#now i am learning how to Do That as a disabled and unemployed person. spoilers the world does not want you to it seems!
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also i'm soooo brave guess who got a credit card and has actually used it to make a purchase, very beautiful very powerful 💪
#guys will spend their 'formative' years being so ill in various ways and not learning to do ~responsible adult~ stuff#and then face the consequences by getting refused credit as a late 20s year old because they were too sick to be building a credit history✌#now i am learning how to Do That as a disabled and unemployed person. spoilers the world does not want you to it seems!#thank you to my friends (and family but they're not here :P) for helping me work out what on earth i am meant to be doing. i am LEARNING!#wish it felt like society as a whole wanted disabled people who can't work to be able to like. exist like other people and be#allowed to do stuff but despite the issues (systemic ableism etc i guess) we are doing it anyway!#this 'basic' thing is a cause for great celebration to me :P and so so scary. BUT gotta do it anyway! disabled people are allowed futures!#YIPPEE
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I am anyone else who would like to !!!!
1. Do you make your bed?
Nuh cause weighted blanket plus giant doona are too heavy to lift. I did make my bed in terms of I constructed it from a flat pack tho.
2. Favourite number?
42
3. What's your job?
[as above] divine prophet of The Bog (extremely unemployed)
4. If you could go back to school, would you?
I love learning stuff but hell no, school was hell. Every day I am fucking thankful not to be in highschool.
5. Can you parallel park?
Bold of you to assume I can drive.
6. Do you think aliens are real?
Yes, it seems probable but in the little single celled stuff blooping around in cosmic oceans way.
7. Can you drive a manual car?
Only theoretically, chaotically and unlawfully. [no]
8. Guilty pleasure?
I ain't catholic is my policy to guilt from now on. love unhinged fanfic. love seeking spoilers i dont have the context for. selfindulgent writing. anything just for funsies. i am cringe and i am freeeeee
9. Tattoos?
No but I want to mess around with temporary ones because i think tattoos are cool but im chronically indecisive
10. Favourite colour?
all of them. the ocean- blues greens and steel, the sky-purple, pink, orange, bright blue, space- void black and every vivid colour and the ones we cant even see. green of growing things and glow in the dark stars. sunshine yellow. shereshoy orange. [also hiii fellow ginger prev]
11. Favourite type of music?
what ever i jam to. currently i am jamming to the Wombats as above they are a jam.
12. Do you like puzzles?
I fucken Despise jigsaw puzzles. I think oh what a fun activity, i'll do a puzzle. then. begins the next several hours of obsessive hyperfixation and i am Good at puzzles and i cannot stop until the deed is done no matter how much i want to tear myself away as by then ive remembered i fucking hate puzzles. i love puzzles tho they are such fun.
13. Any phobias?
I'm like a violently chill person [truthful] [lying] [sure yeah im person]
14. Favourite childhood sport?
mostly didnt like them because undiagnosed and disabled and it was mostly awful then. but capture the flag i always wanted to play as kid me fancied themself as a battlefield general of strategy no matter that it never panned out [no one would cooperate]
15. Do you talk to yourself?
Yeah im great conversation.
16. Tea or coffee?
black tea with milk. absurdly strong as i forgot to remove the tea bag. gone cold and remicrowaved.
17. First thing you wanted to be when growing up?
A vet cause animals were a childhood special interest. i read all the gory stuff.
18. What movies do you adore?
lotr and the hobbit are great. extended edition is a must. captain america 1 & 2, and captain marvel. Home (2015) my favourite as a kid and now i really want to rewatch it cause oh wow being an alien amongst aliens and then finding others you accept you, those are themes. thunderbirds (2004) [*waves to thunderfam*]
[this is in all likelihood giving a rather unhinged impression of me as a person. this is not necessarily incorrect.]
TAGGING: @itsliterallysophie @iamshmolphrog plus anyoneeeee !!!!!
ty for tagging me tessa @clayvedevs !!!!!!!!!
1. Do you make your bed?
NO. making the bed is evil and also too hard
2. Favourite number?
uhhh UHHHH 12 ? 12 is a good number i liked being twelve. 67 is also a good number !!
3. What's your job?
divine prophet of The Bog (extremely unemployed)
4. If you could go back to school, would you?
yes !!!! i lovee school i lovee learning & my hs? extremely chill
5. Can you parallel park?
yes fire emoji fire emoji fire emoji
6. Do you think aliens are real?
I feel like the possibility that there AREN'T aliens is extraordinarily low, even if they haven't evolved yet or would be completely unrecognisable as a form of life to us. the universe is still comparatively so so young so i feel the chances that at some point in the next quadzillion years that the circumstances of earth won't be replicated at least in part is hugely unlikely
7. Can you drive a manual car?
technically? i learnt to drive in a manual ute that is ABSOLUTELY not roadworthy but i did not get a manual licence :( sort of regret that but im sure if i got back in a manual i could do it again. probably
8. Guilty pleasure?
thinking in depth and forever abt my girl in middle earth oc hobbit fic that i havent properly written since like 2021. she means the WORLD to me i could make it sooo good if i just got over the evil puritans in my head telling me it is cringe
9. Tattoos?
soon!!! one day!!!! trust and believe!!!!!!!
10. Favourite colour?
loveeeeee yellow i love yellow so much soo much. unfortunately i am ginger.
11. Favourite type of music?
idk if i have a favourite TYPE of music persay? but ive sort of been bouncing between a mix of folk rock and Silly Power Metal and i will hit up the odd soundtrack also. wait actually this is untrue i am, embarrassingly, really into hyperpop (UNDERSCORES I LOVE YOU)
12. Do you like puzzles?
yeah! they're kind of evil and i am not great at pattern recognition and they hurt my back. but also v satisfying to do
13. Any phobias?
ants i fucking hate ants i HATE them (i stood in a bullant nest when i was 2) + also maybe thalassophobia? idk though that may have also been cured by the time i played 130 hours of subnautica in a week in december
14. Favourite childhood sport?
touch footie!!! i was very good at it lowk and i miss playing it terribly
15. Do you talk to yourself?
LMAO YEAH. when im thinking about writing especially. or doing literally anything. i will talk to myself
16. Tea or coffee?
TEA I LOVE TEA I LOVE TEA SO MUCH. i cannot drink coffee because The Side Effects + caffeine does not seem to have the intended effect on me, so i don't really drink caffeinated tea that much either? i absolutely LOVE rooibos with honey in it though one million out of ten
17. First thing you wanted to be when growing up?
i wanted to be a scientist because i was under the impression that scientists blew things up and that it was exclusively their job to do that. i still want to be a scientist tbh but for different reasons
18. What movies do you adore?
im so normal and regular and fine about the hobbit extended edition trilogy. so normal. no but fr i love unexpected journey i have watched it more than twenty times total and. five times in the last week and a bit LOL
Tagging:
@sithfox @hastalavistabyebye @patchmates @rockcattomato and anyone else who would like to !!!!
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The Maker’s Ark - Chapter 41
[This is a chapter from my latest novel, a sequel to The Fall of Doc Future and Skybreaker’s Call. The start is here, and links to my other work here. It can be read on its own, but contains spoilers for those two books. I try to post new chapters about every two weeks, but there will sometimes be short stories and vignettes if I don’t have a new chapter ready. The next chapter is planned for the week of November 27th.]
Previous: Chapter 40
There were tasks that Flicker shouldn't rush. She had discovered when she was quite young that she could only build or repair a machine so fast, or things would start breaking. And it was a good idea to take the effort to clean up and put all her tools away afterwards. She was still working on better ways to do something similar while assimilating her high speed mind. It was slower than stuffing everything into her flesh brain as fast as she could, but it helped with a whole set of chronic problems. But she finally reached a stopping point, so she slowed down and returned her awareness to her physical surroundings. "Better?" asked Donner in the dimness of the bedroom. "What?" Flicker hadn't realized he was awake. "I'm fine, just done for now. How could you tell?" "That deep breath and sigh." "Ah. It's a relief to get all my gestalt memories transferred into my human mind in an orderly way. Learning's bio-gestalt crew helped me out with some tricks for that. They've kind of adopted me, since I don't have a bio-gestalt group of my own. They're really nice. But I'm feeling all talkative now." "It's fine. I figured you'd have a few more things to say." "Yeah. I'm sorry you got scared by the nuke. Black Swan explained why she timed things so Journeyman and I weren't on Earth. And didn't warn us. I can tell you some of it. There was a lot she didn't tell me, because that would be against the EDU rules on custom she's following, and because-- Well, anyway. If you're interested." "I am," he said. Flicker could make out his grin in the faint light from the window. "But I'd listen even if I weren't. Talking when you're ready is part of how you cope." "Fair enough. So, it's really hard to arrange a believable alibi for me. Hard for Journeyman too; he's not as fast, but doesn't have to worry about closed doors. But doing something conspicuous, all day, on a moon of Jupiter, works for both of us. And that was politically handy for Black Swan because of what happened in Russia." "Because of who died?" "Because of who didn't. You know the guy calling for calm on that vid bit all the news programs showed?" "The deputy assistant foreign minister, or whatever?" "He was the highest ranking government official who knew picking a fight with Black Swan was stupid, and apparently was the only one with a reliable phone for a couple of hours. So he's acting president now. And will probably stay that way for a while--he won't start any wars, no one really hates him, and everyone will be afraid to try to assassinate him." "Because of Black Swan?" "Partly. But partly because of me. He was their superhero liaison person, I liked him, and people know it." "Wait, you know him?" "He was the diplomat I called to calm things down whenever I upset the Russians. I talked to him after my Moon dance--I think you heard part of that. He's not particularly honest, but he hasn't personally done anything horrible, and he's funny and good at defusing things. So he's probably as good as they can do for now. I'm not sure--I'm bad at politics compared to Doc, let alone Stella and Black Swan. But do you see why a lot of paranoid people in shock might think I had something to do with him becoming president if I didn't have an alibi? Black Swan wants them to blame her, not me." "Ah. Yeah." "Another reason for the timing was so that no one could ask me to stop Black Swan disabling all those missiles. I wouldn't have done it, but it saved me having to say no, or worrying about it. A third reason was because anyone thinking of waiting until I'm off Earth to try something now has to worry about Black Swan being three moves ahead of them. So I didn't stay upset at her for long." "Reasonable. But you said Journeyman was still pissed." "He was upset about a bunch of other things, too. One is Black Swan's fault--some Russian and Eastern European magicians are suddenly unemployed and want to talk to him urgently. And other people want to talk to him about them, also urgently. And he needed to brief Stella about some weird stuff those new aliens tried to do. He needs some time. That's why I came here to decompress. Sorry about the short notice." Donner grinned again. "I had DASI set up a 'Flicker warning level' alert for my phone a while ago. Works pretty well--I wasn't surprised. And Journeyman is still kinda recovering, isn't he?" "Not physically. Lif did a good job of healing him. But he's stressed because he needs to arrange for the tricky part of making the black hole--getting the construction subspace right. So there's this book he has to master that's been giving him nightmares." "Whoa. Like a Necronomicon or something?" Flicker laughed. "No. But he's a magician, not a physicist, the book is Chandrasekhar's The Mathematical Theory of Black Holes, and he's going to have to use it like a spellbook when he's changing the spell. DASI is helping him, but it's still scary." "Everything about making a black hole is scary to me. I mean, you're going to be carrying it around, right? What if you drop it? And where are you gonna put it when you aren't using it? It's not something you can stick in the garden shed with the lawnmower." "I don't plan to use it anywhere near Earth. And if I did, and dropped it, I'd just have to catch it again at apogee on the other side of the planet. I might have to dig a hole, but going through the Earth wouldn't slow it down much at first. It would only be a big problem long term. "Storage will be a bit messier. Journeyman should be able to make a different subspace for it that I can open without destroying. Probably. I'm still practicing. But Doc pointed out that the subspace will heat up, because the hole will be radiating and the radiation won't have anywhere to go. So I might get a big blast of energy when I pull it out if I haven't used it for a while, unless Journeyman pulls off another trick." "Hoo boy. I can see why he's having nightmares. I'm just glad I can help you with yours." "About that." Flicker took a deep breath. "I don't know much about the music stuff, but when Osk talks to you about healing, listen. I'd have recovered full function in my hand a lot quicker if I had. And if she asks you to practice, practice. Because the person you're practicing for could be me." "You think you might get badly hurt fighting whatever is coming?" "I don't know. But Golden Valkyrie told me something that gets scarier every time I think about it. I could win--and still have my flesh and blood body be gone, because the energy levels just got too high. Osk and some others are helping make arrangements in case that happens. But they might need your help putting me together again. You can call my mind back." "Oof. Like after I screwed up and Skybreaker took over your body?" "The emulation, yeah. But this would be harder, because Golden Valkyrie is gone. She won't be pushing things in the background, like she has for most of my life. It would be up to you and whoever else can help." Donner was quiet for a moment. "Practice. Got it. I can do that." "Thank you." Flicker put her arms around him in the darkness and just held him for a while. ***** Doc awoke in the darkness, alone. No nightmares--but a lifetime had given him a dark appreciation of them; reality was almost always an improvement. Not so much, lately. It was possible that his old nightmares were gone for good. The last try had yielded a few garbled fragments that were possibly relevant--Europa instead of Europe, a black hole singularity instead of The Singularity--but nothing predictive. Nothing he could use to plan. And Stella was right; he'd structured his life around the direct and indirect information in them to a degree that required adjustment when they stopped. He ran his set of post-nightmare self checks. This was still data--Stella was spending the night in an EDU ship in orbit, therefore her physical presence nearby was not necessary to stop whatever mix of the old nightmare signals were still arriving. She had given up on finishing their talk after Journeyman's interruption. Morning would do. Tonight had hadn't been an ideal time for the separation test, but when was? Emergencies didn't wait their turn. And it was past time to start planning for the consequences if it became politically untenable for the Director of the EDU to stay at his headquarters. It was officially Deep Kingdoms territory--Sealord had made it his embassy--but the US government could revoke that. Not unlikely, if there was a war. Doc might have to move, too, but his options weren't the same as Stella's. He checked the clock. 1:30 AM and he was wide awake, nightmare or not. There were other preparations to make. Also overdue, since causing unnecessary stress for the Director of the EDU made what should have been a personal decision--not. He had data--important data--that he was perhaps not giving the weight he should. Because... Well that was the question, wasn't it? He was just as good at rationalizing as he was at rational thinking, and over-optimization could be a deadly trap if he moved out of the region of relevance. No time like the present. "DASI?" "Yes, Doc?" "Any pending alerts?" "No." "Estimate a bound on the chance Flicker will do something dramatic or transit a portal in the next two hours." "Less than 1%." "Well then. Set alert interrupt level red plus. Exception: Breakpoint. Secure instance, nightmare privacy level. Engage mindscreens." "Verified." "Emergency timeloop guard; I'm thinking of a number--give me a four digit random integer." "9291." "No match. Good. Set probability manipulation canary, timeloop canary, oracle canary." "Set." "Okay, we'll give Breakpoint a little bit to see if he gets a sudden urge to call and warn me I'm about to make an apocalyptic mistake." Doc picked up the headset from the nightstand and called up the appropriate notes from the secure section. He hadn't even looked at them in a long time. This wasn't going to be pleasant. "Any changes?" he asked. "None so far," said DASI. "All right. We're going to do a psychological bias renormalization, including nightmare context integration. Primary known change: Golden Valkyrie is no longer wearing the Skystone. Starting changed assumption: Golden Valkyrie is currently causally unlinked from Earth. No preconception whether she will return to this worldline, if it survives. Secondary changed assumptions: Her last words to Flicker and Journeyman, and any consistent bias changes you've seen since the removal of my primary block and the loss of my top-level augments." "Noted." Safe travels, Fairhair. If you did give me a parting gift, I hope I'm not about to throw it away. ***** Alep could finally verify the target as he closed, despite the distortion. His mind was sluggish from the damping needed to properly perceive this unnatural worldline, but his body was not. His weapons were ready, and he repeated the command for the others to follow--after all the rigors of their voyage, the goal was finally within their grasp. Baht was shouting something, but the quantum froth stole her meaning. <Alep!> <Gem! Where are you? You must--> <No. Consult your anchor core. Now.> <We don't have time! The target will--> <The target is not here. Consult your core.> Could the distortion be that bad? The damping made it hard to think. Alep slowed reluctantly, to send the necessary attention inward to his causality anchor core, his safety self. And found his perceptions shifting as he did. He stopped, then followed Gem back to a nearby simply-connected space, where Baht waited. He tasted their concern. <Another damned echo!> he said. <Yes,> said Baht. <Was there self-echoes, too?> <A self-echo and an entire false target line.> <At least we know we're in the right domain,> said Gem mordantly. <This domain is a maze of twisty little worldlines, all subtly different!> said Baht. <So much looping cannot be natural,> said Alep. <The inhabitants have weaponized their own worldline topology.> They were close to the target--and far. How far was hard to tell. Causality drift meant they each had to renormalize periodically, assisted by the others. The return to self was not always smooth, and Alep had waited longer than he now knew was advisable. <Harnessed it, certainly,> said Gem. <But weaponized? I sense more than that, in the patterns.> <It killed Explorer's Aspect,> said Baht. <I am certain of it. She was trying to map the hazard. She did not lose focus, she kept it too long--until drift and madness finally took her. The same could happen to us.> <We should go back,> said Gem. <This tangle maze cannot possibly propagate over a domain boundary, so it is no threat. And no parasites will escape either--they would get pulled in and eaten, just like Explorer.> <No,> said Alep. <We will follow the probe echoes. We are not alone--we can assist each other, and endure that long. When we reach the primary line of the probe eater, we will end it, and return.> <What there is of us by then,> said Baht. <We are no longer who we were. The ages here have changed us. My own anchor core tastes strange.> <But you have not lost purpose.> <No.> <Good. We go on.> ***** Doc looked up from his handcomp as Stella entered the room. Sunlight streamed in from the windows, and service bots had arranged a selection of food for her if she was hungry for brunch after her flight. Doc had already eaten. "How are the Xelians and the Grs'thnk?" he asked. "Quite well," she said, and sat down across from him. "Hiri is a proper pessimist--he's been helping with the emergency shelters for the support ships. They weren't designed for the Moon's gravity, but he knows some tricks to minimize damage from that. Cheered me up a bit. But the Grs'thnk Auditors noted the lack of experience of modern Earth nations with definitively ending wars lost by sudden governing authority death." "Well, Black Swan called attention to that problem in a way that's hard to ignore," said Doc. "I'm sure the US continuity of government people will have a few questions for me when we finally meet. DASI said everyone in their working group is taking her prep briefings very seriously, which is an encouraging sign." "Oh yes. So. Have you accepted that you are no longer on the critical path for black hole construction, if you ever were?" "I have." Doc looked down, then back up. "I did a proper psych bias recheck last night." Stella raised an eyebrow. "A full one? You look like you got at least some sleep. Although--" "I took everything apart, but I haven't put it all back together yet. I knew we'd have to go over most of it again, anyway." He gestured at his cheekbone. "The bruise is from sparring with robots very early this morning. That let me sleep afterwards." "Interesting. I'd have expected you to go to your workshop." "I took three steps and already had an idea for a contra-anthropic timeloop-powered deadzone bomb that would be lethal to anything that lives in more than four dimensions from two universes away. And another one for a hunting portal Journeyman could open for me that would require a black hole to permanently seal to preserve loop consistency with Golden Valkyrie's predictions." "That seems excessive." "I doubt I'd actually be able to build it. But even trying would be a very bad idea. Self-destructive anger was the good reason for my old cognitive safety block. Much wiser to go beat up robots for a while instead." Doc looked down again. "I think I've done pretty well working with you professionally. Personally... 'I'm sorry' isn't close to enough. The entity collective that synchronized my coherent nightmares was, on average, an utter bastard. I've been finding surprising and unpleasant ways I've let that shape me." Stella smiled wryly. "Well, we have time to talk. A day of unavailability will be politically useful for me. Ashil's portal work seems to be going well, Flicker and Journeyman are resting, and DASI, Three, and Learning can handle anything else that comes up. And fixing the problems is more important than fault. I had personal issues long before we met." Doc snorted. "This whole timeline has issues." Stella looked thoughtful. "Yes. But I do find that hunting portal idea of yours interesting." "Oh?" "Just thinking about distractions, traps, parasitism, and what Golden Valkyrie did the last time she was pregnant."
Next: Chapter 42
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life insurance quote forms
"life insurance quote forms
life insurance quote forms
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Please give me the pros and cons of obtaining long term care insurance. What is the criteria, and who should buy long term care insurance? Conversely, who should not, or who does not need such a policy? What does it cover and what are the variable costs. Also, does it help prevent you from going into a nursing home should that be indicated? Thank you!""
How much do you pay for insurance?
i have a school project :/ and am supposed to act like i am buying a smart car for $14000 but how much insurace am i supposed to bay monthly?
Got into a car accident - how much will my premium increase if I go through insurance?
My friend says at most it could be $1000-2000 damage - but I'm trying to get the bare minimum fixed if they'll let me do that at their recommended shop...insurance company is nationwide...
Suv insurance 16 years?
I am getting a mini suv probably a 2006 chevrolet equinox or a 2006 tuscan hyundai for my 16th birthday. I am going to have to pay the insurance on it though, I would be cosighning with my parents. They have perfect credit and also I have a 4 month old daughter who will be riding with some of the time. About how much would the insurance cost me? I'm clueless when it comes to these things. Thanks in advance. Also what is the best mini suv to buy that is under 25 thousand?""
Should I contact my auto insurance company (accident was not my fault)?
Okay, my wife's car got stuck in the snow last week close to the subdivision. So I went out to get the car because she's not really good at driving in the snow, but I have ...show more""
Think of buying a catagory D car which is an insurance write off?
I have just been to view a 2005 Nissan Micra with 13100 on the clock the car had a crush which damage the tail gate and the bumper both have been replaced to a high standard. The car would be worth 5000 but is selling for 2200. Everything seems good at 1st glance but i am concerned about insurance and weather or not it's a good ideal to take the gamble. The seller showd me the before and after pictures of the car and it seemed to fit wot he was saying. He also has a valied MOT which is a month old I don't plan on selling the car if i buy it. How much damage can a knock do to the front of the vehicle or any of the important parts? Please can someone advise wot the best thing would be to do?
life insurance quote forms
life insurance quote forms
How much is car insurance for a 19 year old male in Louisiana?
How much is car insurance for a 19 year old male in Louisiana?
What insurance company offers the cheapest insurance rates for teenagers?
after drivers ed, good student and other discounts..""
If you chose car insurance just by commercials?
If you chose car insurance going by the commercials what car insurance would you choose and what do you actually have, if you have a car?""
""It's mandatory in California to have auto insurance at ALL times, am I right?""
If yes, to whom can I go to, in order to check the validity of the car's insurance policy? A car hit me last Tuesday (I was a pedestrian). I am gonna be reporting the incident to a DMV office tomorrow. Will they give me the insurance information of the car? The other party didn't give me insurance information on the vehicle.""
""If you're car is stolen, will your insurance rates increase if you are reimbursed by your insurance?""
If you're car is stolen, will your insurance rates increase if you are reimbursed by your insurance?""
Is a '94 Integra considered a sports car ...?
Trying to figure out why my insurance is so damn high... Anyone else own early-mid 90's integra? Just curious, how's your gas mileage? How do you like these cars overall? This is my second car & still fairly new ... I totaled my first car in a bad accident within like 2-3 months. Thanks =)""
Are there any states that don't require auto insurance?
I don't like paying for insurance so I was wondering if I could avoid it by moving.
What is the best private health insurance in California?
I am working at a company in California where there is no health insurance offered so I need to get private insurance. Any suggestions on any good private health insurance companies?
""Deploying and no long need car insurance, will rates go up when I get back?""
I'm leaving in January of 2011, but I'm also going to a new MOS school from July till Sept. If I don't have car insurance from July 2010 till January 2012, will my rates be higher when I get back and get insurance again?""
How do I get a car registered which has no papers/plates and has sat for years?
I responded to a newspaper ad recently and bought a 1971 vw beetle. The car had no plates and no paperwork that I could find. There were several telltale signs that the car had sat a number of years, but I understood it to be a project. The seller said he had originally bought it at auction with the intent of using its (good) engine for a sand rail dune buggy, but that like many other good plans requires time. Once paid for, I was provided no bill of sale which I feel I was owed. It was as if the seller felt that since he had let the car go very cheap, that he owed no person any more, and if he did, he should've either charged more or wrecked it instead. Like he could have gone to the trouble but would be put out for something extraneous. The seller has a shop in an easy to find location, so it is not as if I cannot find him, and he doesn't appear to be trying to hide, hes just a strangely irritable and crotchety person.""
Good insurance companies for renters insurance in Florida?
I live near Jacksonville in Florida where State Farm does not provide renter's insurance. 1. What companies are good for renter's insurance in Florida? I will need coverage for Hurricanes also since I am in Florida. Geico gave me a rate of 131/year or about 11$ per month with a deductible of 100$. 2. Should I take an inventory of all my personal valuable items(bed, computer, chair/table), send copy of receipts/photos to the insurance company for their records as evidence that I have N items whose total value is M$ before I buy renters insurance from them or I should take an inventory and keep it in a safe place for my records in case i have to submit any claims later on? 3. By replacement cost coverage used in insurance policy ,does it mean if a laptop purchased worth 900 before five years had a config of 1.7GHz, 4GB RAM, 500GB disk and a claim is filed now(five years after its purchase) with a purchase receipt of a laptop for the same/similar config(but, whose cost would be 650 as tech products come down in price typically after five years and more so for an outdated config/model), that will be honored? Or, I could get any laptop worth 900(cost of original laptop) today and claim reimbursement for it from the insurance company? I am guessing it is the first scenario, but can someone please clarify? 4. Since my total assets are less than 5K and I don't have a car, is choosing a low deductible of 100$ a good idea? Or, I should hike to bring my premium down? 5. For items, like clothes, utensils I don't have any receipt since they are old(more than three years). Will that be OK in case I have to file a claim? The clothes are mainly 15-20$ pant/shirts I got from Walmart. Thanks""
Do you need motorcycle insurance or a motorcycle license to purchase a sports bike ?
Do you need either of these things to buy a sports motorcycle ? I'm 19 and live in Florida. Any idea ?
Do I need Car Insurance to drive with a learners permit?
i live in Pennsylvania, i was told that i do not need car insurance to drive with a learners permit and i am 16. can anybody confirm, disprove, and/or explain more in depth?""
""Dealt with car accident outside of insurance company, how can I chase up the receipt?""
On Christmas Day I went out in the car to pick up some drinks from the petrol station and on the way out of the station I bumped someones car. I stopped and got out to give them my details (name, address and phone number) and then went home. In the panic of the moment I think I just wanted to get home as it was Christmas Day and I didn't hang around to take photos, ask for witnesses or discuss options with the other driver, which in hindsight I regret and realise was stupid. When I got home, the guy called me up and, again with the stupid mistakes, I said that I would rather settle outside of insurance; the driver wasn't keen on the idea at first and wanted to settle through the insurance company but I couldn't call them until the next week as they were closed for Christmas. He texted me the next day saying that he was going to get a quote from a garage and got back to me later with a quote for 400 through a 'friend of a friend's garage'. At this point I was a bit suspicious and the amount seemed very high for what I thought was not a lot of damage but at the same time he said that he either wanted to do it like that or through the insurance and I really didn't want to loose my no-claims discount as insurance for young male drivers is very high without the no-claims. In the end I decided to pay him, not without a certain bitterness owing to the fact that he was pressuring me for an immediate decision, which also made me suspicious. Having sent the cheque for 400, he kept up communications initially and let me know that he'd received it. He said that he would send me a copy of the receipt from the garage for my records but once he received the cheque I never heard back and now cannot get a reply. Bit long-winded for a question but that's the background story, my question is two-fold: 1. Can I do anything about it? It's more the principle than the money that bothers me, I know that I caused damage to his car but I now suspect it wasn't as much as he claimed. 2. Does 400 sound like too much or should I stop worrying about it? I hit the back corner of his car with the back corner of mine, and he later told me that I had cracked the rear bumper, which needed replacing. I'm not sure of the make of the car but I think it may have been a Ford Fiesta or something similar. I would really appreciate any help as it's weighing on my mind... I don't like people walking over me. At least if the amount he claimed sounds reasonable I can put it down to him being a wanker but the amount claimed being fair and forget about the whole thing.""
Can anyone recommend an insurance carrier for insuring the contents of a house move (besides the movers)?
I am moving the contents of my house from California to Colorado using the PODS mover and storage - PODS insurance is very expensive and covers virtually nothing so I would like to find a reliable insurance company that will cover my belongings during transit and storage
Becoming an insurance agent in Texas?
How does one become an insurance agent in Texas?
Can you cancel car insurance after an accident.?
I had an accident in July, my car was wrote off, I got the value of it from the other parties insurance company, it happened around the 2nd week of July, I thought I would be nice and pay the insurance of over 150 for July around the last few days of the month. It says in my insurance's terms & conditions if I wish to cancel my policy I need to write to them at least 7 days in advance of the next direct debit. I sent them a letter detailing my wish to cancel my direct debits and my car insurance, as I had no job and no car. Many people have told me you can legally cancel it after an accident without having to owe them anything. I was just wondering is this true. Thanks""
Should I buy life insurance online?
I want to buy a life insurance plan for myself, and later for my husband. I have done some research, although I must say it's all very confusing and there are zillions of options. Now that I have a better idea, however, I am wondering if buying the plans online is at all an option. Do you have an experience with it? Do you recommend it, or feel that it's completely not a good idea?""
Drink driving insurance?
I was convicted of drink driving last year. Just got my driving licence back. Does anybody know where I can get cheap car insurance, theres loads of companies that say they specialise in convicted driver insurance but some of the prices I have been quoted have been astronomical. 1000+, Ive tried all the comparison sites, is there any companies out there that specialise in providing insurance for convicted drink drivers?""
Where can I find cheap dental insurance for braces?
I'm 20 years old and I work at Wal-Mart...I'm not sure if I'm considered to be full or part-time.....some weeks I work 40 hours and some weeks I work 32 hours....I REALLY need braces and I have no insurance and I'm clueless to all of this....if I can't get insurance through Wal-Mart...where else could I get it? Help!
How much does motorcycle insurance normaly cost?
im 17 and im going to buy a yamaha r6 or a honda cbr600rr this month and im wondering about how much insurance would cost. the website quotes take forever to get so id just like to know how much other bikers pay for their insurance.
Whats a good health insurance company?
One that is affordable, has good coverage, good selection of choices? Fair, good quality, what do you recommend ?""
Why is auto insurance higher for teens then it is for adults?
I am writing an essay saying insurance should be higher for teens then adults. I need body paragraphs saying why it should be higher then adults.
Can you help me find scooter insurance?
Hello I have a 125cc scooter,i live in the u.k,does someone know where I can get cheap scooter insurance and link me to the site you got it from thanks josh""
The cheapest way to change insurance to a new car whilst keeping current car insured whilst i sell it?
Hi, I am 20 years old and I have just bought a new car. I am trying to find the best and cheapest way to change my current insurance ( with one years no claims) to my new car and then i need to insure my old car whilst I sell it. My current car insurance policy on my car runs out on 15th February 2013 and I have cancelled my renewal. I have received the renewal which is proof of my no claims which will be transferred to my new car. Another question is... can I claim the one years no claims on my new car whilst it still runs out for a week on my old car? I have looked at temporary insurance for my current car but this was almost 400 for 28 days?!?!? If insurance companies want me to do it the legal way, they are not making it very easy! Any advice on the best way around this would be great. I know it's confusing! Thanks, Adam White""
life insurance quote forms
life insurance quote forms
How much is insurance for young drivers?
Young drivers 18 & over
What is a fast car that is in a relativley low insurance group?
I was looking at a 1.6 Honda Civic Type S as that is insurance group 6, but they seem to be hard to come by. They are mostly 2.0 and that is group 11 which is too high as I am only 19. Budget is around 3500. Any ideas welcome. Can go over budget and put the car on finance for the right car.""
Do I need additional Insurance when renting a car in the USA?
I have full car insurance in the UK. Does this cover me when I rent a car in the USA or do I legally have to take out further insurance?
Can I put car insurance in someone else name when financing a car?
Im gonna be financing a 04 mustang soon. Thanks.
Do I Need Car Insurance to drive my parents car?
I live in ct and i was wondering can i drive my parenst car as long as they have car insurance on a registered car or do i have to be on a policy too?
How much would an urgent care visit cost with out insurance for strep throat?
I live in California, and I have strep throat. I know that OTC don't work to cure this so I need to go to urgent care. I'm most likely going to go to Kaiser...help please!""
Do I need a consent to settle by my own auto insurance company?
The guy who hit me does not have an ample amount of insurance to cover my injuries. They are offering me the policy limits to settle. My own uninsured or uninsured motorist has been given enough documentation to know that my additional insurance will come into play. I have filed suit against the guy and his insurance company, but do I need a letter of consent to settle with them from my own insurance company to make sure that my uninsured motorist coverage will still be available to me. I really think it is criminal for any insurance company or state to make the limits on auto insurance so low, when the average cost of an auto accident is higher than the minimum coverages that they allow drivers to driver under. Also, there are many attorneys that wont even look at taking a case unless the limits are much higher than state minimum, because they can make considerably more on those who are very well insured. My own insurance company is treating my like I am retarded, and I was until I started reading all the insurance laws and bought a very fine civil litigation book for 4 dollars, best investment I ever made. But I am no Pro Se expert, my hat is tipped to you attorneys and insurance adjusters. What a stressful job you have and so many laws to abide by and to follow. I can only get better the more I read the more I know. Thanks for your time.""
2004 WRX STI insurance for a 16 year old in arizona?
16 year old, arizona, good grades, took the safety class and driving school thing, how much you think insurance would be for an sti?""
What would the minimal insurance be on a 2000 dodge dakota sport club cab 4x4?
For under insurance with a g1 driver ?
Insuring a VW Beetle?
i really want a red VW Beetle, the newer version, but not really new so it costs tons. I would be a 1st time buyer at 17/18 years old. what is the average price for that car and what does the insurance cost nowadays?""
Are health care insurance premiums?
Are health care insurance premiums, long term health care insurance premiums, and the cost of prescription drugs an allowable federal tax deduction? I think I'm getting some bad advice from a friend of mine concerning tax preparation.""
Insurance rates for 05 Hyundai Tiburon?
2005 Hyundai Tiburon. 2 door. Coupe. GT V6 4-Spd Auto Would insurance rates be any higher because it's a sport-sy car? And do you know how much it typically is to add another person & car to your insurance?
""What is the average price of health insurance in Queens, New York?""
I am 26 years and turning 27 soon. I would like to know the average price of health insurance in Queens, New York? I tried getting some quotes online and all the prices are coming out to over $1,000 a month. Some of them more close to $2000. I didn't know the health insurance for an individual was this high. In this Case, I don't think any one who makes low starting salary would be able to get health insurance. I used to pay a little more than $100 a month when I had student health insurance. Also, I heard from one of my cousin(who is 50 years old)...that he pays less than $500 a month...Which made me get confused when I got the quotes online. Also, it is really difficult to get quotes online since they ask for personal infos. I do not want to give any of my personal infos. Can anyone please tell me if there are any health insurance plan ranging from $100-$400 a month? Thanks~""
Range Rover insurance for a young new driver?
A friend and I where having a debate about whether or not, a new young driver could actually get insured on a brand new Range Rover? We decided to do some research on the subject and we have seen many cases where for example Andy Murray paid 100,000 to insure his Ferrari shortly after he passed his test. Can anyone provide and examples or rough estimates on how much it would actually cost to insure a new young driver on a Range Rover or if its even possible?""
""If I'm a registered driver but I'm still with my mom, will her insurance costs go up?""
I'm 16 and I want to get my learner's permit then eventually my license, but I heard that my mom's costs would go up even if I didn't have a car.""
What is an affordable health insurance that I can apply for in Southern California?
An affordable one. I can't seem to find one. I was layed off my job but my cobra will be too expensive is there anything else out there. I tried kaiser but its like 220 a month for just me.
Car insurance for new driver age 19?
got my license now all i need is a car and car insurance, would like to know what is or can be the average car insurance cost for 19yr old on the parents insurance and my own insurance..""
Need help with Car Insurance?
I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""
My age is 28 nd m a govt employee which is the best insurance plan for me which provide me best benifits..?
My age is 28 nd m a govt employee which is the best insurance plan for me which provide me best benifits..?
""Are there health insurance plans that are low premium, high deductible?""
I mean like a $5,000-$10,000 deductible or higher. I have a lot of savings but I'm going to have a part-time job for a little while. I'd like to just pay $100-200 a month or lower for health insurance. Or as low a premium as possible.""
What are we paying for when we buy car Insurance?
Does any one notice that we shell out thousands of dollars from our income for car insurance, and the insurance company gives us nothing back? Sure, if we get into a car accident, they cover the costs, but then they raise your rate. And you are paying far more than the cost of the accident anyway. And then if you don't get into an accident, what is all that money for? They don't give it back. I just think its odd that we are required by law to pay for nothing, after we already have paid for the car. And then if you don't, you are penalized and punished, so you are given no choice. But really, you're paying all this money and getting nothing back. WTF""
Gieco Car insurance $$$ for new drivers?
I'm turning 16 real soon but with these new laws i wont be able to drive until I'm 17, but anyway I'm saving for a car probably like 2k-3.5k range.....ive already saved up 1k but i was wondering how much i need to save up to pay for insurance and gas. (im a guy, b- average in school, ill be buying a sedan, I live in CT if that helps) thanks.....if u could just give me a general price range that would be fine i just have no idea how much it is.""
How can an 18 year old get dental insurance in the state of texas?
I just turned 18 and i want to get all my insurance started. so in the state of texas, how can i get dental insurance.. i really need to fix my teeth without burning a hole in my pocket.""
In california does a 16 year old new driver have to be personally insured to drive their parents car?
My sister lives in san jose and she was told by her parents that to drive one of their cars she has to pay for her own insurance. Is this true???
Car insurance recommendations?
hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""
life insurance quote forms
life insurance quote forms
Temporary 2 week car insurance for 21 yr old?
My boyfriend i s coming over from australia and has an aussie driving licence, we are thinking of borrowing a car from my friend who is a second hand car salesman and hence has many cars hanging about but which are uninsured. Does anyone know if it is possible to borrow one of the cars (which are road taxed) and insure it for me for 2 or 3 weeks only (21, had a driving licence for 3 years) or my boyfriend (26, had an aussie licence for 8 years)?? Which company can we use?! Please help ASAP!""
What kind of insurance will cover rhinoplasty pertaining to broken nose?
My nose broke and now I have what the doctor told is called Saddle Nose. He said there is no rush, but I have some difficulty breathing and it is somewhat deformed. I have University of California health insurance, will this help? How should I get this procedure done for the most inexpensive cost? Any insurance experts?""
Has legislative push for affordable insurance been cut short in the u.s congress?
Has legislative push for affordable insurance been cut short in the u.s congress?
Is Mercedes expensive to maintain?
im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?
Florida Car insurance questions? Agents?
Any of these you could answer would be great. 1. Will my Dad's insurance cover me if I drive his car if I dont permanently live with them anymore? Does the policy including anyone he gave permission to drive include me then? 2. Would it be cheaper to get my own insurance or be added to his policy? 3. Im home for the summer from college, so would it be possible to pay for a couple months worth of insurance, because he cant afford a 6-month policy for me 4. Does insurance cover the car or the person? 5. If I were to get insurance now, then get my own car in the near future, what changes would have to be made and how easy would they be? 6. My dad said something about not being able to take me off his insurance once I was on it, because I go to school in the same city. Why is this? Also, I'm 19, female and live in Florida Clean record, my dad drives a Toyota 4-runner""
What is the difference between term insurance and whole life insurance?
What is the difference between term insurance and whole life insurance?
Is there any cheap auto insurance company for teen drivers?
I am hoping to get my permit next year. But my parents are using Farmers Insurance and they are currently paying about 450 a month? :O I was wondering if theres any cheap insurance out there for me and my parents?
Mazda Miata insurance is wacked?
I got a quote from Geico, which is the best I could find, on a car that I'm thinking about purchasing and financing. The car is a 1996 Mazda Miata with 80,000 miles on it. Geico gave me a quote for $882 for six months, thats $147 a month and $1764 a year. What the heck?! I'm 18 and don't understand why insurance is that expensive. I've never had a ticket or an accident. It also says that I need to get a deductible when the car is selling for $3995. Any advice?""
""My Car was hit while parked, do i have to involve the cops or my insurance company?
#NAME?
Whats the different between Car Insurance and Breakdown Cover?
Thought It should be normally include in the Car Insurance.
Why will small businesses be affected if the health insurance mandate passes?
Research paper. Thanks for the help
my friend wreak my car and he has full coverage with geico but does his insurance cover my car to. he wants ?
my friend wreak my car and he has full coverage with geico but does his insurance cover my car to. he wants to pay for it without calling his insurance cause he wants to pay cash it has been over a month. nothing has been done to fix my car. He did give me his car to use till this is settled but can i contact his insurance to see if i can get a claim to have my car fixed as soon as possible. called and they said that no information can be released without insured consent. in Yahoo! Answers
Mini Coopers? Cheap? Insurance? Safe? First car!?
i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)""
""I have a new baby, will I get a auto insurance discount or increase if I tell them?""
My little girl is 10 weeks old, I'm not sure if I have to tell my auto insurance company (AAA). Would it be better to insure that she's covered? Or will it just cost me more?""
What would health care cost if NOBODY had insurance?
I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""
How cheap would my insurance rates be?
A friend on mine had recent gotten a 99 Civic 2 dr and his insurance is 80$ a month. If i get a 94 Civic with 4drs, how much cheaper would it be going to the same insurance company, having a older year, and it not being a sports car? We are both 17. Also, How much do you think my rates would be for a 21 year old owning both a 95 Civic and a 2001 Corvette? Its kind of late to call the insurance company now so i want an opinion. =D Thanks""
2004 Mazda rx8 monthly insurance price?
Im 39 years old and haven't had a wreck nor got a ticket since 1982, I have perfect credit. I was wondering about how much it would cost every month for a 2004 Mazda rx8 with geico, or an estimate for another company.""
""If you pay an annual sum for car insurance, can you get a refund on it if you buy a new car?""
I'm just wondering, let's say I bought some car insurance recently and paid the annual sum. If I decide to purchase a new car in a few months time (and I'm assuming insurance policies are tied to a particular car) would I be able to get reimbursed for the months of car insurance I didn't get (since I'd need to sign up for a new insurance policy on the newly purchased car)? Or is this why you should pay monthly instead (even though it costs more in the long term)? Don't know if it makes much of a difference but I'm also in Australia.""
Where can I find affordable car insurance for a kit car?
I recently purchased a car that was given a kit car title instead of a rebuilt title and now I have no clue who will insure it! I live in Florida and the cars title lists it as a 2006 Neon. Geico won't do it.. they are who I have now.. Any info would be greatly appreciated!!
Cheap car insurance..?
Im 22, female & this will be my first car to insure. I have a 1.6 Astra sxi 02 plate. Does anybody know what sites to try for the cheapest insurance? I have tried the obvious ones..go compare, confused, tesco, compare the market etc but they are all too dear! Can anyone recommend somewhere they have used with the same circumstances?""
Are insurance rates different for a lifted Toyota Tacoma rather than a normal one?
I know i'm getting a used Toyota Tacoma, under 100K mileage, and I really want a lifted one, but I need to know if insurance rates are different?""
Cheapest car insurance for teenagers?
I have a 16 year old what insurance is the cheapest to put her on
Cheap car insurance in ohio for a 17 male not on parents insurance?
what would be the average amount for car insurance for a 17 male still in high school not on his parents car insurance. he really needs this car to get to and from college and he is mostly on his own im trying to help as much as i can so what would be a average amount for him knowing this Information. please help me
How much would the car insurance for a Dodge Challenger 392 STR8 be?
Considering that it's for a 20 year old with two other adults included in the insurance plan of State Farm *If you have any information please help, this is for a Driver's Education project""
Will my insurance go up for my speeding ticket?
I just recently got a speeding ticket or doing 46 in a 30. (which wasn't possible) I'm only 16 and it is my first ticket. My parents will kill me when they find out. We have stated arm insurance and only liability on the car but will the insurance go up and/or cause my parents to fin out?
life insurance quote forms
life insurance quote forms
https://www.linkedin.com/pulse/cheap-one-day-car-insurance-over-25-luis-hunt/"
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