#opjulle

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The autumn colours of this session will forever be one of my favorite moments with this beautiful couple! We hope you will have such an amazing Friday today! Keep in mind that the holidays are around the corner and we would love to update your family photos! Contact us for more info! … #happyfriday #fridayvibes #sonsakoomblike #sonsakfotos #naweekvibes #verliefenverloof #celebratinglove #engagement #engagementshoot #engagementsession #couple #coupleshoot #couplephotography #summershoot #decembertime #opjulle #mooimense #lovingthelight #virdieliefde #benonimines #love #tomanymoreadventures #sunsetmoments #canon #canonphotographers #canonphotography #canon70200f28 #itsthemostwonderfultimeoftheyear #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/Cl7_Sj1IAw0/?igshid=NGJjMDIxMWI=

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WHAT A WEEKEND!!! We are so excited to share sneak peeks from this weekend’s beautiful shoots! We also know that we have been quiet the last few weeks. We’ve had some crazy routine changes that we’ve been struggling to adapt to, but we’re slowly getting our groove back and suuuper excited to get back at it!!! We hope this week and month will be such a blessed month for each and every one! Thank you to this beautiful couple for today’s special session! We can’t wait for your wedding!!! @marelielouw … #happysunday #sonsakoomblike #sonsakfotos #naweekvibes #verliefenverloof #celebratinglove #engagement #engagementshoot #engagementsession #couple #coupleshoot #couplephotography #funtimes #summershoot #soontobemarried #opjulle #mooimense #julletrouamper #virdieliefde #benonimines #love #tomanymoreadventures #sunsetmoments #canon #canonphotographers #canonphotography #canon70200f28 #lenselove #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/Ceb2tHYDZfx/?igshid=NGJjMDIxMWI=

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Yesterday I had such a special shoot with my beautiful cousin @dian3dd & her soon to be hubby @jobin202 We are counting off the days to you wedding day and cannot wait to FINALLY celebrate with you!!! … Make up by @danellesnyman … #sonsakoomblike #sonsakfotos #naweekvibes #verliefenverloof #celebratinglove #engagement #engagementshoot #engagementsession #couple #coupleshoot #couplephotography #funtimes #summershoot #soontobemarried #opjulle #mooimense #julletrouamper #virdieliefde #benonimines #love #tomanymoreadventures #sunsetmoments #canon #canonphotographers #canonphotography #canon70200f28 #lenselove #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/CbqF3JYgSbr/?utm_medium=tumblr

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my H E M E L op A A R D E … @rachelminnaarj @stefanlouw111 . . . #hemelopaarde #naweekvibes #verliefenverloof #celebratinglove #engagement #engagementshoot #engagementsession #couple #coupleshoot #couplephotography #funtimes #summershoot #floraldresses #opjulle #mooimense #julletrouamper #virdieliefde #benonimines #love #tomanymoreadventures #sunsetmoments #canon #canonphotographers #canonphotography #canon70200f28 #lenselove #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/CbQJJxnALaF/?utm_medium=tumblr

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When you know you’ve met the person you’re going to spend the rest of your life with… … @rachelminnaarj @stefanlouw111 . . . #mondaymood #happymonday #celebratinglove #engagement #engagementshoot #engagementsession #couple #coupleshoot #couplephotography #funtimes #summershoot #floraldresses #opjulle #mooimense #julletrouamper #virdieliefde #benonimines #love #tomanymoreadventures #sunsetmoments #canon #canonphotographers #canonphotography #canon70200f28 #lenselove #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/CaPWQdhtWX3/?utm_medium=tumblr

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Like Beyoncé but with an “F”… . . . @bixibez @marnesvdw … #fiancé #verloofdes #tuesdaymood #feelingthelove #mnrenmevvanderwalt #opjulle #engagementshoot #engagementphotos #engagementsession #perfectday #beautifulpeople #beautifulcouple #love #verliefenverloof #almostmrandmrs #mooimense #summertime #beautifullight #perfectlocation #canon #canonphotography #canonphotographers #canon70200mm #tomanymore #beblessed #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/CZJjq1AqFjJ/?utm_medium=tumblr

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Om te sê ons is opgewonde vir julle troue is ‘n understatement @rachelminnaarj & @stefanlouw111 Op nog baie kosbare oomblike saam met julle!!! . . . #happysaturday #saturdayvibes #engagement #engagementshoot #engagementsession #couple #coupleshoot #couplephotography #funtimes #summershoot #floraldresses #opjulle #mooimense #julletrouamper #virdieliefde #benonimines #love #tomanymoreadventures #sunsetmoments #canon #canonphotographers #canonphotography #canon70200f28 #lenselove #komonsdoenditweer (at Benoni, Gauteng, South Africa) https://www.instagram.com/p/CYwsX64qqhw/?utm_medium=tumblr

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U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

As of March 28, 2025, the United States is experiencing a sharp decline in consumer sentiment, indicating increasing anxiety about economic stability and future expectations. The University of Michigan's most recent survey shows a dramatic fall in its Consumer Sentiment Index, falling to 57.0 in March from 64.7 in February, the lowest since November 2022. ​ Understanding the Consumer Sentiment Index The Consumer Sentiment Index, which is provided by the University of Michigan, is a principal gauge of confidence in the U.S. economy held by the American public. It tracks personal finance, overall economic situation, and buying attitudes. A decline in the index means that consumers are pessimistic regarding their financial situation and the overall economic situation, which can lead to decreased spending and slower economic growth. Reasons behind the Decline Some of the most significant reasons that the consumer confidence has dropped recently include: Inflation Anxiety: Persistent inflation eroded purchasing power, making the average consumer spend more on goods and services. During February, the Personal Consumption Expenditures price index grew by 0.3%, maintaining its 2.5% year-over-year gain. Core PCE, the measure of prices minus volatile food and energy costs, grew 0.4% in February and 2.8% from a year ago. ​ Trade Tariffs and Global Agitation: Placing new trade tariffs has added economic uncertainty. President Donald Trump's recent tariff declarations have increased worry about increased prices of foreign-made goods and potential retaliatory moves by trade partners. Such trade activism has ignited consumer  uncertainty about the general economic situation. Labor Market Anxiety: Rising fear around the labor market has also impacted consumer confidence. Two-thirds of consumers reported that they expected more unemployment over the next year, the most apprehensive since 2009. Fear around employment opportunities might lead to reduced consumption, hence even weaker economic growth. ​

Impact on Financial Markets Financial markets have experienced the fall in consumer confidence rebound through them: Stock Market Drops: The big indexes have dropped. The S&P 500 fell 2%, and the Dow Jones Industrial Average and the Nasdaq Composite also took large drops. Investors are frightened by economic slowdown fears and a possibility of stagflation—a condition characterized by slowing growth and rising inflation. Bond Market Trends: The yield on the 10-year Treasury note declined to 4.26%, reflecting a shift into safer assets as investors seek shelter from market risk. ​ Financial Times Consumer Spending Trends Despite the decline in sentiment, consumer spending increased by a modest 0.4% in February. Adjusted for inflation, real spending growth was modest, which means that even though consumers are spending more in nominal terms, their real consumption has not been increasing significantly. Such mediocre growth in spending is worrying for the sustainability of economic growth. Inflation Expectations Inflation expectations have increased, with consumers predicting a 5% average rate of inflation in the next year and 4.1% in the next five years. Such higher expectations can affect the behavior of consumers, leading to reduced spending and increased demand for higher wages, which can, in turn, propel inflationary pressures. ​ MarketWatch Regional Perspectives In Florida, and in towns like St. Cloud, the ramifications of deteriorating consumer attitudes are being experienced. Local shops can observe slower traffic and sales as local consumers grow more cautious in their spending. The state's tourism industry, a staple of the Florida economy, could also be affected if consumers nationwide curtailed travel spending.​ Strategies for Consumers In light of these occurrences, consumers might utilize the following strategies: Financial Planning and Budgeting: Recalculation and recasting personal budgets to incorporate rising costs can help keep expenses under control. Emergency Fund: Establishing or restoring an emergency fund can provide a measure of financial protection if a job is lost or unexpected expenses occur. Investment in Human Capital: Investment in additional education or skills can improve employability and job security in an potentially more constrained labor market. The latest decline in consumer confidence emphasizes the troubles facing the U.S. economy, such as persistent inflation, trade tensions, and labor market challenges. As consumers progress through this complex setting, being very well-educated and exhibiting good financial practices will be crucial for minimizing the impacts of these economic headwinds.

Source: U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

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A N S O P H I & B E N J A M I N … Thank you for showing us the beautiful love you share and for making your wedding so fun and memorable! … #happysaturday #vintageweddings #newgallery #mrandmrs #newlyweds #beautifulwedding #goodtimes #wedding #weddingday #funmoments #romanticvibes #bridesof2022 #beautifulbrides #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #sneekpeek #beautifulday #mooimense #tonewadventures #2022weddings #vintagebrides #tonewbeginnings #opjulle🥂 #sunsetmoments (at Victorian Manor) https://www.instagram.com/p/Cnq6k4IozRZ/?igshid=NGJjMDIxMWI=

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A D R I & D I V A N … Die lekkerste manier om ons jaar af te sluit! Dankie vir een ongelooflike lekker makiti! Julle dag was besonders mooi en vir ons so ‘n groot voorreg om te kon vasvang! … @adri_debeer @divan.debeer.5 #debeertroue … #happyholidays #itsthemostwonderfultimeoftheyear #beautifulweddings #meneerenmevrou #newlyweds #beautifulwedding #weddingweekend #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #moments #beautifulday #mooimense #lezaropstalweddingvenue #lezaropstal #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at Lezar Opstal) https://www.instagram.com/p/CmbkxErIzvb/?igshid=NGJjMDIxMWI=

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I hope you guys had such a lovely Monday! Give each other some extra love with this cold and rainy weather! … Beauty bride and groom @anjalize & @eddievdmerwe … #happymonday #mondaylove #beautifulweddings #meneerenmevrou #newlyweds #beautifulwedding #weddingweekend #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #moments #beautifulday #mooimense #greenhousecafe #rosemaryhill #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at Rosemary Hill Farm) https://www.instagram.com/p/Ck8tkYpIhiJ/?igshid=NGJjMDIxMWI=

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A N J A & E D D I E … What an amazing day! We loved how relaxed these two were and just how beautifully planned and fun and just wholesome every moment was! Can’t wait to share more of this wedding with you! … #happysaturday #beautifulweddings #meneerenmevrou #newlyweds #beautifulwedding #weddingweekend #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #moments #beautifulday #mooimense #greenhousecafe #rosemaryhill #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at Rosemary Hill Farm) https://www.instagram.com/p/CkBVdcvoYIt/?igshid=NGJjMDIxMWI=

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These two cool guys have almost been married for a week! Thank you for such a special wedding! We had a blast! … @soefansi … #happyfriday #vintageweddings #meneerenmevrou #newlyweds #beautifulwedding #goodtimes #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #sneekpeek #beautifulday #mooimense #tonewadventures #2022weddings #vintagebrides #tonewbeginnings #opjulle🥂 #sunsetmoments (at Victorian Manor) https://www.instagram.com/p/CiBE5nSotFk/?igshid=NGJjMDIxMWI=

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Z O N I C A & R U A N … Dankie vir ‘n fees van ‘n troue! . . . @zoni19 … #weekendweddings #pasgetroud #meneerenmevrou #newlyweds #beautifulwedding #goodtimes #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #sneekpeek #beautifulday #mooimense #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at Krugersdorp, Gauteng) https://www.instagram.com/p/CgNKEIwoIWO/?igshid=NGJjMDIxMWI=

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M A R E L I E & Z A N D E R … Dankie vir een onvergeetlike naweek! . . . @marelielouw #sneekpeek #pasgetroud #meneerenmevrou #newlyweds #beautifulwedding #weddingweekend #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #bestetyd #beautifulday #mooimense #greenhousecafe #groblersdal #fleurmali #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at Fleur-Malí) https://www.instagram.com/p/CfkNU0bID-y/?igshid=NGJjMDIxMWI=

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Last week this time we celebrated these two’s special day! Newlyweds: E D D I E & A N J A … Venue: @thegreenhousecafesa . . . #happysaturday #pasgetroud #meneerenmevrou #newlyweds #beautifulwedding #weddingweekend #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #sneekpeek #beautifulday #mooimense #greenhousecafe #rosemaryhill #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at The Greenhouse Café) https://www.instagram.com/p/CerYJzTjmda/?igshid=NGJjMDIxMWI=

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U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

As of March 28, 2025, the United States is experiencing a sharp decline in consumer sentiment, indicating increasing anxiety about economic stability and future expectations. The University of Michigan's most recent survey shows a dramatic fall in its Consumer Sentiment Index, falling to 57.0 in March from 64.7 in February, the lowest since November 2022. ​ Understanding the Consumer Sentiment Index The Consumer Sentiment Index, which is provided by the University of Michigan, is a principal gauge of confidence in the U.S. economy held by the American public. It tracks personal finance, overall economic situation, and buying attitudes. A decline in the index means that consumers are pessimistic regarding their financial situation and the overall economic situation, which can lead to decreased spending and slower economic growth. Reasons behind the Decline Some of the most significant reasons that the consumer confidence has dropped recently include: Inflation Anxiety: Persistent inflation eroded purchasing power, making the average consumer spend more on goods and services. During February, the Personal Consumption Expenditures price index grew by 0.3%, maintaining its 2.5% year-over-year gain. Core PCE, the measure of prices minus volatile food and energy costs, grew 0.4% in February and 2.8% from a year ago. ​ Trade Tariffs and Global Agitation: Placing new trade tariffs has added economic uncertainty. President Donald Trump's recent tariff declarations have increased worry about increased prices of foreign-made goods and potential retaliatory moves by trade partners. Such trade activism has ignited consumer  uncertainty about the general economic situation. Labor Market Anxiety: Rising fear around the labor market has also impacted consumer confidence. Two-thirds of consumers reported that they expected more unemployment over the next year, the most apprehensive since 2009. Fear around employment opportunities might lead to reduced consumption, hence even weaker economic growth. ​

Impact on Financial Markets Financial markets have experienced the fall in consumer confidence rebound through them: Stock Market Drops: The big indexes have dropped. The S&P 500 fell 2%, and the Dow Jones Industrial Average and the Nasdaq Composite also took large drops. Investors are frightened by economic slowdown fears and a possibility of stagflation—a condition characterized by slowing growth and rising inflation. Bond Market Trends: The yield on the 10-year Treasury note declined to 4.26%, reflecting a shift into safer assets as investors seek shelter from market risk. ​ Financial Times Consumer Spending Trends Despite the decline in sentiment, consumer spending increased by a modest 0.4% in February. Adjusted for inflation, real spending growth was modest, which means that even though consumers are spending more in nominal terms, their real consumption has not been increasing significantly. Such mediocre growth in spending is worrying for the sustainability of economic growth. Inflation Expectations Inflation expectations have increased, with consumers predicting a 5% average rate of inflation in the next year and 4.1% in the next five years. Such higher expectations can affect the behavior of consumers, leading to reduced spending and increased demand for higher wages, which can, in turn, propel inflationary pressures. ​ MarketWatch Regional Perspectives In Florida, and in towns like St. Cloud, the ramifications of deteriorating consumer attitudes are being experienced. Local shops can observe slower traffic and sales as local consumers grow more cautious in their spending. The state's tourism industry, a staple of the Florida economy, could also be affected if consumers nationwide curtailed travel spending.​ Strategies for Consumers In light of these occurrences, consumers might utilize the following strategies: Financial Planning and Budgeting: Recalculation and recasting personal budgets to incorporate rising costs can help keep expenses under control. Emergency Fund: Establishing or restoring an emergency fund can provide a measure of financial protection if a job is lost or unexpected expenses occur. Investment in Human Capital: Investment in additional education or skills can improve employability and job security in an potentially more constrained labor market. The latest decline in consumer confidence emphasizes the troubles facing the U.S. economy, such as persistent inflation, trade tensions, and labor market challenges. As consumers progress through this complex setting, being very well-educated and exhibiting good financial practices will be crucial for minimizing the impacts of these economic headwinds.

Source: U.S. Consumer Sentiment Plunges to 2-Year Low: What It Means for Inflation, Jobs, and Your Wallet in 2025

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D I D I & J O H A N N … Your wedding was like a fairly tale…Thank you for every special moment and for all of your love! We wil keep your special day in our hearts for a very long time! May your marriage be blessed in abundance! … Venue: @vintageyardwedding @dian3dd @jobin202 … #snymantroue #meneerenmevrou #newlyweds #beautifulwedding #weddingweekend #wedding #weddingday #weddingphotography #brideandgroom #beblessed #canon #canonphotography #canonphotographers #sneekpeek #beautifulday #mooimense #vintageyardweddingvenue #whimsicalbridal #tonewadventures #2022weddings #romanticweddings #tonewbeginnings #opjulle🥂 #sunsetmoments (at Vintage Yard Wedding Venue) https://www.instagram.com/p/CdlSHKkq8r-/?igshid=NGJjMDIxMWI=