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New Flood Disclosure Requirement for Florida Home Sellers
Florida Flood Disclosure Starting October 1, 2024, Florida home sellers are now legally required to disclose flood risks to prospective buyers. This requirement, outlined in Florida Statute Section 689.302, mandates that sellers complete and provide a flood disclosure to the buyer at or before the sales contract is signed. This disclosure helps ensure buyers have a full understanding of any…
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How To Sell Land In Florida Without A Realtor-Step By Step Guide
Introduction
Do you know you can sell your land in Florida without a realtor and save thousands of dollars? It is a traditional practice to sell or buy land through a realtor. But it costs too much money because of commissions. However, with the right approach and perception, it is possible to navigate the process on your own and save money. There are different options, much simpler and quicker than the traditional real estate process of selling your house. The most popular, flat-fee MLS service in Florida is flourishing speedily. Flat fee service is being offered by various companies. In this article, we will discuss the key information regarding how to sell land in Florida without a realtor.
Steps to sell land in Florida without a realtor
1) Get details of land-the parcel number
Before getting your land listed, you need to get full details about the land. In Florida, each property has a unique parcel number that tells various things about it such as size, exact names of land owners, boundary lines, and assessed value. All of these legal descriptions are required. You can get these from your county’s property appraiser.
2) Assess market value
Start researching online platforms. You can check recently sold land comparable to yours or go through the MLS listing. MLS home search in Florida can give you lots of data to assess the market value.
3) Find a suitable platform for listing
Your property only matters to you the most. So make sure to make the best choice at each step of selling your land. The flat fee MLS companies offer a one-time flat fee and give the seller full control over the listing. One such reputable company is Florida Flat Fee Homes. They offer a seamless experience to their clients by providing all the necessary information and documentation. The seller has complete access to manage the listing. You can edit any details at any time.
4) Create a unique listing-market your property
While listing your land on MLS, the detailing is the key. Your listing should stand out to grasp the attention of maximum potential buyers. Make sure you provide all the necessary details (size, location, amenities, etc.) along with high-quality photos of the land. After getting the land listed, it is important to market your listing on various social media platforms to enhance exposure. Local advertisements can also do the job.
5) Negotiations
As you start getting inquiries, screen the potential buyers and negotiate with the serious ones only. Try to be open to offers while keeping your bottom line in mind.
6) Closing the sale
Once you get a fair offer and accept it, prepare for closing (deed, title insurance, and other relevant disclosures). A title company helps with the deed and smooth transaction of funds. Florida Flat Fee Homes provides top-quality closing assistance with Capital Title.
What is a deed?
A legal document that is used to convey the ownership of property from one party to another. It formally provides the information about parties involved, a complete description of the land, and signatures. There are different types of deeds such as warranty deeds, special warranty deeds, and quitclaim deeds.
What is title insurance?
The purpose of title insurance is protection against title issues or ownership issues that may arise after the purchase.
What are the benefits of selling land without a realtor?
The major benefit of selling without a realtor is mostly financial. Here are some of the potential benefits you gain by selling without a realtor:
1) Cost saving
The seller saves the realtor’s commission which is about 6% of the sale price. Flat fee MLS service saves thousands of dollars on commissions.
2) Independent decision making
The seller directly deals with clients and has full control over the process. Independent dealing allows you to make decisions of your own.
3) Faster selling process
Without the realtor, you directly carry out all the processes and avoid middleman delays. In this way, you can sell your land faster.
4) Enhanced exposure
Independent navigation of the process allows wider exposure. You also get to build connections in the market.
Conclusion
To wrap up the discussion, you are now aware of how to sell your land in Florida without a realtor. By having the right knowledge and approach you can navigate the real estate process independently. Make sure all the essential information about your land is in your hands, you have thoroughly researched the market value and have the confidence to diligently negotiate. With your persistence and Florida Flat Fee Homes’ expertise in flat fee MLS services, you are on your way to selling your land at a desirable value in no time.
Frequently Asked Questions
What information should I put in the property listing?
You can provide descriptions like size, zone information, nearby amenities and high-quality photos.
Do I need a title company?
It is recommended to use the title company for facilitation in the closing process.
How do I negotiate with clients?
Communicate your terms clearly and be open to offers while keeping your bottom line in mind.
#How To Sell Land In Florida Without A Realtor-Step By Step Guide#Best Flat Fee MLS Listing in Florida
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How to Sell a House Fast in Florida?
Master the Selling Game: Your Ultimate Guide to Selling a House in Florida
Selling a house in Florida is an adventure filled with possibilities and challenges. With its diverse real estate market and unique selling points, successfully navigating the process demands strategic planning and execution. In this comprehensive guide, we'll walk you through the essential steps and insider tips to ace the sale of your house in the Sunshine State.
Understanding the Florida Real Estate Scene:
Before diving into the selling process, it's crucial to grasp the dynamics of the Florida real estate market. From vibrant urban hubs to serene coastal havens, Florida offers a plethora of housing options to cater to diverse lifestyles. Get acquainted with local market trends, property values, and buyer preferences in your area to make informed decisions every step of the way.
Preparing Your Home for Sale:
First impressions count, especially in Florida's competitive real estate landscape. Invest time in preparing your home for sale by boosting its curb appeal and addressing any maintenance issues. Consider enlisting the help of professional stagers and photographers to present your property in its best light and captivate potential buyers.
Pricing Your Home Strategically:
Setting the right asking price is paramount to a successful home sale in Florida. Conduct a thorough comparative market analysis to gauge the value of similar properties in your vicinity and collaborate with a seasoned real estate agent to determine a competitive price aligned with current market dynamics.
Effective Property Marketing:
In today's digital era, effective marketing is key to selling a house in Florida. Harness the power of online platforms, social media channels, and professional networks to reach a broad audience of potential buyers. Invest in captivating visuals, virtual tours, and compelling property descriptions to showcase the unique features and amenities of your home.
Navigating the Sales Journey:
Once your home hits the market, be prepared to navigate the sales journey with confidence. Respond promptly to inquiries, schedule showings and open houses, and consider offering virtual tours to cater to remote buyers. Collaborate closely with your real estate agent to evaluate offers, negotiate terms, and ensure a seamless closing process.
Closing the Deal:
Closing on a home sale in Florida involves a series of legal and financial intricacies that require meticulous attention. From reviewing contracts and disclosures to coordinating inspections and appraisals, your real estate agent will guide you through each phase of the closing process to facilitate a successful transaction.
Conclusion:
Selling a house in Florida is an exciting venture that comes with its share of rewards and challenges. By following these essential steps and tapping into the expertise of a trusted real estate professional, you can navigate the selling process with ease and achieve your objectives in Florida's dynamic real estate market.
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Florida Farewell: Navigating the Sale of Your Home Before an International Move
Florida Farewell: Navigating the Sale of Your Home Before an International Move
Embarking on the sale of your home before an international move is undoubtedly a significant process. As you prepare to say “Farewell!” to the Sunshine State and set your sights on a new chapter in France, navigating the intricate web of real estate transactions is essential. This guide will assist you throughout this transition, offering expert insights and practical advice every step of the way. We understand that selling your home in Florida is crucial to your journey toward a new home. So, let’s make sure the whole process goes as smoothly as possible!
Sale of Your Home Before an International Move: Getting Started
Let's start by assessing your financial readiness to ensure a smooth transition. First, evaluate your budget, considering the costs of selling, moving abroad, and settling in your new destination. This financial clarity will help you make informed decisions.
Hiring a real estate agent with expertise in international transactions is equally essential and brings many benefits. They understand the complexities of selling, the market conditions, and the legal requirements. Thus, this expert guidance will be invaluable as you navigate the process.
Now, turn your attention to the physical aspect of preparing your home. Declutter and stage your property to make it more appealing to potential buyers. Think of it as creating a blank canvas that allows them to envision their future in your space.
By starting with these steps, you're setting the foundation for a successful home sale before your international move.
The Art of Pricing: Key Factor in the Sale of Your Home
Now that you've taken the initial steps in preparing for the sale, it's time to explore the art of pricing. Getting this right is very important to attract the right buyers while maximizing your return.
Begin by understanding local market conditions. Research recent sales in your neighborhood and analyze how your property compares in size, features, and location. This information will help you set a competitive price. Consider various pricing strategies to generate interest, including competitive pricing and multiple offers.
Legalities and Documentation
When selling your Florida home, understanding the legalities and necessary documentation is essential.
Required paperwork and documentation:
· Gather your property deed, title, and any relevant permits.
· Compile records of property taxes, mortgage information, and HOA fees.
· Ensure all necessary disclosures are prepared.
Address potential tax implications:
· Consult with a tax professional to understand any tax liabilities.
· Explore tax treaties between your home country and the destination country.
Navigating visa and immigration concerns:
· Familiarize yourself with visa requirements for selling property as a non-resident.
· Seek legal counsel to ensure compliance with immigration laws and reporting requirements.
This checklist, along with guidance from your real estate agent and legal professionals, will help you navigate the legal aspects of your sale smoothly, setting the stage for a seamless international move.
Maximizing Exposure: Marketing Strategies
Maximizing exposure through strategic techniques is important as you shift your focus to marketing your Florida home to buyers. Online listings and international platforms are powerful tools in today's digital landscape. Collaborate with a real estate agent specializing in international transactions to tap into their network and expertise, expanding your reach.
In addition, note that high-quality photography and virtual tours offer prospective buyers a captivating glimpse of your property. These digital resources are invaluable, especially for remote buyers who do not have the opportunity for in-person visits. Highlight the unique features of your property and its surroundings, emphasizing the appeal of your neighborhood's schools, parks, and cultural attractions. By showcasing the full package, you're more likely to attract buyers who appreciate your home and the lifestyle it offers.
Closing the Deal
Be prepared to communicate promptly and clearly, addressing any concerns or questions the buyer may have. Your real estate agent's expertise can prove invaluable during this phase for a smooth negotiation progress.
Furthermore, make sure the transaction process is secure and well-documented. Buyers often seek assurances regarding the legitimacy of the sale, so transparency is your ally. By mastering negotiation techniques, you're securing a successful sale and a stress-free preparation for the move to your new destination.
Protecting Your Investment: Post-Sale Considerations
As the sale of your Florida home inches closer to completion, you must address post-sale considerations to protect your investment. Managing the transfer of utilities and services is an essential first step. Ensure a smooth handover of responsibilities to the new owner, preventing any unexpected disruptions.
Financial aspects also require attention. Account for any outstanding dues, taxes, or fees related to the property. It's essential to settle these matters to avoid complications down the road.
Finally, as you prepare for a seamless move overseas, you should consider hiring a trusted household moving company, like Logistics, that can guarantee the safe transportation of your belongings. Of course, it’s still up to you to organize your items, update your travel documents, and make travel arrangements.
As you look forward to your international adventure, these post-sale considerations will lead to a stress-free transition, allowing you to embrace the new chapter of your life confidently. Now, get ready to say “Bonjour, France!” and start a new adventure!
Celebrating Your Success: Transitioning to Your New International Life
Congratulations on the successful sale of your home before an international move! As you wrap up this chapter and prepare for your journey, it's time to focus on the exciting transition ahead.
First, finalize the logistics of your move to France from the States with the help of international movers. Rely on them to help you unpack and settle into your new home. Once you’re done, it’s time to embrace the adventure that lies ahead. Seek opportunities to meet new people, explore your surroundings, and immerse yourself in the local community. Embracing your new international life will enrich your experience and make the transition even more rewarding.
Conclusion
In today's ever-evolving digital landscape, the sale of your home before an international move demands precision and expertise. By embracing the strategies outlined in this guide, you are well-equipped to tackle the challenges of such a transition. As you bid farewell to your Florida home and prepare to embrace the unknown, remember that the success of your sale is a key step toward your new adventure.
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Brett Murphy and Alex Mierjeski at ProPublica:
During his three decades on the Supreme Court, Clarence Thomas has enjoyed steady access to a lifestyle most Americans can only imagine. A cadre of industry titans and ultrawealthy executives have treated him to far-flung vacations aboard their yachts, ushered him into the premium suites at sporting events and sent their private jets to fetch him — including, on more than one occasion, an entire 737. It’s a stream of luxury that is both more extensive and from a wider circle than has been previously understood. Like clockwork, Thomas’ leisure activities have been underwritten by benefactors who share the ideology that drives his jurisprudence. Their gifts include:
At least 38 destination vacations, including a previously unreported voyage on a yacht around the Bahamas; 26 private jet flights, plus an additional eight by helicopter; a dozen VIP passes to professional and college sporting events, typically perched in the skybox; two stays at luxury resorts in Florida and Jamaica; and one standing invitation to an uber-exclusive golf club overlooking the Atlantic coast. This accounting of Thomas’ travel, revealed for the first time here from an array of previously unavailable information, is the fullest to date of the generosity that has regularly afforded Thomas a lifestyle far beyond what his income could provide. And it is almost certainly an undercount. While some of the hospitality, such as stays in personal homes, may not have required disclosure, Thomas appears to have violated the law by failing to disclose flights, yacht cruises and expensive sports tickets, according to ethics experts. Perhaps even more significant, the pattern exposes consistent violations of judicial norms, experts, including seven current and former federal judges appointed by both parties, told ProPublica. “In my career I don’t remember ever seeing this degree of largesse given to anybody,” said Jeremy Fogel, a former federal judge who served for years on the judicial committee that reviews judges’ financial disclosures. “I think it’s unprecedented.”
This year, ProPublica revealed Texas real estate billionaire Harlan Crow’s generosity toward Thomas, including vacations, private jet flights, gifts, the purchase of his mother’s house in Georgia and tuition payments. In an April statement, the justice defended his relationship with Crow. The Crows “are among our dearest friends,” Thomas said. “As friends do, we have joined them on a number of family trips.” The New York Times recently surfaced VIP treatment from wealthy businessmen he met through the Horatio Alger Association, an exclusive nonprofit. Among them were David Sokol, a former top executive at Berkshire Hathaway, and H. Wayne Huizenga, a billionaire who turned Blockbuster and Waste Management into national goliaths. (The Times noted Thomas gives access to the Supreme Court building for Horatio Alger events; ProPublica confirmed that the access has cost $1,500 or more in donations per person.) Records and interviews show Thomas had another benefactor, oil baron Paul “Tony” Novelly, whose gifts to the justice have not previously been reported. ProPublica’s totals in this article include trips from Crow.
Each of these men — Novelly, Huizenga, Sokol and Crow — appears to have first met Thomas after he ascended to the Supreme Court. With the exception of Crow, their names are nowhere in Thomas’ financial disclosures, where justices are required by law to publicly report most gifts. The total value of the undisclosed trips they’ve given Thomas since 1991, the year he was appointed to the Supreme Court, is difficult to measure. But it’s likely in the millions. Huizenga sent his personal 737 to pick Thomas up and bring him to South Florida at least twice, according to John Wener, a former flight attendant and chef on board the plane. If he were picked up in D.C., the five-hour round trip would have cost at least $130,000 each time had Thomas chartered the jet himself, according to estimates from jet charter companies. In February 2016, Thomas flew on Crow’s private jet from Washington to New Haven, Connecticut, before heading back on the jet just three hours later. ProPublica previously reported the flight, but newly obtained U.S. Marshals Service records reveal its purpose: Thomas met with several Yale Law School deans for a tour of the room where they planned to display a portrait of the justice. (Crow’s foundation also gave the school $105,000, earmarked for the “Justice Thomas Portrait Fund,” tax filings show.)
Don Fox, the former general counsel of the U.S. Office of Government Ethics and the senior ethics official in the executive branch, said, “It’s just the height of hypocrisy to wear the robes and live the lifestyle of a billionaire.” Taxpayers, he added, have the right to expect that Supreme Court justices are not living on the dime of others. Fox, who worked under both Democrat and Republican administrations, said he advised every new political appointee the same thing: Your wealthy friends are the ones you had before you were appointed. “You don’t get to acquire any new ones,” he told them. Thomas and Novelly did not respond to a detailed list of questions for this story. Huizenga died in 2018 and his son, who is the president of the family’s holding company, also did not respond to multiple requests for comment.
In a statement to ProPublica, Sokol said he’s been close friends with the Thomases for 21 years and acknowledged traveling with and occasionally hosting them. He defended the justice as upright and ethical. “We have never once discussed any pending court matter,” Sokol said. “Our conversations have always revolved around helping young people, sports, and family matters.” “As to the use of private aviation,” he added, “I believe that given security concerns all of the Supreme Court justices should either fly privately or on governmental aircraft.” The justices have said they follow court rules prohibiting them from accepting gifts from a group of people so frequently that “a reasonable person would believe that the public office is being used for private gain.” But what actually constitutes a gift under those rules is ambiguous and, in practice, justices have few restrictions on what they can accept. Other members of the court have accepted travel underwritten by wealthy businessmen and speaking invitations at universities. Stephen Breyer accepted a flight to a Nantucket wedding from a Democratic megadonor. Ruth Bader Ginsburg took a tour of Israel and Jordan paid for by an Israeli billionaire. Those gifts are public because Breyer and Ginsburg disclosed them.
Thomas, however, is apparently an extreme outlier for the volume and frequency of all the undisclosed vacations he’s received. He once complained that he sacrificed wealth to sit on the court, though he depicted the choice as a matter of conscience. “The job is not worth doing for what they pay,” he told the bar association in Savannah, Georgia, in 2001, “but it is worth doing for the principle.” To track Thomas’ relationships and travel, ProPublica examined flight data, emails from airport and university officials, security detail records, tax court filings, meeting minutes and a trove of photographs from personal albums, including cards that Thomas’ wife, Ginni, sent to friends. In addition, reporters interviewed more than 100 eyewitnesses and other sources: jet and helicopter pilots, flight attendants, airport workers, yacht crew members, security guards, photographers, waitresses, caterers, chefs, drivers, river rafting guides and C-suite executives.
ProPublica has not identified any legal cases that Huizenga, Sokol or Novelly had at the Supreme Court during their documented relationships with Thomas, although they all work in industries significantly impacted by the court’s decisions. In a small-circulation biography given to Huizenga’s friends and family, Thomas acknowledged that he and Huizenga discussed some of the billionaire’s companies but said their relationship was never transactional. “It wasn’t that kind of friendship,” he told the interviewer. The justice said they’d prefer to go to a small restaurant in a strip mall or sit on the billionaire’s lawn and drink tea or diet soda. “We are in a society where everything is quid pro quo,” Thomas said, but not with the Huizengas. “I don’t do anything for them and they can’t do anything for me.”
ProPublica has yet another hard-hitting exposé on the ethics-challenged SCOTUS "Justice" Clarence Thomas, this time his 38 vacations paid by multiple billionaires.
Read the full story at ProPublica.
#SCOTUS#Ethics#Clarence Thomas#Harlan Crow#David Sokol#Tony Novelly#H. Wayne Huizenga#Horatio Alger Association#Ginni Thomas#John Wener#SCOTUS Ethics Crisis#ProPublica
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dental broker near me Tampa
Insider Tips for a Smooth Transition in Selling Your Dental Practice!
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dental business broker Largo
The Role of a Dental Practice Broker: What You Need to Know Before You Sell!
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dental brokers near me
Insider Tips for a Smooth Transition in Selling Your Dental Practice!
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Flat Fee Listing 101 - Know The Facts Before You List Your Florida FSBO Flat Rate In The MLS!
Who are you going to believe about how the flat fee MLS industry works?
There are four "business models" offering flat fee MLS listings in Florida:
1) National Website: They are not licensed in Florida but collect money and then refer you to a Florida discount real estate broker-who gets a portion of the fees collected. National websites are competent business enterprises that usually have a real estate broker's license in one state but not in all states.
2) Florida part-time amateur flat fee website: There must be 70 or so of these "websites" in Florida. They are licensed real estate brokers that do flat fee listings part-time or are testing the waters to see if they can make a few bucks at flat fee.
3) Florida broker that is masquerading as flat fee: They seem like flat fee but their business model is not consumer friendly and I see their business practices as questionable. They may or do take your buyer leads from Realtor.com and other sources for their own agents; or possibly charge a cancellation fee as high as $500; or hold your listing hostage until you pay up ($500) by only "conditionally" withdrawing your listing from the MLS if you attempt to cancel and move to a full-service agent - your listing will be trapped in this "conditional" status until you pay the ransom of $500.
4) Florida licensed flat fee MLS broker that is established, trusted, transparent and paperless, specializes in Internet marketing and offers real customer support. (Note: There is more than one trusted MLS flat fee firm in Florida but there are also plenty of firms that do fall into the # 2 and #3 categories above as well.)
Flat fee MLS requires more than simply inputting a listing into a local MLS...
1) Flat fee MLS sellers in Florida are 100% driven by control. They want their MLS listing correct at all times.
2) Third party websites such as Realtor.com, local MLS systems and IDX feeds to local real estate brokerage firms must be monitored constantly because listings do fall out of these systems. Technical glitches happen frequently.
3) Sellers make adjustments to their listing such as pictures, price, commission and their property descriptions. There are needed forms such as mold, lead-based paint and property disclosures.
4) The Florida Flat fee MLS broker is charged with the responsibility of buyer lead capture, agent showing requests, Internet marketing, trouble shooting, customer service,Flats in Navi Mumbai Ulwe negotiating, editing and peace making. Flat Fee MLS brokers must be prepared to dedicate their time and energy.
Flat Fee MLS brokers must be prepared to dedicate their time and energy...
1) Taking $200 bucks and throwing a listing into the MLS as an afterthought is not what flat fee should be about. There are more moving parts that make up a "real" flat fee MLS company than one can imagine. For example: Last week, Orlando Regional MLS just took over Venice Board of Realtors. When they did this conversion, it knocked out 53 Realtor.com "showcased" properties from Mid-Florida Regional (Orlando area). It occurred on a Thursday evening and took the resources of the vice-president of Mid-Florida Regional and the Director of Operations and many phone calls to straighten out the major glitch.
2) Amateur or part-time flat fee MLS "website" operators might not have the resources or experience to deal with such matters.
3) The flat rate MLS broker must be prepared to back up the customer with support and market effectively on the Internet.
4) If the MLS discount broker requests that you print out forms, fill them out and fax back, this means they have put no thought or investment into on-line automation. This means listing changes, edit, status changes will all be fax this-fax that....back to caveman days.
What to look out for before you list flat fee
1) If the flat fee MLS "website" does not display the "listing agreement", that should be a warning.
2) Carefully read the listing agreement "beginning-to-end" before you give any flat fee company money whether a National or a Florida based service.
3) Understand the process and policy about how buyer leads from Realtor.com and other sources get to you, the seller, if at all.
4) Realize that many calls do go to the flat fee broker. As many as 70 calls a day can come into a flat fee MLS broker. Miss one, that could be your sale.
5) Consider and verify what the hours are for the flat fee MLS service.
6) Flat fee websites that offer just one marketing option are really just a "website." There are many marketing approaches besides just a basic MLS listing. What about marketing directly to Realtors®. For example, if a seller wishes to offer a 4% buyer's agent commission, does the flat fee service provide a way to promote this higher than average commission? Some flat fee services do offer a Realtor eblast program which sends about 12,000 or so emails to all Ft Lauderdale, Miami, Orlando and Jacksonville real estate agent every 15 days. This is an effective marketing approach and Realtors do respond.
7) Flat fee sellers should think about contract representation. Contract-to-close flat fee programs help get the deal done faster. Having a seasoned real estate professional handle the contract negotiations results in a smoother transaction for the seller, as well, possibly netting a higher sale. One of the trickiest parts of negotiations is the possible- subsequent re-negotiations after the inspection. Negotiating an inspection report does mean re-roofing the house because some inspector or Realtor® says the roof is at the end of its "useful" life. There is an art to getting the buyer's agent, the buyer and the seller on the same page. As well, there are some important nuances that do help get more Realtor® showings such as allowing the flat fee broker to schedule showings (more professional), using an Exclusive Right of Sale (not Exclusive Agency Listing Agreement) and use a professional looking metal sign.
How to flat fee list in Florida and stay out of trouble
1) Read the listing agreement.
2) Call the flat fee service and ask how they handle buyer leads.
3) Call and verify the hours of operation.
4) Ask if there any penalties or conditions if you cancel the listing.
5) Ask if the listing company will "unconditionally "withdraw your listing from the MLS if you choose to cancel and go with a full-service agent.
I am Keith Gordon, broker for ADDvantage®, a state of Florida flat fee listing service and member of 20+ Florida MLS boards.
My credentials are: Florida real estate broker for 24 years; Recognized as an advocate for flat fee MLS Sellers Rights (authored the Florida Flat Fee MLS Bill of Rights); Received the 2008 Realtor.com award for online marketing excellence. I am the negotiator for all ADDvantage Plus contracts for our Florida flat rate MLS sellers; Co-founder of ADDvantage®.
We are Florida's most innovative flat fee MLS listing service offering our legendary 8:00-8:00, 7 day a week live support. Read our client testimonials and listen to what they have to say about ADDvantage. "
Sellers receive unprecedented buyer lead protection with live phone support because real estate doesn't stop on the weekends. All leads-whether agents or prospective buyers-are documented and emailed to clients in real time.
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Every year, I look for important themes in sustainability that will have lasting impact on society, from glaring evidence of global megatrends to inspiring stories of corporate action. The year 2018 brought extreme change — in weather and environmental ecosystems, in political winds and power, and in the expectations of business. It also brought incredible clarity about the scale of our challenges and opportunities.
So let’s start with the big picture before moving to some corporate success stories.
The world’s scientists sound a final alarm on climate
We have about 12 years left. That’s the clear message from a monumental studyfrom the Intergovernmental Panel on Climate Change (IPCC). To avoid some of the most devastating impacts of climate change, the world must slash carbon emissions by 45% by 2030, and completely decarbonize by 2050 (while, in the meantime, emissions are still rising).
The IPCC looked at the difference between the world “only” warming two degrees Celsius (3.8°F) — the agreed upon goal at global climate summits in Copenhagen and Paris — or holding warming to just 1.5 degrees. Even the latter, they say, will require a monumental effort “unprecedented in terms of scale.” We face serious problems either way, but every half degree matters a great deal in human, planetary, and economic losses.
It wasn’t just the IPCC that told a stark story. Thirteen U.S. government agencies issued the U.S. National Climate Assessment, which concluded that climate change could knock at least 10% off of GDP. Other studies tell us that sea level rise is going to be worse than we thought, Antarctica is melting three times faster than a decade ago, and Greenland is losing ice quickly as well. If both those ice sheets go, sea level rise could reach 200-plus feet, resulting in utter devastation, including the loss of the entire Atlantic seaboard (Boston, New York, D.C., etc.), all of Florida, London, Stockholm, Denmark, Uruguay and Paraguay, and land now inhabited by more than 1 billion Asians.
All of this suggests that business must dramatically change how it operates: companies will need to push well past their comfort zones from areas like politics and policy to engaging consumers to how they make investment decisions.
Entire towns are wiped off the map by extreme weather
This year the weather devastation around the world got, in the words of one colleague, “biblical.” The town of Paradise, California, was effectively eliminated by wildfires (that, yes, are made worse by climate change), killing at least 85 people. Most houses in Mexico Beach, Florida, were destroyed by Hurricane Michael. Unprecedented rains and damage from Hurricane Florence slammed North Carolina and temporarily turned a major highway into a river. Typhoon Mangkhut ravagedthe Philippines and parts of China, killing dozens of people. Incredible heat blanketed four continents this summer, with records falling across Europe and Asia. Venezuela’s last glacier is disappearing. Finally, Capetown, South Africa, is essentially out of water due in part to drought — the city nearly shut off all the taps this year, but has held off “Day Zero” through ongoing restrictions and aggressive citizen action.
The consequences of these extremes are not theoretical. What is the economic cost to an area with no water, or one that’s under water, or burned to the ground? In the U.S. alone, it was $306 billion in 2017, shattering records.
Coral is dying, insects are disappearing, and the fate of major ecosystems looks dim
The world’s top coral expert confirms that at 2 degrees of warming, all coral will die. This will destroy a critical part of an ocean system that provides protein to hundreds of millions of people, helps blunt coastal storm surges, and supports the livelihoods of people working in fishing and tourism.
And it’s not just coral: there’s the death of pacific kelp forests, radical declines in insect populations, and continuing population drops in all mammals and bees.
How does this all connect to business? For some sectors, it’s obvious: the food and agriculture industry will have trouble feeding us without pollinators, and tourism takes a big hit without coral and other wildlife. But more broadly, society will not thrive in a world where entire pillars of planetary support are collapsing. And if society can’t thrive, neither can business.
The U.S. environmental protection system continues being dismantled … from within
The EPA and Department of Interior are reversing years of protections for air, water, and land. In 2018, the Trump administration has opened up offshore waters and rolled back safety rules for drilling, greatly weakened the voice of science in policy, reduced focus on children’s health, and moved to make it easier to build dirty coal plants.
The big question now is whether businesses will push back and go down a cleaner path on their own. It’s easy to see why multinationals might as they face pressure from sub-national regions — California Gov. Jerry Brown held a Global Climate Action Summit which produced many aggressive climate goals from cities and state, for example. Gov. Brown also signed aggressive new laws committing to carbon-free electricity statewide by 2045 and requiring solar on all new homes. So even if U.S. action sputters, governors and mayors who influence local and regional business conditions will be pushing the clean economy and pro-climate agendas.
In pointed contrast to the U.S., the EU backed a proposal to strike no new trade deals with countries not in the Paris climate accord (i.e., only the U.S.), France will shut coal plants by 2021, India just cancelled plans for big coal plants, and China banned 500 inefficient models of cars.
A prominent leader retires, but new leaders step up
For nearly a decade, no business leader has done more to bring sustainability into the business mainstream than Paul Polman, Unilever’s outgoing CEO (Full disclosure: I’ve worked with Unilever). His depth of understanding of our biggest global, social, and environmental challenges, and his commitment to use business as a way to tackle them, has been unparalleled. But it wasn’t just talk. The company also grew throughout Polman’s tenure and the stock outperformed peers and the FTSE index. Luckily, there are other corporate leaders who are stepping up, including Danone’s Emmanuel Faber (see below for more).
But climate isn’t the only area where we’re seeing bold stances. Societal issues more broadly made headlines, too. The New York Times declared 2018 year that “CEO activism has become the new normal,” with prominent voices like Salesforce’s Marc Benioff leading the way. Other notable moments include Nike making Colin Kaepernick — the man who led NFL player protests about police violence against African Americans — the face of its 30th anniversary “Just Do It” campaign (sales rose quickly). Under pressure from survivors of school mass shootings, Dick’s Sporting Goods stopped selling assault weapons, and other companies cut ties to the powerful National Rifle Association. Kroger celebrated a year of its “End Hunger” initiative. Unilever threatened to pull its substantial ad dollars from Facebook and Google if they didn’t police “fake news and toxic content.” One hundred U.S. CEOs urged action on controversial immigration issues. And more than 100 U.S. companies gave employees time off to vote.
Danone North America becomes the world’s largest B Corporation
A “B Corp” certification requires answering an intensive set of questions on environmental, social, and governance issues. But most importantly, it commits a company to create value for all stakeholders (customers, employees, communities, and so on), not just shareholders.
French consumer products giant Danone has now put 30% of its brands and businesses through the certification process and says that “companies are fundamentally challenged as to whose interests they really serve.” Becoming a B Corp is arguably is a direct statement about whose interests it values most, and it’s and fascinating frontal attack on the dominance of shareholder capitalism.
More investors are viewing climate and sustainability as core value issues
Something is shifting in finance. Vanguard wants CEOs to be a force for good. Mark Carney, Governor of the Bank of England, said that “70% of [UK] banks, who normally have a shorter horizon, are viewing climate as a financial risk—not a CSR one.” Larry Fink, CEO of Blackrock, the world’s largest asset owner, encouraged longer-term thinking about environmental, social, and governance issues in a strongly-worded letter to large-company CEOs.
Anecdotally, I’ve talked to leaders at big banks who are now thinking differently about purpose and systemic risk. And in a quieter move, a major real estate investor in Miami began pulling money out of coastal assets to avoid risk of sea level rise. Watch this space.
The clean technology explosion continues and accelerates
Three big clean tech themes wowed me this year.
1) Renewables keep getting cheaper. According to Lazard’s annual analysis of the cost of building new power plants, renewables are now the cheapest. And another global analysis showed that new wind and solar are cheaper than one-third of the coal already on the grid — and will be cheaper than 96% of existing plants by 2030.
2) Corporate buying of clean energy keeps rising. By the end of just the first half of 2018, businesses bought more clean energy than they did in 2017. Companies like Owens Corning (disclosure: a client of mine) are buying enough green energy to pitch their products as cleanly manufactured (which they started doing in late 2017).
3) Electric vehicle sales are exploding, and it’s not just small vehicles: even container ships are going electric. UPS bought its first EV delivery vehicles at price parity to combustion engines, and China is adding nearly 10,000 electric buses to the roads — equal to the size of London’s entire bus fleet – every five weeks.
China rejects the world’s trash
For years, the U.S. had a great deal: When container ships arrived from China with goods, we sent them back filled with our recyclable paper and glass. But starting January 1, 2018, China stopped accepting our trash. The ripples of this move are unpredictable and still moving through the system, but in some regions, materials piled up and prices for recycled content plummeted. In a business world trying to go “circular” (i.e., find a use for everything and eliminate waste), it was a wake-up call about how much waste we still produce.
The battle against single-use plastic heats up, starting (somewhat oddly) with straws
Sometimes weird things hit a tipping point. For a combination of reasons, including a viral video showing a turtle with a straw stuck in its nose, companies waged war on straws this year. Marriott, McDonald’s, Starbucks, Burger King, and the city of Seattle, among others, all banned or are phasing out straws. It was a very small part of a larger conversation about “single-use plastics,” most notably plastic bags, which IKEA and Taiwan are banning as well.
Raising the bar for suppliers
The greening of the supply chain is a perennial story, but there are some noteworthy recent actions. Apple created a $300 million fund to help suppliers in China build more solar, and also partnered with Alcoa and Rio Tinto to develop a better smelting process to make carbon-free aluminum. On the labor side of the supply chain equation, PepsiCo and Nestle cut ties with a palm oil supplier over human rights abuses and Coca-Cola said it would work with the U.S. State Department to use blockchain to fight forced labor.
Meatless options grow plentiful
Given the way most cattle is currently raised, one of the most effective things an individual can do to reduce her carbon footprint is eat less meat. The options to do so are growing, and the rise of products made from non-animal proteins has been remarkable. The Impossible Burger, Beyond Meat, and other brands have made believers out of skeptics (they taste great) and are, as the Wall Street Journal put it, “overrunning grocery meat cases.” In another fascinating move, tech company WeWork went meat-free in its offices and even stopped reimbursing employees on business trips for meat meals.
What comes next…
I’m sure I missed many stories, especially globally (my view is from the U.S.). Predictions are hard, but I’m safe in assuming 2019 will be a bumpy ride again. Ultimately, today’s global political situation is, at best, unpredictable. Brazil now has a strongman-style leader who talks about cutting down the Amazon, but the U.S. just swung its House of Representatives back the other way, giving power to Democrats who want more focus on climate change, inequality, and other sustainability agenda items. No matter what happens politically, it seems clear that companies will continue to feel pressure, internally and externally, to do more on social and environmental issues. While the problems face we are extremely serious, I remain optimistic that companies will be doing more in 2019 than ever before.
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Condo Law Can Be Fun for Everyone
Each condo differs in its requirements. Well managed older condos attempt to get a reserve on hand in the event of unexpected repairs. Fair or not, they offer a unique lifestyle, and definite value in a time when it is becoming more and more difficult to find a house in a similar price range. In the event the condo, condop or co-op you are purchasing into does not have enough reserves to cover repairs, they may want to find a financial loan, refinance or levy an assessment on unit owners. You won't be in a position to elevate your rents as much as a condo operator can, which will damage your ROI in the long run. By way of example, in San Francisco, California, there are lots of properties owned beneath a sort of legal ownership called tenants-in-common.
If you're thinking about purchasing a condominium you'll find there are lots of upsides to condo ownership. What defines a condominium is the shape of ownership. When you reside in a condominium, space can turn into a problem. Condominium'' isn't a term that's widely utilized in England and Wales. All condominiums have various arrangements. Maine condominiums are governed by two separate and very different laws, based on once the condominium was made.
The Battle Over Condo Law and How to Win It
There are a lot of instances in which dual agency may happen. Several high end hotels also supply rooms at low rates during the season when there's a minimal inflow of tourists. Numerous public security events caused the passage of Local Law 11. Moreover, there are numerous different risks you should take note of if you're thinking of signing a dual agency disclosure form for a buyer.
Condo Law Ideas
Some condominium law is created on a state level in the place where the condominium is situated. Within the majority of states, there's some condo law created by the government. Attorneys always get paid regardless of what the outcome. Bear in mind you don't will need to employ the very first lawyer you consult with. What to Ask a Lawyer When gathering your ideas and documents, consider what you're going to want to ask the attorney. First of all, you desire a lawyer you may trust. Make certain you speak with a real estate lawyer to be certain you can convert to a condo before you place in an offer.
Visit- theOLA-EC.sg for best condo in singapore at discount.
The Hidden Gem of Condo Law
Several have stopped searching for business in Florida as a result of high quantity of hurricane losses in the last ten years. There might also be laws in regards to how condo ownership has to be structured. Thus, a condo owner who wanted to understand what law applied to their unit would need to also inspect the declaration. Unit owners that are unsatisfied with the bylaws concerning the maintenance and repair of units can make an effort to amend the bylaws to set up a different system.
All About Condo Law
When you must work around limited space, every sort of renovation sometimes takes a backseat. You're able to spruce up the kitchen space that ensures your comfort whilst cooking and allows you to cook more frequently than before. In rare circumstance, if any, you're find more than 1 family dwelling in a flat. If you've been hunting for a house in San Francisco, the odds are you have run into a Tenancy in Common (TIC) property. Many people would rather dwell in an actual residence. Each building contains multiple floors and flats with diverse configurations. The ownership structure involved with buying into a condominium community provides many benefits, but also will come with many rules.
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Why You Should Work with a Licensed Real Estate Agent in Florida
When it comes to buying or selling real estate in Florida, the process can be both exciting and overwhelming. Whether you’re a first-time homebuyer or a seasoned investor, navigating the Florida real estate market requires knowledge, experience, and expertise. This is where a licensed real estate agent can make a significant difference. Here are several compelling reasons why you should work with a licensed real estate agent in Florida.
1. Expert Knowledge of the Local Market
Florida’s real estate market is diverse and dynamic, with variations in property types, neighborhoods, and market trends. A licensed real estate agent has in-depth knowledge of the local market, including pricing trends, neighborhood demographics, and school districts. They can provide valuable insights into areas that best match your needs and budget, helping you make informed decisions.
For example, if you are searching for a beachfront property, a local agent can guide you on the best locations, potential investment returns, and property values. Their expertise can help you avoid overpriced properties or undesirable neighborhoods.
2. Access to Comprehensive Listings
Licensed real estate agents have access to the Multiple Listing Service (MLS), a powerful tool that provides a comprehensive database of properties for sale in Florida. This means that you get access to the latest listings, including those that may not be widely advertised.
Through their network, agents can also provide insights into upcoming listings and off-market properties, giving you a competitive edge in your search. This access can significantly streamline your property search and ensure you don't miss out on the perfect home.
3. Negotiation Skills
Negotiating a real estate deal requires finesse, strategy, and experience. Licensed real estate agents are skilled negotiators who can advocate for your best interests. They understand the nuances of the negotiation process, from making initial offers to counteroffers and closing deals.
An agent can help you determine a fair price based on market analysis, advise you on contingencies, and assist in navigating any complexities that arise during negotiations. With a skilled agent by your side, you are more likely to secure favorable terms and avoid costly pitfalls.
4. Understanding Legalities and Regulations
Florida’s real estate market is governed by a variety of laws and regulations that can be challenging for the average buyer or seller to navigate. Working with a licensed real estate agent ensures that you are compliant with all local, state, and federal regulations.
Agents are knowledgeable about the necessary documentation, contracts, and disclosures required for transactions in Florida. They can guide you through the paperwork, ensuring everything is completed accurately and on time. This attention to detail helps prevent legal issues down the road and protects your investment.
5. Support Throughout the Process
The buying or selling process can be stressful, but a licensed real estate agent can provide support every step of the way. From the initial consultation to closing, your agent will be your advocate, providing guidance and answering questions.
If you are a buyer, your agent will help you understand the financing options available, connect you with reputable mortgage lenders, and assist with home inspections. If you are selling, they will provide advice on pricing, staging, and marketing your home effectively. Their support can alleviate much of the stress associated with real estate transactions.
6. Marketing Expertise for Sellers
For those selling a home in Florida, marketing is crucial to attracting potential buyers. A licensed real estate agent has the skills and resources to effectively market your property. They will create a tailored marketing strategy that may include professional photography, virtual tours, and online advertising.
Additionally, agents have access to a network of potential buyers and other agents, allowing for increased exposure. They know how to present your property in the best light, highlighting its unique features to make it stand out in a competitive market.
7. Saves Time and Effort
Searching for a home or trying to sell your property can be a time-consuming process. A licensed real estate agent streamlines the process, saving you valuable time and effort. They handle the legwork, such as scheduling showings, preparing listings, and coordinating with other professionals involved in the transaction.
Instead of spending hours researching properties or dealing with paperwork, you can focus on other important aspects of your life while your agent takes care of the details. This convenience is especially beneficial for busy professionals and families.
8. Problem Solving and Conflict Resolution
Unexpected issues can arise during any real estate transaction. Whether it’s a problem with the inspection, appraisal, or negotiations, having a licensed real estate agent means you have a seasoned problem solver at your side.
Agents are skilled at identifying potential issues early and finding solutions to keep the transaction on track. Their experience allows them to handle conflicts and address challenges effectively, ensuring a smoother process.
9. Building Long-Term Relationships
A licensed real estate agent is not just a one-time resource; they can become a trusted advisor for all your future real estate needs. Whether you’re considering buying an investment property, relocating, or selling your current home years down the line, having an agent you trust can make the process easier.
Your agent can provide ongoing market insights, referrals to other professionals (such as contractors, inspectors, or financial advisors), and support for future transactions. This relationship can be invaluable as you navigate your real estate journey.
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Mortgage
At Fidelity Home Group, we offer in excess of a home loan. Our methodology is to be there each progression of the home purchasing procedure and make home ownership dreams conceivable and reasonable. Through our predominant attendant methodology, a full scope of home financing items, and system of neighborhood master real estate professionals, we have had the option to accomplish and expand upon that vision while helping individuals to accomplish home proprietorship.
This inventive program is intended to make a consistent, start to finish venture that conveys great client care at each progression inside the home purchasing process. We made a start to finish home purchasing experience furnishing our customers with an examination driven home disclosure, a top level operator organize and an unrivaled attendant methodology.
Our committed attendant group guarantees that all gatherings included are properly coordinated and are teaming up as every achievement is met. This gives our customers true serenity, realizing that there will be no holes in their advancement and the confirmation that the experts will be specialists in their field. Furthermore, our confirmed specialists and professionals have the certainty realizing that they are working with qualified customers who are all set.
Through imaginative innovation and the intensity of organizations, Fidelity Home Group alters the home purchasing experience. We furnish each customer with an examination driven home disclosure, a top level operator arrange and an unrivaled attendant methodology.
At Fidelity Home Group, we perceive that purchasing a house is one of the most significant and satisfying speculations an individual or family will make in their lifetimes. We convey an attendant way to deal with all of our customers that will give to such an extent, or as meager, hands on direction as they have to control them through the procedure of home possession.
Throughout the decades, Fidelity Home Group has created associations with probably the most grounded and most regarded industry pioneers in the nation, empowering our Home Buyer Experts to offer unrivaled assets that fulfills the requirements of our customers. Our group comprehends that purchasing a house is the acknowledgment of a fantasy, and we need to ensure that you have a dependable accomplice to direct you along as you accomplish your objective of owning the home you had always wanted.
We are focused on ably and morally convey the most excellent attendant service all through the home purchasing procedure, and we vow to meet the desires for our customers and colleagues. From your underlying on the web home inquiry to the years after you sell your home, we utilize just the most experienced specialists who will control you all through the whole home purchasing process and whose sole capacity is to outperform your fulfillment.
Devotion Home Group is based on trust and information. We comprehend the market and need to impart our insight and experience to you, to help make your first home buy a triumph.
Contact Info
Fidelity Home Group 4700 Millenia Blvd., Suite 175, Orlando Florida 32839-6015 407-955-4575
https://www.fidelityhomegroup.com/
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Real Estate Attorneys
Have you decided to take the big step of buying a home or selling your valued property? No matter if your recent purchase is bigger or small, buying or selling real estate isn’t a simple process. There are many laws that dictate the specifics that most of you aren't acquainted with.
In such a case, a real estate attorney comes handy. You should consider hiring an experienced real estate agent to guide you through the legal process in the real estate industry. For any real estate expertise in Iowa, you should consider hiring Mark Gray – the best law firm in Ankeny.
Who are Real Estate Attorneys?
Real estate attorneys or real estate lawyers are legal professionals who specialize in the legal aspects of buying and selling real estate properties. A real estate lawyer may assist in many transactions associated with the transfer of property.
Many states in the US require the presence of a real estate during the transaction of real estate property namely
· Alabama
· Connecticut
· Delaware
· D.C
· Florida
· Georgia
· Kansas
· Kentucky
· Maine
· Maryland
· Massachusetts
· Mississippi
· New Hampshire
· New Jersey
· New York
· North Dakota
· Pennsylvania
· Rhode Island
· South Carolina
· Vermont
· Virginia
· West Virginia
Although your state may not require a real estate attorney to be present during the time of the transaction you will still be required to hire one to assist you with legal formalities and processes. Consider the best law firm in Ankeny for real estate expertise in Iowa. Keep in mind that having someone who is experienced with the law on your side may help you avoid any legal problems that can cause delays to your closing, and save you money in the long run.
Why do you need a Real Estate Attorney?
According to Iowa State Law, you can purchase and/or sell a residence by using a real estate licensee. Licensee is basically a salesperson or broker. However, a licensee can only help you during the transaction.
There are real estate documents that cannot be prepared by real estate licensees. Essential documents such as deeds, installment contracts, etc. are to be prepared by a real estate attorney. Realtor, Real estate licensee, agent, and attorney play different roles to assist you in the purchase or sale of your property.
·They document and review real estate transactions, including purchases, leases, inspections, and appraisals.
·They help to resolve title insurance and environmental issues related to real estate law.
·When things take a wrong turn in transactions, real estate lawyers step in to file and defend lawsuits in court. They also assist in dealing with the legal aspect of rental property and defend the rights of owners, landlords, renters, and tenant.
·They also specialize in land use, zoning, property development, property taxes, deeds, titles, and foreclosure.
Why would you need a Real Estate Attorney?
Although they specialize in and apply their legal skills to matters related to real property, there are some essential things they broadly cover.
a. Buying
Buying a new home or a property can be a serious task that requires an acute sense of expertise, especially for first-time buyers. After you’re done meeting realtors or agents and decide to buy a new property, you should consult with the real estate attorney to expedite the buying process. A real estate lawyer can help you understand the purchase agreement, prepare and process all legal documents, review closing documents prior to signature, and ensure that you receive the valid registered ownership of the new home.
According to IowaRealtors.com, Home sales grew by 3.2% in 2017 with 44,023 homes sold compared to 42,671 in 2016.
b. Selling
Like buying, selling can be a daunting task that requires a sound knowledge of the market, taxes levied on selling properties, agreements and other legal documents. Although it isn’t necessary to place a real estate agent during the transaction in Iowa, you would still require their expertise to ease the process.
A Real estate attorney can help you draw up legal documents, review any essential document that requires a signature, arrange for the transfer of deposits/security, and make arrangements for insurance verification. Although a lawyer performs fewer duties in the selling of a property than in the buying process, you would still require their expertise.
May 2019 Property Market Indicators for the State of Iowa
New Listings increased 5.4 percent for Single-Family Detached homes but decreased 2.8 percent for Townhouse-Condo homes. Pending Sales increased 1.1 percent for Single-Family Detached homes but decreased 10.1 percent for Townhouse-Condo homes. Inventory increased 4.5 percent for Single-Family Detached homes and 1.7 percent for Townhouse-Condo homes. (iowarealtors.com)
c. Benefits
Other than just buying and selling homes, real estate attorneys are beneficial for many reasons. They can be your front guy during any transaction. Their legal expertise and authority can help ease lots of processes.
They can also help simplify the legal jargons involved with real estate, tax, and state laws to make the process much less stressful.
Real estate lawyers may also help ensure that the client is legally covered (financially secured) during the entire deal.
According to the new state law authorized in 2018, Iowa will offer a 10-Year Tax-deductible saving account to go towards the purchase of the first home in Iowa.
d. Expense
Real estate attorneys do not come cheap. The clean and easy finish of work requires great expertise and effort that comes for a price. Attorneys can differ in their pricing strategy that is determined by the kind of deals they’re involved in. Some may charge flat fees while others may charge by the hour.
Be prepared to pay them a fee nonetheless. Most attorneys require payment regardless of whether the deal closes or not. Although retaining an attorney for real estate deals can be an added cost, the benefits far outweigh the costs and could save money in the future.
Most attorneys charge on an hourly basis, while others may charge for the whole process. The fringe charges may range from $150-$300.
Be prepared to pay anything from the US $500 - $1500 for a wholesome attorney job.
Real Estate Issues while Buying a Home
There are many issues that you must consider when purchasing a residence. These can apply when you purchase a property without the assistance of a realtor as well as FSBO 'For Sale by owner.'
The cost of living in Iowa is 89.5, i.e. Iowa is cheaper than most other states in the U.S. The median home price in Iowa is $141,000.
i.Offer and acceptance or real estate sales contract
Under the real estate law of Iowa, a contract for the sale of the home is only binding if it is in writing signed by the parties. Since the sale often involves a huge sum of money and the legal issues can be complex, hiring an attorney to review the sales contract becomes essential.
ii.Disclosure Requirements
A seller is required to submit the ‘Residential Property Seller Disclosure Statement form’ in accordance with the law of Iowa to the buyer once the buyer tenders an offer to purchase a house. It should be completed by the seller to the best of their knowledge. Both buyer and seller during the time of the transaction or before should sign two copies of the form and each should retain a signed copy for any future legal complications.
iii.Closing Process
Once an offer to purchase is accepted, the seller will need to locate the abstract of title for the real estate and get it updated and extended by an abstract company. The abstract lists all of the documents (e.g., deeds, mortgages, etc.) that are part of the public record at the county recorder’s office, the courts, and other government offices that affect title to the property.
iv.Closing Statement
If you’re a Buyer, and you have a lender who is providing financing then normally the lender will prepare a closing statement that reflects the purchase price, applicable credits (like accrued taxes, transfer taxes, earnest money, etc.), and the amounts due to seller at closing.
For Tax Purpose
The property taxes paid in September and March each year are actually for the prior fiscal year ending June 30 hence property taxes are always one year behind. Accrued and prorated property taxes are normally taken as a credit by the buyer against the purchase price.
v. Pre-closing
The condition of the title (as shown in the abstract) can change between the date and time of the last extension of the abstract, which is usually recited in the title opinion, and the date of closing. As part of the closing, buyers should obtain from the abstract company an oral update summarizing whether there have been any changes to the condition of title.
vi.Post-closing
After closing, the buyer or the buyer’s lender will want to record the deed, DOV, and GWHS. The abstract should be kept by the buyer or their lender.
The above details are furbished from the source IowaBar.org
Did You Know about Iowa Homestead Law?
Buying a new home also comes with the possibility of losing it. Especially when you don’t have money and creditors come calling. The primary concern should be saving your home. The Hawkeye state homestead protection laws of Iowa is designed to protect citizens from losing their homes in the event of a bankruptcy. These statutes allow a person in debt to set aside a specific amount of real property, referred to as a "homestead," that would be off-limits to certain types of creditors. The Hawkeye State allows citizens to set aside 40 acres of rural property or a half-acre of urban property under its homestead protections and caps the value of the protected personal property at $500.
Mark Gray Law Firm
Mark Gray Law Firm is a law entity practicing in the state of Iowa and is regarded as the best law firm in Ankeny. Located uptown, the lawyers with Mark Gray firm solely work with clients to buy, sell and develop both residential and commercial real estate.
We provide a wide range of legal and consulting services including, but not limited to, review and preparation of agreements, negotiations, and closings. We provide advice on the ownership of farm real estate and other commercial real estates.
Highlighted Services
· Title Opinions
· Review and preparation of purchase agreements
· Review and preparation of leases and other documents
· Closing services
· Advice and coordination with respect to 1031 transactions
· Formation of business entities for real estate holdings
· Advice and assistance with respect to real estate ownership
· Real Estate planning
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BUSINESS FOR SALE: Luxury Countertop Company 883-90375 from Brian Stephens on Vimeo.
ONE OF FLORIDA’S TOP COUNTERTOP COMPANIES
BUSINESS OVERVIEW Fabrication of high-quality countertop products serving all of Florida. Clients include individual homeowners, builders, and even some centers where countertops and cabinets are sold.
PROPERTY FEATURES & ASSETS This facility offers office space, a showroom, a warehouse, and a fabrication center. This is a huge complex that is well designed for efficient operation.
Real Estate is also available for sale separately.
MARKET COMPETITION & EXPANSION This company has established an excellent reputation which it has earned over the last nearly three decades of success. The owner created a highly-functional, customer-centric, quality-on-time culture. They have a very strong staff of happy, dedicated employees with long work histories. They focus on high-quality products and have an excellent relationship with the vendors as well.
This company has room to grow and the operational capacity to do so. They have been on a steady upward growth trend over the last few decades and continue on this path. Bring your business development and marketing mindset to take this company to the next level.
REASON FOR SELLING The owner seeks to retire and is willing to stay on for up to one year to assure a smooth transition.
Confidentiality is essential. Completion of Non-Disclosure Agreement, ID, Buyer’s Worksheet with proof of funds are required for more detailed information
Visit: http://bit.ly/88390375 Sign our NDA-Buyer's Worksheet: form.jotform.com/Admin_BuyBizUSA/883-90375-nda-bw
To Learn More Call Brian at 833-Buy-Biz1 (833-289-2491) or Email Us at [email protected]
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Advantage Of Getting Owner’s Policy Aside From Lender’s Policy
A fresh set of eyes (and extracts) might uncover issues, enabling you to repair them prior to you purchase. Danger insurance plan with appropriate recommendations and projects connected (when existing policies are to be designated) as needed by the loan provider. If not able to money a deal at the time of closing, the closer will have an "Extension of Escrow" signed by all celebrations. Your lending institution should offer a Closing Disclosure to you a minimum of 3 days prior to closing.
A common pick-up charge would be $250 per home mortgage being pleased. Why would you endanger your fair interest in the home by preparing a fill in the blank file from the regional shop? There are numerous title business and or lawyers that would prepare a deed for a very little cost to you as the customer. Your escrow file will grow, product by product, up until all of the conditions have actually been satisfied and escrow is all set to close.
Contact a Land Title sale agent or closer for the appropriate costs
You require to be sincere, considerate and reasonable, while still looking after yourself. Ask your property representative http://www.carolinatitleservice.com, peers who have actually just recently purchased a house or your loan provider for suggestions for a title company. This proficiency is the magic touch that keeps your consumers returning for more. When you have actually reached an arrangement with the seller, both of you will sign and preliminary any modifications made to the agreements and riders.
All set to deal with a title company you can rely on? When approaching a market price from this instructions, you might wish to think about including a purchaser's representative commission to your estimation. When a regional property market prefers purchasers over sellers, property buyers might feel pushed to ask sellers to spend for title insurance coverage.
Your representative will help with the exchange of home secrets at that time. A title search is suggested to discover mistakes prior to you purchase. 4 memo to members that was published on its site. A typical concern that we see when it pertains to title evaluation is making use of deeds that are bought at the regional shop.
Closing expenses differ considerably
Companies who have actually served their neighborhoods for generations will have the investigative experience and resources to carry out comprehensive public records searches and recognize any concerns prior to you take ownership of the home. In some states, Florida consisted of, this type of relationship is versus the law and can be thought about a rip-off. They move bank checks, transportation files and do a myriad of various jobs connected with offer closings.
There are actions both celebrations can take to guarantee a smooth closing procedure and transfer of the real estate title. A normal purchaser's deal to buy will consist of many contingencies-- for instance, a loan with appropriate terms, an acceptable assessment and appraisal of the residential or commercial property, evaluation and approval of covenants, title work and a study. It is unlawful for any company to charge any advance charges.
The celebration performing the Power of Lawyer should by offered by telephone the day of near validate they live and have actually not withdrawed the Power of Lawyer. Sometimes, these scammers will persuade the individual to wire them sophisticated costs. A trustworthy title company must assist you through the procedure. The more research study and info you have the ability to collect, the much easier it will be for you to make a noise, knowledgeable choice.
Just an Owner's Policy safeguards the purchaser needs to a covered title issue develop
Typically, you, as the house purchaser, would make the consultation for the house examination, with the property representative managing all the essential plans. At a normal property closing in Florida, you can anticipate to see the seller, the seller's lawyer, the purchaser, the purchaser's lawyer and an agent from the title insurance provider referred to as the title better. The brand-new lending institution info is likewise required so that there is instant access to the costs for the preparation of the Excellent Faith Quote for the purchasers.
When the HUD-1 has actually been authorized by the lending institution, any additions or modifications might postpone the closing and should be sent to the loan provider for approval in order to money the loan. Our objective is to make your next escrow smooth and error-free, and our proficiency starts at the very first phase of escrow: opening the escrow account. It is important that you keep in mind to finish the assessment and any resulting demands by the date defined, or the examination rider will be voided.
Research study the marketplace completely and keep up with the current advancements in the property market. If the celebration is out of the nation, they will require to set up for the recommendation of their files, which will then require to be confirmed by a file called an Apostille. Need to you choose to prepare among these yourself, please keep a couple of products in mind. We think that the finest tool is a knowledgeable real estate expert, familiar with the location in which your residential or commercial property is situate.
Location:
Carolina Title Service 3582 Oak St #236 Jacksonville, FL 32205 (973) 860-3633 http://www.carolinatitleservice.com/ https://goo.gl/maps/iPd9VCpPwfo
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