#like i’m full on getting plastered drunk tomorrow & im likely going to be driving it like a mess when i sober up enough | Explore Tumblr Posts and Blogs

vangoghmusings · 4 years

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are you hiding too? part two | shoto todoroki x reader

summery: part two of “are you hiding too?” read part one here: ✿✿✿

college au + nsfw

pairing: shoto todoroki x fem!reader

word count: >3,000

warnings: cussing, mention of drugs and alcohol, nsfw, oral, intercourse

a/n: oh my goodness, i can’t believe you guys wanted a part two!! and with smut?! lord have mercy, i can’t believe i’m giving y’all permission to be horny on main smh...oh well >:) i had a really great time writing this and if you guys dont like it i might actually cry...hehe enjoy!!

taglist: @mixfi @lilacskyura @brownmoonchild (comment or message me if you would like to be added)

After what seemed like ages of attempting to drag Mina and Ururaka to their shared dorm, you finally managed to put them into bed. You felt drained, the two of them were completely drunken toddlers. Except worse because they reeked of vomit and were far from cute.

You walked took the stairs to your own dorm, sneaking in quietly. Tsu was asleep in her room, and you did your best to not wake her up. Your phone chimed, signaling you had failed.

“Shit shit shit,” You whispered, quickly turning your phone on silent. You made your way into your room, closed the door behind you, and plopped onto your bed. You exhaled deeply, exhausted from your night before looking at who had texted you.

unknown number: hey, y/n its shoto :-)

You blinked and bit your lip, your cheeks heating up. You recalled the nights events. You had only just truly met Shoto, but the way he kissed you made it seem like you had known him for a lifetime. Before you could reply, you heard your name being shouted from your window. You hurried over to the window and peered your head out. On the sidewalk below stood the very drunk Denki Kaminari and a plastered Eijiro Kirishima.

“Oh y/n, y/n, let down your hair!!” Kirishima sang, his words slurring together.

“Nah man you gotta be like, HEY Y/N FLASH ME YOUR TITS!” Kaminari wailed, flinging his shirt in the air.

You rolled your eyes, “Go to bed boys.”

Their eyes widened seeing you look down at them. Kirishima cleared his throat.

“Shall I compare thee to a summers day-”

“CMON Y/N, LET US UP! WE’LL MAKE IT WORTH YOUR WHILE,” Kaminari sang, thrusting his hips out in the air suggestively.

You laughed and shut the window and closed your curtains. You hopped into the shower, washing off the smell of weed, alcohol, and Mina’s vomit. You got into your pajamas and crawled into bed. You remembered the text from Shoto and eagerly grabbed your phone, replying quickly.

you: hi shoto, did the party die down?

shoto: yes, thank goodness. did you get home safely?

you: yes :) thank u,, hows whiskers?

shoto: he left me for koda :-(

you: oh you poor thing!

shoto: i know what would make me feel better though...

you: hm? whats that

shoto: can we go on that date sooner? like, sunday?

you: sounds perfect :)

It was Friday going into Saturday. You almost wished he’d ask to see you tomorrow, but that must’ve seemed too eager. Another text came in as you looked back to the screen.

shoto: great :-) i’m beat so im gonna go catch some zzz, good night

you: good night shoto

You felt like your heart was going to beat out of your chest. You barely knew him but everything just felt so normal.

Before you knew it your eyes fluttered shut and you were sound asleep.

✿

You were woken up, quite harshly by Mina and Ururaka screaming in your face. Mina shook your shoulders, your head wobbling around.

“Okay okay!” You groaned, pushing Mina off of you.

“IS IT TRUE?!” She shouted. You rubbed your eyes, irritated from the rude awakening.

“How the hell did you guys even get in here?”

“Tsu let us in,” Ururaka chimed in.

“Sorry!” Tsu yelled from out in the living room, causing you to sigh.

“Stop dodging the question!” MIna said, gripping your shoulders once again. You slapped her hands off.

“What question?” You glared.

“That you made out with THE Shoto Todoroki!”

You blinked.

“ARE YOU SERIOUS MINA YOU WOKE ME UP TO ASK ME THAT?! YOU WERE THERE!”

Ururaka squeaked at your sudden outburst, pulling Mina away.

“Thats what I told her! She couldn’t remember,” She said, Mina pouting.

“Just how drunk were you last night?” You question, Mina turning away in shame.

“Enough to forget that you made out with Shoto,” She grumbled.

You chuckled and got out of your bed stretching.

“Mmm, well, yeah. And we’re going out on Sunday.”

Their jaws dropped.

“SUNDAY?!”

You cringed at their shouting. Ururaka began spilling out a bunch of dating advice while Mina kept begging you to tell her all the details in case you got the opportunity to “give him the ol’ razzle dazzle” as she put it.

“Hey I made waffles! Get them while they’re hot!” Tsu yelled. The three of you looked at each other before running into the the kitchen, sitting down at the table, and proceeding to stuff your faces.

“So, Todoroki huh?” Tsu said, sitting down beside you. You blushed and nodded, cheeks full of waffle.

✿

You anxiously pressed your hands on your skirt. Shoto was supposedly 10 minutes away and you had no clue to where he was taking you. You stared at your self in the mirror. You donned your most confident inducing outfit, a mini skirt and lace trimmed top. You took a deep breath before reaching down to slip your sneakers on. There was a knock on the door and you shot right up. You ran to the door and inhaled deeply as you opened the door.

“Shoto- What are you doing here?”

Standing infront of you was Mina and Ururaka, pure excitement in their eyes.

“We came to see you get ready-”

“We wanted to make sure you wouldn’t make a fool of yourself,” Mina said cutting the brunette off.

You rolled your eyes and let them inside.

“He’s supposed to be here soon,” You said, the nerves bubbling up once again.

“You’ve got this y/n!” Ururaka cheered, giving you a tight squeeze. Mina made her way to the fridge, shuffling around and grabbing a day old breadstick from a pizza box. You tilted your head at her.

“What are you doing? Those are mine!”

“You can’t possibly think I’m going home when you’re going out with him. I need to be here for when you get back so you can tell me every juicy detail,” Mina scoffed, punctuating the sentence with the last few words.

You huffed and nodded, your eyes widening as a knock was heard at the door.

“OH MY GOD!” Ururaka mouthed, waving her hands in the air frantically.

“HOLY FUCKING SHIT HE’S HERE HE’S FUCKING HERE,” Mina mouthed, jumping up and down, the breadstick flopping between her teeth.

You opened the door, relieved to see the real Shoto standing there. You smiled up and him, praying he couldn’t see how nervous you were.

“Hey,” You said breathlessly. Shoto looked, stunning. You thought he looked beautiful in the dim yellow lighting of the room at the party, you were proven wrong. He wore slim trousers and a gray button up, open at his collarbones.

Shoto’s eyes seemed to replicate the same thoughts.

“H-hey,” He said, nerves edging his voice. He tried his best to not make it too obvious that his eyes were raking you up and down.

You closed the door, Mina and Ururaka giving you energized thumbs up.

“Sorry about that,” You blushed, walking at his side.”They were excited to see you take me out.”

“I don’t blame them, I’m excited to take you out too,” He smiled sweetly.

You punched his shoulder playfully, “Don’t be so cheesy.”

He chuckled, making his way to his car and opening the passenger door for you. You stepped inside, looking around. You inhaled, his car smelled just like him.

He sat down in the drivers seat and buckled himself in, you doing the same.

“So, you never told me where you’re taking me.”

“Oh?” He smirked. “I know.”

“I hope this isn’t a plot to murder me.”

“Oh no, nothing like that,” He laughed, turning on the ignition and beginning to drive.

You arrived at what you believed to be an art museum. He hopped out of the car and ran to open the door for you. You beamed up at him as he took your hand, walking inside.

“Reservation for Todoroki,” Shoto stated to the security guard. The guard nodded, opening the door and letting the two of you inside of the massive, and empty museum.

“Dean’s son huh?” You looked up at him, swinging your laced hands in between you.

“Its got its perks,” He chuckled. “Like renting out the art museum for just the two of us.”

You blushed and you walked around the corner to see a series of paintings. The two of you walked and talked and gushed over the art for what felt like hours.

You came to a stop in front of a painting. The image portrayed a gorgeous Japanese woman in a traditional kimono. You bent down to look at the title of the painting. Courtesan: after Eisen, Vincent van Gogh. You hummed and stood back up.

“She’s beautiful.”

“Yeah, she is.”

You turned to see Shoto looking at you, tenderness and endearment in his eyes. You blushed deeply.

“I thought I told you to quit it with the cheesy-ness.”

Shoto cupped your face, leaning in, his lips brushing against yours as he whispered, “Sorry.”

You drapped your arms over his shoulders, closing the gap and kissing him deeply. He set his hands on your hips, his lips moving with a loving softness that made you melt. He pulled you closer the kiss gaining momentum and getting rougher. He pulled away, slowly, teasing you by biting on your bottom lip. The two of your stared at each other, pink cheeks and eyes filled with lust. Shoto quickly grabbed your hand and began walking.

“This way.”

You followed behind him like a love struck puppy. You found yourself int he photography section of the museum. The space was illuminated by a red light, the photographs lining the walls. There were several benches in the middle of the space.

You looked up at Shoto, the red light highlighting how hungrily he looked down at you. He sat down on one of the benches, you following his lead.

Before you could say a word, his lips latched onto your neck, soft whimpers of shock leaving your mouth. You felt his lips curl into a smirk against your skin. You ran your fingers through his hair, tugging gently when he bit down on your collar bone.

“S-Shoto,” You huffed. You could sense yourself getting extremely wet, and the sudden idea of jumping him right in the museum wouldn’t leave your mind. He seemed to get the message, placing his on your inner thigh. He snaked his hand further up, his eyes widening feeling your soaked panties.

“I-I,” You stammered, afraid of what he would say. He said nothing actually and instead dropped to his knees in front of you. You blushed profusely, as he took the zipper of your skirt in his fingertips.

“Is this okay?” He looked up at you, waiting for your consent.

Is this okay? Oh god yes.

You nodded, too excited to see what he would do next to let the words come out of your mouth.

He proceeded to unzip your skirt, your thighs exposing themselves to him.

“You know,” He says softly, his nimble fingers, gently removing your soaked panties. “I’ve been wanting to do this since I saw you in philosophy freshman year.”

Before you could reply to his confession, he burred his head between your thighs, darting his tongue inside of your heat. You gasped, your spine shuddering at the sudden penetration. You gripped the bench tightly, Shoto humming happily against you. His tongue swirled inside you, his nose tickling your clit that was so needy for more. You reached your hand down, and proceeded to rub your sore clit. You whimpered and bucked your hips, Shoto pulling away. His eyes widened at the sight, causing the erection in his trousers to cause further friction against the fabric. He stood up, and unzipped his pants, pushed down his boxers, allowing his strong erection to stand at attention. You eyed his length hungrily. Not only was he big, but he was long.

You opened your mouth, a fake innocence glazing your eyes. Shoto blushed as you took his cock in your mouth, hollowing your cheeks as you began to suck.

“F-fuck,” He groaned, griping your hair. He tenderly ran his fingers through your locks, brushing the baby hairs that were pressed against your forehead with sweat out of the way. And all this time you were still touching yourself.

“God, you look so pretty when you touch yourself y/n,” Shoto spoke softly, his mind beginning to blank from how good you were sucking him. You shuddered and whimpered, your fingers quickening their pace. You were reaching your climax and Shota had noticed.

“No,” He said sternly, gripping your wrist and pulling your hand away from your aching heat.

Your face was filled with defeat and embarrassment.

“S-Shota please, I just want to cum,” you whimpered.

“You’ll cum y/n, but when I say so.”

He sat down on the bench, gripping your hips and turning you so you would face him. The lust in Shoto’s eyes seemed to have crept to the rest of his features. He held his length in front of your core, it was dripping in your saliva. He picked you up and placed you above his lap, your entrence hovering over his cock. Part of you was afraid you wouldn’t be able to take all of him. The other part of you really wanted to try.

“Ride me,” he commanded. You nodded without hesitation and kined yourself up with his lenght, slowly lowering yourself unto him. You shut your eyes tight as he entered your tight hole.

“Shit,” you whimpered, but you were on a mission to fit all of him inside you. Shoto groaned, his cock twitching inside your tight walls. Once you managed to take in his whole shaft, you let out a breath you didn’t know you were holding.

“Jesus Christ, you’re fucking huge,” You exhaled. You places your hands on his chest and kissed him hungrily, but not making any attempt to bounce or grind against him. You were cockwarming him, and Shoto adored you for it. But not for long.

“Fuck it y/n, I wan’t you to ride me already.” You giggled at his needy request and began to bounce yourself on him. Moans passed your lips effortlessly. Shoto was in a position that directly targeted your g-spot, and with every thrust upwards from his hips, you felt like you were on cloud-9.

Shoto watched you, completely enamored. You somehow managed to make riding him look so elegant. You glowed under the red lighting, and he was dying to see how your face would look under it during your orgasm. In one swift movement, he laid you on his back, your legs laying against his chest. You gasped in surprise. Shoto had gotten impatient and was dying to please you.

He gripped your legs firmly and began began thrusting-no-pounding into you. He huffed with every forceful thrust, grunting at the tightness of your walls. Your moans and wails were music to his ears. Your knuckles were white from gripping onto the bench.

“I-I’m close Shoto,” you moaned, the words shaking as they came out.

Shoto nodded and proceeded to roll his hips, hitting further inside of you. You groaned, your eyes rolling back, and seeing your face like that caused him to moan too. You arched your back, reaching your climax and Shoto continued to pound his entire length inside of you. You cried out in pleasure and cummed heavily all over his length. Shoto’s suspisions were correct, you looked glorious during an orgasm. So glorious infact, the sight caused him to cum himself. He groaned in a raspy tone, hot ropes of cum filling you up. Shoto slowed down, allowing the both of you to ride out your highs. He pulled out, the mixture of your cum flowing onto your thigh and the bench. He swiftly grabbed your damp panties and slid them on you.

“You’re just going to have to keep that inside of you until we get home,” He said with a smirk. You blushed and pecked his lips. He helped you up and off of the bench, and the two of you proceeded to get dressed.

“Hey!” The two of you whipped your heads around to see the security guard.

“Is this where the two of you have been hiding? Your session is up.”

Shoto bowed infront of the guard.

“I am so sorry sir, here,” he pulled out his wallet, and handed the guard what appeared to be two $100. “We didn’t mean to take so long. Thank you and have a good night.”

You squeaked out a little thank you to the guard, before Shoto and you were running back to the parking lot, laughed and grinning at their adventure. Once again, Shoto opened the passenger door for you and proceeded to get in the driver’s seat.

“Are you okay with staying at my apartment tonight?”

You blushed and nodded.

“A sleepover with the dean’s son? How could I say no.”

He chuckled and drove away from the museum as you pulled out your phone. Three texts from Mina.

mina: how’s it going?? ;))

mina: its getting late wya

mina: oh my god are u dead

You rolled your eyes and replied.

you: i’m fine, staying at shoto’s house tonight <3

Not even a second later, Mina answered.

mina: OMG YOU SLY BITCH GET IT GIRL

You giggled and put your phone away. Shoto set his palm down in front of you. You took his hand and your fingers laced together. He smiled, focused on the road and rubbing circles on the back of your hand with his thumb.

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insufferablelust · 4 years

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Hey I was wondering if you could do something cute with Spencer (earlier seasons) where reader (BAU) is really small and sweet in general but can outdrink anyone and he’s just like ‘how r u not dead???’ when the team all go out for drinks :))

hi angel! thank you for requesting this, i love the idea and you’ll see the result soon, but anyway yeah.. i might... gone a bit over with this one.. and i changed the story a bit i hope thats okay. Happy reading❤️

Sorry for grammatical errors!

SUPER FLUFF AND DRUNK-NESS!!

It was around 6 pm when the jet landed safely in Virginia, the team has just wrapped up a particularly gruesome complex case that left them exhausted but relieved nonetheless because they’ve caught the unsub. When they walked into the bullpen, they immediately saw Garcia sniffles as stepped out of her lair to hug each and every one of you— especially tighter around you, since you’re just so tiny and ‘hugable’ she said one time, in which you chuckled and return the hug as tight. “hey it’s alright, we’re okay. It’s over.” you whispered, knowing full well how much these cases could affect her, and she smiled warmly as she muttered a small “thank you (y/l/n)”

As everyone settled to write down some paperwork from the case files, Rossi abruptly stood before suggesting that you guys should celebrate the success you achieved today, Morgan was the first one to jump into the opportunity- hurriedly stacking his papers on his desk before dragging prentiss out of her chair “okay now c’mon, everyone— hey Reid! (Y/n)! Yes- you genius geeks will be there or you’re not scared are you einsteins?” the cheap threat causes a burst of laughter amongst the team including from Aaron, while you felt the warmth creeping up on your cheeks.

You see you rarely attended the ‘after celebration’ party they held, unless its in Rossi’s place, now that one you can’t pass up because Italian foods! but in all seriousness, it’s not that you don’t want to be with your teammates, it’s just that you’ve always been the life of the party ever since you were a teenager. Your friend Samantha used to called you out on your gift, of the ability to drink without a single trace of being drunk despite you being tiny, now that wouldn’t usually be a problem but things change when you have a major crush on your coworker, Dr. Reid.

If someone asked, what is it that draws you into Spencer? you could probably list more than 100 things. Ever since you joined, you and spencer immediately clicks, maybe because you both have a lot in common. From the way you love the same movies, types of books, and even have similar philosophical views- hence the nicknames that your teammates has given you both, Duo geek geniuses or Mr and Mrs. Einstein, lastly your favorite is Dr. and Mrs. Reid due to your similarities. You may never admit it, but every time Derek would use that one particular name, your heart feels like it may burst at any second. In conclusion, You’re whipped and you hesitated on him finding out just how wild you can be.

But before your better judgment can come to view, your smugness get the best of you. Standing straight, arms folded across your chest as you stare into derek’s eyes “We’ll see who passes out first, ‘chocolate thunder’” you replied, earning claps from your teammates including spencer whose smile is as wise as you can possibly imagine. what can you say? (Y/n) (Y/l/n) never backs out from a challenge.

Few hours later they arrived at a local bar near the building, (y/n) managed to yet again sit beside Spencer on a private booth, to her left is Prentiss, followed by Rossi, Morgan, JJ, then Penelope. Aaron needed to come home because Jack needs his father, (so that left the bau kids without their dad). As they chatter for a bit, your hand turned to look at Spencer, immediately noticing the slight uncomfortableness plastered on his face.

You ran your palm on his shirt covered arms, smiling gently “Hey, are you okay? do you wanna get out of here?” Spencer could tell that you’re being genuine, and caring which made his heart burst. “No, i’m okay (y/n) bars aren’t really my thing” He nervously giggles, scrunched up his nose and looked back at you. “Okay just let me know, spence” You patted his chest twice before returning to listen to the others.

Garcia had ordered shots for you to all drink, when it arrived your eyes widened at the sight of way too many shot glass filled with.. vodka you presumed, and 2 glass of coke and one glass of water. Everyone just stared back and forth between the drinks and garcia, which she replied with a “you guys said its a celebration” and before anyone can argue, morgan interrupts “Its okay babygirl, as i remembered that our sweet genius little miss (y/n) here have promised us she would drink tonight, and lots of it” his eyebrows are twitched as you lick your lips before leaning forward to take down the first shot.

“bring it on”

as it reached 12 AM all of the team has drown at least 3 shots, whilst you and Morgan’s count is higher than that. You heard a loud chuckle coming from your right as you gulped down a glass of water, turning to your side you can see spencer nursing his glass of coke that seemingly still full.

“Okay, who are you and what have you done to my sweet (Y/n)?” He said with a laugh, the straws that hang from his lips made your breath hitched and your fingers gripped the glass tightly at the sound of My sweet (Y/n). You composed yourself before mumbling,

“Hey thats not nicee! i’m right here still the same, what? you don’t love me when i’m drunk?” and if you think that doesn’t effect every neurons in his system then you’re dead wrong because Spencer would’ve done anything to just squeeze you tight in his arms and hold you close while listening to your slightly drunken rambles. “No, god no angel. What i meant is that, i was just not expecting this side of you, i mean look around, you outdrank everyone— how are you not dead yet?” his voice is borderline high pitched but also rugged, which made you instantly blush, looking down before glancing at your drunk coworkers, giggling at the sight of them.

Rossi had left few moments ago if your memory is right, Will picked up JJ and a very drunk Penelope home, whilst Prentiss took a very very drunk half-passed-out-Morgan. After saying your mocking goodbyes, you and spencer stared at each other. Your gaze is drunk yet lovingly genuine, Spencer’s figure tower over you as he tucked some of your fallen hair behind your ears and smiles.

“How about i take you home?” He offered, which earned a small disappointment filled whined from you at the loss of his touch. Your eyes widen, hoping he didn’t hear that but of course he did and immediately wrapped his arms around your shoulder, keeping her warm by his side as he walked them both to her car.

“You’re awfully cuddly when you are drunk (y/n) this is the drunk you i thought i was going to see” he opened the passenger door for you, before slide into the driver seat and started driving. “well i’m sorry that you didn’t like this side of me i thought—“ before you continue to ramble your drunk thoughts out, Spencer reached to softly grip your hand in his and let out a breathy laugh,

“No! (Y/n) thats not what i meant, i mean- i always like you, i’ve always liked you since the beginning no matter how many sides you have on you, you’re smart, and funny, and you understand me- thats why i like you so don’t think for a second that i didn’t like you then, especially when you beat Morgan’s ass off” He rambles as you dreamily stare into him, half hearing what he said, before he freezes, and realized what he had said or basically confessed.

“hey uh-“

“uh huh, i like you too, Spencer reid”

“We’ll try again tomorrow when you’re sober”

“I’m pretty sure, my feelings will still be the same.”

“Mine too.”

————————

I KNOW THIS IS WAY TOO LONG TO BE CONSIDERED AS A BLURB IM SORRY SHJSKS ANYWAYS ENJOY AND SEND ME REQUESTS THANK YOU!!

#spencer reid fluff #spencer reid smut #criminal minds imagines #spencer reid imagine #spencer reid angst #spencer x reader #insufferableblurb #spencer reid blurbs #spencer reid blurb #spencer x y/n

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captainalwayslazycollectort-blog · 6 years

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Out of a mini one, mini cooper, fiat 500 and Rav-4 ?

"Out of a mini one, mini cooper, fiat 500 and Rav-4 ?

Ok so this is my first car and these are all the cars I like and can get. So could someone plz tell me which is cheaper insurance for a 17 yr old girl and which is cheaper on petrol? Thank you xox

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Health insurance premium just went up because i turned 60.?

Anyone know where I can get my own health insurance rather than through my employer?

Can I buy insurance even though I have no car but I drive other peoples cars regularly?

I find myself needing to borrow my boyfriends car every once and a while but my mom recently took me off her insurance plan since I dont drive the car anymore (i moved away to college and dont come home often). All the insurance quotes I've seen require me to list a car. Can't I just get general driver's insurance to cover me when I'm borrowing cars? BTW, I drive a vespa-style scooter that doesn't require insurance, so I have transportation but when it rains or when I need to drive far I borrow a car. I also offer to drive whenever the driver is tired, or if I'm taking a road trip, or if the driver is drunk and can't drive, that kind of thing.""

Do I need to get tested for smoking to get health insurance?

Im not a smoker but I can have the occasional cigarette with friends

How much is the average price for full cover motorcycle insurance ?

Im going to buy a 2013 Honda 600RR , how much would insurance cost ?""

Proof of insurance?

My friend wants to use my car for his driving test here in california. I know the DMV will ask for proof of insurance. I have the insurance card in my glovebox, and am under my parents insurance, but im not the actual insurance holder with my name on the card. Im just a driver under there insurance. Is my friend still able to use my car, even though im not the primary insurance holder, just a driver on the policy? Do the parents have to be there in order for it to take place?""

Best deal for car insurance in london?

can somebody help me to find the best deal for car insurance in london for bmw 320d,se,1994 thanks and good week end""

How much do insurance csr's make in california?

I'm working as a receptionist at an insurance company and am thinking about staying in insurance long-term. How much do customer service reps generally make in CA? I've tried googling and the numbers I'm coming up with are very close to what I'm making as a receptionist, which cannot be correct. Any help would be appreciated. Thanks!""

If I can't afford the affordable care insurance how do I know what the penalty is for not subscribing?

Insurance on 2011 subaru STI?

I'm 19 sold my truck that had become a money pit and saved about 5 grand to put down on a new car. I make about $1950 a month at my job and have been there for a year. I came across a subaru Impreza STI for the price of $29000 only has 400 miles on the car and I can afford the payments per month (around $400) I'm just curious about insurance costs. I'm 19 been driving for 3 years no accidents and no tickets... What should I expect for insurance per month??(ballpark estimate) my insurance guy is not in til tomorrow just asking to see what you guys think

""After one month, auto insurance gets cancelled?

I changed auto insurance after my other policy lapsed due to direct deposit mix up. I went with State Farm for both vehicles and paid about 20 dollars more per month for a better policy. I got a letter 2 weeks into coverage stating my policies are being cancelled due to not showing 30 days of coverage at the time of purchase. So I guess they can cover me for a month and ditch me? This don't sound right. I have zero tickets and zero wrecks and the same goes for my wife. My agent says the rate will go up from 138.00 per month to 245.00 per month! ! ! ! ! WTF?

Will my health insurance pay if car insurance refuses?

We have Personal Injury Protection, but car insurance says we didn't file claim on time.""

Out of a mini one, mini cooper, fiat 500 and Rav-4 ?

Ok so this is my first car and these are all the cars I like and can get. So could someone plz tell me which is cheaper insurance for a 17 yr old girl and which is cheaper on petrol? Thank you xox

How much more does motorcycle insurance cost than car insurance?

Don't give me links or tell me to visit websites please!

""I need to cheap insurance, like say, $50 a month. Anybody out there have any ideas?""

I need to cheap insurance, like say, $50 a month. Anybody out there have any ideas?""

""Low cost health insurance, where can I find some?

I am able to squeeze 150 dollars out of our family budget for a monthly health insurance. I would like to be able to choose a doctor. I live in Florida. I'd like any help and ...show more

Need help finding helath insurance?

Looking to find a new health insurance policy, one that covers more, like office visits, lab testing, and prescription drugs. I'm 22 female from mn, employed full time, none smoker. Whats a good company?""

How much does learning to drive cost roughly?

how much do driving lessons + car (800 - 1000) + insurance etc cost??? thanks :)

Will getting a CA medical marijuana card affect my health insurance coverage?

I was considering getting a medical marijuana card here in California for my insomnia but I was wondering if it'll go on my medical record that I use cannabis and therefore make my health insurance more expensive. Will my doctor be able to see that Im a medical marijuana user?

Cheapest car insurance companies for young drivers?

""In Maryland, is insurance required to drive a car?""

I'm going to be living on my own soon and there's no possible way I can afford it on my own. By the way, does anyone know how much it costs to be insured as an 18 year old on your own policy? What about for a motorcycle?""

""Car insurance like for like, just like other insurances?""

My cheapish car was written off after someone bashed into the back of it. I am brokeish and need a car to get to work. The car cost 400 and the insurance company might give me 200 if I am lucky. Surely the Insurance company should just replace the car with the same or similar model, so I am back to where I was before the lorry crashed into the back of my car. because now I have to find money I do not have just to get to work! There is something wrong here somewhere as it is costing me and I have not actually done anything except be the victim here. Is like for like possible with car insurance?""

""First time car buyer, whats the best kind of insurance?

Im 23 years old and im buying my 1st car from somebody. What would be the best kind of car insurance to get and how much a month would i be paying because i heard the younger you are the higher your insurance will be. By the way i live in virginia

How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?

I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?

Roughly how much would it cost to insure a 17 year old male on a renault clio 1.2?

Its silver and just a standard model (not sport or anything extra etc..) And is from 2002 (51 reg) any help appriecated thanks :)

Where to find affordable complete health insurance?

i am looking fior affordable health insurance, like as in family. i am looking online, but so far have come up with nothing. they are dropping my insurance at work, so i need to find something. if i have to go online to find it, that is ok.""

What is the insurance on a Yamaha R1?

I am thinking about buying a 2001 Yamaha R1. I am 18 years old. I have a clean driving record and have never been pulled over. (Knock on wood) I have a car already, if that matters. I would like to get it insured if possible. How much do you think the insurance will be a month/year? Also, what would be a good company? *Before you answer please I don't want your opinion on if it's a good idea to get the bike because I've seen a lot of answered on opinion of bikes and not what the insurance will be.""

Online Quote hase gone up 20 after modifying it and running another through. Why?

I got a online insurance quote, modified the quote,mileage, excess. Tried a new quote price is 20 more now, why is that? Will it go back to the original price?""

Male/female insurance question?

Is there a statistic that says how much or by what percentage female drivers is cheaper than male drivers? Are there any websites that show statistics similar to this about gender related insurance/driving? Thanks.

Which insurance company in Ireland provides the cheapest car insurance and best service?

Buying a motorcycle and driving without insurance in ontario?

I was considering to buy a motorcycle in ontario a cbr125r, and if i do make the purchase and drive without insurance, how much could i be fined? and im 18 and i would be considered to be a new driver, how much does motorcycle insurance typical cost for a year?""

""No vehicle, Need SR22 Or Non Owners Bond? Ohio.?""

Situation- September 2009 I got my license suspended due to an OVI. I live with my parents whom own vehicles but I do not have one in my name. I am in the military, and my mother is ill. Both need me to get my license so your information is much appreciated. I want to get my license reinstated so I can drive my mothers vehicle when required. I am not sure where to get a non owners bond, or the correct SR22. I have called insurance companies and they say they cannot help me. I know I need to pay the reinstatement fee and provide proof of FR. Does the Non owners bond count as FR. Can I drive legally with it or do I need an insurance policy on top of that. Thank you for your help.""

How does paying higher health insurance premiums and having to help pay the trillion dollar cost of Obamacare?

Make health care more affordable ? Is affordable now code for higher priced?

Classic car insurance for 18 year olds?

I was wondering whether it is possible to be put on a classic car insurance policy at 18. I've looked around and nearly all say you have to be over 25. I would like to somehow be insured on an Escort XR3i or RS turbo. I understand that because of may age this isn't going to be very easy. would it be cheaper to be a named driver if my dad owned the car ?

How much does Adderall cost?

Per pill? per prescription bottle ?

Need affordable dog insurance?

Hi I am a college student and getting a puppy soon, i need an affordable , and good dog insurance, please if you have one...give me the details and which insurance you have, i would really appreciate it. Thanks!""

What kind of insurance do you have and do you 'like' it/is it good?

I want to switch insurance companies, but I don't know how to decide what to switch to. Insurance is such a confusing thing to start with that I need to find a company that is helpful as well as affordable. I'm looking for a company to cover automobile and homeowner's insurance, and if possible life insurance too. Thanks for the help.""

Whats a good way to lower car insurance if your about to turn 16 and live in Las Vegas?

Hi! I'm about to get my license come July and I just found out I'm gonna have to pay for it by myself. Is there anything I can do to lower my insurance and what would be the best insurance brand to buy that good, not so pricey, etc. Thank you!""

Out of a mini one, mini cooper, fiat 500 and Rav-4 ?

Ok so this is my first car and these are all the cars I like and can get. So could someone plz tell me which is cheaper insurance for a 17 yr old girl and which is cheaper on petrol? Thank you xox

Sue other persons car insurance company!

I was hit from the back while sitting in traffic and the insurance company did not pay to fix my car. how would i go about suing that insurance company and what do i need?

How much is car insurance on two vehicles in hawaii?

We need full coverage due to still paying off cars. Plus about how much to send 2 vehicles over?

Will my insurance go up if we get another car?

Ok, so im 16 and I want to know if my mom buys herself a new car and gives me her old one, will my insurance go from a part time driver to a full-time driver, EVEN if BOTH cars are in HER name. So in total, there will be 3 cars, 1 my dad's(his name) and 2 my mom's(her name) I've heard many different answers, some of which say no, and some yes. If it helps, I live near Philadelphia PA. Thanks!""

""If I got a speeding ticket in my parents car, their insurance rates with state farm will increase?""

I got a speeding ticket, driving my dad's car, their insurance rates will be affected in any way?""

""Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""

Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""

Need help with car insurance?

Hi. Im getting my first car insurance in Ireland, but I was disqualified of driving for 1 year in Poland. Can anybody tell me how much will this inflate my premium?""

Uninsured Motorcycle Driver Question?

Recently a friend of mine wanted to purchase a motorcycle that he found a super great deal on. Because his credit is very average he asked me to purchase the cycle and he would make me payments plus interest. I agreed and took out a loan for the bike. However a few weeks later he decided it would be ok to take the bike out for a spin UNINSURED. He had a run in with several trick or treaters and their parents. Since it was an unlit road, they were in the middle, and he was going under the speed limit. The cops ruled it not his fault. However now two insurance companies are coming after me to subrogate the liabilities. Since he was the driver but I am the owner. What are my rights? Can they still blame him? Am I liable?""

How much will insurance be for a 16 year old ?!?!?!?

Hello, please answer my question without sarcasm. ok so im 16 and 7 month, just got my license live in New york city, i will be getting a nissan maxima 97-98 a 100% when i can , can someone please tell me the estimate price that it will cost me to get it at 16, or if i wait till 17 even cause my parents say that no way in hell they can add me or let me use a car with their names =[ i have a job and am very dependent on myself , I also have a very high average if that will make insurance cheaper. Please tell me what you think and price ranges per year, and dont show me those websites that i have to fill info in to get a report of price range as i tried a lot and they support me with info at all. thanks!!!""

Why did my health insurance raise 85%?

I work for a school and our healthcare company, Cigna, raised the rates from $20 a month last year, to $130 a month this year! And a family plan through Cigna (which I had hoped to use one day) will cost more than $700 a month!! What?? The best part is, the insurance covers less than last year and has higher copays for everything ($150 for an urgent care visit as opposed to $50 previously). Can anybody explain why this is happening? I'm all for healthcare reform... Companies shouldn't be able to take advantage of hard working citizens, those less fortunate should have access to affordable healthcare, etc. But why this EXTREME hike in price for me? Please keep you anti-Affordable Health Care comments to yourself. I'm looking for a real reason why I'm seeing this huge hike. It seems like it will be cheaper if I sign up for healthcare on Healthcare.gov at this point...Pretty absurd.""

Can insurance change your vehicle designation?

repairs on my motorcycle which included frame change were authorized by my insurance. However the new frame came w/o a vin # which I had to get stamped for a new title. Now I have a specialty constructed vehicle , which is not for resale in California. is this legal?""

Is my pregnancy covered under my mother's insurance?

I just got married this past year and just found out that I am pregnant. My husband and I are freaking out because I am still under my mother's insurance. I am only 24 and supposed to be covered until I am 26. I am also a student. So question is: Is my pregnancy covered under my mother's insurance? If I am covered then for how long? till the baby gets here? Is the baby covered? If I am not covered then how can I get covered?

Denied for life insurance thru employer?

Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..""

Why would a African America have to pay more for car insurance?

Me and my friend writes for the school news paper. We did our own investigation like the local news will do sometimes.We both at two different times went to see a local and same agent for a car insurance quote . We are both the same age, No record of bad driving, No criminal record, also wanted insurance on the same car and same gender. The only different variable was race. I don't think time would of played part since it was only 1 hour apart. This offends me how the car companies can do this. I wondered why? Any information or missing links that can help us write this story?""

How much does insurance cost for a 2002 mitsubishi eclipse gt for a 16 year old who went through drivers ed?

Lying about age to get car insurance?

Hello i was just wondering what would happen if i lied about my age only to get car insurance because my mom is having a hard time splitting an account with me and her on it but different payments. I only wanna pay mine, and she wants to pay hers.""

State Farm car insurance refund?

I had State Farm insurance. They raised my rate...I cancelled. After I cancelled they drafted my account for the amount due the following month. So I paid the new insurance and State Farm. I requested a refund for the amount drafted. They sent me a check for a little less than half of what they charged me. Wen I asked why, I was told that they had to charge me for insurance I had on my cars from the first to the sixteenth of October. The draft occurred on October 20th. I am confused. When I began my payment plan I paid a month in advance. How did my payments become a partial month in arrears? Does anyone know how these payment plans work and how to get my money back? Thanks.""

What's the difference between disability insurance and disability benefits?

Vehicles with lowest insurance rates?

I live in Ontario Canada. I'm needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I'm looking for a car that is good on gas and easier on the wallet for insurance. Thanks

What are your rights if a person's car hits you and they don't have auto insurance?

This was a non-reportable vehicle accident. The person's car who hit mine was a manual and somehow came down the hill and hit my car. No one was in that person's car. But it rolled down and hit my car. I went to a dealer to get an estimate and it was about $955. I have car insurance, but the other guy doesn't. I have full coverage, but my deductible is $1000. What are my options? The owner of that car who hit me said that he is a mechanic and can fix my car. What should I do? Should I allow him or should I ask for his certification/license? I don't know if I can trust them either. I would rather have someone else fix it. Or should I just ask him to pay for the accident since he doesn't have car insurance? Is there a way where I don't have to pay anything? Any information what so ever will help out so much. Please give as much feed back as possible. I'm really looking for some possible answers.""

Speeding ticket question on car insurance and notifications.?

Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks""

How much would a 2005 Honda Civic Coupe be worth?

I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?

Which would be cheaper to insure for a 16 yr old male?

a hyundai tiburon (not gt, just the regualar one, probably a 2004 or 05 because of the added anti theft put on the car after 2003, which lowered the insurance rate) and the tiburon is NOT considered a sports car, so dont try to convince me that it is,lol. or a scion tc 2005(regualr, not gt or whatever scion calls its sport verson) i really like the scion tc but this will be my first car and i cant be picky, id have to go wtih which ever is cheaper to insure. any advice (dont tell me to buy a cheap clunker, my dad doesnt want me to get one, he wants me to find a nice, afordable car) thanks!""

What's the easiest way to get health insurance?

""Pregnant, parents health insurance?""

I just found out that I am pregnant, and i am currently under my parents health insurance, I am 20 and a full time college student, will my parents insurance drop me because I am pregnant? If I quit school they will also drop me right?""

Any car insurance agents out there?

I really need someones honest opinion. My vehicle was stolen right out of my driveway a few nights ago. I am hoping that it is recovered, but in the event that it is not. How does my insurance co determine how much they will give me for the vehicle? Please explain in dumby terms because I am not in this line of work. I appreciate all the help you have to offer.""

Out of a mini one, mini cooper, fiat 500 and Rav-4 ?

Ok so this is my first car and these are all the cars I like and can get. So could someone plz tell me which is cheaper insurance for a 17 yr old girl and which is cheaper on petrol? Thank you xox

How to get good discounts for insurance?

i am 17 years old and i am getting my license in 2 weeks so im underage and i wanna know how to get good discounts my parents have all-state i will be driving my moms car a 2004 nissan altima (4 doors) can anyone help with some tips !!!!! thank you very much

Cheap car insurance for 17 year old?

Where can I get car insurance for under 1000? Thanks x

Does this sound like a Fair price for Obamacare insurance in California?

Monthly Premium $321 Deductible $2000 Co-pay $45 Specialty care Copay $65 Generic Med $25 Max out of Pocket $6400 FYI my brother has his own general practice, he said on average he charges people without insurance abot $60-70 for an office visit (cash,check,credit card or invoice)""

How much would auto insurance cost me?

Im 16. The car im going to get is a chevy comaro 40k.? Dont tell me to go to my local car dealer thing to ask.

Young drivers car insurance?

Okay i know this has probably been asked alot but here here it is, im 19 and passed my test last month, ive been searching round on some sites but cant find anything for under 5000. Does anybody know what car is cheapest and through which insurer?""

Auto Insurance Is trying to screw me?

My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15,700 I dont know what the process is but i dont understand how they can do this and its very frusterating as well as hard being without a car for over a month now the car was in great condition and had low miles for the year any advice???""

Auto Insurance Question?

Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!""

What are some really good auto insurance companies?

I just turned 18 and my parents are basically kicking me off the insurance. i need some good but affordable car insurance (full coverage) What insurance company are you with and about how much is it a month for 1 driver?

""I am buying a used innova car, will the car insurance be in my name?

The car is having a loan of Rs 350000/- & i am planing to take over the loan. But if any thing happens to the car in the loan period will the insurance company pay to me or the owner who has made the insurance.

How do I save on auto insurance?

I want to save on auto insurance.....what factors can lower your rate? I need to know things such as an alarm, and kept in the garage, but what other factors can help me getting a low rate? Thanks everyone""

Insurance for a (2001/Y) Peugeot 206 first time buyer (17+)?

Im soon to buy a new car, and the most recent car i have been looking at has been (2001/Y) Peugeot 206, im just interested on how much the insurance will be - noting that i am a first time car buyer aged at 17, im guerssing this will dramatically raise the price ( i am nearly 18 if that changes things) any ideas on the cost of the insurance ? :)""

Car insurance and speeding points?

Hey, when I was 18 I got 3 points for speeding. It is coming up to 5 years since I got them and when doing insurance quotes it always says 'any speeding convictions within 5 years' I was just wondering, dees that mean once it has been 5 years, that I won't have to declare them anymore? and will they completely disappear from my driving record/license? Also, please no replies saying 'grow up, dont speed etc. I know, which is why I grew up and haven't for 5 years. Thanks.""

""20 years old, considering seeking psychological help but have no health insurance and low income?""

I'm a 20 year old college student who works part-time at Best Buy. I consider myself intelligent and talented but I've had difficulty focusing for as long as I can remember and have struggled to self-motivate, or maybe just to see a point to anything, for at least the last 4 years. I'm tired of feeling this way and I want to do something about it, in the form of seeking professional psychological help, but I have no health insurance and very little income. I guess what I'm looking for is any government program that might throw me a bone, any kind of budget therapy, somewhere that might give me a free consultation or diagnosis so I'd at least know what I was dealing with, or just general empathy from people my age in a similar boat.""

Can i use my financial aid money for my car insurance?

I heard that the money can be used for transportation expenses. thats what they told me during my orientation at school. is this true cause i really need to pay my car insurance

Should i get insurance or not?

Im a 17 year old girl and i recently passed my driving test in the middle of October. I've bought myself a Corsa and found that the cheapest insurance is 1500. My mum is going to pay half of this aslong as i pay the other half, tax, mot and petrol which i think is completely reasonable. I can afford all this with money I get through college, but it leaves me with pretty much zero to spare. I've applied for about 30 jobs and have got either turned down or simply no answer back. Im someone that likes to have money but i also want the freedom of being able to jump in my car and go wherever I want. Do you think I should go for it? Or wait until i find a job which will enable me to have more income?""

Insurance for my mom & me?

so say if my mom goes to get her permit could she get a insurance policy then list me as the main driver on it ? i have my licenses but i am only 17 and i can take out my own policy so could this happen ? i live in ny and since i am not 18 could this work for my mom to get her permit & get car insurance policy since she is old ?

Why is health-care so expensive?

Just last year in CA Medi-Cal (state medicaid) stop covering for dentistry and optometry for people over 21. The total cost of my dental braces is $4550. I need them so I can fix some teeth that are misaligned. I pay $100 and it seems like its a never ending balance. I been doing this for 2 years now. I have Medi-Cal because of my SSI but that doesnt cover anymore because I am 21. My mother had heart surgery in 2007 and we still haven't payed a bill. My parents don't have any insurance. They used to have Medi-Cal but when Schwarzenegger became the governor in 2003 he made some changes to the policies and they stop having Medi-Cal. She tried applying for SSI but she keeps getting denied. The republicans should stop attacking Obama and work together to pass the health-care reform.

Can I get Car Insurance in Texas without a D-License?

Can I get car insurance without a license. I'm located in Texas. Is there ways around to do it?

Can I take off car insurance if my car has been repoed?

My car has been repoed due to lack of payments and thus they repoed the car. They are even already putting it back on sale. Can I take off the car insurance, then?""

About getting a motorcycle license in CA..?

Hi,i have few questions about motorcycle: 1.If i already have a C license,do i still need to take the written test at DMV again? 2.Where can i go for the training lesson?? ( at San Francisco or bay area) 3.Which transmission i should learn first? 4.What are the brands of motorcycle other than harley davidson are popular in the US? 5. What is the approximate cost of the insurance?""

Does anyone know why a vehicle registration number doesn't show any vehicle info in an insurance quote search?

I witnessed my neighbour's son damage my car (which was parked outside my house) due to snow but by the time I got out he had already gone. So I didn't get the chance to get his registration number. I've been trying desperately to get his parents give me his registration number and insurance details or ask him to get in touch with me and they are not willing to cooperate. They are not disputing the fact but they are not giving me the information. This morning he parked his car on his parents' drive. Obviously I took the registration number and informed the policy and my insurance company. However, I tried to do a search requestin and insurance quote (just to get more info on his vehicle, such as size engine, make, type etc) but his registration number doesn't yield any information on the vehicle, as it normally happens when you look for a car insurance quote. Does anyone know why this might be the case? Many thanks Helena""

""Car accident, no insurance?""

Hi, i got into an accident Friday. I was cut off on the highway and when I went on my breaks my car started to skid out of control due to ice. A car in the left lane struck mine. I am on my fathers insurance and found out when I called my insurance company to report the accident that my policy was cancelled last July. My car and registration and insurance is all in my dads name, i am just a registered driver. If the state of RI decides to fine me for not having insurance, or the other driver decides to sue me for it, will that go against my father or myself? Thanks.""

""I moved to long island, port Jefferson area. Anyone know a really cheap auto insurance around here?

I really need one before it starts snowing..Walking and taking the bus here is a nightmare. Please help.

Im a 17 yr old lad what nice car can i get with cheep insurance?

i am 17 and realy into cars, have been for ages. i have a motor bike since i was 16 but now i want a car. and all my freinds no how much i lyk cars, and it wud be so embarasing turning up to collage in a little ford fiesta or old corsa. i can afford a nice car but insurance for even for quite crap cars have been bout 4000 quid. i started off lookin at honda crx del sol cos i realy lyk thm but insurance way too much, so thn i tried looking at old cool looking cars lyk the last mg midget but insurance still to dear, then i heard kit cars have realy cheep insurance so i looked at a gtm rossa which was realy nice but insurance still around 4000. so what car can i get what looks the part but affordable? please help""

Can You get Insured for a car thats not yours?

My girlfriends car is un insurenced and she got her L's suspended can i get insurence if im driving her car now?

Out of a mini one, mini cooper, fiat 500 and Rav-4 ?

Ok so this is my first car and these are all the cars I like and can get. So could someone plz tell me which is cheaper insurance for a 17 yr old girl and which is cheaper on petrol? Thank you xox

https://www.linkedin.com/pulse/does-car-insurance-cover-vandalism-micah-beaudoin"

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