#making my blood boil like nonstop since yesterday lololol

[shinesurge]

I like complaining about America's fucked up medical system whenever I get the chance, so y'all might remember that I was hospitalized last year (2020(not covid-related)) and had to have emergency surgery. It was fine tho, it all went down okay and we have pretty good insurance through my partner's job at Cumberland University so we weren't hurting too much once the projectile vomiting stopped.

A bunch of shit happened between then and now and I decided I wanted to get top surgery, the reasoning split about 50/50 between gender reasons and the fact that my mother was diagnosed with triple negative breast cancer at 32, which eventually killed her. Every birthday's a little spookier for me, so I figured it was time to see about fixing that instead of waiting around for the bombs strapped to my chest to destroy me lmao. It turns out our insurance has a pretty extensive policy about trans health and I fit the criteria perfectly! So we went about getting this done as quickly as possible, which naturally turned into six months of waiting for a consult, then another month waiting for my therapist to write me a letter, then once we'd jumped through all the hoops there was another month and a half of waiting for that insurance to clear. 

Which it didn't! After some confusion about why the system was refusing to cover a perfectly valid case, we dug around enough to figure out Cumberland University has manually set up exclusions in its insurance for gender affirming surgery and procedures. We went around with them for another month, they asked me to prove that trans healthcare is medically necessary and I did so to the best of my ability (mostly with excellent resources other trans folks in similar situations had compiled). In the end they offered us thoughts and prayers and the assurance that "the denial remains - for now." So perhaps something will change their minds some day, but I am not that thing today.

Essentially, the cost of the surgery would have been our deductible and that would have been unpleasant but perfectly managable for us. Now, since we aren't being allowed to use the insurance we pay for, we have to pay over twice as much entirely out of pocket which is. Frustrating. 

I know we're luckier than most in this situation in that this doesn't take the surgery completely off the table, but to be honest the thought of having to pay this money while our insurance wants to cover the procedure is eating at me. We don't have the money or the resources to pursue legal action, and frankly I don't want to wait another number of legal-system-years for the surgery or sink mine and my partner's time into fighting with this institution, so as much as it sucks we're going to have to just let it go and pay the money and continue to pay for this insurance because it's functioning well for us otherwise. We would also like for my partner not to lose their job, which supports us both right now and allows me to keep making comics and us two queers to sleep safely at night. Causing a fuss and geting them fired over this would just give this university even more sway in our lives than it's already got. My therapist is proud of my radical acceptance skills but I'm not sure what amount of therapy I'd need to be cool with all of this lol

I hate that I was in a perfect position to advocate for myself and other trans people who might come through here after me and I wasn't convincing enough to get this fixed for any of us. I know it's not my job to fix everything, and I feel good about what positive queerness I manage with my comic most of the time but this seemed like some amount of tangible change I could help with in my own community. It's disappointing that wasn't the case. There's nothing else substantial for me to do, but I CAN complain on the internet and let people know this happened instead of this whole thing existing behind closed doors, and that's going to have to be enough. Aside from my jokey Read My Comic posts I try really hard not to ask people to share things because we're all tired of sharing things, but this one time I'd really appreciate it if you could.

I wasn't going to crowdfund for this surgery because I thought insurance would cover it and others need it more but, well. I know if I don't do it myself people will ask, so if you feel so inclined, the GoFundMe is over here. I wrote this post out for tumblr first and basically edited it to look more friendly to real life folks who might look at the crowdfunding page so you're pretty much already caught up if you decide to go that route lol

Thank you very much for reading this.