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#my credit max is $6000 and id put in $2500 every month to keep it at $3500
thedisablednaturalist · 3 months
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i don't know what to do
if I get the apartment ill have to have $3500 on my credit card until we slowly pay it off due to how my paydays line up with the rent being due, so I have to depend on my boyfriend getting a better job or two jobs to help me get it down until our budget goes back to how I originally planned it.
the upfront costs are like, insane. So we have to put most of it on my credit card till I get paid on the 25th and can pay it off. So ill have to keep maxing out my card but paying it off before I get charged.
If he doesn't make more money, my debt would only be able to go down at least $100 per month.
I really need to get out of here. But I don't want to fuck myself over financially. We basically already set up everything and just need to sign the lease, so we can still back out and just eat the application fee if we need to. But we need to decide, like asap.
I don't want to lose that apartment. its ADA and on the good side of the building. Its also subsidized. If i hadn't been an idiot with my money and saved more maybe it wouldn't be this bad.
I feel like I'm so close to freedom from abuse, but doing so would put a big financial ball and chain around my legs. I love and trust my boyfriend but he has less job prospects than I do, and I hate that he'd have to work two minimum wage ($15) jobs.
Does this sound insane? We have to sign the lease tomorrow if we are going to. I need to sleep but I keep running the numbers in my head. Like it is feasible, but it's going to be hard until he gets paid more.
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