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shardofazem · 5 years ago

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We Need Help

These last 90 days have been utter hell.

We were kind of behind on the house payment because of some employer-related paycheck issues prior to all of this -so mom entered into some kind of payment rehabilitation with the mortgage company.

On the heels of that - her (now ex)-boyfriend falls in a truck stop shower out in CA and busts his head open. In the ER they do blood work and find cardiac issues, so they ship him to a larger hospital where it is revealed that despite years of eating right and exercise he still needed a triple-bypass surgery.

Undergoes that, enters rehab etc. Of course he is off work during all of this now, making no money except for a social security check he wound up eligible for early in the year. He cuts off financial assistance to the house all at once.

So mom takes the quickest job she could find - a groom at the local horse racing facility. Not even a week or so into work (not even her first full pay period), a horse stops her foot wearing a racing plate. Lays her foot open etc. Her boss takes her time and fights her about workers comp insurance info which she needed to see wound care about getting rid of dead tissue that resulted from a pinched off vein (not closed but pinched). So she works TWO WEEKS on a busted up foot, developing a major infection during all of this and winds up off work.

Two weeks more go by AND a lot of drama later and she finally winds up on workers comp, getting 500$ USD less a month than her paycheck. Suffice to say - it’s not enough.

She has yet to be fully released to return to work.

Hubby and I only make enough to buy most of the human food, a chunk of dog food and pay a few small bills and things related to his healthcare.

The mortgage company will not budge at all. The cold hearted bastards...

We need around 1000$ USD to buy some time.

We need 2050$ or so (there’s some change so I’m rounding right now) to fully save it and get them to cooperate with us on a payment adjustment.

Until she gives me permission to make a GoFundMe for this, you can paypal me or CashApp me.

PayPal: [email protected]

CashApp: $Jrae06

I will post updates if anyone sends anything in for transparency etc.

Please. I am begging you.

#fundraising #save our house #series of unfortunate events #heart surgery #work injury #injury recovery #potential GoFundMe incoming #paypal #cashapp #if you can help please do #if you can't help please share #Times are beyond tough #Don't know what else to do

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audvidis · 6 years ago

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Audvidis’ Top Five Players Who Should Be In OWL Season 2

so as much as we all don’t want to come to terms with it, owl’s regular season one is over. all good things must come to an end, you see, and that’s true for all things, even the things we dont want to leave (coughAPEXcough). so, while its a good four months until free agent signing opens for all players (while expansion teams get it much sooner). lets discuss some players not in OWL right now, that deserve some love.

side note, they have to have not been in owl before, so no rascal, hooreg, woohyal, or tizi.

5. Tae-hyun “Recry” Jeong (Meta Athena)

recry’s story is sports-movie worthy. he was once one of the best hitscan players in APEX history, possibly even overwatch itself, known for his mcree and pharah. however, as comps started to move from triple tank/double hitscan into dive, he was forced into a mediocre tracer role, and went from afreeca freecs blue to meta athena, where he was pushed into a substitute role. disappointed with this position, he left meta athena to be a free agent for OWL, but didn't receive any team offers. his hand forced, he became a factory worker in his hometown of ansan, working by day, streaming at night. finally, as dive began to meet its maker, meta athena accepted recry back into it's roster for kr contenders season 2.

it is a fucking crime that recry isn't in OWL yet. he's one of the best korean dps players out there, and he had to make ends meet with dangerous factory work while waiting for offers. i hope sometime soon that we can see him on stage, because it is a huge huge huge waste of potential if it doesn't happen.

4. Randal “Roolf” Stark

many people i’ve spoken to have spoken about their disbelief that roolf hasn’t made it into OWL yet, and i have to agree with them. he is one of the best sub support players, with a history of playing with team canada and cloud9, being nominated for the former twice. i think that OWL deserves to have a top level sub support like him play on stage.

3. Ye “177″ Qianqian

177 is one of the few female players who are capable of making it to OWL, who want to become a pro player (so that cuts out barcode, eeveea, and rammy who either wish not to or don't feel capable of going pro yet). 177 is currently main support for the main Lucky Future squad, which did relatively okay this time in CN contenders, losing to their sister squad LF Zenith.

177 will be turning eighteen either during or before OWL s2, which makes her a legible pick this time around! i think she deserves a spot in OWL, but i worry about people being weird about her (during OW Premiers people were holding up “177 marry me” signs which is relatively okay until you realize she was underage at the time.)

2. Ou “Eileen” Yiliang

eileen is probably up there with diya and leave as one of the best DPS players in china. he is particularly known for his genji and doomfist play on LGD and team china in 2017, and helped lead LGD to the second place spot in OW contenders, losing a close 3-4 game to LF Zenith.

like 177 above, he will finally be eligible for owl play RIGHT AS the free agent window opens for season two. i hope that he’s picked up by a team that can help him shine as much as he has on LGD.

1. Kim “Haksal” Hyo-jun

if you’ve followed ovw esports, you probably know of runaway, one of the best APEX teams, and easily one of the most popular, behind lunatic-hai of course. haksal was 16 when he first started playing with the team, and quickly grew into one of it’s most well known players. his skill with genji is almost unmatched by any other player around, and his dragonblades are immaculate.

this signing period, all runaway players will be eligible for signing. flowervin, their manager, has said that they will only sign on to a deal if every player is accounted for. i pray to god this is their year.

Honorable Mentions (because my laptop lags when i make long posts like this): Gods, Kaiser, GodsB, jiqiren, YaoXiaoLong, Leave (please come back we miss you), and Sowhat

#overwatch league #overwatch contenders #long post

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workcompattorney · 2 years ago

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5 Things You Need to Know When Your Workers Comp Claim Is Accepted

Imagine you have just received notice that your workers' compensation claim has been accepted. This is great news and a huge relief, especially if you have been out of work and struggling to make ends meet.

Now that your claim has been accepted, there are a few things you need to know to ensure that everything else goes smoothly.

1: You Can't Just Sit Back and Relax

Just because your claim has been accepted doesn't mean you can sit back and do nothing. You will still need to cooperate with your employer and the workers' compensation insurance company. This includes attending appointments, completing paperwork, and providing any other information that may be requested. If you fail to cooperate, your benefits could be suspended or even terminated.

2: You Will Need to Continue Seeing Your Doctor and Following Their Orders

This is important for a few reasons. First, your doctor will be able to monitor your progress and ensure that you are on the road to recovery. Second, your doctor's records will be used to determine when you can return to work. Third and most importantly, if you do not follow your doctor's orders, your workers comp claim could be denied.

3: You Will Need to Keep Track of All of Your Medical Expenses

When it comes time to submit your expenses to the insurance company, you will need to have all of your bills in one place. This includes doctor's visits, hospital stays, physical therapy, prescription drugs, mileage and anything else related to your medical care. Be sure to save all of your receipts and keep them in a safe place.

4: You May Be Eligible for Other Benefits

In addition to workers' compensation benefits, you may also be eligible for other programs such as Social Security Disability Insurance or Supplemental Security Income.

You may also be eligible for other programs through your state or local government. It is important to do some research and see what else might be available to you.

5: Your Claim May Be Subject to a "Compromise and Release”

In some cases, your employer or the workers' compensation insurance company may offer you a "compromise and release." This is an agreement in which you agree to settle your claim for a lump sum of money. In exchange, you agree to give up your right to future benefits.

Before you agree to anything, it is important that you understand what you are giving up. Once you sign a compromise and release, you will not be able to receive any more workers' compensation benefits, no matter how your injury progresses. You should also ensure that the lump sum settlement is enough to cover your future medical expenses. The best way to know if you are receiving all of the benefits you are legally entitled to is by working closely with an experienced St. Louis workers compensation attorney.

At the Law Office of James M. Hoffmann we have over 30 years of experience and have collected over $50 Million in behalf of injury victims. We have a proven track record of helping injured Missouri workers get the medical attention and financial compensation they need. Give us a call 24/7 for a free case evaluation at (314) 361-4300.

#workers compensation #attorney #lawyer #workers comp #legal #st. louis #missouri

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gaylordnantais · 2 years ago

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Workers’ Comp: The Impact of Child Support On Your Workman Comp Claim

If you are a non-custodial parent in California, you may wonder how child support will impact your workers’ compensation claim. The answer is, unfortunately, not straightforward. In this blog post, we will explore the impact of child support on workman comp claim in California.

What is Child Support?

Child support is a payment made by one parent to another for the support of their child or children. In the context of workers’ compensation, child support payments can impact an injured worker’s claim. For example, if an injured worker is receiving workers’ compensation benefits and paying child support, the child support payments may be deducted from their workers’ compensation benefits. This can reduce the money the injured worker receives from their workman comp claim.

The Impact of Child Support On Your workman comp claim

When you are injured at work, you may be able to receive workers’ compensation benefits. However, if you are also paying child support, you may wonder how that will impact your workman comp claim. Here is how child support impacts your workers’ compensation claim.

If you are receiving child support, it will not impact your workers’ compensation benefits. However, your workers’ compensation benefits may be reduced if you are paying child support. Your workers’ compensation benefits are considered part of your income. If you are receiving child support, the person paying it (usually the other parent) may be required to pay a higher amount.

If you are paying child support, it could impact your workers’ compensation benefits. The amount of child support you pay can affect how much money you receive from workers’ compensation. If you are paying a lot of child support, you may not be able to get as much money from workers’ compensation. This is because the money you receive from workers’ compensation is based on your income. If you are not making as much money because you are paying child support, you will not be able to get as much from workers’ compensation.

If you receive workers’ compensation benefits and have a family member receiving child support, it is important to be aware that your benefits could be impacted. The amount of child support being paid can impact the workers’ compensation benefits you are eligible to receive. If you have any questions about how your benefits could be affected, you should speak to an experienced workers’ compensation attorney.

If you are a sole proprietor and are paying child support, it could impact your workers’ compensation benefits. This is because, as a sole proprietor, you are not considered an employee of your business. Therefore, you would not be eligible for workers’ compensation benefits if you are injured while working. However, if you can prove that someone else’s negligence caused your injury, you may be able to sue them for damages.

If you are a sole proprietor and receive child support, your workman comp claim and benefits will not impact your workman comp claim. However, if you are an employee of a company, your workers’ compensation benefits may be reduced by the amount of child support you are receiving. This is because workers’ compensation is intended to replace your lost wages, and if you are already receiving child support, your lost wages are not as great.

Conclusion

While child support may not be something you think about when you are injured at work, it is important to understand how it may impact your workman comp claim. If you are receiving child support, your benefits may be reduced by the amount of child support you are owed. However, your benefits will not be affected if you are paying child support. In either case, it is important to keep track of any changes in your child support situation so that you can accurately report them to your workers’ compensation carrier.

To learn more about how child support can impact your workers’ compensation claim, contact Gaylord and Nantais Attorneys at Law at (562) 561-2669. Now!

#workerscomp

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law-office-of-spiro-k-pistiolas · 2 years ago

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What Do You Need To Know About Workers’ Comp Lump-Sum Settlements Under California Law?

When an employee experiences a work-related injury and receives Workers’ Comp Lump-Sum benefits, they will likely need to take time off from work. They may experience a drop in their standard of living. The worker’s compensation benefits are meant to help them cope with the immediate challenges and long-term consequences of the injury.

Workers’ compensation benefits are typically paid out over an extended period, but they can also be given as a lump-sum settlement in certain circumstances. When this happens, the worker has to decide whether to take the settlement as is or negotiate for something better. Read on to learn more about what you need to know about workers’ comp lump-sum payments under California law.

What Is a Lump-Sum Workers’ Comp Settlement in California?

A lump-sum workers’ comp settlement in California is a one-time payment of the total amount of workers’ compensation benefits due to an injured worker. In contrast, most workers’ compensation benefits are paid on a periodic (regular) basis, for example, weekly, biweekly, or monthly. When a lump-sum workers’ compensation settlement is granted, it’s usually because the injured worker’s circumstances have changed.

These changes could be related to recovery from the injury, permanent disability, and inability to work in the usual occupation, or change in family circumstances. Or, it could be due to a combination of factors. For example, the injured worker may be in a better financial position than when they first applied for workers’ compensation benefits.

When Can Employees Receive Lump Sum Payments?

Before a worker is eligible to receive a lump sum, they must have reached maximum medical improvement (MMI). MMI is the point at which the doctor determines that no further medical improvement is expected due to the injury. In other words, the worker has fully recovered due to their injury. If the worker has reached MMI and experiences a change in circumstances, they may be eligible for a lump-sum payment.

For example, their income may have increased, or their dependent may have grown older, making them ineligible for the same benefits they received while incapacitated. Alternatively, they could have decreased earnings because they are now unable to work in the same occupation.

How Does The Calculation For A Lump Sum Settlement Work?

The calculation for a lump sum after workers’ comp settlement in California is a complex process that depends on several factors, including the type of injury, the length of time the employee received benefits, and the amount of the weekly honors. For example, if the employee is receiving weekly benefits of $500 and the lump sum is $20,000, the calculation would be: ($500 x 52 weeks) + $20,000 = $78,000. Other factors could be included in the calculation, such as the cost of medical treatment, loss of earning capacity, and permanent disability.

Pros and Cons of a Lump Sum Settlement

Pros: The injured worker will receive a larger lump-sum payment than they would have if they had continued receiving periodic benefits over a long period. Another advantage is that they will no longer be subject to the administrative rules governing when and how benefits are paid.

Cons: The injured worker must be prepared to give up all future benefits. And, because a more significant payment will be reflected on their income tax return, they may be subject to higher taxes.

How to Negotiate for a Lump Sum Workers’ Comp Settlement California?

If you receive lump-sum workers’ compensation benefits and would prefer to receive a larger lump-sum payment, you should consult with a workers’ comp attorney. Suppose you represent an injured worker who has agreed to a lump-sum settlement but would prefer to receive periodic benefits instead. In that case, you should consider the following tips for negotiating a better deal.

Know your rights – The laws applicable to workers’ compensation claims are complex and vary from state to state. Before you begin negotiations, ensure you understand the claim’s legal basis and the number of benefits the injured worker is entitled to receive.

Get the facts – It’s essential to know the current financial situation of the injured worker as well as their future financial prospects. Ask about sources of income, expenses, and other financial obligations such as a child or spousal support.

Know the employer’s position – Employers are generally required to have workers’ compensation insurance to cover injuries sustained by employees while on the job. Employers have a robust financial incentive to settle claims quickly and with as little money as possible. You will have a better chance of securing a better deal if you know what the employer is willing to offer.

Final Words: Know your rights

You should know your rights if you receive workers’ comp settlement in California. It would help if you also understood the laws that govern workers’ compensation claims and how these benefits are calculated. If you receive a smaller workers’ comp lump-sum settlement than you think you are entitled to, don’t hesitate to consult us at Pistiolas Law. You can leave an email or ring us at 844-414-1768.

#workerscomp

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scentedrunawayshark · 3 years ago

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Open Enrollment resumes for 3 months Feb. 15th-May 15th, 2021. Affordable health insurance is now available.

What you need to know for this Special Enrollment Period

The Coronavirus pandemic has cost millions of Americans their health coverage as they lost jobs in the economic fallout. To help counteract the economic damage, the Biden administration has reopened the Health Insurance Marketplace. This will help millions of uninsured people select affordable health insurance policies under this special enrollment period. Additionally, those who already have a plan through the Healthcare Exchange may change their coverage.

Dates to Buy Marketplace Health Insurance During the Pandemic Special Enrollment Period:

February 15th to May 15th, 2021

This is a unique opportunity to purchase health insurance for you and your family. If you missed the recent Open Enrollment period, this is the perfect time to arrange healthcare. To make getting healthcare easy, we’ve provided a guide to prepare you.

Contents [hide]

You’re going to be asked a few questions when you apply.

Here’s Some of the Information You Should Have Ready:

Compare Each Plans Details

2 mistakes that will Cancel your Insurance BEFORE it Starts

The documentation you will likely Need to Provide:

Proof of identity, citizenship, and age

Proof of residence/home address

Proof of current or future income

Other sources of income:

Attestation of Non-Incarceration Status

Proof they don’t have Medicaid

Proof that You DON’T Have Medicare

You’re going to be asked a few questions when you apply.

This information is needed to determine which insurance plans are available to you. Available insurance plans and rates are based on Geography (Zipcode), Age, Income, and other factors. Cost-Sharing Reductions can also be calculated using this information, like Insurance Subsidies and Premium Tax credits that lower your rates!

We’ll help you find the VERY BEST HEALTH PLAN from more than 600 top insurance companies.

Call us now!

Here’s Some of the Information You Should Have Ready:

The Full names, dates of birth, and Social Security numbers of everyone in your household, plus any dependents you want to insure,

Home and mailing addresses for everyone you plan to insure,

Income information, including W2s, 1099s, alimony, and child support for everyone you plan to insure,

It’ll be helpful to have your most recent tax return handy; It will have most of the information you need

If you are covered under a health plan, have that information nearby

Whether you, or anyone you plan to insure, has access to coverage through their employer

Some basic details about your lifestyle and health, including whether you or those you plan to insure, smoke or vape.

After this special enrollment opens on February 15th, and you have all the information you need to apply for health care coverage, you can get full-service help here, or go to do it yourself at https://www.healthcare.gov/. This is where applying for health insurance often gets daunting for many people.

For DIYers, the application process is easy and straightforward, yet it can be confusing. And some families go through the process second-guessing themselves and wonder — perhaps all year — if they ended up with the right insurance plan for them or if they could have qualified for less expensive options.

You SAVE NO MONEY by doing it yourself and using a State-based exchange.

If you use a Private Marketplace, you’ll also get more options with a wider range of insurance plans. They also offer more Dental, Vision, and other supplemental insurance options.

The Insurance professionals at TrueCoverage provide guidance, review plans from 600+ insurance companies, and specializes in qualifying you for VERY low-cost or FREE $0 health coverage by providing personal service, backed by our advanced technology, to ensure that you receive every premium tax credit and health insurance subsidy available.

Compare Each Plans Details

The key to finding the best insurance is to compare the available plans carefully. It’s tempting to shop solely based on premium cost, but health insurance is more complicated than that. Here are factors to consider:

What coverage does it provide?

All ACA-compliant plans must provide some basic coverage, but that doesn’t mean they’re all the same. Look at the details of the benefits to understand what you’re actually purchasing.

What Drugs are covered?

For more about the Affordable Care Act: https://truecoverage.com/blog/an-affordable-care-act-refresher-trump-healthcare-in-2020/

Refer to this article for more information: https://truecoverage.com/blog/why-are-not-all-drugs-covered-under-health-insurance/

Which providers can you see?

What are the deductibles, co-pays, and out-of-pocket maximums?

Are your favourite Doctors and specialists in-network for the plan?

Will have to change doctors to make healthcare more affordable next year?

Important to estimate how much your out-of-pocket expense will be for different plans.

For more information: https://truecoverage.com/blog/what-is-a-health-insurance-deductible/

What company is it through?

This is an often-overlooked consideration, but if you’ve had a poor experience with one insurance company in the past, you might not want to purchase a plan through them again.

2 mistakes that will Cancel your Insurance BEFORE it Starts

Submit your Documentation immediately

Make Your First Payment on Time

Your insurance plan availability and the rate is based on information you provide during enrollment. Once you’ve enrolled in your health insurance plan, you must provide proof of those details.

The documentation you will likely Need to Provide:

Proof of identity, citizenship, and age

Current driver’s license or photo ID.

A current passport

Social Security Card (along with Photo ID)

Other optional documents,

If you’re not a U.S. citizen, show proof of identity and immigration status:

If you don’t have a driver’s license, an official photo ID will do for insurance carriers;

Your birth certificate (U.S. or overseas) or proof of adoption records

ID card from a federal, State, or government agency,

school ID card

marriage records,

proof of military service,

official birth records from a hospital or doctor

I-551 permanent resident card (aka a Green Card)

An employment authorization card, either I-688B or I-766

Proof of residence/home address

For homeowners: a mortgage bill or property tax statement

For tenants: a rent receipt, apartment lease contract, or signed letter from your landlord

A utility bill (gas, electric, cable, telephone (land or cell line), water bill, etc.)

A postmarked envelope with your return mailing address on it

Proof of current or future income

For wages and salary:

If you’re self-employed:

Income tax return, plus a record of earnings (as documented in your 1099 form) or business expenses

Paycheck stubs

A signed and dated letter from your employer on company letterhead.

A federal or State income tax return

Business or payroll records

Other sources of income:

You may need to provide awards letters or payment stubs if you receive Worker’s Comp benefits, veterans benefits, or military pay.

A signed letter or receipt of payment for income received from rent or room/board

If you receive any income or interest payments, provide your prospective health insurer with earnings statements from your bank, credit union, agent, or broker; 1099 for miscellaneous earnings is also applicable

Attestation of Non-Incarceration Status

Each State may have its own form.

In addition to the attestation form, Photo ID as listed above will be required.

Proof they don’t have Medicaid

Letter or statement from a Medicaid or CHIP agency that shows you or your family members aren’t enrolled in or eligible for Medicaid or CHIP

Letter or statement from a Medicaid agency showing you or a family member are enrolled in a Medicaid program that’s not considered qualifying health coverage*

A letter describing your recent health coverage including:

The name of the Medicaid/CHIP program you were enrolled in and when your coverage ended, or

That you were never enrolled in Medicaid/CHIP coverage, or

The name of the Medicaid/CHIP program with limited benefits that you’re enrolled in that would still allow you to enroll in the Marketplace with help paying for coverage

Proof that You DON’T Have Medicare

Letter or statement from Medicare or the Social Security Administration stating your Medicare Part A coverage termination date

Document from a government agency showing you or your family members are:

Only enrolled in Medicare Part B without Part A, or

Eligible for, but not currently enrolled in, premium-based Part A

If you cannot provide a copy of these documents, please see below for other approved documents:

A letter describing your recent health coverage including:

When your Medicare Part A coverage ended,

Your Medicare Part B effective date with an explanation of ineligibility for Part A, or

When your Medicare disability coverage ended

Please, make your 1st payment on time.

“A top reason for policy cancellation is late-payment / Non-payment of the 1st premium.”

You must make your first payment on time for your insurance policy to go into effect. While some insurance plans might provide a grace period on payments, you should never rely on this for the first month’s premium.

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trupnidodatak · 3 years ago

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How Can I Become a Lawyer?

How can I become a lawyer? This is the question that many people ask themselves on a regular basis. Well, if you want to become a lawyer you need to first find out what it is that you want to do. How can I become a lawyer? The answer to this question will ultimately determine if you decide to pursue your desire of becoming a lawyer.

A lot of people would like to know how can I become a lawyer. Most people start their quest in becoming a lawyer by asking themselves, "what does it take to become one?" There are a variety of different careers that can help you achieve your goal of becoming a lawyer. Many people have even considered a political career as their idea of what it takes to become a lawyer. Once you choose a legal field you can then look into how can I become a lawyer.

The main reason why people want to know how can I become a lawyer is because they want to be able to assist other people with legal issues that they may run into. People will always run into legal issues and having a legal profession to help them out whenever they run into these legal issues is very important. This is one reason why so many people want to become a lawyer. They want to be able to provide assistance to people with legal issues that they may run into.

Another reason why people want to know how can I become a lawyer is because they want to be paid a good salary for being a lawyer. Lawyers make an average salary of around thirty thousand dollars a year. Some lawyers will make much more than that and some lawyers will only make around six or seven thousand dollars a year. As you can see there is no limit on how much money you can make when you decide to become a lawyer.

If you are asking how can I become a lawyer? You need to take the time to get all of your questions answered first. You want to be sure that you know exactly what it takes to become a lawyer before you start your career as a lawyer. There are so many different areas of law that you can specialize in. You might want to become an environmental lawyer, an animal lawyer, a worker's comp lawyer, etc. You are only limited by your imagination.

Most people will think that you can become a lawyer by getting a college degree. Although this is a great way to become a lawyer, it will not be your primary path to take. In fact, if you do go to a four year university you will probably not find enough classes in the law school that pertain to law. Law school has become so highly specialized that most people who go to law school do not end up specializing in any area of law. The need for specialized legal work is becoming more scarce as the population ages. There are too many other career fields to fill.

How can I become a lawyer? Once you have decided to go back to school and study law, you need to decide which area you would like to specialize in. If you have a passion for animals, you may want to become an attorney that deals with animal cruelty or another animal law type of law. If you are passionate about education, you may want to become an education lawyer. There are plenty of specialty areas that you can become an expert in once you complete your schooling.

Now that you know the answer to the question, "How can I become a lawyer?" you need to research which law schools have programs that you can enroll in. You also need to make sure that you have completed all the requirements to become eligible to sit for the bar exam in your state. Once you have all of these things under control, you will be ready to start your new career in law.

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workerscompattorneyla · 3 years ago

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File Your Claim With Our Workman’s Comp Attorney In Los Angeles

Workers in California are in a difficult position right now, with many of them being obliged to return to work before they were ready, and others being left with illnesses and injuries but unable to seek compensation due to Covid restrictions. There has been a significant rise in the number of compensation claims from LA workers, not least due to many employees seeking compensation for Covid-19 infections. For many people, this year has been a year of uncertainty, with some areas returning to work while others do not, and compensation is evidence that there is still more work to be done in securing the safety of employees in California law. A surprising number of eligible workers have not contacted a workman’s comp attorney in Los Angeles about their situation, and BHL – Worker Comp Attorney LA is prepared for an influx of employee claims once people start returning to work in large numbers at the end of summer.

COMPENSATION AND COVID

In the early months of the pandemic, thousands of Californian workers were obliged to seek compensation due to the lack of preparation on their employer’s behalf. For example, 35000 workers had filed a claim in Californian courts by August of last year. As the months roll round again, it should be no surprise if the numbers continued to climb. Some experts estimated that those claims last year “could mean more than $2 billion in costs for employers and their insurers”. Industries most effective in the long-term by the pandemic will be retail, with The Workers’ Compensation Insurance Rating Bureau of California predicting that retail jobs will remain hardest hit by Covid, and declining through to 2023. Workers in this situation, and many people in California and LA do work in retail, are likely to experience loss of employment and difficulties in getting more work. This is why they need to make compensation claims as soon as possible when they have injuries or illnesses related to the pandemic.

Can Workers Get Other Sorts Of Compensation?

California has some of the best compensation laws in the country, and this means that employees should be able to claim compensation for some of their wages if they are injured or unwell as a result of things that happened at work. Injury or illness needs to have occurred during the course of employment and be involved with it – so for example a worker may be able to claim compensation if they were driving to work or as part of their job, but not if they were doing donuts in the staff parking lot during the lunch break. Compensation will cover a number of medical, lost income and other related expenses. Due to the changes in work situations as a result of Covid, it may be necessary to talk to a specialist about your injuries – back problems and muscle strains as a result of long Zoom meetings, for example.

Seeking Medical Benefits With A Workman’s Comp Attorney In Los Angeles When a worker has been injured or made unwell as a result of their employment, they may want to seek compensation that will allow them to pay medical bills. These benefits include being treated by specialist doctors, and being tested through the use of MRI, X-rays and blood examinations. Many workers will, as a result of an injury, require physical therapy to help them recover normal function and movement. When you file that form for compensation, the employee is required by law to authorize medical treatment within a working day. They may also be obliged to pay for more treatment on delayed claims up to a cost of $10,000. SEEK COMPENSATION TODAY

If you have been injured or made unwell at your place of work, perhaps having caught Covid and suffering with this illness, then you need to see the help of specialist employment lawyers. BHL – Worker Comp Attorney LA can help you to file your claim and get compensation and offer a free consultation service so that you can understand what your claim will be. Get help with filing your claim, or with other important tasks by contacting us today online, or by calling (213) 214-2969 now.

#Workman’s Comp Attorney In Los Angeles

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geraldbrodylaw · 4 years ago

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How Do I Get the Most Out of My Workers’ Comp Settlement?

The last thing anyone wants is to get injured while at work. You are already sacrificing your time and energy to your career, but it is devastating to have to sacrifice your health for the sake of your job. If you do get a work-related injury or illness, you may be eligible to receive a workers’ compensation settlement. This will provide you with financial compensation to help you make ends meet while recovering from your injury and illness. During this process, it is essential to try to maximize your settlement to get you the most amount of money possible. So how do you get the most out of your workers’ compensation settlement?

Report Your Injury ASAP

The first step to getting the most out of your workers’ compensation settlement is to report your workplace injury as soon as it happens. You want to make sure you file a claim when all of the details are fresh in your mind, and the longer you wait the higher the chances are that you forget a key detail. Make sure your report is in writing on an official workers’ compensation form.

Get the Medical Treatment You Need

Even if you are usually hesitant to go to the doctor to get an injury treated, it is important that you get your workplace injury treated immediately. Any delay in getting medical treatment will make it appear as if the injury is not serious enough to merit workers’ comp. Most people delay getting medical treatment because they are afraid of the cost of treatment, but with workers’ compensation, you will get reimbursed for any expenses.

Keep an Accurate and Detailed Record

Every detail matters. No matter how mundane a detail or note may seem, you need to make sure you have a record of it for your workers’ compensation settlement. The more information you have, the better you can argue your case. Make sure you have all documented medical records, fees and expenses, and other purchases that are in any way related to your injury. Some commonly overlooked expenditures include the cost to fill up a tank of gas, parking fees, and any needed medical supplies or medications.

Be Specific and Explicit to Your Doctor

Some people tend to downplay injuries at the doctor. If their pain level is a 4 out of 10, they may tell the doctor it is a 2 out of 10 to “save face”. Other people may not want to describe a minor ache or pain because they do not feel it is substantial enough to warrant medical attention. When it comes to workers’ compensation, you need to leave these habits behind and provide a specific and explicit account of your injury and symptoms to your doctor. Be honest and do not be afraid to let the doctor know every single detail about the injury and how you currently feel. Some specific details may seem insignificant now, but they may be the difference between a small workers’ comp settlement and a huge one!

Be Careful What You Say to Insurance Companies

You are not legally obligated to answer any questions the insurance company asks in regards to your workplace injury, so be selective with what you disclose. The insurance company will do everything in their power to lower your settlement, so do not give them any ammunition they can use against you. Consult with your attorney before answering any questions, and think carefully before you speak to insurance companies.

Maximize Your Workers’ Comp Settlement With Gerald Brody & Associates

If you are looking to maximize your workers’ compensation settlement, The Law Offices of Gerald Brody and Associates can help. Our law firm specializes in workers’ compensation cases, and we fight hard for our clients to get the biggest possible settlement. With two convenient locations in San Diego and El Centro, we are ready to get you the compensation you deserve.

To learn more, contact Gerald Brody and Associates today by calling (619) 528-9800.

#settle workers' compensation claim #Workers’ Comp Settlement #workers compensation

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stephenmccull · 4 years ago

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Families Of Health Workers Killed By COVID Fight For Denied Workers’ Comp Benefits

James “Mike” Anderson was a hospital employee in suburban Philadelphia with a low-profile though critical job: changing air filters in COVID patients’ rooms.

By late March, new COVID cases in Bucks County, Pennsylvania, had ramped up to as many as 90 per day. At the hospital, Anderson handled air filters and other surfaces that might have been contaminated with the deadly virus, also known to hang in the air.

In early April, Anderson, 51, came down with what he thought was a cold, according to his family’s lawyer, David Stern. On April 13 Anderson was rushed to the hospital, where he died of acute respiratory distress syndrome from COVID-19, according to the county coroner. He left behind a wife and two children, ages 5 and 9.

James “Mike” Anderson, a maintenance mechanic at St. Mary’s Medical Center outside of Philadelphia, died of COVID-19 complications on April 13.(Courtesy of Stephanie Anderson)

Anderson was exposed to the virus at work, the lawyer contends, making his family eligible for workers’ compensation death benefits paid by his employer’s insurer.

“His family deserves to have that income replaced,” Stern said. “Their husband and father certainly can’t be.”

But in a June 16 response to Stern’s death benefits claim, St. Mary Medical Center denied all allegations.

As the COVID toll climbs, sick workers and families of the dead face another daunting burden: fighting for benefits from workers’ compensation systems that, in some states, are stacked against them.

In interviews with lawyers and families across the nation, KHN found that health care workers ― including nurses’ aides, physician assistants and maintenance workers ― have faced denials or long-shot odds of getting benefits paid. In some cases, those benefits amount to an ambulance bill. In others, they would provide lifetime salary replacement for a spouse.

Legal experts say that in some states COVID-19 falls into a long-standing category of diseases like a cold or the flu — conditions not covered by workers’ compensation — with no plans to change that. Other states force workers to prove they caught the virus at work, rather than from a family member or in the community.

“We are asking people to risk their lives every single day — not just doctors, nurses and first responders, but also nurses’ aides and grocery store clerks,” said Laurie Pohutsky, a Democratic Michigan lawmaker who proposed a bill to help essential workers get coverage more easily. “These people are heroes, but we have to actually back those words up with actions.”

In at least 16 states and Puerto Rico, officials have passed measures to make it easier for workers infected with the coronavirus to qualify for benefits for lost wages, hospital bills or death. Similar bills are pending in other states, but some face opposition from business groups over costs.

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Many of the proposed actions would turn the tables on the status quo, forcing employers to prove workers did not catch the virus at work. Bills vary in the scope of workers they cover. Some protect all who left home to work during stay-at-home orders. Others are limited to first responders and health care workers. Some would cover only workers who get sick during states of emergency, while others would cover a longer period.

An early glimpse of data shows that health care workers and first responders, two groups hit hard by the virus, make up the majority of those seeking benefits. Data from the Centers for Disease Control and Prevention shows that more than 95,000 health care workers have been infected, a figure the agency acknowledges is an undercount. KHN and The Guardian U.S. have identified more than 700 who have died and told the story of 139 of them. For these workers’ families, the stakes of the pending laws are enormous.

In Virginia, attorney Michele Lewane is representing a nurse and a physician assistant who contracted the coronavirus while working at the same urgent care center. The physician assistant, who administered COVID tests, was hospitalized with COVID-19 and pneumonia for about a week. He missed five weeks of work.

When the physician assistant asked the urgent care center for paperwork to file a workers’ compensation claim to cover his hospital bill, an administrator refused to hand it over, saying coronavirus treatment wouldn’t be covered, Lewane said. He was laid off days later and left with a $60,000 hospital bill.

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Lewane said the law in Virginia will likely consider COVID-19 an “ordinary disease of life,” akin to a cold or the flu. She said she’d have to prove by “clear and convincing evidence” that he caught the coronavirus at work.

The bar is so high, she said, that she’s waiting to file a claim in hopes that Virginia joins many other states passing laws that make it easier for health workers to prove their cases.

Craig Davis, president-elect of the Virginia Trial Lawyers Association, said he took on a test case and received a quick denial of workers’ compensation benefits for a COVID-positive physician assistant.

“We think there’s an infinitesimal possibility of prevailing under our laws as currently written,” he said. His group is pushing for a legislative change.

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In Montana, which has largely been spared by the pandemic, workers face even longer odds. A 64-year-old nurse at a small hospital there was hospitalized for eight days with COVID-19 in April, according to her Great Falls lawyer, Thomas Murphy. She remains at home on oxygen, unable to work.

The woman filed a workers’ compensation claim, which could qualify her for up to $800 a week in lost wages plus lifetime coverage of medical bills related to her condition. Instead of agreeing to those benefits, Murphy said, the insurer offered to settle for $17,000, which she declined because it would not cover her medical bills.

Murphy said the employer, which he did not name to protect his client from retaliation, is arguing that she was the first person at the hospital to contract the virus, so she likely didn’t get it at work. However, he noted that two other hospital employees and six patients tested positive within the next two weeks and his client went few places other than work.

In Montana law, the burden of proof lies on the employee to show an illness was work-related.

“We’re going to have to try to piece together all of the sources” that might have infected her — “and prove that it’s more probable than not that she got it at work,” Murphy said. “Women like this woman are going to have a hard road ahead of them.”

The Montana Legislature isn’t set to meet until January, and an executive order appears unlikely.

In New Jersey, attorney Rick Rubenstein is representing the widow of a man who worked as a housekeeper at a nursing home, doing laundry and occasional patient care. Not given protective gear by his employer, the man caught COVID-19 and had a lengthy stay in the intensive care unit before he died.

His wife has the virus now and was faced with a default — no answer in 35 days — after seeking benefits in New Jersey’s workers’ compensation system. They would cover her husband’s $188,000 hospital bill and survivor’s pay of $308 per week.

“She’s isolated, doesn’t know what her own health future holds and doesn’t have an explanation of why this stuff is happening,” Rubenstein said. “It’s terrible.”

A bill proposed in New Jersey would make it easier for essential workers who got COVID-19 during the state of emergency to prove that they got it on the job. The bill was passed by the state Senate and is pending before the General Assembly.

The New Jersey Business & Industry Association has opposed the bill, saying it would push higher workers’ compensation insurance rates onto businesses that are “struggling to survive.”

“Our concerns are primarily that the cost of these claims can overwhelm the system, which was not designed to handle claims during a worldwide pandemic,” NJBIA Chief Government Affairs Officer Chrissy Buteas said in a statement.

While there are no national estimates of how many are filing claims for workers’ compensation ― or getting approvals ― Massachusetts provided KHN with a summary of its coronavirus reports from March, April and May.

During those months, employers filed 3,482 “first reports of injury” regarding a worker with COVID-19 ― 2,915 were for health care workers. Insurers denied benefits to 216 health care workers, according to Massachusetts records.

Florida posted similar data, showing a higher rate of denied claims for health care workers. While 1,740 health care workers sought benefits related to COVID-19, about 30%, or 521 claims, were fully denied. Among the 1,200 who were paid benefits, the amount paid added up to $1.3 million.

The cost of covering 9.6 million first responders and health workers nationally could range from $1 billion to $16 billion, according to the National Council on Compensation Insurance, which provides insurance rate recommendations for 38 states. The bill is paid by employers who buy workers’ compensation insurance, employers that self-insure and taxpayers, who support government agencies.

Those estimates do not include New York or California, where Gov. Gavin Newsom’s executive order broadening coverage through July 5 is projected to add about $1.2 billion to California’s costs.

In many states, business associations consider proposals to expand workers’ compensation too costly and too broad.

A proposed California bill would extend Newsom’s executive order and put the burden on employers to prove that “critical workers,” including those in retail, warehousing and delivery, who got the coronavirus did not get it at work. The bill has critics.

“California employers have been significantly impacted by this crisis and simply cannot be the safety net for this pandemic by providing workers’ compensation benefits for all employees, even when they are not injured at work,” according to a letter of concern signed by the California Chamber of Commerce, California Hospital Association and others.

A federal backstop may become available. Sen. Tammy Duckworth (D-Ill.) and a bipartisan group of lawmakers introduced a bill that would create a federal fund for essential workers, including health care personnel, who get sick or die from the coronavirus. The Pandemic Heroes Compensation Act would be modeled after the September 11th Victim Compensation Fund.

In Pennsylvania, there is no presumption that COVID-19 is acquired on the job.

Stern, the lawyer for Anderson’s family, filed a “fatal claim” in May with the state workers’ compensation board, which passed it on to the employer.

A St. Mary Medical Center spokesperson confirmed in an email that Anderson worked there for 23 years and was a maintenance mechanic. She would not discuss his case. “We are extremely saddened by his death,” she wrote. “We are not able to provide additional information out of respect for his and his family’s privacy.”

Mark Banchi volunteers with hospital chaplains and knew Anderson for over 30 years. He said co-workers are reeling from the death of a man who “was enthusiastic, gregarious, friendly.”

“His loss to the hospital is real,” Banchi said. “Some people lift spirits, some people make you glad you came that day, and Mike was one of those people.”

In addition to working at St. Mary for $22 an hour, Anderson had a cleaning job at a car dealership. Stern said Anderson was unlikely to be exposed to the virus there. If Stern prevails, the family would receive two-thirds of Anderson’s combined pay, capped at $1,081 a week.

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gordonwilliamsweb · 4 years ago

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Adding To COVID Stress, Families Of Health Workers Fight For Denied Workers’ Comp Benefits

James “Mike” Anderson was a hospital employee in suburban Philadelphia with a low-profile though critical job: changing air filters in COVID patients’ rooms.

James “Mike” Anderson, a maintenance mechanic at St. Mary’s Medical Center outside of Philadelphia, died of COVID-19 complications on April 13.(Courtesy of Stephanie Anderson)

Anderson was exposed to the virus at work, the lawyer contends, making his family eligible for workers’ compensation death benefits paid by his employer’s insurer.

“His family deserves to have that income replaced,” Stern said. “Their husband and father certainly can’t be.”

But in a June 16 response to Stern’s death benefits claim, St. Mary Medical Center denied all allegations.

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The bar is so high, she said, that she’s waiting to file a claim in hopes that Virginia joins many other states passing laws that make it easier for health workers to prove their cases.

“We think there’s an infinitesimal possibility of prevailing under our laws as currently written,” he said. His group is pushing for a legislative change.

Tell Us A Health Worker's Story

Do you know of a colleague or loved one who should be included in the “Lost On The Frontline” series? Please share their story.

Submit A Name

In Montana law, the burden of proof lies on the employee to show an illness was work-related.

The Montana Legislature isn’t set to meet until January, and an executive order appears unlikely.

“She’s isolated, doesn’t know what her own health future holds and doesn’t have an explanation of why this stuff is happening,” Rubenstein said. “It’s terrible.”

The New Jersey Business & Industry Association has opposed the bill, saying it would push higher workers’ compensation insurance rates onto businesses that are “struggling to survive.”

Those estimates do not include New York or California, where Gov. Gavin Newsom’s executive order broadening coverage through July 5 is projected to add about $1.2 billion to California’s costs.

In many states, business associations consider proposals to expand workers’ compensation too costly and too broad.

“California employers have been significantly impacted by this crisis and simply cannot be the safety net for this pandemic by providing workers�� compensation benefits for all employees, even when they are not injured at work,” according to a letter of concern signed by the California Chamber of Commerce, California Hospital Association and others.

In Pennsylvania, there is no presumption that COVID-19 is acquired on the job.

Stern, the lawyer for Anderson’s family, filed a “fatal claim” in May with the state workers’ compensation board, which passed it on to the employer.

Mark Banchi volunteers with hospital chaplains and knew Anderson for over 30 years. He said co-workers are reeling from the death of a man who “was enthusiastic, gregarious, friendly.”

“His loss to the hospital is real,” Banchi said. “Some people lift spirits, some people make you glad you came that day, and Mike was one of those people.”

Adding To COVID Stress, Families Of Health Workers Fight For Denied Workers’ Comp Benefits published first on https://nootropicspowdersupplier.tumblr.com/

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dinafbrownil · 4 years ago

Text

Adding To COVID Stress, Families Of Health Workers Fight For Denied Workers’ Comp Benefits

James “Mike” Anderson was a hospital employee in suburban Philadelphia with a low-profile though critical job: changing air filters in COVID patients’ rooms.

James “Mike” Anderson, a maintenance mechanic at St. Mary’s Medical Center outside of Philadelphia, died of COVID-19 complications on April 13.(Courtesy of Stephanie Anderson)

Anderson was exposed to the virus at work, the lawyer contends, making his family eligible for workers’ compensation death benefits paid by his employer’s insurer.

“His family deserves to have that income replaced,” Stern said. “Their husband and father certainly can’t be.”

But in a June 16 response to Stern’s death benefits claim, St. Mary Medical Center denied all allegations.

Lost On The Frontline