#ky usda loan

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KENTUCKY DOWN PAYMENT ASSISTANCE PROGRAMS FOR 2019

[firstsavingslouisville1]

VA Loan Louisville https://www.firstsavingsloui...

VA Loan Louisville https://www.firstsavingslouisville.com/

VA Loan Louisville

VA loan Louisville is given to active duty service members, veterans, and surviving spouses of military personnel by First Savings Bank Louisville. This loan is insured by the Veterans Association (VA), which makes its terms very favorable. For instance, you do not need a perfect credit score, any down payment, or private mortgage insurance (PMI) to get this loan. The mortgage rates are also relatively low. For people who are not affiliated with the military and who are in bad financial situations, First Savings Bank Louisville offers FHA loans and USDA loans. People who are financially okay can buy their homes using conventional loans or jumbo loans.

https://www.google.com/maps?cid=18255898475532456832

First Savings Bank Louisville 295 N Hubbards Ln #302, Louisville, KY 40207 (502) 238-9655 Hours: Monday-Friday 8:30-17:00 https://www.firstsavingslouisville.com/

https://first-savings-bank-louisville.business.site/posts/7847763348698101786

from GMB Posts For Location "First Savings Bank Louisville" https://local.google.com/place?id=18255898475532456832&use=posts&lpsid=9085196870893487834

[firstsavingslouisville-blog]

First Savings Bank Louisville

First Savings Bank is a state-chartered bank, publicly traded on the NASDAQ and licensed for nationwide lending. While we do offer loans throughout the country, in each of our locations, we strive to offer a customer service experience to rival any local mortgage company. We founded First Savings Bank with a simple mission: to make life better for our customers, our employees, our shareholders, and our communities. This philosophy is expressed in our motto, “Where you’re always First.” To deliver on that promise, we bring energy, enthusiasm and a passion for teamwork to every aspect of the mortgage process. 

Our team members collaborate with each other and with you to help you achieve your goals. We are here to help you find immediate financial solutions, no matter your situation. But it is equally important to us that you continue to have the best experience with your mortgage over the coming years. We hope to become your lender today and tomorrow. Our Solutions We offer traditional home loans such as conventional and jumbo mortgages, as well as government-insured loans such as VA, FHA and USDA. Looking to purchase a home with low credit while working to rebuild your score? We offer specialty loans just for this purpose. 

If you cannot afford a substantial down payment, our purchase money HELOCs can help you reduce your down payment requirement or even eliminate it. Self-employed borrowers and others with non-traditional income situations can apply for a mortgage simply and easily through our bank statement loan program. What we love most about our work is helping people to achieve the American Dream of homeownership, no matter their circumstances. Our huge selection of loan products means that we are prepared for every situation. Our goal is to match every borrower who contacts us with a competitive loan.

Contact Us:

First Savings Bank Louisville Address: 295 N Hubbards Ln #302, Louisville, KY 40207, USA Phone: (502) 238-9655 Email: firstsavingsbanklouisville@gmail.com Website: https://www.firstsavingslouisville.com/

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[amsloansolutionky]

American Mortgage Solutions - Louisville Mortgage Broker

American Mortgage Solutions is a full-service mortgage broker based in Louisville & helping families in Florida, Kentucky, Indiana, Tennessee, and Colorado.

At American Mortgage Solutions, our mission is to set the highest standard in the mortgage industry.

We provide mortgage solutions for home purchases, mortgage refinancing, first-time home buyers, self-employed borrowers, and real estate investors through FHA loans, VA loans, Conventional loans, USDA loans, bank statement loans, debt service coverage ratio loans (DSCR), and more.

Book your consultation today and see how we can help you with your mortgage needs.

Contact Us : 

American Mortgage Solutions - Louisville Mortgage Broker

Address: 10602 Timberwood Cir Ste 3, Louisville, KY 40223, USA

Phone: (502) 327-9770

Email: info@loansolutionsnow.com

Website: https://loansolutionsnow.com/louisville-mortgage-broker/

External Links : 

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[correctsuccess]

USDA Rural Development awards loans and grants in Harlan County HARLAN COUNTY, Ky. (WYMT) - On Friday, The US Division of Agriculture (USDA) awarded loans and grants to companies and organizations in Harlan County.JRL Coal, based mostly out of Georgia however has coal mines in Harlan County, acquired a enterprise and trade assured mortgage.“Capital markets are very troublesome proper now for coal corporations, and now we have to have a look at packages like th... #awards #correct_success #county #covid19 #credit #credit_cards #credit_score #development #grants #harlan #loan #loans #rural #usda

[janepwilliams87]

Biden pledges federal funds for cannabis expungement (Newsletter: July 30, 2020)

White House meets with hemp groups on CBD enforcement; McConnell says marijuana banking ‘non-germane’ to COVID bill; Senators press USDA on hemp regs

Subscribe to receive Marijuana Moment’s newsletter in your inbox every weekday morning. It’s the best way to make sure you know which cannabis stories are shaping the day.

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Your support makes Marijuana Moment possible…

This issue of Marijuana Moment, and our original reporting that is featured in it, are made possible by the generous support of 479 Patreon sponsors. Cannabis industry professionals receive valuable rewards for pledges of $25 and up. Check out the perks of being a sponsor on our Patreon page. https://www.patreon.com/marijuanamoment / TOP THINGS TO KNOW Presumptive Democratic presidential nominee Joe Biden is proposing federal aid to help states expunge cannabis and other convictions.

“Getting caught for smoking marijuana when you’re young surely shouldn’t deny you, the rest your life, being able to have a good paying job or a career or a loan or an ability to rent an apartment.”

The White House Office of Management and Budget is hosting several hemp industry groups for meetings about CBD enforcement policy this week and next week. Senate Majority Leader Mitch McConnell (R-KY) said that including marijuana banking provisions in coronavirus relief legislation, as the House did, would be “non-germane.”

“I would hope all of the non-COVID-related measures are out no matter what bills they were in at the start.”

Sens. Ron Wyden (D-OR) and Jeff Merkley (D-OR) sent a letter calling on the U.S. Department of Agriculture to change several restrictive hemp regulations. They say that despite the temporary suspension of a rule allowing only labs certified by the Drug Enforcement Administration to do THC testing, USDA’s site still lists only those facilities.

“This signals that there is no intent to remove this unnecessary requirement in the final rules.”

/ FEDERAL The Drug Enforcement Administration is proposing changes to rules for reporting theft or loss of controlled substances. Libertarian presidential candidate Jo Jorgensen tweeted, “On Day One I will pardon all those who have been imprisoned for victimless crimes. Anyone convicted and incarcerated for possessing or using an illegal drug will be pardoned. End the War on Drugs now.” Sen. Bill Cassidy (R-LA) tweeted, “Democrats released their socialist wish list (disguised as COVID19 relief) over two months ago, so we would forget that it included items like:…Marijuana banking.” Rep. Ilhan Omar (D-MN) tweeted, “Legalize marijuana nationwide and expunge records for cannabis-related offenses.” Rep. Kevin Brady (R-TX) criticized Democrats for including “three trillion dollars of marijuana banking” in their coronavirus relief bill. Washington State Democratic congressional candidate Jason Call tweeted, “It may seem an insignificant thing compared to healthcare, the environment, housing, and justice reform. But legalizing marijuana is an integral component of the general reforms that are needed. Rep Lee could not have gotten this more wrong.” Tennessee Democratic congressional candidate Christopher Hale tweeted, “Why is it that kids and veterans in Tennessee who smoke marijuana have criminal records but Wall Street executives who committed massive fraud and wrecked our economy do not? I’ll be the most pro-weed Congressman God ever made.” Florida Democratic congressional candidate Jen Perelman tweeted, “Decriminalize & legalize marijuana.” / STATES A former Maryland delegate who pleaded guilty to soliciting and accepting bribes from medical cannabis companies was sentenced to two years in federal prison. Nevada regulators are investigating three dispensaries for allegedly selling marijuana products that failed microbial testing. Maine’s top marijuana regulator said cultivation, manufacturing and processing facilities should be able to open by the end of September, with sales beginning by the end of the year. The Oregon Cannabis Commission Patient Equity Subcommittee will meet on Tuesday. Montana regulators will hold a hearing on proposed hemp rules on August 13. Alaska regulators will consider marijuana business license applications and rules on August 19 and 20. — Marijuana Moment is already tracking more than 1,500 cannabis bills in state legislatures and Congress this year. Patreon supporters pledging at least $25/month get access to our interactive maps, charts and hearing calendar so they don’t miss any developments. Learn more about our marijuana bill tracker and become a supporter on Patreon to get access. —

/ LOCAL The Plymouth, Ohio Village Council approved a marijuana decriminalization proposal. / INTERNATIONAL St. Lucia’s government is drafting legislation to legalize marijuana. Dominica’s government is moving ahead with plans to decriminalize marijuana. / SCIENCE & HEALTH A study found that “in the first randomised clinical trial of cannabidiol for cannabis use disorder, cannabidiol 400 mg and 800 mg were safe and more efficacious than placebo at reducing cannabis use.” A review found that “industrial hemp biomass is an excellent alternative candidate for biofuel production” and “has higher cellulose content compared with other agricultural residues.” / ADVOCACY, OPINION & ANALYSIS The San Diego Union-Tribune editorial board is encouraging local officials to target landlords when seeking to close unlicensed marijuana shops. / BUSINESS Aphria Inc. reported quarterly net revenue of $152.2 million and a net loss of $98.8 million. The Scotts Miracle-Gro Company reported that $303 million in quarterly revenue for its cannabis-focused Hawthorne unit. The Securities and Exchange Commission charged a number of people with allegedly defrauding investors in several marijuana businesses. A Marijuana Business Daily analysis concludes that the number of people working in the U.S. cannabis industry will increase to 240,000-295,000 by the end of the year.

Make sure to subscribe to get Marijuana Moment’s daily dispatch in your inbox.

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The post Biden pledges federal funds for cannabis expungement (Newsletter: July 30, 2020) appeared first on Marijuana Moment.

from Updates By Jane https://www.marijuanamoment.net/biden-pledges-federal-funds-for-cannabis-expungement-newsletter-july-30-2020/

[short-term-loans-us]

Louisville Kentucky Mortgage Lender for FHA, VA, KHC, USDA and Rural Housing Kentucky Mortgage: 4 Things Required for a KY Mortgage Loan Approval…

[kentuckybats]

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan How to buy a house in Kentucky with Zero Down Payment Mortgage Loan byu/AblePost7537 inMortgageQuestionsKY First-Time Home Buyer Loans in Kentucky FHA Loans  Kentucky FHA loans are one of the most popular options for first-time buyers due to their flexible requirements in regards to lower credit scores,…

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(via Credit Scores for Kentucky Mortgages)

[ellingtonboots]

$9 Million in Funding Available for Risk Management Training

Photo credit: USDA

This week, USDA’s Risk Management Agency (RMA) announced the availability of nearly $9 million to support risk management farmer education grants. Funded projects will be awarded through two distinct but related RMA grant programs: the Risk Management Education Partnership Program (RMEP) and the Crop Insurance in Targeted States (TS) program.

Additional details on each funding opportunity and application guidelines are provided below and online.

Risk Management Education Partnership Program

Approximately $4.16 million of the total funding announced will support funded projects through RMA’s Risk Management Education Partnership Program (RMEP). The Fiscal Year (FY) 2018 Request for Applications (RFA) is now available on the RMA website. There are a few changes to this year’s RFA, including new grant priorities (see below), and a longer project period.

Applicants have 60 days to prepare and submit their completed applications by the July 30 application deadline.

The goal of the RMEP program is to help producers use the full range of risk management tools, including (but by no means limited to) crop insurance. In fact, the program prioritizes educating and training producers who do not have access to traditional crop insurance, as well as producers of commodity crops like livestock and forage that have below-average participation in crop insurance.

Specific project priorities outlined in this year’s RFA, include:

General crop insurance 101 education, including benefits for beginning farmers

Whole Farm Revenue Protection

Rainfall Index Insurance

Livestock risk management products

Cover crops and soil management practices

Crop insurance education to tribes

Food handling and produce safety

Recordkeeping and loan requirements

For a more detailed and complete list of project priorities, refer to the RFA.

Eligible applicants include NGOs, CBOs, Extension, State Departments of Agriculture, producer groups, colleges and universities, and faith-based groups.

Proposed projects should target U.S. producers and ranchers who are not normally reached. Target audiences may include:

New and beginning farmers

Farmers or ranchers that are preparing to retire and are using transition strategies to help new farmers or ranchers get started

Legal immigrant farmers or ranchers

Minority producers

Veterans

Women

Farmers and ranchers marketing their products as part of a local or regional food system

Livestock producers

Organic producers

New or established farmers or ranchers that are converting production and marketing systems to pursue new markets

Small farms or ranches

Sustainable producers

Value-added producers

There are eight Risk Management Agency offices around the country that will manage the program and generally are collaborators with the awardees. Applicants apply to a specific office based on the project location.

Billings, Montana Regional Office: MT, ND, SD, and WY

Davis, California Regional Office: AZ, CA, HI, NV, and UT

Jackson, Mississippi Regional Office: AR, KY, LA, MS, and TN

Oklahoma City, Oklahoma Regional Office: NM, OK, and TX

Raleigh, North Carolina Regional Office: CT, DE, MA, MD, ME, NC, NH, NJ, NY, PA, RI, VA, VT, and WV

Spokane, Washington Regional Office: AK, ID, OR, and WA

Springfield, Illinois Regional Office: IL, IN, MI, and OH

St. Paul, Minnesota Regional Office: IA, MN, and WI

Topeka, Kansas Regional Office: CO, KS, MO, and NE

Valdosta, Georgia Regional Office: AL, FL, GA, SC, and Puerto Rico

Projects will be funded for up to 18 months, with a start date of September 29, 2018. Grants will be awarded in two funding categories: 1) up to $99,999, and 2) $100,000 and above. Funding in recent years has averaged a bit over $91,000 per project.

Applications are accepted online via the Results Verification System (RVS) and the deadline is July 30, 2018 at 5:00pm EDT.

Targeted State (TS) Education Program

RMA has also released the new FY18 RFA for the Targeted States Crop Insurance Education Program. Under that program, $4.73 million is available specifically for crop insurance education in the 17 states that historically have had the lowest level of participation in the federal crop insurance program: all of the Northeastern states from West Virginia to Maine, as well as Alaska, Hawaii, Nevada, Utah, and Wyoming.

Each state has a designated portion of the overall $4.73 million in funding, so read the RFA carefully (see page 12 of the RFA for state funding levels). Grants in past years have averaged a bit under $300,000 per award.

As with the nationwide Education Partnership Program, the Targeted State RFA also highlights the Whole Farm Revenue Protection Program as a target of this year’s funding.

Also, in particular, projects are sought that target beginning farmers, legal immigrant farmers, socially disadvantaged farmers, farmers that are planning to retire and are using transition strategies to help beginning farmers get started, and farmers who are transitioning production systems to pursue new market opportunities.

There are a few changes to this year’s RFA, including new grant priorities (see RFA for complete list of priorities), and a longer project period (up to 18 months).

Applications are accepted online via the Results Verification System (RVS) and the deadline is July 30, 2018 at 5:00pm EDT.

Grant Application Reviewers Needed

In addition to seeking project proposals, RMA is also seeking reviewers to objectively evaluate grant applications against the published criteria in the two programs’ Requests for Applications (RFA).

Reviewers are chosen based on their knowledge, education, and experience related to: federal crop insurance; risk management in the agriculture sector (including production, legal, financial, marketing or human risk); and priority commodities or other criteria mentioned in the RFA.

At RMA’s discretion, panels may be conducted online or in-person. If in-person, travel and per diem expenses will be covered by RMA.

To be considered as a reviewer for these RMA programs, include in an email your Name; Occupation; Institution, Organization, or Business; Describe your area(s) of education and/or expertise as it directly relates to the criteria listed in the RFA; and Discuss any financial commitments or employment that may create a conflict of interest in reviewing applications.

Email reviewer nomination to RMA.Risk-ED@rma.usda.gov and indicate in the subject line if you are applying to be a RMEP or TS Reviewer (or both) by June 8, 2018.

The post $9 Million in Funding Available for Risk Management Training appeared first on National Sustainable Agriculture Coalition.

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[firstsavingslouisville1]

Home Loan Louisville https://www.firstsavingslo...

Home Loan Louisville https://www.firstsavingslouisville.com/

Home Loan Louisville

Home loan Louisville is available to all through First Savings Bank Louisville. Many people miss out on the opportunity of owning their dream homes because they think that they do not qualify for any type of home purchase loan or mortgage. The truth is that an experienced mortgage broker like First Savings Bank Louisville can help almost anyone access financing to purchase a home. There are many types of loans for people with bad or poor credit scores, low debt-to-income (DTI) ratios, and with little to no money for down payments. First Savings Bank Louisville can help you get a USDA or an FHA loan or even a VA loan if you affiliated with the military.

https://www.google.com/maps?cid=18255898475532456832

First Savings Bank Louisville 295 N Hubbards Ln #302, Louisville, KY 40207 (502) 238-9655 Hours: Monday-Friday 8:30-17:00 https://www.firstsavingslouisville.com/

https://first-savings-bank-louisville.business.site/posts/7847763348698101786

from GMB Posts For Location "First Savings Bank Louisville" https://local.google.com/place?id=18255898475532456832&use=posts&lpsid=6478458662705559532

[graffjamie]

Do You Know Your Mortgage Rate? By Decade? - James H. Graff 732.500.6883 One third of Americans don't. If you fall into that group you might not know what you are missing out on. Home mortgage rates by decade: 70s-8.86% 80s-12.70% 90s-8.12% 00s-6.29% 10s-4.09% Today's rates provide a unique opportunity to get more bang for your buck when you move. Low rates allow you to purchase more home for your money which can keep your monthly payment lower.  These rates won't last forever. Let's connect to explore your options together. https://JGraff.AdvisorsMortgage.com https://958.prequalifyme.today for no SS#/hassle/obligation help FREE Real Estate tips: http://RealEstateWithAdvisorsJG.com FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com  PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 FREE MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators FREE (Downloadable, pdf) books: "A Step-by-Step Guide to Financing Homes" (call me for a printed copy: 732.500.6883) "Best Selling Options in a Divorce": https://james-graff.book.live/divorce-book "My Secret Wealth of Information for Any Seller": https://james-graff.book.live/biz-card-book "Home Buyers Guide - Everything You Need to Know About Buying a Home": https://james-graff.book.live/buyer-bookFREE current copy of my periodical eMag:     "HOME LOANS NEWS": https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1     And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE!     "I wrote the book on home loans...;o)" - James H. Graff FREE  "beta/test" copy of my new 70+ page, pdf Ebook     "HOME LOANS:          LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying,           selling and financing a home" FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4 HOME LOANS James Graff   NMLS# 1974758 Advisors Mortgage Group, L.L.C.   NMLS# 33041 2899 Highway 35 North  Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac... #mortgagerates #mortgageratesbydecade #interestrates #historicrates #mortgages #mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor  #realestateagent #agent #mortgagecalculator

[aaronsniderus]

Introducing the PowerPack℠ from Quicken Loans

Buying a home while selling your old one can certainly be stressful. It’s also a huge financial transaction and several different people are involved. You have to budget for your closing costs and pay for the real estate agents involved.

While there’s no getting around the fact that looking at homes while selling your old one can be chaotic, we can help your wallet. Our clients are everything to us and we want to be your lender for life. You’re like family, and we want to give you the family discount. That’s where our new PowerPackSM comes in.

The PowerPackSM

Offered in conjunction with our friends at Rocket HomesSM1, this gives Quicken Loans clients a chance to save on both the buying and selling costs when they move from their existing house to their new digs. Quicken Loans clients who take advantage of this opportunity will also receive a discount on their closing costs as well.

Let’s dive into the details so we can save you some money.

Save on Buying and Selling Costs

Buying a new home while selling your old one can be stressful. There are endless open houses to attend and, at the same time, you have to make sure your home looks its best and gets seen by as many people as possible. Finally, you have to deal with negotiations and sorting through offers. Having the right real estate agent can help with this, but where do you find one?

Rocket HomesSM aims to match clients with real estate agents in their area who are ideally suited for their market and the client’s goals. They can help you find the agent best suited to represent you whether you’re buying a home, selling your current one or both.

Quicken Loans serviced clients who use a Rocket HomesSM agent to find and negotiate the purchase of their next home are eligible to receive a rebate of 1% on the final sale price of the home. If you buy a home with a Rocket HomesSM agent, you’ll also receive a rebate of 1% of the final purchase price as long as you close your loan with Quicken Loans.

Quicken Loans Closing Cost Credit

Another bonus for our currently serviced clients is that they’ll receive a 1% credit toward their closing costs when they buy their next home with Quicken Loans. Depending on the loan amount, this could add up to several thousand dollars off your origination fees and other closing costs.

With that kind of savings, you could pay for your moving costs or put money back into your new home.

How Much Could You Really Save?

With the amount of money you’re saving by going with Rocket HomesSM and Quicken Loans and the convenience of one-stop shopping, there’s no reason to go anywhere else when you’re ready to buy your next home. We know that’s easy to say, but what does it really mean for you?

Let’s take the example that you’re buying a home with a purchase price of $300,000, while selling your current home for $250,000. You’ve chosen to put the profits in your home toward a 20% down payment, making your new loan amount $240,000. With our new PowerPackSM offer, here’s how your savings break down.

1% back on selling costs based on sale price: $2,500

1% back on the buying fees based on purchase price: $3,000

1% closing cost credit based on loan amount: $2,400

Total: $7,900

If you want to find out how much you can save on your next home, you can access our calculator on the PowerPack SM page.

Are You Eligible for the PowerPackSM?

In general, this promotion is available to currently serviced clients with conventional, FHA, USDA or VA loans in amounts of $100,000 or higher.

The offering can’t be combined with any other promotions or special pricing. Additional restrictions may apply2.

If you’re a current Quicken Loans serviced client looking to make your next purchase, we want to help you. With these savings, there’s no need to look elsewhere. To take advantage of the PowerPackSM, you can apply now. If you still have questions, we can answer them in the comments below.

1 Rocket Homes Real Estate LLC License Numbers: MI 6505-346028; AL 000116893-0; CO EC.100073419; FL CQ1053125; GA 75702; IN RC51700193; KY 245277; MA 422609; MD 668189; MN 40608594; MO 2017021670; NC C27494; NJ 1757866; NV 2017306335; NY 10991228813; OH REC.2018004495; PA RB068594; SC 22050; TN 263727; VA 0226028421; WA 20438; WI 938151-91; Rocket Homes Real Estate IL LLC License Number: 481.01277. Rocket HomesSM and the Rocket HomesSM Logo are service marks licensed to Rocket Homes Real Estate LLC. Rocket Homes Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. The Rocket Homes Real Estate LLC main office is located in Detroit, MI. Contact: 1.888.468.4735

2 The following three offers are only available to clients who are currently serviced by Quicken Loans: (1) Client selling their home with Rocket Homes Real Estate LLC (“Rocket Homes”) will receive a 1% rebate based on final sales price; (2) Client financing the purchase of their new home through Quicken Loans will receive a credit on their Closing Disclosure in the amount of 1% of their loan amount; (3) Client using Rocket Homes to buy a new home financed through Quicken Loans will receive a 1% rebate based on final sales price. The final sales price is the agreed purchase price on the final purchase agreement minus any seller concessions or upgrades included in the subject’s purchase property. The 1% rebate for buying a home with Rocket Homes is contingent on the client financing that purchase with Quicken Loans. The other two offers can be claimed independently, without a contingency to utilize the other services. Client may take advantage of all three offers. Rocket Homes rebate checks will be issued within 30 days from the date of the closing transaction. Rocket Homes rebates not available in the following states: Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon and Tennessee. Offer valid on new purchase loans in the amount of $100,000 or greater. Offer does not apply to loans submitted to Quicken Loans through a mortgage broker, Charles Schwab loans, relocation loans, team member loans, Jumbo loans, and non-agency products. Offer is non-transferrable. Offers are only applicable for mortgage applications completed after February 25, 2019. Offers cannot be retroactively applied to previously closed loans or loans already in process. Quicken Loans reserves the right to cancel this offer at any time. Offer may not be used with other discounts, promotions, or special pricing. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional restrictions/conditions may apply.

The post Introducing the PowerPack℠ from Quicken Loans appeared first on ZING Blog by Quicken Loans.

from Updates About Loans https://www.quickenloans.com/blog/introducing-powerpack-quicken-loans

[janepwilliams87]

Hemp Industry Secures Federal Coronavirus Relief For Farmers In Senate-Passed Bill

The hemp industry scored a victory on Tuesday after the Senate passed a coronavirus relief bill that, for the first time, will allow farmers to access a certain federal loan program amid the pandemic.

Farmers have historically been left out of disaster relief legislation through the federal Small Business Administration (SBA) because they’re eligible for separate programs under the U.S. Department of Agriculture (USDA). But those programs are designated for natural disasters, and so industry advocates have been pushing Congress to allow farmers to be eligible for SBA’s Economic Injury Disaster Loan (EIDL) program.

With the coronavirus response bill expected to be passed by the House and signed by President Trump later this week, it seems they got their wish. The development comes after a coalition of hemp industry associations sent a letter to the SBA head, urging a policy change to ensure access to EIDL.

As before, hemp farmers and businesses are eligible for SBA’s Paycheck Protection Program under the new legislation.

“We are excited that our advocacy efforts yielded real results for hemp farmers,” the advocacy group Vote Hemp wrote in an email blast to supporters on Wednesday.

The Hemp Roundtable also thanked supporters and ally groups for advocating for SBA access in a separate message. However, the group said it remains to be seen whether hemp producers can qualify for USDA’s Food Assistance Program and that it “will be working with our contacts on Capitol Hill and the USDA to try to ensure the maximum support.”

The hemp industry certainly did make a strong push, but it should also be noted that stakeholders in the agriculture industry overall pushed for this policy change for farmers, and Senate Majority Leader Mitch McConnell (R-KY) thanked the head of the Senate Agriculture Committee for advocating for the issue.

SBA has made much of its support for the hemp industry, despite ongoing questions about the extent to which these businesses can benefit from their programs.

USDA, meanwhile, has continued to approve state and tribal regulatory proposals for domestic hemp programs. Florida and Kansas were the latest to have their proposals accepted last week.

While the hemp industry is seeing some successes amid the health crisis, marijuana companies continue to struggle as they fight for access to federal financial relief.

On Wednesday, 10 senators sent a letter to the body’s leadership, urging them to include SBA access for cannabis companies in future coronavirus legislation. A coalition of House members made a similar request last week.

In a letter to state treasurers that was delivered earlier this month, a coalition of marijuana industry associations urged the officials to pressure their congressional delegations to include SBA access for cannabis firms in future coronavirus legislation. They also want the states to explore providing separate loan and lending programs for the market.

Reps. Joyce Beatty (D-OH) and Joe Kennedy III (D-MA) also asked leadership last week to make it so that business owners with prior convictions, including for simple marijuana possession, aren’t disqualified from SBA’s Paycheck Protection Program.

Colorado Gov. Jared Polis (D) recently sent a letter asking a congressman from his state to take up the issue with his colleagues and ensure SBA access for the cannabis industry.

Lawmakers are also making a different kind of COVID-related cannabis push concerning veterans access to marijuana. In a letter led by Sen. Elizabeth Warren (D-MA) last week, members of the Massachusetts congressional delegation urged the head of the U.S. Department of Veterans Affairs to allow its doctors to issue verbal recommendations for medical cannabis amid the pandemic.

Senators Want Marijuana Businesses To Qualify For Federal Coronavirus Relief Programs

Photo courtesy of Pixabay.

The post Hemp Industry Secures Federal Coronavirus Relief For Farmers In Senate-Passed Bill appeared first on Marijuana Moment.

from Updates By Jane https://www.marijuanamoment.net/hemp-industry-secures-federal-coronavirus-relief-for-farmers-in-senate-passed-bill/

[aaltjebarisca]

Introducing the PowerPack℠ from Quicken Loans

Buying a home while selling your old one can certainly be stressful. It’s also a huge financial transaction and several different people are involved. You have to budget for your closing costs and pay for the real estate agents involved.

While there’s no getting around the fact that looking at homes while selling your old one can be chaotic, we can help your wallet. Our clients are everything to us and we want to be your lender for life. You’re like family, and we want to give you the family discount. That’s where our new PowerPackSM comes in.

The PowerPackSM

Offered in conjunction with our friends at Rocket HomesSM1, this gives Quicken Loans clients a chance to save on both the buying and selling costs when they move from their existing house to their new digs. Quicken Loans clients who take advantage of this opportunity will also receive a discount on their closing costs as well.

Let’s dive into the details so we can save you some money.

Save on Buying and Selling Costs

Buying a new home while selling your old one can be stressful. There are endless open houses to attend and, at the same time, you have to make sure your home looks its best and gets seen by as many people as possible. Finally, you have to deal with negotiations and sorting through offers. Having the right real estate agent can help with this, but where do you find one?

Rocket HomesSM aims to match clients with real estate agents in their area who are ideally suited for their market and the client’s goals. They can help you find the agent best suited to represent you whether you’re buying a home, selling your current one or both.

Quicken Loans serviced clients who use a Rocket HomesSM agent to find and negotiate the purchase of their next home are eligible to receive a rebate of 1% on the final sale price of the home. If you buy a home with a Rocket HomesSM agent, you’ll also receive a rebate of 1% of the final purchase price as long as you close your loan with Quicken Loans.

Quicken Loans Closing Cost Credit

Another bonus for our currently serviced clients is that they’ll receive a 1% credit toward their closing costs when they buy their next home with Quicken Loans. Depending on the loan amount, this could add up to several thousand dollars off your origination fees and other closing costs.

With that kind of savings, you could pay for your moving costs or put money back into your new home.

How Much Could You Really Save?

With the amount of money you’re saving by going with Rocket HomesSM and Quicken Loans and the convenience of one-stop shopping, there’s no reason to go anywhere else when you’re ready to buy your next home. We know that’s easy to say, but what does it really mean for you?

Let’s take the example that you’re buying a home with a purchase price of $300,000, while selling your current home for $250,000. You’ve chosen to put the profits in your home toward a 20% down payment, making your new loan amount $240,000. With our new PowerPackSM offer, here’s how your savings break down.

1% back on selling costs based on sale price: $2,500

1% back on the buying fees based on purchase price: $3,000

1% closing cost credit based on loan amount: $2,400

Total: $7,900

If you want to find out how much you can save on your next home, you can access our calculator on the PowerPack SM page.

Are You Eligible for the PowerPackSM?

In general, this promotion is available to currently serviced clients with conventional, FHA, USDA or VA loans in amounts of $100,000 or higher.

The offering can’t be combined with any other promotions or special pricing. Additional restrictions may apply2.

If you’re a current Quicken Loans serviced client looking to make your next purchase, we want to help you. With these savings, there’s no need to look elsewhere. To take advantage of the PowerPackSM, you can apply now. If you still have questions, we can answer them in the comments below.

1 Rocket Homes Real Estate LLC License Numbers: MI 6505-346028; AL 000116893-0; CO EC.100073419; FL CQ1053125; GA 75702; IN RC51700193; KY 245277; MA 422609; MD 668189; MN 40608594; MO 2017021670; NC C27494; NJ 1757866; NV 2017306335; NY 10991228813; OH REC.2018004495; PA RB068594; SC 22050; TN 263727; VA 0226028421; WA 20438; WI 938151-91; Rocket Homes Real Estate IL LLC License Number: 481.01277. Rocket HomesSM and the Rocket HomesSM Logo are service marks licensed to Rocket Homes Real Estate LLC. Rocket Homes Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. The Rocket Homes Real Estate LLC main office is located in Detroit, MI. Contact: 1.888.468.4735

2 The following three offers are only available to clients who are currently serviced by Quicken Loans: (1) Client selling their home with Rocket Homes Real Estate LLC (“Rocket Homes”) will receive a 1% rebate based on final sales price; (2) Client financing the purchase of their new home through Quicken Loans will receive a credit on their Closing Disclosure in the amount of 1% of their loan amount; (3) Client using Rocket Homes to buy a new home financed through Quicken Loans will receive a 1% rebate based on final sales price. The final sales price is the agreed purchase price on the final purchase agreement minus any seller concessions or upgrades included in the subject’s purchase property. The 1% rebate for buying a home with Rocket Homes is contingent on the client financing that purchase with Quicken Loans. The other two offers can be claimed independently, without a contingency to utilize the other services. Client may take advantage of all three offers. Rocket Homes rebate checks will be issued within 30 days from the date of the closing transaction. Rocket Homes rebates not available in the following states: Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon and Tennessee. Offer valid on new purchase loans in the amount of $100,000 or greater. Offer does not apply to loans submitted to Quicken Loans through a mortgage broker, Charles Schwab loans, relocation loans, team member loans, Jumbo loans, and non-agency products. Offer is non-transferrable. Offers are only applicable for mortgage applications completed after February 25, 2019. Offers cannot be retroactively applied to previously closed loans or loans already in process. Quicken Loans reserves the right to cancel this offer at any time. Offer may not be used with other discounts, promotions, or special pricing. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional restrictions/conditions may apply.

The post Introducing the PowerPack℠ from Quicken Loans appeared first on ZING Blog by Quicken Loans.

from Updates About Loans https://www.quickenloans.com/blog/introducing-powerpack-quicken-loans

[mikebrackett]

Introducing the PowerPack℠ from Quicken Loans

Buying a home while selling your old one can certainly be stressful. It’s also a huge financial transaction and several different people are involved. You have to budget for your closing costs and pay for the real estate agents involved.

While there’s no getting around the fact that looking at homes while selling your old one can be chaotic, we can help your wallet. Our clients are everything to us and we want to be your lender for life. You’re like family, and we want to give you the family discount. That’s where our new PowerPackSM comes in.

The PowerPackSM

Offered in conjunction with our friends at Rocket HomesSM1, this gives Quicken Loans clients a chance to save on both the buying and selling costs when they move from their existing house to their new digs. Quicken Loans clients who take advantage of this opportunity will also receive a discount on their closing costs as well.

Let’s dive into the details so we can save you some money.

Save on Buying and Selling Costs

Buying a new home while selling your old one can be stressful. There are endless open houses to attend and, at the same time, you have to make sure your home looks its best and gets seen by as many people as possible. Finally, you have to deal with negotiations and sorting through offers. Having the right real estate agent can help with this, but where do you find one?

Rocket HomesSM aims to match clients with real estate agents in their area who are ideally suited for their market and the client’s goals. They can help you find the agent best suited to represent you whether you’re buying a home, selling your current one or both.

Quicken Loans serviced clients who use a Rocket HomesSM agent to find and negotiate the purchase of their next home are eligible to receive a rebate of 1% on the final sale price of the home. If you buy a home with a Rocket HomesSM agent, you’ll also receive a rebate of 1% of the final purchase price as long as you close your loan with Quicken Loans.

Quicken Loans Closing Cost Credit

Another bonus for our currently serviced clients is that they’ll receive a 1% credit toward their closing costs when they buy their next home with Quicken Loans. Depending on the loan amount, this could add up to several thousand dollars off your origination fees and other closing costs.

With that kind of savings, you could pay for your moving costs or put money back into your new home.

How Much Could You Really Save?

With the amount of money you’re saving by going with Rocket HomesSM and Quicken Loans and the convenience of one-stop shopping, there’s no reason to go anywhere else when you’re ready to buy your next home. We know that’s easy to say, but what does it really mean for you?

Let’s take the example that you’re buying a home with a purchase price of $300,000, while selling your current home for $250,000. You’ve chosen to put the profits in your home toward a 20% down payment, making your new loan amount $240,000. With our new PowerPackSM offer, here’s how your savings break down.

1% back on selling costs based on sale price: $2,500

1% back on the buying fees based on purchase price: $3,000

1% closing cost credit based on loan amount: $2,400

Total: $7,900

If you want to find out how much you can save on your next home, you can access our calculator on the PowerPack SM page.

Are You Eligible for the PowerPackSM?

In general, this promotion is available to currently serviced clients with conventional, FHA, USDA or VA loans in amounts of $100,000 or higher.

The offering can’t be combined with any other promotions or special pricing. Additional restrictions may apply2.

If you’re a current Quicken Loans serviced client looking to make your next purchase, we want to help you. With these savings, there’s no need to look elsewhere. To take advantage of the PowerPackSM, you can apply now. If you still have questions, we can answer them in the comments below.

1 Rocket Homes Real Estate LLC License Numbers: MI 6505-346028; AL 000116893-0; CO EC.100073419; FL CQ1053125; GA 75702; IN RC51700193; KY 245277; MA 422609; MD 668189; MN 40608594; MO 2017021670; NC C27494; NJ 1757866; NV 2017306335; NY 10991228813; OH REC.2018004495; PA RB068594; SC 22050; TN 263727; VA 0226028421; WA 20438; WI 938151-91; Rocket Homes Real Estate IL LLC License Number: 481.01277. Rocket HomesSM and the Rocket HomesSM Logo are service marks licensed to Rocket Homes Real Estate LLC. Rocket Homes Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. The Rocket Homes Real Estate LLC main office is located in Detroit, MI. Contact: 1.888.468.4735

2 The following three offers are only available to clients who are currently serviced by Quicken Loans: (1) Client selling their home with Rocket Homes Real Estate LLC (“Rocket Homes”) will receive a 1% rebate based on final sales price; (2) Client financing the purchase of their new home through Quicken Loans will receive a credit on their Closing Disclosure in the amount of 1% of their loan amount; (3) Client using Rocket Homes to buy a new home financed through Quicken Loans will receive a 1% rebate based on final sales price. The final sales price is the agreed purchase price on the final purchase agreement minus any seller concessions or upgrades included in the subject’s purchase property. The 1% rebate for buying a home with Rocket Homes is contingent on the client financing that purchase with Quicken Loans. The other two offers can be claimed independently, without a contingency to utilize the other services. Client may take advantage of all three offers. Rocket Homes rebate checks will be issued within 30 days from the date of the closing transaction. Rocket Homes rebates not available in the following states: Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon and Tennessee. Offer valid on new purchase loans in the amount of $100,000 or greater. Offer does not apply to loans submitted to Quicken Loans through a mortgage broker, Charles Schwab loans, relocation loans, team member loans, Jumbo loans, and non-agency products. Offer is non-transferrable. Offers are only applicable for mortgage applications completed after February 25, 2019. Offers cannot be retroactively applied to previously closed loans or loans already in process. Quicken Loans reserves the right to cancel this offer at any time. Offer may not be used with other discounts, promotions, or special pricing. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Quicken Loans. This is not a commitment to lend. Additional restrictions/conditions may apply.

The post Introducing the PowerPack℠ from Quicken Loans appeared first on ZING Blog by Quicken Loans.

from Updates About Loans https://www.quickenloans.com/blog/introducing-powerpack-quicken-loans