#non-convertible debentures

[religare-broking-limited]

What are the different types of Debentures?

Debentures are a popular way for companies to raise funds, offering investors a reliable option to earn fixed interest over time. They act as loans, where companies promise to pay back the borrowed amount plus interest on a specific date. Unlike shares, debentures don’t give you ownership in a company but guarantee a steady return, making them ideal for cautious investors who prefer lower risk.

Debentures can vary in terms of security, conversion to shares, and repayment priority. By learning about these different types, investors can choose the debenture that best fits their financial goals and risk preferences. Understanding these options is key to making smart investment decisions that align with long-term financial planning.

[priyashareindia9]

The term debenture comes from the Latin word ‘debentur’, which means borrow. Debentures are one of the types of bonds that government entities or corporations use to raise capital. They are one of the most popular debt instruments, along with bonds. 

[financemaster1]

Secret Behind Millionaires' Preference for NCDs

Ever wondered how millionaires continue to grow their wealth consistently? It's not just about having loads of money; it's about smart investment choices too. One such avenue they explore is Non-Convertible Debentures (NCDs), a rather intriguing yet rewarding option that's been making rounds in the financial world.

What's the Buzz About NCDs?

Let's break it down for you. Non-Convertible Debentures are a form of investment where companies raise capital by issuing debt instruments to investors. Sounds a bit complex? Not to worry, it's simpler than it seems.

The Benefits of NCD Investments

1. Fixed High Returns: Picture this—you can kickstart your investment journey with just ₹10,000! Plus, you stand to gain high returns of up to 9.43%*. That's impressive, right?

2. Hassle-free Process: It's as easy as 1-2-3! Enter your details, choose your investment option, and share your Demat details. Voila! You're on your way to investing smartly.

3. Financial Stability: NCDs offer high yields with low risk. It's a win-win situation. You get the returns without sweating over the risk factors.

4. Flexibility in Tenure: With varying durations available, you have the power to choose the tenure that fits your financial goals perfectly.

Why Choose Muthoot FinCorp Ltd.'s NCD?

Ah, the million-dollar question! Here's why you should consider Muthoot FinCorp Ltd.'s NCDs:

1. Higher Interest Rates: Their NCDs generally offer higher interest rates compared to traditional investment options. It's an opportunity to potentially earn more on your investment.

2. Regular Income: Imagine receiving periodic interest payouts—monthly, quarterly, or annually. It's like having a stable income source from your investments.

3. Diversification: NCDs diversify your investment portfolio, providing an alternative to stocks and mutual funds.

4. Credit Ratings and Liquidity: Backed by high credit ratings, Muthoot FinCorp Ltd.'s NCDs also offer liquidity. If needed, you have the option to sell them on the stock exchange before maturity, subject to market conditions.

How to Dive into NCD Investments?

Curious about how to get started? Here's the lowdown:

Through Muthoot FinCorp ONE App or Website: Log in, select NCD Investments, fill in your details, choose from available options, provide your DEMAT account details, and voila! You're in.

At Muthoot FinCorp Ltd.'s Branch: Visit the nearest branch, carry your PAN and DEMAT account number, and their associates will guide you through the process.

Frequently Asked Questions

1. KYC Requirement? Nope, not needed for NCD investments.

2. Investment Range? You can start with as little as ₹10,000 up to ₹5,00,000 via UPI. For larger investments, visit a branch.

3. Can I apply multiple times? Yes, you can, but each option is available for a single application, and there's a maximum cumulative investment limit.

4. Can I cancel my application? Absolutely! As long as the bidding window is open, cancellation is possible, albeit taking about 24 working hours for confirmation.

So, there you have it—the secrets behind why millionaires opt for NCD investments. It's the perfect blend of higher returns, stability, and ease of investment. Whether you're a seasoned investor or just starting, NCDs might just be the game-changer in your financial playbook.

Invest smartly, start small, and watch your wealth grow steadily. Ready to take the plunge? Head over to Muthoot FinCorp ONE and explore the world of NCDs today!

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - customercare@muthoot.com | Download App

[loantap]

Non Convertible Debentures Meaning Explained: What Are NCDs & How Do They Work?

Non-Convertible Debentures Meaning Explained: Find out what non-convertible debentures are, why investors choose them, and their role in generating fixed income with no equity conversion.

[pallavirajput74]

Non-Convertible Debentures: A Safe and Reliable Investment

[muthootfinance0861]

Muthoot Finance Ltd, India's most trusted financial services brand by Brand Trust Report, launches its XXVII Secured Non-Convertible Debentures.Earn up to 8% Interest rate per annum with AA+ (Stable) credit rating from ICRA Ltd indicating a high degree of Safety.

[thefixedincome]

Bonds Vs Non-convertible Debentures:- Everything you need to know

Non-convertible debentures and bonds are both types of fixed-income securities, and many times both words are used interchangeably though they are both distinct fixed-income investment options. In this article, we will be understanding fixed-income instruments like bonds and non-convertible debentures and discussing their advantages and disadvantages. Contact us to know everything about bonds vs non-convertible debentures

[bondsindia]

Why A Nonconvertible Debenture Is The Best IPO For Private Companies

A nonconvertible debenture (NCD) is the best initial public offering (IPO) for private companies for several reasons. First, NCDs are not convertible into equity shares, so they do not dilute the ownership of existing shareholders. Second, NCDs are unsecured, so they do not require collateral. Third, NCDs have a fixed interest rate, so they offer predictable cash flows to investors. Finally, NCDs have a longer maturity than most other debt instruments, so they provide private companies with long-term financing.

A non-convertible debenture (NCD) is a type of debt instrument that does not have the option to be converted into equity shares. NCDs are typically issued by companies to raise capital, and are often listed on stock exchanges. Interest on NCDs is generally paid out at fixed intervals, and the principal amount is repaid at maturity.

NCDs have become increasingly popular in recent years as a means for corporates to raise capital. The main advantage of issuing NCDs is that it allows companies to tap into new sources of funding, without having to dilute their equity shareholding. Additionally, interest payments on NCDs are typically tax-deductible, making them an attractive investment for many investors.

There are some disadvantages to issuing NCDs as well. Firstly, they typically have a longer tenure than other debt instruments, which can increase the risk for the issuer. Secondly, interest payments on NCDs are not always predictable, as they may be linked to market rates. This can make it difficult for issuers to budget for interest payments in advance. Finally, NCDs typically have higher coupon rates than other debt instruments, which can increase the cost of borrowing for the issuer.

New IPO Click Now

Overall, NCDs can be a useful tool for corporates looking to raise capital. However, it is important to consider the risks and costs associated with this type of financing before making any decisions.

[forblogmostly]

Outcome of Mufin Green Finance Limited’s Board Meeting Held on November 14, 2024

Mufin Green Finance Limited, a pioneering financial institution focusing on sustainable finance and investment, held its much-anticipated board meeting on November 14, 2024. The meeting, which commenced at 3:30 p.m. and concluded at 5:00 p.m., was a key event for the company, presenting significant developments and updates regarding its financial performance and operations.

The primary focus of the meeting was to review and approve the unaudited standalone and consolidated financial results for the quarter ending September 30, 2024. Following the detailed evaluation and endorsement by the Audit Committee, the Board approved these financial results, which were later disclosed in accordance with the Securities and Exchange Board of India’s (SEBI) Listing Obligations and Disclosure Requirements (LODR) Regulations, 2015. These financial updates underline the company’s performance trajectory and its commitment to transparency with stakeholders.

Financial Highlights of the Quarter The financial results revealed critical insights into the company’s performance for the quarter and half-year ending September 30, 2024. Both standalone and consolidated metrics exhibited robust growth indicators. The revenue from operations showcased steady growth, emphasizing the effectiveness of Mufin Green Finance’s strategies in its lending and investment activities. Additionally, the review by Tattvam & Co., the company’s chartered accountants, confirmed that the financial statements adhered to the Indian Accounting Standards (Ind AS) and were free of material misstatements.

The company also achieved noteworthy milestones during the quarter. On August 1, 2024, Mufin issued and allotted 300 secured, unlisted, non-convertible debentures (NCDs), each valued at ₹10 lakh, aggregating ₹30 crores, through a private placement. This move underlines the company’s active approach to capital raising and its focus on expanding its financial footprint.

Operational Developments The period under review saw significant advancements in Mufin’s business operations. The company's primary activities remained focused on financing and investments within India, aligning with its mission to drive sustainable economic growth. No reportable segments were identified, emphasizing a unified operational strategy under Ind AS 108 – Operating Segments.

The half-year cash flow statement provided further insight into the company's financial management. Although operating activities experienced a net cash outflow of ₹16,776.43 lakh, investments yielded positive cash inflows, and financing activities contributed significantly with a net inflow of ₹3,486.20 lakh. The cash and cash equivalents at the end of the period stood at ₹3,313.22 lakh, reflecting a resilient financial position despite market challenges.

Independent Auditor's Review Tattvam & Co. performed a comprehensive review of the financial results, affirming their compliance with regulatory requirements and accounting principles. Their report highlighted no material discrepancies or misstatements, ensuring stakeholders of the financial integrity upheld by Mufin Green Finance.

A Growing Commitment to Sustainability Mufin Green Finance continues to stand at the forefront of sustainable finance. The company’s progressive financial results and strategic initiatives reinforce its vision of promoting green financial solutions. As evidenced by its ongoing projects and transparent reporting, Mufin remains committed to delivering value to its stakeholders while advancing sustainable economic growth.

The Board extended its gratitude to all shareholders, employees, and stakeholders for their continued support and contribution to the company's success. The detailed financial statements, as well as related documents, are accessible on the company’s official website, ensuring transparency and accountability.

Mufin Green Finance Limited remains steadfast in its mission to innovate and lead in sustainable financing, setting new benchmarks in the financial ecosystem. The company’s unwavering focus on operational excellence and responsible financial practices is anticipated to drive growth and long-term value creation for all stakeholders.

[vedantbhoomidigital]

Adani Power plans to raise Rs 5,000 crore through NCDs, shares rise

Adani Power Limited, an Adani Group company operating in the power and energy sector, has announced that its board of directors will consider raising up to Rs 5,000 crore through non-convertible debentures (NCDs). . The company filed a regulatory (…) on the stock exchange late evening on Wednesday, October 23, 2024.

[hindustanmorning]

TVS Holdings board to explore raising funds via non-convertible debentures on October 23

TVS Holdings said on Wednesday, October 16, that its board would meet on October 23, 2024, to discuss raising capital through the issuance of non-convertible debentures (NCDs) in a private placement. The fundraising will be done in one or more tranches over time, in accordance with the company’s strategic financial objectives. TVS Holdings’ share price fell 0.70 percent to ₹13,492.80 around…

[religare-broking-limited]

Advantages and disadvantages of investing in NCDs

Non-Convertible Debentures (NCDs) are a lesser-known but vital investment option for businesses seeking capital. Unlike convertible debentures, NCDs cannot be turned into equity shares and are unsecured, relying solely on a company's creditworthiness. For investors, NCDs offer attractive benefits like higher returns and liquidity. However, they also come with significant risks and potential losses. It's crucial for investors to thoroughly research and understand NCDs in relation to their investment goals and risk tolerance. This guide simplifies the complexities of NCDs, helping investors make informed decisions in the financial market.

[news365times]

[ad_1] These companies had collected money from investors without complying with the regulatory norms. | Photo: Shutterstock2 min read Last Updated : Oct 15 2024 | 9:54 PM IST Capital markets regulator Sebi on Monday said it will auction 15 properties belonging to Mangalam Agro Products, Sumangal Industries and Falkon Industries India on November 19. The move is part of Sebi's efforts to recover money collected by these companies from investors in violation of norms. Click here to connect with us on WhatsApp Ravi Kiran Realty India and Purusattam Infotech Industries are the two other companies whose properties will be auctioned by the markets watchdog. Properties that will go under the hammer including flats, land with structure and land parcels are located in West Bengal and Odisha. The properties will be auctioned with a reserve price of Rs 11.89 crore and the auction will be conducted online on November 19 from 11 am to 1 pm, the Securities and Exchange Board of India (Sebi) said in a notice.  Sebi has invited bids for the sale of properties in the recovery proceedings against Mangalam Agro Products, Sumangal Industries, Falkon Industries India, Ravi Kiran Realty India and Purusattam Infotech Industries and their promoters/directors. Further, Quikr Realty has been engaged by the regulator to assist it in the auction. In addition, Sebi advised the bidders to make their own independent enquiries regarding the encumbrances, litigations, attachments, acquisition liabilities of the property, title, claim/rights/dues etc. in respect of the properties put on auction, prior to submitting their bids. Of the 15 properties being put on the block, seven are linked to Mangalam Agro Products, three each are related to Sumangal Industries and Falkon Industries India. Also, there is one property each of Ravi Kiran Realty India and Purusattam Infotech Industries, the markets watchdog said in the notice. These companies had collected money from investors without complying with the regulatory norms.Going by Sebi's earlier orders, Mangalam Agro had raised Rs 11 crore from illegal issuance of secured non-convertible debentures (NCDs) to around 4,820 investors during 2011-2012. Sumangal had collected Rs 85 crore from investors through illegal collective investment schemes (CIS). Besides, Ravi Kiran raised funds by issuing RPS to 1,176 individuals. Falkon Industries India Ltd (FIIL) had collected Rs 48.58 lakh by issuing redeemable preference shares to 714 persons in 2009-2010. (Only the headline and picture of this report may have been reworked by the Business Standard staff; the rest of the content is auto-generated from a syndicated feed.)First Published: Oct 15 2024 | 9:54 PM IST [ad_2] Source link

[financemaster1]

Secret Behind Millionaires' Preference for NCDs

Ever wondered how millionaires continue to grow their wealth consistently? It's not just about having loads of money; it's about smart investment choices too. One such avenue they explore is Non-Convertible Debentures (NCDs), a rather intriguing yet rewarding option that's been making rounds in the financial world.

What's the Buzz About NCDs?

Let's break it down for you. Non-Convertible Debentures are a form of investment where companies raise capital by issuing debt instruments to investors. Sounds a bit complex? Not to worry, it's simpler than it seems.

The Benefits of NCD Investments

1. Fixed High Returns: Picture this—you can kickstart your investment journey with just ₹10,000! Plus, you stand to gain high returns of up to 9.43%*. That's impressive, right?

2. Hassle-free Process: It's as easy as 1-2-3! Enter your details, choose your investment option, and share your Demat details. Voila! You're on your way to investing smartly.

3. Financial Stability: NCDs offer high yields with low risk. It's a win-win situation. You get the returns without sweating over the risk factors.

4. Flexibility in Tenure: With varying durations available, you have the power to choose the tenure that fits your financial goals perfectly.

Why Choose Muthoot FinCorp Ltd.'s NCD?

Ah, the million-dollar question! Here's why you should consider Muthoot FinCorp Ltd.'s NCDs:

1. Higher Interest Rates: Their NCDs generally offer higher interest rates compared to traditional investment options. It's an opportunity to potentially earn more on your investment.

2. Regular Income: Imagine receiving periodic interest payouts—monthly, quarterly, or annually. It's like having a stable income source from your investments.

3. Diversification: NCDs diversify your investment portfolio, providing an alternative to stocks and mutual funds.

4. Credit Ratings and Liquidity: Backed by high credit ratings, Muthoot FinCorp Ltd.'s NCDs also offer liquidity. If needed, you have the option to sell them on the stock exchange before maturity, subject to market conditions.

How to Dive into NCD Investments?

Curious about how to get started? Here's the lowdown:

Through Muthoot FinCorp ONE App or Website: Log in, select NCD Investments, fill in your details, choose from available options, provide your DEMAT account details, and voila! You're in.

At Muthoot FinCorp Ltd.'s Branch: Visit the nearest branch, carry your PAN and DEMAT account number, and their associates will guide you through the process.

Frequently Asked Questions

1. KYC Requirement? Nope, not needed for NCD investments.

2. Investment Range? You can start with as little as ₹10,000 up to ₹5,00,000 via UPI. For larger investments, visit a branch.

3. Can I apply multiple times? Yes, you can, but each option is available for a single application, and there's a maximum cumulative investment limit.

4. Can I cancel my application? Absolutely! As long as the bidding window is open, cancellation is possible, albeit taking about 24 working hours for confirmation.

So, there you have it—the secrets behind why millionaires opt for NCD investments. It's the perfect blend of higher returns, stability, and ease of investment. Whether you're a seasoned investor or just starting, NCDs might just be the game-changer in your financial playbook.

Invest smartly, start small, and watch your wealth grow steadily. Ready to take the plunge? Head over to Muthoot FinCorp ONE and explore the world of NCDs today!

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - customercare@muthoot.com | Download App

[prodigeefinance]

Seeking a safe and rewarding investment? Secured Redeemable Non-Convertible Debentures (FDs) might be your ideal solution!

With tangible asset backing, these instruments offer a perfect mix of security and consistent returns.

Ideal for risk-averse investors, they help you grow your wealth while ensuring peace of mind. Whether saving for education, retirement, or building your financial future, these debentures are a smart choice.

Don’t miss out on this opportunity—invest wisely and watch your wealth grow!

[keralatimesnews]

NBFC കളിൽ നടക്കുന്നത് വമ്പൻ തട്ടിപ്പെന്ന് സൂചന;NCD ക്ക് വേണ്ടി ചിലർ റിസർവ്വ് ബാങ്കിനെ തെറ്റിധരിപ്പിക്കുന്നോ?

https://keralatimeslive.news/nbfc-ncd-non-convertable-debenture-non-banking-finance-company/