#maruti face mask
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nogenderbee · 1 month ago
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♡˗ˏ✎*ೃ˚ 𝔼𝕞𝕠𝕥𝕚𝕠𝕟𝕝𝕖𝕤𝕤 ₊˚ˑ༄
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*ੈ✩‧₊˚ anon request: I SAW UR REQUEST HAVING ONE SPACE OPEN SO IM TYPING THIS AA FAST AS I COULD.
urm CAN I HAVE akito, tsukasa, shizuku and minori with n25! reader, who's similar to mafuyu but the difference is she doesn't like fake a cheerful exterior like mafu???
😺😺😺😺😺😺😺 pls
*ੈ✩‧₊˚ Yes ofc!! Also, I saw second ask of yours abt making it platonic so dw it is ^^
Also why it felt like I was being bribed with cats- /j
Anyway!! Hope you like it!
*ੈ✩‧₊˚ platonic, TW: small swear in Akito's part
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✧ when Minori saw you, she quickly got reminded about how she used to be before she saw Haruka in TV
✧ so she thought that if she wants to be a good idol, she should make you smile too! Though it turned to be way harder task than she thought it'll be...
✧ she tried approaching you every day and making little puns or just sillying around, showing pictures of cute animals... Anything to get reaction out of you!
✧ but when she always saw that same emotionless face... she was honestly at the verge of giving up one time... but she didn't in the end!
✧ you honestly may see her as annoying, but she doesn't mind! Because she's determined to help you, even if she'll need to have little heart to heart conversation
"I... I don't want to see you so sad about life. I know how it is so... please let me help you!! At least allow me to keep trying, because I don't want to give up yet!"
✧ she honestly kinda likes the fact you're not masking your emotions, because that means the smile she'll see one day on your face will be genuine and not forced one
﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌
@bleachtheidiot @ravenmoon903 @yulikesminori - come get your Haruka fan!
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✧ Shizuku was a bit concerned when she saw how emotionless you seemed to be... and she can't really let it go, no?
✧ she first approaches you asking a bunch of questions what's wrong, bothering you or so on...
✧ and when you said you're just like this she honestly gets even more concerned...
✧ she doesn't really want to bother you too much so she simply approaches you every now and then, whenever she sees you
✧ she doesn't really know how to help you... she just wants you to be happy...
"Are you... happy like this? Do you enjoy not caring about so much?"
"I can't feel anything."
✧ she probably tried to get what you like out of you... and if she can't? She probably goes with giving you sweets randomly and seeing how you react on them!
✧ probably also took you out to many cute or fun places like: penguin cafe or amusement park, zoos... everything to see you enjoying yourself
✧ but even when everything fails... she might give up for a while but never forever! She'll come back after a week or so of break~
﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌
@bleachtheidiot @ravenmoon903 @qwnelisa @miya-akane @miguelito-maruti-blog - come get your beautiful model~
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✧ Akito honestly couldn't care less about a stranger... maybe you're just in bad mood or have resting bitch face or something. He doesn't care
✧ he knows how annoying it is to be constantly asked about why you're like this
✧ the situation changes when you're already friends... he'll ask you why you're always so emotionless and may even get a bit frustrated with your attitude sometimes
✧ he doesn't like to force help so he'll just ask you straight and take actions depending on your answer
"Do you even want to feel anything? Happiness? Anger? Whatever?"
✧ if you say you don't, he'll just shrug it off and let you live your life!
✧ but if you say you'd like to try... he'd also try to make you feel something
✧ his first idea is to move your heart with music! But when that doesn't work he just uses his friends to help him figure something out
✧ after no results though, he'll probably give up a little bit... he'll still try but definitely won't be as determined as he used to be about it
﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌
@bleachtheidiot @akitosheart @yulikesminori @miya-akane @hayillaaaaaaa @stellas-starry-stories13 @hakulivesformusic @luhvashh @akiritoz @sucodelaranja86 @aluvslink - come get your pancakes lover!
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✧ at first Tsuaksa was sure you were just in bad mood... and he can't really let anyone be like that as a star, right?!
✧ so he immidietly approached you with loud greeting hoping to get a reaction out of you
"HEY! I'M THE STAR OF THIS WORLD! TSUAKSA! Now... WHY ARE YOU SO DOWN, MY FRIEND?!"
"... Just because."
✧ he literally had Akito's "Miku?!" pikachu face when you just walked away from him so nonchalantly
✧ it honestly only made him more determined to go after you and get you to smile!
✧ so ever since that day, he became the biggest nuisance to you and kept approaching you every day in hopes to see any kind of emotion other than not caring one
✧ at this point he'll even take frustration as success to be honest... he's just so tired of seeing you so emotionless, he wants to see if you can feel ANYTHING else!
✧ he'll probably invite you to many of his shows or even do some private ones for you just to end up getting thumbs up and being frustrated himself...
﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌﹌
@bleachtheidiot @akitosheart @wholesaleboi @yulikesminori @alicewinterway18 @hakulivesformusic @sucodelaranja86 - come get your future star!
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vilaspatelvlogs · 4 years ago
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Maruti Suzuki ने बनाए फेस मास्क, फेस वाइजर्स और कार पार्टीशन, कीमत है 10 रुपये से शुरू
Maruti Suzuki ने बनाए फेस मास्क, फेस वाइजर्स और कार पार्टीशन, कीमत है 10 रुपये से शुरू
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Maruti Suzuki Health and Hygiene range of Genuine Accessories – फोटो : Amar Ujala
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पढ़ें अमर उजाला ई-पेपर Free में कहीं भी, कभी भी।
70 वर्षों से करोड़ों पाठकों की पसंद
ख़बर सुनें
ख़बर सुनें
देश की सबसे बड़ी कार निर्माता कंपनी मारुति सुजुकी ने ग्राहकों के लिए मास्क, दस्ताने समेत अन्य उत्पाद बनाने शुरू कर दिए हैं। इन प्रोडक्ट्स की कीमत 10 रुपये से शुरू है। सरकार ने पिछले महीने…
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sushmitablogs · 4 years ago
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BEST TRAVEL AGENCY : FLYSHOP
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Goa is a perfect amalgamation of the divine nature, adventurous nights and tropical environs. There are a plenty of factors that would drive your attention towards this beautiful tropical paradise. People have a variety of reasons to visit Goa. However, what made me to fascinate about Goa is related to a movie which I saw and I think many of you must have seen too, the movie - Golmaal Returns, funny right!
I know most of you must be thinking that how a comedy movie can shift the attention to the location where the movie have been shot, yes it did with me , I guess that's the charm of Goa.
From being one of the top rated tourist destinations to having a number of mystical pilgrimage spots, Goa serves as a perfect destination for say a vacation, a self-pampering package, a perfect wedding spot and many more is in the list.
To make your Goa trip hustle free you can book your package for Goa at www.flyshop.in , what's best about this tour planning website is that it is economical and consumer friendly. From planning for the route to making sure that your trip ends well, www.flyshop.in is no doubt a customer loyal travel company.  I also did a lot of research and planning before stepping out for goa , I was a bit muddled about the stay because it was my first solo trip, however I landed onto this website and woaah!! , all my confusions and problems were solved by the staff of flyshop.in , from planning for the best and cheapest route to the hotel room this team completely guided me and made my trip hassle free and convenient.
 So if you are planning for a vacation in Goa , I have a few suggestions regarding what all fun activities you can do in Goa to savor your vacation to the fullest:
 ACTIVITIES TO DO IN GOA
1. Visit Beaches
When someone asks what's Goa famous for, the very first thing that comes into our minds is the beaches, we can call Goa a pool of beaches. It has a collection 35 beaches. Morjim , Baga , Candolim & Calangute are some popular beaches. These are a perfect place to spend your afternoon as well as a perfect place for evening dates and deep talks.  
 2. Water sports
A place with tons of beaches will definitely offer you a range of thrilling water sports. Even if you are not a sporty kind of a person , you'll still enjoy these. Jet skiing, Scuba diving, speed boats, river rafting and many more action packed water activities can be experienced in Goa.
 3. Nightlife of Goa
Be it crazy partying with people from different continents, playing your luck at the casinos or having a beach-side bonfire-barbeque night, Goa has everything that you can think of under nightlife. From beach shacks to night pubs everything that you would've ever imagined in your night life is here in Goa.
 4. Carnival
Goa's carnival also known as "Intruz" is one of the few carnivals in Asia and the only carnival celebration in India. Goa Carnival festival is all about dancing on the streets, vehicles festooned with flowers and feathers, people’s faces covered with masks, and the crowing of King Momo.
 5.Pool party
Another exciting factor for the party animals to visit Goa is the variety of pool parties. And we all know how exciting it is to chill into the pools during summers.
 6. Pilgrimage Sites
Apart from thrilling parties , Goa is a place offering divine serenity to the peace mongers. Having a collection of beautiful 28 Churches this place have a number of temples too. Some of the famous temples in Goa cater to almost all the aspects including the devotees, the photography fanatics, history lovers and experience seekers. Some famous temples and churches are Maruti Temple, Shri Saptakoteshwar Temple, Se cathedral, Basilica of Bom Jesus and many more.
 7. Dudhsagar Falls
The majestic Dudhsagar Falls in Goa, with white water gushing through the steep and vertical face of the mountain portrays a cascading effect .The moment the water rushing out from the falls and touches the feet , it feels like bliss. If you’ve got a big group or a family, you surely must check-in the Dudhsagar Falls for a short family outing.
 The above mentioned things is just a Gist of Goa , Goa is much more than this and when you plan for a trip you never get disappointed by it. Book your package now with www.flyshop.in and avail the best and pocket friendly trip.
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newstfionline · 4 years ago
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Headlines
Declining Western birth rates (Nikkei Asian Review) Births in many developed countries are poised to crater next year amid the economic turmoil caused by the pandemic and, in many cases, the botched response. Japan is projected to see births drop 10 percent in 2021, accelerating a decline. Last year there were 860,000 births in Japan, the first time the level dipped below 900,000 since tracking began. Babies in the U.S. could decline by 300,000 to 500,000 next year, a 10 percent drop in the 3.7 million average annual births. According to the International Labor Organization, 17.1 percent of people aged 18 to 29 around the world have not worked since the pandemic began, and those who did saw their hours shrink an average of 23 percent.
Mean streets (Bloomberg) Mean streets are getting meaner, and more than 700 cities have said they may cut infrastructure spending due to budget shortfalls. Potholes caused $15 billion in damages to cars over five years, and some states are in a particularly rough stretch of road: in Rhode Island, 48 percent of urban streets are in poor condition according to the Federal Highway Administration, followed by California (46 percent), New Jersey (42 percent), and South Dakota and Hawaii (36 percent each). In some metropolitan areas in particular, most roads are bad: San Francisco-Oakland (71 percent of streets are poor), San Jose (63 percent) and Los Angeles (63 percent).
Big California wildfires burn on as death toll reaches 7 (AP) Firefighters battling three massive wildfires in Northern California got a break from the weather early Monday as humidity rose and there was no return of the onslaught of lightning strikes that ignited the infernos a week earlier. The region surrounding San Francisco Bay remained under extreme fire danger until late afternoon amid the possibility of lightning and gusty winds, but fire commanders said the weather had aided their efforts so far. The three big fires around the Bay Area and many others burning across the state have put nearly 250,000 people under evacuation orders and warnings and authorities renewed warnings for anxious homeowners to stay away from the evacuation zones.
National Guard called out after police shoot Black man (AP) Wisconsin’s governor summoned the National Guard for fear of another round of violent protests Monday after the police shooting of a Black man under murky circumstances turned Kenosha into the nation’s latest flashpoint city in a summer of racial unrest. The move came after protesters set cars on fire, smashed windows and clashed with officers in riot gear Sunday night over the wounding of 29-year-old Jacob Blake, who was hospitalized in serious condition. In a widely seen cellphone video made by an onlooker, he was shot [by police seven times] in the back, as he leaned into his SUV while his three children sat in the vehicle. The shooting happened around 5 p.m. Sunday and was captured from across the street on video that was posted online. In the footage, Blake walks from the sidewalk around the front of his SUV to his driver-side door as officers follow him with their guns pointed and shout at him. As Blake opens the door and leans into the SUV, an officer grabs his shirt from behind and opens fire while Blake has his back turned.
Marco collapses, sets stage for Laura to hit US as hurricane (AP) Tropical Storm Marco began falling apart Monday, easing one threat to the Gulf Coast but setting the stage for the arrival of Laura as a potentially supercharged Category 3 hurricane with winds topping 110 mph (177 kph). While Marco weakened, Laura’s potential got stronger, and forecasters raised the possibility of a major hurricane that would pummel western Louisiana and eastern Texas from late Wednesday into Thursday. The two-storm combination could bring a history-making onslaught of wind and coastal flooding from Texas to Alabama, forecasters said. State emergencies were declared in Louisiana and Mississippi, and shelters were being opened with cots set farther apart, among other measures designed to curb infections.
In Mexico's televised 'return to classes,' parents turn to state schools (Reuters) Millions of students return to classes virtually in Mexico on Monday after a hiatus lasting months caused by the coronavirus pandemic that has sparked an exodus from private schools. Mexico has yet to publish official data, but private-school bodies consulted by Reuters said almost 2 million students at all levels were expected to quit private schools because of the crisis to join an already overcrowded public system. The lack of both in-person teaching and access to facilities has left many parents unwilling to shoulder private-school costs. Supporters of private schools worry the turmoil could stretch the education system, especially after President Andres Manuel Lopez Obrador last year canceled a reform that the previous government said would improve teaching standards in Mexico, one of the worst-performing countries in the 37-nation Organisation for Economic Cooperation and Development (OECD). As state schools reopen, students will start the new academic year with a home-learning program broadcast by major television networks until infection rates are deemed sufficiently low.
Mexico’s coronavirus toll (Financial Times) Mexico has surpassed its “catastrophic” worst-case scenario of 60,000 Covid-19 deaths and is shaping up as one of the worst health and economic casualties of the global pandemic. Latin America’s second-biggest economy, which has the world’s third highest overall coronavirus death toll, hit the grim milestone on Saturday, when the health ministry reported 60,254 and 556,216 confirmed cases. But officials have long acknowledged that the government’s data is an underrepresentation and the health ministry and private studies say the real death tally could be some three times higher.
Sweden’s success in fighting the coronavirus (London Times) Sweden is beating many European countries in the fight against new coronavirus infections, possibly because of its decision not to implement tough lockdown measures. As cases surge across Europe, leading to new restrictions such as the mandatory wearing of masks in many public areas, the infection rate in Sweden is falling. “Sweden is doing fine,” Arne Elofsson, a professor in biometrics at Stockholm University, said. “Strict rules do not work as people seem to break them.” Figures from the European Centre for Disease Prevention and Control show that the infection rate in France is more than 60 per cent higher than that of Sweden. France implemented a strict lockdown in the spring and requires masks to be worn in many public areas but has a fortnightly infection rate of 60 cases per 100,000 people. Sweden, which decided not to implement compulsory measures at that time and which rejected the use of masks, has a rate of 37 cases per 100,000 people. The government is recording between 200 and 300 new cases a day, with deaths down to three last Friday.
German doctors say tests indicate Kremlin critic Navalny was poisoned (Reuters) German doctors said on Monday that medical examinations indicated that Russia opposition figure Alexei Navalny, who is in a Berlin hospital after collapsing on a plane in Russia last week, had been poisoned. The specific substance was not yet known, German doctors said. The outcome remains uncertain but long-term effects, especially to the nervous system, could not be ruled out, it said.
European job cuts coming (The New York Times, McKinsey) A tsunami of job cuts is about to hit Europe as companies prepare to carry out sweeping downsizing plans to offset a collapse in business from the new coronavirus outbreak. Government-backed furlough schemes that have helped keep around a third of Europe’s work force financially secure are set to unwind in the coming months. As many as 59 million jobs are at risk of cuts in hours or pay, temporary furloughs, or permanent layoffs, especially in industries like transportation and retail, according to a study by McKinsey & Company.
At least 100 feared trapped in building collapse south of Mumbai (Reuters) At least 100 people are feared trapped in the debris of a five-storey building that collapsed on Monday in an industrial town in western India, a lawmaker said. Not all the roughly 200 residents of the building in Mahad, about 165 km (100 miles) south of India’s financial capital Mumbai, were at home when it crumbled in the evening, Bharatshet Maruti Gogawale, the local lawmaker, told Reuters. Authorities have yet to ascertain the cause of the collapse and the number of casualties, but about 30 people were pulled out by rescue teams and local residents. Old creaky structures and illegal constructions in India often lead to collapses, typically during torrential rain.
In China, Where the Pandemic Began, Life Is Starting to Look … Normal (NYT) In Shanghai, restaurants and bars in many neighborhoods are teeming with crowds. In Beijing, thousands of students are heading back to campus for the fall semester. In Wuhan, where the coronavirus emerged eight months ago, water parks and night markets are packed elbow to elbow, buzzing like before. While the United States and much of the world are still struggling to contain the coronavirus pandemic, life in many parts of China has in recent weeks become strikingly normal. Cities have relaxed social-distancing rules and mask mandates, and crowds are again filling tourist sites, movie theaters and gyms. The return to normalcy has made China an outlier in the global economy. The United States is facing a potentially long and painful recession, as some places have reimposed restrictions to contend with a surge in cases this summer. Several countries in Europe have been experiencing fresh outbreaks, putting additional pressure on an already weak economy. By contrast, China has been slowly recovering in recent months and its factories are humming again, although its growth is still weaker than before the pandemic and job losses are significant.
COVID-19 scary? Japan group offers coffins, chainsaws for stress relief (Reuters) Finding the pandemic scary? A Japanese group is trying to take people’s minds off COVID-19—by putting them in coffins surrounded by chainsaw-wielding zombies. Customers this weekend in Tokyo can lie in a 2-metre (6 1/2-foot) windowed box, listening to a horror story, watching actors perform and getting poked with fake hands and squirted with water. “The pandemic is stressful, and we hope people can get a bit of relief by having a good scream,” said Kenta Iwana, coordinator of production company Kowagarasetai—“Scare Squad���—which is putting on the 15-minute shows.
With Delay in Afghan Peace Talks, a Creeping Sense of ‘Siege’ Around Kabul (NYT) Mornings in the city begin with “sticky bombs,” explosives slapped onto vehicles that go up in flames. With night comes the dread of hit-and-run assassinations in the nearby suburbs—government employees shot dead by motorcycle-riding insurgents who roam free. As peace talks to end Afghanistan’s long war face delays, the Taliban may be sparing Kabul, the capital, from mass-casualty attacks as part of an understanding with the United States. But the insurgents have instead shifted to a tactic that is eroding the Afghan government’s standing with each passing day: frequent targeted assaults that the country’s security forces seem unable to control. The city has taken on an air of slow-creeping siege. At least 17 small explosions and assassinations have been carried out in Kabul in the past week, according to a tally by The New York Times. Three magnetic bombs went off within one hour on Saturday morning, and at least two more targeted attacks followed before the end of the day.
More U.S. troops pull out of Iraq (Foreign Policy) U.S.-led coalition troops withdrew from Iraq’s Taji base located north of Baghdad on Sunday and transferred control of the facility to the Iraqi security forces, part of a larger drawdown of U.S. troops in the country. The base has held up to 2,000 troops in the past, but most of those stationed there have departed this summer. The final troops are due to leave in the coming days. Sunday’s withdrawal comes as the Trump administration has been working with the Iraqi government to coordinate the withdrawal of U.S. troops from the country. On Friday, after a meeting with Iraqi Prime Minister Mustafa al-Kadhimi, Trump reiterated his desire to pull out of Iraq. “Frankly, I didn’t think (the Iraq War) was a good idea,” he said. “Now we’re getting out, we’ll be leaving shortly.” The handover of Camp Taji is the eighth such transfer of an Iraqi base to Iraqi security forces.
Beirut faces mental health crisis after blast (Reuters) More than two weeks after a massive explosion tore through Beirut killing 181 people and leaving entire neighbourhoods in ruins, Sandra Abinader still jumps at the slightest sound. “The other day, I was trying to open a jar and the popping sound made me jump back and scream. I felt for a second I needed to run away.” The blast caught Lebanon at an extremely vulnerable point following months of severe economic crisis compounded by the coronavirus pandemic. Now practitioners are warning of a national mental health emergency as people begin to show signs of trauma from the explosion, including nightmares, flashbacks, crying, anxiety, anger and exhaustion. Psychologists say this is being exacerbated by the constant stream of images on Lebanese TV and social media showing the blast and its bloody aftermath. “Every time we say it can’t get worse in Lebanon, it somehow does,” said Jad Daou, a volunteer with Lebanese mental health NGO Embrace, who mans the phones at its crisis clinic. “A lot of people are feeling hopeless about the entire situation here in Lebanon.”
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divyabhashkar · 3 years ago
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Look for this week: Covid Surge, Auto Earnings
Look for this week: Covid Surge, Auto Earnings
Every Monday, Mint’s Plain Facts section features key data releases and events for next week. Two leading automobile companies – Bajaj Auto and Maruti Suzuki – are set to release their quarterly earnings reports this week. The national capital, Kovid-19, is witnessing a new boom, which has forced many states to repeal face mask orders. Here’s what you need to look for this week: 1. Covid…
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nsgtaxi · 4 years ago
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8 REASONS HOW CAB SERVICE PROVIDER CAN EASE YOUR LIFE
1. BRILLIANT AND RELIABLE DRIVERS
The majority of people look for the most appropriate and enjoyable means of transport in this hectic city life. However, you may feel delighted driving yourself but it is tiring because of city traffic. That’s why it is always better to hire a cab service provider with driver services which result in a peaceful journey for you whether it is for personal use, business use, or other reasons, hiring an NSG taxi service provider would guarantee your journey will be pleasant and protected.
2. PARKING WILL NEVER BE AN ISSUE The best part about hiring a taxi is there will be no dilemma of parking as you comfortably dropped at your given destination as well as you can save a little time and there will be no tension of roaming around for finding a suitable parking place.
3. REDUCE MAINTENANCE COSTING OF YOUR CAR Choosing a taxi frees you from the problem of excessive fuel costs, costly car maintenance, and damage due to car accidents, and reduced reselling value of your car. In case if you do not own a car taxi helps you a lot in saving as well.
4. TRAVEL IN A SANITIZED AND GENUINE TAXI NSG taxi has devoted a lot of time to choose the best cab and drivers for you. All our taxis go through hygiene and meter investigations, so you can travel with us as you get correct fare charges and in this Covid-19 don’t stop yourself from meeting your loved ones and enjoying your life because we make sure that all our taxis get sanitized before it comes to pick you up.
5. READILY AVAILABLE Almost all public transport is not available 24 hours a day. Whether it is day or night, winter or summer taxi will always be there when you need a safe ride. But it is important to choose the correct taxi service provider, after all, it is about your safety .when you book your taxi from a well-known taxi provider like NSG there will be no issue about your safety and you can reach your final destination easily.
6. A PROSPEROUS AND STRESS-FREE RIDE Everyone faces uneasiness when they have to deal when you are moving in a bus or a train, traveling in a taxi has the benefit of providing you a stress-free and the most convenient ride that removes all the stress and tiredness of the whole day. Working whole day at your workplace there is no energy left for driving a car and reach yourself home by your vehicle is not a very good option to go for. Rather, enjoy calm and cheerful ride in a taxi to your destination seems like the finer option to go for.
7. EASE WITH BAGGAGE our taxi drivers will always cooperate with you to help with your heavy baggage that is No other transport cooperates with you as much as the taxi drivers do to help you with your entire luggage that is carefully stored into the taxi and carried to your final destination, Hence making cabs the best transport option that you can easily make use.
8. IT IS AFFORDABLE Traveling in taxis is very inexpensive particularly when you have to reach the airport. Choosing a low-cost taxi ride is much more beneficial than driving on your own to distinct places and suffers through problems like looking for the best place to park your vehicle. A tension-free and convenient ride in the NSG taxi not just saves the fuel of your vehicle but also helps you in storing your energy for other works.
SERVICES PROVIDED BY NSGA TRAVELS PRIVATE LIMITED - One-way taxi service - Car rental service - Outstation cab service - Intercity cab service - Airport Pickup and Drop Service
NSGA Travels Pvt. Ltd is known for providing the best service across 250+ cities in India. We have years of experience in this industry and we try our best every day to increase the number of cities in which we can provide our service because people of every city deserves the best.
The purpose of NSGA Travels Pvt. Ltd is to serve the people with honesty, kindness, and worthy service as customer satisfaction is a matter of concern for us. That’s why we send you the best cars with the best-experienced drivers who are friendly to talk with and helpful in the situations of need.
OUR QUALITIES - REGULAR CUSTOMERS BECAUSE OF BEST SERVICE - SANITIZED TAXI - AVAILABLE 24/7 - NO EXTRA CHARGES
HOW WE ARE INCREASING THE LEVEL OF SAFETY?
- CUSTOMER AND DRIVER ACCOUNTABILITY Customer and drivers must verify about the precautions taken like wearing the mask and washing hands before the journey starts. It is very important because covid-19 is spreading very fast with each passing day and as a responsible citizen of society it is our duty to be accountable and wear masks before going out.
- MASKS ARE MUST Mask is necessary when our driver comes to pick you up same applies to clients also. In case you find our driver without mast you can definitely ask him to wear a mask before entering into the cab.
- CHECKED DRIVERS BACKGROUND Our all driver's history is checked whether they have any criminal record as well as we rechecks the criminal record every year again because what matters is safety. We assure you that your safety is our responsibility especially for our female clients .There is no chance for trouble in case if you had a bad experience of the journey because of our driver or he rash drives the car you can tell us and we will take strict action against the driver. TYPES OF CARS WE PROVIDE Maruti Swift, Tata Indica,  Maruti WagonR, Audi Q3, BMW X3, Mercedes Benz, Range Rover, Toyota Fortuner,  Innova Crysta, Maruti Ertiga,  Mahindra Marazzo,  Maruti Swift Dzire,  Honda City,  Tata Zest, Tata Indigo,  Honda Amaze, Hyundai Verna, Hyundai Xcent, Toyota Etios,  Maruti Baleno, Mahindra XUV,  Hyundai Creta,  Hyundai Venue, Tata Nexon,  20 Seater Tempo, 11 Seater Tempo, 17 Seater Tempo and many more.
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japjitravels1 · 4 years ago
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Make some awesome Trips on Budget Innova Hire Rates
Innovahire.in provides Rental Innova car in Delhi to any place in India. Business trips, family trips, sightseeing, and honeymoon trips are provided by Toyota Innova Hire. The best way to make your trips unforgettable is to hire an Innova vehicle. In Delhi, we give the best Innova Hire prices, which are very versatile for visitors. We provide Toyota Crysta Hire Delhi packages for other cities, such as Agra Tour Packages, Rajasthan Tour Packages, Shimla Manali Tour Packages, Jaipur Tour Packages, etc.
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dailykhaleej · 5 years ago
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Toaster-sized ventilator from India helps hospitals in coronavirus fight
On this picture taken on March 25, 2020, a ventilator made by AgVa Healthcare is displayed on the analysis and improvement (R&D) centre in Noida in Uttar Pradesh state. Picture Credit score: AFP
NEW DELHI: Initially created by a robotic scientist and a neurosurgeon to assist India’s poor, a toaster-sized ventilator is providing hope in the nation’s fight towards the coronavirus pandemic and demand is booming.
The virus at its most deadly assaults the lungs, making ventilators – which pump breathable air right into a affected person – important for hospitals all over the world as they’re swamped with COVID-19 circumstances.
With the toll rising in India, the place a nationwide lockdown is in drive, manufacturing of AgVa’s transportable ventilator has shot up from 500 a month to 20,000.
“There was no approach we might have foreseen one thing as large as this,” mentioned neurosurgeon Deepak Agrawal, who co-developed the machine with robotic scientist Diwakar Vaish.
Priced at round $2,000 (Dh7,340), the AgVa ventilator is a fraction of the worth of standard ventilators, which go for greater than $10,000 (Dh36,700).
India, like most international locations, has a important scarcity of beds and ventilators for its 1.Three billion individuals. The South Asian nation has to date reported greater than 1,600 circumstances and 38 deaths from COVID-19.
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On this picture taken on March 25, 2020, Diwakar Vaish, co-founder of ventilator producer AgVa Healthcare, wears a face masks as he speaks throughout an interview on the analysis and improvement (R&D) centre in Noida in Uttar Pradesh state. Picture Credit score: AFP
To spice up preparedness for a surge in circumstances, the Indian authorities has banned the export of coronavirus-linked medical exports, together with ventilators.
The AgVa plant close to the capital New Delhi has been given permission to work flat out to make what may very well be a key weapon when India has to completely confront the pandemic.
The makers say the AgVa – which weighs simply 3.5 kilos (7.7 kilos) – will assist transfer much less important sufferers again to their properties as their machine is simple to move and set up, and wishes low energy.
“In case you need to convert a resort into an ICU, you possibly can merely put this machine and begin working because it does not require different infrastructure,” mentioned Vaish.
Maruti Suzuki, India’s greatest passenger automobile maker, has pledged to assist AgVa ramp up manufacturing after the federal government referred to as on all auto corporations to contribute to the anti-coronavirus effort.
Plug and breathe
Seeing individuals queue for life-support gear on the All India Institute for Medical Science in Delhi in 2016 satisfied Vaish and Agrawal that there was an acute want for an inexpensive and transportable ventilator.
“ICU care may be very costly. Within the non-public sector, even the richest of wealthy cannot afford it for a very long time,” mentioned Vaish.
They prevented costly imported elements to maintain the fee low, Agrawal added.
With its cash-starved well being system, India has solely round 40,000 ventilators, and consultants who’ve seen the coronavirus disaster explode in Europe have warned this might turn out to be a catastrophic scarcity for India.
R.V. Asokan, secretary basic of the Indian Medical Affiliation, mentioned the AgVa transportable ventilator was the form of innovation wanted to fill well being gaps.
“It’s a primary mannequin which is able to serve in the present situation as it’s a easy oxygenation machine,” mentioned Asokan, who added that it might assist COVID-19 sufferers however not those that have had transplants and different main surgical procedures.
Sunita Sharma, whose son was hospitalised for 5 years with a crippling nerve situation, was given one of many machines without cost.
“My husband and I needed to take turns to stick with him on the hospital and that affected our lives,” Sharma instructed AFP.
“I used to be devastated when the docs instructed me my son must spend the remainder of his life on a ventilator mattress.
“A minimum of now I can keep dwelling to deal with him and the remainder of the family.”
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vsplusonline · 5 years ago
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lucknowite · 4 years ago
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Maruti launches accessories to protect customers from coronavirus
Maruti launches accessories to protect customers from coronavirus
New Delhi: Indian carmaker Maruti Suzuki India (MSI) on Thursday said it has introduced a range of accessories, including face shield visor and masks, amid the coronavirus pandemic.
The company’s ‘Health and Hygiene’ genuine accessories for car and personal care are priced from Rs 10 to Rs 650, MSI said in a statement.
The products include three ply face mask, protective goggles, show cover, hand…
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smestreet · 5 years ago
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Maruti Suzuki's JV Company Handed Over 2 Lakh Masks to Local Administration
#Maruti_Suzuki's JV Company Handed Over 2 Lakh Masks to Local Administration of #Gurugram
Maruti Suzuki India (MSI) said its joint venture with Krishna Group — Krishna Maruti, which is into car seat manufacturing, has handed over the first batch of 2 lakh units of triple-ply face masks developed by it to Gurugram administration.
At the end of last month, Haryana and Central government had asked if the company’s production infrastructure can develop and produce protective face masks in…
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nasiknews · 5 years ago
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Maruti JV hands over first batch of triple-ply masks to Haryana govt
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Mumbai: Maruti Suzuki India Ltd’s car seat manufacturing joint venture Krishna Maruti Ltd (KML) on Wednesday said it has handed over the first batch of 200,000 triple-ply face masks to the Gurugram administration.
The first batch is part of a larger commitment to supply 1 million masks each to Haryana and Gujarat governments for use by officials across police departments, healthcare…
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carpostnet · 5 years ago
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Hyundai Aura turbo-petrol and diesel review
28th Jan 2020 11:00 am
Hyundai’s newest compact sedan positive does look promising, however does it have the fitting elements to be the following success story? We discover out.
When it involves the variety of gamers in it, the compact sedan phase is something however compact. And now getting into the royal rumble is the Hyundai Aura. With its rival being Maruti Dzire –which accounts for greater than 50 p.c of the gross sales on this phase – there’s little doubt that the Hyundai Aura has its work minimize out for it to carve some area for its personal. What works within the Aura’s favour, although, is that patrons have a variety of powertrains to select from – all of that are BS6-compliant. There’s an 83hp, 1.2-litre petrol engine from the Nios, and you even have a 69hp, CNG variant of the identical. The 75hp, 1.2 diesel engine can also be the identical because the Nios’, however it’s within the BS6 avatar for the primary time. In addition to this, there’s the 1.0-litre turbo-petrol engine from the Venue compact SUV, however it makes 100hp as a substitute of 120hp.
  Just like a lot of the current automobiles from Hyundai, the Aura is loaded with options. So, with the Xcent now promoting within the fleet market, might this be the mannequin that might revive Hyundai’s presence within the phase. Let discover out.
What’s it like on the skin?
The Aura’s face is much like the Grand i10 Nios on which it’s primarily based, however there are a number of design components that differentiate the sedan from the hatchback. For starters, the outsized ‘cascading grille’ is smaller on the Aura and will get a satin gray encompass trim. In the turbo-petrol variant, it will get a black encompass, which appears to be like a lot better. The extensive grille now homes double boomerang LED DRLs on the prime. Sweptback halogen projector headlamps and the bonnet with aggressive creases have been carried over from the Nios, and they work nicely right here too.
  In phrases of dimensions, whereas the size of all of the automobiles on this phase is simply brief 4 metres, the Aura is narrower than the Maruti Suzuki Dzire, Honda Amaze, and even the Ford Aspire. In profile, you’ll be able to see how Hyundai has stretched the Nios’ size, with out making it really feel like only a slap-on boot modification. The 2,450mm-long wheelbase is 25mm longer than the Xcent’s, which interprets into marginally extra cabin area. The roofline merges into the boot properly and ends in a neat little ducktail spoiler. It’s on the rear that the Aura’s design would possibly polarise opinions. While the LED tail-lights look good, they do appear outsized and don’t go nicely with the general design language.
What’s it like on the within?
The Aura’s cabin is closely primarily based on the Nios’ cabin, and the one differentiator right here is the dashboard trim above the glovebox, which is available in a satin bronze end. The turbo-petrol variant will get an all-black inside theme with purple inserts. The seats, completed in black with purple stitching, look nice with the honeycomb sample on them, and additionally intensify the sporty really feel of the cabin.  
  The doorways of the Aura open extensive, due to the position of the seats, ingress and egress is kind of simple. On the within, you get a dual-tone (black and gentle gray) dashboard with the large 8.0-inch touchscreen taking centre stage. The touchscreen’s structure is user-friendly and is kind of responsive as nicely. While there’s no e-SIM for related car options, you do get Hyundai’s iblue system that means that you can management the stereo through your smartphone. Running between the touchscreen and instrument cluster is a piano black trim that makes them appear like a single unit. High-quality supplies do make the cabin really feel premium, and what’s much more necessary is that the match and end ranges are spectacular too.
  The entrance seats are extensive, supportive and comfortable, however they don’t get adjustable headrests like on the Dzire. Moreover, the mounted headrests are small, which could be uncomfortable for tall drivers. . Also, the lumbar assist is a little bit extreme and  would possibly trigger discomfort whereas driving for lengthy hours. Getting in to the rear, the cabin is simply marginally roomier than the Xcent’s, however legroom is down from the Dzire’s. However, it doesn’t really feel cramped. The lengthy seat squab offers good under-thigh assist, and headroom is sufficient for tall passengers; passengers taller than 6ft is perhaps left wanting for extra room. The backrest is about at a pleasant and snug angle, with adjustable headrests for rear passengers. A hard and fast headrest for the center passenger, as seen on the Xcent, is lacking. The 402-litre boot is kind of spacious, however the loading lip is excessive.
  The Aura line-up has 5 variants, and like we stated earlier, it’s loaded with options. The turbo-petrol and AMT variants are provided within the SX+ trim, whereas the petrol- and diesel-manual variants are provided within the top-end SX(O) trim. While the distinction between the 2 variants is predominantly beauty, the SX+ variant misses out on a leather-wrapped steering wheel and gear knob. Talking concerning the options in these two variants: you could have an 8.0-inch touchscreen with Android Auto and Apple CarPlay, a 5.3-inch MID display screen, wi-fi cellphone charger, cruise management (top-end petrol-manual solely), rear AC vents, and a 12V charging socket for rear passengers. In phrases of security, Hyundai has geared up the Aura with twin airbags, ABS with EBD, ISOFIX youngster seat anchors, emergency cease sign and rear parking sensors with a digicam.
  What’s it wish to drive?
We acquired to drive the brand new 1.0-litre turbo-petrol engine with a 5-speed handbook transmission, and the BS6 diesel engine with the 5-speed handbook and AMT gearbox. The 1.0-litre, three-cylinder turbo-petrol engine is quiet at idle, however you’ll be able to nonetheless really feel the vibrations on the steering wheel and the pedals. Start driving and you’ll discover that the motor is kind of rev-happy, and strikes by means of the vary fairly willingly. The turbo kicks in early, simply above 1,800rpm, and offers a robust surge of energy. However, the perfect a part of the engine is its extensive powerband – it makes maintaining with site visitors and making fast overtakes simple. Climb up the rev vary, although, and the engine will get audible. Beyond 5,000rpm, it will get fairly loud. But since energy retains coming in robust till nearly 6,000rpm – and the engine has a touch of sporty growl to it – fans gained’t thoughts being within the increased revs. Accompanied by a lightweight clutch and gearbox mixture, the turbo-petrol is a simple car to drive in each, a sedate and an enthusiastic method.
  In its BS6 guise, the 1.2-litre, three-cylinder diesel engine is kind of refined. At idle, you’ll be able to hear the diesel clatter however that slowly smoothens out as you begin driving. Driving at low speeds isn’t a lot of an issue because the engine is kind of responsive, and the robust bottom-end masks turbo lag nicely. You gained’t be shifting by means of the gears an excessive amount of whereas driving by means of town. In the mid-range, the engine has good energy on faucet till 4,000rpm; past that, it begins shedding steam. On the highways whereas cruising, the diesel runs silently and you gained’t should downshift too usually to overhaul. The clutch and gearbox stay easy to make use of and easy within the diesel variant as nicely. The AMT unit has a easy creep perform, and whereas the standard head-nod is current, it’s higher than among the different AMT models on the market. And to maintain the jerk between shifts to a minimal, the gearshifts aren’t fast.
  The Aura has MacPherson struts up entrance and a torsion beam axle on the rear, and rides on 175/60 R15 tyres – all of which makes the journey high quality fairly absorbent. There is an underlying stiffness to the suspension, although, which is why sharp potholes and bumps are felt within the cabin. On the highways, the Aura feels fairly steady. Some extent price mentioning right here is that because the diesel has a heavier front-end, it feels extra planted than the petrol variant. Similarly, within the corners, the diesel’s steering’s heavier weight makes it a lot nicer to drive. The steering nonetheless doesn’t really feel related, however the added weight means that you can carry extra velocity into corners. In distinction, the turbo-petrol variant, which is the engine that can be most popular by most fans, has a lighter steering. The brakes work nicely in emergency conditions and the pedal really feel can also be progressive, with a pleasant and robust chunk level as quickly as step on it.
Should I purchase one?
Designed and specified to face out from the group, and particularly tackle the Maruti Dzire, the Hyundai Aura comes with flashy styling, it’s nicely geared up and snug on the within, and will get a alternative of some succesful engines, together with a robust and enjoyable turbo-petrol, and a BS6 diesel. This works nicely for the Aura as the 2 main gamers within the phase, the Dzire and Tigor will not have a diesel possibility after April 2020. Buyers additionally get the choice of AMT on the 1.2 petrol and diesel engines. 
The Hyundai Aura is priced competitively towards the Dzire, with costs beginning at Rs 5.80 lakh (ex-showroom, Delhi), with the diesel in BS6 kind solely costing Rs 20,000 greater than the one on the Xcent. Yes, the cabin isn’t as spacious because the competitors, the turbo-petrol is a bit costly at Rs 8.55 lakh, and there is not any computerized model of the turbo-petrol. Still, the Aura provides a lot extra in comparison with the competitors in sure areas, it appears poised to take a big slice of the compact sedan pie.
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sunshineweb · 6 years ago
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Outside the Box: The 9 Biases of Value Investors
Neeraj Marathe is a Pune-based investor, trying to practice value-based investing. He is a SEBI-registered Research Analyst. He has been teaching Security Analysis, Portfolio Management and Behavioural Finance in a few B-schools for the past 12 years.
Value investors are considered a class apart. They are thought to do things differently. They have their emotions under control. And they make fantastic returns over long periods of time.
We have ‘n’ number of examples to substantiate the same. Listen to Warren Buffett’s or Charlie Munger’s interviews vis-a-vis a broker’s or an analyst’s or a hedge fund manager’s, and you will agree.
Value investors are supposed to be well-aware of biases that commonly affect market participants and therefore they are supposed to be able to avoid them. But they are (mostly) humans, and thus suffer from most of all biases that get other investors into problems.
However, I got thinking as to, apart from the usual biases that affect all investors, what are the specific ones that affect the value guys.
My thoughts on this topic are based on observation of my own behaviour and thought-process and that of others whom I consider to be value-oriented investors and with whom I interact.
I agree that a specific value investor may not be prone to all the biases listed and also that there may be other biases out there affecting value investors. I would like to add that I am (and probably will be) very much a victim of some of the biases listed below.
So let me use this opportunity to try and take the mask off the value investing gang.
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1. Absolute Cheapness Bias Followers of Ben Graham will especially understand what I am saying. Typically, value investors run screeners to find stocks that are quoting at absolute cheap valuations. Example – P/E ratio of less than 8 times etc.
Of course, it is just a starting point, but I have rarely seen investors of this breed being comfortable with P/E valuations of 30-40 times. Even value investors who take investing decisions exclusively based on a company’s business model and not just numbers like P/E ratio will flinch at the thought of a stock quoting at 40 times trailing earnings.
The flip side of this bias? There is a reason why some stocks are cheap. And they do tend to get cheaper. Adhering to absolute cheapness will cause one to miss some great, compounding businesses. In my opinion, cheapness has to be thought of in relative terms, not absolute.
2. Under-Researched Stock Bias A large number of hard-core value investors I know enjoy the process (of finding an opportunity) more than the result (profit). Everybody loves profit, of course!
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But because of this inclination towards the process, a lot of value-oriented people are obsessed with trying to discover something new, trying to catch something that the market has not understood.
Therein lies their ‘kick’. A Maruti or an HDFC is no fun! As a result, value investors enjoy digging into annual reports of unknown companies, trying to find value.
The flip side of this bias? Such investors will miss a ‘well-covered’ stock, like a large-cap, which sometimes becomes a ‘sitter’ due to Mr. Market going bonkers.
More often than not, risk-adjusted returns in select ‘well-discovered’ companies are much better than the unknown, untested companies.
3. Conservatism Bias Value investors have a license to be conservative.
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Lots of them can be also classified as pessimists. Of course, when a pessimist finds an attractive idea and loads up on it, the results could be fabulous. Obviously, this won’t happen very often, but that is okay. I feel 1-2 ideas in a year, in which you can load up is good enough.
The flip side of this bias? Lots of opportunity losses, because the ‘conservative’ value investor let it go; and selling the stock too early, because the ‘conservative’ value investor thought the stock has become ‘overvalued’ too early. Here, I think one has to be very mindful of crossing the line between conservatism and pessimism.
4. Do Nothing Bias I feel this is one bias behind which value investors hide when they are actually scared to act. It becomes nothing but a mental justification.
For instance, a value investor might be actually scared that the market will fall because of the debt crisis in Europe, unemployment in the US, interest rates in India, real estate in the Middle-East, fudged data in China, and due to there being too many craters on the moon. He might thus not buy a stock he thinks is really cheap, so that he can buy it lower when the market falls.
What he is actually doing is trying to time the market, but the mental justification to this is that “sometimes inaction is the best action.” This is a very very dangerous bias and often leads to confusion, incorrect decisions, and overall misery.
5. Bad Management Bias Without taking any names (for my protection), there are certain families or promoter groups in India that are considered to be ‘bad managements’ due to their past activities. If such facts are present, ignoring such companies makes sense.
Now I have to mention something, which happens a lot of times. When someone asks me to ignore a company because its management is bad, I usually ask for a reason for the same. Often, the answer is that vague, like ‘someone told me so’ or ‘it’s generally said that they are bad’. Rarely, people give sensible reasons why they think a particular management is bad. They just ‘think’ it’s bad, and that’s all.
Now, while there are certain business groups whose companies I won’t touch, having this in-toto mind block may sometimes lead to some really good opportunities being lost. The management might change, and a new generation might take over which is radically different. Keeping an open, alert, mind helps!
6. ‘Ignore the Macro’ Bias A lot of value investors I know take investment decisions based purely on valuations and not based on the macro scenario. This has its pitfalls too. For example, interest rates affect our discounting rates, and industry scenario will change our growth assumptions.
I personally am not very great at analyzing macro stuff, but totally ignoring macro happenings may lead to incorrect decisions. I think that a fine line is to be maintained here as per one’s inclination as well as the ability to understand and analyze the macroeconomic data.
7. Circle of Competence Bias We have heard Buffett and Munger often talk about the concept of circle of competence. It simply essentially means we must identify what we are good at and what we know, and also what we are not good at and what we don’t know. Then, we must stick to the former, i.e., what we are good at and what we know.
But some lazy value investors escape taking efforts by putting certain things under their “outside circle of competence” framework.
For example, I have a similar excuse when someone asks me about a pharma company. I simply tell them that I do not understand pharma. Now, what stops me to get off my behind, and learn about the pharma industry? Nothing! But I still haven’t done it.
So, this is a good justification for my laziness, right? Having a circle of competence is great, but not getting comfortable with it and trying to expand it is equally necessary.
8. ‘We Must Do Things Differently’ Bias I have experienced some value investors having this compulsion of doing things differently. They have this compulsiveness to be different all the time. I agree that being different is a good trait of a value investor, but being different, thinking differently and acting differently just for the heck of it doesn’t make sense.
The flip side of this bias? You will frustrate people you talk with and they might probably hit you on the head with something. On a serious note, such investors will make a simple straight-forward decision complicated and make a mess of things. It is not always necessary that things must be done differently. Re-inventing the wheel is often not necessary.
9. ‘I Must Be A Value Investor’ Bias Value investing has become quite a rage these days and it seems fashionable to be a value investor. While value investing as a concept is quite loosely defined, it’s surely the most abused. So many people I see first decide to be ‘value investors’ and then get into investing.
One must appreciate that there are different ways of earning money from the markets. While investing (and its forms) is one, trading, speculation etc. are also there. Don’t force yourself to be a ‘value investor’.
Without understanding what appeals to you, what you can identify with, if you decide to do something, results will not be optimum. Understand yourself, then decide. Not the other way round!
Value Investor, Be Aware Well, there you have it! These were some biases I think value investors face. I do not claim that all of these biases are undesirable and should be avoided. Some of them are very much desirable, depending on the kind of investor you are. But what is important is to recognize these biases, identify whether a bias exists in yourself, and watch and monitor it carefully.
Awareness of these is critical. See to it that it doesn’t cloud your decision-making process.
Cheers and happy (value) investing!
The post Outside the Box: The 9 Biases of Value Investors appeared first on Safal Niveshak.
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carpostnet · 5 years ago
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2019 Volkswagen Vento diesel-automatic review
1st Jan 2020 6:00 am
It’s not simply one other particular version, this time round, the VW Vento will get a brand new face and a few added tech.
What is it?
With the quantity of latest know-how flooding the market, car producers have to ensure their portfolio is updated. Volkswagen has adopted the pattern to a sure extent, and ever because the launch of the Vento again in 2010, they’ve been updating the car with minor beauty modifications, however nothing main when it comes to design and building. The final main replace on the Vento was in 2014 when the 1.6-litre diesel was changed by the 1.5-litre diesel, and DSG automated was launched, adopted by a facelift in 2015. The most up-to-date replace is the one that you just see right here, so let’s get proper to it.
  What’s it like on the surface?
The Vento now will get styling cues from the Polo GTI sizzling hatchback. The grille is now smooth and the three slats have been changed by honeycomb mesh sample with a outstanding VW emblem within the centre. The entrance bumper will get a cut up air dam with fog lamps on each side, and static cornering lights. In profile, there aren’t any main modifications apart from the addition of a black facet skirt. The rear additionally will get the GTI-inspired bumper with a chrome-tipped exhaust.
What’s it like on the within?
The clear design of the dashboard hasn’t been altered and you continue to have the black and beige theme within the cabin. Fit and end ranges are spectacular as properly, and though there aren’t many soft-touch plastics, they’re scratch-resistant. The entrance seats are extensive, comfy, and supply good facet and underthigh assist. Getting into the rear seats is fairly simple, and there are good ranges of legroom and headroom as properly. The backrest right here, nonetheless, feels a bit upright, and the seats do not provide a lot underthigh assist.  Moreover, the transmission tunnel makes seating a 3rd passenger within the center troublesome.
  In phrases of options, the top-spec Highline Plus variant will get LED headlights with DRLs, 16-inch alloys, 4 airbags, ABS (Anti-lock braking system), auto-dimming inside mirror, static cornering lights, ESP (Electronic Stability Program), Hill-hold management, static cornering lights, touchscreen infotainment system with Android Auto and Apple CarPlay connectivity. In phrases of comfort, you get cruise management, automated wipers, reverse parking digital camera with sensors and auto-levelling headlamps. With the facelift, the Vento now will get Volkswagen Connect – a telematics and car help system that enables customers to attach their car to their smartphone by way of an information dongle fitted to the on-board diagnostics (OBD) port of the car. Once related, prospects can use options like journey monitoring, gasoline value monitor, driving behaviour, location sharing, SOS calls and even ebook service appointments.
  What’s it prefer to drive?
The engine choices for the Vento are the identical – the BS4-compliant, 105hp, 1.6-litre petrol with a 5-speed guide, a 105hp, 1.2-litre turbo-petrol dual-clutch auto, and a 110hp, 1.5-litre diesel that will get 5-speed guide and 7-speed dual-clutch automated choices. The car we’ve with us is the 1.5-litre diesel automated and never a lot has modified in the way in which it drives. Refinement ranges at idle are common in comparison with that of current diesel automobiles just like the Hyundai Verna 1.6 and the Maruti Ciaz 1.5. The typical diesel clatter is current at idle and the cabin will get boomy at excessive revs. Turbo lag is properly masked and energy supply is linear. The dual-clutch unit is clean transferring via the gears and it enhances the engine’s sturdy mid-range properly. Even whenever you demand on the spot energy, the gearbox is fast to downshift and offers you the mandatory increase for a fast overtake.
  Volkswagen launched the 16-inch alloy wheels with 195/55 R16 tyres on the Sport version in March 2018. The greater wheels do add a little bit of stiffness to the trip high quality, however, general, it stays absorbent. The suspension works silently, with solely sharp potholes felt and heard within the cabin. The steering is gentle at metropolis speeds and weights up adequately on the highways, nonetheless, there’s not a lot really feel or suggestions within the corners.
Should I purchase one?
The VW Vento is priced between Rs 8.77 lakh and Rs 13.18 lakh for the petrol variants, and Rs 9.59 lakh to Rs 14.50 lakh for the diesel variants (all costs ex-showroom, India), and that makes it really feel overpriced when in comparison with the phase chief, the Maruti Ciaz. Also, the truth that the Vento has been round for over 9 years with out a main makeover is sort of evident. And though the tools record has been saved updated, it nonetheless falls brief in some areas in comparison with its closest rivals just like the Hyundai Verna, Honda City and the Maruti Ciaz.
  However, the silver lining right here is that the Vento is essentially a powerful product and it will get the fundamentals proper. It is powered by a tried-and-tested, punchy diesel engine mated to one of many smoothest-shifting automatics, and it has a sturdy construct high quality that feels prefer it’s constructed to final a lifetime. This is what attracts the purchasers to it, and though Volkswagen might not have began on a clear sheet of paper for this explicit Vento, it nonetheless stays related within the phase.
Also see:
New entry-level Volkswagen ID EV previewed
Slideshow: 2019 VolksDrive draws crowds from all over Mumbai
BS6 Skoda Rapid petrol to launch in April 2020
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sunshineweb · 6 years ago
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Outside the Box: The 9 Biases of Value Investors
Neeraj Marathe is a Pune-based investor, trying to practice value-based investing. He is a SEBI-registered Research Analyst. He has been teaching Security Analysis, Portfolio Management and Behavioural Finance in a few B-schools for the past 12 years.
Value investors are considered a class apart. They are thought to do things differently. They have their emotions under control. And they make fantastic returns over long periods of time.
We have ‘n’ number of examples to substantiate the same. Listen to Warren Buffett’s or Charlie Munger’s interviews vis-a-vis a broker’s or an analyst’s or a hedge fund manager’s, and you will agree.
Value investors are supposed to be well-aware of biases that commonly affect market participants and therefore they are supposed to be able to avoid them. But they are (mostly) humans, and thus suffer from most of all biases that get other investors into problems.
However, I got thinking as to, apart from the usual biases that affect all investors, what are the specific ones that affect the value guys.
My thoughts on this topic are based on observation of my own behaviour and thought-process and that of others whom I consider to be value-oriented investors and with whom I interact.
I agree that a specific value investor may not be prone to all the biases listed and also that there may be other biases out there affecting value investors. I would like to add that I am (and probably will be) very much a victim of some of the biases listed below.
So let me use this opportunity to try and take the mask off the value investing gang.
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1. Absolute Cheapness Bias Followers of Ben Graham will especially understand what I am saying. Typically, value investors run screeners to find stocks that are quoting at absolute cheap valuations. Example – P/E ratio of less than 8 times etc.
Of course, it is just a starting point, but I have rarely seen investors of this breed being comfortable with P/E valuations of 30-40 times. Even value investors who take investing decisions exclusively based on a company’s business model and not just numbers like P/E ratio will flinch at the thought of a stock quoting at 40 times trailing earnings.
The flip side of this bias? There is a reason why some stocks are cheap. And they do tend to get cheaper. Adhering to absolute cheapness will cause one to miss some great, compounding businesses. In my opinion, cheapness has to be thought of in relative terms, not absolute.
2. Under-Researched Stock Bias A large number of hard-core value investors I know enjoy the process (of finding an opportunity) more than the result (profit). Everybody loves profit, of course!
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But because of this inclination towards the process, a lot of value-oriented people are obsessed with trying to discover something new, trying to catch something that the market has not understood.
Therein lies their ‘kick’. A Maruti or an HDFC is no fun! As a result, value investors enjoy digging into annual reports of unknown companies, trying to find value.
The flip side of this bias? Such investors will miss a ‘well-covered’ stock, like a large-cap, which sometimes becomes a ‘sitter’ due to Mr. Market going bonkers.
More often than not, risk-adjusted returns in select ‘well-discovered’ companies are much better than the unknown, untested companies.
3. Conservatism Bias Value investors have a license to be conservative.
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Lots of them can be also classified as pessimists. Of course, when a pessimist finds an attractive idea and loads up on it, the results could be fabulous. Obviously, this won’t happen very often, but that is okay. I feel 1-2 ideas in a year, in which you can load up is good enough.
The flip side of this bias? Lots of opportunity losses, because the ‘conservative’ value investor let it go; and selling the stock too early, because the ‘conservative’ value investor thought the stock has become ‘overvalued’ too early. Here, I think one has to be very mindful of crossing the line between conservatism and pessimism.
4. Do Nothing Bias I feel this is one bias behind which value investors hide when they are actually scared to act. It becomes nothing but a mental justification.
For instance, a value investor might be actually scared that the market will fall because of the debt crisis in Europe, unemployment in the US, interest rates in India, real estate in the Middle-East, fudged data in China, and due to there being too many craters on the moon. He might thus not buy a stock he thinks is really cheap, so that he can buy it lower when the market falls.
What he is actually doing is trying to time the market, but the mental justification to this is that “sometimes inaction is the best action.” This is a very very dangerous bias and often leads to confusion, incorrect decisions, and overall misery.
5. Bad Management Bias Without taking any names (for my protection), there are certain families or promoter groups in India that are considered to be ‘bad managements’ due to their past activities. If such facts are present, ignoring such companies makes sense.
Now I have to mention something, which happens a lot of times. When someone asks me to ignore a company because its management is bad, I usually ask for a reason for the same. Often, the answer is that vague, like ‘someone told me so’ or ‘it’s generally said that they are bad’. Rarely, people give sensible reasons why they think a particular management is bad. They just ‘think’ it’s bad, and that’s all.
Now, while there are certain business groups whose companies I won’t touch, having this in-toto mind block may sometimes lead to some really good opportunities being lost. The management might change, and a new generation might take over which is radically different. Keeping an open, alert, mind helps!
6. ‘Ignore the Macro’ Bias A lot of value investors I know take investment decisions based purely on valuations and not based on the macro scenario. This has its pitfalls too. For example, interest rates affect our discounting rates, and industry scenario will change our growth assumptions.
I personally am not very great at analyzing macro stuff, but totally ignoring macro happenings may lead to incorrect decisions. I think that a fine line is to be maintained here as per one’s inclination as well as the ability to understand and analyze the macroeconomic data.
7. Circle of Competence Bias We have heard Buffett and Munger often talk about the concept of circle of competence. It simply essentially means we must identify what we are good at and what we know, and also what we are not good at and what we don’t know. Then, we must stick to the former, i.e., what we are good at and what we know.
But some lazy value investors escape taking efforts by putting certain things under their “outside circle of competence” framework.
For example, I have a similar excuse when someone asks me about a pharma company. I simply tell them that I do not understand pharma. Now, what stops me to get off my behind, and learn about the pharma industry? Nothing! But I still haven’t done it.
So, this is a good justification for my laziness, right? Having a circle of competence is great, but not getting comfortable with it and trying to expand it is equally necessary.
8. ‘We Must Do Things Differently’ Bias I have experienced some value investors having this compulsion of doing things differently. They have this compulsiveness to be different all the time. I agree that being different is a good trait of a value investor, but being different, thinking differently and acting differently just for the heck of it doesn’t make sense.
The flip side of this bias? You will frustrate people you talk with and they might probably hit you on the head with something. On a serious note, such investors will make a simple straight-forward decision complicated and make a mess of things. It is not always necessary that things must be done differently. Re-inventing the wheel is often not necessary.
9. ‘I Must Be A Value Investor’ Bias Value investing has become quite a rage these days and it seems fashionable to be a value investor. While value investing as a concept is quite loosely defined, it’s surely the most abused. So many people I see first decide to be ‘value investors’ and then get into investing.
One must appreciate that there are different ways of earning money from the markets. While investing (and its forms) is one, trading, speculation etc. are also there. Don’t force yourself to be a ‘value investor’.
Without understanding what appeals to you, what you can identify with, if you decide to do something, results will not be optimum. Understand yourself, then decide. Not the other way round!
Value Investor, Be Aware Well, there you have it! These were some biases I think value investors face. I do not claim that all of these biases are undesirable and should be avoided. Some of them are very much desirable, depending on the kind of investor you are. But what is important is to recognize these biases, identify whether a bias exists in yourself, and watch and monitor it carefully.
Awareness of these is critical. See to it that it doesn’t cloud your decision-making process.
Cheers and happy (value) investing!
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