#link aadhar and pan income tax

[vakilkarosblog]

Filing Income Tax Returns (ITRs) is a crucial financial responsibility for every taxpayer. It not only ensures compliance with the law but also helps individuals and businesses track their financial progress. One key aspect of this process is linking Aadhar with PAN, which has a set deadline. In this article, we will delve into the ITR filing process and the significance of adhering to the Aadhar-PAN linkage deadline. Read More

[babatax]

I-T Dept Issues Reminder: Link PAN with Aadhaar by May 31 to avoid higher TDS

Taxpayers must link PAN with Aadhaar by May 31, 2024 to avoid higher tax deductions under Sections 206AA and 206CC of the Income Tax Act, 1961. Reminder issued by the Income Tax Department to enforce compliance and streamline tax administration. posted on X (formerly Twitter). Taxpayers are reminded by the Income Tax Department to link their Permanent Account Number (PAN) to Aadhaar by May 31,…

[wdtom]

RBI Pensioners FY 2024-25: New Tax Regime and Income Tax Guidelines

By default, the TAX REGIME from Financial Year (FY) 2024-25 is 'NEW TAX REGIME' for the retirees. Only those Retirees who want to opt for the Old Tax Regime have to give in writing to their office.

RBI Pensioners may note the following information for Income tax-related matters like reporting savings, investments, and claiming rebates/deductions to the offices concerned for the Financial Year (FY) 2024-25. a) By default, the TAX REGIME from Financial Year (FY) 2024-25 is ‘NEW TAX REGIME’ for the retirees.b) Only those Retirees who want to opt for the Old Tax Regime have to give in writing…

[10bmnews]

Rs 5 Lakh Instant Personal Loan Online: How Can PAN Card Help You Get It In A Jiffy? Check Documents Required | Personal Finance News

New Delhi: PAN card or Permanent Account Number, is an identification number that provides lenders with a complete image of the credit pattern. The 10-digit alphanumeric number issued by the Income Tax Department of India is an important document to avail of a personal loan from leading banking institutions. When linked with Aadhar, the PAN card paves a smooth path for loan seekers get Instant…

[adityabirlahousingfinancelimit]

Construction Loan for Commercial Property in India: Step-by-Step Guide for 2025

Planning to build your dream commercial property in 2025? Whether it’s a shopping complex, office space, or a co-working hub, you’ll likely need financial backup. That’s where a construction loan for commercial property steps in. This type of loan helps you cover construction-related expenses without draining your cash reserves.

In this blog, we’ll break down everything you need to know — from application to disbursal — in a simple, step-by-step format. Let’s get you ready to build big!

What is a Construction Loan for Commercial Property?

A construction loan for commercial property is a short-term loan that covers the cost of constructing or upgrading a commercial space. Unlike a regular home loan, where you get the full amount upfront, construction loans are disbursed in stages — linked to the progress of construction.

These loans are typically offered by banks, NBFCs, and housing finance companies. Interest rates are generally a bit higher than traditional home loans, but they offer more flexibility in usage and payout. Loan tenure usually ranges from 12 months to 5 years, depending on the lender and the project's scope.

Step-by-Step Guide to Get a Construction Loan in 2025

Step 1: Define Your Project Scope

Before you apply, create a detailed plan for your commercial property. Include estimated costs, floor plans, necessary approvals, and timelines. Lenders want clarity and commitment before they fund your project.

Step 2: Check Your Eligibility

Every lender has slightly different criteria, but common requirements include:

Applicant should be a salaried individual, self-employed professional, or business entity

Minimum age of 21 years and maximum up to 65 years at loan maturity

Good credit history with a score ideally above 700

Proper legal documentation of land and approvals for construction

Step 3: Use a Home Loan Amount Calculator

One of the smartest tools you can use before applying is a home loan amount calculator. It helps you estimate the loan amount you can get based on income, existing liabilities, interest rate, and tenure. Using a home loan amount calculator will save you from over-borrowing or setting unrealistic repayment expectations.

Step 4: Get Your Documents Ready

You’ll need to submit the following:

Identity proof (Aadhar, PAN)

Address proof

Bank statements (last 6–12 months)

Income tax returns (last 2–3 years)

Property ownership documents

Sanctioned building plan and construction estimate from an authorized architect or engineer

Step 5: Apply and Get Loan Approval

You can apply for a construction loan for commercial property either online or offline. After the lender reviews your documents and inspects the site, the loan is sanctioned with a detailed disbursal schedule.

Disbursal is done in phases, depending on construction milestones:

Foundation laid: 20%

Plinth work completed: 20%

Superstructure and roof: 30%

Final touches (plaster, paint, fittings): 30%

During the construction phase, you might only need to pay the interest (called pre-EMI). Full EMI starts once the total amount is disbursed.

Tips to Maximize Loan Efficiency

Borrow Responsibly: Just because you're eligible for a big amount doesn't mean you should take it all. Use tools like the home loan amount calculator to plan your EMIs and reduce stress.

Budget Smartly: Track all your spending and unexpected costs with digital tools. Materials, labor, and delays can stretch your budget fast.

Stay in Touch With Your Lender: Keep the communication clear and timely. Delays in construction updates can delay disbursal.

Exploring Related Loan Options

While your focus is on a construction loan for commercial property, it's also worth knowing about other home finance products that could benefit you:

Home Building Loans: Perfect if you’re constructing a residential property instead of a commercial one. Many features are similar, but interest rates and terms may differ.

Home Extension Loan: Planning to extend an existing property, maybe by adding a floor or converting residential space into a commercial one? This is the loan type that fits such requirements.

Home Loan for Home Renovation: If you're revamping an old space into a new-age commercial property, this type of loan helps cover structural and aesthetic upgrades.

These options also offer tax benefits and flexible repayment options. Even if you're going commercial, understanding these categories helps you diversify your funding.

Calculating Your Costs: Why It’s Crucial

Before signing the dotted line, always calculate your construction budget using a home loan amount calculator. Knowing your exact loan eligibility not only helps with application accuracy but also with future planning. It ensures that your construction loan for commercial property fits within your broader financial goals.

Using such calculators also gives clarity on:

How much monthly EMI you’ll pay

How tenure affects the total payable interest

If clubbing income with a co-applicant can improve your eligibility

Final Thoughts

A construction loan for commercial property in India is more than just financial help — it’s a stepping stone to growing your business dreams. With proper planning, awareness of your eligibility, and smart usage of tools like a home loan amount calculator, you can make the process smoother and faster.

Also, don’t overlook the potential support of products like home building loans, home extension loans, and home loans for home renovation. Depending on your project’s complexity, you might need a mix of solutions.

In 2025, with digital-first lenders and smarter finance tools, you have all the power to build without breaking your bank. So plan right, borrow smart, and build boldly!

Ready to make your commercial dream a reality? It all starts with the right construction loan.

[swaniti-initiative]

LINK AADHAR with PAN

To link your PAN (Permanent Account Number) with Aadhaar, you can follow these steps:

Online Method via Income Tax Department's e-Filing Portal:

Visit the e-Filing Portal: Go to the Income Tax e-filing website.

Locate the "Link Aadhaar" Option: On the homepage, look for the "Link Aadhaar" option under the "Quick Links" section.

Enter Your Details:

Enter your PAN and Aadhaar number.

Enter your name as mentioned in your Aadhaar card and your date of birth.

Tick the box confirming that only your year of birth is mentioned on the Aadhaar card, if applicable.

Submit the Request: After entering the required details, click on the "Link Aadhaar" button.

Verify with OTP (if required): If necessary, an OTP (One-Time Password) may be sent to your registered mobile number. Enter the OTP to complete the process.

Confirmation: After submission, you will see a confirmation message indicating whether the linking is successful or not.

Via SMS:

Open the SMS application on your phone.

Send an SMS to either 567678 or 56161 in the following format:

UIDPAN<space><12-digit Aadhaar><space><10-digit PAN>

Example: UIDPAN 123456789012 ABCDE1234F

You will receive a confirmation message if the linking process is successful.

Important Notes:

Ensure your details in both Aadhaar and PAN match, especially your name, date of birth, and gender.

The deadline for linking PAN with Aadhaar is frequently updated by the government, so ensure to check for the latest deadlines.

A penalty might be applicable if PAN is not linked with Aadhaar within the specified deadline.

#pancard #pan #india #governmentscheme #aadhar

[chateredhelp]

Online Sole Proprietorship Registration in Noida.

Starting a business as a sole proprietor in Noida can be an exciting journey. Noida is  one of India's fastest-growing regions. Noida offers numerous opportunities for entrepreneurs. The first step in making sure your single proprietorship functions lawfully and enjoys various benefits. Many local businesses such as grocery stores, parlours, boutiques, retail stores, etc., can be established as a sole proprietorship firm. Even small traders and manufacturers can establish a sole proprietorship firm.

What is a Sole Proprietorship Registration?

A sole proprietorship firm is a type of business entity that is owned and operated by a single individual. It is the simplest and most common form of business organisation. It is owned by one person, known as the sole proprietor and the owner has complete control over all business decisions and operations. The proprietor has unlimited liability, meaning they are personally responsible for all the debts and obligations of the business. Personal assets can be used to settle business debts and which Income generated from the business is treated as personal income of the owner. The proprietor pays personal income tax on the profits of the business. It is relatively easy and inexpensive to establish. In many cases, it requires minimal legal formalities and registrations, though this can vary by country or region.

What are the benefits of Sole Proprietorship benefits?

Ease of Formation: As compared to other business structures it typically requires minimal legal formalities and paperwork.

Full Control: Sole Proprietorship allows for quick decision-making without consultation from partners or directors. Sole proprietor has complete control over all business decisions.

Direct Taxation: Whatever income is generated from the business is the income of the owner. This makes the tax process easier. Because the owner has to file only a personal income tax return. Apart from this, businesses may benefit from tax deductions for business expenses.

Flexibility: The only sole proprietor can easily adapt and make changes to the business, whether it’s modifying business plans, changing the product or service offerings, or changing the business structure.

Maintenance of Profit: The owner receives all the profits generated by the business. There is no need to share profits with partners or shareholders.

Minimal Compliance Requirements: Sole proprietor firm can get lower ongoing compliance costs. It generally faces fewer regulatory requirements and lower administrative burdens compared to corporations and partnerships. 

Privacy: Unlike corporations, sole proprietorships are not required to disclose their financial information or other business details publicly, providing a higher level of privacy.

Simplified Accounting: The accounting and bookkeeping for a sole proprietorship are generally simpler and less time-consuming compared to more complex business structures.

Documents required for Sole Proprietorship Registration

There is no special registration for Sole Proprietorship registration. Proprietorship can be registered through other registration for example: GST Registration, Shop and establishment registration, MSME Registration, FSSAI registration or licence. By registering in any of these registration proprietorship is deemed to be registered. General checklist for proprietorship registration is given below:

Shop and establishment registration, MSME Registration, FSSAI registration or licence. By registering in any of these registration proprietorship is deemed to be registered. General checklist for proprietorship registration is given below:

Proprietor's Documents

1. Photos

2. Copy of PAN

3. Copy of Aadhar Card (Aadhar must be linked with Mobile No)

4. Mobile No & Email Id

Business Place Documents

1. Latest Electricity Bill

2. Rent Agreement

3. NOC

Other Information

1. Name of Company

2. Top 5 Goods/Services 

What are the Compliances required?

As a Sole proprietor,You have an annual income tax return to submit. if you are registered for GST, you must file your GST Return. If a single proprietor is subject to a tax audit, they must additionally deduct TDS and submit a TDS return.

At CharteredHelp, we are committed to assisting entrepreneurs like you in making their business dreams a reality. Contact us today to learn more about our comprehensive business registration services.

[easytaxconsultancy]

Simplifying the Income Tax Return Process for Gopalganj Residents

Filing an income tax return can seem daunting, especially if you are unfamiliar with the process. For residents of Gopalganj, understanding the nuances and taking the right steps can make this task significantly less stressful. Here’s a simplified guide to help you navigate the Income Tax Return Filing in Gopalganj process smoothly.

Understanding the Basics

Before diving into the specifics, it’s crucial to understand the basics of income tax. The income tax is a direct tax levied by the government on your income. Every individual whose income exceeds a certain threshold is required to file an income tax return annually. This return details your income and the taxes paid during the financial year.

Gather Your Documents

The first step in filing your ITR is gathering all the necessary documents. These include:

PAN Card: Permanent Account Number is a unique identifier for taxpayers.

Aadhar Card: Linking your Aadhar with PAN is mandatory.

Form 16: Issued by your employer, it contains details of the salary paid and taxes deducted.

Bank Statements: For interest earned on savings accounts.

Investment Proofs: Documents related to tax-saving investments.

TDS Certificates: For tax deducted at source from other income.

Choose the Correct ITR Form

The Income Tax Department provides different ITR forms for different categories of taxpayers. As a salaried individual or a person with other sources of income, you need to select the form that matches your income type. For most salaried individuals, ITR-1 (Sahaj) is applicable.

Filing Your Return Online

Filing your income tax return online is the most efficient and convenient method. Follow these steps:

Register or Log In: Visit the Income Tax Department’s e-filing portal and log in using your PAN as the user ID.

Select the ITR Form: Choose the appropriate ITR form for your income category.

Fill in the Details: Enter all required information accurately, including personal details, income details, and tax-saving investments.

Verify Tax Payable: The system will calculate the tax payable or refund due. Cross-check these details with your own calculations.

Submit and Verify: Once you are satisfied with the information entered, submit your ITR. After submission, verify your return through the available methods, such as Aadhaar OTP, EVC via bank account, or by sending a signed physical copy to CPC, Bengaluru.

Seek Professional Help if Needed

If you find the process overwhelming, consider seeking help from a professional tax consultant or chartered accountant. They can help you along the way while making sure everything is accurate and compliant.

Conclusion

Filing your income tax return doesn’t have to be a stressful experience. With proper preparation and understanding of the process, residents of Gopalganj can file their returns efficiently and on time. Remember to keep all your documents handy, choose the correct form, and follow the steps diligently. Happy filing!

[gadgetsforusesblog]

PAN Aadhaar Link: If you do not do this work related to PAN Aadhaar before 31 May, then you will have to pay a fine

Linking of Aadhaar with PAN: did you also PAN card To Aadhar card From Link If you haven’t done it then Income tax department ne, for you Alert Updates regarding which we have issued Report We have prepared it and that is why we are going to tell you in detail with the help of this article. PAN Aadhaar Link ready for Report We will tell you about it, complete detailed information of which we will…

[chaitanya]

Legal Compliance and Tax Benefits Associated with Udyog Aadhar Registration

When it comes to the business ecosystem of India, Small and Medium Enterprises play a crucial role in driving economic growth. However, it can be a daunting task for you to navigate through tax regulations and legal frameworks.

Fortunately, with the advent of initiatives such as Udyog Aadhar Registration, you can expect a ray of hope to shine upon you. So, it's time to talk about how Udyog Aadhar Registration can ensure legal compliance and offer tax benefits to your business. 

What is Udyog Aadhar?

A government initiative, namely Udyog Aadhar Registration was introduced to simplify the registration process for enterprises like medium, small, and micro. Generally, it comes with a unique identity that facilitates the ease of doing business. It can streamline a range of processes and avail benefits offered by the government schemes.

Legal Compliance of Udyog Aadhar Registration

1) Eligibility for Government Schemes

With Udyog Aadhar Registration, you can expect doors to get opened for various government benefits and schemes designed mainly for MSMEs. Such kinds of schemes cover technology support, marketing, finance, and credit. Thus, it can foster your growth. 

2) Statutory Recognition 

There is an Act namely, Micro, Small, and Medium Enterprises Development Act, 2006 through which you can gain statutory recognition. It ensures that your enterprise operates within the legal framework defined for MSMEs.

3) Compliance with Regulatory Authorities

Such kind of registration aids in fulfilling compliance requirements with regulatory authorities like the GST department. As a result, smooth business operations can be enabled without the fear of legal repercussions. 

Tax Benefits of Udyog Aadhar Registration

1) Reduced Custom Duty

If you're registered MSMEs, you can avail of several benefits, like reduced customs duty on imported goods for your business purposes. It can be translated into cost savings and boost your enterprise's competitiveness in the market. 

2) Income Tax Exemption 

Now, your enterprise is eligible for income tax exemption under the act, namely the Income Tax Act, of 1961. Such exemption comes with much-needed relief to small businesses, which lets them reinvest their earnings for expansion and growth. 

3) GST Benefits

Udyog Aadhar Registration can simplify your GST compliance as it will provide you with certain concessions and exemptions. With this, your tax burden can be reduced, and administrative hassle linked with tax filings can be minimized.

Steps to Obtain Udyog Aadhar Registration

Step 1: Online Registration

It is a simple process to obtain your Udyog Aadhar Registration. Even you can register online, as the Ministry of Micro, Small, and Medium Enterprises has provided the official portal for it. However, there is a need to provide basic details related to your business, like business name, type of enterprise, Aadhar number, and address. 

Step 2: Document Submission

Along with your online application, you'll be required to submit certain documents like business address proof, PAN card, and Aadhar card for your verification purposes. When you're done with the document verification, your registration certificate will be issued electronically. 

Step 3: Validity and Renewal

In the case of Udyog Aadhar Registration, there is no such scene of an expiry date. As it remains valid unless your enterprise exceeds the specified turnover or investment limits. However, it would be better to update your registration in case of any changes made in business details. Thus, it will ensure uninterrupted benefits for you.

Conclusion

In India, Udyog Aadhar Registration acts as a catalyst for your growth and sustainability as it 

ensures legal compliance and comes with attractive tax benefits. Thus, you can embrace this initiative to thrive in a competitive environment and contribute to the economic development of our nation.

[instantpay]

Identity Verification - How to Check PAN Aadhaar Linking Status with API

In the rapidly evolving digital landscape, the significance of robust identity verification cannot be overstated, particularly in contexts like financial services and online transactions. Aadhaar, India's unique identification project, stands at the forefront of this revolution, offering a streamlined, secure method for verifying identities.

The Aadhaar Linking Status enhances digital platform security, compliance, and user experience. It is a robust security measure that leverages biometric data and demographic information, ensuring that individual identities are accurately verified. This process significantly reduces the risk of identity fraud and unauthorized access. 

Additionally, it ensures compliance with various regulatory requirements, particularly in financial services, by establishing a reliable method of identity verification. Aadhaar linking simplifies access to multiple services for users, offering a seamless and integrated experience across different digital platforms. This system streamlines processes, making transactions both safer and more user-friendly.

This blog aims to delve into the intricacies of Aadhaar Linking Status, exploring its role in enhancing security measures, ensuring compliance, simplifying user experiences in digital platforms, and our API's role in streamlining this process. We will uncover how Aadhaar Linking Status integrates digital identity verification into everyday transactions and services.

Significance of Aadhar-Pan Linking

Integrating Aadhaar with PAN is a significant move towards fortifying the financial infrastructure in India. This linkage transcends being merely a regulatory mandate; it represents a strategic shift towards a transparent and efficient financial ecosystem. By enabling the government to monitor and track taxable transactions effectively, it plays a crucial role in curbing tax evasion and promoting a more equitable tax system. 

For individuals, linking Aadhaar with PAN is essential for uninterrupted access to various financial services, including bank account operations, investment activities, and income tax filings. Non-compliance with this requirement risks rendering the PAN card inoperative, potentially disrupting these essential financial activities.

How can I check my Aadhaar PAN link status online?

There are two primary methods available to ascertain the linkage statute: primary methods are online. These methods provide a straightforward and efficient means to verify the connection between your Aadhaar and PAN, ensuring compliance with regulatory requirements and facilitating seamless financial transactions. 

Each method offers a user-friendly approach, allowing individuals to check their linkage status through reliable online platforms quickly.

Aadhaar PAN card link status without logging into the Income Tax portal

Step 1: Check Income Tax e-filing portal. 

Step 2: Head towards the ‘Quick Links’ heading, and click on the ‘Link Aadhaar Status’.

Step 3: Enter the ‘PAN number’ and ‘Aadhaar Number’ and click the ‘View Link Aadhaar Status’ button.

Upon successfully validating the Aadhaar-PAN linkage, users will receive a confirmation message. This message will indicate that the user's PAN is already linked to the provided Aadhaar number, confirming the successful completion of the linkage process. This notification serves as an assurance that the user's records are updated and in compliance with the necessary regulatory requirements.

When the Aadhaar-PAN linkage is being processed, users will receive a notification stating that their request for linking Aadhaar with PAN has been forwarded to the UIDAI for validation. This message prompts users to revisit the portal later and check their linkage status via the homepage's 'Link Aadhaar Status' option. 

Conversely, suppose a user's Aadhaar is not linked with their PAN. In that case, an alert will appear indicating the absence of linkage and guiding the user to link their Aadhaar with their PAN through the 'Link Aadhaar' option.

Aadhaar PAN card link status by logging into the Income Tax portal

To check the Aadhaar-PAN linking status, follow these professional steps:

Access the Income Tax e-filing portal and log in.

Navigate to the 'Dashboard' on the homepage and select 'Link Aadhaar Status'.

Alternatively, visit 'My Profile' and choose 'Link Aadhaar Status'.

If your Aadhaar is already linked to your PAN, the system will display your Aadhaar number. In cases where Aadhaar is not merged with PAN, an option to connect will be presented. For requests pending validation by UIDAI, the status should be checked later.

Accessing Aadhaar-PAN Linking Status: Direct Online Portal

Here is the direct link to check the Aadhaar PAN card link status - 

https://eportal.incometax.gov.in/iec/foservices/#/pre-login/link-aadhaar-status

To ascertain the status of your Aadhaar-PAN linkage, input your PAN and Aadhaar numbers into the designated fields and select the 'View Link Aadhaar Status' option. 

Upon doing so, the current status of your PAN-Aadhaar linkage will be displayed on your screen, providing you with the necessary information regarding the linkage process.

Verify the linkage status of your Aadhaar with PAN via SMS

Step 1 - Compose a message in the following format: UIDPAN [Your 12-digit Aadhaar Number] [Your 10-digit PAN Number].

Step 2 - Send this message to either 567678 or 56161. 

Step 3 - Await a confirmation response from the government service.

If linked, a confirmation stating “Aadhaar is already associated with PAN [number] in ITD database” will be received. If not linked, you will receive a message indicating that “Aadhaar is not associated with PAN [number] in ITD database.” This service facilitates a convenient and efficient method for individuals to ensure their compliance with government regulations.

Link Aadhaar with a PAN card online

If your Aadhaar is not linked with your PAN card, initiating the linking process on the Income Tax website is imperative, which may involve a late penalty fee of Rs.1,000. You may refer to the detailed steps provided on the website for comprehensive guidance on paying the penalty and executing the Aadhaar-PAN linkage. Linking Aadhaar with PAN is streamlined for user convenience and can be summarized in a few key steps.

To link your Aadhaar with PAN card in a professional setting, follow these steps:

Access the Income Tax e-filing portal.

Select 'Link Aadhaar' under the 'Quick Links' section.

Input your PAN and Aadhaar numbers and click 'Validate'.

Proceed to 'e-Pay Tax' for payment.

Enter PAN and mobile number, then continue.

Under 'Income Tax', click 'Proceed'.

Complete the payment process.

Return to 'Link Aadhaar' under 'Quick Links'.

Re-enter PAN and Aadhaar details, then validate.

Add your Aadhaar number, mobile number, and OTP for final validation.

Your request will then be processed for validation by UIDAI. Alternatively, you can also visit a PAN card centre to submit a linking request form manually.

Fees for Aadhaar PAN card linking

The linkage of PAN with Aadhaar was complimentary until March 31, 2022. Post this date, up until June 30, 2022, a nominal penalty of Rs. 500 was applicable for linking. Subsequently, from July 1, 2022, the penalty amount for linking PAN with Aadhaar was revised to Rs. 1,000. It is imperative to pay this penalty for linking before June 30, 2023, to avoid the PAN card becoming inoperative starting July 1, 2023. This step ensures compliance with regulatory mandates and maintains the validity of the PAN card.

Who all should link Aadhaar with a PAN card? 

Under Section 139AA of the Income Tax Act, all PAN cardholders must link their Aadhaar by June 30, 2023, with a stipulated penalty of Rs.1,000 for non-compliance, after which the PAN card will become inoperative. Exceptions to this requirement include non-resident Indians (NRIs), citizens above 80 years of age, and residents of Assam, Meghalaya, Jammu, and Kashmir. It is advised to verify your Aadhaar-PAN link status and ensure linkage by the specified deadline to maintain the operational level of your PAN card.

Now let’s understand Aadhaar-PAN linking status API

Aadhaar, a critical 12-digit identification number in India, necessitates using Aadhaar Verification API for reliable authentication. Given its importance in identification across various platforms, integrating Aadhaar API is crucial. At Instantpay, we offer specialised services to address the challenges of fraudulent Aadhaar use. 

Our advanced methodology and robust algorithms are designed to validate Aadhaar details accurately, thereby supporting businesses and individuals in mitigating risks associated with counterfeit Aadhaar cardholders. Our verification process, which involves simply uploading Aadhaar data or a snapshot, ensures both efficiency and reliability in confirming Aadhaar credentials across India.

USP of Instantpay Aadhaar-PAN linking status API

The Aadhaar Verification API is meticulously developed using HTTP standard verbs and RESTful endpoints, ensuring high precision and intelligence in its architecture. This API is designed for optimal functionality and efficiency. Moreover, it incorporates comprehensive documentation, facilitating a seamless integration experience akin to a plug-and-play setup. This strategic approach ensures that the API performs effectively and integrates smoothly into various systems.

The API access is facilitated through HTTP requests directed to a specific version endpoint URL, utilising GET or POST methods for data retrieval. Each endpoint is secured with SSL-enabled HTTPS, ensuring data integrity and security. The API is structured with version control for methods, parameters, and other elements, requiring the inclusion of a version number in every call. Multiple versions with distinct endpoints are available. 

Additionally, responses are systematically structured within a 'data' tag, typically including a status code, success flag, type, and address in each reaction, ensuring clarity and consistency in data delivery.

In the event of a failure, the API implements specific response codes for clarity and diagnostic purposes:

A 2xx series code indicates successful execution of the operation.

A 4xx series code signifies an error originating from the user's end.                

These codes are crucial for identifying the nature of the issue and facilitating appropriate troubleshooting measures.

Industry Use Cases of Aadhaar Validation API

The Aadhaar Validation API is a powerful tool for verifying the authenticity of Aadhaar cards in India. Its applications go beyond simple identity verification, offering various benefits across various sectors. Here are some critical use cases for the Aadhaar Validation API in India:

[wptb id=2629]

Use Cases of Aadhaar Validation API

[wptb id=2641]

Digitalising Aadhaar verification through Instantpay's Aadhaar-linking status API unlocks significant benefits for institutions across diverse sectors. This innovative solution simplifies and expedites identity verification, offering immediate value in numerous scenarios.

Instantpay's API eliminates the complexities of implementing traditional UID verification methods. Removing tedious paperwork and manual processes offers a seamless and user-friendly experience for both institutions and individuals. The intuitive click-and-upload functionality significantly reduces friction and streamlines the verification process.

While immediate adoption of the API is highly encouraged, we recognise the importance of tailoring its integration to specific needs and workflows. Instantpay offers comprehensive support and guidance to ensure a smooth and efficient implementation, maximising the time and energy savings potential. By leveraging Instantpay's Aadhaar Verification API, institutions can unlock a new era of efficient, secure, and user-friendly identity validation, ultimately enhancing operational effectiveness and delivering excellent value to all stakeholders.

Frequently Asked Questions

Linking PAN with Aadhaar after the Deadline

Q: Can I link my PAN with my Aadhaar now?

A: Yes, you can link your PAN with your Aadhaar card even after the last date on the Income Tax e-filing portal after paying the penalty of Rs.1,000.

Reactivating an Inoperative PAN

Q: My PAN has become inoperative. What should I do?

A: When your PAN card has become inoperative due to its non-linking with your Aadhaar card, follow the below process to activate your PAN card:

Visit the Income Tax e-filing portal.

Pay the fine of Rs.1,000 through the 'e-Pay Tax' option. You can find the detailed process to pay the penalty here.

After paying the penalty, click the 'Link Aadhaar' option on the Income Tax e-filing portal.

Enter the 'PAN Number' and 'Aadhaar Number' and click the 'Validate' button.

Enter the Aadhaar number, mobile number, OTP and click 'Validate'.

The request to link PAN-Aadhaar will be sent to the UIDAI. However, the reactivation process will take around 30 days from the submission date of the request to link the Aadhaar-PAN and make the PAN card operational again.

Checking Aadhaar PAN Linking Status

Q: What is the status shown when I check Aadhaar PAN linking status?

A: The different status shown when you check your Aadhaar PAN linking status is as follows:

Aadhaar is linked with a PAN card.

Aadhaar is not linked with a PAN card.

The Aadhaar PAN linking request is pending for approval from the UIDAI.

Documents Required for Linking PAN with Aadhaar

Q: What are the documents required to link PAN with Aadhaar?

A: No documents are required to link your PAN with your Aadhaar card. You must know your Aadhaar number and PAN number before sending a request to link PAN with Aadhaar card. You must also have an Aadhaar-linked mobile number for which the OTP will be sent for verification to link your Aadhaar with PAN card. You must pay the penalty before sending the request for linking Aadhaar with your PAN card.

Rectifying Mismatches

Q: What should I do when there is a mismatch in the details of my PAN and Aadhaar card?

A: You must rectify the mismatches in the details of your PAN card and Aadhaar card. The information provided in your PAN card and Aadhaar card, such as name, address, etc., should be accurate and match each other. If there are any errors, update the information in your PAN card or Aadhaar card by visiting the NSDL portal/PAN centres or UIDAI portal/Aadhaar card centers, respectively.

Linking with Demographic Mismatch

Q: Can I link my Aadhaar with a PAN card when there is a mismatch in details?

A: No. The details in your PAN and Aadhaar must match to link your Aadhaar with the PAN card. However, where there is a demographic mismatch in Aadhaar and PAN cards, such as name, date of birth, and gender, you can choose the biometric-based authentication process to link your Aadhaar with PAN. The biometric-based authentication process is available at dedicated centers operated by PAN service providers, i.e., Protean and UTIITSL.

Penalty and Due Date

Q: What is the amount of fees payable for Aadhaar-PAN linking?

A: The fee to pay Aadhaar-PAN linking is Rs.1,000, which should be paid in a single challan.

Q: Should I pay the penalty before applying for Aadhaar-PAN card linking?

A: Yes. You can apply for PAN-Aadhaar linking only after paying the penalty of Rs.1,000.

Exempt Categories

Q: Is Aadhaar-PAN linking compulsory for all?

A: All taxpayers must link their Aadhaar-PAN before 30 June 2023, else their PAN will be inoperative. However, the following persons are not required to link their Aadhaar with PAN:

Persons residing in the States of Jammu and Kashmir, Assam, and Meghalaya.

A non-resident person as per the Income-tax Act, 1961.

Persons who are not citizens of India.

Persons of eighty years or more at any time during the previous year.

Valid Payments for Linking

Q: Which payments are considered valid for Aadhaar-PAN linking?

A: The payments done through e-Pay Tax functionality on the Income Tax Filing Portal for an amount of Rs.1,000 from 1st July 2022 in a single challan are considered as valid for Aadhaar-PAN linking.

Multiple Payments

Q: Can I make multiple payments under minor code 500 to pay the penalty?

A: No, there should not be an aggregation of challans with ‘Minor head 500’ to pay the amount of Rs.1,000.

Reactivation Time

Q: How many days does it take for my PAN card to be operative?

A: If your PAN card is inoperative due to non-linking it with an Aadhaar card, it will become operative again within 30 days after submitting the Aadhaar-PAN linking request.

Last Date for Linking

Q: What is the last date to link PAN with Aadhaar?

A: The last date to link PAN with Aadhaar is 30 June 2023. If your PAN is not linked with Aadhaar within 30 June, it will become inoperative from 1 July 2023. However, you can submit the Aadhaar-PAN linking request after 30 June 2023 by paying the penalty to make your PAN operative again.

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Simplifying Your Tax Season: Finding Income Tax Filing Services Near You

Introduction:

As tax season approaches, the task of filing your income tax returns might seem daunting. Whether you're a seasoned taxpayer or a first-timer, having a reliable and convenient income tax filing service near you can make the process smoother. In this blog post, we'll explore the importance of timely tax filing, the benefits of using professional services, and how to find the right income tax filing assistance in your local area.

1. The Importance of Timely Income Tax Filing:

Filing your income tax returns on time is crucial to avoid penalties and legal consequences. Many individuals delay the process due to its complexity or lack of understanding, but with the right assistance, you can ensure compliance with tax regulations and enjoy peace of mind.

2. Benefits of Using Professional Income Tax Filing Services:

a. Expertise: Professional tax preparers are well-versed in tax laws and regulations. Their expertise can help you navigate the complexities of the tax code, ensuring accurate and efficient filing.

b. Time Savings: Filing taxes can be time-consuming, especially if you have a complex financial situation. Professional services can save you time and effort, allowing you to focus on other important aspects of your life.

c. Maximizing Deductions: Tax professionals are adept at identifying eligible deductions and credits, potentially saving you money. They can help you optimize your return and ensure you're not missing out on any available benefits.

d. Peace of Mind: With a qualified tax professional handling your filing, you can have peace of mind knowing that your returns are accurate and in compliance with tax laws.

3. How to Find Income Tax Filing Services Near You:

a. Local Tax Firms: Research local tax firms or accounting offices in your area. Many firms offer income tax filing services and can provide personalized assistance.

b. Online Platforms: Explore online platforms that connect you with tax professionals in your locality. These platforms often allow you to read reviews and compare services before making a decision.

c. Recommendations: Ask friends, family, or colleagues for recommendations. Personal experiences can offer valuable insights into the reliability and efficiency of local tax filing services.

d. Community Centers and Nonprofits: Some community centers and nonprofit organizations offer free or low-cost tax preparation services. Check with local community resources to see if such programs are available in your area.

Conclusion:

Filing your income tax returns doesn't have to be a stressful experience. By utilizing professional income tax filing services near you, you can simplify the process, ensure accuracy, and potentially maximize your returns. Take the proactive step of finding reliable assistance, and make this tax season a smoother and more rewarding experience.

Confused? Talk to our experts. Explore our guides and tools for a smooth filing experience:

- Income Tax e-Filing for FY 2022-23

- Income Tax Slabs for FY 2023-24

- Income Tax Calculator

- Section 80 Deductions

- Old vs New Tax Regime

- Check Aadhar PAN Card Link Status

- ITR Filing Last Date for FY 2022-23

- Capital Gains Tax in India

Have questions? Check out our FAQs or reach out to us. Let's make this tax season stress-free and rewarding for you! 💰📅

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How To Link PAN with Aadhar?

To link Pan with Aadhar you need to visit:

https://eportal.incometax.gov.in/iec/foservices/#/pre-login/bl-link-aadhaar and follow the instructions.

Please make sure fee payment is done under Minor head 500 – Other Receipts(500) and Major head 0021 [Income Tax (Other than Companies)] in single challan.

As per the ministry of finance you have to pay a fees of Rs 1000 before linking your Pan with Aadhar.

It takes around 7 working days to update you status in IT records.

You can check your Aadhar Pan link status on the below link:

If you have not linked your Pan with Aadhar your trading and demat account will be freezed. You will not be able to invest in Shares, Mutual funds or Future and options or Commodity.

The unfreeze will be done by the exchange which can take around 72 working hours, once Pan and Aadhar link status is updated on IT records.

You can also escalate it to exchange on NSE grivience no. 02226598191.