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everynya · 2 months ago

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clavar mis colmillos en tu carne. 💄

Nayla Tempesta X Emihiko T. Raiden (OC F/O)

(i wrote this some time back so its not that good, i’m not a huge fan but i havent posted any writing for myself in a while or of these two aka it win the poll. i cant explain these two in a normal way. they like suck. but it works with each other so they suck but it balances out with one another. one is a whiny clingy weirdo and the other is a sick moody freak. idk what else to say!)

“Please, Lala? Just a few?” The werewolf pleaded, unable to take his attention off the tube of lipstick on the vanity. Pressing his hands together in a mock form of prayer, he batted his lashes and peered up at his partner with hazel green eyes filled with an innocence Emihiko did not actually posses and a hunger that he certainly did.

His taller partner glanced over at him from where he stood, unfazed by his antics. It almost irritated him given the circumstances. There had been a tension already formed in the air of the bedroom, one consisting of a stiff annoyance at the prospect of leaving the house. Fixing his earrings in the mirror, he carried on with getting himself ready. “You can’t actually be serious, not when you were begging to go out.”

“It’s not a big deal! We can always go out another time!” The blond protested, arms making exaggerated motions as he spoke. It was a dangerous game to play, but he was unable to resist the dark shade that made his vampire’s lips the most enticing thing. They’d become his newfound addiction in the past few months, the kind that you just couldn’t quit, and the color simply added fuel to the flame. “Can’t I have you all to myself when you’re looking like that?”

Irritation was obvious on her face, turning to look at the male who sat down at the edge of the bed with a cocky grin that seemed a bit too sure he would receive a positive answer. Her grey eyes scanned the man who sat at the edge of the bed infront of her, taking in the way he’d given up buttoning his shirt or putting on his shoes, or even the way his tail wagged slowly in some form of anticipation. She particularly lingered on the bit of his stomach that was just barely visible, not going unnoticed by the eyes that already scanned every inch of him.

While Emihiko seemed more than happy to leave their plans behind, he was the same one who had spent a good while trying to convince him to enjoy the nightlife together. The vampire had hoped to make food and rest for the evening, but the man who seemed to always be full of energy insisted otherwise. So much for that.

“Then I got dressed for nothing? I’m not going out with you for a while for doing this to me.” Nayla sighed in frustration, slipping off his heels. She moved towards him, leaning down to reach his eye level. Hands at his hips, he wasn’t finished speaking about his disdain for the eager man’s whiny insistence to stay.

“Maybe I should have rejected you, it would have saved me the trouble.” He continued with a deep scowl, the werewolf only nodding along in response with a dopey smile on his face and a quiet ‘ahuh’.

Reaching a hand out, he gently pulled Nayla, who was still talking, down to sit on the bed next to him. Snaking an arm around his waist, he kept pretending to acknowledge his words. They went on deaf ears, simply because Emihiko knew they held no real meaning.

Not that it was always like this, on some days it may have made him a bit upset and insecure to hear such a proclamation. Perhaps tonight he was just too caught up on the way the dress Nayla picked to wear fit her so well or the way he could get so rilled up at something like this.

“Mhm, you’re right. Of course, cutie.” He nodded, trailing chaste kisses along his shoulder and receiving a quiet scoff in response.

“All you do is ruin my life, inconvenience after inconvenience. You’re selfish.” Nayla instinctively leaned against him by his side, arms crossed over his chest. Emihiko mumbled something back along the lines of an acknowledgement, fingers tracing along his lover’s side.

Even after he continued throwing hurtful remark after remark, his voice slowly grew quiet. The dark haired vampire despised when Emihiko’s confidence remained unshaken, with every careful touch and sweet kiss to his exposed skin. Equally so, that was exactly why he found himself drawn to him. It took a certain kind of bold stupidity to handle someone as intense and cruel as the heir of the Tempesta family.

His eyes drifted to the floor, glancing between his discarded heels and the mess of makeup he was still in the midst of. His expression turned somber. It wasn’t like he wanted to go out to begin with, but it did leave him frustrated.

A soft kiss pressed to her jaw. Emihiko nudged him a bit as he pulled her closer, his smile brightened when arms wrapped around his neck and held him tightly.

“Are you upset? You can tell me. If you really want we can still go. I just…love how pretty you are.” He chuckled nervously, unable to take in every bit of the moment of having him in his arms.

“Y-You’re my first partner, y’know? I caaan’t help iiiit…” Emihiko whined, dragging on his words as he burrowed himself between the crook of the others neck. The wild strands of his hair and his fluffy ears tickled Nayla, making her gently push him away. He looked up at him with an exaggerated frown on his lips.

“We can stay.” She replied in a hushed whisper, almost able to feel the way Emihiko lit up immediately like a puppy who’s been told it can get a treat. She certainly was able to feel the smaller male tackle him to the bed with a newfound excitement.

“Yeah?!” He exclaimed, now sitting over her hips and looking down to him with wide eyes and a toothy grin.

A small wince left the vampire in response, making the blond retract off of him immediately and sit next to him on his knees that dipped into the mattress. He glanced over him with wide eyes and an anxious look on his face. “Sorry, sorry!”

Nayla rolled his eyes, shifting up as he moved himself to sit in front of him in a similar position. Seeing he wasn’t injured, the werewolf’s shoulders relaxed and a small smile graced his lips.

“I am upset, yes.” She spoke sternly with a small frown and began shifting closer. It made Emihiko tense nervously, until he traced a hand along the exposed skin of his scarred chest, his heart almost thumped out of him at the mere action. Nayla peered at him with half lidded eyes, an almost sinister glint in them.

“Make it up to me.”

At the simple command, his pale cheeks reddened considerably as his ears stood straight. He was unable to contain the giggle that was always so goofy to Nayla, flustered by the mere words. It made a slight smile crack at the corner of the vampire’s painted lips.

“Well, uh. Hehe…You know I’ll do anything you say, sweet angel.” Emihiko mumbled nervously, watching with wide eyes as the vampire hummed at his response, seeming satisfied.

“Perfect.” Nayla cheered with feigned joy, hugging the smaller male closely now and placing a kiss on his cheek. He leaned closely to the other’s ear, her voice quiet and more commanding then anything. “Tomorrow I want breakfast, lunch and dinner in bed and complete silence for the entire day. Mhm? Just for me?”

Emihiko blinked for a second, tethering between a lovestruck daze and the requests made to him. Relaxing in her embrace, he pressed his head to Nayla’s chest and whined quietly in protest.

“…F-Fine. Just for you.”

Nayla snickered and grasped his head with both of his hands, brushing some of his bangs away. Beginning to pepper gentle kisses along his round face, his dark lips quickly left black lipstick marks along his chubby cheeks.

“Such a sweet boyfriend I have! Even if he’s a total let down and a stupid loser! Yes, you like me and I’m your world, right?” He coddled with a voice that feigned sweetness, not that the obedient werewolf cared as he nodded slowly.

Closing his hazel green eyes and shuddering, Emihiko basked in the loving lips and doting care of his moody boyfriend as quiet chuckles and incomprehensible words occasionally left him. He was as infatuated as the first moments he fell for the mischievous vampire.

“Can you…do the thing- the thing where you scratch my ears…?” He asked, sluggishly wrapping his arms around her torso. Nayla surprisingly did so, a gentle hand running through his hair and scratching a bit at his scalp. The action was met with a soft rumble from his throat and Emihiko leaning his head into his palm for more.

“I shouldn’t have said all those things to you, by the way…You’re very sweet to me, Emi. Ignoring your selfishness.”

The male in question almost didn’t process those words and seemed unfazed by them initially, but they shocked him to his core deep down. He’d been slowly lulled by Nayla, feeling too tired to form a reaction. Droopy eyes glanced briefly at what he hoped was a small twinge of shyness on his cold-hearted partner’s face. He kept quiet for once, just enjoying those words and everything he knew they meant.

Nayla pressed a longer kiss to his mouth, caressing his rosy cheek with his thumb and sighing after he moved away from the kiss. Filled with both ease and frustration, he just let his lips express his emotions. The blond got the message anyway, his arms squeezing her gently in both an admission of guilt and to comfort him.

There was always something strange about these moments, an unexplainable understanding despite the large wedge between them. A back and forth that held nothing but genuine emotion and left both creatures of the night lost within themselves and each other.

“…I love you, Lala. You’re just so cute and you really are my world.” He mumbled, a small crack in his voice as a smile graced his lips.

“Yes, Emihiko, I know.” She whispered in return, feeling her face warming up just a bit and hiding it as best as she could.

Something was wrong here in the thawed embrace of the vampire who held the werewolf, somewhere. It wasn’t like either of them was in a rush to figure out what.

#las escrituras #oc f/o: 🐺#las inserts: nayla ⚰️#oc f/o #oc f/o x insert #self ship writing #oc yumeship #oc selfship #oc self ship #this is….guh…..leave me alone #less tags then usual im ashamedsies so yay

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egg-poll · 2 years ago

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EGG POLL CONCLUSIONS

thank you to everyone who participated in the final round of the egg poll, and in the entire tournament!!! in case you havent seen the results... RALSEI IS THE WINNER AND IS NOW CROWNED THE OFFICIAL BIGGEST EGG OF 2023!!!!!

the final round was honestly really surprising compared to previous ones! the semifinals were ridiculously competitive and both switched hands multiple times, with final results ending up around 50%. the finals however had ralsei be above 60% for i think the entire run, ending a lot closer to 2/3s for ralsei rather than half. the poll only got about 900 votes, not a small amount at all for the whole tournament but a lot less than the 3000-4000 the semifinals got.

my best guess for why this happened is that the majority of people invested in the tournament wanted/expected marco to win the semifinals, and mob just happened to get a push of support at the last minute. personally i expected marco to win the whole thing! but regardless this outcome was still really fun and im glad everyone joined in how they did :3

now for future things!! first, i am finally going to release the initial raw data for submissions. this is unfiltered and egg-poll is not responsible for its contents. but if you want to see the nominated characters or reasonings you finally can! here is the link:

one last thing, im reposting the initial win-less bracket for the tournament. i would love to see people's personal breakdowns on how they think the bracket should've gone! please fill it out and post "your bracket" in a reblog or @ me in the post :)

thats all for now, thank you again everyone!!

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wonusite · 2 years ago

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Sheesh ever since u posted ur poll abt wips ive been thinking about ex!chan and lord ive been holding myself back from sending this for the sake of my sanity but

ex!chan who owns a private gym and sees you working out with some guy he hired a few months ago. he's quite handsy for someone who's supposed to be a trainer. maybe too handsy. chan knows you guys broke up but he cant stand the sight of another man touching your hips, or helping you stretch. when your workout session is over, you head into the locker rooms. once again, youre the last person to leave the gym. to your surprise, youre greeted with chans dark lust filled eyes and somehow, youre bent over the bench - your ass covered in marks from all the spankings you recieved, your wetness driping down your thighs, breathing heavily. "youve been bad havent you? i see you havent changed. do you always let him touch you like that?" spank. "are you not going to answer me darling?" spank. with each spank, you feel yourself getting wetter. you moan against the bench, unable to speak. "its okay baby ill fuck some sense back into you"

You couldnt believe youre riding your ex boyfriends cock. after all the weeks of fucking yourself to the thought of his perfect cock, you were finally able to relieve some of the stress. oh, how you missed this. "fuck, your pussy is still so tight. your little hole was meant for my cock wasnt it? whos pussy does this belong to?" chan says between grunts. "o-oh! f-fuck, its yours! my pussy is yours daddy all for you! always been your little cum slut, please dont stop fucking me daddy please.." you say while moaning into his ear. spank. "shit, you dont know how much ive missed your perfect little pussy, im gonna fuck you so good you wont be able to walk."

i will never get over this. i feel vv normal abt this btw

#whoever sent this in…#love u and ur sexc brain #so hot #nonny

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naruto-rarepair-bingo · 5 years ago

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After weeks of struggling to get a masterlist that worked on tumblr mobile and desktop, I realized I could just link the google doc masterlist I’d created. This aught to work for everyone! Sorry for the wait.

#naruto rarepair bingo 2019 #rarepairbingo2019 #masterlist #please fill out the poll if you havent

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patriotsnet · 3 years ago

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Can Republicans Vote In Sc Democratic Primary

New Post has been published on https://www.patriotsnet.com/can-republicans-vote-in-sc-democratic-primary/

Can Republicans Vote In Sc Democratic Primary

The Presidential Primary Will Not Use The Familiar Top Two Ballot

Republicans launch Operation Chaos 2020 ahead of SC Democratic Primary

California voters can be forgiven for assuming that political party registration doesnt really matter.

In 2010 voters backed a measure to create the states nonpartisan top two election system, in which all primary voters fill out a ballot with every candidate on it regardless of either the voters or the candidates political party. The top two winners then move on to the general election ballot even if theyre both from the same party.

In races for state legislative and congressional seats, the top two method will still reign on the 2020 ballot.;

But when you vote in the presidential primary, its back to the old partisan system: Democrats on the Democratic ballot, Republicans on the Republican ballot, and so on.

So while voting in California usually goes like this under the top two:

In the presidential primary, it looks a little more like this:

Sanders Warns California Primary Could Disenfranchise His Independent Base

OAKLAND Presidential candidate Bernie Sanders charged Friday that Californias primary system threatens to disenfranchise millions of independent voters whose support he has cultivated in the nations most populous state.

Sanders said Friday during a press conference in Santa Ana that he and his team have been campaigning hard to reach Californias 5.3 million no-party-preference voters, who now represent the second largest voting bloc in the state at 25.9 percent ahead of Republicans, who comprise 23.7 percent.

But in California, where voting has already started ahead of the March 3 election, the Vermont senator said hes concerned that independents are not yet turning out in large numbers.

Each party establishes its own presidential primary rules. In California, Democrats allow independents to participate if those voters request a Democratic ballot, while Republicans have a closed system that requires voters to re-register with the GOP.

Unfortunately, under the current NPP participation rules, we risk locking out millions of young people millions of young people of color and many, many other people who wanted to participate in the Democratic primary but may find it impossible for them to do so, he said. And that seems to me to be very, very wrong.

Sanders himself has long been registered as an independent while serving in Congress, but he caucuses with Democrats and has filed as a Democrat to run twice for president.

How Are Presidential Primary Elections Conducted In California

Qualified political parties in California may hold presidential primaries in one of two ways:

Closed presidential primary only voters indicating a preference for a party may vote for that partys presidential nominee.

Modified-closed presidential primary the party also allows voters who did not state a party preference to vote for that partys presidential nominee.

If a qualified political party chooses to hold a modified-closed presidential primary, the party must notify the California Secretary of State no later than the 135th day before Election Day.

Voters who registered to vote without stating a political party preference are known as No Party Preference voters. For information on NPP voters voting in a presidential primary election, please see our webpage on No Party Preference Information.

Recommended Reading: Are There More Rich Republicans Or Democrats

Effort Underway To Get Republicans To Vote In Sc Democratic Primary

GREENVILLE CO., SC One Upstate group is working to get Republicans to vote in the South Carolinas Democratic primary on February 29.

Karen Martin, the organizer of Trump 2-29, said the group is encouraging Republicans to vote for Senator Bernie Sanders in Februarys primary.

GOP leaders in the Upstate say, the effort is designed to make a point about open primaries.

Trump 2-29 is set to announce their plans during a news conference at Greenville GOP headquarters Thursday morning.

GOP chairs from five counties, and leaders of the Tea Party activist group plan to attend the announcement.

Following the announcement, the group plans to spread their message across Republican social media pages and conservative talk radio shows.

Republican party officials voted in September 2019 to cancel the GOP primary. Party leaders said the cancellation will save taxpayers over $1.2 million.

If There Is Such Evidence I Havent Seen This

Yanna Krupnikov, an associate political science professor at Stony Brook University, told me that even beginning to understand the impact of crossover voting strategies like Operation Chaos or the South Carolina GOPs votes for Bernie Sanders is challenging.

For example, wed first have to assume that partisans would truthfully explain their strategies, she said. Second, wed have to assume a counterfactual of what would have happened if there wasnt any effort by the other party to push a certain candidate. She added she hadnt seen much proof that crossover voting strategies were effective. If there is such evidence, I havent seen this.

Kelly Rader, an associate political science professor at Yale University, agreed, telling me that while crossover voting is common in open primaries, theres little empirical evidence that crossover voters are trying to sabotage the party in the general election. Rather, she said, They seem to be voting for their sincerely preferred candidates. Of the South Carolina GOPs push for Sanders, she said, It seems more like a political stunt to draw attention to the drawbacks of open primaries.

The deeply strange Republican New Hampshire primary, explained

You May Like: 1998 People Magazine Trump Quote

The High Stakes In South Carolina’s 1st Congressional District: Can Republicans Answer

If you have a mail-in absentee ballot:;For it to count,;it must be received by your county voter registration office no later than 7 p.m. Tuesday night.

Options to ensure your vote is counted if you have not mailed it already include personally delivering your ballot to your county voter registration office.

You cannot return your absentee ballot to your polling place. In-person absentee voting ends at 5 p.m. on Monday.

Races to watch: The biggest race in the state is the coastal 1st Congressional District GOP primary that will decide a Republican nominee to take on incumbent Democrat Joe Cunningham.

The candidates are: Bikers for Trump founder Chris Cox, Mount Pleasant Town Council member Kathy Landing, state Rep. Nancy Mace, and Bluffton housing official Brad Mole.;

Residents from parts of Charleston, Berkeley, Dorchester, Colleton and Beaufort counties will decide the nominee.

If no candidate receives better than 50 percent of the vote, a runoff election will be held in two weeks, on June 23.

In the GOP U.S. Senate race open to Republican voters statewide, incumbent Republican Lindsey Graham faces three challengers: attorney Duke Buckner, retired businessman Michael LaPierre and maritime engineer Joe Reynolds.

Heres what else you need to know;about voting:

Where can I learn more about the candidates on my ballot?

A quick and easy online source is the website assembled by the non-partisan League of Women Voters: Vote411.org.

Where do I vote?

S.C. drivers license

Where The Campaigns Stand

With the exceptions of Tom Steyer and Tulsi Gabbard, each of the seven Democratic candidates competing in South Carolina spent more than three times as many days in Iowa than in South Carolina to date. Combined, the candidates have spent over 120 days in the state since launching their respective campaigns. A Winthrop University survey published Thursday the first qualifying state poll released ahead of the South Carolina debate shows Biden remains the front-runner, narrowly leading the Democratic pack by 5 percentage points. Among black voters, Biden holds a 13-percentage point lead over his closest contender, former hedge fund manager Tom Steyer.

Six days from primary day, CBS News’ poll shows Biden 28% support, Sanders with 23% and Steyer with 18%. Here’s where the candidates stand, going into Saturday’s primary election here:

For months Biden consistently held a double-digit lead in every South Carolina state poll. Even when other early state surveys showed that he may have trouble, time and again;he remained the runaway favorite;in South Carolina especially among African American voters. After 4th and 5th place finishes in Iowa and New Hampshire, respectively, some of his South Carolina supporters;have expressed doubts about his prospects.;His second-place finish in Nevada, though distant, may help ease those doubts, though.

Recommended Reading: How Many States Are Controlled By Republicans

Grassroots Group Of Republicans Say They Are Protesting Open Primaries By Voting In Saturdays Primary

COLUMBIA, S.C. – Cole Kazmarski and thousands of other voters in South Carolina will be casting their ballots in the Democratic Presidential Preference Primary on Saturday.

Kazmarski is the Vice Chair for the Midlands Republican Liberty Caucus. “This coming Saturday I plan to vote for Bernie,” she said.

Kazmarski is taking part in Operation Chaos 2020. Some conservative Republicans in South Carolina are protesting open primaries in the Palmetto State by voting on Saturday. “The only thing you have to lose is you get on their mailing list and they spend a little ad money on you in the future.”

Pressley Stutts is the Chairman of the Greenville Tea Party. He is urging fellow Republicans to vote for Senator Bernie Sanders in Saturday’s primary. “We are open and proud about it,” he said.

Stutts said if Sen. Sanders were to become the Democratic nominee, he believes President Donald Trump would have an easier path to reelection.

According to Stutts, their goal is to get South Carolina to switch to closed primaries. He said, “Primaries are a selection process. It’s not until November we actually have an election. There’s a difference between the selection process which should be done by the Republicans and the Democrats.”

Over at the State House today, the discussion of closing primaries took center stage. A Senate Judiciary Subcommittee took up two pieces of legislation that would change primaries in the state.

Recommended Reading: Gop Lapel Pin

I Dont See That Happening

Ultimately, she hopes that the crossover vote push will cause South Carolina Democrats the same kind of angst that weve had for years and push them toward closing their primary.

I do not think it was a result of our efforts, even if we were as successful mathematically as we could be, that everyones going to agree to close the primaries tomorrow, she told me, but said coverage of their efforts was already getting traction with Democrats in the fight for closed primaries.

I asked whether Martin was concerned that a Sanders primary victory in South Carolina pushed by Republican crossover voters could ultimately result in a Sanders presidency. She took my point, but said, I dont see that happening.

The Iowa caucuses, she said, showed that the people that make the rules in the Democrat party are not going to allow Bernie to be the nominee. Citing debate rule changes and recent remarks by Democratic Party stalwarts like James Carville, she said that there was no way the party would permit Sanders to win the nomination.

The rule makers in the Democrat party are not going to let him be the nominee, so that is not a concern for us.

Will you support Voxs explanatory journalism?

‘operation Chaos’ Leader Hopes Trump Will Support Effort

Greenville County tea party leader Pressley Stutts said he is hoping;Trump will back his “Operation Chaos” effort calling for South Carolina Republican voters to cast ballots for U.S. Sen. Bernie Sanders of Vermont.

Republicans for Bernie Sanders:Conservative leaders encourage votes for Sanders because they think it will help Trump

“In my opinion;a;vote for Bernie in South Carolina is a vote for Donald Trump because there’s such a stark contrast between his socialistic communistic tendencies versus Trump’s capitalism,” Stutts said.

Stutts and other Trump supporters who gathered at a restaurant in Columbia appeared Wednesday on “Fox and Friends,” a morning program that the president is known to watch.

Stutts said he believes that Trump is “very well aware;of it now, according to my sources, you know with what we’ve been doing with Operation Chaos.”

Read Also: Did Trump Call Republicans Stupid In 1998

Why You Need To Vote In The Primary Elections

True or false. You only need to vote in the November presidential election and not the primary elections.

FALSE!

For most American voters, the presidential primary elections matter more than the general election. Like Ive said before, if you live in a red state or a blue state, your vote in the presidential election wont make a difference. The rest of your state will overwhelming vote for a Democrat or a Republican. Your vote wont change your states outcome. .

But the primary elections are an entirely different story.

The presidential primaries determine who will represent the Republicans and the Democrats during the November election. Instead of voting between just 2 candidates, you have the choice of 3 Democrats or 12 Republicans. Unlike the general election, you actually have a chance of voting for your preferred candidate, not just the lesser of two evils.

United States Senate Election In South Carolina 2022

Federal and state primary competitivenessBallotpedia’s Election Analysis Hub, 2022 See also U.S. House elections, 2022Submit

Voters in South Carolinawill elect one member to the U.S. Senate in the general election on November 8, 2022.

The election will fill the Class III Senate seat held by Tim Scott , who first took office in 2013.

Also Check: Trump Triangle Pin

How Parties Can Enact 17

17-year-old primary and caucus voting does not require state legislative action.;Many states adopting this policy have done so by state law, but others have by changing state party rules.;

State parties have broad authority over their nominating contests.

They may request to allow 17-year-old primary voting by asserting their First Amendment freedom of association rights.

Primary voting rights for 17-year-olds is legal and does not change the voting age.

Only those 17-year-olds who will be 18 by the general election may vote in the corresponding primary election or caucus. FairVote’s proposal treats the nomination contest as an integral part of the general election in which these citizens can vote.

The 26th Amendment prevents states from denying suffrage to 18-year-olds, but does not prevent states from establishing 17-year-old primary and caucus voting.

What Is A Voter

S Carolina Democratic primary: Republicans plan ‘Operation Chaos’

The Top Two Candidates Open Primary Act, which took effect January 1, 2011, created voter-nominated offices. The Top Two Candidates Open Primary Act does not apply to candidates running for U.S. President, county central committees, or local offices.

Most of the offices that were previously known as partisan are now known as voter-nominated offices. Voter-nominated offices are state constitutional offices, state legislative offices, and U.S. congressional offices. The only partisan offices now are the offices of U.S. President and county central committee.

Recommended Reading: How Many States Are Controlled By Republicans

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statetalks · 3 years ago

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Are Republicans Or Democrats More Educated

Where Do We Go From Here Democrats Benchmarks And The Way Forward

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Not only are there particularly large shares of non-college voters in these key states, but Democrats underperformed their national numbers with non-college voters in these states in 2020. This is likely because the non-college populations in nearly all of these states are whiter than the national non-college-educated population.

While Democrats current numbers and trajectory with non-college voters raise warning flags, some Democrats have shown in just the past two election cycles how to hit the necessary benchmarks with non-college voters to pull off victories nationallyand in the toughest swing states.

In Pennsylvania, Wisconsin, Georgia, and Arizona, Biden hit benchmarks with non-college voters that, combined with his strong performance with college-educated voters, were enough to hand him victories. While he did not win majorities with non-college voters, he won a large enough share to win statewide. In these states, Democrats need to maintain their current standing and ensure that they do not slip further with non-white non-college voters or fall further behind with white non-college voters in the midterms and beyond.

The table below includes benchmarks that Democrats need to hit with non-college voters in key Senate race states for 2022, if they manage to hold Bidens 2020 performance with college-educated voters constant.

Gender Gaps Have Grown Under Biden Trump

Gender gaps in early presidential approval ratings have grown since the Clinton presidency, with both Biden and Trump showing double-digit differences in ratings among men and women. Obama and Bush had gender gaps just below 10 points, while Clinton had a very small gender gap of three points.

Biden’s job approval rating is higher among women than among men, and Trump was rated better by men than women. Notably, the two have had nearly identical approval ratings among men at the same stage in their presidencies, but vastly different ratings among women.

Men

Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup

56 3

Women have consistently been a Democratic-leaning group in their party affiliation, though the margin in favor of the Democratic Party has fluctuated: It was 19 points in early 1993, 10 points in 2001, 21 points in 2009 and 15 points in 2017, and is 22 points today.

Men’s party preferences have been more variable, with the group tilting Republican in 2001 and 2021, tilting Democratic in 1993 and 2009, and evenly divided in 2017.

The larger gender gap in Biden’s approval seems to be driven mostly by the widening gap in party preferences of men versus women. Currently, 28 points separate the net party preferences of men and women , compared with 13- to 18-point gender gaps in party preferences for the prior four presidents.

Midterms Reveal That More Educated Americans Are Fleeing The Republican Party

The midterm elections showed that college-educated voters are fleeing the Republican Party and casting ballots for Democratic candidates, to The Wall Street Journal.

Democrats had gained control of 33 formerly Republican house seats as of Friday, with other races too close to call.

Twenty-eight of the 33 flipped seats “are in the top half among all House districts for educational attainment, meaning more than 30% of adults there have bachelor’s or more-advanced degrees,” the Journal reported.

The Democratic Party now controls 90 percent of the 30 House districts with the highest proportions of college-educated people. Going into the midterm elections, Democrats only held two-thirds of these seats.

Democrats have accumulated control over the most educated 30 districts over the last quarter century. Republicans and Democrats evenly split these seats when Bill Clinton took office.

Even in 2016, Republicans still maintained control of 10 of these seats.

Midterm voting revealed some other notable demographic shifts. Democratic support from college-educated white women increased eight percent from 2016, to The Washington Post, which cited Cooperative Congressional Election Study data and a voter model to estimate patterns for the 2018 contests.

While, overall, college-educated voters selected Democratic voters, white college-educated voters did so by a smaller margin.

Fifty-three percent of white college-educated voters selected Democratic House candidates.

News Media Doesnt Help

You might think that people who regularly read the news are more informed about their political opponents. In fact, the opposite is the case. We found that the more news people consumed, the larger their Perception Gap. People who said they read the news most of the time were nearly three times more distorted in their perceptions than those who said they read the news only now and then. We cant prove that one causes the other, but these results suggest that rather than making Americans better informed, media coverage is now feeding our misperceptions.

What The Exit Polls Are Telling Us

Editors Note: Jennifer Lawless and Paul Freedman wrote this piece as part of the University of Virginia Democracy Initiatives effort to provide context around the 2020 presidential election. Scholars from across the University are providing real-time analysis on this page tracking the 2020 election and its aftermath. This post was published in two parts on Thursday and Friday. On Saturday morning, former Vice President Joe Biden was projected to win the election, becoming president-elect. Lawless is the Commonwealth Professor of Politics and chair of the Woodrow Wilson Department of Politics, as well as a senior fellow at UVAs Miller Center. Freedman is an associate professor of politics and teaches courses in media, campaigns and elections, research methods, and the politics of food.

In the immediate aftermath of a national election, exit polls offer the best glimpse of what the electorate looked like who voted for whom and what seemed to drive their choices.

Us Senators And House Members Are Smarter Than You Think

Suppose you were an idiot, and suppose you were a member of Congress; but I repeat myself. Mark Twain

“Congress’s Average I.Q. Expected to Rise in 2015” The Borowitz Report

In a recent USA Today poll, roughly half of responders said we should replace everyone in Congress. Twains quote and Andy Borowitz’s humor column for The New Yorker suggest the view that Congress members are not very bright is an old and popular belief.

Although there have been research studies examining whether liberal and conservative voters differ in brainpower level, there have been no studies looking at Congress. Until now.

In one of my research papers published earlier this year, Investigating Americas Elite: Cognitive Ability, Education, and Sex Differences, I examined the brainpower levels of multiple groups who hold influence in American society: Fortune 500 CEOs, billionaires, federal judges, Senators, and House members.

Individuals were deemed to be in the top one percent of ability if they attended an undergraduate or graduate school that had extremely high average standardized test scores that put the average person in the top one percent . Researchers have determined that standardized tests, such as the and , are good measures of general intelligence, or g. For more detail on the method used, including its limitations, please read the paper, published in the journal Intelligence.

But what happens when we examine Republicans and Democrats?

References

Republicans Are Becoming The Poorly Educated Party

Reprinted with permission from

There are several key attributes that define the Republican Party in its modern incarnation: its overwhelming whiteness; its self-reported religiosity; its slavish devotion to a man who boasts he could shoot someone and not lose a single vote, thus proving his point. Moving forward, that list should probably also include as a distinguishing factor the fact that the party is less educated than its Democratic political rivals, and growing increasingly more so.

Thats according to a study released earlier this month by the Pew Research Center. The polling organization now finds the widest educational gap in partisan identification and leaning seen at any point in more than two decades between Republicans and Democrats. In 1994, the majority of U.S. residents with four-year college degrees leaned or identified as Republican, at 54 percent; just 39 percent of college graduates leaned or identified as Democrats. As of 2017, those numbers have switched exactly, with the majority of college degree holders now leaning Dem-ward.

Pew notes that white voters continue to be somewhat more likely to affiliate with or lean toward the Republican Party than the Democratic Party .

Percent Of Representatives Have A Degree Look Where Thats Got Us

All these credentials havent led to better results.

Opinion Columnist

Over the last few decades, Congress has diversified in important ways. It has gotten less white, less male, less straight all positive developments. But as I was staring at one of the many recent Senate hearings, filled with the usual magisterial blustering and self-important yada yada, it dawned on me that theres a way that Congress has moved in a wrong direction, and become quite brazenly unrepresentative.

No, its not that the place seethes with millionaires, though theres that problem too.

Its that members of Congress are credentialed out the wazoo. An astonishing number have a small kite of extra initials fluttering after their names.

According to the Congressional Research Service, more than one third of the House and more than half the Senate have law degrees. Roughly a fifth of senators and representatives have their masters. Four senators and 21 House members have M.D.s, and an identical number in each body have some kind of doctoral degree, whether its a Ph.D., a D.Phil., an Ed.D., or a D. Min.

But perhaps most fundamentally, 95 percent of todays House members and 100 percent of the Senates have a bachelors degree or higher.Yet just a bit more than one-third of Americans do.

This means that the credentialed few govern the uncredentialed many, writes the political philosopher Michael J. Sandel in The Tyranny of Merit, published this fall.

History Of The Republican Party

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The Republican Party came into existence just prior to the Civil War due to their long-time stance in favor of abolition of slavery. They were a small third-party who nominated John C. Freemont for President in 1856. In 1860 they became an established political party when their nominee Abraham Lincoln was elected as President of the United States. Lincolns Presidency throughout the war, including his policies to end slavery for good helped solidify the Republican Party as a major force in American politics. The elephant was chosen as their symbol in 1874 based on a cartoon in Harpers Weekly that depicted the new party as an elephant.

Two Ways To Read The Story

Quick Read

Growing up in a conservative white household outside Atlanta, Brendon Pace says he always thought of himself as a Republican. But after attending college and starting medical school in Virginia, he became unhappy with the GOP under President Donald Trump, and recently cast a ballot for Joe Biden. Maybe someday hell vote Republican again, he says but for now, theyve definitely lost me.

The diploma divide in U.S. politics predates Mr. Trump. But like many partisan fault lines, from gender to religion, it has gaped wider under his presidency, sending into hyperdrive a decadeslong realignment of the Democratic and Republican parties.

The More Educated A Democrat

Interesting since so many Democrats claim they are better educated than GOP voters or Trump supporters and pretend that means their views are correct.This much we might guess. But whats startling is the further finding that higher education does not improve a persons perceptions and sometimes even hurts it. In their survey answers, highly educated Republicans were no more accurate in their ideas about Democratic opinion than poorly educated Republicans. For Democrats, the education effect was even worse: the more educated a Democrat is, according to the study, the less he or she understands the Republican worldview.

Anti-vax rhetoric threatens our liberty

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Anti-vax rhetoric threatens our liberty

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Anti-vax rhetoric threatens our liberty

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As Americans Become More Educated The Gop Is Moving In The Opposite Direction

Americans are pursuing higher education at growing rates, but those without a college education are increasingly finding a home in the GOP.

According to new released by the Pew Research Center, higher educational attainment is increasingly associated with Democratic Party affiliation and leaning:

In 1994, 39% of those with a four-year college degree identified with or leaned toward the Democratic Party and 54% associated with the Republican Party. In 2017, those figures were exactly reversed.

More than half of registered voters who identify as Democrat have a bachelor’s degree, while fewer than 4 in 10 registered voters who identify as Republican have a bachelor’s degree.

Those with graduate degrees are even more likely to find their political home in the Democratic Party, according to the survey:

In 1994, those with at least some postgraduate experience were evenly split between the Democratic and Republican parties. Today, the Democratic Party enjoys a roughly two-to-one advantage in leaned partisan identification. While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017.

Meanwhile, the GOP has increasingly become more of a political destination to Americans who lack a college degree, according to Pew:

This may not bode well for the GOP long-term as the American public becomes increasingly educated.

Cultural Views Override Economic Arguments

Matt Grossman, who heads the Institute for Public Policy and Social Research at Michigan State University, said he believed Democrats in 2020 were smart to adopt a class-based message after Clinton didn’t. Historically, voters respond favorably to the idea of Democrats representing the middle class, he said, and negatively to Republicans as the party for the rich and big business.

“But I think we should learn from the 2020 election that Biden at least made some effort to do that and it doesn’t seem to have made much difference,” Grossman said. “So maybe messaging is not enough to move the needle on these broad social changes.”

Election 2020 live updates: Trump announces drug price rules; Georgia election official certifies Biden victory

The fact Biden struggled with non-college-educated white voters, according to Grossman, reflects the overall shift toward politics based on social and cultural divisions rather than economic. The same trend is found in European nations.

With his cultural not economic brand of populism, Trump fanned fears about racial equity protests that erupted in cities. He pushed for “law and order” during the campaign, slammed the Black Lives Matter movement and accused Democrats of being soft on violence and anti-police. He warned that Biden would turn the USA into a “socialist” country and accused the Democrat of wanting to take away Americans’ guns. Trump even said, “There will be no God” if Biden was elected.

Energy Issues And The Environment

There have always been clashes between the parties on the issues of energy and the environment. Democrats believe in restricting drilling for oil or other avenues of fossil fuels to protect the environment while Republicans favor expanded drilling to produce more energy at a lower cost to consumers. Democrats will push and support with tax dollars alternative energy solutions while the Republicans favor allowing the market to decide which forms of energy are practical.

What These Shifts Mean For Future Elections

The exit polls and results from this years presidential election paint a somewhat different picture than the previous two races. After Obamas second victory in 2012, Democrats were touting a voter constituency made up of young people, diverse voters, and college-educated whites that they felt would provide them solid support for several elections to come. It even prompted Republicans to issue an urging the inclusion of a wider voter base. Yet after Trumps 2016 victory with strong support from older, less urban, and noncollege whites, many Republicans stayed onboard their earlier train.

In retrospect, it seems that both the 2012 Obama coalition and the 2016 Trump coalition overperformed in those elections. The 2020 results suggest neither party can rely solely on those particular sets of voters. As I have , there is no doubt that changing demographicsespecially rising diversityshould benefit Democrats in the long run .

But in the interim, the results of the 2020 election make plain that both parties need to address the interests of a coalition made up of all of these groups. The Trump presidency did not do thisperhaps a Biden presidency can.

Diagnosing The Problem Nationally

National exit poll data over the past few cycles paint the clearest picture of Democrats declines with non-college voters. Under Barack Obama, Democrats won this group in both 2008 and 2012. But while Obama won non-college graduates 51-47% in 2012, Clinton lost these voters 44-52% in 2016. In 2020, Biden split the difference with a narrow 48-50% loss.

Looking at non-college voters by race, it appears at first glance that Democrats only problem is with white non-college voters. Clinton lost white non-college voters by a whopping 37 points, and Biden lost them by a similar 35 points. And this margin does not account for the high turnout among white non-college voters that propelled Trumps margins.

But Democrats problems are not exclusively with white non-college voters. While Biden won non-white voters without a college degree by 46 points, the trend with these voters is not in Democrats favor. From 2016 to 2020, Trump increased his support with non-white non-college voters from 20% to 25%. While this may not look like a large share, because of the centrality of non-white voters to Democrats coalition, any slippage with this group does not bode well for future elections and requires attention.

Biden Party Gaps Nearly 10 Points Higher Than Trump’s; 30 Points Above Others’

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An average of 86 percentage points have separated Democrats’ and Republicans’ ratings of Biden so far, eclipsing the 77-point gap in the early ratings of Trump. This difference results from Biden’s higher scores among his fellow partisans than Trump received . Each got the same low 10% approval ratings from supporters of the opposition party.

Party gaps in approval ratings were about 30 points lower for Obama, Bush and Clinton than they have been for Biden. This is primarily because about one-third of opposition-party supporters approved of the job those presidents were doing early in their terms.

But Biden’s approval rating among his fellow Democrats is also higher than those for Obama and Clinton among Democrats, and for Bush among his fellow Republicans .

Democrats

Figures are based on average approval ratings in polls conducted from Jan. 20-March 31 in the year of the president’s inauguration. Gallup

28 50

Independents’ 55% approval of Biden during his inaugural period is similar to their ratings of Clinton and Bush, slightly lower than for Obama , but well above the group’s rating of Trump .

Now That The Fda Has Granted Full Approval To The Covid

more >Victor Morton

When it comes to education, the parties have switched places over the past two decades.

According to a Pew Research Center released this week, Democrats are now the party of college graduates, especially those with post-graduate work. Meanwhile, people with a high-school degree or less, by far the larger group, slightly lean toward Republicans.

Both preferences are the reverse of what they were in the 1990s.

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According to Pew, 54 percent of college graduates either identified as Democrats or leaned Democratic, compared to 39 percent who identified or leaned Republican. One-third of Americans have a college degree.

Just 25 years ago, those numbers were perfectly reversed in the Pew survey, with the GOP holding a 54-39 advantage among people with college degrees.

The discrepancy becomes even greater when Pew distilled the sample down to people who have post-graduate education at least some work toward a masters, doctorate, law or similar degree. In that group, Democrats had a 2-to-1 edge, by 63 percent to 31 percent. In 1994, the two parties were almost evenly divided, with the Democratic lead just 47-45.

While some of this shift took place a decade ago, postgraduate voters affiliation with and leaning to the Democratic Party have grown substantially just over the past few years, from 55% in 2015 to 63% in 2017, Pew wrote.

More Highly Educated Adults Have Consistently Liberal Views

As Pew Research Centers 2014 report on political polarization found, the share of the overall public that is ideologically consistent that is, the share that takes either consistently liberal or consistently conservative positions opinions across the 10 values is relatively modest, but has grown substantially over time, especially over the past decade.

In the new study, nearly a quarter of Americans have either consistently liberal or consistently conservative views . In 2004, just 11% were either consistently liberal or consistently conservative .

Much of the growth in ideological consistency has come among better educated adults including a striking rise in the share who have across-the-board liberal views, which is consistent with the .

Currently, about a third of those with postgraduate experience give down-the-line liberal responses across the 10 items, up from 19% in 2004 and just 7% in 1994. Among college graduates with no postgraduate experience, 24% have consistently liberal values, compared with 13% in 2004 and 5% a decade earlier.

Among postgrads and college graduates, the shares expressing consistently conservative views also have grown since 2004, from 4% to 10% among postgrads and from 4% to 11% among college graduates. But among both groups, consistently conservative views are at the about the same levels as they had been in 1994.

Overall Us Jews Remain Largely Democratic And Liberal

U.S. Jews are still a largely Democratic and politically liberal group today, as they have been for decades. Overall, about seven-in-ten identify with or lean toward the Democratic Party, including 68% of Jews by religion and 77% of Jews of no religion. Just 26% of U.S. Jews overall identify with the Republican Party or lean toward the GOP.

Jews by religion are considerably more likely than U.S. Christians to identify with or lean toward the Democratic Party; they look much more similar to religiously unaffiliated Americans in this regard, with Democrats making up about two-thirds of each group. Among Christian subgroups, only Black Protestants show higher levels of Democratic support .

Pew Research Center political surveys conducted over the past two decades show Jews have consistently identified with the Democratic Party over the GOP by a wide margin.

Furthermore, the new survey finds that 50% of Jews describe their political views as liberal, triple the share who say they are politically conservative . Jews of no religion a group that is considerably younger, on average, than Jews by religion are especially likely to call themselves liberal .

Whites Made Biden Competitive In Racially Diverse Sun Belt States

As the final votes were being counted, three Sun Belt states remained competitive between Biden and Trump: Arizona, Georgia, and Nevada. While their final outcomes also depended on nonwhite racial groups, white voting blocs in these states shifted since 2016 in ways that benefitted Biden. See Figure 4 and .

Take Arizona. It is a state that has not voted for a Democratic presidential candidate since 1996. While rapidly diversifying, its older white population has leaned heavily toward Republicans. This time was different; white college graduate women and men flipped sharply toward Democrats, from 2016 Republican advantages of 2% and 12%, respectively, to 2020 Democratic advantages of 15% and 3%. Likewise, white noncollege men reduced their Republican support from 28% to 10%. In addition, Arizonas senior population flipped from Republican support to even Democratic-Republican support.

These shifts, as well as increased Democratic support among 18- to 29-year-olds and continued Democratic support from the states Latino or Hispanic voters, contributed to Bidens vote gains in Arizona.

Georgia, a longtime deep red Republican state, has been inching toward battleground status due to its large and growing Democratic-leaning Black population. Yet its strong white Republican margins have led to GOP presidential wins since 1996. This year, those white Republican margins were reduced enough to make the state competitive.

source https://www.patriotsnet.com/are-republicans-or-democrats-more-educated/

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Car insurance? Do they check your credit rating?

I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had a system problem. I am a bit concerned as I know my credit rating is bad at the moment, but I am trying to better it, and I don't know if this is why my insurance was declined? I thought that they had to tell you if they carry out a credit search, but nothing was mentioned and I don't particularly want it going against me if it was searched twice. I have paid my insurance for the year, and was going to pay any extra instantly, so there would be no need for a credit search as far as I can see. Does anyone have any more information on whether they credit search you or not for this?""

Motorcycle Insurance question?

I recently bought a motorcycle and i'm just about to buy insurance but i am abit confused, I'm thinking of getting the Third party fire & theft insurance, which means i wont get no claim if I crash my bike but what if the other drive is at fault? Does their insurance cover my damage or what?""

Car Insurance For 16yr old boy?

What is The cheapest car insurance for a 16-18yr old boy that lives in Milwaukie, Oregon?""

Insurance question?

i need insurance and basically what i need to know dose any insurance cover dermatology?

Purchasing insurance to cover maternity leave in California?

Is there any sort of insurance you can buy in California so you can get approximately your regular wages during your unpaid maternity leave? I've heard that state disability doesn't pay too much. And how long can you take off? Some women say they've gotten 3 months off but I don't know what I need to do to get that, and still have approximately my regular income coming in. I'm not pregnant yet, so I could buy something without having a pre-existing condition. Thanks!""

Why am I quoted so high for auto insurance?

Recently I have been shopping around getting online quotes for auto insurance in hopes of getting better rates. Sadly that is not the case. The last three quotes I got were from Farmers, State Farm and met. The quotes for 6 months were absurd. Farmers even quoted me at 8000+ for six months. Seriously? I do live in Detroit, so I am accustomed to higher rates but this is crazy. I have never made an insurance claim. I had one minor traffic ticket 3 years ago(no turn on red). I have had continuous coverage from my current provider for 4 years. What could the problem be. Is it possible to get the insurance companies I quoted with to give me information on why they quoted me at the rates they did. This has been incredibly disheartening. I guess I will stick with my current provider for about 1800 every 6 months.""

How much would Insurance be on this car?

I'm thinking about buying a 1974 Chevy Nova 4 Door sedan and I was wondering how much insurance would be on USAA? I'm a teenager so i'm expecting to be paying around $150 to $175 a month. Anyone who can give me a quote, I would appreciate it.""

Young drivers (17-18) - What is your insurance?

Hey! Im starting driving and shocked at the cost of insurance! Can't get lower than 3000 on a 1999 1.0 Vauxhall Corsa! Must be doing something wrong. So yeah , 3 questions : 1) What is your age? 2) How much is your insurance? 3) What insurance company are you with and what car? Thanks!""

How much is motorcycle insurance per month on average?

The kicker: I'm only 18 and will be on my own policy, not my parents. I am at the top of my class, no tickets or anything, etc. (if any of that helps).""

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Insurance when renting a car? Waste of $$?

I'm 22 yrs old, renting a car from enterprise in 5 wks. On a budget and trying to cut costs, was wondering if the insurance they offer is really necessary, or just a waste of money. I currently have progressive insurance on my vehicle. Can I add this rental to my insurance for a cheaper rate? Or is insurance even an absolute MUST. Realistically, how often is it actually used? Any answers would help! 10 pts""

Car insurance?

i am a first time driver, can anyone advise me on who is best for car insurance?""

Teenager car insurance help?

Okay! I am a 17 year old male who has been driving in total for 2 years and I have unfortunately had 2 accidents. The first occurred in May of last year. I pulled out of a gas station trying to turn left so I had to cross two lanes of oncoming traffic ( I was in an unfamiliar vehicle) I could not see the lane closest to the middle and I went out further then I thought and the oncoming car took off the front bumper. The second accident occurred 04/14 I was driving to school and there was a man ahead of me who had his signal light on for the past 4 miles it was pouring down rain so I looked over to change lanes and when maybe I looked for to long I'm not sure but wheeI turned back the man had come to a complete stop in preparation to turn from a highway onto a dirt road. I slammed on my brakes they locked up I couldn't steer away and I hit him in the rear. My question is. Is this going to keep happening to me? Am I really that bad of a driver? and what insurance company is best for my situation as my parents are removing me from their policy. Any help would be appreciated!

What happens if you can't afford the affordable health insurance?

Will I be able to drive my mom's car without my name on the insurance?

I live in Canada, and I am listed under my dad's insurance on his car as an occasional driver, but not my moms because it is more costly. My parents are on vacation and left me both vehicles. My dad's car won't start, so I need to drive my mom's to get to and from work. Will I be okay to drive it even if I'm not listed as an occasional driver on her car, but I am on my dads? They both have the same car insurance company""

How much does is a ticket if you are pulled over without registration and insurance in CA?

A girl I just started dating, who has lived in California for a few years, has not registered her vehicle in CA. She drives around with out of state plates, expired stickers, and does not have insurance. How much will it cost her if she get's pulled over. and what other non monetary consequences will she will face. I have stressed the importance getting it registered, siting scenarios such as, what if you are in an accident and are seriously injured or seriously injure someone else, without insurance, who pays for the hospital bills? . For some reason that does not create enough sense of urgency.""

How do I get car insurance for my 1972 VW Van????

I can get basic coverage for my van but not full coverage. Does anyone know where i can get full coverage for this van. I drive this van more than 12000 miles a year

Car insurance?

I heard that you will pay less for auto insurance if you have your license and a clean record even when you nor our family memeber have a car. IS that ture? I mean like you didnt buy a car or insurance when you first get ur license.

""When starting new car insurance, can insurers decline no claims bonus due to 2 motorway speeding convictions?""

Hello, I am trying to arrange vehicle insurance. I have contacted A&L with regards to their car insurance. Basically I have just changed jobs, where I had company cars for the last 6 years with no claims. I asked A&L if they would accept this as no claims, and they said they would if I could provide a letter from my previous employers stating dates, that I was sole user, that I no longer have policy and that it expires within last 3 months etc. I have provided them with the letter which covers all areas requested. They have now replied back to me saying that they can't accept the no claims, as I have 2 SP30 (Motorway speeding) convictions within the last 5 years, which means they will not accept the no claims. Is this acceptable? I though no claims were only relinquished if a claim in made against a policy, not because I have a couple of run-of-the-mill speeding convictions. Thanks in advance, James""

What does convertible term insurance mean?

I have two questions: 1. What does convertible term insurance mean? 2. Is there a term insurance that allows you to pay the same premium forever? Example: My age is 25, my premium at this age is $80/year. Can I still pay the $80/year even if I already 65 years old and older?""

What will happen to my insurance?

My brother was in a car accident in my car - he's not on the insurance. My car was pretty damaged, the other car only scratched and drove away. He gave my auto insurance info to the other driver but there was no police report. Can the other driver make a claim without a police report? I only have liability, can I make a claim against their insurance? I live in NY State. How does this work?""

What is a good long-term health insurance policy for international stays?

I am planning to move to Germany in spring and require acceptable, long-term and affordable coverage. What is a good company and policy for me to look in to? I've seen several offers but only one I could afford because it had a deductible of 10k$. Is there better?""

How much should I pay for car insurance?

I own a 1994 Camry XLE. 215,000 mileage. How much should I pay a month for some decent insurance?""

Is it possible to get very short term car insurance?

My grandfather passed away about a month ago and i inherited his car. I've driven it for a few weeks planning on switching my insurance from one car to another. I have decided I want to insure both cars because no I plan on selling and or trading in both of them. My question is: 1) will my grandfathers old car stay insured until the end of his insurance period? (silly question which I'm sure is a no.) but mostly 2) is there any short term insurance that would last about one month at the most? I'm a college student with very little money, so I was hoping to find something affordable. I live in Pennsylvania""

Health Insurance & Prescriptions?

When my doctor writes me a prescription and I fill it up.... does it show up on my health insurance what precriptions I'm taking?

What is the cheapest insurance for a road trip around europe?

3 guys, age 19, 3 weeks in august, had licenses for a year, driving a small car. Anyone know what company would be the best to look at? And im fed up of looking through comparison websites :P""

What is the best way to compare auto insurance quotes?

I am needing to find new car insurance, and I of course would like to shop around for the best deal. Can anyone recommend a good site that will compile your information and give you multiple accurate quotes from different companies? I am leery to enter my information into a third party database, so confidentiality, professionalism and no spam is a must. Thank you!""

How much is car insurance for a 20 yr old?

20k car paying monthly, want estimated numbers dont give me no depends on your state and what car your driving""

16 year old's Car insurance?

I'm and I have my permit. I turn 16 in may. Im going to get my license (or atleast take the test ) on my 16th birthday. Im not going to buy a car, and im going to just drive my parents cars. What I don't understand is why I have to pay for car insurance, since my parents already insure the car. And the car is ensured for any driver of the car.""

Help! I need medical insurance! ?

I have asthma with a history of mild depression. I am look for an affordable health insurance. I am 19 years old. Please help!

What are the cheapest cars to insure for a 17 year old boy with just 1 month of obtaining a full uk driving?

license my budget for the car is 500-2000 for my first car im going to be looking at getting insured under a parents name with over 20 years of driving experience but they dont want to put no claims down on my insurance so i will be a additional driver. Please give me a big list of cars you suggest within my budget to purchase a car for 500-2000 pounds as i dont have a car yet and need a cheap one for a run around and i need cheap insurance. the insurance has to cost 2500 maximum for the cars you suggest

Can I save money on insurance?

If I get hired as a Medical Assistant, can I use that to my advantage on car insurance and get a discount? I am currently in sales and might get a job offer as a Medical Assistant here soon. I am graduated from an accredited program and have my Certification. Thanks, for your time!""

How to get health insurance for children.?

I'm trying to find info on getting insurance for a child. Does anyone know how a father that is ordered to provide the health care for his child but does not have custody can apply for programs like CHIPS. No insurance is offered through his job and I'm not sure what programs he can apply for since the child does not live with him. We are in Texas. Any info would help. Btw the mother cant qualify because of the new husbands income.

How do you have a baby without insurance?

alright so im not pregnant yet but my question is how do you get insurance and such when i finally get pregnant

Drive without car insurance?

i can't afford car insurance right now... i just have too many other obligations. does anyone else care to comment on what its like to drive without insurance? what happens if you get caught?

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Car insurance check for air bags?

So im planning on getting either Allstate or Farmers Insurance, I'm wondering if they will check for air bags when they look at my car.""

What are some home insurance companies in FL?

I am looking for a list of home insurance companies in FL, or if not a list if anyone can tell me the name of a few? Thank you very much!""

Can I get unemployment benefits after workerscomp?

I have been on workerscomp for over a year. My benefits may be ending soon. I do not think I can continue working with the company because of my injuries. If my benefits end and I decide to quit. Can I file for unemployment benefits? Doesn't your unemployment benefits based on your last salary? If so, I did not have a salary because I was receiving benefits from my workers comp insurance company.""

Comprehensive car insurance ?

My comprehensive car insurance will be expirering next month. At the moment I'm with youi and they are asking $876 to renew it for my 2003 Mitsubishi pejaro. Pls help me to find best and cheapest insurance in Victoria Aus. Tks

Why is my insurance going up?

It is 189 a month now, but in January it's going up to over 400. Is this part of the affordable care act?""

I'm about to get my drivers permit. Do I need insurance?

I'm about to turn 16 in a few months. I just figured out that I need to complete driver education and am in the process of that now. When I do receive my permit in a few weeks do I have to immediately purchase insurance? I'm going to be driving my dads subaru. He will obviously be in the car with me at all times. Do I still need to buy insurance at all?

Can i put my boyfriend on my car insurance?

okay so im finally getting my own car. The thing is its not really mine its going to be mainly for my boyfriend but going under both our names. That being said, i'm going to drive my boyfriends car. I need to know, being a first time driver, if that is even possible. Can i purchase insurance and make it possible to have my boyfriend as well as me under our insurance?""

Cheapest car for a 17 year old girl?

What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""

For a 21 year old what is the cheapest car insurance company in ottawa ontario?

I am 21 years old male and a first time driver, have never been insured, and have my G2. I am looking for the cheapest quote""

Cost of 2005 bmw 745li insurance?

im 16 ill be gettin mine when im 17 whats the average insurance cost for a 2005 bmw 745li

How do I find out how much the insurance settlement check was?

I was in an auto accident and had head injuries. When the insurance company settled, I did not see the settlement check. My lawyer wrote personal 2 checks to me totaling what he said to be the policy limit. I never saw anything that showed what the policy limit was and I feel like he has done something very underhanded. This same lawyer sent me to a doctor for a test and charged me 6,500.00 for an EMG. After I received the bill I went to the doctors office to find out why it was so high but the office was no longer there. My lawyer said that the doctor died in an auto accident I recently found out he is working in another location now. How do I find out what the insurance settlement check was?""

My health insurance paid for medical bills incurred from a car wreck. Can it come after me for reimbursement?

now I have received a settlement from the car insurance. Can the health insurance now collect the money it paid out . If so how long do they have to request the money form me?

Insurance payment to the Hospital.?

Hi, 4 months back, i had been to US from India nd during the stay there, i had to go to Emergency of one of the hospital 4 times. I was carrying the Insurance and the hospital claimed it against the Insurance. After I came back to India, am hearing that the Insurance has rejected the claim ( still dont knw on what basis). Since the travel was business related, my company has taken the insurance for me. Now I am trying to chase the insurance to see why the payment was rejected. Could any 1 please let me know what will be the consequences if the insurance doesnt pay it soon?? Thanks Joe""

Is auto insurance legally required to drive your motorcycle in NYC?

I have tried googling the question, and all I get are all ad junk sites trying to get my personal information for free quotes. I cannot seem to find any legal information as to driving a motorcycle uninsured in NYC. I understand it is mandatory to have auto insurance on your car for liability damages, to other parties as well as medical bills. However, I cannot find any information if this applies to motorcycles as well. Do motorcycles fall under this statute as it is an Auto Vehicle? I am not looking forward to any fines and revoking of my license. Thank you in advance.""

How much does motorcycle insurance cost in California? I'm 20 years old and thinking of getting a bike.?

I'm thinking of getting a Yamaha R6. Still don't know what year? Anyone got any tips of what year i should get?

Car insurance need help?

is not having car insurance in michigan illegal? what are the penalties for getting caught without insurance? is it a good idea to not have insurance? with geico insurance, about how much would we have to pay for car insurance if we have 3 cars and live in upper michigan. there is a no-fault policy here how much would a used, old, small ford car cost in upper michigan?""

Car Insurance on a 2007 Dodge Charger SXT?

I am a 17 year old guy and i was just wondering roughly how much insurance would be on this car. I know its probably really high i just wanted kind of a rough estimate ! -I have my G2 -I completed Drivers Ed -I live in Ontario -The car is used

Will my car insurance go down after having a child?

I am 19 and pay around 250 a month for my car insurance, my girlfriend is due to have a baby in december, how will this affect my car insurance? if at all, Thank You""

Insurance when financing a car ?

What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""

Can my dad by a motorcycle and put it under his insurance for me to drive?

ok im conused about this whole thing i know for a 16 year old motorcycle insurance is crazy. So how would this work my dads been driving all his life(Harley-Davidson) and his insurance is cheap, now for me its gonna be alot of money so can he buy the bike and put it under his name then i just drive it so then it wont be so much $ on me? can this work or is that illegal for me to be driving someone elses bike? is there anyway like i stated above to make my insurance cheaper if this doesnt work?""

""What is the average cost of homeowner's insurance for a home that is appraised at 169,000 and bought for 166k?

Home is in Rhode Island.

Can car insurance co. replace my damage car if they are at fault?

Can you get rental car insurance without having regular auto insurance!?

I don't own a car, but I plan on renting one real soon. I was just wondering if its required to have some auto insurance already prior to getting CDW for the rental.""

How much is the average car insurance per month?

Ok so im 18 years old, i still live with my parents and im looking to get a car. SO how much would insurance be per month? I plan to get the car in my name so i am wondering if i can get the insurance in my name or will i go under my parents insurance? My parents don't have a car at the moment so if i get my own car under my name can i get insurance in my name even though im still living with them?""

How many of you are paying around $200 for car insurance..?

if so what kind of car do you have..? i am trying to get a car pay it in cash and just pay for the car insurance..

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https://www.linkedin.com/pulse/car-insurance-problems-anthony-peterson/"

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optimisticpoetrypost-blog · 7 years ago

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How can I get cheaper motorbike insurance?

"How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks

What is the cheapest and best car insurance company?

I live in pueblo CO

What would my Car Insurance Rates be?

Im 17, male, and I'm wondering what car insurance rates would be for me. What would they be for a 2008/2009 Honda civic, simplest version? What would they be if it was the same car but a few years older? Same questions for a Toyota corolla. I have done drivers education, which should help lower the rates.""

I currently have health insurance through my husbands work...?

my husband's is paid for by his company but mine costs almost 400.00 each month. The copay is 40.00 for office visits and deductible is high for other costs. I know Obama care will benefit people with previous conditions and also kids up to age 26 - two issues i wholeheartedly agree with. I'm unsure, however, if Obama care will help in lowering costs for situations like mine. Can anyone clue me in?""

""A car hit our car, but doesn't have insurance.?""

I have liability on that specific car, and comprehensive coverage from AAA on another of my cars. Could I use the comprehensive insurance on my other car, instead of the liability? Also, if not is there any program in California to help us with the loss.""

Car Insurance and good grades ?

I hate All state as insurance. I am in college, how high does my GPA have to be and also how much do they lower insurance for having good grades?""

How much would the insurance be?

I'm a 17 year old male wanting to get full coverage on a 2006 Supercharged Cobalt SS. It's a coupe, silver, standard, and has a 2.0 liter supercharged engine. Does anybody know how much full coverage would be for me in this car?""

Second driver for my parents car insurance?

well im a full time college student so i can't pay for my car insurance at the moment. whats the requirements for putting myself as a second driver to my parents car? ive had one car accident and been cancelled twice in my own name to 2 different car insurance. (family member passed away and i had to use the cash to go abroad) anyways.. will that effect me to putting me as a second driver to my parents car?? .. (with their name on the car) i mean.. my parents will pay for me so i dont see the problem for me getting rejected by the insurance for my prior non payment cancelation. please help me.

What probably are the causes for increasing health insurance rates?

Is it due to inflation, lowering standards of medical care, insufficient government control, deteriorating human health, environmental degradation or other factors?""

Auto Insurance question?

First of all, I was involved in an accident. I was hit from the rear and then I slammed into the car in front of me. Im not that smart when it comes to my policy, and I would like to change that. Im not exactly sure where Im covered in this area. Like I said, Im not auto insurance savvy, so if possible, keep explanation of coverage and the location of coverage in general terms. These are based on an average coverage. I need to find the following: The cost of a medical checkup for my passenger The front and rear damage to my car The damage to the car in front of me The damage to the car behind me The total amount of liability protection for bodily harm and property damage Any help would be greatly appreciated.""

""As a male with an excellent driving record, why am I forced to pay more for auto insurance because of others?""

who have a poor driving record, and who happen to be the same gender as me? Why does having male chromosomes make me responsible for the poor driving record of other people just because they happen to be the same gender? Why does having a uterus make women NOT responsible for those same people? Why is there so much gender discrimination in auto insurance?""

How to get health insurance?

I am an 18 year-old independent, (due to marriage) diabetic. I can't get approved for health insurance because you have to be 19 and I won't be 19 for two months. I don't have enough medical supplies to last for two months or more. Medicaid denied me and none of the clinics in my area help with Type 1 diabetes. My parent's don't have health insurance at the moment, so they can't add me. I am not a full-time college student either. I work full-time, but the insurance through my work are too expensive. How can I get health insurance immediately?""

""Agent quoted me one price, gave her a check and now she is saying i have to pay a diff price for auto ins.?

i requested auto insurance from state farm. they quoted me at 142 now she calls back and tells me i would have to pay 189 monthly because of some underwriting and that i am a new driver. nut she knew that i was a new driver when i she gave me the quote and when she interviewed me. what should i do now?

California or Ohio ?

Which place would be better to stay ?

How to get cheaper car insurance in bc?

Why do people buy insurance?

is it for saving or protection of life? What are the reasons that motivate people to buy insurance?

Insurance? what will happen?

ii was diagnosed at 17 i am 19 currently getting medical cause of my parents income and my current diagnosis brain tumor i was wondering if i worked and made my own income would it be my own or family? i am cvred under family cvrage what would happen to the insurance i live in california would i have to purchase my own insurance are there companine who would do that? i will be able tto work i have a physical disability

Medicare or other affordable health insurance?

I live in NYC, just moved here and need to find relatively affordable health insurance. Up till now was covered by plans through employers. Is Medicare decent coverage? Is it very different from others?""

How can we get or is it possible to put a freeze for one or two years on health insurance cost?

I see BCBS is going up over 7% for 2011. Is there no stopping these rising costs? my poor pension.

Geico insurance: how so cheap?

geico's quotes are the cheapest. are their policy the cheapest also? whats the catch? how could State Farm, AllStates be so expensive and geico claims to be so cheap. Whats going on. I don't buy the every comapny is dift line they throw at you. How are they different? At claims time?""

Who do you contact if you know somebody commiting fraud on there car insurance?

given someone elses address for cheaper insurance

How to get car insurance cheaper for new drivers?

Which of the following is legal proof for insurance. ?

Which of the following is (are) legal proof of insurance: $35,000 cash deposit to the DMV DMV certificate of self-insurance Insurance Policy card from your insurance company All of the above Question 2 Which of the following statements is true: There is no minimum speed limit in California The maximum speed limit on undivided STATE highways is 65 mph You may exceed the posted speed limit to keep with the flow of traffic None of the above Question 3 Concerning right-of-way at a four-way stop, which of the following is true: The person to the right has right-of-way The person to the left must yield right-of-way Police and Federal vehicles have right-of-way Traffic on the major road has right-of-way Question 4 California recommends how large of a following distance, at speeds below 40 mph: 7 seconds 3 seconds 2 car lengths 100 feet Question 5 A blind intersection is one where: You cant see it because of shrubbery or parked cars You cant see traffic for 100 feet in either direction, when within 100 feet of it A special crossing area for blind persons None of the above Question 6 A turn signal: Is required at least 100 feet before the turn Is not required from a turn only lane Is not required when turning into your own driveway All of the above Question 7 In California, a right turn: Must begin AND end in the right-most driving lane Cannot be made if opposing traffic is turning left Can be made on a red light only after making a complete stop behind the white line or crosswalk All of the above Question 8 Regarding bike lanes: You may drive in it up to 200 feet prior to making a turn Parking is legal, unless signed otherwise May be used by pedestrians when no sidewalk is available All of the above Question 9 A protected left turn is: When a police officer directs you to make it A green arrow pointing to the left When turning left at a stop sign and it is your turn All of the above Question 10 Unless a sign prohibits it, a U-turn may be made: At any four-way stop From a center turn lane, when one is available Must start from the left-most driving lane All of the above Question 11 If you are involved in an accident, causing injury or death, you must report it: To the DMV within 24 days To the DMV within 24 hours To the CHP within 24 days To the CHP within 24 hours Question 12 You may not park: Within 25 feet of a fire hydrant Within 15 feet of a fire station driveway Within 5 feet of a sidewalk ramp for the disabled Within 5 feet of a crosswalk Question 13 The Basic Speed Law: Always keep up with the flow of traffic Never drive faster than the posted speed limits Never drive faster than it is safe for current conditions Never drive faster than 70 miles per hour. Question 14 A curb painted green means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 15 A curb painted blue means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 16 If your car has a sudden blowout: Be prepared for a sudden pull to the side of the blowout Do not brake unless it is an emergency Turn on your warning flashers immediately All of the above Question 17 A road is most slippery: As soon as the rain stops Within the first 5 10 minutes of raining About half-way through the rainstorm After 2 hours or more of continuous rain Question 18 Failure to stop at the scene of an accident you are involved in, can result in: 1 year in jail, $10,000.00 fine 4 years in jail, $10,000.00 fine if death or serious injury occur Mandatory 5 years imprisonment, if a subsequent offense All of the above Question 19 Which of these types of insurance are required by law: Collision Uninsured Motorist Liability Comprehensive Question 20 If you have insurance, but dont have your insurance card with you during a police stop: You have 24 hours to show it to CHP You have 24 hours to show it to DMV Your license can be suspended You can be fined $500.00 and your car can be impounded""

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!""

Can I purchase a car in my name but put the insurance in someone else's name?

I plan on purchasing a car soon, but I want to put it on my fathers insurance because it would be cheaper to pay. Is that possible? also does it depend on the state that you live in? If so can someone tell me for the state of Virginia? Thank You.""

21stcentury insurance?

How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks

How can I get health insurance for my foreign-born mother-in-law?

We live in California, she's from Japan and is 74 years old.""

When do I need to get insurance when purchasing a car?

I'm going shopping this weekend for a new(used) car. I have current insurance on my car right now. If I end up getting a car this weekend can I wait until Monday to get insurance, or do I have to do it that day? I'm in California by the way. I asked the loan officer and she said something about me having 10 days to get it, but I've been reading otherwise. Thanks!""

What are your reviews for Geico and Progressive?

We have Amica insurance and they cost $1200 a year and our car is Saturn ION 2 2004 sedan. This is financed car so we need full coverage. With clean driving history and clean car history do you think this is a good price? Should we try other companies to compare? What are your reviews about Geico and Progressive? Do you think they are good companies and can give us better rates?

What is the cheapest car insurance in New Jersey?

I hate looking for car insurance and dealing with all the different rates and agents and policies etc. I just want to know what the cheapest car insurance is in New Jersey one that is quick easy and the best for what I am looking for. Help meee

What's car insurance im a beginner on cars?

I'm only 17 in the future I want to buy a car a mini countryman I see a lot of car insurance ads on tv do they pay you or do you pay them

Short-term insurance coverage and ACA?

Does anyone know if and/or how the Affordable Care Act (ACA) will affect short-term insurance coverage? My son currently does not have health insurance at work; therefore, he has been buying short-term coverage which can be purchased month by month, every 3 months, or 6 months. The downside is that after 12 months of consecutive coverage, he has to sit out for 2 months (no insurance coverage). Not ideal, I know but it's all he can afford at this point. It basically costs him less than $40 a month. Just wondering about this. I guess we don't know yet how much coverage will cost under the ACA?? Maybe he can afford something better once that takes effect.""

How much would car insurance cost for me if I got a car?

I'm 22 years old and have been driving since I was 18. Never got pulled over, a ticket, or in any accidents since I've been driving. Been on my moms insurance since then but I'm looking into getting my own used car and just curious as to how much it would cost for someone like me.""

What is the best life insurance at best value?

which company offers the most life insurance at the cheapest rate

How much would car insurance cost for a 17 year old female? More info provided?

I will be 17 yrs old when I get my intermediate license, which I will then have for 1 yr before I can get my full license. I'm looking for a general insurance quote for a 17 year old female in Iowa (does this have any bearing on the amt my parents pay). Also, I have about B average, but I'm taking AP classes if that makes a difference. I don't have a job but I will have an unpaid internship this summer (does this make a difference?). Both my mom and dad have one ticket each, but that's about it, they're both very careful drivers. I will also have taken a drivers ed course (reqd in my state). I'm also looking at purchasing either a 1998 BMW 528I or a 1998 BMW 740IL as both are under $5000 w/o taxes but if anyone can give me an estimate as to the total cost of both of these cars (after taxes, gas, insurance, etc) that would be fantastic. If any more info is needed let me know.""

Is car insurance expensive?

Im about to get my driver licence and my mom told me that car insurance is really expensive and that's the reason why she wont buy me a car.

How is 18yr old meant to get car insurance?

I live in London and passed my test in February. I own Renault Clio 1.2 And the cheapest quote i got so far is 305 pounds per month, which is way too much for me. What companies are cheap? What can i do to start driving legally, searching for insurance is frustrating Dont say price comparison websites they suck cheapest quote there was 8k per year""

""On Average, How Much are braces without insurance?""

I Love my top row, they are just fine, but my bottom front teeth need alignment. i want to get braces for the bottom half only, and i wonder how much it would cost, due to the fact i don't have dental insurance.""

Rear ended in a three car crash. Who's insurance is liable?

I was rear ended in a 3 car crash, I am the first one. Car 2 hit me first ( I feel 2 impact), then car 3 slightly bump the car 2. My rear bumper ( car 1) damaged and the front of car 2 got heavy damage. the rear bumper of car 2 almost no damage. also, the front of car 3 look like new. Problem is car 2 insurance only agreed to pay 50% because they said after car 2 rear end me , car 3 rear end car 2 that make further damage to my rear bumper. Car 3 insurance will not pay anything because base on the damage they found, car 3 can't make any damage to me. The repair cost is less than 1000 ( my deductable) , I don't want to use my own insurance to repair my car, coz I think my ins co will not fight for my 1000 deductable. What I can do? I am not agreed what the car 2 insurance co said. Should I go to small claim court or.... its only 850 dollars.""

""File an insurance claim, minimal damage to car that I let friend borrow?

I let my friend use the car last night while I was in the passanger. The weather was slightly bad and we slipped into a snow bank. Upon entering his driveway it comes to find out that their is some light damage to the bumper. A dent that he claims he can pop out from the inside of the hood. I would like to know how much this usual cost is.. and if I should be filing a insurance claim and if I still can. I live in massachusetts and like I said this happened last night.

Scooter Insurance Cost.?

I drive a 50cc scooter on my car licence. Been driving for 47 years. I was surprised when my insurance with Rampdale Insurance cost me 170 Full No claims etc. Im in the South Midlands. This is as much as I pay for a car. Is this the going rate for a small 50cc scooter.?

Where can i find the best disability insurance?

There are so many options out there I dont know who to choose.

What is pip in insurance?

Can Chevrolet Dealership repair vehicles with insurance?

So someone smashed into my parked vehicle. It is a chevrolet and the insurance is covering it and I can take it to a repair shop of my choice. I was wondering if the chevrolet dealership where I bought the car to can do those repairs? It is axel and bodywork damage. All help will be much appreciated thank you.

Need help selecting my individual medical/health insurance?

Now let me start by saying that I am a single man at the age of 18. I am starting therapy soon and I need individual medical insurance to pay for the sessions and any possible prescriptions that might be prescribed. But when I try and search online I just don't understand all the info provided. Where can I find affordable insurance (im hoping about $50-$80 a month) that covers me for everything therapy and prescriptions, quick to get, and are easily understandable(if there is). If there are no simple stated insurance company's can someone tell me what I must make sure to have on the plan and what they mean?""

How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ?

Is comprehensive car insurance cheaper if you own the car?

is it cheaper than if you had a loan out on it? why is this? thanks

Why is my landlord requires Hired & Non Owned Auto Liability Insurance?

I own a beauty salon, and not understand why my landlord required my insurance to have Hired & Non Owned Auto Liability Insurance coverage? I know this coverage would covered my car I rented for business used & my employee's liability when sometime (rarely) used for business purposes. What's is it in for the landlord?""

I was rear ended in california with no insurance is there anyhting i can do?

I was rear ended in a car accident in california,and I did not have insurance at the time.My car was wrecked.And Im stuck with the hospital bill's.Is there anything i can do legally ?""

How can I make my car insurance quotes cheaper?

I am a 21 year old, married, female driver; with no ncb and a fresh license (only just passed). I'm looking to buy a Fiat Panda 2004, 1.2L automatic (insurance group 2)...the cheapest quote I've found for this car is 1300 and that was using moneysupermarket.com I've tried other search engines such as compare the market and go compare; and insurance companies like diamond and sheila's wheels and have been quoted anywhere between 1600 and 3000! I've also tried adding my husband or my mum to the policies, but this only increases the price... Can anyone recommend any other site or insurance company to try? And please don't just comment to criticise on my choice of car as I'm not interested. Thanks :)""

Homeower CAR INSURANCE.?

Thank you ahead for answer my question. I live in MA, I'm a homeowner of a 3 units property in Boston. When I bought that house, my insurance agent for my AUTO said that I have to ...show more""

How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks

My friend applying for education loan of 20 lacs.Bank manager said we need to take insurance equivalent to 20l?

The repayment period of the loan is 9 years. 1) Which insurance company has one time payment and coverage upto 20 lacs for a period of 9 years? 2) What other options like paying more than once(non one time payment) but very affordable cost for covering 20 lacs? 3) I want the amount to be paid for 1 lac 4) PLease give the plan name, and the insurance company Thanks a lot in advance.""

""Sad Love Story, Car Insurance question for a 19 year old. Please Help. Will reward 10 points?""

I have been seeing this boy for a while now and I have completely fallen for him. My entire life fell apart in high school last year and he's the only thing that has gone right. He is the one person who makes my heart race all fast and stomach do flips with those butterflies. I'm absolutely crazy about him. I have my license but I'm just not ensured. My grandfather found a receipt I left by accident in the car and looked at the miles and I got the car taken away. I can't stop crying, if any of you are in love you know how I must feel. I can't stop crying. I know exactly how Juliet must have felt :'( Now on the the insurance question. My 70 year old grandfather won't let me drive anymore until I'm insured. He has esurance and I am 19 and want to get added onto it. Does anyone have any idea of the cost? It would help me out so much so I know how much I need to save. I guess till then I will have to take the bus to see him :( thank you! I will reward best answer.""

What is the cheapest type of car insurance?

Getting my auto insurance rates down?

My wife and daughter just started driving, my daughter is a college student with a hi gpa and will be 18 soon. We have a 2008 Honda crv and a 2003 Honda Odyssey How can I get to pay the lowest premium with 100,000 300,000 my daughter only goes to school 4 days a week.Thanks John California""

What accounts affected by liability insurance?

Will it be more expensive to get health insurance in January?

When I did my income tax they said starting 2014 there gonna start charging a penalty fee for not having health insurance I'm looking for some right now but I'm not working right now and my employer dosent provide insurance so I was thinking in January when I start working Will it be more expensive because there's like a lot deadlines for insurance right now in December

Insurance rates go up?

I sideswiped a car and busted their taillight, if I report it to my insurance instead of paying it myself about how much would my monthly rate go up? I'm an 18 year old guy.""

Insurance rate for 17 year old in california?

as my first car i was looking at the evo x mr or the 3g eclipse gt, gts which would be better as my first car and wat would be the insurance cost for either of these cars?""

What are my options regarding insurance?

My insurance coverage ended on Dec 9 and i forgot to pay for the renewal. According to the letter I received last week my insurance company will reinstate me if I paid by Dec 29th. So I paid today. However a guy hit a bunch of parked cars including my car in a parking lot and died on the spot. This happened last night. I will get the police report next week from our local police station. So now what should i do? Should i wait for the police report and file a claim against this guy's insurance company? Should I contact my insurance company and ask them to deal with it? Will they actually agree to handle this claim?

The Car insurance company gave me a low estimate on repairs?

Long story short. Not my fault. I can not take this up with my insurance company because I don't have one. We got his info. My car has 140K miles on it. It's worth about 2K. It wouldn't be worth it to fix it. I decided to get the estimate and put the cash to another car. I have not signed anything yet. Insurance Company Quoted $1013.76 Auto Body Shop $1162.04 Ford Dealership $1284.90 271.14 difference. I asked to split the difference between the auto body shop and the Ford dealership. The Insurance compnay ofcourse said no. What should I do? If I had gone to an auto body repair shop of my choice with 1013.76 in hand they would have called the insurance compnay and asked for them to kick down more money. So I think it's fair that I get more cash. Don't even get me started on the medical. My health insurance is getting billed. Not the insurance company.

How much is the car insurance of 17 years old?

how much is the car insurance of 17 years old here in virginia beach?

On average what does a automotive insurance adjuster/or a body shop estimator make annually?

How much for insurance on a wrx?

whats the average rate for insurance on wrx wagon I'm 18 getting my license like next week but how much would I pay for 2002 wrx wagon

Cost of Car Insurance?

I need to know what the average person pays for their car insurance. Lets say the car isn't too new... and its a new driver. Location is Lowell, MASSACHUSETTS. Help Plllllleasssse.""

Will co op car insurance refuse to pay out?

Some idiot smashed into my car and write it off now co op car insurance are wanting a photocopy of the car log book before they send a cheque! Only thing is its technically in my ...show more

New Brunswick Motorcycle Insurance is based on...?

I will be moving to NB this summer (from BC), and was wondering how the insurance rates out there are determined. Here in BC there are a number of insurance brackets (based on displacement) which determine the base rate. All bikes in any one bracket pay the same, so a 600cc sportbike is cheaper than a 883 Sportster (these are only for liability, theft and collision are based more on $$ value). In general, is it the same in NB? Would I save money by going to a smaller bike (I currently ride a 1127cc Suzuki GSX1100G), assuming the actual $$ value of the bike was about the same? Does the type of bike matter? I'd ask an insurance agent, but they are usually pretty reticent to explain how their rates are determined. Hope you can help.""

How Fast Does Car Insurance Start?

Can I buy insurance today and have it ready same day or next day or is there a long process before it starts. I want to buy a car tomorrow, get insurance, and drive the car to my job by Friday.""

If you can't afford health insurance for your family and the government says you make too much...?

then what do you suggest? What if your family has too much income according to the government for your kids to even qualify for Medicaid or the low cost options (CHIP)? My husband makes $48,000 a year before taxes are taken out. While that does pay the bills and keep food on the table, we can't do a $800 monthly insurance policy and our kids are denied Medicaid and CHIP (we make $300 too much per month, of all things). We pay the necessities. We don't over spend and we don't go out and spend money on entertainment more than a few times yearly and even then it's cheap entertainment. We do what we can, but health insurance just isn't going to happen for us unless one of two things happens: 1- my husband gets a major pay raise or 2- the government changes their income requirements (don't see that happening). So what do you suggest for my family? We do what we can. We use our tax returns each year for medical expenses and bill pay offs. If a major medical expense comes up, we pay it down little by little. We do use the public health department when we can. But bottom line is that we can't afford insurance. Period. So, for all of you who think this is completely unacceptable, what do you suggest we do?""

Renault clio 1.3L 16v Insurance costs?

how much will it cost to insure me in a Renault Clio 1.3L 16v when i am 17 using a provisional license

Affordable and good quality health insurance in CA? Any thoughts?

Anyhow, I just lost my job and the Cobra option is way too expensive (over 500 dollars/month). I'm currently unemployed and so is my wife, and I'm looking for affordable, yet quality health insurance. Anyone have some suggestions? Thanks for your help.""

Where to get pregnancy insurance?

Please can someone tell me where to get pregnancy insurance? I am a UK citizen and will be spending the whole of 2010 in America (Boston). Thanks

Is AAA a car insurance?

is AAA a car insurance? and how much a year?

""Motorcycle blown over in 35MPH wind, would the insurance company cover it? And would I be declared at fault?

07 zx6r. Left it outside while I was away came back to it on the ground. Heavy winds last night.

""For my situation, what is the best way to minimize my car insurance?

ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)

Question with car insurance?

Okay so we have two cars. One 1992 buick and a 2006 civic coupe. I usually drive the coup and my name was on the insurance for it, but recently my parents swapped insurance to save money but it involved switching my name to the buick and their name onto the civic. They tell me i can't drive the civic anymore b/c if i get into an accident then it won't be covered since it's under their name and not mine. Is this really true? I thought that as long as the car is insured it's covered?""

How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks

https://www.linkedin.com/pulse/question-gap-insurance-janet-collins"

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patriotsnet · 3 years ago

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Are Republicans Or Democrats More Educated

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