#kisan dhan

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किसान धन आरोग्यम योजना | Kisan Dhan Aarogyam Yojana 2023 | Registration Online | Labh

जैसे कि आपने देखा होगा भारत देश में सरकार नयी-नयी योजनाएँ समय-समय पर निकालती रहती है। जिससे गरीब नागरिकों को सहायता प्रदान की जा सके। हमारे देश में किसानों की जनसँख्या ज्यादा है। और काफी किसानों के पास तो ज्यादा-ज्यादा जमीन ही नहीं है। वह लोग तो दुसरो के खेतों में मजदूरी कर के अपना जीवन बिता रहा है। जिससे वह लोग दुसरो के ऊपर निर्भर रहते है। NGOs  ने अब किसान धन आरोग्यम योजना को शुरू किया है। इसमें गरीब किसानों वित्तीय सहायता प्रदान की जाएगी। जिससे वह नागरिक अपनी खेती को सही Read more

[digitaldetoxworld]

Empowering Citizens: A Guide to Key Government Schemes in India 2024

Government schemes in India authorities schemes are designed to cope with various factors of development, welfare, and financial increase. As of 2024, India has a variety of tasks throughout different sectors inclusive of health, schooling, agriculture, and finance . Here’s an overview of some key authorities schemes in India

Pradhan Mantri Awas Yojana (PMAY)

Objective

State Government schemes the PMAY scheme ambitions to provide less costly housing to the city negative. The intention is to ensure that every family has a domestic with the aid of 2022.

Features

Financial help for constructing or buying a residence.

Subsidies on domestic loans for each urban and rural areas.

Focus on marginalized organizations such as ladies, SC/ST, and economically weaker sections.

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Objective

Government schemes website to make certain economic inclusion by means of offering banking offerings to the unbanked population.

Features

Zero-balance savings debts.

Access to overdraft centers and coverage.

Direct Benefit Transfer (DBT) for diverse subsidies and advantages.

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Objective

Coverage of up to ₹5 lakh consistent with own family according to yr for secondary and tertiary hospitalizations.

Cashless and paperless get admission to to healthcare services.

Coverage consists of hospitalization, pre and submit-hospitalization fees.

Swachh Bharat Mission (SBM)

Objective

To promote cleanliness and sanitation throughout rural and urban India.

Features

Construction of bathrooms and sanitation facilities.

Waste management and cleanliness drives.

Behavior exchange campaigns to promote hygiene and sanitation practices.

National Rural Employment Guarantee Act (NREGA)

Objective

To provide a felony assure for as a minimum 100 days of salary employment in a economic yr to each rural household.

Features

Wage employment for unskilled guide exertions.

Focus on infrastructure improvement in rural areas.

Includes provisions for worksite centers and payment of wages.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

Objective

To provide ability development and employment opportunities for rural teens.

Features

Training applications in numerous abilties.

Placement support and profession counseling.

Emphasis on ladies and marginalized groups.

Kisan Samman Nidhi (PM-KISAN)

Objective

To provide monetary guide to small and marginal farmers.

Features

Direct cash switch of ₹6,000 consistent with yr to eligible farmers.

Support for buying inputs, seeds, and fertilizers.

Aimed at enhancing the earnings of farmers and supporting agricultural sports.

Beti Bachao Beti Padhao (BBBP)

Objective

To address the declining toddler sex ratio and sell training for women.

Features

Financial incentives for families with girl youngsters.

Campaigns to raise awareness about the fee of girls.

Support for the education and empowerment of ladies.

Startup India Scheme

Objective

To sell entrepreneurship and innovation.

Features:

Tax exemptions and compliance relaxations for startups.

Funding guide and mentorship programs.

Simplified tactics for registration and licensing.

Digital India Programme

Objective

To rework India into a digitally empowered society and knowledge economy.

Features

Development of digital infrastructure and offerings.

E-governance tasks to beautify transparency and efficiency.

Promotion of virtual literacy and ability improvement.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Objective

To provide coverage insurance and monetary aid to farmers inside the event of crop failure.

Features:

Coverage against losses due to natural calamities, pests, and sicknesses.

Low top class costs with high coverage.

Simplified claim agreement method.

.National Education Policy (NEP) 2020

Objective

To overhaul and enhance the Indian education system.

Features

Emphasis on holistic and multidisciplinary schooling.

Introduction of vocational education and skilling from early levels.

National Educational Technology Forum to beautify virtual mastering.

Atmanirbhar Bharat Abhiyan

Objective

 To raise self-reliance and monetary growth thru various tasks.

Features

Economic stimulus packages and reforms.

Support for MSMEs, laborers, and various sectors hit by using financial challenges.

Focus on growing neighborhood manufacturing and reducing dependence on imports.

Skill India Mission

Objective

To beautify the employability of the children via skill improvement applications.

Features

Training in diverse trades and capabilities via the National Skill Development Corporation (NSDC).

Support for entrepreneurship and vocational schooling.

Collaborations with enterprise for higher activity placements.

Jal Jeevan Mission

Objective

To provide piped water supply to each rural household with the aid of 2024.

Features

Infrastructure development for water supply and control.

Community participation within the upkeep of water resources.

Emphasis on sustainable and inclusive water solutions.

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Objective

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

Features

Legal assure of one hundred days of wage employment.

Focus on creating long lasting belongings like roads, canals, and wells.

Includes provisions for salary bills and worksite centers.

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Objective

To beautify rural connectivity by building all-weather roads

Features

Construction of latest roads and upgrading present ones.

Focus on connecting unconnected villages and improving rural infrastructure.

Emphasis on sustainability and pleasant of road construction.

Sukanya Samriddhi Yojana

Objective

To sell financial savings for the schooling and marriage of the woman baby.

Features

High-interest fee on deposits.

Tax blessings under Section 80C of the Income Tax Act.

Long-time period investment with a maturity period of 21 years.

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Objective

 To offer assured salary employment to rural households..

Features

100 days of guaranteed employment.

Focus on developing rural infrastructure and property.

Transparent wage bills and worksite centers.

National Social Assistance Programme (NSAP)

Objective

To provide social safety to the aged, widows, and disabled humans.

Financial help to low-income agencies.

Includes pension schemes and economic aid for vulnerable organizations.

Coverage of various welfare schemes and blessings.government schemes apply online t

hese schemes replicate the Indian authorities’s commitment to improving the first-rate of life for its residents and fostering financial boom and social fairness. Each scheme targets specific needs and pursuits to create a more inclusive and developed society.

[charcha-equity]

Budget 2024 Breakdown: Your Simple Guide To Economic News

Union Finance Minister Nirmala Sitharaman, in a highly anticipated move, took center stage to present the Interim Budget for the fiscal year 2024-25. Beyond the seemingly complex figures and economic intricacies, this budget stands as more than a numerical list; it unfolds as a comprehensive roadmap, meticulously charting the course for India's economic future. Rather than drowning in finance jargon, let's embark on a simplified journey to dissect the crucial takeaways, making the fiscal landscape more accessible for beginners.

Budgeting For Growth

In the upcoming fiscal year, the government plans to borrow around ₹14.13 trillion. It might sound like a massive amount, but it's basically how the government manages its money for expenses and investments. Think of it as a smart strategy to boost the country's economy. They're not just splurging; they're making calculated moves to help different parts of the economy grow. It's like a big plan to ensure that the country's finances stay strong and steady for the long run.

Also Read: Unraveling The Intricacies Of Cost Of Funds And Cost Of Borrowing

Agricultural Triumphs

In the budget presentation, one standout achievement was underscored - the success of crucial schemes like the PM-Kisan Samman Yojana, which has brought tangible benefits to a staggering 11.8 crore farmers across the nation. Picture this as a domino effect in action; the financial assistance provided doesn't just stop with the farmers; it cascades down, creating a ripple effect that significantly bolsters the entire agricultural sector. 

Furthermore, the implementation of the Electronic National Agricultural Market serves as a transformative force, seamlessly integrating 1,361 Mandis and revolutionizing the way agricultural trade operates. This isn't merely administrative efficiency; it's a strategic move that promises to enhance the overall dynamics of the agricultural landscape, making it more robust and responsive to the needs of the farmers and the market alike.

Fiscal Responsibility

The fiscal deficit goal for FY25 at 5.1% reflects the government's dedication to prudent financial management, a cornerstone for economic stability. Drawing a parallel to personal finance, envision it as diligently setting a budget to prevent exceeding one's income. In essence, the disciplined approach mirrors an individual's commitment to financial responsibility. This fiscal prudence is not just a numerical target; it signifies a crucial strategy ensuring the long-term sustainability of India's economy, echoing loudly throughout the key themes of the budget presentation.

Taxing Matters

While there are no changes in tax slabs, Sitharaman assured continued support for startups and extended tax exemptions for specific units till March 2025. It's a strategic move to fuel entrepreneurial spirit without burdening individual taxpayers.

Also Read: How Are NBFCs Tackling RBI’s Stance On Unsecured Loans?

Inclusive Development Initiatives

Direct Benefit Transfer of Rs. 34 lakh crore into PM-Jan Dhan accounts is a noteworthy achievement. This isn't just about numbers; it signifies the government's dedication to 'Sabka Sath Sabka Vikas,' ensuring every citizen reaps the benefits of economic progress.

Parimal Heda, Chief Investment Officer, Digit General Insurance, views the budget as aligning with the goal of 'Viksit Bharat by 2047.' Though not directly impacting the insurance sector, the budget's measures will have a cascading effect, influencing various sectors.

Infrastructure Boost

GST enabling One Nation One Market One Tax simplifies the taxation structure, creating a unified market. This, coupled with tax reforms and a strengthened financial sector, lays the foundation for sustainable economic growth.

Also Read: Abhay Bhutada Shares Insights on Poonawalla Fincorp’s Long-Term Objectives

Conclusion

As a beginner investor, dissecting the budget might seem overwhelming, but understanding the basics can be empowering. The Interim Budget 2024 is not just about numbers on paper; it's a blueprint for a resilient, sustainable, and inclusive economic future. So, buckle up and stay tuned for the financial journey ahead!

[parasparivaar]

India’s Fight Against Poverty

The Indian government runs schemes for poor people.

The Indian government runs a number of programs to help economically disadvantaged people raise their standard of living. These programs aim to provide financial assistance, create job opportunities, and ensure access to basic amenities including housing, healthcare, and education. Here are some of the major projects aimed towards the poor in India:

Paras Parivaar Charitable Trust Contribution For Poor People

From the bottom of our hearts, we extend a warm welcome to you into the Paras Parivaar Charitable Trust family. In our Sanatan Dharm, this Parivaar was founded and is now being maintained by our Mahant Shri Paras Bhai Ji of Sanatan Dharm to contribute to the welfare of the underprivileged and needy people. Because he consistently states, “happiness of maa is behind their smile.” This idea of Mahant Shri Paras Bhai Ji has become the focus of our family’s daily activities.

The Paras Parivaar Charitable Trust works 365 days a year to lug our Paras Guru’s vision forward. We have helped more than 10 lakh Needy, and thanks to Maa and our Mahant Shri Paras Bhai Ji of Sanatan Dharm, this number is steadily rising. And it is the grandeur of Sanatan Dharm that we strive to assist those who cannot afford to pay for their education or who are food insecure.

Because we usually hear the quote “Unity is Strength” in everyday life, the Paras Parivaar Charitable Trust would like for you to join our family. We are certain that if we all work together as a single family, we will be stronger and more committed to helping more people in need. Serving an increasing number of individuals in need will enable us to carve out a large place in the heart of our Maa. So, join the Paras Parivaar now for the chance of a lifetime to make the poor and needy smile widely.

Working hard to boost the lives of the Poor And Needy People would also help us reduce the rate of Poverty and increase the rate of education in our nation. In addition to providing aid to those in need, our Mahant Shri Paras Bhai Ji wants to educate them so that they may become self-sufficient and contribute to the cause. join our Paras Parivaar Charitable Trust and aid those in need and destitute with what they need for food, shelter, and education.

Indian Government’s Schemes for Poor People

1. Pradhan Mantri Awas Yojana (PMAY): PMAY, which was introduced in 2015, aims to provide affordable housing for everybody by 2022. Under this scheme, the government funds the construction of pucca houses with basic amenities such as a toilet, LPG connection, power, and drinking water.

2. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA):

MGNREGA ensures 100 days of paid employment per year for rural households. It offers unskilled manual labor, ensuring livelihood security in rural areas.

3. National Social Assistance Programme (NSAP): NSAP is a welfare program that assists the elderly, widows, disabled people, and low-income children. It includes the Indira Gandhi National Old Age Pension Scheme, the Indira Gandhi National Widows Pension Scheme, and the Indira Gandhi National Disability Pension Scheme.

4. Pradhan Mantri Jan Dhan Yojana (PMJDY): PMJDY is a statewide financial inclusion strategy that assures access to financial services such as bank accounts, remittances, loans, insurance, and pensions. It provides a basic savings bank account with overdraft protection and a RuPay debit card.

5. Pradhan Mantri Ujjwala Yojana (PMUY): PMUY aims to provide LPG connections to women from BPL homes. It reduces indoor air pollution and empowers women by removing the difficult process of gathering firewood.

6. Pradhan Mantri Matru Vandana Yojana (PMMVY): PMKVY is a maternity benefit system that reimburses pregnant and nursing mothers for salary loss. The program provides a financial incentive of ₹5,000 in three installments after meeting specific requirements.

7. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): PM-KISAN provides a yearly income support of ₹6,000 to landholding farmer families in three equal installments to cover agricultural and household needs.

8. Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM): PM-SYM is a voluntary, contributory pension scheme for unorganized workers. At 60, beneficiaries receive a monthly pension of ₹3,000.

These initiatives, along with others like the National Rural Livelihood Mission (NRLM), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), aim to provide a social safety net for the impoverished and vulnerable segments of society.

While these initiatives have made significant progress, challenges remain in terms of awareness, accessibility, and successful implementation. The government continues to monitor and enhance these programs.

[ramakantthinks]

Navigating Growth and Inclusion: Insights from India's Interim Budget 2024-25

In an eagerly awaited budget session, Union Finance Minister Nirmala Sitharaman took center stage to present the Interim Budget for the fiscal year 2024-25 at Parliament. Her address not only provided a comprehensive overview of the government's achievements, fiscal targets, and strategic focus areas but also offered valuable insights into the nation's economic direction. Significantly, this budget goes beyond a mere financial plan; it serves as a testament to the government's commitment to inclusive development and its ability to navigate challenges with resilience.

The Economic Trajectory and Strategic Focus

Sitharaman's presentation skillfully outlined the trajectory of the nation's economy, emphasizing key milestones achieved in the past decade. The strategic focus on inclusive development, economic reforms, and the government's ability to steer through challenges were highlighted as cornerstones of the fiscal plan.

The Finance Minister revealed a reduction in the estimated gross borrowing for FY25, setting the stage for fiscal prudence. Notably, the fiscal deficit target for FY25 was declared at 5.1%, surpassing initial expectations and demonstrating an aggressive fiscal consolidation approach. Sitharaman also announced the withdrawal of outstanding disputed tax demands, a move expected to benefit approximately 1 crore taxpayers.

Taxation and Economic Measures

While maintaining the existing tax slabs in the Interim Budget 2024, Sitharaman provided continuity for certain benefits, including tax exemptions for specific IFSC units, extending them till March 2025. This calculated approach aims to sustain economic momentum while fostering a conducive environment for startups and businesses.

One pivotal aspect of the budget speech was the acknowledgment of research's role in bolstering indigenous oilseeds, contributing significantly to India's self-sufficiency. Sitharaman shed light on the fact that India annually spends over ₹1.5 trillion on importing 60% of its cooking oil, emphasizing the need for self-reliance in this crucial sector.

Also Read: What Is RBI’s Stance On Unsecured Loans?

Commitment to Inclusive Development

In her address, Sitharaman reaffirmed the government's commitment to the 'Sabka Sath Sabka Vikas' philosophy, underscoring policies that promote secularism, reduce corruption, and prevent nepotism. The comprehensive approach targeted the welfare of diverse segments of society, including the poor, women, youth, and farmers.

The budget also showcased impressive inclusive development initiatives, including direct benefit transfers amounting to Rs. 34 lakh crore into PM-Jan Dhan accounts. Success stories of schemes like PM-SVANidhi, PM-JANMAN Yojana, and PM-Vishwakarma Yojana further illustrated the government's commitment to uplifting various sectors of the population.

Agricultural sector achievements took center stage, with notable programs like PM-Kisan Samman Yojana and PM-Fasal Bima Yojana providing financial assistance to millions of farmers. The integration of 1,361 Mandis through the Electronic National Agricultural Market marked a transformative step in creating a more efficient and transparent agricultural ecosystem.

Also Read: How Can NBFCs Become Active Participants In The Payment Ecosystem? 

Comprehensive GDP Approach

The budget speech also emphasized the Comprehensive GDP Approach, focusing on Governance, Development, and Performance. The macroeconomic stability, robust investments, and effective program delivery highlighted in this approach aim to fortify the nation's economic foundations.

In the realm of infrastructure development, key initiatives such as GST, tax reforms, and strengthening the financial sector were acknowledged. The creation of gateways for global capital through initiatives like GIFT IFSC and Unified Regulatory Authority IFSCA were hailed for facilitating economic growth.

Industry Perspective

Industry leaders, including K. Paul Thomas of ESAF Small Finance Bank, Shailendra Singh of BOBCARD Limited, and Abhay Bhutada, MD of Poonawalla Fincorp, expressed positive sentiments about the budget. They applauded specific measures such as the focus on providing formal credit to MSMEs, empowering women and youth, and promoting economic sustainability.

Abhay Bhutada, in particular, highlighted the budget's role in promoting economic sustainability aligned with the 'Viksit Bharat by 2047' vision. The fiscal responsibility reflected in the 5.8% GDP fiscal deficit was commended, indicating a decisive step towards India's economic sustainability.

Also Read: Top Alumni From Pune's Symbiosis International University In The Field Of Finance

Looking Towards the Future

In conclusion, India's Interim Budget for 2024-25 not only addresses fiscal aspects but reflects a holistic vision for the nation's growth and development. By navigating challenges with resilience, emphasizing inclusive policies, and fostering economic sustainability, the government's budgetary approach sets a positive tone for India's future trajectory.

As the nation looks towards the future, the budget stands as a blueprint for sustained growth. The reduction in gross borrowing and the aggressive fiscal consolidation approach signify a commitment to financial prudence. The extension of benefits for startups, the continuation of tax exemptions, and the emphasis on self-sufficiency in cooking oil production point towards an environment conducive to economic expansion and innovation.

The success stories of inclusive development initiatives in the agricultural sector, direct benefit transfers, and transformative schemes demonstrate the government's commitment to addressing the needs of diverse segments of the population. The industry's positive response further underscores the potential for collaboration and growth in key sectors, including MSMEs, fintech, and digital lending.

Final Thoughts

As India forges ahead into the fiscal year 2024-25, the Interim Budget serves as a guidepost for progress. It not only outlines fiscal policies but also paints a comprehensive picture of a nation committed to inclusive development, economic resilience, and sustainable growth. The collaborative efforts of the government, industry, and citizens will play a pivotal role in realizing the vision laid out in this budget – a vision that propels India towards a prosperous and resilient future.

[newsorbiter]

Interim Budget 2024-25, a beacon of hope for India's growth amid challenges

The Interim Budget 2024-25, presented by Union Finance and Corporate Affairs Minister Nirmala Sitharaman seeks to inject the economy with policies and measures aimed at reigniting positive sentiments and accelerating growth. Can this budget be the catalyst for achieving these growth targets? Let’s delve into its key highlights. Under the guiding principles of ‘Sabka Saath, Sabka Vikas, and Sabka Vishwas’ and the inclusive approach of “Sabka Prayas,” the Finance  Minister  presented the Interim Union Budget 2024-25 in Parliament. The budget focuses on social justice, particularly uplifting four major segments: the poor (‘Garib’), women (‘Mahilayen’), youth (‘Yuva’), and farmers (‘Annadata’). Key Initiatives: Poverty Alleviation: The budget emphasises 'Garib Kalyan, Desh ka Kalyan,' claiming to have lifted 25 crore people out of multi-dimensional poverty in the last decade. Direct Benefit Transfer (DBT) of Rs 34 lakh crore through PM-Jan Dhan accounts has resulted in government savings of Rs 2.7 lakh crore. The PM-SVANidhi scheme provided credit assistance to 78 lakh street vendors, with 2.3 lakh receiving credit for the third time. Tribal and Artisan Support: Schemes like PM-JANMAN Yojana aid the development of particularly vulnerable tribal groups (PVTG), while PM-Vishwakarma Yojana provides end-to-end support to artisans and craftspeople in 18 trades. Agricultural Initiatives: PM-KISAN SAMMAN Yojana provided financial assistance to 11.8 crore farmers, while PM Fasal Bima Yojana offers crop insurance to 4 crore farmers. The Electronic National Agriculture Market (e-NAM) integrated 1361 mandis, serving 1.8 crore farmers with a trading volume of Rs 3 lakh crore. Women Empowerment: The budget highlights 30 crore Mudra Yojana loans given to women entrepreneurs. Female enrollment in higher education has increased by 28%, with girls and women constituting 43% of enrollment in STEM courses, one of the highest rates globally. Over 70% of houses under PM Awas Yojana in rural areas have been allotted to women. Housing: Despite COVID challenges, the budget aims to achieve the target of three crore houses under PM Awas Yojana (Grameen) soon, with an additional two crore houses to be taken up in the next five years. Strategic Initiatives: Rooftop Solarisation and Free Electricity: A significant announcement is the provision of 300 units of free electricity per month through rooftop solarisation to one crore households, expected to save households Rs 15,000 to Rs 18,000 annually. Healthcare: The Ayushman Bharat scheme will be extended to all Accredited Social Health Activist (ASHA) workers, Anganwadi Workers, and Helpers, ensuring broader access to healthcare services. Agriculture and Food Processing: The Pradhan Mantri Kisan Sampada Yojana has benefited 38 lakh farmers and generated 10 lakh employment opportunities. The Pradhan Mantri Formalisation of Micro Food Processing Enterprises Yojana has assisted 2.4 lakh Self-Help Groups (SHGs) and 60,000 individuals with credit linkages, boosting the agricultural and food processing sectors. Research and Innovation: A corpus of Rs 1 lakh crore will be established with a fifty-year interest-free loan to catalyse growth, employment, and development through research and innovation. Infrastructure: An 11.1% increase in capital expenditure outlay for infrastructure development and employment generation, amounting to Rs 11,11,111 crore, is aimed at enhancing the country's infrastructure and creating employment opportunities. Railways: Under the PM Gati Shakti initiative, three major economic railway corridor programs will be implemented to improve logistics efficiency and reduce costs. Aviation Sector: The plan to double the number of airports to 149 and the order of over 1000 new aircraft signals significant growth in the aviation sector. Green Energy: Plans include setting up a coal gasification and liquefaction capacity of 100 MT by 2030 and a phased mandatory blending of compressed biogas (CBG) in compressed natural gas (CNG) for transport and piped natural gas (PNG) for domestic purposes. Tourism Sector: States will be encouraged to undertake comprehensive development of iconic tourist centers, with long-term interest-free loans provided for financing such development. Investments: The budget highlights significant Foreign Direct Investment (FDI) inflows, totaling USD 596 billion during 2014-23, reflecting a positive outlook for investments in the country. Reforms in the States: To support milestone-linked reforms by state governments, a provision of Rs 75,000 crore as a fifty-year interest-free loan is proposed. The budget also focuses on tax rationalisation efforts, achievements in taxpayer services, and the economic journey since 2014. It sets the stage for a dynamic and inclusive growth trajectory, aiming to propel India towards greater prosperity and well-being for all its citizens. Read the full article

[swaniti-initiative]

Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation

Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation

Jaano is a community help website that aims to provide citizens with all the information they need about government schemes, housing schemes, education schemes, insurance, agriculture, senior citizens, finance, women, youth, and documentation. With a wide range of services, Jaano has become a one-stop solution for individuals seeking assistance with various official procedures. Jaano aims to cut out the middle man who takes a lot of money to help citizens for basic requirements.

Services Offered

Jaano offers a plethora of services to cater to the diverse needs of its users. Some of the key services provided by Jaano include:

Free Services

One can find information about various government related schemes  on the website. Here is a list of all the scheme information available:

Food

Ration Shop

E-mitra

Aadhar Card

Voter Card

Ration Card

Pan Card

Government Schemes

PM Jan Arogya Yojana

PMAY

PM Kisan Yojana

Jan Dhan Yojana

Sukanya Samriddhi Yojana

Atal Pension Yojana

MGNREGA

Pradhan Mantri Kaushal Vikas Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Mudra Yojana

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Fasal Bima Yojana

OBC Certificate

Samagra Shiksha Abhiyan

Housing Schemes

Affordable Rental Housing Complexes (ARHC) Scheme

Health care

Rashtriya Kishor Swasthya Karyakram (RKSK)

Central Government Health Scheme

Education Schemes

CBSE Single Girl Child Scholarship

Kishore Vaigyanik Protsahan Yojana

Insurance

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Rashtriya Swasthya Bima Yojana (RSBY)

Jan shree Bima Yojna

Varishta Mediclaim Policy

Varishta Pension Bima Yojana

Agriculture (Farmers )

PM Kusum Scheme

Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

Rashtriya Krishi Vikas Yojana (RKVY)

Pashu Kisan Credit Card Yojana (PKCC)

Kisan VikasPatra

National Mission on Oilseeds and Oil Palm

Soil Health Card Scheme

Animal Husbandry Infrastructure Development Fund

Women schemes

PM Balika Anudan Yojana

Swadher greh

Ladli Scheme

Mahila shakti kendra

Mahila Samriddhi Yojna

Rajiv gandhi creche scheme

Beti bachao Beti Padhao

Senior citizens scheme

Senior Citizen Savings Scheme

Rashtriya Vayoshri Yojana

Reverse Mortgage Scheme

Finance

Stand UP India

PM SVANidhi Yojana

Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTSME)

DDUY

Income Tax Return

Scheme of Fund for Regeneration of Traditional Industries(SFURTI)

BHIM App

Youth

PM Employment Generation Programme (PMEGP)

PM YUVA Yojana

Digilocker

Skill India

ASPIRE scheme

Labor

Mukhyamantri Gramodyog Rojgar Yojana

E-shram portal

National SC-ST Hub Scheme

Pradhan Mantri Shram Yogi Maandhan Yojana

Fuel (Cooking Gas)

PMUY 2.1

Nandurbar - Nrega

Community Work Demand

Payments

Other Nrega Benefits

Job Card Demand

Users can access detailed information about these schemes on Jaano’s website. New schemes are updated as soon as they are released so the citizens are aware of the latest developments.

Paid Services

In addition to free information, Jaano provides paid services to assist users with essential documentation processes. Some of the paid services offered by Jaano include:

Aadhar Card Update and Application: Users can avail themselves of Jaano’s services to update their Aadhar card details or apply for a new card.

Pan Card Update and Application: Jaano simplifies the process of updating Pan card details or applying for a new card.

Ration Card Update and Application: Users can rely on Jaano’s expertise to update their ration card details or apply for a new card.

Voter Card Update and Application: Jaano helps users update their voter card details or apply for a new card.

These paid services are facilitated through government-registered e-mitras to ensure accuracy and reliability at a nominal cost.

The Goal

Many people from various backgrounds from different parts of the country have difficulty understanding government schemes and Jaano is a platform that aims to help the citizens get empowered by knowing what the government can offer and what are their benefits. The government scheme space is often filled with misinformation and often lies by individuals who are willing to profit from ill informed people.  This is where Jaano comes in and takes a step in the right direction by helping citizens to stay informed and assist them.

Jaano has recorded that many individuals were facing issues filling out forms for voter id and they also had wrong information. Jaano assisted them and helped them apply for their voter id. They were contacted by Jaano after 45 days and they admit that they were satisfied.

Several people were not informed that the Ayushman card was replaced by Abha Card and so wanted to apply for the Ayushman Card but Jaano informed the individuals that in reality both cards were no longer available.

The Process

One out of many instances where individuals faced issues with government schemes and Jaano assisted them is when Pan Card and Aadhar Card linking was needed. The CSE charges 1100 INR and in some places even more. Jaano provides help with the assistance of government registered E-Mitras and reduces the cost of the  service to about 800 INR.

An individual can use the app (available on the playstore and appstore) and request a service request. The service request can be created and then the customer pays for the service which is much less than the typical charges for the service outside Jaano network. Jaano sends the contact details of the government registered E-Mitra who will assist the customer with his/her request. In the case a customer is unable to contact the E-Mitra, a Jaano representative will contact the customer and assist him/her further.

Customer Satisfaction

Jaano takes pride in its commitment to customer satisfaction. With over 1 lac satisfied customers. The platform is fast and serves the visitors in a matter of seconds. Jaano has established itself as a reliable platform for individuals seeking assistance with government schemes and documentation. With a customer first approach, Jaano can easily state that they can satisfy their customers. Customers can easily raise concerns about the services and her almost immediate assistance.

Efficiency and Effectiveness

Jaano handles more than 500 requests daily, showcasing its efficiency in providing prompt solutions to its users. The platform’s user-friendly interface ensures that individuals can easily navigate through the website and access the required information without any hassle.

Conclusion

Jaano is revolutionizing the way citizens interact with government schemes and documentation. By offering comprehensive services, Jaano has become a trusted platform for individuals seeking assistance with various official procedures. With its commitment to customer satisfaction, efficiency, and effectiveness, Jaano continues to make a positive impact on the lives of countless individuals.

For more information about Jaano’s services, visit their official website at https://jaano.swaniti.org/home

Remember, Jaano is here to help you navigate through the complexities of government schemes and documentation!

[iamazadkhan]

What is e-Shram Card: 4 Big Benefits (ई-श्रम कार्ड बनवाने पर मिलेंगे यह फायदे)

Photo Source: https://eshram.gov.in

Introduction

Earlier in our article we informed you about the exact ways in which e-labor card can be applied online. In today's article we will tell you exactly what benefits you can get from it. Because this question must be coming to your mind right now. So let's see what kind of help this card will give you. Today's article on this topic- eShram Card 4 Big Benefits. There are many people who made this card in 2000 and there are many people who made this card in 2022 or plan to make it in the future. If you have received this card then you need to know which schemes you can avail benefits from the government if you keep this deduction. Let's go straight to the point.

Benefits from e Shram card

In this context, we need to know that e-Shram card has been made by about two million people so far. And about 18 million people have been targeted to make such cards. So there are plans to make a total of 38 lakh cards. - Varan Poshan Yojana The main thing you will get if you have this card is that you will be included in the maintenance plan or Varan Poshan Yojana. Each person included in this scheme is required to deposit Rs.500 - per month in their bank account. However, it is true that only 9 to 10 percent of people still have this money deposited in their bank accounts. However, it is better to say that if you are a farmer, you will not be included in this scheme. The reason is that you are already benefiting from Kisan Samman Nidhi Yojana. However, only the people of Uttar Pradesh will get the scheme we are talking about. - Accident Bima If you have an e-labor card, you will get another special opportunity. That is, if you have an accident for any reason, you can get a discount of up to Rs 2 lakh at the hospital. Or your family whose names are on the card with you will get that opportunity. - Bikalanga Yojana Another benefit is that if a worker has this card and his limbs are damaged in any way while working, he can get medical expenses up to one lakh rupees. - Pension Plan In addition, if this card is immediately included in the Prime Minister's Jan Dhan Yojana, you will get a pension of Rs. 3000 per month from the age of 60. However, in this case, you must include the Prime Minister's Mandhan Yojana. Latest Posts https://www.youtube.com/watch?v=ekHyZ61rClU

Conclusion

So far no one was able to send in the perfect solution, which is not strange. However, according to official data, several more beneficial schemes are to be covered in the future. You will begin to reap the benefits of the scheme whenever it is covered. So register your name to cut without delay and keep taking advantage shots.

FAQs

Is e Shram card free? There are no fees required for the e-registration for the e-shram card. What is the purpose of e Shram card? Workers who successfully register for the e-Shram Portal will receive an eShram Card. The government introduced the e-Shram platform in August 2021 to improve the implementation of different social security policies for unorganised sector workers. Can a student make e Shram card? What is the Minimum Eligibility? All students must be permanent residents of India, and applicants must be between the ages of 15 and 59. For E Shram Card Apply Online Self Registration 2022, the student's age must be greater than 59. Can e Shram card can be cancelled? To cancel the e Shram card, you need to call the Helpdesk No. Call 14434 and talk to the customer care officer. How do I check my e Shram card balance? You must first check the status of your instalment at the bank, or you can phone the bank's toll-free number from your home and get complete information. Read the full article

[nikatnews]

PMKMY: बुजुर्गों के लिए सरकार ने निकाला यह धांसू स्कीम, हर महीने मिलेगी इतनी पेंशन

PMKMY: सरकार के द्वारा किसानों के लिए कई सारी कल्याणकारी योजनाएं शुरू की गई है जिससे कि किसानों को खेती किसानी करने में किसी भी प्रकार की परेशानी का सामना न करना पड़े और इसके लिए सरकार के द्वारा किसानों को आर्थिक धनराशि भी प्रदान की जाती है केंद्र सरकार के द्वारा चलाई जाने वाली योजनाओं के अंतर्गत एक योजना पीएम किसान मानधन योजना है जिसके अंतर्गत पात्र किसानों को हर महीने पेंशन दिया जाता है Join my groupwhatsapp groupjoin on telegramtelegram group किसानों के लिए कल्याणकारी योजनाओं में किसान मानधन योजना सबसे अधिक लोकप्रिय योजना है क्योंकि इस योजना का बेनिफिट उन किसानों के लिए अधिक फायदेमंद है जिनकी उम्र अधिक हो चुकी है और वह खेती किसानी का कार्य करने में धीरे-धीरे असमर्थ होते जा रहे हैं क्योंकि इस योजना का सबसे अधिक बेनिफिट 60 वर्ष से अधिक उम्र के किसानों को मिलेगा केंद्र सरकार के द्वारा शुरू की गई योजनाओं के अंतर्गत किसान सम्मान निधि योजना की तरह ही प्रधानमंत्री किसान मानधन योजना के अंतर्गत भी हर महीने खाते में ₹3000 पेंशन के रूप में देने का प्रावधान निर्धारित किया गया है लेकिन यदि दोनों योजनाओं में अंतर देखा जाए तो इन दोनों योजनाओं के अंतर्गत काफी ज्यादा अंतर देखने को मिलता है क्योंकि किसान सम्मान निधि योजना कोई भी ऐसा किसान जो कि खेती किसानी का कार्य करता है और इस योजना के अंतर्गत लाभ लेना चाहता है वह इसका लाभ ले सकता है यहीं पर किसान मानधन योजना के लिए कुछ नियम निर्धारित किए गए हैं क्या है PMKMY के नियम और कैसे मिलेगा लाभ PMKMY के नियम अनुसार जिस प्रकार से आप किसी बैंक में डिपॉजिट करते हैं और आपको थोड़ी-थोड़ी धनराशि जमा करनी होती है उसी प्रकार से यह योजना विशेष रूप से किसानों के लिए शुरू की गई है जिसमें किसानों को इस योजना के अंतर्गत पहले कुछ धनराशि जमा करनी होती है जिसके बाद जब इसकी मैच्योरिटी पूरी हो जाती है तो 60 वर्ष के बाद किस का बेनिफिट देखने को मिलता है पीएम किसान मानधन योजना के अंतर्गत जो भी धनराशि इस योजना के लिए जमा की जाती है यह वास्तव में किसानों को खुद की जेब से भरने की आवश्यकता नहीं होती है इस योजना के अनुसार लाभ लेने वाले किसानों के पास कम से कम 2 हेक्टेयर की जमीन और होने वाली इनकम अधिकतम ₹15000 या इससे कम होनी चाहिए बता दें कि इस योजना के लिए पात्र श्रेणी में सिर्फ हुआ ही किसान आते हैं जिनकी उम्र 18 वर्ष से लेकर के 40 वर्ष के बीच है इस प्रकार के किसान इस योजना के लिए आवेदन करके योजना का लाभ 60 वर्ष की उम्र पूरी होने के बाद ले सकते हैं यदि आप एक किसान और इस योजना का लाभ लेना चाहते हैं तो इसके लिए आपको सबसे पहले ऑनलाइन आवेदन करना होगा जिसके बाद जांच की जाएगी और यदि आप जांच में इस योजना के लिए पात्र पाए जाते हैं तो आप इसका लाभ ले सकते हैं पीएम किसान मानधन योजना के लिए ऐसे करें आवेदन - Pradhanmantri Kisan mandhan Yojana के लिए आवेदन करना चाहते हैं तो आपके पास जरूरी डॉक्यूमेंट होने चाहिए - पीएम किसान मानधन योजना के लिए जरूरी दस्तावेज के रूप में जमीन का प्रमाण पत्र, आधार कार्ड, बैंक अकाउंट, पासपोर्ट साइज फोटो और मोबाइल नंबर की जरूरत होती है - जब एक बार आप इन सभी दस्तावेजों को एकत्रित कर लेते हैं तो आपको अपने नजदीकी सीएससी सेंटर पर विजिट करना होगा - और सीएससी संचालक को Pradhanmantri Kisan Man Dhan Yojana (PMKMY) योजना के लिए फॉर्म भरने के लिए कहना होगा - जिसके बाद आपका रजिस्ट्रेशन कर दिया जाएगा रजिस्ट्रेशन करते समय आप जो बैंक के अकाउंट का उपयोग करेंगे उसी बैंक का अकाउंट के द्वारा किस की पहली रकम काटी जाएगी - ध्यान रखें कि जब आप इस योजना के लिए आवेदन करते हैं तो आपको एक रसीद भी प्राप्त होती है जो कि सीएससी सेंटर के द्वारा प्राप्त कर लेनी चाहिए बताते चलें कि पीएम किसान मानधन योजना के लिए 18 वर्ष से लेकर 40 वर्ष के बीच खेती किसानी का कार्य करने वाले किसानों के लिए अलग-अलग किस्त निर्धारित की गई है जिसके अनुसार ₹50 से लेकर ₹200 के बीच में आवेदनकर्ता को किस्त जमा करनी पड़ती है यह किस्त 60 वर्ष की उम्र पूरी होने तक जमा करनी होती है और 60 वर्ष पूरा होने के बाद किसानों को पेंशन के रूप में हर महीने ₹3000 की धन राशि प्रदान की जाती है इस प्रकार से 12 महीने में कुल मिलाकर ₹36000 का लाभ प्राप्त होता है follow on: Google news Read the full article

[mtechbtech]

(via pm jan dhan yojana 2022 update)

[takapoysanews]

প্রধানমন্ত্রী শ্রম যোগী মানধন যোজনা । PM Shram Yogi Mandhan Yojana

[myjiomart]

(via Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY))

[best24news]

PM Kisan : किसानों को अब 6 हजार के साथ हर महीने मिलेंगे तीन हजार रुपये, जानिए कैसे उठाए लाभ

PM Kisan : किसानों को अब 6 हजार के साथ हर महीने मिलेंगे तीन हजार रुपये, जानिए कैसे उठाए लाभ

PM kisan Man dhan Yojana: पीएम किसान सम्मान निधि (PM Kisan Samman Nidhi) लाभार्थियों को सरकार एक और बड़ा मुनाफा देने जा रही है। पीएम किसान योजना के तहत सालाना 6 हजार रुपये के साथ अब हर महीने तीन हजार रुपये मिलेंगे। Man dhan Yojana का लाभ कैसे उठाएं? अगर आप भी इस योजना का लाभ लेना चाहते हैं तो इसके नियम और शर्तें जरूर जान लें। दरअसल, पीएम किसान मानधन योजना (PM kisan Man dhan Yojana Benefits) के…

[gyaanrally]

Pradhan Mantri Kisan Maan Dhan Yojana के लिए पंजीकरण कैसे करें

Pradhan Mantri Kisan Maan Dhan Yojana के लिए पंजीकरण कैसे करें

भारत सरकार ने सभी भारतीय छोटे और सीमांत किसानों के लिए वृद्धावस्था सेवानिवृत्ति “Pradhan Mantri  Kisan Maan Dhan Yojana (PM-KMY)” नामक योजना शुरू की है। यह एक स्वैच्छिक और अंशदायी पेंशन योजना है जो 18-40 वर्ष की प्रवेश आयु को शामिल करती है। यह योजना 9 अगस्त 2019 से प्रभावी है| Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY) के उद्देश्य  किसानों के लिए सरकार द्वारा आय और मूल्य समर्थन के लिए कई…