#make my friends come back square comeon | Explore Tumblr posts and blogs

csworldlove · 5 years ago

Text

367-Topic 5:仮想通貨リブラ 1:15:04~

Michael: Facebook has revealed a blockchain cryptocurrency stablecoin called Libra which they said will enable users to buy things or send money to people with very low fees. According to Libra, “Success will mean that a person working abroad has a fast and simple way to send money to family back home, and a college student can pay their rent as easily as they can buy a coffee.” Libra will work with Facebook's Calibra wallet, which will be built into Facebook Messenger and What's App as well as have its own app, and work with third party apps as well. Libra will be managed by the non-profit Libra Association, which is a membership organization founded by Facebook subsidiary Calibra and 27 other tech companies involved in payment, technology and ecommerce such as Visa, Mastercard, Ebay, Paypal, Uber, Lyft, Spotify, Stripe, Coinbase, etc. Libra will use blockchain technology to record transactions, but will not utilize mining. Also, only institutions within the Libra Associated will be permitted to operate transaction nodes on the network. Mami: フェイスブックがブロックチェーンの仮想通貨「リブラ」を発表しました。保有者は物を購入したり低い手数料で送金できるとし、「成功とは、出稼ぎしている人が家族に素早く簡単にお金を送ったり、大学生がコーヒーを買うのと同じように簡単に家賃を払ったりできることだ」としています。リブラは公式アプリや第三者アプリのほか、フェイスブックメッセンジャーとWhatsap内に設置されるカリブラウォレットでも使用可能になる予定です。リブラは、フェイスブックの子会社カリブラとその他27社のテック系企業によって設立された非営利団体リブラアソシエーションによって運用されます。27社にはVisa, MasterCard, ebay, PayPal, Uber, Lyft,Spotify, Stripe, Coinbaseなど、カード会社、テクノロジー、イーコマースの関連企業が名を連ねています。リブラはブロックチェーン技術を使用していますが、マイニングは採用しません。またリブラアソシエーション内の機関のみがノードを運営できます。 Mami: 一瞬にしてなんか政府に怒られてたよね。 Michael: Well, the, I guess the Central Bank... Mami: 「やめろ」みたいな。Well, and some senators or something, right? Michael: Probably because they were controlled by the Central Bank. Mami: Or the Senate. The Senate will hold a hearing next month. Michael: Interesting. Well... Mami: まあその、すごいこう、Facebook 自体のユーザーの情報をめちゃくちゃ漏らしちゃったりとかしていたから「本当に大丈夫なんですか?」みたいな感じで怒られてた、一瞬にして Michael: Well, I don't think that's really the reason. I mean, maybe they say that's the reason, but I don't really think that's the reason. I think they feel, I mean, it's kind of anxiety inducing if someone comes along and, and builds this sort of, I don't know, this sort of credible currency that could really undermine fiat currency in the long-term. And it's not, its, its value is, is not just based on, I mean, it's based on like a lot of different currencies, right? It's... Mami: So how does this work? Michael: Which part? Well... If you're a consumer, you install the Libra app, and... Mami: You purchase... Michael: You can send money to any of your friends that are on Facebook Messenger. So Calibra will be, I guess, facilitating the use of Facebook data for these transactions. So the user base will be as large as possible because it'll be everyone on Facebook, which is like the size of how many countries? Like, it's like the biggest country in the world. Right?＜br＞ Mami: So you purchase coins? Michael: Yeah, I mean, you'd have to purchase whatever, I guess they're called Libras. So you purchase like 3 Libras. It's a song by A Perfect Circle, but you wouldn't know that. The logo kind of looks like the Fifth Element symbols. You know, the stones that Mila Jovovich has to blow on or whatever? Mami: So, credit companies or credit card companies are on board? Michael: At least two of them are, I mean, pretty major ones. I think this move will have major implications for Bitcoin, for cryptocurrency in general. I mean, I think it validates the idea behind cryptocurrencies that, you know, that they would have so many collaborators on this project. And I think it will, money is going to change. You know, money is going to change. Michael: There's no reason why, like, right now, if you want to send money to comeone I mean thavira basically imet someone, I mean, they're basically just changing numbers, right? Mami: Right. Michael: If you want to move money around, basically, they're just changing numbers, right? Mami: Right Michael: On a screen somewhere or there doesn't even need to be a screen, whatever. Mami: Yeah. Michael: They're just changing the value. It's just literally information. Mami: Yeah. Michael: So we will move towards money being literally information. Mami: Right. So, Bitcoin? Over the years and so. Like, so Libra is going to be the same, too? Like, it fluctuates a lot? Michael: Well, nobody really knows the answer, but I mean, it could depend on public, you know, a lot of it's just public opinion. Mami: Right. Michael: So, whatever people believe is in a sense self-realizing, at least on the stock market or for evaluation. Mami: So, like, miningtā 112TE Elda how, I mean, I don't really understand how it works. Like, there's a definite number of Libras, or, or not? Michael: I don't think that there is a fixed number of, of Libras, but there, they don't necessarily have to be created in order to facilitate the,the cryptocurrency technology. They're calling it a stable coin. So it's, it doesn't have the whole mining, hashing, weird thing that was going on with Bitcoin. And it hasn't been a real criticism of Bitcoin for how much energy it consumes. So I think that's part of the reason they wanted to avoid it. Mami: So if you want Libras, you just have to purchase it with real money? Michael: I have no idea. I'm assuming that's how it works. I mean, I'm assuming they would accept real money in exchange for giving you Libras. Mami: Right. Michael: Yeah, but yeah, I don't know if, you know, the, when they have their initial offering, will that, will that value necessarily go through the roof as people acquire some, some limited or diminishing amount of Libras? I don't know. I don't know, I don't know how it works in terms of like the, what would you call it? The monetary base? I don't even know if that, if all of that has been decided. I mean, it probably has. But the idea is, you know, it'll have a verifiable blockchain. So there's, you can confirm, you know, the amounts and transactions in a very fair way that's, that might actually enable people to have more privacy, then current transaction method. Mami: Would you buy this? Would you use this? I mean, it depends on where you can use this, right? Michael: Well... Mami: Like, I mean, some stores take bitcoins, but most don't. Michael: If they succeed and making what they say they're going to make, I think, think I would use it, and I think you would use it, and I think everyone else will use it,too. Mami: Right. Michael: If they don't succeed, I think no one will use it. Mami: Right. Michael: I think it's very risky. But you know, it's, it's like, we all know the potential that PayPal had. We all, I think most people thought that PayPal was going to become a slick, convenient, like an app that everyone would have on their phone. Like... Mami: Dilco Michael: But PayPal just froze in its tracks. It's been the same thing for like, 10, 15 years. Mami: Yeah. Michael: Right? Mami: Yeah, I wonder why. Michael: And people started using like Venmo, these other sort of... Mami: Because, because I mean, there are a lot of online stores that only take PayPal, you know? And still like, and I use PayPal. Michael: But it's clunky. Mami: For that reason. But yeah. Michael: And it's not eas someone money. Mami: And it's such a hassle to use it in Japan, too, because it's like in the gray zone, I guess? I don't know. It's like really めんどくさい。But... Michael: Yeah, if they can get rid of transaction fees, because transaction fees are, are BS and, and it's secure. You know, we don't want to have some Mt. Gox or whatever type situation. I don't, I'm not sure what would happen to Bitcoin, I think, I think there are a lot of people who would prefer Bitcoin to become, you know, more of a global standard rather than this Facebook cointype thing because people don't, people don't have the infinite trust for... Mami: I wish it was coming from some other company. Michael: It was non-Zuckerberg? I thought Jack Dorsey and Twitter were going to do something with cryptocurrency and their Square, the Square thing, but... Mami: Yeah, that, that would have been better. Michael: Maybe they still will. Maybe we will, we will see competitors to this. Mami: It's just like, td hut Facebook is like 微妙じゃん。なんか例えばGoogleとか、like, "Wow, you know, information to everybody." Like, "Thank you so much, Google." But Facebook is like, 社会にいいことしたっていう感じでもないじゃん。なんかみんな使ってるけど、こう、社会をよりよくするためにものすごい貢献したかっていうと別になんかそういう訳でもないっていうか。 Michael: Is it the most popular thing in the world that people don't really like? Like, how many... Mami: だと思わない? Michael: Is there anything else that so many people have but don't really like? Mami: でしょ?例えばAppleとかってさ、まあこんなに大きくなってもやっぱみんな好きじゃん。その、まあSteve Jobsのこと好きとかさ、こう、なんかこう Michael: Yeah, I mean, there's some hipsters that jumped off. Mami: でもこう、なんかiPhoneとか MacBookとか使いながらも、「ちょっとApple嫌いなんだよな」みたいな人ってあんまりいないじゃん Michael: The keyboard, this, where's my Mac safe? God damn it. Mami: ただなんかこう、Googleもやっぱさ、ね、ちょっと一強というかすごい強くなってきて、こんな巨大な会社になって、なんかこう、まああまりにもGoogle に情報を渡してるな、みたいな風に思う人はいつつも、こう、Googleのサーチエンジン毎日使いながらこう、「ああ、もうやめたいな」みたいな人っていないじゃん。ただ… Michael: Some people. Mami: Facebookってさ、なんかやっぱちょっと違うんだよね、私の中では。 Michael: But Google+ is dead in the water, and I feel like they, they killed it all, they finally, you know, put a bullet in its head... Mami: Yeah, and that's fine, but like... Michael: At the worst time. They totally could have brought it back. Mami: Yeah, but like, 使いやすいしさ、とか色々あるじゃん? Michael: Gmail is turning into shit. They have ads in my inbox. Ads. Mami: What? Michael: There's ads in my Gmail inbox. Mami: How? How? Michael: You don't have this? Mami: No. What? Michael: I will show you. But my Gmail has, they're not spam emails. Nobody sent me these emails. They're Google ads that look, they're in my inbox pretending to be a mail. Mami: From whom? Michael: From Google. Mami: Hm, I don't get those. Michael: Yeah, I'm paying like hundreds of dollars for their Google Suite... Bullshit which should, which, which, which used to be free, but that I had to do something. Mami: Okay, you're kind of killing my point. Michael: Yeah. Mami: But my point was, well, at least for me personally, right? I don't really... Michael: I can't believe there's no ads in your inbox. Mami: I don't really like Facebook. I mean, like, how it started, like... Michael: Is it Facebook, or is it Zuckerberg? Mami: I don't really, I don't really like how it started to begin with... Michael: How much of it... Mami: Like, rating women, like, like Harvard kids? I don't know. And it's like, I want to quit Facebook, but I have a business page on there for this show, so I can't really quit. Like, they don't let you. Michael: But you use your personal page, don't you? Isn't that... Mami: Like, once a year. Michael: But if you, if you hyper manage your Facebook, not once a year, it's probably more than that. But you, you pare it down to just, and you use it with people that, see, I just, other people won't use Eacebook Everyone what is it? The use Facebook. Everyone, what is it? The context collapse issue I think it's just has been the demise of real conversation on Facebook. You know, where like... Mami: Right. Michael: Everyone starts seeing everyone's activity. There's such an extent that anything anyone does is just going to offend somebody. Mami: Right. Michael: Or just be abrasive to somebody, you know. Mami: Yeah. Michael: So, but that's not really the reason why you don't like it, or...? Mami: Well, that, too. And like, yeah, I mean, of course that, too. Like, people get, I mean, like, for the election and stuff, right? When Trump won and like, everyone just goes crazy, and like, people start fighting in the comment section and, and people declare that they unfriended some people and, it's like, "Oh, thanks for telling me this." I don't know. It got weird. Michael: Do you think everyone kind of has a weird, just sort of aftertaste from the last few vears of Eacebook activity? Mami: I think so. I mean, no one's excited about, about going on Facebook, no? It's like, "Okay, I'm gonna check Facebook now!" Like, "Woohoo! Let's see what's on there." It's... Michael: I feel like, but hasn't been revitalized with, like, their... Mami: It's not exciting. Michael: The stories or whatever? Wait. Do they, they own Instagram? Mami: Who? Michael: Facebook. They do, yeah? Yeah, they do. Mami: It's the same thing. Michael: Yeah. Mami: It's the same company. Michael: Instagram seems to be doing quite well. Mami: Well, Instagram's different because... Michael: Is it? Mami: No one's going to be declaring that they unfriend that some people on there. Michael: I think that does happen. Mami: Because it's all about pictures. And that's better. Like, people do better that way, I think. Michael: You think Twitter's like ideas, Instagram's pictures, and Facebook is like events and "I did this" or "I think"? Mami: Yeah, it's just simple, like, no one cares about your belief or, well, I mean... Michael: Maybe they do. Mami: They do, but like, it's not just text, right? Facebook is kind of like journal. Like... Michael: What do we need? Do we need Facebook? What is money? What's money? Mami: Illusion. Michael: It's something to store value that you created for society? It's a means for tracking value, right? Mami: Yeah. tah tid. I have this forever, like... Michael: You can't really get... Mami: Not admiration, but like, 'in for Retro Michael: What's that? Mami: Like, you trade goods with goods. Michael: Like, bartering? Mami: Yeah. That's fun, no? Michael: If, if you're on the, if you get a good deal, not if you're getting ripped off. Mami: Like, if you lived in a smaller community, we could do that. Like, living in the central part of Tokyo, like, I couldn't do it. Michael: But people, but you think when we use money instead of have bartering, then it changes like, like, why is that, why does that sully the transaction or our society overall? Mami: It's like, tá he did.

0 notes