#mainerealestateagents

[paulsmarj]

🌟 Client Spotlight! 🌟 I had the pleasure of working with amazing buyers who had specific requirements for their new home. They shared their experience, saying: "𝘔𝘢𝘳𝘫 𝘸𝘦𝘯𝘵 𝘢𝘣𝘰𝘷𝘦 𝘢𝘯𝘥 𝘣𝘦𝘺𝘰𝘯𝘥, 𝘧𝘪𝘯𝘥𝘪𝘯𝘨 𝘴𝘦𝘷𝘦𝘳𝘢𝘭 𝘩𝘰𝘮𝘦𝘴 𝘵𝘩𝘢𝘵 𝘧𝘪𝘵 𝘦𝘹𝘢𝘤𝘵𝘭𝘺 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘸𝘦𝘳𝘦 𝘭𝘰𝘰𝘬𝘪𝘯𝘨 𝘧𝘰𝘳! 𝘚𝘩𝘦 𝘸𝘰𝘳𝘬𝘦𝘥 𝘢𝘳𝘰𝘶𝘯𝘥 𝘰𝘶𝘳 𝘴𝘤𝘩𝘦𝘥𝘶𝘭𝘦𝘴 𝘧𝘰𝘳 𝘲𝘶𝘪𝘤𝘬 𝘴𝘩𝘰𝘸𝘪𝘯𝘨𝘴, 𝘩𝘢𝘯𝘥𝘭𝘦𝘥 𝘢𝘯𝘺 𝘪𝘴𝘴𝘶𝘦𝘴 𝘪𝘮𝘮𝘦𝘥𝘪𝘢𝘵𝘦𝘭𝘺, 𝘢𝘯𝘥 𝘮𝘢𝘥𝘦 𝘵𝘩𝘦 𝘦𝘯𝘵𝘪𝘳𝘦 𝘱𝘳𝘰𝘤𝘦𝘴𝘴 𝘨𝘰 𝘴𝘮𝘰𝘰𝘵𝘩𝘭𝘺—𝘸𝘦 𝘦𝘷𝘦𝘯 𝘤𝘭𝘰𝘴𝘦𝘥 𝘦𝘢𝘳𝘭𝘺!" Thank you for trusting me with your home search! 🏡💖 I’m here to help anyone looking to buy or sell their home in Maine. #ClientReview #RealEstate #mainerealestateagent #Mainerealtor #remaxrealtor #homebuyerinmaine #remaxcollaborative #hapyhomebuyers #homebuyerreviews http://dlvr.it/TDjkp3

[portlandmainehomes]

Just sold in Freeport Maine. Call the Locke Group to list your next home! #justsold #soldit #freeportmaine #mainehomeanddesign #mainelife #lovewhereyoulive #homesweethome #llbean #coastalmaine #ranchstylehome #aerialphotography #mainerealtors #mainerealestateagent #realtor #homebuyers (at Freeport, Maine) https://www.instagram.com/p/CNc6NjkLdHU/?igshid=1mcfhf7uwocew

[angela-emery-maine-realtor]

#maine #mainerealestate #mainerealestateagent #mainerealtor #realestateagent #realtor #home #homebuying #homeselling

[portlandmainehomes]

Just sold in Brunswick Maine! Call Maggie for buyer representation! #justsold #sold #closed #mainerealestate #mainelife #mainerealestateagent #brunswickmaine #homesweethome #home #homelife #firsttimehomebuyer #mainerealestate #homedecor (at Brunswick, Maine) https://www.instagram.com/p/CNct87Tr4m2/?igshid=136g6qm4dyra6

[portlandmainehomes]

Under contract in Brunswick Maine. #undercontract #brunswickmaine #multipleoffers #buyersagent #listyourhome #sellersmarket #homesellers #homebuyers #investmentproperties #realestate #mainerealestateagent #mainerealtors (at Brunswick, Maine) https://www.instagram.com/p/CLxW4etrCsH/?igshid=1bjaarxg3pcck

[portlandmainehomes]

October Market report for Cumberland County Maine. #realestate #mainerealestate #cumberlandcounty #marketreport #mainerealtors #octobersales #mainerealestateagent #mainelife #mainehomes #sellersmarket #realestatestats (at Townsend Real Estate and Art Gallery) https://www.instagram.com/p/CHaeYgsrvVS/?igshid=1qpet67umiy1f

[portlandmainehomes]

8 Signs That You Were Destined to Work in Real Estate

Very few people are lucky enough to know what they want to do from a young age and even fewer are fortunate enough to see their dream through. You might have wanted to become an astronaut when you were 4 years old, but the chances that you're currently orbiting earth in the International State Station are fairly slim. But what we think we want to do and what we're destined to do aren't always the same thing. Many real estate agents try various professions before they find their true calling. There's an old saying, "A (wo)man does what he can, until his true calling is revealed." Here are eight signs that you were destined to work as a real estate agent: 1. You're very responsive to people and their needs via GIPHY Is there anything better than a responsive real estate agent? Actually, is there anything worse than a non-responsive one? If you're in tune with people's needs, and respond quickly to help solve their problems, you'll probably make a great agent. And if this is an intrinsic part of your character, then perhaps you were destined to become one. 2. You love exploring via GIPHY If you get a high from driving to new areas and discovering places you've never been before, then you might be destined for real estate. Finding yourself down a windy road you never knew existed or coming across a tucked-away home in the middle of nowhere usually comes with the job, and if your heart beats faster when you're exploring, real estate might be your destiny. 3. You're not overly judgmental via GIPHY To be a successful agent, you need to be discerning, but you can't be judgmental. People have different tastes, live their lives in different ways, and need an advisor they can trust, not one that looks down on them for their decisions. A great agent can work with hippies, businesspeople, and everyone in between without letting their personal opinions get in the way. 4. You have a deep appreciation for architecture and design via GIPHY There are those of us who like homes, and those of us who live for them. If you find yourself regularly craning your neck like an owl to get a look at a house you just drove past, or take drives through neighborhoods you love just to feel all of the feelings, then your destiny might be more clear than you think. 5. You don't give up easily via GIPHY Persistence and grit are important in real estate. No one becomes an overnight success, and committing to the career and taking a step and seeing the big picture every now and then is very important. Those who see things through and don't give up at the first sign of adversity are destined to become agents. Those looking for the "quick-fix," usually aren't. 6. You love living by your own rules via GIPHY If answering to a supervisor seven days a week makes you physically cringe, then you might be cut from the real estate cloth. Being an agent means freedom from being chained to a desk all day, out on the open road, making your own rules. Some of us just can't have it any other way. 7. You're not afraid to put yourself out there via GIPHY One of the more difficult things for newer agents to adjust to is self-promotion. Without marketing, it's very hard to become a successful agent. Putting your face on business cards, websites, and flyers takes a certain level of fearlessness, and it's important to feel comfortable enough in your own skin and have enough faith in yourself to get out there and do it. If it comes naturally to you, it's one less hurdle you'll have to overcome. 8. You see things for what they could be via GIPHY Those whose destiny lies in the industry don't look at things just for what they are. They look at what things could be. A run-down home in a great area can be imagined as a idyllic place to raise a family after a little elbow grease. A client looking in one neighborhood can have their eyes opened to another area, one that's even better than the one they've been fixated on. Those whose destiny it is to become a real estate agent can imagine things that are better than what they are now. Read the full article

[portlandmainehomes]

Looking To Buy or Sell A Home?

Our sales agent will be happy to assist you in all your needs. Read the full article

[portlandmainehomes]

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A post shared by Townsend Real Estate (@townsendre)

Greater Portland Board of Realtors Holiday Party 2019 #goodpeoplegreatagents #greatagentsgreatresults #mainerealestateagent #happyholidays #townsendrealestate #townsendrealestateandartgallery (at DiMillo's Floating Restaurant) https://www.instagram.com/p/B5-hJJJA_CF/?igshid=12sl41f74pa6k

[portlandmainehomes]

Our Agent Made A Client Happy!

This is what our clients, D. Groff, has to say about one of our top-performing agents! Jennifer Defilipp definitely knows how to make a client happy. Read the full article

[portlandmainehomes]

How To Buy A House (Even If You Have a Less-Than-Perfect Credit Score)

Buying a home is, for many people, an essential part of the American dream. But for people with a checkered financial history - and a less-than-perfect credit score - it can feel like a dream that's out of their reach. But just because you don't have a perfect credit store or a pristine financial background doesn't mean you can't buy a home! While it may be a bit more challenging, you can find financing and buy the home of your dreams even if your credit score isn't quite up to the level you'd like it to be. Here are five tips for buying a house (even if you have a less-than-perfect credit score): 1. Make Sure Your Credit Report Is Accurate If you're worried your financial past might prevent you from securing a mortgage, the first step is to go through your credit report with a fine-toothed comb to make sure everything is accurate and up-to-date. Mistakes on credit reports are more common than you think. In fact, in 2016 alone, consumers lodged 43,000 complaints to the Consumer Financial Protection Bureau regarding inaccurate credit reporting, accounting for nearly a quarter of total complaints. Inaccuracies on your credit report can contribute to a low score - and make it harder to secure a loan. Go through your entire credit report to check for inaccuracies and, if there are any, reach out to the credit agencies to have them removed. Even remove one or two inaccurate negative remarks on your credit score can have a big impact on your score and make it easier for you to secure a mortgage. 2. Pay Your Rent On Time For A Year When offering a loan to someone with a less-than-perfect financial history, lenders want to know you're responsible and they can count on you to make your payments. And that's why it's SO important that you pay your rent - on time - for the entire year prior to applying for your mortgage. Having a documented history of your rental payments that clearly shows you've made your payments on time for at least a year shows your lenders you're able to pay your living expenses on time. And since you were able to pay your rent responsibly, they'll be more likely to believe you will also pay your mortgage responsibly. 3. Apply for an FHA Loan The Federal Housing Administration (FHA) can be an excellent resource for potential homebuyers with a less-than-perfect financial history. An FHA Loan is a mortgage that's insured by the FHA. FHA Loans have more lenient requirements - these mortgages are available for potential buyers with a credit score of 580+ and at least a 3.5% down payment (500+ with at least a 10% down payment). If you have some money to put down and are concerned your credit score could be holding you back from securing a mortgage, you'll definitely want to explore an FHA Loan. Just keep in mind that in addition to your mortgage, you'll need to pay insurance premiums (since the FHA is insuring your loan in case of default). 4. Find A Co-Signer If there's any possible way to have a friend or family member with higher credit score and better financial situation, do it. Having a co-signer can help you avoid all the negative aspects of applying for a loan with less-than-stellar credit, including sky high interest rates. Over the course of the loan, securing a competitive interest rate can save you thousands to tens of thousands of dollars in interest. But before you ask someone to cosign your loan, remember: a cosigner is taking legal responsibility for your debt. If you default on your mortgage, the lender can take legal action against both you AND your co-signer. Make sure you're able to afford the mortgage and can manage the payments before letting someone co-sign your loan. 5. Make A Plan To Refinance If there's no way to avoid a mortgage with a high interest rate, it's ok! Just because you've got a high interest rate now doesn't mean you'll have a high interest rate forever. If you get stuck with a high interest rate, make a plan for how you can better your financial situation so you can refinance and get a lower rate in the future. Set a date to refinance and strategize ways you can improve your credit score before then, like lowering your total credit card debt, paying all of your bills on time, or looking into credit consolidation options. There's no way around it - the better your credit score and financial history, the better (and less expensive) your mortgage will be. But financial mistakes don't have to keep you from buying the home of your dreams. With determination, a bit of creativity, and these tips, you'll be well on your way to buying your home - even if you don't have a perfect credit score. Read the full article

[portlandmainehomes]

How To Buy A House (Even If You Have a Less-Than-Perfect Credit Score)

Buying a home is, for many people, an essential part of the American dream. But for people with a checkered financial history - and a less-than-perfect credit score - it can feel like a dream that's out of their reach. But just because you don't have a perfect credit store or a pristine financial background doesn't mean you can't buy a home! While it may be a bit more challenging, you can find financing and buy the home of your dreams even if your credit score isn't quite up to the level you'd like it to be. Here are five tips for buying a house (even if you have a less-than-perfect credit score): 1. Make Sure Your Credit Report Is Accurate If you're worried your financial past might prevent you from securing a mortgage, the first step is to go through your credit report with a fine-toothed comb to make sure everything is accurate and up-to-date. Mistakes on credit reports are more common than you think. In fact, in 2016 alone, consumers lodged 43,000 complaints to the Consumer Financial Protection Bureau regarding inaccurate credit reporting, accounting for nearly a quarter of total complaints. Inaccuracies on your credit report can contribute to a low score - and make it harder to secure a loan. Go through your entire credit report to check for inaccuracies and, if there are any, reach out to the credit agencies to have them removed. Even remove one or two inaccurate negative remarks on your credit score can have a big impact on your score and make it easier for you to secure a mortgage. 2. Pay Your Rent On Time For A Year When offering a loan to someone with a less-than-perfect financial history, lenders want to know you're responsible and they can count on you to make your payments. And that's why it's SO important that you pay your rent - on time - for the entire year prior to applying for your mortgage. Having a documented history of your rental payments that clearly shows you've made your payments on time for at least a year shows your lenders you're able to pay your living expenses on time. And since you were able to pay your rent responsibly, they'll be more likely to believe you will also pay your mortgage responsibly. 3. Apply for an FHA Loan The Federal Housing Administration (FHA) can be an excellent resource for potential homebuyers with a less-than-perfect financial history. An FHA Loan is a mortgage that's insured by the FHA. FHA Loans have more lenient requirements - these mortgages are available for potential buyers with a credit score of 580+ and at least a 3.5% down payment (500+ with at least a 10% down payment). If you have some money to put down and are concerned your credit score could be holding you back from securing a mortgage, you'll definitely want to explore an FHA Loan. Just keep in mind that in addition to your mortgage, you'll need to pay insurance premiums (since the FHA is insuring your loan in case of default). 4. Find A Co-Signer If there's any possible way to have a friend or family member with higher credit score and better financial situation, do it. Having a co-signer can help you avoid all the negative aspects of applying for a loan with less-than-stellar credit, including sky high interest rates. Over the course of the loan, securing a competitive interest rate can save you thousands to tens of thousands of dollars in interest. But before you ask someone to cosign your loan, remember: a cosigner is taking legal responsibility for your debt. If you default on your mortgage, the lender can take legal action against both you AND your co-signer. Make sure you're able to afford the mortgage and can manage the payments before letting someone co-sign your loan. 5. Make A Plan To Refinance If there's no way to avoid a mortgage with a high interest rate, it's ok! Just because you've got a high interest rate now doesn't mean you'll have a high interest rate forever. If you get stuck with a high interest rate, make a plan for how you can better your financial situation so you can refinance and get a lower rate in the future. Set a date to refinance and strategize ways you can improve your credit score before then, like lowering your total credit card debt, paying all of your bills on time, or looking into credit consolidation options. There's no way around it - the better your credit score and financial history, the better (and less expensive) your mortgage will be. But financial mistakes don't have to keep you from buying the home of your dreams. With determination, a bit of creativity, and these tips, you'll be well on your way to buying your home - even if you don't have a perfect credit score. Read the full article

[portlandmainehomes]

We Take Real Estate Marketing Seriously

Read the full article

[portlandmainehomes]

Join Us Today!

  Are you interested in finding the right career for you? Do you have what it takes to be a real estate agent? Do you want to be part of a successful team? If you answered yes to all these questions, then you are exactly what we're looking for. Call Kathryn Townsend for a confidential interview. Read the full article