#pm jan dhan account

[todayworldnews2k21]

Jan Dhan Account Holders Alert: Do THIS Else Your Saving Account May Get Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) is one of the most popular banking schemes in the country as it provides for one basic bank account for every unbanked adult. For this account, there is no need to maintain any balance and also no charges are levied on this account. In the account, a free-of-cost RuPay Debit card with an in-built accident insurance cover of Rs 2 lakh is also provided to…

[mpsarkariyojana]

PM Jan Dhan Yojana Account Check Online: आ गए 10,000 रूपए सभी के खाते में, यहाँ से चेक करें

PM Jan Dhan Yojana Account Check Online: प्रधानमंत्री जनधन योजना के अंतर्गत देश के सभी ग्रामीण क्षेत्र एवं गरीबी रेखा से नीचे जीवन-यापन करने वाले परिवारों के सदस्य के लिए इस योजना का शुरुआत किया गया था। PM Jan Dhan Yojana के अंतर्गत गरीबी रेखा से नीचे जीवन-यापन करने वाले सभी परिवारों को सरकार द्वारा दी जाने वाली आर्थिक सहायता ऑनलाइन के माध्यम से पहुंचाने के लिए सरकार के द्वारा बैंक खाता खोलने का…

[leafatlas]

113.7 mn of 541.3 mn PM Jan Dhan Yojana accounts are inoperative: MoS Finance

Nearly a fifth of all accounts opened under the Pradhan Mantri Jan Dhan Yojana are still non-functional and more than half have a balance of less than Rs 1,000. Of the total 541.3 million accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY), 113.7 million are non-functioning accounts, Minister of State for Finance Pankaj Chaudhary informed the Rajya Sabha on Tuesday on December 4. It…

[jaagrukbharat]

Easiest Way To Open A PM Jan Dhan Yojana (प्रधानमंत्री जन धन योजना) Account

The Jan Dhan Yojana was launched in August 2014 by Prime Minister Narendra Modi. The PMDJY scheme was aimed at ensuring that each family in the country has at least one bank account. It provides various banking facilities and other financial incentives to the account holders.

[poonamranius]

🌟 PM Jan Dhan Yojana 2024 – जन धन खाते में मिलेंगे ₹10,000, ऐसे करें Online Apply, Government Scheme

🌍 पीएम जन धन योजना 2024 – खुलवाएं Zero Balance Account, पाएं ₹10,000 Free! प्रधानमंत्री जन धन योजना 2024 (PMJDY 2024) की शुरुआत प्रधानमंत्री नरेंद्र मोदी द्वारा 15 अगस्त 2014 को की गई थी। यह योजना एक महत्वपूर्ण सरकारी पहल है, जिसका उद्देश्य सभी नागरिकों, विशेषकर ग्रामीण और आर्थिक रूप से कमजोर वर्ग के लोगों को बैंकिंग सेवाओं से जोड़ना है। जन धन योजना के तहत, खाताधारकों को Zero Balance Account की…

[werindialive]

A Decade of Jan Dhan Yojana: Over 53 Crore Bank Accounts Opened, PM Modi Celebrates 'Success

As the Pradhan Mantri Jan Dhan Yojana (PMJDY) marks its 10th anniversary, the initiative has proven to be a monumental step in financial inclusion in India. Launched on August 28, 2014, by Prime Minister Narendra Modi, the scheme has since made significant strides in bringing millions of Indians into the formal banking system. Over the past decade, more than 53 crore bank accounts have been opened under the scheme, providing a crucial financial lifeline to countless citizens who previously lacked access to basic banking services. 

PM Modi has hailed the success of the Jan Dhan Yojana, emphasising that it has played a transformative role in the lives of many. "The Pradhan Mantri Jan Dhan Yojana has become a cornerstone for financial inclusion in India. It has empowered the poor by giving them access to essential banking facilities, which were previously out of reach," Modi stated in a recent address. He further highlighted that the scheme has not only made banking services more accessible but has also encouraged savings, financial literacy, and economic independence among the underprivileged sections of society. 

The numbers speak for themselves. With more than 53 crore accounts opened, the scheme has far surpassed its initial targets. The total balance in these accounts has crossed a staggering ₹2 lakh crore, indicating the scale and reach of the initiative. Moreover, nearly 67% of these accounts are in rural and semi-urban areas, underscoring the scheme's focus on bridging the urban-rural divide in access to financial services. 

One of the key features of the Jan Dhan Yojana is the RuPay debit card, which is issued to every account holder. This card enables users to perform digital transactions, withdraw cash, and receive government subsidies directly into their accounts. The scheme has also been instrumental in facilitating the transfer of subsidies under various government programs, ensuring that the benefits reach the intended beneficiaries without leakage. 

In addition to opening new bank accounts, the Jan Dhan Yojana has also made significant strides in promoting financial literacy. Through various awareness programs and campaigns, the scheme has educated millions of people about the importance of savings, insurance, and pension schemes, thereby fostering a culture of financial responsibility. 

As the Jan Dhan Yojana enters its second decade, its impact continues to grow, contributing to the broader goal of financial inclusion and economic empowerment in India. The success of this initiative underscores the importance of inclusive policies in driving sustainable development and reducing poverty across the nation. For more economic and policy news in Hindi, subscribe to our newsletter. 

[charcha-equity]

Budget 2024 Breakdown: Your Simple Guide To Economic News

Union Finance Minister Nirmala Sitharaman, in a highly anticipated move, took center stage to present the Interim Budget for the fiscal year 2024-25. Beyond the seemingly complex figures and economic intricacies, this budget stands as more than a numerical list; it unfolds as a comprehensive roadmap, meticulously charting the course for India's economic future. Rather than drowning in finance jargon, let's embark on a simplified journey to dissect the crucial takeaways, making the fiscal landscape more accessible for beginners.

Budgeting For Growth

In the upcoming fiscal year, the government plans to borrow around ₹14.13 trillion. It might sound like a massive amount, but it's basically how the government manages its money for expenses and investments. Think of it as a smart strategy to boost the country's economy. They're not just splurging; they're making calculated moves to help different parts of the economy grow. It's like a big plan to ensure that the country's finances stay strong and steady for the long run.

Also Read: Unraveling The Intricacies Of Cost Of Funds And Cost Of Borrowing

Agricultural Triumphs

In the budget presentation, one standout achievement was underscored - the success of crucial schemes like the PM-Kisan Samman Yojana, which has brought tangible benefits to a staggering 11.8 crore farmers across the nation. Picture this as a domino effect in action; the financial assistance provided doesn't just stop with the farmers; it cascades down, creating a ripple effect that significantly bolsters the entire agricultural sector. 

Furthermore, the implementation of the Electronic National Agricultural Market serves as a transformative force, seamlessly integrating 1,361 Mandis and revolutionizing the way agricultural trade operates. This isn't merely administrative efficiency; it's a strategic move that promises to enhance the overall dynamics of the agricultural landscape, making it more robust and responsive to the needs of the farmers and the market alike.

Fiscal Responsibility

The fiscal deficit goal for FY25 at 5.1% reflects the government's dedication to prudent financial management, a cornerstone for economic stability. Drawing a parallel to personal finance, envision it as diligently setting a budget to prevent exceeding one's income. In essence, the disciplined approach mirrors an individual's commitment to financial responsibility. This fiscal prudence is not just a numerical target; it signifies a crucial strategy ensuring the long-term sustainability of India's economy, echoing loudly throughout the key themes of the budget presentation.

Taxing Matters

While there are no changes in tax slabs, Sitharaman assured continued support for startups and extended tax exemptions for specific units till March 2025. It's a strategic move to fuel entrepreneurial spirit without burdening individual taxpayers.

Also Read: How Are NBFCs Tackling RBI’s Stance On Unsecured Loans?

Inclusive Development Initiatives

Direct Benefit Transfer of Rs. 34 lakh crore into PM-Jan Dhan accounts is a noteworthy achievement. This isn't just about numbers; it signifies the government's dedication to 'Sabka Sath Sabka Vikas,' ensuring every citizen reaps the benefits of economic progress.

Parimal Heda, Chief Investment Officer, Digit General Insurance, views the budget as aligning with the goal of 'Viksit Bharat by 2047.' Though not directly impacting the insurance sector, the budget's measures will have a cascading effect, influencing various sectors.

Infrastructure Boost

GST enabling One Nation One Market One Tax simplifies the taxation structure, creating a unified market. This, coupled with tax reforms and a strengthened financial sector, lays the foundation for sustainable economic growth.

Also Read: Abhay Bhutada Shares Insights on Poonawalla Fincorp’s Long-Term Objectives

Conclusion

As a beginner investor, dissecting the budget might seem overwhelming, but understanding the basics can be empowering. The Interim Budget 2024 is not just about numbers on paper; it's a blueprint for a resilient, sustainable, and inclusive economic future. So, buckle up and stay tuned for the financial journey ahead!

[parasparivaar]

India’s Fight Against Poverty

The Indian government runs schemes for poor people.

The Indian government runs a number of programs to help economically disadvantaged people raise their standard of living. These programs aim to provide financial assistance, create job opportunities, and ensure access to basic amenities including housing, healthcare, and education. Here are some of the major projects aimed towards the poor in India:

Paras Parivaar Charitable Trust Contribution For Poor People

From the bottom of our hearts, we extend a warm welcome to you into the Paras Parivaar Charitable Trust family. In our Sanatan Dharm, this Parivaar was founded and is now being maintained by our Mahant Shri Paras Bhai Ji of Sanatan Dharm to contribute to the welfare of the underprivileged and needy people. Because he consistently states, “happiness of maa is behind their smile.” This idea of Mahant Shri Paras Bhai Ji has become the focus of our family’s daily activities.

The Paras Parivaar Charitable Trust works 365 days a year to lug our Paras Guru’s vision forward. We have helped more than 10 lakh Needy, and thanks to Maa and our Mahant Shri Paras Bhai Ji of Sanatan Dharm, this number is steadily rising. And it is the grandeur of Sanatan Dharm that we strive to assist those who cannot afford to pay for their education or who are food insecure.

Because we usually hear the quote “Unity is Strength” in everyday life, the Paras Parivaar Charitable Trust would like for you to join our family. We are certain that if we all work together as a single family, we will be stronger and more committed to helping more people in need. Serving an increasing number of individuals in need will enable us to carve out a large place in the heart of our Maa. So, join the Paras Parivaar now for the chance of a lifetime to make the poor and needy smile widely.

Working hard to boost the lives of the Poor And Needy People would also help us reduce the rate of Poverty and increase the rate of education in our nation. In addition to providing aid to those in need, our Mahant Shri Paras Bhai Ji wants to educate them so that they may become self-sufficient and contribute to the cause. join our Paras Parivaar Charitable Trust and aid those in need and destitute with what they need for food, shelter, and education.

Indian Government’s Schemes for Poor People

1. Pradhan Mantri Awas Yojana (PMAY): PMAY, which was introduced in 2015, aims to provide affordable housing for everybody by 2022. Under this scheme, the government funds the construction of pucca houses with basic amenities such as a toilet, LPG connection, power, and drinking water.

2. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA):

MGNREGA ensures 100 days of paid employment per year for rural households. It offers unskilled manual labor, ensuring livelihood security in rural areas.

3. National Social Assistance Programme (NSAP): NSAP is a welfare program that assists the elderly, widows, disabled people, and low-income children. It includes the Indira Gandhi National Old Age Pension Scheme, the Indira Gandhi National Widows Pension Scheme, and the Indira Gandhi National Disability Pension Scheme.

4. Pradhan Mantri Jan Dhan Yojana (PMJDY): PMJDY is a statewide financial inclusion strategy that assures access to financial services such as bank accounts, remittances, loans, insurance, and pensions. It provides a basic savings bank account with overdraft protection and a RuPay debit card.

5. Pradhan Mantri Ujjwala Yojana (PMUY): PMUY aims to provide LPG connections to women from BPL homes. It reduces indoor air pollution and empowers women by removing the difficult process of gathering firewood.

6. Pradhan Mantri Matru Vandana Yojana (PMMVY): PMKVY is a maternity benefit system that reimburses pregnant and nursing mothers for salary loss. The program provides a financial incentive of ₹5,000 in three installments after meeting specific requirements.

7. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): PM-KISAN provides a yearly income support of ₹6,000 to landholding farmer families in three equal installments to cover agricultural and household needs.

8. Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM): PM-SYM is a voluntary, contributory pension scheme for unorganized workers. At 60, beneficiaries receive a monthly pension of ₹3,000.

These initiatives, along with others like the National Rural Livelihood Mission (NRLM), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), aim to provide a social safety net for the impoverished and vulnerable segments of society.

While these initiatives have made significant progress, challenges remain in terms of awareness, accessibility, and successful implementation. The government continues to monitor and enhance these programs.

[believersia]

Important Government Schemes for UPSC 2024

When preparing for the UPSC exams, a thorough understanding of various government schemes is crucial. Here’s a detailed look at some significant schemes you should focus on for the 2024 examination:

1. Pradhan Mantri Jan Dhan Yojana (PMJDY)

Objective:

To ensure access to financial services, namely Banking/Savings & Deposit Accounts, Remittance, Credit, Insurance, and Pension in an affordable manner.

Key Features:

Account Opening: Zero balance savings accounts.

RuPay Debit Card: Free issuance to all account holders.

Overdraft Facility: Up to ₹10,000 is available after six months of satisfactory operation.

Insurance Cover: Accidental insurance cover of ₹2 lakh and life cover of ₹30,000 for accounts opened up to 28th August 2018.

Achievements:

Increased financial inclusion.

Enabled direct benefit transfers.

2. Atal Pension Yojana (APY)

Objective:

To create a universal social security system for all Indians, especially the poor, the under-privileged, and workers in the unorganized sector.

Key Features:

Age Eligibility: 18 to 40 years.

Pension Benefits: Minimum guaranteed pension ranging from ₹1,000 to ₹5,000 per month.

Contribution Period: Minimum of 20 years.

Government Co-contribution: 50% of the total contribution or ₹1,000 per annum, whichever is lower.

Achievements:

Promoted retirement savings among unorganized sector workers.

Enhanced social security.

3. Pradhan Mantri Awas Yojana (PMAY)

Objective:

To ensure housing for all by 2022 by providing affordable housing to the urban poor.

Key Features:

Beneficiary Categories: Economically Weaker Section (EWS), Low Income Group (LIG), Middle Income Group (MIG).

Subsidy: Credit-linked subsidy for home loans taken by eligible urban poor to buy, construct, or renovate a house.

Technology Sub-Mission: Promotes use of modern, innovative, and green technologies and building materials.

Achievements:

Significant increase in housing development projects.

Improved living conditions for the urban poor.

4. Ayushman Bharat Yojana (PM-JAY)

Objective:

To provide health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalization to over 10 crore poor and vulnerable families.

Key Features:

Coverage: Covers both pre-hospitalization and post-hospitalization expenses.

Cashless and Paperless: Services across all public and empaneled private hospitals.

E-Cards: Issued to the beneficiaries for access to healthcare services.

Achievements:

Improved access to quality healthcare.

Reduced out-of-pocket expenditure for medical treatments.

5. Swachh Bharat Mission (SBM)

Objective:

To achieve universal sanitation coverage and to put focus on sanitation.

Key Features:

Gramin (Rural): Focus on eliminating open defecation through construction of household-owned and community-owned toilets.

Urban: Focus on 100% scientific management of municipal solid waste.

Behavioral Change: Extensive Information, Education and Communication (IEC) activities to promote hygiene practices.

Achievements:

Increased toilet coverage in rural areas.

Enhanced cleanliness and hygiene across urban areas.

6. Beti Bachao Beti Padhao (BBBP)

Objective:

To address the declining Child Sex Ratio (CSR) and related issues of women empowerment over a life-cycle continuum.

Key Features:

Multi-Sectoral Action: Involvement of Ministries of Women and Child Development, Health & Family Welfare, and Human Resource Development.

Focus Areas: Enforcement of Pre-Conception and Pre-Natal Diagnostic Techniques (PCPNDT) Act, promoting girl child education, and generating awareness about gender equality.

Achievements:

Improved awareness and advocacy on gender equality.

Positive changes in the Child Sex Ratio (CSR).

7. Make in India

Objective:

To transform India into a global design and manufacturing hub.

Key Features:

Sectors: Focus on 25 sectors including automobiles, textiles, biotechnology, and electronics.

Ease of Doing Business: Simplification of policies and regulations to attract foreign investment.

Skill Development: Initiatives to develop skills required for manufacturing and other sectors.

Achievements:

Increased Foreign Direct Investment (FDI).

Boosted manufacturing sector growth.

8. Skill India Mission

Objective:

To provide market-relevant skills training to over 40 crore youth by 2022.

Key Features:

Pradhan Mantri Kaushal Vikas Yojana (PMKVY): Short-term training and recognition of prior learning.

National Skill Development Corporation (NSDC): Facilitates private sector participation in skill training.

Skill Loan Scheme: Financial assistance for skill training programs.

Achievements:

Enhanced employability of the workforce.

Bridged the skills gap in various sectors.

9. Digital India

Objective:

To transform India into a digitally empowered society and knowledge economy.

Key Features:

Digital Infrastructure: High-speed internet, digital identity (Aadhaar), and mobile connectivity.

E-Governance: Online access to government services.

Digital Literacy: Initiatives like the National Digital Literacy Mission (NDLM).

Achievements:

Improved access to government services.

Increased digital literacy and internet penetration.

10. Jal Jeevan Mission

Objective:

To provide safe and adequate drinking water through individual household tap connections by 2024 to all households in rural India.

Key Features:

Community Participation: Involvement of local communities in water management.

Sustainable Water Supply: Focus on sustainable water sources and efficient use of water.

Technological Intervention: Use of technology in monitoring and ensuring water quality.

Achievements:

Increased household tap connections.

Enhanced water supply management in rural areas.

Familiarize yourself with these schemes, understand their objectives, features, and achievements, and keep abreast of any updates or new schemes introduced by the government. This will not only help you in the UPSC exams but also in understanding the broader context of India’s developmental policies.

[malavijhani786]

PM Modi launches Mahtari Vandan Yojana in Chhattisgarh

PM Modi launches Mahtari Vandan Yojana in Chhattisgarh

https://nm-4.com/yCb3Tq

via NaMo App

“When mothers and daughters get strong, the family gets strengthened and the welfare of the mothers and daughters is a priority for our government”, the Prime Minister said. Women are getting pucca houses and Ujjwala Gas Cylinders in their name. 50 percent Jan Dhan Accounts are in the name of women, 65 percent Mudra Loans have been availed by women, more than 10 crore SHG women have benefitted and more than 1 crore women have become lakhpati Didis. The Prime Minister reiterated the goal of 3 crore Lakhpati Didis. PM Modi told them that Namo Didi programme is changing lives and tomorrow he will hold a major event in this regard.

[ramakantthinks]

Navigating Growth and Inclusion: Insights from India's Interim Budget 2024-25

In an eagerly awaited budget session, Union Finance Minister Nirmala Sitharaman took center stage to present the Interim Budget for the fiscal year 2024-25 at Parliament. Her address not only provided a comprehensive overview of the government's achievements, fiscal targets, and strategic focus areas but also offered valuable insights into the nation's economic direction. Significantly, this budget goes beyond a mere financial plan; it serves as a testament to the government's commitment to inclusive development and its ability to navigate challenges with resilience.

The Economic Trajectory and Strategic Focus

Sitharaman's presentation skillfully outlined the trajectory of the nation's economy, emphasizing key milestones achieved in the past decade. The strategic focus on inclusive development, economic reforms, and the government's ability to steer through challenges were highlighted as cornerstones of the fiscal plan.

The Finance Minister revealed a reduction in the estimated gross borrowing for FY25, setting the stage for fiscal prudence. Notably, the fiscal deficit target for FY25 was declared at 5.1%, surpassing initial expectations and demonstrating an aggressive fiscal consolidation approach. Sitharaman also announced the withdrawal of outstanding disputed tax demands, a move expected to benefit approximately 1 crore taxpayers.

Taxation and Economic Measures

While maintaining the existing tax slabs in the Interim Budget 2024, Sitharaman provided continuity for certain benefits, including tax exemptions for specific IFSC units, extending them till March 2025. This calculated approach aims to sustain economic momentum while fostering a conducive environment for startups and businesses.

One pivotal aspect of the budget speech was the acknowledgment of research's role in bolstering indigenous oilseeds, contributing significantly to India's self-sufficiency. Sitharaman shed light on the fact that India annually spends over ₹1.5 trillion on importing 60% of its cooking oil, emphasizing the need for self-reliance in this crucial sector.

Also Read: What Is RBI’s Stance On Unsecured Loans?

Commitment to Inclusive Development

In her address, Sitharaman reaffirmed the government's commitment to the 'Sabka Sath Sabka Vikas' philosophy, underscoring policies that promote secularism, reduce corruption, and prevent nepotism. The comprehensive approach targeted the welfare of diverse segments of society, including the poor, women, youth, and farmers.

The budget also showcased impressive inclusive development initiatives, including direct benefit transfers amounting to Rs. 34 lakh crore into PM-Jan Dhan accounts. Success stories of schemes like PM-SVANidhi, PM-JANMAN Yojana, and PM-Vishwakarma Yojana further illustrated the government's commitment to uplifting various sectors of the population.

Agricultural sector achievements took center stage, with notable programs like PM-Kisan Samman Yojana and PM-Fasal Bima Yojana providing financial assistance to millions of farmers. The integration of 1,361 Mandis through the Electronic National Agricultural Market marked a transformative step in creating a more efficient and transparent agricultural ecosystem.

Also Read: How Can NBFCs Become Active Participants In The Payment Ecosystem? 

Comprehensive GDP Approach

The budget speech also emphasized the Comprehensive GDP Approach, focusing on Governance, Development, and Performance. The macroeconomic stability, robust investments, and effective program delivery highlighted in this approach aim to fortify the nation's economic foundations.

In the realm of infrastructure development, key initiatives such as GST, tax reforms, and strengthening the financial sector were acknowledged. The creation of gateways for global capital through initiatives like GIFT IFSC and Unified Regulatory Authority IFSCA were hailed for facilitating economic growth.

Industry Perspective

Industry leaders, including K. Paul Thomas of ESAF Small Finance Bank, Shailendra Singh of BOBCARD Limited, and Abhay Bhutada, MD of Poonawalla Fincorp, expressed positive sentiments about the budget. They applauded specific measures such as the focus on providing formal credit to MSMEs, empowering women and youth, and promoting economic sustainability.

Abhay Bhutada, in particular, highlighted the budget's role in promoting economic sustainability aligned with the 'Viksit Bharat by 2047' vision. The fiscal responsibility reflected in the 5.8% GDP fiscal deficit was commended, indicating a decisive step towards India's economic sustainability.

Also Read: Top Alumni From Pune's Symbiosis International University In The Field Of Finance

Looking Towards the Future

In conclusion, India's Interim Budget for 2024-25 not only addresses fiscal aspects but reflects a holistic vision for the nation's growth and development. By navigating challenges with resilience, emphasizing inclusive policies, and fostering economic sustainability, the government's budgetary approach sets a positive tone for India's future trajectory.

As the nation looks towards the future, the budget stands as a blueprint for sustained growth. The reduction in gross borrowing and the aggressive fiscal consolidation approach signify a commitment to financial prudence. The extension of benefits for startups, the continuation of tax exemptions, and the emphasis on self-sufficiency in cooking oil production point towards an environment conducive to economic expansion and innovation.

The success stories of inclusive development initiatives in the agricultural sector, direct benefit transfers, and transformative schemes demonstrate the government's commitment to addressing the needs of diverse segments of the population. The industry's positive response further underscores the potential for collaboration and growth in key sectors, including MSMEs, fintech, and digital lending.

Final Thoughts

As India forges ahead into the fiscal year 2024-25, the Interim Budget serves as a guidepost for progress. It not only outlines fiscal policies but also paints a comprehensive picture of a nation committed to inclusive development, economic resilience, and sustainable growth. The collaborative efforts of the government, industry, and citizens will play a pivotal role in realizing the vision laid out in this budget – a vision that propels India towards a prosperous and resilient future.

[newsorbiter]

Interim Budget 2024-25, a beacon of hope for India's growth amid challenges

The Interim Budget 2024-25, presented by Union Finance and Corporate Affairs Minister Nirmala Sitharaman seeks to inject the economy with policies and measures aimed at reigniting positive sentiments and accelerating growth. Can this budget be the catalyst for achieving these growth targets? Let’s delve into its key highlights. Under the guiding principles of ‘Sabka Saath, Sabka Vikas, and Sabka Vishwas’ and the inclusive approach of “Sabka Prayas,” the Finance  Minister  presented the Interim Union Budget 2024-25 in Parliament. The budget focuses on social justice, particularly uplifting four major segments: the poor (‘Garib’), women (‘Mahilayen’), youth (‘Yuva’), and farmers (‘Annadata’). Key Initiatives: Poverty Alleviation: The budget emphasises 'Garib Kalyan, Desh ka Kalyan,' claiming to have lifted 25 crore people out of multi-dimensional poverty in the last decade. Direct Benefit Transfer (DBT) of Rs 34 lakh crore through PM-Jan Dhan accounts has resulted in government savings of Rs 2.7 lakh crore. The PM-SVANidhi scheme provided credit assistance to 78 lakh street vendors, with 2.3 lakh receiving credit for the third time. Tribal and Artisan Support: Schemes like PM-JANMAN Yojana aid the development of particularly vulnerable tribal groups (PVTG), while PM-Vishwakarma Yojana provides end-to-end support to artisans and craftspeople in 18 trades. Agricultural Initiatives: PM-KISAN SAMMAN Yojana provided financial assistance to 11.8 crore farmers, while PM Fasal Bima Yojana offers crop insurance to 4 crore farmers. The Electronic National Agriculture Market (e-NAM) integrated 1361 mandis, serving 1.8 crore farmers with a trading volume of Rs 3 lakh crore. Women Empowerment: The budget highlights 30 crore Mudra Yojana loans given to women entrepreneurs. Female enrollment in higher education has increased by 28%, with girls and women constituting 43% of enrollment in STEM courses, one of the highest rates globally. Over 70% of houses under PM Awas Yojana in rural areas have been allotted to women. Housing: Despite COVID challenges, the budget aims to achieve the target of three crore houses under PM Awas Yojana (Grameen) soon, with an additional two crore houses to be taken up in the next five years. Strategic Initiatives: Rooftop Solarisation and Free Electricity: A significant announcement is the provision of 300 units of free electricity per month through rooftop solarisation to one crore households, expected to save households Rs 15,000 to Rs 18,000 annually. Healthcare: The Ayushman Bharat scheme will be extended to all Accredited Social Health Activist (ASHA) workers, Anganwadi Workers, and Helpers, ensuring broader access to healthcare services. Agriculture and Food Processing: The Pradhan Mantri Kisan Sampada Yojana has benefited 38 lakh farmers and generated 10 lakh employment opportunities. The Pradhan Mantri Formalisation of Micro Food Processing Enterprises Yojana has assisted 2.4 lakh Self-Help Groups (SHGs) and 60,000 individuals with credit linkages, boosting the agricultural and food processing sectors. Research and Innovation: A corpus of Rs 1 lakh crore will be established with a fifty-year interest-free loan to catalyse growth, employment, and development through research and innovation. Infrastructure: An 11.1% increase in capital expenditure outlay for infrastructure development and employment generation, amounting to Rs 11,11,111 crore, is aimed at enhancing the country's infrastructure and creating employment opportunities. Railways: Under the PM Gati Shakti initiative, three major economic railway corridor programs will be implemented to improve logistics efficiency and reduce costs. Aviation Sector: The plan to double the number of airports to 149 and the order of over 1000 new aircraft signals significant growth in the aviation sector. Green Energy: Plans include setting up a coal gasification and liquefaction capacity of 100 MT by 2030 and a phased mandatory blending of compressed biogas (CBG) in compressed natural gas (CNG) for transport and piped natural gas (PNG) for domestic purposes. Tourism Sector: States will be encouraged to undertake comprehensive development of iconic tourist centers, with long-term interest-free loans provided for financing such development. Investments: The budget highlights significant Foreign Direct Investment (FDI) inflows, totaling USD 596 billion during 2014-23, reflecting a positive outlook for investments in the country. Reforms in the States: To support milestone-linked reforms by state governments, a provision of Rs 75,000 crore as a fifty-year interest-free loan is proposed. The budget also focuses on tax rationalisation efforts, achievements in taxpayer services, and the economic journey since 2014. It sets the stage for a dynamic and inclusive growth trajectory, aiming to propel India towards greater prosperity and well-being for all its citizens. Read the full article

[unvtechsolutions]

PM Jan Dhan Yojana जनधन खाता कैसे खोलें ₹30,000 का निःशुल्क बीमा

PM Jan Dhan Yojana 2024 : नमस्कार दोस्तों, केंद्र सरकार ने गरीबों, अतिपिछड़े वर्गों और पिछड़े वर्गों को लाभ देने के लिए बहुत अच्छी योजनाएं बनाई हैं। प्रधानमंत्री नरेंद्र मोदी ने इस तरह से एक नई योजना शुरू की है | प्रधानमंत्री जनधन योजना है। Pradhanmantri Jan Dhan Yojana गरीबों को धन देने के लिए शुरू की गई है। जिनके ��ास अभी तक कोई बैंक खाता नहीं हैइस योजना से गरीब वर्ग को लाभ मिलेगा | देश में कई लोगों को बैंक से किसी भी योजना का लाभ लेने के लिए कोई जानकारी नहीं है। यही कारण है कि प्रधानमंत्री ने Pradhanmantri Jan Dhan Account योजना शुरू की है।

इस PM Jan Dhan Yojana से देश का हर नागरिक अपना जनधन खाता खुलवाना चाहता है, जिससे गरीब लोग बैंक से जुड़ सकें और सीधे पैसे प्राप्त कर सकें। यदि आप भी प्रधानमंत्री जनधन खाता खुलवाकर लाभ उठाना चाहते हैं, तो हमारे इस लेख को अंत तक पढ़ना न भूलें. इस लेख में प्रधानमंत्री जनधन योजना से जुड़ी सभी जानकारी दी जाएगी, बिना किसी समस्या के।

read more : tech solutions by vijay antil

[sabki-news]

PM Jan Dhan Yojana : क्या आपके Account में है जीरो बैलेंस, तो भी मिल जाएंगे 10 हजार रुपये, जानें- कैसे?

PM Jan Dhan Yojana : देश के हर एक लोग को कभी भी अचानक पैसों की जरूरत पड़ सकती है और ऐसे में प्रधानमत्री मोदी के द्वारा 2017 में एक योजना चलाई गयी थी जिसे हम पीएम जान धन योजना के नाम से जानते है | इस योजना से कई फायदे हैं। ऐसे में अगर हम कहीं इमरजेंसी में फंस जाते है और हमारे पास पैसे नहीं हो तो हम जन धन योजना के अंतर्गत सरकार से ₹10,000 का लोन ले सकते हैं। इस योजना में वित्तीय बैलेंस खोलने पर…

[poonamranius]

🌟 PM Jan Dhan Yojana 2024 – जन धन खाते में मिलेंगे ₹10,000, ऐसे करें Online Apply, Government Scheme

🌍 पीएम जन धन योजना 2024 – खुलवाएं Zero Balance Account, पाएं ₹10,000 Free! प्रधानमंत्री जन धन योजना 2024 (PMJDY 2024) की शुरुआत प्रधानमंत्री नरेंद्र मोदी द्वारा 15 अगस्त 2014 को की गई थी। यह योजना एक महत्वपूर्ण सरकारी पहल है, जिसका उद्देश्य सभी नागरिकों, विशेषकर ग्रामीण और आर्थिक रूप से कमजोर वर्ग के लोगों को बैंकिंग सेवाओं से जोड़ना है। जन धन योजना के तहत, खाताधारकों को Zero Balance Account की…