over $20000/year for health insurance. NYS is already an expensive state to live in and with all of these state mandates on the few insurance carriers we have, my premiums have DOUBLED over the past seven years. If anything, Obamacare will make many self insurers like me drop their insurance and pay a fine. Then we'll wait until we get sick to purchase insurance because we can't be denied due to pre-existing conditions. Anyone who doesn't believe Obamacare was designed to put private insurance companies out of business has got their head up their ***. So again I ask, why are people demonizing the insurance companies?!?""
Should I file a claim with my car insurance or pay out of pocket?
I am making payments on my car and currently have full coverage car insurance. About a week ago, I was driving my car on the freeway. It had been raining earlier that morning. A car beside me switched lanes in front of me suddenly. (She did not hit my car) but she caused me to loose control, my car hydroplaned spun out and hit the center divder on the freeway. No other cars hit me. My car has damage to the tire, rim and the right rear of my car from the back door to the bumper has scrathes and damage. I did not file a claim at first because the cost of my insurance is already $108 (because of a ticket) and I did not want it tod go up. But after paying to replace the tire, the rim and some other issues with the axile for $606....and the tow service which was $125; I'd like to know if any one has an idea of which would be more beneficial. Should I pay the $1000 deductible and have my car fixed through the insurance company, even though my monthly payments will increase? Or should I just continue the repairs out of pocket?""
What type of car insurance should I get in Michigan?
I understand that Michigan is a no-fault state, and as a result everyone gets this PLPD insurance or something. I'm moving from Pennsylvania and had full coverage on my car for about $90/month. I thought PA and MI were both no-fault, but it seems different and the rates I'm being quoted for the same insurance in MI are higher. I'm so confused!! Also, right now I am on State Farm. I'm 25 but on my mom's plan, and I am getting married/changing my last name and I now live in Michigan so it is past time for me to pay for my own insurance.""
""Can you fully pay off car insurance with one payment, instead of monthly or yearly payments?
can you pay off car insurance with one time payment ?
How much will health insurance cost me?
I am an American citizen, 23 years old with a college degree. I never lived in the US but I am moving there now and I never had any health problems. How much will health insurance cost me a month?""
Insurance for a 16 year old. ?
I turn 16 on December 30th, and i can get my license on January 4th. I know insurance costs less if you have a 3.0 or something like that in California, thats the state i'm asking about. Our new semester starts when we go back to school on the 3rd or something like that and i will have all a's. I was wondering if anyone knew if they look at those grades, or the final grades from the semester before? this is for the deduction on the insurance, anyone know?""
What do the insurance groups of cars mean. for instance is 1 high or low.?
What do the insurance groups of cars mean. for instance is 1 high or low.?
How much do vision insurance cost per month?
I'm looking into vision insurance and I don't know how much it cost each month. Does anyone have any experience here that can tell me?
Which car insurance has the cheapest car insurance for new teen drivers?
i just got my license and i am trying to find out which insurance company has the lowest price for car insurance for girls?
Need help with insurance!! getting ready to buy a car?
need some help with estimated insurance costs for a 16 year old with a 2002 pontiac firebird. i'll have farmers insurance and i will have the discounts for having a 3.0 gpa and another discount for taking their test. Please help estimations help
Is it legal for the car insurance to be in a name other than person paying the monthly car payment?
My sister's husband passed in November. Their car is in both my sister's and her husband's name; however, my sister can not drive and does not have a driver's license. She wants to keep the car insurance on the vehicle, but to do that she would need to have a valid driver's license. Soooo, she has asked me to get the vehicle insurance in my name using my driver's license. My question is this: Am I in ANY way responsible for anything that happens to/in/with the car if I am not the driver? I use my car and driver's license for work and I can not have blemishes on my driving record or my criminal background""
""Typically, how much will your insurance increase if you get into an accident that is your fault ?""
Im in So California and just got into a car accident, my first accident in 25 yrs of driving. Typically, how much more will I expect my insurance premium to increase ? What factors are involved ? the amount of damage that the insurance will pay ? my driving history which is 1 accident in the last 25 yrs ? what else ?""
What is some cheap full coverage insurance alabama?
What is some cheap full coverage insurance alabama?
Driving without car insurance?
I'm curious, how many people do you think drive without car insurance and have you ever driven without insurance. I ask because the other day I was browsing on here and long story short, there was a woman who got into an accident that she claimed was not her fault but proceeded to say that she didn't have insurance and wanted to know what would happen. I was baffled because I don't know what would truely posses someone to drive without having insurance. I mean, I would be so scared of the consequences to even gather up the balls to get behind a wheel. It's like driving while intoxicated---it's just asking for trouble.""
Insurance Question - cash insurance check and pay doctor within 30 days?
I keep receiving these huge checks from my insurance company and have paid the doctors 100% of what I owe - except one - where i sent the check back because of GROSS and large billing error ($21,000 worth). I did not want any liability for the error of this claim, therefore am I liable? Also, when I received the other checks - I paid the doctors within 30 days of receiving the money. Is this legal? Why is the insurance sending me these huge checks to deal with? I have enough on my plate with my own medical issues.""
I just bought a new car and don't immediately have insurance. Is there a grace period for a policy renewal?
I just purchased a new 2012 Honda Civic, and I gave my old 2000 VW Golf to my brother in Indiana (I'm in Wisconsin), and the golf is insured. However, I have yet to renew my policy to insure my new civic. So my question is, is there a grace period for renewing my policy? I have the new policy set up and just have to give them the vehicle VIN # and pay to activate the new policy but I no longer have the Golf so should I not drive my civic to work tomorrow since it is illegal to operate a vehicle without auto insurance? I don't want to get pulled over and then risk having my license suspended since I don't have the new insurance cards/policy activated at that moment for the civic. I plan on activating the new plan the next morning. Can someone please let me know?""
How much does it cost to insure this car?
Im 17 years old and im planning on buying a car soon and the car i want is a 2002 Acura RSX, but i heard it expensive to insure? I havent been in any accidents no tickets. Iv had my license for more than year. And I live in the state of IL. My dad is planning on putting my name in his insurance as well and i just want to know how much it would cost to insure this car? We have state farm. Oh yeah another question since we are talking about insurnace do they give you an option to pay every month or every six months?""
How much does full coverage auto insurance for new drivers usually cost?
How much does full coverage auto insurance for new drivers usually cost?
Should I have full coverage or liability only for car insurance on a 1997 Honda Accord?
The car is in very good condition with no major problems. The car is almost 13 years old but the re-sale of Honda cars are supposed to be good.
I'm about to get my drivers permit. Do I need insurance?
I'm about to turn 16 in a few months. I just figured out that I need to complete driver education and am in the process of that now. When I do receive my permit in a few weeks do I have to immediately purchase insurance? I'm going to be driving my dads subaru. He will obviously be in the car with me at all times. Do I still need to buy insurance at all?
illinois insurance business entity license
illinois insurance business entity license
Auto Insurance Quote question?
What does the 250/500/100 liability coverage on the premium policy mean? Here's the auto insurance quote: 1999 Honda Accord LX [ assume a 20 year old male with Good Student Discount and Accident - Free for 3 years] Quote: Premium with Comprehensive and Collision ($500 deductible) With Multicar and Multiline Discount 1999 HONDA ACCORD TERR:003 ,AFD3YR, VSD2 RG:04 CL:5B GS - PREM BIPD 250/500/100 = $284.74 WITH P1 PIP P4 = $4.00 COMP $500 DED = $52.79 COLL $500 DED = $162.39 ERS = $2.60 R1 80%/500 = $11.60 U 250/500 =$19.40 S 1 AT 5000 =$1.20 NEW PREMIUM =$538.72 ----------------------------------------------------- If you can't read the above, then what's 250/500/100 liability coverage on a premium policy mean?""
How can I find affordable healthcare coverage for my employees.?
I have a small business, 5 employees and my rates are outragous!!! Please let me know how I can provide this benefit for my employees without spending so much. Thank you for any ...show more""
How much do you pay per month for your car insurance and gas?
How much do you pay per month for your car insurance and gas?
Ninja 250 insurance for a 17 year old?
I have no wrecks tickets or anything on my record for driving a car. I want a motorcycle because they are cool and get like 2-3 times better gas mileage then my car. The problem id my parents complain they are dangerous and thy also say the insurance is like 3 times as much. I live in the U.S will the insurance be a lot, if so can you give me a estimate per month? Also since a 250 is cheap and not very fast will that make a difference in safety and insurance price?""
""How much will my insurance premium go up after a speeding ticket, I'm 17?""
I am a 17 year old male whose car insurance is roughly $200 a month from Travelers. My parents (unlike me, haha) are perfect drives and have had no recent violations. On the other hand, I got pulled over in MASS for doing 86 in a 65. It won't happen again. I live in CT. How much do you think this will increase by? and when I renew could my insurance company decide to not run my DMV record?""
""Better Grades, Better Car Insurance?
how does that work that if you have good grades your car insurance goes down? How much does it go down?
Is it true if i am driving my dads car and he has insurance on it but I also had insurance on my own car......?
Wouldnt that mean my own insurance would of had to cover me in my dads car when my dads car got into a small accident even if my policy did not have his car on my policy or dose that ...show more
""Having a driver's license, but no car? Insurance question.?""
I'm 18 years old and currently have my driver's license and pay car insurance on it under my parents insurance plan. I want to know if it's possible to sell my car and stop paying for the car insurance. Is it possible to have a drivers license, but not be paying for insurance? I wont be driving any cars, I'm going to get a motorcycle. I live in Florida.""
Car insurance for 17 year olds?
I am interested in getting my own car insurance separate from my parents but I have NO IDEA what to do or what I actually need. Keep in mind I am a 17 year old high school/college student so I really can't pay more than $100/month. Can you explain car insurance to me and what is required and what is optional? I really do need the cheapest car insurance possible but I do not know anything about insurance.
Car insurance?
what happens if you have liability car insurance and a guy that smashes your car hits you and he doesnt have any insurance? are you covered or are you screw ed?
Which are the cheapest car to insurance in Canada?
Hello: Planing to buy a car, but I will considered a car that is cheaper to insure, any suggestion? Thank you in advanced""
""What car insurance is cheapest for teenagers? And is it better to pay monthly,every 6 months or yearly?
this is in the state of illinois.
Life insurance at 25 years of age.?
I am twenty five and would like to put my mom in life insurance. Is this possible and what would I have to do to put her in life insurance?
What is the cheapest Auto insurance company in Florida for youth !?
I am 23 Years old and i am looking for a cheap car insurance for a Honda Civic EX Coupe , i have never had a car insurance before because i was out of country for Years, I got my driving license last year when i was 22 years old i heard that the insurance will be high and i checked with Geico online i find out that i am going to pay 180$ every month that's too much for a car like this !! and this is the minimum state insurance.""
Any suggestions on first time driver insurance in the nyc area?
I need suggestions on good affordable insurance, keep in mind Im a first time driver.""
With 5000 what is the best car I could buy and insure at 17?
the car would be second hand.
Car insurance advice needed?
My nephew passed his driving test yesterday and has a P reg Volkswagon Polo for his first car. I've seen adverts on the tele for Direct Line car insurance and they aren't on comparison websites, does anybody know if they are averagely cheaper or not? Are there any other companies that don't appear on comparison websites? Thanks.""
Around how much will car insurance be for me?
hi, im going to get an rsx soon, im 19 in california, and i was wondering how much insurance would be around for me? full coverage would be how much? and the cheaper one is how much? ( dont know name )""
What is the absolute cheapest car insurance for 17 year old males?
I need the cheapest one in general I live In houston Texas with a 92 prelude and I need the absolute state minimum cheapest out there
How much will a mg zr 1.4 be to insure?
im 17 and i know it want come over 4000 a year
Health insurance question?
As of right now I am on Medicaid Family planning Insurance, but my husband's employer is going to give us health insurance pretty soon but we don't have it yet. Here is my question will I still be eligible for family planning medicaid when we do get health insurance? Next does health insurance cover tubal ligation if I am not covered by medicaid? If not how can I get my tubes tied?""
New health insurance question?
How long after health insurance policy starts can you go to the doctor? My insurance starts on 11/01/08 just wondering how long should I wait to go to the doctor for my yearly checkup?
Why are NYS auto insurance rates so high?
I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?""
Insurance problems with car theft?
a friend of mine is an american citizen living in Juarez, Mexico because of his wife is a Mexican citizen that can't cross until her papers are finalized.. So he works here and goes back to Juarez for the night and comes back in the morning.. the other day on his way home.. he stopped at the store and when he walked out.. someone stole his truck.. he called the police and reported a stolen truck but with no info given about himself or the truck, just merely a black suburban... now he's back in the states.. and wants to report it stolen here from a friends house or something... not at a store because walmart has video cameras in their parking lots.. so how can he proceed in doing this.. he doesn't want to cause insurance fraud but he has nothing left besides his truck.. if he tells the insurance company it was stolen across the border, there is no policy on where it was stolen, so Juarez, Mexico is out of their jurisdiction.. how can he do this without getting in trouble.. he's worried about the border itself.. because they snap a photo of you coming into the united states.. but do they snap a photo of you when they get out? any info on what he can do to help his situation would help so much.. thank you""
Is my pregnancy covered under my mother's insurance?
I just got married this past year and just found out that I am pregnant. My husband and I are freaking out because I am still under my mother's insurance. I am only 24 and supposed to be covered until I am 26. I am also a student. So question is: Is my pregnancy covered under my mother's insurance? If I am covered then for how long? till the baby gets here? Is the baby covered? If I am not covered then how can I get covered?
illinois insurance business entity license
illinois insurance business entity license
https://www.linkedin.com/pulse/minnesota-car-insurance-rates-increas-speeding-ticket-jonathan-dean/"
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Car insurance rates for a honda civic lx?
"Car insurance rates for a honda civic lx?
hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great
BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr
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I am planning on using it for all 3 options so I am wondering what one will cost the least. The options are Commute, Business, and Pleasure.""
Going on my dads car insurance...question?
My dad has Triple A auto insurance ..I do not live with him I am on my own in my own house, I never ask my family for help. But right now my tabs are expired and since I am only 20 I cannot afford auto insurance..they want me to put 300 down just for no fault and I think its ridiculous, Right now I dont have 300 dollars either so I asked my dad if he could help me out temporarily and put me on his car insurance ..i have a 98 cavalier so it shouldnt be that bad. its been 2 weeks and he keeps saying hes talking to the agent after tomorrow I can no longer drive my car because my tabs say march and april is comming up, I told him I would pay whatever costs to add me on it and whatever he needed a month. I was just wondering if they charge extra to add me on his insurance and my car or is he just making it up because I dont think It should take that long...like I said I am living on my own have never lived with my dad because he was in jail for a long time, moved out when i was 18 and can't get help from my mom or him,,I cant even ask to borrow money from them yet I can loan my dad 200 dollars. Feel like its so wrong, I think im doing pretty good being 20 years old working full time owning a house my own car that I bought myself and going to school...and Im having my first child.""
Which car insurance have you got the cheapest quote from for a 1.0 car?
my family is looking to buy a new car. My mum would be the main driver...my father the additional driver and me as another additional driver my mum has had her license for 15 years my dad has had it well over 30 years and i just passed a week ago any suggestions for the cheapest car insurance company ive been to gocompare but some sites dont show up any result....well quite alot frankly that i cannot go to each one individually to find a quote
If I get a ford mustang (2000-2006) and get put on my grandmothers insurance would it be cheaper?
I heard it would be cheaper to have me on her insurance because she's older and has a clean record. And I'm pretty sure it varies by state. I live I'm SC
""What car has low insurance fees, cheap parts, and is some what fast stock?""
I get a car in a little bit and I don't know what to get. I have some ideas such as a Nissan 350z, Mustang Cobra, Mitsubishi Lancer Evo or a Subaru Impreza but I don't know how much the insurance would be to cover those for a 16 year old male.""
Can i get car insurance under someone else's name even tho she doesnt have a drivers license but have a permit?
my girlfriend 24 and car insurance under her name is dirt cheap..
Cheap Health Insurance In New York State for single adult?
Is there any good but cheap health insurance in new york state not based on income?
""My friend does not have auto insurance, can he drive other people car?""
my friend want to drive someone's else car, which the car owner does have insurance to cover 3rd party driver. However he does not have auto insurance himself. If there is an accident, will his license be suspended? Will he be responsible for anything else during the accident? Thanks""
What is cheap full coverage car insurance?
What is cheap full coverage car insurance?
Which is better hmo or ppo insurance?
Which is better hmo or ppo insurance?
Do all motorcycles have to have insurance? Can it have a legit title/registed but no insurance?
Also, How much do u think it would cost for a 18 year old, with Riders safer course certificate, 600cc sportsbike(kawasaki zzr600), in new york state? would it be cheaper to just get a car?""
How would this type of crash effect car insurance premium?
If your car was insured under third party and you crashed into a Ferrari and wrote it off, would the insurance company really have to pay the entire amount? More importantly would this effect your premium significantly even if you switched companies? Obviously it hasn't happened, just wondering thanks.""
Question about first insurance quote for a young driver?
Last week I used autotrader to search for numerous quotes and found one for around 1450. Today I passed my driving test, and went back to the quote but it had to be renewed since last week which is fair enough. The lowest value today was 1576 which I am alright with. I refreshed the page a while later to find that quote had disappeared and the cheapest was 1620, with the company for that quote (elephant) at the bottom with an unable to find a quote detail. I thought it would come back soon, so I refreshed the page and then suddenly the price increased to 2950 minimum and many of the cheaper companies were now listed as unable to find a quote. Strange, but perhaps the websites are too busy to send data. An hour on though and the price is still 2950. Did anyone else have this problem? If so when was it fixed, the same day or next day? Thanks""
Oklahoma data bank life insurance search?
Search for deceased relative who may have insurance in Oklahoma
What is the best and most affordable whole life insurance i can get for my mother who is 77?
what's the best and most affordable whole life policy i can get for my mother who is 77 and has numerous health concerns?
Is there a safe and accurate way to search online for auto insurance quotes...?
Don't want to enter social security number or actual home address for that matter. Using age, driving record, general home address (city and state) and of course the required car info...Is there a site that would give you an accurate range of what it would cost to insure a vehicle in NY state? Personal experience is best , but all knowledgeable info would be greatly appreciated. Thanks!""
How can we get our own health insurance?
What do we need to do to get our own health insurance and how much is insurance usually?
Car audio mod......insurance company?
i recntly bought a subwoofer and amp for my car do i need to let the insurance company know its worth around 60
How can i compare all life insurance products of all companies?
How can i compare all life insurance products of all companies?
How much would it cost to insure these cars?
How much a year would it cost to insure a: 57 reg Renault Clio 1.1L and a 57 reg Vauxhall Corsa 1.1L I'm 18, female live off the main road and the car would be kept on a driveway, i live in a quiet little village in Derbyshire, the insurance groups for both are group 1. It will be used to drive to and from college each day so around 20 miles a day, no enhancements on the car, cars have done 17,000 miles, i have had my license for 1 month. Thanks.""
Cheaper on insurance 1980 lincoln or a 1995 blazer?
i have a 1980 lincoln mark VI it has a 351 (5.8 liter engine) and a 1995 chevy blazer im 16 and im trying to decide which one to drive they both get the same gas mialage about cause the blazer is an suv so im deciding which would be cheaper on insurance for a 16 year old i think the blazer but im sure hoping not cause the lincolns prettier lol
Auto Insurance?
A friend of mine just got a quote for insurance of around 2400 per year. She has no driving record, drives a older car, is female, and past 35 years of age. Granted she lives in NJ. This cant be right. We can only come up with 2 possible reasons. First, she's only had a US liscence for a year a now. Second, her husband has a suspended Liscence. Is this normal?""
Looking for a insurance rider policy?
I am looking for some info on insurance rider policy, also want to get a good one.""
Car insurance rates for a honda civic lx?
hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great
""How much does it cost per month, in avarege, to lease a non-expensive car,including insurance fee?""
How much does it cost per month, in avarege, to lease a non-expensive car,including insurance fee?""
Loan insurance?
is it worth getting loan insurance? or is the whole thing a big scam
Buying a home in south caroline?
Just wanted to know if Conway is near the Myrtle beach airport and how far it is from the beach. How much is real estate tax for a home for about 100,000 to 200,000? Are there any marina's close to Conway? Is there a city wage tax on income? How much is car insurance? We live in philadelphia and are tired of the area and the high cost of living. Thanks, Jeanete [email protected]""
Whats a Good Car to Customise at 17? but cheap insurance on?
for when im 17, im looking at a car im able to customize, i dont want a high cc car, only a low one because of insurance costs... i want to get a car thats like a bmw m3, or misubishi evo style.... as in like sports, 2 doors etc... but i need the insurance to be low... and can i have some estimates for upgrades? like bodykit prices, exhaust systems... etc...""
Where can i go with my insurance? ?
Hurt my knee. I have myers Steven toohey insurance. Do I just go to any hospital? Who accepts this insurance?
What is the cost of insurance when renting a car in USA?
Hello, I want to rent a car. I do not own a car and nor the insurance. I want to know how much I have to pay for the insurance cost. I am above 25yrs of age. Thanks.""
Cheapest Car to Insure on 18 Year Old Male ?
Hi everyone, I'm Victor, 18 Year Old Male which has Just passed his driving test. Now, here comes the hard part. The F*cking Insurance! What car is cheap to insure, I don't mind going as a 2nd driver even third becuase I'm unemplyed at the momment but once back in a job I will be the 1st Driver to gain my NCB. So I will most likely be a 2nd driver (I know its ilegal) BUT here's the thing I'm only using the car to get to college and back, it's not a full time driving expirience so in a sense, yes I won't be breaking the law!. My dad will most likely be using the car to get around with shopping etc during nights, weekends. I just genuinly need the car to get from A to B (Work and College). I have 900 to spend on any car, I've been quoted on my fathers Vectra (O8) 1000, which is really good but what riddles with me is that I know that car has a high fuel compsumption. HELP ME!! I've read a ford mondeo is cheap to insure, but there's the clue, I Heard . No body knows is true. So I leave it to you my dear clever people. Help.""
I am looking for car insurance for a courier?
this is different from regular insurance.. is there any service that offers just courier insurance. one who uses their car to make deliveries
Getting insurance under my name?
In NJ, it states that you need proof of insurance to transfer a title. How can i get proof of insurance if I don't have the title under my name? Can I get insurance before tranferring the title, or can i get insurance without transferring the title? Title is transferring from my dad to me.""
What insurance company in California will insure me when wood is my primary heat source?
What insurance company in California will insure me when wood is my primary heat source?
""Motorcycle blown over in 35MPH wind, would the insurance company cover it? And would I be declared at fault?
07 zx6r. Left it outside while I was away came back to it on the ground. Heavy winds last night.
""1959 dodge coronet car insurance help, read details?""
first car, going under my own name and im starting my own insurance acount, im 20 years old, does anyone have an idea of how much i would be paying every year? i havent fully bought the car yet and wanted some opinions and guesstimates of how much ill be paying for her. get back to me, thanks.""
Can someone please explain deductibles and coinsurance for medical insurance to me?
I'm getting health insurance for the first time on my own, so I really don't know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?""
Cars cheap to insure for new drivers?
Hi, ive just passed my driving test and im looking for a little car to get me mainly to and from my boyfriends, to work and to uni. i only need a 1L, something small and nippy but also quite cheap to insure. i know it will still be quite high insurance with me being a new driver, im 21. any ideas? ive been looking at fiat puntos and clios etc, but im not very clued up about cars or what ones would be classed as 'new driver cars' thanks in advance for any answers :)""
Insurance for me on a 1973 Dodge Charger?
i know ill probably never get one but im not too good on guesstimating insurance. im an 18yr old male with no accidents or tickets but i understand insurance on older cars is cheaper? can anyone give a rough estimate of what a monthly cost of insurance will be?
My mother needs a LOT of dental work! Whats the best insurance to inquire about?
She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...
Whats the cheapest health insurance for adults ?
im 19 yrs.old have never had health insurance me an my husband need health insurance bad whats a good insurance company thats cheap ? he has juvenile diabetes an smokes i on the other hand do not !
Can i sue my car insurance?
Can I sue my car insurance if they refuse to pay for my car damages
BMW coupe 1.9 / 2L how much insurance cost for age 22 had clean driving license for 2 years? UK?
BMW insurance for age 22 had clean driving license for 2 years
About how much is car insurance in Japan?
Wondering for future reference when I work there as an ALT in 2 years. I already have a drivers license here in the US and I know its good for 1 year in Japan then must be switched before the year is up (not sure if it'll cost anything to switch)... So about how much is insurance and is it necessary to have by law? I'll be 22, drove for 4 years. Thanks!!!""
""I lower my car insurance deductible a week ago, would the insurance company accept my claim today?""
Because of the bad snowy weather we been having, I recently lower my car deductible from $1000 to $250 . My car just sliped today and hit a curve. I took it to have it checked, and the shop told me it would be around $3000 to get the car fix. Would my insurance company think that i lower my deductible after the incident happened? Would they cover the damage? Should i wait before trying to file the claim?""
What happens if a driver is added to an auto insurance plan?
I know that the rates will go up, but what happens when a driver is added during the middle of a 6 month coverage period?""
Does being cosigner for a auto loan improve my credit?
my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?
Motorcycle Insurance?
Does anyone know of an insurance place in the Niagara region that will insure a 1982 Suzuki Tempter GR650 with a rider being 20, have only M1 and never had insurance before? It doesn't matter if its expensive I just want to know if they will insure the rider.""
Can I add my 18yo niece to my medical insurance?
She is a college student and we provide more than half of her support. I do claim her as a dependent on my taxes, but only starting this year. I know I can keep my own children on the policy through age 26 (if in college, I think), but I didn't know if I could add my niece. thanks!""
Car insurance rates for a honda civic lx?
hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great
Auto insurance?
My car was hit about a month ago and I'm still strugling with the insurance company. I was not at fault and my claim was denied because the insurance company can't get in contact with the policy holder (obviously doesn't want to take responsiblity). I think it's a bunch of bull---. Is this possible?
Can you get insurance if your spouse doesn't have a license?
Can you get insurance if your spouse doesn't have a license in the state of Texas? My husband has been trying to get quotes for insurance but keeps being told I, his wife, need to have a license. At the time that I was living in Florida, you did not need a vehicle license to drive a vespa (moped, scooter, etc.), just a permit. After moving here to Texas and getting married, the DMV denied me a license even though it had been a year of having both a drivers permit and permit to drive my moped, saying I needed to take the Texas Adult Drivers Course, then pass the driving test to receive my Drivers License. Upon finishing the Adult Drivers Course I went into preterm labor and put on bed rest for two months, which is why i haven't done the driving test yet. Is there any way my husband can get his vehicle insured? (if you could please support with websites that would be greatly appreciated)""
Car Insurance for a 40 year old..eek?
I have just passed my test but I am going on 40 (I know, im a bit late). However the insurance is about 1800 per year. Although I have just passed I thought I would be a bit cheaper than a 18 year old. Am i looking in the wrong place? At this rate I will never be on the road.""
Can I get one day car insurance?
Hello, I have a car that has a problem and need to take it to my mechanic but I got a new car so have no insurance on it anymore. I have State Farm and was wondering if I can get a one day insurance to drive it to the mechanic and about how much that would be, it's an oldie '91 but I will not risk driving it without insurance....thank you.....""
Car insurance for an 18 year old parent?
will having custody of a child help lower or raise my insurance, btw thanks for those who help""
Can I put a car and insurance on a car if i have unpaid parking tickets from 4 years ago?
Can I put a car and insurance on a car if i have unpaid parking tickets from 4 years ago?
""For my situation, what is the best way to minimize my car insurance?
ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)
Is it OK for someone else to do car insurance for me?
Basically, will it be fine (in legal terms) for someone else, a friend - to make car insurance on my behalf because I might be busy?? really important!! (im sorry about the tedium of this question)""
How much for motorcycle insurance??
I've tried goind to ceico and progressive but no luck. I just want a ball park quote for a 19yr old. I want the 2008 kawasaki ninja 250r since its a good first bike to start with and its cheap. I am planning on taking the safety class course so hopefully it won't be that much and I'm only going to ride it on the weekends for fun, not as a daily driver. what would be a good estimate for a 1 year insurance?? I want one year so I won't have to pay every month and worry about not being able to pay my truck as well. thanks for your experience.""
Insurance for a car you don't drive?
I'd like to get a 79 monte carlo and I want to register it and insure it as a running car I don't drive. It's kind of like the insurance used for motorcycles when they just sit in the garage during the fall/winter months. Does anyone have any idea how much it might be. I'm a 20 yr old guy, but I would imagine it wouldn't make a difference for a car that isn't driven.""
How much would my insurance be for Mercury Insurance ?
I'm 16 years old, and my parents Insurance is Mercury.. How much would they have to pay for me. And my car would be a Nissan Maxima 95' so it wouldnt be a new car so how much would my insurance be ?""
""How can i set up my own Car Insurance, that i can sell to people....?""
Hi were i live there is this guy that sells day car insurance to youngsters for 40 a day. He insures anybody under any car for 40 as long as they have a driving license, and i really wanted to know how i can get into some of this action. This guys is making a hell of a lot of money, his office is rammed with people everyday wanting day insurance. I wanted to buy my own policy that could sell to people for a day, for a fee of course. Could anyone help on how i can set this up, and what kind of money i would need to set it up. Thanks You""
Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?
Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?
Report to insurance or not?
i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?""
Car insurance?
i hold a foreign ( non EU ) drive license , and all insurance companies ask for ( claim bonus certificate ) and i explained for them that insurance is completly different in our country than the irish system, but no one listen, and i dont know what should i do if i need to drive a car in Ireland ...can any one help ?""
Does anyone know the cost of insurance for an infiniti g37 for a 18 year old boy?
Apparently, the dealer says infiniti g37 aren't technically sports cars so the insurance wouldn't be too high for my son. I'm not to sure though..can anyone clear this matter up?""
Average motorcycle insurance for a young married couple?
my fiance and i are thinking about getting a motorcycle in about a year. how much would insurance cost for an average bike? we will be 20.
Where can I find cheap dental insurance for braces?
I'm 20 years old and I work at Wal-Mart...I'm not sure if I'm considered to be full or part-time.....some weeks I work 40 hours and some weeks I work 32 hours....I REALLY need braces and I have no insurance and I'm clueless to all of this....if I can't get insurance through Wal-Mart...where else could I get it? Help!
What do you belive is the best insurance agency for teens?
I am a 16 year old who needs insurance. I plan on get a new car in a month which is my 17th birthday. The only problem is, I need to know what agent is the cheapest.""
How much is car insurance in CA?
My family is planning to move to CA because my dad got a better job. We have 4 drives in the house. How much would it cost a mouth for one car?
What insurance companies offer the best rates / coverage for Martial arts classes?
What is out there and about how much does it run?
Insurance Rates?
What's the best I can expect to pay for insurance monthly if I have a reckless driving ticket (-2 points) for speeding in California and am 20 years old? I have no accidents or other tickets. Any other 20 year olds out there in a similar situation what is your insurance premium?
""Hi, i am due to renew my car insurance and HASTINGS ESSENTIAL is the cheapest, i want to put my dad?""
on the policy and my current insurer wants an extra 73, whilst hastings will put him on for less than my renewal quote for just me, i am currently with ECAR and it costs 1 a minute to phone customer services, if any one is insured by hastings or ecar i would love to hear your feedback, many thanks, Dan.""
How much is product liability insurance?
Its for my online womens shoe store. Also what other type of insurance would I need? Thanks
Insurance company won't let me upgrade to Fully Comp. Why not?
Hey Guys, I'm a new driver (23 yo) who has a 3rd party fire & theft policy under Kwik Fit Insurance. I went for this policy pretty much because it was the cheapest because I'd spent all my money on the car, haha! After a couple of months I've finally managed to sort my finances out and I'm ready to upgrade to fully comp. I drive around 30 miles a day to work and back and would just like that little extra knowledge that incase anything does happen. So I email KwikFit (who take 2 weeks to get back!!) to ask them what the deal is. How do I do this? To my dismay, I got the following email back: In response to your email, I can confirm that your policy can only be upgraded if you are making another permanent change to your policy eg a change of vehicle/address/driver, alternatively your policy would need to be replaced to another insurer. Are they within their rights to do this? Surely upgrading to fully comp means an extra wad of money from me monthly? Thanks :-)""
Car insurance rates for a honda civic lx?
hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great
Can I have a car in my name under my parents insurance?
I am in need of a new car, but I would like the car to be in my name since I'm the one paying for it. Right now the car I'm driving is under my mom's name and insurance. Is it possible to have a car in my name and still have it be on HER insurance (and I cant just pay her) since it's obviously much cheaper (like a 300 dollar/month diference)""
Am I eligible for the good student discount for auto insurance if I'm a part-time student?
I have the grades (3.0+), but I'm not a part-time student. I live in California, am I still eligible for the good student discount?""
How much does it cost a month to insure a 2002 Acura RSX Type S in NJ?
if you have a rsx type s can you tell me how much you pay and how old are you. So i want to get the 2002 acura rsx type s im going to be 17 but im going to put the insurance under my dads name and ill just be a liability on average how much do you think it will cost?
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER
If 2 cars fall into the same insurance group will they cost more or less the same?
regardless of how much fuel they use? I ask because I have been looking at both the Vauxall Corsa and Astra, and both models fall into insurance group 4 but the Astra is a 1.4L and the Corsa a 1.3L (They are diesel versions).""
I'm 24 yrs old. should I get whole life or term insurance?
Currently I have no children yet, what's best for me?""
Where can I find cheap auto insurance?
I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?""
How much is commercial car insurance?
I am doing a project for school and need to know a ball park range of the annual cost of car insurance for a courier service. here's some info: -2 cars -6 drivers -cars will not travel more than 20 miles per trip -liability limit $500,000 -uninsured/underinsured motorist limit $500,000 -General liability coverage: 1,000,000 **these do not have to be exact but the rate you give me is for other limits, just tell me those limits. I have no idea so any info you have and can back up would be awesome! THANKS!""
Is my insurance company responsible !?
I recently submitted a claim to my insurance company an it was rejected . At some point during some severe weather something struck our roof causing water to enter . The rain water caused the sheetrock ceiling to crack and start to collapse . We were told by our insurance provider that this was caused by a manufacturer defect . The manufacturer checked the damage and disagrees . I also disagree being that we have lived in the home for four years and this the first appearance of water . what should I do next ? I have already submitted statements from the manufacturer . The insurance company has also declined to renew our policy because of the damage .
Car insurance...oh my god?
hi, i just pass my driving test, my car (insurance group 7)....i search on confuse.com for third party car insurance is 4000 one year..although i'm 30 years old. is this ture? ...show more""
How much would car insurance cost on a camaro or corvette?
I'm more than likely getting a jeep but I would like to know my options. I looked at the 1975 corvette and the 1971 camaro and I wanted to how much insurance would be. I turned sixteen just today and I don't need an exact price but I would like to know about what it would be so I can consider all my options. Thanks guys.
Changing car on insurance mid-policy?
I'm getting a new car on Wednesday, a Vauxhall Astra, and still have 5 months left on my insurance, which I paid in full up front for Nissan Micra. I phoned up my insurance today to ask how much it would be to change the car on my policy. To change the car it would be 300. I've got quotes from other insurers that are cheaper than this for the year! To cancel there would be 2 fees adding up to 95! Is this right? What is the best thing to do? Can I run my insurance while I don't own the car as this would be the cheapest way to do it? The car is going as a trade-in to a garage who will probably just be using it for parts and scrap. Thanks for any advice :)""
Regarding to Motorcycle insurance?
Hi, I'm 24, male. I plan on getting the Yamaha R6-I'll be financing the bike. I have some questions regarding to insurance of the bike. My friend owns a 06 Suzuki GSXR750, it was his first bike, and he is a fresh bike rider also. But his full coverage is only $120/month. While searching online (geico, Progressive, allstate), I find out that the full coverage for the bike itself is $487/month-which I found strange. Because I'm older than my friend, he's 22. I understand that you need full coverage(collision, comprehensive coverage) when you're financing a bike. My friend is also financing the bike. But how come his full coverage is way cheaper than what I've searched for? I also picked the $500 deductible on Comprehensive and Collision too. But the lowest I got was $487/month-if not $880/month. When I decline the Comp and Coll, my coverage is only $84/month. Why is there a big gap for my full coverage comparing to my younger friend with a bigger cc bike? 600 vs. 750.""
Where can I buy affordable car insurance?
I know u can do it in the UK...but can't find any insurance agency in the US to do it.
What is the best health insurance plan for INternational students who are IN USA?
Hello there ,what is the best health insurance plan for International students who are in USA. If it helps I am currently IN MAryland. Please let me know , would be great if you could provide websites and links as well. Thnaks so much for your assisatnce!""
How much would motorcycle insurance cost for a 23 yr old?
Impeccable driving record, no tickets, felonies etc... Have a car and I've been driving for 6 1/2 years. My premium with Geico is only $80/mo. I just need a general figure for something with over 600ccs. Thanks.""
Health insurance questions?
I found out that my employer was taking over $800.00 a month for health insurance. When I found out I ask to cancel insurance and get my own. I call the insurance company cancelled it on March 11, 2010 they confirmed it was cancelled. My employer is still taking the payment out of my check. Since my pay period ended for 31 they took another full month of insurance. I have not used this insurance and I can't use it because they cancelled on March 11, 2010. My employer claims it was effective cancelled for April 1, 2010. Can they do that?""
How much would it cost to insure these cars?
How much a year would it cost to insure a: 57 reg Renault Clio 1.1L and a 57 reg Vauxhall Corsa 1.1L I'm 18, female live off the main road and the car would be kept on a driveway, i live in a quiet little village in Derbyshire, the insurance groups for both are group 1. It will be used to drive to and from college each day so around 20 miles a day, no enhancements on the car, cars have done 17,000 miles, i have had my license for 1 month. Thanks.""
How much is car insurance per month?
Can you please tell me where can I find how much is car insurance per month on all insurers? Basically I want to find the cheapest car insurance companies.
What is the most economical route to buy affordable yet adequate health insurance?
I am not working and have limited income. I have no known health problems. I am 60 years old and I do not smoke or drink and I exercise regularly. Does anyone know the best way for me to find out who to contact? I live in KY...one of the worst states for insurance. We do have Blue Cross and Humana that I know of... I would like to have no more than a $2500 deductible. Thank you so much for your answers. God bless!
Cheapest operating cost for motorcycle/moped/scooter?
What make and model will get you down the road the cheapest, but not necessarily the quickest? I am also asking that you factor in basic maintenance like oil changes, tires, etc along with insurance. Explain what you know.""
I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?
I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?
Cost of car insurance?
I don't have enough details about the car to fill in the online comparison websites, so does anyone know roughly how much I should expect to pay? - female, age 21 (UK) - been driving for 2 years as a named driver on my mum's car (so no no-claims bonus) -3 door honda civic - 1994""
Roughly how much will my car insurance cost?
Im nearly 19 and Im looking to do my test and get a car as soon as I have the money. I would probably be getting a 2nd hand car within the 750 - 1,500 range, probably something simple what most get for their first car such as a corsa, punto, focus, clio etc. I can afford the car and the lessons, one thing I dont really know about is the insurance. I know it will be different whoever you go with but can you give me just a rough idea of how much Im looking at? I was hoping that it would be as cheap as 20/week (1,000/year). Thanks.""
Car insurance so expensive in the uk?
i am 19, i have a K reg 1.6 litre fiat tipo the car is only worth about 120. i have never had any accidents or had any tickets so why does my insurance cost 2600.""
Car insurance rates for a honda civic lx?
hello, trying to get my own car, and i found a 2005 honda civic, im 19 (male) in NC and have been driving for over 3 years now, i dont have any points or spending tickets on my record, its completely clean can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great
https://www.linkedin.com/pulse/understanding-health-insurance-guide-billing-quotes-peter-holland/"
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