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school56df · 1 month

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Empowering Citizens: A Guide to Key Government Schemes in India 2024

Government schemes in India authorities schemes are designed to cope with various factors of development, welfare, and financial increase. As of 2024, India has a variety of tasks throughout different sectors inclusive of health, schooling, agriculture, and finance . Here’s an overview of some key authorities schemes in India

Pradhan Mantri Awas Yojana (PMAY)

Objective

State Government schemes the PMAY scheme ambitions to provide less costly housing to the city negative. The intention is to ensure that every family has a domestic with the aid of 2022.

Features

Financial help for constructing or buying a residence.

Subsidies on domestic loans for each urban and rural areas.

Focus on marginalized organizations such as ladies, SC/ST, and economically weaker sections.

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Objective

Government schemes website to make certain economic inclusion by means of offering banking offerings to the unbanked population.

Features

Zero-balance savings debts.

Access to overdraft centers and coverage.

Direct Benefit Transfer (DBT) for diverse subsidies and advantages.

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Objective

Coverage of up to ₹5 lakh consistent with own family according to yr for secondary and tertiary hospitalizations.

Cashless and paperless get admission to to healthcare services.

Coverage consists of hospitalization, pre and submit-hospitalization fees.

Swachh Bharat Mission (SBM)

Objective

To promote cleanliness and sanitation throughout rural and urban India.

Features

Construction of bathrooms and sanitation facilities.

Waste management and cleanliness drives.

Behavior exchange campaigns to promote hygiene and sanitation practices.

National Rural Employment Guarantee Act (NREGA)

Objective

To provide a felony assure for as a minimum 100 days of salary employment in a economic yr to each rural household.

Features

Wage employment for unskilled guide exertions.

Focus on infrastructure improvement in rural areas.

Includes provisions for worksite centers and payment of wages.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

Objective

To provide ability development and employment opportunities for rural teens.

Features

Training applications in numerous abilties.

Placement support and profession counseling.

Emphasis on ladies and marginalized groups.

Kisan Samman Nidhi (PM-KISAN)

Objective

To provide monetary guide to small and marginal farmers.

Features

Direct cash switch of ₹6,000 consistent with yr to eligible farmers.

Support for buying inputs, seeds, and fertilizers.

Aimed at enhancing the earnings of farmers and supporting agricultural sports.

Beti Bachao Beti Padhao (BBBP)

Objective

To address the declining toddler sex ratio and sell training for women.

Features

Financial incentives for families with girl youngsters.

Campaigns to raise awareness about the fee of girls.

Support for the education and empowerment of ladies.

Startup India Scheme

Objective

To sell entrepreneurship and innovation.

Features:

Tax exemptions and compliance relaxations for startups.

Funding guide and mentorship programs.

Simplified tactics for registration and licensing.

Digital India Programme

Objective

To rework India into a digitally empowered society and knowledge economy.

Features

Development of digital infrastructure and offerings.

E-governance tasks to beautify transparency and efficiency.

Promotion of virtual literacy and ability improvement.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Objective

To provide coverage insurance and monetary aid to farmers inside the event of crop failure.

Features:

Coverage against losses due to natural calamities, pests, and sicknesses.

Low top class costs with high coverage.

Simplified claim agreement method.

.National Education Policy (NEP) 2020

Objective

To overhaul and enhance the Indian education system.

Features

Emphasis on holistic and multidisciplinary schooling.

Introduction of vocational education and skilling from early levels.

National Educational Technology Forum to beautify virtual mastering.

Atmanirbhar Bharat Abhiyan

Objective

To raise self-reliance and monetary growth thru various tasks.

Features

Economic stimulus packages and reforms.

Support for MSMEs, laborers, and various sectors hit by using financial challenges.

Focus on growing neighborhood manufacturing and reducing dependence on imports.

Skill India Mission

Objective

To beautify the employability of the children via skill improvement applications.

Features

Training in diverse trades and capabilities via the National Skill Development Corporation (NSDC).

Support for entrepreneurship and vocational schooling.

Collaborations with enterprise for higher activity placements.

Jal Jeevan Mission

Objective

To provide piped water supply to each rural household with the aid of 2024.

Features

Infrastructure development for water supply and control.

Community participation within the upkeep of water resources.

Emphasis on sustainable and inclusive water solutions.

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Objective

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Features

Legal assure of one hundred days of wage employment.

Focus on creating long lasting belongings like roads, canals, and wells.

Includes provisions for salary bills and worksite centers.

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Objective

To beautify rural connectivity by building all-weather roads

Features

Construction of latest roads and upgrading present ones.

Focus on connecting unconnected villages and improving rural infrastructure.

Emphasis on sustainability and pleasant of road construction.

Sukanya Samriddhi Yojana

Objective

To sell financial savings for the schooling and marriage of the woman baby.

Features

High-interest fee on deposits.

Tax blessings under Section 80C of the Income Tax Act.

Long-time period investment with a maturity period of 21 years.

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Objective

To offer assured salary employment to rural households..

Features

100 days of guaranteed employment.

Focus on developing rural infrastructure and property.

Transparent wage bills and worksite centers.

National Social Assistance Programme (NSAP)

Objective

To provide social safety to the aged, widows, and disabled humans.

Financial help to low-income agencies.

Includes pension schemes and economic aid for vulnerable organizations.

Coverage of various welfare schemes and blessings.government schemes apply online t

hese schemes replicate the Indian authorities’s commitment to improving the first-rate of life for its residents and fostering financial boom and social fairness. Each scheme targets specific needs and pursuits to create a more inclusive and developed society.

#government schemes apply online #Government schemes website #State Government schemes #Government schemes in India

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believersia · 3 months

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Important Government Schemes for UPSC 2024

When preparing for the UPSC exams, a thorough understanding of various government schemes is crucial. Here’s a detailed look at some significant schemes you should focus on for the 2024 examination:

1. Pradhan Mantri Jan Dhan Yojana (PMJDY)

Objective:

To ensure access to financial services, namely Banking/Savings & Deposit Accounts, Remittance, Credit, Insurance, and Pension in an affordable manner.

Key Features:

Account Opening: Zero balance savings accounts.

RuPay Debit Card: Free issuance to all account holders.

Overdraft Facility: Up to ₹10,000 is available after six months of satisfactory operation.

Insurance Cover: Accidental insurance cover of ₹2 lakh and life cover of ₹30,000 for accounts opened up to 28th August 2018.

Achievements:

Increased financial inclusion.

Enabled direct benefit transfers.

2. Atal Pension Yojana (APY)

Objective:

To create a universal social security system for all Indians, especially the poor, the under-privileged, and workers in the unorganized sector.

Key Features:

Age Eligibility: 18 to 40 years.

Pension Benefits: Minimum guaranteed pension ranging from ₹1,000 to ₹5,000 per month.

Contribution Period: Minimum of 20 years.

Government Co-contribution: 50% of the total contribution or ₹1,000 per annum, whichever is lower.

Achievements:

Promoted retirement savings among unorganized sector workers.

Enhanced social security.

3. Pradhan Mantri Awas Yojana (PMAY)

Objective:

To ensure housing for all by 2022 by providing affordable housing to the urban poor.

Key Features:

Beneficiary Categories: Economically Weaker Section (EWS), Low Income Group (LIG), Middle Income Group (MIG).

Subsidy: Credit-linked subsidy for home loans taken by eligible urban poor to buy, construct, or renovate a house.

Technology Sub-Mission: Promotes use of modern, innovative, and green technologies and building materials.

Achievements:

Significant increase in housing development projects.

Improved living conditions for the urban poor.

4. Ayushman Bharat Yojana (PM-JAY)

Objective:

To provide health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalization to over 10 crore poor and vulnerable families.

Key Features:

Coverage: Covers both pre-hospitalization and post-hospitalization expenses.

Cashless and Paperless: Services across all public and empaneled private hospitals.

E-Cards: Issued to the beneficiaries for access to healthcare services.

Achievements:

Improved access to quality healthcare.

Reduced out-of-pocket expenditure for medical treatments.

5. Swachh Bharat Mission (SBM)

Objective:

To achieve universal sanitation coverage and to put focus on sanitation.

Key Features:

Gramin (Rural): Focus on eliminating open defecation through construction of household-owned and community-owned toilets.

Urban: Focus on 100% scientific management of municipal solid waste.

Behavioral Change: Extensive Information, Education and Communication (IEC) activities to promote hygiene practices.

Achievements:

Increased toilet coverage in rural areas.

Enhanced cleanliness and hygiene across urban areas.

6. Beti Bachao Beti Padhao (BBBP)

Objective:

To address the declining Child Sex Ratio (CSR) and related issues of women empowerment over a life-cycle continuum.

Key Features:

Multi-Sectoral Action: Involvement of Ministries of Women and Child Development, Health & Family Welfare, and Human Resource Development.

Focus Areas: Enforcement of Pre-Conception and Pre-Natal Diagnostic Techniques (PCPNDT) Act, promoting girl child education, and generating awareness about gender equality.

Achievements:

Improved awareness and advocacy on gender equality.

Positive changes in the Child Sex Ratio (CSR).

7. Make in India

Objective:

To transform India into a global design and manufacturing hub.

Key Features:

Sectors: Focus on 25 sectors including automobiles, textiles, biotechnology, and electronics.

Ease of Doing Business: Simplification of policies and regulations to attract foreign investment.

Skill Development: Initiatives to develop skills required for manufacturing and other sectors.

Achievements:

Increased Foreign Direct Investment (FDI).

Boosted manufacturing sector growth.

8. Skill India Mission

Objective:

To provide market-relevant skills training to over 40 crore youth by 2022.

Key Features:

Pradhan Mantri Kaushal Vikas Yojana (PMKVY): Short-term training and recognition of prior learning.

National Skill Development Corporation (NSDC): Facilitates private sector participation in skill training.

Skill Loan Scheme: Financial assistance for skill training programs.

Achievements:

Enhanced employability of the workforce.

Bridged the skills gap in various sectors.

9. Digital India

Objective:

To transform India into a digitally empowered society and knowledge economy.

Key Features:

Digital Infrastructure: High-speed internet, digital identity (Aadhaar), and mobile connectivity.

E-Governance: Online access to government services.

Digital Literacy: Initiatives like the National Digital Literacy Mission (NDLM).

Achievements:

Improved access to government services.

Increased digital literacy and internet penetration.

10. Jal Jeevan Mission

Objective:

To provide safe and adequate drinking water through individual household tap connections by 2024 to all households in rural India.

Key Features:

Community Participation: Involvement of local communities in water management.

Sustainable Water Supply: Focus on sustainable water sources and efficient use of water.

Technological Intervention: Use of technology in monitoring and ensuring water quality.

Achievements:

Increased household tap connections.

Enhanced water supply management in rural areas.

Familiarize yourself with these schemes, understand their objectives, features, and achievements, and keep abreast of any updates or new schemes introduced by the government. This will not only help you in the UPSC exams but also in understanding the broader context of India’s developmental policies.

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gadgetsforusesblog · 3 months

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Sukanya Samridhi Yojana 2024: Sukanya Samridhi Yojana daughters will get 5000 rupees every month, application started

Sukanya Samridhi Yojana 2024 :- A very good scheme for girls is run by the Prime Minister of the country in the name of Pradhan Mantri Sukanya Samridhi Yojana. Under this, the government gives money to the girl when she turns 18. As you all know that when a girl turns 18, a lot of money is needed for her marriage or for further studies. In such a situation, Pradhan Mantri Sukanya Samridhi Yojana…

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sarkariyojnaye-org · 5 months

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Sarkari Yojnaye

Unveiling Sarkari Yojnaye: Your One-Stop Guide to Indian Government Schemes

Sarkari Yojana (सरकारी योजना), translating to "Government Scheme" in Hindi, holds immense importance for Indian citizens. These initiatives, launched by the Central and State governments, aim to empower various sections of society. But with a multitude of programs available, navigating them can be overwhelming. This guide simplifies your search for relevant Sarkari Yojnaye.

Understanding Sarkari Yojnaye

Sarkari Yojnaye encompasses a wide range of schemes catering to diverse needs. Here's a glimpse into the variety:

Social Welfare Schemes: These programs provide financial assistance, healthcare support, and educational opportunities to underprivileged groups. Examples include the Pradhan Mantri Jan Dhan Yojana (Prime Minister's People's Money Scheme) for banking inclusion and the Beti Bachao Beti Padhao Yojana (Save Daughter, Educate Daughter Scheme) promoting girl child education.

Rural Development Schemes: Focused on uplifting rural India, these schemes provide subsidies for agriculture, infrastructure development, and skill development initiatives. Examples include the Pradhan Mantri Awas Yojana - Gramin (Prime Minister's Housing Scheme - Rural) for affordable housing and the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) for guaranteed wage employment.

Urban Development Schemes: These programs address urbanization challenges by providing support for housing, sanitation, and livelihood generation in urban areas. Examples include the Pradhan Mantri Ujjwala Yojana (Prime Minister's Free Cooking Gas Scheme) for LPG connections and the Atal Mission for Rejuvenation and Urban Transformation (AMRUT) for urban infrastructure improvement.

Finding the Right Sarkari Yojana for You

With so many options, how do you find the Sarkari Yojana that benefits you? Here are some tips:

Identify your needs: Are you seeking financial aid for education? Do you need support for starting a business? Pinpoint your specific requirement.

Target beneficiary category: Sarkari Yojnaye often cater to specific demographics like women, farmers, or minorities. Identify the category you belong to.

Government websites: Utilize official government websites like भारतीय राष्ट्रीय पोर्टल (भारतीय राष्ट्रीय पोर्टल) and Directorate General of Employment (DGE) to search for schemes by category and beneficiary.

Taking Advantage of Sarkari Yojnaye

Once you've identified the relevant Sarkari Yojana, the next step is to understand the application process. This typically involves:

Eligibility criteria: Ensure you meet the eligibility requirements like income level, caste, or geographical location.

Required documents: Gather necessary documents like identity proof, ration card, or income certificate.

Application process: Applications might be online or offline. Follow the instructions outlined on the scheme's official website.

Staying Updated on Sarkari Yojnaye

The Government of India frequently launches new schemes and revises existing ones. Here's how to stay informed:

Government websites: Subscribe to notifications on official government websites.

News publications: Follow news publications that cover government initiatives.

Public service announcements: Stay tuned to government-issued public service announcements.

Conclusion

Sarkari Yojnaye represent the government's commitment to empowering its citizens. By understanding these schemes and utilizing them effectively, you can improve your quality of life and contribute to India's growth. Remember, with the right knowledge and resources, navigating Sarkari Yojnaye becomes effortless.

#Sarkari Yojnaye

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newsorbiter · 8 months

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Interim Budget 2024-25, a beacon of hope for India's growth amid challenges

The Interim Budget 2024-25, presented by Union Finance and Corporate Affairs Minister Nirmala Sitharaman seeks to inject the economy with policies and measures aimed at reigniting positive sentiments and accelerating growth. Can this budget be the catalyst for achieving these growth targets? Let’s delve into its key highlights. Under the guiding principles of ‘Sabka Saath, Sabka Vikas, and Sabka Vishwas’ and the inclusive approach of “Sabka Prayas,” the Finance Minister presented the Interim Union Budget 2024-25 in Parliament. The budget focuses on social justice, particularly uplifting four major segments: the poor (‘Garib’), women (‘Mahilayen’), youth (‘Yuva’), and farmers (‘Annadata’). Key Initiatives: Poverty Alleviation: The budget emphasises 'Garib Kalyan, Desh ka Kalyan,' claiming to have lifted 25 crore people out of multi-dimensional poverty in the last decade. Direct Benefit Transfer (DBT) of Rs 34 lakh crore through PM-Jan Dhan accounts has resulted in government savings of Rs 2.7 lakh crore. The PM-SVANidhi scheme provided credit assistance to 78 lakh street vendors, with 2.3 lakh receiving credit for the third time. Tribal and Artisan Support: Schemes like PM-JANMAN Yojana aid the development of particularly vulnerable tribal groups (PVTG), while PM-Vishwakarma Yojana provides end-to-end support to artisans and craftspeople in 18 trades. Agricultural Initiatives: PM-KISAN SAMMAN Yojana provided financial assistance to 11.8 crore farmers, while PM Fasal Bima Yojana offers crop insurance to 4 crore farmers. The Electronic National Agriculture Market (e-NAM) integrated 1361 mandis, serving 1.8 crore farmers with a trading volume of Rs 3 lakh crore. Women Empowerment: The budget highlights 30 crore Mudra Yojana loans given to women entrepreneurs. Female enrollment in higher education has increased by 28%, with girls and women constituting 43% of enrollment in STEM courses, one of the highest rates globally. Over 70% of houses under PM Awas Yojana in rural areas have been allotted to women. Housing: Despite COVID challenges, the budget aims to achieve the target of three crore houses under PM Awas Yojana (Grameen) soon, with an additional two crore houses to be taken up in the next five years. Strategic Initiatives: Rooftop Solarisation and Free Electricity: A significant announcement is the provision of 300 units of free electricity per month through rooftop solarisation to one crore households, expected to save households Rs 15,000 to Rs 18,000 annually. Healthcare: The Ayushman Bharat scheme will be extended to all Accredited Social Health Activist (ASHA) workers, Anganwadi Workers, and Helpers, ensuring broader access to healthcare services. Agriculture and Food Processing: The Pradhan Mantri Kisan Sampada Yojana has benefited 38 lakh farmers and generated 10 lakh employment opportunities. The Pradhan Mantri Formalisation of Micro Food Processing Enterprises Yojana has assisted 2.4 lakh Self-Help Groups (SHGs) and 60,000 individuals with credit linkages, boosting the agricultural and food processing sectors. Research and Innovation: A corpus of Rs 1 lakh crore will be established with a fifty-year interest-free loan to catalyse growth, employment, and development through research and innovation. Infrastructure: An 11.1% increase in capital expenditure outlay for infrastructure development and employment generation, amounting to Rs 11,11,111 crore, is aimed at enhancing the country's infrastructure and creating employment opportunities. Railways: Under the PM Gati Shakti initiative, three major economic railway corridor programs will be implemented to improve logistics efficiency and reduce costs. Aviation Sector: The plan to double the number of airports to 149 and the order of over 1000 new aircraft signals significant growth in the aviation sector. Green Energy: Plans include setting up a coal gasification and liquefaction capacity of 100 MT by 2030 and a phased mandatory blending of compressed biogas (CBG) in compressed natural gas (CNG) for transport and piped natural gas (PNG) for domestic purposes. Tourism Sector: States will be encouraged to undertake comprehensive development of iconic tourist centers, with long-term interest-free loans provided for financing such development. Investments: The budget highlights significant Foreign Direct Investment (FDI) inflows, totaling USD 596 billion during 2014-23, reflecting a positive outlook for investments in the country. Reforms in the States: To support milestone-linked reforms by state governments, a provision of Rs 75,000 crore as a fifty-year interest-free loan is proposed. The budget also focuses on tax rationalisation efforts, achievements in taxpayer services, and the economic journey since 2014. It sets the stage for a dynamic and inclusive growth trajectory, aiming to propel India towards greater prosperity and well-being for all its citizens. Read the full article

#FinanceMinister #NirmalaSitharaman #UnionInterimBudget2024

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swaniti-initiative · 9 months

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Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation

Jaano is a community help website that aims to provide citizens with all the information they need about government schemes, housing schemes, education schemes, insurance, agriculture, senior citizens, finance, women, youth, and documentation. With a wide range of services, Jaano has become a one-stop solution for individuals seeking assistance with various official procedures. Jaano aims to cut out the middle man who takes a lot of money to help citizens for basic requirements.

Services Offered

Jaano offers a plethora of services to cater to the diverse needs of its users. Some of the key services provided by Jaano include:

Free Services

One can find information about various government related schemes on the website. Here is a list of all the scheme information available:

Food

Ration Shop

E-mitra

Aadhar Card

Voter Card

Ration Card

Pan Card

Government Schemes

PM Jan Arogya Yojana

PMAY

PM Kisan Yojana

Jan Dhan Yojana

Sukanya Samriddhi Yojana

Atal Pension Yojana

MGNREGA

Pradhan Mantri Kaushal Vikas Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Mudra Yojana

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Fasal Bima Yojana

OBC Certificate

Samagra Shiksha Abhiyan

Housing Schemes

Affordable Rental Housing Complexes (ARHC) Scheme

Health care

Rashtriya Kishor Swasthya Karyakram (RKSK)

Central Government Health Scheme

Education Schemes

CBSE Single Girl Child Scholarship

Kishore Vaigyanik Protsahan Yojana

Insurance

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Rashtriya Swasthya Bima Yojana (RSBY)

Jan shree Bima Yojna

Varishta Mediclaim Policy

Varishta Pension Bima Yojana

Agriculture (Farmers )

PM Kusum Scheme

Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

Rashtriya Krishi Vikas Yojana (RKVY)

Pashu Kisan Credit Card Yojana (PKCC)

Kisan VikasPatra

National Mission on Oilseeds and Oil Palm

Soil Health Card Scheme

Animal Husbandry Infrastructure Development Fund

Women schemes

PM Balika Anudan Yojana

Swadher greh

Ladli Scheme

Mahila shakti kendra

Mahila Samriddhi Yojna

Rajiv gandhi creche scheme

Beti bachao Beti Padhao

Senior citizens scheme

Senior Citizen Savings Scheme

Rashtriya Vayoshri Yojana

Reverse Mortgage Scheme

Finance

Stand UP India

PM SVANidhi Yojana

Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTSME)

DDUY

Income Tax Return

Scheme of Fund for Regeneration of Traditional Industries(SFURTI)

BHIM App

Youth

PM Employment Generation Programme (PMEGP)

PM YUVA Yojana

Digilocker

Skill India

ASPIRE scheme

Labor

Mukhyamantri Gramodyog Rojgar Yojana

E-shram portal

National SC-ST Hub Scheme

Pradhan Mantri Shram Yogi Maandhan Yojana

Fuel (Cooking Gas)

PMUY 2.1

Nandurbar - Nrega

Community Work Demand

Payments

Other Nrega Benefits

Job Card Demand

Users can access detailed information about these schemes on Jaano’s website. New schemes are updated as soon as they are released so the citizens are aware of the latest developments.

Paid Services

In addition to free information, Jaano provides paid services to assist users with essential documentation processes. Some of the paid services offered by Jaano include:

Aadhar Card Update and Application: Users can avail themselves of Jaano’s services to update their Aadhar card details or apply for a new card.

Pan Card Update and Application: Jaano simplifies the process of updating Pan card details or applying for a new card.

Ration Card Update and Application: Users can rely on Jaano’s expertise to update their ration card details or apply for a new card.

Voter Card Update and Application: Jaano helps users update their voter card details or apply for a new card.

These paid services are facilitated through government-registered e-mitras to ensure accuracy and reliability at a nominal cost.

The Goal

Many people from various backgrounds from different parts of the country have difficulty understanding government schemes and Jaano is a platform that aims to help the citizens get empowered by knowing what the government can offer and what are their benefits. The government scheme space is often filled with misinformation and often lies by individuals who are willing to profit from ill informed people. This is where Jaano comes in and takes a step in the right direction by helping citizens to stay informed and assist them.

Jaano has recorded that many individuals were facing issues filling out forms for voter id and they also had wrong information. Jaano assisted them and helped them apply for their voter id. They were contacted by Jaano after 45 days and they admit that they were satisfied.

Several people were not informed that the Ayushman card was replaced by Abha Card and so wanted to apply for the Ayushman Card but Jaano informed the individuals that in reality both cards were no longer available.

The Process

One out of many instances where individuals faced issues with government schemes and Jaano assisted them is when Pan Card and Aadhar Card linking was needed. The CSE charges 1100 INR and in some places even more. Jaano provides help with the assistance of government registered E-Mitras and reduces the cost of the service to about 800 INR.

An individual can use the app (available on the playstore and appstore) and request a service request. The service request can be created and then the customer pays for the service which is much less than the typical charges for the service outside Jaano network. Jaano sends the contact details of the government registered E-Mitra who will assist the customer with his/her request. In the case a customer is unable to contact the E-Mitra, a Jaano representative will contact the customer and assist him/her further.

Customer Satisfaction

Jaano takes pride in its commitment to customer satisfaction. With over 1 lac satisfied customers. The platform is fast and serves the visitors in a matter of seconds. Jaano has established itself as a reliable platform for individuals seeking assistance with government schemes and documentation. With a customer first approach, Jaano can easily state that they can satisfy their customers. Customers can easily raise concerns about the services and her almost immediate assistance.

Efficiency and Effectiveness

Jaano handles more than 500 requests daily, showcasing its efficiency in providing prompt solutions to its users. The platform’s user-friendly interface ensures that individuals can easily navigate through the website and access the required information without any hassle.

Conclusion

Jaano is revolutionizing the way citizens interact with government schemes and documentation. By offering comprehensive services, Jaano has become a trusted platform for individuals seeking assistance with various official procedures. With its commitment to customer satisfaction, efficiency, and effectiveness, Jaano continues to make a positive impact on the lives of countless individuals.

For more information about Jaano’s services, visit their official website at https://jaano.swaniti.org/home

Remember, Jaano is here to help you navigate through the complexities of government schemes and documentation!

#government scheme #government help

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unawards · 11 months

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NATIONAL GIRL CHILD DAY

About:

24th January is celebrated as National Girl Child Day.

In 2008, it was initiated by the Ministry of Women and Child Development to spread public awareness about inequities that girls face in Indian society.

The Government of India has not officially announced any theme for National Girl Child Day 2023. However, unofficial sources stated that this year's celebration will be around the slogan, "Digital Generation, Our Generation, Our Time is Now—Our Rights, Our Future."

Objective:

It is commemorated to promote public awareness of the inequality, prejudice, and exploitation that girls suffer in society.

Its goal is to raise awareness about a girl's rights and provide her with equal possibilities as everyone else, as well as to support the nation's female children and eliminate gender biases.

Violence against women and girls:

The UN General Assembly defines violence against women as “any act of gender-based violence that results in, or is likely to result in, physical, sexual or psychological harm or suffering to women, including threats of such acts, coercion or arbitrary deprivation of liberty, whether occurring in public or in private life.”

In general terms, it displays itself in physical, sexual and psychological forms, encompassing:

Partner violence (battering, psychological abuse, marital rape, femicide).

Sexual violence and harassment (rape, forced sexual acts, unwanted sexual advances, child sexual abuse, forced marriage, street harassment, stalking, cyber-harassment).

Human trafficking (slavery, sexual exploitation).

Female genital mutilation.

Child marriage.

Challenges in addressing women's Safety:

Lack of Reporting.

Slow Criminal Justice System.

Inadequate Implementation of the law.

Poor Gender Sensitization of law enforcement agencies like Police, Judiciary etc.

Various Social factors like level of education/illiteracy, Poverty, Social Customs and values, religious beliefs, and mindset of the Society.

Exclusion by Technology.

The lack of infrastructure Such as Safe Spaces for women, Safe transport Systems, and Proper toilets makes it a dangerous place for women and girls.

Hostile Environment of investigation for victims of sexual violence.

Social Conceptions of Shame and victim-blaming.

Much Sexual violence happens within a marriage, and marital rape is not a Crime.

Steps taken by the Government:

Beti Bachao Beti Padhao, to address the declining Child Sex Ratio.

Scheme for Adolescent Girls aims at girls in the age group 11-18, to empower and improve their social status through nutrition, life skills, home skills and vocational training.

Pradhan Mantri Mahila Shakti Kendra scheme, to promote community participation through the involvement of Student Volunteers for the empowerment of rural women.

Rashtriya Mahila Kosh (RMK) to provide micro-credit to poor women for various livelihood support and income-generating activities at concessional terms.

Swadhar Greh provides relief and rehabilitation to destitute women and women in distress.

Ujjawala is a Comprehensive Scheme for the prevention of trafficking and rescue, rehabilitation, reintegration and repatriation of victims of trafficking for commercial sexual exploitation.

Working Women Hostels for ensuring safe accommodation for women working away from their place of residence.

One-Stop Center and Women Helpline are being implemented to facilitate access to an integrated range of services including medical aid, police assistance, legal aid/ case management, psychosocial counselling and temporary support services to women affected by violence.

Panic Button on Mobile Phones, Emergency Response Support System Set up under Nirbhaya Fund.

Inclusion of Acid Attack as a disability.

The dowry Prohibition Act, of 1961, Penalizes Giving & taking.

SABLA Scheme, Providing life Skills and Supplementary nutrition to School girls - Working Women Hostel.

Sexual Harassment electronic-Box (SHe-Box).

The national database on Sexual offenders includes names, addresses, photographs and fingerprint details of those Convicted in Sexual assault Cases.

The Hindu Succession Amendment Act 2005. According to the law, sons, daughters and their mothers can get an equal share of family property.

The Protection of Women from Domestic Violence Act 2005 extends the understanding of the term ‘domestic’ to include all women who ‘live or have lived together in a shared household’ with the male member who is perpetrating the violence.

Domestic violence refers to the injury or harm or threat of injury or harm caused by an adult male, usually the husband, against his wife. Injury may be caused by physically beating up the woman or by emotionally abusing her. Abuse of the woman can also include verbal, sexual and economic abuse.

Steps needed to ensure women's Safety:

Strengthening Criminal Justice machinery

Strict implementation and monitoring of the laws and Schemes and Strengthened enforcement.

Strengthening of Alternate Dispute resolution mechanisms like Lok Adalat.

Provide Self-defense Training

Gender Sensitization of the law enforcement agencies, especially Police and Judiciary.

Adopting zero tolerance Policy, Moral education through awareness and education.

Promoting Social and economic empowerment of women through Policies and Programmes.

Economic empowerment of women through Property rights, Create awareness about their Rights.

Ensuring gender-friendly Public Spaces

Equal access to Nutrition, Health, and education

Adopt a life cycle approach to the empowerment of girls and women.

Gender equality and violence Prevention Programmes can be introduced in Schools and Colleges.

Strictly regulate the Sale and distribution of acid.

Marital rape Should be made an offence irrespective of the age of the wife

Khap panchayat’s decisions, and all those involved in them, that led to honour killings or violent Crimes must be Criminally Punished.

Increase the representation of women in the Judiciary, both at higher and lower levels.

All Police Stations must have women and a Child Protection des

The number of women in Police Should be increased

Installation of CCTV, Mapping of dark Spots & Crime-prone areas

Crimes Identified Under the Indian Penal Code (IPC)

Obscenity

Sections 292, 293 & 294, Indian Penal Code, 1860

Section 67 of the Information Technology Act

Indecent representation of women (prohibition) Act, 1987.

Dowry Death

Sections 304-B, Indian Penal Code, 1860

Section 2, Dowry Prohibition Act, 1961

Section 174, Code of Criminal Procedure, 1973

Section 113-A, Evidence act, 1872.

Acid Attack

Section 326-A and 326-B, Indian Penal Code, 1860 (amendment 2013)

Section 357-B and 357-C, Code of Criminal Procedure, 1973.

Outraging the modesty of a women

Sections 354, 354A, 354B, 354C, 354D, Indian Penal Code, 1860.

Section 509 Indian Penal Code, 1860.

Rape and Sexual Assault

Section 375, 376, 376-A-D Indian Penal Code, 1860.

Cruelty

Section 498 - A Indian Penal Code, 1860.

Domestic Violence.

Protection of women from Domestic Violence Act, 2005

Sections 12-29, Protection of women from Domestic Violence Act, 2005.

Summary:

Violence affects women at all stages of their life, gender-based violence can happen to anyone, anywhere, some women and girls are particularly vulnerable; young girls and older women, women who identify as lesbian, bisexual, transgender or intersex, migrants and refugees, indigenous women and ethnic minorities, or women and girls living with HIV and disabilities, and those living through humanitarian crises.

Violence against women continues to be an obstacle to achieving equality, development, and peace as well as the Sustainable Development Goals (SDGs).

HOW TO OBSERVE NATIONAL DAY OF THE GIRL CHILD

1. Actively participate in the theme

National Day of the Girl Child has had a specified theme each year ever since its first observance. Find out what the theme for the year is and participate actively in it by launching campaigns on social media using the hashtag #BrighterFutureForGirls.

2. Make the girls around you feel special!

Why make girls around us feel special only on their birthdays or a special date? Appreciate your adolescent daughter, sister, or any other young lady in your life by giving them a token of your appreciation and by empowering them in any way you can think of.

3. Participate in a girls' empowerment campaign

Strong, disciplined men need to nurture these girls who will soon transition into womanhood. So go ahead, and join your girls in their campaigns to spread awareness on gender-based inequality and violence.

4. Teach them

Types of Violence against women and girls

5. Empower them with

Steps taken by the Government

6. Give them awareness about

Crimes Identified Under the Indian Penal Code (IPC). Invite some noted women lawyers or lawyers from alumni of your school to give a detailed information.

7. Invite some women achievers or celebrities in any field as a guest

8. Appreciate girls of your school for their achievements

9. Organise hand writing, drawing, hand writing, signature contest

10. List out the women achievers from your school

11. Conduct Pen brief - personal stories writings

12. Conduct inspiring essay competitions and poster making

13. Organise cultural program - Dance, music....

14. Promote your school women achievers to the world achievers.

15. Organise sexuality, mental health, yoga, mass drill, health and hygiene, master health checkup.... in association with local hospitals.

13. Introduce best LIC Schemes for Girl Child (In India, LIC offers a multitude of schemes)

14. Help them to get Aadhar card, community certificate, income certificate, nativity certificate and saving account in post office or in nationalised bank.

15. Ask them to make a draft of My Dream and stick on notice board.

16. Display women achievers of India

17. Arrange a counseling session with good counselor.

18. Teach them good and bad touches

19. Set up a Micro Bank Scheme for girls to save money for their higher studies and marriage.

20. Introduce them small scale industries, self employment opportunities.

21. Give them career opportunities in higher education.

FACTS ABOUT THE LIFE OF GIRLS THAT YOU DIDN’T KNOW

Little girls become brides at a young age

Around 33,000 girls are married off every day around the world.

HIV is prevalent among girls

An estimated 340,000 girls and young women are infected with the virus every year and currently more than 3 million girls and young women are living with HIV all over the world.

Girls think husbands are entitled to beat wives

Around 44% of the girls between 15 to 19 years of age think it’s okay for a husband to beat his wife.

They do more unpaid child labor than boys

Girls between five to 14 spend more than 28 hours doing labor, which is twice the time spent by boys.

Girls are shamelessly trafficked for sexual exploitation

96% of human trafficked individuals for sexual exploitation are girls and women.

WHY INTERNATIONAL DAY OF THE GIRL CHILD IS IMPORTANT

1. It empowers girls!

Amid the noise of Father’s Day, Mother’s Day, and even Women’s Day, calling out for the rights of little girls who are silently oppressed around the world is an outstanding step. It is on this day we get to appreciate the lassies who lighten up our world. It should be known that an educated and skilled woman is far more effective in preventing infant mortality, is proven to take care of the house more sophisticatedly, and hence contribute more to society than an uneducated, unskilled, socially abused woman.

2. It works to eliminate deep-rooted gender-based issues

Deeply entrenched issues and problematic mindsets that have been passed on for generations have made gender-based discrimination and oppression threateningly common in every household, particularly in developing countries. International Day of the Girl Child seeks to eliminate the tragic predicaments of little girls around the world.

3. Empowered girls grow up to be empowered women

Adolescence is a critical point in every person’s life. It determines the trajectory of girls’ lives, which is why caring for girls in their youth benefits all. If they are empowered at a vulnerable age, they can mature into liberated, wise women of the future. As a society, we all win. All the initiatives taken to nurture girls have been a direct consequence of spreading awareness in the society. Celebrating this day internationally gives a platform to those underprivileged girls to raise their voice and demand equality of rights, education, and health. It gives them a forum to talk about the violence they are subjected to, and voice their pleas to end this cruelty. Our efforts in raising their voice will help them grow and be free of this inequality.

Send us a report with photos at +91 9944313953 WhatsApp or [email protected]

In return you receive certificate of appreciation from United Nations headquarters.

Team: The National UN Volunteers-India

Help us to help you

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moeenali5423 · 2 years

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Innovative Programs And Schemes For Students

Education is one of the most important tools for the development of any country. Students are the future of our society, and they need to be nurtured with proper education and skills. Governments all around the world have introduced various programs and schemes to ensure that students get the best education possible.

In this article, we will discuss some innovative programs and schemes for students that have been introduced in recent years.

PROGRAMS AND SCHEMES FOR STUDENTS:

Digital India Program:

Digital India is a flagship program of the Indian government that aims to transform India into a digitally empowered society and knowledge economy. The program has a special focus on providing digital infrastructure, digital literacy, and digital services to citizens. Under this program, various schemes have been launched, such as the National Digital Literacy Mission, Digital Saksharta Abhiyan, and e-Basta.

Mid-day Meal Scheme:

The Mid-day Meal Scheme is a government program in India that provides free lunch to schools children. The scheme was introduced to improve the nutritional status of children and to encourage school attendance. The program has been successful in increasing the enrollment of students in schools, reducing malnutrition, and improving the health of children.

Skill India Program:

The Skill India program was launched in 2015 by the Indian government to provide skill training to the youth of the country. The program aims to equip the youth with industry-relevant skills and make them employable. The program has various components, such as the Pradhan Mantri Kaushal Vikas Yojana, Skill Loan Scheme, and National Skill Development Corporation.

National Scholarship Portal:

The National Scholarship Portal is a government initiative in India that provides a single platform for various scholarship schemes offered by different government departments. The portal simplifies the application process and ensures that the scholarships reach deserving students. The scheme has been successful in increasing the number of students applying for scholarships and has improved the transparency and efficiency of the system.

Sarva Shiksha Abhiyan:

Sarva Shiksha Abhiyan is a government program in India that aims to provide free and compulsory education to all children between the ages of 6 and 14. The program was launched in 2001 and has been successful in increasing the enrollment of children in schools and improving the quality of education. The program has a special focus on girls and children from disadvantaged sections of society.

National Means-cum-Merit Scholarship Scheme:

The National Means-cum-Merit Scholarship Scheme is a government program in India that provides financial assistance to meritorious students from economically weaker sections of society. The scholarship aims to encourage meritorious students to continue their education and reduce the dropout rate. The scheme has been successful in providing financial assistance to deserving students and has improved the access to education for students from economically weaker sections of society.

Rashtriya Madhyamik Shiksha Abhiyan:

Rashtriya Madhyamik Shiksha Abhiyan is a government program in India that aims to improve the quality of secondary education. The program focuses on providing infrastructure, teaching-learning materials, and training to teachers. The scheme has been successful in increasing the enrollment of students in secondary schools and improving the quality of education.

Pradhan Mantri Vidya Lakshmi Karyakram:

Pradhan Mantri Vidya Lakshmi Karyakram is a government initiative in India that aims to provide a single window for students to access education loans and scholarships. The program provides a portal where students can apply for loans and scholarships offered by different banks and government departments. The program has been successful in simplifying the loan application process and improving the access to education loans for students.

INTERNATIONAL PROGRAMS FOR FUTURE BENEFITS

In an increasingly interconnected world, international programs have become a crucial part of modern education. International programs offer students a unique opportunity to gain new perspectives, develop cross-cultural understanding, and acquire skills that are essential for succeeding in today's globalized economy. In this article, we will discuss some of the most important international programs for future benefits.

Study Abroad Programs:

Study abroad programs are a popular choice for students who want to gain international experience while pursuing their education. These programs offer students the opportunity to study in a foreign country, often for a semester or a year. By studying abroad, students can learn about different cultures, languages, and academic systems. They can also develop their independence and self-confidence, which are valuable skills in the global job market.

International Internships:

International internships are a great way for students to gain practical experience in their field while gaining exposure to different cultures and languages. These internships can be either paid or unpaid and are typically available to students who have completed a certain amount of coursework in their field. By participating in international internships, students can gain a competitive edge in the job market and develop a global network of contacts.

Fulbright Programs:

The Fulbright program is one of the most prestigious international programs for students and scholars. The program offers grants to students and scholars to conduct research, teach, or study in a foreign country. The program aims to promote mutual understanding between the people of the United States and other countries. By participating in the Fulbright program, students can develop cross-cultural understanding and gain valuable experience in their field.

Erasmus+ Program:

The Erasmus+ program is a European Union initiative that offers students the opportunity to study or do an internship in another European country. The program is available to students enrolled in higher education institutions in Europe and is designed to promote cross-cultural understanding and international cooperation. By participating in the Erasmus+ program, students can develop their language skills and gain international experience that can be valuable in the global job market.

International Volunteer Programs:

International volunteer programs are a great way for students to give back to the community while gaining international experience. These programs typically involve working on community-based projects, such as teaching English, building infrastructure, or assisting with healthcare initiatives. By participating in international volunteer programs, students can develop their leadership and teamwork skills while making a positive impact on the world.

Global Leadership Programs:

Global leadership programs are designed to develop the next generation of global leaders. These programs typically involve a combination of classroom instruction, experiential learning, and leadership development activities. By participating in global leadership programs, students can develop their cross-cultural understanding, communication skills, and problem-solving abilities.

International Exchange Programs:

International exchange programs allow students to study for a semester or a year at a partner institution in another country. These programs are typically available to students who have completed a certain amount of coursework in their field and have demonstrated academic excellence. By participating in international exchange programs, students can gain valuable international experience, develop cross-cultural understanding, and expand their network of contacts.

CONCLUSION International programs offer a wide range of benefits for students, including cross-cultural understanding, language skills, and practical experience in their field. By participating in these programs, students can gain a competitive edge in the global job market and develop the skills necessary to succeed in an increasingly interconnected world

#School

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matraexcoretech1 · 2 years

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Pradhan Mantri Chatravriti Yojana 2022

Pradhan Mantri Chatravriti Yojana 2022– Online application of Prime Minister's Scholarship Scheme has started. If the candidates of all the states want to take advantage of the Prime Minister's Scholarship Scheme. So first of all the candidates have to read each and every article given on this page in a sequential manner. The Prime Minister's Scholarship Scheme is for both male and female scholars of all the states. Prime Minister Scholarship Scheme has been launched to provide good education to the students and to promote education and higher education. Under the Prime Minister Scholarship Scheme, boys will get scholarship amount of ₹ 2000 to ₹ 2500 per month, and women will get the benefit of scholarship from ₹ 2250 to ₹ 3000 per month.

Candidates will register for the Prime Minister's Scholarship Scheme by clicking on the link given below. Candidates will get complete information related to the Prime Minister's Scholarship Scheme in Hindi on this page. Under this scheme, the police department did the state police officers who were martyred in terrorist or Naxalite attacks. Their children will get ₹ 500 under this scheme. Both students and students can avail the benefits of the Prime Minister's Scholarship Scheme. Who can avail the benefits of the Prime Minister's Scholarship Scheme? Its complete information is given below in Hindi on this page, how to register for the scholarship scheme. The application process is mentioned below, during the application, the candidates will enter all their necessary information properly.

Job Summary – Pradhan Mantri Chatravriti Yojana 2022

Organization

Prime Minister Scholarship Scheme

Purpose

Education Encouraging children for higher studies

State Name

All state candidates avail benefits

Apply mode

Online, Offline

Plan

Rs 2500 per month for boys and Rs 3000 per month for girls.

Department

State Government / Central Government

Official website

https://ksb.gov.in/

Job Details – Pradhan Mantri Chatravriti Yojana 2022

Eligibilities –

To take advantage of the Prime Minister's Scholarship Scheme, the age limit of the candidate has been kept from 18 years to 25 years.

Only economically weak students will get the benefit of Pradhan Mantri Chhatra Yojana.

To take advantage of this scheme, the annual income of the applicant should be less than 6 lakhs.

Candidate must have 60% marks in 12th class.

Only the residents of India can avail the benefits of the Prime Minister's Scholarship Scheme.

The qualification for all the states has been kept 12th pass.

Required Documents –

Register for the Prime Minister's Student Scheme 2022, what are the necessary documents that the candidates should have. The names of the required documents are given below.

Aadhar card

bank account passbook

Ex-Servicemen and Coast Guard Soldier Certificate as per Annexure-1

High School Marksheet and Certificate

mobile number

Recent passport size photograph

Important Details –

Under the Prime Minister Scholarship Scheme, about 5500 scholarships will be given annually.

The Prime Minister Scholarship will be given according to the duration of the course.

Only the candidate residing in India will get the benefit of Prime Minister Scholarship Scheme, the candidate providing education outside will not get the benefit of this scheme.

Candidates can take advantage of Prime Minister Scholarship Scheme for 1 year. This scheme will not be for digital course. Pradhan Mantri Chatravriti Yojana 2022

If the candidates who are registering for the Prime Minister Scholarship Scheme make any kind of mistake, then rectify their application within 10 days, otherwise the form will be canceled.

How To Check Application Status –

To register for the Prime Minister's Scholarship Scheme 2022, candidates first go to the official website https://ksb.gov.in/.

After going to the home page, click on the candidate application status link and register yourself.

After clicking on the application status link, a new form will open in which postal ID and verification code will have to be entered.

After entering all the information candidates can check Aruna Pradhan Mantri Scholarship Scheme Status.

How To Apply –

To register for the Prime Minister's Scholarship Scheme 2022, candidates first go to the official website https://ksb.gov.in/.

After going to the home page, click on the candidate registration link and register yourself.

At the time of application, candidates must enter all their required information properly.

service number of esm,

Type of Service of ESM,

rank of esm,

aadhar number,

date of enrollment,

father's name,

date of discharge,

date of esm,

husband's name,

mobile number,

Address / Address,

bank account details,

Enter all the above-given information carefully.

After filling one part properly during the application, fill the other part after checking it carefully.

Before clicking on the submit button, the candidate will check the application made by him, after that submit, after submitting the candidate will get the registration number.

After the application is completed, take a print out of the registration and keep it.

Important links

Apply online

Official Website

Official Notification

Join Whatsapp

Join Telegram

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getallsarkariyojana · 2 years

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Get Details about PM Garib Kalyan Yojana and Pradhan Mantri Awas Yojana

It was launched on 25th June 2015 by Prime Minister Narendra Modi. PM Garib Kalyan Yojana is an education scheme which aims to provide free education to children belonging to poorest of the poor families. It was launched on 25th September 2016 by Prime Minister Narendra Modi.

The government has taken a major step in ensuring that the benefits of economic growth are not limited to the few, but are shared by all.

The Pradhan Mantri Awas Yojana is one such initiative which is aimed at providing affordable houses to all by 2022. The PM Garib Kalyan Yojana is a social security scheme which aims to provide financial assistance for critical illness and education of girl children.

The PM Garib Kalyan Yojana is a cash transfer scheme that was launched in November 2016 to provide financial assistance for families living below the poverty line.

The Pradhan Mantri Awas Yojana and PM Garib Kalyan Yojana are two schemes by the Government of India that are aimed at providing affordable housing and financial assistance to poor households respectively.

It aims to make housing more affordable, especially for the economically weaker sections of society, including low-income groups and middle-class people.

PM Garib Kalyan Yojana is a scheme to provide financial assistance in the form of interest-free loans for self-employment and other business activities to people belonging to economically weaker sections of society.

PM Garib Kalyan Yojana is also a government scheme which was launched on 5th December 2016 by Prime Minister Narendra Modi to help the poor and middle class with their income tax and social security needs.

One is the construction of new houses, another is the improvement of slums and resettlement in rural areas, and thirdly, it aims to provide affordable loans to low-income groups.

The Pradhan Mantri Garib Kalyan Yojana (PMGKY) was launched on November 8th as a part of demonetization process to help people who have been left out due to various reasons.

It has been allocated a budget of Rs 1 lakh crore (US$15 billion) per annum for a period of five years, starting in 2015-2016.

PM Garib Kalyan Yojana is a social welfare scheme launched by Prime Minister Narendra Modi on November 8, 2016 with an aim to provide assistance to those belonging from economically weaker sections of society who do not have access to formal credit or banking facilities.

Both of these schemes have a lot of benefits. For example, the PM Awas Yojana provides interest-free loans up to Rs. 6 lakhs (and up to Rs. 12 lakhs in some cases) and the PM Garib Kalyan Yojana provides an additional 10% subsidy on homes costing up to Rs. 3 lakhs.

#Pradhan Mantri Awas Yojana #PM Garib Kalyan Yojana

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prachikalemg · 3 years

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How to start your own sanitary napkin business?

We are very close to an inflection point as a society when it comes to menstruation. While there are millions of women in many developing countries who still do not have access to pads, there are a growing number of organizations focusing on increasing awareness around menstrual hygiene management and creating sustainable distribution channels to increase product access.

Last year, two Bollywood movies were made named “Phullu” and “Padman” which talked about local sanitary pad production in India. These movies of course may not be blockbuster hits, but now a majority of men and women both know about the basics of menstrual hygiene. From rural Maharashtra to semi-urban Kathmandu, our research shows that more than 70% of girls have received some form of awareness session on menstrual hygiene. Non-profits and large multinationals, social enterprises are relentlessly reaching remote areas to remove taboos around menstruation.

At the same time, there exists a gap. There are either the well known multinational brands that produce

centrally using high speed machine lines or there is very small scale manually run manufacturing units run by NGOs.

How to decide what’s the best machine for you?

Large scale centralized production:

Large scale production units are very expensive to set up (costing anywhere between INR 5crore to 100 crores) and need to rely on a very strong distribution network and advertising budgets to be able to sell close to a million pads every day.

Also, since the distribution chain is long, the distributor margins and logistics increase the cost of the sanitary pad by almost 60%.

Small scale manual production:

Small scale manual/semi-automatic pad machines are low cost (INR 2-5Lac) but due to low speeds and manual intervention the cost of production is very high which makes these units financially nonviable. Also, the quality of the sanitary pad is usually poor and inconsistent. This makes it very difficult for NGOs and Self Help Groups to keep the production units functional once their initial funds are exhausted.

Mid-scale decentralized production:

To keep the production costs low, product quality consistent and comparable to multinational brands, there is a need for automation and speeds. Production speeds between 5-30 pads per minute are ideal for keeping production costs low as well as it doesn’t need the entrepreneur / NGO to have a huge distribution network. Medium range speeds help to keep the cost of the machine low (between INR 8.5Lac to 35Lac) and also allow serve the demand of 10,000 to 50,000 women. We, at Saral Designs, have a range of these machines with varying speeds, options of customizing the sanitary pad as per the local requirements.

Process:

Raising Funds:

If you are looking to raise funds for your business, then there are loan schemes in India like the Stand-up India loan scheme, Pradhan Mantri Employment Generation Scheme that allows you to take loans between INR 35Lac to 1 crore from Nationalized Banks and also have certain subsidies depending on your location (rural/urban) or based on your caste and gender. These schemes can take anywhere between 1 month to 6 months depending on the bank you are applying the loan to.

There are also small loans like Mudra loans up to INR 10Lac where the process is a little faster. This can be used to either partly fund your machines or as working capital for production.

Approvals:

Sanitary napkins fall under the technical textiles category in India so do not need FDA approvals. The sanitary pads produced need to comply with BIS standards so make sure that the raw materials used in the pads and hygiene conditions in the production unit meet the requirements. Once your sanitary pad is made, you can send samples to any NABL accredited lab to give you a certificate of compliance against the BIS standards.

For setting up production, licenses may depend on your local government. Shops and Establishment license, electricity and fire safety compliances need to be met. Since 1 production unit doesn’t require more than 6-9 people per shift, single shift production will not fall under factory act or ESIC compliances which are required for staff strength more than 10 workers. As your production shifts increase or you plan to set up more than 1 machine, you can apply for other licenses. This government website is a good resource for finding more details.

Infrastructure:

Depending on the type of mid-scale machine you choose, you will need 1000-3000 square feet for the area. The production area typically needs less than 500 square feet, but sanitary pad raw materials are bulky so need clean, dry and large storage spaces.

For pneumatically run machines, air compressors, air dryers will be required. Voltage stabilizer, generator/inverter are good to have in areas where electricity is irregular.

Raw Materials:

For the past 6 months, almost all raw materials are now manufactured in India which reduces the lead time significantly. Typically, raw materials like air-laid paper or wood pulp, Tissue with SAP, PE films, glues and release papers are used for making sanitary napkins. There are oxo-biodegradable raw material replacements for the plastic components also available in India and some compostable materials like PLA which are imported which can be used as the barrier sheet in the sanitary pad as well. Depending on your target price for the end customer, you can choose from a variety of raw material options. We, at Saral Designs, also keep an inventory of some types of raw materials and provide it to our machine buyers so that they do not need to coordinate with 5 different suppliers and can source much lesser quantities at one time, helping them with their cash flows.

Sales & Distribution:

Identifying your target audience is the first step. Depending on the age group and location of where your target beneficiaries/ customers are, one can develop communication, sales and distribution strategy. In urban areas, one can look at retail distribution through medical shops and general stores, online sales and modern retail. For rural areas, utilizing existing women groups like Self Help Groups, health workers, schools and hospitals can be a great way to reach out to women who do not have retail stores in their vicinity. Women’s networks also play an important role in driving conversations around menstrual health and increase awareness about hygiene products.

Before you start your sales, do register your brand name for a trademark. Packaging requirements are also specified under BIS standards so make sure your design is appropriate. You may also register yourself for Barcode in case you plan to sell in modern retail stores.

Also, be sure to research trade terms in your target geography which not only include retailer/ distributor margins but also credit terms, offers and schemes for similar products. Credit terms are important for planning your cash flows, also there is a high default rate in certain geographies. So, do explore options like cash and carry with your distributor/ retailers.

With that, you are all set to start your sanitary napkin business!

#sanitary napkin business #small scale #smallbusiness #largebusiness #large scale #mid scale #midscalebusiness

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sarkariyojnaye-org · 6 months

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Sarkari Yojana List 2024

Sarkari Yojnaye:All latest government schemes-Sarkari Yojana

The Government of India implements a wide range of Sarkari Yojana, or government schemes, to uplift the lives of its citizens. These yojanas cover various sectors, including healthcare, education, employment, and social welfare. In this article, we present a comprehensive list of Sarkari Yojana for 2024, empowering you with the knowledge to access these benefits and improve your well-being.

Sarkari Yojana List 2024:

Healthcare:

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): Provides health insurance coverage to economically weaker sections of society.

National Health Mission (NHM): Aims to improve healthcare infrastructure and provide essential health services.

Pradhan Mantri Suraksha Bima Yojana (PMSBY): Offers accidental death and disability insurance to bank account holders.

Education:

Sarva Shiksha Abhiyan (SSA): Focuses on providing free and compulsory education to children aged 6-14 years.

Mid-Day Meal Scheme: Provides nutritious meals to schoolchildren to improve their health and attendance.

Beti Bachao, Beti Padhao Yojana: Aims to empower girls through education and reduce gender inequality.

Employment:

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS): Guarantees 100 days of employment per year to rural households.

Pradhan Mantri Kaushal Vikas Yojana (PMKVY): Provides skill training to unemployed youth to enhance their employability.

National Career Service (NCS): Offers career counseling, job placement, and skill development services.

Financial Assistance:

Pradhan Mantri Awas Yojana (PMAY): Provides financial assistance for housing to economically weaker sections and low-income groups.

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): Offers financial support to small and marginal farmers.

Mudra Yojana: Provides loans to micro and small businesses to promote self-employment.

Social Welfare:

Integrated Child Development Services (ICDS): Offers a range of services for the holistic development of children under six years of age.

National Social Assistance Programme (NSAP): Provides social pensions to senior citizens, widows, and persons with disabilities.

Swachh Bharat Mission: Aims to improve sanitation and hygiene in rural and urban areas.

How to Apply for Sarkari Yojana:

The eligibility criteria and application process for Sarkari Yojana vary depending on the specific scheme. Generally, you can apply through:

Online portals: Many yojanas have dedicated websites where you can apply online.

Government offices: You can visit the relevant government office or department to obtain application forms and submit them in person.

Common Service Centers (CSCs): These centers provide assistance with online applications and other government services.

Conclusion:

The Sarkari Yojana List 2024 is a valuable resource for Indian citizens, providing access to essential services, financial assistance, and opportunities for empowerment. By understanding the different types of yojanas available and the application process, you can harness these benefits and improve your life and the lives of your loved ones.

Visit Us : https://sarkariyojnaye.org/

#Sarkari Yojana List 2024

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pragyanegi18 · 4 years

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What You Should Know About Ayushman Bharat Scheme

‘Ayushman Bharat’ Or ‘Healthy India’ is a national health initiative introduced by the government of India to provide health coverage to 10 crore families under Ayushman Bharat Scheme. The government aims to provide access to healthcare to every household using the two components:

Two components of Ayushman Bharat Scheme are as follows:

Establishment of Health and Wellness Centres- The government under the Ayushman Bharat Scheme aims to establish 1 lakh fifty thousand health and wellness centres. These centres aim to bring healthcare to every household by taking care of primary health. with the focus on the health of every girl child and mother.

Pradhan Mantri Jan Arogya Yojana- PMJAY aims to provide universal health coverage and financial protection to the weaker sectors of society. The health services are available for economically deprived sections of Urban and Rural India according to the data provided by Socio-Economic Caste Census.

Features of Ayushman Bharat Scheme:

It provides health cover of 5 lakhs to each household. The health cover is provided to 10 crore families living below the poverty line of India.

Ayushman Bharat Scheme covers the treatment of predetermined diseases across the country.

Approximately, the scheme covers 50 crores households of urban and rural India. There is, however, no cap on the age or number of members who can get health coverage.

The scheme gives priority health coverage to the girl, mothers and senior citizens of the country.

Eligibility criteria for getting health coverage under Ayushman Bharat Scheme

Ayushman Bharat Scheme provides health cover for pre and post ailments with ease. You can also get paperless and cashless health services under the scheme. The health cover is, however, accessible to the following sections of society.

Rural India health coverage under Ayushman Bharat Scheme: The following members of the family are only eligible for rural health coverage.

Families belonging to SC and scheduled tribes.

Rural Households with no male member between the age of 16 years and 59 years.

Beggars

Families who don't have individuals between the age group of 16-59 years.

A family which has at least one physically challenged member and no healthy adult individual

Families which don't posse any land and make a living by working as casual manual labourers

Individuals belonging to Primitive tribal communities

Individuals who are involved in manual scavenging.

Urban India health coverage under Ayushman Bharat Scheme: The following members of the family are only eligible for urban health coverage.

Washerman/ Chowkidars

Rag Pickers

Mechanics, electricians, and repair workers

Domestic help

Sanitation workers, gardeners, and sweepers

Home-based artisans and handicraft workers

Tailors

Cobblers, hawkers, and people providing services by working on streets or pavements

Plumbers, masons, construction workers, porters, welders, painters, and security guards

Transport workers such as drivers, conductors, helpers, cart, or rickshaw pullers

Assistants, peons of a small organization, delivery men, shopkeepers and waiters

What health services are included in Ayushman Bharat Scheme: Apart from primary, secondary and tertiary daily health care services of private and govt hospitals the health cover of Rs. 5 Lakhs can be utilized in the following health expenses.

The amount can be used for any surgery. In the case of multiple surgeries, the amount is paid for 1st surgery. For the second surgery, only 50% of the amount is waived.

You can utilize the funds for critical diseases such as Prostate cancer, Double valve replacement or Anterior spine fixation.

Summary : What you should know about Ayushman Bharat Scheme

‘Ayushman Bharat’ Or ‘Healthy India’ is a national health initiative introduced by the government of India to provide health coverage to 10 crore families under Ayushman Bharat Scheme.The government under the Ayushman Bharat Scheme aims to establish about 1,50,000 health and wellness centres.

Features of Ayushman Bharat Scheme: Ayushman Bharat Scheme provides health cover for pre and post ailments with ease. You can also get paperless and cashless health services under the scheme.

1. It provides health cover of 5 lakhs to each household. The health cover is provided to 10 crore families living below the poverty line of India.

2. Ayushman Bharat Scheme covers the treatment of predetermined diseases across the country.

3. Approximately, the scheme covers 50 crores households of urban and rural India. There is, however, no cap on the age or number of members who can get health coverage.

4. The scheme gives priority health coverage to the girl, mothers and senior citizens of the country.

5. Apart from primary, secondary and tertiary daily health care services of private and govt hospitals the health cover of Rs. 5 Lakhs can be utilized for any surgery critical diseases such as Prostate cancer, Double valve replacement or Anterior spine fixation.

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motherconcernreview · 2 years

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Mother Concern NGO looks after all the needs of women in society

Mother a word that does not need any introduction. We are on the earth because of our mothers. A mother to whom we can discuss anything of our life at any time. Mother Concern NGO is working for the safety and security of deprived women in society. We contribute to women's empowerment and tackle issues related to women. We work for the good health of mothers in our society. Because either rich or poor no one can buy health. And that is why this is our goal to make a healthy India.

The Mother Concern NGO is set up in 2012 and is a registered NGO for the welfare of society. We are working to build a nation where there are equal rights and opportunities for every gender. Our NGO provides a platform where women can come learn skills and earn for themselves. We make them financially settle so that they do not have to ask anyone for anything. You have seen women get discriminated against for many things in their own families. So now we are working on this issue from the grassroots level.

We make young girls aware of their well-being and regenerative privileges. For maintaining their well-being and regenerative privileges we initiate many activities. We as an NGO strive to provide every basic need of children and families. One of the ultimate goals is to provide basic amenities to deprived families. This will help them in easing their survival. Deprived families do not have easy access to buy their needs. Our volunteers visit slums and make the available with the needs. Initiatives of our NGO are helping many women in our country. We are glad that we are a part of this society.

What does Mother Concern do for the welfare of women and society?

1. Women Empowerment

Empowering women is very important. According to the current scenario, women are also the bread earner of the family. Earning bread is the most common problem that is faced by families living in ghettos. To help them in their fight NGO came forward with the initiative "Aahar - Food Distribution Drive". Under this initiative, we feed a thousand persons a day. This will give them the energy of doing their work.

2. Education

For empowering women, education plays a vital role in their life. Educating a girl child leads to a happy family. Education brings the ability to take your decision to the best conclusion. We educate the children of our society for free of cost. Children of poor families cannot afford education & smartphones so volunteers educate them.

3. Regular Health Check-ups

The Mother Concern NGO provides regular health check-ups to women in slums. This month we organized checkup camps where we taught them about the benefits of health. Volunteers of our NGO distributed sanitary pads among the women in the slum area.

4. Aware people of various Government initiatives for the poor in India

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

PMKVY enables Indian youth to take up industry-relevant skill training. This will help them in securing a better livelihood.

Aatmanirbhar Bharat RojgarYojana (ABRY)

ABRY enables India Youth the creation of new employment on their own. This scheme reduces the financial burden of the employers of various sectors/industries.

We understand that the dream of quality living for the poor is not going to happen in one day. But we all have to come together for uplifting them. You can support us in our humanitarian work click on the link https://motherconcern.org/. You can get daily updates from Facebook, Instagram, LinkedIn, and Twitter.

#Mother concern review

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